Retire延迟退休

The retirement age in other countries
The average retirement age for men is 65.08 years old and for female is 64.11 years old. In Japan, Britain, America, Australia, Germany, Italy, the government has deferred the retirement age to at least 65 years old.
人活着 钱没了
Pension Gap Low-level of overall planning
整体规划 Divert pension 挪用养老金
Inflation
通货膨胀
Historical Debt
Pension Gap
method of payment 支付方式 Investment Style 投资方式 government loan 国债
Aging of Population Informal Retirement
Institutional Organization Reform
pension fund
+
20billion
Increase 4 billion
+
Reduce 16billion
Can deferring retirement age fundamentally solve the problem of pension gap under the current pension system?
Aging of Population
Population Structure
9.1%
4.5%
>65 60-65 <60
By the end of 2011, China's aging total has been the first.
Aging of Population
There will be an increasing demand for pensions. Moreover, the family planning policy initiated in the 1980s means China will have fewer people joining the labor force in the future, which means China will age before it gets rich, which is different from the situation in many developed countries.
The product of economic system transformation
Pension Gap
Data Display:
1997 A basic pension system for urban employees began. 1998 China's half provinces and cities had deficit in pension. 2005 China's pension fund empty account has reached 800 billion. According to the World Bank's estimate from 2001 to 2075, China's pension gap may reach 9 trillion RMB.
Workforce shortages
Brainworkers 脑力劳动 Hard physical workers 重体力劳动
Worker type
Active life expectancy
Impetus of extending retiremen Nhomakorabea age
Institutional Organization 事业单位 Pension Gap 养老金缺口 Aging of Population老龄人口 Double-track Pension System 养老金双轨制 Civil servants 公务员 Labor shortage 劳动力缺失 China will age before it gets rich 未富先老
Present retirement age
In 1978, the State Council regulated that Chinese male employees should retire at the age of 60, female employees at 50 and female officials at 55.
Double-track Pension System
Civil servants and other public employees were entitled to pensions several times the amount of citizens employed by non-public entities without paying pension premiums. while employees in enterprises and their employers have to pay a lot.
The discussion of China's social
Is 65-year-old retirement times coming ?
Origin of this discussion
On June 5, the Ministry of Human Resources and Social Security said:“ along with China's economic development and prolonged average life expectancy, postponing retirement is an inevitable trend. ”
Follow-up coverage
On July 1, He Ping, an expert of Human Resources and Social Security said :“our country should be gradually extended the retirement age, males and females should retire at 65 years old by 2045.