四级预测作文(2017-2020)

四级预测作文（2017上）

（一）

Directions : For this part, you are allowed 30 minutes to write a short essay entitled Mobile Payment following the outline given below. You should write at least 120 words but no more than 180 words.

1. 现在移动支付（手机支付）已经成为一种时尚；

2. 移动支付有很多好处，但也有安全隐患；

3. 我的建议。

Mobile Payment

Driven by the explosive growth of online shopping as well as Internet financial services, mobile payment is becoming more and more popular. It is believed that a majority of you have benefited from mobile payment apps such as Alipay and Wechat payment.

Mobile payment is both fast and convenient. It allows users to make instant online, in-store and vending machine payments, and generally go about their daily lives without needing to carry cash or a physical wallet. As for businesses, especially small businesses, mobile payment enable them to keep thier operating costs low, increase sales volume, and give their customers the convenient experience and payment flexibility to compete with larger retailers. Despite all the advantages presented above, mobile payment systems are prone to fraud. If the users’personal and financial information falls into the possession of fraudsters, then they can defraud the users of their money.

Therefore, high security risk is the key factor users should take into consideration when making mobile payments. They should pay attention to carefully protect their payment accounts and passwords. Meanwhile, governments should develop a supportive regulatory environment in order to effectively manage the potential risks.

点评：

移动支付的快速发展给人们的生活带来了便捷，人们甚至不用带现金和钱包出门，只要将智能手机上的支付APP打开，经过简单的程序就能完成各类支付。但是与此同时，移动支付对支付的安全提出了更高的要求。伺机已久的黑客们也抓住这一新兴产业的漏洞，将手伸进人们的“移动口袋”里。因此，用户在使用过程中应保持高度警惕，另外，政府部门也应该提升相关的监管力度。文章第一段指出移动支付盛行这一现象；第二段分析了移动支付的利弊；第三段作者结合自己的观点提出建议。

Alipay和Wechat payment都是手机支付的常用APP，分别指支付宝和微信支付；go about one’s daily lives意为“忙于日常生活”；be prone to sth.意为“易于受……的影响；有……的倾向”；fall into the possession of sb.意为“被某人占有; 落入某人手中”；fraudster意为“行骗者”；defraud sb. of sth.意为“从某人处骗取某物”；high security risk意为“高度的

安全风险”；take sth. into consideration意为“考虑到，顾及”；payment accounts and passwords 意为“支付账号和密码”。supportive regulatory environment意为“有力的监管环境”。

（二）

Directions : For this part, you are allowed 30 minutes to write a short essay entitled Should We Help Strangers following the outline given below. You should write at least 120 words but no more than 180 words.

1.目前，许多人不愿意去帮助陌生人，认为这样会给自己带来麻烦甚至是危险；

2.出现这一现象的原因；

3.我对这一问题的看法和建议。

Should We Help Strangers?

A proverb says “You may be happier than princes, if you will be more virtuous.” Helping strangers has always been considered as a treasured virtue of mankind. But nowadays, people tend to be cautious of strangers because of the frequent occurrence of blackmails after offering help to strangers. Some are even unwilling to do any good deeds as they think helping others involves risks of getting hurt or cheated.

Who should be blamed for turning blind eyes to those in need? Is it the moral declining of the whole society? Its real reason lies in the lack of necessary protection for those warm-hearted people. In addition, the corruption of social mores, and bad influences of negative cases have worsen the problems.

Just keep in mind “Virtue is bold, and goodness never fearful.” Don’t hesitate to help others. One good turn deserves another. Accordingly, government should work out a Good Samaritan law to protect those who reach out to the strangers in need.

点评：

文章由名人名言引出话题，指出帮助他人是人类的美德，但是近来频繁爆发的“讹诈事件”让人们对陌生人产生了高度的警惕性，因为害怕受害或受骗，甚至不愿意去帮助那些真正需要帮助的陌生人。第二段指出了这个问题的根本原因在于施善人群得不到保护，除此之外，社会道德的败坏以及不良事件的负面影响导致问题的恶化。第三段结合名人名言倡导人们应该毫不犹豫地去帮助他人，好人终有好报。相应地，政府应该制定相关的法律来保护那些“热心”人。

You may be happier than princes, if you will be more virtuous. 意为“如果你能多做善事，你会比王子还要幸福”；blackmail意为“讹诈，勒索”；turn blind eyes to意为“对……视而不见”；social mores意为“社会风气”；Virtue is bold, and goodness never fearful. 意为“美德和善良从来无所畏惧。”；One good turn deserves another. 意为“善有善报。”；Good Samaritan law意为“善良的沙玛利安法”，指鼓励和保护见义勇为者的法律。reach out to sb.意为“伸出援助之手帮助某人”。

（三）