历年各大银行招聘考试英语写作真题

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银行系统招聘考试(英语)历年真题试卷汇编3

银行系统招聘考试（英语）历年真题试卷汇编3(总分：84.00，做题时间：90分钟)一、阅读理解(总题数：2，分数：20.00)[2010年典型真题]Greece，economically，is in the black．With very little to export other than such farm products as tobacco，cotton and fruit，the country earns enough from“invisible earnings”to pay for its needed，growing imports．From the sending out of things the Greeks，earn only$285 million；from tourism，shipping and the remittances of Greeks abroad，the country takes in an additional$375 million and this washes out the almost$400 million by which imports exceed exports． It has a balanced budget．Although more than one drachma out of four goes for defense，the government ended a recent year with fl slight surplus—$5 million．Greece has fl decent reserve of almost a third of a billion dollars in gold and foreign exchange．It has fl government not dependent on coalescing incompatible parties to obtain parliamentary majorities．In thus summarizing a few happy highlights．I don’t mean to minimize the vast extent of Greece’S problems．It is the poorest country by a wide margin in Free Europe，and poverty is widespread．At best an annual income 0f$60 to$70 is the lot of many fl peasant，and substantial unemployment plagues the countryside，cities，and towns of Greece．There are few natural resources on which to build any substantial industrial base．Some years ago 1 wrote here：“Greek statesmanship will have to create an atmosphere in which home and foreign savings will willingly seek investment opportunities in the backward economy of Greece．So far，most American and other foreign attempt have bogged down in the Greek government’s red tape and shrewdness about small points．”Great strides have been made．As far back as 1956，expanding tourism seemed a logical way to bring needed foreign currencies and additional jobs to Greece．At that time I talked with the Hilton Hotel people，who had been examining hotel possibilities，and to the Greek government division responsible for this area of the economy．They were hopelessly deadlocked in almost total differences of opinion and outlook．Today most of the incredibly varied，beautiful，historical sights of Greece have new，if in manv cases modest，tourist facilities．Tourism itself has j umped from approximately$3 1 million to over$90 million．There is both a magnificent new Hilton Hotel in Athens and a completely modernized，greatly expanded Grande Bretagne，as well as other first—rate new hotels．And the advent of jets has made Athens as accessible as Paris or Rome—without the sky—high prices of traffic—choked streets of either．（分数：10.00）(1).The title below that best expresses the ideas of this passage is________．( )（分数：2.00）A.Greek income and expendituresB.the improving economic situation in Greece √C.the value of tourismitary expenditures解析：解析：文章围绕希腊经济形式的改善这一中心而写。

银行职位招聘考试-英语试题

银行职位招聘考试-英语试题第一部分：单项选择题（40分）1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分：简答题（60分）2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分：案例分析题（40分）请根据以下案例回答问题：Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分：论述题（60分）请根据以下问题进行论述：1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容，希望考生认真阅读并按要求作答。

银行系统招聘考试英语(中国银行)历年真题试卷汇编6(题后含答案及解析)

银行系统招聘考试英语（中国银行）历年真题试卷汇编6(题后含答案及解析)题型有：1. 词汇与语法结构 3. 阅读理解 6. 选词填空词汇与语法结构1．Please provide the requested______in writing to the receptionist at the front desk.A．informB．informationC．informedD．informing正确答案：B2．The August Shipment has just______from Pusan and is waiting in the receiving dock.A．examinedB．delayedC．sentD．arrived正确答案：D解析：根据句意可知，八月份装载的货物已经从釜山运过来。

3．Before the situation was explained to him,Franco______ believed that the automobile prototype was the finished product.A．wrongingB．wrongC．wrongedD．wrongly正确答案：D解析：“Wronging”，动词，表示不公正对待；“wrong”，名词、形容词、动词，表示错误、错误的，做错；“wronged”，形容词，表示被冤枉的；“wrongly”，副词，表示是不正确地。

在跟他解释这个情况之前，他错误地认为这个汽车原型成品是完成了的成果。

4．The White Fountain inn will______reservations only for parties of six people or more.A．acceptB．acceptingC．acceptedD．accepts正确答案：A解析：“will”是情态动词，后跟动词原形。

5．The consultant’s report was highly ______of our procedures for documenting purchases.A．criticallyB．criticismC．criticD．critical正确答案：D解析：“highly”是副词，副词修饰形容词，下面的几个选项只有“critical”是形容词，批评的意思。

银行系统招聘考试(英语)历年真题试卷汇编10(题后含答案及解析)

银行系统招聘考试（英语）历年真题试卷汇编10(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解Internet shopping is a new way of shopping．Nowadays，you can shop for just about anything from your armchair．All you need is a computer which is linked to the Internet．Shopping on the Internet is becoming increasingly popular．In the United States，people spent over $2．5 billion on Internet shopping in 1998．This figure is expected to reach $11 billion by the year 2004．People can shop for a variety of producl s on the Internet．Physical products include items suchas books，CDs，clothes and food．These types of products are the most common purchases through the Internet．You can also buy information products such as on-line news or magazine stories，or you can download computer software through the Internet．Services such as booking airline tickets，reserving hotels or renting cars are also available on the Internet．You can also go shopping on the Internet for entertainment services and take part in on-line games．Internet shopping offers a number of benefits for the shopper．The most important advantage is convenience．You can shop whenever you like as the on-line shops are open 24 hours a day and you don’t have to queue with other shoppers at the check-out counters．Secondly，it is easy to find what you are looking for on the Internet．Even out-of-print books may be ordered on line．Finally，it is often cheaper to buy goods through the Internet，and you can tell the shop exactly what you want．The main disadvantage of Internet shopping is that you cannot actually see the products you are buying or check their quality．Also，many people enjoy shopping in the city and miss the opportunity to talk to friends．Some people are worried about paying for goods using credit cards，so Internet companies are now finding ways to make on-line payment safe．Internet shopping is sure to become more and more popular in the years ahead．It promises to change the way we buy all kinds of things—from tonight’s dinner to a new car．1．【2015工商银行】On-line news and magazine stories are_______．A．the most popular products on the InternetB．not yet available on the InternetC．free to download through the InternetD．information products available on the Internet正确答案：D解析：细节题。

银行系统招聘考试(英语)历年真题汇编及答案解析(9)

银行系统招聘考试（英语）历年真题汇编及答案解析（9）(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.Since the early 1930s，Swiss banks had prided themselves on their system of banking secrecy and numbered accounts．Over the years，they had successfully withstood every challenge to this system by their own government who，in turn，had been frequently urged by foreign governments to reveal information about the financial affairs of certain account holders．The result of this policy of secrecy was that a kind of mystique had grown up around Swiss banking．There was a widely-held belief that Switzerland was irresistible to wealthy foreigners，mainly because of its numbered accounts and bankers’reluctance to ask awkward questions of depositors．Contributing to the mystique was the view，carefully propagated by the banks themselves，that if this secret was ever given up，foreigners would fall over themselves in the rush to withdraw money，and the Swiss banking system would virtually collapse overnight．To many，therefore，it came like a bolt out of the blue，when，in 1977，the Swiss banks announced they had signed a pact with the Swiss National Bank(the Central Bank)．The aim of the agreement was to prevent the improper use of the country’s bank secrecy laws，and its effect to curb(遏制)severely the system of secrecy．The rules which the banks had agreed t o observe made the opening of numbered accounts subject to much closer scrutiny than before．The banks would be required，if necessary，to identify the origin of foreign fund going into numbered and other accounts．The idea was to stop such accounts being used for dubious(可疑的)purposes．Also，they agreed not to accept funds resulting from tax evasion or from crime．The pact represented essentially a l ightening up of banking rules．Although the banks agreed to end relations with clients whose identities were unclear or who were performing improper acts，they were still not obliged to inform on a client t o anyone，including the Swiss government．To some extent，therefore，the principle of secrecy had been maintained．第1题【2015建设银行】Swiss banks took pride in_______．A.the number of their accountsB.withholding client informationC.being mysterious to the outsidersD.attracting wealthy foreign clients第2题【2015建设银行】According to the passage，the widely-held belief that Switzerland was irresistible to wealthy foreigners was_______by banks themselves．A.deniedB.criticizedC.reviewedD.defended第3题【2015建设银行】In the last paragraph，the writer thinks that_______．plete changes had been introduced into Swiss banksB.Swiss banks could no long keep client informationC.changes in the bank policies had been somewhat superficialD.more changes need to be considered and made第4题【2015建设银行】Swiss banks are tightening its banking rules by_______．A.examining the origin of foreign funds before going into accountsB.preventing doubtful accounts from going into the bankC.refusal of funds from crimes or tax evasionsD.all of the above第5题【2015建设银行】The purpose of the pact signed with the Swiss National Bank was_______．A.to attract more wealthy foreigners to the bankB.to stop improper use of the banking secrecy laws of the countryC.to increase the numbered accounts of the Swiss BanksD.to add mystery to Swiss Banks下一题 选词填空第25题【2015工商银行】Supplies were parachuted into the earthquake zone．A.suburb。

银行系统招聘考试(英语)历年真题汇编及答案解析(10)

银行系统招聘考试（英语）历年真题汇编及答案解析（10）(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits?The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information—the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking —and the most complex areas of our cortex，which allow us to be humane．第1题【2015交通银行】Our first impression of someone new is influenced by his or her _______．A.past experienceB.characterC.facial feat uresD.hobbies第2题【2015交通银行】If you meet a stranger with familiar gestures，your brain is most likely to say_______．A.“He is familiar and safe．”B.“He is new and potentially threatening．”C.“I like this person．”D.“This is new，I don’t like this person．”第3题【2015交通银行】The word“preliminary”in Paragraph 3 is closest in meaning to_______．A.simplisticB.stereotypicalC.initialD.categorical第4题【2015交通银行】Our thinking is not mature enough when we stereotype people because_______．A.we neglect their depth and breadthB.they are not all jocks，peeks，or freaksC.our thinking is similar to that of a very young childD.our judgment is always wrong第5题【2015交通银行】Which of the following statements best expresses the main idea of the passage?A.One’s physical appearance carl influence our first impression．B.Our first impression is influenced by the sensitivity of our brain．C.Stereotypical impressions can be dead wrong．D.We should adopt mature thinking when getting to know people．下一题 选词填空第30题【2015工商银行】Language teachers often extract examples from grammar books．A.pull outC.takesD.dig上一题交卷交卷答题卡答案及解析(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits?The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information—the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking —and the most complex areas of our cortex，which allow us to be humane．第1题【2015交通银行】Our first impression of someone new is influenced by his or her _______．A.past experienceB.characterC.facial feat uresD.hobbies参考答案： C 您的答案：未作答答案解析：解析：第二段的第二句“Your brain is so sensitive in picking up facial traits．”大脑在接受面部特征时非常敏感。

银行招聘英语考试参考题目

银行招聘英语考试参考题目第一部分：听力理解 (20分)
1. 听录音，选择正确的答案。

2. 听对话，回答以下问题。

3. 听短文，回答以下问题。

第二部分：阅读理解 (40分)
1. 阅读下面的短文，回答问题。

2. 阅读下面的短文，判断正误。

3. 阅读下面的短文，选择正确的选项。

4. 阅读下面的短文，完成句子。

第三部分：语言知识 (40分)
1. 选择正确的单词填空。

2. 选择正确的词组填空。

3. 根据句意，选择正确的动词形式。

4. 根据句意，选择正确的形容词或副词。

第四部分：写作 (30分)
1. 根据提示，写一篇短文。

2. 根据所给的问题，写一篇短文。

3. 根据所给的图表，写一篇短文。

第五部分：口语表达 (20分)
1. 根据所给话题，进行口头表达。

2. 根据所给情景，进行口头表达。

第六部分：翻译 (30分)
1. 将中文句子翻译成英文。

2. 将英文句子翻译成中文。

第七部分：写作 (30分)
1. 根据所给情景，写一封电子邮件。

2. 根据所给信息，写一篇小广告。

以上是《银行招聘英语考试参考题目》的内容。

希望能够帮助您为银行招聘英语考试做好准备。

祝您考试顺利！。

银行系统招聘考试英语(中国建设银行)历年真题试卷汇编2

银行系统招聘考试英语（中国建设银行）历年真题试卷汇编2(总分：30.00，做题时间：90分钟)一、阅读理解(总题数：3，分数：30.00)In recent decades, there is a phenomenon which makes us give some attention, the so-called Southeast Asian "tigers" have rivaled the western "lions" for stock cliches that make economic headlines. The myth of American economic hegemony over Asia in the imposing and patriarchal figure of Uncle Sam has provided frequent political grist(有利)for Southeast Asian political leaders, particularly Malaysia's Prime Minister Mahathir. He has attempted to forge an international reputation as a snarling tiger, but lately sounds more like a barnyard dog groaning at shadows. Without demeaning in any way the remarkable achievements of the newly developing economics of Malaysia, Thailand and Indonesia, these nations at times appear to be their own worst enemies. This is often exemplified by Dr. Mahathir, who rails at Western evil whenever an international or domestic crisis provides an opportunity. To be more specific, the recent devaluation of the Philippine and Thai currencies, and the subsequent pressure on the Malaysian currency has inspired Dr. Mahathir to launch an all-out attack on the West as the source of the problem. He even alleges that the United States has deliberately destabilized Southeast Asian economics in revenge for these nations, supporting the brutal military rule in Mahathir, an action which the United States seems to want inspected rather than rewarded. But by resorting to such scapegoat(替罪羊), instead of accepting even a bit responsibility, the Prime Minister may undermine the future success of the region and Malaysia in particular. Upon further questioning, Dr. Mahathir narrowed his attack to one wealthy individual, the well-known philanthropist(慈善家), Mr. George Soros, whose opposition to Myanmar's admission to ASEAN(Association of Southeast Asian Nations)Mahathir found particularity, irritating. The logical mistakes that underlie such conspiracy theories do not help Malaysia address the serious issues of economic overheating that experts have been warning about for all these difficult periods, which include large deficits and low savings to debt ratios. In fact, the recent dramatic drop in Malaysia's stock market and currency has led Dr. Mahathir to reverse his initial approach to the crisis. He even announces measures that at least imply he is quite aware of excesses in his own administration' s spending policies that have contributed to this crisis of confidence. In the end, this kind of reaction undermines the esteem that Dr. Mahathir's enlightened leadership has justly earned.（分数：10.00）(1).It is implied in the first paragraph that Dr. Mahathir( ).（分数：2.00）A.tries to manipulate anti-Western actions for political gains √B.detests the USA' s controlling over the regional economicsC.has correctly identified the financial problem in AsiaD.believes in the effect of the ghostly influence from the west解析：解析：本题的关键句是Dr．Mahathir，who rails at Western evil whenever an international ordomestic crisis provides an opportunity(一出现国内外危机的可能时，Dr．Mahathir就会对西方的罪恶进行严厉指责)。

银行系统招聘考试英语(中国银行)历年真题试卷汇编6

银行系统招聘考试英语（中国银行）历年真题试卷汇编6(总分：200.00，做题时间：90分钟)一、词汇与语法结构(总题数：41，分数：82.00)1.Please provide the requested______in writing to the receptionist at the front desk.（分数：2.00）rmrmation √rmedrming解析：2.The August Shipment has just______from Pusan and is waiting in the receiving dock.（分数：2.00）A.examinedB.delayedC.sentD.arrived √解析：解析：根据句意可知，八月份装载的货物已经从釜山运过来。

3.Before the situation was explained to him,Franco______ believed that the automobile prototype was the finished product.（分数：2.00）A.wrongingB.wrongC.wrongedD.wrongly √解析：解析：“Wronging”，动词，表示不公正对待；“wrong”，名词、形容词、动词，表示错误、错误的，做错；“wronged”，形容词，表示被冤枉的；“wrongly”，副词，表示是不正确地。

在跟他解释这个情况之前，他错误地认为这个汽车原型成品是完成了的成果。

4.The White Fountain inn will______reservations only for parties of six people or more.（分数：2.00）A.accept √B.acceptingC.acceptedD.accepts解析：解析：“will”是情态动词，后跟动词原形。

5.The consultant's report was highly ______of our procedures for documenting purchases.（分数：2.00）A.criticallyB.criticismC.criticD.critical √解析：解析：“highly”是副词，副词修饰形容词，下面的几个选项只有“critical”是形容词，批评的意思。

银行笔试英语试题及答案

银行笔试英语试题及答案一、选择题（每题2分，共20分）1. The bank has a wide range of services to meet the needs of its customers.A) variousB) vagueC) vastD) valuable2. The loan application was denied due to insufficient credit history.A) approvedB) rejectedC) postponedD) accepted3. The bank's annual report showed a significant increase in profits.A) notableB) negligibleC) insignificantD) stable4. The customer requested a statement of her account to check the balance.A) a list of transactionsB) a summary of her savingsC) a detailed report of her assetsD) a copy of her identification5. The ATM is equipped with advanced security features to protect customer information.A) outdatedB) basicC) enhancedD) minimal二、填空题（每题1分，共10分）6. When you deposit money into your bank account, it is called a/an _________.Answer: deposit7. The bank offers a variety of _________ accounts for different purposes.Answer: savings8. The interest rate on the loan is determined by the_________.Answer: bank9. If you lose your debit card, you should contact the bank immediately to _________ it.Answer: cancel10. The bank's _________ service allows customers to transfer money online.Answer: online banking三、阅读理解（每题2分，共30分）Read the following passage and answer the questions that follow.Passage:The banking industry has evolved significantly over the past few decades. With the advent of technology, banks have been able to offer a multitude of services that were previously unimaginable. Customers can now manage their accounts, make transactions, and even apply for loans all from the comfort of their own homes. This has led to an increase in customer satisfaction and a decrease in the need for physical bank visits.Questions:11. What has led to the evolution of the banking industry?A) The increase in customer satisfactionB) The advent of technologyC) The need for physical bank visitsD) The decrease in services offered12. What can customers do from their own homes?A) Visit a physical bankB) Manage their accountsC) Apply for a job at the bankD) Withdraw cash from an ATM13. What is the result of the evolution in the banking industry?A) A decrease in customer satisfactionB) An increase in the need for physical bank visitsC) An increase in customer satisfactionD) A decrease in the number of services offered四、翻译题（每题5分，共20分）14. 请将以下句子翻译成英文：“银行提供多种贷款产品以满足不同客户的需求。

银行系统招聘考试(英语)中国农业银行历年真题汇编及答案解析(1)

银行系统招聘考试（英语）中国农业银行历年真题汇编及答案解析（1）(1~5/共20题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.An idea that started in Seattle´s public library has spread throughout America and beyond. The concept is simple: help to build a sense of community in a city by getting everyone to read the same book at the same time.In addition to encouraging reading as a pursuit to be enjoyed by all, the program allows strangers to communicate by discussing the book on the bus, as well as promoting reading as an experience to be shared in families and schools. The idea came from Seattle librarian Nancy Pearl who launched the "If All of Seattle Read the Same Book" project in 1998. Her original program used author visits, study guides and book discussion groups to bring people together with a book, but the idea has since expanded to many other American cities, and even to Hong Kong.In Chicago, the mayor appeared on television to announce the choice of To Kill a Mockingbird as the first book in the"One Book, One Chicago" program. As a result, reading clubs and neighborhood groups sprang up around the city. Across the US, stories emerged of parents and children reading to each other at night and strangers chatting away on the bus about plot and character.The only problem arose in New York, where local readers could not decide on one book to represent the huge and diverse population. This may show that the idea works best in medium-sized cities or large towns, where a greater sense of unity can be achieved. Or it may show that New Yorkers rather missed the point, putting all their energy and passion into the choice of the book rather than discussion about a book itself.Ultimately, as Nancy points out, the level of success is not measured by how many people read a book, but by how many people are enriched by the process or have enjoyed speaking to someone with whom they would not otherwise have shared a word.第1题What is the purpose of the project launched by Nancy? ______A.To invite authors to guide readersB.To encourage people to read and shareC.To involve people in community serviceD.To promote the friendship between cities第2题Why was it difficult for New Yorkers to carry out the project? ______A.They had little interest in readingB.They were too busy to read a bookC.They came from many different backgroundsD.They lacked support from the local government第3题According to the passage, where would the project be more easily carried out? ______A.In large communities with little sense of unityB.In large cities where libraries are far from homeC.In medium-sized cities with a diverse populationD.In large towns where agreement can be quickly reached第4题The underlined words "shared a word" in Paragraph 5 probably mean______.A.exchanged ideas with each otherB.discussed the meaning of a wordC.gained life experienceed the same language第5题According to Nancy, the degree of students of the project is judged by_____.A.the careful selection of a proper bookB.the growing popularity of the writersC.the number of people who benefit from readingD.the number of books that each person reads下一题(6~10/共20题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.Blind imitation is self-destruction. To those who do not recognize their unique worth. Imitation appears attractive: to those who know their strength. Imitation is unacceptable.In the early stages of skill or character development, imitation is helpful. When I first learned to cook, I used recipes and turned out some tasty dishes. But soon I grew bored. Why follow someone else´ s way of cooking when I could create my own? Imitating role models is like using training wheels on a child´ s bicycle; they help you get going, but once you find your own balance, you fly faster and farther without relying on them.In daily life, imitation can hurt us if we subconsciously hold poor role models. If, as a child, you observed people whose lives were bad, you may have accepted their fear and pain as normal and gone on to follow what they did. If you do not make strong choices for yourself, you will get the results of the weak choices of others.In the field of entertainment, our culture glorifies celebrities. Those stars look great on screen. But when they step off screen, their personal lives may be disastrous. If you are going to follow someone, focus on their talent, not their bad character or unacceptable behaviors.Blessed is the person willing to act on their sudden desire to create something unique. Think of the movies, books, teachers, and friends that have affected you most deeply. They touched you because their creations were motivated by inspiration, not desperation. The world is changed not by those who do what has been done before them, but by those who do what has been done inside them. Creative people have an endless resource of ideas. The problem a creator faces is not running out of material; it is what to do with the material knocking at the door of imagination.Study your role models, accept the gifts they have given, and leave behind what does notserver. Then you can say, "I stand on the shoulders of my ancestors" tragedies and declare victory, and know that they are cheering on.第6题Imitation proves useful when you______.A.know you are uniqueB.lose the balance of lifeC.begin to learn something newD.get tired of routine practice第7题To avoid the bad result of imitation, we should______.A.forget daily fear and painB.choose the right exampleC.ask others for decisionsD.stay away from stars第8题According to the author, the world moves on because of those who are______.A.desperate to influence others with their knowledgeB.ready to turn their original ideas into realityC.eager to discover what their ancestors didD.willing to accept others´ ideas第9题The trouble a creator faces is______.A.the lack of strong motivationB.the absence of practical ideasC.how to search for more materialsD.how to use imagination creatively第10题What is the author´s purpose in writing this passage? ______A.To highlight the importance of creativityB.To criticize the characters of role modelsC.To compare imitation with creationD.To explain the meaning of success上一题下一题(11~15/共20题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.When first entered, Vanak Restaurant does not look like much of a restaurant, but once the pleasant smells of kabob(烤肉串)hit the senses, you are incapable of calling it anything less.Owned by a local couple, this Persian restaurant has an inviting, homelike atmosphere that many restaurants lack.The space is small with only a few dining tables and nearly no decoration, but theenvironment is truly charming.Lying in a hardly noticeable steed corner, the restaurant still attracts all customers, especially those experienced in the delights of Middle Easter cooking.A common sight is that of old Persian men sitting in the corner talking loudly about world topics, watching news events on TV, drinking a black tea known as Persian chai, and reading local Persian newspapers all the while trying to finish off their plates piled with food.The variety of food at the restaurant is limited, but the amount of each dish is fairly large. Most of the meals can serve two people and are under $10, so not only is it affordable but practical as well.The food especially appeals to health-conscious eaters because each dish is very healthy, made with limited fat and oil and served straight off the grill.The main dish that the restaurant is popular for its kabobs, which are different styles of grilled meat.One delicious and extremely healthy dish is the Joojeh Kabob, which is made of grilled chicken pieces served with either rice or bread. Another great kabob is the Chelo Kabob, a kabob consisting of grilled beef.Although the restaurant is small, the atmosphere and the food is delicious. It is a place that should not be overlooked.第11题When first entering the restaurant, one can find that it______.A.is splendidly decoratedB.has pleasant smells of kabobsC.is crowded with dining tablesD.looks like a common restaurant第12题What activity is also mentioned apart from dining in the restaurant? ______A.Watching news events on TVB.Drinking a kind of black coffeeC.Reading local English newspapersD.Discussing world topics in low voices第13题The food of the restaurant______.A.is served in small amountsB.is rather expensiveC.is rich in varietyD.is very healthy第14题What is the dish Joojeh Kabob mainly made of? ______A.RiceB.ChickenC.BreadD.Beef第15题It can be inferred from the passage that the restaurant______.A.occupies a large spaceB.owns a favorable locationC.is popular for its special foodD.has a quiet environment inside上一题下一题(16~20/共20题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.My father was chief engineer of a merchant ship, which was sunk in Word War II, The book Night of the U-boats told the story.MemoriesIn September, 1940, my mother, sister and I went to Swansea, where my father´s ship was getting ready to sail. We brought him a family photograph to be kept with him at all times and keep him safe.Then I remember my mother lying face down, sobbing. She had heard from a friend that the ship had been sunk by a torpedo(鱼雷).I can remember the arrival of the telegram(电报), which in those days always brought bad news. My grandmother opened it. It read, "Safe. Love Ted."My most vivid memory is being woken and brought down to sit on my father´s knee, his arm in a bandage.He was judged unfit to return to sea and took a shore job in Glasgow for the rest of the war. For as long as I can remember, he had a weak heart. Mother said it was caused by the torpedoes. He said it was because of the cigarettes, whichever, he died suddenly in his early 50s.Ten years later I read Night of the U-bouts and was able to complete the story.TorpedoOne torpedo struck the ship; Father was in the engine room, where the third engineer was killed. He shut down the engines to slow the ship making it easier for it to be abandoned.By the time he got on desk(甲板)he was alone. Every lifeboat was gone except one which had stuck fast. When he tried to cut it free, it swung against the ship, injuring his hand and arm. He had no choice but to jump—still with the photograph in his pocket.Three days later, he and other survivors were safe in Glasgow. All 23 with him signed the back of the photograph.A ToastIn my room is the book and the photograph. Often, glass in hand; I have wondered how I would have dealt with an explosion, a sinking ship, a jump into a vast ocean and a wait for rescue? Lest(以免)we forget, I have some more whisky and toast the heroes of the war.第16题We can infer that the mother and children went to Swansea______.A.to meet a friendB.to see the father offC.to take a family photo。

银行系统招聘考试(英语)历年真题试卷汇编2

银行系统招聘考试（英语）历年真题试卷汇编2(总分：20.00，做题时间：90分钟)一、阅读理解(总题数：2，分数：20.00)【工商银行】Imagine waking up and finding the value of your assets has been halved.No，you're not aninvestor in one of those hedge funds that failed completely．With the dollar slumping to a 26 year 10w against the pound,expensive London has become quite unaffordable．A coffee at Star bucks。

just as unavoidable in England as it is in the United States，runs abou‘$8.0. The once all一powerful dollar isn't doing a Titanic against just the pound.It is sitting at a record 10w against the euro and at a 30一year low against the Canadian dollar.Even the Argentine peso and Brazilian real are thriving against the dollar. The weak dollar is a source of humiliation，for a nation's self-esteem rests in Part on the strength of its currency．It's also a potential economic problem，since a declining dollar makes imDorted food more expensive and exerts upward pressure on interest rates.And yet there are substantial sectors of the vast U．S．economy—from giant companies like Coca—Cola to mom-and pop restaurant operators in Miami—for which the weak dollar is most excellent news. Many Europeans may view the U．S．as an arrogant superpower that has become hostile to foreigners．But nothing makes people think more warmly of the U.S.than a weak dollar．Through April，the total number of visitors from abroad was up 6.8 percent from last year Should the trend continue，the number of tourists this year will finally top the 2000 peak? Many Europeans now apparently view the U.S．the way many Americans view Mexico as a cheap place to vacation，shop and party，all while ignoring the fact that the poorer locals can't afford to join the merrymaking。

银行职位招聘考试-英语试题

银行职位招聘考试-英语试题本文档为银行职位招聘考试的英语试题，旨在评估考生的英语能力以及相关银行知识。

以下是试题内容：阅读理解阅读下面的短文，然后根据短文内容回答问题。

Passage 1The banking industry plays a crucial role in the economy by providing financial services to individuals, businesses, and governments. Banks accept deposits, offer loans, facilitate ns, and provide us investment opportunities.One of the primary ns of banks is to accept deposits from individuals and businesses. These deposits can be in the form of savings accounts, checking accounts, or certificates of deposit (CDs). By accepting deposits, banks provide a safe and secure place for people tostore their money. In return, banks pay interest on these deposits, allowing individuals to earn some return on their savings.Banks also offer loans to individuals and businesses. Loans can be used for us purposes, such as purchasing a home, starting a business, or financing n. When a bank provides a loan, it charges interest on the borrowed amount, which is the cost of borrowing money. Repayment terms and interest rates vary depending on the type of loan and the borrower's orthiness.Furthermore, banks facilitate ns by providing services such as online banking, debit cards, and wire transfers. These services allow customers to conveniently manage their accounts and make payments. Banks also act as intermediaries in the transfer of funds een different entities, ensuring the smooth flow of money in the economy.Lastly, banks provide investment opportunities to individuals and businesses. They offer products such as savings bonds, mutual funds, and retirement accounts. These investment ns allow customers to grow their wealth over time and plan for their financial future.ns:1. What are some of the primary ns of banks?2. How do banks pay individuals who deposit money with them?3. What is the cost of borrowing money from a bank called?4. What services do banks provide to facilitate ns?5. How do banks help individuals and businesses plan for their financial future?Passage 2Banking ns are rules and guidelines that govern the ns of banks and financial ns. These ns are put in place to ensure the stability and integrity of the banking system, protect customers, and prevent financial crises.One important aspect of banking ns is capital requirements. Banks are required to maintain a certain level of capital to ensure they have enough funds to cover potential losses. This helps safeguard depositors' money and maintain the stability of the banking system.Another key n is the Know Your Customer (KYC) policy. Banks are required to verify the identity of their customers to prevent money laundering and other illegal activities. This involves conducting due diligence and collecting relevant n, such as n documents and proof of address, from customers.nally, banking ns address issues such as consumer n, fair lending practices, and disclosure requirements. These ns aim to protect customers from unfair practices and ensure banks provide clear and transparent n about their products and services.ns:1. Why are banking ns necessary?2. What is the purpose of capital requirements?3. What is the significance of the Know Your Customer (KYC) policy?4. How do banking ns protect consumers?5. Who enforces banking ns?完形填空阅读下面的短文，然后从给出的选项中选择最适合的词语填入空白处，使短文内容完整。

银行校招英语试题及答案

银行校招英语试题及答案一、听力理解（共15分）1. A. 银行业务 B. 投资咨询 C. 个人理财 D. 企业贷款2. A. 利率上升 B. 通货膨胀 C. 股市下跌 D. 经济复苏3. A. 存款 B. 贷款 C. 信用卡 D. 支票4. A. 风险管理 B. 客户服务 C. 市场分析 D. 财务规划5. A. 银行家 B. 分析师 C. 投资顾问 D. 风险经理答案：1. C2. A3. B4. D5. B二、阅读理解（共30分）阅读下列短文，然后回答问题。

Passage 1The banking industry has been undergoing significant changes in recent years. With the rise of digital technology, banks are now offering a variety of online services to their customers. These services include online banking, mobile banking, and digital wallets, which have become increasingly popular among the younger generation.Questions:6. What is the main topic of the passage?7. Which services are mentioned in the passage?8. Who are the main users of these services?Passage 2Inflation is a key economic indicator that affects the purchasing power of money. When inflation rises, the value of money decreases, and people find that they can buy less with the same amount of money. Central banks often use monetary policy to control inflation, such as adjusting interest rates.Questions:9. What does the passage mainly discuss?10. What happens when inflation rises?11. How do central banks control inflation?Passage 3Personal finance is an important aspect of everyone's life.It involves managing one's income, expenses, savings, and investments. Proper financial planning can help individuals achieve their financial goals and maintain a healthyfinancial status.Questions:12. What is the main subject of the passage?13. What are the components of personal finance?14. Why is financial planning important?答案：6. The main topic of the passage is the changes in thebanking industry due to digital technology.7. The services mentioned are online banking, mobile banking, and digital wallets.8. The main users of these services are the younger generation.9. The passage mainly discusses inflation and its effects.10. When inflation rises, the value of money decreases, and people can buy less with the same amount of money.11. Central banks control inflation by using monetary policy, such as adjusting interest rates.12. The main subject of the passage is personal finance.13. The components of personal finance are managing income, expenses, savings, and investments.14. Financial planning is important to help individuals achieve their financial goals and maintain a healthyfinancial status.三、完形填空（共20分）阅读下面的短文，从短文后各题所给的四个选项中，选出可以填入空白处的最佳选项。

银行系统招聘考试(英语)历年真题试卷汇编10

银行系统招聘考试（英语）历年真题试卷汇编10(总分：60.00，做题时间：90分钟)一、阅读理解(总题数：1，分数：10.00)Internet shopping is a new way of shopping．Nowadays，you can shop for just about anything from your armchair．All you need is a computer which is linked to the Internet．Shopping on the Internet is becoming increasingly popular．In the United States，people spent over $2．5 billion on Internet shopping in 1998．This figure is expected to reach $11 billion by the year 2004．People can shop for a variety of producl s on the Internet．Physical products include items suchas books，CDs，clothes and food．These types of products are the most common purchases through the Internet．You can also buy information products such as on-line news or magazine stories，or you can download computer software through the Internet．Services such as booking airline tickets，reserving hotels or renting cars are also available on the Internet．You can also go shopping on the Internet for entertainment services and take part in on-line games． Internet shopping offers a number of benefits for the shopper．The most important advantage is convenience．You can shop whenever you like as the on-line shops are open 24 hours a day and you don’t have to queue with other shoppers at the check-out counters．Secondly，it is easy to find what you are looking for on the Internet．Even out-of-print books may be ordered on line．Finally，it is often cheaper to buy goods through the Internet，and you can tell the shop exactly what you want． The main disadvantage of Internet shopping is that you cannot actually see the products you are buying or check their quality．Also，many people enjoy shopping in the city and miss the opportunity to talk to friends．Some people are worried about paying for goods using credit cards，so Internet companies are now finding ways to make on-line payment safe． Internet shopping is sure to become more and more popular in the years ahead．It promises to change the way we buy all kinds of things—from tonight’s dinner to a new car．（分数：10.00）(1).【2015工商银行】On-line news and magazine stories are_______．（分数：2.00）A.the most popular products on the InternetB.not yet available on the InternetC.free to download through the Internetrmation products available on the Internet √解析：解析：细节题。

中国银行招聘考试英语真题试卷及答案解析

中国银行招聘考试英语真题试卷及答案解析一、词汇与语法结构( 总题数： 40，分数： 80.00)1.Muriel All is the landlord of a__________brownstone apartment building in Brooklyn ．A.10yalB.foreverC.historic √D.recorded【解析】loyal 表示“忠心的”； forever 表示“永远的”； historic 表示“历史上著名的或重要的”；recorded 表示“已记录的”。

用historic 形容“ brOWnstone apartment building ”符合题意。

故本题正确答案为C。

2.When stocks 0f Jade Co ．__________public ， shares increased by more than five percent ．A.goB.goesC.goneD.went √【解析】主句时态是一般过去时，分句应用一般过去时，故本题正确答案为D。

3.All Dressed Up，a popular song by j azz musician Lonny Dangerfield ， is featured in __________for Bridgeport Custom Tailors ．A.chartsB.advancesC.recordings √mercials【解析】 in recordings 表示“以录音的形式”，用在这里符合题意，其他各项均不符合题意。

故本题正确答案为C。

ernor Ogden ’s new economic policies will focus on__________more jobs in Paxton County ．A.createB.creationC.creating √D.creative【解析】 foclls on 后面接动名词形式或名词，排除A 项。

历年各大银行招聘考试英语写作真题

历年各大银行招聘考试英语写作真题近年来，英语在银行招聘考试中越来越重要，并且难度有逐年加大的趋势。

一般题型分为英语阅读理解、英语完形填空、英翻汉、汉翻英、英语写作等。

下面就英语写作整理了一些资料，希望对各位准备报考银行的朋友们有所帮助。

（一）2007年交通银行英语写作真题题目要求：用英语200字左右写一篇关于对宠物看法的文章参考例文：There is no denying the fact that keeping pets is a hotly debated topic today.Some people think keeping pets is a good thing to do .They believe that pets ,like cats and dogs ,can help relieve the loneliness suffered by senior citizens and other social menmbers who are confined to their homes foe this reason or that .They also argue that keeping pets helps mankind understand animals’world and develop positive feelings toward them .Others ,however,hold the opposite view .They regard keeping pets as a useless but but harmful thing to do .First ,pets can transmit diseases .Secondly ,the notices and dung of pets are sources of pullution .Last but not least ,as many rare birds and animals are kept as pets ,they will surely be hunted on a large scale ,which means a threat to the baance of the ecosystem .Weighing the pros and cons of these arguments ,I’m inclined toagree with the latter .Anyway ,we can lessen our loneliness and express our love toward animals in other ways.And it is my belief that only by placing man and other species on an equal basis can we expect to have a lively and colorful world . （二）2008年农业银行英语写作真题题目要求：用英语200字左右写一篇关于坚强意志的重要性的文章参考例文：A well-known proverb goes that “where there is a will ,there is a way ” ,which means that one can find a way to success as long as he or she has a strong will .With a strong will ,one can focus all his energy on one point ,which makes his success possible .Without a strong will,however ,one can be easily distracted from his goal or discouraged by setbacks ,which leads to his ultimate failure .History abounds with examples of strong-willed figures winning success .Actually ,there is no better illustration of the proverb than the deeds of Gou Jian ,king of Yue in ancient China .Defeated by Fu Chai ,king of Wu ,Gou tired every means possible to steel his will.Eventually ,with the help of Fan Li and Xi Shi ,he managed to rebuild his country and his armies and had Fu Chai taste the bitterness of failure .In short ,a strong will is essential if we want to make achievementsin our studies or work ,or indeed in any other aspect of our lives .People who should lose a chance to strength his will ,please remember ,God helps those who help themselves .（三）2009年工商银行英语写作真题题目要求：电子商务蓬勃发展，请根据自己的认知及体会，用英语200字左右写一篇关于电子商务发展的文章参考例文：As seen from the chart ,money value of annual global electroncic transations is intreasing gradually in the seven years .In 1997 ,the money value of annual global electroncic commerce transations is US$2.6billion ,while the number reaches US$1000 billion ,500times as that of 1997 .Why is global electroncic commerce transations booming nowadays ?Several factors contributed to this phenomenon .First ,the avilability of computer is the foremost cause .The rapid development of computer technology enables everybody to have access to computer and Internet .Internet is now no more a stranger to common people .Secondly , the technology of Internetbecomes more and more mature .People ,who at first do not trust business transations on Internet , now convince that doing business on Internet is very convenient and effective .Thirdly , electroncic commerce is the fast way so far to make transations across fardistance . It makes it possible to do business at home and it saves time and unnecessary formalities as well .That is why electroncic commerce transations is perferable to the prosperity of world economy and it also give birth to SOHO-a special group of people woring at home .The trend toward a promising e-commence is inevitable .Therefore let’s get prepared to embrace this irretrievable trend .（四）2010年工商银行英语写作真题题目要求：假如你是一个在校大学生，经过调查发现，韩国料理在学校附近非常受欢迎，但是没有足够的资金开店，想要申请贷款。

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历年各大银行招聘考试英语写作真题近年来，英语在银行招聘考试中越来越重要，并且难度有逐年加大的趋势。

一般题型分为英语阅读理解、英语完形填空、英翻汉、汉翻英、英语写作等。

下面就英语写作整理了一些资料，希望对各位准备报考银行的朋友们有所帮助。

请结合自身的情况用英语200字左右给信贷科科长写一封信，力求拿出足够的证据说服科长，获得贷款。

参考例文：Dear Loan Section Head :I’m writing this letter in applying a two-year loan of CNY 150000 from your bank for opening a Korean barbecue restaurant .I’v carried out a survey in the vicinity of our University and fpund that there is only one small café selling Korean food within 5 square kilometers around here .The potential Korean food market is large as there are quite many Korean in our districvt and they have been calling for the setup of a Korean cuisine restaurant –even the froeign professors and students have shown their eagerness for it .Inaddition ,more local people have great interest in BBQ and kimbap ,so we have sufficient custmers .Most important of all ,we have employed excellent cookers who can ensure the quality of the meal we supply .The loan will be used for the inner decoration ,utensil purchases and staff training .The family of my partner_Li Ming and I support our plan and provide real estate of two families that worth CNY300000 as guaranty .With such bright prospective and strong support ,we have every reason to succeed in running the restaurant .Lending us the loan will be proved a wise choice .Please consider our application seriouely and we are looking forward to your response !Sincerely yoursHan Tao。