2010年中国银行北京分行招聘笔试试题(综合类岗位)+答案
中国银行2010年分行招聘考试真题
阅读使人充实，会谈使人敏捷，写作使人精确。
中国银行2010年分行招聘考试真题《认知能力题本》图形符号推理根据给出的图形符号，选出符合规律的一项。
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33. 在上海,外资银行去年上半年盈利猛增了 68.3% ,同期国有银行的利润同比增长 19.3% ,股份制银行利润同比增长12.6%。
中国银行历年招聘考题试卷及答案
中国银行招聘考题笔试试卷及解答一.单项选择题1.国际收支全面反映一国的对外( )关系。
A.政治B.经济C.军事D.文化2.各国政府可以根据本国的需要调整纸币的( )。
A.铸币平价B. 平价C.购买力平价D.黄输送点3.资本国际流动更多采取的是( )形式。
A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲融危机，最终演变为冲击全球的融动荡。
A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。
A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。
A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。
A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。
A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。
A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。
A、外国债券的付息方式一般与当地国内债券相同。
B、欧洲债券不受面值货币国或发行市场所在地的法律限制。
C、由国际性承销辛迪加承销的国际债券称为欧洲债券。
D、外国债券不受所在地国家证券主管机构的监管。
11.抛补套利实际是( )相结合的一种交易。
A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。
B. 外币债务人和进口商在预测外币汇率将要下降时，争取提前付汇，以免受该计价货币贬值的风险。
中国银行北京分行招聘笔试试题综合类岗位答案
第一部分：英语能力题一、单项选择1. Luckily, the fire fighters arrived and _______ the terrible fire.A. put onB. put outC. put downD. put away答案：B2. Their debts _______ 700.A. added toB. adds upC. add toD. add up to答案：D3. I can hardly imagine Peter ________ across the Atlantic Ocean in five days.A. sailB. to sailC. sailingD. to have sailed答案：C4. For miles and miles, I could see nothing _______ a great fire and lots of smoke.A. besideB. besidesC. exceptD. without答案：C5. This means the boy may be out of job for some time. In this sentence “be out of job” means _______.A. be on their days offB. go outsideC. lose his jobD. finish his work答案：C6. The TV play we watched last night was very ________.A. frighteningB. afraidC. frightD. frightened答案：A7. No one can be sure ____________ in a million years.A. what man will look likeB. what will man look likeC. man will look like whatD. what look will man like答案：A8. We took soft drinks to the _______ and our friends took beer there.A. benchB. beachC. bankD. bend答案：B9. Who will ________ the bill?A. payB. pay forC. pay offD. pay out答案：A10. The hero of the story is an artist in his _______.A. thirtiethB. thirtyC. thirty’sD. thirties答案：D11. The prices of fridges have been ______ recently.A. pressedB. brought outC. cut offD. brought down答案：D12. The students ________ busily when Miss Brown went to get a book she ________ in the office.A. had written; leftB. were writing; has leftC. had written; had leftD. were writing; had left答案：D13. There is _______ bread in the cupboard, ________?A. no more…is thereB. not any more…isn’t thereC. no longer…is thereD. not any longer…isn’t there答案：A14. Mrs. Smith warned her daughter __________ after drinking.A. never to driveB. to never driveC. never drivingD. never drive答案：A15. We couldn’t eat in a restaurant because __________ of us had __________ money on us.A. all; noB. any; noC. none; anyD. no one; any答案：C16. On Saturday afternoon, Mrs. Green went to the market, _____ some bananas and visited her cousin.A. boughtB. buyingC. to buyD. buy答案：A17. These oranges taste __________.A. goodB. wellC. to be goodD. to be well答案：A18. The shop assistan t didn’t give me the right ________.A. changeB. moneyC. serveD. note答案：A19. When and where to build the new factory _________ yet.A. is not decidedB. are not decidedC. has not decidedD. have not decided答案：A20. The secretary worked late into the night, ______a long speech for the president.A. to prepareB. preparingC. preparedD. was preparing答案：B二、完型填空Although international travel is usually an （1） and pleasant experience, travellers should take steps to ensure that their health does not suffer either （2） their time （2）the air or （2）their time abroad.Before you go, check with your doctor or local travel clinic （1）injections are necessary for the areas you are travelling （4） . Allow sufficient time to have these injections before you （5）because they may take time to become effective. Be sure that the information on health is up-to-date. Check on the Internet if you are not sure.Don't go to bed late the day （6）you fly.Your body has a natural daily sleep pattern. It takes time to adjust to a new time zone. There are many different （7） of jet lag: you may not be able to sleep, you may not want to eat or you may feel sick and tired. You may not be able to concentrate for some days after you arrive.There are several things you can do to （8） the effects of jet lag:－ Do your （9） to relax during the flight;－ Sleep as much as you can on the flight. Use a mild sleeping pill if necessary;－ Drink as much water as you can;－ Don't drink alcohol and caffeine;－ Take mild sleeping pills（10） the first few days in the new time zone if you need them.1. A. excitedB.excitingC.unexcitedD.unexciting2. A. of…on…ofB.of…in…ofC.from…on…fromD.from…in…from3. A. where B. (不填)C. whichD. that4. A. - (不填)B. inC. toD. at5. A. will leaveB. isleavingC. leaveD. haveleft6. A. after B. in C. on D. before7. A. effectsB.effectC. affectD. affects8. A. short B.C. lessD. lessenshorten9. A. good B.C. bestD. mostbetter10.A. at B. for C. of D. on答案： B;D; C; C;C; .D;.A; D; C; B三、阅读理解Passage 1"Listen, that's not right." "Look, you don't understand!" "Sorry, I don't follow."Are these three speakers, who are just chatting naturally, actually revealing what many people believe is their dominant thinking and learning style? Many educators, who research in this field say that everybody has one of three basic ways of processing the world: visual, auditory or kinaesthetic. Students who find their dominant learning style can make their learning more efficient.The Visual Learner:"Look, you don't understand!"The visual learner tends to learn by watching and copying whatothers do; they usually draw diagrams, maps and pictures rather than taking notes in words. They have a rich imagination, they tend to see pictures in their head and daydream in colour; they notice changes in people and places quickly; they remember faces not names; they write neatly and need a tidy environment to work in, but they like to surround themselves with colour, art and pictures; they doodle a lot.The Auditory Learner:"Listen, that's not right."The auditory learner prefers to listen to explanations, enjoys conversations, usually talks very well, with a wide vocabulary. They tend to move their lips when they read and often talk to themselves; they usually remember names rather than faces; they prefer listening to music to looking at art and pictures, but when they are studying, music distracts them; they hum a lot.The Kinaesthetic Learner:"Sorry, I don't follow you."Kinaesthetic learners are used to doing things physically, not listening to explanations or watching demonstrations. They like to move around when they are reading or walk up and down while trying to memorise things; they tend to touch and hug people a lot.They often prefer sports to cinemas and concerts and may lose concentration quickly if they don't study in the right way.Do you recognise yourself in one of the descriptions above? Three students took the tests and this is what they said.The visual learner:My teacher always used to tell me off for doodling - now I realise it helped me concentrate.The auditory learner:The coursebooks, which my colleagues found very interesting, were useless for me. I didn't want to read and take notes. I just wanted to discuss the ideas.The kinaesthetic learner:A teacher, who knows about learning styles suggested that I tape the lectures and listen to them when I am jogging.1. Which of the following learners is NOT mentioned in the passage?A. Visual learner.B. Auditory leaner.C. Kinaesthetic leaner.D. Sensory learner.2. Which of the following is NOT true about the visual learners?A. They usually learn by watching and copying what others do.B. They prefer drawing pictures to taking notes in words.C. They are full of imagination.D. They remember people's names quickly.3. Which of the following describes best the auditory learners?A. They like to watch and listen to what others do.B. They prefer to listen rather than watch.C. They like both music and pictures.D. They usually talk less.4. The kinaesthetic learner tends to _________.A. listen to explanations and enjoy conversationsB. memorise things via picturesC. do more physical exercisesD. be forgetful5. According to the passage, the drawback of being a visual learner is __________.A. he cannot concentrate on thingsB. he dislikes musicC. he always daydreamsD. none of them答案：D; D; B; C; APassage 2However important we may regard school life to be, there is no gain saying the fact that children spend more time at home than in the classroom. Therefore, the great influence of parents cannot be ignored or discounted by the teacher. They can become strong alliesof the school personnel or they can consciously or unconsciously hinder and thwart curricular objectives.Administrators have been aware of the need to keep parents informed of the newer methods used in schools. Many principals have conducted workshops explaining such matters as the reading readiness program, manuscript writing, and developmental mathematics.Moreover, the classroom teacher, with the permission of the supervisors, can also play an important role in enlightening parents. The many interviews carried on during the year as well as new ways of reporting pupils’ progress can significantly aid in achieving a harmonious interplay between school and home.To illustrate, suppose that a father has been drilling junior in arithmetic processes night after night. In a friendly interview, the teacher can help the parent sublimate his natural paternal interest into productive channels. He might be persuaded to let junior participate in discussing the family budget, buying the food, using a yardstick or cup at home, setting the clock, calculating mileage on a trip, and engaging in scores of other activities that have a mathematical basis.If the father follows the advice, it is reasonable to assume thathe will soon realize his son is making satisfactory progress in mathematics and, at the same time, enjoying the work.Too often, however, teachers' conferences with parents are devoted to petty accounts of children's misdemeanors, complaints about laziness and poor work habits, and suggestions for penalties and rewards at home.What is needed is a more creative approach in which the teacher, as a professional adviser, plants ideas in parents’ minds for the arrangement of the many hours that the child spends out of the classroom. In this way, the school and the home join forces in fostering the fullest development of youngsters’ capacities.6. The first paragraph aims to __________.[A] the role of school in children’s growing up[B] the role of parents in children’s growing up[C] the necessity of cooperation between school and parents[D] the negative influence of parents for children’s healthy development7. The central idea conveyed in the passage is that ________.[A] teachers can and should help parents to understand and further the objectives of the school[B] parents unwittingly have hindered and thwarted curricular objectives[C] there are many ways in which the mathematics program can be implemented at home[D] parents have a responsibility to help students to do their homework8. It can reasonably be inferred that the author _________________.[A] is satisfied with present relationships between home and school[B] feels that the traditional mathematical program is superior to the developmental program[C] believes that schools are lacking in guidance personnel[D] feels that parent-teacher interviews can be made more constructive than they are at present9. A method of parent-teacher communication NOT mentioned by the author is ________.[A] classes for parents [B] demonstration lesson[C] new progress report forms [D] parent-teacher interviews10. The author's primary purpose in writing this passage is to ________.[A] tell parents to pay more attention to teachers’ guidance about education at the home[B] help ensure that every child's capacities are fully developed when he leaves school[C] urge teachers to make use of a much underused resource?the parents[D] brainwash parents into doing the best thing for their child’s education答案： C A D B CPassage 3Why are so many people unhappy in their jobs? There are two primary reasons. First, some people are convinced that earning a living is wasting time that they could spend enjoying themselves or uncovering their true talents.If this is the case with you, recall your last long vacation. Was it two weeks of complete enjoyment? More likely it was a week and a half of fun in the sun, with another half a week of "Boy, Ican't wait to get back to work." If you didn't feel such vacation blues, then imagine taking a leave of absence. You could use it to work on a novel, enroll in classes or just sit around watching TV. At the end of three months, in all likelihood, your self-esteem would be at an all-time low. While all work and no play is not good, all play and no work is disastrous. We need to feel we are accomplishing something. We also need some form of order in our lives.The second and perhaps more prevalent reason for people not to like their work is that they feel trapped. Once you've been at a company for five years and have a spouse, a mortgage and a child, you often feel you have very little choice about jumping ship if things aren't turning out as you'd planned. A steady paycheck can be the biggest manacle (手铐, 束缚)of all. People resent having to do something because they have no other choice.If you find yourself resenting your job because you can't afford to quit, it may be time to prepare what one career counselor humorously calls a "cyanide capsule." He recalls spy movies in which the secret agent has such a capsule hidden somewhere on his body. If he's captured and tortured unbearably, he has an option. And having an option gives him the strength to hold on a little longer in the hope that the situation may change.Rather than cyanide, your option takes the form of an up-to-date resume. You might also take a weekly glance through the helpwanted section, and make some visits to industry functions where lowkey networking can take place. You're not giving up on your current job. Rather, you are providing yourself with an option. If things get unbearable at work, you could jump ship. Being in this position can do wonders for your attitude. It allows you to enjoy your work since, in reality, you are there only because you want to be.At the core of adopting a positive attitude to your workplace is, above all, assuming responsibility for your own situation. Most people feel controlled by their environment, but they really aren't. They have to learn to manage that environment so they can get from it what they need. （468 words ）11. The first main reason for many people's unhappiness in their jobs rises from their conviction that ____________________.A. working at a job is just wasting their timeB. working is not the enjoyment they are afterC. working is like killing their true talentsD. working is the least enjoyable way of spending time12. The second main reason for their unhappiness is that______________.A. they have been working in a company for too longB. they are not permitted to change a jobC. they have no other way out than keep workingD. they have to work on to pay off their debts13. With an up-to-date resume ready as an option, you may feel better at your job because _____________.A. it is up to you to choose between two alternativesB. you are to do wonders in your workC. it seems to be the only positive attitudeD. you have made a decision on your own14. It can be inferred that the author _________A. quite agrees with the "up-to-date resume" attitudeB. can hardly tolerate one's complete enjoyment of lifeC. tries to sound persuasive and convincing in his opinions about career bluesD. believes that one can not change his/her environment15. What is the author "s attitude towards' self-esteem"(Paragraph 2 ) ?A. unconcernedB. cautiousC. supportiveD. negative答案：DCACCPassage 4Paul Tibbets is a good-natured old man with thick white hair who speaks thoughtfully. The lively 85-year-old was the pilot and commander of the bomber who dropped the first-ever atom bomb on the Japanese city of Hiroshima on August 6, 1945. He is a controversial (争议的) figure in world history but most Americans regard him as a hero. Tibbets never tires of recalling the operation that was to shape the rest of his life. More than 140,000 people were killed in the atomic explosion and tens of thousands of others died from the after-effects of radiation (辐射). “I didn’t realize at the time what effect dropping the atom bomb would have. Our aim was to do everything to beat the Japanese. They were our enemies and we were at war. We wanted to see an end to the killing so that our soldiers could come home,” said Tibbets. Although Tibbets was followi ng orders he has been forced to confront the moral impact of the bombing. His name became known throughout the world along with that of the plane used to drop the atom bomb. From that day on he is “the manwho dropped the atom bomb”. “After the war I met President Truman,” said Tibbets. “He told me I had done my duty and that if anyone criticized me for dropping the bomb I should send that person to see him because he gave me the order to do so.” The retired general has been around the world a lot since then but has never gone back to Japan.16. What’s Paul Tibbets well-known for?A. He is famous for his good appearance.B. He is famous for his long life.C. He is known for an excellent pilot.D. He is known as the commander who dropped the first atom bomb in Japan.17.Paul Tibbets is a person __________.A. who is regarded as a hero by all the peopleB. who is regarded as a hero by most AmericansC. who knows well about Japanese citiesD. who knows well about world history18.According to the passage, which of the following statements is TRUE?A. Tibbets tires of recalling the operation.B. This operation affected the rest of Tibbet’s life greatly.C. Fourteen thousand people died from the after -effects of radiation.D. Only tens of thousands of people were killed by the atomic.19.From the passage, we probably can know that __________.A. Tibbets clearly knew the effect about dropping the atom bomb at firstB. Soldiers were eager to end the war as quickly as possibleC. Tibbets’ name is well-known throughout the world with that planeD. Tibbets needn’t face the moral complaint of bombing20.The author’s description about Paul Tibbets is __________.A. gladB. sadC. objectiveD. subjective答案：DBBBC第二部分：专业能力题一、单项选择题1．存款准备金等于（D）。
2010年中国银行总行招聘笔试试题+答案
第一部分：英语能力测试一、阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists. You would have seen 115,000 people buzzing with confidence and excitement. On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics. Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan. 9th –12th. No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件). Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion). This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times. The interest and innovation in PCs is nothing next to the action in other realms of high tech. As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site. Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation. The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters. But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer. There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made. This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that y ou can’t record them, and so on. (As many seminar panelists observed, however, strides are being made in all those areas.)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Tech nology (SPOT) software. Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny. It’s only a matter of time before you'llsee people rebooting their toasters.The digital camera models on display were cheaper, better and smaller than their predecessors. Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints). It’s due in the s pring for $400.1. Why are 115,000 people buzzing with confidence and excitement?[A] They are truly strange people to feel overexcited at seeing new things.[B] They are going to be pleased by the passers-by.[C] They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2. The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B] the industry slowed down its development.[C] the sale volume greatly shrank that year[D] its production declined for short of capital3. The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D] the exhibitors in the alarm-clock category are particularly active in displaying their products4. By 2006 it can be expected to __________according to paragraph 6.[A] reach those smaller booths.[B] see high-definition plasma television sets available on the US market[C] reach those smaller booths with the $10,000 plasma TV screens[D] proliferate wide screen sets in the USA5. The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII. .are pocketable due to its being tiny in sizeIII. are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine. The laser has been incorporated into systems to measuredrop size, velocity and vibration to name but a few. But few laser-based systems are able to aid the study of all these phenomena with the same system. The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD. The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second. The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis. The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light. Another feature of the system is the ability to focus down the light. This has two benefits. The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects. This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine. Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle. The second is the ability to shine the laser light down a fiber optic cable. This aids in the illumination of areas of the running engine very difficult to access by normal optics. This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them. The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing.6. How many uses of the laser-based analysis system does the author want to show us?[A] One [B] Two [C] Three [D] Much more than three7. Which of the following does the High Speed Imaging system comprise ________.[A] an Oxford Lasers LS20 Copper Vapor laser[B] 4540 Digital High Speed Motion Analysis system[C] DRAM memory allowing immediate play back of the recorded images for viewing[D] a High Speed Imagining Division of Oxford Lasers LTD.8. Which of the following is the main advantage of the laser flashes?[A] Keeping image contrast [B] getting rid of image blur[C] Increase the intensity of light [D] All is said in A, B, and C9. Which of the following uses is NOT TRUE according to the passage?[A] The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B] The air-flow can thus be made easier to be mapped with the laser.[C] The turning speed of the combustion engine can be accelerated by using vapor laser.[D] The exposure time of the camera can be reduced by the laser flashes.10. Which of the following can be the best title of the passage?[A]At the Speed of Light[B] A High Speed Imagining Division Made by the Oxford Lasers LTD.[C] A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years. My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final. When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why. At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home. Although she wasn't watching the match, she was listening to it on the radio.England won 4:2 and so my brothers and I ran to the post office. As we burst in, my mother was standing behind the counter. She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp. We were over the moon.We still have it today, and perhaps it is worth a lot of money.11. This passage mainly tells us __________.A. the author and her brother used to like stamps very muchB. the author had a very kind motherC. the author and her brother had an unforgettable experience in collecting stampsD. their mother used to support them by working in the post office12. According to the passage, her mother worked in the post office ________.A. during the weekB. on SaturdaysC. on SundaysD. for six days13. Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why. Why do you think she did that?A. She wanted to give them a surprise.B. She doubted if she would get the stamps.C. She forgot to do that.D. She thought it unnecessary to tell them the reason.14. What does the sentence "We were over the moon." mean?A. We jumped high.B. We were extremely happy about it.C. We watched the moon for a long time.D. We couldn't sleep the whole night.15. What is the best title for this passage?A. My Childhood.B. My Mother.C. A Precious Stamp.D. A Memorable Experience in Collecting Stamps.答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings. What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signa ls from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion. The sensors that make this magic are of two kinds. Each eye contains about 120 million rods, which provide somewhat blurry black and white vision. These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones. Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue.Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve. We see an image for a fraction of a second longer than it actually appears. In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture. Like apparent motion, color vision is also subject to unusual effects. When day gives way to night, twilight brings what the poet T.S. Eliot called “the violet hour.” A light levels fall, the rods become progressively less responsive. Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” col or—white, not red. Our eyes are constantly comparing an object against its surroundings. They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color. Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp. As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so smalla space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year. The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes.”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends. Rapid growth is a comparatively recent phenomenon. Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history. For most of our ancestors, life was hard, often nasty, and very short. There was high fertility in most places, but this was usually balanced by high mortality. For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods. Often, societies were in clear danger of extinction because death rates could exceed their birthrates. Thus, the population problemthroughout most of history was how to prevent extinction of the human race. This pattern is important to notice. Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD. 1650. In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650. Between 1650 and the present, the population has increased from 500 million to more than 4 billion. And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world. One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable. Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year. At present, this number is added every six hours. The increase is about 80,000,000 persons annually. 21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A.A virtually stable or slightly decreasing period and then a sudden explosion of population.B.A slow growth for a long time and then a period of rapid, dramatic increase.C.Too many people on earth and a few rapid increase in the number added each year.D.A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A.only one in ten persons could live past 40.B.there was higher mortality than fertility in most places.C.it was too dangerous to have babies due to the poor conditions.D.our ancestors had little enthusiasm for more children.答案：B23.Which statement is true about population increase?A.There might be an increase of 2.2 billion persons from now to the year 2000.B.About 50,000 babies are born every six hours at present.C.Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D.The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24.The author of the passage intends to___.A.warn people against the population explosion in the near future.pare the demographic growth pattern in the past with that after 1650.C.find out the cause for rapid increase in population in recent years.D.present us a clear and complete picture of the demographic growth.答案：D25.The word “demographic” in the first parag raph means___.A.statistics of human.B.surroundings study.C.accumulation of human.D.development of human.答案：A资料6：On the 36th day after they had voted, Americans finally learned Wednesday who would be their next president: Governor George W. Bush of Texas.Vice President Al Gore, his last realistic avenue for legal challenge closed by a U. S. Supreme Court decision late Tuesday, planned to end the contest formally in a televised evening speech of perhaps 10 minutes, advisers said.They said that Senator Joseph Lieberman, his vice presidential running mate, would first make brief comments. The men would speak from a ceremonial chamber of the Old Executive office Building, to the west of the White House.The dozens of political workers and lawyers who ha d helped lead Mr. Gore’s unprecedented fight to claw a come-from-behind electoral victory in the pivotal state of Florida were thanked Wednesday and asked to stand down.“The vice president has directed the recount committee to suspend activities,” William Daley, the Gore campaign chairman, said in a written statement.Mr. Gore authorized that statement after meeting with his wife, Tipper, and with top advisers including Mr. Daley.He was expected to telephone Mr. Bush during the day. The Bush campaign kept a low profile and moved gingerly, as if to leave space for Mr. Gore to contemplate his next steps.Yet, at the end of a trying and tumultuous process that had focused world attention on sleepless vote counters across Florida, and on courtrooms form Miami to Tallahassee to Atlanta to Washington the Texas governor was set to become the 43d U. S. president.The news of Mr. Gore’s plans followed the longest and most rancorous dispute over a U. S. presidential election in more than a century, one certain to leave scars in a badly divided country.It was a bitter ending for Mr. Gore, who had outpolled Mr. Bush nationwide by some 300000 votes, but, without Florida, fell short in the Electoral College by 271votes to 267—the narrowest Electoral College victory since the turbulent election of 1876.Mr. Gore was said to be distressed by what he and many Democratic activists felt was a partisan decision from the nation’s highest court.The 5-to –4 decision of the Supreme Court held, in essence, that while a vote recount in Florida could be conducted in legal and constitutional fashion, as Mr. Gore had sought, this could not be done by the Dec. 12 deadline for states to selecttheir presidential electors.James Baker 3rd, the former secretary of state who represented Mr. Bush in the Florida dispute, issued a short statement after the U. S. high court ruling, saying that the governor was “very pleased and gratified.”Mr. Bush was planning a nationwide speech aimed at trying to begin to heal the country’s deep, aching and v aried divisions. He then was expected to meet with congressional leaders, including Democrats. Dick Cheney, Mr. Bush’s ruing mate, was meeting with congressmen Wednesday in Washington.When Mr. Bush, who is 54, is sworn into office on Jan.20, he will be only the second son of a president to follow his father to the White House, after John Adams and John Quincy Adams in the early 19th century.Mr. Gore, in his speech, was expected to thank his supporters, defend his hive-week battle as an effort to ensure, as a matter of principle, that every vote be counted, and call for the nation to join behind the new president. He was described by an aide as “resolved and resigned.”While some constitutional experts had said they believed states could present electors as late as Dec. 18, the U. S. high court made clear that it saw no such leeway.The U.S. high court sent back “for revision” to the Florida court its order allowing recounts but made clear that for all practical purposes the election was over.In its unsign ed main opinion, the court declared, “The recount process, in its features here described, is inconsistent with the minimum procedures necessary to protect the fundamental right of each voter.”That decision, by a court fractured along philosophical lines, left one liberal justice charging that the high court’s proceedings bore a political taint. Justice John Paul Stevens wrote in an angry dissent:” Although we may never know with complete certainty the identity of the winner of this year’s presidentialel ection, the identity of the loser is perfectly clear. It is the nation’s confidence in the judge as an impartial guardian of the law.”But at the end of five seemingly endless weeks, during which the physical, legal and constitutional machines of the U. S. election were pressed and sorely testedin ways unseen in more than a century, the system finally produced a result, and one most Americans appeared to be willing at lease provisionally to support. The Bush team welcomed the news with an outward show of restraint and aplomb. The governor’s hopes had risen and fallen so many times since Election night, and the legal warriors of each side suffered through so many dramatic reversals, that there was little energy left for celebration.26 The main idea of this passage is[A]. Bush’s victory in presidential election bore a political taint.[B]. The process of the American presidential election.[C]. The Supreme Court plays a very important part in the presidential election.[D]. Gore is distressed.27 What d oes the sentence “as if to leave space for Mr. Gore to contemplate hisnext step” mean[A]. Bush hopes Gore to join his administration. [B]. Bush hopes Gore to concede defeat and to support him.[C]. Bush hopes Gore to congraduate him. [D]. Bush hopes Gore go on fighting with him.28 Why couldn’t Mr. Gore win the presidential election after he outpolled Mr. Bush in the popular vote? Because[A]. the American president is decided by the supreme court’s decision. [B]. people can’t directly elect their p resident.[C]. the American president is elected by a slate of presidential electors. [D]. the people of each state support Mr. Bush.29 What was the result of the 5—4 decision of the supreme court?[A]. It was in fact for the vote recount. [B]. It had nothing to do with the presidential election.[C]. It decided the fate of the winner. [D]. It was in essence against the vote recount.30 What did the “turbulent election of 1876” imply?[A]. The process of presidential election of 2000 was the same as that.[B]. There were great similarities between the two presidential elections (2000 and 1876).[C]. It was compared to presidential election of 2000. [D]. It was given an example.答案：A B C D B二、完型填空Business and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased __1__ that causes rapid rises in prices. __2__ your money buys fewer goods so that you get less for the same amount of money as before, inflation is the problem. There is a general rise __3__ the price of goods and services. Your money buys less. Sometimes people describe inflation as a (n) __4__ when "a dollar is not worth a dollar anymore". Inflation is a problem for all consumers. People who live on a fixed income are hurt the ___5__. Retired people, for instance, cannot __6__ on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to __7___ their needs in time of inflation. Retirement income __8__ any fixed income usually does not rise as fast as prices. Many retired people must cut their spending to keep up with rising prices. In many cases they must stop __9__ some necessary items, such as food and clothing. Even for working people whose incomes are going up, inflation can be a problem. The __10__ of living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep __11__ with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living __12__ because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes __13___ the rate of change can be determined. A price index measures changes in prices using the price for a __14__ year as the base. The base price is set at100, and the other prices are reported as a __15__ of the base price. A price index makes it possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.1. A. spending B. demanding C. consuming D. saving2. A. Because B. While C. Since D. When3. A. in B. on C. at D. to4. A. chance B. time C. moment D. occasion5. A. best B. least C. most D. worst6. A. rely B. rest C. depend D. count7. A. meet B. obtain C. care D. acquire8. A. or B. and C. excluding D. including9. A. to buy B. buying C. having bought D. from buying10. A. price B. level C. cost D. standard11. A. race B. pace C. speed D. step12. A. as usual B. as such C. as before D. as well13. A. in which B. of which C. from which D. by which14. A. given B. last C. fixed D. definite15. A. portion B. percentage C. proportion D. fraction参考答案： ADABC DAABC BDCAB三、字词理解1. The forecast for this evening is wind and rain, theoutlook for tomorrow is fine and sunny.A. out of handB. on every handC. on the other handD. on all hands答案：C2. - I wonder if you could help me.- _________________________________.A. I couldB. Yes, I doC. No, not at allD. Of course答案：D3. She paid the builder _________ the gate.A. to repairB. repairC. repairingD. repaired答案：A4. Not until most of the people had left the airport _________ his sister was there.A. that he saw。
7.中国银行2010笔试综合真题-多人回忆的硕果
版本一：单选和多选，共100道题目，60分钟。
时间基本够用。
这里要强调的是单选和多选的过渡没有额外提示，只有题目前面写了单选还是多选，要注意。
前几年考了不少管理和计算机的知识，今年计算机一道没考，管理也就零星两道。
建议在复习专业教材的基础上，看一下银行从业的基础题目，至于网上那些什么货币银行单选一百题啥的时间紧就不用看了。
如果有时间看一下CPA或考过CPA，那就完美了。
1. 时事时事部分就不说了，对以后的考试也没什么借鉴价值。
2. 中行相关内容往年都没有考中行的相关内容，今年考了好多。
多选都记不太住了，考了很多中行的财务指标，以及战略方向。
单选考了成立时间1912年、国内一级分行数目37个、国外分行数目28个和上市时间2006年。
3．国际金融和结算套算汇率的计算。
小数点后面四位，题目虽简单，但是算起来超费时。
多选：超过95%美元跨境支付系统：SWIFT,TARGET,CHAPS,CHIPS即期外汇交割期限福费廷（包买票据）仓至仓运输条款可转让信用证的性质远期汇率报价方法单项因素贸易条款长期股权投资权益法和成本法的区别质押的定义我国支付结算方式不包括，信用证、托收承付、信用卡、商业本票信用证的单据（单单一致的核心单据）信用证修改书内容大于两项，受益人如何处理（接受、拒绝）4．西经IS曲线右移的因素富有弹性——价格下降收入上升效用计算，替代效用：还有道效用和消费者均衡结合的题目宏观经济学的总产出的计算国民收入的计算个人劳动供给曲线图国别配额，进口商品需要出示什么证收入、价格效应财政赤字分为哪几类弗里德曼的货币需求GDP定义分析：旧车翻新，新车选择性货币工具只有政府企业和个人什么的，选正确的公式根据蒙代尔的理论，通胀和顺差时应选什么政策（紧财政松货币）（这个知识点每年都考）产品周期，哪一个利润增长最快5. 财务和会计方面杜邦分析法考了两道，一道单选（核心是净资产收益率），一道多选。
计算：已知资产收益率，负债利息，产权比率，所得税率，股东收益报酬率为多少计算：流动负债60万，速动比率2.5，流动比率3.0，销售成本50万，求年末存货周转次数计算：市净率（给了股权收益率、市盈率）计算：资产收益率（给了产权比率啥的）多选：MM理论（有税的无税的）用成本法还是权益法来衡量长期股权投资问题固定资产不提折旧的利润表的一个题6．税务方面流转税包括什么哈伯格以马歇尔基数效用论为基础提出了什么理论：超额负担税收转嫁（从价税易转，从量税不易转，所得税不易转）两间靠街房屋，一间开小卖部，如何收税问题，（貌似是一间收房产税还是两间都收）7．商业银行贷款的五级分类，今年考的是次级。
中国银行招聘考试真题及解析四
2010年中国银行招聘考试真题及解析（四）(时间：120分钟满分：100分）一、单项选择题(下列每小题的备选答案中，只有一个符合题意的正确答案，请选出。
每小题0．5分，共30分。
)1．金融机构之间融通资金以解决临时资金不足的市场是（）。
A．发行市场B．资本市场C．同业拆借市场D．流通市场2．同业拆借是（）。
A．一种特殊的存款形式B．最长不得超过6个月C．参与者包括银行、非银行金融机构与中介机构D．属于担保信用3．银行同业拆借以（）拆借为主。
A．6个月B．4个月C．隔月头寸D．隔夜头寸4．在同业拆借市场交易的是（）。
A．法定存款准备金B．超额准备金C．库存现金D．原始存款5．下列通常被视为无风险利率的是（）。
A．企业债券利率B．国债利率C．投资基金收益率D．回购利率6．外汇市场的双重交易结构是指（）。
A．发行交易与流通交易B．直接交易与经纪交易C．发行交易与经纪交易D．个人交易与机构交易7．按照我国商业银行资产负债比例管理规定，人民币存贷款比例应小于等于（）。
A．70% B．75%C．80% D．85%8．我国首家金融衍生品交易所是（）。
A．上海期货交易所B．中国金融期货交易所C．大连商品交易所D．深圳证券交易所9．利息的实质是（）。
A．货款人取得的报酬B．借款人付出的代价C．利润的一部分，是剩余价值的转化形式D．成本的一部分10．债券本期收益率的计算公式是（）。
A．票面收益／市场价格B．票面收益／债券面值C．(出售价格-购买价格)／市场价格D．(出售价格-购买价格)／债券面值11．若市场利率低于债券收益率时，债券为（）发行。
A．溢价B．打折C．平价D．时价12．实行混业经营集中监管的国家，对银行机构业务经营的范围（）。
A．实行严格的限制B．实行一定程度的限制C．基本没有限制D．完全没有限制13．在现代市场经济中，发挥核心作用的是（）。
A．中央银行的宏观调控B．金融机构从事的金融活动C．股票市场D．金融监管14．对同一借款客户的贷款余额与商业银行资本余额的比例不得超过（）。
银行2010笔试综合行测真题及答案.doc
中国银行2010笔试综合&行测真题及答案中国银行的校园招聘统一笔试包括三部分第一部分：英语90分钟（95题）题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时第二部分：行政能力测试60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，以下为搜集的2010笔试真题及部分答案。
注意：给一个答案的就是正确答案有选项的表示答案还需要讨论全篇如此，供大家参考。
一、数字推理3.32，7.16，11.08，（），19.02 15.042，8，18，（），50 32123，52，21，9，3，（） 31，3/4，8/9，9/8，7/5,( ) 61/363，3，6，24，（）192二、数量关系1．周长为400M的操场每20M画一道线请问要一共要画多少道线192021222. 二进制数1100100转换成十进制为：941101001023. 一个KTV每周二全天半价，其他每天晚上11点到第二天凌晨7点半价，请问一周共有多少小时半价营业724. 下列那个乘积最大：A. 599*601B. 598*602C ？D. 500*6005. 班里有5个女生、10个男生，抽出一个人去值班，抽完了就去掉不再加入，第二次抽到女生的概率为多少？A三分之一B15分之1C14分之1 D？三、符号推理1. 回、赏、同、形同一规律的字：A.章B、卜C、?D.园四、逻辑排序（题目部分选项不清欢迎讨论得出答案）1.行政改革滞后行政成本大公款吃喝人大代表发言社会热评2. 住房改革建立商品房建立廉价租房买不起房子房价上涨3. 金融危机盲目留学留学生留不了学（大概这个意思）国外部分高校。
中国银行2010笔试详解
中国银行2010笔试详解第一部分：13：30-14：50 英语题目形式：单词选择：15题高于六级难度，好多单词不认识句子挑错：每个句子划出四个单词或短语，选择错误的，15题完形填空：15题，文章讲的时差的调整方法。
阅读部分，35题：阅读理解：4篇20题，文章颇难，极其不适应机考。
平时都是划出来重点句子，然后看题，回头定位，第二部分15：20-16：20 职业能力测试其实就是行测，题目比国考简单很多，对于经历笔试较多的人来说时间比较充裕。
第三部分16：20-17：20 综合知识考试内容，继续百科化，包括经济学、金融学、银行业务、国际金融、金融衍生品操作、会计、管理学、市场营销、计算机；单选：55题，每个1分多选：30题，每个1.5分[笔试]中行2010校园招聘1227机考笔经第一部分：13：30-14：50 英语题目形式：单词选择：15题高于六级难度，好多单词不认识句子挑错：每个句子划出四个单词或短语，选择错误的， 15题完形填空：15题，文章讲的时差的调整方法。
阅读部分，35题：阅读理解： 4篇20题，文章颇难，极其不适应机考。
平时都是划出来重点句子，然后看题，回头定位，用电脑做，看的眼晕……出自《星火英语“2010考研英语巅峰阅读100篇》：其中的text24，text38，综合部分text1中第一篇，text3中第二篇；段落排序：文章出自09年考研阅读第三篇文章。
句子七选五：也是考研常见题型。
快速阅读：2篇文章，5题，有时间限制，5分钟做完。
快速定位，比较简单。
附上段落排序的文章，我只是看过，不记得顺序，所以我基本都选错了，杯具啊：The relationship between formal educationand economic growth in poor countries is widely misunderstood by economists andpoliticians alike progress in both area is undoubtedly necessary for thesocial, political and intellectual development of these and all othersocieties; however, the conventional view that education should be one of thevery highest priorities for promoting rapid economic development in poorcountries is wrong.We are fortunate that is it, because new educationalsystems there and putting enough people through them to improve economicperformance would require two or three generations. The findings of a researchinstitution have consistently shown that workers in all countries can betrained on the job to achieve radical higher productivity and, as a result,radically higher standards of living.Ironically, the first evidence forthis idea appeared in the United States. Not long ago, with the countryentering a recessing and Japanat its pre-bubble peak. The U.S.workforce was derided as poorly educated and one of primary cause of the poor U.S. economicperformance. Japanwas, and remains, the global leader in automotive-assembly productivity. Yetthe research revealed that the U.S.factories of Honda Nissan, and Toyota achievedabout 95 percent of the productivity of their Japanese countere pants a resultof the training that U.S.workers received on the job.More recently, while examing housingconstruction, the researchers discovered that illiterate, non-English- speakingMexican workers in Houston, Texas, consistentlymetbest-practice labor productivity standards despite the complexity of thebuilding industry’s work.What is thereal relationship between education and economic development? We have tosuspect that continuing economic growth promotes the development of educationeven when governments don’t force it. After all, that’s how education gotstarted. When our ance stors were hunters and gatherers 10,000 years ago, theydidn’t have time to wonder much about anything besides finding food. Only whenhumanity began to get its food in a more productive way was there time forother things.As educationimproved, humanity’s pr oductivity potential, they could in turn afford moreeducation. This increasingly high level of education is probably a necessary,but not a sufficient, condition for the complex political systems required byadvanced economic performance. Thus poor countries might not be able to escapetheir poverty traps without political changes that may be possible only withbroader formal education.A lack of formal education, however, doesn’tconstrain the ability of the developing world’s workforce to substantiallyimprove productivity for the forested future. On the contrary, constraints onimproving productivity explain why education isn’t developing more quicklythere than it is.从506222908同学那里找来的完型填空原文，我错了好多When travelers pass from one time zone to another, they suffer fromdisrupted circadian rhythms, an uncomfortable feeling known as jet lag.For instance, if you travel from California to New York, you "lose" 3 hours according to your body's clock. You will feel tired when the alarm rings at 8 a.m. the next morning because, according to your body's clock, it is still 5 a.m. It usually takes several days for your body's cycles to adjust to the new time.To reduce the effects of jet lag, some doctors try to manipulate the biological clock with a technique called light therapy. They expose people to special lights, many times brighter than ordinary household light, for several hours near the time the subjects want to wake up. This helps them reset their biological clocks and adjust to a new time zone.Symptoms much like jet lag are common in people who work nights or whoperform shift work. Because these people's work schedules are at odds with powerful sleep-regulating cues like sunlight, they often become uncontrollably drowsy during work, and they may sufferinsomnia or other problems when they try to sleep. Shift workers havean increased risk of heart problems, digestive disturbances,andemotional and mental problems, all of which may be related to theirsleeping problems. The number and severity of workplace accidents alsotend to increase during the night shift. Major industrial accidentsattributed partly to errors made by fatiguednight-shift workers include the Exxon Valdez oil spill and the ThreeMile Island and Chernobyl nuclear power plant accidents. One study alsofound that medical interns working on the night shift are twice aslikely as others to misinterpret hospital test records, which could endangertheir patients. It may be possible to reduce shift-related fatigue byusing bright lig hts in the workplace, minimizing shift changes, andtaking scheduled naps.Many people with total blindness experience life-long sleeping problems because their retinas are unable to detect light. These people have a kind of permanentjet lag and periodic insomnia because their circadian rhythms followtheir innate cycle rather than a 24-hour one. Daily supplements ofmelatonin may improve night-time sleep for such patients. However,since the high doses of melatonin found in most supplements can buildup in the body, long-term use of this substance may create newproblems. Because the potential side effects of melatonin supplementsare still largely unknown, most experts discourage melatonin use by thegeneral public.阅读理解文章：Chemical engineers in North Dakota have successfully turned oil fromplants-canola (rapeseed), coconuts and soybeans-into jet fuelindistinguishable from the conventional kind, according to ernment tests. [1]Working with the U.S. Department of Defense’sDefense Advanced Research Projects Agency (DARPA), scientists at theEnergy & Environmental Research Center (EERC) at the University ofNorth Dakota turned these plant oils into fuel that had a similardensity, energy content and even freezing point.“It’s processed so that it contains only the same hydrocarbonmolecules prese nt in petroleum fuel.” says chemical engineer ChadWocken. Although he declined to explain the exact details of theprocess, Wocken says it is thermocatalytic-in other words, theengineers heat the plant oils in the presence of an undisclosedcatalyst to create a slew of petroleum products. In fact, the processis not unlike conventional oil refining in that it produces everythingfrom the kerosene used as aviation fuel to regular gasoline.“The processing costs would be similar and comparable topetroleum oil refining,” and perhaps even less expensive, Wocken notes,“because you're not dealing with contaminants like sulfur.”Of course, the biofuel’s ultimate price tag is yet to bedetermined as only “gallons” of it have been brewed compared with themo re than 60 million gallons (225 million liters) of jet fuel consumeddaily in the U.S. But it will in large part depend on the price to growthe crops themselves-all have been fluctuating in recent months due tonewly volatile global commodity markets.Virgin Atlantic has flown a jumbo jet on a combination ofconventional jet fuel and biofuel made from palm oil, and a jet poweredsolely by biodiesel has stayed aloft for more than 30 minutes-albeitwith a special device to keep its fuel fromfreezing at high altitude.And the EERC fuel is not the only bio-based jet fuel available: UOP,LLC, a division of Honeywell Specialty Materials, has a similar fuelmade from vegetable and animal oils.The EERC is currently in the process of producing 25 gallons(95 liters) of the bio-jet fuel for ground testing in a jet engine asearly as next month. [2]“The thing that needs to happen is a purchaseorder to come through from the Air Force so we can get [the] investmentto build that first plant,” Wocken says. “We coul d get a plantoperational in two to five years if there were a commitment to buy thefuel.”----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Another round has just been fought in the battle betweentobacco companies and those who regard them as spawn of the devil. In apaper just published in the Lancet, with the provocative ti tle “Secretscience: tobacco industry research on smoking behavior and cigarettetoxicity”, David Hammond, of Waterloo University in Canada and NeilCollishaw and Cynthia Collard, two members of Physicians for aSmoke-Free Canada, a lobby group, criticize the behavior of BritishAmerican Tobacco (BAT). They say the firm considered manipulating someof its products in order to make them low-tar in the eyes ofofficialdom while they actually delivered high tar and nicotine levelsto smokers.It was and is no secret, as BAT points out, that people smoke low-tarcigarettes differently from high-tar ones. The reason is that they wanta decent dose of the nicotine which tobacco smoke contains. Theytherefore pull a larger volume of air through the cigarette when theydraw on a low-tar rather than a high-tar variety. The extra volumemakes up for the lower concentration of the drug.But a burning cigarette is a complex thing, and that extra volume hassome unexpected consequences. In particular, a bigger draw is generallya faster draw. [1]That pulls a higher proportion of the air inhaledthrough the burning tobacco, rather than through the paper sides of thecigarette. This, in turn, means more smoke per unit volume, and thusmore tar and nicotine. The nature of the nicotine may change, too, withmore of it being in a form that is easy for the body to absorb.According to Dr Hammond and his colleagues, a series of studiesconducted by BAT's researchers between 1972 and 1994 quantified much ofthis. The standardized way of analyzing cigarette smoke, as laid downby the International Organization for Standardization (ISO), whichregulates everything from computer code to greenhouse gases, uses amachine to make 35-millilitre puffs, drawn for two seconds once aminute. The firm's researchers, by contrast, found that real smokersdraw 50-70ml per puff, and do so twice a minute. Dr Hammonds'sconclusion is drawn from the huge body of documents disgorged by thetobacco industry as part of various legal settlements that have takenplace in the past few years, mainly as a result of disputes with theauthorities in the United States.--------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Proponents of different jazz styles have always argued that theirpredecessors’ musical style did not include essential characteristicsthat define jazz as jazz. Thus, 1940’s swing was belittled by beboppersof the 1950’s, who were themselves attacked by free jazzers of the1960’s. The neoboppers of the 1980’s and 1990’s attacked almosteverybody else. The titanic figure of Black saxophonist John Coltranehas complicated the arguments made by proponents of styles from bebopthrough neobop because in his own musical journey he drew from allthose styles. His influence on all types of jazz was immeasurable. Atthe height of his popularity, Coltrane largely abandoned playing bebop,the style that had brought him fame, to explore the outer reaches ofjazz.Coltrane himself probably believed that the only essentialcharacteristic of jazz was improvisation, the one constant in hisjourney from bebop to open-ended improvisations on modal, Indian, andAfrican melodies. On the other hand, this dogged student and prodigioustechnician-who insisted on spending hours each day practicing scalesfrom theory books-was never able to abandon completely the influence ofbebop, with its fast and elaborate chains of notes and ornaments onmelody.Two stylistic characteristics shaped the way Coltrane played thesaxophone, he favored playing fast runs of notes built on a melody anddepended on heavy, regularly accented beats. The first led Coltrane to“sheets of sound,” where he raced faster and faster, pile-driving notesinto each other to suggest stacked harmonies. The second meant that hissense of rhythm was almost as close to rock as to bebop. Three recordings illustrate Coltrane’s ene rgizing explorations.Recording Kind of Blue with Miles Davis, Coltrane found himself outsidebop, exploring modal melodies. Here he played surging, lengthy solosbuilt largely around repeated motifs-an organizing principle unlikethat of free jazz saxophone player Ornette Coleman, who alteredmelodies in his solos. On Giant Steps, Coltrane acted as leader,introducing his own compositions. Here the sheets of sound, downbeataccents, repetitions, and great speed are part of each solo, and thevariety of the shapes of his phrases is unique. Coltrane’s searchingexplorations produced solid achievement. My Favorite Things was anotherkind of watershed. Here Coltrane played the soprano saxophone, aninstrument seldom used by jazz musicians. Musically, the results wereastounding. With the soprano’s piping sound, ideas that had soundeddark and brooding acquired a feeling of giddy fantasy.When Coltrane began recording for the Impulse! label, he was stillsearching. His music became raucous, physical. His influence on rockerswas enormous, including Jimi Hendrix, the rock guitarist, who,following Coltrane, raised the extended guitar solo using repeatedmotifs to a kind of rock art form.----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------1. A small card sits above an empty shelf in the Whole Foods store inPetaluma,California. “Consumers are advised not to eat fresh baggedspinach at this time. As a precaution, Whole Foods Market hastemporarily removed all fresh spinach and fresh salad mixes containingspinach from its stores.”On September 14th the Centres for Disease Control and Prevention inAtlanta issued the first of several daily alerts concerning an outbreakof E.coli 0157:H7, a potentially lethal pathogen typically associatedwith adulterated beef. Investigators had traced it to consumption offresh raw spinach sold in bags. A few days later, an investigationconducted by the Food and Drug Administration (FDA) had narrowed downthe culprits to a California-based grower, Natural Selection Foods, andat least one of its distributors. So far, a 77-year-old woman inWisconsin has died from eating spinach traced back to NaturalSelection, and 146 people in 23 states are ill, some very seriously.Half of the victims have been hospitalised, a high rate that mayindicate an especially virulent strain of E. coli.Investigators continue to search for the cause of the outbreak. Theyhave scoured the company’s processing plant as well as the farms thatgrow the spinach, looking at everything from irrigation water to theproximity of livestock, with no sure conn ections made so far. The factthat Natural Selection is in California’s Salinas Valley has raisedalarms, however. According to the FDA, fresh produce from the valley,including spinach, has been the source of nine E. coli outbreaks since1995.[1]Moreover Natural Selection, which supplies several supermarketchains across the United States with conventionally produced freshspinach, is also the nation’s largest grower and shipper of certifiedorganic produce, under its Earthbound Farm brand. If organic spinachbecomes implicated, the financial consequences for the organic sectorof the fresh produce market, which prides itself on its purity, couldbe severe.But with the FDA advising consumers not to eat fresh spinach from anysource until further notice, the outbre ak could ruin California’s wholespinach industry. The state grows about three-quarters of the Americancrop. In recent years the market for fresh spinach has benefited hugelyfrom what one producers’ spokesman calls “a great health profile”. In2005, per capi ta consumption in America was forecast at 2.2 pounds (onekilogram), up from just 0.6 pounds ten years ago. That total isn’tlikely to increase again for a while.第二部分 15：20-16：20 职业能力其实就是行测，题目比国考简单很多，对于经历笔试较多的人来说时间比较充裕。
年中国银行招聘考试真题及解析四
2010年中国银行招聘考试真题及解析（四）(时间：120分钟满分：100分）一、单项选择题(下列每小题的备选答案中，只有一个符合题意的正确答案，请选出。
每小题0．5分，共30分。
)1．金融机构之间融通资金以解决临时资金不足的市场是（）。
A．发行市场B．资本市场C．同业拆借市场D．流通市场2．同业拆借是（）。
A．一种特殊的存款形式B．最长不得超过6个月C．参与者包括银行、非银行金融机构与中介机构D．属于担保信用3．银行同业拆借以（）拆借为主。
A．6个月B．4个月C．隔月头寸D．隔夜头寸4．在同业拆借市场交易的是（）。
A．法定存款准备金B．超额准备金C．库存现金D．原始存款5．下列通常被视为无风险利率的是（）。
A．企业债券利率B．国债利率C．投资基金收益率D．回购利率6．外汇市场的双重交易结构是指（）。
A．发行交易与流通交易B．直接交易与经纪交易C．发行交易与经纪交易D．个人交易与机构交易7．按照我国商业银行资产负债比例管理规定，人民币存贷款比例应小于等于（）。
A．70% B．75%C．80% D．85%8．我国首家金融衍生品交易所是（）。
A．上海期货交易所B．中国金融期货交易所C．大连商品交易所D．深圳证券交易所9．利息的实质是（）。
A．货款人取得的报酬B．借款人付出的代价C．利润的一部分，是剩余价值的转化形式D．成本的一部分10．债券本期收益率的计算公式是（）。
A．票面收益／市场价格B．票面收益／债券面值C．(出售价格-购买价格)／市场价格D．(出售价格-购买价格)／债券面值11．若市场利率低于债券收益率时，债券为（）发行。
A．溢价B．打折C．平价D．时价12．实行混业经营集中监管的国家，对银行机构业务经营的范围（）。
A．实行严格的限制B．实行一定程度的限制C．基本没有限制D．完全没有限制13．在现代市场经济中，发挥核心作用的是（）。
A．中央银行的宏观调控B．金融机构从事的金融活动C．股票市场D．金融监管14．对同一借款客户的贷款余额与商业银行资本余额的比例不得超过（）。
中国银行2010年分行招聘考试真题
中国银行2010年分行招聘考试真题《认知能力题本》图形符号推理根据给出的图形符号，选出符合规律的一项。
1.2.3.4.5.6.7.8.9.10.11.12.数字推理根据所给数字的规律，从四个选项中选出最恰当的一项。
13.1，4，16，49，121（）A.256B.225C.196D.16914.3，6，11，（），27A.15B.18C.19D.2415.2，13，40，61，（）A.46.75B.82C.88.25D.12116.2/3，3/2，4/3，3，8/3，（）A.8/3B.16/3C.6D.817.12，14，20，38，（）A.46B.52C.64D.9218.8，12，16，16，（），-64A.0B.4C.-8D.1219.12，1112，3112，211213，（）A.312213B.132231C.112233D.33221120.A.13B.7C.0D.-621.0，8，54，192，500，（ ）A.840B.960C.1080D.128022.2，12，36，80，（ ）A.100B.125C.150D.17523.0，91，272，271，（ ） A.27 B.97C.185D.243424. （ ） 28 3610 18 181 9 9 9A.18B.28C.54D.6425.-2，14，6，10，8，（ ）A.4B.7C.9D.1026.A.21B.42C.50D.7827.1，2，2，3，4，（ ）A.3B.7C.8D.928.39，62，91，126，149，178，（ ）A.205B.213C.221D.22629.3，16，45，96，（ ），288A.105B.145C.175D.19530.-2，-4，0，16，（ ）A.25B.32C.50D.6431.8，16，22，24，（ ）A.18B.22C.26D.2832.1，3，4，1，9，（ ）A.5B.11C.14D.64言语理解根据文字陈述，完成题目要求。
2010年中国银行总行行测笔试真题
2010年中国银行总行行测笔试真题一、言语理解1、政策和制度在相当程度上带人们的主观意志，或者说是人们意志作用的结果因此在宏观经济管理过程，行政调节方法运用得是否合理和科学，主要取决于人们主观上对客观事物的认识是否正确，取决于人们对客观规律和复杂的经济活动的了解和掌握程度。
这段文字的主旨是( )。
A、行政调节方法在客观经济管理中的局限性B、政策和制度在制定过程中存在不科学性C、应该用经济和法律其他调节方法取代行政调节方法D、政策和制度的正确与否，取决于其制定者的主观因素答案：A2、世界自然基金会的报告显示，如今生物物种消亡的速度比以往任何时候都快。
目前非洲有13000头犀牛，而原先在这片大陆上，这种庞然大物的数目曾达到100万头。
在非洲，河马的数量下降了95%，现在那里只有1300头河马，而在30年前，这种厚皮动物的数量达到29000头。
每年至少有800头河马的牙齿和肉在非洲被交易。
对这段的理解正确的是( )A、世界自然基金会的主要职能是关注和保护地球生物物种B、在过去的30年中全世界河马的数量已经下降了95%C、现在，物的消亡速度要大大快于其他种类的动物D、人类的活动是马数量急剧下降的主要原因答案：D3、关联交易和资金转移在其他国家是明令禁止的，而在中国，借壳上市却成了许多人股市淘金的捷径。
如果上市是为企业筹集资金，借壳也无可指责。
然而，看多了象蓝田这样的皮包公司的伎俩，我们不能不对股市上的概念打上几个问号。
下列陈述，不能从文意中得出的是( )。
A、通过借壳上市的方法可以为企业筹集资金B、为企业筹集资金不是皮包公司借壳上市的真正目的。
C、关联交易和资金转移在我国常有发生D、中国在现阶段应该取消借壳上市的做法答案：D4、因为存在城乡二元结构，同样的经济收入，在城市生活十分艰难，而在村却可能得舒适。
城市是市场化的，而地村却有相当部分非市场因素存在。
总体来讲，进城农民愿意接受很低的工作报酬，而就是因为农村生产劳动力的成本比城市低。
中国银行2010笔试行测&综合测试真题及答案
中国银行2010笔试综合&行测真题及答案——大街网倾情奉献中国银行校园招聘官方讨论区：/大街网求职招聘：/中国银行2010笔试综合&行测真题及答案中国银行的校园招聘统一笔试包括三部分第一部分：英语90分钟（95题）题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时第二部分：行政能力测试60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，以下为搜集的2010笔试真题及部分答案。
注意：给一个答案的就是正确答案有选项的表示答案还需要讨论全篇如此，供大家参考。
一、数字推理3.32，7.16，11.08，（），19.02 15.042，8，18，（），50 32123，52，21，9，3，（） 31，3/4，8/9，9/8，7/5,( ) 61/363，3，6，24，（）192二、数量关系1．周长为400M的操场每20M画一道线请问要一共要画多少道线192021222. 二进制数1100100转换成十进制为：941101001023. 一个KTV每周二全天半价，其他每天晚上11点到第二天凌晨7点半价，请问一周共有多少小时半价营业4. 下列那个乘积最大：A. 599*601B. 598*602C ？D. 500*6005. 班里有5个女生、10个男生，抽出一个人去值班，抽完了就去掉不再加入，第二次抽到女生的概率为多少？A三分之一B15分之1C14分之1 D？三、符号推理1. 回、赏、同、形同一规律的字：A.章B、卜C、?D.园四、逻辑排序（题目部分选项不清欢迎讨论得出答案）1.行政改革滞后公款吃喝人大代表发言社会热评2. 住房改革建立商品房建立廉价租房买不起房子房价上涨3. 金融危机盲目留学留学生留不了学（大概这个意思）国外部分高校。
2010年中国银行总行招聘笔试试题+答案
2010年中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by the passers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short of capital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By 2006 it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in sizeIII．are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity and vibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laser light down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． All is said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother was standing behind the counter．She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stampsD．their mother used to support them by working in the post office12．According to the passage, her mother worked in the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliot called “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, lifewas hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year 2000.B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year. D．The population increased faster between 8000BC and 1650 than between 1650 and the present. 答案：A24．The author of the passage intends to___.A．warn people against the population explosion in the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human.B．surroundings study.C．accumulation of human.D．development of human.答案：A。
2010年中国银行校园招聘笔试真题-阅读理解真题及答案
2010年中国银行校园招聘笔试真题-阅读理解真题及答案Proponents of different jazz styles have always argued that their predecessor''s musical styledid not include essential characteristics that define jazz as jazz. Thus, 1940''s swing wasbelittled by beboppers of the 1950''s who were themselves attacked by free jazzes of the1960''s. The neoboppers of the 1980''s and 1990''s attacked almost everybody else. The titanicfigure of Black saxophonist John Coltrane has complicated the arguments made by proponents ofstyles from bebop through neobop because in his own musical journey he drew from all thosestyles. His influence on all types of jazz was immeasurable. At the height of his popularity,Coltrane largely abandoned playing bebop, the style that had brought him fame, to explore theouter reaches of jazz.Coltrane himself probably believed that the only essential characteristic of jazz was improvisation, the one constant in his journey from bebop to open-ended improvisations on modal, Indian, and African melodies. On the other hand, this dogged student and prodigious technician —who insisted on spending hourseach day practicing scales from theory books —was never able to jettison completely the influence of bebop, with its fast and elaborate chains of notes and ornaments on melody.Two stylistic characteristics shaped the way Coltrane played the tenor saxophone: he favored playing fast runs of notes built on a melody and depended on heavy, regularly accented beats. The first led Coltrane to sheets of sound”where he raced faster and faster, pile-driving notes into each other to suggest stacked harmonies. The second meant that his sense of rhythm was almost as close to rock as to bebop. Three recordings illustrate Coltrane''s energizing explorations. Recording Kind of Blue with Miles Davis, Coltrane found himself outside bop, exploring modal melodies. Here he played surging, lengthy solos built largely around repeated motifs —an organizing principle unlike that of free jazz saxophone player Ornette Coleman, who modulated or altered melodies in his solos. On Giant Steps, Coltrane debuted as leader, introducing his own compositions. Here the sheets of sound, downbeat accents, repetitions, and great speed are part of each solo, and the variety of the shapes of his phrases is unique. Coltrane''s searching explorations produced solid achievement. My Favorite Things was another kind of watershed. Here Coltrane played the soprano saxophone, an instrument seldom used by jazz musicians. Musically, the results were astounding. With the soprano''s piping sound, ideas that had sounded dark and brooding acquired a feeling of giddy fantasy. When Coltrane began recording for the Impulse! Label, he was still searching. His music became raucous, physical. His influence on rockers was enormous, includingJimi Hendrix, the rock guitarist, who, following Coltrane, raised the extended guitar solo using repeated motifs to a kind of rock art form.The primary purpose of the text is to[A] discuss the place of Coltrane in the world of jazz and describe his musical explorations.examine the nature of bebop and contrast it with improvisational jazz.[C] analyze the musical sources of Coltrane''s style and their influence on his work.[D] acknowledge the influence of Coltrane''s music on rock music and rock musicians.Which of the following best describes the organization of the fourth paragraph?[A] A thesis referred to earlier in the text is mentioned and illustrated with three specific examples.A thesis is stated and three examples are given each suggesting that a correction needs to be made to a thesis referred to earlier in the text.[C] A thesis referred to earlier in the text is mentioned, and three examples are presented and ranked in order of their support of the thesis.[D] A thesis is stated, three seemingly opposing examples are presented, and their underlying correspondence is explained.According to the text, John Coltrane did all of the following during his career EXCEPT[A] improvise on melodies from a number of different cultures.perform as leader as well as soloist.[C] spend time improving his technical skills.[D] eliminate the influence of bebop on his own music.According to the text a major difference between Coltrane and other jazz musicians was the[A] degree to which Coltrane''s music encompassed all of jazz.repetition of motifs that Coltrane used in his solos.[C] number of his own compositions that Coltrane recorded.[D] indifference Coltrane maintained to musical technique.In terms of its tone and form, the text can best be characterized as[A] dogmatic explanation.indignant denial.[C] enthusiastic praise.[D] speculative study.。
中国银行2010笔试综合
中国银行2010笔试综合&行测真题及答案中国银行的校园招聘统一笔试包括三部分第一部分：英语 90分钟（95题）题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时第二部分：行政能力测试 60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，以下为搜集的2010笔试真题及部分答案。
注意：给一个答案的就是正确答案有选项的表示答案还需要讨论全篇如此，供大家参考。
一、数字推理3.32，7.16，11.08，（），19.02 15.042，8，18，（），50 32123，52，21，9，3，（） 31，3/4，8/9，9/8，7/5,( ) 61/363，3，6，24，（）192二、数量关系1．周长为400M的操场每20M画一道线请问要一共要画多少道线19 20 21 222. 二进制数1100100转换成十进制为：94 110 100 1023. 一个KTV每周二全天半价，其他每天晚上11点到第二天凌晨7点半价，请问一周共有多少小时半价营业724. 下列那个乘积最大：A. 599*601B. 598*602 C ？ D. 500*6005. 班里有5个女生、10个男生，抽出一个人去值班，抽完了就去掉不再加入，第二次抽到女生的概率为多少？A三分之一B15分之1 C14分之1 D？三、符号推理1. 回、赏、同、形同一规律的字：A.章 B、卜 C、? D.园四、逻辑排序（题目部分选项不清欢迎讨论得出答案）1.行政改革滞后行政成本大公款吃喝人大代表发言社会热评2. 住房改革建立商品房建立廉价租房买不起房子房价上涨3. 金融危机盲目留学留学生留不了学（大概这个意思）国外部分高校。
中国银行2010笔试综合行测真题及答案
中国银行2010笔试综合&行测真题及答案——大街网倾情奉献中国银行校园招聘官方讨论区：大街网求职招聘：中国银行2010笔试综合&行测真题及答案中国银行的校园招聘统一笔试包括三部分第一部分：英语90分钟（95题）题型大致分为：单选（老六级）、改错、完型、阅读、阅读新题型（段落排序、句子排序）、快速阅读等，题量笔研究生考试的题量还要大，而且时间只给一个半小时第二部分：行政能力测试60分钟（70题）基本上全部是推理题，包括：言语能力（选词填空）数字推理符号推理数量关系逻辑排序材料分析逻辑判断常识问题第三部分：综合（80题）考的知识比较全面，包括：金融学、会计学、计算机基础、管理学、时政等内容，以下为搜集的2010笔试真题及部分答案。
注意：给一个答案的就是正确答案有选项的表示答案还需要讨论全篇如此，供大家参考。
一、数字推理3.32，7.16，11.08，（），19.02 15.042，8，18，（），50 32123，52，21，9，3，（） 31，3/4，8/9，9/8，7/5,( ) 61/363，3，6，24，（）192二、数量关系1．周长为400M的操场每20M画一道线请问要一共要画多少道线192021222. 二进制数1100100转换成十进制为：941101001023. 一个KTV每周二全天半价，其他每天晚上11点到第二天凌晨7点半价，请问一周共有多少小时半价营业724. 下列那个乘积最大：A. 599*601B. 598*602C ？D. 500*6005. 班里有5个女生、10个男生，抽出一个人去值班，抽完了就去掉不再加入，第二次抽到女生的概率为多少？A三分之一B15分之1C14分之1 D？三、符号推理1. 回、赏、同、形同一规律的字：A.章B、卜C、?D.园四、逻辑排序（题目部分选项不清欢迎讨论得出答案）1.行政改革滞后行政成本大公款吃喝人大代表发言社会热评2. 住房改革建立商品房建立廉价租房买不起房子房价上涨3. 金融危机盲目留学留学生留不了学（大概这个意思）国外部分高校。
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第一部分：英语能力测试一、单项选择1. ___________! There’s a train coming.A. Look outB. Look aroundC. Look forwardD.Look on答案：A2. The murderer was brought in, with his hands _________ behindhis back.A. being tiedB. having tiedC. to be tiedD. tied答案：D3. She heard a terrible noise, ___________ brought her heartinto her mouth.A. itB. whichC. thisD. that答案：B4. Some children usually behave in their own way _____ theydo not get along well with theirclassmates and there are often disagreements between them.A. even thoughB. on condition thatC. so thatD.unless答案：C5. Secondary and higher education _____ available to all high school graduates in thiscountry so far.A. have madeB. were made themselvesC. have been madeD. were made it答案：C6. The mother believes that John’s stupid, but it’s different _____ of Mary; she’s just lazy.A. in spiteB. in the caseC. in the courseD. in case答案：B7. I learned to __________ a bicycle as a small boy.A. driveB. rideC. operateD. run答案：B8. _________, I went to the railway station to see my friend off.A. After eating quickly my dinnerB. After my quickly eating dinnerC. After eating my dinner quicklyD. After eating my quickly dinner答案：C9. Whoever does wrong to his country or to the people deserves _____.A. to punishB. to be punishedC. to punishmentD. of being punished答案：B10. After Christmas, _____ clothes on sale in that shop attracted quite a few housewives.A. a variety ofB. a number ofC. the number ofD. the great deal of答案：A11. About how many elements _____ make up most of the substances we meet in everydaylife? A. it is which B. what it is C. is it that D. it is that答案：C12. The government was believed to be considering _____ a law_____ it a crime to import any kind of weapon.A. to pass …. to makingB. to be passing …. to makeC. passing … madeD. passing …. making.答案：D13. Dewitt Wallance founded t he Reader’s Digest as a pocket-sized, non-fiction magazine_____ to inform and entertain.A. was intendedB. intendingC. to intendD. intended答案：D14. We __________ each other the best of luck in the examination.A. hopedB. wantedC. expectedD. wished答案：D15. Will you ________ me a favor, please?A. giveB. makeC. doD. doing答案：C16. The image of a devoted and noble angel in white _____ heals the wounded and rescuesthe dying is making a comeback _____ the nation faces a crisis.A. that…becauseB. who…whenC. which…thatD. what…as答案：B17. The mayor has promised the city government _____ thebuilding of new roads with thetaxes it collects.A. shall financeB. may supportC. can helpD. should provide答案：A18. A computer __________ think for itself; it must be told what to do.A. can’tB. couldn’tC. may notD. might not答案：A19. Does ____________ matter if he can’t finish the job on time?A. thisB. thatC. heD. it答案：D20. Don’t smoke in the meeting room, __________?A. do youB. will youC. can youD. could you答案：B二、完型填空Directions:For each blank in the following passage, there are fourchoices given below and marked A, B, C and D. Choose the one that is most suitable and mark your answer by blackening the corresponding letter on the Answer Sheet.When Pat Jones finished college, she decided she wanted to travel around the world and see as many foreign places as she could _1_ she was young. Pat wanted to visit Latin America first, so she got a job _2_ an English teacher in a school in Bolivia. Pat spoke a little Spanish, _3_ she was able to communicate with her students even when they didn’t know much English.A sentence she had read somewhere stuck in her mind: if you dream _4_ a foreign language, you have really mastered it. Pat repeated this sentence to her students and hoped that someday she would dream in Spanish and they would dream in English.One day, one of her worst students came up and explained in Spanish that he had not done his homework. He had _5_ early, and had slept badly.“W hat does this have to do with _6_?” Pat demanded.“I dreamed all night, Miss, Jones, and my dream was in English!”“In English” Pat was very surprise d, since he was sucha bad students. She was _7_ secretly jealous. Her dreams were still not in Spanish. But she encouraged her young student, “Well, tell me about your dream.”“All the people in my dream _8_ English,” the student said, “And all the sign s were in English. All the newspapers and magazines and all the TV programs were in English.”“But that’s wonderful,” said Pat, “What did all the people say to you?”“I’m _9_, Miss Jones. that’s _10_ I slept so badly. I didn’t understand a word they said. It was a nightmare!”1.A. as B. while C. if D. since2.A. for B. of C. as D. like3.A. and B. but C. so D. yet4.A. in B. about C. of D. for5.A. got up B. gone to bed C. fallen asleep D. woken up6.A. you B. me C. your dream D. your homework7.A. usually B. seldom C. also D. still8.A. read B. liked C. spoke D. learned9.A. shy B. silly C. sorry D. sad10.A. how B. why C. when D. where参考答案： B C C A B D C CC B三、阅读理解Passage 1One of the odd things about some business organizations is that they spend so much money to lure( 吸引) new customers and spend so little to keep them after they've been landed. It just doesn't make sense. Taking customers for granted is routine in some larger organizations, where mere bigness generates an attitude of indifference.Loyal customers are an organization's only protection against bankruptcy, and losing them because of neglect or indifference is downright sinful (可耻的). Not only do satisfied customers continue to fatten the till (钱袋); they often encourage others to buy. This is advertising that doesn't cost a penny. And although there are always problems in giving good service to customers, maintaining their patronage(光顾) isn't all that difficult. It's a matter of attitude, of believing that everyone who buys from you is entitled to the best treatment you can deliver. Plus giving just a little more than you have to.We said there are always problems in giving good service to customers. The reason, of course, is that no organization isperfect, and there's many a slip: unreasonable delays in filling orders, shipping the wrong merchandise, failing to answer letters promptly, and so on.Sometimes these errors or failures can't be helped. For example, if you can't get parts because of material shortages or a transportation strike, customers may be denied the goods they've ordered. And not infrequently the customer is to blame -- for example, failing to clearly identify the article or service requiredYet no matter who is at fault, customers whom you value highly should generally be given the benefit of any doubt. Note that we said "customers whom you value highly." The old saw (格言) that all customers should be treated alike is a myth. Customers who repeatedly place large orders and pay for them will naturally get more attention than those who buy infrequently and have to be badgered (纠缠) to pay what they owe. However, you have to make the assumption that all customers are good unless proved otherwise. ( 355 words ) 1. Which of the following can best express the main idea of the passage ?A. Business organizations should not spend so much money to attract new customers.B. Maintaining customers' patronage is most important to business organizations.C. Customers are kings.D. Organizations should pay more attention to the benefit of their customers.2. Which of the following conclusions can be drawn from the second paragraph?A. Customers should always be well serviced.B. Without loyal customers an organization might go bankrupt.C. Companies can employ customers to advertise their products.D. It is difficult for large organizations to provide their customers with good service.3. The author might probably disagree with which of the following statements?A. Some errors and failures are unavoidable.B. Both an organization and their customer are responsible for certain error.C. An attitude of indifference towards their customers might result in a heavy loss of profit.D. Only regular customers deserve good treatment4. What does the author imply in the sentence "The old saw that customers should be treated alike is a myth"?A. It's not real that customers should be treated equalB. It's not true that all customers are treated equalC. Customers received equal treatment in the pastD. It's an old story that customers were treated equal5. The word "identify" in the fourth paragraph is the same as ________A. noticeB. distinguishC. describeD. recognize参考答案： BBDBDPassage 2Our losses change us and change the course of our lives. It is not that one can never again be happy following an experience of loss. The reality is simply that one can never again be the same.Sudden, unexpected change can create the greatest of all challenges to our peace and serenity. With no advance preparation, we have to adjust to what may be drastically different circumstances than what we’re used to. We may come home from a normal day at work to find our house has burned to the ground. We may rejoice in a pregnancy and then have it suddenly end in miscarriage or stillbirth. We may lose a loved one through death or divorce. We may lose our property, beliefs,future plans, feelings of safety, or even our sense of identity. The truth is, almost everything in our lives can be lost. Most of the time we protect ourselves from this reality. We just don't think about the fact that we could lose something dear to us in an instant. To dwell on this thought would make it impossible to get on with our lives in a positive way. We don't need to fear loss or begin grieving before anything has happened. But we can accept the reality that it could happen, and that will eventually come out of the experience all right if rational acceptance of reality changes our lives. It comes along unexpectedly, and it did. This kind of rational acceptance without irrational fear can help prepare us for an unexpected loss.Two kinds of changes take place within us when we experience a sudden loss. First, we become conscious of our vulnerability. We can no longer achieve that denial which kept us oblivious to all the things that could happen. We know that all kinds of losses can happen to us, not just to other people. We may never feel quite as safe again. The other effect of sudden loss is that eventually we adjust to it. It may take a long time, but we gradually incorporate the loss into our lives and go on.These two changes can be very positive and healing. We needn't view acceptance of our vulnerability or of our specific loss as resignation to life's terrible aspects. Instead, we can think of this growth experience as a stepping-stone on our path toward true inner peace and rational acceptance of reality.6. According to Paragraph 1, our losses can _________.I. change the course of our livesII. change our experience of lossIII. change the character and personality of ours[A] I only [B] I and II[C] I and III [D] I, II and III7. Examples of the following belong to sudden changes or losses except __________.[A] one may return home from work to see one’s home destroyed totally by a fire[B] one may be desperate to find one’s best friend or lover betray himself/herself[C] one may find what he believes as utmost truth in life turns out a white lie[D] one may find that there can never be the so-called feelings of safety or real beliefs8. “This thought” in the sentence “To dwell on this thoughtwould make it impossible …” in paragraph 3 may refer to _______.[A] most of the time we protect ourselves from this reality[B] we could lose something dear to us in an instant[C] we just don’t think of something that we could lose in an instant[D] almost everything in our lives can be lost in an instant9. The author advocates the attitude towards loss or sudden loss in life can be summarized as _____.[A] being ready for unexpected loss and experience two kinds of change[B] eventually coming out of the loss experience[C] ready for unexpected loss reasonably and calmly[D] being prepared for unexpected losses though fearfully sometimes10. The best title of this passage can be:_____________.[A] Sudden Loss and Change in Our Life[B] Unexpected Loss on Our Way to Success[C] Loss and Misfortune in the World[D] Sudden Loss and Feeling of Safety参考答案： C D B C APassage 3The British are known as people who love to stand in line, but a new research shows that the British are only about average (平均数) at waiting politely in a queue. The French are the best. It's the Germans who don't have a good habit of standing in line. They can't stand to wait for anything. They begin to shout loudly and noisily if the line doesn't seem to be moving fast enough. Sadly it never moves fast enough for them.The experts studied 940 people across Europe. They watched secretly as they waited in line-to get tickets, to order fast food and to wait for the bus. They found people who are good at forming (排成) queues feel that they move along faster. For example, in Britain, the average waiting at a queue needs about three and a half minutes. In Germany or Sweden people hate waiting in line. In fact, people spend double the time as the British in queues. They get to the front of the queue without thinking about others, so they waste others' time.The expert who did the research had asked a person to break into a queue to see what people would do. In Britain, people shouted loudly at him, but when he said," I' m terribly sorry.I didn't realize there was a queue. Do go before me. "Peoplesmiled and said. "Oh, that's all right, one more won't matter much. "It was also found in France, where 80％ of the people didn't mind standing in line. only if they were treated politely. While in Germany everyone was angry and wore an unhappy face. The expert said, "If only they could learn from the British and the French to think of queuing as an exercise in making the best of an unhappy thing, they might find that the queue then moves faster."11. The research shows that the people in _______ are the most polite in standing in line.A. SwedenB. BritainC. FranceD. Germany12. The Germans spend more time than the British in queues because they _______.A. always talk a lot with othersB. like waiting in lineC. don't follow the rule of queuingD. don't know the rule of queuing13. According to the research, which of the following is TRUE?A. The British didn't care about the queue jumper.B. The Germans were angry with the queue jumper.C. The French treated the queue jumper badly.D. The Swedish enjoyed themselves while queuing.14. From the last sentence we know the expert wished the Germans could_______.A. have a good habit of standing in lineB. save others' time while queuingC. move quickly when queuingD. take exercise in queues15. The result of the research shows that_______.A. people in Europe hate waiting in lineB. standing in line is a kind of exerciseC. there are always queue jumpers all over the worldD. people good at standing in line think they move along faster参考答案：C C B A DPassage 4"High tech" and "state of the art" are two expressions that describe the modern technology. High tech is just a shorter way of saying high technology. And high technology describes any invention, system of device that uses the newest ideas or discoveries of science and engineering. What is high tech? A computer is high tech. So is a communications satellite. Amodern manufacturing system is surely high tech. High tech became a popular expression in the United States during the early 1980' s. Because of improvements in technology, people could buy many new kinds of products in American stores, such as home computers, microwave ovens, etc." State of the art" is something that is as modern as possible. It is a product that is based on the very latest methods and technology. Something that is "state of the art" is the newest possible design or product of a business or industry. A state of the art television set, for example, uses the modernest electronic design and parts. It is the best that one can buy. "State of the art" is not a new expression. Engineers have used it for years, to describe the best and most modern way of doing something. Millions of Americans began to use the expression in the late 1970's. The reason was the computer revolution. Every computer company claimed that its computers were " state of the art".Computer technology changed so fast that a state of the art computer today might be old tomorrow. The expression " state of the art " became as common and popular as computers themselves. Now all kinds of products are said to be "state of the art".16. What is the purpose of the passageA. To tell how "high tech" and "state of the art" have developed.B. To give examples of "high tech".C. To tell what "high tech" and "state of the art " are.D. To describe very modern technology.17. What can we infer from the passage?A. American stores could provide new kinds of products to people.B. High tech describes a technology that is not traditional.C. "State of the art" is not as popular as "high tech".D. A modern plough pulled by oxen is "state of the art".18. All the following examples are high tech except ______.A. a microwave ovenB. a home computerC. a hand pumpD. a satellite19. Which of the fbl1owing statements is not true?A. Since the computer revolution, the expression “ state of art" has become popular.B. “ State of the art" means something that is the best one can buy.C. With the rapid development of computer," state of the art" computer may easily become out of date.D. All kinds of products are "state of the art" nowadays.20. The best title for the passage is__________.A. Computer TechnologyB. High Tech and State of the ArtC. Most Advanced TechnologyD. Two New Expressions参考答案:C A C D B第二部分：专业能力测试一、单项选择题1、若一笔按10％利率为期三年的投资，在三年内分别支付本金和利息，其中第一年1 000元，第二年2 000元，第三年3 000元，则该笔投资的期值为( D )。