unit 12 insurance
外贸函电 ,关于保险Unit12 Insurance
例如， 合同价值为USD12000， 例如，某CIF合同价值为 合同价值为 ， 投保一切险与战争险 一切险与战争险， 投保一切险与战争险，费率分别为 0.6%和0.4%，请问保险金额 和保险费 和 ，请问保险金额 各多少？ 各多少？
•Answer: • Insured Amount: • USD12000 x 110% = USD13200 •Insurance Premium: • USD 13200 x (0.6%+0.4%) = USD132
• the claimant
– The claimant may not necessarily be the insurant
• the insurance policy
- The contract made between the insurer and the insured
• the insured amount
Figure 6.4 Basic Coverage of C.I.C.
Insured Amount and Insቤተ መጻሕፍቲ ባይዱrance Premium
•The insured amount
The formula for calculating the insured amount under CIF trade terms:
• Two types of risks
– Perils of the sea
• Natural calamities – Caused by force majeure events such as heavy weather , lightening, Tsunami, earthquake, volcanic eruption,, etc. • Unexpected accidents/fortuitous accidents – Caused by accidents such as fire, explosion, vessel being stranded , grounded, sunk or capsized, collision, missing, etc.
insurance例句
insurance例句1今日单词：insurance 英[ɪnˈʃʊərəns] 美[ɪnˈʃʊrəns]（n.）保险课文原句：Besides,we are taking out insurance to cover any problems.原句翻译：除此之外，我们将办理保险来避免任何问题。
（必修1 unit3 page21）2牛津词典释义：1.[不可数名词, 可数名词] ~ (against sth) an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs, for example, if you die or are ill/sick, or if you lose or damage sth 保险例句1：life/car/travel/household, etc. insurance人寿、汽车、旅行平安、家庭财产等保险例句2：to take out insurance against fire and theft办理火险和盗窃保险例句3：Can you claim for the loss on your insurance ?你能向你投保的公司要求赔偿这一损失吗？2.[不可数名词] the business of providing people with insurance 保险业例句1：an insurance broker/company保险经纪人/ 公司例句2：He works in insurance.他在保险业工作。
3.[不可数名词] money paid by or to an insurance company 保险费；保费例句1：to pay insurance on your house交住房保险金例句2：When her husband died, she received £50 000 in insurance.她丈夫去世，她得到了一笔5万英镑的保险金。
上外中级口译第三版听力教程原文及讲解--Unit 12
Unit 12. Part one. Mass media and new technologies. 3. Exercises.1. Listen to a talk about mass media and then supply the missing parts in the following answers.Fifteen years ago if you heard the words mass media you probably immediately thought of television, newspapers, magazines, and the radio. But today if you made a list of the mass media you use you would have to add newer technologies, such as cable, satellite TV, PDAs (or personal digital assistance), and the internet. In today’s world we are surrounded by technology that allows us to communicate with others. And of course technology has brought us some wonderful things. And I personally wouldn’t want to li ve without it. But all these new advances bring us dangers that we should be aware of. Let’s begin by discussing 3 of these danger, violence, passivity, and addiction. There is a lot of violence in TV shows, and many people worry about its effect on us. For example, almost every home in the United States has a color television, and according to a recent study TV is owning every household for 7 hours and 37 minutes everyday. And many people are afraid that children and adolescence are especially susceptible to this violence. In 2003, for example, a young boy jumped out of a window after seeing a superhero do the same thing on TV while he was chasing an enemy. And what about the movie where kids set a subway booth on fire? Some teenagers saw that movie and then they did the same thing. Tragically the man working at the booth died as a result of the fire.2. Listen to the second part of the talk about mass media and supply the missing word you hear from the talk.In addition to making us violent TV can also ma ke us passive. You’ve probably heard the term couch potato. It refers to a person who daydreams for hours in front of the TV. When we are in this passive state we may not be able to distinguish between fantasy and reality, and we may make bad decisions about important things in our lives. Third, using the media can become very addictive. For example, how many internet users can say that they quickly go on line find what they need and get off again. That’s just not the case for most of us who wander through cyber-space kicking here and there and wasting a lot of time in the process. If you check your email more than 3 or 4 times a day you might want to ask yourself if youreally need that communication, and cell-phones which these days can also be used to go on line are highly addictive as well.中级口译听力教程第三版5BPart two. Statements. 2. Exercises. Listen and then choose the answer that is closest in meaning to each statement you hear.1. When I saw him from a distance on a downtown street this morning, I thought that he was my professor, but he wasn’t.2. Perhaps we should just stay at home and watch television. The concert started at 8 o’clock and were already half an hour late.3. Professor Jones is a very busy woman. Even so she always takes time to help her students after class. That’s why she is very popular at the school.4. David is an insurance agent and makes good money. He bought a 20,000 dollar car last month. And that only took 1/3 of his yearly salary.5. If George kept studying as his sister does, he would have no trouble passing his exams. But unfortunately he does not.6. I am sure glad that today’s physic class is over. I was lost. I couldn’t follow a word professor Smith said.7. After the morning meeting in the office he hurried to the railway station at noon by taxi only to miss his train to Chicago by half an hour.8. Jack is happy and excited these several days. His advisor has agreed with his decision to begin a Ph.D program instead of an MA program.9. There is a long line in front of the box office. I doubt there will be any tickets left. I guess we will wind up going to the second show.10. It doesn’t come as a surprise to us that Mary got a research grant. Everybody knows that she is brilliant.11. Dan is meeting my parents for the first time this weekend. Fortunately my father loves to fish, so that they have something to talk about.12. Jim was very embarrassed when he was requested to answer the professor’s question during the class. If he had paid attention he would have heard the question.13. We had only expected 20 people to apply for the post, but twice as many showed up on the first day.14. The flight was supposed to take off at 8 o’clock in the morning, but it was delayed 45 minutes owing to the heavy fog in the area.15. If work is not urgent in the office Sally likes nothing better than to talk on the telephone with her friends.16. You can see what’s happening with the library. They are adding a new wing. Actually the construction cruise finishing it up.17. I ca n’t tell you when the next shuttle bus is leaving for downtown shopping center, but there is a schedule posted on the bulletin board over there.18. Weather reports are sometimes not dependable. The weather was supposed to be nice today, but it rained most of the afternoon.19. Although Mrs. Smith has less teaching experience than the other members of the staff, she is one of the best instructors.20. We don’t have enough information for our financial plan, but it’s due tomorrow. I am afraid we will just have to make due of what we have got.Part 3. 3. Exercises.1. A status symbol thing. This is a short conversation about mass media between 2 friends. Listen and then choose the best answer to each question you hear.M: Maggie, can you tell me if there is any form of media that has a particular influence on you? W: Well, I guess I have mix feelings about cell phones. They used to bother me a lot. But now I have one.M: Why didn’t you like them?W: I used to think they were just trendy, a status symbol thing and too expensive. But I think there are other dangers for cell phones.M: Like what?W: Like driving or talking on the cell phone. When I was coming home from college for Thanks Giving break, the bus driver was talking on the cell phone the whole way. And it really upset me. The weather was really bad. And he was just talking on the phone. And I was really scared. Like I didn’t think I was gonna getting home.M: Well, that does sound dangerous.W: Yeah, but I think there are benefits too. I finally bought one because I need people to get in touch with me about school or about work and for my mom. She works a lot. She is away from home a lot. So it’s great for her to have a cell phone to call us at home to keep tabs on us. And, you know, we can call her too.Questions:1) What form of media has a particular effect on Maggie?2) What’s Maggie’s present attitude towards cell phones?3) There are several reasons for which Maggie didn’t like cell phones before. Which of the following is not one of these reasons?4) Why has Maggie finally decided to buy a cell phone?2. Playing video games. This is a short conversation about playing video games. Listen and choose the best answer to each question you hear.W: Hi, Bill. Tell me, how often you play video games.M: I don’t know. Maybe a couple of hours a week. In the summer time it’s more maybe 5 or 6 hours a weekW: Don’t you think there is a lot of violence in video games?M: Yeah, well, I try not to play those games. I only like sports games. I hate those gun ones where you just walk around and kill people.W: Why? Do you think they have a bad effect on you?M: I don’t think a bad effect, maybe a waste of things. I feel like when I play I am wasting the day away. I think video games restrict the things kids do, like read. Kids can become addict to them. They just sit and do video games all day.W: So you think they do have a bad effect.M: I don't know. A bad effect? Not for teenagers I think. Maybe they could be dangerous for little kids, bec ause they haven’t been alive for that long and their minds aren’t fully developed.W: And what about big kids? Do big kids know the difference between fantasy and reality? M: Yeah, definitely.W: But what about all the violence?M: Well, most kids like the feeling of killing things in video games. But it’s part of the game. It’s not real. Video games can be very entertaining, but it’s not good if you overuse them. The reason isn’t because that make you deranged, just that they make you waste time. I don’t play any violent games myself. But I know a lot of people who do. And they don’t really have a negative effect. They just make the kid a little more anti-social. They don’t make people want to kill each other.Questions:1) How often does Bill play video games a week in summer?2) What type of games does he like?3) What kind of effect do video games have on people like him according to Bill?4) What’s Bill’s general attitude towards video games?3. Modern forms of media. This is a short conversation about modern forms of mass media. Listen and then choose the best answer to each question you hear.W: Robert, I know you have strong feelings about the media.M: I do. I had never had a television in my life. I grew up before television was reallyco mmon, I just don’t have time for it. I think you have to look at the trade-off for what ever you do.W: What do you mean by trade-off?M: What it costs not only in money but in terms of what it does to your life. I have no real machines in my apartment. Well, I do have an FM radio.W: Yeah, what do you listen to?M: Oh, weather reports, good music, and I have a telephone now, but I lived for 8 years without one.W: Eight years without a telephone?M: Well, I discovered there were telephones on every s treet corner and I really didn’t need one for anything.W: Do you have a computer?M: I do not own a computer. Because when I go on the Internet I am always disappointed. You see, I think modern technology destroys all the beauty of meaning in life. The machine gets in the way. And I don’t want to be part of a machine. That’s not the way I want to live mylife.W: Aren’t there any good things that the modern media brings us? I don’t know closer contact with other people?M: Well, I do have a confession to make. The only modern form of media I really like is the jet plane. I mean I know it’s not the media, but I really consider it to be a form of communication. It has allowed me to travel all over the world. I get great enjoyment out of travelling. I link up with people from foreign countries. I meet them. I talk to them. And so in that way the jet plane has improved international communication much more than fax or email will ever do. W: What an interesting idea! Thank you, Robert.Questions:1) Why has Robert never had a television in his life?2) Which type of modern machine does Robert have now in his apartment?3) According to Robert why didn’t he have a telephone for 8 years?4) How does Robert feel when he goes on the internet?5) What is the only modern form of media? Does Robert really like according to his confession?Part four. Listening and translation. 2. Exercises.1. Sentence translation. Listen and translate each sentence you have heard into Chinese. Then write it in the space given below.1) Unemployment has risen to over 3 million for the first time in 6 years and analyst expect the jobless total to rise by a further 40,000 this month.2) The pay negotiations were going badly. We want to link the pay increase to productivity level, but the unions refused.3) After some discussion we have reached a compromise on the trade and we will come down to details at the next meeting on Friday afternoon.4) It is generally felt that inflation is aggravating the social problems. It’s time th at the government should take immediate measures to curb inflation.5) In the United States there are about 9 murders a year per 100,000 people. In Japan, for example, that figure is 0.5. In France, it’s 1.1.2. Passage translation. Listen and translate each passage you have heard into Chinese. Thenwrite it in the space given below. You may take notes while you are listening.1) All through history men had tried to build their homes near the sources of fresh water. Now fresh water is becoming scarce. But more and more is needed because of the increasing number of people in the world. Some industries also use large amounts of fresh water in the production of such things as steel, petroleum, paper, and synthetic rubber. Scientist estimate that the need for fresh water will have doubled by the year 2050. If they are correct we must find new ways of saving it or producing it.2) To make a long story very short I got the job. There were 5 of us who went for it. And I was chosen. At first it was very awkward, because I know that my friend Bill really wanted it. He was very upset. But now that a few weeks have gone by he is calmed down a bit. I have gotten used to my new position, and my friendship with Bill is better than ever. You could say that I am very relieved. And I love my new job.Unit twelvePart one Mass Media and New TechnologiesPDA=personal digital assistants个人数字助理a PALMTOP (=a very small computer) on which you can store addresses and telephone numbers, and write letters and reports Adolescent adj.青春期的, 青少年的n.青少年An adolescent between the ages of 13 and 19 is called a teenagerSusceptible to 易受某事物影响或损害: highly susceptible to flattery 听几句好话就忘乎所以* plants that are not susceptible to disease不易受病害侵袭的植物.Passivity . 被动性(尤指无行动, 迟钝, 顺从) activity 能动性AdditionSuperheroTo chaseBoothCyberspaceTo click（使某物）发出轻微尖声（像钥匙在锁中转动的声音）; （使某物）发?嗒声/ ~ (with sb) 很快成为好朋友/为（某人）所喜爱/突然明白或理解Mass media . 大众传播媒体, 海量媒体数据, 新闻界Part twoShuttle穿梭班机﹑公共汽车等（定时往返两地的）: I'm flying to Boston on the shuttle. 我将乘穿梭班机去波士顿.Bulletin board告示牌/公告栏Part threeTrendy赶时髦的，贬Keep tabs on记入某事物[某人]的帐; 监视某事物[某人]:Zoom（指飞行器或汽车等）急速的移动, 急速移动时发出的声音Deranged尤指）有精神病的; 精神失常的Anti-socialSomeone who is anti-social is unwilling to meet and be friendly with other people....teenagers who will become aggressive and anti-social.Trade-offtrade sth off (against sth) give sth up (in exchange for sth else) as a compromise 放弃某物作为让步（以换取他物）~ (between sth and sth) balancing of various factors in order to achieve the best combination; compromise （为获得最佳组合, 对各种因素的）权衡, 协调FM radio ？？？Confession（指天主教）向神父忏悔、供认; 招供; 承认; 坦白; 交代、（表明宗教信仰﹑准则等的）声明Status symbol 地位的象征Thanksgiving 11月的第四个星期四Part fourTo aggravate【ægrəveɪt】使（疾病﹑情况﹑罪过等）恶化, 更坏, 加重, 加剧:Synthetic用合成法制造的; 人造的Synthesis综合; 结合/合成; 人造1.Unemployment has risen to over three million for the first time in six years andanalysts【ænəlɪst】expect the jobless total to rise by a further 40,000 this month.失业人数在六年里首次上升到。
保险英语
专业名词1、proposer投保人2、underwrite承保3、policyholder保单持有人4、tied agent固定代理人5、broker经纪人6、Proposal form投保单7、the terms and conditions 条款8、property insurance财险公司9、third-party liability第三者责任险/10、insurance cover保障范围10、under-insurance不足额保险12、endowment assurance资金投资式保险12、term assurance定期保险13、maturity benefit到期收益14、conversion option保单转换保险15、renewal option续保保险16、terminal illness option晚期疾病保险17、whole life assurance终身寿险18、unit-link policies投连险19、critical illness cover重疾险20、permanent health insurance长期健康险21Annuity养老金22、personal pension plan个人养老保险23、personal accident insurance个人意外伤害保险24、Personal liability insurance个人责任保险25、reserves储备金26、Excess绝对免赔额27additional payment额外赔付28、standard benefit标准赔偿金29、Partial cover部分保险30、total cover全部保险31、cover note暂保单32no-claim discount无索赔折扣34、um insured保险金额35fixed contribution固定保费36、compulsory accident insurance特定意外伤害险37、Claim-free record无索赔记录38、loss adjuster损失理算师38、issue a policy签发保单39、the risk标的/风险39、motor insurance机车险40、policy change保单变更40、cancellation退保41、field force现场人员42、tied agents固定代理43、commission佣金44、classes险种45、branch office代办事处46、distribution营销47、claim settlement理赔48、price-conscious价格意识49、deregulation撤销管制50、insurance premium保费51、insurance rate保险费率52、quotation报价53、peril风险事故54、extra premium额外保费55、annuity年金险56、private health insurance个人医疗险57、comprehensive insurance全保险/综合险58、mileage limitation59、state insurance 60、joint proposer共同投保人段落翻译1、China insurance circles are dealing with insurance business according to the Insurance Law of the People Republic of China. In accordance with the insurance law, the insurance companies can deal with both insurance and reinsurance business while reinsurance company is not allowed to transact the former.中国保险界都是根据《中华人民共和国个保险法》经营保险业务。
保险英语常用词汇
保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People’s Insurance Company of Chin a) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss) 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average 单独海损General Average 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment 委付abandonment clause 委付条款accident 意外事故accounting period 结算期act of god 不可抗力actual total loss 实际全损actuarial method 精算法actuary 保险精算师additional premium 附加保险费additional risk 附加险advance profit 预期利润aggregate limit 累积限额aggregated loss 累积损失all-risks policy 一切险保单antis election 逆选择applicant 投保人application 投保单approved 承保assignment clause 转让条款average 海损、海损分摊average adjuster 海损理算人average clause 共同海损分担条款保险英语词汇Bbalance 所欠款项beneficiary 受益人binder 暂保单binding slip 暂保单breakage of packing 包装破碎险broker 经纪人保险英语词汇Ccapacity 承保能力captive 自保公司captive pools 自保组合cargo damage adjustment 货损理算cargo damage inspection 货损检验cargo damage prevention 货损预防cargo damage report 货损报告cargo damage survey 货损检查，货物损坏检验cargo insurance premium 货物保险费cargo insurance rate 货物保险费率cargo insurer 货物承保人cargo policy 货物保单，货物保险单cargo premium 货运保险费，货物保险费cargo underwriter 货物保险承保人（商），货险承保人，货物承保人cash loss 现金赔款cash value 现金价值catastrophe 巨灾catastrophe excess of loss（CXL）巨灾超赔\巨灾超赔分保categories of insurance 保险类别ceding company 分出公司ceding(insurance)company 分保公司ceding, retrocession(for reinsurance) 分保certificate of cargo damage 货损证明certificate of insurance 保险证明、保险凭证cession limit 分保限额China Insurance Clause (CIC) 中国保险条款claim 索赔claim assessor 索赔人claim settlement 理赔claim-prone 容易出险claims and arbitration 索赔与仲裁claims assistance 理赔协助clash and breakage 碰损，破碎险clean cut 结清方式coinsurance 共保co-insurance 共同保险co-insurance company 共同保险公司combined ratio 综合赔付率commencement and termination 起讫concurrent insurance 同时保险consequential loss (CL) 后果损失constructive total loss 推定全损contingent liquidity 或有流动性continued insurance 继续保险co-related risks 关联风险cover 承保、责任额cover note 保险证明书,承保单，保险证明cover note 暂保单（证明同意承保的临时文件）coverage 受保范围保险英语词汇Ddamage 损坏赔偿金damage cargo clerk 理残员，货损管理员damage cargo list 货损单，残货单damage certificate 损坏证明书damage claim 损坏索赔damaged by other cargo 由其他货物损害damaged cargo list 受损货物单damaged cargo report 受损货物报告书，货物损害报告deductibles 免赔额deposit premium 预付保费destroyed 毁坏disbursement policy (船舶)驶费保险单dividend system 红利制度double insurance 双保险dual valuation clause 双重价值条款保险英语词汇Eemployer 业主Endorsement 批单endorsement: 签注endowment insurance 养老保险endowment policy 人寿定期保险单event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款excess of loss cover 超额赔偿excess of loss（XL) 超赔分保exclusion 除外责任EXL protection 超赔保障exposed areas 风险承受区域exposure rating 风险评估extended-term insurance 过期保险extra charges 额外费用extra premium 额外保险费extraneous risks (additional risks) 附加险保险英语词汇Ffacultative business 临分保facultative reinsurance 临时分保fault liability 过失责任financial quota shares 成数分保fine print 细则finite risk 有限制的风险finite risk transfer 有限风险转移floating policy 浮动保险单franchise (deductible) 免赔额；免赔率free of all average (FAA) 全损赔偿freight insurance 运费保险freight policy 运费保险单full coverage 全额承保full insurance 全额保险full insurance value 足额保险价值full liability 全部责任保险英语词汇Ggeneral average（GA）共同海损grace period 宽限期gross net premium income（GNPI）总净保费收入group insurance 团体保险guarantee of insurance 保险担保书保险英语词汇Hhazard 危险因素health insurance 疾病保险，健康保险heavy damage 严重破坏holistic risk transfer 整体风险转移hook damage 勾（钩）损险hour clause 小时条款保险英语词汇I保险英语词汇J-LJjettison 投弃Llaw of insurance 保险法law of large numbers 大数法则leaflet 说明书less exposed 损失可能性小letter of guarantee 保函，保证书liability 责任liability insurance 责任保险license bond 执照保险life assured 人寿保险投保人life expectancy 平均余命life fund 人寿保险基金life insurance 人寿保险life insurance actuary 人寿保险精算师life insurance reserve 人寿保险责任准备金life Table 生命表light damage 轻度破坏limits 投保限额line slips 分保条liquidity support 提供流动资金Lloyd 劳合社loading 附加费loading 人寿保险附加费loss adjuster 损失理算人loss occurrence 损失发生loss occurring basis 损失发生基础loss of profit 利损险loss participation 分担损失loss ratio 损失率loss ratio 赔付率loss settlement 损失赔付保险英语词汇Mmail contractor 承包商main risks 主险maintenance 保证期malicious damage 恶意损害marine insurance 海上运输保险，水险marine losses 海损medical insurance 医疗保险mortality tables 死亡率表（用于计算保险风险）multiple claim 多次（重复）索赔multiple insurance 重复保险mutual insurance 相互保险mutual insurance company 相互保险公司保险英语词汇NNatCat pooling 自然灾害共保natural catastrophe（NatCat）自然灾害natural premium 自然纯保费net retained lines 净自留额net retained losses 损失净自赔额no profit commission 无纯益风险no-claims bonus 无索偿奖金non-life 非寿险non-proportional reinsurance 非比例再保险notification 告知保险英语词汇Oobject 标的obligatory reinsurance 固定分保ocean marine cargo clauses 海洋运输货物保险条款on deck risk 舱面险open policy 预约保险单open policy insurance 预约保险original deductibles 原始免赔额original rate 原始费率over insurance 超额保险overland （transportation） insurance 陆上运输保险保险英语词汇Pparcel post insurance 邮包运输保险partial loss 部分损失particular average (PA) 单独海损peril 危险、危险事故perils of the sea 海上风险permit bond 许可证保险placement 安排policy 保单、保险单、保险契约policy holder 保险客户\保险单持有人policy package 承保多项内容的保险单policy proof of interest 保险单权益证明policy reserves 保险单责任准备金policy-holder 保险客户policyholder 保单持有者policy-holder 保险客户pool 共保组合、合保pool 联营pool administrator 共保组合管理人portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐possible maximum loss（PML）可能最大损失post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资premium 保险费premium rate 保险费率premium rebate 保险费回扣previous losses 既往损失primary insurance company 原保公司、主保险商principal 业主principle of compensation 补偿原则priority 分保自留额、自付责任priority (deductible) 优先（免赔额) proceeds 收益professional 专业险profit margin 利润边际property 财产险property covered 受保财产property insurance 财产保险proportional cover 比例分保proportional reinsurance 比例再保险proximate cause 近因punitive damage 惩罚性损害pure endowments 定期生存保险pure risk 纯粹危险保险英语词汇Rrain insurance 雨水保险rainstorm 雨暴rate 费率rating 费率recovery 追偿金reinstate 复效reinstated 继单reinstatement 恢复保额reinstatement value insurance 重置价值保险reinsurance 分保、再保险、转保reinsured 分出公司reinsurer 分保人（分保公司）、再保险人rejection risk 拒收险renew coverage 续保renewal 续保；延期renewal premium 续保费renewing coverage 续保reserve 准备金retention 自留、自留额return period 重现期revoke license 吊销营业执照riot insurance 骚乱保险risk 险别、风险、保险，保险额risk carrier 风险承担人risk covered 承保险项risk insured 承保险项risk management 危险管理risk premium 风险保费\风险贴水、风险溢价risk unit 危险单位risks covered 保险范围保险英语词汇Ssalvage charge 救助费用salvage value 残值，获救货物或船舶的价值second event cover 第二事件承保set-off 抵销settlement of claim 理赔sickness insurance 疾病保险social insurance 社会保险solvency 偿付能力solvency margin 赔偿能力spread loss 分散风险standing charges 维持费用stop loss 赔付率超赔sub-contractor 分承包商subject insured 风险标的subrogation center 代位求偿权sue and labor expenses 施救费用suicide clauses 自杀条款sum insured 保险金额、保额surplus insurance 盈余保险survey at jetty risk 码头检验险survey in customs risk 海关检验险保险英语词汇Ttariff 费率表tariff zone 险区term insurance 定期保险TG 拐点周期the insured 被保险人，受保人time policy 定期保险单topographic map 地形图total loss 全部损失total sum insured 总保额treaties business 合同分保treaty reinsurance 合约再保险treaty-limits 合约限额turnover 营业额保险英语词汇Uunder insurance 低额保险underwriters 保险商（指专保水险的保险商）、保险承运人、保险公司underwriting 承保underwriting policy 承保政策unvalued insurance 不定值保险unvalued policy 不定值保单utmost good faith 最大诚信保险英语词汇V-ZVvalued insurance 定值保险voluntary insurance 自动保险Wwaiver and estoppels 弃权与禁止反言windstorm 风暴working cost 营业费用working expenses 营业费用writing 承保written premiums 承保保费。
Unit 12 insurance
• Insurance on China’s exports may also be covered here if the foreign buyers deem it advisable to do so. • But never should the buyers be forced to accept CIF terms if they intend doing business on CFR or FOB basis with insurance at their discretion.
Unit 12 Insurance
Teaching Aims:
Insurance is a rather complicated subject and it has now entered into almost every transaction in international trade. To meet the requirement of sea transportation, various kinds of marine risks can be covered under different insurance policies. This chapter deals mainly with marine insurance.
• • • • • •
(5)渗漏险 (Risk of Leakage) (6)碰损，破碎险 (Risk of Clash and Breakage) (7)钩损险 (Hook Damage) (8)受潮受热险 (Damage Caused by Sweating and Heating)
• ห้องสมุดไป่ตู้ • •
• （2）险别（coverage） • 险别是确定承保人赔偿的责任范围， • 不同的险别承保人承担的责任范围不同。
国际商务谈判(第二版)unit09insurance
• 保险的基本概念 • 国际商务谈判中的保险问题 • 国际商务谈判中的保险条款
• 国际商务谈判中的保险风险控制 • 国际商务谈判中的保险索赔与理赔
01
保险的基本概念
保险的定义
保险是一种经济保障机制，通过集合 风险和分散风险，为个人或组织提供 风险保障，以减少因意外事件、自然 灾害或特定事件造成的损失。
保险能够降低国际商务谈判中的风险 和不确定性，从而降低交易成本，提 高谈判效率。
增强信任度
通过保险，交易双方能够增加彼此的 信任度，降低合作中的不确定性，促 进谈判的顺利进行。
保险在国际商务谈判中的策略
了解保险条款
在谈判前应充分了解保险条款的 内容，明确保险范围、赔偿方式
和相关责任。
灵活运用保险策略
及时采取行动
一旦发生事故，被保险人应立即 采取必要措施，防止损失扩大。
保险理赔的程序和要点
审核理赔资料
保险公司将对被保险人提供的理赔资料进行审核。
确定赔偿金额
根据审核结果，保险公司将确定赔偿金额。
保险理赔的程序和要点
支付赔偿金
保险公司将按照确定的金额，向被保险人支付赔偿金。
结案处理
在支付赔偿金后，保险公司将对案件进行结案处理。
风险转移与分散
风险转移
通过购买保险或与合作伙伴签订合同，将部分或全部风险转移给第三方。这可 以是针对特定风险的专项保险，也可以是覆盖多种风险的综合性保险。
风险分散
通过多元化经营或与其他企业合作，将风险分散到多个领域或合作伙伴，降低 单一风险对整体业务的影响。
风险自留与防范
风险自留
对于一些无法转移或分散的风险，企业可以选择自行承担。这需要企业具备足够 的财务实力和风险管理能力。
新教材同步系列2024春高中英语Unit12Innovation课件北师大版选择性必修第四册
This technique could bring significant benefits for those who
have genetic syndromes. The real value here is that for some of these ultra-rare diseases，the process of diagnosis can be many，many
分 析 ： 这 是 一 个 复 合 句 。 主 句 的 主 语 为 “the facial regions”，谓语为 “are highlighted”和 “made”；“that are most helpful in the determination”是定语从句，“As the system makes its assessments”为时间状语从句。
As the system makes its assessments，the facial regions that are most helpful in the determination are highlighted and made available for doctors to view. This helps them to understand the relationships between genetic make-up and physical appearance.
probability of having certain disorders. 分析：这是一个复合句 “If faces can reveal details about
genetics”是条件状语从句，in principle，secretly 是状语，“to discriminate against people”是动词不定式作目的状语，“who have a high probability of having certain disorders”是定语从句， 修饰先行词“people”。
外贸函电__关于保险Unit12_Insurance
The insurance premium
The formula for calculating the premium under CIF trade terms:
Insurance Premium = insured amount x premium rate = CIF price x ( 1+ markup percentage ) x premium rate
Expenses incurred
• Two types of expenses
– Sue or labor expenses (eg.施救费)
• When the subject matter suffers the risks within insurance coverage • the insured takes measures to avert or minimize the loss or damage to the subject matter insured.
8. Partial loss caused directly by natural calamities 9. Loss or damage due to external causes including general extraneous risks, excluding special extraneous risks and exclusions
1. Total loss
Actual total loss Constructive total loss
due to
a. natural calamities b. fortuitous accidents
《商务英语阅读》课程标准
《商务英语阅读》课程标准一、课程的性质《商务英语阅读》是商务英语专业的职业能力必修课。
本课程旨在:继续深化英语技能训练。
商务英语虽然是专业课程，但英语综合技能是学好本课程的基础。
因此，在学习本课程的过程中要进一步加强基础英语训练。
学习商务专业英语，掌握商务英语的特点和用法。
商务英语通常是指在商务活动中(如阅读有关资料、文献，处理英语函电，草拟商业合同、协议等文件，进行商务谈判等)所使用和接触到的英语，有其本身特点。
比如，一些普通的英语词汇在商务英语中有特殊的含义，这些专业词汇和它们的中文译名以及特殊的用法、搭配和套语都需要熟悉和掌握。
结合专业英语学习，扩充有关的商务知识和背景。
二、课程目标1、知识目标通过英语阅读技巧的学习，充分发挥学生的学习兴趣、增强求知欲、发展思维。
学习有关的商务活动的实用语言材料，熟悉主要的商务英语文章的类型，掌握相当数量的商务词汇，懂得一般的商务表达，学会分析商务文章的特点，能基本读懂难度一般的主要英语报刊、杂志中有关商务活动的报道和评论文章，能基本读懂英语原版商务教科书有关章节的大意;能将一般性英语商务材料译成汉语。
2、能力目标(1)能听懂中等难度的一般性日常会话和商务英语材料，并能对所听到的内容进行分析和运用(2)能用英语进行日常会话，并能就有关商务主题发表看法，表达流利、清晰，无明显语法错误，符合商务英语表达习惯(3)能熟练阅读中等难度的商务性文章，掌握中心大意及相关细节和事实，并能进行相应的判断、分析和推理，阅读速度每分钟60个单词以上(4)熟悉日常应用文和商务应用文的写作方法和技巧，语言通顺，表达准确3、素质目标(1)培养通过英语阅读技巧的学习，充分发挥学生的学习兴趣、增强求知欲、发展思维 (2)通过专业和课程特色，采用以形成性评价为主的多元评价方式，培养学生的综合语言技能，同时培养学生的自主学习意识和自主学习能力三、课程的课时分配课时分配教学内容理论教学实验合计 Unit1 Auction 4 4 Unit 2 Money 4 4 Unit 3 Banking 4 4 Unit 4 Shopping 4 4 Unit 5 Stock exchange 6 12 18 Unit 6 Health 4 4 Unit 7 Meetings 4 12 16 Unit 8 Exhibition 4 4 Unit 9 Advertisement 4 12 16 Unit10 Business communication 6 16 22 Unit 11 Organizational culture 6 12 18 Unit 12 Family 4 4 Unit 13 Sightseeing 4 4 Unit 14 Public relation 6 12 18 Unit 15 Modern office 6 12 18 Unit 16 Production 4 12 16 Unit 17 Automobiles 4 4 Unit 18 Insurance 4 4 机动4 4 合计 88 100 188四、课程内容与要求第一单元 Auction【教学内容】了解:拍卖活动的基础知识理解:两篇阅读文章内容掌握:文中出现的一般术语和商务术语【教学重点】重点:The Cutting Edge in Auctions难点:Auction approaches【教学要求】能够对于商务活动的流程、基本要素有一定了解第二单元 Money【教学内容】了解:电子支付的背景理解:两篇阅读文章内容掌握:文中出现的一般术语和商务术语【教学重点】本单元重点: The Cashless Society本单元难点:Electronic medium of exchanges and transactions 【教学要求】能够对于商务活动的流程、基本要素有一定了解第三单元 Banking 【教学内容】了解:货币与银行的发展情况理解:两篇阅读文章内容掌握:文中出现的一般术语和商务术语【教学重点】重点:Money and Banking 难点:Evolvement of money and banks 【教学要求】能够对于商务活动的流程、基本要素有一定了解第四单元 Shopping 【教学内容】了解:购物方面的知识理解:两篇阅读文章内容掌握:文中出现的一般术语和商务术语【教学重点】重点:Is This the Future of Shopping?难点:Shopping prospect 【教学要求】能够对于商务活动的流程、基本要素有一定了解第五单元 Stock Exchange 【教学内容】了解:国内外证券市场的基本知识理解:两篇阅读文章内容掌握:文中出现的一般术语和商务术语【教学重点】1. History of the Exchange2. The New York Stock Exchange Dominates the World本单元难点:Evolvement of Stock Exchanges and presentation of NYSE 【教学要求】1能够对于商务活动的流程、基本要素有一定了解2.掌握股市变化术语。
新视野商务英语视听说video原文unit-12
Video 1Z: Good morning, Mr. Ankle, Nice to see you again. How may I help you?A: Nice to see you, too. I've come to talk about some modifications we need on our last order, the one we gave you two days ago.Z: Fine, but I hope you aren't worried about the quality. As I said on the telephone, you can rest assured that our quality is unsurpassed.We are a prestigious company in our industry with more than 20 years' experience. A: Yes, of course. Your quality, specifications and styles are great. But, I want to alter some aspects of the packaging. You know, we pay a lot of attention to packaging. Z: Of course. Our usual practice for the products you ordered is, first, to put them into a transparent plastic wrapper as inner packaging.Then, to put these into a cardboard box, or wooden case is you prefer, as outer packaging. Do you want to change the inner or outer packaging?A: Cardboard boxes are all right with us. They're usually used in long-distance shipments and they seem safe. It's the inner packaging we have a problem with. Z: Using plain plastic wrappers protects the product and it saves on cost.A: But we need it to be decorative as well. There needs to be a proper design and some color to make it attractive to European tastes.I have the design here on this CD--it's a PDF file.Z: That's fine. In that case, do you want us to provide a polythene wrapper?A: Yes, with the design on both sides. Thank you.Z: Ok. I know packaging is important for sales. Attractive packaging will attract customers.The outer packaging only concerns the importers. But I have to say, the changes will increase the cost.A: By how much?Z: About 6%,I thank. I'll have to confirm that with you.A: That's ok. But please put design of different color in each box to make it more convenient for us to distribute to our retailers.Z: Sure, I'll write that down now. Do you have any other requirements on packaging? A: Well, just one more thing. Please remember to put our logo on each cardboard box. The logo is also on the CD. Please follow the pattern and color exactly.Z: Of course. Can I keep the CD?A: Certainly. That's all I want to confirm with you. But we should make a revision to the draft contract. Do you have anything you need to talk to me about?Z: No, everything is fine. We'll get on to our packing department to make the changes as per your requirements.If you would care to wait for a moment, my assistant will prepare the formal order so that we can sign it immediately.A: Great. You're very efficient.Video 2B: Good morning. I'm Mrs. Becker from bran gifts.We gave you an order for Christmas gifts on the third day of the trade fair. Do you remember?T: Of course, Nice to see you again, Mrs. Becker. Have a seat, please.We've faxed you the draft contract, right?B: Yes, I went through it very carefully yesterday.A nd I have some points to discuss with you.T: Ok, no problem. Let's get the draft printed out and go over the details in the meeting room.B: First, there's a spelling mistake in our company's address: BRAN GIFTS COMPANY, F21-26 Business Building, World Trade Plaza, Toronto, Canada.It's B-R-A-N, not BRAIN; and World Trade Plaza instead of World Trade Centre. T: I'm sorry about that, I guess it was a typing error, but I should have noticed it.B: No problem. Let's confirm the commodities I ordered and the prices we settled on.All together, there are six item numbers: ZWS10A, ZWS10B, ZWS10c, ZWS10D, G35 and XG7.We want 1000 cartons of each.There's no problem with the price of the first four -- US$6 per piece.But I remember we agreed the price for G35 and XG7 at US$18 and US$21.50 respectively, but it says differently on the draft.T: Oh, you're right. I must have forgotten that we changed them to CIF Toronto at US$18 and US$21.50 from the original FOB Shanghai at US$14 and US$17.50 at the end of our last negotiation.I'll ask my secretary to make the changes. I apologize for my bad memory.I must be getting old, Any other problems?B: Never mind. I think everything is alright with the packaging.First, you'll put the jelly candles in a brown box and then put the brown box in a carton.But please make sure each jelly candle is wrapped with foil.T: OK, and all the goods must arrive in Toronto before September 10, 2005, right? B: Yes, and as per last discussion, the insurance will be covered by your side with 110% of the invoice value against all risks.T: Yes, we have stipulated is clearly here. And you see, we made changes in the terms of payment.Previously, you said that payment is to be made by D/P. This is not our practice.We prefer to have the payment made by a confirmed , irrevocable letter of credit.This must reach us by the end of august and will remain valid until the 15th day after the date of shipment.B: Since that's your general practice. We'll accept it.One last thing I want to remind you to please provide us with the quality and quantity inspection certificate issued by the China Commodity Inspection Bureau. T: But we discussed the quality and quantity certificate before.You can be sure that we always honor contracts. Our commercial integrity is dependent on that.B: I know your products have a good reputation.But what do we do if the goods are found broken or short on arrival?This is the best way to safeguard us all.T: If you require that, we can give it to you. However, I assure you that it's not likely to happen.Our goods must be up to export standards before the inspection bureau lets them pass.B: I have every confidence that we will have a successful and long-term working relationship.Everything seems clear now.T: Ok, then we'll revise the contract tonight and get it ready for you to sign tomorrow morning. Is that ok?B: That will be fine, thank you.。
商务英语谈判unit 12 Insurance
Unit 12 Insurance
8. 保险费是多少？ What is the insurance premium？
9. 保险费用按照货物类别的具体情况会有所不同。 The cover paid for will vary according to the type of goods and the circumstances.
10. 这类险别的保险费率将根据货物种类而定。 The insurance rate for such kink of risk will vary according to the kind.
15. We’d like to get a policy for total loss only for these goods.
Unit 12 Insurance
IV. Keys to Exercises
1. Translate the following sentences into Chinese
赔偿某人损失
Ocean e Cargo Clauses:
海洋货物保险条款
FPA (Free from Particular Average): 平安险
WPA (With Particular Average):
水渍险
All Risks:
一切险
premium:
保险费
Extraneous Risks:
7. Please effect insurance on your side covering all risks and war risk. 请在贵地投保一切险和战争险。
8. For transactions concluded on CIF basis, it is understood that the insurance amount will be for 110% of the invoice value against the risks specified in the contract. 对于按CIF条件达成的交易，众所周知保险应按发票金额的 110%投保合同规定的险种。
Unit-9-Insurance
Unit 9 InsuranceⅠ. Translate the following terms and expressionsA. Into Chinese ：1. in answer to2。
in regard to insurance3. in the absence of4. in other words5。
subject toB 。
Into English ：1。
一切险2. 水渍险3。
平安险4. 额外保险5. 保险费率 Ⅱ.Choose the best answer to complete each of the following sentences ：1。
We are now replying to your letter of March 15 ____ insurance. Which of the following is NOT right?A. in regard toB. with regard to C 。
regarding D. as regard2. Please let us know your premium ____ which you cover insurance against All Risks.A 。
with B. at C 。
for D 。
against3. The extra premium will be charged ____ your account 。
A. to B 。
at C 。
on D 。
with4。
We will effect insurance against All Risks as requested, charging premium and freight ____ the consignees 。
A 。
toB 。
for C. on D 。
with5. According to the nature of the cargo, this cover ____ a 5% franchise 。
Unit 10 Insurance
Text Structure
Sentence Patterns Exercises
（四）Insurance Clause in the Sales Contract
The insurance clause in the sales contract covers several aspects: the party who is to arrange the insurance, risks to be covered, the amount to be insured and so on.
6.War Risk 战争险
7.Strike Risk 罢工险 8.Fire Risk Extension Clause for Storage of Cargo at Destination Hong Kong, Including Kowloon, or Macao 出口货物到香港（包括九龙 在内）或澳门存仓火险责任扩展条款
The insurance terminates when the goods reach the consignee’s warehouse at the destination named in the policy. It is limited, however, to sixty days after completion of discharge of the insured goods from the seagoing vessel at the final port of discharge before they reach the above-mentioned warehouse or place of storage.
自然灾害
海上风险
Unit 8 insurance
1.2 Dear Sirs, Re: Your Order No. 1004 for 500 Cases of Toys This is to acknowledge receipt of your letter dated 20th July requesting us to effect insurance on the captioned shipment for your account. We are pleased to inform you that we have covered the above shipment with The People’s Insurance Company of China against All Risks for USD 5,500.00. The policy is being prepared accordingly and will be forwarded to you by the end of the week together with our debit note for the premium. For your information, we are making arrangements to ship the 500 cases of toys by s.s.”Tsinan”, sailing on or about the 11th of August. Yours faithfully,
Unit 10 Insurance
2. State which kind of insurance is desired and provide the reader with convincing and specific reasons.
• 顺便提一下，如果客户要求保险按照货物保险条款， 我方乐于参照执行，但是由中国海洋运输货物保险条 款和伦敦保险协会海运货物保险条款中保险差额由贵 方负担。
• As to Extraneous Risks, we are also in a position to insure the consignment against any of them as buyers’ request, and the extra premium is borne by the buyers too.
• debit note：借项通知单，指卖方通知买方更正错误的文 件，即：通知买方，因其错误而要借记(增加)买方应收账 款账户，向对方补收钱;与之相对的是credit note(贷项通知单）
• 一收到你方索款通知单 ，我们当立即把保险费付还给你 方。如果你方愿意的话，也可以开即期汇票向我方收取 所需金额
• 至于附加险，我方愿意按照买方要求对货物进行投保， 并且额外的费用由买方负担。
• In this case, we shall send them the premium receipt issued by the relative underwriter.
• 既然是这样/这样的话，我方将寄给你方由相关保险商 所签发的保费收据。
?顺便提一下如果客户要求保险按照货物保险条款我方乐于参照执行但是由中国海洋运输货物保险条款和伦敦保险协会海运货物保险条款中保险差额由贵款和伦敦保险协会海运货物保险条款中保险差额由贵方负担
商务英语Unit-12-参考答案
Unit 12 StrategyPart I Business V ocabularyDirections: There are 20 incomplete sentences in this part. For each sentence there are four choices marked A, B, C and D. Choose the ONE that best completes the sentence. Then mark the corresponding letter on the Answer Sheet with a single line through the center. This part totals 20 points, one point for each sentence.1 Your order is packed in cartons lined with ___C____________ material.A water-tightB water-provedC water-proofD water-proven2You may rest assured that the ______B_______ will be seaworthy.A packageB packingC packD packaging3We require the bicycles to be packed in a wooden case __C____ with soft materials.A fullB supportedC paddedD surrounded4 There is always a lot of ______B______ to attend to on a Monday morning.A lettersB correspondenceC communicationsD information5 We will pack the goods according to our usual practice if we do not hear from you __ B the contrary.A onB toC inD as6 The mass production C lower cost.A result fromB result onC results inD resulted with7 The overall D _____ of the case are 100cm×80cm×60cm.A volumeB weightC capacityD dimensions8 Please have the goods packed in strong packing, so as to prevent the case_____D____ damage.A inB out ofC outD from9 The notice given by the shipper after the shipment of the goods is called shippingC .A noticeB instructionC adviceD documents10 We hope that your customers will not object to A the goods in wooden case.A packingB packC wrapD wrapping11 Your body __C___ usually gives other people information about how you really feel.A looksB impressionC languageD relationship12 John and Jackson are business _____C________ and have arranged to meet at thesales conference.A representativesB customersC associatesD officers13 I’ve given the latest sales _____B_______ to our General Manager but he hasn’thad a chance to look at them yet.A amountsB figuresC volumeD facts14 Make sure that the addressee’s job ____A__________ is correct.A titleB styleC nameD type15 A well written letter always gives a good ______C________.A ideaB responseC impressionD point16 If you are __D___________ in attending, please let me know as soon as possible.A concernedB pleasedC wantedD interested17 You must _____A_______ your application by the end of the week.A submitB subdueC subscribeD subcontract18 We should ___B__ staff to maintain the no-smoking policy throughout thebuilding.A suggestB encourageC manageD discourage19 We are writing to _____D______ the arrangements we made with you.A conductB makeC confineD confirm20 I’ll put you _______C________ to the Sales Department.A overB offC throughD inPart II Phrase TranslationDirections: Directions: There are 20 Chinese phrases in this part. You are required to translate them into English and write down your translation on the Answer Sheet. This part totals 20 points, one point for each phrase.1 董事会board of directors2 工会代表union representatives3 合资企业Joint venture4 电影发行Film distribution5 经济运动an economy drive6 成本削减Cost cutting7 宗旨说明mission statements8 研究型公司a research-based company9 公司合并Company merger10 公司战略company strategy11 管理空缺Management opening12 管理团队Management team13 经销渠道Distribution channel14 并购acquisition15 商业伙伴Business partner16 发展态势development trend17 股东年度大会annual general meeting18 收购出价a takeover bid19 公司标志Company logo20 特许经营体制Franchising systemPart III Sentence TranslationDirections: There are 10 sentences in this part. You are required to translate them into Chinese and write down your translation on the Answer Sheet. This part totals 20 points, two points for each sentence.1.The takeover is the biggest made by a western pharmaceuticals producers in eastEurope.该收购是西方制药生产商在东欧的最大的一次收购。
第1部分 教材知识解读 必修第三册 Unit 2 Morals and Virtues
Ⅰ.认阅读单词1．moral adj.道德的；道义上的n．品行；道德；寓意2．dilemma n．进退两难的境地；困境3．moral dilemma道德困境4．entrust v t.委托；交付5．tuition n．(小组)教学；讲课6．tuition fees学费7．physician n．医师；(尤指)内科医生8．resident physician住院医师9．colleague n．同事；同僚10．faraway adj.遥远的11．kindergarten n．学前班；幼儿园12．insurance n．保险；保险业13．import n．进口；进口商品v t.进口；输入；引进14．export n．出口；出口商品v t.出口；输出；传播15．pole n．(行星的)极；地极16．lap n．(坐着时的)大腿部；(跑道等的)一圈17．café n．咖啡馆；小餐馆18．waitress n．(餐馆的)女服务员；女侍者19．pregnant adj.怀孕的；妊娠的20．disguise v t.装扮；假扮；掩盖n．伪装；化装用具21．maple n．枫树；槭树22．cart n．手推车；运货马车23．spill v t.& v i.(spilt/spilled，spilt/spilled)(使)洒出；(使)溢出24．might n．力量；威力25．fable n．寓言；寓言故事Ⅱ.记重点单词1．virtue n．高尚的道德；美德；优秀品质2．faint v i.昏倒；晕厥adj.不清楚的；微弱的3．illustrate v t.(举例)说明；阐明；给(书或文章)加插图4．precious adj.珍稀的；宝贵的5．fee n．专业服务费；报酬6．union n．协会；联合会；工会7．hire v t.聘任；雇用；租用n．租借；租用8．clinic n．诊所；门诊部9．decade n．十年；十年期10．elsewhere ad v.在别处；去别处11．publish v t.发表(作品)；出版12．staff n．员工；全体职员13．principle n．道德原则；法则；原则14．passive adj.被动的；顺从的15．whisper v i.& v t.悄声说；耳语；低语n．耳语(声)；低语(声)；传言；谣传16．midnight n．子夜；午夜17．bite v t.& v i.(bit，bitten)咬；叮；蜇n．咬；(咬下的)一口；咬伤18．lip n．嘴唇19．chairman n．主席；主持人；董事长20．chain n．一连串(人或事)；链子；链条21．limp v i.跛行；一瘸一拐地走22．tear n．眼泪；泪水23．despair n．绝望v i.绝望；感到无望24．court n．(网球等的)球场；法院；法庭25．income n．收入；收益26．per prep.每；每一27．therefore ad v.因此；所以Ⅲ.知拓展单词1．marriage n．结婚；婚姻→marry v．(和某人)结婚；嫁；娶2．majority n．大部分；大多数→major adj.主要的v i.主修n．主修课程；少校3．complain v i.& v t.抱怨；发牢骚→complaint n．抱怨；投诉4．respond v t.回答；回复v i.做出反应；回应→response n．反应；回答；回复5．scholarship n．奖学金→scholar n．学者6．reject v t.拒绝接受；不录用→rejection n．拒绝接受；否决7．appoint v t.任命；委派→appointment n．约会；任命；委任→appointed adj.约定的；指定的8．elect v t.选举；推选→election n．选举；推选；当选9．tend v t.照顾；照料v i.倾向；趋于→tendency n．趋势；趋向10．retire v t.& v i.退休；退职；退出→retirement n．退休→retired adj.退休的11．saving n．节省物；节省；节约；[pl.]储蓄金；存款→save v t.救；节省；储蓄12．scared adj.害怕的；对……感到惊慌或恐惧的→scare v t.惊吓；使害怕v i.受惊吓→scary adj.吓人的；恐怖的13．sharp adj.(增长、下跌等)急剧的；锋利的；明显的→sharply ad v.急剧地；严厉地→sharpen v t.削尖；磨快；使提高14．energetic adj.精力充沛的；充满活力的→energy n．精力；活力；能量15．replace v t.接替；取代；更换→replacement n．更换；更替；替换的人/物16．accident n．事故；车祸；失事→accidental adj.意外的；偶然的→accidentally ad v.偶然地17．operation n．手术；企业；经营→operate v t.& v i.做手术；经营；操作；运转→operator n．操作员；接线员；经营者18．assist v t.帮助；援助→assistant n．助理；助手→assistance n．帮助；援助19．memory n．记忆力；回忆→memoriz(s)e v t.记住；记忆20．harm n．& v t.伤害；损害→harmful adj.有害的→harmfully ad v.有害地→harmless adj.无害的21．flexible adj.灵活的；可变通的→flexibly ad v.灵活地→flexibility n．灵活性22．tension n．紧张关系；紧张；焦虑→tense adj.紧张的；(尤指肌肉、身体)拉紧的n．(动词的)时态1．compulsory adj.义务的；强制的2．condemn v t.谴责；使注定3．conflict v t.冲突；抵触n．冲突；矛盾4．conscious adj.神志清醒的；有意识的5．consequence n．结果；后果6．conservative adj.保守的；守旧的7．considerate adj.体贴的；考虑周到的8．consistent adj.一贯的；一致的Ⅳ.背核心短语1．carry sb through sth 帮助某人渡过难关2．tend to do sth 易于做某事；往往会发生某事3．first aid急救4．pass away去世5．in memory of作为对……的纪念6．trip over被……绊倒7．in tears流着泪；含着泪8．in despair处于绝望中9．a great deal (of) 大量10．choose to do sth选择做某事11．care for喜欢；照顾12．succeed in doing sth成功地做某事13．be responsible for为……负责14．make an attempt to do sth尝试做某事；努力做某事Ⅴ.悟经典句式1．To a person nothing is more precious than their life...(“否定词＋比较级”表达最高级含义)对一个人来说，生命是最宝贵的……2．She immediately became the first woman ever to be hired as a resident physician in the OB-GYN department of the PUMC Hospital.(the＋序数词＋n.＋to do)她随即成为北京协和医院妇产科聘任的第一位女住院医师。
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句型3: 句型 :to arrange (effect, cover, take out) insurance on sth 投保
句型4: 句型 :to cover (insure) sb. on sth. 为…投保 投保
例:请为我们投保下列货物. 请为我们投保下列货物. Please insure us on the following goods.
句型5: 句型 :to insure …for 按…金额投保 金额投保
句型1 句型1:to insure W.P.A / F.P.A 投保水渍险 / 平安险
注:W.P.A=With Particular Average,F.P.A=Free from Particular Average ,
例1.请在你处投保平安险. 请在你处投保平安险. Please insure F.P.A at your end. 价出售的货物, 例2.按CIF价出售的货物,我们一般投保水渍险. 价出售的货物 我们一般投保水渍险. We generally insure W.P.A .on C.I.F. sales / for goods sold on CIF basis.
perils of the sea: natural calamity/ fortuitous accidents Extraneous risks General: breakage, shortage, intermixture special: war, refusal of delivery Total loss: actual total loss and constructive total loss Partial loss: general average and particular average
1.2. Bona Fide Principle 最大诚信原则
1.3. Immediate Cause Principle 近因原则
1.4. Subrogation Principle 代位追偿原则
1.5. Indemnification Principle 补偿原则
1.6. Share Principle 分摊原则
5. The procedure of covering insurance
Complete a proposal form →submit to the insurance company →the insurance company accepts the proposal →the insurance company issues an insurance policy
6.1. inquiry
请向我方报一千台彩电从上海运到纽约投保 一切险的费率. Please quote us a rate for the insurance against All Risks of 1000 sets of color TV set shipped from Shanghai to New York. 如果我方承诺定期付运,请报你方的特惠保率. Please issue us a special rate for the promise of regular shipments.
6.5.赔偿(Compensation) .赔偿 句型1:to file / lodge a claim with/ 句型1 against … 句型 : to compensate (sb.) for 句型2: 货物如发生损坏, 例1.货物如发生损坏,可向贵地的保险代理提出索 他们将赔偿你方遭受的损失. 赔,他们将赔偿你方遭受的损失. If any damage to the goods occurs / arises / results, a claim may be filed with the insurance agent at your end, who will undertake to compensate you for the loss sustained. 例2.保险公司将按照投保险别赔偿损失. 保险公司将按照投保险别赔偿损失. The insurance company will compensate you for the losses according to the coverage arranged.
价订货的, 例1.由于我方是按CIF价订货的,应由你方投保. 由于我方是按 价订货的 应由你方投保. As our order was placed on a CIF basis, the insurance is to be arranged by you. 例2.我们愿代你方投保. 我们愿代你方投保. We will effect insurance on your behalf. 例3.你方是否已代我们对此货物投保? 你方是否已代我们对此货物投保? Have you taken out insurance for us on these goods?
6.1. answers
Our rate for US $ 100,000 A.R. Policy on 1000 sets of color TV sets form shanghai to New York is 1% of Declared Value.
6.(2.3.4) Patterns and examples 办理保险 (arranging Insurance)
Unit 12 Insurance
பைடு நூலகம்
Introduction
1. Principles of insurance 2. Sorts of insurance 3. Different risks,losses and coverage
1.Principles of insurance
1.1. Insurable Interest Principle 可保利益原则
句型2: 句型 :to insure (cover)…against 投保…险 投保 险(别) 例1.请将货物投保战争险. 请将货物投保战争险. Please cover the goods against War Risk. 例2.我们已将货物投保平安险和一切险. 我们已将货物投保平安险和一切险. We have insured the goods F.P.A and against all Risks.
句型6: 句型 :to insure …with…向投保 向投保
例1.我们一般对按CIF价出售的货物向中国人民保险公司投 我们一般对按 价出售的货物向中国人民保险公司投 保. We usually insure with the People's Insurance Company of China for the goods sold on CIF basis. 例2.由卖方按发票金额110%向中国人民保险公司投保一切 由卖方按发票金额 % 险. Insurance is to be _______ by the sellers ______ All Risks ______ 110% of the invoice value _______ the People's Insurance Company of China.
Under the terms of FOB and CFR, the importer is responsible for insurance up to the port of destination. Under the terms of CIF, the exporter insures the goods.
Coverage
basic coverage: F.P.A, W.P.A., All risks general additional risks special additional risks
4.Some usual practice of insurance in the international trade
句型3:to submit an insurance claim to 句型 : 提出保险索赔
例1.保险索赔应在货物到达目的港30天内提交保险公司或其 保险索赔应在货物到达目的港 天内提交保险公司或其 代理商. 代理商. An insurance claim should be submitted to the insurance company or its agents within 30 days after the arrival of the consignment at the port of destination. 例2.如果货物发生损坏,你方可凭检验报告与你处保险代理 如果货物发生损坏, 联系并提出保险索赔. 联系并提出保险索赔. Should any damage be incurred you may approach the insurance agents at your end and submit an insurance claim supported by a survey report.
6. Letters concerning insurance 6.1 inquiring about insurance rate 6.2 applying for insurance 6.3 insurance request 6.4 insurance notification 6.5 compensation
2. Sorts of insurance
Ocean marine cargo insurance Overland transportation insurance Air transportation cargo insurance Parcel post insurance