LOMA290历年试题-2008年春季
200801月MBA联考-英语(二)真题跟答案
2008年全国硕士研究生——管理类专业学位联考（二）2008年联考英语真题与答案Section I VocabularyDirections: There are 20 incomplete sentences in this section. For each sentence there are four choices marked A, B, C and D. Choose the one that best completes the sentence and mark your answers onANSWER SHEET 1. (10 points)1.Oil is an important ______material which can be processed into many different products, includingplastics.A rawB bleakC flexibleD fertile2.The high living standards of the US cause its present population to ____ 25 percent of the world’soil.A assumeB consumeC resumeD presume3. You shouldn’t be so ___ ---I didn’t mean anything bad in what I said.A sentimentalB sensibleC sensitiveD sophisticated4. Picasso was an artist who fundamentally changed the ___ of art for later generations.A. philosophy B concept C viewpoint D theme5. Member states had the option to ____ from this agreement with one year’s notice.A denyB objectC suspectD withdraw6. The two countries achieved some progress in the sphere of trade relations, traditionally a source of____ irritation.A mutualB optionalC neutralD parallel7. Williams had not been there during the ___ moments when the kidnapping had taken place.A superiorB rigorousC vitalD unique8. Travel around Japan today, and one sees foreign residents a wide ____ of jobs.A rangeB fieldC scaleD area9. Modern manufacturing has ___ a global river of materials into a stunning array of new products.A translatedB transformedC transferredD transported10. Lightning has been the second largest storm killer in the US over the past 40 years and is ____ onlyby flood.A exceededB excelledC excludedD extended11. V oices were ____as the argument between the two motorists became more bad-tempered.A.swollenB. increasedC. developedD. raised12. Some sufferers will quickly be restored to prefect health, ___others will take a longer time.A. whichB. whereC. whenD. whereas13. My brother likes eating very much but he isn’t very ___about the food he eats.A. specialB. peculiarC. particularD. unusual14. Britain might still be part of France if it weren’t ____a disastrous flood 200.000 years ago,according to scientists from Imperial College in London.A. uponB. withC. inD. for15. The water prize is an international award that __outstanding contributions towards solving globalwater problems.A. recognizesB. requiresC. releasesD. relays16. In its 14 years of _____, the European Union has earned the scorn of its citizens and skepticismfrom the United States.A. enduranceB. emergenceC. existenceD. eminence17. His excuse for being late this morning was his car had __ in the snow.A. started upB. got stuckC. set backD. stood by18.____widespread belief cockroaches (螳螂) would not take over the world if there were no around tostep on them.A. In view ofB. Thanks toC. In case ofD. Contrary to19. Consciously or not, ordinary citizens and government bureaucrats still _____the notion thatJapanese society is a unique culture.A. fit in withB. look down onC. cling toD. hold back20. As you can see by yourself, things ____to be exactly as the professor had foreseen.A . turned in B. turned out C. turned up D. turned downSection II Cloze (10 points)Directions: Read the following passage. For each numbered blank there are four choices marked A, B, C and D.Choose the best one and mark your answers on ANSWER SHEET 1. (10 points)Olympic Games are held every four years at a different site, in which athletes _21__different nations compete against each other in a __22_ of sports. There are two types of Olympics, the Summer Olympics and the winter Olympics.In order to __23__the Olympics, a city must submit a proposal to the international Olympic committee (IOC). After all proposals have been _24___, the IOC votes. If one city is successful in gaining a majority in the first vote, the city with the fewest votes is eliminated, and voting continues with __25__rounds, until a majority winner is determined. Typically the Games are awarded several years in advance, __26__the winning city time to prepare for the Games. In selecting the _27__of the Olympic Games, the IOC considers a number of factors, chief among them which city has, or promises to build, the best facilities, and which organizing committee seems most likely to _28__the Games effectively.The IOC also _29__which parts of the world have not yet hosted the Games. _30__,Tolkyo, Japan, the host of the 1964 Summer Games, and Mexico city, Mexico, the host of the 1968 summer Games , were chosen _31__to popularize the Olympic movement In Asia and in Latin America._32__the growing importance of television worldwide, the IOC in recent years has also taken into _33__the host city’s time zone. _34__the Games take place in the United States or Canada, for example, American television networks are willing to pay _35___ higher amounts for television rights becausethey can broadcast popular events __36____, in prime viewing hours.___37__the Games have been awarded. It is the responsibility of the local organizing committee to finance them. This is often done with a portion of the Olympic television ___38_ and with corporate sponsorships, ticket sales, and other smaller revenue sources. In many __39___ there is also direct government support.Although many cities have achieved a financial profit by hosting the Games, the Olympics can be financially __40___. When the revenues from the Games were less than expected, the city was left with large debts.21. A. in B. for C. of D. from22. A. lot B. number C. variety D. series23. A. host B. take C. run D. organize24. A. supported B. submitted C. substituted D. subordinated25. A. suggestive B. successful C. successive D. succeeding26. A. letting B. setting C. permitting D. allowing27. A. site B. spot C. location D. place28. A. state B. stage C. start D. sponsor29. A. thinks B. reckons C. considers D. calculates30. A. For instance B. As a result C. In brief D. On the whole31. A. in time B. in part C. in case D. in common32. A. Since B. Because C. As for D. Because of33. A. amount B. account C. accord D. acclaim34. A. However B. Whatever C. Whenever D. Wherever35. A. greatly B. handsomely C. meaningfully D. significantly36. A. live B. living C. alive D. lively37. A. Until B. Unless C. Whether D. Once38. A. incomes B. interests C. revenues D. returns39. A. cases B. conditions C. chances D. circumstances40. A. safe B. risky C. tempting D. feasibleSection Ⅲ Reading ComprehensionDirections:There are four passages in this section. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B,C, and D. Youshould decide on the best choice and blacken the corresponding letter on ANSWERSHEET 1 . (40 points)Questions 41 to 45 are based on the following passage:Last weekend Kyle MacDonald in Montreal threw a party to celebrate the fact that he got his new home in exchange for a red paper clip. Starting a year ago, MacDonald bartered the clip for increasingly valuable stuff, including a camp stove and free rent in a Phoenix flat. Having announced his aim (the house) in advance, MacDonald likely got a boost from techies eager to see the Internet pass this daringtest of its networking power. “My whole motto (座右铭) was ‘Start small, think big, and have fun’, ” says MacDonald, 26, “I really kept my effort on the creative side rather than the business side. ”Yet as odd as the MacDonald exchange was, barter is now big business on the Net. This year more than 400,000 companies worldwide will exchange some $10 billion worth of goods and services on a growing number of barter sites. These Web sites allow companies to trade products for a virtual currency, which they can use to buy goods from other members. In Iceland, garment-maker Kapusalan sells a third of its output on the booming Vidskiptanetid exchange, earning virtual money that it uses to buy machinery and pay part of employee salaries. The Troc-services exchange in France offers more than 4,600 services, from math lessons to ironing.This is not a primitive barter system. By creating currencies, the Internet removes a major barrier—what Bob Meyer, publisher of BarterNews, calls “the double coincidence of wants.” That is, two parties once not only had to find each other, but also an exchange of goods that both desired. Now, they can price the deal in virtual currency.Barter also helps firms make use of idle capacity. For example, advertising is “hugely bartered” because many media, particularly on the Web can supply new ad space at little cost. Moreover, Internet ads don’t register in industry-growth statistics, because many exchanges are arranged outside the formal exchanges.Like eBay, most barter sites allow members to “grade” trading partners for honesty quality and so on.. Barter exchanges can allow firms in countries with hyperinflation or nontradable currencies to enter global trades. Next year, a nonprofit exchange called Quick Lift Two (QL2) plans to open in Nairobi, offering barter deals to 38,000 Kenyan farmers in remote areas. Two small planes will deliver the goods. QL2 director Gacii Waciuma says the farmers are excited to be “liberated from corrupt middlemen.” For them, barter evokes a bright future, not a precapitalist past.41. The word “techies” (Line 4, Para 1) probably refers to those who are ＿＿＿.A. afraid of technologyB. skilled in technologyC. ignorant of technologyD. incompetent in technology42. Many people may have deliberately helped Kyle because they ＿＿＿.A. were impressed by his creativityB. were eager to identify with his mottoC. liked his goal announced in advanceD. hoped to prove the power of the Internet43. The Internet barter system relies heavily on ＿＿＿.A. the size of barter stiesB. the use of virtual currencyC. the quality of goods or servicesD. the location of trading companies]44. It is implies that Internet advertisements can help ＿＿＿.A. companies make more profitB. companies do formal exchangesC. media register in statisticsD. media grade barter sites45. Which of the follow is true of QL2 according to the author?A. It is criticized for doing business in a primitive way.B. It aims to deal with hyperinflation in some countries.C. It helps get rid of middlemen in trade and exchange.D. It is intended to evaluate the performance of trading partners.Questions 46 to 50 are based on the following passage:The lives of very few Newark residents are untouched by violence: New Jersey’s biggest city has seen it all. Yet the murder of three young people, who were forced to kneel before being shot in the back of the head in a school playground on August 4th, has shaken the city. A fourth, who survived, was stabbed and shot in the face. The four victims were by all accounts good kids, all enrolled in college, all with a future. But the cruel murder, it seems, has at last forced Newarkers to say they have had enough.Grassroots organizations, like Stop Shooting, have been flooded with offers of help and support since the killings. Yusef Ismail, its co-founder, says the group has been going door-to-door asking people to sign a pledge of non-violence. They hope to get 50,000 to promise to “stop shooting, start thinking, and keep living.” The Newark Community Foundation, which was launched last month, announced on August 14th that it will help pay for Community Eye, a surveillance(监视) system tailored towards gun crime.Cory Booker who became mayor 13 months ago with a mission to revitalize the city , believes the surveillance program will be the largest camera and audio network in any American city. More than 30 cameras were installed earlier this summer and a further 50 will be installed soon in a seven-square mile area where 80% of the city’s recent shootings have occurred. And more cameras are planned.When a gunshot is detected, the surveillance camera zooms in on that spot. Similar technology in Chicago has increased arrests and decreased shootings. Mr. Booker plans to announce a comprehensive gun strategy later this week.Mr. Booker, as well as church leaders and others, believes(or hopes)that after the murder the city will no longer stand by in coldness. For generations, Newark has been paralyzed by poverty ----almost one in three people lives below the poverty line----and growing indifference to crime.Some are skeptical .Steve Malanga of the conservative Manhattan Institute notes that Newark has deep social problems: over 60% of children are in homes without fathers. The school system, taken over by the state in 1995, is a mess. But there is also some cause for hope. Since Mr. Booker was elected, there has been a rise in investment and re-zoning for development. Only around 7% of nearby Newark airport workers used to come from Newark; now, a year, the figure is 30%.Mr Booker has launched a New York-style war on crime. So far this year, crime has fallen 11% and shootings are down 30 %( through the murder rate looks likely to match last year’s high).46. What happened in Newark, New Jersey on August 4th?A. The Newark residents witnessed a murder.B. Four young people were killed in a school playground.C. The new mayor of Newark took office.D. Four college students fell victim to violence.47. Judging from the context, the “Community Eye”(Line5,Para 2)is_____A. a watching system for gun crimeB. a neighborhood protection organizationC. an unprofitable community businessD. a grassroots organization48.We learn from the passage that Newark has all the following problems EXCEPT_____A. violenceB. floodC. povertyD. indifference49. Mayor Booker’s effort against crime seem to be ______A. idealisticB. impracticalC. effectiveD. fruitless50. The best title for the passage may be _____A. Stop Shooting, Start Thinking, and Keep LivingB. Efforts to Fight against Gun CrimesC. A Mission to Revitalize the CityD. Violent Murders in NewarkQuestions 51 to 55 are based on the following passage:According to a recent survey on money and relationships, 36 percent of people are keeping a bank account from their partner. While this financial unfaithfulness may appear as distrust in a relationship , in truth it may just be a form of financial protection.With almost half of all marriages ending in divorce, men and women are realizing they need to be financially savvy, regardless of whether they are in a relationship.The financial hardship on individuals after a divorce can be extremely difficult, even more so when children are involved. The lack of permanency in relationships, jobs and family life may be the cause of a growing trend to keep a secret bank account hidden from a partner; in other words, an ”escape fund”. Margaret’s story is far from unique. She is a representative of a growing number of women in long-term relationships who are becoming protective of their own earnings.Every month on pay day, she banks hundreds of dollars into a savings account she keeps from her husband. She has been doing this throughout their six-year marriage and has built a nest egg worth an incredible $100,000 on top of her pension.Margaret says if her husband found out about her secret savings he’d hurt and would interpret this as a sign she wasn’t sure of the marriage.” He’d think it was my escape fun so that financially I could afford to get out of the relationship if it went wrong. I know you should approach marriage as being forever and I hope ours is, but you can never be sure.”Like many of her fellow secret savers, Margaret was stung in a former relationship and has since been very guarded about her own money.Coming clean to your partner about being a secret saver may not be all that bad. Take Colleen for example, who had been saving secretly for a few years before she confessed to her partner. ”I decided to open a savings account and start building a nest egg of my own. I wanted to prove to myself that I could put money in the bank and leave it there for a rainy day.”“When John found out about my secret savings, he was a little suspicious of my motives. Ireassured him that this was certainly not an escape fund that I feel very secure in out relationship. I have to admit that it does feel good to have my own money on reserve if ever there are rainy days in the future. It’s sensible to build and protect your personal financial security.”51. The trend to keep a secret bank account is growing because______A. escape fund helps one through rainy daysB. days are getting harder and harderC. women are money sensitiveD. financial conflicts often occur52. The word “savvy”(Line2,Para 2)probably means_______A. suspiciousB. secureC. shrewdD. simple53. Which inference can we make about Margaret?A. She is a unique woman.B. She was once divorced.C. She is going to retire.D. She has many children.54. The author mentions Colleen’s example to show_____A. any couple can avoid marriage conflictsB. privacy within marriage should be respectedC. everyone can save a fortune with a happy marriageD. financial disclosure is not necessarily bad55. Which of the following best summary this passage?A. Secret SaversB. Love Is What It’s WorthC. Banking HonestyD. Once Bitten, Twice ShyQuestions 56 to 60 are based on the following passage:“The word ‘protection’ is no longer taboo (禁忌语)”. This short sentence, uttered by French President Nicolas Sarkozy last month, may have launched a new era in economic history. Why? For decades, Western leaders have believed that lowering trade barriers and tariffs was a natural good. Doing so, they reasoned, would lead to greater economic efficiency and productivity, which in turn would improve human welfare. Championing free trade thus became a moral, not just an economic, cause.These leaders, of course, weren’t acting out of unselfishness. They knew their economies were the most competitive, so they’d profit most from liberalization. And developing countries feared that their economies would be swamped by superior Western productivity. Today, however, the tables have turned---though few acknowledge it. The West continues to preach free trade, but practices it less and less. Asian, meanwhile, continues to plead for special protection but practices more and more free trade.That’s why Sarkozy’s words were so important: he finally injected some honesty into the trade debates. The truth is that large parts of the West are losing faith in tree trade, though few leaders admit it. Some economists are more honest. Paul Krugman is one of the few willing to acknowledge that protectionist arguments are returning. In the short run, there will be winners and losers under free trade. This, of course, is what capitalism is all about. But more and more of these losers will be in the West,Economists in the developed world used to love quoting Jonoph Schumpeter, who said that ‘creative destruction” was an essential part of capitalist growth. But they always assumed that destruction would happen over there. When Western workers began losing jobs, suddenly their leaders began to lose faith in their principles, Things have yet to reverse completely. But there’s clearly a negative trend in a Western theory and practice.A little hypocrisy (虚伪) is not in itself a serious problem. The real problem is that Western governments continue to insist that they retain control of the key global economic and financial institutions while drifting away from global liberalization. Lock at what’s happening at the IMF (International Monetary Fund) The Europeans have demanded that they keep the post of managing director. But all too often, Western officials put their own interests above everyone else’s when they dominate these global institutions.The time has therefore come for the Asians-who are clearly the new winners in today’s global economy-to provide more intellectual leadership in supporting free trade: Sadly, they have yet to do so. Unless Asians speak out, however, there’s a real danger that Adam Smith’s principles, which have brought so much good to the world, could gradually die. And that would leave all of us, worse off, in one way or another.56. It can be inferred that “protection” (Line 1, Para.1) means________A. improving economic efficiency.B. ending the free-trade practiceC. lowering moral standardD. raising trade tariffs57. The Western leaders preach free trade because________A. it is beneficial to their economiesB. it is supported by developing countriesC. it makes them keep faith in their principlesD. it is advocated by Joseph Schumpeter and Adam Smith58. By “the tables have turned” (Line 3-4,Para.2) the author implies that________A. the Western leaders have turned self-centeredB. the Asian leaders have become advocates of free tradeC. the developed economies have turned less competitiveD. the developing economies have become more independent59. The Western economies used to like the idea of “creative destruction” because it________A. set a long-term rather than short-turn goalB. was an essential part of capitalist developmentC. contained a positive rather than negative mentalityD. was meant to be the destruction of developing economies60. The author uses “IMF” was an example to illustrate the point that_______A. European leaders are reluctant to admit they are hypocriticalB. there is an inconsistency between Western theory and practiceC. global institutions are not being led by true globalization advocatesD. European countries’ interests are being ignored by economic leadersSection IV TranslationDirections: In this section there is a paragraph in English .Translate it into Chinese and write your translation on ANSWER SHEET 2 . (20 points)The term ”business model” first came into widespread use with the invention of personal computer and the spreadsheet(空白表格程序).Before the spreadsheet, business planning usually meant producing a single forecast. At best, you did a little sensitivity analysis around the projection. The spreadsheet ushered in a much more analytic approach to planning because every major line item could be pulled apart, its components and subcomponents analyzed and tested. You could ask what- if questions about the critical assumptions on which. your business depended-for example, what if customers are more price-sensitive than we thought?-and with a few keystrokes, you could see how any change would play out on every aspect of the whole. In other words, you could model the behavior of a business. Before the computer changed the nature of business planning, most successful business models were created more by accident than by elaborate design. By enabling companies to tie their marketplace insights much more tightly to the resulting economics, spread sheet made it possible to model business before they were launched.Section V WritingDirections: In this part, you are asked to write a composition according to the information below. You should write more than 150 words neatly on ANSWER SHEET 2 . (20 points) 以往许多人报考成人高校，是为了圆文凭梦。
LOMA试题标准答案-Textref-Nov2007-AllSChinese
（2001年版）题 号 章 页题号章 页1 18 247 39 15 1992 3 33 40 7 78-793 11 140 41 8 904 22 292-293 42 14 1865 19 267 43 16 212-2136 11 143 44 6362-63297 16 210 45 3 29-318 10 118-119 46 16 209-210，2149 14 180 47 17 232-23310 10 117 48 13 171-17211 10 121 49 161212315712 1 4 50 7 8113 12 154-155 51 14 18414 17 240 52 9 112-11315 20 270-271 53 14 18316 1 4 54 6 70-7117 5 53-54 55 3 3418 21 285 56 8 9119 1 6 57 9 10420 6 60-61 58 5 5021 8 92-93 59 9 109-11122 2 15 60 10 12323 3 25-26 61 3 2724 3 28 62 17 230-23125 10 124 63 2 1626 22 295-296 64 10 12627 21 283 65 5 5428 6 66 66 6 7329 15 202 67 19 26130 12 156-157 68 18 25031 8 86-87 69 9 10932 20 272-273 70 21 281-28233 13 175 71 12 159-16034 15 199-200 72 20 27635 14 190 73 8 9836 4 39-40 74 14 180，184-18537 18 247-248 75 1311168-16913738 9 106（2004年版）题号章页题号章页1 8 114 39 6 912 12 186 40 11 1703 14 218 41 10 1624 13 208 425 795 6 93 43 7 1056 14 212 44 8 1237 5 69 45 1 118 9 144-145 46 2 349 2 26 47 6 8910 3 41 48 11 16511 4 59 49 9 14712 11 167 50 4 5513 2 21 51 7 10114 6 92 52 12 18915 8 130 53 12 19316 8 118 54 12 19517 4 58 55 13 204-20518 10 155,156 56 5 7419 3 42 57 4 55-5620 5 71 58 7 10821 2 33 59 14 21522 3 41,44,46-48 60 11 16723 6 89 61 10 15124 11 171 62 5 67,7125 7 106-107 63 13 20726 9 140 64 9 13827 7 103 65 1 928 2 23 66 14 21929 2 28 67 11 17730 4 54 68 5 7331 10 156 69 8 121-12232 12 191 70 8 11933 5 84 71 12 19234 12 188 72 1 435 6 93 73 9 13936 2 25 74 2 1937 3 44 75 1 6,738 9 144（2002年版）题 号 章 页题号章 页1 4 64 39 9 376，3842 13 290 40 5 98，1063 15 340 41 19 4564 7 144 42 18 4245 6 113 43 8 162-1636 6 114-116 44 12 2657 4 69 45 1 108 14 329 46 811163-1642399 1718394，402，415，429，439473851-5217410 17 414 48 12630-3211 8 167 49 15 35612 11 246-247 50 16 38413 11 24251 12 282-28314 11 243-24452 14 32815 10 217 53 5 8616 8 176 54 10 212-21317 9 192 55 16 38518 7 147 56 9 189-19019 12 267-268 57 6 11320 3 45 58 17 41321 17 392 59 12 28122 7 139-140 60 5 10323 19 463 61 16 379-38024 18 440 62 15 34225 13 295 63 4 79-8026 19 466 64 16 36927 14 327 65 9 19528 4 74-75 66 6 12529 18 428 67 3 4530 5 101 68 2 30-3131 14 321 69 5 8932 1 13 70 13 30533 17 411 71 3 5134 12 275-276 72 15 346-34735 14 326-327 73 8 17236 9 204 74 19 45937 11 253 75 10 22138 9 199（2002年版）题 号 章 页题号章 页1 16 313 39 3 402 11 219 403 36-373 13 253 41 3 534 5 83 42 12 2335 9 171 43 13 242-2436 5 85 44 13 2447 6 122 45 7 1398 6 115-116 46 11 211-2129 15 287 47 10 19910 11 220 48 6 10911 10 195 49 10 189-19012 6 114 50 10 18813 16 316-317 51 242060-6114 14 276-277 52 7 126，12815 14 268 53 13 24916 7 143 54 4 73，7517 3 55 55 5 9618 14 263 56 5 81-8219 15 302 57 1 9-1020 7 142 58 9 183，18521 2 15 59 9 17422 15 285 60 4 6823 14 270 61 13 25224 10 193-195 62 13 25425 8 156 63 5 9126 14 270 64 14 26727 8 153，165 65 16 31928 8 151-152 66 5 8529 8 160 67 4 7030 8 162 68 8 167-16831 8 162 69 4 6232 6 106 70 17 33333 9 181 71 17 33934 9 176-177 72 2 1435 9 172，174 73 13 25036 15 283-284 74 6 12037 7 133 75 14 26638 3 44（2005年版）题号章页题号章页1 1 8 3911 2662 2 23-26 40 8 1923 15 368-369 41 8 2044 13 325-326 42 16 380,3815 17 407 43 12 300-3016 1,2 5,36,39 44 11 273-2747 4 78 45 9 2158 7 174 46 9 2289 16 383 47 9 228-22910 14 352-353 48 9 220-22111 17 403 49 14 34612 17 401-402 50 16 37313 16 385-386 51 13 322-32314 7 156-157 52 15 36415 6 129 53 10 249-25016 15 360 54 10 251-25317 3 63-66 55 10 24318 14 339 56 14 343-34419 9 230 57 5 11320 15 359,362,363,365 58 6 147,14821 10 244 59 11 27022 8 193-194 60 11 26323 13 319-320 61 16 375-37624 3 52-54 62 16 38225 11 278 63 7 165-16726 12 283 64 4 9727 17 408 65 3 5428 14 348-349 66 8 19029 5 118-119 67 8 200-20230 9 219 68 5 10831 12 291 69 2 3632 2 45 70 2 30-3533 2 36-37 71 12 29234 12 287 72 2 4635 14 346 73 4,11 85-86,27436 11 263-264 74 4 7937 12 284 75 4 8138 12 293L O M A320S中文2007年秋季考试试题答案参考《人寿、健康保险的市场经营》( 2000年版 )题 号 章 页题号章 页1 9 167 39 4 71-72，732 7 123，126 40 14 2443 5 100-101 41 17，19 316，3544 15 42 19 3545 4 64 43 19 3606 12 212 44 21 3917 4 74 45 10 182-1838 2 26 46 20 384，3859 5 93 47 15，13，16281，285-286，232，29210 23 422，423 48 4 6811 11 194 49 14 24912 8 147 50 20 37413 12 208-209 51 5 9114 4 63 52 13 23815 1 6 53 22 415-41616 16 296 54 17 32017 19 356 55 18 33418 18 341-342 56 12 21919 7 122 57 21 39820 17 305-306 58 14 25521 3 50 59 20 375，37822 24 455 60 3 4723 10 176 61 11 19024 6 112 62 23 43125 11 199-200 63 16，13 293，297，23326 20 367 64 2 28-2927 15 288 65 24 446-447，44828 18 342 66 20 38229 13 238 67 8 155-15630 12 211，212 68 10 18031 2 19-20，24-25 69 15 263-26432 9 160 70 6 10733 3 45-46 71 3 5334 14 247 72 7 13035 18 330 73 13 232-23336 22 403-404 74 12 21737 10 185 75 9 163-16438 3 47-49LOMA330S中文2007秋季考试试题答案参考《管理原理与实务》（2003年版） 《信息管理：统计与决策》（2001年版）题 号 章 页题号章 页1 17 463 39 《信息》3 48-492 1 5 40 14 3923 3 80 41 12 3404 6 163 42 《信息》4《管理》663-64163-1645 9 239 43 10 266-2676 13 355 44 8 2067 14 385 45 《信息》4 77-808 15 418 46 17 4709 16 446 47 2 3510 5 123 48 9 24711 10 271-272 49 《信息》4 8112 《信息》1 16 50 13 35813 12 325 51 14 39514 12 327 52 15 41515 13 364 53 《信息》3 44-4516 8 221 54 10 271-27217 2 47 55 6 159-16018 4 87-88 56 11 30719 《信息》2 30 57 《信息》2 2820 15 421 58 11 29621 7 188 59 14 386-38722 11 309 60 9 22823 《信息》3 56 61 《信息》1 11-1224 1 9 62 2 37，4225 6 141 63 4 97-9826 6 142-143 64 9 23627 《信息》4 68-69 65 《信息》2 3328 17 479 66 15 412-41329 《信息》3 25-26 67 《信息》4 7330 16 436-437 68 15 426-42731 4 108 69 7 17532 8 204 70 5 13033 《信息》1 3-5 71 4 16334 《信息》1 3-4 72 16 443-44435 《信息》1 7 73 15 41036 7 180-182 74 14 39837 3 64-65 75 16 44538 5 119（2004年版）题 号 章 页题号章 页1 12 239-240，242 39 4 712 18 383 40 7 129-1313 9 174，176 414 68-694 11 218 42 15 318-320，3245 20 424 43 20 4286 20342440-41，5144 14 2897 15 328 45 3 48-498 9 167 46 19 4029 10 195 47 14 30010 20 422 48 3 4411 24 527 49 14 29012 18 390-391 50 5 89，9113 6 116-117 51 10 20014 20 421-422 52 23 50015 14 289-290 53 15 33216 6 104 54 2 3017 15 321 55 20 42618 5 84-85 56 31441288-28919 6 112，118 57 11 228-22920 14 300 58 19 406-40721 11 221 59 1149285-28622 4 66 60 11 22823 12 243 61 14 294-29524 5 92 62 1 825 9 169 63 11 21526 11 225 64 23 507-50827 18 386 65 24 52428 14 287-288 66 23 49829 10 194 67 19 401，403-40430 10 204 68 18 38731 7 125 69 15 33232 20 432 70 12 24033 10 192 71 11 215-21634 12 244 72 6 11535 5 87 73 9 16636 19 411 74 6 108-10937 18 392-393 75 5 94-9538 9 169（2005年版）题号章页题号章页1 11 395 39附1 4732 9 325 40 1 24-253 9 324 41 6 1984 10 367 42附4 5055 附6 533 43附2 482-4836 3 106 44 8 271,2877 附4 507-508 45附4 503-5048 1 4-5,12 46 3 70-719 6 193,196 47附5 51910 8 306 48 附8 55411 3 96 49 5,8 164,27612 2 36-37 50 附6 52913 6 211 51 2 6214 2 54 52 附3 494-49515 5 173 53 8 30716 10 365-366 54 11 43417 7 254 55 1 2718 2，3 42,92 56附6 52819 11 397,401 57 6,7 205,25820 9 332-333 58 附8 55121 附7 538 594 142 22 附6 526 6010 354-35523 8 295 61 8 297-29824 附1 474 625 16825 4 144 63 3 8826 9 329-330 64 4 11427 9 334-335 65 附3 50028 7 240 66 1 5,1229 9 322-323 67 附2 48430 8 279 68 2 43-4431 9 321 69 4 12532 7 252 70 6 21533 7 253 71 附3 497-49834 7 258 72 附8 55435 7 246-248 73 10 358-35936 4 129-130 74附8 55037 10 385 75 6 22538 附9 564-565LOMA361S 中文2007秋季考试试题答案参考《人寿保险公司会计与财务编报》（2003年版）题 号 章 页 题 号 章 页 1 财务会计9 142 38 财务会计8 116,118 2 财务会计4 53,54 财务会计2 22 3 财务会计2 19 39 管理会计2 36-37 4 管理会计6 92-93 40 财务会计7 114 5 财务会计7 113 41 财务会计5 72,73-74 6 财务会计10 151 42 管理会计3 40-41 财务会计1 3 43 财务会计6 90 7 管理会计1 544 财务会计3 43 8 财务会计 116,118-11945 管理会计2 19 9 管理会计7 114 46 财务会计5 83 10 管理会计2 19 47 财务会计2 2811 财务会计9 140-141 48 财务会计6 94,96,98-99,10012 管理会计1 14 49 财务会计1 14 13 财务会计10 153-154 50 管理会计8 131,134 14 管理会计3 50 51 财务会计3 42 15 财务会计5 71 52 财务会计5 80 16 管理会计7 105-106 53 财务会计4 56 17 管理会计3 49 财务会计1 2-3 18 财务会计1 3-6,13 54 管理会计2 2019 财务会计10 157-158 55 管理会计7 113-115,11620 财务会计9 132 56 财务会计5 79 21 管理会计6 89 57 财务会计3 48 22 管理会计7 109-111 财务会计3 38 财务会计2 21 58 财务会计2 25 23 管理会计3 50 59 管理会计5 76-77 24 财务会计8 129 60 财务会计4 57 25 财务会计2 2961 管理会计2 21-23,30 财务会计9 142,143,14762 管理会计5 79-80 26 管理会计2 23 63 管理会计4 64,67 27 财务会计9 139,147 64 管理会计8 131,132,134 28 财务会计9 143 65 管理会计5 78-79 29 管理会计4 69 66 财务会计4 59 30 财务会计4 64 67 财务会计5 73 31 财务会计8 128-129 68 财务会计8 125 32 管理会计6 100,89 69 财务会计7 105 财务会计9 133-134 70 财务会计6 90-91 33 管理会计7 104-107 71 管理会计4 57-58 34 财务会计2 31-32 72 管理会计8 124 财务会计6 86 财务会计1,6 3,87 35 财务会计9 132 73 管理会计2 27-28 36 财务会计5 78 74 管理会计6 91 37管理会计342-43,4575管理会计14LOMA371S 中文2007秋季考试试题答案参考《人寿保险公司偿付能力与获利能力管理》( 2003年版 )题 号 章 页 题 号 章页 1 资本管理3 36-37 38 产品设计7 127-128 2 资本管理1 3 39 资本管理4 57-59 3 资本管理2 22 40 产品设计10 175-176 4 资本管理12 200 41 资本管理9 132 5 产品设计3 41 42 资本管理6 94 6 产品设计12 209,211 43 产品设计7 121-122 7 产品设计11 200-201 44 产品设计4 73 8 产品设计2 22 45 资本管理4 57 9 产品设计11 190-191 46 资本管理5 74-76 产品设计2 18 47 产品设计4 69,76 10 产品设计1 6 48 产品设计9 159,160 11 资本管理3 43-44 49 资本管理1 12-13 12 产品设计1 6,850 产品设计3 51,52 13 资本管理12 188,204-20551 产品设计11 200 14 资本管理3 38 52 产品设计8 138,140 15 资本管理10 155-156 53 资本管理5 70,73 16 产品设计2 25 54 资本管理1 10-11 17 资本管理2 20-21 55 产品设计9 152-153 18 资本管理6 80-81,82 56 产品设计4 62 19 资本管理10 150-152 57 产品设计3 55 20 产品设计10 172,174 58 产品设计6 101-104 21 资本管理2 27,30 59 产品设计9 164-165,16822 资本管理11 178-181 60 资本管理4 51 23 产品设计10 182,187 61 资本管理2 18-19 24 产品设计6 106 62 产品设计6 111-112 25 资本管理2 23 63 产品设计9 156 26 资本管理9 138-140 64 产品设计4 77,78-79 27 资本管理8 117 65 产品设计12 213,217 资本管理11 173-174 66 产品设计4 72 28 产品设计3 45-47 67 资本管理1 9 29 产品设计2 34 68 产品设计12 207,212 产品设计1 2 69 产品设计5 82,83 30 资本管理1 4 70 产品设计12 211-212 31 资本管理10 154 71 产品设计3 45 32 资本管理8 120-121 72 产品设计8 148 33 产品设计7 116 产品设计5 86,88-89 34 资本管理6 83,84,86 73 产品设计6 98 35 产品设计7 125-126 74 资本管理8 126 36 产品设计6 104 75 资本管理7 104 37资本管理7108A C S100S中文2007年秋季考试试题答案参考《客户服务基础》(2003年版)题 号 章 页题号章 页1 1 9 39 9，3，5 176，40，80-81，922 2 27，28 40 5 81-823 5 77 41 6 1024 7 127，182 42 14 271-2725 8 158-159 43 7 1426 3 46，49 44 6 1107 12 228 45 13 2508 10 197 46 3 439 5 84，85 47 4 6210 6 113，114，115，116 48 4 6611 7，12 126，129-130，225 49 4 7012 13 251，253，257-258 50 5 8313 10 189，196 51 12 240-24114 4 59-62 52 13 24815 12 241 53 8 162-16316 11 209，210 54 8 152，153-15417 12 231 55 5 7918 13 245-246 56 1 1219 12 234-235 57 5 89，9020 6 112-114 58 11 20621 2 21，22，24 59 11 203，204，20522 9 169-170 60 8 15923 11 208 61 6 10524 3 51 62 13 25225 11 220 63 13 250-25126 12 237 64 5 9727 7 133，134，138 65 7 13028 10 193-194 66 2 30，3229 9 179-180 67 7 12430 12 235 68 8 159，16331 5 94-95 69 13 25732 8 149-150 70 14 26633 9 168-169 71 3 3734 6 108-109 72 5，8 92-93，15135 14 278-279 73 10 190-19136 9 172-173，174 74 1 2，3-437 11 221 75 14 274，27538 11 216-217。
LOMA 290 - 2007 - 11 英文考试题目
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A company's customer service department may provide customer service to both extemai and int阻lal customers. One group of customers who generaily are classified as an insurance company's internal customers are the company's (I) policy beneficiaries (2) underwriters (3) third-p肛句 “1世ms仕aωm (4) group policyholders One financiai statement 也at life insurance companies doclUllent that lists a company's
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The Somerset Insurance Company has a doclUllent 也at shows the various job positions in the comp阻y and the formai lines of authority and reporting among Somerset employees. 百lIS informa世on indic刮目that Somerset has doclUllented its fom祖1 intemai organization in a visual display called charter (2) 阻executive summary (3) a skills inventory (4) an 0喀anization chart
2008年春季中国精算师资格考试真题及参考
2008年春季中国精算师资格考试-07寿险精算实务（以下1-30题为单项选择题，每题1分，选错或不选的不给分。
）1-2题基于以下信息：已知利率为6%，2005年12月31日的评估结果如下：精算负债12万元，精算资产8万元，2006年1月1日的正常成本为1万元；2006年12 月31日的评估结果如下：精算负债13.5万元，精算资产9万元。
2006年1月1日实际缴费金额为1.4万元，2007年1月1日实际缴费金额为1.6万元，则1.2006年底的预期未纳基金负债为（）。
(A)3.810万元(B)3.812万元(C)3.814万元(D)3.816万元(E)3.818万元2.2006年的运营情况为（）。
(A)获利0.684万元(B)损失0.684万元(C)获利0.686万元(D)损失0.686万元(E)损失0.688万元07试题第1页（共37页）3.关于寿险公司的资产份额定价法，下列说法不正确的是（）。
(A)利润检验是资产份额定价法的必要步骤(B)在建立定价模型时，模型的规划时间不一定等于最高可能保单年度(C)资产份额定价法通常通过现金流分析检验利润目标(D)资产份额定价法中的现金流分析是针对有效保单和新业务的规划结果进行的(E)资产份额定价法不能反映投资信息情况。
4.以下关于寿险产品开发的描述不正确的是（）。
(A)险种开发通常是以项目的形式进行的(B)险种开发过程包括设计和实现两个部分(C)险种开发过程的终点是形成产品(D)开发的险种要体现公司的长期战略规划(E)开发的险种要满足营销人员的需要5.对于10年缴费的终身死亡保险，计算第二个保单年末最低现金价值的时候，r等于（）。
(A)0.82(B)0.84(C)0.92(D)0.94(E)107试题第2页（共37页）6.以下关于加拿大资产负债法的说法中不正确的是（）。
(A)含有保守的因素(B)既适用于传统寿险，又适用于新型寿险(C)基于分组的方法(D)需要对投保人的合理预期做出假设(E)为每一张保单单独计算准备金7.关于保单失效率的说法，不正确的是（）。
LOMA试题标准答案-Textref-Nov2008-AllSChinese
《保险原理：人寿、健康和年金》（第二版）（2004年版）题 号 章 页题号章 页1 6 70 3913 1722 3 34 4016 210-2113 11 137 4114 1864 16 210-211 4217 2335 14 180 4319 2626 17 230 44 1 47 21 285 45 1 68 2 15 468 869 5 51 4712 153-15610 18 247 4814 189-19011 3 33 4921 28612 6 68-69 507 8113 7 78-79 51 5 53-5414 10 117 5210 128-13215 6 61,65-66 5316 218-21916 22 301 5417 239-24017 13 164,166 5510 11918 2 15 5620 27319 3 28 5715 19920 6 73 5822 292-29321 8 87-88 59 3 2422 9 108 609 109-11023 10 124 618 9124 11 140 6210 13325 16 207-209 6313 17026 14 181 6421 28227 1 10 659 11328 19 263 6612 159-16029 21 286 67 5 5630 20 275-277 6815 20231 1 4-5 69 3 2732 3 30 7012 149-15133 7 77 71 2 16-1734 8 92,99 72 6 6135 8 92,99 737 7836 5 53 7415 19937 9 104-105 7512 14938 10 123《金融服务及产品的原理》（2004年版）题号 章 页 题号章页 1 1 8 39142202 8 121 409 1353 12 185-186 41101564 6 89 42 2 285 11 171 43 3 426 14 212 44111767 7 105 45132058 10 155 467 109 9 8 122,123,12447 693 10 12 196 48 4 55-56 11 9 146 49 5 75-76 12 11 174,175 5012196,197 13 1 6 9140-142 14 12 194 518 115-116 15 10 160 5214220 16 3 44 53 1 9 17 8 130 54 3 46-47 18 6 89-90 5510159 19 11 165,170 56 5 70 20 5 74 5712189 21 4 55 5814214-217 22 7 101,102-103599138 23 2 21 60 4 54 24 8 114 6110150 25 6 93 62 2 33 26 12 192 63 5 79 27 10 154,155,1566414219 28 13 207-208 6512192-193 29 7 106-107,1086611167 30 9 144-145 67 2 23 31 2 26 689 144 32 1 13-14 697 104 33 3 48-49 70 5 81-82 34 5 72 718 129 35 8 115-116 72 6 88 36 4 56-57 73 2 27 37 6 92 74 1 3 3811170 75 233（2002年版）题 号 章 页题号章页1 16 371 39173962 16 386 40 2 383 6 121-122，12341 3 434 5 86 429 1865 11 252 43153516 4 74-75 44 4 697 10 217 457 1538 8 163-164 468 175-1769 17 413-414 471842810 19 456 481329711 6 113 491124312 12 268 501329213 16 367 511637614 1 10-11 5217395-396,409-41015 7 149 53 6 11816 8 167，169 54 5 9017 4 70 5510229-23018 16 377 561432119 9 195 571022320 1 9-10 581125321 11 248 59 5 99-10022 12 281 601741123 14 324 611945724 2 23 62 2 30-3125 15 342 638 165,170-17326 9 191 641534727 1211275-276246，247651945328 109232199669 19829 14 328 6714325-32630 4 66-67 681330631 11 251 691842332 5 92，98 707 14733 9 190 711328834 11 247 721330335 3 51 7312265-26636 6 131 741740037 15 343 75 4 633851292，94，103，104279（2002年版）题 号 章 页题号章页1 4 75 39122332 5 85-86 4013251-2523 14 266-267 41112124 13 254 4215286-2875 1 9-10 4315283-2846 2 28 4413255-2567 7 142,143,145 45173398 14 274-275 46132449 6 109 47 5 8110 7 140 481325011 6 110,112,113,114491223612 14 267 50388415013 5 91-92,97 518 15514 17 333 52131725233415 9 176-177 538 152,15316 14 270 5413248-24917 9 172 55 5 9618 10 194-196 561631319 10 203 57 1 7-820 10 190 58 4 61-62,6521 11 222-223,224 5963118-1204922 9 171,181 607 138-14023 10 195 61 3 5424 9 174-175 621528725 14 270 63 2 1526 17 336-337 641122027 6 115-116 65 5 9828 14 273 66 3 4029 14 276-277 678 16830 2 17 68 6 121-12231 17 345-346 697 140-14132 8 155 70 3 5033 15 283 719 175-176, 183, 184-18534 1417278344-345728 16635 4 65-66,68-70 73 3 35-37,3936 16 315-316 748 149,16237 7 132-133,134 75 2 1438 4 72《个人财务规划》（2005年版）题 号 章 页题号章 页1 10 249-251 38 4 82,842 7 180 39 5 109,111,1173 2 44 40 12 2924 5 118-119 41 13 3175 8 190 42 10 2436 4 78 43 14 3527 6 202 44 14 346-3478 13 324-325 45 9 222-2239 15 360 46 5 110-11110 2 26-28 47 7 172-17411 16 381 48 8 203-20512 16 383-384 49 15 365-36613 11 278 50 16 37614 2 45 51 11 26615 11 264 52 17 40216 6 131 53 6 13517 15 368 54 9 21918 3 59,64 55 9 220-22119 2 31 56 11 26420 2 37 57 16 380-38121 11 270 58 5 114-11522 14 351-352 59 9 21523 16 382 60 7 17024 3 52-53 61 8 20025 12 288 62 12 28426 4 85 63 9 2261 3 644 52 273 40 6513 319-32028 3 54-55 66 12 28629 12 297,298,300 67 11 27330 14 339-340 68 16 38631 9 228-230 69 17 40632 6 131 70 17 40333 12 283,295 71 14 34634 7 161,163,182 72 10 24435 8 190-191 73 11 26836 4 95-96 74 4 8637 8 193 75 12 300-301《金融服务领域的商业法》（2008年版）题号 章 页 题号章 页1 10 160 38 1 11-132 1 14 39 7 10310 157-158 40 3 4035 69 41 3 454 10 170 42 15 251,255-256 57 100 43 1 7-8 6 7 102 44 4 575 72 45 15 239-240710 157 46 12 194-1958 2 29-30 47 10 161 9 8 131 48 7 103 10 11 177 49 8 128-129 11 2 25 50 9 149-150 12 2 21 51 4 56 13 2 27-28 52 11 175-176 14 11 178 53 6 90 15 8 122 54 9 151 16 12 203-204 55 15 249 17 12 200 56 8 121-122 18 6 87 57 5 68 19 13 214 58 6 96-97 20 13 210,211 59 15 243 21 14 224 60 9 141 22 14 224 61 3 43 23 11 181 62 9 144,145 24 1 5,6 63 5 74 25 4 55 64 14 229-230 26 13 212 65 4 60,61 27 9 138-139 66 6 86,91 28 3 34-36 13 22029 5 82 672 30 30 9 138 68 8 120-121 31 7 108 69 14 232 32 7 111 70 12 197 33 11 184-185 714 52 34 2 21 72 3 39 35 15 238 73 15 242 36 9 140-141 74 5 695 67-6837 10 162 7510 156LOMA 320S中文2008年秋季考试试题答案参考《人寿、健康保险的市场经营》( 2000年版 )题 号 章 页题号章 页1 11 195-196 3915 2672 1 5 401，12 6，7，2093 5 102 4121 3914 19 353-354 4213 2385 12 219 4319 354，3566 3 53 4410 1767 24 449 458 1478 11 197 4612 2189 7 123，126 4718 33010 14 248 4811 19511 10 178-179 4916 29612 18 332，333 5023 43713 9 164 5113 23214 21 398 5214 255，25615 15 264 5319 35716 18 339-340 5420 38517 3 43-44 55 2 2818 22 404 56 4 6819 20 367 5720 37420 16 293-294 58 5 88-8921 4 74-75 59 1 922 12 211 60 4 7623 7 130 61 5 91，9824 7 129 62 5 9325 13，16 233，297-298 6317 31626 7，18 141，336 64 2 26-2727 20 382 6518 33428 23 425-427 668 15129 17 305-306 67 2 21-22，23-2430 5 100-101 6813，3 237，5431 15 280 691,13,156，232，28732 8 147-148 70 2 25-2633 10 182-183 71 4 8034 3 47 7220 37435 3 48 739 160-16136 24 455 7422 41337 3 49 75 4 6438 15，14 277，249，250《管理原理与实务》（2003年版） 《信息管理：统计与决策》（2001年版）题 号 章 页题号章 页1 13 376 399 236-2372 14 400 40 1 163 17 483 4112 3294 12 336 4211 3005 15 421-422 43 4 926 5 119 44 6 1427 15 432 45 3 808817221478-4794615 419-4209 7 178 4713 37310 9 232 4813 368-36911 9 246-247 4914 39512 12 343 5014 38913 13 354 5113 359-360，37014 8 217-218 528 205，20915 16 445-446 5311 30716 4 108 54 5 132-13417 11 308 557 18918 14 386 5617 47019217414795717 47020 16 448 58161743647621 10 261-262 59 5 13022 9 245-246 60《信息》231-3323 8 222 61《信息》16-724 10 265-267 62《信息》1《信息》222425 3 81 63《信息》4《管理》66916126 12 327 64《信息》22727 15 410 65《信息》12-428 10 276 66《信息》47929 10 263-264 67《信息》34030 7 180-182 68《信息》479-8031 8 204 69《信息》344-4632161715140，151460-46170《信息》473-7433 14 398 71《信息》354-5534 13 366-367，37472《信息》48135 2947-4823873《信息》4《管理》663163-16436 10 281 74《信息》230-3137 2 52 75《信息》225-2638 15 412《金融市场与金融机构导论》 （2004年版）题 号 章 页题号章 页1 2 30 3920 4202 10 194 40 4 65-673 1 12 4112 2394 24 527-528 4218 392-3935 3 41 4324 5246 9 168，173，181-18244 5 947 15 334 4519 406-4078 5 94-95 4610 203-2049 19 414 477 129-13110 23 500 4810 19611 3 51-52 4915 31912 5 84-85 5020 42213 11 218 51 6 114-11514 14 287 521032004915 5 83-84 5314 29216 14 296 54 6 116-11717 23 507-508 5512 242-24318 20 424 5631148215-21619 1 9 577 12620 5 92 5811 22421 15 319 5918 385-38622 19 401，404 6019 41323 6 106 6111 221-22224 9 177 6215 33225 11 228 639 17126 20 424 6410 203-20427 2 23-24 65931774528 4 68 6612 239-24129 3 44 67 5 8530 14 292 6823 49831 10 194 69 1 832 4 63 7018 38733 20 426 7112 24434 18 382 72 4 6635 426929-307311 22536 15143283017410 19237 5 87 75 6 112-11338 18 393《投资基础》 (2005年版)题 号 章 页题号章 页1 1 4-5 392 33，352 6 205-206 403 963 9 321-322 415，8 164，2764 2 44 427 2485 5 160-163 43 2 426 5 149，169 44 4 1257 11 395 456，7 207-208，2598 1，4，附610-11，18，115，531469，附6325-326，529-5309 10 356 47 2 54，57，6010 9 323 48 5 17211 9 327-328 4910 358-35912 6 215 50 4 129-13013 11 409-410 51 2 60-6114 1 12 528 27915 3 83-85 53附2 48216 4，8 133，286 54附6 52617 8 306 55附8 55418 10 366-367 56附2 48419 1 22-23 57附4 505-50620 11 396，401 58附6 53121 4 120 59附7 54222 7 252 60附8 55123 7 255-256 61附3 494-49524 7 257-258 62附1 46925 4，9 137-138，316 63附4 507-50826 6 227 64附8 548-54927 8 298，301 651，附610-11，53328 10 361 66附4 503-50429 2 32，36-37 671，附612，52830 8 271 68附4 510，51131 6 198 69附3 499-50032 3 95 70附7 54333 9 336-337 71附5 51934 10 365 72附1 46835 2 50-53 73附8 55036 4 142-143 74附6 52737 7 233，245 752，附432，50338 9 324《人寿保险公司会计与财务编报》（2003年版）题 号 章 页 题号章页1 管理会计6 89 38财务会计8116,118-119,1222 管理会计3 40－41 39管理会计8128-130 3 财务会计3 49 40财务会计2204 财务会计4 53-54 41财务会计10153,156,1575 财务会计10 153,154 财务会计7114 6 财务会计10 151 42财务会计233 管理会计2 21-22 43财务会计458-59 财务会计1 2,5 44财务会计218-19 7 财务会计5 69 45管理会计7119 8 管理会计8 131,132,13446管理会计460 财务会计9 145-147 47财务会计691 财务会计4 53 48财务会计7112-114 9 管理会计2 27-28 49财务会计17-9 10 管理会计6 95 50管理会计220,28-29 11 财务会计9 139,147 51财务会计698-99 管理会计5 76-77 52管理会计8123 12 管理会计6 89 53财务会计346-47 13 管理会计5 75 54财务会计695,97,98,10014 财务会计9 141,143,14755财务会计343-44 15 管理会计8 124 56财务会计112 16 管理会计4 64 管理会计347-48,51 17 管理会计3 49,51 57财务会计7104 18 管理会计1 4 58管理会计8125-126 19 管理会计4 57-58 59财务会计568,69,71 20 财务会计4 55 财务会计465 21 财务会计8 124 60财务会计697财务会计2 22 22 管理会计2 36-37 61财务会计693 23 管理会计6 96-97 62财务会计578 24 财务会计1 3-5 管理会计7104-105 25 财务会计9 140,144 63财务会计9133-134 26 管理会计1 14,16 64财务会计456 27 财务会计1 14 65财务会计574 管理会计2 2428 财务会计6 87,91 66管理会计6101 29 财务会计8 127 67财务会计580 管理会计1 9,12-13 68财务会计338-40 30 管理会计4 67 69财务会计231-32 31 管理会计4 69 70财务会计582 32 财务会计9 140-141 管理会计15 33 管理会计7 114 71财务会计13-4,13 34 财务会计8 121-122 72管理会计350 35 财务会计4 57 73管理会计18 36 财务会计10 151-152 74管理会计572 37财务会计573 75财务会计228《人寿保险公司偿付能力与获利能力管理》( 2003年版 )题 号 章 页 题号章页 产品设计2 26 39产品设计6 971 资本管理1 7 40资本管理10 1572 产品设计5 88-89 41资本管理3 44 3 产品设计7 126-127 42产品设计4 65 4 产品设计3 50-52 43产品设计4 78-79 产品设计3 43 44产品设计12 222,223 5 资本管理11 171 资本管理8121 6 资本管理1 11-12 45资本管理10 155 7 产品设计7 116-117 46资本管理2 23 产品设计7 129,133 47产品设计5 83 8 资本管理7 101 产品设计7125 9 资本管理6 87 48产品设计10 172 10 资本管理9 150 49产品设计12 218-219 11 产品设计2 35,36 50产品设计2 21 12 产品设计9 164-165,168 产品设计3 41-42 13 产品设计4 75 51资本管理11 171 14 资本管理8 122,124 52产品设计3 54-55 15 资本管理10 155-156 53资本管理2 20-21 16 资本管理2 23 54资本管理8 126 产品设计2 20 55资本管理6 80-81,82 17 资本管理11 171 56产品设计1 12 18 产品设计10 177 57产品设计10 177 19 资本管理12 200,201 58产品设计11 199 20 资本管理11 176-177 59产品设计11 190-191 21 产品设计12 213-214,217-21860产品设计9 164-165 22 产品设计6 100-103 产品设计353,54 23 产品设计6 105-111 61资本管理11 176 24 产品设计7 119-121 62资本管理3 36-37 25 资本管理2 27-29 63产品设计4 73 26 产品设计9 155 64产品设计11 197 27 资本管理9 133-134 65产品设计8 142 28 资本管理10 154 66资本管理3 47 29 产品设计4 66 67产品设计9 158 30 资本管理7 108 68资本管理1 10-11 31 产品设计8 136,137 69资本管理2 18 32 产品设计3 57-59 70资本管理12 189 产品设计11 200 71资本管理12 189 33 资本管理4 54 72产品设计3 41 34 资本管理1 9 73产品设计2 34 35 资本管理11 180 74产品设计12 220-221 36 资本管理9 135-136,140,143资本管理4 55 37 产品设计6 106-107 75资本管理5 74-75 38资本管理7 99《客户服务基础》 (2003年版)题 号 章 页题号章 页1 1 7 398 161，1622 8 159 403 433 8 159-160 41 3 434 13 252 429 168，1705 5 85 439 1706 6 102 4412 2357 2 22 457 1428 7 134 4613 244，2489 3 38 478 15710 2 30 488 16311 6 105 499 17512 11 220 5012 24113 14 273-274 517 128-12914 8 153 527 12615 11 217 53 6 106-10716 9 174 54 4 58-5917 10 197 55 4 66-6718 5 76-77 56 4 66-6719 6 115-116 57 5 88-9120 5 77 58 6 10821 12 238 59 5 9622 12 238 60 6 112-11423 2 27 61 5 9124 14 266-267 627 12425 13 259 63 3 4726 9 179-180 64 5 9527 11 203，205 657 13028 11 207 66 5 79-8129 11 212-213 67 4 62-6330 13 246 68 6 10931 14 271-272 69 3 4932 7 143 7010 19633 14 278-279 7110 18634 13 250，257 7212 23135 11 208-209 73 6 11036 5 97 749 17037 10 192 75 1 538 8 149，151。
LOMA试题标准答案-Textref-Nov2006-AllChinese
30
10
31
10
32
3 16
33
14
34
11
246－247
240 64-65 394 387 264-265
35
14
357
36
8
177,183,196－197
37
12 15
303 378-379
題 號
章
頁
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9
209
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8 3
42
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434-435 194-195
60 368
65 管理原理 15
66 管理原理 7
67 管理原理 10 68 統計與決策 2
69
管理原理 8 統計與決策 3
70 管理原理 1
71 管理原理 9
72 管理原理 8
73 管理原理 9
74 管理原理 8
75 管理原理 17
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35 51 48 239 391 7 479
31,33
147
410
119,120 142-143
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LOMA290 中文 2006 秋季考試 試題答案參考
《保險公司的運作》 （2004 年版）
頁
337 118 76 224 51 171 464-465 64 192 252 89-90 429-430 36 376 167 45 244 34-35 384
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275-276 46-47 140 244
63 325-326
175 391-393 374，385
450 99-101 359-360 270-271 162-163
loma290学习资料
loma290学习资料LOMA290-人寿、健康保险公司的运作单元列表保险公司的运作保险监督与金融服务产业人寿保险公司的成立保险公司的组织结构管理信息确定客户及其需求开发新产品与定价分销产品与分销系统核保的原理与过程客户服务理赔管理财务管理概述投资管理会计与财务报告法律运作与遵从长期发展策略规划课程简介在本课程中，我们将为您介绍人寿保险公司在经济中所担任的角色，并说明人寿保险公司的运作情形，以及人寿保险公司如何做出正确的道德决策。
IntroductionThe chapter introduces you to the roles of life insurance companies in the economy, life insurancecompany operations, and ethical decision making in insurance companies.课程目标人寿保险公司课程目标透过这个课程，您将可以:一、叙述人寿保险公司在社会经济中的作用。
二、比较「产品导向型组织」与「市场导向型组织」。
三、列出所有人寿保险公司的基本运作。
四、解释「风险」与「风险管理」在保险公司运作中的概念。
Learning ObjectivesAfter completing the chapter, you should be able to: 1.Describe the roles that life insurance companies play in the economy.2.Contrast product-driven organizations and market-driven organizations.3.List the essential operations that all life insurance companies undertake.4.Explain the concepts of risk and risk management as they apply to insurance company operations.1LOMA290-人寿、健康保险公司的运作5.Define fiduciary and describe the importance of trust in the fiduciary relationship.6.Describe steps that life insurance companies can take to ensure the highest standards of ethicalconduct.人寿保险公司人寿保险公司(life insurance company)指的是承保和签发人寿保险的公司。
2008年春季英语高级口译考试真题
致力于打造国内最大的在线英语学习平台： /ielts/xd.html洛基国际英语，竭诚为您服务08年春季上海外语口译考试高级口译笔译真题SECTION 1: LISTENING TEST (30 minutes)Part A: Spot DictationDirections: In this part of the test, you will hear a passage and read the same passage with blanks in it. Fill in each of the blanks with the word or words you have heard on the tape. Write your answer in the corresponding space in your ANSWER BOOKLET. Remember you will hear the passage ONL Y ONCE.Today, we'll talk about what other effects watching TV might produce on children.Children should be _______ (1) a lot of television, many experts and parents agree, but there is at least one circumstance when it might be beneficial: _______ (2). A recent study conducted by Italian researchers found that children _______ (3) immediately preceding and during blood tests experienced less pain than children whose mothers _______ (4) during the procedure, or children whose mothers were present but _______ (5).The research, led by Carlo Brown, MD, at the University of Siena, is published in the Archives of Disease in Childhood, _______ (6) the study. None received any type of anesthesia; the children and their mothers _______ (7).Both the group whose mothers attempted to distract them from the blood tests and those whose mothers simply observed reported _______ (8) than the group who watched cartoons. For that group, the levels of pain were less and the children were better able to _______ (9).One of the possible explanations is that children might have _______ (10) during the procedures, exacerbating their perception of pain. "The higher pain level reported by children during _______(11) shows the difficulty mothers have in interacting positively _______ (12) in their children's life," the authors write.However, they stressed that _______ (13) still provided benefits, noting that the children would _______ (14) during the procedures. "Indeed, children state that having their parent present _______ (15) when in pain," say the authors.Another possibility offered for consideration is the notion that the _______ (16) might release pain-quelling endorphins. Endorphins, _______ (17) produced by the pituitary gland, resemble opiates in their ability to produce analgesia and a sense of well-being. In other words, they might _______ (18).In any case, the study results suggest that health workers should _______ (19) to watch television during painful procedures _______ (20).Part B: Listening ComprehensionDirections: In this part of the test there will be some short talks and conversations. After each one, you will be asked some questions. The talks, conversations and questions will be spoken ONL Y ONCE. Now listen carefully and choose the right answer to each question you have heard and write the letter of the answer you have chosen in the corresponding space in your ANSWER BOOKLET.Questions 1 to 5 are based on the following conversation.1.(A) A change in French eating habits.(B) A boom in long-hour meals in France.(C) The origin of hamburgers.(D) The home of the sit-down mid-day meal.2.(A) A variation in food supply.(B) A change in the workforce.(C) A rise in food prices.(D) A fall in white-collarization.3.(A) Bakeries now offer a limited range of albeit excellent products.(B) There are about four kinds of bread, breakfast and dessert pastries.(C) Bakeries sell sandwiches mainly in the working-class areas.(D) France is currently witnessing a boom in sandwich business.4.(A) Men usually like to eat more hamburgers than women do in France.(B) Men, more likely to be working behind a jackhammer, need to eat so much.(C) Women make up almost half the labor force in France now.(D) Women have to pick up the children late from the day-care center.5.(A) Because the bakeries have adapted the idea of fast food and made it French products.(B) Because the bakeries have offered something that's very close to what is called fast food.(C) Because the hamburgers have ham and butter in them.(D) Because the hamburgers do not cost so much as those offered by McDonald. Questions 6 to 10 are based on the following news.6.(A) Three.(B) Four.(C) Eleven.(D) Eighteen7.(A) To intensify Tokyo's role in peacekeeping missions abroad.(B) To stop the country's air force transport mission in Iraq.(C) To override the lower house's decision.(D) To approve the Democratic Party's bill to continue the mission.8.(A) Worsening water scarcity.(B) Increasing risks of diseases.(C) Triggering mass displacement.(D) Reducing the population in Asia.9.(A) To resume peace talks which have been halted for a long time.(B) To forge and sign a peace treaty pledged by both sides.(C) To dispel his skepticism over chances for a deal before he leaves office.(D) To open a 44-nation conference over the Middle East issue.10.(A) 60%.(B) 26%.(C) 21%.(D) 20%.Questions 11 to 15 are based on the following interview.11.(A) What to do to control crime.(B) What role a lawyer plays in a court case.(C) How to tell a hardened criminal from a first-time offender.(D) How to convict a criminal and put him in prison.洛基国际英语，竭诚为您服务12.(A) Deterrence.(B) Quick conviction.(C) The social structure.(D) The economy.13.(A) Education programs are not so effective as required.(B) Drug treatment programs are insufficiently funded.(C) Some rehabilitation programs inside prisons have been stopped.(D) More people are convicted than prison space can accommodate.14.(A) These programs are mainly intended for the kingpins of drug deals to get rehabilitated.(B) These programs are currently carried out in most states in the country.(C) These programs aim to develop a culture inside the prisons.(D) These programs have psychological and educational components.15.(A) Because gangs start in prisons and make prison a repressive experience.(B) Because criminals tend to be repeat offenders.(C) Because there is no stigma attached to most criminals.(D) Because society doesn't look at released prisoners with disdain.Questions 16 to 20 are based on the following talk.16.(A) How to interact with colleagues and clients face to face.(B) How to make effective telephone conversations.(C) What skills are needed to get and hold down a job.(D) What makes for an excellent ability to express yourself.17.(A) Managerial.(B) Technological.(C) Financial.(D) Social.18.(A) Basic to advanced knowledge of computer application.(B) Ability to calculate all transactions, profits and costs.(C) Creativity in making presentations to clients.(D) Proficiency in at least one foreign language.19.(A) To create your own databases on the computer.(B) To enhance your social skills by holding parties with your friends.(C) To use the computer in free time and become familiar with its operation.(D) To store as many telephone numbers and addresses as you can.20.(A) Graduating students.(B) Trainee managers.(C) Professional secretaries.(D) Low-level administrative staff.SECTION 2: READING TESTDirections: In this section you will read several passages. Each one is followed by several questions about it. You are to choose ONE best answer, (A), (B), (C) or (D), to each question. Answer all the questions following each passage on the basis of what is stated or implied in that passage and write the letter of the answer you have chosen in the corresponding space in your ANSWER BOOKLET.洛基国际英语，竭诚为您服务Question 1-5Life expectancy in the richest countries of the world now exceeds the poorest by more than 30 years, figures show. The gap is widening across the world, with Western countries and the growing economies of Latin America and the Far East advancing more rapidly than Africa and the countries of the former Soviet Union. Average life expectancy in Britain and similar countries of the OECD was 78.8 in 2000-05, an increase of more than seven years since 1970-75 and almost 30 years over the past century. In sub-Saharan Africa, life expectancy has increased by just four months since 1970, to 46.1 years. Narrowing this "health gap" will involve going beyond the immediate causes of disease-poverty, poor sanitation and infection-to tackle the "causes of the causes" -the social hierarchies in which people live, says the report published by the Global Commission on the Social Determinants of Health established by the WHO in 2005.Professor Sir Michael Marmot, chairman of the commission, who first coined the term "status syndrome", said social status was the key to tackling health inequalities worldwide. In the 1980s, in a series of ground-breaking studies among Whitehall civil servants, Professor Marmot showed that the risk of death among those on the lower rungs of the career ladder was four times higher than those at the top, and that the difference was linked with the degree of control the individuals had over their lives.He said yesterday that the same rule applied in poorer countries. If people increased their status and gained more control over their lives they improved their health because they were less vulnerable to the economic and environmental threats. "When people think about those in poor countries they tend to think about poverty, lack of housing, sanitation and exposure to infectious disease. But there is another issue, the social gradient in health which I called status syndrome. It is not just those at the bottom of the hierarchy who have worse health; it is all the way along the scale. Those second from the bottom have worse health than those above them but better health than those below."The interim report of the commission, in the online edition of The Lancet, says the effects of status syndrome extend from the bottom to the top of the hierarchy, with Swedish adults holding a PhD having a lower death rate than those with a master's degree. The study says: "The gradient is a worldwide occurrence, seen in low-income, middle-income and high-income countries. It means we are all implicated."The result is that even within rich countries such as Britain there are striking inequalities in life expectancy. The poorest men in Glasgow have a life expectancy of 54, lower than the average in India. The answer, the report says, is empowerment, of individuals, communities and whole countries. "Technical and medical solutions such as medical care are without doubt necessary. But they are insufficient." Professor Marmot said: "We talk about three kinds of empowerment. If people don't have the material necessities, they cannot be empowered. The second kind is psycho-social empowerment: more control over their lives. The third is political empowerment: having a voice."The commission's final report, to be published soon, will identify the ill effects of low status and make recommendations for how they can be tackled. In Britain a century ago, infant mortality among the rich was about 100 per 1,000 live births compared with 250 per 1,000 among the poor. Infant mortality is still twice as high among the poor in Britain, but the rates have come down dramatically to 7 per 1,000 among the poor and 3.5 among the rich. Professor Marmot said: "We洛基国际英语，竭诚为您服务have made dramatic progress, but this is not about abolishing the rankings, but by identifying the ill effects of hierarchies we can make huge improvement."1. Which of the following CANNOT be found from the passage?(A) Life expectancy in Latin America and the Far East is increasing faster than Africa.(B) In Africa, life expectancy had only increased by four years since 1970 to 46.1 years.(C) There is a gap of more than 30 years in life expectancy between the richest countries and the poorest countries.(D) Within rich countries there are also great inequalities in life expectancy between the rich and the poor.2. According to the passage, the term "status syndrome" _______,(A) was first accepted by the World Health Organisation in 2005(B) was proposed by Professor Marmot to describe social changes(C) is used to expose the major causes of health inequalities(D) is used to show the correlation between sanitation and infection3.According to the passage, the effects of status syndrome _______.(A) can only be found from those living at the bottom of the society(B) usually are greater among those from the lower classes(C) are the same on people from each ladder of the social hierarchy(D) extend universally from the bottom to the top of the social hierarchy4.Professor Marmot proposed that "empowerment" should ________.(A) mainly include technical and medical advancement(B) be equal to access to material necessities(C) be material, psycho-social and political(D) be the final answer to the social problem of "health gap"5.What can be concluded from the passage?(A) Health inequality is closely related to social hierarchies.(B) The "causes of the causes" of health gap lie in the differences between rich and poor countries.(C) Social ranking should be ultimately abolished.(D) The rich countries should give more assistance to poor countries to fill the health gap. Questions 6-10In Idaho's Snake River Valley, where potato farmers depend on electric pumps to water their crops, the state's largest power company hopes to stand tradition on its head and profit by selling farmers less, not more, electricity. To do that, Idaho Power is vastly expanding its energy-efficiency programs for 395,000 residential customers, small businesses, and farmers. Usually the more customers save, the less utilities make. But under an innovative deal with state regulators in March, Idaho Power gets paid for its plants and equipment and boosts profits by winning incentive payments for reducing electric demand.It's an idea that appears to be catching on as legislatures fret about global warming and utilities scramble to meet rising demand without the increasing harassment and cost of building new power plants. Idaho is among 13 states whose regulators have either adopted or proposed measures in the past year to decouple utility profit from electricity production. Decoupling is advancing even faster for natural-gas utilities, with 25 states either adopting or proposing decoupling plans in recent years. "This wave toward 'decoupling' is clearly gathering momentum," says Martin洛基国际英语，竭诚为您服务Kushler of the American Council for an Energy-Efficient Economy in Washington. "More states seem to be calling every week to find out about this."Although California pioneered the idea 25 years ago-and strengthened incentives and penalties last month-interest is picking up again because of global warming, experts say. The main idea is that by rearranging the incentive structure, regulators can give utilities clear incentives to push energy efficiency and conservation without hurting their bottom lines. Under the new rules in California, for example, electric utilities could make as much as $150 million extra if they can persuade Californians to save some $2 billion worth of power, according to the Natural Resources Defense Council."This is a vital step in the global-warming fight," says Audrey Chang, an NRDC researcher. "It represents, we hope, a historic shift toward decoupling that is going to help bend the energy demand curve downwards." Beside Idaho, states that this year adopted decoupling for some or all of its electric power industry include New York, Connecticut, and Vermont. At least nine other states have seen major decoupling proposals this year.Idaho Power is happy that its key fixed costs-plants and equipment-are now separated from variable costs of electricity sales such as fuel. Regulators annually readjust those fixed rates-up or down-a maximum of 3 percent to ensure that the company gets no more or less than it has been regulated to receive. But customers should benefit, too, as utility efficiency programs cut energy use and energy bills-something the company is trying hard to do so it can win a bonus if it meets or exceeds energy-cutting goals. "Before there was almost a disincentive to go hard at efficiency because we weren't recovering our fixed costs," says Mike Youngblood, an analyst for Idaho Power. "Now the anticipation is that we will recover our fixed cost, no more or less. And our customers will see their bill go down if they invest in energy efficiency."One key reason utilities are often willing to decouple or even leading proponents of the proposals is because the costs of building a power plant has risen dramatically. A 500-megawatt coal-fired plant that cost $1 billion just a few years ago might cost $1.5 billion today, industry experts say. Add to that growing uncertainty about future costs. Global-warming legislation could put a price of $30 per ton on carbon-dioxide emissions from power plants. That could make coal, the cheapest power today, more costly. Another factor is the rising community opposition to coal-fired power plant construction.In North Carolina, where regulators recently refused a Duke Energy Corp. proposal to build a power plant, the company has instead put forward a controversial decoupling proposal. The plan would pay the company to meet efficiency standards, although consumer advocates and even environmental groups question whether it's a good deal for ratepayers. In fact, some consumer advocates have major reservations about decoupling overall. "Unfortunately, we're seeing utilities trying to use decoupling as a blank check," says Charles Acquard, executive director of the National Association of State Utility Consumer Advocates in Silver Spring, Md. "We're not absolutely opposed to decoupling. It's how you do it that's critical."6.What is the main idea of the passage?(A) Electric utilities lose more profits from reducing electric demand.(B) Electric utilities gain more profits from increasing electric demand.(C) The more electricity customers save, the less profits utilities make.(D) The more electricity customers save, the more incentive payments utilities get.洛基国际英语，竭诚为您服务7.Which of the following gives the best definition of the expression"to stand tradition on its head" (para. 1)?(A) To criticize tradition.(B) To go against tradition.(C) To carry forward tradition.(D) To integrate tradition.8.In the passage, the measures of decoupling used in utility efficiency programs refer to the practice of ________.(A) separating the utility profits from power production(B) combining fixed costs with variable costs(C) strengthening both incentives and penalties(D) rearranging the incentive structure9.According to the passage, when Idaho Power is building plants and purchasing equipment, such fixed costs _______.(A) will no longer be treated as the costs of electricity sales(B) will partially be covered by state regulators(C) are still to be recovered by the companies(D) are paid from customers' electricity bills10.All of the following are the reasons why electric utilities welcome decoupling EXCEPT ______.(A) the rapidly rising cost of building power plants(B) the uncertainty about future costs(C) the community opposition to the building of coal-fired power plants(D) the reservations consumer advocates have about energy-saving measuresQuestions 11-15Historically, TV's interest in "green" issues has been limited to the green that spend: and makes the world go round. (That, and Martians.) As for environmentalism, TV is where people watch SUV ads on energy-sucking giant screens that are as thirsty as a Bavarian at Oktoberfest.But with the greening of politics and pop culture-from Al Gore to Leo DiCaprio to Homer and Marge in The Simpsons Movie-TV is jumping on the biodiesel-fueled band-wagon. In November, NBC (plus Bravo, Sci Fi and other sister channels) will run a week of green-themed episodes, from news to sitcoms. CBS has added a "Going Green" segment to The Early Show. And Fox says it will work climate change into the next season of 24. ("Dammit, Chloe, there's no time! The polar ice cap's going to melt in 15 minutes!")On HGTV's Living with Ed, actor Ed Begley Jr. offers tips for eco-living from his solar-powered house in Studio City, Calif.-see him energy-audit Cheryl Tiegs!-while Sundance airs its documentary block "The Green." MTV will set The Real World: Hollywood in a "green" house. Next year Discovery launches 24-hour eco-lifestyle channel Planet Green, a plan validated this spring when the eco-minded documentary Planet Earth became a huge hit for Discovery. "Green is part of [Discovery's] heritage," says Planet Green president Eileen O'Neill. "But as pop culture was starting to recognize it, we realized we could do a better job positioning ourselves."Clearly this is not all pure altruism. Those popular, energy-stingy compact fluorescent bulbs? NBC's owner, General Electric, has managed to sell one or two. "When you have them being a洛基国际英语，竭诚为您服务market leader and saying this makes good business sense, people listen to that on [the TV] side," says Lauren Zalaznick, Bravo Media president, who is heading NBC's effort. And green pitches resonate with young and well-heeled viewers (the type who buy Priuses and $2-a-lb. organic apples), two groups the networks are fond of. NBC is confident enough in its green week's appeal to schedule it in sweeps.It's an unlikely marriage of motives. Ad-supported TV is a consumption medium: it persuades you to want and buy stuff. Traditional home shows about renovating and decorating are catnip for retailers like Lowe's and Home Depot. Of course, there are green alternatives to common purchases: renewable wood, Energy Star appliances, hybrid cars. But sometimes the greener choice is simply not to buy so much junk-not the friendliest sell to advertisers.The bigger hurdle, though, may be creative. How the NBC shows will work in the messages is still up in the air. (Will the Deal or No Deal babes wear hemp miniskirts? Will the Bionic Woman get wired for solar?) Interviewed after the 24 announcement, executive producer Howard Gordon hedged a bit on Fox's green promises: "It'll probably be more in the props. We might see somebody drive a hybrid."Will it work? Green is a natural fit on cable lifestyle shows or news programs-though enlisting a news division to do advocacy has its own issues. But commanding a sitcom like The Office to work in an earnest environmental theme sounds like the kind of high-handed p.r. directive that might be satirized on, well, The Office. Even Begley-formerly of St. Elsewhere-notes that the movie Chinatown worked because it kept the subplot about the water supply in Los Angeles well in the background: "It's a story about getting away with murder, and the water story is woven in." Of course, in an era of rampant product placement, there are worse things than persuading viewers to buy a less wasteful light bulb by hanging one over Jack Bauer as he tortures a terrorist. The greatest challenge-for viewers as well as programmers-is not letting entertainment become a substitute for action; making and watching right-minded shows isn't enough in itself. The 2007 Emmy Awards, for a start, aims to be carbon neutral: solar power, biodiesel generators, hybrids for the stars, bikes for production assistants-though the Academy cancelled Fox's idea to change the red carpet, no kidding, to green. The most potent message may be seeing Hollywood walk the walk, in a town in which people prefer to drive.11.Which of the following does not serve as the example to support the statement "TV is jumping on the biodiesel-fueled bandwagon" (para. 2)?(A) MTV: The Real World: Hollywoodwill be set in a "green" house.(B) NBC: The program of the Deal or No Deal will be continued.(C) NBC: A week of green-themed episodes is being planned.(D) CBS: A "Going Green" program has been added to The Early Show.12.By stating that "Clearly this is not all pure altruism." (para. 4), the author is _______.(A) highly appreciative(B) somewhat critical(C) ironic and negative(D) subjective and passionate13.Why does the author mention in paragraph 4 the two groups the networks are fond of?(A) They are the main target of the consumption medium.(B) They are the advocates of green movement.洛基国际英语，竭诚为您服务(C) They are most representative of today's audience.(D) They are young adults and senior citizens.14.Which of the following best explains the sentence "It's an unlikely marriage of motives." (para.5)?(A) Ad-supported TV has consistent motives.(B) The main target of ad-supported TV is to persuade viewers to buy more.(C) It's impossible for TV to readjust its opposing motives.(D) It's quite difficult for TV to integrate its motives.15.It can be concluded from the passage that "product placement" (para. 8) is a kind of _______.(A) commodity exhibition(B) display of products(C) indirect advertising(D) direct promotion strategyQuestions 16-20Military victories, trade, missionary zeal, racial arrogance and a genius for bureaucracy all played well-documented roles in making the British Empire the largest the world has known. Rather less well understood was the importance of the moustache. A monumental new history, The Decline and Fall of the British Empire by Piers Brendon, promises to restore this neglected narrative to its rightful place in the national story.Dr Brendon, a Fellow of Churchill College, Cambridge University, argues that colonial moustaches had a clear practical purpose: to demonstrate virility and intimidate the Empire's subject peoples. The waxing and waning of the British moustache precisely mirrored the fortunes of the Empire-blooming beneath the noses of the East India Company's officers, finding full expression in Lord Kitchener's bushy appendage and fading out with the Suez crisis in Anthony Eden's apologetic wisps.This analysis of the "growth of the stiff upper lip" is an essential strand of Dr Brendon's epic 650-page political, cultural, economic and social history of the Empire, which is published on October 18. "It is a running gag in a serious book, but it does give one a point of reference," he said yesterday. In the 18th and early 19th century, sophisticated Britons wore wigs but spurned facial hair. The exception was the King, George III, whose unshaven appearance was mocked as a sign of his madness. However, by the 1830s the "moustache movement" was in the ascendancy. British officers, copying the impressive moustaches that they encountered on French and Spanish soldiers during the Napoleonic Wars, started the craze, but the real impetus came form India.Just as British troops in Afghanistan today are encouraged to grow beards to ease their dealings with local tribesmen, so the attitudes of Indian troops under the command of East India Company officers in the first half of the 19th century altered the appearance of the British soldier. "For the Indian sepoy the moustache was a symbol of virility. They laughed at the unshaven British officers," Dr Brendon said. In 1854 moustaches were made compulsory for the company's Bombay regiment. The fashion took Britain by storm as civilians imitated their heroes.Dr Brendon writes: "During and after the Crimean War, barbers advertised different patterns in their windows such as the 'Raglan' and the Cardigan'." Moustaches were clipped, trimmed and waxed "until they curved like sabres and bristled like bayonets". After 1918 moustaches became thinner and humbler as the Empire began to gasp for breath, even as it continued to expand洛基国际英语，竭诚为您服务。
厦大口译08春2级
2008年春季厦门大学英语口译资格证书考试2级试题Situation: a foreign reporter is interviewing Professor Wang, a Chinese environmental expert, on China’s recently adopted restriction on the use of plastic bags.Reporter: Hello, Professor Wang. Thank you for giving us this interview. First of all, could you say something about the use of plastic bags in China? ？//教授：塑料袋从诞生至今，已经遍及人们生活的每一个方面。
据统计，全国每天使用30亿个塑料袋。
塑料袋一方面为消费者提供了便利，另一方面，滥用塑料袋造成了严重的资源浪费，而处理不当也造成了严重的环境污染。
//Reporter: What sort of environmental problems do plastic bags cause?教授：塑料袋被当垃圾丢弃后，大部分最后都进入了垃圾填埋场。
很多人都以为这样问题就解决了。
其实他们不知道，普通塑料袋需要1000年才能降解。
即使是可降解的塑料袋，也需要50年才可彻底分解，并不完全环保。
//塑料制品进入土壤里，会影响农作物吸收养分和水分；丢弃在地面和水里的，容易被动物当作食物吞入，塑料袋在动物肠胃里消化不了，往往导致动物死亡。
废弃的塑料袋漂流到大海中，令海龟、海豚、鲨鱼等海洋动物的生存受到威胁。
//Reporter: I don’t understand why most of them end up as landfill. Can’t they be recycled? //教授：对于塑料产品来说，最好的处理方法就是回收、再利用。
LOMA试题标准答案-Textref-May2008-AllSChinese
《保险原理：人寿、健康和年金》（第二版）（2001年版）题 号 章 页题号章 页1 7 80 39 7 81-822 3 27 40 10 1173 6 64 41 16 2134 11 137 42 1 45 14 180 43 15 1996 21 283 44 22 295-2967 16 215 45 21 2868 2 16 46 20 2749 8 88 47 1 510 11 143 48 6 7411 9 111 49 8 9912 17 235 50 10 12113 18 247-248 51 12 15014 20 276 52 16 21015 1 4 53 19 26316 3 34 54 16,6 217，65-6617 5 50 55 4 4618 10 126 56 14 18919 13 171 57 17 23920 15 204-205 58 8 9021 18 247，249-250 59 18 24822 18 257 60 19 26023 2 15 61 23 30924 5 56 62 8 9325 6 69 63 15 19926 17 240 64 10 12927 9 107 65 2 1528 12 147 66 12 158，15929 16 211 67 12 14830 14 187 68 16 22331 15 202 69 18 252-25332 1,7 8，77 70 13 17233 18 250 71 21 28534 21 282 72 17 23835 2 16 73 3 3136 3 29 74 19 26537 5 53 75 12 15538 6 69《金融服务及产品的原理》 （2004年版）题号章页题号章页1 5 78 39 11 1772 14 213 40 7 1043 4 54 41 4 574 14 219 42 8 1235 6 92 43 6 906 12 192 44 9 1427 5 71 45 11 1798 3 41 46 8 1219 9 146 47 12 196,19710 6 88 48 12 18911 8 128-129 49 5 7212 4 62 50 13 208-20913 2 28 51 10 16014 8 118 52 11 16515 1 1-2,3 53 7 10316 1 8 54 11 17417 9 137 55 2 20-2118 12 187 56 3 4319 7 106 57 5 7520 2 25,30 58 14 213,21421 4 55 59 9 14322 6 91-92 60 11 17123 12 193 61 6 9024 5 69 62 4 6125 10 154 63 14 21826 3 48-49 64 6 9327 2 33 65 12 18828 3 44 66 2 27,3229 5 79-80 67 3 4430 10 151, 155, 156 68 7 109-11031 11 167 69 13 20632 2 22 70 1 333 2 25 71 9 137-13834 12 183 72 7 10835 1 11 73 8 12136 8 115 74 2 2237 13 208 75 10 15038 9 139（2004年版）题 号 章 页题号章 页1 4 67 39 17 3962 4 72,73 40 6 116,1173 14 326 41 8 1634 9 189 42 15 3555 4 80 43 8 1656 10 224 44 2 34-357 16 377,379-380 45 10 2328 11, 12 240, 273 46 6 117-1189 11 253 47 15 34310 6 124-125 48 1 1111 7 149 49 1 1112 15 353 50 13 30313 11 251 51 13 298-29914 17 395,409 52 19 45015 10 221 53 7, 18 153, 43416 12 271 54 19 45317 5 92,94 55 5 92,99-100,10118 3 56 56 9 19119 13 290 57 14 330-33120 18 429-430 58 16 374,38521 13 298 59 4 6422 17 402 60 5 8623 18 420 61 2 3224 17 413-414 62 8 17125 16 380 63 3 5126 16 370 64 18 42827 7 147 65 15 34328 14 326-327 66 6 12329 12 282-283 67 8 17430 5 87 68 12 28131 10 217 69 8 16732 11 242-243 70 9 18933 18 424 71 19 44834 2,18 23,431 72 9 19635 4 77 73 5 8936 15 349 74 17 41537 12 266 75 14 32438 11 241（2002年版）题 号 章 页题号章 页1 5 97 39 17 3402 13 254 40 6 1163 9 172 41 6 1094 2 15 42 8 1555 8 154 43 4 766 10 196 44 8 1657 10 189 45 15 2878 7 129 46 16 3159 17 333-334 47 13 248-24910 4 61 48 1 811 2 25-28 49 12 23412 4 65-66 50 15 28313 14 276-277 51 3 5014 6 105 52 9 17115 6 110 53 11 224-22516 11 212 54 13 24317 10 202-203 55 14 27318 13 255 56 14 273-27419 5 83-84 57 13 25420 3 54 58 14 26621 13 244 59 8 151-154，15622 7 143 60 14 27023 4 72-73 61 9 17724 8 156 62 9 17125 3 44-45 63 2 1926 6 116 64 3 5427 7 133-135 65 8 167-16828 13 253 66 14 27529 13 251-252 67 11 21930 7 137 68 10 19531 8 166 69 15 28532 7 146 70 4 92，9733 15 296 71 13 25634 17 336-337 72 6 11335 12 236 73 16 31336 10 223 74 14 27037 10 206 75 1 1138 5 99《个人理财规划》 （2005年版）题号章页题号章页1 6 129 39 13 319-320210 243 4016 375 3 5 111-112 41 17 403,4054 3 54 42 12 300-3015 2 37 43 9 2276 8 200-202 44 5 1187 14 339 45 15 368-3698 11 268-270 46 9 2289 6 143-144 47 10 249-25010 3 63-66 48 10 244,25411 4 78 49 9 215126 147-148 508 203-20513 7 170-172 51 7 18014 7 173-174 52 4 9515 9 219 53 2 4416 9 228-230 54 14 34417 14 352-353 55 15 359, 361, 36318 12 287 56 3 52-5319 12 288 57 8 19020 8 192 58 11 278-2792115 360 5912 28422 15 363-364 60 12 29223 13 324-325 61 16 38224 5 110, 111, 114 62 14 3472517 407 6317 40226 10 251-253 64 17 402, 404-405, 409-41027 8 189-190 65 4 77,86284 85-86 664 87-8829 1 8 67 13 327-32830 7 162, 163 68 11 274, 275, 27631 5 114-115 69 4 8032 2 27-28 70 12 295-2963313 325-326 7116 380-381 34 16 376,381 72 12 29935 11 264 73 9 22336 2 23-25,45 74 16 38637 2 38 75 11 26338 11 274《金融服务领域的商业法》 （2008年版）题号章页题号章页1 1 4, 8, 11 39 1 102 7 100-101 40 2 183 7 103-104 415 67-684 11 174 425 755 12 195 43 5 746 1 6 44 9 1397 2 24 45 9 1488 2 27,28 46 10 171 9 4 52,53 47 8 120-12110 4 55-56 48 8 12111 4 60 49 11 18612 5 81-82 50 15 24413 6 90 51 15 239-24014 9 140, 141, 142 52 6 9615 10 157 53 7 109-11116 14 228 54 7 10417 10 160 55 7 10318 6 86,91 56 3 3919 11 176 57 3 4020 6 90-91 58 3 3621 6 86-89 59 4 5722 3 34-35 60 15 24723 3 43 61 15 248-25024 10 163-164 62 13 211,21225 9 146-147 63 12 196-19726 9 150 64 8 12227 7 108 65 8 13128 12 200,201 66 9 143 29 12 199 67 11 174,17730 14 225 68 3 3831 13 221 69 2 25-2632 13 214 70 10 19133 15 238 71 13 20934 13 212 72 14 23135 14 229-230 73 14 231-23336 11 182,185 74 8 12437 1 8 75 10 16838 2 20L O M A 320S中文2008年春季考试试题答案参考《人寿、健康保险的市场经营》( 2000年版 )题 号 章 页题号章 页1 1 5 39 17 3242 2 19 40 2 19-203 20 366 41 2 26-274 18 332 425 975 10 180 43 5 88-896 9 167 44 5 1017 24 455 45 4 638 17 305,316 46 10 1769 12 220-221 47 23 433-43410 3 47-49 48 13 23811 10 174 49 13, 16 233, 292, 29312 20 370 50 12 21713 14 247-248 51 18, 21 333, 334, 388-38914 3 50 52 5 90-9115 4 71-72 53 18 33016 11 194 54 2 2817 16 296 55 12 208-20918 14 255 56 5 10219 7 120 57 14 24920 13 232-233 58 1 1121 24 454 59 8 14722 9 160 60 17 30823 15 263 61 13, 15 232, 282, 283, 28424 14 250 62 4 6825 21 391 63 3 5326 20 379 64 3 56-5727 6 110 65 4 72,8028 18 341 66 13 23729 19 351 67 8 14630 7 129 68 23 426,42731 7 138 69 19 36032 22 413 70 20 375,37833 10 178, 183, 184 71 20 384, 38534 1 6 72 9 163-16435 7 123,124 73 15 276-278 36 4 74 74 24 447,44937 4 74 75 11 19038 22 415-416《管理原理与实务》（2003年版） 《信息管理：统计与决策》（2001年版）题 号 章 页题号章 页1 12 326 397 177-1782 10 270 4014 3873 15 410 41《信息》3594 5 116 4212 3425 11 304 439 236-2376 2 36 44 6 1587 12 332 45《管理》6《信息》416463-648 15 415 46 4 87-889 9 247 47 2 43-4410 《信息》4 75 4810 273-27411 《信息》1 5-7 49《信息》48012 8 205，209，21050《信息》47213 8 204 518 21414 8 206 52 5 129-13015 《信息》3 43 5311 30716 16 437 547 174-17517 《信息》1 12，16，17 5511 30818 10 263 56 3 7119 11 300 57 3 7220 13 357 5815 419-42021 《信息》2 31 599 24022 7 184 6017 46723 12 346-347 6116 44524 9 229 6214 40525 5 122-123 637 18026 14 392 64《信息》1 227 2 51-52 6513 37328 10 268 66 6 14129 7 188 67《信息》48130 13 376 6810 26231 13 368 69《信息》22832 《信息》2 25 7016 44333 8 222 71 1 934 14 395 7215 428-42935 《信息》4《管理》6691617315 42236 13 367 7414 38537 4 107 7517 47338 4 108《金融市场与金融机构导论》 （2004年版）题 号 章 页题号章 页1 18 386 39 20 4212 1 7,8 40 9 1773 3 40 41 10 1924 11 225 42 12 240,242 5 23 507,508 43 10 1946 6 104 44 6 109-1117 15 319-320, 323-324 45 18 382-384, 3948 4 60-61, 64 46 11, 20 218, 4219 24 527,528 47 23 49810 20 422 48 14,18 295,388-38911 14 299 49 9 16912 2 25 50 15 33213 23 500 51 11 21814 8 166 52 5, 2 90-91, 3115 5, 7, 10 86, 126 ,193 53 5 9216 24 520,524-525 54 10 19617 14 293-294 55 14 287-28818 1 8 56 4 6919 20 424 57 8 38420 14 290-291 58 6 11621 19 413 59 7 12522 3 45 60 12 23923 15 331 61 2 2224 18 385 62 11 228-22925 11, 3 215, 48 63 1 1226 18 392-393 64 2 29-3027 10 197 65 5 94-9528 9, 3 171, 46 66 7 12929 10 198 67 9 17730 19 402 68 10 19431 4 65-67 69 10,3 200,4932 20 431 70 11 228-22933 10 194 71 12 239,24134 14 292-293 72 15 33435 19 406 73 19 41436 20 426 74 5 91-9237 15,14 328,301 75 18 39338 19 401,404《投资基础》 （2005年版）题号章 页题号章 页1 1 15 41 9 3352 8 307 6 205,2083 10 358 427 2584 1 7-8 43 2 425 9 322 44 10 354-3556 6 212-213附4 503附7 538452 3272 3346 附7 539 8 1 25 47 2 48 9 2 53,61 48 8 298 10 6 228 49 5 159-160 11 9 326-327 50 附6 526 12 附8 551-553 51 8 273 13 4 139 52 6 203 14 7 233,245 53 2 54,57 15 7 246 54 10 36216 7 252 4 11517 7 253 1 1018 7 255 55 附6 53119 11 434 56 7 240 20 4 142 57 附1 468 21 2 32,37,43 58 附4 50622 10 383-384 3 9523 9 324 596 20224 附3 495 60 4 123-124 25 2 35 61 11 410 26 5 160 62 4 129 27 1 563 附1 4755 164-1656 196,198288 276642 3229 11 401 65 9 321 30 3 84-85 66 10 364-365 31 1 18 67 附8 549 32 8 278 68 附2 478-479 33 附4 506-507 69 附6 531 34 5 151 70 附2 481-482 35 4 120-122 71 附6 527 36 2 37,39,41,42 72 附6 528 37 3 96 73 附3 499 38 9 333 74 附5 519 39 附4 507-508 75 附6 529 40 11 396-397《人寿保险公司会计与财务编报》（2003年版）题 号章页 题号章 页财务会计1,63,87 38财务会计1 9 1 管理会计2 27-28 39管理会计1 5-7 财务会计4 65 40管理会计6 89,92 2财务会计6 97 41财务会计7 113 3 财务会计5 78 42管理会计4 61 4 财务会计9 143,147 43财务会计5 73 5 管理会计2 22-24 44财务会计5 83 6 财务会计8 129 45管理会计8 124 7 财务会计10 153,154 46管理会计2 20,34 8 管理会计2 21-22,30 47财务会计6 90-91 9 财务会计9 142,143,147 48管理会计8 135 10 管理会计5 76-77 49财务会计6 94-95,9611 管理会计6 90 财务会计2 22 12 财务会计2 27 50管理会计2 33－34,3713 财务会计8 123 51财务会计2 20 14 管理会计3 50 52财务会计5 8015 管理会计17 53管理会计7 114,115,117管理会计2 20 54财务会计4 63-64 16财务会计2 18-19 55管理会计8 124-125 17 财务会计3 4356管理会计6 99 18 财务会计9 142,143,14757管理会计8 123,126 19 财务会计10 152 58管理会计3 45-46 20 管理会计5 79-80 59管理会计6 95-97 21 财务会计10 154－155 管理会计3 48-49 22 财务会计9 139,147 60财务会计3 48 23 财务会计4 57 61管理会计4 57－58 24 财务会计6 9162财务会计3 39 25 财务会计9 141,142,14663管理会计7 109-111 26 管理会计5 73-74 64管理会计1 2-3,5,8 27 财务会计8 124,125 65管理会计7 113-115,11628 管理会计2 27 66财务会计5 72-7329 财务会计2 24 67管理会计7 104-105,106-10730 财务会计7 105 68财务会计4 55 31 财务会计3 48 69管理会计3 47－48 32 管理会计3 45 70财务会计5 69 33 财务会计8 127-128 71管理会计4 69 34 财务会计6 94-95 72管理会计7 112,113 35 管理会计4 64,67 73财务会计1 4,6 36 财务会计2 31-32 74财务会计7 106 37 财务会计8116,118-11975管理会计15《人寿保险公司偿付能力与获利能力管理》( 2003年版 )题号章页 题号章 页 1 资本管理7 110-111 37资本管理1 9 2 资本管理344 38资本管理1 12-13 资本管理1 3,4,5 39产品设计5 82,85 3产品设计2 20,27 40资本管理3 42 4 产品设计3 51 41产品设计11197-1985 产品设计6 104,108-110 42资本管理5 74-76 6 资本管理10 148-149 43产品设计12 222,2247 资本管理12 205 44资本管理7 998 资本管理2 22,23 45产品设计4 72,73,769 资本管理12 192 46资本管理9 143 10 资本管理6 8747资本管理6 94-95 11 产品设计6 101-103,104 48产品设计12 217-218 资本管理8 124,128 49产品设计2 34 12 资本管理10 162 50产品设计12 211 13 产品设计5 89-91 51资本管理1 11-12 14 资本管理12 189,201-20252资本管理9 133 产品设计1 6 53产品设计9 160-161 15 产品设计2 18 资本管理8 129 16 资本管理4 51-52 54资本管理12 189 17 产品设计4 69 55产品设计10 181-182 18 资本管理10 152 56产品设计9 154 19 产品设计10 175-176 57资本管理6 83-85 20 资本管理11 175-177 58产品设计12 210-211 产品设计5 82 59资本管理2 26 21 产品设计11 193 60资本管理8 119-120 22 产品设计2 22 61产品设计7 119-120 23 产品设计2 27 62产品设计9 156-157 24 产品设计4 75-76 63资本管理2 31 25 资本管理10 155-156 64产品设计6 10426 资本管理4 64,65 65产品设计12 209-210,213-214,21827 资本管理9 140 产品设计7 114-116 28 产品设计3 46 66产品设计5 86 29 产品设计8 138-13967资本管理4 55-56 30 产品设计1 4 68资本管理5 70 31 产品设计4 78-79 69产品设计7 126 32 产品设计3 54-55 70资本管理3 39 33 资本管理2 18-19 71资本管理2 20-21 34 产品设计3 41,42,43,4472产品设计11 200 产品设计11 200 73资本管理7 108-110 35 资本管理4 62 74产品设计10174 产品设计7 128-133 75资本管理11 180,18136 产品设计10174A C S100S中文2008年春季考试试题答案参考《客户服务基础》(2003年版)题 号 章 页题号章 页1 8 159-160 399 175-1762 4 70 4012 239-2403 3 45 41 2 304 11 209 429 167-1685 5 81 439 168-169，170-1716 14 266 449 1717 5 83-85 4514 278，2798 2 25 46 5 879 1，2 7，32 479 16810 12 226 489 16811 5 88-89 498 14912 12 235 507 13213 13 246 5114 271-27214 13 246 52 2 3215 11 220 537 13016 12 237 547 130-13117 12 237，238 5513 246，248，24918 8 151-152 56 6 11219 11 208-209 57 6 116-11720 1 11-12 58 6 110-11121 11 203，204，206 5912 228，22922 7 129-130 60 4 58，6323 10 192-194 61 3 5224 1 3-4 6213 24525 11 221 6313 25026 10 192 649 18027 8 156-157 65 5 7728 3 44 6614 27929 8 162-163 6713 257-25830 7 124 68 6 11531 5 91 69 2 20-2132 5 94-97 70 6 110，11233 7 133-134 716，7102，12534 10 190 72 3 46，4735 11 214 73 4 58-5936 10 184，196 74 6 105，10837 5 96 75 3 4038 4 64。
LOMA试题标准答案-TextRef-Nov2005-AllChineseS
《保险原理:人寿，健康和年金》（2004年版）题号章页题号章页1 1 4 39 3 342 6 70 40 14 1803 10 117-118 41 6 744 15 202 42 9 1105 13 175 43 17 232-2336 5 53-54 44 18 248-2497 21 283 45 15 1968 9 113 46 13 1719 10 123 47 12 15510 16 209, 210-211 48 7 7811 20 277 49 10 128, 129, 130,13212 18 249-250 50 21 28513 5 55 51 8 10014 12 148 52 19 261-26215 19 265-266 53 18 25016 2 14 54 20 27217 14 188 55 14 18418 8 88 56 11 14319 23 309, 310 57 4 44, 4520 7 80 58 13 171-17221 10 118-119 59 10 121-12222 16 210 60 3 27, 2823 16 215, 216 61 17 23224 16 219 62 8 92, 9525 2 21 63 11 13626 9 104-105, 106-107 64 22 29727 6 69 65 3 3328 3 26 66 2 1529 10 126 67 13 17030 17 230-231 68 8 9131 15 199 69 17 23732 1 9 70 21 28233 1, 8 8, 100 71 12 158, 15934 9 108 72 22 29335 6 60 73 12 15136 23 309 74 14 189-19037 5 50-51 75 6 64-6638 11 137《保险公司的运作》 （2004年版）题 号 章 页题号章 页1 11 248 39 19 451-4522 13 297 40 6 116-1183 10 218－219 41 9 1924 18 427 42 17 4135 16 384 43 16 3806 17 395，409，410 44 5 897 8 178 45 3 518 2 24-25 46 16 369，3779 10 223-224 47 4 7810 19 461-462 48 11 235，24011 7 149，151 49 4 67，6812 6 113-114 50 11 25213 9 195-196 51 4 8014 9 188-189 52 15 34615 13 289-290 53 5 8616 7 145-146 54 8, 15 173，34017 17 407 55 9 202-20318 13 306 56 8 17119 15 352 57 5 101,10220 15 343 58 12 26921 17 396 59 13 30322 14 323 60 19 45323 19 456 61 14 325-32624 8 179 62 13 298-29925 15 348 63 11 25326 16 370 64 6 12527 18 424 65 8 16528 14 328 66 12 282-28329 15 355 67 5 92，98，10630 17 392，393 68 14 321-32231 1 11 69 9 20432 3 50－51 70 12 26833 4 70 71 7 14734 9, 10 197；230-231 72 10 23235 2 32 73 2 3736 3 44-45；46 74 11 242-24437 12 281-282 75 6 13138 4 75《保险行政业务管理》 （2002年版）题 号 章 页题号章 页1 10 202 393 362 9 180 40 5 843 9 174 41 4 73，754 7 130 4213 2525 6 109 4310 1956 8 152 4413 2497 1 8 4514 2718 15 283-284 46 3 409 4 72 477 14610 13 243 4811 21211 17 336-338 4913 24812 15 283 50 6 11413 6 110-111 51 6 11114 6 116 52 3 4415 10 189 5312 23616 13 244 549 183-18517 11 223 55 5 8418 7 129 568 15519 2 17 57 1 1120 2 19 588 16221 12 233 598 15322 17 334 6013 25023 5 85 6113 25324 8 165 6216 312-31325 4 65 6310 18926 3 50 64 5 9827 14 271-277 6511 222-22428 7 144 6614 26829 14 277 67 3 4930 2 15 68 5 93-9431 3 54 6911 22032 4 62 7015 28333 2 25-28 7114 27834 13 255 727 13435 17 339 738 15636 14 270 7414 266-26737 16 315-317 75 6 12038 9 181《人寿与健康保险》 （2000年版）题 号 章 页题号章 页1 8 178，182，1843910，11232-233，2512 2，6 35，133 4022 5163 21 488 418 1904 24 553-554 42 1 15-165 15 332-333，336 4324 5566 22 519 44 5 1197 18 403 457 1678 23 535 46 4 96-979 3 61 4710 23010 19 434 48 1 6, 711 19 430-431 497，13 164，29812 16 351-352 5020 45313 9 213 518 18814 23 532 52 4 9115 19 440 5320 46516 1 14 54 6 138，14017 3 62,65-66,68-7055 4 9618 7,13 169,293 569，11 215，24619 9 207-208 5710 22820 21 486,489 5810 23621 12 285 59 4 8622 20 474-475 6012 283-28423 19 427 61 5 11024 11 250 6214 31325 6 147 631，16 17，34926 1 4-5 6411 245，24927 18 414,418 652，17 39-40，37128 21 491-492 6614 31629 20 455 6713 30230 5 120-121 6818 39931 5,12 112,279 6913 30132 4 87 702，6 37，153，26533 3,16,17 68,354,372 7119 44234 3 74 7211 25735 17 383 7316 358-35936 18 414 74 4 88，94-9537 11 248 7514 31238 2 31-32LOMA320中文2005年秋季考试试题答案参考《人寿、健康保险的市场经营》(2000年版)题 号 章 页题号章 页1 22 413 39 16 2982 19 356 40 12 2213 5 88-89 41 13，16233，297-2984 8 147 425 935 17 314-315 43 23 4266 1 6 44 15，7，13 279，285-286，287，2337 2 25 45 10 182-1838 20 374 46 20 3859 5 99 47 11 19910 11 190 48 4 7211 7 123，128-129 49 6 11812 1 5 50 13 23813 20 366-367 51 21 39114 22 411 52 8 14715 7 134 53 2 2616 14 246 54 13 23217 3，13 54，237 55 18，21333-334，38918 10 180 56 19 35419 12 212-213 57 19 35720 9 162,164,165,16758 17 305，31621 2 28-30 59 17，15304，287-28822 14 247 60 16 29623 17 319 61 4 6824 22 416 62 16 24925 24 454 63 18 33026 13，3 237-238，54 64 20 37427 22 404 65 23 43728 15 276-277 66 7 13029 20 377 67 5 9130 3 47 68 18，21333，39631 3 48 69 24 44532 3 49 70 10 176-17733 12 219 71 3 5334 17 324 72 18 339-34035 4 67 73 14 25536 12 218 74 21 388，390-39137 10 178 75 2 20-2338 9 160LOMA330中文2005秋季考试 试题答案参考《管理原理与实务》（2003年版）《信息管理：统计与决策》 （2001年版）题 号 章 页题号章 页1 管理原理14 384-386 39统计与决策3482 统计与决策2 29 40管理原理6 1483 统计与决策3 54-55 41管理原理9 2354 管理原理16 445-446 42管理原理13359-3605 管理原理7 187-188 43管理原理133556 管理原理7 189 44管理原理10263-264管理原理8 204,209-2107统计与决策3 41-4245管理原理144008 管理原理15 413,426-42746管理原理113089 统计与决策4 75 47管理原理4 9210 管理原理14 387-388,396-39748统计与决策1711 管理原理17 460-461 49管理原理1746312 管理原理14 391-393 50管理原理4 102-10313 统计与决策4 79－80 51管理原理9 23914 统计与决策3 56 52管理原理1 16-1715 管理原理15 411-412 53管理原理9 24016 统计与决策4 74 54管理原理2 51-5217 统计与决策2 31,33 55管理原理1 918 管理原理17 476 56管理原理10273-27419 管理原理8 207 57管理原理17478-47920 管理原理15 418-419 58统计与决策12-521 管理原理3 81 59管理原理8 21322 管理原理6 141 60统计与决策230管理原理6 163-16423统计与决策4 63-6461管理原理13370-371管理原理6 16124统计与决策4 6962管理原理12326,32925 管理原理3 80 63管理原理1234026 管理原理15 421-422 64管理原理1233127 管理原理16 453 65管理原理12336-33828 管理原理11 315-316 66管理原理14386-38729 管理原理11 309-310 67管理原理1027530 管理原理8 222 68管理原理1027231 管理原理9 236-237 69管理原理11303-30432 统计与决策3 42-43 70统计与决策119，20，21，2333 管理原理5 122-123 71管理原理13366-36734 统计与决策1 7-8 72管理原理2 47-4835 管理原理9 245-246 73管理原理1541036 管理原理7 177-178 74管理原理2 43-4437 管理原理5 132 75管理原理7 18338 管理原理6 160LOMA361中文2005秋季考试试题答案参考《人寿保险公司会计与财务编报》（2003年版）题号章页 题号章 页 1 财务会计2 21 41管理会计6 89 2 管理会计1 9 42财务会计6 94-96 3 财务会计7 112-113 43财务会计2 财务会计6 20 95 4 管理会计1 5,8,9 44管理会计3 44 5 财务会计10 153-154 45财务会计5 83 6 财务会计1 3-5 46管理会计5 75,76 7 管理会计1 14,16 47管理会计8 131-132 8 财务会计1 9 48财务会计10154-155 9 管理会计3 41 49财务会计3 42-43 财务会计3 47 50管理会计7 105-106 10 财务会计7 105 51财务会计8 116, 118-119 11 管理会计3 48-49,51 52财务会计7 105 12 财务会计10 152-153 53管理会计8 124-126 13 财务会计2 19 54财务会计4 65 14 管理会计2 20-22 55财务会计6 91-92 15管理会计7114 56财务会计2 27 财务会计2 22 财务会计4 62 16 财务会计9 145 财务会计5 80-82 17 管理会计4 57-58 57管理会计1 36-37 18 财务会计8 127-128 58财务会计6 90-91 19 管理会计220,27-28 59财务会计1 14-15 财务会计1 4-6 60财务会计5 80 20管理会计1 5 61财务会计3 43-44 管理会计7 104-105 62财务会计9 139,147 21财务会计9 133-134 63财务会计9 142,147 22 财务会计9 144 64财务会计9 143,147 23 财务会计9139-140 65财务会计2 31-32 财务会计1 4,13 66财务会计5 73 24 管理会计2管理会计3 24,33,35 48-49,51 67财务会计4 63-64 25 财务会计7 114 68财务会计5 71 26 财务会计4 57 管理会计5 78-80 27 管理会计8 123 69管理会计6 92 28 财务会计5 70-71 70管理会计6 95 29 管理会计3 40 71财务会计5 78 30 财务会计8 128 72管理会计3 46 31 财务会计6 96-97 73财务会计4 55 32 管理会计6 89,92 74管理会计2 21 33 管理会计4 60 75财务会计5 82-83 34 管理会计7 112,113 35 财务会计8 120-121 36 管理会计7 114-116 37 财务会计5 79 38 管理会计5 72 39 管理会计8 128 40 财务会计8123LOMA371中文2005秋季考试试题答案参考《人寿保险公司偿付能力与获利能力管理》( 2003年版 )题 号 章 页 题号章 页 1 产品设计4 6238产品设计3 55 2 资本管理12 188,204-205 39产品设计9 163 3 产品设计6 100-101,10440产品设计8 136 4 产品设计4 75-7641产品设计10172,174 5 资本管理2 18-19 42产品设计10179-182 6 产品设计4 72-73 43产品设计7 116-117 7 产品设计12 219 44资本管理2 28 8产品设计9 164-165,168 45资本管理11180,181 资本管理7 108,10946资本管理7 104 9资本管理8 11947产品设计3 50-52 10 产品设计4 67 48产品设计12205 11 资本管理1 10-11 49资本管理3 36 12 产品设计11 200-201 50资本管理9 138-13913 资本管理8 124-126 51产品设计1 4 14 产品设计9 156 52产品设计2 22 15 资本管理3 4353产品设计5 82产品设计7 114-11654产品设计11191,195,19616产品设计5 8655资本管理6 86 17 资本管理3 3956资本管理12203-204 产品设计2 2557资本管理8 127 18产品设计4 7758产品设计6 108-110 19 资本管理9 132 59产品设计2 34 20 产品设计8 139-142 资本管理8 129 21 资本管理2 22 60资本管理12189 22 产品设计12 211 61资本管理2 30-31 23 产品设计1 662资本管理7 101产品设计7 128-13324产品设计10 17463产品设计6 104 25 产品设计10 175 64资本管理4 61 26 资本管理5 74,75,76 产品设计5 86,87-8927 资本管理5 75-7665产品设计6 99 资本管理10 15066资本管理10155-156 28资本管理5 7467资本管理4 54－57 29 资本管理11 18068资本管理10158-159 产品设计3 43-4469资本管理6 87 30资本管理11 17170资本管理10151-15231 资本管理22071资本管理1 9 32 产品设计7119-120,127-128,130-13172资本管理9 132-133 资本管理11 173-174 73资本管理4 51 33产品设计3 45-4674资本管理10160 34 产品设计12209-210,213-214,21875资本管理8 117,12035 产品设计4 77,78-79 36 资本管理1 4 37 资本管理1 11-12ACS100中文2005秋季考试 试题答案参考《客户服务基础》( 2003年版 )题 号 章 页题号章 页1 12 39 8 1622 2 27 40 9 171，1733 7 124 41 4 624 8 152 425 975 11 214 43 8 152－1546 12 237 44 9 169-1707 2 20－21 45 5 84－858 3 37－38 46 12 235－2369 8 149－150 47 3 39－4010 6 102 48 8 159－16011 10 185－186 49 10 19712 11 209 50 11 20613 12 239 51 13 246，24814 13 245，246，249 52 4 69-7115 9 175 53 11 21216 3 49 54 13 25017 3 46－47 55 10 191－19218 13 252 56 3 4319 14 266 57 5 79-8120 7 126 58 11 20321 4 58 59 14 27122 6 107 60 4 6623 12 238 61 6 11624 12 237 62 5 88－8925 6 116 63 5 9526 10，2 190，21 64 10 19327 9 167-168 65 13 25728 4 62 66 12 22929 2 30，32 67 6 11430 7 129－130 68 5 9331 7 130 69 1 3－432 14 274，278－281 70 9 18033 5 76－77 71 5 8734 7，13 143，244 72 11 21235 12 226 73 6 11036 5 81－82 74 6 10537 8 159 75 1 738 11 208。
LOMA试题标准答案-TextRef-May2005-AllChinese
Copyright © 2005 LOMA (Life Office Management Association) 版权所有 © 2005 LOMA (国际寿险管理协会)
LOMA330 中文 2005 春季考试
试题答案参考 《管理原理与实务》
（2003 年版）
题 号
章
1
17
2
13
3
1
4
15
5 2,9,10
15
61
10
62
6
63
17
64
22
65
21
66
8
67
2
68
8
69
9
70
16
71
6
72
10
73
1
74
15
75
11
页
248-249 4
212 14 28 82-83 180 92-93 56 211 283 159-160 29 253 66 285 237 199 90-91 21 277 202 117 73 240 296 282 98 16; 18 99 108 221 64 121 5 204 143
7
33
4
34
10
35
13
36
12
37
11
38
15
页
14 180 84 15 267
8 120 267 104 189 236
9 21-22
72 44 346 181 55 85 285 283 287 268 243 40 276-277 25-27 162 62 270 166 132-134 65 199 249 235 224 283-284
LOMA试题标准答案-Textref-May2006-AllChinese
《保险原理：人寿、健康和年金》（2004年版）题 号 章 页题号章 页1 1 6 39 20 272-2742 21 283 40 13 1723 2 15 41 16 2184 9 112-113 42 12 1475 3 34-36 43 12 1546 6 62-66 44 3 27-297 3 29 45 10 1338 5 50 46 9 1099 21 283 47 16 21210 6 69 48 10 12911 9 104-105 49 11 13912 13 169-170 50 14 190-19113 10 119-120 51 17 232-23314 8 92 52 18 247-24815 20 275 53 7 8116 3 25-26 54 8 9117 4 46 55 19 266-26718 11 136 56 5 5419 22 292-293 57 9 107-10820 8 87 58 14 18221 20 276-277 59 16 21022 21 282 60 19 260-26123 17 233 61 6 6124 16 220 62 10 11725 14 186 63 20 27826 5 54 64 12 159-16027 8 99 65 18 24728 7 78-79 66 14 19029 21 286 67 13 17630 15 202-205 68 1 4-531 22 298 69 18 24632 12 151 70 6 6633 8 90 71 12 14934 6 74 72 4 45-4635 6 73 73 13 17136 3 31 74 10 120-12137 10 126-127 75 22 29738 22 300《保险公司的运作》 （2004年版）题 号 章 页题号章 页1 4 67 39 8 1672 19 448 40 16 3703 18 428 41 3 434 9 195 42 13 3035 17 395 43 10 2296 5 92 44 4 807 10 217 45 2 30-318 11 247 46 17 4119 14 327 47 16 37610 12 263-264 48 16 37411 15 342 49 7 14312 3 45 50 19 46713 14 324 51 8 17214 13 290 52 2 34-3515 18 436 53 13 29816 17 414 54 15 34717 2 23 55 19 457，459，46018 15 354-355 56 8 17119 6 121，123 57 4 6320 9 192 58 14 330-33121 6 126 59 11 243-24422 5 94 60 15 348-34923 7 141-143 61 17 41424 6 114-116 62 12 26625 7 153 63 14 32526 8 163-164 64 4 7227 1 15 65 11 25428 19 466 66 14 32829 15 340，343 67 11 25330 12 275-276 68 3 5231 16 384 69 12 26532 12 281 70 18 42033 4 77 71 10 22134 19 450，453 72 5 87-88，10035 9 189 73 9 19936 16 377，379，380 74 11 244-24737 11 249 75 1 1438 8 178-179《保险行政业务管理》 （2002年版）题 号 章 页题号章 页1 9 7 3910 1892 16 315 40 5 97-98, 1013 2 14 4117 338-3394 9 181 427 1445 6 121 437 1316 7 139 4414 2677 2 28 4514 2688 17 341-342 468 1669 3 50 477 13310 4 66 4812 23311 4 68 4915 300-30212 10 202 5015 287-28813 7 140-141 5110 19614 5 90-91 5213 25615 13 252-253 53 6 115-11616 4 72-73, 75 5416 312-31317 8 160 559 171, 17718 4 61-62 56 6 104，11219 3 44-45 57 6 10920 3 55-56 5811 22221 13 247，248 5913 251,25522 13 249 6014 276-27723 8 151-152 6114 27024 11 217, 219-210 6214 27325 9 177 6313 24426 10 204 6415 283-28427 8 156 6515 282，28428 5 84 6617 33329 13 254 6717 34030 10 188-189,193-194 6814 27031 10 203 69 3 4932 5 93-94, 96-97 7011 21233 6 117-118 718 15234 5 97 7216 31935 8 154-155 73 5 8136 3 54 74 6 119-12037 13 243 75 2 15，17，2138 9 174L O M A320中文2006年春季考试试题答案参考《人寿、健康保险的市场经营》( 2000年版 )题 号 章 页题号章 页1 7 129 39 24 4452 1 5 40 9 163-1643 23 427 41 14,9 250,1654 6 113 42 14 2485 16 43 8 1546 12 211-212 44 8 1537 3 54 45 18 3328 2 19-20 46 4 659 10 183 47 5 9110 2 24 48 15 28411 13 209 49 13 235,236,23712 12 216 50 7 137-13813 1 6 51 18 333,39414 11 190,202 52 14 24915 20 374 53 17 32216 22 416 54 13 23817 10 180 55 19 35918 22 415-416 56 18 34219 11 193-194 57 4 7420 15 288 58 14 244,24721 2 27 59 19 355,36022 5 93 60 21 39123 20 383 61 7 14024 20 384-385 62 9 16725 5 100-101 63 7 122,12426 3 47 64 7 13027 3 48 65 4 68,71-7228 3 49 66 4 79-8029 23 425-426 67 12 212-21330 2 28 68 18 34031 8 147 69 4 6832 22 410 70 17 316-31733 17 308 71 10 17634 24 451 72 17 30635 5 98 73 21 39836 11 199-200 74 10 17837 13,16 233,297-299 75 20 37038 13 232,238LOMA330中文2006春季考试试题答案参考《管理原理与实务》（2003年版）《信息管理：统计与决策》（2001年版）题 号 章 页题号章 页1 统计与决策 1 16-17，18 39管理原理16 4462 管理原理5 116 40管理原理6 141-1433 管理原理4 97-98 41管理原理17 460-4614 管理原理13 366 42统计与决策473-745 管理原理3 75 43管理原理14 386-3876 管理原理2 38-39 44管理原理15 4107 管理原理2 36 45管理原理17 463，4658 管理原理8 221-222 46统计与决策479-809 管理原理12 344 47统计与决策225管理原理6 152-15410管理原理13 36148统计与决策344-4711 管理原理7 183-184 49管理原理15 41512 管理原理1 9 50管理原理10 268-269管理原理7 174-17513管理原理9 23951统计与决策1 314 管理原理16 436-437 52管理原理17 473-47715 管理原理6 160 53管理原理1 4-616 管理原理12 330-332 54管理原理15 426-42717 管理原理5 122 55统计与决策47518 管理原理11 306-307 56管理原理15 41519 管理原理3 60-62，67-6857管理原理13 37620 管理原理4 92-94 58管理原理12 34121 管理原理9 236，237 59管理原理11 31122 管理原理6 152-153 60管理原理17 47023 管理原理16 443-444 61统计与决策463-6624 统计与决策1 4，6 62管理原理15 431-432管理原理8 5025统计与决策3 41-4263统计与决策232-3326 管理原理7 188-189 64管理原理10 27527 管理原理8 222-223 65管理原理14 38928 管理原理4 89-90 66管理原理16 456-45729 管理原理8 205，207 67管理原理14 396-39830 管理原理12 325-326，32968管理原理5 129-13031 管理原理10 270-271 69管理原理2 44-4532 管理原理15 427-428 70管理原理6 16333 管理原理10 276-277 71管理原理7 179-18134 管理原理13 355-357 72管理原理14 39835 统计与决策3 55-57，58 73管理原理9 236-23836 管理原理9 246 74统计与决策23037 管理原理13 363-364 75管理原理11 299-30038 统计与决策1 7-8L O M A 356 中文2006年春季考试试题答案参考 《投资基础》 （2005年版）题 号 章 页 题号 章 页1 3 96 39 9 3242 9 323 40 6 228 3 5 177-178 41 附4 503，506-507 4 2 54 42 3 84-85 5 附4 504 436 203 6 8 308 44 10 3637 1 5，12 45 附2 4828 附4 504-506 46 6 206-2079 2 32，36 47 8 298 10 2 35 48 10 366-367 11 11 397 49 4 120 12 1 11 50 3 95 13 2 60-62 51 9 33314 附8 548-549 52附6 正文9 530325-32815 7 233，245 53 7 246-249 16 9 345,347 54 8 291 - 293 17 6,7 205,257 55 附7 542 18 8 278-279 56 7 252 19 6 198, 57 7 256-257 20 1 18 58 7 257-258 21 附4 508-509 59 附3 495 22 10 362 60 4 125 23 4 137-138 61 9 321 24 附2 484 62 4 142 25 7 254 63 附2 479 26 附1 468 64 附7 539 27 1 23 65 6 212 - 213 28 4 132 66 附8 549 29 5 151,152 67 7 255 30 附3 497,498 68 8 272,287 31 9 327-328 69 11 395 32 2 42 70 10 364 33 10 356 71 附5 518 34 附6 526 72 附6 531 35 4 129 73 附6 528 36 2 48 74 10 383-384 37 5 161,162 75 11 401 38 5,8 164,276LOMA361中文2006春季考试试题答案参考《人寿保险公司会计与财务编报》（2003年版）题 号 章 页 题号章 页 1 财务会计6 86 39管理会计2 21-23 2 管理会计4 64,67 40财务会计6 90-91 3 财务会计4 65 41财务会计8 116,118-1194 管理会计2 30-31 42财务会计101545 财务会计5 7143管理会计7 109,110 6 财务会计10 153,156-15744财务会计4 57 7 管理会计8 133 45财务会计1 3-5 8 管理会计1 15-16 46财务会计5 81-82 9 财务会计9 145 47财务会计2 21 10 财务会计5 78 48财务会计7 109 11 财务会计10 151 49财务会计2 30 12 管理会计1 8 50管理会计6 90 13 财务会计5 79 51管理会计7 112,113 14 财务会计7 111,113 52财务会计4 58-59 管理会计2 34 53管理会计6 89 15 财务会计3 39 54财务会计6 97-98 16 管理会计3 45-46 55财务会计1 9 17 财务会计3 39-40 56管理会计3 40 18 财务会计2 18-19 57财务会计9 147 19 管理会计1 5-7 58财务会计4 62 20 财务会计9 144 59财务会计6 95 21 管理会计6 92 60财务会计8 117 22 财务会计9 144 61管理会计4 60 23 管理会计3 50 62财务会计3 44 24 财务会计4 56 63财务会计9 143,147 25 财务会计7 105 64财务会计5 72,74-75 26 财务会计2 28 65财务会计1 9,11 27 管理会计3 49 管理会计5 78-80 28 管理会计6 101 66管理会计6 9229 财务会计8 128 67财务会计3 42 30 财务会计10 154-155 68管理会计5 7231 财务会计2 29 69管理会计4 69 32 财务会计8 124 70管理会计7 114,116 33 管理会计8 124-125 71财务会计1 3-4,6 34 财务会计5 80-81 72管理会计4 57 35 财务会计9 141 73财务会计8 129 36 管理会计1 14 74管理会计5 76-77 37 管理会计8 124 75财务会计2 19 38财务会计347LOMA371中文2006春季考试试题答案参考《人寿保险公司偿付能力与获利能力管理》( 2003年版 )题 号 章 页 题号章 页 1 资本管理7 101 39产品设计4 62 2 资本管理1 11-12 40资本管理2 23 3 产品设计12 210-211 41资本管理3 47 4 资本管理7 104 42产品设计10174 5 产品设计12 222,223-224产品设计7 122 6 产品设计1 6 43资本管理7 101 7 资本管理8 121 44资本管理2 18 8 产品设计12 220-221 45产品设计9 156-157 9 资本管理1 13 46资本管理7 109 10 产品设计11 200 47资本管理5 74-76 11 产品设计11 199 48资本管理10151-152 12资本管理681 49产品设计3 55 13 资本管理11 180-181 50资本管理9 135,136, 137,138 14 产品设计1 3-4 51资本管理9 137 15 产品设计9 152-153 52资本管理8 119-120 16 产品设计9 152 资本管理7 99 17 产品设计9 158 53资本管理8 116 18 资本管理10 15054资本管理12200-201 19 资本管理2 25-26,27,2955产品设计6 101-104 20 产品设计6 111 56产品设计8 138-139 21 产品设计8 142 57资本管理6 94-95 产品设计5 82 58产品设计5 82-83 22 产品设计11 193 59资本管理6 87 23 资本管理1 5 产品设计3 43,44 24 资本管理10 167 60资本管理11171 25 产品设计10 185,187 61产品设计3 50-52 产品设计7 127,130 62资本管理12189 26 资本管理7 101 63资本管理12189 27 产品设计9 156 64产品设计4 69 28 资本管理2 20,21 65资本管理10155-156 29 资本管理11 176-177 66资本管理4 55-56 30 资本管理3 36-37 67产品设计3 41-42 31 产品设计7 116-117 68产品设计6 105-106 32 产品设计4 77,79 69资本管理4 51-52 33 产品设计7 126-127 70资本管理5 70,73 资本管理11 173-174 71资本管理1 10-1134 产品设计3 45-47 72产品设计2 21 35 资本管理8 127 73产品设计2 22 36 产品设计12 217-218 74产品设计2 34 37 产品设计4 76 75产品设计10175-17638资本管理462-63A C S100中文2006年春季考试试题答案参考《客户服务基础》（2003年版）题 号 章 页题号章 页1 3 40 39 4 64-652 1 3,4 40 4 703 3 47,49 41 6 1024 4 63 42 7 143-1445 5 91 43 8 1596 10 195-196 44 11 203,2067 10 193-194 45 14 274-2758 12 229 46 11 212-2149 6 110 47 3 5310 7 124 48 5 9511 13 245-246 49 6 11512 13 257-258 50 9 168,17013 14 266 51 13 25014 10 185 52 2 26-2815 3 43 53 8 158-15916 5 83-84,86 54 10 18817 5 92-93 55 12 22618 7 130 56 14 278,27919 9 166 57 1,2 7,3220 1 10-12 58 13 250-25121 12,5 236,239,96 59 9 169-17022 5 94-95 60 5 79,8323 12 235,236 61 13 25224 12 241 62 6 115,11625 2 20-21,24 63 12 237,23826 5 76,77 64 11 21227 6 112 65 9 174-17728 8 150-151 66 11 22029 9 180 67 13 245-246,24830 10 184,196 68 7 126-12731 11 209-210 69 6 10832 7 132 70 5 89-9033 7 138 71 3 46,4934 8 152-154 72 5 96-9735 13 253 73 3 5136 14 270 74 8 160,16237 12 230 75 2 3038 4 59,62。
试题热点分析-8年上海市春季高考英语试试
2008年上海市春季高考英语试题及答案第Ⅰ卷（共105分）Ⅱ.Grammar and VocabularyDirections :Beneath each of the following sentences there are four choice marked A,B,C and D. Choose the one answer that best completes the sentence.25. Nowadays a lot of adults go to evening schools ________ further educationA. afterB. inC.for D. on26. Many fast-growing countries are lass concerned withprotecting _________against climate change.A. oneB. oneselfC.them D. themselves27. When I was young,I was told that I ______ play with matchesA. wouldn’tB. needn’tC. mustn’tD. daren’t28. Those who have _____ money than sense may sometimes act foolishlyA. muchB. moreC.most D. many29. Population experts predict that most people ______ in cities in the near futureA. liveB. wouldlive C. will live D. havelived30. You didn’t use to like him much when we w ere at school ,___________?A. were weB. weren’twe C. did you D. didn’t you31. Officials say that few patients ________with the virus owing to the effective preventionA. infectedB. are infectedC. have infectedD. be infected32. As a new drive,I have to practise _________ the car in my small garage again and againA. parkingB. topark C. parked D. park33. The news _____ our athletes won another gold medal was reported In yesterday’s newspaperA. whichB.whether C.what D. that34. Due to the heavy rain and flooding ,ten million people have been forced _____their homesA. leavingB. toleave C. to be left D. being left35. Please remind me of the meeting again tomorrow ______ I forgetA. thoughtB. sothat C. in case D.until36._______this is only a small town,it’s crowded with tourists who c ome here all year round.A. SinceB.Unless C. Once D. Although37. Villagers here depend on the fishing industry._________ there won’t be much workA. whereB. thatC. by whichD. without which38. Throughout history, the language _____ by a powerful group spreads across a civilizationA. speakingB.spoken C. tospeak D. to be spoken39. If we have illegal immigrants ________ in,many local workers will lose their jobsA.cameB. comingC. to comeD. having come40. ______ we are sure about is the need to prevent children from being spoiledA. WhatB. WhichC. WhetherD. That41. The story of the homeless orphan has _____ sympathy from the public.A. arousedB. attractedC. defendedD. adopted42. Food safety is ________ important,so the government spares noefforts to prevent food pollution.A. highlyB.reasonably C. strongly D. naturally43. Every ton of this recycled paper uses 90 litres of water in its________A. structureB. manufactureC.construction D. organization44. Some people maintain that watching violence on TV is one of the major causes of ______behaviour and crime in societyA. childishB. artificialC. aggressiveD. heroicⅢ ClozeDirections : For each blank in the following passages there are four words or phrases marked A,B,C and D. Fill in each blank with the word or phrase that best fits the context(A)I was interested to read a newspaper article about a new concept in old people’s homes in France. The idea issimple 45 revolutionary –combining a residential home for the elderly with a nursery school in the same building.The children and the residents eat lunch together and 46 activities such as music,painting gardening ,and 47 for the pets which the residents are encouraged to keep. In the afternoons,the residents enjoy reading or telling stories to the children ,and 48 a child is feeling sad or tired, there is always somebody attending to him.There are trips out and birthday parties,tooThe 49 are enormous for everyone concerned .The children are happy because they get a lot more individual 50 and respond well because someone has time for them.They also learn that old people are not “different ”or frightening in 51 way .And of course, they see illness and death and learn to 52 them. The residentsare happy because they feel 53 and needed. They are more active and more interested in life when the children are around and they take more interest in their appearance,too.And the staff are happy because they see an improvement in the 54 and psychological health of the residents and have an army of assistants to help with the children 45. A. or B.so C. nor D. but46. A. share B. examine C. control D. engage47. A.asking B. sending C. caring D. looking48. A.though B. because C. unless D. if49. A.advantages B. actions C. difficulties D. comforts50. A. thought B. attention C. rest D. freedom51. A. no B.any C. another D. the 52. A. value B.admit C. accept D. overcome53. A. useful B.faithful C. powerful D. skillful54. A. normal B. public C. economic D. physical(B)The latest reform in testing is the computerized test.Test questions and answer choices are presented on the 55 and students can answer with a tap of the keyboard or a click of the mouse. Before the actual test begins ,there usually is an instruction showing how to use the computer to 56 the questions. Scores are displayed on the screed at the end of the test so that a student has immediatefeedback 57 having to return several days later for results.Some computerized tests are “adaptive ”.This means that a test question is selected from a large pool of items based on how the test taker has responded to the 58 question.The first question presented is of medium difficulty .If the test takeranswers 59 ,the next item will be more difficult. If he or she answers incorrectly ,the next question will be easier.Thecomputer 60 questions by level of difficulty and manyother factors such as sex,race and age references ,subject area the question is drawn from ,and form of question ,before presenting it on the screen.In this way ,the questions are “adapted ”to fin d the true skill 61 of the test taker.Among all the conveniences of computerized testing ,there aresome 62 .No longer can you have a quick look atthe 63 test ,answer the easy questions first ,and come back later to finish the difficult ones.Test items are persented one at a time ,and you must choose an answer in order to move on to the next question .Once you have confirmed your answer ,you cannot go backto 64 it if ,later on ,you realize that your answer was wrong . 55. A. screen B.paper C. board D. surface56. A. put aside B. concentrate on C. respond to D. apply to57. A. other than B. rather than C. regardless of D. as to58. A. previous B. basic C. following D. single59. A. briefly B. smartly C. correctly D. thoughtfully60. A. classifies B. answers C. considers D. recognizes61. A. standard B. factor C.pattern D. level62. A. qualities B. limits C. services D. features63. A. formal B. objective C. final D. entire64. A. identify B. exchange C. change D. overlookIV. Reading ComprehensionDirections: Read the following four passages. Each passage is followedby several questions or unfinished statements. For each of them thereare four choices marked A,B,C and D .Choose the one that fits best according to the information given in the passage you have just read.(A)One night ,Mrs Riley ,an elderly woman ,was walking along a dark ,Londonstreet.She was carry her handbag in one hand and a plastic carrier bagin the other .There was nobody else in the street except two youths.They were standing in a dark shop doorway. One of them was very tall withfair hair,the other was short and fat with a beard.The youths waited for a few moments,and then ran quickly and quietly towards Mrs Riley .The tall youth held her from behind while the other youth tried to seize her handbag .Suddenly,Mrs Riley threw the tall youth over her shoulder .He crashed into the other youth and they both landed on the ground. Without speaking, Mrs Riley struck both of them on the head with her handbag and walked calmly away .The two surprised youths still sitting on the ground when Mrs Riley crossed the street towards a door with a lighted sign above it .Mrs Riley paused, turned round, smiled at the youths and walked into the South West London Judo (柔道)Club.65. The two youths were standing in a dark shop doorway because ______A. they had nothing to doB. they were homelessC. they were waiting for a victimD. they were guarding the shop66. What did Mrs Riley do to the two youths ?A. She hurt them seriouslyB. She taught them a lessonC. She reported them to the policeD. She sent them to a judo club67. The story tells about an elderly woman who ______A. went shopping at nightB. was on her way homeC. had just left a shopping centerD. had a skill of self-defence(B)Dear Customers,I love slipping into a comfortable chair for a long read –as I relax into the chair ,I also relax into the author’s word ,stories and ideas.The physical book is so elegant that it disappear into theb ackground ,and what remains is the author’s world .Today,we at Amazon are excited to announce Mindle, a wireless ,portable reading device with instant access to more than 90,000 books, magazines ,and newspapers .We’ve been working on Mindle for more than three years.Our top design objective was for Mindle to disappear in your hands – to get out of the way –so you can enjoy your reading.We also wanted to go beyond the physical book .Mindle is wireless ,so whether you’re lying in bed or riding a train ,you can think of a book ,and have it in less than 60 seconds .No computer is needed –you do your reading directly from the deviceWe chose the same wireless technology used in advanced mobilephones .But unlike phones there are no monthly wireless bills ,no service or data plans ,and no yearly contracts. There is no software to install.We want you to get lost in your reading and not in the technology .Mindle uses a new kind of display called electronic electronic paper. Sharp and natural with no strong light ,reading on Mindle is nothing like reading from a computer screen .Mindle weighs only 10.3 ounces –less than a paperback – but can carry two hundred books.Enjoy learning about Mindle and many thanks!Jeff BezosFounder ＆CED68. This passage most probably is a(n)____A. advertisementB. news storyC. lab reportD. letter of thanks69. From the passage we learn that the Mindle is a device which________A. has neither wires nor weightB. is operated by a computerC. disappears while you readD. can find a book within one minute70. Which the device,the reader is able to ____A. enjoy reading when driving a carB. improve reading skillsC. gain access to free softwareD. get rid of heavy books made of paper71. Different from mobile phones,Mindle ______A. has a much more friendly screenB. can work in the absence of electricityC. doesn’t involve regular feesD. is wireless and can be used anywhere(C)Small discoveries in Indonesia are causing a stir in the scienceworld .Researchers have unearthed (挖掘)tiny bones that they believe belong to an entirely new human species .If that’s true ,it will change how we think about our ancestors .Clues that the little people may have lived long ago were first revealed last year in the scientific journal Nature .Scientists said that they had found the bones of a three-foot-tall female on the island of Flores, in Indonesia .When they looked more closely ,they saw that the nearly complete skeleton(骨骼)belonged to a full-grown adult. Researchers named her Hobbit,after the tiny heroes of the Lord of the Rings books.Now the team is saying it has unearthed even more pieces of thepuzzle ,including a jawbone and parts of arms ,legs and hands from several individuals, as well as stone tools .They reported their find in Nature this m onth. “The new evidence makes it very clear that these people are a new species ,distinct from modern humans,”Peter Brown, a scientist on the team ,said. They named these ancient humans Homo floresiensis.Brown says that these little people lived as recently as 12,000 years ago.If Homo floresiensis was a different species from modern humans,that would make our family tree bigger than we knew. It means, says Brown, that “until recently ,a relative shared the planet with us. ”Many scientists think a new species is unlikely .Some argue that the bones must have belonged to modern humans whose small size was theresult of a genetic problem.Daniel E. Lieberman,a scientist at Harvard University,thinks that the debate over the discovery is healthy. He believes that the questions and arguments raised by critics will help us learn more about these unusual skeletons.”Disagreement is an important part of the scientific process,”Lieberman said.“ As far as I’m concerned,the story’s only just begun. ”72. Researchers name the skeleton Hobbit because ______A. it is a figure described in the Lord of the RingsB. it resembles the tiny heroes in a set of booksC. it proves to be a full-grown adultD. it belongs to an ancient human species73. Small discoveries in Indonesia are important because _____A. they are revealed in the scientific journal NatureB. they are made by Peter Brown ,a famous scientistC. they are about ancestors of modern humansD. they might provide new evidence for human study74. According to Daniel E.Lieberman ________A. Homo floresiensis doesn’t existB. Disagreement leads to further researchC. The investigation hasn’t begun yetD. Our family tree is bigger than we knew75. Which of the following might be the best title of the passage?A. Comparison between Different PeoplesB. Arguments over Human OriginC. Discovery of a Possible New Human SpeciesD. History of Indonesian People。
LOMA290
市场营销，产品开 发与分销
05
产品管理职能
产品管理职能
感谢聆听
美国的市场行为检查
美国保监会
旨在促进美 国各州保险 监管的统一
私营的非营 利性组织
很多州都保 留了独立检 查的权利
市场行为检查
综合检查 对保险人所有非财务经营活动进行全面
检查
目标检查 对保险人非财务方面的一个或多个特定经营领域
进行有限范围的检查
支持职能
人力资源管理
A
HR部门 的组织结
构
D
员工 选拔
2 离职 4 开除
支持职能
信息与技术
0
0
1
2
职责
组织
0
0
4
5
业务处理技术 电信
0 3
信息管理
0 6
信息技术安全 与灾难恢复
职责
负责保险公司所有的技术，包括软 硬件、网络和其他相关流程
组织
01
02
03
04
CIO
CTO
项目经理 开发人员、
DBA等
信息管理
数据库
数据库管 理系统
文档管理 系统
内容管理 系统
对冲
利用互补的风险抵消原始风险
企业风险管理
从潜在威胁与潜在机遇两个方面识别、 量化和管理风险
偿付能力与盈利能力管理
盈利能力
衡量公司为其所有者产生正回报的整体成功程 度
资本管理
资本=资产-负债
筹集资本
比如：出售部分业 务
运用资本
财务管理的职责
现金流管理
财务管理的职责
向利益相关者提供信息
04
市场营销，产品开发与分销
CAA2008spring-08
2008年春季中国精算师资格考试-08非寿险精算数学与实务（以下1-26 题为单项选择题，每小题 2 分，共52 分）第1-2 题基于下面的信息：一保险人某类业务的理赔数据由下表给出：增量赔付额（单位：千元）月31 日的价格水平计算的。
假设4+发展年的平均赔付时间为 6 发展年年中。
从1998 年开始，年通货膨胀率为10%，忽略季节因素的影响。
假设各发展年的平均赔付时间为该年年中。
1. 以2001 年12 月31 日的价格水平计算，2-3 发展因子属于区间（）。
(A) [0, 1.03）(B) [1.03, 1.04)(C) [1.04, 1.05)(D) [1.05, 1.06)(E) [1.06, +∞)08 试题第 1 页（共38 页）2. 考虑通货膨胀影响，1999 事故年在3 发展年的预计赔付额属于区间（）。
(A) [0, 60）(B) [60, 70)(C) [70, 80)(D) [80, 90)(E) [90, +∞)3. 设某保单过去2 年的赔付额分别为X1，X2，现要估计第3 年的Θ ，X1，X2，X3条件独立。
已知：赔付额X3。
给定结构参数E X( )1= 1 ，Var X( )1= 1，E X( )2= 2 ，Var X( )2=2，E X( )3= 9 ，cov (1,2) = 1，cov ( 1,3)= 4 ，cov ( 2,3)= 6 。
Xˆ为该保单过去 2 年的总赔付额为10，则第 3 年的信度保费3（）。
(A) 21(B) 23(C) 25(D) 27(E) 2908 试题第 2 页（共38 页）4. 给定结构参数Θ ，某保单相继n年的赔付额1,2, , X n相互独立，且满足(1| )Θ =(i| ), (1| ) Θ =(i| ), i n , 又各年赔付额服从参数为Θ 的泊松分布。
已知结构参数满足P(Θ = =1)P(Θ = 3) 1/ 2 。
该保单过去 2 年的总赔付额为10，则该保单下一年的信度保费为（）。