国际结算英文专业术语词汇18页

国际结算专业词汇

A

Acceptance

The act of giving a written undertaking on the face of a usance bill of exchange to pay a stated sum on the maturity date indicated by the drawee of the bill, (usually in exchange for documents of title to goods shipped on D/A terms) - see Collections Introduction.

Acceptance Credit

A documentary credit which requires the beneficiary to draw a usance bill for subsequent acceptance by the issuing bank or the advising bank or any other bank as the credit stipulates - see Documentary Credits.

Accommodation Bill

In the context of fraud, a bill drawn without a genuine underlying commercial transaction.

Accountee

Another name for the applicant/opener of a documentary credit i.e. the importer = the person for whose account the transaction is made.

Advice of Fate

The Collecting Bank informs the Remitting Bank of non- payment/non-acceptance or (for D/A bills) of acceptance and the bill maturity date - see Handling Import Collections.

Advising

Act of conveying the terms and conditions of a DC to the beneficiary. The advising bank is the issuing bank agent, usually located in the beneficiary country - see Export - DC Advising.

Advising also involves authentication i.e. advising bank should take reasonable care to check the apparent authenticity of the credit (ICC UCC 500 Art 7). Amendment

Alteration to the terms of a DC; amendments must stem from the applicant, be issued and advised to the beneficiary; the beneficiary has the right to refuse an amendment if the credit is irrevocable - see Amendments to DCs.

Applicant

One who applies to his bank to issue a documentary credit; in the majority of credits issued the applicant is an importer of goods.

Avalise

The act by a bank in guaranteeing payment of a bill of exchange or promissory note by endorsing the reverse with the words good per aval and signed by the bank, or by the issuance of a separate guarantee.

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B

Back-to-Back Credit

A credit issued against the security back of another credit (master credit) on the understanding that reimbursement will stem from documents eventually presented under the first credit (master credit) issued - see Special DCs. It follows therefore that each side of a B/

B transaction covers the shipment of the same goods. Beneficiary

A payee or recipient, usually of money.

A party in whose favour a documentary credit is established, usually the exporter. Bill for Collection (BC)

Document(s) or cheque submitted through a bank for collection of payment from the