基金证券行业面试需要的英文
证券、基金及投资类英文词汇
主动式管理 Active ManagementCalmar ⽐率 Calmar RatioSharpe⽐率 Sharpe RatioSortino⽐率 Sortino Ratio⼊息基⾦ Income Fund⼦基⾦ Baby Funds/Underlying Funds已调整风险回报 Risk-adjusted Return互惠基⾦ Mutual Fund公积⾦计划 Pension Plan分散投资 Diversification主要经纪 Prime Broker可换股债券套戥 Convertible Bond Arbitrage另类投资 Alternative Investment市场中⽴ Market Neutral平均成本效益 Dollor-cost Averaging再投资 Reinvestment合并套戥 Merger Arbitrage地区基⾦ Regional Fund如计划为伞⼦基⾦ Umbrella Fund有限责任 Limited Liability⾃愿性供款 Voluntary Contributions⾏业/主题基⾦ Sector/Theme Fund价值型管理 value均衡基⾦ Balanced Funds投资年期 Time Horizon投资组合 Portfolio投资顾问 Investment Adviser杠杆 Leverage/Gearing杠杆借贷⽐率 Leverage Ratio每⽇估值 Daily Valuation每年回报 Annual Return供款 Contribution受压 / 濒临破产的证券 Distressed Securities定息⼯具套戥 Fixed Income Arbitrage定息基⾦ Fixed-income Fund承受风险能⼒ Risk Tolerance注册地 Domicile沽空 Short Selling波幅 Volatility股份 Share股息分派 Dividened Distributions股票基⾦ Equity Fund表现费 Performance Fees阿尔法系数 Alpha⾮认可基⾦ Unauthorised Fund信托⼈ Trustee保本对冲基⾦ Capital Guaranteed Hedge Funds 封闭式基⾦ Closed-end Fund界定利益计划 Defined Benefit Plan界定供款计划 Defined Contribution Plan相关系数 Correlation重⼤事件主导的投资 Event Driven/Special Situations ⾸次认购费 Front-end Fee套戥 Arbitrage效率前缘 Efficient Frontier⾼收益 High Yield基⾦公会 HKIFA基⾦经理 Fund Manager基⾦销售⽂件 Prospectus基准 Benchmarks被动式管理 Passive Management离岸基⾦ Offshore Fund跌幅 Maximum Drawdown揣测时机 Market Timing期货管理型基⾦ Managed Futures短仓 /淡仓 Short Position跌势差 Downside Deviation雇主供款 Employer Contribution雇员供款 Employee Contribution新⾼价 High-On-High Basis新兴市场 Emerging Markets新兴市场基⾦ Emerging Markets Fund管理费 ManagemantFee增长和收⼊基⾦ Growthand Income Fund严格评估 Due Diligence买⼊价 Bid Price买卖差价 Bid-offer Spread传统基⾦ Traditional Fund债券基⾦ Bond Fund单⼀对冲基⾦ Single Strategy Hedge Fund单位 Unit单位信托基⾦ Unit Trust卖出价 Offer Price奖励费 Incentive Fees对冲 Hedge对冲基⾦ Hedge Fund对冲基⾦的基⾦ Fund Of Hedge Funds (FoHFs)对冲基⾦指引 Hedge Funds Guidelines开放式基⾦ Open-end Fund强制性供款 Mandatory Contributions强积⾦ Mandatory Provident Fund Scheme-MPF总回报 Total Return标准差 Standard Deviation毕苏期权定价模式 Black-Scholes环球宏观 Macro Funds环球基⾦ Global Fund绝对回报 Absolute Return认可基⾦ Authorised Funds认沽期权 Put Option/Put认股权证基⾦ Warrant Fund认购期权 Call Option/Call证券借出 Stock Lending贝他系数 Beta资产分配 Asset Allocation资产净值 NetAsset value-NAV赎回 Redemption赎回通知期 Redemption Notice Period赎回费 Redemption Fee赎回费 / 买⼊费 Redemption Price / Bid Price进取型的投资管理 Aggressive Growth进取型增长基⾦ Aggressive Growth Fund长 / 短仓持股 Long/Short Equity长仓 / 好仓 / 持货 Long Position预设回报率 Hurdle RateCAC-40 Index 法国巴黎CAC-40指数Dow Jones industrial average（DJIA）道琼斯⼯业指数Frankfurt DAX Index 德国法兰克福DAX指数London's FTSE 100 英国伦敦⾦融时报指数NASDAQ，National Association of Securities Deal Automated Quotations 那斯达克英Nikkei Index ⽇经指数NYSE，New York Stock Exchange 纽约证券交易所Paris Bourse 巴黎证券交易所the Russell 2000 拉塞尔2000指数the Standard and Poor's 500 标准普尔500指数英a bear market熊市a bull market⽜市bench mark指标blue chip绩优股bonus share 红股英component index成份指数convertible bond可转换债券core / non-core assets 核⼼/⾮核⼼资产corporate bond 企业债券debt-for-equity swap 债权转股权英deceptive accounting 虚假帐务earning report 业绩报表financial irregularities /improprieties ⾦融违规⾏为financial reorganization ⾦融重组financial statement 财务报表英fund custodian bank 基⾦托管银⾏fund manager 基⾦经理/管理公司high-tech sector⾼科技板块income statement 损益表industrial stock⼯业股票英inflate profits 虚报盈利listed company / delisted company 上市公司/被摘牌的公司record high （股票指数）创历史新⾼red chips红筹股return on equity股本回报率英share, equity, stock 股票、股权bond, debenture, debts 债券negotiable share 可流通股份convertible bond 可转换债券treasury /government bond 国库券/政府债券英corporate bond 企业债券closed-end securities investment fund 封闭式证券投资基⾦open-end securities investment fund 开放式证券投资基⾦fund manager 基⾦经理/管理公司fund custodian bank 基⾦托管银⾏英market capitalization 市值p/e (price/earning) ratio 市盈率mark-to-market 逐⽇盯市payment versus delivery 银券交付clearing and settlement 清算/结算英commodity/financial derivatives 商品/⾦融衍⽣产品put / call option 看跌/看涨期权margins, collateral 保证⾦rights issue/offering 配股bonus share 红股英dividend 红利/股息ADR(American Depository Receipt)美国存托凭证/存股证GDR(Global Depository Receipt) 全球存托凭证/存股证retail / private investor 个⼈投资者/散户institutional investor 机构投资者英broker/dealer 券商proprietary trading ⾃营insider trading/dealing 内幕交易market manipulation 市场操纵prospectus招股说明书英IPO(Initial Public Offering)新股/初始公开发⾏merger and acquisition收购兼并the big board ⼤盘the ups and downs of the stock market股市⾏情treasury/government bond 国库券/政府债券英Wall Street华尔街windfall profit暴利英。
证券行业必备英语专业术语,证券行业必备英语专业术语
证券行业必备英语专业术语,证券行业必备英语专业术语1. 上市公司 listed pany2. 被摘牌的公司被摘牌的公司 delisted pany3. 上市辅导 pre-listing tutoring4. 上市推荐人 listing sponsor5. 证券交易 trading of securities6. 主板市场 main board7. 二板市场 second board8. 创业板市场 start-up board9. 高科技板块 high-tech sector10. 场内交易 on board transaction证券行业必备英语专业术语11. 场外交易 off board transaction12. 柜台交易 over-the-counter transaction13. 信用交易 margin transaction14. 流动性 liquidity; marketability15. 流通性 negotiability16. 要价 offer17. 卖方要价 offering (asked) Price18. 场外委托 off-floor order19. 场内委托 on-floor orde20. 对敲指令 matched orders21. 市场价格 market price22. 市场价值 market value23. 面值 face value24. 除息日 ex-dividend(XD)(without dividend) date25. 到期日 expiration date26. 除权 ex-right(XRT)27. 行情显示 on the tape28. 股市行情 the ups and downs of the stock market29. 大盘 the big board30. 行情看涨 Bullish31. 行情看跌 Bearish32. 股价指数 index33. 成份指数 ponent index34. CAC-40 Index 法国巴黎CAC-40指数35. 道琼斯工业指数 Dow Jones industrial average(DJIA)36. 德国法兰克福DAX指数Frankfurt DAX Index37. 英国伦敦金融时报指数 London's FTSE 10038. 那斯达克NASDAQ，National Association of Securities Deal Automated Quotations39. 日经指数 Nikkei Index40. 拉塞尔2000指数 the Russell 200041. 标准普尔500指数 the Standard and Poor's 50042. 交易授权 trading authorization43. 当日委托指令 day order44. 竞价系统 ask-bid system45. 开盘价 opening46. 开盘委托指令 opening only order47. 收盘价 close48. 收盘指令 At-the-Close Order49. 按市价 At-the-Market50. 下降顶点趋势 descending tops。
金融证券英语必备2
997. official borrowing 政府借款998. official devaluation 法定贬值999. official rate (of exchange) 官方汇价1000. o fficial short-term credit 官方短期信用1001. o ffset reserve 坏帐准备金1002. o n a discount basis （以）折价形式1003. o pen account business (= open account trade)赊帐交易1004. o pen an account 开户1005. o pen fair transaction tax 集市交易税1006. o pen market 公开市场1007. o pen market operation 公开市场业务1008. o pen market policy 公开市场政策1009. o pen mortgage 可资抵押1010. o pen negotiation 公开议付1011. o pen outcry 公开喊价，公开叫价1012. o pen policy 预约保单1013. o pen position （期货交易中的）头寸1014. o pen positions 敞口头寸1015. o pen-ended 开口的，无限制的，无限度的1016. o pening order 开市价订单1017. o perating bank 营业银行1018. o perating cash flow 营运现金流（量）1019. o perating lease 经营租赁1020. o perating leases 操作租赁1021. o perating risk 经营风险1022. o peration account 交易帐户1023. o ption 期权，选择权，买卖权1024. o ption buyer 期权的买方1025. o ption fee (=option premium or premium o期权费1026. o ption purchase price 期权的购进价格1027. o ption seller 期权的卖方1028. o ptions on futures contract 期货合同的期权交易1029. o rdinary bank 普通银行1030. o rdinary deposit 普通存款1031. o rdinary time deposit 普通定期存款1032. o ur bank 开户银行1033. o ut-of-the-money 无内在价值的期权1034. o utput-capital ratio 产出与资本的比率1035. o utright position 单笔头寸1036. o utward documentary bill for collection 出口跟单汇票，出口押汇1037. o utward remittance 汇出汇款1038. o ver-loan position 贷款超额1039. o vernight call loan 日拆1040. o verseas bank 海外银行1041. o verseas branches 国外分行1042. o versold 超卖1043. o ver-the-counter 场外的，买卖双方直接交易的，不通过交易所交易的1044. o ver-the-counter (OTC) option 场外交易市场1045. o vervalued 估价过高1046. P acific card 太平洋卡1047. p ackage policy 一揽子保险1048. p ainting the tape 粉饰行情1049. p airing 配对1050. p arking 寄售1051. p artial assignment 部分转让1052. p arties to a collection 托收各当事人1053. p awn 典当1054. p ay up 付清，缴清1055. p ayee or beneficiary 受款人，收款人，受益人1056. p aying bank 付款银行1057. p aying bank 汇入行，付款行1058. p ayment facilities 支付服务设施1059. p ayment of account 预付金1060. p ayment of exchange 结汇1061. p ayment reserve 支付准备1062. p ayment risks 支付风险1063. p ayroll tax 薪金税1064. p egging 固定汇率1065. p ermanent capital 永久性资本1066. p ersonal account 个人帐户1067. p ersonal deposit 私人存款1068. p ersonal loans 个人贷款1069. p etty current deposit 小额活期存款1070. p etty insurance 小额保险1071. p lace an order 订购；下单1072. p lastic card 塑料卡1073. P o card 牡丹卡1074. p oint of delivery 交割地点1075. p olicy of discount window 窗口指导政策1076. p olitical risk 政治风险1077. p oor for insurance 风险大的保险户1078. p opularity bank 庶民银行1079. p osition 头寸；交易部位；部位1080. p ost 过帐；登入总帐1081. p ostal remittance 邮政汇款1082. p ostal savings 邮政储蓄1083. p re-credit risk 信贷前风险1084. p redetermined 预先约定的1085. p remium 期权费1086. p remium 期权权利金1087. p remium for lease 租赁保证金1088. p remium rate 保险费率1089. p remium rates 优惠率1090. p remium tariff 保险费率表1091. p resent discount value 贴现现值1092. p resenting bank 提示银行1093. p revailing rate 现行汇率1094. p rice discovery 价格发现1095. p rimary insurance 基本险1096. p rincipal 本金1097. p rincipal 本金1098. p rincipal (= drawer,consignor) 委托人1099. p rincipal and interest 本利1100. p rincipals (stockholders) 股东1101. p rivately owned enterprise income tax 私营企业所得税1102. p roduct tax 产品税1103. p roductivity risk 产量风险1104. p rofit and loss accounts 损益帐户1105. p rofit or loss on exchange 外汇买卖损益1106. p rofit taking 获利回吐1107. p rogressive taxation 累进税1108. p roperty 物业1109. p roperty assets 不动产1110. p roperty company 房地产公司1111. p roperty insurance 财产保险1112. p roperty taxes 财产税1113. p roperty under construction 楼花1114. p roperty value 房产价1115. p roposal form 投保单1116. p roposal of insurance 要保书1117. p roprietary 自有资产1118. p roprietary insurance 营业保险1119. p rospectus 募资说明书1120. p rotective tariffs 保护性关税1121. p rovident fund 准备基金1122. p rovisional account 临时帐户1123. p roxy 代理委托证书1124. p ublic audit 公开审计1125. p ublic deposit 政府存款1126. p ublic money 公款1127. p ure interest 纯利息1128. p ut (option) 卖方期权，看跌期权1129. p ut-options 认售期权1130. q uality risks 质量风险1131. q uantity risks 数量风险1132. r ansom 赎金1133. r ate of deposit turnover 存款周转率1134. r ate of depreciation 折旧率1135. r atio of cash reserves to deposits 存款支付准备率1136. r atio of cash reserves to deposits 存款支付准备率1137. r atio of cash reserves to deposits 存款支付准备率1138. r atio of doubtful loans to total loans 坏帐比率1139. r atio of profit to capital 收益同资本的比率1140. r ationing of exchange 外汇配售1141. r eal estate 不动产1142. r eal estate and personal property tax 不动产和动产税1143. r eal estate brokerage services 不动产经纪业务1144. r eal estate investment trust 不动产投资信托公司1145. r eal estate loans 不动产贷款1146. r eal estate mortgage 不动产抵押1147. r eal estate mortgage bonds 不动产抵押债券1148. r eal estate tax 不动产税1149. r eciprocal reinsurance 互惠互保1150. r ed balance 赤字差额1151. r ed balance 赤字差额1152. r ed balance 赤字差额1153. r ediscount bank 再贴现银行1154. r ediscount policy 再贴现政策1155. r eexchange 回汇、退汇1156. r egistration fee 注册费1157. r elated documents 有关单据1158. r emit vt. 传寄，汇寄，送1159. r emittance bank 汇款银行1160. r emittance by draft 汇票汇款1161. r emittance charges 汇费1162. r emittance n. 汇款1163. r emitter n. 汇款人1164. r emitting bank 汇出银行1165. r emitting bank 汇出行，汇款行1166. r emitting bank (= entrusting bank) 托收行1167. r epressed inflation 抑制性通货膨胀1168. r equesting bank 委托开证银行1169. r equired reserve ratio 法定准备率1170. r eserve account 准备金帐户1171. r eserve deposit 准备存款1172. r eserve financing 累积融资1173. r eserve margin 准备金比率1174. r eserve ratio 法定存款准备金比率1175. r eserve requirements 法定存款准备金1176. r eserving bank 储备银行1177. r esistance 阻挡区1178. r esource tax 资源税1179. r estrictive lending policy 贷款紧缩政策1180. r estrictive monetary policy 紧缩通货膨胀1181. r etail transaction 零售交易1182. r etaliatory tariff 报复性关税1183. r evenue account 收入帐户1184. r eversal 反转1185. r evise the repay and condition 已定的细则1186. r igged market 受操纵的市场1187. r ight of pledge 质权1188. r isk (or risk-bearing) capital 承担风险的资本1189. r isk adjusted return 风险调整报酬率1190. r isk analysis 风险分析1191. r isk analysis 风险分析1192. r isk assets 冒风险的资产1193. r isk assets 风险资产1194. r isk decision 风险性决策1195. r isk fund 风险基金1196. r isk guaranty 风险担保1197. r isk hedge 风险保值1198. r isk hedging instruments 风险保值工具1199. r isk losses 风险损失1200. r isk management 风险管理1201. r isk minimization 风险减至最小限度1202. r isk money （出纳员）短款补贴1203. r isk premium 风险补贴，风险溢价1204. r isk prevention 风险防范1205. r isk project 风险项目1206. r isk protection 风险保护1207. r isk ratio 风险率1208. r isk transfer 风险转移1209. r isk transformation 风险转移1210. r isk/venture capital 风险资本1211. r isk-adjusted discount rate 风险调整折现率1212. r isk-covering insurance 风险保险1213. r isk-return characteristics 风险与收益特性1214. r isks contribution 风险分摊1215. r isk-taking company 风险企业1216. r isky cost 风险成本1217. r isky investment 风险投资1218. r isky loans 有风险贷款1219. r isky reserve 风险储备1220. r isky revenue 风险收入1221. r un on a bank 银行挤兑1222. s afe deposit facilities 保险箱业务1223. s afety deposit boxes 保管箱1224. s ale and leaseback agreement 出售资产与回租安排1225. s ale of property 出售物业1226. s ales tax 销售税1227. s ales taxes 销售税1228. s alt tax 盐税1229. s aving account (S.A.) 储蓄帐户1230. s avings accounts 储蓄存款帐户1231. s avings and loan association 储蓄与放款合作协会1232. s avings and loan share accounts 储蓄贷款协会的股金券1233. s avings bank 储蓄银行1234. s avings deposit 储蓄存款1235. s cientific research unit bonus tax 科研单位奖金税1236. s creen (stocks) 选股1237. s ecurities brokerage services 证券经纪业务1238. s ecurities underwriting services 证券承销业务1239. s ecurity bond 保付单1240. s ecurity for an obligation 债权担保1241. s eek a market 寻求入市机会1242. s elf-liquidated loans 自偿性商业贷款1243. s elf-owned capital ratio 自有资本比率1244. s ell forward 远期卖出1245. s eller's risks 卖方风险1246. s elling bank 卖方银行1247. s elling risk 销售风险1248. s ettlement 交割1249. s ettlement price 结算价格1250. s hifting risk 转嫁风险，转移风险1251. s hipping tonnage duty 船舶吨税1252. s hort arbitrage 空头套利1253. s hort position 空头1254. s hort purchase 买空，空头补进1255. s hort rate 短期汇率1256. s hort seller 卖空者1257. s hortage of financial resources 财源短缺1258. s hort-lived securities 短期有效证券1259. s hort-term deposits 短期存款1260. s hort-term funds 短期资金1261. s hunting （美）套利、套汇1262. s ide-work bank 兼业银行1263. s imple interest 单利1264. s ingle exchange rate 单一汇率1265. s inking fund 偿债基金1266. s lack of finance 银根松缓1267. s laughtering tax 屠宰税1268. s liding peg （汇率）滑动钉住1269. s mall business finance 中小企业融资1270. s mall leases 小型租赁1271. s mall-order automatic system 小额定单执行系统1272. s ocial security payments 支付社会保障金1273. s ocialized medical insurance 社会医疗保险1274. s oft currency 软币1275. s olicitor's fee 律师费1276. s ource of finance 融资渠道1277. s pecial bank 特殊银行1278. s pecial consumption tax （special consumer tax）特别消费税1279. s pecial deposit 特种存款1280. s pecial finance 特别融资1281. s pecial fuel oil tax 烧油特别税1282. s pecial regulation tax 专项调节税1283. s pecialized foreign exchange bank 外汇专业银行1284. s pecific insurance 特殊保险1285. s peculating risks 投机风险1286. s peculation 投机1287. s peculation in stock 股票投机1288. s peculation on foreign exchange 外汇投机1289. s pot and forward prices 即期与远期价格1290. s pot exchange 现汇1291. s pot exchange rate 单方面外汇买卖1292. s pot exchange transactions 即期外汇业务1293. s pot rate of exchange 即期外汇汇率1294. s pread 差额，利差，利润幅度1295. s pread between domestic and overseas int 国内外利润差额1296. s quare position 差额轧平（未抵冲的外汇买卖余额的轧平状况）1297. s tagflation 滞胀1298. s tamp duty 印花税1299. s tamp tax 印花税1300. s tate-owned enterprise bonus tax 国营企业奖金税1301. s tate-owned enterprise income tax 国营企业所得税1302. s tate-owned enterprise regulation tax 国营企业调节税1303. s tate-owned enterprise wages regulation 国营企业工资调节税1304. s tatus inquiry 信用状况调查1305. s ticky deal 棘手交易1306. s tock index futures 股票指数期货1307. s tock index futures contract 股票指数期货合约1308. s tock indexes 股票指数1309. s tock wrap 股市行情1310. s tockpile financing 储存融资1311. s top-gap fund 临时通融资金1312. s trike price 协定价格1313. s ubaccount 公帐户1314. s ublease 转租，分租1315. s ubrogated right 代位求偿1316. s ubscription 认股书1317. s ubsidy account 补助金帐户1318. s um-of-the-years' digits method of depre年数总和折旧法1319. s undry account 杂项帐户1320. s urrender of exchange 移存外汇1321. s urtax 附加税1322. s wap position 调期汇率头寸1323. s wap rate 掉期率1324. s wing 变动（幅度），摆动，涨落1325. s ymmetry 对称1326. s yndicate leases 银团租赁1327. s ynthetic financial futures position 综合金融期货头寸1328. s ynthetic options 合成期权1329. T/T (= Telegraphic Transfer) 电汇1330. t ariff 关税1331. t ax anticipation note (bill,bond) 预付税金票据，先期缴税债券1332. t ax avoidance 避免1333. t ax base 征税基础1334. t ax code 税法1335. t ax collection 税收制度1336. t ax concession 赋税优惠1337. t ax credit leases 减税租赁1338. t ax evasion 逃税1339. t ax grades 征税级距1340. t ax holiday 免税期1341. t ax on transport 运输税1342. t ax relief 税收减免1343. t ax statutes 税收法1344. t axable 可征税的，应纳税的1345. t axing power 税收能力，课税能力1346. t echnology risk 技术风险1347. t elegraphic transfer (T/T) 电汇1348. t elephone transfers 电话转帐1349. t ell quel exchange rate 调整汇率1350. t eller's window (= teller' station) 出纳窗口1351. t emporary bridging finance 临时融资1352. t ender bond 投标保证金1353. t ender n. 货币，投、招标，提供，偿付1354. t erms of loan 放款条件1355. t he additional insured 附加被保险人1356. t he capacity of a tax 税收负担1357. t he Construction Bank of China 中国建设银行1358. t he Gilts 金边债券1359. t he International Trust and Investment C中国国际信托投资公司1360. t he open interest 未结清权益1361. t he People's Bank of China 中国人民银行1362. t he rate structure of the tax 税率结构1363. t hrift encouragement 储蓄鼓励1364. t ight market 旺市1365. t ime lag 时滞1366. t ime order 限时订单1367. t ime-deposit accounts 定期存款帐户1368. t o be hedging 进行套做保值1369. t o defuse (attempted monopoly positions) 冲破（形成的市场垄断状况）1370. t otal foreign exchange 外汇收支总额1371. t otal FX portfolio 外汇投资总额1372. t otal loss 全损1373. t otal loss of part 部分全损1374. t otal loss only 全损赔偿险1375. t rade claim 商业索赔1376. t rade risk 交易风险1377. t rading pit 交易场1378. t ransaction exposure 交易风险1379. t ransactions costs 交易费用1380. t ransfer n. 转让，划拨，转帐1381. t ransfer to reserve account 转到准备金帐户1382. t ransferable money 可转帐货币1383. t ranslation exposure 转换风险1384. t ransmitting bank 转证银行1385. t ransnational leases 跨国租赁1386. t raveller's letter of credit 旅行信用证1387. t rust bank 信托银行1388. t rust fund 信托基金1389. t rust leases 信托租赁1390. t rust services 信托业务1391. t rustee bank 受托银行1392. t urnover of account receivable 应收帐款周转率1393. t urnover ratio of working capital 流动资本周转率1394. t wo-tier exchange rate 双重汇率1395. u ltimate borrower 最终借款人1396. u ltra-cheap money policy 超低息政策1397. u nbalance finance 赤字财政1398. u ncovered interest arbitrage 未担保利率套利1399. u nderinsurance 保险不足1400. u nderinsured 保额不足1401. u nderlying securities 标的证券1402. u ndertaking unit bonus tax 事业单位奖金税1403. u nderwriter 承销商1404. u nderwriter 保险承受人1405. u nderwriting 承保1406. u nderwriting account 保险帐户1407. u nderwriting limit 承保限额1408. u nderwriting profit 承保利益1409. u nemployed capital 游资1410. u nexpired insurance 未过期保险1411. u ninscribed deposit 不记名存款1412. u nissued stock 未发行股票1413. u nlimited guarantee 无限责任担保1414. u nwind a trade 清理交易1415. u p-front fee 预付费用，先期费用1416. u rban house and land tax 市房地产税1417. u rban maintenance and construction tax 城市维护建设税1418. V.A.T(Value Added Tax) 增值税1419. v alue added tax 增值税1420. v alue date 起息日1421. v aluer 估价行1422. v ariation margin 盈亏保证金，变动保证1423. v ehicle and vessel licence use tax 车船使用牌照税1424. v ehicle and vessel use tax 车船使用税1425. V isa card 维萨卡1426. v olatile 易变的，不稳定的1427. v olatile market 不稳定的市场行情1428. v oluntary conveyance 无偿转让1429. v oluntary savings 自愿储蓄1430. w arehousing 非法回购1431. w arrant money 保证金1432. w eak market 弱市1433. w ithdrawal from circulation （货币）回笼1434. w ithdrawal of bank notes 钞票回笼1435. w ithdrawal of funds 资金回收1436. w ithholding income tax 预提所得税1437. w ithholding tax 预提税1438. w orking balance 周转余额，往来余额1439. w orking budget 流动预算，经营预算，周转预算，业务预算1440. w orld bank 世界银行1441. w rite 签发，签署，承保，编写1442. z ero-sum game 一方得益引起另一方相应受损的游戏；零和竞赛。
股票基金资料词汇中英文版
套戥Arbitrage效率前缘Efficient Frontier高收益High Yield基金公会HKIFA基金经理Fund Manager基金销售文件Prospectus基准Benchmarks被动式管理Passive Management离岸基金Offshore Fund最大跌幅Maximum Drawdown揣测最佳时机Market Timing期货管理型基金Managed Futures短仓/淡仓Short Position跌势差Downside Deviation雇主供款Employer Contribution雇员供款Employee Contribution新高价High-On-High Basis新兴市场Emerging Markets新兴市场基金Emerging Markets Fund管理费ManagemantFee增长和收入基金Growthand Income Fund严格评估Due Diligence买入价Bid Price买卖差价Bid-offer Spread传统基金Traditional Fund债券基金Bond Fund单一对冲基金Single Strategy Hedge Fund单位Unit单位信托基金Unit Trust卖出价Offer Price奖励费Incentive Fees对冲Hedge对冲基金Hedge Fund对冲基金的基金Fund Of Hedge Funds (FoHFs) 对冲基金指引Hedge Funds Guidelines开放式基金Open-end Fund强制性供款Mandatory Contributions强积金Mandatory Provident Fund Scheme-MPF 总回报Total Return标准差Standard Deviation毕苏期权定价模式Black-Scholes环球宏观Macro Funds环球基金Global Fund绝对回报Absolute Return认可基金Authorised Funds认沽期权Put Option/Put认股权证基金Warrant Fund认购期权Call Option/Call证券借出Stock Lending贝他系数Beta资产分配Asset Allocation资产净值Net Asset value-NAV赎回Redemption赎回通知期Redemption Notice Period赎回费Redemption Fee赎回费/ 买入费Redemption Price / Bid Price 进取型的投资管理Aggressive Growth进取型增长基金Aggressive Growth Fund长/ 短仓持股Long/Short Equity长仓/ 好仓/ 持货Long Position预设回报率Hurdle Rateh主动式管理Active ManagementCalmar 比率Calmar RatioSharpe比率Sharpe RatioSortino比率Sortino Ratio入息基金Income Fund子基金Baby Funds/Underlying Funds已调整风险回报Risk-adjusted Return互惠基金Mutual Fund公积金计划Pension Plan分散投资Diversification主要经纪Prime Broker可换股债券套戥Convertible Bond Arbitrage 另类投资Alternative Investment市场中立Market Neutral平均成本效益Dollor-cost Averaging再投资Reinvestment合并套戥Merger Arbitrage地区基金Regional Fund如计划为伞子基金Umbrella Fund有限责任Limited Liability自愿性供款Voluntary Contributions行业/主题基金Sector/Theme Fund价值型管理value均衡基金Balanced Funds投资年期Time Horizon投资组合Portfolio投资顾问Investment Adviser杠杆Leverage/Gearing杠杆借贷比率Leverage Ratio每日估值Daily Valuation每年回报Annual Return供款Contribution受压/ 濒临破产的证券Distressed Securities定息工具套戥Fixed Income Arbitrage定息基金Fixed-income Fund承受风险能力Risk Tolerance注册地Domicile沽空Short Selling波幅V olatility股份Share股息分派Dividened Distributions股票基金Equity Fund表现费Performance Fees阿尔法系数Alpha非认可基金Unauthorised Fund信托人Trustee保本对冲基金Capital Guaranteed Hedge Funds封闭式基金Closed-end Fund界定利益计划Defined Benefit Plan界定供款计划Defined Contribution Plan相关系数Correlation重大事件主导的投资Event Driven/Special Situations 首次认购费Front-end Fee与股票投资相关的英语词汇H股H Stock一篮子备兑证Basket Covered Warrants入限价买盘Buy Limit Order三角形Triangle三底Triple Bottoms三顶Triple Tops下降楔形Falling Wedge下降旗形Falling Flag下降轨Downward Trendline下跌风险Downside Risk上升楔形Rising Wedge上升旗形Rising Flag上升轨Upward Trendline上升风险Upside Risk大手成交Large Transaction大利市机Teletext中央结算系统Central Clearing and Settlement System 互惠基金Mutual Funds分拆Spin-off升水Premium引伸波幅Implied V olatility手Lot Size支持线Support Line止蚀盘Stop Loss Order止赚盘Stop Profit Order牛市Bull Market出限价沽盘Sell Limit Order可换股债券Convertible Bonds市价盘Market Order市盈率Price-to-earnings Ratio (P/E Ratio)平价At the Money未平仓合约Open Interest未平仓合约Open Interest生产物价指数Producer Price Index (PPI)生产物价指数Producer Price Index, PPI交叉盘Cross Trade名义利率Nominal Interest Rate合并Merger回报Return成分股Constituent Stock成交量Volume收市价Closing Price老鼠仓Rat Trading自动对盘Automatching行使价Exercise Price优先股Preferred Stock价外Out of the Money价内In the Money孖展户口Margin Account庄家Market Maker低水Discount利率Interest Rate即日鲜Day Trading批股Share Placement折让Discount投资组合理论Portfolio Theory投资银行Investment Banker杠杆比率Gearing Ratio每日波幅限额Daily Fluctuation Limit 系统性风险Systematic Risk供股Right Issue供股Right Issue供股权Rights固定资产Fixed Asset定息债券Fixed Income Securities所有普通股指数All-Ordinaries Index 招股书Prospectus拋空Short Sale拆出利率Offer Rate注资Asset Injection沽空Short Sale波浪理论Wave Theory波幅V olatility股市指数Stock Index股份回购Share Buyback/Repurchase 股息Dividend股票市场Stock Market股票孖展Share Margin股东股本利益Shareholer’s Equity金管局Hong Kong Monetary Authority 阻力区Resistance Level阻力线Resistance Line信贷评级机构Credit Rating Institution 按金户口指数备兑证Index Covered Warrants柱状图Bar Chart流动比率Current Ratio流动负债Current Liabilities流动资产Current Asset相反理论Contrarian Theory美国联邦贴现率Federal Discount Rate背驰Divergence衍生工具Derivatives限价盘Limit Order香港银行同业拆息Hong Kong Interbank Offer Rate (HIBOR)恒生一百指数Hang Seng 100 Index恒生中国企业指数Hand Seng China-affiliated Corp Index (HSCCI) 恒生中资企业指数Hang Seng China Enterprises Index (HSCEI)恒生五十中型股指数Hang Seng Midcap 50 Index恒生指数Hang Seng Index套戥Arbitrage息率Dividend Yield效率市场假设Efficient Market Hypothesis核数师意见Auditor Opinion消费物价指数Consumer Price Index (CPI)特殊项目Exceptional Items特别成交Special Trade神奇数字Fibonacci Number追击手Raider除息Ex-dividend除净Ex-all除权Ex-right高水Premium停版Limit停牌Suspension商人银行Merchant Banker啤打系数Beta Coefficient基本利率Base Rate球Million Share移动平均线Moving Average第一市场Primary Market第一市场直接批股Direct Placement第二市场Secondary Market通胀Inflation最优惠利率Prime Rate循环理论Cyclical Theory普通股Common Stock期交所Hong Kong Futures Exchange Limited (HKFE) 期权Options期货Futures期货合约Futures Contract程序买卖Programme Trading裂口Gap超买Over Bought超卖Over Sold集资Capital Raising楔形Wedge溢价Premium碎股Odd Lot道氏理论Dow Theory撇帐Provisioning旗形Flag熊市Bear Market碟形底Saucer Bottom碟形顶Saucer Top增长股Growth Stock箱形Box亚当理论Adam's Theory产负债表Balance Sheet伦敦港股London Market for Hong Kong Stocks债券风险溢价Risk Premium for Bonds兑换率Conversion Ratio内幕交易Insider Trading单日转向One-day Reversal单位信托基金Unit Trusts双底Double Bottoms双顶Double Tops国民生产总值Gross National Product (GNP)国企股H Stock国企指数Hang Seng China Enterprises Index国内生产总值Gross Domestic Product (GDP)圆形底Rounding Bottom圆形顶Rounding Top场外交易市场Over-the-Counter (OTC)备兑认股证Covered Warrants备兑证Equity Warrants头肩底Head and Shoulders Bottom头肩顶Head and Shoulders Top实质利率Real Interest Rate对冲Hedge对冲比率Hedge Ratio对冲基金Hedge Fund岛形转向Island Reversal挟仓Cornering the Market损益表Statement of Income换马Switching斩仓Stop Loss热钱Hot Money现金户口Cash Account红股Bonus Share红筹股Red Chip红筹指数Hang Seng China-Affilated Corporation Index 纯利Net Profit线形图Line Chart结算价Final Settlement Price综合财政报表Consolidated Financial Statement联交所Stock Exchange of Hong Kong Limited (SEHK) 联系汇率Linked Exchange Rate营业额Turnover蓝筹股Blue Chip认沽期权Put Options认股证Warrants认购期权Call Options证监会Securities and Futures Commission (SFC)负债比率Debt Ratio财务报表Financial Statement货币政策Monetary Policy货币发行局机制Currency Board System贴现率Discount Rate贴现窗Discount Window资本增值Capital Gain资本减值Capital Loss资产净值Net Asset value (NA V)资产负债表Balance Sheet转势Reversal银团贷款Syndicated Loans长方形Rectangle长期负债Long-term Liabilities长仓Long Position阴阳烛Candlestick Chart随机走势假设Random Walk Hypothesis随机走势理论Random Walk Theory随机指数Stochastic风险Risk风险溢价Risk Premium与股票投资相关的英语词汇H股H Stock一篮子备兑证Basket Covered Warrants入限价买盘Buy Limit Order三角形Triangle三底Triple Bottoms三顶Triple Tops下降楔形Falling Wedge下降旗形Falling Flag下降轨Downward Trendline下跌风险Downside Risk上升楔形Rising Wedge上升旗形Rising Flag上升轨Upward Trendline上升风险Upside Risk大手成交Large Transaction大利市机Teletext中央结算系统Central Clearing and Settlement System 互惠基金Mutual Funds分拆Spin-off升水Premium引伸波幅Implied V olatility手Lot Size支持线Support Line止蚀盘Stop Loss Order止赚盘Stop Profit Order牛市Bull Market出限价沽盘Sell Limit Order可换股债券Convertible Bonds市价盘Market Order市盈率Price-to-earnings Ratio (P/E Ratio)平价At the Money未平仓合约Open Interest未平仓合约Open Interest生产物价指数Producer Price Index (PPI) 生产物价指数Producer Price Index, PPI 交叉盘Cross Trade名义利率Nominal Interest Rate合并Merger回报Return成分股Constituent Stock成交量Volume收市价Closing Price老鼠仓Rat Trading自动对盘Automatching行使价Exercise Price优先股Preferred Stock价外Out of the Money价内In the Money孖展户口Margin Account庄家Market Maker低水Discount利率Interest Rate即日鲜Day Trading批股Share Placement折让Discount投资组合理论Portfolio Theory投资银行Investment Banker杠杆比率Gearing Ratio每日波幅限额Daily Fluctuation Limit系统性风险Systematic Risk供股Right Issue供股Right Issue供股权Rights固定资产Fixed Asset定息债券Fixed Income Securities所有普通股指数All-Ordinaries Index招股书Prospectus拋空Short Sale拆出利率Offer Rate注资Asset Injection沽空Short Sale波浪理论Wave Theory波幅V olatility股市指数Stock Index股份回购Share Buyback/Repurchase股息Dividend股票市场Stock Market股票孖展Share Margin股东股本利益Shareholer’s Equity金管局Hong Kong Monetary Authority阻力区Resistance Level阻力线Resistance Line信贷评级机构Credit Rating Institution按金户口指数备兑证Index Covered Warrants柱状图Bar Chart流动比率Current Ratio流动负债Current Liabilities流动资产Current Asset相反理论Contrarian Theory美国联邦贴现率Federal Discount Rate背驰Divergence衍生工具Derivatives限价盘Limit Order香港银行同业拆息Hong Kong Interbank Offer Rate (HIBOR)恒生一百指数Hang Seng 100 Index恒生中国企业指数Hand Seng China-affiliated Corp Index (HSCCI) 恒生中资企业指数Hang Seng China Enterprises Index (HSCEI)恒生五十中型股指数Hang Seng Midcap 50 Index恒生指数Hang Seng Index套戥Arbitrage息率Dividend Yield效率市场假设Efficient Market Hypothesis核数师意见Auditor Opinion消费物价指数Consumer Price Index (CPI)特殊项目Exceptional Items特别成交Special Trade神奇数字Fibonacci Number追击手Raider除息Ex-dividend除净Ex-all除权Ex-right高水Premium停版Limit停牌Suspension商人银行Merchant Banker啤打系数Beta Coefficient基本利率Base Rate球Million Share移动平均线Moving Average第一市场Primary Market第一市场直接批股Direct Placement第二市场Secondary Market通胀Inflation最优惠利率Prime Rate循环理论Cyclical Theory普通股Common Stock期交所Hong Kong Futures Exchange Limited (HKFE) 期权Options期货Futures期货合约Futures Contract程序买卖Programme Trading裂口Gap超买Over Bought超卖Over Sold集资Capital Raising楔形Wedge溢价Premium碎股Odd Lot道氏理论Dow Theory撇帐Provisioning旗形Flag熊市Bear Market碟形底Saucer Bottom碟形顶Saucer Top增长股Growth Stock箱形Box亚当理论Adam's Theory产负债表Balance Sheet伦敦港股London Market for Hong Kong Stocks债券风险溢价Risk Premium for Bonds兑换率Conversion Ratio内幕交易Insider Trading单日转向One-day Reversal单位信托基金Unit Trusts双底Double Bottoms双顶Double Tops国民生产总值Gross National Product (GNP)国企股H Stock国企指数Hang Seng China Enterprises Index国内生产总值Gross Domestic Product (GDP)圆形底Rounding Bottom圆形顶Rounding Top场外交易市场Over-the-Counter (OTC)备兑认股证Covered Warrants备兑证Equity Warrants头肩底Head and Shoulders Bottom头肩顶Head and Shoulders Top实质利率Real Interest Rate对冲Hedge对冲比率Hedge Ratio对冲基金Hedge Fund岛形转向Island Reversal挟仓Cornering the Market损益表Statement of Income换马Switching斩仓Stop Loss热钱Hot Money现金户口Cash Account红股Bonus Share红筹股Red Chip红筹指数Hang Seng China-Affilated Corporation Index 纯利Net Profit线形图Line Chart结算价Final Settlement Price综合财政报表Consolidated Financial Statement联交所Stock Exchange of Hong Kong Limited (SEHK) 联系汇率Linked Exchange Rate营业额Turnover蓝筹股Blue Chip认沽期权Put Options认股证Warrants认购期权Call Options证监会Securities and Futures Commission (SFC)负债比率Debt Ratio财务报表Financial Statement货币政策Monetary Policy货币发行局机制Currency Board System 贴现率Discount Rate贴现窗Discount Window资本增值Capital Gain资本减值Capital Loss资产净值Net Asset value (NA V)资产负债表Balance Sheet转势Reversal银团贷款Syndicated Loans长方形Rectangle长期负债Long-term Liabilities长仓Long Position阴阳烛Candlestick Chart随机走势假设Random Walk Hypothesis 随机走势理论Random Walk Theory随机指数Stochastic风险Risk风险溢价Risk Premium。
股票基金资料词汇中英文版
套戥Arbitrage效率前缘Efficient Frontier高收益High Yield基金公会HKIFA基金经理Fund Manager基金销售文件Prospectus基准Benchmarks被动式管理Passive Management离岸基金Offshore Fund最大跌幅Maximum Drawdown揣测最佳时机Market Timing期货管理型基金Managed Futures短仓/淡仓Short Position跌势差Downside Deviation雇主供款Employer Contribution雇员供款Employee Contribution新高价High-On-High Basis新兴市场Emerging Markets新兴市场基金Emerging Markets Fund管理费ManagemantFee增长和收入基金Growthand Income Fund严格评估Due Diligence买入价Bid Price买卖差价Bid-offer Spread传统基金Traditional Fund债券基金Bond Fund单一对冲基金Single Strategy Hedge Fund单位Unit单位信托基金Unit Trust卖出价Offer Price奖励费Incentive Fees对冲Hedge对冲基金Hedge Fund对冲基金的基金Fund Of Hedge Funds (FoHFs) 对冲基金指引Hedge Funds Guidelines开放式基金Open-end Fund强制性供款Mandatory Contributions强积金Mandatory Provident Fund Scheme-MPF 总回报Total Return标准差Standard Deviation毕苏期权定价模式Black-Scholes环球宏观Macro Funds环球基金Global Fund绝对回报Absolute Return认可基金Authorised Funds认沽期权Put Option/Put认股权证基金Warrant Fund认购期权Call Option/Call证券借出Stock Lending贝他系数Beta资产分配Asset Allocation资产净值Net Asset value-NAV赎回Redemption赎回通知期Redemption Notice Period赎回费Redemption Fee赎回费/ 买入费Redemption Price / Bid Price 进取型的投资管理Aggressive Growth进取型增长基金Aggressive Growth Fund长/ 短仓持股Long/Short Equity长仓/ 好仓/ 持货Long Position预设回报率Hurdle Rateh主动式管理Active ManagementCalmar 比率Calmar RatioSharpe比率Sharpe RatioSortino比率Sortino Ratio入息基金Income Fund子基金Baby Funds/Underlying Funds已调整风险回报Risk-adjusted Return互惠基金Mutual Fund公积金计划Pension Plan分散投资Diversification主要经纪Prime Broker可换股债券套戥Convertible Bond Arbitrage 另类投资Alternative Investment市场中立Market Neutral平均成本效益Dollor-cost Averaging再投资Reinvestment合并套戥Merger Arbitrage地区基金Regional Fund如计划为伞子基金Umbrella Fund有限责任Limited Liability自愿性供款Voluntary Contributions行业/主题基金Sector/Theme Fund价值型管理value均衡基金Balanced Funds投资年期Time Horizon投资组合Portfolio投资顾问Investment Adviser杠杆Leverage/Gearing杠杆借贷比率Leverage Ratio每日估值Daily Valuation每年回报Annual Return供款Contribution受压/ 濒临破产的证券Distressed Securities定息工具套戥Fixed Income Arbitrage定息基金Fixed-income Fund承受风险能力Risk Tolerance注册地Domicile沽空Short Selling波幅V olatility股份Share股息分派Dividened Distributions股票基金Equity Fund表现费Performance Fees阿尔法系数Alpha非认可基金Unauthorised Fund信托人Trustee保本对冲基金Capital Guaranteed Hedge Funds封闭式基金Closed-end Fund界定利益计划Defined Benefit Plan界定供款计划Defined Contribution Plan相关系数Correlation重大事件主导的投资Event Driven/Special Situations 首次认购费Front-end Fee与股票投资相关的英语词汇H股H Stock一篮子备兑证Basket Covered Warrants入限价买盘Buy Limit Order三角形Triangle三底Triple Bottoms三顶Triple Tops下降楔形Falling Wedge下降旗形Falling Flag下降轨Downward Trendline下跌风险Downside Risk上升楔形Rising Wedge上升旗形Rising Flag上升轨Upward Trendline上升风险Upside Risk大手成交Large Transaction大利市机Teletext中央结算系统Central Clearing and Settlement System 互惠基金Mutual Funds分拆Spin-off升水Premium引伸波幅Implied V olatility手Lot Size支持线Support Line止蚀盘Stop Loss Order止赚盘Stop Profit Order牛市Bull Market出限价沽盘Sell Limit Order可换股债券Convertible Bonds市价盘Market Order市盈率Price-to-earnings Ratio (P/E Ratio)平价At the Money未平仓合约Open Interest未平仓合约Open Interest生产物价指数Producer Price Index (PPI)生产物价指数Producer Price Index, PPI交叉盘Cross Trade名义利率Nominal Interest Rate合并Merger回报Return成分股Constituent Stock成交量Volume收市价Closing Price老鼠仓Rat Trading自动对盘Automatching行使价Exercise Price优先股Preferred Stock价外Out of the Money价内In the Money孖展户口Margin Account庄家Market Maker低水Discount利率Interest Rate即日鲜Day Trading批股Share Placement折让Discount投资组合理论Portfolio Theory投资银行Investment Banker杠杆比率Gearing Ratio每日波幅限额Daily Fluctuation Limit 系统性风险Systematic Risk供股Right Issue供股Right Issue供股权Rights固定资产Fixed Asset定息债券Fixed Income Securities所有普通股指数All-Ordinaries Index 招股书Prospectus拋空Short Sale拆出利率Offer Rate注资Asset Injection沽空Short Sale波浪理论Wave Theory波幅V olatility股市指数Stock Index股份回购Share Buyback/Repurchase 股息Dividend股票市场Stock Market股票孖展Share Margin股东股本利益Shareholer’s Equity金管局Hong Kong Monetary Authority 阻力区Resistance Level阻力线Resistance Line信贷评级机构Credit Rating Institution 按金户口指数备兑证Index Covered Warrants柱状图Bar Chart流动比率Current Ratio流动负债Current Liabilities流动资产Current Asset相反理论Contrarian Theory美国联邦贴现率Federal Discount Rate背驰Divergence衍生工具Derivatives限价盘Limit Order香港银行同业拆息Hong Kong Interbank Offer Rate (HIBOR)恒生一百指数Hang Seng 100 Index恒生中国企业指数Hand Seng China-affiliated Corp Index (HSCCI) 恒生中资企业指数Hang Seng China Enterprises Index (HSCEI)恒生五十中型股指数Hang Seng Midcap 50 Index恒生指数Hang Seng Index套戥Arbitrage息率Dividend Yield效率市场假设Efficient Market Hypothesis核数师意见Auditor Opinion消费物价指数Consumer Price Index (CPI)特殊项目Exceptional Items特别成交Special Trade神奇数字Fibonacci Number追击手Raider除息Ex-dividend除净Ex-all除权Ex-right高水Premium停版Limit停牌Suspension商人银行Merchant Banker啤打系数Beta Coefficient基本利率Base Rate球Million Share移动平均线Moving Average第一市场Primary Market第一市场直接批股Direct Placement第二市场Secondary Market通胀Inflation最优惠利率Prime Rate循环理论Cyclical Theory普通股Common Stock期交所Hong Kong Futures Exchange Limited (HKFE) 期权Options期货Futures期货合约Futures Contract程序买卖Programme Trading裂口Gap超买Over Bought超卖Over Sold集资Capital Raising楔形Wedge溢价Premium碎股Odd Lot道氏理论Dow Theory撇帐Provisioning旗形Flag熊市Bear Market碟形底Saucer Bottom碟形顶Saucer Top增长股Growth Stock箱形Box亚当理论Adam's Theory产负债表Balance Sheet伦敦港股London Market for Hong Kong Stocks债券风险溢价Risk Premium for Bonds兑换率Conversion Ratio内幕交易Insider Trading单日转向One-day Reversal单位信托基金Unit Trusts双底Double Bottoms双顶Double Tops国民生产总值Gross National Product (GNP)国企股H Stock国企指数Hang Seng China Enterprises Index国内生产总值Gross Domestic Product (GDP)圆形底Rounding Bottom圆形顶Rounding Top场外交易市场Over-the-Counter (OTC)备兑认股证Covered Warrants备兑证Equity Warrants头肩底Head and Shoulders Bottom头肩顶Head and Shoulders Top实质利率Real Interest Rate对冲Hedge对冲比率Hedge Ratio对冲基金Hedge Fund岛形转向Island Reversal挟仓Cornering the Market损益表Statement of Income换马Switching斩仓Stop Loss热钱Hot Money现金户口Cash Account红股Bonus Share红筹股Red Chip红筹指数Hang Seng China-Affilated Corporation Index 纯利Net Profit线形图Line Chart结算价Final Settlement Price综合财政报表Consolidated Financial Statement联交所Stock Exchange of Hong Kong Limited (SEHK) 联系汇率Linked Exchange Rate营业额Turnover蓝筹股Blue Chip认沽期权Put Options认股证Warrants认购期权Call Options证监会Securities and Futures Commission (SFC)负债比率Debt Ratio财务报表Financial Statement货币政策Monetary Policy货币发行局机制Currency Board System贴现率Discount Rate贴现窗Discount Window资本增值Capital Gain资本减值Capital Loss资产净值Net Asset value (NA V)资产负债表Balance Sheet转势Reversal银团贷款Syndicated Loans长方形Rectangle长期负债Long-term Liabilities长仓Long Position阴阳烛Candlestick Chart随机走势假设Random Walk Hypothesis随机走势理论Random Walk Theory随机指数Stochastic风险Risk风险溢价Risk Premium与股票投资相关的英语词汇H股H Stock一篮子备兑证Basket Covered Warrants入限价买盘Buy Limit Order三角形Triangle三底Triple Bottoms三顶Triple Tops下降楔形Falling Wedge下降旗形Falling Flag下降轨Downward Trendline下跌风险Downside Risk上升楔形Rising Wedge上升旗形Rising Flag上升轨Upward Trendline上升风险Upside Risk大手成交Large Transaction大利市机Teletext中央结算系统Central Clearing and Settlement System 互惠基金Mutual Funds分拆Spin-off升水Premium引伸波幅Implied V olatility手Lot Size支持线Support Line止蚀盘Stop Loss Order止赚盘Stop Profit Order牛市Bull Market出限价沽盘Sell Limit Order可换股债券Convertible Bonds市价盘Market Order市盈率Price-to-earnings Ratio (P/E Ratio)平价At the Money未平仓合约Open Interest未平仓合约Open Interest生产物价指数Producer Price Index (PPI) 生产物价指数Producer Price Index, PPI 交叉盘Cross Trade名义利率Nominal Interest Rate合并Merger回报Return成分股Constituent Stock成交量Volume收市价Closing Price老鼠仓Rat Trading自动对盘Automatching行使价Exercise Price优先股Preferred Stock价外Out of the Money价内In the Money孖展户口Margin Account庄家Market Maker低水Discount利率Interest Rate即日鲜Day Trading批股Share Placement折让Discount投资组合理论Portfolio Theory投资银行Investment Banker杠杆比率Gearing Ratio每日波幅限额Daily Fluctuation Limit系统性风险Systematic Risk供股Right Issue供股Right Issue供股权Rights固定资产Fixed Asset定息债券Fixed Income Securities所有普通股指数All-Ordinaries Index招股书Prospectus拋空Short Sale拆出利率Offer Rate注资Asset Injection沽空Short Sale波浪理论Wave Theory波幅V olatility股市指数Stock Index股份回购Share Buyback/Repurchase股息Dividend股票市场Stock Market股票孖展Share Margin股东股本利益Shareholer’s Equity金管局Hong Kong Monetary Authority阻力区Resistance Level阻力线Resistance Line信贷评级机构Credit Rating Institution按金户口指数备兑证Index Covered Warrants柱状图Bar Chart流动比率Current Ratio流动负债Current Liabilities流动资产Current Asset相反理论Contrarian Theory美国联邦贴现率Federal Discount Rate背驰Divergence衍生工具Derivatives限价盘Limit Order香港银行同业拆息Hong Kong Interbank Offer Rate (HIBOR)恒生一百指数Hang Seng 100 Index恒生中国企业指数Hand Seng China-affiliated Corp Index (HSCCI) 恒生中资企业指数Hang Seng China Enterprises Index (HSCEI)恒生五十中型股指数Hang Seng Midcap 50 Index恒生指数Hang Seng Index套戥Arbitrage息率Dividend Yield效率市场假设Efficient Market Hypothesis核数师意见Auditor Opinion消费物价指数Consumer Price Index (CPI)特殊项目Exceptional Items特别成交Special Trade神奇数字Fibonacci Number追击手Raider除息Ex-dividend除净Ex-all除权Ex-right高水Premium停版Limit停牌Suspension商人银行Merchant Banker啤打系数Beta Coefficient基本利率Base Rate球Million Share移动平均线Moving Average第一市场Primary Market第一市场直接批股Direct Placement第二市场Secondary Market通胀Inflation最优惠利率Prime Rate循环理论Cyclical Theory普通股Common Stock期交所Hong Kong Futures Exchange Limited (HKFE) 期权Options期货Futures期货合约Futures Contract程序买卖Programme Trading裂口Gap超买Over Bought超卖Over Sold集资Capital Raising楔形Wedge溢价Premium碎股Odd Lot道氏理论Dow Theory撇帐Provisioning旗形Flag熊市Bear Market碟形底Saucer Bottom碟形顶Saucer Top增长股Growth Stock箱形Box亚当理论Adam's Theory产负债表Balance Sheet伦敦港股London Market for Hong Kong Stocks债券风险溢价Risk Premium for Bonds兑换率Conversion Ratio内幕交易Insider Trading单日转向One-day Reversal单位信托基金Unit Trusts双底Double Bottoms双顶Double Tops国民生产总值Gross National Product (GNP)国企股H Stock国企指数Hang Seng China Enterprises Index国内生产总值Gross Domestic Product (GDP)圆形底Rounding Bottom圆形顶Rounding Top场外交易市场Over-the-Counter (OTC)备兑认股证Covered Warrants备兑证Equity Warrants头肩底Head and Shoulders Bottom头肩顶Head and Shoulders Top实质利率Real Interest Rate对冲Hedge对冲比率Hedge Ratio对冲基金Hedge Fund岛形转向Island Reversal挟仓Cornering the Market损益表Statement of Income换马Switching斩仓Stop Loss热钱Hot Money现金户口Cash Account红股Bonus Share红筹股Red Chip红筹指数Hang Seng China-Affilated Corporation Index 纯利Net Profit线形图Line Chart结算价Final Settlement Price综合财政报表Consolidated Financial Statement联交所Stock Exchange of Hong Kong Limited (SEHK) 联系汇率Linked Exchange Rate营业额Turnover蓝筹股Blue Chip认沽期权Put Options认股证Warrants认购期权Call Options证监会Securities and Futures Commission (SFC)负债比率Debt Ratio财务报表Financial Statement货币政策Monetary Policy货币发行局机制Currency Board System 贴现率Discount Rate贴现窗Discount Window资本增值Capital Gain资本减值Capital Loss资产净值Net Asset value (NA V)资产负债表Balance Sheet转势Reversal银团贷款Syndicated Loans长方形Rectangle长期负债Long-term Liabilities长仓Long Position阴阳烛Candlestick Chart随机走势假设Random Walk Hypothesis 随机走势理论Random Walk Theory随机指数Stochastic风险Risk风险溢价Risk Premium。
证券行业英语词汇
股票与证券行业英语词汇share, equity, stock股票、股权bond, debenture, debts债券negotiable share可流通股份convertible bond可转换债券treasury/government bond国库券/政府债券corporate bond企业债券closed-end securities investment fund 封闭式证券投资基金open-end securities investment fund 开放式证券投资基金fund manager基金经理/管理公司fund custodian bank基金托管银行market capitalization市值p/e ratio市盈率(price/earning)mark-to-market逐日盯市payment versus delivery银券交付clearing and settlement清算/结算commodity/financial derivatives 商品/金融衍生产品put / call option看跌/看涨期权margins, collateral保证金rights issue/offering配股bonus share红股dividend红利/股息ADR美国存托凭证/存股证(American Depository Receipt) GDR全球存托凭证/存股证(Global Depository Receipt) retail/private investor个人投资者/散户institutional investor机构投资者broker/dealer券商proprietary trading自营insider trading/dealing内幕交易market manipulation市场操纵prospectus招股说明书IPO新股/初始公开发行(Initial Public Offering) merger and acquisition收购兼并All Ordinaries Index （澳大利亚）股市指数Amex(American Stock Exchange) 美国股票交易所amortize 摊提，分期偿还债务annuity 年金享受权asking price 卖主的开叫价assess 对（财产等）进行估价，确定（款项）的金额back 拖欠的bad loan 呆账，坏账bailout 帮助……摆脱困境balloon （分期付款中）最后数目特大的一笔barometer 晴雨表，[喻]标记，指标basis point 基点（一个百分点的百分之一）bear markets 熊市blue-chip （股票等）热门的，（在同行中）最赚钱的forex foreign exchangebond 债券，公债bourse 交易所，证券交易所bull markets 牛市bullish 牛市的bunji-change 快速的大幅度变化CAC-40 Index （法国）股市指数CD(certificate-of-deposit) 大额存款单Chicago Mercantile Exchange 芝加哥商业交易所Consumer Price Index 消费者价格指数contagion 蔓延correction 调整coupon rate 券根利率CTA(Commodities Trading Advisor) 农矿产品交易顾问Currency board 货币委员会DAX index （法兰克福）德国股市指数dead loan 死帐delist 从上市证券表中除名derivatives 衍生金融商品（由利率或债券、外汇或汇率以及股票或股价指数等现货市场衍生出来，主要有期货futures、期权option trading与掉期swap三种类型，品种多达100余种。
证券行业专业人员水平评价测试 英语
证券行业专业人员水平评价测试英语1. What are the requirements for becoming a licensed securities industry professional?Answer: In order to become a licensed securities industry professional, an individual must typically meet certain educational and experience requirements, pass qualifying exams, and comply with ongoing regulatory and training requirements.用法说明：此题为问答题，要求回答证券行业专业人员的许可要求。
用于测试人员是否了解证券行业的基本资格要求。
例句：(1) Before entering the securities industry, it is important to understand the licensing requirements. (进入证券行业之前，了解许可要求是非常重要的。
)(2) The licensing process for securities professionals can be extensive. (证券专业人员的许可程序可能非常繁琐。
)2. What is the role of a securities analyst?Answer: Securities analysts are responsible forevaluating companies and industries to provide investment recommendations to clients. They analyze financial statements, economic data, and market trends to identify potential investment opportunities.用法说明：此题为问答题，要求回答证券分析师的角色。
证券面试 英文自我介绍
证券面试英文自我介绍Hello, my name is [Your Name]. 你好，我叫[你的名字]。
I am a recent graduate from [University Name] with a degree in Finance. 我是一名来自[大学名]的金融学毕业生。
I am very passionate about the field of securities and investments, and I am excited to have the opportunity to interview for a position in this industry. 我对证券投资领域充满热情，很高兴有机会参加这个行业的面试。
During my time at university, I developed a strong foundation in financial analysis, risk management, and investment strategies. 在大学期间，我建立了扎实的财务分析、风险管理和投资策略基础。
One of the reasons I am attracted to the securities industry is the dynamic and fast-paced nature of the market. 我被证券行业吸引的原因之一是市场的动态性和快节奏。
I thrive in high-pressure environments and enjoy the thrill of making split-second decisions based on market trends and data analysis. 我擅长在高压环境中，享受根据市场趋势和数据分析做出即时决策的刺激感。
I am also a strong communicator and enjoy collaborating with teams to achieve common goals. 我也是一名优秀的沟通者，喜欢与团队合作，共同实现共同的目标。
面试金融行业英文稿三篇
面试金融行业英文稿三篇文章一：面试金融行业英文稿Title: Interviewing in the Financial Industry: A Guide to Success Introduction:Welcome to the world of finance! As you embark on your journey towards a career in the financial industry, it is essential to prepare yourself for the challenges and opportunities that lie ahead. One crucial step in this process is the interview. In this article, we will provide you with a comprehensive guide to help you succeed in your financial industry interview.Research:Before the interview, it is essential to research the company thoroughly. Familiarize yourself with their products, services, and client base. Additionally, stay updated on industry trends and news. This preparation will demonstrate your genuine interest in the company and your commitment to staying informed.Prepare answers to common questions:In any interview, you can expect to be asked common questions such as “Tell me about yourself” or “Why do you want to work in the financial industry?” Be ready with concise and well-thought-out answers that showcase your skills, experiences, and enthusiasm for the industry.Emphasize your analytical skills:The financial industry places significant importance on analytical skills. Highlight your ability to analyze data, make informed decisions, and solve complex problems. Provide examples from your previous experiences that demonstrate your analytical prowess.Showcase your knowledge of financial regulations:Financial regulations play a crucial role in the industry. Familiarize yourself with the regulatory landscape and be prepared to discuss how you would ensure compliance. Demonstrate your understanding of risk management and ethical practices to set yourself apart from other candidates.Highlight your teamwork and communication skills:Finance is often a team-oriented field, and effective communication is vital. Illustrate your ability to work collaboratively and communicate complex ideas in a concise andunderstandable manner. Emphasize your experience in team projects and any leadership roles you have held.Be prepared for technical questions:Financial interviews often include technical questions to assessyour knowledge of financial concepts and tools. Review topics such as financial statements, valuation methods, investment strategies, and risk management. Practice answering technical questions to ensure you can articulate your understanding clearly. Ask thoughtful questions:At the end of the interview, the interviewer will likely ask if you have any questions. Prepare a list of thoughtful questions that demonstrate your interest and engagement. Ask about the company’s future initiatives, career development opportunities, or the interviewer’s personal experience in the industry.Conclusion:By following these guidelines, you will be well-prepared to ace your financial industry interview. Remember to be confident,demonstrate your expertise, and show your passion for the field. Good luck on your journey towards a successful career in finance! Word count: 434文章二：面试金融行业英文稿Title: Navigating the Challenges of a Financial Industry Interview Introduction:Congratulations on securing an interview in the competitive world of finance! Now it’s time to prepare yourself to tackle the unique challenges that come with interviewing for a position in the financial industry. In this article, we will discuss some of these challenges and provide you with strategies to overcome them.Handling stress and pressure:The financial industry is known for its fast-paced and high-pressure environment. During the interview, expect to face challenging questions and scenarios that test your ability to think on your feet. Prepare yourself mentally by practicing mock interviews and developing strategies to stay calm under pressure. Demonstrating your quantitative skills:Finance is a numbers-driven industry, and employers will want to assess your quantitative abilities. Be prepared to answer questionsthat test your understanding of financial concepts, calculations, and analysis. Practice mental math and review key formulas to ensure you can solve problems confidently.Addressing potential knowledge gaps:Finance is a vast field, and it is unlikely that you will know everything. If you encounter a question or topic that you are unfamiliar with, be honest about it. Instead of trying to bluff your way through, acknowledge your knowledge gap and express your willingness to learn and expand your skillset.Showcasing your adaptability:The financial industry is constantly evolving, and employers value candidates who can adapt to change. Highlight your ability to learn quickly and stay updated on industry trends. Discuss any instances where you have successfully adapted to new technologies, regulations, or market conditions.Demonstrating your attention to detail:Attention to detail is crucial in finance, as even small errors can have significant consequences. Highlight your meticulousness by discussing how you have caught and rectified errors in yourprevious work. Share examples of your ability to spot patterns, identify anomalies, and maintain accuracy in financial analysis.Exhibiting your passion for the industry:Employers want to see that you are genuinely interested in the financial industry. Demonstrate your passion by discussing your long-term career goals, your motivation to work in finance, and any extracurricular activities or certifications related to the field. Showing your enthusiasm will set you apart from other candidates. Conclusion:Navigating the challenges of a financial industry interview can be daunting, but with proper preparation and a positive mindset, you can overcome them. Remember to stay calm under pressure, showcase your quantitative skills, and demonstrate your adaptability and attention to detail. Good luck on your journey to a successful career in finance!Word count: 433文章三：面试金融行业英文稿Title: Mastering Behavioral Interviews in the Financial Industry Introduction:Behavioral interviews have become increasingly popular in the financial industry as employers seek to assess a candidate’s soft skills and ability to handle real-world scenarios. In this article, we will provide you with tips and techniques to excel in a behavioral interview for a position in the financial industry.Understand the STAR method:The STAR method (Situation, Task, Action, Result) is a structured approach to answering behavioral interview questions. Familiarize yourself with this method to ensure you provide comprehensive and well-structured responses. Use specific examples from your past experiences to illustrate your skills and achievements. Prepare for common behavioral questions:Behavioral questions often revolve around topics such as teamwork, problem-solving, leadership, and conflict resolution. Prepare relevant examples from your past experiences that highlight your ability to handle these situations effectively. Focus on showcasing your skills and the positive outcomes that resulted from your actions.Highlight your adaptability and resilience:The financial industry is known for its dynamic and challenging nature. Emphasize your ability to adapt to change and bounce back from setbacks. Discuss instances where you successfully navigated difficult situations or learned from your mistakes. Show your resilience and your commitment to continuous improvement. Demonstrate your client-focused approach:In finance, client satisfaction is paramount. Illustrate your ability to understand and meet the needs of clients by providing examples of exceptional customer service or successful client relationships. Discuss how you have gone above and beyond to ensure client satisfaction and how you have resolved any conflicts or issues that arose.Showcase your problem-solving skills:Problem-solving is a critical skill in the financial industry. Share examples of how you have identified and analyzed problems, developed innovative solutions, and implemented them effectively. Discuss any instances where you have successfully resolved complex financial issues or implemented cost-saving measures. Communicate effectively:Effective communication is essential in the financial industry. Highlight your ability to communicate complex financial information in a clear and concise manner. Discuss instances where you have effectively communicated with team members, clients, or senior management. Emphasize your active listening skills and your ability to tailor your communication style to different stakeholders.Conclusion:Mastering behavioral interviews in the financial industry requires thorough preparation and the ability to showcase your skills and experiences effectively. Remember to use the STAR method, prepare relevant examples, and focus on highlighting your adaptability, problem-solving skills, client focus, and communication abilities. With these strategies, you will be well-prepared to excel in your behavioral interview and secure the position you desire.Word count: 432。
金融面试英语自我介绍
金融面试英语自我介绍Good day, esteemed panel of interviewers. It is indeeda pleasure and an honor to have this opportunity to introduce myself for the esteemed financial position atyour esteemed organization.My name is [Your Name], and I possess a keen interest and profound knowledge in the field of finance. Hailingfrom a background that has been nurtured by rigorous academic pursuits and hands-on experience, I am confidentin my abilities to contribute significantly to the growth and prosperity of your organization.Having graduated from [Your University] with a degreein Finance, I have since delved deep into the intricaciesof financial markets, asset management, and risk assessment. During my academic journey, I have honed my skills in financial analysis, portfolio management, and corporate finance through rigorous coursework, projects, and internships.My internship experience at [Previous Internship Company] was particularly enriching. There, I was involvedin various financial modeling projects, assisting in the evaluation of investment opportunities and the formulation of financial strategies. This experience not only gave me a first-hand glimpse into the workings of a financial institution but also equipped me with the practical skills required to excel in the field.Moreover, I have a strong grasp of financial technologies and their applications in the financial industry. I am proficient in various financial software and tools, such as Bloomberg Terminal, Excel, and financial modeling software, which enable me to perform complex financial calculations and analysis efficiently.Apart from my professional qualifications, I believe that my interpersonal skills and problem-solving abilities are also crucial to success in the financial industry. I am a team player who is adept at collaborating with diverse stakeholders to achieve common goals. My ability to communicate complex financial concepts in a clear and concise manner has been a key asset in my previous roles. Looking ahead, I am eager to contribute my skills and knowledge to the dynamic and challenging environment ofyour organization. I am confident that my dedication, hard work, and continuous learning will enable me to grow and excel within your esteemed institution.In conclusion, I am excited about the prospect of joining your team and contributing to the overall success of the organization. I am confident that my background, skills, and enthusiasm will make me a valuable asset to your team. Thank you for considering my application, and I am eager to discuss how I can further contribute to your organization in a more detailed interview.[Note: This is a sample introduction, and the word count may not exactly reach 1000 words. You can further elaborate on your specific experiences, skills, and qualifications to meet the desired length.]。
证券公司英文自我介绍范文
Good day, everyone. My name is [Your Name], and I am delighted to introduce myself as a dedicated and passionate professional in the field of finance, specifically within the realm of securities and investment. With a solid educational foundation in Finance, complemented by [Number of Years] years of hands-on experience in the securities industry, I am eager to contribute my expertise to your esteemed organization.Throughout my career, I have honed my skills in financial analysis, market research, and portfolio management. My proficiency in assessing market trends, conducting thorough risk assessments, and devising effective investment strategies has consistently yielded positive results for my clients and previous employers. I amwell-versed in both traditional and modern financial instruments, enabling me to navigate the dynamic and ever-evolving financial markets with precision and foresight.One of my core strengths lies in building strong client relationships. I believe in understanding each client's unique financial goals and risk tolerance, tailoring investment solutions that align with their objectives. My commitment to transparency, integrity, and client-centric service has earned me a reputation for trustworthiness and reliability.In my most recent role at [Previous Company], I was instrumental in expanding the client base by [Percentage or Number], while also enhancing the overall portfolio performance through strategic asset allocation and risk mitigation techniques. I led a team in conducting comprehensive market analyses, resulting in the identification of lucrative investment opportunities that significantly contributed to the company's growth and profitability.I am particularly fascinated by the intersection of technology and finance, and I have actively sought out opportunities to leverage digital tools and platforms to streamline processes, improve efficiency, and enhance the client experience. My familiarity with advanced financial software and data analytics tools allows me to make informed decisions quickly and accurately.Joining your esteemed securities firm would not only be a natural progression in my career but also an exciting opportunity to contribute to your continued success. I am eager to bring my expertise, drive for excellence, and commitment to client satisfaction to your team. Thank you for considering my application. I look forward to the possibility of discussing how we can collaboratively achieve your organization's goals.。
英文的简化版的cfa 证券业资格 基金业资格
题目：英文的简化版的CFA证券业资格与基金业资格一、简介CFA证券业资格（Chartered Financial Analyst）和基金业资格（Certified Fund Manager）是国际金融领域非常重要的专业资格认证。
本文将就这两个资格的英文简化版进行介绍和比较。
二、CFA证券业资格的英文简化版1. “Chartered Financial Analyst”简称为“CFA”，是针对金融分析师的专业资格认证。
2. CFA资格是全球范围内广泛认可的金融领域最高水平的证书之一。
3. CFA考试包括三个等级，内容涵盖了投资组合管理、估值、风险管理等全方位的金融知识。
三、基金业资格的英文简化版1. “Certified Fund Manager”简称为“CFM”，是针对基金管理人员的专业资格认证。
2. CFM资格是培训和评估基金从业人员的专业素质和实务技能的国家性标准。
3. CFM考试主要考察基金从业人员的投资决策、基金管理、投资分析等方面的知识和技能。
四、CFA与CFM的比较1. CFA更偏重于理论和学术研究，适合想要从事投资银行、基金管理、证券分析等职业的人士。
2. CFM更偏重于实际操作和管理技能，适合想要从事基金管理、投资顾问、财务分析等职业的人士。
3. 两者都具有一定的难度和权威性，对金融领域的职业发展都有着重要的推动作用。
五、个人观点和总结CFA和CFM作为国际金融领域的专业资格认证，都具有其独特的价值和意义。
通过深入学习和系统的考核，可以帮助持有者在职业生涯中迅速成长并取得更多的发展机会。
对于想要进入金融行业或者已经在这个领域工作的人士来说，选择适合自己的资格认证是非常重要的。
总结：本文对CFA和CFM的英文简化版进行了介绍和比较，并就两者的特点、适用领域、对职业发展的推动作用等方面进行了分析。
希望能够对读者对这两个国际金融领域的专业资格认证有所帮助。
CFA and CFM are both professional qualifications that hold significant value in the international finance industry. They are designed to test and enhance the knowledge and skills of individuals working in the field of finance, investment, and asset management. As the finance industry continues to evolve, the demand for professionals with specialized expertise in financial analysis, investment decision-making, portfolio management,and fund management has been on the rise. Both CFA and CFM certifications offer a pathway for individuals to demonstrate their proficiency in these areas and advance their careers in the competitive finance industry.The CFA qualification, also known as Chartered Financial Analyst, is considered one of the highest distinctions in the field of finance. The certification is recognized globally and is highly esteemed by employers and financial institutions. The CFA program covers a wide range of topics, including investment analysis, portfolio management, asset valuation, and risk management. It consists of three levels of examinations, each focusing on different aspects of financial analysis and investment principles. Individuals pursuing the CFA designation are expected to have a deep understanding of financial markets, economics, and quantitative techniques, as well as ethical and professional standards in the investment industry.On the other hand, the CFM certification, or Certified Fund Manager, is aimed at professionals involved in fund management and investment advisory roles. The CFM program emphasizes practical skills and expertise in fund management, investment decision-making, and investment analysis. It is anational standard for training and evaluating fund professionals' competency and practical abilities. CFM candidates undergo rigorous training and examination to demonstrate their proficiency in managing investment portfolios, conducting market analysis, and making strategic investment decisions. The certification equips individuals with the knowledge and skills required to excel in roles related to fund management, wealth management, and financial analysis.In comparison, the CFA program leans more towards theoretical and academic aspects of finance, focusing on in-depth analysis and research methodologies. It is an ideal choice for professionals aspiring to pursue careers in investment banking, asset management, and securities analysis. On the other hand, the CFM program emphasizes practical application and management skills, making it a suitable option for individuals seeking roles in fund management, investment advisory, and financial analysis.Both CFA and CFM certifications require a significant commitment of time and effort to successfully complete the rigorous examination process. Professionals who attain these qualifications have demonstrated a high level of expertise andcommitment to their profession, gaining recognition as competent and knowledgeable finance professionals in the industry.For individuals considering a career in the finance industry or looking to advance their careers in the field, choosing the right qualification is essential. Both CFA and CFM certifications offer valuable opportunities for professional development and career advancement, providing individuals with the necessary knowledge and skills to excel in their chosen financial roles. Ultimately, the decision to pursue either CFA or CFM certification depends on an individual's career goals, interests, and desired areas of specialization within the finance industry.In conclusion, CFA and CFM certifications play a pivotal role in the professional development and career advancement of individuals in the finance industry. These qualifications provide a comprehensive understanding of financial analysis, investment management, and asset valuation, while also emphasizing ethical and professional standards in the finance and investment profession. Whether one chooses to pursue the CFA or CFM designation, both certifications carry significant weight in thefinance industry and serve as a testament to an individual's dedication and expertise in the field of finance.。
应聘金融工作的求职英语
应聘金融工作的求职英语BASIC EXPRESSIONS 基本句型表达：1 Tell me about yourself and your past experience.说说你自己以及过去的一些经验吧。
2 For the past two years, I have been working in an investment banking.过去的两年中，我一直在一家投资银行工作。
3 My background and experience include working on a variety of projects and jobs in the financial industry.我的背景和经验包括我在金融业参与过各类项目、做过不同的工作。
4 I?ve had to adjust my style to the new environment several times.好多次我都必须调整我的方式以适应新环境。
5 What w as the most significant project you’ve worked on?你参与的最有意义的一个项目是什么?6 It was a challenge for a person with a finance background.对于有金融背景的人来说，是一个挑战。
7 I really need more information about the job before we start to discuss salary.在讨论薪水之前，我希望能多了解这份工作。
8 Does the company have a five-year plan?贵公司有五年计划吗?CONVERSATIONS 会话：A=Applicant I=InterviewerDialogue 1I: Let·s start the interview with some questions. Tell me about yourself and your past experience.A: I have 10 years financial industry experience, working for several companies. For the past two years, I have been working in an investment banking. In addition to my analytical mindset, I have a background of solid accounting principles. I am a team player and have great communication and interpersonal skills. I thrive on challenge and work well in high-stress environments.I: What finance experience have you had that qualifies you for this position?A: My background and experience include working on a variety of projects and jobs in the financial industry. Most of my experience has been behind the scenes, doing the calculations. I want to work with clients and continue to grow and be challenged.I: Why did you leave your last position?A: I·m n ot finding the work as challenging as I used to. I want to find a job that is stimulating, where I can grow.I: What are your strengths and weaknesses?A: One of my strengths is my ability to be flexible. I?ve seen companies go through many changes in structure and management philosophy. I?ve had to adjust my style to the new environment several times. As far as weaknesses, I really enjoy my work, and sometimes I put in too much time. But by being aware of my tendency to overwork, I have learned to pace myself more and work less overtime.I: How would your boss describe you and your work style?A: She·d say I have a lot of initiative, I see the big picture and I do what has to be done. Second, I always meet deadlines. If I say I?m going to do something, I do it. Lastly, I have the ability to focus on what I?m working on I am not easily distracted.I: What are your salary expectations?A: I·m sure whatever you offer will be a fair amount for a person with my qualifications. Salary is not the most important factor to me. I?m looking for opportunity.I: Do you have any questions?A: Yes, I do. What do you see as the future trends for the industry?I: 我们开始面试吧。
复试金融专业英语(传世版)
专业英语汇总1. How to define the aggregate price level? 如何衡量价格指数？Three measures of the aggregate price level are commonly encountered in economic data.(1)The first is the GDP deflator(GDP平减指数), which is defined as nominal GDP divided by real GDP.(2)Another popular measure of the aggregate price level is the Producer Price Index (生产者价格指数) which is a measure of the cost of a basket of goods and services bought by firms.(3) The measure of the aggregate price level that is most frequently reported in the press is the Consumer Price Index(消费者价格指数), which is measured by pricing a basket of goods and services bought by a typical urban household.2. What’s the disadvantage and advantage of holding equity rather than debt? 持有股权的优劣？(1)The main disadvantage of ow ning a corporation’s equities rather than its debt is that an equity holder is a residual claimant (剩余求偿权), that is, the corporation must pay all its debt holders before it pays its equity holders .(2)The main advantage of holding equities is that equity holders benefit directly from any increases in the corporation’s profitability or asset value because equities confer ownership rights on the equity holders. Debtholders do not share in this benefit, because their payments are fixed.3. What’s the difference between primary and secondary market? 一级市场与二级市场的区别？(1)A primary market is a financial market in which new issues of a security, such as a bond or a stock, are sold to initial buyers by the corporation or government agency borrowing the funds.(2)A secondary market is a financial market in which securities that have been previously issued can be resold.4. What’s the difference between foreign bond and Eurobond? 外国债券和欧洲债券的区别？(1)Foreign bonds are sold in a foreign country and are denominated in that country’s currency. For example, a bond issued by a Chinese company denominated in U.S. dollars sold in New York.(2)Eurobond is a bond denominated in a currency other than that of the country in which it is sold. For example, a bond denominated in U.S. dollars sold in China.5. What’s asset transformation and diversification？资产转换和分散化(1)Financial intermediaries create and sell assets with risk characteristics that people are comfortable with, and the intermediaries then use the funds they acquire by selling these assets to purchase other assets that may havefar more risk. This process of risk sharing is referred as asset transformation, because in a sense, risky assets are turned into safer assets for investors.(2)Diversification entails investing in a portfolio of assets whose returns do not always move together with the result that overall risk is lower than for individual assets. It also refers to “You shouldn't put all your eggs in one basket”. Diversification can eliminate firm-specific risk—the uncertainty associated with the specific companies. But diversification cannot eliminate market risk—the uncertainty associated with the entire economy, which affects all companies traded on the stock market. For example, when the economy goes into a recession, most companies experience falling sales, profit and low stock returns. Diversification reduces the risk of holding stocks, but it does not eliminate it.6. Explain the following concepts: asymmetric information, adverse selection and moral hazard.(1)A symmetric information (信息不对称) refers to that one party often does not know enough about the other party to make accurate decisions. For example, a borrower who takes out a loan usually has better information about the potential returns and risk associated with the investment projects for which the funds are invested than the lender does.(2)Adverse selection(逆向选择) is the problem created by asymmetric information before the transaction occurs. Adverse selection in financialmarkets occurs when the potential borrowers who are the most likely to default are the ones who most actively seek out a loan and are thus most likely to be selected.(3)Moral hazard(道德风险) is the problem created by asymmetric information after the transaction occurs. Moral hazard in financial markets is the risk that the borrower might engage in activities that are undesirable from the lenders point of view, because they make it less likely that the loan will be paid back.7. What’s the function of money? 货币的职能？Money has three primary functions in any economy: as a medium of exchange, as a unit of account, and as a store of value.(1)When money is used to pay for goods and services, it plays the role ofa medium of exchange (流通手段). The use of money as a medium of exchange promotes economic efficiency by minimizing the time spent in exchanging goods and services.(2)The second role of money is to provide a unit of account(价值尺度), that is, it is used to measure value of goods and services in the economy. (3)Money also functions as a store of value (储藏手段). A store of value is used to save purchasing power from the time income is received until the time it is spent. This function of money is useful, because most of us do not want to spend our income immediately upon receiving it, but rather prefer to wait until we have the time or the desire to shop.8. What’s the Fisher equation and Fisher effect? 费雪等式与费雪效应？(1)The Fisher equation states that the nominal interest rate equals the real interest rate plus the expected rate of inflation. The equation tells us that all else equal, a rise in a country’s expected inflation rate will eventually cause an equal rise in the nominal interest rate. Similarly, a fall in the expected inflation rate will eventually cause a fall in the nominal interest rate.(2)This long-run relationship between inflation and interest rates is called the Fisher effect. The Fisher effect implies, for example, that if U.S. inflation were to rise permanently from a constant level of 5 percent per year to a constant level of 10 percent per year, dollar interest rates would eventually catch up with the higher inflation, rising by 5 percentage points per year from their initial level. These changes would leave the real rate of return on dollar assets unchanged. The Fisher effect is therefore another example of the general idea that in the long run, purely monetary developments should have no effect on an economy’s real variables.9. How to explain the negative relation between the quantity of money demanded and the interest rate?We can explain that the quantity of money demanded and the interest rate should be negatively related by using the concept of opportunity cost (机会成本), the amount of revenue sacrificed by taking one course of action rather thananother. As the interest rate on bonds rises, the opportunity cost of holding money rises, thus money is less desirable and the quantity of money demanded must fall.10. Risk Premium 风险溢价The spread between the interest rates on bonds with default risk and default-free bonds, both of the same maturity, called the risk premium, indicates how much additional interest people must earn to be willing to hold that risky bond.11. Briefly introduce expectations theory, segmented markets theory and liquidity premium theory.(1)The expectations theory (预期假说) of the term structure states the following proposition: the interest rate on a long-term bond will equal an average of the short-term interest rates that people expect to occur over the life of the long-term bond.(2)The segmented markets theory (市场分割假说) of the term structure sees markets for different-maturity bonds as completely separate and segmented. The interest rate for each bond with a different maturity is then determined by the supply of and demand for that bond, with no effects from expected returns on other bonds with other maturities.(3)The liquidity premium theory(流动性溢价假说) of the term structure states that the interest rate on a long-term bond will equal an average of short-terminterest rates expected to occur over the life of the long-term bond plus a liquidity premium. It is also called preferred habitat theory (偏好停留假说).12. What’s the difference between adaptive expectation and rational expectation?(1)Adaptive expectation(适应性预期) states that expectations form from past experience only and changes in expectations will occur slowly over time as past data change. For example, expectations of inflation is typically viewed as being an average of past inflation rates. So if inflation had formerly been steady at a 5% rate, expectations of future inflation would be 5% also.(2)Rational expectation (理性预期) can be stated as follows: expectations will be identical to optimal forecasts (the best guess of the future) using all available information.13. Efficient Market Hypothesis 有效市场假说The efficient market hypothesis states that current prices in a financial market will be set so that the optimal forecast of a security’s return using all available information equals the security’s equilibrium return, because in an efficient market all unexploited profit opportunities will be eliminated by arbitrager (套利者).14. “Lemons Problem”次品问题A particular aspect of the way the adverse selection problem interferes with the efficient functioning of a market is called “lemons problem”.We can use the used-car market to illustrate this concept. Potential buyers of used cars are frequently unable to assess the quality of the car, that is, they can’t tell whether a particular used car is a good car or a lemon (次品). The price that a buyer pays must therefore reflect the average quality of the cars in the market, somewhere between the low value of a lemon and the high value of a good car. The owner of a used car, by contrast, is more likely to know whether the car is a good car or a lemon. If the car is a lemon, the owner is more than happy to sell it at the price the buyer is willing to pay, which, being somewhere between the value of a lemon and a good car, is greater than the lemons value. However, if the car is a good car, the owner knows that the car is undervalued at the price the buyer is willing to pay, and so the owner may not want to sell it. As a result of this adverse selection, few good used cars will come to the market. Because the average quality of a used car available in the market will be low and because few people want to buy a lemon, there will be few sales. The used-car market will function poorly or even disappear.15. Principal-agent Problem 委托-代理问题Principal-agent problem refers to that the managers in control (the agents) may act in their own interest rather than in the interest of the stockholder (the principals) because the managers have less incentive to maximize profitsthan the stockholder do. The principal-agent problem, which is an example of moral hazard, arises only because a manager has more information about his activities than the stockholder does. So, there is asymmetric information.16. What’s “irrational exuberance” proposed by Alan Greenspan? 非理性繁荣Irrational exuberance refers to a phenomenon that asset prices, in the stock market and real estate, are driven well above their fundamental economic values by investor psychology. The result is an asset-price bubble (资产价格泡沫), such as the tech stock market bubble of the late 1990s or the recent housing price bubble in subprime crisis.17. How to solve asymmetric information problems? 如何解决信息不对称的问题？18. Securitization and Subprime mortgage 资产证券化与次级抵押贷款(1)Subprime mortgages are mortgages for borrowers with less-than-stellar credit records.(2)Securitization is the process of transforming otherwise illiquid financial assets (such as residential mortgages, auto loans, and credit card receivables), which have typically been the main business of banking institutions, into marketable capital market securities.19. What’s time-inconsistency problem? 时间不一致问题The time -inconsistency problem is some thing we deal with continually in everyday life. We often have a plan that we know will produce a good outcome in the long run, but when tomorrow comes, we just can't help ourselves and we deny our plan because doing so has short-run gains. In other words, we find ourselves unable to consistently follow a good plan over time, and the good plan is said to be time-inconsistent and will soon be abandoned .20. Political Business Cycle 政治经济周期Political business cycle is a process that can be illustrated in the following example. Just before an election, expansionary policies are pursued to lower unemployment and interest rates. After the election, the bad effects of these policies, that is high inflation and high interest rates, come home to roost, requiring contractionary policies that politicians hope the public will forget before the next election.21. What’s money multiplier and what are the factors that affect it? 货币乘数及其影响因素？(1)The money multiplier, denoted by m, tells us how much the money supply changes for a given change in the monetary base. The relationship between the money supply, the money multiplier and the monetary base is described by the following equation: M = m × MB(2)The money multiplier is a function of the currency ratio set by depositor c, the excess reserves ratio set by banks e, and the required reserve ratio set by the Fed r. The money multiplier m is thus22. What are the tools of monetary policy? 货币政策工具There are three tools of monetary policy that can be conducted by the central bank, such as open market operations, discount lending and reserve requirements.(1)Open market operations (公开市场操作) are the most important monetary policy tool, because they are the primary determinants of changes in interest rates and the monetary base, the main source of fluctuations in the money supply. Open market purchases expand reserves and the monetary base, thereby increasing the money supply and lowering short-term interest rates. Open market sales shrink reserves and the monetary base, decreasing the money supply and raising short-term interest rates.Open market operations have four advantages over the other tools of monetary policy: ①Open market operations occur at the initiative of the Fed, which has complete control over their volume. ②Open market operations are flexible and precise, and they can be used to any extent. ③Open market operations are easily reversed.④Open market operations can be implemented quickly, since they involve no administrative delays.(2)The facility at which banks can borrow reserves from the Fed is called the discount window (贴现窗口). The facility is intended to be a backup source of liquidity for banks during financial crisis.The most important advantage of discount policy is that the Fed can use it to perform its role of lender of last resort (最后贷款人). The disadvantage of discount policy is that the decisions to take out discount loans are made by banks and are therefore not completely controlled by the Fed.(3)Changes in reserve requirements(法定存款准备金) affect the money supply by causing the money supply multiplier to change. A rise in reserve requirements reduces the amount of deposits that can be supported by a given level of the monetary base and will lead to a contraction of the money supply.A rise in reserve requirements also increases the demand for reserves and raises the federal funds rate. Conversely, a decline in reserve requirements leads to an expansion of the money supply and a fall in the federal funds rate.Reserve requirements have at least three disadvantages: ①Owing to financial innovation, reserve requirements are no longer binding for most banks, sothis tool is much less effective than it once was. ②Raising the requirements can cause immediate liquidity problems for banks where reserve requirements are binding. ③Continually fluctuating reserve requirements would also create more uncertainty for banks and make their liquidity management more difficult.23. Law of One Price and Theory of Purchasing Power Parity一价定理与购买力评价理论(1)The law of one price states that if two countries produce an identical good, and transportation costs and trade barriers are very low, the price of the good should be the same throughout the world no matter which country produces it.(2)The theory of purchasing power parity (PPP) states that exchange rates between any two currencies will adjust to reflect changes in the price levels of the two countries. The theory of PPP is simply an application of the law of one price to national price levels rather than to individual prices. The statement that exchange rates equal relative price levels is sometimes referred to as absolute PPP (绝对购买力平价). Relative PPP (相对购买力平价) states that the percentage change in the exchange rate between two currencies over any period equals the difference between the percentage changes in national price levels.24. Real Exchange Rate 实际汇率The real exchange rate refers to the rate at which domestic goods can be exchanged for foreign goods. In effect, it is the price of domestic goods relative to the price of foreign goods denominated in the domestic currency. For example, if a basket of goods in New York costs $50, while the cost of the same basket of goods in Tokyo costs $75 because it costs 7500 yen while the exchange rate is at 100 yen per dollar, then the real exchange rate is 0.66 (=$50/$75). The real exchange rate is below l, indicating that it is cheaper to buy the basket of goods in the United States than in Japan.25. Why the theory of purchasing power parity cannot fully explain exchange rates? 购买力平价的缺陷(1)Contrary to the assumption of the law of one price, transport costs and restrictions on trade certainly do exist. These trade barriers may be high enough to prevent some goods from being traded between countries.(2)Monopolistic practices in goods markets may interact with transport costs and other trade barriers to weaken further the link between the prices of similar goods sold in different countries.(3)Because the inflation data reported in different countries are based on different commodity baskets, there is no reason for exchange rate changes to offset official measures of inflation differences, even when there are no barriers to trade and all products are tradable.26. Monetary Neutrality 货币中性Monetary neutrality states that in the long run, a one-time percentage rise in the money supply is matched by the same one-time percentage rise in the price level, leaving unchanged the real money supply and all other real variables such as real interest rates.27. Exchange Rate Overshooting 汇率超调The phenomenon that the exchange rate falls by more in the short run than it does in the long run when the money supply increases is called exchange rate overshooting. It can help explain why exchange rates exhibit so much volatility.Exchange rate overshooting is a direct consequence of the short-run rigidity of the price level. In a hypothetical world where the price level could adjust immediately to its new, long-run level after a money supply increase, the interest rate would not fall because prices would adjust immediately and prevent the real money supply from rising. Thus, the exchange rate would maintain equilibrium simply by jumping to its new, long-run level right away.28. Interest Parity Condition 利率平价条件(1)The uncovered interest parity condition(非抛补利率平价)states that the domestic interest rate equals the foreign interest rate minus the expected appreciation of the domestic currency, or equivalently, the domestic interest rate equals the foreign interest rate plus the expected appreciation of the foreign currency. If the domestic interest rate is higher than the foreigninterest rate, there is a positive expected appreciation of the foreign currency, which compensates for the lower foreign interest rate. This condition can be rewritten as(2) The covered interest parity condition(抛补利率平价) states that the rates of return on dollar deposits and “covered” foreign deposits must be the same. Suppose you want to buy a euro deposit with dollars but would like to be certain about the number of dollars it will be worth at the end of a year. You can avoid exchange rate risk by buying a euro deposit and, at the same time, selling the proceeds of your investment forward. We say you have “covered” yourself, that is, avoided the possibility of an unexpected depreciation of the euro.29. Unsterilized Foreign Exchange Intervention and Sterilized Foreign Exchange Intervention(1)A foreign exchange intervention in which a central bank allows the purchase or sale of domestic currency to have an effect on the monetary base, is called an unsterilized foreign exchange intervention(非冲销式干预). An unsterilized intervention in which domestic currency is sold to purchase foreign assets leads to a gain in international reserves, an increase in the money supply, and a depreciation of the domestic currency. An unsterilized intervention in which domestic currency is purchased by selling foreign assets leads to a drop in international reserves, a decrease in the moneysupply, and an appreciation of the domestic currency.(2)A foreign exchange intervention with an offsetting open market operation that leaves the monetary base unchanged is called a sterilized foreign exchange intervention (冲销式干预). A sterilized intervention leaves the money supply unchanged and so has no direct way of affecting interest rates or the expected future exchange rate.30. Fixed Exchange Rate Regime, Floating Exchange Rate Regime and Managed Float Regime(1)In a fixed exchange rate regime (固定汇率制), the value of a currency is pegged relative to the value of one other currency, which is called the anchor currency (锚货币), so that the exchange rate is fixed in terms of the anchor currency.(2)In a floating exchange rate regime (浮动汇率制), the value of a currency is allowed to fluctuate against all other currencies.(3)When countries intervene in foreign exchange markets in an attempt to influence their exchange rates by buying and selling foreign assets, the regime is referred to as a managed floating regime (管理浮动汇率制)or a dirty floating (肮脏浮动).31. What are the advantages and disadvantages of Gold Standard? 金本位的利与弊？(1)Before World War I, the world economy operated under the gold standard,a fixed exchange rate regime in which the currency of most countries was convertible directly into gold at fixed rates, so exchange rates between currencies were also fixed.(2)The fixed exchange rates under the gold standard had the important advantage of encouraging world trade by eliminating the uncertainty that occurs when exchange rates fluctuate.(3)There are disadvantages of gold standard as follows: ①Adherence to the gold standard meant that a country had no control over its monetary policy, because its money supply was determined by gold flows between countries. ②Monetary policy throughout the world was greatly influenced by the production of gold and gold discoveries.32. Currency Board and Dollarization 货币局制度与美元化(1)Currency board (货币局制度) means that the domestic currency is backed 100% by a foreign currency and in which the note-issuing authority, whether the central bank or the government, establishes a fixed exchange rate to this foreign currency and stands ready to exchange domestic currency for the foreign currency at this rate whenever the public requests it. A currency board is just a variant of a fixed exchange-rate target in which the commitment to the fixed exchange rate is especially strong because the conduct of monetary policy is in effect put on autopilot, and taken completely out of the hands of the central bank and the government.(2)Dollarization (美元化) means the adoption of a sound currency, like theU.S. dollar, as a country’s money. Indeed, dollarization is just another variant of a fixed exchange-rate target with an even stronger commitment mechanism than a currency board provides. The common disadvantage of both regimes is that a country that ties its exchange rate to an anchor currency of a larger country loses control of its monetary policy.33. Quantity Theory of Money 货币数量论The quantity theory of money states that nominal income is determined solely by movements in the quantity of money. We can derive the conclusion from the equation of exchange (交易方程式): MV=PY.Since the institutional and technological features of the economy would affect velocity of money (货币流通速度) only slowly over time, so velocity V would normally be reasonably constant in the short run.Because the classical economists thought that wages and prices were completely flexible, they believed that the level of aggregate output Y produced in the economy during normal times would remain at the full-employment level, so Y in the equation of exchange could also be treated as reasonably constant in the short run.So, for the classical economists, the quantity theory of money provided an explanation of movements in the price level: movements in the price level result solely from changes in the quantity of money.34. Liquidity Preference Theory 流动性偏好理论The liquidity preference theory of John Maynard Keynes pointed out that there are three motives behind the demand for money: the transactions motive, the precautionary motive, and the speculative motive. The demand of money for transaction and precautionary motives is proportional to income, while the demand of money for speculative motive is negatively related to the level of interest rate. So the demand for real money balances is a function of interest rate and income as follow35. Friedman’s Modern Quantity Theory of Money 弗里德曼的现代货币数量论Friedman stated that the demand for money should be a function of the resources available to individuals (their wealth) and the expected returns on other assets relative to the expected return on money. From this reasoning, Friedman expressed his formulation of the demand for money as follows:Unlike Keynes’s theory, which indicates that interest rates are an important determinant of the demand for money, Friedman's theory suggests that changes in interest rates should have little effect on the demand for money.36. Crowding Out Effect of Fiscal Policy 财政政策的挤出效应Expansionary fiscal policy will crowd out investment and net exports, which decrease because of the rise in the interest rate. This situation is called crowding out (挤出效应).When the demand for money is unaffected by the interest rate, the LM curve is vertical. An expansionary fiscal policy does not lead to a rise in output but a sharp in interest rate, which means the increased government spending have completely crowed out investment and net exports. This situation is called complete crowding out (完全挤出).37. Transmission Mechanisms of Monetary Policy 货币政策传导机制(1)Traditional Interest-Rate Channel 利率机制An expansionary monetary policy leads to a fall in real interest rates, which in turn lowers the cost of capital, causing a rise in investment spending, thereby leading to an increase in aggregate demand and a rise in output.(2)Exchange Rate Channel 汇率机制An expansionary monetary policy leads to a fall in real interest rates, which in turn the currency depreciates, causing a rise in net exports, thereby leading to an increase in aggregate demand and a rise in output.(3)Tobin’s q Theory 托宾q理论Tobin defines q as the market value of firms divided by the replacement cost of capital. If q is high, the market price of firms is high relative to thereplacement cost of capital, and new plant and equipment capital is cheap relative to the market value of firms. Investment spending will rise, because firms can buy a lot of new investment goods with only a small issue of stock. Conversely, when q is low, firms will not purchase new investment goods because the market value of firms is low relative to the cost of capital. Investment spending, the purchase of new investment goods, will then be very low(4)Wealth Effects 财富效应(5)Bank Lending Channel 银行贷款渠道(6)Balance Sheet Channel 资产负债表渠道38. Cost-Push Inflation and Demand-Pull Inflation 成本推动通货膨胀与需求拉动通货膨胀(1)Cost-push inflation occurs because of negative supply shocks or a push by workers to get higher wages. Persistent cost-push inflation is a monetary phenomenon because it cannot occur without the monetary authorities pursuing an accommodating policy of a higher rate of money growth.(2)Demand-pull inflation results when policymakers pursue policies that shift the aggregate demand curve to the right. If policymakers set a target for unemployment that is too low because it is less than the natural rate。
英文面试金融知识
英文面试金融知识IntroductionIn today’s competitive job market, having a strong knowledge of finance is essential, particularly if you are applying for a role in the financial industry. English is the global language of business, so it is not uncommon for employers to test candidates on their financial knowledge in English during interviews. In this document, we will cover some common topics that may come up in an English-language interview for a finance-related position.1. Financial StatementsFinancial statements are crucial for analyzing the financial health of a company. There are three main types of financial statements:Balance SheetThe balance sheet provides a snapshot of a company’s financial position at a specific point in time. It shows the company’s assets, liabilities, and shareholders’ equity. Key components include:•Assets: These are resources owned by the company such as cash, accounts receivable, inventory, and property.•Liabilities: These are the company’s obligations, such as loans, accounts payable, and accrued expenses.•Shareholders’ Equity: This represents the net assets of the company and is calculated as the difference between assets and liabilities.Income StatementThe income statement, also known as the profit and loss statement, shows a company’s revenues, exp enses, and net income or loss over a specific period. It provides insights into the company’s profitability. Key components include:•Revenue: This represents the amount of money generated from the company’s primary operations.•Expenses: These are costs incurred to generate revenue, such as salaries, rent, utilities, and marketing expenses.•Net Income or Loss: This represents the company’s profit or loss after deducting all expenses from revenue.Cash Flow StatementThe cash flow statement tracks the movement of cash in and out of a company over a specific period. It is divided into three sections:•Operating Activities: This includes cash flows from the company’s primary operations, such as cash received from customers and cash paid tosuppliers.•Investing Activities: This includes cash flows from buying or selling long-term assets, such as property, plant, and equipment.•Financing Activities: This includes cash flows from activities related to raising capital, such as issuing or repaying debt and issuing or repurchasingequity.2. Financial RatiosFinancial ratios help evaluate a company’s performance and financial health. Here are some common ratios that are often discussed in finance interviews: Liquidity RatiosLiquidity ratios measure a company’s ability to meet its short-term obligations. Examples include:•Current Ratio: Calculated by dividing current assets by current liabilities, this ratio indicates if a company has enough short-term assets tocover its short-term liabilities.•Quick Ratio: Similar to the current ratio but excludes inventory from current assets. It provides a more stringent measure of liquidity.Profitability RatiosProfitability ratios assess a company’s ability to generate profits. Common examples include:•Gross Profit Margin: This measures the percentage of revenue that remains after deducting the cost of goods sold. A higher margin indicates better profitability.•Net Profit Margin: This measures the percentage of revenue that remains after deducting all expenses, including taxes and interest. It provides a measure of a company’s overall profitability.Solvency RatiosSolvency ratios measure a company’s ability to meet its long-term obligations. Examples include:•Debt-to-Equity Ratio: This ra tio compares a company’s total debt to its shareholders’ equity. It indicates the proportion of debt used to finance acompany’s assets.•Interest Coverage Ratio: This measures a company’s ability to cover interest expenses with its operating profit. A higher ratio indicates a lower risk of default.3. Financial MarketsUnderstanding financial markets is crucial for anyone working in finance. Here are some key concepts to be aware of:Stock MarketThe stock market is where shares of publicly traded companies are bought and sold. It provides companies with a way to raise capital and investors with an opportunity to invest in companies. Key terms include:•Stocks: These represent ownership in a company and can be bought and sold on stock exchanges.•Dividends: These are payments made to shareholders from a company’s profits.•Indices: These are benchmarks used to track the performance of a group of stocks, such as the S&P 500 or the Dow Jones Industrial Average.Bond MarketThe bond market is where debt securities are bought and sold. It allows companies and governments to borrow money from investors. Key terms include: •Bonds: These are debt instruments issued by companies or governments to raise capital. They provide fixed interest payments to investors.•Yield: This represents the return earned on a bond, calculated as a percentage of its market price.•Credit Rating: This is an assessment of a bond’s creditworthiness, indicating the likelihood of default.Foreign Exchange MarketThe foreign exchange market, also known as the forex market, is where currencies are bought and sold. It enables international trade and investment. Key terms include:•Exchange Rates: These represent the value of one currency relative to another and fluctuate based on supply and demand.•Major Currency Pairs: These are currency pairs that involve the U.S.dollar and other major global currencies, such as EUR/USD or USD/JPY.•Currency Speculation: This involves betting on the future movement of currency exchange rates to make a profit.ConclusionHaving a solid understanding of financial statements, ratios, and financial markets is essential for anyone aspiring to work in the finance industry. By familiarizing yourself with these concepts and practicing your English-language finance knowledge, you will be well-prepared for any finance-related interview. Remember to showcase your expertise confidently and effectively communicate your financial insights. Good luck!。
基金证券行业面试需要的英文
share, equity, stock股票、股权;bond, debenture, debts债券;negotiable share可流通股份;convertible bond可转换债券;treasury/government bond国库券/政府债券;corporate bond企业债券;closed-end securities investment fund 封闭式证券投资基金; open-end securities investment fund 开放式证券投资基金; fund manager基金经理/管理公司;fund custodian bank基金托管银行;market capitalization市值;p/e ratio市盈率;(price/earning)mark-to-market逐日盯市;payment versus delivery银券交付;clearing and settlement清算/结算;commodity/financial derivatives 商品/金融衍生产品;put / call option看跌/看涨期权;margins, collateral保证金;rights issue/offering配股;bonus share红股;dividend红利/股息;adr美国存托凭证/存股证;(american depository receipt) gdr全球存托凭证/存股证;(global depository receipt) retail/private investor个人投资者/散户;institutional investor机构投资者;broker/dealer券商;proprietary trading自营;insider trading/dealing内幕交易;market manipulation市场操纵;prospectus招股说明书;ipo新股/初始公开发行;(initial public offering)merger and acquisition收购兼并。
面试要用到什么英语单词
面试要用到什么英语单词面试要用到什么英语单词当你顺利地通过了简历的筛选，被告知即将参加面试的时候，你一定要学会一些面试中会用到的英语单词，比如工作时间、证明等。
下面店铺为你整理了一些面试常用的单词，祝你面试顺利。
1).work n.工作，职业Play while you play, work while you work.玩的时候就尽情的玩，工作的时候就努力工作。
2).workday n.工作日，工作时间It's time to go to bed, because tomorrow is a workday for me 现在该睡觉了，明天我还要工作。
3).job n.工作，职业，职位I need a part-time job at weekends, because l don't like to kill time by playing.在周末我需要一份兼职工作，因为我不喜欢用玩来消磨时间。
4).apply v.申请，请求After graduation, most of my classmates chose to apply for the scholarships of the foreign universities.毕业后，绝大多数同学都选择申请国外大学的奖学金。
5).resume n.简历A perfect resume will impress the interviewer deeply一份漂亮的简历会给面试官留下很深刻的'印象。
6).qualify v.取得资格，合格If you want to qualify for the scholarship, you must study hard and get the highest score如果你想有资格获得奖学金，就必须努力学习并且拿到最高的分数。
7).certify v.证明The police asked him to offer a document to certify his son'sbirth警察要求他提供一份他儿子的出生证明。
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share, equity, stock股票、股权;bond, debenture, debts债券;negotiable share可流通股份;convertible bond可转换债券;treasury/government bond国库券/政府债券;corporate bond企业债券;closed-end securities investment fund 封闭式证券投资基金; open-end securities investment fund 开放式证券投资基金; fund manager基金经理/管理公司;fund custodian bank基金托管银行;market capitalization市值;p/e ratio市盈率;(price/earning)mark-to-market逐日盯市;payment versus delivery银券交付;clearing and settlement清算/结算;commodity/financial derivatives 商品/金融衍生产品;put / call option看跌/看涨期权;margins, collateral保证金;rights issue/offering配股;bonus share红股;dividend红利/股息;adr美国存托凭证/存股证;(american depository receipt) gdr全球存托凭证/存股证;(global depository receipt) retail/private investor个人投资者/散户;institutional investor机构投资者;broker/dealer券商;proprietary trading自营;insider trading/dealing内幕交易;market manipulation市场操纵;prospectus招股说明书;ipo新股/初始公开发行;(initial public offering)merger and acquisition收购兼并。
股票与证券行业英语词汇share, equity, stock股票、股权bond, debenture, debts债券negotiable share可流通股份convertible bond可转换债券treasury/government bond国库券/政府债券corporate bond企业债券closed-end securities investment fund 封闭式证券投资基金open-end securities investment fund 开放式证券投资基金fund manager基金经理/管理公司fund custodian bank基金托管银行market capitalization市值p/e ratio市盈率(price/earning)mark-to-market逐日盯市payment versus delivery银券交付clearing and settlement清算/结算commodity/financial derivatives 商品/金融衍生产品put / call option看跌/看涨期权margins, collateral保证金rights issue/offering配股bonus share红股dividend红利/股息ADR美国存托凭证/存股证(American Depository Receipt) GDR全球存托凭证/存股证(Global Depository Receipt) retail/private investor个人投资者/散户institutional investor机构投资者broker/dealer券商proprietary trading自营insider trading/dealing内幕交易market manipulation市场操纵prospectus招股说明书IPO新股/初始公开发行(Initial Public Offering) merger and acquisition收购兼并All Ordinaries Index （澳大利亚）股市指数Amex(American Stock Exchange) 美国股票交易所amortize 摊提，分期偿还债务annuity 年金享受权asking price 卖主的开叫价assess 对（财产等）进行估价，确定（款项）的金额back 拖欠的bad loan 呆账，坏账bailout 帮助……摆脱困境balloon （分期付款中）最后数目特大的一笔barometer 晴雨表，[喻]标记，指标basis point 基点（一个百分点的百分之一）bear markets 熊市blue-chip （股票等）热门的，（在同行中）最赚钱的forex foreign exchangebond 债券，公债bourse 交易所，证券交易所bull markets 牛市bullish 牛市的bunji-change 快速的大幅度变化CAC-40 Index （法国）股市指数CD(certificate-of-deposit) 大额存款单Chicago Mercantile Exchange 芝加哥商业交易所Consumer Price Index 消费者价格指数contagion 蔓延correction 调整coupon rate 券根利率CTA(Commodities Trading Advisor) 农矿产品交易顾问Currency board 货币委员会DAX index （法兰克福）德国股市指数dead loan 死帐delist 从上市证券表中除名derivatives 衍生金融商品（由利率或债券、外汇或汇率以及股票或股价指数等现货市场衍生出来，主要有期货futures、期权option trading与掉期swap三种类型，品种多达100余种。
）discount 贴现discount rate 贴现率DJIA Dow-Jones Industrial Average 道"琼斯公用事业股价平均数。
通常简称Dow（道），是30个主要工业公司股票价格的组合。
Dow-Jones Composite Average of 65 representative stocks 65种有代表性的股票的道"琼斯公用事业股价平均数Dow-Jones Transpositions Average 道"琼斯运输业股价平均数Dow-Jones Utilities Average 道"琼斯公用事业股价平均数down 付现款equity （押款金额以外的）财产价值，证券，股票escrow 由第三者保存、等条件完成后即交受让人的契据（或证书等）face value 面值Federal Agency Issues 联邦机构债券fluctuation 起伏fluctuate 起伏fraud 欺骗，欺诈fraudulence 欺骗（欺诈）行为fraudulent 欺诈的FTSI Financial Times 100 Share Index （英国）金融时报100种股票指数good 有效的Hang Seng Index （香港）恒生指数holdings 占有的财产，股票Ibbotson Small Company Index Ibbotson Company Index中包括近2700家公司：即在纽约股市上交易的最后的20%股票imburse 赔偿initial share 原始股IRA Individual Retirement Account 个人退休账号junk bond 假债券junk bonds 垃圾债券lien 扣押权，留置权liquidate 清算，破产list （交易所）上市证券；把（证券）列人上市证券表long position 多头margin 差额，保险金mutual fund 公共基金NASD=National Association of Securities Dealers 全美证券交易者协会NASDAQ (National Association of Securities Dealers Automated Quotations) 纳斯达克（全美证券交易者协会自动化摘要）NAV (Net Asset Value) 净资产值new issue ( IPOInitial Public Offering)新上市股票Nikkei Stock Aver age 日经股票平均指数nosedive （价格等）暴跌NYSE’Volume 纽约股票交易量NYSE’s composite index 纽约股票交易综合指数NYSE(New York Stock Exchange) 纽约股票交易所(也称或Big Board)obligation 契约，债券outstanding 拖欠的par value 票面价值plummet 骤然跌落policy 保险单pool 集合基金portfolio 有价证券preferred stock 优先股票premium 奖金，佣金，担保费premium 溢价proceeds 收入，收益rally （股票价格等）止跌，上扬rebound 反弹recoup 偿还，补偿recovery 恢复red-chip share 红筹股refund 偿还rescue package 一揽子救援计划resilience 回弹，复原力resilient 有回弹力的，恢复活力的risk 保险项目run 挤提存款,挤兑,争购Russell 2000 Russell 2000种小资本股票来源：(/s/blog_49618625010088od.html) - 股票、基金证券行业英语词汇_双子同传_新浪博客S&P 500(Standard & Poor’s 500 Composite Stock Price Index) 标准普尔股价指数SEC(Federal Securities and Exchange Commission) 联邦证券与交易委员会securities 证券，债券shares （英）股票=（美）stockshore up 支撑slash （大幅度）削减（工资等）slump 暴跌，不景气SMI index （苏黎士市）瑞士股票指数solvent 有偿还能力的speculate 投机speculation 投机speculator 投机者T-Bill (Treasury Bill) 美国短期国债（每星期发行一次）T-bond (Treasury Bond) 美国长期国债（期限为20年或30年）T-note (Treasury Note) 美国中期国债（期限为2年到10年）Technology-heavy Nasdaq 以技术为主的NasdaqTechnology-laden Nasdaq 以技术为主的Nasdaqterm 年限tech-heavy NASDAQ 以技术股票为主的NASDAQtechnology-rich stocks 技术股票technology-weighted index (NASDAQ) 反映技术股票的指数(NASDAQ) 套戥Arbitrage效率前缘Efficient Frontier高收益High Yield基金公会HKIFA基金经理Fund Manager基金销售文件Prospectus基准Benchmarks被动式管理Passive Management离岸基金Offshore Fund最大跌幅Maximum Drawdown揣测最佳时机Market Timing期货管理型基金Managed Futures短仓/淡仓Short Position跌势差Downside Deviation雇主供款Employer Contribution雇员供款Employee Contribution新高价High-On-High Basis新兴市场Emerging Markets新兴市场基金Emerging Markets Fund管理费ManagemantFee增长和收入基金Growthand Income Fund严格评估Due Diligence买入价Bid Price买卖差价Bid-offer Spread传统基金Traditional Fund债券基金Bond Fund单一对冲基金Single Strategy Hedge Fund单位Unit单位信托基金Unit Trust卖出价Offer Price奖励费Incentive Fees对冲Hedge对冲基金Hedge Fund对冲基金的基金Fund Of Hedge Funds (FoHFs) 对冲基金指引Hedge Funds Guidelines开放式基金Open-end Fund强制性供款Mandatory Contributions强积金Mandatory Provident Fund Scheme-MPF 总回报Total Return标准差Standard Deviation毕苏期权定价模式Black-Scholes环球宏观Macro Funds环球基金Global Fund绝对回报Absolute Return认可基金Authorised Funds认沽期权Put Option/Put认股权证基金Warrant Fund认购期权Call Option/Call证券借出Stock Lending贝他系数Beta资产分配Asset Allocation资产净值Net Asset value-NA V赎回Redemption赎回通知期Redemption Notice Period赎回费Redemption Fee赎回费/ 买入费Redemption Price / Bid Price 进取型的投资管理Aggressive Growth进取型增长基金Aggressive Growth Fund长/ 短仓持股Long/Short Equity长仓/ 好仓/ 持货Long Position预设回报率Hurdle Rateh主动式管理Active ManagementCalmar 比率Calmar RatioSharpe比率Sharpe RatioSortino比率Sortino Ratio入息基金Income Fund子基金Baby Funds/Underlying Funds已调整风险回报Risk-adjusted Return互惠基金Mutual Fund公积金计划Pension Plan分散投资Diversification主要经纪Prime Broker可换股债券套戥Convertible Bond Arbitrage 另类投资Alternative Investment市场中立Market Neutral平均成本效益Dollor-cost Averaging再投资Reinvestment合并套戥Merger Arbitrage地区基金Regional Fund如计划为伞子基金Umbrella Fund有限责任Limited Liability自愿性供款Voluntary Contributions行业/主题基金Sector/Theme Fund价值型管理value均衡基金Balanced Funds投资年期Time Horizon投资组合Portfolio投资顾问Investment Adviser杠杆Leverage/Gearing杠杆借贷比率Leverage Ratio每日估值Daily Valuation每年回报Annual Return供款Contribution受压/ 濒临破产的证券Distressed Securities 定息工具套戥Fixed Income Arbitrage定息基金Fixed-income Fund承受风险能力Risk Tolerance注册地Domicile沽空Short Selling波幅Volatility股份Share股息分派Dividened Distributions股票基金Equity Fund表现费Performance Fees阿尔法系数Alpha非认可基金Unauthorised Fund信托人Trustee保本对冲基金Capital Guaranteed Hedge Funds封闭式基金Closed-end Fund界定利益计划Defined Benefit Plan界定供款计划Defined Contribution Plan相关系数Correlation重大事件主导的投资Event Driven/Special Situations 首次认购费Front-end Fee。