商务英语Unit 3b

Objectives:
discuss day to day finances showing agreement and disagreement practice e-mail writing Topic listening: sales figures , listening to changing figures talking about changing figures
_____ $1200
_____ $1500
_____ $300
$9000 _____
outflow _____ balance
EX 2: Reading 阅读练习
Day 1 Day 7 Day 14 Day 28 Day 35 Day 65
inflow
$1000
_____ $3920
balance
▶BANK◀ the amount of money that you have in your bank account 余额
My bank balance isn't very healthy. 我的银行 余额并不理想。
▶MONEY OWED◀ the balance of a debt is the amount of money that you still owe after you have paid some of it 债务 的余额
Financing融资
The financing for the deal has been approved in principle. 从道理上讲，对这次交易 的融资行为是会得到批准的。
discount
折扣 10% discount/ discount of 25% etc at a discount
installment /installation
installment 分期付款 Eg: They're letting me pay for the washing machine by
monthly installments.
他们让我按照每月还款的方式购买这台洗衣机。 故事的连载 Eg: the first installment of a science fiction
settlement
▶PAYMENT◀结清 [uncountable] formal when you pay all the money that you owe
settlement of the settlement of all his debts 把所有债务 付清
▶OFFICIAL AGREEMENT◀处理，解决 ▶GROUP OF HOUSES◀定居处所
Credit terms 信用期限．信用条件 Outstanding 剩余的 Outstanding balance 剩余金额 Order books 订货簿，订货本 A shortage of cash 现全短缺 Turn over 营业额

Average monthly turnover 平均月营业额 Financing costs 融资成本 Cash on delivery 货到付款 Margin 利润 Inventory 库存，存货
on credit Several stores are offering interest-free credit (=credit with no-interest charges). 许 多商店都提供免利息的赊账服务。 56 per cent of new cars were bought on credit. 56%的新车是赊账购买的。

final payment 最后付款 Bar chart 柱形图 Total sales price 总售价 Down payment 订金 Remainder 剩余物 Early settlement discount 提前付款折扣
Building Vocabulary:
EX 2: Reading 阅读练习
Day 1 Day 7 Day 14 Day 28 Day 35 Day 65
inflow outfloቤተ መጻሕፍቲ ባይዱ balance
Inflow:
down payment, total sales price, outstanding balance
Outflows:
Weed out those slow pays / no pays淘 汰那些拖延付款或不付款的客户 Become more selective when granting credit严格筛选提供赊账的客户 Trimming your inventory is also a good way to avoid cash-flow problems 减少库存也是避免现金流量出现问题的好办 法
trilogy.
科幻三部曲中的第一部
Charge
a) to ask someone for a particular amount of money for
something you are selling)
charges $125
Eg: The hotel charges $125 a night.
UNIT 3B
Cash Flow 现金流动
inflow / outflow
[countable]流入 the movement of people, money, goods etc into a place Eg: an inflow of funds from abroad 从国外涌入的资金 Cash flow 现金流向，现金流量， Cash flow gap 现金流量差额(现金流入与流出之差）
charge somebody $125 (for something)
Eg: The restaurant charged us £40 for the wine charge something at something Eg: Calls will be charged at 44p per minute.
Improve business performance through cash flow planning 通过资金流动计划改善公司业绩 Bill as soon as work has been done or order fulfilled 工作完成后或按订单发货后马上要求对方付款 Bill promptly so that you can have the cash available to cover the payments 要求对方及时付款,这样就有现金来支付自己需要 支出的费用.
charge something on something
Eg:
I charged the shoes on Visa. 'How would you like to pay?'
'I'll charge it.’
bill 给某人寄账单
(to send someone a bill)
Adding penalty charges for late payment urges clients to pay promptly 对拖延付款的客户征收罚款,促使客户及时付款 Reduce the amount / time of credit given to customers 缩短赊账金额/ 缩短信用期限 Monitor the payment performances of customers 掌控客户的付款过程
Clients will be billed monthly.
我们给客户按月寄账单。 eg: I was billed for equipment that I didn't order. 我接到了我从未订购过的器材的账单。
bill somebody for something
credit
charge for
Eg: We won't charge for delivery if you pay now.
charge rent/a fee/interest etc
Eg: The gallery charges an entrance fee.
Charge
b) charge something to somebody's account/room etc
Wilson charged the drinks to his room. Use a courier and charge it to the department.
Charge
c) American English to pay for something with a credit card
The balance is due at the end of the month. 这个月底前要交清剩下的债务。
finance
提供资金
同义词 fund The concerts are financed by the Arts Council. 这些音乐会是由艺术委员会资助的。
EX 2: Reading 阅读练习
Day 1 Day 7 Day 14 Day 28 Day 35 Day 65
inflow outflow balance
EX 2: Reading 阅读练习
Day 1 Day 7 Day 14 Day 28 Day 35 Day 65
inflow
$1000
_____ $3920
Early settlement discount, Labour costs,