海南银行招聘工商银行英语试题一
银行考试英语试题及答案
银行考试英语试题及答案一、选择题（每题2分，共20分）1. The term "NPL" stands for ________.A. Non-Performing LoanB. New Product LaunchC. National Payment LawD. None of the above2. Which of the following is NOT a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing commercial banking servicesD. Supervising financial institutions3. The abbreviation "SWIFT" is commonly used in the banking industry and stands for ________.A. Society for Worldwide Interbank Financial TelecommunicationB. Secure Web Information Financial TechnologyC. Specialized World International Financial TransactionsD. Standardized World Investment Financial Transfers4. In the context of banking, "LIBOR" refers to ________.A. London International Banking OrganizationB. London Interbank Offered RateC. London International Business ReportD. London International Banking Regulation5. The process of converting a currency from one form to another is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation6. Which of the following is a type of loan that is secured by collateral?A. Unsecured loanB. Secured loanC. Personal loanD. Commercial loan7. The term "forex" is short for ________.A. Foreign exchangeB. Foreign exportC. Financial expertD. Forthcoming exchange8. Which of the following is a common method of credit scoring?A. Credit history analysisB. Physical appearance assessmentC. Social media monitoringD. Personal interview9. The "BIS" in banking terms usually refers to ________.A. Bank for International SettlementsB. Business Information SystemC. Banking Industry StandardsD. Basic Investment Services10. A "call option" in finance gives the holder the right, but not the obligation, to ________.A. Sell a certain assetB. Buy a certain assetC. Hold a certain assetD. Trade a certain asset二、填空题（每题1分，共10分）11. The ________ is the process of determining the creditworthiness of a customer.（评估信用）12. The ________ is the interest rate that banks charge to their most creditworthy customers.（最优惠利率）13. A ________ is a financial institution that accepts deposits, provides payment services, and makes loans.（银行）14. The ________ is a type of investment that represents ownership in a company.（股票）15. The ________ is a document that outlines the terms of a loan, including the interest rate and repayment schedule.（贷款协议）16. A ________ is a financial product that allows investorsto earn interest or share in profits.（投资）17. The ________ is the risk of a borrower defaulting on a loan.（信用风险）18. A ________ is a financial instrument used to transfer funds between banks.（支票）19. The ________ is the process of evaluating the potential risks and returns of an investment.（投资评估）20. The ________ is the process of buying and selling currencies in the foreign exchange market.（外汇交易）三、简答题（每题5分，共20分）21. What is the role of a bank in the economy?（银行在经济中的作用是什么？）22. Explain the concept of "leverage" in finance.（解释金融中的“杠杆”概念）23. What are the main differences between a "fixed deposit" and a "current account"?（定期存款和活期账户的主要区别是什么？）24. Describe the process of "credit card issuance" from theperspective of a bank.（从银行的角度描述信用卡发行的过程）四、论述题（每题15分，共30分）25. Discuss the importance of risk management in banking and how banks implement it.（讨论风险管理在银行业务中的重要性以及银行如何实施风险管理）26. Analyze the impact of inflation on the banking sector and the strategies banks use to mitigate it.（分析通货膨胀对银行业的影响以及银行采取的缓解策略）答案：一、1-5: A C A B B6-10: B A A B B二、11: Credit assessment12: Prime rate13: Bank14: Stock15: Loan agreement16: Investment17: Credit risk18: Check19: Investment evaluation20: Foreign。
银行职位招聘考试-英语试题
银行职位招聘考试-英语试题第一部分：单项选择题（40分）1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分：简答题（60分）2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分：案例分析题（40分）请根据以下案例回答问题：Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分：论述题（60分）请根据以下问题进行论述：1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容，希望考生认真阅读并按要求作答。
海南银行招聘工商银行英语试题九答案
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参考答案
1. D。
文章的主要内容是在不同的地区和地理、温度、气候条件下海洋的盐度。
2. B。
根据文中信息，在沿岸地区，因为有淡水河流的注入，所以盐度较低。
3. D。
文中第一段指出，蒸发使海洋失去水分，留下了盐分，盐的浓度就此增加。
降水、径流、溶化都是减少盐分的过程。
4. A。
subtraction的意思是“减少，抽走”。
5. C。
文中很明确指出，海洋中冰的形成会引起盐度的增加。
所以C显然不是海水结冰的结果。
6. B。
relevant to：相关，切题。
7. D。
“成立一个委员会”：to set up a committee。
set up在这里是“创立、开办、建立”的意思。
8. C。
draw attention to something: 把某人的注意力吸引到……上来。
也可以说attract one's attention to something。
9. B。
give birth to：生子，产崽。
因为有完成时态的标志词since，所以必须用现在完成时。
10. D。
hence是个副词，“因此”。
这个词较正式，用法也较特殊，后面的动词经常省略。
直接跟名词、形容词。
更多银行信息请关注：海南银行招聘网海南中公教育。
2019工商银行模拟题：英语单选（一）
2019工商银行模拟题：英语单选（一）第一篇：2019工商银行模拟题：英语单选(一)（一）银行招聘网为备考银行的考生们整理各大银行招聘考试信息，帮助考生了解银行招聘时间和报考条件，同时提供银行考试资料和题库，并归纳网申、笔试、面试答题技巧，助力考生顺利拿到银行offer。
1.In my opinion, he's ______ the most imaginative of all the contemporary poets.A.in all B.at best C.for all D.by far2.He didn't have time to read the report word for word: he just ______ it.A.skimmed B.observed C.overlooked D.glanced3.The leader of the expedition ______ everyone to follow his example.A.promoted B.reinforced C.sparked D.inspired4.What a lovely party!It's worth ______ all my life.A.remembering B.to remember C.to be remembered D.being remembered5.Who would you rather ______ with you, George or me? A.going B.to go C.have goneD.went1.【答案】D。
解析：考查短语辨析。
句意：在我看来，他是迄今为止最富有想象力的当代诗人。
in all合计，总计；at best最多；for all尽管，虽然；by far到目前为止。
根据语境，by far最符合句意，故正确答案为D。
海南银行招聘网-银行招聘英语备考(1)
1. The large number of expenditures made throughout the course of the year can seem ----- to managers and executives.A. alarmB. alarmedC. alarminglyD. alarming【答案】D。
2. The manager wants to ----- the new accounting procedures at the general company meeting on Tuesday.A. deliverB. talkC. disposeD. discuss【答案】D。
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近3. The accounting team uses an advanced spreadsheet software program to list company ----- by department.A. diagramsB. expendituresC. applicationsD. Insights【答案】B。
4. All workers have been asked to leave the office until the maintenance crew determines the cause of yesterday’s power-----.A. outageB. endingC. delayD. interval【答案】A。
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近5. Siphos Computer Inc. has assigned several market research ----- to gather information about foreign consumers.A. couriersB. manufacturersC. composersD. specialists【答案】 D。
海南银行招聘工商银行英语试题一答案
/1.A [解析] be subject to表示“接受，经受”；test有“检验，化验”的意思；tariff表示“关税，价目表”；souvenir表示“纪念品”；shipment表示“船运，货物”。
因此，A项符合题意，句子的意思是：出口到日本的含有巧克力的食品中有35%要接受检验。
2．C [解析] 本句缺少一个动词，此空应该填入一个动词，故排除B项和D项。
主语是第三人称单数，句子的时态如果是一般现在时，则动词应该在词尾加S，故排除A项。
故本题正确答案为C。
3．A[解析] that引导的是一个定语从句，从句缺少主语，应该填入人称代词的主格形式。
故本题正确答案为A。
4．C[解析] accuse是动词，表示“谴责，控告”；accusative表示“宾格(的)”；accusation是名词，表示“指控，罪名”；accusatory是形容词，表示“责难的，指责的，控诉的”。
根据上下文，这里应该填入一个名词，作为定语从句的先行词。
故本题正确答案为C。
5．A [解析] 这里需要填入一个表示因果关系的连词，句子的意思是：虽然地铁票价比以前更便宜了，但是Danielle还是选择坐出租车去音乐厅，这样她就不会迟到了。
故本题正确答案为A。
6．C[解析] testify表示“作证，证明”；conclude表示“结束”；recommend 表示“建议”；disappoint表示“使失望”。
根据题意，这里填recommend最符合题意。
故本题正确答案为C。
7．D[解析] identification number表示“标识号”，其他各项都不符合题意，句子的意思是：参加入学考试的学生都要提供他们的学号。
故本题正确答案为D。
8．C [解析] “______ to use crutches for six months”作句子的主语，所以应该用动名词短语作主语。
故本题正确答案为C。
9．D[解析] “an hour and a half”表示“一个半小时”。
银行系统招聘考试英语(中国工商银行)模拟试卷1(题后含答案及解析)
银行系统招聘考试英语（中国工商银行）模拟试卷1(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解refer to the following announcement．The Kyler International Center for Professional Education provides a broad spectrum of training for business executives．We will also work with you to tailor programs for your specific needs．Programs can be held at the Kyler Conference Center if scheduling allows，or can be held at a location of your choice．To discuss what we can do for you and your organization please contact the Program Director．1．What is this announcement about?A．An upcoming seminarB．Training possibilitiesC．A new conference centerD．A schedule of classes正确答案：B解析：是关于职业教育中心可能提供的培训的通告。
选项A、C、D与文中信息不一致。
2．Who should people contact if they want to know more?A．Mr．KylerB．The universityC．The Program DirectorD．The Conference Center正确答案：C解析：人们应该与项目主管联系。
银行招聘英语考试参考题目
银行招聘英语考试参考题目第一部分：听力理解 (20分)
1. 听录音，选择正确的答案。
2. 听对话，回答以下问题。
3. 听短文，回答以下问题。
第二部分：阅读理解 (40分)
1. 阅读下面的短文，回答问题。
2. 阅读下面的短文，判断正误。
3. 阅读下面的短文，选择正确的选项。
4. 阅读下面的短文，完成句子。
第三部分：语言知识 (40分)
1. 选择正确的单词填空。
2. 选择正确的词组填空。
3. 根据句意，选择正确的动词形式。
4. 根据句意，选择正确的形容词或副词。
第四部分：写作 (30分)
1. 根据提示，写一篇短文。
2. 根据所给的问题，写一篇短文。
3. 根据所给的图表，写一篇短文。
第五部分：口语表达 (20分)
1. 根据所给话题，进行口头表达。
2. 根据所给情景，进行口头表达。
第六部分：翻译 (30分)
1. 将中文句子翻译成英文。
2. 将英文句子翻译成中文。
第七部分：写作 (30分)
1. 根据所给情景，写一封电子邮件。
2. 根据所给信息，写一篇小广告。
以上是《银行招聘英语考试参考题目》的内容。
希望能够帮助您为银行招聘英语考试做好准备。
祝您考试顺利！。
银行笔试英语试题及答案
银行笔试英语试题及答案一、选择题（每题2分，共20分）1. The bank has a wide range of services to meet the needs of its customers.A) variousB) vagueC) vastD) valuable2. The loan application was denied due to insufficient credit history.A) approvedB) rejectedC) postponedD) accepted3. The bank's annual report showed a significant increase in profits.A) notableB) negligibleC) insignificantD) stable4. The customer requested a statement of her account to check the balance.A) a list of transactionsB) a summary of her savingsC) a detailed report of her assetsD) a copy of her identification5. The ATM is equipped with advanced security features to protect customer information.A) outdatedB) basicC) enhancedD) minimal二、填空题（每题1分，共10分）6. When you deposit money into your bank account, it is called a/an _________.Answer: deposit7. The bank offers a variety of _________ accounts for different purposes.Answer: savings8. The interest rate on the loan is determined by the_________.Answer: bank9. If you lose your debit card, you should contact the bank immediately to _________ it.Answer: cancel10. The bank's _________ service allows customers to transfer money online.Answer: online banking三、阅读理解（每题2分，共30分）Read the following passage and answer the questions that follow.Passage:The banking industry has evolved significantly over the past few decades. With the advent of technology, banks have been able to offer a multitude of services that were previously unimaginable. Customers can now manage their accounts, make transactions, and even apply for loans all from the comfort of their own homes. This has led to an increase in customer satisfaction and a decrease in the need for physical bank visits.Questions:11. What has led to the evolution of the banking industry?A) The increase in customer satisfactionB) The advent of technologyC) The need for physical bank visitsD) The decrease in services offered12. What can customers do from their own homes?A) Visit a physical bankB) Manage their accountsC) Apply for a job at the bankD) Withdraw cash from an ATM13. What is the result of the evolution in the banking industry?A) A decrease in customer satisfactionB) An increase in the need for physical bank visitsC) An increase in customer satisfactionD) A decrease in the number of services offered四、翻译题（每题5分，共20分）14. 请将以下句子翻译成英文：“银行提供多种贷款产品以满足不同客户的需求。
海南银行招聘工商银行试题一.答案
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海南银行招聘工商银行试题一答案
言语理解
1.A本段话最后一句“开展交流与合作，培养选拔后备力量”是并列的两件事，而B项却认为前者是后者的保证；选项C中女足的活动受委托的专业金融机构管理和运作并未提及，题目中只是说对女足发展基金进行管理和运作；D项中说“已确定”，但是题意却是“将”，还未发生。
2.A【解析】原文第一句提出要加强个人所得税方面的宣传工作。
第二句讲的是要通过宣传教育培养纳税意识，树立风气。
A项是对这两句的概括总结。
B项是要建立的纳税风气的内容，C、D两项都只表达了第一句的意思。
故正确答案为A。
3.B要注意的是，本段话是以语言为中心来讲语言与事实的关系，因此在选项中应该选择以语言为中心的选项，A和C的叙述是不正确的，而D是以事实为中心的，所以应该选B为最佳。
4.C依题意，科学家的努力都是在假设基础上进行的，A、B、D均为科学家假设的内容，C与题意相悖，有无外星人尚在假设、探索阶段，故答案选C。
5.B通过“许多国家都在尽力减少，或摆脱对进口能源的依赖，寻找新能源”，可以得知新能源已经越来越受到人们的重视。
所以选项B正确。
更多银行信息请关注：海南银行招聘网海南中公教育。
海南银行招聘工商银行英语试题五
1. How much did you ______ fixing the TV?A. pay offB. pay backC. pay forD. pay down2. Both teams were in hard training; ______ was willing to lose the g ame.A. eitherB. neitherC. anotherD. the other3. --I wonder why Mary is so unfriendly to us.--She is ______ than unfriendly, I'm afraid.A. shyerB. much shyerC. shy moreD. more shy4. --Can I use the car now?--Sorry, but it ______.A. will repairB. has repairedC. is still being repairedD. was repaired5. She ______ a novel last month but I don't know whether she has fin ished it.A. was translatingB. translatedC. had translatedD. has translated阅读理解The Norwegian Government is doing its best to keep the oil industry under control. A new law limits exploration to an area south of the southern end of the long coastline; production limits have been laid down (though these have already been raised) ; and oil companies have not been allowed to employ more than a limited number of foreign wor kers. But the oil industry has a way of getting over such problems, a nd few people believe that the Government will be able to hold thingsback for long. As a Norwegian politician said last week: "We will so on be changed beyond all recognition. "Ever since the war, the Government has been carrying out a programme of development in the area north of the Arctic Circle. During the pas t few years this programme has had a great deal of success: Tromso ha s been built up into a local capital with a university, a large hospi tal and a healthy industry. But the oil industry has already started to draw people from the south, and within a few years the whole north ern policy could be in ruins.The effects of the oil industry would not be limited to the north, ho wever. With nearly 100 percent employment, everyone can see a situati on developing in which the service industries and the tourist industr y will lose more of their workers to the oil industry. Some smaller i ndustries might even disappear altogether when it becomes cheaper to buy goods from abroad.The real argument over oil is its threat to the Norwegian way of life . Farmers and fishermen do not make up most of the population, but th ey are an important part of it, because the Norwegians see in them ma ny of the qualities that they regard with pride as essentially Norweg ian. And it is the farmers and the fishermen who are most critical of the oil industry because of the damage that it might cause to the co untryside and to the sea.6. The Norwegian Government would prefer the oil industry to ______.A. provide more jobs for foreign workersB. slow down the rate of its developmentC. sell the oil it is producing abroadD. develop more quickly than at present7. The Norwegian Government has tried to ______.A. encourage the oil companies to discover new oil sourcesB. prevent oil companies employing people from northern NorwayC. help the oil companies solve many of their problemsD. keep the oil industry to something near its present size8. According to the passage, the oil industry might lead northern Nor way to ______.A. the development of industryB. a growth in populationC. the failure of the development programmeD. the development of new towns9. In the south, one effect to the development of the oil industry mi ght be ______.A. a large reduction on unemploymentB. a growth in the tourist industryC. a reduction in the number of existing industriesD. the development of a number of service industries10. Norwegian farmers and fishermen have an important influence becau se ______.A. they form such a large part of the Norwegian idealB. their lives and values represent the Norwegian idealC. their work is so useful to the rest of Norwegian societyD. they regard oil as a threat to the Norwegian way of life更多银行信息请关注：海南银行招聘网海南中公教育。
海南银行招聘工商银行英语试题七答案
/单项选择1．C [解析] of→删去。
because引导句子或从句，because of后面接名词、动名词或代词表示原因。
2．B[解析] much→去。
people为可数名词，故用many形容。
该句much多余。
3．B [解析] over→through。
through表示方向时，意思是“从……的一端到另一端，经过”。
4．D[解析] with→删去。
understand one another表示“互相理解”。
5．D[解析] to→with。
keep in touch with是固定词组，意思是“和……保持联系”。
阅读理解6．D [解析] 作者写了自己的创业经历，却不仅仅是为了叙述经历，后面介绍了很多个人的思想和企业文化，这才是她的目的。
所以答案选D。
7．C[解析] 根据这篇文章可以了解整本书的目的和主旨，所以答案选C。
8．C[解析] A选项说这是世界上最大的公司，文中没有提到。
B选项说这个公司有可能更成功，文中也没有提到。
C选项说这是最成功的生意之一，符合文章内容。
D选项说这是唯一一家在全球发展起来的公司，不符合文章和现实。
所以答案选c。
9．A [解析] 根据第二段结尾“I have always wanted the people who work for the 'Body Shop' to fee l the same way. ”知道作者希望员工跟她有一致的想法。
所以答案选A。
10．D [解析] 根据文章的内容我们可以推断出作者对于她自己的思想和事业都非常有信心，所以D选项符合文章内容。
A、B、C项都无法从文中推断。
所以答案选D。
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银行校招英语试题及答案
银行校招英语试题及答案一、听力理解（共15分）1. A. 银行业务 B. 投资咨询 C. 个人理财 D. 企业贷款2. A. 利率上升 B. 通货膨胀 C. 股市下跌 D. 经济复苏3. A. 存款 B. 贷款 C. 信用卡 D. 支票4. A. 风险管理 B. 客户服务 C. 市场分析 D. 财务规划5. A. 银行家 B. 分析师 C. 投资顾问 D. 风险经理答案：1. C2. A3. B4. D5. B二、阅读理解（共30分）阅读下列短文，然后回答问题。
Passage 1The banking industry has been undergoing significant changes in recent years. With the rise of digital technology, banks are now offering a variety of online services to their customers. These services include online banking, mobile banking, and digital wallets, which have become increasingly popular among the younger generation.Questions:6. What is the main topic of the passage?7. Which services are mentioned in the passage?8. Who are the main users of these services?Passage 2Inflation is a key economic indicator that affects the purchasing power of money. When inflation rises, the value of money decreases, and people find that they can buy less with the same amount of money. Central banks often use monetary policy to control inflation, such as adjusting interest rates.Questions:9. What does the passage mainly discuss?10. What happens when inflation rises?11. How do central banks control inflation?Passage 3Personal finance is an important aspect of everyone's life.It involves managing one's income, expenses, savings, and investments. Proper financial planning can help individuals achieve their financial goals and maintain a healthyfinancial status.Questions:12. What is the main subject of the passage?13. What are the components of personal finance?14. Why is financial planning important?答案：6. The main topic of the passage is the changes in thebanking industry due to digital technology.7. The services mentioned are online banking, mobile banking, and digital wallets.8. The main users of these services are the younger generation.9. The passage mainly discusses inflation and its effects.10. When inflation rises, the value of money decreases, and people can buy less with the same amount of money.11. Central banks control inflation by using monetary policy, such as adjusting interest rates.12. The main subject of the passage is personal finance.13. The components of personal finance are managing income, expenses, savings, and investments.14. Financial planning is important to help individuals achieve their financial goals and maintain a healthyfinancial status.三、完形填空（共20分）阅读下面的短文，从短文后各题所给的四个选项中，选出可以填入空白处的最佳选项。
银行系统招聘考试英语(中国工商银行)历年真题试卷汇编1(题后含
银行系统招聘考试英语（中国工商银行）历年真题试卷汇编1(题后含答案及解析)题型有：1. 词汇与语法结构 2. 选词填空 3. 阅读理解词汇与语法结构1．With our new Quick Pay system, your monthly subscription fee will be debited automatically from the bank account of your______.A．choiceB．chooseC．choicesD．chose正确答案：A2．Mr. Crane______ your report on increasing operational efficiency, and he is eager to talk to you about it on Monday.A．seenB．seeC．has seenD．seeing正确答案：C解析：现在完成式时态，have／has+动词过去分词。
选词填空January 15 Esther Chen 555 Queens Road Leeds, EnglandDear Dr. Chen Thank you for your letter. We understand that you have decided not to【K1】______your subscription to international medicine. We are truly sorry to lose you as a subscriber. As you know, most other journals in the field focus on specialized research topics, with little【K2】______to day-to-day medical care. Our magazine is one of the few to feature new advances in both medical research and clinic at practice. We would like to offer you a 40 percent discount on one year’ s subscription. Plus, if you contact our subscription office before January 30, we will send you any issues you have missed free of charge. Please mention my name in order for your discount to be applied【K3】______ We hope to hear from you.Sincerely,Robert GoldbergVice President, Subscriptions Department3．【K1】A．renewB．reviewC．supplyD．include正确答案：C解析：supply your subscription意为“提供你的捐助”。
海南银行招聘工商银行英语试题八
单项选择1. He would rather stay at home than to go out with you.A. would ratherB. thanC. toD. with2. There stands two factories on the river.A. ThereB. StandsC. factoriesD. on3. Every boy and every girl knows that each day and each hour brings their duty.A. andB. KnowsC. bringsD. their4. These girls didn't like to visit Chicago, and they had to go.A. toB. visitC. andD. had5. The teacher told the pupils to stand in a row and not call out lou dly.A. ToB. inC. andD. call out资料分析Advertisers tend to think big and perhaps this is why they're always coming in for criticism. Their critics seem to resent them because th ey have a flair for self-promotion and because they have so much mone y to throw around. "It's iniquitous," they say, "that this entirely u nproductive industry (if we can call it that) should absorb millions of pounds each year. It only goes to show how much profit the big com panies are making. Why don't they stop advertising and reduce the pri ce of their goods? After all, it's the consumer who pays... "The poor old consumer! He'd have to pay a great deal more if advertis ing didn't create mass markets for products. It is precisely because of the heavy advertising that consumer goods are so cheap. But we get the wrong idea if we think the only purpose of advertising is to sel l goods. Another equally important function is to inform. A great dea l of the knowledge we have about household goods derives largely from the advertisements we read. Advertisements introduce us to new produ cts or remind us of the existence of the ones we already know about. Supposing you wanted to buy a washing machine, it is more than likely you would obtain details regarding performance, price, etc, from an advertisement.Lots of people pretend that they never read advertisements, but this claim may be seriously doubted. It is hardly possible not to read adv ertisements these days. And what fun they often are, too! Just think what a railway station or a newspaper would be like without advertise ments. Would you enjoy gazing at a blank wall or reading railway by l aws while waiting for a train? Would you like to read only closely pr inted columns of news in your daily paper? A cheerful, witty advertis ement makes such a difference to a drab wall or a newspaper full of t he daily ration of calamities.We must not forget, either, that advertising makes a positive contrib ution to our pockets. Newspapers, commercial radio and television com panies could not subsist without this source of revenue. The fact tha t we pay so little for our daily paper, or can enjoy so many broadcas t programs is due entirely to the money spent by advertisers. Just th ink what a newspaper would cost if we had to pay its full price!Another thing we mustn't forget is the "small ads. " which are in vir tually every newspaper and magazine. What a tremendously useful servi ce they perform for the community! Just about anything can be accompl ished through these columns. For instance, you can find a job, buy or sell a house, announce a birth, marriage or death in what used to be called the "hatch, match and dispatch" column but by far the most fa scinating section is the personal or "agony" column. No other item in a newspaper provides such entertaining reading or offers such a deep insight into human nature. It's the best advertisement for advertisi ng there is!6. What is the main idea of this passage?A. AdvertisementB. The benefits of advertisementC. Advertisers perform a useful service to communitiesD. The costs of advertisement7. The attitude of the author toward advertisers is ______.A. appreciativeB. trustworthyC. criticalD. dissatisfactory8. Why do the critics criticize advertisers?A. Because advertisers often bragB. Because critics think advertisement is a "waste of money"C. Because customers are encouraged to buy more than necessaryD. Because customers pay more9. Which of the following is Not True?A. Advertisement makes contribution to our pockets and we may know ev erythingB. We can buy what we wantC. Products of good quality don't need to be advertisedD. Advertisement makes our life colorful10. The passage is ______.A. narrationB. descriptionC. criticismD. Argumentation更多银行信息请关注：海南银行招聘网海南中公教育。
海南银行招聘工商银行英语试题十答案
阅读理解1．A[解析] 由第一段的“The complete destruction of democracy, the persecution of Jews, the war on religion, the cruelty and barbarism of the Nazis, and especia lly the plans of Germany and her allies, Italy and Japan, for world c onquest caused great indignation in this country and brought on fear of another world war. ” 可推知B、C、D项都在文中提到了，故本题正确答案为A。
2．B[解析] 由第二段的“A Lend Act (1941) authorized the President to sell, exchange, or le nd materials to any country deemed necessary by him for the defense o f the United St ates.” 可推知B项“加强美国国防”是正确的。
3．B[解析] 由第一段的“While speaking out against Hitler's atrocities, the American people generally favored isolationist policies and neutrality. The Neutrali ty Acts of 1935 and 1936 prohibited trade with any belligerents or lo ans to them. ” 可推出答案为B项，“孤立主义的”。
4．A[解析] 由第二段的“The Neutrality Act of 1939 repealed the arms embargo and permitted 'cash and carry' exports of arms to belligerent nations. ” 可推出A 正确。
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PART Ⅰ: INCOMPLETE SENTENCES
Directions:This part of the test has incomplete sentences. Four words or phrases, marked (A), (B), (C), (D), are given beneath each sentence. You are to choose the one word or phrase that best completes the sentence. Then, on your answer sheet, find the number of the question and mark your answer.
1. Food products containing chocolate are subject to a ______ of up to 35 percent when imported to Japan.
A. test
B. tariff
C. souvenir
D. shipment
2. The Hinman University Math Team ______ in the 27th annual International Collegiate Math Olympics.
A. participate
B. participant
C. participated
D. participative
3. Mr. Voorhies planned to send the dresser and bed that ______ purchased in Bali to the Netherlands.
A. he
B. his
C. him
D. himself
4. Actress Lisa Ross--Ellis filed a lawsuit against The Entertainment Files magazine over false ______ made in their November issue.
A. accuse
B. accusative
C. accusations
D. accusatory
5. Although subway fare was cheaper, Danielle chose to take a taxi to the concert hall ______ she would not be late.
A. so
B. or
C. but
D. and
6. According to the travel Web site, many travelers ______ staying at the Reliant Hotel in Hanoi.
A. testify
B. conclude
C. recommend
D. disappoint
7. Students taking the entrance exam are required to provide their student ______ number.
A. identify
B. identifiable
C. identifiably
D. identification
8. ______ to use crutches for six months severely limited Mr. Locke's ability to work in the shipping facility.
A. Has
B. Have
C. Having
D. Has had
9. I've been waiting for him for ______ hour and ______ half.
A. ×; ×
B. the; a
C. a; ×
D. an; a
10. Who draw ______ Jack?
A. so well as
B. as well as
C. so better than
D. as good as
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