金融英语3

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金融英语模拟题(三)T3P1-Listening

TEST-3Part One ListeningSection One (10%)Directions: In this section you will hear l0 short statements. Each statement will be spoken only once. After each statement there will be a pause. During the pause, you must read the four suggested answers marked a, b, c and d, and decide which is the best answer.Now you will hear the example:She went to the bank with Mr. Smith.You will read:A. She went home. C.She went to the bank.B. She liked Mr. smith. D.She went to Mr. Smith's house.Statement C. "She went to the bank" is the closest in meaning to the statement "She went to the bank with Mr. Smith." Therefore, you should choose answer C. Now listen to the statements.1.A. The company is worth of financing.B. This company is highly rated in credit status.C. This company is rated lower in credit standing.D. This company runs a greater risk to make loans.2.A. Visa Card, Access, American Express and Diner's Card areall credits.B. Credit cards are the same thing as charge cards.C. Another name for credit card is charge card.D. American Express is not credit card in the real sense.3.A. Two separate spot transactionsB. One spot and the other forward transactionC. a " one month swap"D. the call option4.A. USD 3657897.05B. USD 3576987.06C. USD 3567897.05D. USD 3657879.065.A. Surplus increaseB. deficit increaseC. no effectD. all of the above6.A. They want to close their accounts in the bank.B. The bank might close their current accounts.C. The customers' overdrawn accounts must be closed.D. The bank closed their overdrawn accounts.7.A. Their operations must be brisk.B. They have a large profit for the year's operations.C. There has been a large deficit in the year.D. They anticipate a great excess of debts over incomefor the year's operations.8.A. CHAPSB. SWIFTC. CHIPSD. CHATS9.A. The check is out of date.B. The check is post-dated.C. The check is in too large amount.D. The check is a crossed one.10.A. If a remitting bank cannot take proper care in collection, the exporter will do it himself.B. If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnity on it.C. If a remitting bank cannot take proper care in collection,it will lose acustomer.D. If a remitting bank cannot fulfill its obligation in collection,It will cause loss to the exporter.Section Two (10%)Directions: In this section, you will hear l0 short conversations. At the end of each conversation a question will be asked about what was said. The conversations and questions will be spoken only once. During the Pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.Now you will hear :M: Does our bank have a direct correspondent relationship with the Bradalys' Bank?W:No, we don't. So we have to advise this L/C via another bank.Q: Which of the following is right?Now you will read:A. We can advise this L/C to the Bradlays' Bank.B. The Bradlays' Bank is our correspondent.C. The L/C has to be advised by a third bank.D. We should advise this L/C by ourselves.From the conversation we know that we have to advise this L/C via another bank. The best answer is C. Therefore you should choose answer C.11.A. 9 a.m.B. 12 noonC. 3 p.m.D. 6 p.m.12A. January 1, 1999B. July 1, 1999C. January 1,2002D. July 1,200213.A. to change pounds to yuanB. to send money to LondonC. to get a permitD. to know the rate of exchange14.A. people who has steady incomeB. People who has a good work record.C. People who has much moneyD. Both a and b15.A. of the house value.B. of the mortgage value.C. of the bank's appraised value.D. of the depreciated value.16.A. A librarianB. A professorC. An accountantD. A reporter17.A. 8875689B. 8758679C. 8756879D. 857678918.A. student and teacherB. employee and bossC. customer and brokerD. two bank clerks19.A. About the amount of RMB deposited with the bank.B. About the rate of interest for RMB deposited with the bank.C. About the terms of deposit with the bank.D. About the conditions of deposit with the bank.20.A. He got a credit card of his friend and come to ask how to use it.B. He got a card and did not know whose card it is.C. He has lost his credit card and come to ask what to do.D. He has found a credit card and come to ask what to doSection Three (10%)Directions: In this section, you will hear 3 short passages. At the end of each passage you will some questions about what was said. The passages and questions will be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer.Questions 21--23 are based on passage 121A. JCB cardB. Diner's ClubC. Visa cardD. Federal-Master22.A. $590 millionB. $16 billionC. $590 billionD. $16 million23.A. from fees collected from its customers who pay for theircharges in monthly installments.B. from fees collected from the stores that accept credit cardC. by charging its customer yearly feesD. by charging its customer for overdue paymentQuestions 24-26 are based on passage 224.A. Bank card business.B. Bank card fraud.C. Technologies used in bank.D. International card fraud.25.A. 680 million dollarsB. 860 million dollarsC. 680 billion dollarsD. 860 billion dollars26.A. It's the same over the 10-year period.B. It's getting worse over the 10-year period.C. It's getting better over the 10-year period.D. There is no way to solve the problem.Questions 27-30 are based on Passage 327.A. a contractual agreement between the banker and the client.B. The creditor-debtor relationship.C. The principal-agent relationship.D. all of above28.A. Those who borrow funds from the bank.B. Those who deposit money with the bank.C. Those who have business dealing with the bank.D. Those who are the customers of the bank.29.A. It acts as an agent to do whatever the customer requires.B. It acts as an agent to provide all kinds of services.C. It acts as an agent to offer many kinds of bankingand financial services.D. It acts as an agent to sell the customer's products.30.A. Payroll management.B. Factoring service.C. Financial management.D. Investment advices.。

金融英语3corporatefinancenew精品文档

The word equity or equities is also used to describe stocks and shares.
In Britain, stock is also used to refer to all kinds of securities（有价证券）, including government bonds.
Investors at this stage have a lower risk of loss than venture capitalist, but less chance of making a big profit.
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3.2 Stocks and shares(1)
Stocks and shares are certificates representing part ownership of a company.
If the company goes into liquidation（进入清算）, holders of preference shares are repaid（偿还） before other shareholders, but after owners of bonds and other debts.
Latest Economic news
China central bank pledges more co-operation to stem global financial crisis 中国央行投入更多合作来遏制全球金融危机
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BEIJING, Oct. 10 (Xinhua) -- China's central bank on Friday said it will continue international cooperation to tackle the global financial crisis and maintain market stability.

_金融英语课件3

By issuance: primary vs. secondary markets By trading location: organized/centralized exchange(场内交易市场) vs. over-thecounter(OTC) markets(场外交易/柜台交易市场) By maturity: money vs. capital markets By time of delivery: spot(即期市场) vs. futures markets(期货市场)
3

Financial markets perform the essential economic function of channeling funds from people who have saved surplus funds by spending less than their income to people who have a shortage of funds because they wish to spend more than their income.
lender-savers:贷款-储蓄者; borrower-spenders:借款-支出者 The most important borrower spenders are businesses and the government (particularly the federal government), but households and foreigners also borrow to finance their purchases of cars, furniture, and houses.
Chapter 3

金融英语 Unit 3

Background Information
大萧条（The Great Depression）是指1929年至1933年
之间全球性的经济大衰退。大萧条的影响比历史上任何一次经济衰退都要来得深远。
Background Information
大萧条的普遍影响导致了：
1、提高了政府对经济的政策参与性，即凯恩斯主义； 2、以关税的形式强化了经济的民族主义； 3、激起了作为共产主义替代物的浪漫-极权主义政治运动（如
Text :
3.2 Types of Banks
Banks' activities can be divided into retail banking, dealing directly with individuals and small businesses; business banking, providing services to mid-market business; corporate banking, directed at large business entities; private banking, providing wealth management services to high net worth individuals and families; and investment banking, relating to activities on the financial markets. Most banks are profitmaking, private enterprises. However, some are owned by government, or are non-profit organizations.

《金融专业英语》课件-Chapter 3 Financial Instruments

CaБайду номын сангаасh
instruments （现金工具）
The values of cash instruments are influenced and determined by the markets and they can be securities that are easily transferable into cash.
Derivative
Instruments （衍生工具）
The values and characteristics of derivative instruments are based on the vehicle’s underlying components, such as assets, interest rates or indices.
Example of commercial paper
A retail firm is looking for short-term funding to finance some new inventory for an upcoming holiday season.
The firm needs $10 million and offers investors $10.1 million in face value of commercial paper in exchange for $10 million in cash, according to prevailing interest rates. In effect, there would be a $0.1 million interest payment upon maturity of the commercial paper in exchange for the $10 million in cash, equating to an interest rate of 1%. This interest rate can be adjusted for time, contingent on the number of days the commercial paper is outstanding.

金融英语翻译

金融用英语怎么说finance和banking都是金融的英语。

1、finance。

读音：英[ˈfaɪnæns]；美[fəˈnæns, faɪ-, ˈfaɪˌnæns]。

词性：n.和vt.。

做名词时意为金融，作动词时意为为…供给资金，从事金融活动；赊货给…；掌握财政。

变形：过去式：financed；过去分词：financed；现在分词：financing；第三人称单数：finances。

例句：The finance minister will continue to mastermind Poland's eco nomic reform.翻译：财政部长将继续策划波兰的经济改革。

2、banking。

读音：英[ˈbæŋkɪŋ]；美[ˈbæŋkɪŋ]。

词性：n.和v.。

做名词时意为金融，做动词时意为堆积(bank的现在分词)；筑（堤）；将（钱）存入银行；（转弯时）倾斜飞行。

例句：His government began to unravel because of a banking scand al.翻译：他的政府由于一起金融丑闻而开始瓦解。

扩展资料金融的常见英文词组：financial ratios、financial stringency、financial ref orm。

1、financial ratios。

释义：财务比率。

中文解释：财务比率是财务报表上两个数据之间的比率，这些比率涉及企业管理的各个方面。

例句：Ratio analysis is the process of determining and evaluating fin ancial ratios.翻译：比率分析是指对财务比率进行决定和评价的过程。

2、financial stringency。

发音：[faɪˈnænʃ(ə)l ˈstrindʒənsi]。

释义：金融呆滞。

金融英语视听说_第三章听力原文及答案解析

译文男：黛安娜，对于美国的次贷危机你怎么看？女：这些天我已经数百次听到这个词了。据我所知，这是对冲基金惹的一场大祸。各种利益的冲突导致许多银行和企业，尤其是投资银行陷入困境。这是撤销金融管制产生的后果。有人评论说他们将及时调整方向，以免重复1929 年的悲剧。男：最近有些经济战略受到许多批评。这些政策是以提高自由市场效率的名义实施的。有人批评说某些政策用金融操控手段取代了真正富有成效的革新，把财富从家庭转移到公司，从而使整个美国经济处于高度风险之中。
ቤተ መጻሕፍቲ ባይዱ
W: Yes. Excessive interest rate risk can posea significant threat to a bank
’ｓ
earnings and capital base.
M: Do you know the exact meaning of the interest rate risk?
loan when it is due.
M: What will happen if I could not repay the loan?
W: The bank will sell your mortgaged house and the payment will be used to
repay the loan. M: Oh, it is terrible. I
Dialog 2 M: Professor Wang, would you tell me what would happen if a bank had inadequate liquidity? W: There will be dire consequences, I think. You know that liquidity is a prime concern in banking operation and a shortage of liquidity has often been a trigger for bank failures. However, holding assets in a highly liquid form tends to reduce the income from that asset.

金融英语3

Part Three The Chinese Foreign Exchange System
Teaching Objectives
● To be familiar with the definition of
foreign exchange and Chinese exchange arrangement ● To become familiar with the current account and capital account in international balance sheet ● To learn something about foreign exchange business
C：清楚了。我再填一张……劳驾一下，请帮我检查：清楚了。我再填一张……劳驾一下， ……劳驾一下一下是否对了。我只取150加元，留大约50 150加元 50加元一下是否对了。我只取150加元，留大约50加元的余额。的余额。对了……这是150加元。 ……这是150加元 B：对了……这是150加元。谢谢您。再见。 C：谢谢您。再见。再见。 B：再见。
C：我再填一张……给您。：我再填一张……给您。 ……给您 B：请输入您的密码……输入的密码不对。请再试一 ……输入的密码不对：请输入您的密码……输入的密码不对。好吗？次，好吗？ C：我已经很久没取过款了，再说我的不同的账户密：我已经很久没取过款了，码都不同。我再试一次吧。码都不同。我再试一次吧。 B：这下行了。您的余额是加元，：这下行了。您的余额是200.12加元，想取加元想取200加加那您是想销户吗？元。那您是想销户吗？ C：根本不想。：根本不想。 B：那么，您得在账户上至少留加元才能使之继续有：那么，您得在账户上至少留1加元才能使之继续有最低存款余额是1加元加元。效，最低存款余额是加元。

新编金融英语教程 Chapter3 Monetary Policy

• the U.S. Treasury • unit of account
3.3 Language Notes
III. Sentences
1. Monetary policy is the process during which the monetary authority of a country, like the central bank or currency board, controls the supply of money. 2. The changes in fiscal and monetary policies that lead to changes in aggregate demand interact, in turn, with aggregate supply to produce changes in prices, real output, and employment. 3. The basic approach is to use various statistical methods and models, judgment based on historical experience, and incoming data on the full range of factors comprising and determining aggregate demand and aggregate supply to develop a forecast for the variables of major concern such as real gross domestic product (GDP), inﬂation, the unemployment rate, and exchange rates. 4. The data that are used include information about retail sales, industrial production, consumer confidence, business capital spending plans, wages, personal income, profits, and the external balance of payments. 5. The Fed conducts most of its open market operations in Treasury securities because the market for these securities is the most liquid and has the largest trading volume.

金融英语中级法律-3

金融英语中级法律-3(总分：156.00，做题时间：90分钟)一、{{B}}SECTION ONE{{/B}}(总题数：8，分数：16.00)1.Briefly explain void, voidable and unenforceable contract.（分数：2.00）填空项1:__________________ （正确答案：A void contract is one which does not exist and which has never existed. A contract is void when it is destitute of all legal effect. A contract is voidable when the law allows one of the contracting parties to withdraw from the contract if he so wishes. A contract is unenforceable when, although it is valid if the parties perform it, it cannot be enforced in the courts of law if either party fails to do so.）解析：2.What must the plaintiff prove in order to succeed in an action of negligence.（分数：2.00）填空项1:__________________ （正确答案：The defendant owed the plaintiff a legal duty of care.）解析：The defendant was in a breach of that duty. The plaintiff suffered damage as a result of thru breach.3.What is a cheque?（分数：2.00）填空项1:__________________ （正确答案：A cheque is a bill of exchange drawn on a banker payable on demand.）解析：4.Who are the holders of bills of exchange, list two of them.（分数：2.00）填空项1:__________________ （正确答案：Payee）解析：Indorsee Bearer5.The bill must be in writing. Does this mean the rules governing written contract apply? （分数：2.00）填空项1:__________________ （正确答案：Yes.）解析：6.List 2 factors that affect the validity of an otherwise effective contract.（分数：2.00）填空项1:__________________ （正确答案：Misrepresentation）解析：Duress Undue influence Illegality7.Write 2 ways that terminate an offer.（分数：2.00）填空项1:__________________ （正确答案：Revocation）解析：Rejection Lapse of time Death of either party Failure of a condition subject to which the offer was made.8.A bill is made payable to "'"order", what kind of bill of exchange is it?（分数：2.00）填空项1:__________________ （正确答案：Order bill）解析：二、{{B}}SECTION TWO{{/B}}(总题数：16，分数：140.00)9.A right in personam is a right against a particular person only.（分数：2.00）A.正确√B.错误解析：10.Easement is a right to use the adjacent land that belongs to another.（分数：2.00）A.正确√B.错误解析：11.Bills of lading are negotiable.（分数：2.00）A.正确B.错误√解析：Bills of lading are not negotiable.12.A usance bill is a bill payable immediately.（分数：2.00）A.正确B.错误√解析：A usance bill is a bill payable at a future time.13.A promissory note is an order, whereas a bill of exchange is a promise.（分数：2.00）A.正确B.错误√解析：A promissory note is a promise, whereas a bill of exchange is an order.14.The putting up of goods for sale by auction is an offer.（分数：2.00）A.正确B.错误√解析：The putting up of goods for sale by auction is not an offer.15.An offer can not be made to the world at large.（分数：2.00）A.正确B.错误√解析：An offer can be made to the world at large.16.Slander is a kind of defamation in written form.（分数：2.00）A.正确B.错误√解析：Slander is a kind of defamation in transient form.17.Offers and revocations are effective upon posting, but acceptances are effective upon receipt. （分数：2.00）A.正确B.错误√解析：Offers and revocations are effective upon receipt, but acceptances are effective upon posting.18.Past consideration is not a good consideration for negotiable instruments.（分数：2.00）A.正确B.错误√解析：Past consideration is a good consideration for negotiable instruments.19.John wrote to Mary asking "Will you sell your second-hand car? Please tell me your lowest price." Mary replied in a letter: "The lowest price for my used car is ＄2,000." John then sent the second letter to Mary saying that he agreed to buy the used car for ＄2,000. But before Mary received the letter from John, Mary sold her used car to David. Can John sue Mary to enforce the contract? （分数：20.00）__________________________________________________________________________________________ 正确答案：()解析：An offer is a proposal made by the offeror to the offeree with the intention that it shall become binding as soon as it is accepted. An offer must carry the definite intention to be bound which is different from supply of information. In Harvey v. Facey, 1893, where a telegraph communication was exchanged between the parties. Harvey: "Will you sell us Bumper Hall Pen? Telegraph lowest price." Facey: "Lowest price for Bumper Hall Pen is ＄900." Harvey: "We agree to buy Bumper Hall Pen for ＄900 asked by you." To this last telegram Facey made no reply. It was held that there was no contract between the parties as the defendant was only answering a question concerning the price. John asked Mary about the lowest price of Mary's used car, and John got response from Mary. Mary's response concerning the price, following the legal principles of above-mentioned case, does not carry the definite intention to be bound and Mary was only answering a question concerning the price. An offer is different from supply of information. It is supply of information to state the price at which something might be sold in respond to a request for information. So Mary's reply is not an offer, and there is no contract existed between John and Mary. John can not sue Mary to enforce the contract.20.Chan wanted to sell his business in which Lee was interested. During the course of negotiations in January, Chan correctly represented the takings to be about ＄40,000 a month. The contract was not signed until June when takings had fallen to ＄1,000 a month owing to Chan's illness. Chan did not mention the drop when the contract was entered into in June. Can Lee rescind the contract?（分数：20.00）__________________________________________________________________________________________ 正确答案：()解析：A misrepresentation is an untrue statement of fact made by one contracting party to the other to induce the other party to enter into contract. In general, a representation is a statement of some existing facts or past events. Silence does not normally amount to representation. But where a statement is true when it is made, and subsequently becomes false before the conclusion of the contract, the statement is representation. In with v. O'Flanagan, 1936, where the defendant was a medical practitioner who wished to sell his practice. In January, 1934, the defendant informed the plaintiff that the income from the practice was ＄2,000. Five months later when the contract was signed the income had fallen considerably due to the defendant's illness and no mention of this fact was made to the plaintiff. The plaintiff claimed rescission of the contract. It was held that the plaintiff could rescind the contract as there was misrepresentation. Chan's statement concerning takings to be ＄4,000 a month during the negotiation is true. But five months later, the takings had fallen to ＄1,000. Chan's representation, following the legal principle of above-mentioned case, turns to be false before the conclusion of the contract. Chan should correct his statement concerning the takings after the change, but he kept silent. His silence amounts to misrepresentation which affects the genuineness of assent of the other party—Lee. Lee can rescind the contract.21.Write short notes on: (a) What must the plaintiff prove in order to succeed in mi action of negligence? (b) Explain the defences available to the defendant in an action based on tort. (c) Explain the rule established in Hedley Byrne & Co. Ltd. v. Heller & Partners Ltd. (1964) （分数：20.00）__________________________________________________________________________________________ 正确答案：()解析：(a) As an independent and specific tort, negligence measures behaviour against an objective standard. The plaintiff must prove that: the defendant owed him a legal duty of care; the defendant was in a breach of that duty; and he has a suffered damage as a result of that breach. (b) Defendant's defences Even if the plaintiff can prove all three elements of negligence, the defendant can establish defences to the plaintiff's claim contributory negligence voluntary assumption of risk on the part of the plaintiff the damage suffered by the plaintiff is too remote. (c) Hedley Byrne & Ltd. v. Heller & Partners Ltd., 1964 It was held in the case that liability would attach for negligent statements, resulting in financial loss to the plaintiff, so long as certain conditions are satisfied. These conditions are: the plaintiff must rely on the advice sought by him, and given by defendant; the defendant is aware of the plaintiff's reliance on his advice; theci rcumstances must be such that plaintiff’s reliance is reasonable. The advice is given by professional advisers such as accountants, bankers, investment advisers, etc. It is important to note that mere knowledge that the plaintiff will rely on the defendant's advice or information is not sufficient; what matters is whether the defendant knows that the plaintiff will rely on the defendant's advice or information for use in the plaintiff's transaction in contemplation.22.(a) Define cheque. (b) Explain any five points of the differences between cheques and bills of exchange.（分数：20.00）__________________________________________________________________________________________ 正确答案：()解析：(a) Section 73 (1) and section 3 (1) of Bills of Exchange Ordinance define the cheque as an unconditional order in writing, addressed by a person to a bank, signed by the person making it, requiring the bank to pay on demand a stun certain in money to, or to the order of, a specified person or to bearer. (b) Differences between cheques and bills of exchange: The drawee of a cheque is a banker. The drawee of a cheque is not liable to the holder for refusing payment, since the banker never accepts the cheque. The roles on acceptance do not apply to cheques. Because most cheques are usually not negotiated, the rules on negotiation have little significance. Delay in presenting a cheque for payment does not discharge the drawer, unless he suffers actual loss through the delay. The rules concerning crossings are confined to cheques and certain other instruments and not to other bills. Payment of an order cheque with a forged or unauthorized indorsement discharges the paying banker if certain statutory exemptions apply, but in the same situation, the acceptor of a bill would not be discharged. Based on the contractual relationship between a banker and a customer, a number of implied obligations are imposed on them towards the other by law.23.Write short notes on: (a) Real property. (b) Personal property.（分数：20.00）__________________________________________________________________________________________ 正确答案：()解析：(a) Real property is immovable property which is subject to actions in rem. Real property consists of the following: land: Section 2 of Conveyancing and Property Ordinance states that land includes: (i) land covered by water; (ii) any estate, fight, interest or easement; (iii) the whole or part of an undivided share in land and any estate, right, interest or easement in or over the whole or part of an undivided share in land. building and fixtures: Section 2 states that land includes things attached to land or permanently fastened to land and anything attached to land. (b) Personal property is movable property and intangible property which is subject to actions in personam. Personal property includes: - chattels real, i.e. personal propertyrecoverable and/or enforceable by taking an action in rem. - chattels personal, i.e. movable property such as choses in possession and choses in action.24.Explain: (a) Acceptance of bills of exchange. (b) General acceptance. (c) Qualified acceptance. （分数：20.00）__________________________________________________________________________________________正确答案：()解析：(a) Section 17 of the Bills of Exchange Ordinance stipulates that: the acceptance of a bill is the signification by the drawee of his assent to the order of the drawer. an acceptance is invalid unless it complies with the following conditions: (i) it must be written on the bill and be signed by the drawee. The mere signature of the drawee, without additional words, is sufficient. (ii) it must not express that the drawee will perform his promise by any other means than the payment of money. (b) A general acceptance assents without qualification to the order of the drawer.(c) A qualified acceptance in express terms varies the effect of the bill as drawn. Qualified acceptance may be: conditional, which makes payment by the acceptor dependent on the fulfillment of a condition therein stated; partial, which pays part only of the amount for which the bill is drawn. qualified as to time; local, which pays only at a particular specified place; the acceptance of some one or more of the drawees, but not of all.。

金融英语词汇及解释（3）

English Terms 中⽂翻译详情解释/例⼦CD 存款证持有⼈可收取利息的存款证书。

存款证设有到期⽇、固定利率，并可以⽤任何货币计价。

存款证⼀般由商业银⾏发⾏CEDEL CEDEL 欧洲市场证券两家结算⾏之⼀CEO ⾸席⾏政官负责管理整家公司活动的⾼级管理⼈员CFA 注册财务分析师投资管理及研究协会（Assoication for Investment Management and Research) 颁发的专业称号，⽤以证实财务分析员的实⼒及诚信。

应考⽣必须通过三级考试，考核的范围包括会计、经济学、道德、货币管理及证券分析CFO ⾸席财务官负责管理整家公司财务活动的⾼级管理⼈员，职责包括签署⽀票、监督现⾦流及财务规划COGS 已售商品成本⼀家公司赚取收⼊的产品或货品的成本。

有时称为销售成本COO ⾸席营运官公司的⾼级管理⼈员，直接⾪属⾸席执⾏官，负责管理公司的⽇常运作CPA 注册公共会计师美国注册公开会计师协会（American Institute of Certified Public Accountants) 颁发的专业称号，应考⽣必须通过⼀次考试，并符合⼯作经验要求CPI 消费物价指数衡量消费货品及服务的价格变动，例如汽油、⾷品、汽车等Calendar Year ⽇历年 1⽉1⽇开始12⽉31⽇结束的⼀年Call 买⼊期权⼀种期权合约，给与持有⼈以特定的价格在特定的时间内购买特定数量相关证券的权⼒（但并⾮义务）Call Date 买回⽇期债券可在到期前赎回的⽇期。

若发⾏⼈认为进⾏再融资是有利的做法，可在这天以债券的⾯值或以相对⾯值有轻微溢价的价值赎回债券Call Loan 短期同业拆借，通知贷款向证券经纪⾏借出贷款，⽤来作为保证⾦帐户的资⾦。

同业拆借的利率每⽇计算，最终利率成为同业拆借利率Call Loan Rate 短期同业拆借利率，通知贷款利率有担保同业拆借的短期利率，⼀般适⽤于保证⾦帐户Call Option 买⼊期权⼀种协议，给与投资者以特定的价格在特定的时间内购买⼀种股票、债券、商品或其他⾦融⼯具的权⼒（但并⾮义务）Call Premium 买回溢价 1. ⾼于可转换债券及债券⾯值的⾦额。

金融用英语怎么说

金融用英语怎么说金融指货币的发行、流通和回笼，贷款的发放和收回，存款的存入和提取，汇兑的往来等经济活动。

那么你知道金融用英语怎么说吗?下面来学习一下吧。

金融英语说法1：finance金融英语说法2：banking金融的相关短语：金融机构financial institution ; banking institution ; The Financial Institutions ; monetary institution金融市场 Financial market ; money market ; monetary market ; ING Financial Markets金融危机 financial crisis ; monetary crisis ; Economic crisis ; financial turmoil金融资产 Financial asset ; Monetary assets ; Capital markets ; FVTPL金融工具financial instruments ; Derivative Financial Instruments ; monetary instrument ; financial tool金融区 Financial District ; Canary Wharf金融学 Finance ; MSc Finance ; MSc in Finance ; fianc金融期货financial futures ; FITF ; haha financial futures ; Financial Ftres金融信用 credit ; Consumer Credit ; Lending industry ; Bank credit金融的英语例句：1. His government began to unravel because of a banking scandal.他的政府由于一起金融丑闻而开始瓦解。

金融英语听说课件unit3banking

Personal banking services: Provide financial services to individuals, including deposit accounts, loans, investment advice, and other personal financial services.
Banking business processing
CATALOGUE
02
客户身份验证
账户类型选择
签署协议
账户开通
01
02
03
04
银行工作人员会核实客户的身份信息，以确保账户的安全性。
客户可以根据自己的需求选择合适的账户类型，如储蓄账户、支票账户等。
客户需签署开户协议，明确账户的用途和相关责任。
银行系统会根据客户提供的资料开设个人或企业银行账户。
客户向银行提供取款凭证，如银行卡、存折等。
取款凭证
银行工作人员会核实取款金额，并确保账户余额足够。
取款金额确认
客户可以选择柜台取款或ATM机取款。
取款方式选择
银行会记录每笔取款的日期、金额和账户信息，便于客户查询。
取款记录
Banking Business Exchange
Mobile banking services have brought great convenience to customers, and have become an important trend in the development of electronic banking business.
Customers can access online banking through personal computers, mobile phones, or other devices with internet access to conduct financial transactions, query account information, and other services.

金融英语术语大全（3）

金融英语术语大全(3)ADR 美国存托凭证/存股证;(American Depository Receipt) GDR 全球存托凭证/存股证;(Global Depository Receipt) retail/private investor 个人投资者/散户;institutional investor 机构投资者;broker/dealer 券商;proprietary trading 自营;insider trading/dealing 内幕交易;market manipulation 市场操纵;prospectus 招股说明书;IPO 新股/初始公开发行;(Initial Public Offering) merger and acquisition 收购兼并。

会计与银行业务用语 (汇总) 汇款用语汇款||寄钱 to remit||to send money寄票供取款||支票支付 to send a cheque for payment寄款人 a remitter收款人 a remittee汇票汇单用语国外汇票 foreign Bill国内汇票 inland Bill跟单汇票 documentary bill空头汇票 accommodation bill原始汇票 original bill改写||换新票据 renewed bill即期汇票 sight bill||bill on demand... days after date||... days' after date ... 日后付款... months after date||... months' after date ... 月后付款见票后... 日付款... days' after sight||... days' sight见票后... 月付款... months' after sight||... months' sight同组票据 set of bills单张汇票 sola of exchange||sole of exchange远期汇票 usance bill||bill at usance长期汇票 long bill短期汇票 short bill逾期汇票 overdue bill宽限日期 days of grace电汇 telegraphic transfer (T.T)邮汇 postal order||postal note (Am.)||post office order||money order本票 promissory note (P/N)押汇负责书||押汇保证书 letter of hypothecation副保||抵押品||付属担保物 collateral security担保书 trust receipt||letter of indemnity承兑||认付 acceptance单张承兑 general acceptance有条件承兑 qualified acceptance附条件认付 conditional acceptance部分认付 partial acceptance拒付||退票 dishonour拒绝承兑而退票 dishonour by non-acceptance由于存款不足而退票 dihonour by non-payment提交 presentation背书 endorsement||indorsement无记名背书 general endorsement||blank endorsement记名式背书 special endorsement||full endorsement附条件背书 conditional endorsement限制性背书 restrictive endorsement无追索权背书 endorsement without recourse期满||到期 maturity托收 collection新汇票||再兑换汇票 re-exchange||re-draft外汇交易 exchange dealing||exchange deals汇兑合约 exchange contract汇兑合约预约 forward exchange contract外汇行情 exchange quotation交易行情表 course of exchange||exchange table汇价||兑换率 exchange rate||rate of exchange官方汇率 official rate挂牌汇率||名义汇率 nominal rate现汇汇率 spot rate电汇汇率||电汇率|| T.T. rate||telegraphic transfer rate兑现率||兑现汇率 demand rate长期汇率 long rate私人汇票折扣率 rate on a private bill远期汇票兑换率 forward rate套价||套汇汇率||裁定外汇行情 cross rate付款汇率 pence rate当日汇率||成交价 currency rate套汇||套价||公断交易率 arbitrage汇票交割||汇票议付 negotiation of draft交易人||议付人 negotiator票据交割||让与支票票据议付 to negotiatie a bill折扣交割||票据折扣 to discount a bill票据背书 to endorse a bill应付我差额51,000美元a balance due to us of $51,000||a balance in our favour of $ 51,000收到汇款 to receive remittance填写收据 to make out a receipt付款用语付款方法 mode of payment现金付款 payment by cash||cash payment||payment by ready cash以支票支付 payment by cheque以汇票支付 payment by bill以物品支付 payment in kind付清||支付全部货款 payment in full||full payment支付部分货款||分批付款 payment in part||part payment||partial payment记帐付款||会计帐目内付款 payment on account定期付款 payment on term年分期付款 annual payment月分期付款 monthly payment||monthly instalment延滞付款 payment in arrear预付货||先付 payment in advance||prepayment延付货款 deferred payment立即付款 prompt payment||immediate payment暂付款 suspense payment延期付款 delay in payment||extension of payment支付票据 payment bill名誉支付||干与付款payment for honour||payment by intervention结帐||清算||支付 settlement分期付款 instalment滞付||拖欠||尾数款未付 arrears特许拖延付款日 days of grace保证付款 del credere付款 to pay||to make payment||to make effect payment结帐to settle||to make settlement||to make effect settlement||to square||to balance支出||付款 to defray||to disburse结清 to clear off||to pya off请求付款 to ask for payment||to request payment恳求付帐 to solicit payment拖延付款 to defer payment||to delay payment付款被拖延 to be in arrears with payment还债 to discharge迅速付款 to pay promptly付款相当迅速to pay moderately well||to pay fairly well||to keep the engagements regularly付款相当慢 to pay slowly||to take extended credit付款不好to pay badly||to be generally in arrear with payments付款颇为恶劣 to pay very badly||to never pay unless forced 拒绝付款 to refuse payment||to refuse to pay||to dishonour a bill相信能收到款项We shall look to you for the payment||We shall depend upon you for thepayment ||We expect payment from you惠请付款kindly pay the amount||please forward payment||please forward a cheque.我将不得不采取必要步骤运用法律手段收回该项货款I shall be obliged to take thenecessary steps to legally recover the amount. ||I shall be compelled to take steps to enforcepayment.惠请宽限 let the matter stand over till then.||allow me a short extension of time. ||Kindlypostpone the time for payment a little longer.索取利息 to charge interest附上利息 to draw interest||to bear interest||to allow interest 生息 to yield interest生息3% to yield 3%存款to deposit in a bank||to put in a bank||to place on deposit||to make deposit在银行存款to have money in a bank||to have a bank account||to have money on deposit向银行提款 to withdraw one's deposit from a bank换取现金 to convert into money||to turn into cash||to realize 折扣用语从价格打10%的折扣 to make a discount of 10% off the price||to make 10%discount off the price打折扣购买 to buy at a discount打折扣出售 to sell at a discount打折扣-让价 to reduce||to make a reduction减价 to deduct||to make a deduction回扣 to rebate现金折扣 cash discount货到付款||现金提货 cash on deliver (C.O.D.)货到付现款 cash on arrival即时付款 prompt cash净价||最低价格付现 net cash现金付款 ready cash即期付款 spot cash||cash down||cash on the nail凭单据付现款 cash against documents凭提单付现款 cash against bills of lading承兑交单 documents against acceptance (D/A)付款交单 documents against payment (D/P)折扣例文除非另有说明, 30日后全额付现, 如有错误, 请立即通知。

《金融英语阅读教程第三版》课后答案

《金融英语阅读教程第三版》课后答案
《金融英语阅读教程第三版》课后答案
第一部分参考译文
TopicOne：Introduction
引言
1.政治与经济
2.金融部门的经济角色
3.金融危机
TopicTwo：FinancialSystem
金融体系
4.金融体系
5.国际货币体系和国际收支
6.世界银行
7.国际货币基金组织
8.中国的银行业
9.银团贷款的历史与发展
TopicThree：MoneyandEconomies
货币与经济
10.货币
11.国际货币的宏观经济学
12.布雷顿森林协议与金汇兑本位制
13.洗钱
14.世界经济全球化
TopicFour：InvestmentSystem
投资体系
15.投资系统评估
16.期货与期权
17.为什么进行全球投资TopicFive：Accounting
会计
18.金融工具会计
19.应收款项估值会计
20.公司融资策略概观
TopicSix：Insurance
保险
21.面向家庭的保单
22.保险商提供的`投资产品与服务TopicSeven：Law
法律
23.招标广告
24.合同法
25.宾夕法尼亚公平银行
26.为什么税务法规影响投资决策
TopicEight：OptionalReading 补充阅读
27.微观经济学
28.国际收支平衡
29.为什么财务管理如此重要
30.统计学的基本概念
31.管理会计的整体性。

金融英语 chapter 3 interest rate

What would you learn?
Interest and interest rate are two basic categories coming with the concept of credit. What we mainly should learn from interest rate theories is how to determine the interest rate. By looking through this chapter, you should be able to grasp the essence and the calculation of interest rate, the types of interest rate and interest rate system and its reform of our country
Inflation
So far in our discussion of interest rates, we have ignored the effects of inflation on the cost of borrowing. What we have up to now been calling the interest rate makes no allowance for inflation, and it is more precisely referred to as the nominal interest rate, which is to distinguish it from the real interest rate, the interest rate that is adjusted by subtracting expected changes in the price level so that it more accurately reflects the true cost of borrowing.

经济与金融英语 (3)

– these reserves may be held as either vault cash or deposits at the Fed
19
The Supply of Money
• A depository institution must have reserve assets equal to a certain percentage of its deposit liabilities
7
The Circular Flow Diagram
• Prices in the output, factor, and financial markets adjust to coordinate and balance the supplies and demands resulting from the plans of households and businesses to produce, spend, borrow, and lend
– we will assume a simplified economy where firms and households meet in three markets
• product (output) market • factor (input) market • financial market
– the relationship between the quantity supplied of money and the interest rate will be a vertical line
21
The Supply of Money
Supply
• these payments for factor services are household income(2)

常用的金融英语词汇（3）

常用的金融英语词汇(3)contingent risks 或有风险.contract money 合同保证金.contract size 合约容量.contracts of difference 差异合约.contractual value 合同价格.controlled rates 控制的汇率converge 集聚,(为共同利益而)结合一起. conversion 汇兑,兑换convertible currency 可兑换的货币cooling-off period 等待期cooperative financing 合作金融.cornering the market 操纵市场corners 垄断.corporate deposits 法人存款correspondent 代理行cost of maintenance 维修费.counter-inflation policy 反通货膨胀对策counter-inflation policy 反通货膨胀对策counter-inflation policy 反通货膨胀对策cover 弥补,补进(卖完的商品等).cover 弥补(损失等);负担(开支);补进(商品或股票等);保险. coverage 承保险别;保险总额;范围保险.coverage ratio 偿债能力比率.cover-note 暂保单;投保通知单.credit 信用,信贷.credit account (C.A., C/A) 赊帐=open account2 credit agreement 信贷协定.credit amount 信贷金额;赊帐金额;信用证金额.credit analysis 信用分析.credit balance 贷方余额,结欠,贷余. credit bank 信贷银行credit beneficiary 信用证受益人. credit business 赊售,信用买卖.credit buying 赊购.credit capital 信贷资本.credit cards 信用卡credit control 信用控制credit control 信用控制credit control 信用控制credit control instrument 信用调节手段credit control instrument 信用调节手段credit control instrument 信用调节手段credit expansion 信用扩张credit expansion 信用扩张credit expansion 信用扩张credit extending policy 融资方针credit extending policy 融资方针credit extending policy 融资方针credit facility 信用透支.credit limit 信用额度.credit restriction 信用限额.credit risk 信用风险.credit union 信用合作社creditor bank 债权银行crop up (out) 出现,呈现.cross hedge 交叉套做.cross hedging 交叉保值.cum dividend 附息cum rights 含权cumulative preferred stock 累积优先股currency futures 外币期货.currency futures contract 货币期货合约. current fund 流动基金current futures price 现时的期货价格. current ratio 流动比率current ratio 流动比率current ratio 流动比率customize 按顾客的具体要求制作. customs duty(tariffs) 关税.D/D (Banker's Demand Draft) 票汇daily interest 日息daily limit 每日涨(跌)停板.date of delivery 交割期.dealers 批发商.death and gift tax 遗产和赠与税.debt of honour 信用借款.debtor bank 借方银行decision-making under risk 风险下的决策. deed 契约.deed tax 契税.deferred savings 定期存款deficit covering 弥补赤字deficit covering 弥补赤字deficit covering 弥补赤字deficit-covering finance 赤字财政deficit-covering finance 赤字财政deficit-covering finance 赤字财政deflation 通货紧缩deflation 通货紧缩deflation 通货紧缩delivery date 交割日demand pull inflation 需求拉动通货膨胀demand pull inflation 需求拉动通货膨胀demand pull inflation 需求拉动通货膨胀demand shift inflation 需求变动型通货膨胀demand shift inflation 需求变动型通货膨胀demand shift inflation 需求变动型通货膨胀demand-deposit or checking-accounts 活期存款或支票帐户deposit account 存款帐户deposit account (D/A) 存款帐户deposit at call 通知存款deposit bank 存款银行deposit money 存款货币deposit rate 存款利率deposit turnover 存款周转率depreciation risks 贬值风险.derivative deposit 派生存款derived deposit 派生存款designated currency 指定货币deutsche marks (=DM) 西德马克devaluation of dollar 美元贬值developer 发展商.Development Bank 开发银行development financing 发展融资.devise 遗赠.die intestate 死时没有遗嘱.Diners card 大莱信用卡.direct exchange 直接汇兑direct financing 直接融资.direct hedging 直接套做.direct leases 直接租赁.direct taxation 直接税.discount credit 贴现融资.discount market 贴现市场discount on bills 票据贴现.discount paid 已付贴现额.discounted cash flow 净现金量discounting bank 贴现银行dishonour risks 拒付风险. disintermediation 脱媒.distant futures 远期期货.diversification 分散投资dividends 红利document of title 物权单据documentary collection 跟单托收Documents against Acceptance,D/A 承兑交单Documents against Payment,D/P 付款交单domestic correspondent 国内通汇银行domestic deposit 国内存款domestic exchange 国内汇兑double leasing 双重租赁.double mortgage 双重抵押.double option 双向期权.Dow Jones average 道·琼斯平均数down payment 首期.downgrade 降级downside 下降趋势.downtick 跌点交易Dragon card 龙卡.draw 提款draw cheque 签发票据.drawee bank 付款银行drawing account 提款帐户dual exchange market 双重外汇市场dual trading 双重交易.due from other funds 应收其他基金款due to other funds 应付其他基金款dumping 抛售early warning system 预警系统easy credit 放松信贷easy credit 放松信贷easy credit 放松信贷economic exposure 经济风险.efficient portfolio 有效证券组合electronic accounting machine 电子记帐机electronic cash 电子现金.electronic cash register 电子收款机electronic debts 电子借贷electronic funds transfer 电子资金转帐. electronic transfer 电子转帐emergency tariff 非常关税. encumbrance 债权(在不动产上设定的债权). endorsement for collection 托收背书. engage in arbitrage (to) 套汇entity n. 单位,整体,个体entrance fee 申请费.equalization fund (外汇)平衡基金equipment leasing services 设备租赁业务equity portfolio 股票资产.establishing bank 开证银行ethics risks 道德风险.Euro-bank 欧洲银行Eurocard 欧洲系统卡.European terms 欧洲标价法evaluation of property 房产估价. evasion of foreign currency 逃汇exception clause 免责条款.excess insurance 超额保险.exchange adjustment 汇率调整exchange alteration 更改汇率exchange arbitrage 外汇套利exchange bank 外汇银行exchange broker 外汇经纪人exchange brokerage 外汇经纪人佣金exchange business 外汇业务exchange clearing agreement 外汇结算协定exchange clearing system 汇结算制exchange competition 外汇竞争exchange contract 外汇成交单exchange control 外汇管制exchange convertibility 外汇兑换exchange customs 交易所惯例exchange depreciation 外汇下降exchange dumping 汇率倾销exchange dumping 汇率倾销.exchange fluctuations 汇价变动exchange for forward delivery 远期外汇业务exchange for spot delivery 即期外汇业务exchange freedom 外汇自由兑换exchange loss 汇率损失exchange parity 外汇平价exchange position 外汇头寸exchange position 外汇头寸;外汇动态. exchange premium 外汇升水exchange profit 外汇利润exchange proviso clause 外汇保值条款exchange quota system 外汇配额制exchange rate 汇价exchange rate fluctuations 外汇汇价的波动exchange rate parity 外汇兑换的固定汇率exchange rate risks 外汇汇率风险. exchange reserves 外汇储备exchange restrictions 外汇限制exchange risk 外汇风险exchange risk 兑换风险.exchange settlement 结汇exchange speculation 外汇投机exchange stability 汇率稳定exchange surrender certificate 外汇移转证。

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