中国人民银行招聘考试英语类高频词汇

银行招聘考试金融英语词汇

银行英语词汇（熟记）account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-ser vice bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间。

中国人民银行考试英语词汇表

account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩deva luation 货币贬值reva luation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间What kind of account did you have in your mind? 你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

银行考试常用英语词汇D-F

银行考试常用英语词汇D-F1.D/D (Banker's Demand Draft) 票汇2.daily interest 日息3.daily limit 每日涨（跌）停板4.date of delivery 交割期5.dealers 批发商6.death and gift tax 遗产和赠与税7.debt of honour 信用借款8.debtor bank 借方银行9.decision-making under risk 风险下的决策10.deed 契约11.deed tax 契税12.deferred savings 定期存款13.deficit covering 弥补赤字14.deficit-covering finance 赤字财政15.deflation 通货紧缩16.delivery date 交割日17.demand pull inflation 需求拉动通货膨胀18.demand-deposit or checking-accounts 活期存款或支票帐户19.deposit account (D/A) 存款帐户20.deposit at call 通知存款21.deposit bank 存款银行22.deposit money 存款货币23.deposit rate 存款利率24.deposit turnover 存款周转率25.depreciation risks 贬值风险26.derivative deposit 派生存款27.derived deposit 派生存款28.designated currency 指定货币29.deutsche marks (=DM) 西德马克30.devaluation of dollar 美元贬值31.developer 发展商32.Development Bank 开发银行33.development financing 发展融资34.devise 遗赠35.die intestate 死时没有遗嘱36.Diners card 大莱信用卡37.direct exchange 直接汇兑38.direct financing 直接融资39.direct hedging 直接套做40.direct leases 直接租赁41.direct taxation 直接税42.discount credit 贴现融资43.discount market 贴现市场44.discount on bills 票据贴现45.discount paid 已付贴现额46.discounted cash flow 净现金量47.discounting bank 贴现银行48.dishonour risks 拒付风险49.disintermediation 脱媒50.distant futures 远期期货51.diversification 分散投资52.dividends 红利53.document of title 物权单据54.documentary collection 跟单托收55.Documents against Acceptance,D/A 承兑交单56.Documents against Payment,D/P 付款交单57.domestic correspondent 国内通汇银行58.domestic deposit 国内存款59.domestic exchange 国内汇兑60.double leasing 双重租赁61.double mortgage 双重抵押62.double option 双向期权63.Dow Jones average 道·琼斯平均数64.down payment 首期65.downgrade 降级66.downside 下降趋势67.downtick 跌点交易68.Dragon card 龙卡69.draw 提款70.draw cheque 签发票据71.drawee bank 付款银行72.drawing account 提款帐户73.dual exchange market 双重外汇市场74.dual trading 双重交易75.due from other funds 应收其他基金款76.due to other funds 应付其他基金款77.dumping 抛售78.early warning system 预警系统79.easy credit 放松信贷80.economic exposure 经济风险81.efficient portfolio 有效证券组合82.electronic accounting machine 电子记帐机83.electronic cash 电子现金84.electronic cash register 电子收款机85.electronic debts 电子借贷86.electronic funds transfer 电子资金转帐87.electronic transfer 电子转帐88.emergency tariff 非常关税89.encumbrance 债权（在不动产上设定的债权）90.endorsement for collection 托收背书91.engage in arbitrage (to) 套汇92.entity n. 单位，整体，个体93.entrance fee 申请费94.equalization fund （外汇）平衡基金95.equipment leasing services 设备租赁业务96.equity portfolio 股票资产97.establishing bank 开证银行98.ethics risks 道德风险99.Euro-bank 欧洲银行100.Eurocard 欧洲系统卡101.European terms 欧洲标价法102.evaluation of property 房产估价103.evasion of foreign currency 逃汇104.exception clause 免责条款105.excess insurance 超额保险106.exchange adjustment 汇率调整107.exchange alteration 更改汇率108.exchange arbitrage 外汇套利109.exchange bank 外汇银行110.exchange broker 外汇经纪人111.exchange brokerage 外汇经纪人佣金112.exchange business 外汇业务113.exchange clearing agreement 外汇结算协定114.exchange clearing system 汇结算制115.exchange competition 外汇竞争116.exchange contract 外汇成交单117.exchange control 外汇管制118.exchange convertibility 外汇兑换119.exchange customs 交易所惯例120.exchange depreciation 外汇下降121.exchange dumping 汇率倾销122.exchange fluctuations 汇价变动123.exchange for forward delivery 远期外汇业务124.exchange for spot delivery 即期外汇业务125.exchange freedom 外汇自由兑换126.exchange loss 汇率损失127.exchange parity 外汇平价128.exchange position 外汇头寸129.exchange position 外汇头寸；外汇动态130.exchange premium 外汇升水131.exchange profit 外汇利润132.exchange proviso clause 外汇保值条款133.exchange quota system 外汇配额制134.exchange rate 汇价135.exchange rate fluctuations 外汇汇价的波动136.exchange rate parity 外汇兑换的固定汇率137.exchange rate risks 外汇汇率风险138.exchange reserves 外汇储备139.exchange restrictions 外汇限制140.exchange risk 外汇风险141.exchange risk 兑换风险142.exchange settlement 结汇143.exchange speculation 外汇投机144.exchange stability 汇率稳定145.exchange surrender certificate 外汇移转证146.exchange transactions 外汇交易147.exchange value 外汇价值148.exchange war 外汇战149.excise 货物税，消费税150.exercise date 执行日151.exercise price, striking price 履约价格，认购价格152.expenditure tax 支出税153.expenditure tax regime 支出税税制154.expenses incurred in the purchase 购买物业开支155.expiration date 到期日156.export and import bank 进出口银行157.export gold point 黄金输出点158.exposure 风险159.external account 对外帐户160.extraneous risks 附加险161.extrinsic value 外在价值162.face value 面值163.facultative insurance 临时保险164.fair and reasonable 公平合理165.far future risks 长远期风险166.farm subsidies 农产品补贴167.farmland occupancy tax 耕地占用税168.favourable exchange 顺汇169.fax base 税基170.feast tax 筵席税171.feathered assets 掺水资产172.fee 不动产173.fee interest 不动产产权174.fictions payee 虚构抬头人175.fictitious assets 虚拟资产176.fictitious capital 虚拟资本177.fiduciary a. 信托的，信用的，受信托的（人）178.fiduciary field 信用领域，信托领域179.finance broker 金融经纪人180.financial advising services 金融咨询服务181.financial arrangement 筹资安排182.financial crisis 金融危机183.financial forward contract 金融远期合约184.financial futures 金融期货185.financial futures contract 金融期货合约186.financial insolvency 无力支付187.financial institutions' deposit 同业存款188.financial lease 金融租赁189.financial risk 金融风险190.financial statement analysis 财务报表分析191.financial system 金融体系192.financial transaction 金融业务193.financial unrest 金融动荡194.financial world 金融界195.first mortgage 第一抵押权196.fiscal and monetary policy 财政金融政策197.fixed assets 固定资产198.fixed assets ratio 固定资产比率199.fixed assets turnover ratio 固定资产周转率200.fixed capital 固定资本201.fixed costs 固定成本202.fixed deposit (=time deposit) 定期存款203.fixed deposit by installment 零存整取204.fixed exchange rate 固定汇率205.fixed par of exchange 法定汇兑平价206.fixed savings withdrawal 定期储蓄提款207.fixed-rate leases 固定利率租赁208.flexibility and mobility 灵活性与机动性209.flexibility of exchange rates 汇率伸缩性210.flexible exchange rate 浮动汇率211.floating exchange rate 浮动汇率212.floating policy 流动保险单213.floating-rate leases 浮动利率租赁214.floor 带利率下限的期权215.floor broker 场内经纪人216.fluctuations in prices 汇率波动217.foregift 权利金218.foreign banks 外国银行219.foreign correspondent 国外代理银行220.foreign currency futures 外汇期货221.foreign enterprises income tax 外国企业所得税222.foreign exchange certificate 外汇兑换券223.foreign exchange crisis 外汇危机224.foreign exchange cushion 外汇缓冲225.foreign exchange dumping 外汇倾销226.foreign exchange earnings 外汇收入227.foreign exchange liabilities 外汇负债228.foreign exchange loans 外汇贷款229.foreign exchange parity 外汇平价230.foreign exchange quotations 外汇行情231.foreign exchange regulations 外汇条例232.foreign exchange reserves 外汇储备233.foreign exchange restrictions 外汇限制234.foreign exchange retaining system 外汇留存制235.foreign exchange risk 外汇风险236.foreign exchange services 外汇业务237.foreign exchange transaction centre 外汇交易中心238.forward exchange 期货外汇239.forward exchange intervention 期货外汇干预240.forward exchange sold 卖出期货外汇241.forward foreign exchange 远期外汇汇率242.forward operation 远期（经营）业务243.forward swap 远期掉期244.fraternal insurance 互助保险245.free depreciation 自由折旧246.free foreign exchange 自由外汇247.freight tax 运费税248.fringe bank 边缘银行249.full insurance 定额保险250.full payout leases 充分偿付租赁251.full progressive income tax 全额累进所得税252.fund 资金、基金253.fund account 基金帐户254.fund allocation 基金分配255.fund appropriation 基金拨款256.fund balance 基金结存款257.fund demand 资金需求258.fund for relief 救济基金259.fund for special use 专用基金260.fund in trust 信托基金261.fund liability 基金负债262.fund obligation 基金负担263.fund raising 基金筹措264.fundamental insurance 基本险265.funds statement 资金表266.futures commission merchants 期货经纪公司267.futures contract 期货合约268.futures delivery 期货交割269.futures margin 期货保证金270.futures market 期货市场271.futures price 期货价格272.futures transaction 期货交易273.FX futures contract 外汇期货合约274.275.276.277.（注：素材和资料部分来自网络，供参考。

银行招聘考试常见英语词汇

银行招聘考试常见英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank of India,Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank,banker's bank 中央银行bank of issue, bank ofcirculation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank开证银行advising bank, notifyingbank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker ofcollection 代收银行consigned banker ofcollection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial creditcompany(discount company)商业信贷公司（贴现公司）neighborhood savings bank,bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercialbank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, buildingsociety 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, acceptingbank 承兑银行investment bank 投资银行import and export bank(EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance ofpayment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetarysystem 国际货币制度the purchasing power ofmoney 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange)reserve 外汇储备foreign exchange fluctuation外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, businesshours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

银行笔试英语词汇

银行笔试英语词汇Banking Aptitude English Vocabulary TestIntroduction:English vocabulary is an essential aspect of the banking aptitude test. A strong grasp of English words and their meanings is crucial for success in the banking industry. This article aims to provide a comprehensive review of English vocabulary relevant to banking aptitude tests. By understanding and practicing these words, candidates can enhance their chances of achieving a high score in the examination.1. Financial Vocabulary:1.1 Assets: Items of financial value owned by an individual or organization.1.2 Liabilities: Debts or obligations that an individual or organization owes.1.3 Interest: The cost of borrowing money or the return on investment.1.4 Inflation: A general rise in prices, reducing the purchasing power of money.1.5 Depreciation: A decrease in the value of an asset over time.2. Banking Vocabulary:2.1 Deposit: Placing money into a bank account.2.2 Withdrawal: Taking money out from a bank account.2.3 ATM: Automated Teller Machine used for financial transactions.2.4 Credit Card: A plastic card used to make purchases on credit.2.5 Overdraft: When a bank account has a negative balance due to withdrawals exceeding available funds.3. Loan Vocabulary:3.1 Collateral: Property or assets used to secure a loan.3.2 Default: Failure to repay a loan as agreed.3.3 Interest Rate: Percentage charged for borrowing money.3.4 Mortgage: A loan to purchase property, usually with a specified interest rate and repayment period.3.5 Principal: The amount of money borrowed or invested, excluding interest.4. Investment Vocabulary:4.1 Stock: A share representing ownership in a company.4.2 Dividend: A distribution of a portion of a company's earnings to its shareholders.4.3 Portfolio: A collection of investments owned by an individual or organization.4.4 Bull Market: A period of rising stock prices and overall positive investor sentiment.4.5 Bear Market: A period of falling stock prices and negative investor sentiment.5. Risk Management Vocabulary:5.1 Insurance: Protection against financial loss, typically through the payment of premiums.5.2 Diversification: Spreading investments across different assets to reduce risk.5.3 Hedging: Protecting against potential losses by taking an offsetting position in a related instrument.5.4 Risk Assessment: Evaluating potential risks and determining their impact on financial goals.5.5 Volatility: A measure of how quickly and drastically prices change in the market.Conclusion:Mastering English vocabulary is crucial for success in the banking aptitude test. By familiarizing themselves with the terms mentioned above, candidates can confidently tackle the vocabulary-related questions within the examination. Remember to practice regularly and expand your bank of words, as a strong vocabulary will not only enhance your test performance but also support your overall professional growth in the banking industry.。

银行招聘重点常考英语词汇

1. 素质教育：Quality Education2. EQ：分两种，一种为教育商数Educational quotient，另一种情感商数Emotional quotient3. 保险业：the insurance industry4. 保证重点指出：ensure funding for priority areas5. 补发拖欠的养老金：clear up pension payments in arrears6. 不良贷款：non-performing loan7. 层层转包和违法分包：mutlti-level contracting and illegal subcontracting8. 城乡信用社：credit cooperative in both urban and rural areas9. 城镇居民最低生活保障： a minimum standard of living for city residents10. 城镇职工医疗保障制度：the system of medical insurance for urban workers11. 出口信贷：export credit12. 贷款质量：loan quality13. 贷款质量五级分类办法：the five-category assets classification for bank loans14. 防范和化解金融风险：take precautions against and reduce financial risks15. 防洪工程：flood-prevention project16. 非法外汇交易：illegal foreign exchange transaction17. 非贸易收汇：foreign exchange earnings through nontrade channels18. 非银行金融机构：non-bank financial institutions19. 费改税：transform administrative fees into taxes20. 跟踪审计：foolow-up auditing21. 工程监理制度：the monitoring system for projects22. 国有资产安全：the safety of state-owned assets23. 过度开垦：excess reclamation24. 合同管理制度：the contract system for governing projects25. 积极的财政政策：pro-active fiscal policy26. 基本生活费：basic allowance27. 解除劳动关系：sever labor relation28. 金融监管责任制：the responsibility system for financial supervision29. 经济安全：economic security30. 靠扩大财政赤字搞建设：to increase the deficit to spend more on development31. 扩大国内需求：the expansion of domestic demand32. 拉动经济增长：fuel economic growth33. 粮食仓库：grain depot34. 粮食收购企业：grain collection and storage enterprise35. 粮食收购资金实行封闭运行：closed operation of grain purchase funds36. 粮食销售市场：grain sales market37. 劣质工程：shoddy engineering38. 乱收费、乱摊派、乱罚款：arbitrary charges，fund-raising，quotas and fines39. 骗汇、逃汇、套汇：obtain foreign currency under false pretenses，not turn over foreign owed to the government and illegal arbitrage40. 融资渠道：financing channels41. 商业信贷原则：the principles for commercial credit42. 社会保险机构：social security institution43. 失业保险金：unemployment insurance benefits44. 偷税、骗税、逃税、抗税：tax evasion，tax fraud and refusal to pay taxes45. 外汇收支：foreign exchange revenue and spending46. 安居工程：housing project for low-income urban residents47. 信息化：information-based；informationization48. 智力密集型：concentration of brain power；knowledge-intensive49. 外资企业：overseas-funded enterprises50. 下岗职工：laid-off workers51. 分流：reposition of redundant personnel52. 素质教育：education for all-round development53. 豆腐渣工程：jerry-built projects54. 社会治安情况：law-and-order situation55. 民族国家：nation state56. “台独”：“independence of Taiwan”57. 台湾当局：Taiwan authorities58. 台湾同胞：Taiwan compatriots59. 台湾是中国领土不可分割的一部分：Taiwan is an inalienable part of the Chinese territory.60. 西部大开发：Development of the West Regions61. 可持续性发展：sustainable development62. 风险投资：risk investment63. 通货紧缩：deflation64. 扩大内需：to expand domestic demand65. 计算机辅助教学：computer-assisted instruction （CAI ）66. 网络空间：cyberspace67. 虚拟现实：virtual reality68. 网民：netizen （net citizen ）69. 电脑犯罪：computer crime70. 电子商务：the e-business71. 网上购物：shopping online72. 应试教育：exam-oriented education73. 学生减负：to reduce study load74. “厄尔尼诺”：（EL Nino）75. “拉尼娜”：（La Nina）76. “智商”：（IQ）77. “情商”：（EQ）78. “第三产业”：（third/tertiary industry，service sector，third sequence of enterprises）79.“第四产业”：（quaternary/information industry）80.“军嫂”：（military spouse）81.“峰会”（香港译“极峰会议”）“：summit（conference）82.“克隆”：clone83.“冰毒”：ice84.“摇头丸”：dancing outreach85.“传销”：multi level marketing86.“（计算机）2000年问题”：Y2K problem（y for year，k for kilo or thousand）87.“白皮书”：white paper（不是white cover book）88.“傻瓜相机”：Instamatic（商标名，焦距、镜头均固定，被称为foolproof相机）；89.“白条”：IOU note（IOU：债款、债务，由I owe you 的读音缩略转义而来）90.“巡回招聘”：milk round（一种招聘毕业生的方式，大公司走访各大学及学院，向求职者介绍本公司情况并与报名者晤谈）。

银行考试常用英语词汇M-Q

银行考试常用英语词汇M-Q 银行考试常用英语词汇M-Q1. M/T (= Mail Transfer) 信汇2. main bank 主要银行3. maintenance margin 最低保证金，维持保证金4. major market index 主要市场指数5. management risk 管理风险6. managing bank of a syndicate 财团的经理银行7. manipulation 操纵8. margin 保证金9. margin call 保证金通知10.11.12.13.14.15.16.17.18.19.20.21.22.24.25.26.27.28. 追加保证金的通知 margin money 保证金率跌价市场贴现率市场预期造市者市价订单市场风险 marketability 流动性 market-clearing 市场结算 Master card 万事达卡 matching 搭配 mature liquid contracts 到期合约 maximum limit of overdraft 透支额度 measures for monetary ease 金融缓和措施 medium rate 中间汇率 medium-term finance 中期金融 member bank 会员银行29.30.31.32.33.34.35.36.37.38.39.40.41.42.43.44.46.47.48.49.50.51.52.53.54.55.56.57. Million card 百万卡 minimum cash requirements 最低现金持有量（需求）minimum reserve ratio 法定最低准备比率 mint parity 法定平价 monetary action 金融措施 monetary aggregates 货币流通额 monetary and credit control 货币信用管理monetary and financial crisis 货币金融危机 monetary area 货币区 monetary assets 货币性资产 monetary base 货币基础货币流通金融调节手段银根松动金融市场金融市场货币风险银根奇紧货币单位 money capital 货币资本 money collector 收款人 money credit 货币信用 money down 付现款 money equivalent 货币等价 money paid on account 定金 money-flow analysis 货币流量分析 money-over-money leases 货币加成租赁 moral hazard 道德风险 mortgage bank 抵押银行58.59.60.61.62.63.64.66.67.68.69.70.71.72.73.74.75.76.77.78.79.80.81.82.83.84.85.86. motor vehicle and highway user tax 机动车和公路使用税 movables all risks insurance 动产综合保险 movables insurance 动产保险 multinational bank 跨国银行 multiunit 公寓楼 mutual insurance company 相互保险公司 national bank 国家银行 nationalized bank 国有化银行 near money 准货币 nearby contracts 近期合约 nearby futures 近期期货近期风险流通性议付银行配套净结算状况，净结算头寸中介货币中央银行的中立性名义帐户 nominal deposit 名义存款 non-member bank 非会员银行 non-resident account 非居民存款 notional principal 名义本金notional sum 名义金额 off-balance-sheet 表外业务 offer rate 卖出汇率 official borrowing 政府借款 official devaluation 法定贬值 official rate (of exchange) 官方汇价87.88.89.90.91.92.93.94.95.96.97.98.99. official short-term credit 官方短期信用 offset reserve 坏帐准备金 on a discount basis （以）折价形式 open account business (= open account trade)赊帐交易 open an account 开户 open fair transaction tax 集市交易税 open market 公开市场 open market operation 公开市场业务 open market policy 公开市场政策 open mortgage 可资抵押 open negotiation 公开议付预约保单100. （期货交易中的）头寸 101. 敞口头寸102. 开口的，无限制的，无限度的 103. 开市价订单 104. 营业银行105. 营运现金流（量） 106. operating lease 经营租赁 107. operating leases 操作租赁 108. operating risk 经营风险 109. operation account 交易帐户110. option 期权，选择权，买卖权 111. option buyer 期权的买方 112. option fee (=option premium or premium o期权费113. option purchase price 期权的购进价格 114. option seller 期权的卖方115. options on futures contract 期货合同的期权交易116. ordinary bank 普通银行 117. ordinary deposit 普通存款 118. ordinary time deposit 普通定期存款 119. our bank 开户银行120. out-of-the-money 无内在价值的期权 121. output-capital ratio 产出与资本的比率 122. outright position 单笔头寸123. outward documentary bill for collection 出口跟单汇票，出口押汇124. outward remittance 汇出汇款 125. over-loan position 贷款超额 126. 日拆127. 海外银行 128. 国外分行 129. 超卖130. 易所交易的131. 场外交易市场 132. 估价过高 133. Pacific card 太平洋卡 134. package policy 一揽子保险 135. painting the tape 粉饰行情 136. pairing 配对137. parking 寄售138. partial assignment 部分转让 139. parties to a collection 托收各当事人140. pawn 典当141. pay up 付清，缴清142. payee or beneficiary 受款人，收款人，受益人143. paying bank 付款银行144. paying bank 汇入行，付款行 145. payment facilities 支付服务设施 146. payment of account 预付金 147. payment of exchange 结汇148. payment reserve 支付准备 149. payment risks 支付风险 150. payroll tax 薪金税 151. pegging 固定汇率 152. permanent capital 永久性资本 153. personal account 个人帐户 154. 私人存款 155. 个人贷款 156. 小额活期存款 157. 小额保险158. 订购；下单 159. 塑料卡 160. 牡丹卡 161. 交割地点 162. policy of discount window 窗口指导政策 163. political risk 政治风险164. poor for insurance 风险大的保险户 165. popularity bank 庶民银行166. position 头寸；交易部位；部位 167. post 过帐；登入总帐 168. postal remittance 邮政汇款 169. postal savings 邮政储蓄 170. pre-credit risk 信贷前风险 171. predetermined 预先约定的172. premium 期权费173. premium 期权权利金 174. premium for lease 租赁保证金 175. premium rate 保险费率 176. premium rates 优惠率177. premium tariff 保险费率表 178. present discount value 贴现现值 179. presenting bank 提示银行 180. prevailing rate 现行汇率 181. price discovery 价格发现 182. primary insurance 基本险 183. 本金184. 本金185. 委托人 186. 本利187. 股东188. 私营企业所得税 189. 产品税 190. 产量风险 191. profit and loss accounts 损益帐户 192. profit or loss on exchange 外汇买卖损益 193. profit taking 获利回吐 194. progressive taxation 累进税 195. property 物业196. property assets 不动产197. property company 房地产公司 198. property insurance 财产保险 199. property taxes 财产税 200. property under construction 楼花201. property value 房产价 202. proposal form 投保单 203. proposal of insurance 要保书 204. proprietary 自有资产 205. proprietary insurance 营业保险206. prospectus 募资说明书 207. protective tariffs 保护性关税 208. provident fund 准备基金 209. provisional account 临时帐户 210. proxy 代理委托证书 211. public audit 公开审计 212. 政府存款 213. 公款214. 纯利息215. 卖方期权，看跌期权 216. 认售期权 217. 质量风险 218. 数量风险。

银行招聘笔试英语部分知识点--常见银行考试英语词汇

常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

国有银行考试笔试-英语(常用语)

国有四大银行笔试常用词汇private deposits 私人存款（P1---P10）（外资银行会涉及单选或完型填空，请按需识记；面试侧重口语40分钟实用语面试，第11页开始）已按照报考方向（技术类，营销类、综合管理类等）进行分类。

（1）综合管理类to counter sign 双签account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单principal 本金to deposit 存款deposit receipt 存款收据certificate of deposit 存单overdraft, overdraw 透支a banding machine 自动存取机construction bank 建设银行crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根deposit book, passbook 存折(必考) credit card 信用卡to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank of India, Australia andChina 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discountcompany) 商业信贷公司（贴现公司）neighborhood savings bank, bank ofdeposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications交通银行——————>mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have inyour mind?你想开哪种帐户?阅读题中常用语，有时候会涉及判断题Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like todeposit your money.请告诉我你想存何种户头?There's a service charge for the checkingaccount but no charge for the savings.支票户头要收服务费，现金户头不收。

银行校园招聘英语必考词汇

银行校园招聘英语必考词汇currency, money 货币;money changing 兑换货币an exchange form 兑换单;bank note 钞票note of large denomination 大票;note of small denomination 小票small change 零钱;subsidiary money 辅币nickel piece 镍币;plastic currency notes 塑料钞票convertible money 可兑换(黄金)纸币to close an account, to clear an account 结清to draw money 取款;drawing-out slip 取款单the number slip 号码牌;a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据;teller, cashier 出纳员I want to deposit these cheques in my account.我想把这些支票存在我的户头上。

I'd like to pay 200 yuan into my deposit account.我想在在我的定期存款户头上存200元。

I want to deposit my paycheck.我想存入我的工资支票。

I'd like to know whether I can cash a cheque here.我想知道我能否在这兑换支票。

Will you please cash this traveler's cheque?请兑现这张旅行支票好吗?I'd like to cash this money order.我想兑现这张汇款单。

I want to cash the balance of a traveler's letter of credit.我要把旅行信用证的结余兑现。

国有银行考试笔试-英语(常用语)概要

国有四大银行笔试常用词汇private deposits 私人存款（P1---P10）（外资银行会涉及单选或完型填空，请按需识记；面试侧重口语40分钟实用语面试，第11页开始）已按照报考方向（技术类，营销类、综合管理类等）进行分类。

（1）综合管理类to counter sign 双签account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单principal 本金to deposit 存款deposit receipt 存款收据certificate of deposit 存单overdraft, overdraw 透支a banding machine 自动存取机construction bank 建设银行crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根deposit book, passbook 存折(必考) credit card 信用卡to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank of India, Australia andChina 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discountcompany) 商业信贷公司（贴现公司）neighborhood savings bank, bank ofdeposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications交通银行——————>mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have inyour mind?你想开哪种帐户?阅读题中常用语，有时候会涉及判断题Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like todeposit your money.请告诉我你想存何种户头?There's a service charge for the checkingaccount but no charge for the savings.支票户头要收服务费，现金户头不收。

银行考试常用英语词汇D-F

银行考试常用英语词汇D-F1.D/D (Banker's Demand Draft) 票汇2.daily interest 日息3.daily limit 每日涨（跌）停板4.date of delivery 交割期5.dealers 批发商6.death and gift tax 遗产和赠与税7.debt of honour 信用借款8.debtor bank 借方银行9.decision-making under risk 风险下的决策10.deed 契约11.deed tax 契税12.deferred savings 定期存款13.deficit covering 弥补赤字14.deficit-covering finance 赤字财政15.deflation 通货紧缩16.delivery date 交割日17.demand pull inflation 需求拉动通货膨胀18.demand-deposit or checking-accounts 活期存款或支票帐户19.deposit account (D/A) 存款帐户20.deposit at call 通知存款21.deposit bank 存款银行22.deposit money 存款货币23.deposit rate 存款利率24.deposit turnover 存款周转率25.depreciation risks 贬值风险26.derivative deposit 派生存款27.derived deposit 派生存款28.designated currency 指定货币29.deutsche marks (=DM) 西德马克30.devaluation of dollar 美元贬值31.developer 发展商32.Development Bank 开发银行33.development financing 发展融资34.devise 遗赠35.die intestate 死时没有遗嘱36.Diners card 大莱信用卡37.direct exchange 直接汇兑38.direct financing 直接融资39.direct hedging 直接套做40.direct leases 直接租赁41.direct taxation 直接税42.discount credit 贴现融资43.discount market 贴现市场44.discount on bills 票据贴现45.discount paid 已付贴现额46.discounted cash flow 净现金量47.discounting bank 贴现银行48.dishonour risks 拒付风险49.disintermediation 脱媒50.distant futures 远期期货51.diversification 分散投资52.dividends 红利53.document of title 物权单据54.documentary collection 跟单托收55.Documents against Acceptance,D/A 承兑交单56.Documents against Payment,D/P 付款交单57.domestic correspondent 国内通汇银行58.domestic deposit 国内存款59.domestic exchange 国内汇兑60.double leasing 双重租赁61.double mortgage 双重抵押62.double option 双向期权63.Dow Jones average 道·琼斯平均数64.down payment 首期65.downgrade 降级66.downside 下降趋势67.downtick 跌点交易68.Dragon card 龙卡69.draw 提款70.draw cheque 签发票据71.drawee bank 付款银行72.drawing account 提款帐户73.dual exchange market 双重外汇市场74.dual trading 双重交易75.due from other funds 应收其他基金款76.due to other funds 应付其他基金款77.dumping 抛售78.early warning system 预警系统79.easy credit 放松信贷80.economic exposure 经济风险81.efficient portfolio 有效证券组合82.electronic accounting machine 电子记帐机83.electronic cash 电子现金84.electronic cash register 电子收款机85.electronic debts 电子借贷86.electronic funds transfer 电子资金转帐87.electronic transfer 电子转帐88.emergency tariff 非常关税89.encumbrance 债权（在不动产上设定的债权）90.endorsement for collection 托收背书91.engage in arbitrage (to) 套汇92.entity n. 单位，整体，个体93.entrance fee 申请费94.equalization fund （外汇）平衡基金95.equipment leasing services 设备租赁业务96.equity portfolio 股票资产97.establishing bank 开证银行98.ethics risks 道德风险99.Euro-bank 欧洲银行100.Eurocard 欧洲系统卡101.European terms 欧洲标价法102.evaluation of property 房产估价103.evasion of foreign currency 逃汇104.exception clause 免责条款105.excess insurance 超额保险106.exchange adjustment 汇率调整107.exchange alteration 更改汇率108.exchange arbitrage 外汇套利109.exchange bank 外汇银行110.exchange broker 外汇经纪人111.exchange brokerage 外汇经纪人佣金112.exchange business 外汇业务113.exchange clearing agreement 外汇结算协定114.exchange clearing system 汇结算制115.exchange competition 外汇竞争116.exchange contract 外汇成交单117.exchange control 外汇管制118.exchange convertibility 外汇兑换119.exchange customs 交易所惯例120.exchange depreciation 外汇下降121.exchange dumping 汇率倾销122.exchange fluctuations 汇价变动123.exchange for forward delivery 远期外汇业务124.exchange for spot delivery 即期外汇业务125.exchange freedom 外汇自由兑换126.exchange loss 汇率损失127.exchange parity 外汇平价128.exchange position 外汇头寸129.exchange position 外汇头寸；外汇动态130.exchange premium 外汇升水131.exchange profit 外汇利润132.exchange proviso clause 外汇保值条款133.exchange quota system 外汇配额制134.exchange rate 汇价135.exchange rate fluctuations 外汇汇价的波动136.exchange rate parity 外汇兑换的固定汇率137.exchange rate risks 外汇汇率风险138.exchange reserves 外汇储备139.exchange restrictions 外汇限制140.exchange risk 外汇风险141.exchange risk 兑换风险142.exchange settlement 结汇143.exchange speculation 外汇投机144.exchange stability 汇率稳定145.exchange surrender certificate 外汇移转证146.exchange transactions 外汇交易147.exchange value 外汇价值148.exchange war 外汇战149.excise 货物税，消费税150.exercise date 执行日151.exercise price, striking price 履约价格，认购价格152.expenditure tax 支出税153.expenditure tax regime 支出税税制154.expenses incurred in the purchase 购买物业开支155.expiration date 到期日156.export and import bank 进出口银行157.export gold point 黄金输出点158.exposure 风险159.external account 对外帐户160.extraneous risks 附加险161.extrinsic value 外在价值162.face value 面值163.facultative insurance 临时保险164.fair and reasonable 公平合理165.far future risks 长远期风险166.farm subsidies 农产品补贴167.farmland occupancy tax 耕地占用税168.favourable exchange 顺汇169.fax base 税基170.feast tax 筵席税171.feathered assets 掺水资产172.fee 不动产173.fee interest 不动产产权174.fictions payee 虚构抬头人175.fictitious assets 虚拟资产176.fictitious capital 虚拟资本177.fiduciary a. 信托的，信用的，受信托的（人）178.fiduciary field 信用领域，信托领域179.finance broker 金融经纪人180.financial advising services 金融咨询服务181.financial arrangement 筹资安排182.financial crisis 金融危机183.financial forward contract 金融远期合约184.financial futures 金融期货185.financial futures contract 金融期货合约186.financial insolvency 无力支付187.financial institutions' deposit 同业存款188.financial lease 金融租赁189.financial risk 金融风险190.financial statement analysis 财务报表分析191.financial system 金融体系192.financial transaction 金融业务193.financial unrest 金融动荡194.financial world 金融界195.first mortgage 第一抵押权196.fiscal and monetary policy 财政金融政策197.fixed assets 固定资产198.fixed assets ratio 固定资产比率199.fixed assets turnover ratio 固定资产周转率200.fixed capital 固定资本201.fixed costs 固定成本202.fixed deposit (=time deposit) 定期存款203.fixed deposit by installment 零存整取204.fixed exchange rate 固定汇率205.fixed par of exchange 法定汇兑平价206.fixed savings withdrawal 定期储蓄提款207.fixed-rate leases 固定利率租赁208.flexibility and mobility 灵活性与机动性209.flexibility of exchange rates 汇率伸缩性210.flexible exchange rate 浮动汇率211.floating exchange rate 浮动汇率212.floating policy 流动保险单213.floating-rate leases 浮动利率租赁214.floor 带利率下限的期权215.floor broker 场内经纪人216.fluctuations in prices 汇率波动217.foregift 权利金218.foreign banks 外国银行219.foreign correspondent 国外代理银行220.foreign currency futures 外汇期货221.foreign enterprises income tax 外国企业所得税222.foreign exchange certificate 外汇兑换券223.foreign exchange crisis 外汇危机224.foreign exchange cushion 外汇缓冲225.foreign exchange dumping 外汇倾销226.foreign exchange earnings 外汇收入227.foreign exchange liabilities 外汇负债228.foreign exchange loans 外汇贷款229.foreign exchange parity 外汇平价230.foreign exchange quotations 外汇行情231.foreign exchange regulations 外汇条例232.foreign exchange reserves 外汇储备233.foreign exchange restrictions 外汇限制234.foreign exchange retaining system 外汇留存制235.foreign exchange risk 外汇风险236.foreign exchange services 外汇业务237.foreign exchange transaction centre 外汇交易中心238.forward exchange 期货外汇239.forward exchange intervention 期货外汇干预240.forward exchange sold 卖出期货外汇241.forward foreign exchange 远期外汇汇率242.forward operation 远期（经营）业务243.forward swap 远期掉期244.fraternal insurance 互助保险245.free depreciation 自由折旧246.free foreign exchange 自由外汇247.freight tax 运费税248.fringe bank 边缘银行249.full insurance 定额保险250.full payout leases 充分偿付租赁251.full progressive income tax 全额累进所得税252.fund 资金、基金253.fund account 基金帐户254.fund allocation 基金分配255.fund appropriation 基金拨款256.fund balance 基金结存款257.fund demand 资金需求258.fund for relief 救济基金259.fund for special use 专用基金260.fund in trust 信托基金261.fund liability 基金负债262.fund obligation 基金负担263.fund raising 基金筹措264.fundamental insurance 基本险265.funds statement 资金表266.futures commission merchants 期货经纪公司267.futures contract 期货合约268.futures delivery 期货交割269.futures margin 期货保证金270.futures market 期货市场271.futures price 期货价格272.futures transaction 期货交易273.FX futures contract 外汇期货合约274.275.276.277.（注：素材和资料部分来自网络，供参考。

国有银行考试笔试-英语(常用语)

国有四大银行笔试常用词汇private deposits 私人存款（P1---P10）（外资银行会涉及单选或完型填空，请按需识记；面试侧重口语40分钟实用语面试，第11页开始）已按照报考方向（技术类，营销类、综合管理类等）进行分类。

（1）综合管理类to counter sign 双签account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单principal 本金to deposit 存款deposit receipt 存款收据certificate of deposit 存单overdraft, overdraw 透支a banding machine 自动存取机construction bank 建设银行crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根deposit book, passbook 存折(必考) credit card 信用卡to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai BankingCorporation 汇丰银行Chartered Bank of India, Australia andChina 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discountcompany) 商业信贷公司（贴现公司）neighborhood savings bank, bank ofdeposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications交通银行——————>mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have inyour mind?你想开哪种帐户?阅读题中常用语，有时候会涉及判断题Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like todeposit your money.请告诉我你想存何种户头?There's a service charge for the checkingaccount but no charge for the savings.支票户头要收服务费，现金户头不收。

银行招聘英语重点词汇集合

银行英语词汇中国银行－－BC（Bank of China）－－“不存。

”中国建设银行－－CBC（China Construction Bank ）－－“存存吧？”中国农业银行－－ABC（Agriculture Bank of China）－－“啊，不存！”中国工商银行－－ICBC（Industry and Commercial Bank of China）－－“爱存不存”account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。

2-3-1-银行招聘笔试英语部分知识点--常见银行考试英语词汇(各种银行术语和句子全面介绍)(word文档物超所值)

常见银行英语词汇account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩devaluation 货币贬值revaluation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间银行英语口语－新开帐户What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收。

中国人民银行考试英语类词汇(DOC)

account number 帐号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine 自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折credit card 信用卡principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser 背书人to cash 兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque 空白支票rubber cheque 空头支票cheque stub, counterfoil 票根cash cheque 现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker 银行家president 行长savings bank 储蓄银行Chase Bank 大通银行Citibank 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行Banque de I'IndoChine 东方汇理银行central bank, national bank, banker's bank 中央银行bank of issue, bank of circulation 发行币银行commercial bank 商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank 贴现银行exchange bank 汇兑银行requesting bank 委托开证银行issuing bank, opening bank 开证银行advising bank, notifying bank 通知银行negotiation bank 议付银行confirming bank 保兑银行paying bank 付款银行associate banker of collection 代收银行consigned banker of collection 委托银行clearing bank 清算银行local bank 本地银行domestic bank 国内银行overseas bank 国外银行unincorporated bank 钱庄branch bank 银行分行trustee savings bank 信托储蓄银行trust company 信托公司financial trust 金融信托公司unit trust 信托投资公司trust institution 银行的信托部credit department 银行的信用部commercial credit company(discount company) 商业信贷公司（贴现公司）neighborhood savings bank, bank of deposit 街道储蓄所credit union 合作银行credit bureau 商业兴信所self-service bank 无人银行land bank 土地银行construction bank 建设银行industrial and commercial bank 工商银行bank of communications 交通银行mutual savings bank 互助储蓄银行post office savings bank 邮局储蓄银行mortgage bank, building society 抵押银行industrial bank 实业银行home loan bank 家宅贷款银行reserve bank 准备银行chartered bank 特许银行corresponding bank 往来银行merchant bank, accepting bank 承兑银行investment bank 投资银行import and export bank (EXIMBANK) 进出口银行joint venture bank 合资银行money shop, native bank 钱庄credit cooperatives 信用社clearing house 票据交换所public accounting 公共会计business accounting 商业会计cost accounting 成本会计depreciation accounting 折旧会计computerized accounting 电脑化会计general ledger 总帐subsidiary ledger 分户帐cash book 现金出纳帐cash account 现金帐journal, day-book 日记帐，流水帐bad debts 坏帐investment 投资surplus 结余idle capital 游资economic cycle 经济周期economic boom 经济繁荣economic recession 经济衰退economic depression 经济萧条economic crisis 经济危机economic recovery 经济复苏inflation 通货膨胀deflation 通货收缩deva luation 货币贬值reva luation 货币增值international balance of payment 国际收支favourable balance 顺差adverse balance 逆差hard currency 硬通货soft currency 软通货international monetary system 国际货币制度the purchasing power of money 货币购买力money in circulation 货币流通量note issue 纸币发行量national budget 国家预算national gross product 国民生产总值public bond 公债stock, share 股票debenture 债券treasury bill 国库券debt chain 债务链direct exchange 直接（对角）套汇indirect exchange 间接（三角）套汇cross rate, arbitrage rate 套汇汇率foreign currency (exchange) reserve 外汇储备foreign exchange fluctuation 外汇波动foreign exchange crisis 外汇危机discount 贴现discount rate, bank rate 贴现率gold reserve 黄金储备money (financial) market 金融市场stock exchange 股票交易所broker 经纪人commission 佣金bookkeeping 簿记bookkeeper 簿记员an application form 申请单bank statement 对帐单letter of credit 信用证strong room, vault 保险库equitable tax system 等价税则specimen signature 签字式样banking hours, business hours 营业时间What kind of account did you have in your mind?你想开哪种帐户?Do you like to open a current account?你想开一个活期存款帐户吗?A deposit or current account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?There's a service charge for the checking account but no charge for the savings. 支票户头要收服务费，现金户头不收。