西财考研金融工程复试题

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金融保研复试题及答案解析

金融保研复试题及答案解析

金融保研复试题及答案解析一、选择题1. 金融市场的基本功能包括以下哪项?A. 资源配置B. 风险管理C. 信息提供D. 所有以上选项答案:D2. 下列哪项不是金融衍生品的特点?A. 高杠杆性B. 标准化合约C. 交易成本高D. 灵活性答案:C二、简答题1. 简述货币政策的三大工具及其作用。

答案:货币政策的三大工具包括公开市场操作、存款准备金率和再贴现率。

公开市场操作是中央银行买卖政府债券来调节市场货币供应量;存款准备金率是中央银行规定商业银行必须保留的最低存款比例,用以控制商业银行的信贷扩张能力;再贴现率是中央银行向商业银行提供贷款时的利率,通过调整再贴现率可以影响商业银行的借贷成本。

2. 什么是金融杠杆,它在金融市场中的作用是什么?答案:金融杠杆是指使用较少的自有资金来控制较大金额的资产或投资。

在金融市场中,杠杆可以放大投资者的盈利能力,但同时也增加了风险。

适度的金融杠杆可以提高资金使用效率,促进市场流动性,但过度杠杆可能导致市场波动加剧。

三、计算题1. 假设某公司发行了面值为1000元,年利率为5%的债券,投资者以950元的价格购买了该债券,一年后收到50元的利息。

请计算该投资者的收益率。

答案:收益率 = (收到的利息 + 卖出价格 - 购买价格) / 购买价格= (50 + 1000 - 950) / 950= 55 / 950≈ 5.79%四、论述题1. 论述金融危机对全球经济的影响及其应对措施。

答案:金融危机通常会导致信贷紧缩、资产价格暴跌、企业破产和失业率上升,对全球经济造成严重影响。

应对金融危机的措施包括实施宽松的货币政策以降低利率、提供流动性支持,加强金融监管以防止系统性风险,以及通过财政政策刺激经济增长等。

各国政府和国际组织需要加强合作,共同应对金融危机带来的挑战。

五、案例分析题1. 某银行因不良贷款比例过高而面临流动性危机,请分析其可能的原因及解决方案。

答案:不良贷款比例过高可能是由于银行风险管理不善、信贷政策过于宽松或宏观经济环境恶化等原因造成的。

西南财经大学金融学英语口语考研复试试题

西南财经大学金融学英语口语考研复试试题

英语口语复试4. 常见的复试老师问的问题:(1). self-introductionPlease introduce yourself to us?Good morning, my dear teachers and professors. I am very happy to avail myself of the opportunity toIntroduce myself. I am *****, a ***-year-old girl/ boy graduated from ****University. My major was****. Four-year study in **** department gives me all-round knowledge about*****. In the past two years I have been preparing for the postgraduate examination. I am a very hard-working person with great perseverance. And also, I am very kind-hearted as well and ready to help others especially when they are in troubles. Owing to my kindness I made a lot of friends in university. In my spare time I like sports. Among all the events, I like football best because we should unite as one to achieve success. In my opinion, it is the best slogan of team work spirit. I also took some part-time jobs as a family tutor. One of my students got his mark improved through our joint effort and I was very proud of that. This is all for my self-introduction. If I am lucky enough to get the chance, I will devote all myself to my major and focus all of my energy on it.(2). reasons for my choiceWhy do you choose to study in our university?Firstly, I have a profound love in my major, ***, which is very practical and useful. Through four years! Study in university I find the knowledge I have mastered is not enough to solve some specific problems though I have satisfactory marks in all the subjects. So I decide to further my education and take the postgraduate entrance examination.Secondly, I want to take *** as my life long career, therefore, further study in this field is still necessary. In my opinion, I can broaden my horizon and enrich the knowledge in this field through the postgraduate education. It is an indispensable step for my self-development in the future aswell.Last but not the least, I have a long-lasting love of the atmosphere of campus. It is full of passion and youthful spirit. All the things can inspire me to form some fantastic thoughts and excellent ideas. This kind of atmosphere is very helpful for study.As for my choice of universities, I should say I love this university very much. When I came here for the first time I was deeply impressed by the academic atmosphere and the faculty. In addition, your university enjoys a good reputation in this field. I think as one of the most famous ******in our country, it provides people with enough room to get further enrichment.(3). plans in the postgraduate studyFirst, a systematic view of *****is my first and most important goal in the postgraduate study.Second, I would like to take more social activities to promote myself in every possible way. If possible, I will go on with/continue my study for doctorate degree.In a word, I am looking forward to making a solid foundation for my future profession and life after two/three years study here.(4) plans in the postgraduate study (另一种表达)I’ve already made a plan for my postgraduate study. If luckily I got the admission to the university, would make good use of the two/three years. You know, three years is very short for an aspirant pursuer for knowledge, so it’s necessary to make a good plan both for my academic research and future career. First, I will try my best to grasp the theoretical knowledge and set the solid foundation for my further study. Second, if time permits, I will do some part-time job relevant to my major and in this way I can put the theory into practice. Third, I will apply for a doctor degree and if impossible I will find a job related to my major and become an expert in this field.(5). about hometownI am from **** a beautiful city in the****part of *** province. ( it is also the capital city of **** province.) It is famous for****. Every winter numerous visitors are attracted by its. The city lies in the ****part of China and the climate there is very suitable for living. Thanks to the government ’effort to protect the environment, our city is becoming more and more beautiful and attacks people all around the world. Last five years witnesses the fast economic development of my home town due to the Opening Policy. I believe my hometown will definitely be prosperous in the future. After my graduation I will return to my hometown and make my due contribution to its development.(6). about familyI have a happy family .In my family, there are five members: grandfather, father, mother, brother and I. My family is just like a hand, and each of us like a finger. Just as the relationship among fingers and hand, we five members live together and can not be separated. I will introduce my family to you.My grandfatherMy grandfather is a healthy old man. He likes moving and believes that one can have long lifeonly if he takes exercise. So, though he is over seventy, he doesn’t feel tired after long walking. My fatherMy father works in a private high school and he is the vice-headmaster of that school. My father is a diligent man. He likes reading and writing. No matter how busy he is, he must read something useful in his spare time. He often says that as a teacher who must read as much as he can. He does what he says. He gives me a good sample with his action.My motherMy mother is a hardworking housewife. She is a kind, gentle and diligent woman. She cooks and washes for us day after day. However, in my mind, she is the greatest woman in this world. Now I study out of my home, and I always miss her very much. I miss her cooking, I miss her speaking too much, and, of course, I also miss our quarrelling!My brotherMy brother is a clever and tall boy. He is a senior high student .I am three years older than him. He likes reading. His favorite writer is Yi Zhongtian. Therefore, he reads most works written by Yi Zhongtian and watches all the programs talked by him, called Bai Jia Jiang Tan. In my mind, he is a thoughtful boy.MyselfI am a college student. Next year, I will graduate. I dream much for my future. In the future, first I will be a teacher. But maybe I will try other kinds of jobs, such as free writer, editor and so on. However, no matter what is my hobby, I will be on my own stage; no matter which stage I am on, I will dance wonderfully!(7). about universityMy university is ***, which is modern and smart. the many age-old buildings here are actually great libraries and labs. Scientific and technological development is easily smelt in the air, because she never lags behind the world. Her everlasting youth and vigor beam through every corner of the campus and the young in school vivify every piece of concrete and wood here. What makes me happy and strong is that it perpetuates me with unfading energy. And it is definitely beneficial for me to be granted enthusiasm. The deep impression of my university is her creativity and profundity. As is known to all, she has a wide range and comprehensive style. No wonder I can enjoy the multi-colored life here. Every school year a diversity of competitions and activities are held and a large number of students take active part in them. I do appreciate such a style, and in my mind’s eye, she resembles a tall tree silhouetting with all shapes of branches while stretching far into the blue sky. Undoubtedly there is a world of difference between university and high school. University students are supposed to enjoy more freedom to develop themselves. However, - seems more concerned about the efficient cooperation and teamwork among students as to prepare them for the competitive society. I believe upon graduation I will be equipped with abundant skills to face more unknown challenges. After all, in my opinion, university is for more cultivated character, richer knowledge and greater abilities. That’s why I chose. She provides me with what I’ve dreamed of. After my graduation, I want to find a job in Siemens and make good use of the theories I will have learned from this university. I have the potential to be a professional manager and do program management.(8). Why do you change your major?I have shifted my major from Mathematics to Quantitative Economics, mainly out of my interest. During the holidays, I got the chance to work for a company as an intern, when I first acquainted myself with the knowledge of Quantitative Economics, and I was attracted deeply by it. What’s more, what I have learned can be applied very well to this subject. Meanwhile, the major has gained wide application and concern for the time being. So gradually, I got the idea that I should try my best to learn Quantitative Economics.(9). Why do you choose this major?I major in International Trade and have great interest in it. International trade currently become Increasingly important in the world of globalization, and those companies desirous to file themselves into the international market and have to confront plenty of issues. Thus, corresponding emphasis have been put on these issues in this field. But during my college study and internship period, I have found I have many to study, so it is very necessary and urgent for me to grasp firmly and comprehensively the relevant knowledge of international trade. That is why I chose this major. Now I look forward to enriching my scope in this field in our university.(10). could you tell the importance of English?Yes, it’s very important. It plays an indispensable role both in my academic study and future career. When I look for some learning material on-line for my research paper, the Chinese information is usually not enough, and thus the English information works as an essential compensation. Furthermore, when I command English, work efficiency will be greatly improved because the time of the translation between languages is shortened.(11). plans after graduationAfter my graduation, I want to find a job in Siemens and make good use of the theories I will have learned from this university. I have the potential to be a professional manager and do program management. I love economic policy research. After graduation, I want to further my study for a Doctor’s degree. Then I’ll work for a research institute. What satisfies me most is to make contributions for Chinese economic growth.(12). what can you tell me about yourself?I am 21 years old, born in Heilongjiang province, northeast of China. I am now a senior student at Beijing XX University. My major is packaging engineering, and I will receive my bachelor’ degree after my graduation in June. In the past four years, I have spent most of my time on study. I have passed CET4/6 with an ease and I have acquired basic knowledge of packaging both in theory and in practice. Besides, I have attended several packaging exhibition held in Beijing and I have taken a tour to some big factories through which I have had a deep understanding of domestic packaging industry. Compared to developed countries such as U.S., unfortunately, although we have made extraordinary progress since 1978, our packaging industries are still underdeveloped. But I have full confidence in a bright future if only our economy can keep the growth pace still. I choose to learn law in my graduate study because pursuing law is one of my lifelong goals. I like my major packaging and I won’t give up it. If I can pursue my master degreehere I will combine law with my former education. I will work hard in patent, trademark, copyright in the packaging field. I am optimistic and confident. Sometimes I prefer to stay alone, reading, listening to music, but I am not lonely. I like to chat with my classmates on various subjects. My favorite pastime is playing volleyball. Through college life, I learn how to keep balance between study and entertainment. By the way, I was an actor of our amazing drama club. I had a few glorious memories on stage.(13).What would you like to be doing within five years after graduation?Five years are quite a long time; I would like to divide it into two parts for my future plan. In the three years of postgraduate in this university, if I am admitted, I will spend our my efforts on the knowledge of my major and skills concerned, and try to learn more interpersonal skills at the same time. After equipping myself full, when I will get my master’s degree, I will immense myself into the society in the next two years. I will find a job which I love and specialize in so that I can make a contribution to our nation as well as the society.(14).What is your greatest strength?As for my strongest strength, I think it is my conscientiousness in work and learning, which promotes me to develop unceasingly and devote myself in my work and do a good job. I think it is helpful for my future work.Flexible1. Honest helpfulness easy-going caring energetic sense of humor. Quick-learning Cheerfulness confident friendliness2. Adaptability perseverance problem-solving work well with others get along well with others dedication work under pressure team-spirit focus on projects leadership skills positive attitude(15). what is your greatest weakness?1. Be lack of experience be lack of proper planning drive myself work too hardSet high goals are eager to complete an assignment critical to others2. My greatest weakness lies in my greatest weakness is I am***, I think that is my greatest weakness. I’ m a perfectionist that I always require myself get a job well done.3. There is no perfect man in the world, so do I. I feel that my greatest weakness is that I often devote nearly all the time in work. Sometimes I even forget to do some excises. Although this weakness makes me sad sometimes, I try my best to overcome it.(16). How do you feel about your progress today?To be frank, I made a great progress in the past few years with the help of my classmates and friends and under the guidance of my teachers. In academic aspect, I acquired much basic knowledge of this field from text books and learnt how to solve problems with them. In other aspects, I got along well with all my classmates and gained their friendship and respect. What is more important is that I learnt to work with the others and now I have a good sense of teamwork.All in all, the last few years are really important for me.(17)What is the most important skill you have acquired at college?Besides all the courses taken, I have also acquired another important skill at college which will benefit me all through my life. That is the way to communicate which others. I have learned the way of getting along with people around, be generous, be kind and always be ready to offer help.(18)What are your spare time interests?I like playing basketball very much. Besides it , I also like singing , playing with guitar ,and talking to my friends through the internet.。

西南财经大学金融学专业历年复试真题

西南财经大学金融学专业历年复试真题

西南财经大学金融学专业历年复试真题西南财进大学复试真题去水印第一部分:1999—2003年复试笔试题(答案见第二部分)课程名称:金融学适用专业:金融学考试时间:1月31日下午一、判断正误并简述理由(每小题6分,计30分)1、在融资领域中,直接融资所占比率越高,社会资源的利用效率就越好。

2、货币数量越多,说明一国的货币化程度越高。

23、银行储蓄存款的增减变化不能真实地反映家庭个人剩余收入的变化。

4、金融创新的过程就是金融风险增加的过程5、银行信用在分配资源的基础上创造资源。

二、简答题(每小题6分,计30分)1、试分析“1:8”经验公式的内容、意义及缺陷。

2、试分析银行表外业务产生和发展的原因。

3、简述货币主义的汇率理论。

4、简述“物价—现金流动机制”。

5、简述“马歇尔—勒纳条件”。

三、分析计算题(10分)19941美元等于8.31人民币。

试计算:1996年末的人民币购买力汇率,并解释购买力汇率与实际汇率的差异。

四、论述题(每小题20分,计40分)1、试分析设臵跨省一级分行的目的、意义及存在的问题。

2、我国政府一再重申人民币不贬值是出于经济方面的考虑,根据你所学的国际金融理论,请谈谈你的看法。

课程名称:综合考试适用专业:金融学(金融方向)考试时间:2月1日上午金融理论与实务一简答题(每小题8分,计40分)1、可转换债券及其特点。

2、简述《巴塞尔协议》的贯彻实施对国际银行业经营管理的影响。

3、对比分析股份制银行利润分配与国家银行的差异。

4、证券流通市场的作用。

5、简述贷款五类划分及其意义。

二、论述题(10分)1、论我国股票市场存在的问题及其应采取的措施。

2、试论现代商业银行表外业务的特点及其管理。

西南财进大学复试真题去水印课程名称:金融学适用专业:金融学(含保险学)考试时间:2000年1月23日下午一、判断分析题(每小题8分,计32分)1、商品价格上升可以由非货币因素引起。

2、呆帐准备金是为了应付支付困难而设立的准备金。

(完整word版)西财金融复试历年真题及解答

(完整word版)西财金融复试历年真题及解答

一、判断正误并简述理由(每小题6分,计30分)1、在融资领域中,直接融资所占比率越高,社会资源的利用效率就越好.错,直接融资的效率虽然更高,但它具有盲目性和分散性,直接融资比例过大可能会存在引发金融资产失控的潜在危机。

2、货币数量越多,说明一国的货币化程度越高.错,如果一国货币数量超过了生产流通中实际需要的货币数量,将导致通货膨胀,货币贬值。

3、银行储蓄存款的增减变化不能真实地反映家庭个人剩余收入的变化。

对,银行储蓄存款的增减变化受利率的升降,其他金融产品的开发等多种因素的影响,所以它不能真实反映家庭个人剩余收入的变化。

4、金融创新的过程就是金融风险增加的过程错,虽然金融创新可能使金融机构经营风险增加,也使金融领域出现了许多高风险的创新产品,但有的金融产品同时也为投资者增强了抗风险能力,比如:期权的套期保值的功能。

5、银行信用在分配资源的基础上创造资源。

错,商业银行创造信用的本质只是增加流通工具,而不会创造物质财富本身。

二、简答题(每小题6分,计30分)1、试分析“1:8”经验公式的内容、意义及缺陷.答:“1:8”经验公式是指:如果现金流通量与社会零售总额保持1:8的比例,货币流通就是正常的。

它是中国人民银行在20世纪60年代的“三年调整期",总结“一五”计划及随后几年的工作经验教训得出的,用来判断当时的货币流通量是否适度,指导宏观调空。

但后来随着改革开放和中国经济的发展,它的缺陷也暴露出来:一、现金流通已不再反映整个货币流通的全貌,二、货币流通的速度处于变动之中,三、我国的经济体制已转入市场化,历史经验也就不在有价值了。

2、试分析银行表外业务产生和发展的原因。

答:一、金融环境变得相对宽松;二、融资证券化使商业银行的传统业务萎缩,迫使商业银行开拓新的业务,创造新的润增长点;三、由于利率汇率的频繁波动,为了避险而创造出一系列交易方式和交易工具;四、经济国际化的加深使金融服务延伸到世界各个角落,世界贸易的扩大,客观上要求提供更多的融资和结算服务,如信用证;五、“巴塞尔协议”在全球得到普遍认可,是推动商业银行业务积极开拓中间业务的原因之一。

西财金融专业英语面试题学院+证期

西财金融专业英语面试题学院+证期

5. 英语:本科的专业和所报专业有什么关系9. 英语:中央银行的功能11. 英语:为什么考研,专业是什么12. 英语:商业银行的职能17. 英语:有没有在网上购物,网上购物的优点和缺点20. 英语:如果给1万美元,你会怎么去用25. 英语:本科专业跟金融的相关性28. 英语:通货膨胀的主要原因35. 英语:where do you come from? local housing price39. 英语:on-line shopping42. 英语:we have ten thousands dollar,you have into the market….,how would you enjoy put it value?43. 为什么选择读研究生49. 英语:黄金投资为啥越来越受追捧52. 英语:会计和金融的区别55. 英语:你觉得人民币升值是被高估还是被低估60. 英语:talk about the difference between bonds and stocks68. 英语:爸妈给你10块钱,怎么投资71. 英语:有没有投资的经验80. 英语:关于春节证期英语面试题英语专业问题:IPO是什么?(高频出现)期权是什么?CAPM APT公共英语面试还有:互联网的优势与劣势?公交车和私家车的比较专业英语:reasons of inflation公共英语:中国目前面临的最大的问题是什么清明节为什么应届生就业不好你以后想做什么毕业学校(7、8个问题吧)专业课:A\B两国两种产品,A国生产率比B国高,请问可以开展国际贸易吗。

为什么。

股票波动率对期权价格的影响。

金融专业复试问题集锦

金融专业复试问题集锦

金融复试可能问到的问题这是综合了在网上查到的和已经考过的同学们那儿问来的结果所得的,是非常实用和珍贵的。

中文:1.跨国资本流动怎么衡量2.用信息经济学来分析清朝科举制度(不具代表性)3.有没有绝对的联系汇率制4.规模经济的利弊5.我国外汇储备的规模多少合适,现在的规模会产生什么后果6.80、90年代欧洲经济危机7.如何理解乘数效应是一把双刃剑8.索洛模型9.贸易顺差对经济的影响10.人民币升值的优劣11.三角悖论什么时候成立12.汇率决定理论13.罗宾夫人相关问题14.边际成本曲线的形状,为什么?15.弹性16.经济学中有哪几个乘数?平衡预算乘数什么时候不为1(小于1)17.2005年中国的汇率制度改革情况18.吴仪买波音飞机的情况19.乘数加速数模型英文:1.什么是超调2.实际汇率与有效汇率区别3.Offshore banking (market)4.Deappreciate与devaluation的区别5.联系汇率制6.欧盟中没有加入欧元的国家7.对中国汇率制度的看法8.中国外汇储备多少,汇率多少9.韩元用英语怎么说10.国际收支平衡表的一些专业术语11.套利和投资的一些问题12.布雷顿森林体系中的两难处境13.为什么会选择这个专业14.一揽子货币都包括什么从网上找到的,以供参考1.用数学模型描述一下供求定理2.如何理解乘数效应是一把双刃剑,乘数理论最重要的一个假设是什么?3.如何理解货币名目论与国定论4.20世纪90年代全球发生了那些货币危机5.如何理解逆向选择与道德风险6.说出3个实行货币局制度的国家7.如何理解货币是一层神秘的面纱。

[VIP专享]西财金融复试真题

[VIP专享]西财金融复试真题

2012年中国金融中心复试真题笔试1、请问投资银行与商业银行的区别?(1)投资银行是承销发行债券、股票和参加向投资者销售证券的,并对工商企业办理投资和长期信贷业务的金融机构。

投资银行的名称通用于欧洲大陆及美国等工业化国家。

英国称为商人银行,法国称为实业银行,日本称为证券公司。

其主要业务包括九项:①证券承销;②证券交易;③项目融资;④企业的兼并和收购;⑤基金管理;⑥风险投资;⑦理财顾问;⑧资产证券化;⑨金融衍生工具业务。

(2)传统的商业银行是指以吸收存款、发放贷款、办理结算为基本业务,以获取利润为目的的,具有独立法人资格的金融企业。

现代意义上的商业银行是指运用公众资金,以获取利润为经营目标,以多种金融资产和金融负债为经营对象,具有综合性服务功能的,并在经济生活中起着多方面作用的金融服务企业。

其主要业务有负债业务、资产业务、中间业务和表外业务。

(3)区别:①商业银行的基本业务是存贷业务,投资银行提供的是证券的发行与承销;②商业银行提供的是间接融资功能,投资银行是直接融资功能;③商业银行的主要利润来源于存贷差,投资银行主要来自于佣金收入;④商业银行对风险实施的是审慎性经营原则,投资银行是在一定的风险控制前提下追逐高收益和金融创新。

2、请问金融衍生工具的定义,分类,说明远期合约和金融期货的区别?(1)金融衍生工具,是指由基础金融工具衍生而来的金融产品。

金融衍生工具除了对避险者提供风险分散的功能外,也提供了套利及投机的机会。

(2)分类:①远期:是交易双方达成的,同意于未来某一特定日期以预先商定的价格买卖一定数量的某种金融工具或资产的协议或合约。

常见的金融远期合约主要有远期外汇合约、远期利率协议。

②期货:是一种交易双方在未来特定日期或期限内按事先协定的价格交割一定数量的金融商品的合约。

常见的金融期货合约主要有外汇期货合约、利率期货合约、股票指数期货合约。

③期权:是指一种提供选择权的交易合约,购买期权合约的人可以获得一种在指定时间内按协定价格买进或卖出一定数量证券的权力。

西南财经金融专硕13真题

西南财经金融专硕13真题

13年金融院专硕复试货币金融:60分10道判断题,30分。

涉及几乎包含了货币金融各章。

主要是概念里的一些关键字错误或是混淆。

判断:银行资本为资产-负债在德国发行的以美元标价的债券是欧洲美元通胀时持有货币最好中国外汇管理·体·制是单一的,以供求为基础的有管理的浮动制在相同条件下银行资本量大的破产风险高,流动性强其他不记得了。

三个简答题30分,1,利率期限的特点,三种利率期限理论。

2,凯恩斯和弗里曼货币需求论差别。

3,银行增加现金和超额准备金对于货币乘数影响,以及这个行为的动机。

公司理财40分:四道大题(简述)1,四川长虹资产扩张100多亿到500多亿,股价4块多下降到2块多,问管理者是为股东的权益作出的资产扩张吗?2,股票定价是现金流量现值,问是每股收益,资本收益,股利,股票股利还是xx决定股票价值?股票价值决定的根本因素是什么?3,MM命题II在无税和有税情况下概念,并画图说明?证明在有税是加权平均资本成本Rwacc = Rsu *(1-Tc*B/V )4,某公司融资,债务融资成本6%,债务资产比40%,权益资本成本12.4%,若改变融资策略,债务资产比变为60%,则债务融资成本增加到7%,问为了股东权益,是否采取债务比例上升到60%策略?13证期学硕复试复试笔试题简答501. 剑桥方程式和交易方程式的区别2. 我国的贷款管理五级制度3. 金融体系的功能4. 存款准备金是怎样影响证券市场的5. 证券市场线是怎样描述风险与收益的关系的计算201. 国债到期收益率计算2. 基础货币和货币乘数计算论述301.一般均衡利率理论的主要思想2.财政政策对股票市场的影响13年431初试真题金融学判断说明6×5=301.抵押品是借款人违约时,承诺部分或全部资产归贷款人所有的抵押资产,减轻逆向选择问题的损失。

2.存款保险制度有助于消除道德风险。

3.利率上升,债券价格上升;利率下降,债券价格下降。

西南财经大学金融学专业复试资料

西南财经大学金融学专业复试资料

西南财经大学金融学专业复试资料作为一个高、热、难、重的经济学分支,金融学的上升成为承担实体经济和金融市场之间多样化需求的重要桥梁。

随着金融行业的快速发展,西南财经大学的金融学专业复试也越来越受到考生的关注。

本篇文档将从复试的形式、复试内容、复试重点等方面来为广大考生介绍西南财经大学金融学专业复试的相关内容。

1、复试形式南财经大学金融学专业复试共分为初试和复试两个环节。

初试主要考察对金融学基础知识的掌握以及学业成绩,符合要求的考生才能参加复试环节。

复试主要分为管理类面试和金融类面试两个环节,具体如下:a)管理类面试本环节主要考察考生的管理素质和实践能力,主要内容包括自我介绍、制定个人服务规划、公开演讲等。

附加题目包括:叙述个人的工作经历及自评、简述社团或工作组织的担任情况、阐述个人在管理方面的特长及短处、介绍成功管理的经验故事等。

b)金融类面试本面试主要考察考生对金融学基本知识的掌握程度、对金融市场与政策的理解、对国际金融的熟悉程度等。

面试题目包括:介绍个人曾经读过何种金融教材、控制生产经营成本与银行产品推销的方法、分析美国次贷危机的原因和影响等。

整个金融类面试内容着重于考生对金融学的理解和应用能力的考核。

2.复试内容除了管理和金融类面试外,复试还包括一系列其他考核系统,以便更加全面评估考生的能力与潜力。

具体内容如下:a)个人简历和学术成果:填写个人简历并提交资料作为初试环节的一部分,其中考生需要介绍自己的学术实践经验、获得奖项、著作成果等。

b)面试指导书单:口头考试之前,面试团队可以要求考生准备一份书单,其中需要表明阅读的书籍、期刊、报纸、杂志等等。

这些阅读材料应该与金融学、经济学、管理学有关。

c)英语面试:此部分考生会受到为时20分钟的英语面试,包括作文和口语。

作文题目依据考试主题而定,口语考试则需要从多个角度考察英语能力。

d)考生自述或个性问卷:本环节主要考察考生对自身优缺点的认识程度、自我学习以及自我定位的能力等诸多问题。

西南财经大学金融学硕博贯通夏令营面试专业题

西南财经大学金融学硕博贯通夏令营面试专业题

西南财经大学金融学硕博贯通夏令营面试专业题1、自我介绍:尊敬的各位老师,非常荣幸能参加今天的面试。

我叫XX,来自河南,20XX年至20XX年就读于XX学院金融工程本科专业。

下面我将从学习经历、工作经历、社会活动、未来规划四个方面介绍自己。

在学习方面,我认真对待每一门功课,本科专业课平均分82分,综合平均分78.34分。

在课余时间,我顺利考取财务管理专业等级证书。

在工作方面,大四学校安排社会实践期间,我在XX省XX市发展改革委员会进行短期实习,主要负责的工作是整理材料和文案写作,很好的锻炼了我的工作协调能力以及与人沟通的能力。

毕业后,我在XX城投发展集团有限公司进行实习,主要从事债券管理工作,通过工作实践,提高了专业素养和应变能力。

在社会活动方面,我爱好文艺活动,中学时期考取小提琴九级证书,大学期间我加入学生会,组织参与各项校级活动。

同时我积极参加志愿活动,2018年有幸参加了庆祝海南建省办经济特区30 周年万人竹竿舞表演活动,此表演活动创造了新的最大规模竹竿舞吉尼斯世界记录。

在研究生规划方面,通过大学四年金融专业的学习,我也具备了一定的金融专业知识,培育了浓厚的专业兴趣。

在今后的学习生活中我将更加深入的学习专业知识,我也认识到金融专业在以后具有良好的发展前景,研究生阶段我诚挚的希望能够成为贵校的学生,在贵校更深入的学习金融专业知识。

非常感谢老师的倾听,谢谢。

2、为什么选择这个专业?我大学本科学习的就是金融专业,在高考报志愿的时候我选择金融专业是因为他在当时是一门热门学科,当时我对于金融还不够了解,当我步入大学学习了金融专业知识后,我被书里的理论观点所吸引,我发现我开始喜欢上了这个专业,产生了浓厚的兴趣,为了更加深入系统的学习金融知识,所以我选择了贵校的金融专业硕士。

3、为什么选这个学校?因为我了解到贵校具有悠久的创办历史和良好的学习氛围,师资力量雄厚,学校环境优美,师生关系融洽,能够在贵校读书是自己的心愿,贵校取名珠海,乃冀学生能若珠之晶莹璀璨,如海之浩瀚深蕴,我深切希望可以成为其中的一员。

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一、简述两基金分离定理并解释其经济含义(10分)
二、运用流动性偏好理论和债券供求理论,说明为什么利率是顺周期运行的(即,利率在经济扩张时上升,利率在经济衰退时下降)。

要求绘制供求分析图(20分)
三、假设法定存款准备金率为12%,超额准备金率为3%,现金比率为6%。

如果中央银行减少50亿元的基础货币,那么货币供给会减少多少亿元(10分)
四、一份本金为1亿美元的利率互换还有10个月的期限,这笔互换规定以6个月的LIBOR 利率交换12%的年利率(每半年复利一次)。

市场上交换6个月的LIBOR利率的所有期限的利率平均报价为10%(连续复利)。

两个月前,6个月的LIBOR利率为9.6%,则对于支付浮动利率的那一方,该利率互换价值是多少?(20分)
五、某股票现价为10元,假设该股票在未来的3个月内或上涨12%或下跌10%。

请利用两步二叉树为基于该股票的执行价格为11元,有效期为6个月的欧式看涨期权定价。

已知无风险利率为年利率5%(连续复利)。

(运用无套利原理和风险中性估值原理两种方法估值,并画出二叉树图)(20分)
六、在签署一个1年期的,标的资产为无股息的远期合约时,股票当前价格为50美元,无风险利率是每年8%(连续复利)。

(20分)
(1)远期合约的远期价格及初始价值分别是多少?
(2)6个月后,股票的价格为55美元,无风险利率仍为8%,这时远期合约的远期价格和价值分别是多少。

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