保险英语
第3章 保险(Insurance)【国际工程实务英语】
第三章保险(Insurance)第一节保险基本知识(A Basic Knowledge of Insurance)一、保险(Insurance)·从法学和经济学的角度看in law or economics ·规避承受某种意外损失的风险hedge against the risk of a contingent loss ·损失风险的公平转移['ekwitəbl] [kən'tindʒənt] equitable transfer of the risk of a loss·保险人an insurer 被保险人an insured ·毁灭性损失devastating loss ['devəsteitiŋ]·保险费率insurance rate·保险费premium ['pri:miəm]·承保范围，保险范围insurance coverage ·独立的研究与实践领域[dis'kri:t]a discrete field of study and practice二、保险合同(Insurance Contract)·受益人beneficiary [,beni'fiʃəri]·承保期，保险期the period of coverage ·保险金额the amount of coverage·除外责任条款exclusions[ik'sklu:ʒənz]三、保险单(Insurance Policy) ['pɔlisi]·财务损失financial loss·履行合同承诺fulfill a contractual undertaking ·由于公共责任或财产损失而对某家公司或某一个人采取法律行动。
保险专业英语常用词汇【最新精选】
保险专业英语常用词汇【最新精选】保险英语，保险词汇共享: 4保险英语词汇翻译险种及险别acceptance policy 英文翻译:核保政策险种accounting period 英文翻译:结算期 health insurance 疾病保险，健康保险 aggregate limit 英文翻译:累积限额 sickness insurance 疾病保险aggregated loss 英文翻译:累积损失 insurance during a period ofillness 疾病保险 antiselection 英文翻译:逆选择 insurance for medical care 医疗保险 ART (Alternative Risk Transfer)英文翻"major medical" insurance policy 巨额医药费保险译: 新型风险转移 life insurance 人寿保险balance 所欠款项 endowment insurance 养老保险barrages 堰坝 insurance on last survivor 长寿保险 captive pools 自保组合 social insurance 社会保险catastrophe risk 巨灾风险 personal property insurance 个人财产保险ceiding company 分出公司 insurance of contents 家庭财产保险 cessionlimit 分保限额险别claim-prone 容易出险 Free from Particular Average(F.P.A.) 平安险claims assistance 理赔协助 With Particular Average (W.P.A.) 水渍险 clean cut 结清方式 All Risks 一切险coinsurance 共保 risk of breakage 破碎险commencement and termination 起讫 risk of clashing 碰损险cover 承保 risk of rust 生锈险cover 责任额 risk of hook damage 钩损险deposit premium 预付保费 risk of contamination (tainting) 污染险destroyed 毁坏 insurance against total loss only (TLO) 全损险 earth caves 土坏房屋 risk of deterioration 变质险EPA risk of packing breakage 包装破裂险 event limit 事件限额 risk of inherent vice 内在缺陷险 ex gratia payments 通融赔款 risk of normal loss (natural loss) 途耗或自然损耗险 excess loss 超额赔款 risk of spontaneous combustion 自然险 exclusion 除外责任 risk of contingent import duty 进口关税险 exposed areas 风险承受区域 insurance against war risk 战争险facultative reinsurance 临时分保 Air Transportation Cargo War Risk 航空运输战争险 fault zone 断层区 overland Transportation Insurance War Risk 陆上运输finite risk 有限制的风险战争险flash floods 骤发洪水 insurance against strike, riot and civil commotionflooding of rivers 洪水泛滥 (SRCC) 罢工，暴动，民变险frame structure 框架结构 insurance against extraneous risks, insurancefull coverage 全额承保 against additional risks 附加险 fullinsurance value 足额保险价值 risk of theft, pilferage and nondelivery (TPND) 盗full liability 全部责任窃提货不着险Geophysics Institute 地球物理研究所 risk of fresh and/of rain water damage(wetting) 淡GNPI 总净保费收入水雨淋险hailstorm 雹暴 risk of leakage 渗漏险heavy damage 严重破坏 risk of shortage in weight/quantity 短量险hollow brick wall 空斗砖结构 risk of sweating and/or heating 受潮受热险5保险英语翻译 hour clause 小时条款 risk of bad odour(change of flavour) 恶味险，变味险hurricane 飓风 risk of mould 发霉险 individual losses 单一损失 on deck risk 舱面险 insurability 可保性 6保险英语翻译 insured losses 保险损失保险业词汇intensity 烈度 Terms used in insurance industry layering 层次accidentless exposed 损失可能性小意外事故险liability 责任 actuarial method light damage 轻度破坏精算法line slips 分保条 Advance Loss Profits (ALOP) loading 附加费预期利润损失险，利损险 loss occurrence 损失发生 Advance profit loss occurring basis 损失发生基础预期利润loss participation 分担损失 brokerloss settlement 损失赔付经纪人magnitude 震级 Business Interruption Insurance (BI) malicious damage 恶意损害营业中断险moderate damage 中度破坏 captivemulti-story building 多层建建筑自保公司Munich Re 慕尼黑再 casualtynet retained lines 净自留额意外伤害险net retained losses 损失净自赔额 catastropheno profit commission 无纯益风险巨灾险non-proportional reinsurance 非比例ceding company 再保险分出公司notification 告知 claimobject 标的索赔obligatory reinsurance 固定分保 claim settlement original deductibles 原始免赔额理赔original rate 原始费率 combined ratio paid-up capital 已付资本综合赔付率peak accelerator 峰值加速度 Consequential Loss (CL) peril 危险PICC Re 中保再 7保险英语翻译，保险专业词汇。
外贸英语 保险
❖ The loss in question was beyond the coverage granted by us.
❖ 损失不包括在我方承保的范围内。
❖ The extent of insurance is stipulated in the basic policy form and in the various risk clause.
❖ to cover (effect,arrange,take out) insurance 投保
insurance coverage;risks covered 保险范围 insurance slip 投保单 insured amount 保险金额 insurance against risk 保险 insurance clause 保险条款 insurance instruction 投保通知 insurance business 保险企业 insurance conditions 保险条件
❖ 这些险别适合你要投保的货物。
❖ May I ask what exactly insurance covers according to your usual C.I.F terms?
❖ 请问根据你们常用的CIF价格条件，所保的究 竟包括哪些险别？
❖ It 's important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.
❖ ceding, retrocession(for reinsurance) 分保 reinsurance 分保（再保险） ceding(insurance)company 分保公司 co-insurance company 共同保险公司 insurance document 保险单据 certificate of insurance 保险凭证 increasing coverage, extending coverage 加保 renewing coverage 续保 insurance commission 保险佣金 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险
保险行业英语
Consolidated Omnibus Budget Reconciliation Act of 1985 是一项联邦法例，要求拥有员工人数20人或以上的雇主继续为合资格，但在某些情况下失去团体医疗保险的员工 及其受益人） 提供医疗保险福利。
Copayment 定额手续费或简称Copay
Covered Services 承保服务
Deductible 自付扣除金
Dependent 受供养者
Drug Formulary (处方药物表 由保险机构与药剂师及医生，共同划定的药剂产品列表，藉以在不影响素质的情况下，增加处方配药的效益。
insurance treaty 保险合同
cover note 保险证明书
guarantee of insurance 保险担保书
premium rebate 保险费回扣
insurance claim 保险索赔
ceding, retrocession(for reinsurance) 分保
Home Health Care 居家护理
Indemnity 赔偿
In-Network 网络内
Inpatient 住院护理
Managed Care 管理式医疗护理
Medically Necessary 有医疗需要的
Member 会员
Network (网络 与保险机构签有合约，以合约价格为会员提供医疗护理的医生、诊所、医院，及其他医疗护理提供者。
policy-holder 保险客户
extra premium 额外保险费
additional premium 附加保险费
保险行业英语
主题：保险行业英语收藏本贴| 好友分享| 推广拿分点击:964 | 回复:2 | 标签: 写作词汇翻译insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件Me Ambulatory Services 门诊服务Ambulatory Surgery 门诊手术Appeals (上诉会员要求保险机构重新考虑已否决的费用申报许可或决定的一项程序。
Authorization 核淮Benefit 福利Benefit Period 福利期Brand Name Drug 原厂药Certification 核淮证明Claim 索赔Coinsurance (共同保险指会员在支付自付扣除金后，需按固定的百分比率，自付一部份医疗费用。
例如，保险机构负责80%的认可支付额，余下的20%则由会员支付，该20%的金额即为「共同保险金」。
Coinsurance Maximum 最高共同保险费Consolidated Omnibus Budget Reconciliation Act of 1985 是一项联邦法例，要求拥有员工人数20人或以上的雇主继续为合资格，但在某些情况下失去团体医疗保险的员工及其受益人）提供医疗保险福利。
保险英语
保额：英coverage；die Versicherungssumme；保费：die Versicherungsgebuehr PL. /die Praemie；保险：sich gegen versichern；保险代理人：Versicherungsvertreter（in）〔形容词变化〕；保险单：die Versicherungspolice；保险法：Versicherungsgesetz；保险公司：die Versicherungsgesellschaft；保险价值（即实际价值，保额是协议价值）：realer Wert实际价值；保险经纪人：der Mittelsmann经纪人保险期限：V…szeit保险契约：eides-stattliche Erklaerung保险人：der V…sgeber＝der Versicherer保险业：das Versicherungswesen保证：die Garantie报酬：die Belohnung被保险人：der V..snehmer＝die Versicherte财产：das Eigentum；（雅）Besitztum财产保险：die Sachversicherung财产损失：das Sachschaden财产所有人：Eigentuemer；Besitzer财政：der Staatshaushalt；Staatsfinanzen（PL）财政赤字：rote Zahlen财政平衡：ausgelichener Haushalt财政收入和支出：Einnahmen，Ausgaben（PL）裁决：ueber eine Entschaedigungsforderung entscheiden对索赔要求做出裁决超过：Ueberragen vt. uebertreffen出口：der Export（die Ausfuhr不常用）出口贸易：das Exportgeschae，ft；出口贸易：der Ausfuhrhandel；出口商品：Exportartikel（PL）；出口信用保险：Exportkreditversicherung；除外条款：Ausnahme；处理：eine Sache behandeln；handeln；代替：ersetzen vt.；倒塌：einstuerzen；盗窃险：Diebstahlversicherung；趸交：en gross bezahlen；返还：etw zurueckgeben；防止、预防、防止：verhueten；费用：die Unkosten；开支、支付：zahlen；分期付款：etw in Raten abzahlen；die Ratenzahlung；分摊：sich in die Kosten teilen；风险：das Risiko-s；福利：die Wohlfahrt；福利基金：der Sozialfonds；各种各样的：vielerlei；verschiedenartig；供求平衡：das Gleichnis zwischen Angebot und Nachfrage；估计：etw veranschlagen（经）；雇员：der Arbeitnehmer；Beschaeftigte(PL)；雇主：der Arbeitgeber；规定：Bestimmungen（pl）；国内外市场：Binnen-und Weltmarkt，lebhaft sein是繁荣的；国债：die Staatsverschuldung；海难：das Seeunfall；沉没：sinken；海：das Meer；火灾：die Feuersbrunst；获利：der Verdienst-e利润，赚头；机会成本：Opportunitaetkosten；积累资金：Kapital akkumulieren；基本上..：grundsaetzlich；基础：basieren [auf]；der Grund：e；计算：etw rechnen；简单：simpel；简历：Lebenslauf；经济危机：die Wirtschaftskrise；经营：das Management-s；经营管理：die Wirtschaftsfuehlung；纠纷：der Streit；einen Streit schlichten调解纠纷；履行义务：seinen Verpflichtungen nachkommen；履约：ein Versprechen erfuellen；冒险：riskieren；年金保险：英annuity insurance；破产：der Konkurs-e；竞争：konkurrieren vi.；社会保险：Sozialversicherung；实施：etw durchfuehlen；市场分析：die Marktanalyse；市值：der Marktwert；收益：reiner Ertrag（der）纯收益；撕毁合同：der Vertrag brechen；der Kontrakt unterzeichnen 签订合同死亡率：die Sterblichkeitsziffer；出生率：die Geburtsrate；委托：jdn mit etw betrauen；协商：sich mit jdm beraten；信用：der Kredit；halten sein Wort 守信用；信用保险：Kreditversicherung；信用证：der Kreditbrief；信誉：der Ruf；性质：die Beschaffenheit；养老金：die Rente；义务：die Pflicht＝Verpflichtung；意外：der Unfall：e；避免：vermeiten；因素：der Faktor-en；预防：gegen etw vorbeugen；vorbeugende Massnahmen预防措施原则：das Prinzip；eine Frage des Prinzips；运输工具保险：Kaskoversicherung；责任保险：die Haftpflichtversicherung；证券市场：die Boerse（也是证券交易所、证券交易）；证券：das Wertpapier；专门的部门：spezielle Abteilung；转让：uebertragbar；可转让的；weitergeben、ueberlassen 都vt.；追究责任：die Verantwortlichkeit ermitteln资产负债表：die Bilanz；负债：Verbindlichkeit；自愿：freiwillig；宏观的：makroskopisch；微观的：mikroskopisch；财务：das Finanzwesen；再保险：Rueckversicherunginsure保险；投保；保证insurance保险；premium保险费；保险金额underwriters保险商(指专保水险的保险商)保险承运人insurancecompany保险公司insurer保险人insurance broker保险经纪人insuranceunderwriter保险承保人insurance applicant投保人insurant, the insured被保险人，受保人to cover(effect,arrange,take out) insurance投保insurancecoverage;riskscovered保险范围insurance slip投保单insuredamount保险金额insurance againstrisk保险insurance clause保险条款insuranceinstruction投保通知insurancebusiness保险企业insurance conditions保险条件PICC(People’s InsuranceCompany of China)中国人民保险公司risk insured, riskcovered承保险项risk险别toprovide the insurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premium rate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金(保险收入)insurance free of(from)particular average(FPA).平安险(单独海损不赔)insurance with particularaverage(WPA), basicrisks. insurance against all risks.综合险，应保一切险risk of breakage破碎险risk of clashing碰损险risk of rust生锈险riskof hook damage钩损险riskof contamination(tainting)污染险insuranceagainst total loss only(TLO)全损险risk of deterioration变质险risk ofpacking breakage包装破裂险risk of inherent vice内在缺陷险risk of normal loss(natural loss)?途耗或自然损耗险risk of spontaneous combustion自然险risk ofcontingent importduty进口关税险insurance against war risk战争险AirTransportation Cargo WarRisk航空运输战争险overland TransportationInsurance War Risk陆上运输战争险insurance against strike, riot and civilcommotion(SRCC)罢工，暴动，民变险insurance against extraneous risks,insurance againstadditional risks附加险risk of theft, pilferage andnondelivery(TRND)盗窃提货不着险risk of fresh and/of rain waterdamage(wetting)淡水雨淋险risk ofleakage渗漏险risk of shortage inweight/quantity短量险risk of sweatingand/or heating受潮受热险risk of badodour(change of flavour)恶味险，变味险risk of mould发霉险on deck risk舱面险ocean marine cargoinsurance clauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportation insurance, land transitinsurance陆上运输保险insuranceagainst air risk, air transportationinsurance航空运输保险parcel postinsurance邮包运输保险ocean marine cargoinsurance, marine insurance水险(海运货物保险)All Risks一切险average海损Particular Average(P.A)单独海损General Average(G.A)共同海损MarineLosses海损partial loss部分损失total loss全部损失health insurance疾病保险，健康保险sickness insurance疾病保险insurance for medical care医疗保险"major medical" insurance policy巨额医药费保险insurance during aperiod of illness疾病保险life insurance人寿保险endowment insurance养老保险insurance on last survivor长寿保险topurchase health insurance购买健康保险to have a health insurance policy购买健康保险Additional Words andPhrasespolicy-holder保险客户extra premium额外保险费additional premium附加保险费insurance law保险法insurance act保险条例insurance industry?保险业insurance division保险部insurance treaty保险合同covernote保险证明书guarantee of insurance保险担保书premiumrebate保险费回扣insuranceclaim保险索赔ceding, retrocession(forreinsurance)分保reinsurance分保(再保险)ceding(insurance)company分保公司co-insurancecompany共同保险公司insurance document保险单据certificate ofinsurance保险凭证increasing coverage, extending coverage加保renewingcoverage续保insurance commission保险佣金socialinsurance社会保险personalproperty insurance个人财产保险insurance ofcontents家庭财产保险续保险convertible insurance转换保险cost and insurance成本加保险价credit insurance信用保险credit life insurance信用人寿保险(借款人死亡时, 应将赔偿金付给放款人) crop insurance作物保险damage insurance损失保险death insurance死亡保险Deferred insurance搁置保险Deposit insurance存款保险Disability insurance残废保险Disbursements insurance船舶费用保险Domestic insurance家计保险Domestic animal transportation insurance家畜运输保险Double insurance双重保险Duty insurance关税保险Earthquake insurance地震保险Economic policy insurance经济政策保险Education insurance教育保险Elevator liability insurance电梯责任保险Employee’s pension insurance职工退休养老保险Employer’s liability insurance雇主责任保险; 职工伤害保险Employment insurance就业保险endowment insurance人寿定期保险, 养老保险, 储蓄保险endowment life insurance人寿定期保险engineering insurance工程保险erection insurance机器安装保险excess insurance超额保险exchange risk insurance外汇风险保险exhibition insurance展览保险expected profit insurance预期利润保险explosion insurance爆炸保险export insurance出口保险, 输出保险extended terms insurance延期保险external investment principal insurance国外投资本金保险facultative insurance临时保险family income insurance家庭收入保险farm insurance农业保险fermentation insurance发酵保险fidelity insurance职工忠诚保险fire insurance火灾保险, 火险fiscal insurance租税保险fixed term insurance定期保险flood insurance洪水保险forced insurance强制保险foreign exchange fluctuation insurance外汇波动保险fraternal insurance互助救济保险freight insurance运费保险frost insurance霜害保险full value insurance全值保险general average disbursement insurance共同海损费用保险general export insurance普通输出保险government employee insurance公务人员保险group insurance团体保险group life insurance团体人身保险guarantee insurance保证保险, 盗窃意外保险hail insurance雹害保险harvest insurance收获保险hazardous insurance危险物品保险health insurance健康保险hire purchase credit insurance租赁信用保险homeowner's insurance房主保险hospitalization insurance医疗保险hull insurance船舶保险, 运输工具保险hypothecation insurance抵押保险imaginary profit insurance预期利益保险immovable insurance不动产保险inconvertibility insurance国外投资本利不能兑换汇回保险increased value insurance增值保险individual accident insurance个人伤害保险industrial insurance工业保险inland marine insurance内陆水运保险invalid insurance伤残保险jewellery insurance珠宝保险jobless insurance失业保险joint insurance合伙保险, 联合保险joint stock insurance合股保险业label insurance标签保险labor insurance劳动保险Land transit insurance陆运保险Leasehold interest insurance 租赁权益保险Liability insurance责任保险Life insurance人寿保险Lighter insurance驳运保险Livestock transit insurance 活牲畜运输保险Long life insurance长寿保险。
保险英语常用词汇
保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People’s Insuran ce Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damage inspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查，货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargo insurer 货物承保人cargo policy 货物保单，货物保险单cargo premium 货运保险费，货物保险费cargo underwriter 货物保险承保人（商），货险承保人，货物承保人cash loss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess of loss（CXL）巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause (CIC) 中国保险条款claim 索赔claim assessor 索赔人claim settlement 理赔claim-prone 容易出险claims and arbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损，破碎险clean cut 结清方式coinsurance 共保co-insurance 共同保险co-insurance company 共同保险公司combined ratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss (CL) 后果损失constructive total loss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-related risks 关联风险cover 承保、责任额cover note 保险证明书,承保单，保险证明cover note 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargo clerk 理残员，货损管理员damage cargo list 货损单，残货单damage certificate 损坏证明书damage claim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书，货物损害报告deductibles 免赔额deposit premium 预付保费destroyed 毁坏disbursement policy (船舶)驶费保险单dividend system 红利制度double insurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款excess of loss cover 超额赔偿excess of loss（XL) 超赔分保exclusion 除外责任EXL protection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks (additional risks) 附加险保险英语词汇Ffacultative business 临分保facultative reinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fine print 细则finite risk 有限制的风险finite risk transfer 有限风险转移floating policy 浮动保险单franchise (deductible) 免赔额；免赔率free of all average (FAA) 全损赔偿freight insurance 运费保险freight policy 运费保险单full coverage 全额承保full insurance 全额保险full insurance value 足额保险价值full liability 全部责任保险英语词汇Ggeneral average（GA）共同海损grace period 宽限期gross net premium income（GNPI）总净保费收入group insurance 团体保险guarantee of insurance 保险担保书保险英语词汇Hhazard 危险因素health insurance 疾病保险，健康保险heavy damage 严重破坏holistic risk transfer 整体风险转移hook damage 勾（钩）损险hour clause 小时条款保险英语词汇IIBRN reserve 已发生但未报的损失储备金，IBRN储备金import cargo insurance 进口货物保险increased value clause 增值条款increased value insurance 增值保险increasing coverage, extending coverage 加保Incurred but not reported losses(IBRN) 已发生但未报的损失indemnity limit 赔偿期限indemnity period 赔偿期individual losses 单一损失industrial insurance 产业保险inflated claim 超额索赔inherent nature of cargo 货物的固有性inherent vice 内在缺陷inherent vice of cargo 货物固有缺陷inspection of cargo 积货鉴定，货物检验，检查货物inspection of cargo GA or PA 海损(单独海损或共同海损)鉴定inspection on damaged cargo 货物残损检验installment insurance 分期付款保险Institute Cargo Clauses (ICC，I.C.C.) 协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额insurance act 保险条例insurance against risk 保险insurance agent(s) 保险代理，保险代理人insurance amount 保险金额\保险额insurance applicant 投保人insurance assessor 保险公估人insurance broker 保险经纪人insurance business 保险企业\保险业insurance capacity 承保能力insurance certificate 保险凭证\保险证书insurance claim 保险索赔insurance clause 保险条款insurance commission 保险佣金insurance company 保险公司insurance conditions 保险条件\保险契约约定条款insurance contract 保险合同insurance corporation 保险公司insurance coverage 保险范围，保额insurance declaration sheet(bordereau) 保险申报单(明细表) insurance division 保险部insurance document 保险单据insurance expense 保险费insurance fond 保险基金insurance industry 保险业insurance instruction 投保通知，投保须知insurance law 保险法insurance on last survivor 长寿保险insurance period 保险期限insurance policy 保险单\保单insurance premium 保险费insurance proceeds 保险金（保险收入）,保险赔偿金，保险赔款insurance rate 保险费率表insurance securitization 保险证券化insurance slip 投保单\投保申请书insurance subject 保险标的insurance treaty 保险合同insurance underwriter 保险承保人insurance value(insurance amount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证insured 被保险人insured amount 保险金额insured loss 保险损失insured property 参保物业Insured Value 保险价值insurer 保险人、保险公司，保险商insurer (underwriter) 承保人、保险人investment insurance 投资保险保险英语词汇J-LJjettison 投弃Llaw of insurance 保险法law of large numbers 大数法则leaflet 说明书less exposed 损失可能性小letter of guarantee 保函，保证书liability 责任liability insurance 责任保险license bond 执照保险life assured 人寿保险投保人life expectancy 平均余命life fund 人寿保险基金life insurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金life Table 生命表light damage 轻度破坏limits 投保限额line slips 分保条liquidity support 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人loss occurrence 损失发生loss occurring basis 损失发生基础loss of profit 利损险loss participation 分担损失loss ratio 损失率loss ratio 赔付率loss settlement 损失赔付保险英语词汇Mmail contractor 承包商main risks 主险maintenance 保证期malicious damage 恶意损害marine insurance 海上运输保险，水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表（用于计算保险风险）multiple claim 多次（重复）索赔multiple insurance 重复保险mutual insurance 相互保险mutual insurance company 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastrophe（NatCat）自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险no-claims bonus 无索偿奖金non-life 非寿险non-proportional reinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险open policy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额original rate 原始费率over insurance 超额保险overland （transportation） insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partial loss 部分损失particular average (PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pool administrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premium rate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority (deductible) 优先（免赔额)proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pure endowments 定期生存保险pure risk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保reserve 准备金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险，保险额risk carrier 风险承担人risk covered 承保险项risk insured 承保险项risk management 危险管理risk premium 风险保费\风险贴水、风险溢价risk unit 危险单位risks covered 保险范围保险英语词汇Ssalvage charge 救助费用salvage value 残值，获救货物或船舶的价值second event cover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spread loss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subject insured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicide clauses 自杀条款sum insured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariff zone 险区term insurance 定期保险TG 拐点周期the insured 被保险人，受保人time policy 定期保险单topographic map 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险unvalued policy 不定值保单utmost good faith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴working cost 营业费用working expenses 营业费用writing 承保written premiums 承保保费。
商务英语中级词汇——保险
保险- 中级actuary (noun) = 保险精算师a specialist who calculates risk, determines premium rates, and provides other statistical information and guidance to insurance agenciesOur risk-management team made policy changes based on the actuary's report.adjuster (noun) = 理赔人an insurance professional who examines claims and determines the amount to be paidThe adjuster valued the property damage at much less than the owner had hoped for.annuity (noun) = 年金the payment of a fixed sum of money at regular intervalsWe chose the annuity that offered the highest monthly payments.application (noun) = 应用程序a software program that allows a user to do something specific, for example, to write documents or store informationI need a word-processing application to create documents on my computer.application (noun) = 应用a document completed by a prospective policyholder and used by an insurance agency to determine eligibility and payment ratesThe application had so many questions that it took us three hours to finish it.assessed value (noun phrase) = 估定价值the value of property as determined specifically for taxationWe were happy when we sold our house for more than its assessed value.assessor (noun) = 公估人one who determines the value of propertyThe assessor said our house has increased in value.assignment (noun) = 指派a procedure set up by a customer service department to designate an agent or technician to handle a customer service requestAfter an assignment is made, our department monitors the situation until it is resolved.bad faith (noun) = 不守信用an intention to deceive in order to avoid paying moneyWe think the company acted in bad faith when it denied our claim.basic limit (noun phrase) = 基本限制the minimum coverage amount for which an insurance company will write a policyThe amount of coverage I wanted was below the basic limit, so I had to accept a higher amount.保险- 中级(2)beneficiary (noun) = 受益人the person who will receive the money from a life insurance policyMy husband is the primary beneficiary of my life insurance policy.benefit (noun) = 保险赔偿金the amount of money an insured person will receive from an insurance policyMy company's health insurance policy includes benefits for hospitalization.bodily injury (noun phrase) = 人身伤害physical or mental harm to a personI suffered serious bodily injury in the accident.broker (noun) = 经纪人an independent agent who sells insurance to consumersMy broker found several options and then recommended the policy he thought was best for me.burglary and theft policy (noun phrase) = 盗窃保险单coverage against property loss from the unlawful taking of propertyWe need a burglary and theft policy for our business because we have expensive inventory in our warehouse.cancellation (noun) = 取消the termination of a policy before its expiration dateYou may need to pay a penalty for a cancellation, but that is better than paying for a policy you don't need.carrier (noun) = 携带者a person who can pass on a disease, either genetically or through a pathogen, but does not exhibit any symptoms of the diseaseTyphoid Mary was the most famous carrier in history. She spread typhoid fever, but never became sick herself.carrier (noun) = 保险公司the entity responsible for paying insurance claimsThe hospital administrator asked for the name of my insurance carrier.casualty (noun) = 意外事故an accident that causes injury or damage; the legal and financial responsibility that results from an accidentTransportation and construction companies have a higher risk of casualty than other companies. 保险- 中级(3)casualty insurance (noun phrase) = 意外事故保险insurance that protects against financial loss due to an accident that caused damage or injury Companies with a high risk for accidents need casualty insurance to protect the business.catastrophe (noun) = 灾难an event that causes extremely high lossesThe hurricane was a catastrophe for the entire state.cede (verb) = 分保transfer risk from one company to another in order to eliminate or share the risk of coverageMy company cedes half of its hurricane policies to another company so our liability won't be so high.claim (noun) = 索赔a request for payment based on the terms of an insurance policyWe filed a claim with the insurance agency after a fire destroyed our warehouse.claim denial (noun phrase) = 拒绝索赔a refusal to pay money requested based on the terms of an insurance policyThe judge ruled that the insurance company's claim denial was illegal.claimant (noun) = 索赔人a person or entity requesting compensation or benefit payments from an insurerAfter the insurance company reviews the paperwork, the claimant can receive payment.class (noun) = 分类individuals grouped together by an insurer based on similar characteristics and risksTeenage drivers pay more for insurance because they are in a high-risk class.classification (noun) = 分类the grouping together of individuals based on similar characteristics and riskAfter the fire in our neighborhood, our insurance rates went up because our classification changed.clause (noun) = 条款section in a policy that explains specific terms and conditions, such as coverage limitations and changes to standard coverageWhen my son got his driver's license, the insurance company added a clause to my policy to cover him.保险- 中级(4)co-payment (noun) = 分担付款in group health plans, the policyholder's share of the total medical billThe monthly premium for my insurance is inexpensive, but my co-payments are high.compensation (noun) = 赔偿the payment to a policyholder for a covered lossA good insurance policy provides compensation that equals the value of the lost or damaged item.comprehensive auto insurance (noun phrase) = 综合汽车保险a type of auto insurance policy that covers a wide variety of dangersWe recommend comprehensive auto insurance to customers who have new or expensive cars.conditions (noun) = 条件the rights and obligations of a policyholder and insurer as stated in an insurance contractYou should understand all the conditions in an insurance policy before you buy it.contract (noun) = 合同a written legal agreementIt's important to read a contract thoroughly before signing it.contract (noun) = 合同a legal agreement, usually in writingCustomers often have the option of purchasing a service contract that increases the level of support they can receive from a company.cover (verb) = 投保to provide insurance protectionInsurance companies have different methods for deciding whom to cover.coverage (noun) = 覆盖范围the scope of protection provided by an insurance policyYou should talk with your insurance agent to decide how much coverage you need.coverage (noun) = 覆盖范围the hours of operation of a customer service centerWe provide continuous coverage for our customers, so we are never closed.credit insurance (noun phrase) = 信用保险insurance that pays off a person's debt when he or she becomes disabled or diesI bought credit insurance so that my husband wouldn't have to pay my debts if I died.保险- 中级(5)damage estimate (noun phrase) = 损失估算a calculation of the cost to repair propertyInsurance companies use damage estimates to help determine how much to pay on claims.decedent (noun) = 死者a dead personThe decedent's life insurance benefit went to his wife.declarations (noun) = 声明the section of an insurance policy that lists basic information about the policy and policyholder When you purchase a new insurance policy, make sure all the information in the declarations is accurate.deductible (noun) = 免赔额the amount a policyholder must pay toward total claim expensesInsurance policies with a low deductible often cost more.dependent (noun) = 家属someone who relies on another for financial supportMy health insurance policy covers my children as dependents until they are 25 years old.disability (noun) = 残疾a physical or mental condition that limits life activities and prevents someone from performing normal job functionsMaria's disability makes her current job very difficult, so her company is training her to do other kinds of work.disability insurance (noun phrase) = 残疾保险insurance that provides income when someone is too sick or injured to workDisability insurance helped me pay my bills while I recovered from my injury.effective date (noun phrase) = 有效日期the date on which an insurance policy begins providing coverageI went to the doctor two days before my insurance policy's effective date, so I had to pay for the visit myself.examiner (noun) = 审查员an agent who audits insurance companies for state regulatorsThe examiner reviewed our records and said they were in perfect order.保险- 中级(6)exclusions (noun) = 除外责任circumstances or conditions that an insurance policy does not coverFire and flood are exclusions in my property insurance policy.experience (noun) = 经验the number and dollar amount of losses of a given policyholder or a specific type of coverage Companies look at a customer's experience to determine the price of insurance coverage.fire insurance (noun phrase) = 火灾保险insurance that pays for losses caused by fire or lightningOur warehouse burned down, but our fire insurance paid to rebuild it.fixed annuity (noun phrase) = 固定年金an insurance contract that guarantees a payment and interest rate over a specific period of time I chose a fixed annuity because I like to know exactly what my income will be.flood insurance (noun phrase) = 洪灾保险insurance that pays for losses caused by damage from an overflowing river, lake, or other body of waterOur building is next to the river, so we have to have flood insurance.fraud (noun) = 欺诈the act of lying or intentionally hiding informationInsurance companies discover several cases of fraud every year.generic drug (noun phrase) = 一般药物a drug with the same chemical makeup as a brand name drug, but which is sold for less under a different nameSome people don't believe a generic drug works as well as a brand-name drug, even though they are exactly the same.group insurance (noun phrase) = 团体保险insurance provided to multiple people or businesses under a single contractMost companies have a group insurance plan for their employees.hazard (noun) = 危害a circumstance or condition that increases the possibility of loss or injuryThe dry grass around our house was a fire hazard.保险- 中级(7)health insurance (noun phrase) = 健康保险insurance that pays for expenses related to the treatment and prevention of illnessSome companies pay for part of the cost of their employees' health insurance.homeowners insurance (noun phrase) = 房主保险insurance that pays for expenses resulting from property damage, theft, and an owner's legal responsibility for an accidentIf you own a home, you should have homeowners insurance.identity theft insurance (noun phrase) = 身份盗窃保险insurance that covers expenses resulting from the illegal use of one's personal informationAfter my identity was stolen, I had to take time off work to repair my credit, so I used my identity theft insurance to cover my lost wages.insurance agent (noun phrase) = 保险代理人an professional who sells and administers insurance policiesMy insurance agent always finds me the best coverage at the lowest price.insured (noun) = 投保人a person or entity covered by an insurance policyThe insured is responsible for paying premiums on time.insurer (noun) = 保险人a company that provides insurance protectionMost insurers can provide several different types of coverage.issue a policy (verb phrase) = 签发保险单complete and deliver a legally binding insurance contractWe will not issue a policy for life insurance until an applicant passes a physical examination.lapse (verb) = 失效end due to nonpayment of feesMy insurance policy lapsed last month because I forgot to send in my payment.liability (noun) = 负债money that a company or person owesIt will be a difficult financial year for my company because we have so much liability.liable (adjective) = 有责任legally responsible or obligatedCompanies are liable if their products are defective and cause damage.保险- 中级(8)libel (noun) = 诽谤a published statement or image that unjustly harms someone's reputationThe newspaper's accusation was libel, so the politician sued.license (noun) = 许可the legal authority to sell insuranceYou need a license before you can sell insurance.life annuity (noun phrase) = 终身年金an insurance contract that provides income during a person's lifetime but not does not pay relatives after the owner's deathMany people who don't have a spouse or children choose a life annuity instead of a standard life insurance policy.life expectancy (noun phrase) = 预期寿命a statistical calculation of the number of years a person is likely to liveIn many countries, life expectancy for both men and women continues to increase.life insurance (noun phrase) = 人寿保险a type of insurance that provides money to a designated person when the insured person diesA good life insurance policy makes sure that your family will have enough money after you die.limitation (noun) = 限制a statement in an insurance contract that restricts or excludes coverage in certain situations Read the contract carefully to make sure you understand and accept the limitations.line limit (noun) = 范围限制the maximum amount of coverage a company will authorize for a given type of insuranceLine limits keep people from insuring their house for more than it is worth.loss (noun) = 损失a financial condition in which expenses are greater than incomeOur company had a loss of $500,000 last year, so we had to lay off some employees.make a claim (verb phrase) = 要求赔偿apply for payment based on the terms of an insurance policyI decided to make a claim even though the damage to my car was minor.保险- 中级(9)marine insurance (noun phrase) = 海洋运输保险insurance that pays for damage and financial loss from transportation-related activities on a ship After our ship ran aground, our marine insurance policy paid for the replacement of all the damaged cargo.mediation (noun phrase) = 仲裁a process for resolving conflict in which a neutral third party guides those in dispute towards an agreementThe two companies could not resolve their dispute, so they were forced to go into mediation.mortgage insurance (noun phrase) = 不动产抵押借款保险a type of insurance that pays off a mortgage balance when the policyholder diesWe bought mortgage insurance because we don't want our children to inherit our debt when we die.negligence (noun) = 过失a failure to act with reasonable care, resulting in injury to othersHundreds of people were hurt because of the company's negligence.no-fault (adjective) = 无过失used to describe a type of auto insurance that pays for the policyholder's losses from an accident, regardless of who caused the accidentNo-fault insurance made it easier to get reimbursed after my car accident because I only had to deal with my own agent.overinsured (adjective) = 超额保险insured for more than the actual value or replacement cost of the property; insured for more than one can affordMy broker told me I should reduce my coverage because I was overinsured.peril (noun) = 危险a dangerous circumstance; a term used in insurance contracts to distinguish between a loss that is covered and one that is notFire is listed as a peril on my insurance policy, but flood is not, so I'm not protected against flood damage.permanent disability (noun phrase) = 永久残疾a physical or mental condition that forever prevents a person from workingCarmen can't work anymore because of the permanent disability she suffered in the accident.保险- 中级(10)personal injury (noun phrase) = 人身伤害damage to a person's reputation, violation of certain rights, or physical, psychological, or economic harm resulting from an accident, negligence, or intentional aggressionAntonio is suing his neighbor for personal injury because the neighbor's fence fell on him.personal property (noun phrase) = 个人财产belongings that are easily movedEven if you don't own a house, you should insure your personal property.policy (noun) = 保险单a written insurance contractIt's important to keep your insurance policies in a safe place so you can refer to them whenever you need to.policy (noun) = 政策a plan or set of guidelinesOur vacation policy allows three weeks of vacation each year.policy dividend (noun phrase) = 保险单红利a refund from an insurer when the cost of providing the insurance is less than what thepolicyholder paidI didn't make any insurance claims this year, so I earned a policy dividend.policy term (noun phrase) = 保险期间policy period; the dates between which an insurance policy provides coverageMost insurance companies require payment for the entire policy term in advance.policyholder (noun) = 投保人the owner of an insurance policyIt is the policyholder's responsibility to understand the terms of the insurance policy.pooling (noun) = 共保a practice in which small companies buy insurance together in order to get better rates and coverage and to share riskPooling allowed several small businesses downtown to offer their employees a group health insurance plan.premises (noun) = 房屋the land and structures listed in an insurance policyThe fire destroyed the furniture in the house, but the premises did not have much damage.保险- 中级(11)primary care provider (noun phrase) = 初级卫生保健人员in group health insurance, the doctor who coordinates a patient's medical care and refers the patient to specialistsMy primary care provider sent me to a specialist because of my heart condition.product liability (noun phrase) = 产品责任the legal responsibility of manufacturers or sellers for harm caused by what they make or sell The toy manufacturer started to worry about product liability after its toys caused injuries to several children.proof of loss (noun phrase) = 损失证明evidence showing that a loss occurredYou must provide proof of loss to your insurance company in order to receive compensation.property damage (noun phrase) = 财产损失the partial or complete destruction of land or possessionsThe earthquake caused serious property damage throughout the region.property insurance (noun phrase) = 财产保险insurance that protects against loss to land or possessionsWe didn't have enough property insurance to cover the damage to our house.rate (noun) = 比率a charge per unitMy insurance rate is one dollar for every one thousand dollars of coverage.redlining (noun) = 拒绝房产保险the illegal practice of refusing or restricting insurance to people in certain geographical areas The mayor accused the insurance company of redlining several city neighborhoods.reinstatement (noun) = 恢复the resumption of a lapsed insurance policy, with no change in price or coverageMy policy stopped because I forgot to pay my premium, so I had to ask for a reinstatement.reinsure (verb) = 再保share insurance between two insurance companies in order to lower the potential loss for both My company keeps costs and premiums down by reinsuring its auto insurance policies.保险- 中级(12)renewal (noun) = 续保the automatic continuation of an insurance policy brought about by payment of the scheduled premiumI just got a bill from the insurance company for the renewal of my policy.renters insurance (noun phrase) = 房客保险insurance that protects against loss to a renter's personal propertyAlthough I don't own the house I live in, I do have renters insurance to protect my belongings.replacement cost (noun phrase) = 重置费用the actual expense of exchanging an item with one of similar function, without considering theage or condition of the original itemAfter my old, broken bicycle got stolen, my insurance company paid the replacement cost and I was able to buy a beautiful new bike.replacement value (noun phrase) = 重置价值the value of an item, determined by the cost of replacing it with a new one of similar form and functionPrices have fallen so much on electronics that my stereo's replacement value is very low.retroactive (noun) = 追溯something that takes effect in the present, but has an effect that extends to the pastMy new policy's coverage is retroactive to the beginning of the month, so I can fix the damage to my house that occurred before I bought the policy two weeks ago.rider (noun) = 附加条款a part of an insurance contract that lists an addition to or deletion of coverage from the standard contractMy disability policy has a rider that allows me to buy additional coverage at any time.risk (noun) = 风险possibility that something bad might happenThere is a lot of risk in the restaurant business.risk management (noun phrase) = 风险管理in business, the process of identifying and protecting against potential loss or damageGood risk management practices save money and promote employee safety.salvage (noun) = 救助property taken over and sold by an insurance company in order to reduce the amount of its loss The insurance company claimed several cars as salvage and sold them at the auction.保险- 中级(13)schedule (noun) = 计划a list of the items insured under a policy, including descriptions and insured valuePlease review the schedule to confirm that all your property is covered.schedule of benefits (noun phrase) = 保险赔偿金计划in group health insurance, a list of what is and is not covered and for how much moneyThe HR manager explained the schedule of benefits so everyone would understand the new policy's coverage.seasonal risk (noun phrase) = 季节性风险risk that increases or exists only during certain times of the yearHurricanes can cause heavy damage, but they are only a seasonal risk.settlement (noun) = 结算the payment of benefits from a policy and the resolution of a claimAfter several months, I finally received the settlement from my insurance company for the repairs to my car.solicitor (noun) = 律师an insurance salesperson who seeks clients and accepts applications but does not have the authority to issue policiesThe solicitor helped the customer fill out the application, but the agent had to prepare the final policy.standard provisions (noun phrase) = 标准规定sections of an insurance contract that contain agreements common to all insurance contracts of that particular type, such as health or property insuranceAgents should explain all standard provisions to new policyholders.syndicate (noun) = 企业联合组织a group of insurers who combine resources to insure property that would be too expensive or too risky to insure aloneThe city's luxury beachfront property is insured by a syndicate.termination (noun) = 终止the cancellation of an insurance policy by either the insurer or policyholderThe fraud investigation resulted in the termination of several policies.title insurance (noun phrase) = 产权保险type of insurance that protects the owner of real estate against damage or loss that existed before he or she owned the propertyMy title insurance paid to fix a crack in the foundation that I didn't discover until after I moved into my house.保险- 中级(14)travel insurance (noun phrase) = 旅行保险type of insurance that protects against common travel-related losses, such as lost luggage or trip cancellationThe airline lost my suitcase, but I was able to use my travel insurance to replace all of my clothes.umbrella policy (noun phrase) = 伞险a form of insurance that pays for damages that exceed the maximum coverage of liability coverageThe damage to my house from the fire was too much for my liability policy, but luckily my umbrella policy covered it.underinsurance (noun) = 保险不足the failure to have enough insurance to cover a lossAfter I remodeled the bathroom, I increased my coverage in order to avoid underinsurance.underwriter (noun) = 承保人an insurance company employee or consultant who decides whether the company should accept or reject a riskAn insurance company will lose money unless the underwriter makes good decisions about whom to insure.universal healthcare (noun phrase) = 万能健康保险healthcare that is provided to all citizens of a city, state, or countryMany countries provide universal healthcare so that everyone can get the medical treatment they need.universal life insurance (noun phrase) = 万能人寿保险a type of insurance contract that allows the policyholder to change the amount and schedule of payments and benefitPeople with universal life insurance need to manage it as an investment.vandalism (noun) = 故意破坏intentional damage to propertyOur car was severely damaged by vandalism.vehicle insurance (noun phrase) = 车辆保险insurance that covers damage and liability related to cars, trucks, motorcycles, and other vehicles My brother collects cars and motorcycles, so he spends a lot on vehicle insurance.保险- 中级(15)void (verb) = 无效make an insurance contract invalid from its beginning, as though it never existedInsurance companies will void a policy if they discover that a customer lied on the application.waiting period (noun phrase) = 等待期the amount of time an employee must wait between the date of hire or application for insurance and the date the insurance coverage beginsMy employees think that the six-month waiting period for health insurance is too long.waiver (noun) = 放弃an agreement included in a specific insurance policy that excludes one or more risks that a re covered in a typical policyI couldn't receive any money for my stolen stereo because my insurance policy had a theft waiver.warranty (noun) = 保修单a written guarantee, made by the policyholder and included in the insurance policy, that a particular circumstance or condition exists or does notClients pay less for insurance if they provide a warranty that their house has a security system.warranty (noun) = 保修单a written statement from a company to a customer that specifies what repairs or maintenance the company will provide after the purchase of a productThe warranty for my washing machine says that the company will provide free maintenance for one year.。
保险英语
1. annuity insurance年金保险2.valued policy定值保险3. time policy定期保单4. inherent vice内在缺陷5. floating policy流动保单6. consignment货物7. external cause外来原因8. level periodic premium平准保费9. general average expenditures共同海损费用10. general average adjuster共同海损理算师11. general average sacrifice共同海损牺牲12. port of call中途港13. port of destination目的港14. port of distress遇难港15. port of discharge卸货港16. port of loading装货港17. port of refuge避难港18. port of transshipment转运港19. port of embarkation启航港20. sue and labor施救1.What do you mean by marine insurance?2.What factors does an arbitrator normally take into consideration when decidingthe amount of the salvage award?3.What does no cue no pay refer to?4.Describe classification of personal insurance.5.What is the most important factor for an insurance dealer to think over whiledrawing up fire insurance rate? Please account for your reason.(No less than 150 words)1. When an insurer enters into a contract with the insured agreeing to indemnify the insured,subject to the limits of the ocntract covering cargo,hull, freight, or any insurable interest allied to these, against marine perils or perils incidental to a marine adventure for losses thereof, such conduct is known as marine insurance.2. The arbitrators will normally give due consideration to the risk involved in the salvage operation, the expended time, the gear used, the consumed stores, and the cost incurred by the salvors in the course of operation as well as the value of the salved porperty when deciding the amount of the award.3. No cure no pay means that the salvors’ remuneration for the rendered services depends on the operations being successful. The salvors willnot be entitled to any reward if their operations fail.4. life insurance, health insuranace and accident insurance.5. There is no exact answer to this question. The student could choose any one from the five factors discussed in the text.1.当船舶发生意外事故或货物遭受损失时，船长要签署声明，叙述事故和损失详情。
保险常用英文词汇
保险常用英文词汇保险常用英文词汇导语：保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的'事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。
下面是YJBYS店铺收集整理的有关保险的英语词汇，欢迎参考!insurance company 保险公司insurance policy 保险单insurance premium 保险费insured, assured 被保险人insurer, underwriter 保险人;保险商indemnity 赔款indemnity 损害赔偿all-risks policy一切险保单assignment clause 转让条款average adjuster 海损理算人abandonment clause 委付条款act of god 不可抗力actuary 保险精算师average clause 共同海损分担条款average 海损、海损分摊branch of insurance 保险类别cargo damage survey 货损检验cargo insurance 货物保险certificate of insurance 保险证明书claim 索赔claim assessor 索赔人claim 索赔compulsory insurance 强制保险coverage 保险总额damage certificate 损坏证明书damage claim 损坏索赔damage 损坏赔偿金deposit premium 预付保险费endorsement 签注endowment policy 人寿定期保险单expiration of policy 保险单满期faa ( free of all average) 全损赔偿fire insurance 火险fpa ( free of particular average) 单独海损不赔free of average 全损赔偿general average 共同海损general policy condition 保险单一般规定in-full premium 全部保险费initial premium 初期保险费insurance broker 保险经纪人jettison 投弃knock-for-knock agreement 互撞免赔协议liability insurance 责任保险life assured 人寿保险投保人life fund 人寿保险基金life insurance 人寿保险loading 人寿保险附加费loss adjuster 损失理算人loss ratio 赔付率marine insurance 海损保险maritime transportation insurance 海洋运输保险mortality tables 死亡率表(用于计算保险风险)motor insurance 汽车保险mutual insurance company 互助保险公司natural calamities 自然灾害natural losses 自然损耗no-claims bonus 无索偿奖金notice of loss 损害通知书null and void 宣告无效obligation of compensation for loss 赔偿的义务particular average 单独海损policy-holder 保险客户reinsurance 再保险;转保renewal premium 续保费renewal 续保;延期salvage value 残值;获救货物或船舶的价值sum insured 保险金额survey 查勘termination of risk 保险责任终止third party insurance 第三方保险time hull insurance 船舶定期保险time limit for filing claims 索赔时限time policy 定期保险单to renew 续保u/w (underwriter) 承保人unvalued policy 不定值保单。
保险英语常用词汇
保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People’s Insurance Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damage inspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查，货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargo insurer 货物承保人cargo policy 货物保单，货物保险单cargo premium 货运保险费，货物保险费cargo underwriter 货物保险承保人（商），货险承保人，货物承保人cash loss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess of loss（CXL）巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause (CIC) 中国保险条款claim 索赔claim assessor 索赔人claim settlement 理赔claim-prone 容易出险claims and arbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损，破碎险clean cut 结清方式coinsurance 共保co-insurance 共同保险co-insurance company 共同保险公司combined ratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss (CL) 后果损失constructive total loss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-related risks 关联风险cover 承保、责任额cover note 保险证明书,承保单，保险证明cover note 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargo clerk 理残员，货损管理员damage cargo list 货损单，残货单damage certificate 损坏证明书damage claim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书，货物损害报告deductibles 免赔额deposit premium 预付保费destroyed 毁坏disbursement policy (船舶)驶费保险单dividend system 红利制度double insurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款excess of loss cover 超额赔偿excess of loss（XL) 超赔分保exclusion 除外责任EXL protection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks (additional risks) 附加险保险英语词汇Ffacultative business 临分保facultative reinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fine print 细则finite risk 有限制的风险finite risk transfer 有限风险转移floating policy 浮动保险单franchise (deductible) 免赔额；免赔率free of all average (FAA) 全损赔偿freight insurance 运费保险freight policy 运费保险单full coverage 全额承保full insurance 全额保险full insurance value 足额保险价值full liability 全部责任保险英语词汇Ggeneral average（GA）共同海损grace period 宽限期gross net premium income（GNPI）总净保费收入group insurance 团体保险guarantee of insurance 保险担保书保险英语词汇Hhazard 危险因素health insurance 疾病保险，健康保险heavy damage 严重破坏holistic risk transfer 整体风险转移hook damage 勾（钩）损险hour clause 小时条款保险英语词汇IIBRN reserve 已发生但未报的损失储备金，IBRN储备金import cargo insurance 进口货物保险increased value clause 增值条款increased value insurance 增值保险increasing coverage, extending coverage 加保Incurred but not reported losses(IBRN) 已发生但未报的损失indemnity limit 赔偿期限indemnity period 赔偿期individual losses 单一损失industrial insurance 产业保险inflated claim 超额索赔inherent nature of cargo 货物的固有性inherent vice 内在缺陷inherent vice of cargo 货物固有缺陷inspection of cargo 积货鉴定，货物检验，检查货物inspection of cargo GA or PA 海损(单独海损或共同海损)鉴定inspection on damaged cargo 货物残损检验installment insurance 分期付款保险Institute Cargo Clauses (ICC，I.C.C.) 协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额insurance act 保险条例insurance against risk 保险insurance agent(s) 保险代理，保险代理人insurance amount 保险金额\保险额insurance applicant 投保人insurance assessor 保险公估人insurance broker 保险经纪人insurance business 保险企业\保险业insurance capacity 承保能力insurance certificate 保险凭证\保险证书insurance claim 保险索赔insurance clause 保险条款insurance commission 保险佣金insurance company 保险公司insurance conditions 保险条件\保险契约约定条款insurance contract 保险合同insurance corporation 保险公司insurance coverage 保险范围，保额insurance declaration sheet(bordereau) 保险申报单(明细表) insurance division 保险部insurance document 保险单据insurance expense 保险费insurance fond 保险基金insurance industry 保险业insurance instruction 投保通知，投保须知insurance law 保险法insurance on last survivor 长寿保险insurance period 保险期限insurance policy 保险单\保单insurance premium 保险费insurance proceeds 保险金（保险收入）,保险赔偿金，保险赔款insurance rate 保险费率表insurance securitization 保险证券化insurance slip 投保单\投保申请书insurance subject 保险标的insurance treaty 保险合同insurance underwriter 保险承保人insurance value(insurance amount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证insured 被保险人insured amount 保险金额insured loss 保险损失insured property 参保物业Insured Value 保险价值insurer 保险人、保险公司，保险商insurer (underwriter) 承保人、保险人investment insurance 投资保险保险英语词汇J-LJjettison 投弃Llaw of insurance 保险法law of large numbers 大数法则leaflet 说明书less exposed 损失可能性小letter of guarantee 保函，保证书liability 责任liability insurance 责任保险license bond 执照保险life assured 人寿保险投保人life expectancy 平均余命life fund 人寿保险基金life insurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金life Table 生命表light damage 轻度破坏limits 投保限额line slips 分保条liquidity support 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人loss occurrence 损失发生loss occurring basis 损失发生基础loss of profit 利损险loss participation 分担损失loss ratio 损失率loss ratio 赔付率loss settlement 损失赔付保险英语词汇Mmail contractor 承包商main risks 主险maintenance 保证期malicious damage 恶意损害marine insurance 海上运输保险，水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表（用于计算保险风险）multiple claim 多次（重复）索赔multiple insurance 重复保险mutual insurance 相互保险mutual insurance company 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastrophe（NatCat）自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险no-claims bonus 无索偿奖金non-life 非寿险non-proportional reinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险open policy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额original rate 原始费率over insurance 超额保险overland （transportation） insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partial loss 部分损失particular average (PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pool administrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premium rate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority (deductible) 优先（免赔额)proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pure endowments 定期生存保险pure risk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保reserve 准备金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险，保险额risk carrier 风险承担人risk covered 承保险项risk insured 承保险项risk management 危险管理risk premium 风险保费\风险贴水、风险溢价risk unit 危险单位risks covered 保险范围保险英语词汇Ssalvage charge 救助费用salvage value 残值，获救货物或船舶的价值second event cover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spread loss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subject insured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicide clauses 自杀条款sum insured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariff zone 险区term insurance 定期保险TG 拐点周期the insured 被保险人，受保人time policy 定期保险单topographic map 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险unvalued policy 不定值保单utmost good faith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴working cost 营业费用working expenses 营业费用writing 承保written premiums 承保保费。
保险英语常用词汇
保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People’sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇 Aabandonment 委付abandonmentclause 委付条款accident 意外事故accountingperiod 结算期actofgod 不可抗力actualtotalloss 实际全损actuarialmethod 精算法actuary 保险精算师additionalpremium 附加保险费additionalrisk 附加险advanceprofit 预期利润aggregatelimit 累积限额aggregatedloss 累积损失all-riskspolicy 一切险保单antiselection 逆选择applicant 投保人application 投保单approved 承保assignmentclause 转让条款average 海损、海损分摊averageadjuster 海损理算人averageclause 共同海损分担条款保险英语词汇 Bbalance 所欠款项beneficiary 受益人binder 暂保单bindingslip 暂保单breakageofpacking 包装破碎险broker 经纪人保险英语词汇 Ccapacity 承保能力captive 自保公司captivepools 自保组合cargodamageadjustment 货损理算cargodamageinspection 货损检验cargodamageprevention 货损预防cargodamagereport 货损报告cargodamagesurvey 货损检查，货物损坏检验cargoinsurancepremium 货物保险费cargoinsurancerate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单，货物保险单cargopremium 货运保险费，货物保险费cargounderwriter 货物保险承保人（商），货险承保人，货物承保人cashloss 现金赔款cashvalue 现金价值catastrophe 巨灾catastrophe excessofloss（CXL）巨灾超赔巨灾超赔分保categoriesofinsurance 保险类别cedingcompany 分出公司ceding(insurance)company 分保公司ceding,retrocession(forreinsurance) 分保certificateofcargodamage 货损证明certificateofinsurance 保险证明、保险凭证cessionlimit 分保限额ChinaInsuranceClause(CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claimsandarbitration 索赔与仲裁claimsassistance 理赔协助clashandbreakage 碰损，破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencementandtermination 起讫concurrentinsurance 同时保险consequentialloss(CL) 后果损失constructivetotalloss 推定全损contingentliquidity 或有流动性continuedinsurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单，保险证明covernote 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇 Ddamage 损坏赔偿金damagecargoclerk 理残员，货损管理员damagecargolist 货损单，残货单damagecertificate 损坏证明书damageclaim 损坏索赔damagedbyothercargo 由其他货物损害damagedcargolist 受损货物单damagedcargoreport 受损货物报告书，货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursementpolicy (船舶)驶费保险单dividendsystem 红利制度doubleinsurance 双保险dualvaluationclause 双重价值条款保险英语词汇 Eemployer 业主Endorsement 批单endorsement: 签注endowmentinsurance 养老保险endowmentpolicy 人寿定期保险单eventlimit 事件限额exgratiapayments 通融赔款excessloss 超额赔款excessoflosscover 超额赔偿excessofloss（XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposedareas 风险承受区域exposurerating 风险评估extended-terminsurance 过期保险extracharges 额外费用extrapremium 额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇 Ffacultativebusiness 临分保facultativereinsurance 临时分保faultliability 过失责任financialquotashares 成数分保fineprint 细则finiterisk 有限制的风险finiterisktransfer 有限风险转移floatingpolicy 浮动保险单franchise(deductible) 免赔额；免赔率freeofallaverage(FAA) 全损赔偿freightinsurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险fullinsurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperiod 宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance 团体保险guaranteeofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险，健康保险heavydamage 严重破坏holisticrisktransfer 整体风险转移hookdamage 勾（钩）损险hourclause 小时条款保险英语词汇I保险英语词汇J-LJjettison 投弃Llawofinsurance 保险法lawoflargenumbers 大数法则leaflet 说明书lessexposed 损失可能性小letterofguarantee 保函，保证书liability 责任liabilityinsurance 责任保险licensebond 执照保险lifeassured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险lifeinsuranceactuary 人寿保险精算师lifeinsurancereserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生lossoccurringbasis 损失发生基础lossofprofit 利损险lossparticipation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmailcontractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marineinsurance 海上运输保险，水险marinelosses 海损medicalinsurance 医疗保险mortalitytables 死亡率表（用于计算保险风险）multipleclaim 多次（重复）索赔multipleinsurance 重复保险mutualinsurance 相互保险mutualinsurancecompany 相互保险公司保险英语词汇NNatCatpooling 自然灾害共保naturalcatastrophe（NatCat）自然灾害naturalpremium 自然纯保费netretainedlines 净自留额netretainedlosses 损失净自赔额noprofitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatoryreinsurance 固定分保oceanmarinecargoclauses 海洋运输货物保险条款ondeckrisk 舱面险openpolicy 预约保险单openpolicyinsurance 预约保险originaldeductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland（transportation）insurance 陆上运输保险保险英语词汇Pparcelpostinsurance 邮包运输保险partialloss 部分损失particularaverage(PA) 单独海损peril 危险、危险事故perilsofthesea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policyholder 保险客户保险单持有人policypackage 承保多项内容的保险单policyproofofinterest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolioentry 未满期责任的出帐portfoliooutgo 未满期责任的入帐possiblemaximumloss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premiumrebate 保险费回扣previouslosses 既往损失primaryinsurancecompany 原保公司、主保险商principal 业主principleofcompensation 补偿原则priority 分保自留额、自付责任priority(deductible) 优先（免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产propertyinsurance 财产保险proportionalcover 比例分保proportionalreinsurance 比例再保险proximatecause 近因punitivedamage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rraininsurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatementvalueinsurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejectionrisk 拒收险renewcoverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额returnperiod 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险，保险额riskcarrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvagecharge 救助费用salvagevalue 残值，获救货物或船舶的价值secondeventcover 第二事件承保set-off 抵销settlementofclaim 理赔sicknessinsurance 疾病保险socialinsurance 社会保险solvency 偿付能力solvencymargin 赔偿能力spreadloss 分散风险standingcharges 维持费用stoploss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogationcenter 代位求偿权sueandlaborexpenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplusinsurance 盈余保险surveyatjettyrisk 码头检验险surveyincustomsrisk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区terminsurance 定期保险TG 拐点周期theinsured 被保险人，受保人timepolicy 定期保险单topographicmap 地形图totalloss 全部损失totalsuminsured 总保额treatiesbusiness 合同分保treatyreinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunderinsurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwritingpolicy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmostgoodfaith 最大诚信保险英语词汇V-ZVvaluedinsurance 定值保险voluntaryinsurance 自动保险Wwaiverandestoppels弃权与禁止反言windstorm 风暴workingcost 营业费用workingexpenses 营业费用writing 承保writtenpremiums 承保保费。
保险英语词汇P-R
保险英语词汇保险英语词汇Pparcel post insurance 邮包运输保险partial loss 部分损失particular average (PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pool administrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premium rate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority (deductible) 优先（免赔额)proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pure endowments 定期生存保险pure risk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保reserve 准备金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险，保险额risk carrier 风险承担人risk covered 承保险项risk insured 承保险项risk management 危险管理risk premium 风险保费\风险贴水、风险溢价risk unit 危险单位risks covered 保险范围。
保险英语常用词汇
保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People’sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇Aabandonment 委付abandonmentclause 委付条款accident 意外事故accountingperiod 结算期actofgod 不可抗力actualtotalloss 实际全损actuarialmethod 精算法actuary 保险精算师additionalpremium 附加保险费additionalrisk 附加险advanceprofit 预期利润aggregatelimit 累积限额aggregatedloss 累积损失all-riskspolicy 一切险保单antiselection 逆选择applicant 投保人application 投保单approved 承保assignmentclause 转让条款average 海损、海损分摊averageadjuster 海损理算人averageclause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单bindingslip 暂保单breakageofpacking 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captivepools 自保组合cargodamageadjustment 货损理算cargodamageinspection 货损检验cargodamageprevention 货损预防cargodamagereport 货损报告cargodamagesurvey 货损检查，货物损坏检验cargoinsurancepremium 货物保险费cargoinsurancerate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单，货物保险单cargopremium 货运保险费，货物保险费cargounderwriter 货物保险承保人（商），货险承保人，货物承保人cashloss 现金赔款cashvalue 现金价值catastrophe 巨灾catastrophe excessofloss（CXL）巨灾超赔\巨灾超赔分保categoriesofinsurance 保险类别cedingcompany 分出公司ceding(insurance)company 分保公司ceding,retrocession(forreinsurance) 分保certificateofcargodamage 货损证明certificateofinsurance 保险证明、保险凭证cessionlimit 分保限额ChinaInsuranceClause(CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claimsandarbitration 索赔与仲裁claimsassistance 理赔协助clashandbreakage 碰损，破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencementandtermination 起讫concurrentinsurance 同时保险consequentialloss(CL) 后果损失constructivetotalloss 推定全损contingentliquidity 或有流动性continuedinsurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单，保险证明covernote 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damagecargoclerk 理残员，货损管理员damagecargolist 货损单，残货单damagecertificate 损坏证明书damageclaim 损坏索赔damagedbyothercargo 由其他货物损害damagedcargolist 受损货物单damagedcargoreport 受损货物报告书，货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursementpolicy (船舶)驶费保险单dividendsystem 红利制度doubleinsurance 双保险dualvaluationclause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowmentinsurance 养老保险endowmentpolicy 人寿定期保险单eventlimit 事件限额exgratiapayments 通融赔款excessloss 超额赔款excessoflosscover 超额赔偿excessofloss（XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposedareas 风险承受区域exposurerating 风险评估extended-terminsurance 过期保险extracharges 额外费用extrapremium 额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇Ffacultativebusiness 临分保facultativereinsurance 临时分保faultliability 过失责任financialquotashares 成数分保fineprint 细则finiterisk 有限制的风险finiterisktransfer 有限风险转移floatingpolicy 浮动保险单franchise(deductible) 免赔额；免赔率freeofallaverage(FAA) 全损赔偿freightinsurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险fullinsurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperiod 宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance 团体保险guaranteeofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险，健康保险heavydamage 严重破坏holisticrisktransfer 整体风险转移hookdamage 勾（钩）损险hourclause 小时条款保险英语词汇IIBRNreserve 已发生但未报的损失储备金，IBRN储备金importcargoinsurance 进口货物保险increasedvalueclause 增值条款increasedvalueinsurance 增值保险increasingcoverage,extendingcoverage 加保Incurredbutnotreportedlosses(IBRN) 已发生但未报的损失indemnitylimit 赔偿期限indemnityperiod 赔偿期individuallosses 单一损失industrialinsurance 产业保险inflatedclaim 超额索赔inherentnatureofcargo 货物的固有性inherentvice 内在缺陷inherentviceofcargo 货物固有缺陷inspectionofcargo 积货鉴定，货物检验，检查货物inspectionofcargoGAorPA 海损(单独海损或共同海损)鉴定inspectionondamagedcargo 货物残损检验installmentinsurance 分期付款保险InstituteCargoClauses协会货物（保险）条款insurability 可保性insurance 保险，保险费，保险金额insuranceact 保险条例insuranceagainstrisk 保险insuranceagent(s) 保险代理，保险代理人insuranceamount 保险金额\保险额insuranceapplicant 投保人insuranceassessor 保险公估人insurancebroker 保险经纪人insurancebusiness 保险企业\保险业insurancecapacity 承保能力insurancecertificate 保险凭证\保险证书insuranceclaim 保险索赔insuranceclause 保险条款insurancecommission 保险佣金insurancecompany 保险公司insuranceconditions 保险条件\保险契约约定条款insurancecontract 保险合同insurancecorporation 保险公司insurancecoverage 保险范围，保额insurancedeclarationsheet(bordereau) 保险申报单(明细表) insurancedivision 保险部insurancedocument 保险单据insuranceexpense 保险费insurancefond 保险基金insuranceindustry 保险业insuranceinstruction 投保通知，投保须知insurancelaw 保险法insuranceonlastsurvivor 长寿保险insuranceperiod 保险期限insurancepolicy 保险单\保单insurancepremium 保险费insuranceproceeds 保险金（保险收入）,保险赔偿金，保险赔款insurancerate 保险费率表insurancesecuritization 保险证券化insuranceslip 投保单\投保申请书insurancesubject 保险标的insurancetreaty 保险合同insuranceunderwriter 保险承保人insurancevalue(insuranceamount) 保险金额insurant 被保险人，受保人insure 保险、投保、保证insured 被保险人insuredamount 保险金额insuredloss 保险损失insuredproperty 参保物业InsuredValue 保险价值insurer 保险人、保险公司，保险商insurer(underwriter) 承保人、保险人investmentinsurance 投资保险保险英语词汇J-LJjettison 投弃Llawofinsurance 保险法lawoflargenumbers 大数法则leaflet 说明书lessexposed 损失可能性小letterofguarantee 保函，保证书liability 责任liabilityinsurance 责任保险licensebond 执照保险lifeassured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险lifeinsuranceactuary 人寿保险精算师lifeinsurancereserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生lossoccurringbasis 损失发生基础lossofprofit 利损险lossparticipation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmailcontractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marineinsurance 海上运输保险，水险marinelosses 海损medicalinsurance 医疗保险mortalitytables 死亡率表（用于计算保险风险）multipleclaim 多次（重复）索赔multipleinsurance 重复保险mutualinsurance 相互保险mutualinsurancecompany 相互保险公司保险英语词汇NNatCatpooling 自然灾害共保naturalcatastrophe（NatCat）自然灾害naturalpremium 自然纯保费netretainedlines 净自留额netretainedlosses 损失净自赔额noprofitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatoryreinsurance 固定分保oceanmarinecargoclauses 海洋运输货物保险条款ondeckrisk 舱面险openpolicy 预约保险单openpolicyinsurance 预约保险originaldeductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland（transportation）insurance 陆上运输保险保险英语词汇Pparcelpostinsurance 邮包运输保险partialloss 部分损失particularaverage(PA) 单独海损peril 危险、危险事故perilsofthesea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policyholder 保险客户\保险单持有人policypackage 承保多项内容的保险单policyproofofinterest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolioentry 未满期责任的出帐portfoliooutgo 未满期责任的入帐possiblemaximumloss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premiumrebate 保险费回扣previouslosses 既往损失primaryinsurancecompany 原保公司、主保险商principal 业主principleofcompensation 补偿原则priority 分保自留额、自付责任priority(deductible) 优先（免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产propertyinsurance 财产保险proportionalcover 比例分保proportionalreinsurance 比例再保险proximatecause 近因punitivedamage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rraininsurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatementvalueinsurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejectionrisk 拒收险renewcoverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额returnperiod 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险，保险额riskcarrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费\风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvagecharge 救助费用salvagevalue 残值，获救货物或船舶的价值secondeventcover 第二事件承保set-off 抵销settlementofclaim 理赔sicknessinsurance 疾病保险socialinsurance 社会保险solvency 偿付能力solvencymargin 赔偿能力spreadloss 分散风险standingcharges 维持费用stoploss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogationcenter 代位求偿权sueandlaborexpenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplusinsurance 盈余保险surveyatjettyrisk 码头检验险surveyincustomsrisk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区terminsurance 定期保险TG 拐点周期theinsured 被保险人，受保人timepolicy 定期保险单topographicmap 地形图totalloss 全部损失totalsuminsured 总保额treatiesbusiness 合同分保treatyreinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunderinsurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwritingpolicy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmostgoodfaith 最大诚信保险英语词汇V-ZVvaluedinsurance 定值保险voluntaryinsurance 自动保险Wwaiverandestoppels弃权与禁止反言windstorm 风暴workingcost 营业费用workingexpenses 营业费用writing 承保writtenpremiums 承保保费。
保险英语常用词汇
保险英语常用词汇insure保险；投保；保证insurance保险；保险费；保险金额underwriters保险商（指专保水险的保险商）保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件PICC(People’sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项risk险别toprovidetheinsurance为...提供保险leaflet说明书fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金（保险收入）insurancefreeof(from)particularaverage(FPA).平安险（单独海损不赔）insurancewithparticularaverage(WPA),basicrisks.insuranceagainstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险（海运货物保险）AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失healthinsurance疾病保险，健康保险sicknessinsurance疾病保险insuranceformedicalcare医疗保险"majormedical"insurancepolicy巨额医药费保险insuranceduringaperiodofillness疾病保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险topurchasehealthinsurance购买健康保险tohaveahealthinsurancepolicy购买健康保险AdditionalWordsandPhrasespolicy-holder保险客户extrapremium额外保险费additionalpremium附加保险费保险英语词汇Aabandonment 委付abandonmentclause 委付条款accident 意外事故accountingperiod 结算期actofgod 不可抗力actualtotalloss 实际全损actuarialmethod 精算法actuary 保险精算师additionalpremium 附加保险费additionalrisk 附加险advanceprofit 预期利润aggregatelimit 累积限额aggregatedloss 累积损失all-riskspolicy 一切险保单antiselection 逆选择applicant 投保人application 投保单approved 承保assignmentclause 转让条款average 海损、海损分摊averageadjuster 海损理算人averageclause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单bindingslip 暂保单breakageofpacking 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captivepools 自保组合cargodamageadjustment 货损理算cargodamageinspection 货损检验cargodamageprevention 货损预防cargodamagereport 货损报告cargodamagesurvey 货损检查，货物损坏检验cargoinsurancepremium 货物保险费cargoinsurancerate 货物保险费率cargoinsurer 货物承保人cargopolicy 货物保单，货物保险单cargopremium 货运保险费，货物保险费cargounderwriter 货物保险承保人（商），货险承保人，货物承保人cashloss 现金赔款cashvalue 现金价值catastrophe 巨灾catastrophe excessofloss（CXL）巨灾超赔\巨灾超赔分保categoriesofinsurance 保险类别cedingcompany 分出公司ceding(insurance)company 分保公司ceding,retrocession(forreinsurance) 分保certificateofcargodamage 货损证明certificateofinsurance 保险证明、保险凭证cessionlimit 分保限额ChinaInsuranceClause(CIC) 中国保险条款claim 索赔claimassessor 索赔人claimsettlement 理赔claim-prone 容易出险claimsandarbitration 索赔与仲裁claimsassistance 理赔协助clashandbreakage 碰损，破碎险cleancut 结清方式coinsurance 共保co-insurance 共同保险co-insurancecompany 共同保险公司combinedratio 综合赔付率commencementandtermination 起讫concurrentinsurance 同时保险consequentialloss(CL) 后果损失constructivetotalloss 推定全损contingentliquidity 或有流动性continuedinsurance 继续保险co-relatedrisks 关联风险cover 承保、责任额covernote 保险证明书,承保单，保险证明covernote 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damagecargoclerk 理残员，货损管理员damagecargolist 货损单，残货单damagecertificate 损坏证明书damageclaim 损坏索赔damagedbyothercargo 由其他货物损害damagedcargolist 受损货物单damagedcargoreport 受损货物报告书，货物损害报告deductibles 免赔额depositpremium 预付保费destroyed 毁坏disbursementpolicy (船舶)驶费保险单dividendsystem 红利制度doubleinsurance 双保险dualvaluationclause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowmentinsurance 养老保险endowmentpolicy 人寿定期保险单eventlimit 事件限额exgratiapayments 通融赔款excessloss 超额赔款excessoflosscover 超额赔偿excessofloss（XL) 超赔分保exclusion 除外责任EXLprotection 超赔保障exposedareas 风险承受区域exposurerating 风险评估extended-terminsurance 过期保险extracharges 额外费用extrapremium 额外保险费extraneousrisks(additionalrisks) 附加险保险英语词汇Ffacultativebusiness 临分保facultativereinsurance 临时分保faultliability 过失责任financialquotashares 成数分保fineprint 细则finiterisk 有限制的风险finiterisktransfer 有限风险转移floatingpolicy 浮动保险单franchise(deductible) 免赔额；免赔率freeofallaverage(FAA) 全损赔偿freightinsurance 运费保险freightpolicy 运费保险单fullcoverage 全额承保fullinsurance 全额保险fullinsurancevalue 足额保险价值fullliability 全部责任保险英语词汇Ggeneralaverage（GA）共同海损graceperiod 宽限期grossnetpremiumincome（GNPI）总净保费收入groupinsurance 团体保险guaranteeofinsurance 保险担保书保险英语词汇Hhazard 危险因素healthinsurance 疾病保险，健康保险heavydamage 严重破坏holisticrisktransfer 整体风险转移hookdamage 勾（钩）损险hourclause 小时条款保险英语词汇I保险英语词汇J-LJjettison 投弃Llawofinsurance 保险法lawoflargenumbers 大数法则leaflet 说明书lessexposed 损失可能性小letterofguarantee 保函，保证书liability 责任liabilityinsurance 责任保险licensebond 执照保险lifeassured 人寿保险投保人lifeexpectancy 平均余命lifefund 人寿保险基金lifeinsurance 人寿保险lifeinsuranceactuary 人寿保险精算师lifeinsurancereserve 人寿保险责任准备金lifeTable 生命表lightdamage 轻度破坏limits 投保限额lineslips 分保条liquiditysupport 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费lossadjuster 损失理算人lossoccurrence 损失发生lossoccurringbasis 损失发生基础lossofprofit 利损险lossparticipation 分担损失lossratio 损失率lossratio 赔付率losssettlement 损失赔付保险英语词汇Mmailcontractor 承包商mainrisks 主险maintenance 保证期maliciousdamage 恶意损害marineinsurance 海上运输保险，水险marinelosses 海损medicalinsurance 医疗保险mortalitytables 死亡率表（用于计算保险风险）multipleclaim 多次（重复）索赔multipleinsurance 重复保险mutualinsurance 相互保险mutualinsurancecompany 相互保险公司保险英语词汇NNatCatpooling 自然灾害共保naturalcatastrophe（NatCat）自然灾害naturalpremium 自然纯保费netretainedlines 净自留额netretainedlosses 损失净自赔额noprofitcommission 无纯益风险no-claimsbonus 无索偿奖金non-life 非寿险non-proportionalreinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatoryreinsurance 固定分保oceanmarinecargoclauses 海洋运输货物保险条款ondeckrisk 舱面险openpolicy 预约保险单openpolicyinsurance 预约保险originaldeductibles 原始免赔额originalrate 原始费率overinsurance 超额保险overland（transportation）insurance 陆上运输保险保险英语词汇Pparcelpostinsurance 邮包运输保险partialloss 部分损失particularaverage(PA) 单独海损peril 危险、危险事故perilsofthesea 海上风险permitbond 许可证保险placement 安排policy 保单、保险单、保险契约policyholder 保险客户\保险单持有人policypackage 承保多项内容的保险单policyproofofinterest 保险单权益证明policyreserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pooladministrator 共保组合管理人portfolioentry 未满期责任的出帐portfoliooutgo 未满期责任的入帐possiblemaximumloss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premiumrate 保险费率premiumrebate 保险费回扣previouslosses 既往损失primaryinsurancecompany 原保公司、主保险商principal 业主principleofcompensation 补偿原则priority 分保自留额、自付责任priority(deductible) 优先（免赔额)proceeds 收益professional 专业险profitmargin 利润边际property 财产险propertycovered 受保财产propertyinsurance 财产保险proportionalcover 比例分保proportionalreinsurance 比例再保险proximatecause 近因punitivedamage 惩罚性损害pureendowments 定期生存保险purerisk 纯粹危险保险英语词汇Rraininsurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatementvalueinsurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejectionrisk 拒收险renewcoverage 续保renewal 续保；延期renewalpremium 续保费renewingcoverage 续保reserve 准备金retention 自留、自留额returnperiod 重现期revokelicense 吊销营业执照riotinsurance 骚乱保险risk 险别、风险、保险，保险额riskcarrier 风险承担人riskcovered 承保险项riskinsured 承保险项riskmanagement 危险管理riskpremium 风险保费\风险贴水、风险溢价riskunit 危险单位riskscovered 保险范围保险英语词汇Ssalvagecharge 救助费用salvagevalue 残值，获救货物或船舶的价值secondeventcover 第二事件承保set-off 抵销settlementofclaim 理赔sicknessinsurance 疾病保险socialinsurance 社会保险solvency 偿付能力solvencymargin 赔偿能力spreadloss 分散风险standingcharges 维持费用stoploss 赔付率超赔sub-contractor 分承包商subjectinsured 风险标的subrogationcenter 代位求偿权sueandlaborexpenses 施救费用suicideclauses 自杀条款suminsured 保险金额、保额surplusinsurance 盈余保险surveyatjettyrisk 码头检验险surveyincustomsrisk 海关检验险保险英语词汇Ttariff 费率表tariffzone 险区terminsurance 定期保险TG 拐点周期theinsured 被保险人，受保人timepolicy 定期保险单topographicmap 地形图totalloss 全部损失totalsuminsured 总保额treatiesbusiness 合同分保treatyreinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunderinsurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwritingpolicy 承保政策unvaluedinsurance 不定值保险unvaluedpolicy 不定值保单utmostgoodfaith 最大诚信保险英语词汇V-ZVvaluedinsurance 定值保险voluntaryinsurance 自动保险Wwaiverandestoppels弃权与禁止反言windstorm 风暴workingcost 营业费用workingexpenses 营业费用writing 承保writtenpremiums 承保保费。
保险英语
专业名词1、proposer投保人2、underwrite承保3、policyholder保单持有人4、tied agent固定代理人5、broker经纪人6、Proposal form投保单7、the terms and conditions 条款8、property insurance财险公司9、third-party liability第三者责任险/10、insurance cover保障范围10、under-insurance不足额保险12、endowment assurance资金投资式保险12、term assurance定期保险13、maturity benefit到期收益14、conversion option保单转换保险15、renewal option续保保险16、terminal illness option晚期疾病保险17、whole life assurance终身寿险18、unit-link policies投连险19、critical illness cover重疾险20、permanent health insurance长期健康险21Annuity养老金22、personal pension plan个人养老保险23、personal accident insurance个人意外伤害保险24、Personal liability insurance个人责任保险25、reserves储备金26、Excess绝对免赔额27additional payment额外赔付28、standard benefit标准赔偿金29、Partial cover部分保险30、total cover全部保险31、cover note暂保单32no-claim discount无索赔折扣34、um insured保险金额35fixed contribution固定保费36、compulsory accident insurance特定意外伤害险37、Claim-free record无索赔记录38、loss adjuster损失理算师38、issue a policy签发保单39、the risk标的/风险39、motor insurance机车险40、policy change保单变更40、cancellation退保41、field force现场人员42、tied agents固定代理43、commission佣金44、classes险种45、branch office代办事处46、distribution营销47、claim settlement理赔48、price-conscious价格意识49、deregulation撤销管制50、insurance premium保费51、insurance rate保险费率52、quotation报价53、peril风险事故54、extra premium额外保费55、annuity年金险56、private health insurance个人医疗险57、comprehensive insurance全保险/综合险58、mileage limitation59、state insurance 60、joint proposer共同投保人段落翻译1、China insurance circles are dealing with insurance business according to the Insurance Law of the People Republic of China. In accordance with the insurance law, the insurance companies can deal with both insurance and reinsurance business while reinsurance company is not allowed to transact the former.中国保险界都是根据《中华人民共和国个保险法》经营保险业务。
与保险相关的英语词汇
与保险相关的英语词汇
导语：保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任，或者被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限等条件时承担给付保险金责任的商业保险行为。
下面是YJBYS 小编收集整理的有关保险的英语词汇，欢迎参考!
insure 保险;投保;保证
insurance 保险;保险费;保险金额
underwriters 保险商(指专保水险的保险商)保险承运人
insurance company 保险GS
insurer 保险人
insurance broker 保险经纪人
insurance underwriter 保险承保人
insurance applicant 投保人
insurant, the insured 被保险人，受保人
to cover insurance 投保
insurance coverage;risks covered 保险范围
insurance slip 投保单
insured amount 保险金额
insurance against risk 保险
insurance clause 保险条款
insurance instruction 投保通知
insurance business 保险企业
insurance conditions 保险条件
PICC 中国人民保险GS。
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保险条款英语1.risks & coverage 险别(1)free from particular average (f.p.a.) 平安险(2)with particular average (w.a.) 水渍险（基本险）(3)all risk 一切险（综合险）(4)total loss only (t.l.o.) 全损险(5)war risk 战争险(6)cargo(extended cover)clauses 货物（扩展）条款(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (t.p.n.d.) 盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing & breakage 碰损破碎险(15)risk of odour 串味险(16)damage caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civel commotion (s.r.c.c.) 罢工、暴动、民变险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险(24)inherent vice risk 内在缺陷险(25)risk of natural loss or normal loss 途耗或自然损耗险(26)special additional risk 特别附加险(27)failure to delivery 交货不到险(28)import duty 进口关税险(29)on deck 仓面险(30)rejection 拒收险(31)aflatoxin 黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination hongkong, in cluding kowloon, or macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk 海关检验险(34)survey at jetty risk 码头检验险(35)institute war risk 学会战争险(36)overland transportation risks 陆运险(37)overland transportation all risks 陆运综合险(38)air transportation risk 航空运输险(39)air transportation all risk 航空运输综合险(40)air transportation war risk 航空运输战争险(41)parcel post risk 邮包险(42)parcel post all risk 邮包综合险(43)parcel post war risk 邮包战争险(44)investment insurance(political risks) 投资保险（政治风险）(45)property insurance 财产保险(46)erection all risks 安装工程一切险(47)contractors all risks 建筑工程一切险2.the stipulations for insurance 保险条款(1)marine insurance policy 海运保险单(2)specific policy 单独保险单(3)voyage policy 航程保险单(4)time policy 期限保险单(5)floating policy (or open policy) 流动保险单(6)ocean marine cargo clauses 海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products) 海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses 海洋运输货物战争险条款(9)ocean marine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses 航空运输货物保险条款(13)air transportation cargo war risk clauses 航空运输货物战争险条款(14)parcel post insurance clauses 邮包保险条款(15)parcel post war risk insurance clauses 邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air)活牲畜、家禽的海上、陆上、航空保险条款(17)…risks clauses of the p.i.c.c. subject to c.i.c.根据中国人民保险公司的保险条款投保……险(18)marine insurance policies or certificates in negotiable form, for 110% full cif invoice covering the risks of war & w.a. as per the people's insurance co. of china dated 1/1/1976. with extended cover up to kuala lumpur with claims pa yable in (at) kuala lumpur in the currency of draft (irrespective of percentage ) 作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。
按照汇票所使用的货币在吉隆坡赔付（无免赔率）(19)insurance policy or certificate settling agent's name is to be indicated, a ny additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue 保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付(20)insurance policy (certificate) … name of assured to be showed: a.b.c.co. l td. 保险单或凭证作成以a.b.c.有限公司为被保险人(21)insurance policy or certificate covering w.a. (or f.p.a.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the pe ople's insurance company of china dated 1/1/1981 保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险（或平安险）和战争险(22)insurance policy/certificate covering all war mines risks 保险单/凭证投保一切险、战争险、地雷险（注：mines解释为地雷，属于战争险的负责范围，可以接受）(23)w.a. this insurance must be valid for period of 60 days after the discharge of goods 水渍险在货物卸船后60天有效(24)in triplicate covering all risks and war risks including w.a. and breakage in excess of five per cent on the whole consignment and including w/w up to buy er's godown in penang投保一切险和战争险包括水渍险，破碎损失有5%绝对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份(25)insurance policy issued of endorsed to order … for the face value of invoi ce plus 10% covering including war with 15 days after arrival of goods at desti nation, only against fpa and t.p.n.d.按发票面值加10%投保战争险，货物到达目的地后15天有效，仅负责平安险和盗窃提货不着险的保险单开给或背书给……(26)insurance policy or certificate issued by an insurance co. with w.p.a. clau se covering the merchandise for about 10% above the full invoice value includin g unlimited transhipment with claims payable at singapore由保险公司签发的保险单或凭证按发票总金额另加10%投保水渍险，包括非限定转船的损失，在新加坡赔付(27)covering all eventual risks 投保一切以外风险(28)covering all marine risks 投保一切海运风险(29)marine insurance policy including "both ot blame" collision clauses and ful ly covering the shipment 海运保险单包括负责船舶互撞条款和全部货载(30)insurance … including deviation clauses 保险包括绕道条款(31)covering overland transportation all risks as per overland transportation c argo insurance clauses (train, trucks) of the people's insurance company of chi na dated…按照中国人民保险公司×年×月×日陆上运输货物保险条款（火车、汽车）投保陆上运输一切险(32)covering air transportation all risk as per air transportation cargo insura nce clauses of p.i.c.c.按照中国人民保险公司×年×月×日航空运输货物保险条款投保航空运输一切险(33)insurance policy or certificate covering parcel post all risks including wa r risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the people's insurance company of china dated…保险单或凭证按照中国人民保险公司×年×月×日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk cl auses and air transportation cargo war risk clauses of the people's insurance c ompany of china dated…按照中国人民保险公司×年×月×日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险(35)covering all risks as per ocean marine cargo clauses and overland transport ation cargo insurance clause (train, truck) of p.i.c.c. dated…按照中国人民保险公司×年×月×日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transp ortation by rail) of the people's insurance company of china dated…按照中国人民保险公司×年×月×日陆运货物保险条款（火车、汽车）和空运货物保险条款以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment包括短量损失有0.5%绝对免赔率（0.5%相对免赔率），按全部货物计算(38)including risk of breakage and clashing 包括破裂或凹瘪险(39)including risk of chipping & denting 包括碎裂或凹弯险(40)including risk of bad odour 包括恶味险(41)including damage by hooks, oils, muds and contact with other cargo(insured value)包括钩损、油污、泥污以及和他物接触所致的损失（以保险价值为限）(42)including damage caused by rain fresh and/or water, internal combustion(tot al or partial loss)包括淡水雨淋，自燃所致的损失（包括全部或部分损失）(43)including loss and/or damage caused by sea water, fresh-water, acid,grease 包括海水、淡水、酸蚀、油脂所致的损失(44)including t.p.n.d. loss and/or damage caused by heat, ship's sweat and odou r, hoop-rust, breakage of packing包括偷窃提货不着，受热船舱发汗，串味，铁箍锈损，包装破裂所致的损失(45)including damage caused by infestation mould 包括虫蛀霉烂的损失(46)including damage due to rough handling during transit subject to c.t.c.按照中国保险条款包括运输途中操作不当所致的损失(47)including loss and/or damage from any external cause as per cic按照中国保险条款包括外来原因所致的损失(48)including damage by slings, stains, grease, acids包括吊具、斑污、油脂、酸蚀造成的损失(49)excluding risk of breakage 不包括破碎险(50)including the breakage does not cover the goods remarked in the invoice as originally damage包括破碎险，但不负责发票所示之货物的原残损失(51)excluding natural loss in weight 不包括途耗短量的损失(52)including 60 days after discharge of the goods at port of destination (or a t station of destination) subject to c.t.c.按照中国保险条款货物在目的港卸船（或在目的地车站卸车）后60天为止(53)including w.a. & risk of fire for 60 days in customs warehouse after discha rge of the goods at port of destination subject to cic按照中国保险条款投保水渍险和火险，在目的港卸货后存入海关仓库60天为止(54)this insurance must be valid for a period of 60 days after arrival of merch andise at inland destination 本保险扩展到货物到达内地的目的地后60天有效(55)insurance policy or certificate covering f.p.a. including the risk of war a nd risks of s.r.c.c. as per i.c.c. dated…and institute war clauses dated…and institute s.r.c.c. clauses dated…按照×年×月×日伦敦保险学会条款和×年×月×日学会战争险条款以及×年×月×日学会罢工、暴动、民变险条款投保平安险、战争险和罢工、暴动、民变险(56)the people's insurance company of china investment insurance (political ris ks) clauses中国人民保险公司投资保险（政治风险）条款。