金融英语口语听力大全第37期：代理银行
银行英语情景口语对话：代理保险业务
银行英语情景口语对话：代理保险业务A：Good morning,Miss! Have you opened a new business of commission insurance in your bank?B：Yes.We have a new business called Bank-Insurance Link.It is an integration of insurance,savings deposit and investment.A：What can I benefit from it?B：Besides insurance for you, you can also get more or less dividend from Insurance Company based on its beneficial result of management.A：Is there any difference between dividend-participated insurance and deposit?B：The deposit interest is fixed,while the dividend of each policy will be transferred automatically into your account through our bank by the end of each policy year. The longer the term is,the higher the dividend you earn becauseit is calculated at the compound interest rate.A：That's great.Could you tell me where I can buy such an insurance policy?B：Just at the counter of our bank.If you have a current account,the insurance premium is paid through it. It's very convenient to you.A：By the way, can I get the money out if I need it in an emergency?B：Of course.This is the product description and you can get more details from it.A：早上好，小姐！贵行开办代理保险业务了吗？B：是的。
关于银行业务的英语口语对话
关于银行业务的英语口语对话众所周知，银行是只要和金钱有相关的业务都是可以办理的，今天小编就大家银行英语，欢迎大家参考关于银行柜台服务的英语口语salesman： can i help you?john： yes， i would like to buy a walkman. can you tell me about the models you have?salesman： well， we have a lot of models here.did you want to listen to cd's or cassettes or the radio?john： mostly cassette tapes.salesman： alright. there are several models you may want to look at.this kregg portable cassette player is very good.john： kregg? i've never heard of that company.salesman： it's a german company.this unit has auto-reverse，recording capability，and an am/fm radio band.it also has a built-in microphone.john：i suppose i don't want that one then. i don’t like auto-reverse. it breaks too easily.salesman：really? have you had an auto-reverse break before?john： yes， twice now. i think it's too high-tech， and so it’s the first part that breaks.salesman： hmm. you know， the problem might be dust. did you clean the unit often?有关兑换点外币的英语口语AMay I help you?需要我帮忙吗?BYes, I would like to exchange some money.是啊,我想换点零钱.Awhat currency would you like to trade in?你想兑换什么钱?BI would like to exchange Chinese RMB for American dollars. Do you accept $100 bills?我想用人民币兑换美元.一百块面额的美元行吗?ANo problem, we can accept any denomination. How much would you like to exchange today?没问题.我们什么样的币值都能换.今天你想换多少?BWell, that depends on the rate. How much is the RMB trading at today?哦,那要看汇率是多少.今天人民币的成交价是多少?AIt's a shame you didn't come a little earlier, the exchange rate was reset yersterday afternoon. The American dollar is now worth 7.45RMB.If you would like to sell RMB, we can give you a rate of 7.35.Will that be all right?很遗憾,你来的有点晚了,昨天下午汇率又重新调整了.现在美元对人民币是7.45比1.如果你想出售人民币,我们可以给你7.35比1的比率.这样可以吗?BI guess, here, give me 5,000 RMB worth. I might as well exchange a little extra. Who knows what the exchange rate will be tommorow!我想...给我换5000人民币吧.我还是多换一点儿好了,谁知道明天的汇率又会变成什么.有关开个银行存款帐户AHello, I'd like to open an account.你好，我想开个帐户。
金融英语：银行基本业务情景对话
What kind of account did you have in your mind?你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money．请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings．支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars．我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit．最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars．你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right．甚至一元也可以起存。
Here is your pasbook．Please bring it back when you deposit or withdraw money any time you like．Keep it well and inform us whenever you lose it．这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account．我想开一个活期存款帐户。
I need a checking account so that I can pay my bill．我需开个支票帐户，这样就能付帐。
金融英语口语词汇的中英对照(精选3篇)
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文档下载后可定制修改，请根据实际需要进行调整和使用，谢谢!并且，本店铺为大家提供各种类型的经典范文，如总结报告、合同协议、规章制度、条据文书、策划方案、心得体会、演讲致辞、教学资料、作文大全、其他范文等等，想了解不同范文格式和写法，敬请关注!Download tips: This document is carefully compiled by this editor. I hope that after you download it, it can help you solve practical problems. The document can be customized and modified after downloading, please adjust and use it according to actual needs, thank you!Moreover, our store provides various types of classic sample essays, such as summary reports, contract agreements, rules and regulations, doctrinal documents, planning plans, insights, speeches, teaching materials, complete essays, and other sample essays. If you want to learn about different sample formats and writing methods, please pay attention!金融英语口语词汇的中英对照（精选3篇）想要拥有一口流利的英语口语，首先要讲究方法，进而提升自己的口语交流能力。
有关银行的英语口语对话
【导语】银⾏是依法成⽴的经营货币信贷业务的⾦融机构。
那你知道有关银⾏的英语对话有哪些吗?下⾯是⽆忧考收集整理的⼀些有关银⾏的英语对话，⼤家⼀起来看看吧!【篇⼀】有关银⾏的英语⼝语对话 Clerk: How much cash do you plan to deposit in your account? 职员：您有多少钱要存⼊呢? Customer: I want to deposit 300 yuan in my account. 顾客：我想在我的户头上存300元。
Customer: Please tell me the procedure for opening a savings account. 顾客：请告诉我开个储蓄帐户需要什么⼿续。
Clerk: Please fill in the depositing form, the sum of money，your name, address and professional unit. 职员：请填张存款单，写明数额、姓名，地址和⼯作单位。
Clerk: Please fill in your name, the number of the certificate and your telephone. 职员：请写上您的姓名、证件号码和联系⽅式。
Clerk: Words and figures differ. 职员：您填写的⽂字与数字不符。
Clerk: Signatures differ. 职员：您的签名有误。
Clerk: keep your receipt please. 职员：请收好单据. Clerk: Here is your passbook. Please bring it back when you deposit or withdraw money any time you like. 职员：这是您的存折，以后存取款时请带来。
银行英语口语对话金融英语口语对话
银行英语口语对话金融英语口语对话银行英语口语对话银行英语口语对话银行英语情景对话(1)：A:Hi,Mike,long time no see.I am glad to meet you here,How are you B:Fine,thanks.What are you doing here A:I want to open an account in the bank. What about you B:I’d like to deposit some money in my account. Oh ,It’s my turn, waiting for a moment. A:Ok. C:What can I do for you, sir B: I“d like to deposit 5,000 RMB yuan in my account. 我想在我的账户上存5,000元人民币。
C:Please give me your money with the passbook. 请把您的钱和存折递过来B:All right. Here you are. 好，给您C:Oh,we find it is a counterfeit note. 噢，我们发现这是一张假钞。
B:ReallyI don“t remember where I got it from.Please return it to me. 是真的吗我记不起是从哪儿得来的。
请退还给我吧。
C:Well,according to the regulation, a counterfeit note should be confiscated. 嗯，根据规定，假钞须没收。
B:Then I"ll loss a note of 100 RMB yuan. 那我就要损失100元人民币。
C:It"s the only way we could do, but we’ll issue a receipt to you that shows the note you presented to us has been proved counterfeit and has been confiscated by our bank. 我们只能这样做，但我们将开一张收据给您，证明您交给我们的那张纸币是假币，被我行没收。
银行专业术语金融英语(中英文对照)
1.现金业务：c a s h b u s i n e s s2.转账业务：transfer business3.汇兑业务：currency exchange business4.委托收款：commission receivables5.发放贷款：loans6.贷款收回：loan recovery7.贷款展期：loan extension8.办理银行汇票：apply for bank drafts9.收息：interest10托收：collection其他相关：帐目编号account number存户depositor存款单pay-in slip存款单a deposit form自动存取机a banding machine存款deposit存款收据deposit receipt私人存款private deposit存单certificate deposit存折deposit book信用卡credit card本金principal透支overdrafts overdraw双签a counter sign背书to endorse背书人endorser兑现to cash兑付to honor a cheque拒付to dishonor a cheque止付to suspend payment支票cheque ,check支票本cheque book记名支票order cheque不记名支票bearer cheque横线支票crossed cheque空白支票blank chequerubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券。
金融英语口语之银行日常用语(精选)
金融英语口语之银行日常用语（精选）1.金融英语口语之银行日常用语篇一Mary Smith's boy-friend ,Tom Brown ,is a clerk at the First National Bank .He and Mary are talking about the different types of banks and bank services .No ,there are different types of banks ,Mary .They're the banks that offer a full range of checking and savings-account services and make all kinds of loans .Well,what other kinds of banks are there?The second large category is called the Savings and Loan Association or the Building and Loan Association .Some people call them Savings Banks,but they are technically not banks .2.金融英语口语之银行日常用语篇二They specialize in long-term savings accounts and usually lend money for mortgages. What about mutual Savings Banks?What does that mean?Those are special savings association ,like savings and loan associations,which are owned by the depositors instead of stockholders .Usually they specialize in mortgages ,too.Why don't they offer checking accounts like your bank does ?They are organized for different purposes and they don't have the authority to offer checking accouts.What's a long-term or industrial bank?That's a special bank for industrial development .John Anderson and Betty Rogers continue their discussion about the operation and organization of her bank .3.金融英语口语之银行日常用语篇三Who is the highest officer of the bank ?That's Mr.Sunderland ,our president .He is responsible to the Board of Directors. Which is elected by the stockholders.He is assisted by the senior vice-presidents. vice-presidents and assistant vice-presidents .How many vice-presidents do you have ?There are quite a few .Usually each department is headed by a vice-president or an assistant cashier .That's the lowest -ranking officer position in most banks.Aren't all department managers officers?No,not all of them are .Actually ,the word officer means a person authorized by the Board of directors to represent the bank in certain dealings .It doesn't necessarily represent his function in a department .For example ,my boss is not a bank officer ,he is chief teller .4.金融英语口语之银行日常用语篇四If we were an officer ,his title would be assistant-cashier and chief-teller.That sounds very confusing .Why don't banks just make all department managers officers?It's part of the bank's system of assigning authority and responsibility .After all,banks have special obligations to their depositors because we are handling their money ,not only our own.That's right.And I am a depositor ,too.I've got $37.50 in my account.What do you mean by the term on-line system?This permits us to process transactions right away .5.金融英语口语之银行日常用语篇五Do you mean that deposits and withdrawals are posted to my account immediately ? Yes,we process cash transactions as soon as they take place .Check deposits are credited ,subject to collection .You mean that I can't draw against a deposit by check until the proceeds are collected from the bank on which the check is drawn?Yes,that's right .But it only takes overnight for any bank in the city and just a day or two for banks outside the city .Yes,savings ,checking ,loan and installment credit accounts ,too.Oh ,that's why we must use magnetically encoded checks and deposit slips .。
银行英语情景口语：代理债券英语银行情景对话
银行英语情景口语：代理债券英语银行情景对话Dialogue 1对话一A: Hello, there. How can I help?您好。
我如何为您效劳?B: Hello. I，m hoping to buy some Treasury Certificates today.Are they available?你好。
我今天想买些国债。
这里有国債卖吗?A: Certainly, Visible Treasury Certificates. Then you can get a receipt from the savings office as proof of payment. Hence the “visiWe",you can see it.当然有，是凭证式国债。
买了之后，您可以从储蓄所得到一份国债收款凭证。
因此，所谓"凭证式"，就是您可以看得见它。
B: Ah, right. How much do I need to spend?啊，对呀。
我可以买多少钱的?A: The minimum is 100 RMB, and the maximum is 500,000 RMB.最少可以买100元，而最多可以买__元。
B: How about Bearer Certificates? Are they different?无记名式国债是怎么回事?它们有什么不同吗?A: Yes, they are different because they are printed by the Ministry ofFinance in set amounts. Just 100 RMB, 500 RMB and 1,000 RMB, you cannot choose from many amounts, you see.是的，它们是不同的，因为无记名式的国債是由财政部印刷的，是固定的面额。
英语银行情景对话_银行英语情景口语：代理证券
英语银行情景对话_银行英语情景口语：代理证券Dialogue 1对话一A: Hello, Mr Brown. Vm glad you came in today; we've just opened a new service that you might be interested in. It's called Bank Securities Link.您好，Brown先生。
很高兴您今天到这里来，我们刚刚开办了一项新的服务，您可能会感兴趣。
它叫做“银证通"。
B: And what does that entail?那么它是怎么一回事呢?A: It's actually a Deposit Account that links to your Margin Account, the one you have with the Securities Company. You can transfer the money you have in your account into your Fund Account.这实际上是一个存款账户，与您在证券公司开的保证金账户相连。
您可以把您账户中的钱转到您的资金账户上。
B: How can I do that?我怎么转呢?A: You can use your Deposit Book or your Credit Card. And of course, you can use our e-banking.您可以使用存折或信用卡。
当然啦，您可以使用我们的电子银行。
Dialogue 2对话二A: Good afternoon, how can I help?下午好，我如何为您效劳?B: Hi there. I'd like to draw some cash from my Fund Account at the Securities Company. Could I check my balance before I withdraw anything?你好。
银行英语情景口语对话：代收费业务
A:Good morning,Xiao Wang!B:Good morning,Mr Brown!A:Will you please tell me what the charge agency service is?B:You may entrust us as an agent to pay the charges of your water,power,coal gas,telephone,etc.Then you will have nothing to worry about.A:That's great.But how can I have it?B:Please fill out the Application Form of Entrustment Agreement for Charges with a copy of your ID card and your Charge Card number.A:OK.Is that all right?B:All right.You should also provide your Current One-for-Allpassbook or credit card.A:This is my passbook of your bank.Here it is.B:Be sure that you have enough money in your account.A:I remember.B:You'll enjoy yourself with the charge agency services through our bank next month.A:早上好，⼩王！B:早上好，布朗先⽣！A:请问代理交费业务是怎么回事？B:您可以委托我⾏为您代交⽔、电、煤⽓、电话等费⽤，您就不⽤为此烦恼了。
A:那太好了，但如何办理这项业务呢？B:请填写委托扣款协议申请表，并提供⾝份证复印件和交费卡号码。
银行英语情景口语：代理基金
银行英语情景口语：代理基金Dialogue 1对话一A: What can I do for you?我能为您做些什么吗?B: Hello, there. I've just started using your net banking and I，m looking for some information about my Commission Fund.你好。
我刚刚开始使用你们的网上银行业务，我想了解一些关于我的代理基金业务的情况。
A: I see. The Fund Trading System of our Net Banking deals with both trading and information. If you use this system, you can subscribe for and apply to buy other funds. You can also get lots of other useful information.我明白了。
我们的网络银行基金交易系统具有交易和查询的功能。
如果您使用该系统，您就可以认购和申购其他的基金。
您还可以获得许多其他有用的信息。
B: Regarding what exactly?具体是关于什么的信息呀?A: Fund info, the fund code, fund net value per unit,fund public info，fund account balance，fund trading conformation, daily details and the history. With our Net Banking, anything is possible!基金信息、基金代码、基金单位净值、基金公共信息、基金账户余额、基金交易确认、每日交易明细和历史交易明细。
使用我们的网络银行业务，任何事都是可以办到的!Dialogue 2对话二A: Hi there. Do you need any help?您好。
【2019年整理】银行英语口语培训材料
Part 1 Daily Reception日常接待Addressing People称呼Greetings 问候Providing Services 服务Instructions to Fill Out the Forms 填单Charges 收费Dealing with Complains 处理纠纷Confiscating Counterfeit Notes 没收假钞Greetings 问候1. Good morning, sir/madam. Welcome to Harbin bank. What can I do for you?早上好，先生/女士，欢迎光临哈尔滨银行，能为您效劳吗？2. How do you do? Sir. Is there anything I can do for you?先生，您好。
请问要办理什么业务?3. Madam, are you being attended to?女士，是否有人接待您了？Providing Services 服务1. Pardon?/Would you mind repeating your question, please? 请您再说一遍好吗?2. May I ask your nationality? 请问您的国籍？3. Please take a seat. 请坐。
4. Please wait a moment./just a minute, please. 请稍等。
5. I’m sorry to keep you waiting, sir/madam, but I’ll be with you in a moment.先生/女士，很抱歉请你稍等，我一会儿就回来。
6. Please follow me. /Come with me, please. 请跟我来。
7. This way, please 这边请。
8. Go upstairs, please. 请上楼。
精选最新银行英语情景口语：代理保险
Dialogue 1对话一A: Hello, Sir. What can I do for you today?您好，先生。
我今天能为您做些什么吗?B: I need to find a new way of getting my insurance.我需要找一种新的买保险的方式。
A: We've just started a new business at this bank,Bank-Insurance Link.我们银行刚刚开始了一项新的业务，叫做"银保通"。
B: Could you give me some more details about that?你能给我一些更详细的介绍吗?A: Certainly. It could really benefit someone like you. Besides insurance for you, you can also get more or less dividends from the insurance company.当然可以。
它可以真正让像您一样的人受益。
除了保险之外，您还可以从保险公司或多或少地得到一些分红。
B: That sounds great. More dividends if I want to purchase them!这听起来好极了。
如果我以后想购买这些保险的话，还可以拿到更多的红利!A: There are two different types that we are offering at the moment, Dividend Deposit and Dividend Participated Deposit.我们目前提供有两种不同的类型，红利存款和分红派息存款。
B: I'll go through the materials that you have given me and return shortly. Thanks.我要仔细看一下你给我的材料，一会儿就回来。
银行英语情景口语：代理证券
银行英语情景口语：代理证券在银行工作中遇到国外的客户要办理代理证券业务我们该如何沟通呢？以下是小编给大家整理的关于代理证券业务银行英语情景口语，希望可以帮到大家Dialogue 1对话一A: Hello, Mr Brown. Vm glad you came in today; we've just opened a new service that you might be interested in. It's called Bank Securities Link.您好，Brown先生。
很高兴您今天到这里来，我们刚刚开办了一项新的服务，您可能会感兴趣。
它叫做"银证通"。
B: And what does that entail?那么它是怎么一回事呢?A: It's actually a Deposit Account that links to your Margin Account, the one you have with the Securities Company. You can transfer the money you have in your account into your Fund Account.这实际上是一个存款账户，与您在证券公司开的保证金账户相连。
您可以把您账户中的钱转到您的资金账户上。
B: How can I do that?我怎么转呢?A: You can use your Deposit Book or your Credit Card. And of course, you can use our e-banking.您可以使用存折或信用卡。
当然啦，您可以使用我们的电子银行。
Dialogue 2对话二A: Good afternoon, how can I help?下午好，我如何为您效劳?B: Hi there. I'd like to draw some cash from my Fund Account at the Securities Company. Could I check my balance before I withdraw anything?你好。
金融英语办理银行业务情景对话
金融英语办理银行业务情景对话办理银行业务情景对话1：A：May I help you?先生，请问有什么能帮您的吗?B：I'd like to withdraw some money.我想取一些钱。
A：Please fill in the slip, stating the exact amount you wish to withdraw.请填写一份单据，写上确切的数目。
B：All right. And here's my bankbook. Is that all?好了，这是我的银行存折。
这些就可以了吗?A：Your ID card, please.还需要您的身份证B：Oh, yes. Here it is.哦，是的，给你。
A：Do you want large ones or small ones?你想要大额的还是小面值的?B：Four in hundred, one in ten, please.4张一百的，1张十块的。
A：Wait a minute, please. Here's the cash.请稍等。
现金给您。
B：By the way, I'd like to change some U.S. dollars to pounds and I want to know today'sexchange rate.另外我想用美元换一些英镑，请问今天的汇率是多少?A：Well, sir. According to today's exchange rate, every pound in cash is equivalent to 1.89U.S. dollars. How much would you like to change?先生，根据今天的汇率，1英镑兑换1.89美元。
你想换多少?B：I want 100 pounds. And here are 189 U.S. dollars.我想换100英镑。
处理银行业务的英语口语对话
处理银行业务的英语对话a:hello!xiao li.this is my filled out application form of loss reporting.here you are.a:您好!小李。
这是填好的“挂失申请表”，给您。
b:we will examine your application form and get authorization from the card-issuing office.please wait for a while.b:我们要核对您填的表，请求发卡机构授权。
请稍等。
a:it doesn't matter.by the way,how much money can i get from you?a:没关系。
顺便问一下，你们能给我多少钱?b:you will get up to 5,000 rmb yuan.b:最多5,000元人民币。
a:that's enough.a:够了。
b:ah.john smith, we're authorized to pay you 5,000 rmb yuan. please fill in the withdrawal slip and sign your name on the bottom line.b:啊，约翰·史密斯，我们得到授权付给您5,000元。
请填好取款单，把名字签在底线上。
a:is that all right?a:这样可以吗?b:okay.show me your passport.b:可以，把您的护照给我看一下。
a:here you are.a:您瞧。
b:all right.here's the money.please check them.b:好的。
这是您的钱，请点一下。
a:it's correct.thank you.a:不错，谢谢。
b:with pleasure.anytime and anywhere,chinabank is beside you!b:不用谢。
金融英语口语听力大全第11期：银行业务(1)
金融英语口语听力大全第11期：银行业务(1)Banking Operations (1)银行业务(一)John Anderson's girl-friend ,Betty Rogers ,is a teller at the First National Bank.约翰·安德森的女友贝蒂·罗杰斯是第一国民银行的出纳员。
She is explaining the operation and organization of the bankto John.她正给约翰解释银行的业务和组织。
Rogers：Our bank is organized into a number ofdepartments ,each of which is responsible for a particulararea of business.罗杰斯：我们的银行分成很多部门，每一部门都负责某一特定的业务。
For example ,the Trust Department handles investments ,the Collateral Department keeps loan records and pledgedsecurities ,譬如说，信托部门从事投资，证券担保部门负责保存贷款记录和抵押有价证券，and the Real Estate Department handles mortgage oans on real estate.不动产部门负责不动产方面的抵押贷款。
Anderson：What department are you in ?You 're ateller ,aren't you?安德森：您在哪个部门?您是一位出纳员吧?R：Yes,I am a paying and receiving teller .We are usually the people who have the most contact with our customers .罗杰斯：是的，我是收付出纳员。
金融英语银行业务情景对话
金融英语银行业务情景对话1：A：Hello, Sir, may I help you?你好，先生，您需要什么服务?B：Yes. I would like some information for requesting a loan.我想了解些申请贷款的信息。
A：Very well, here are the general terms of our loan policies. We pride ourselves in having thelowest interest rate in the country for personal loans.好的，这是贷款政策的基本条款。
全国范围内我们银行的个人贷款利率是最低的。
B：I see. So let me get this straight. If I borrow let’s s ay, ten thousand dollars, how much will Ihave to pay each month?我明白。
那我就直说吧，如果我借1万美元，每个月我应该还多少钱?A：It depends on how long you take to pay it back. If we lend you ten thousand dollars at anannual interest rate of ten percent for forty eight months, you would have to pay each month aportion of the loan which is called the principal and another small portion of the annualinterest rate. This of course is considering that you don’t default on a payment!主要取决于你还款的时间。
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金融英语口语听力大全第37期：代理银行
Correspondent Bank Relationships
代理银行之间关系
Seiji Okawa is a banker from Osaka.He is discussing correspondent bank relationships with George Danforth ,a banker from Chicago .
小川正治是来自大阪的银行家，他正和来自芝加哥的银行家乔治·丹福思讨论入来行之间关系问题。
Okawa：American banks have a slightly different relationship with correspondents than Japanese banks do .
小川：美国银行与日本银行在往来行关系方面稍有不同，
For example ,you have numerous domestic correspondent relationships .
譬如说，你们有大量的国内往来行关系。
Danforth：Yes,we certainly do .That stems from the predominance of unit banking in the States or the lack of nationwide branch chains .
丹福思：是的，确实如此，这种状况是因为美国不设立分支行的单一制银行的特点，或者因为不设全国范围的分支联号银行形成的，
We have to develop correspondent relationships with at least one or two banks in each financial center.
所以我们不得不在每一个财政中心与至少一、两个银行发展往来行关系。
O：Banks in Japan and Europe ,with their extended branch networks,don't find this necessary .
小川：日本和欧洲的银行都有广泛的分支网络，因而他们认为没有必
要发展大量的国内往来行关系。
Of course ,we have correspondent relationships with many foreign banks,some of which we keep reserve balances with.
当然，我们同很多外国银行有着往来行关系。
并同其中有些银行保持
着储蓄余额。
D：We find our international correspondent relationship much the same as yours .
丹福思：我发现在国际往来行关系方面我们国家与你们国家非常相似。
Our domestic and international correspondents permit us to
offer a wide range of services to our customers .
我们的国内和国际往来关系使得我们能为我们的顾客提供广泛的服务，
And we do maintain mutual reserve account relationships with our major correspondents .
而且我们同我们的主要往来行的确保持着相互之间的储备帐户关系。
O：Do you frequently join with your correspondents in consortium relationship?
小川：你们与往来行之间有着合作关系，那么你们有密切的来往吗?
D：Yes,we naturally have closer connections with our correspondents in exchanging information and participating in various consortium plans .
丹福思：是的，我们同往来行自然有着更为密切的联系，我们死相交换情报，并参与各种合作计划，
This is one of the strengths of correspondent bank system .
这也是往来行体系的强有力的作用之一。