国际结算练习程丽萍)答案完整版

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(完整版)国际结算课后习题参考答案

国际贸易结算本章思考题参考答案1、如何理解国际贸易结算的概念？国际结算是指为清偿国际间债权债务关系而发生在不同国家之间的货币收付行为。

国际贸易结算是指以商品进出口为背景，即由有形贸易引起的国际结算，它是国际贸易的基础和国际结算的重要组成部分。

它建立在商品交易货物与外汇两清的基础上，又称为有形贸易结算。

2、现金结算与非现金结算、现汇结算与记账结算的区别？现金结算是指通过收付货币或现金来结算清债权债务关系。

但现金结算很不安全、风险大，需负担运送现金过程中的各项费用，占用和积压资金，影响企业资金的周转率。

非现金结算是指使用各种支付工具，通过银行间的划账冲抵来结清债权债务关系。

与现金结算相比，它的优点在于迅速、简便，可以节约现金和流通费，加快了资金的循环和周转，促进了国际间经济贸易关系的发展。

现汇结算是指通过两国银行对贸易往来，用来兑换货币进行的逐笔结算，这是国际贸易结算的主要形式。

记账结算是指两国银行使用记账外汇进行的定期结算。

记账外汇是两国政府签订的支付协定项下收付的外汇，只能用于支付对方国的债务，不能自由运用。

3、国际贸易结算有什么特点？1）国际贸易的产生和发展是结算的基础与前提；2）国际贸易结算与金融学科密切相关；3）国际贸易结算是现代商业银行的中间业务；4）国际贸易结算实行推定交货的原理。

4、列举国际贸易结算常用的国际惯例或规则。

国际贸易结算常用的国际惯例或规则有：《托收统一规则》、《跟单信用证统一惯例》、《见索即付保函统一规则》等。

5、如何从理论上理解贸易术语的两个临界点？贸易术语必须在理论上订立两个临界点。

第一个是交货临界点，又称风险临界点，货物运到这个临界点，从法律观念上可以认为卖方已经尽到交货责任，将货物交于买方，故在这个临界点以前货物遇到风险发生损失由卖方承担责任，在这个临界点之后货物遇到风险发生损失由买方承担责任。

第二个是费用临界点，在这个临界点以前发生的运费由买方负责，在这个临界点之后发生的运费由买方负担。

国际结算练习（程丽萍）答案完整版

国际结算练习（程丽萍）答案完整版Exercise 1⼀、Make choice of whether the following bills are acceptable or not. Mark X before acceptable or unacceptable you chose.(1) A bill shows: pay to ABC Co. providing the goods in compliance with contract the sum of one thousand US Dollars. It is acceptable/ unacceptable.(2) A bill shows: pay to ABC Co. the sum of ten thousand US dollarson condition that shipment of goods has been made. It is acceptable / unacceptable.(3) A bill shows: On demand pay to the order of ABC Co. the sum of twenty thousand US dollars drawn against shipment of 10bales cotton piece goods from Tianjin to London. It is acceptable / unacceptable.(4) A bill shows: pay to ABC Co. out of proceeds of sale of woollenblankets the sum of one thousand US dollars. It is acceptable / unacceptable.(5) A bill shows: pay from our No. 2 account to ABC Co. the sum of one thousand US dollars. It is acceptable / unacceptable.(6) A bill shows: pay to ABCC o. or order the sum of one thousand pounds and debit our No. 2 account. It is acceptable / unacceptable.(7) A bill shows :after customs clearance pay to the order of ABC Co. the sum of twenty thousand US dollars. It is acceptable / unacceptable.(8) A bill shows: pay to Mary the sum of fifty pounds and give her a suit of clothes. It is acceptable / unacceptable.(9) A bill shows: pay to the order of ABC Co. the sum of one thousand pounds plus interest. It is acceptable / unacceptable.⼆、(1) A bill is payable at XX days after sight, what date is the day from which time of payment begins to run?The date of acceptance(2) A bill is payable at XX days after date, what date is the day from which timeof payment begins to run?The date of issuing(3) The maturity of one month after 31 Jan. is 28 Feb(4) The maturity of 180 days after 4 April is 1 Oct(5) The maturity of 180 days from 6 Nov.1999 is 3 May. 2000of exchange. The bill 三、Fill in the following blank forms to draw a billincludes the requisite items as follows:(1) date: 22 May,200X amount: GBP21,787.00tenor: at 90 days after sightdrawer: China National Animal By products Imp.& Exp. Corp, Beijing Branch,Beijingdrawee: Bank of Atlantic, Londonpayee: the Order of China National Animal By product Imp.& Exp. Corp,Beijing Branch(2) date: 23 July,2000amount: USD 35,461.50tenor: on 31 Oct, 2000 fixeddarwer: George Anderson Inc, New Yorkdrawee: Irving Trust Company, New York payee: Brown and Thomas Inc. ororder drawn against shipment of cotton form Australia to St. Louis.EXCHANGE forGBP 21787.00 Beijing , 22.May200XAt 90 days after sight pay this first bill ofexchange(Second of same tenor and and date unpaid) to the order ofChina National Animal By product Imp.& Exp Corp, Beijing Branch the sum ofSAY GBP TWENTY ONE THOUSAND SEVEN HUNDRED AND EIGHT SEVEN ONLY DrawnTo bank of Atlantic, London For China National Animal By ProductsImp & Exp. Corp Beijing Branch ,BeijingXXX(2)EXCHANGE forUSD 35,461.50 New York , 23 July 200XAt 31 Oct,2000 fixed pay this first bill of exchange (Second of same tenor and and date unpaid) to the order ofBrown and Thomas Inc.or order the sum ofSAYU S DOLLARST HIRTYF IVE THOUSANFDO URH UNDREADN DS IXTYONEP OINTTo Bank of Atlantic, For George AndersonInc.New York New YorkXXX四、Please answer, fill the blank in or made choice of the following question.(1) Prefer to the above bill, the holder i.e. Bank of Australia hasthe right transferring it to other person, or the right of presentment for acceptance and/or claim for payment to The Import Co. Melbourne.If the latter refuses to pay, the holder has the right of recourse against the Exporting Co. London(2) The payee 's London Office wishes to transfer the bill to Bank of New Zealand, Auckland, please make a restrictive endorsement.Pay to Bank of New Zealand, Auckland onlyFor Bank of Australiasignature(3) Please make a blank endorsement.For Bank of Australiasignature(4) Having made an endorsement in blank, the holder send the bill toBank of New Zealand, Auckland who wishes to convert this blank endorsement into a special endorsement to themselves. Please maket his special endorsement.Pay to the order of Bank of New Zealand, Auckland onlyFor Bank of Australia, LondonSignature(5) If the condition is “on delivery of B/L No. 125 ”, please makea conditional endorsement.Pay to Bank of Australia or order on delivery of B/L No. 125For Bank of Australia, London Signature(6) If payee's London office wishes to send the bill to their Melbourne office for collection, please make an endorsement for collection.Pay to the order of Bank of Australia Melbourne office only forcollectionFor Bank of Australia, London(7) Refer to the above bill, a banker designated as payer is Bank of Melbourne,Melbourne. Date of acceptance is 10 April, 200X. Please make acceptance of such bill indicating its maturity.Accepted10 April, 200X9 June, 200XPayable at Bank of Melbourne, MelbourneFor the Importing Co.Signature五、Choose the best answer to each of the following questionsCCCBCBBAExercise 2P1ease answer.fill the blank in or make choice of the following questions ．1、There are four parties in aremittance.i.e. (1) remitter (2) payee(3) remitting bank and (4) paying bank2、Remittance through a bank from one country to another may usually bemade by one of the following methods ：(1) Telegraphic Transfer (2) Mail Transfer (3) Banker's Demand Draft3、(1)Payment in advance which is adopted in international trade isusually effected by remittance.and is advantageous to ( × exporter ／□ importer) ．(2) Payment after arrival of goods which is adopted in international trade is usually effected by remittance too .and is advantageous to ( □exporte r ／×importer) ．(3) Payment after arrival of goods include two types of goods for ly。

国际结算试题（卷）与答案解析

国际结算试题（卷）与答案解析精简练习题一、名词解释1、国际结算：指为清偿国际间债权债务关系而发生在不同国家（地区）之间的货币收付活动。

2、签字样本：是银行列示的每个有权签字人的有权签字额度、有权签字围、有权签字组合方式以及亲笔签字字样，是代理行用以核对对方发来的电报、电传真实性的凭证。

3、背书：是汇票持有人在汇票背面加注签章并将汇票交给被背书人的行为。

4、顺汇、逆汇：顺汇又称汇付，指债务人主动将款项交给本国银行，委托该银行通过某种结算工具的使用将汇款汇付给国外债权人或者收款人。

逆汇是指债权人通过出具票据委托本国银行向国外债务人收取汇票金额的结算方式，结算工具的流向和资金的流向相反。

5、付款交单托收：指代收行必须在进口商付清票款后，才将商业单据包括提单交给进口商的一种交单方式，分为即期付款交单和远期付款交单。

6、承兑交单托收：指代收行在付款人承兑远期汇票后，就把商业单据交给付款人，于汇票到期日由付款人付款的一种交单方式。

7、跟单信用证：银行（开证行/进口地银行）应申请人（进口商）的要求，向受益人（出口商）开立的，承诺在受益人提交全套符合信用证条款规定的商品单据或金融单据的条件下，支付一定金额货币的书面凭证。

8、开证行：应开证申请人的要求，向受益人开立信用证的银行。

9、通知行：应开证行的要求向受益人传递信用证的银行，通常是开证行的联行或代理行。

10、承兑行：在承兑信用证业务中，应开证行指定，在确认受益人提交的单据符合信用证条款规定后，承兑受益人提交的远期汇票，并在该汇票到期时履行付款责任的银行。

11、保兑行：应开证行的请求，为其开立的信用证加具保兑的银行。

12、偿付行：由开证行指定或授权的，对付款行、承兑行或议付行进行偿付的银行。

13、议付行：在议付信用证业务中，接受开证行的授权，在确认受益人提交全套符合信用证条款规定的单据后，对受益人议付买单，垫款给受益人的银行。

14、背对背信用证：是指信用证的受益人以原证为保证，要求一家银行开立以实际供货商为受益人的信用证，其使用背景是因为中间商或代理商的存在。

国际结算综合练习题答案

国际结算综合练习题答案一、单项选择题1. 国际结算中，信用证是一种由银行出具的什么？A. 付款承诺B. 收款保证C. 贸易合同D. 债务证明答案：A2. 托收结算方式中，D/P和D/A分别代表什么？A. 付款交单和承兑交单B. 承兑交单和付款交单C. 承兑交单和承兑交单D. 付款交单和付款交单答案：A3. 以下哪种结算方式风险最低？A. 信用证B. 托收C. 汇款D. 现金交易答案：A4. 国际结算中的“跟单信用证”是指什么？A. 银行对买方的信用B. 银行对卖方的信用C. 银行对交易双方的信用D. 银行对货物的信用答案：B5. 国际结算中，SWIFT是什么意思？A. 世界贸易组织B. 国际货币基金组织C. 国际银行金融电信协会D. 国际结算协会答案：C二、多项选择题6. 以下哪些属于国际结算中的支付方式？A. 信用证B. 托收C. 汇款D. 现金交易答案：A, B, C7. 国际结算中，哪些因素可能影响信用证的开立？A. 交易双方的信用状况B. 货物的种类和数量C. 交易的货币种类D. 交易的地理位置答案：A, B, C, D8. 托收结算方式中，以下哪些是卖方需要提供的文件？A. 发票B. 装箱单C. 运输单据D. 保险单答案：A, B, C9. 在国际结算中，以下哪些是银行可能提供的服务？A. 信用证开立B. 托收服务C. 汇款服务D. 现金交易答案：A, B, C10. 国际结算中，以下哪些是汇款方式？A. 电汇B. 信汇C. 票汇D. 现金交易答案：A, B, C三、判断题11. 信用证是一种无条件的支付承诺。

（）答案：错误12. 托收结算方式中，D/P和D/A的主要区别在于付款时间。

（）答案：正确13. 信用证可以保证卖方按时收到款项，但不能保证货物的质量。

（）答案：正确14. SWIFT是一个国际银行金融电信协会，提供金融信息传递服务。

（）答案：正确15. 汇款方式中，电汇是最快的汇款方式。

国际结算练习程丽萍答案完整版

国际结算练习程丽萍答案完整版TTA standardization office【TTA 5AB- TTAK 08- TTA 2C】E x e r c i s e 1一、Make choice of whether the following bills are acceptable or not. Mark X beforeacceptable or unacceptable you chose.(1) A bill shows: pay to ABC Co. providing the goods in compliance with contract thesum of one thousand US Dollars. It is acceptable / unacceptable.(2) A bill shows: pay to ABC Co. the sum of ten thousand US dollars on condition thatshipment of goods has been made. It is acceptable / unacceptable.(3) A bill shows: On demand pay to the order of ABC Co. the sum of twenty thousandUS dollars drawn against shipment of 10bales cotton piece goods from Tianjin toLondon. It is acceptable / unacceptable.(4) A bill shows: pay to ABC Co. out of proceeds of sale of woollen blankets the sumof one thousand US dollars. It is acceptable / unacceptable.(5) A bill shows: pay from our No. 2 account to ABC Co. the sum of one thousand USdollars. It is acceptable /unacceptable.(6) A bill shows: pay to ABC Co. or order the sum of one thousand pounds and debitour No. 2 account. It is acceptable / unacceptable.(7) A bill shows :after customs clearance pay to the order of ABC Co. the sum of twentythousand US dollars. It is acceptable / unacceptable.(8) A bill shows: pay to Mary the sum of fifty pounds and give her a suit of clothes. It isacceptable /unacceptable.(9) A bill shows: pay to the order of ABC Co. the sum of one thousand pounds plusinterest. It is acceptable /unacceptable.二、(1) A bill is payable at XX days after sight, what date is the day from which timeof payment begins to run?The date of acceptance(2)A bill is payable at XX days after date, what date is the day from which time ofpayment begins to run?The date of issuing(3) The maturity of one month after 31 Jan. is28 Feb(4) The maturity of 180 days after 4 April is 1 Oct(5) The maturity of 180 days from 6 is 3 May. 2000三、Fill in the following blank forms to draw a bill of exchange. The bill includes the requisite items as follows:(1) date: 22 May,200Xamount: GBP21,tenor: at 90 days after sightdrawer: China National Animal By products Imp.& Exp. Corp, Beijing Branch, Beijingdrawee: Bank of Atlantic, Londonpayee: the Order of China National Animal By product Imp.& Exp. Corp, Beijing Branch(2) date: 23 July,2000amount: USD 35,tenor: on 31 Oct, 2000 fixeddarwer: George Anderson Inc, New Yorkdrawee: Irving Trust Company, New Yorkpayee: Brown and Thomas Inc. or orderdrawn against shipment of cotton form Australia to St. Louis.四、Please answer, fill the blank in or made choice of the following question.(1) Prefer to the above bill, the holder . Bank of Australia has the right transferring it to other person, or the right of presentment for acceptance and/or claim for payment to The Import Co. Melbourne. If the latter refuses to pay, the holder has the right of recourse against the Exporting Co. London(2) The payee’s London Office wishes to transfer t he bill to Bank of New Zealand, Auckland, please make a restrictive endorsement.Pay to Bank of New Zealand, Auckland onlyFor Bank of Australiasignature(3) Please make a blank endorsement.For Bank of Australiasignature(4) Having made an endorsement in blank, the holder send the bill to Bank of New Zealand, Auckland who wishes to convert this blank endorsement into a special endorsement to themselves. Please make this special endorsement.Pay to the order of Bank of New Zealand, Auckland onlyFor Bank of Australia, LondonSignature(5) If the condition is “on delivery of B/L No. 125”, please make a conditional endorsement.Pay to Bank of Australia or order on delivery of B/L No. 125For Bank of Australia, LondonSignature(6) If payee’s London office wishes to send the bill to their Melbourne office for collection, please make an endorsement for collection.Pay to the order of Bank of Australia Melbourne office only for collectionFor Bank of Australia, LondonSignature(7) Refer to the above bill, a banker designated as payer is Bank of Melbourne, Melbourne. Date of acceptance is 10 April, 200X. Please make acceptance of such bill indicating its maturity.Accepted10 April, 200X9 June, 200XPayable at Bank of Melbourne, MelbourneFor the Importing Co.Signature五、Choose the best answer to each of the following questionsCCCBCBBAExercise 2P1ease answer，fill the blank in or make choice of the following questions．1、There are four parties in a remittance，.(1) remitter(2)payee(3) remitting bank and (4) paying bank2、Remittance through a bank from one country to another mayusually be made by one of the following methods：(1) Telegraphic Transfer (2) Mail Transfer(3) Banker’s Demand Draft3、(1)Payment in advance which is adopted in international trade isusually effected by remittance，and is advantageous to (×exporter／□importer)．(2)Payment after arrival of goods which is adopted in internationaltrade is usually effected by remittance too ，and is advantageous to (□exporter／×importer)．(3)Payment after arrival of goods include two types of goods forsale，namely①Goods Sold②Consignment .4、Financial documents mean bills of exchange，promissory notes，cheques．Commercial documents mean invoices，transport documents，documents of title or other similar documents．5、C1ean collection means collection of financial documents notaccompanied by commercial documents6、Documentary collection means collection of(1)Financial documents accompanied by commercial documents，or(2)commercial documents not accompanied by financial documents.7、How many parties are there in a collection(1) Principal(or seller)(2) Remitting Bank(3) Collectingbank(4) Drawee (or buyer)8、Terms of delivery of documents are as follows：(1)Delivery of documents against payment，its abbreviation isD/P.(2)Delivery of documents against acceptance，its abbreviation is D/A.9、(1)The remitting bank has maintained an account with the collecting bank，how do you write collecting proceeds instructions in the collection instruction .When collected please credit our account with you under yourcable/airmail advice to us(2)The Collecting bank has maintained an account with the remittingbank，how do you write co11ecting proceeds instructions in thecollection instructionPlease collect the proceeds and authorize us by cable/airmail debit your accountwith us10、Remitting bank：Bank of China，TianjinPaying bank：Bank of China，LuxemburgDate of cable：9 JuneTest：2563Ref No．208TT0219Amount：USD l，Payee：Marie Clauda Dumont，LuxemburgAccount No．0—164／7295／550 withBanque International du LuxemburgMessage：PayrollRemitter：Crystal Palace Hotel，TianjinCover：Debit our . accountFM：BANK OF CHINA ,TIANJINTO：BANK OF CHINA ,LUXEMBURGDATE：9 JUNETEST 2563 OUR．REF 208TT0219NOT ANY CHARGES FOR USPAY USDTOBANQUE INTERNATIONAL DU LUXEMBURGFOR CREDITING ACCOUT NO. 0-164/7295/550OFMARIE CLAUDA DUMONT ,LUXEMBURGMESSAGE PAYROLLORDERCRYSTAL PALACE HOTEL ,TIANJINCOVER DEBIT OUR . ACCOUNT11、MT100 CUSTOMER TRANSFERDATE：031206SENT TO：BKCHCNBJ200BANK OF CHINA，TIANJIN：FM：04HSBCHK25264HONG KONG AND SHANGHAI BANKING CORPORATION，HONGKONG：20：TRN：TT-HKH315064BACP：32A：VALUE DATE／CUR CODE／AMTDATE：031206 CURRENCY CODE：CNY AMDUNT：6，：50：ORDERING CUSTOMER：ARTHUR ANDERSEN AND CO.：57s：“ACOOUNT WITH”BANK：BANK OF CHINA，TIANJIN BR. TIANJIN，CHINA：59：BENEFICIARY CUSTOMERTIANJIN INTERNATIONAL TAXATION CONSULT1NG BUREAU：70：DETAILS OF PAYMENT：PAYMENT TO RENT AND TAX FOR NOV．2003：71A：DETAILS OF CHARGES：BENEFICIARY：72：BANK TO BANK INFORMATION：IN COVER SETTLE THRU OUR CNY A／C 111—01081WITHYOUR BEIJING HEAD OFFICEIn accordance with above SWIFT Message Type l00 please write a cable text of remittance.DATE; 6TH DEC,2003TO:BANK OF CHINA, TIANJIN BR TIANJIN CHINAFM: HONGKONG AND SHANGHAI BANKINGCORPORATION,HONGKONGTION,HONGKONG: TT-HKH315064BACP VALUE DATE 6 DEC 1998CNYORDERING ARTHUR ANDERSEN AND WITH BANK?BANK OF CHINA, TIANJIN BRANCH TIANJIN BENEFICIARY TIANJININTERNATIONAL TAXATION CONSULTING, BUREAU DETAILS OF PAYMENTPAYMENT OF RENT AND TAX FOR DETAILS OF CHARGESBENEFICIARY IN COVER SETELE THRU OUR CNY A/C 111-01081 WITHYOU BEIJING HEAD OFFIC?Amount：HKD32，Place and date of draft：Tianjin，8 May，200XPaying bank：Bank of China，HongKongPayee：the order of United Trading Company，HongKongPay against this draft to the debit of our accountRemitting bank：Bank of China，TianjinRemitter：China-National Light Industrial Products Imp．＆Exp．Corp.，Tianjin Branch，TianjinP1ease draw a demand draft to make remittance by D／D .13、(1)China National Instruments Imp．＆ Exp．Corp.， Tianjin Branch，Tianjin (principa1) wishes to issue a draft dated 14 Ju1y，200X drawn on Continental Co. , 46 Rue de Ancient，Paris (drawee) at sightfor USDl， payable to the order of Bank of China，Tianjin (remitting bank) which will make a special endorsement to Banque of Paris ，Paris.marked “Drawn against shipment of 20 sets of transistors shipped per s．s．Chenghau from Tianjin to Le Harve for collection.”P1ease draw a draft to meet the above requirements．(2)The principa1 presents an application for collection accompanied by draft and documents to the remitting bank for collection．An application for collection shows as follows：Commercial documents surrendered are below：B／L in triplicateInvoice in triplicateInsurance policy in duplicatecertificate of origin in duplicatepacking list induplicateCo11ection instructions are given below：deliver documents against paymentremit the proceeds by airmailairmail advice of paymentcollection charges outside China from drawee，waive if refused by him． airmail advice of non-payment with reasonsprotest waivedWhen collected，please credit proceeds to principal’s account with remitting bank．Remitting bank complete a collection instruction in accordance with principal’s application to add other requirements as follows:Ref．No．OC2576459Date：15 July，200XPlease co11ect and remit proceeds to Bank of China，New York for credit of our account with them under their advice to us．Please produce a collectioninstruction attaching draft and documents to be forwarded to theco11ecting bank，Banque of Paris，Paris.(COLLECTION INSTRUCTION)Exercise 3Please answer，fill the blank in or make choice of the fo1lowing questions．1、Here is the simple definition of letter of credit:In simple terms，a letter of credit is a conditional bank promise /undertakingof payment．2、There exists a triangular contractual arrangement under a documentary credit operation：(1) Firstly，the sales contract between beneficiary and applicant．(2) Secondly，the applicant between applicant and issuing bank.(3) Thirdly，the documentary credit between issuing bank and beneficiary．3、A credit stipulated that quantity of goods，grade A 60%，quantity of goods，grade B 40%．Beneficiary presented invoices being evidenced grade A 40%，grade B 60% which were in accordance with sales contract as he said that the credit has stipulated erroneously ．(1) □ The above invoice is acceptable.(2) The above invoice is not acceptable．4、How many parties are there in a documentary credit?(1) the issuing bank(2 ) the applicant if any(3) the beneficiary5、The advising bank’s liability is to check the apparent authenticity of the credit．6、All credit must stipulated an expiry date for presentation for payment .7、If the amount is preceded by “about”, “approximately”or “circa”, the credit will allow the 10% tolerance.8、In the absence of indicating the nature of a credit，it shall be deemed to be irrevocable9、Under an irrevocable credit，the issuing bank must undertake primary liability for payment .10、What is the essence of an irrevocable documentary credit?The essence of an irrevocable documentary credit is that“an irrevocable credit can neither be amended nor cancelled without the agreement of the issuing bank，the confirming bank (if any)and the beneficiary”．11、A credit should not be issued available by draft(s) on the applicant．If the credit nevertheless calls for draft on the applicant, banks will consider such draft(s) as an additional documents12、An issuing bank’s undertaking clause is as follows：We hereby undertake to pay at sight against draft and／or documents presented to our office in conformity with terms of credit．Who undertakes the primary liability? Issuing bank13、A bank confirms a credit，it will usually write a clause as follows：We hereby add our confirmation to the credit and undertake to honour drafts and documents inconformity with the terms of the credit upon presentation themto us14、A credit is issued by Bank of China，Tianjin and confirmed by Bank of China，London．It constitutes the payment undertaking of(1)口one bank only．(2)above two banks．15、Put ╳ in relative check box of the following sentences or fill the blanks to issue an irrevocable unconfirmed documentary credit which is to expire on or before 30 June，200X and is available with the advising bank，the Industrial and Commercial Bank of China , Shanghai by deferred payment at30 days after presentation of documents against the documents ．(1) In Irrevocable Documentary Credit Form(Advice for the advising bank)We request you to advice beneficiary：①without adding your confirmation．②口adding your confirmation．③口adding your confirmation if requested by the beneficiary ．(2) In Notification of Irrevocable Documentary Credit Form①This notification and the enclosed advice are sent to you without any engagement on our part．②口As requested by the issuing bank，we hereby add our confirmation to this credit in accordance with the stipulations under UCP500 ．(3) In Irrevocable Documentary Credit Form(Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date： 30 June，200Xplace for presentation： Shanghaicredit available with the Industrial andCommercial Bank of China①口by payment at sight②by deferred payment at 30 days after presentation of documents③口by acceptance of draft(s) at④口by negotiationagainst the documents detailed herein⑤and beneficiary's draft(s) drawn onthe Industrial and Commercial Bank of China16、Put X in relative check box of the following sentences or fill the blanks to issue an irrevocable credit which is to expire on or before 30 June，200X and is available with the issuing bank，Dresdner Bank, Hamburg by acceptance of draft(s) at 90 days sight．In Irrevocable Documentary Credit Form (Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date：30 June，200Xplace for presentation： Hamburgcredit available with Hamburg①口by payment at sight②口by deferred payment at③by acceptance of draft(s) at 90 days sight．④口by negotiationagainst the documents detailed herein⑤and beneficiary’s draft(s) drawn on Dresdner Bank17、An irrevocable negotiation (with the advising bank)documentary credit will expire on 29 May，200X．at：①口(place of issuing bank)／②(place of advising bank)／③口(place of other bank) available with：name and place of／④口(issuing bark)／⑤(advising bank)／⑥口(other bank)by：⑦口(sight payment)／⑧口(deferred payment at)／⑨口(acceptance of draft at)／⑩negotiationagainst the documents detailed hereinand beneficiary's draft(s) drawn on name and place of／口(issuing bank)／口(advising bank)18、A new transferable credit maybe opened at the request of the first beneficiary by the transferring bank in accordance with all terms and conditions of original credit except that① the applicant may be changed by the first beneficiary② the credit amount and unit price maybe reduced③ the shipment and expiry dates and latest date for presentation of documents maybe shortened④ the percentage of insurance cover maybe increase⑤ the original transferable credit allows the first beneficiary to substitute hisinvoice and draft for those presented by the second beneficiary19、Who makes first presentation of documents to the nominated bank under a transferable credit?①口The first beneficiary．②The second beneficiary．③口The middleman．20、SWIFT MT 700 and MT 701 are used for issue of a documentary credit．SWIFT MT 707 issued for amendment to a documentary credit．21~30 BBCBC CCDAD31、Please fill with the following terms into a SWIFT MT700 form to issue a documentary credit：ADVISING BANK: BANKOF ASIA，SHENZHEN BRANCHNO．68 SHEN NNAN ROAD，CENTRAL，SHENZHEN 518043，GUANGDONGDOCUMENARY CREDIT NUMBERE-0l-N-04939ISSUING BANK: BANKOF ASIA，HKBENEFICIARY：SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG，28 SHENNAN ZHONG RD．SHENZHEN ，CHINAAPPLICANT:NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD，CAUSEWAY BAY，HONGKONGCUR AMOUNT ：USD34，DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANKDRAWEE ：ISSUING BANK FOR FULL INVOICE VALUE＋FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA，HO，HONGKONGMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD，＋SIGNED COMERRCIAL INVOICE＋MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER＋PANKING LIST＋BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBER．IF THIS CREDIT HAS NOT BEEN AMENDED，SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATINGBANK：+EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONSSWIFT MT 700 FORMDATE：X X/04/20FORM：(1) BANKOF ASIA ,HKTO： (2) BANKOF ASIA，SHENZHEN BRANCHNO．68 SHEN NNAN ROADCENTRAL，SHENZHEN 518043，GUANGDONGTEST 71-3315MT 700／ISSUE OF A DOCUMENTARY CREDIT：27／SEQUENCE OF TOTAL：1/1：40A／FORM OF DOCUMENTARY CREDIT：IRREVOCABLE ：20／(3) DOCUMENARY CREDIT NUMBERE-0l-N-04939：31C／DATE OF ISSURE (YYMMDD) X X/04/20：31D／DATE AND PLACE OF EXPIRE (DATE IN YYMMDD) ： XX0615 IN BENEFICIARY’S COUNTARY：50／(4) APPLICANT :NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD，CAUSEWAY BAY，HONGKONG：59／(5) BENEFICIARYSHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG，28 SHENNAN ZHONG RDSHENZHEN ，CHINA：32B／(6) CUR AMOUNTUSD34，：41A／AVAILABLE WTIHBANKOFASIASHENZHEN BRANCHBY NEGOTIATION：42C／(7) DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANK：42D (8) DRAWEEISSUING BANK FOR FULL INVOICE VALUE：43T／PARTIAL SHIPEMTS：ALLOWED：43T／TRANSHIPMENT： ALLOWED：44A／LOADING ON BOARD／DISPATCH／TAKING IN CHARGE AT／FROM：CHINESE PORT：44B／FOR TRANSPORTATION TO：HONGKONG：44C／LATEST DATE OF SHIPMENT(YYMMDD)：XX0531：45A／DESCRIPION OF GOOS AND／OR SERVICES：1200 SQ．M．OF PINK POLISHED GRANITE TILESAT ／SQ．M．CIF HONGKONG：46A／DOCUMENTS REQUIRED：(AT LEAST IN DUPLICATE卫UNLESS OTHERWISE SPECIFIED)(9) + SIGNED COMERRCIAL INVOICE+ FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA，HO，HONGKONGMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD+ MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER+ PANKING LIST+ BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THEREVALENT AMENDMENT NUMBERIF THIS CREDIT HAS NOT BEEN AMENDED，SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING ：47A／ADDITIONAL CONDITIONS：+ CREDIT AMOUNT AND SHIPMENT QUANTITY 5％MORE OR LESS+ DOCUMENTS MUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT BUT WITHIN THE VALIDITY OF THE CREDIT + DOCUMENTS MUST BE PRESEVTED TO CREDIT ISSUING BANK (ADDRESS-20 PEDDER ST CENTRAL H．K．ATTN．INWARD BIILSDEPARTMENT) THOUGH BANK OF ASIA，SHENZHEN BRANCH + A DISCREPANCY FEE OF USD30．00 (OR EQUIVA LENT) AND THERELATIVE CABLE CHARGES FOR ADVISING DISCREPANCY TONEGOTIATING／PRESENTING BANK ARE PAYABLE BY BENEFICIARY ANDSHALL BE DEDUCTED FROM THE PROCEEDS FOR EACH PRESENTATION OF DISCREPANT DOCUMNTS UNDER THIS DOCUMENTARY CREDIT ：71B／CHARGES：ALL BANKING CHARGES OUTSIDE HONGKONGINCLUDING REIMBURSING CHARGESARE FOR ACOOUNT OF BENEFICIARY：49／CONFIRMATION INSTRUCTIONS：WITHOUT：78／(10)INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING BANK+ EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALL REIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONS：72／SENDER TO RECEIVER INFORMATION：SUBJECT TO UCP (1993 REVISION) ICC PUBLICATIONTHIS IS THE OPERATIVE INSTRUMENTNO MAIL CONFIRMATION WILL FOLLOWNNNN二、Decide whether the following statements are true or false.T F T F F。

国际结算习题（带答案）

6.html国际结算习题(带答案)第一章国际结算概述一、是非判断1、由于在建立代理行关系之前，已对对方各方面情况做了全面深入的了解，因此，凡是代理行开来的信用证，我们都可以接受。

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行 B．联行 C.非账户行 D.代理行6.html2、（B）不属于代理行之间的控制文件。

A．密押 B．有权签字人的签字式样 C．代理范围 D.印鉴 E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行． B．联行 C．代理行 D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金 B．非现金 C．现汇 D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入 B．商品贸易 C．服务贸易 D．对外直接投资 E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑 B提供信用保证 C融通资金 D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

国际结算练习题及答案

国际结算练习题及答案在国际贸易中，国际结算是一项至关重要的环节。

它涉及到跨国企业之间的货币交易、付款以及结算方式的选择等方面。

在这个练习中，我们将提供一些关于国际结算的问题，并给出相应的答案。

通过这些问题和答案的探讨，希望能够帮助读者更好地理解国际结算的相关知识。

1. 什么是国际结算？国际结算是指跨国企业之间的货币交易和付款方式的决策和实施。

它是指购买者和销售者之间货币转移和支付的过程。

2. 国际结算主要使用哪些支付方式？国际结算主要使用电汇、信用证、托收和银行本票等支付方式。

3. 什么是电汇？电汇是指通过银行转账的方式将资金从一个国家转移到另一个国家。

它是一种安全、迅速的支付方式。

4. 信用证是如何运作的？信用证是银行对进口商支付货款的一种保障方式。

进口商的银行以进口商为受益人，向出口商的银行发出信用证，承诺在出口商交付货物符合合同条件时支付货款。

5. 什么是托收？托收是一种相对简单的支付方式。

出口商将出口货物的单据交给本地银行，由银行代表出口商要求进口商付款。

6. 银行本票是什么？银行本票是银行直接发行给购买者的付款方式。

它是一种保证支付的方式，具有较高的信誉性。

7. 在国际结算中，如何选择支付方式？支付方式的选择应考虑多方面因素，包括进出口方对支付方式的要求、货物的性质、交易金额和双方信誉等。

8. 国际结算的风险有哪些？国际结算涉及到两个主要风险：信用风险和外汇风险。

信用风险是指在交易过程中，一方无法按时或完全履行合同义务的风险；外汇风险是指货币汇率波动给结算带来的风险。

9. 如何管理国际结算的风险？为了管理国际结算的风险，企业可以采取相应的措施，例如寻求信用保险或担保、利用金融工具进行对冲交易等。

10. 如何选择合适的银行合作伙伴进行国际结算？选择合适的银行合作伙伴应考虑银行的国际网络、信誉、服务质量以及与企业的合作需求是否匹配等因素。

国际结算是国际贸易中不可或缺的一环。

通过对国际结算的了解和掌握，企业可以更好地管理交易风险，提高结算效率，促进贸易发展。

国际结算练习程丽萍)答案完整版

E x e r c i s e 1一、Make choice of whether the following bills are acceptable or not. Mark X beforeacceptable or unacceptable you chose.(1) A bill shows: pay to ABC Co. providing the goods in compliance with contractthe sum of one thousand US Dollars. It is ☐acceptable / ⌧unacceptable.(2) A bill shows: pay to ABC Co. the sum of ten thousand US dollars on conditionthat shipment of goods has been made. It is ☐ acceptable / ⌧unacceptable.(3) A bill shows: On demand pay to the order of ABC Co. the sum of twentythousand US dollars drawn against shipment of 10bales cotton piece goods from Tianjin to London. It is ⌧ acceptable /☐ unacceptable.(4) A bill shows: pay to ABC Co. out of proceeds of sale of woollen blankets thesum of one thousand US dollars. It is ☐ acceptable / ⌧unacceptable.(5) A bill shows: pay from our No. 2 account to ABC Co. the sum of one thousandUS dollars. It is ☐ acceptable /⌧unacceptable.(6) A bill shows: pay to ABC Co. or order the sum of one thousand pounds anddebit our No. 2 account. It is ⌧ acceptable / ☐unacceptable.(7) A bill shows :after customs clearance pay to the order of ABC Co. the sum oftwenty thousand US dollars. It is ☐ acceptable / ⌧unacceptable.(8) A bill shows: pay to Mary the sum of fifty pounds and give her a suit of clothes.It is ☐ acceptable /⌧unacceptable.(9) A bill shows: pay to the order of ABC Co. the sum of one thousand pounds plusinterest. It is ☐ acceptable /⌧unacceptable.二、(1) A bill is payable at XX days after sight, what date is the day from which timeof payment begins to run?The date of acceptance(2)A bill is payable at XX days after date, what date is the day from which time ofpayment begins to run?The date of issuing(3) The maturity of one month after 31 Jan. is28 Feb(4) The maturity of 180 days after 4 April is 1 Oct(5) The maturity of 180 days from 6 Nov.1999 is 3 May. 2000三、Fill in the following blank forms to draw a bill of exchange. The bill includes the requisite items as follows:(1) date: 22 May,200Xamount: GBP21,787.00tenor: at 90 days after sightdrawer: China National Animal By products Imp.& Exp. Corp, Beijing Branch, Beijingdrawee: Bank of Atlantic, Londonpayee: the Order of China National Animal By product Imp.& Exp. Corp, Beijing Branch(2) date: 23 July,2000amount: USD 35,461.50tenor: on 31 Oct, 2000 fixeddarwer: George Anderson Inc, New Yorkdrawee: Irving Trust Company, New Yorkpayee: Brown and Thomas Inc. or orderdrawn against shipment of cotton form Australia to St. Louis.(2)四、Please answer, fill the blank in or made choice of the following question.(1) Prefer to the above bill, the holder i.e. Bank of Australia has the right transferring it to other person, or the right of presentment for acceptance and/or claim for payment to The Import Co. Melbourne. If the latter refuses to pay, the holder has the right of recourse against the Exporting Co. London(2) The payee’s London Office wishes to transfer the bill to Bank of New Zealand, Auckland, please make a restrictive endorsement.Pay to Bank of New Zealand, Auckland onlyFor Bank of Australiasignature(3) Please make a blank endorsement.For Bank of Australiasignature(4) Having made an endorsement in blank, the holder send the bill to Bank of New Zealand, Auckland who wishes to convert this blank endorsement into a special endorsement to themselves. Please make this special endorsement.Pay to the order of Bank of New Zealand, Auckland onlyFor Bank of Australia, LondonSignature(5) If the condition is “on delivery of B/L No. 125”, please make a conditional endorsement.Pay to Bank of Australia or order on delivery of B/L No. 125For Bank of Australia, LondonSignature(6) If payee’s London office wishes to send the bill to their Melbourne office for collection, please make an endorsement for collection.Pay to the order of Bank of Australia Melbourne office only for collectionFor Bank of Australia, LondonSignature(7) Refer to the above bill, a banker designated as payer is Bank of Melbourne, Melbourne. Date of acceptance is 10 April, 200X. Please make acceptance of such bill indicating its maturity.Accepted10 April, 200X9 June, 200XPayable at Bank of Melbourne, MelbourneFor the Importing Co.Signature五、Choose the best answer to each of the following questionsCCCBCBBAExercise 2P1ease answer，fill the blank in or make choice of thefollowing questions．1、There are four parties in a remittance，i.e. (1) remitter (2) payee(3) remitting bank and (4) paying bank2、Remittance through a bank from one country to another mayusually be made by one of the following methods：(1) Telegraphic Transfer (2) Mail Transfer (3) Banker’s Demand Draft3、(1)Payment in advance which is adopted in international trade isusually effected by remittance，and is advantageous to(×exporter／□importer)．(2)Payment after arrival of goods which is adopted ininternational trade is usually effected by remittance too ，and is advantageous to (□exporter／×importer)．(3)Payment after arrival of goods include two types of goods forsale，namely①Goods Sold②Consignment .4、Financial documents mean bills of exchange，promissory notes，cheques．Commercial documents mean invoices，transportdocuments，documents of title or other similar documents．5、C1ean collection means collection of financial documents notaccompanied by commercial documents6、Documentary collection means collection of(1)Financial documents accompanied by commercial documents，or (2)commercial documents not accompaniedby financial documents .7、How many parties are there in a collection ?(1) Principal (or seller)(2) Remitting Bank(3) Collecting bank (4) Drawee(or buyer)8、Terms of delivery of documents are as follows：(1)Delivery of documents against payment，its abbreviationis D/P .(2)Delivery of documents against acceptance，its abbreviationis D/A .9、(1)The remitting bank has maintained an account with the collecting bank，how do you write collecting proceeds instructions in thecollection instruction . When collected please credit our account with you under your cable/airmail advice to us(2)The Collecting bank has maintained an account with theremitting bank，how do you write co11ecting proceedsinstructions in the collection instruction?Please collect the proceeds and authorize us by cable/airmail debit your accountwith us10、Remitting bank：Bank of China，TianjinPaying bank：Bank of China，LuxemburgDate of cable：9 JuneTest：2563Ref No．208TT0219Amount：USD l，660.00Payee：Marie Clauda Dumont，LuxemburgAccount No．0—164／7295／550 withBanque International du LuxemburgMessage：PayrollRemitter：Crystal Palace Hotel，TianjinCover：Debit our H.O. accountFM： BANK OF CHINA ,TIANJINTO：BANK OF CHINA ,LUXEMBURGDATE： 9 JUNETEST 2563 OUR．REF 208TT0219NOT ANY CHARGES FOR USPAY USD 1660.00TO BANQUE INTERNATIONAL DU LUXEMBURGFOR CREDITING ACCOUT NO. 0-164/7295/550OF MARIE CLAUDA DUMONT ,LUXEMBURGMESSAGE PAYROLLORDER CRYSTAL PALACE HOTEL ,TIANJINCOVER DEBIT OUR H.O. ACCOUNT11、MT100 CUSTOMER TRANSFER DATE：031206SENT TO：BKCHCNBJ200BANK OF CHINA，TIANJIN：FM：04HSBCHK25264HONG KONG AND SHANGHAI BANKING CORPORATION，HONGKONG：20：TRN：TT-HKH315064BACP：32A：VALUE DATE／CUR CODE／AMTDATE：031206 CURRENCY CODE：CNY AMDUNT：6，859.58：50：ORDERING CUSTOMER：ARTHUR ANDERSEN AND CO.：57s：“ACOOUNT WITH”BANK：BANK OF CHINA，TIANJIN BR. TIANJIN，CHINA：59：BENEFICIARY CUSTOMERTIANJIN INTERNATIONAL TAXATION CONSULT1NG BUREAU ：70：DETAILS OF PAYMENT：PAYMENT TO RENT AND TAX FOR NOV．2003：71A：DETAILS OF CHARGES：BENEFICIARY：72：BANK TO BANK INFORMATION：IN COVER SETTLE THRU OUR CNY A／C 111—01081WITHYOUR BEIJING HEAD OFFICEIn accordance with above SWIFT Message Type l00 please write a cable text of remittance.DATE; 6TH DEC,2003TO:BANK OF CHINA, TIANJIN BR TIANJIN CHINAFM: HONGKONG AND SHANGHAI BANKING CORPORATION,HONGKONGTION,HONGKONGOUR.REF: TT-HKH315064BACP VALUE DATE 6 DEC 1998CNY 6859.58ORDERING ARTHUR ANDERSEN AND CO.ACCOUNT WITH BANKBANK OF CHINA, TIANJIN BRANCH TIANJIN BENEFICIARY TIANJININTERNATIONAL TAXATION CONSULTING, BUREAU DETAILS OF PAYMENTPAYMENT OF RENT AND TAX FOR NOV.1998 DETAILS OF CHARGESBENEFICIARY IN COVER SETELE THRU OUR CNY A/C 111-01081 WITHYOU BEIJING HEAD OFFIC12、Draft NO．20060613Amount：HKD32，150.00Place and date of draft：Tianjin，8 May，200XPaying bank：Bank of China，HongKongPayee：the order of United Trading Company，HongKongPay against this draft to the debit of our accountRemitting bank：Bank of China，TianjinRemitter：China-National Light Industrial Products Imp．＆Exp．Corp.，Tianjin Branch，TianjinP1ease draw a demand draft to make remittance by D／D .13、(1)China National Instruments Imp．＆Exp．Corp.，Tianjin Branch，Tianjin (principa1) wishes to issue a draft dated 14 Ju1y，200X drawn on Continental Co. , 46 Rue de Ancient，Paris (drawee) at sight for USDl，200.00 payable to the order of Bank of China，Tianjin (remitting bank) which will make a special endorsement to Banque of Paris ，Paris. marked “Drawn against shipment of 20 sets of transistors shipped per s．s．Chenghau from Tianjin to Le Harve for collection.”P1ease draw a draft to meet the above requirements．(2)The principa1 presents an application for collection accompanied by draft and documents to the remitting bank for collection．An application for collection shows as follows：Commercial documents surrendered are below：B／L in triplicateInvoice in triplicateInsurance policy in duplicatecertificate of origin in duplicatepacking list induplicateCo11ection instructions are given below：deliver documents against paymentremit the proceeds by airmailairmail advice of paymentcollection charges outside China from drawee，waive if refused by him．airmail advice of non-payment with reasonsprotest waivedWhen collected，please credit proceeds to principal’s account with remitting bank．Remitting bank complete a collection instruction in accordance with principal’s application to add other requirements as follows: Ref．No．OC2576459Date：15 July，200XPlease co11ect and remit proceeds to Bank of China，New York for credit of our account with them under their advice to us．Please produce a collection instructionattaching draft and documents to be forwarded to the co11ecting bank，Banque of Paris，Paris.(COLLECTION INSTRUCTION)Exercise 3Please answer，fill the blank in or make choice of the fo1lowing questions．1、Here is the simple definition of letter of credit:In simple terms，a letter of credit is a conditional bank promise /undertakingof payment．2、There exists a triangular contractual arrangement under a documentary credit operation：(1) Firstly，the sales contract between beneficiary and applicant．(2) Secondly，the applicant between applicant and issuing bank.(3) Thirdly，the documentary credit between issuing bank and beneficiary．3、A credit stipulated that quantity of goods，grade A 60%，quantity of goods，grade B 40%．Beneficiary presented invoices being evidenced grade A 40%，grade B 60% which were in accordance with sales contract as he said that the credit has stipulated erroneously ．(1) □The above invoice is acceptable.(2) The above invoice is not acceptable．4、How many parties are there in a documentary credit?(1) the issuing bank(2 ) the applicant if any(3) the beneficiary5、The advising bank’s liability is to check the apparent authenticity of the credit．6、All credit must stipulated an expiry date for presentation for payment .7、If the amount is preceded by “about”, “approximately”or “circa”, the credit willallow the 10%tolerance.8、In the absence of indicating the nature of a credit，it shall be deemed to be irrevocable9、Under an irrevocable credit，the issuing bank must undertake primary liability for payment .10、What is the essence of an irrevocable documentary credit?The essence of an irrevocable documentary credit is that“an irrevocable credit can neither be amended nor cancelled without the agreement of the issuing bank，the confirming bank (if any)and the beneficiary”．11、A credit should not be issued available by draft(s) on the applicant．If the credit nevertheless calls for draft on the applicant, banks will consider such draft(s) as an additional documents12、An issuing bank’s undertaking clause is as follows：We hereby undertake to pay at sight against draft and／or documents presented to our office in conformity with terms of credit．Who undertakes the primary liability? Issuing bank13、A bank confirms a credit，it will usually write a clause as follows：We hereby add our confirmation to the credit and undertake to honour drafts and documents inconformity with the terms of the credit upon presentation themto us14、A credit is issued by Bank of China，Tianjin and confirmed by Bank of China，London．It constitutes the payment undertaking of(1)口one bank only．(2)⌧above two banks．15、Put ╳in relative check box of the following sentences or fill the blanks to issue an irrevocable unconfirmed documentary credit which is to expire on or before 30 June，200X and is available with the advising bank，the Industrial and Commercial Bank of China , Shanghai by deferred payment at30 days after presentation of documents against the documents ．(1) In Irrevocable Documentary Credit Form(Advice for the advising bank)We request you to advice beneficiary：①⌧without adding your confirmation．②口adding your confirmation．③口adding your confirmation if requested by the beneficiary ．(2) In Notification of Irrevocable Documentary Credit Form①⌧This notification and the enclosed advice are sent to you without any engagement on our part．②口As requested by the issuing bank，we hereby add our confirmation to this credit in accordance with the stipulations under UCP500 ．(3) In Irrevocable Documentary Credit Form(Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date：30 June，200Xplace for presentation：Shanghaicredit available with the Industrial andCommercial Bank of China①口by payment at sight②⌧by deferred payment at 30 days after presentation of documents③口by acceptance of draft(s) at④口by negotiationagainst the documents detailed herein⑤⌧and beneficiary's draft(s) drawn onthe Industrial and Commercial Bank of China16、Put X in relative check box of the following sentences or fill the blanks to issue an irrevocable credit which is to expire on or before 30 June，200X and is available with the issuing bank，Dresdner Bank, Hamburg by acceptance of draft(s) at 90 days sight．In Irrevocable Documentary Credit Form (Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date：30 June，200Xplace for presentation：Hamburgcredit available with Hamburg①口by payment at sight②口by deferred payment at③⌧by acceptance of draft(s) at 90 days sight．④口by negotiationagainst the documents detailed herein⑤⌧and beneficiary’s draft(s) drawn on Dresdner Bank17、An irrevocable negotiation (with the advising bank)documentary credit will expire on29 May，200X．at：①口(place of issuing bank)／②⌧(place of advising bank)／③口(place of other bank)available with：name and place of／④口(issuing bark)／⑤⌧(advising bank)／⑥口(other bank)by：⑦口(sight payment)／⑧口(deferred payment at)／⑨口(acceptance of draft at)／⑩⌧negotiationagainst the documents detailed herein⌧and beneficiary's draft(s) drawn on name and place of／口(issuing bank)／口(advising bank)18、A new transferable credit maybe opened at the request of the first beneficiary by the transferring bank in accordance with all terms and conditions of original credit except that①the applicant may be changed by the first beneficiary②the credit amount and unit price maybe reduced③the shipment and expiry dates and latest date for presentation of documents maybe shortened④the percentage of insurance cover maybe increase⑤the original transferable credit allows the first beneficiary to substitute hisinvoice and draft for those presented by the second beneficiary19、Who makes first presentation of documents to the nominated bank under a transferable credit?①口The first beneficiary．② The second beneficiary．③口The middleman．20、SWIFT MT 700and MT 701 are used for issue of a documentary credit．SWIFT MT 707issued for amendment to a documentary credit．21~30 BBCBC CCDAD31、Please fill with the following terms into a SWIFT MT700 form to issue a documentary credit：ADVISING BANK: BANKOF ASIA，SHENZHEN BRANCHNO．68 SHEN NNAN ROAD，CENTRAL，SHENZHEN 518043，GUANGDONG DOCUMENARY CREDIT NUMBERE-0l-N-04939ISSUING BANK: BANKOF ASIA，HKBENEFICIARY：SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG，28 SHENNAN ZHONG RD．SHENZHEN ，CHINAACCOUNT NO．6251420110002APPLICANT:NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD，CAUSEWAY BAY，HONGKONGCUR AMOUNT ：USD34，800.00DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANKDRAWEE ：ISSUING BANK FOR FULL INVOICE VALUE＋FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADING MADE OUT TO ORDER OF BANK OF ASIA，HO，HONGKONG MARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA 489 HENNESSY ROAD，＋SIGNED COMERRCIAL INVOICE＋MARINE INSURANCE POLICY OR CERTIFICATE ENDORSED IN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGO CLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TO INCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER＋PANKING LIST＋BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBER．IF THIS CREDIT HAS NOT BEEN AMENDED，SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING BANK：+EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONSSWIFT MT 700 FORMDATE：X X/04/20FORM：(1) BANKOF ASIA ,HKTO：(2) BANKOF ASIA，SHENZHEN BRANCHNO．68 SHEN NNAN ROADCENTRAL，SHENZHEN 518043，GUANGDONGTEST 71-3315MT 700／ISSUE OF A DOCUMENTARY CREDIT：27／SEQUENCE OF TOTAL：1/1：40A／FORM OF DOCUMENTARY CREDIT：IRREVOCABLE：20／(3) DOCUMENARY CREDIT NUMBERE-0l-N-04939：31C／DATE OF ISSURE (YYMMDD) X X/04/20：31D／DATE AND PLACE OF EXPIRE (DATE IN YYMMDD) ：XX0615 IN BENEFICIARY’S COUNTARY：50／(4) APPLICANT :NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD，CAUSEWAY BAY，HONGKONG：59／(5) BENEFICIARYSHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG，28 SHENNAN ZHONG RDSHENZHEN ，CHINA：32B／(6) CUR AMOUNTUSD34，800.00：41A／AVAILABLE WTIHBANKOFASIASHENZHEN BRANCHBY NEGOTIATION：42C／(7) DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANK：42D (8) DRAWEEISSUING BANK FOR FULL INVOICE VALUE：43T／PARTIAL SHIPEMTS：ALLOWED：43T／TRANSHIPMENT：ALLOWED：44A／LOADING ON BOARD／DISPATCH／TAKING IN CHARGE AT／FROM：CHINESE PORT：44B／FOR TRANSPORTATION TO：HONGKONG：44C／LATEST DATE OF SHIPMENT(YYMMDD)：XX0531：45A／DESCRIPION OF GOOS AND／OR SERVICES：1200 SQ．M．OF PINK POLISHED GRANITE TILESAT USD29.00／SQ．M．CIF HONGKONG：46A／DOCUMENTS REQUIRED：(AT LEAST IN DUPLICATE卫UNLESS OTHERWISE SPECIFIED)(9) + SIGNED COMERRCIAL INVOICE+ FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA，HO，HONGKONG MARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD+ MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER+ PANKING LIST+ BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBERIF THIS CREDIT HAS NOT BEEN AMENDED，SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING：47A／ADDITIONAL CONDITIONS：+ CREDIT AMOUNT AND SHIPMENT QUANTITY 5％MORE OR LESS + DOCUMENTS MUST BE PRESENTED WITHIN 15 DAYS AFTERTHE DATE OF SHIPMENT BUT WITHIN THE VALIDITY OF THECREDIT+ DOCUMENTS MUST BE PRESEVTED TO CREDIT ISSUING BANK(ADDRESS-20 PEDDER ST CENTRAL H．K．ATTN．INWARD BIILSDEPARTMENT) THOUGH BANK OF ASIA，SHENZHEN BRANCH+ A DISCREPANCY FEE OF USD30．00 (OR EQUIVA LENT) AND THERELATIVE CABLE CHARGES FOR ADVISING DISCREPANCY TONEGOTIATING／PRESENTING BANK ARE PAYABLE BYBENEFICIARY ANDSHALL BE DEDUCTED FROM THE PROCEEDS FOR EACHPRESENTATION OF DISCREPANT DOCUMNTS UNDER THISDOCUMENTARY CREDIT：71B／CHARGES：ALL BANKING CHARGES OUTSIDE HONGKONGINCLUDING REIMBURSING CHARGESARE FOR ACOOUNT OF BENEFICIARY：49／CONFIRMATION INSTRUCTIONS：WITHOUT：78／(10)INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING BANK+ EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANK IN ONE LOT BY FIRST AVAILABLE AIRMAIL+ ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALL REIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONS：72／SENDER TO RECEIVER INFORMATION：SUBJECT TO UCP (1993 REVISION) ICC PUBLICATION NO.500THIS IS THE OPERATIVE INSTRUMENTNO MAIL CONFIRMATION WILL FOLLOWNNNN二、Decide whether the following statements are true or false.T F T F F。

《国际结算操作》习题测验答案

导论一、单项选择题1. A2. C3. A4. B二、多项选择题1. AD2. BC三、判断题1. 对2. 错3.对4. 错5.错6.对7.对8.错9.错 10.对项目一国际票据业务一、单项选择题1. B2.A3.C4. B5. B6.A7.C8. A9.B 10.A二、多项选择题1. AB2.CD3.BCD4.ABCD5.ABC三、判断题1.错2.对3.对4.对5.错6.对7.对8.对9.错 10.错项目二国际汇款业务一、单项选择题1.A2.C3.C4. A5.C6.A7.B8.A9.A. 10.D二、多项选择题1.AD2.ACD3.BC4.ABCD5.ABD三、判断题1.对2.对3.对4.错5.对6.对7.对8.错9.对 10.对项目三国际托收业务一、单项选择题1.B2. D3. D4.C5. D6.D7.C8. A9. B 10.D二、多项选择题1.BD2.ABCD3.AC4.CD5. ABD三、判断题1.错2.对3.对4.对5.对6.错7.错8.错9.对 10.对项目四信用证业务（一）一、单项选择题1.B2.C3.C4.C5.A6.B7.D8.A9.A 10.C二、多项选择题1. CD2.ABC3.BCD4.ABCD5.ABCD三、判断题1.错2.对3.错4.错5.对6.错7.错8.对9.对 10.对项目五信用证业务（二）一、单项选择题1. C2. D3.C4.B5. D6.B7.C8.A9.D 10. C二、多项选择题1.AD2.ABD3.ABC4.ABC5.ABC三、判断题1.错2. 对3.对4.对5. 对6.错7.错8. 对9.错 10.错项目六银行保函与备用信用证业务一、单项选择题1. D2.B3.B4.C5. B6.C7. A8.C9.C 10.C二、多项选择题1. BCD2.ABCD3.ABCD4.ABCD5.ABCD三、判断题1. 错2.错3.对4.对5.对6.对7.错8.对9. 对 10. 错项目七出口贸易融资业务一、单项选择题1.A2.A3.A4.C5.D6.C7.B8.A9.B 10.D二、多项选择题1.ABCD2.AB3.ABCD4.ABCD5.ABD三、判断题1.对2.对3.对4.错5.对6.错7.对8.对9.对 10.对项目八进口贸易融资业务一、单项选择题1.A2.A3.C4.A5.C6.D7.C8.D9.A 10.A二、多项选择题1.ABCD2.ABD3.BCD4.AB5.ABCD三、判断题1.错2.错3.对4.对5.对6.错7.对8.对9.错 10.对项目九跨境贸易人民币结算业务一、单项选择题1.C2.D3.D4.C5.A6.D7.C8.A9.A 10.D二、多项选择题1.ABCD2.ABCD3.AB4.ABCD5.AB三、判断题1. 错2.对3.对4.错5.错6.对7.错8.错9.对 10.错。

国际结算习题(带答案)(word文档良心出品)

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行B．联行 C.非账户行 D.代理行2、（B）不属于代理行之间的控制文件。

A．密押B．有权签字人的签字式样C．代理范围 D.印鉴E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行．B．联行C．代理行D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金B．非现金C．现汇D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入B．商品贸易C．服务贸易D．对外直接投资E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑B提供信用保证C融通资金D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

N3汇票的出票人在汇票的受票人承兑汇票后，即解除了对汇票的责任。

国际结算习题(带答案)精编版

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行B．联行 C.非账户行 D.代理行2、（B）不属于代理行之间的控制文件。

A．密押B．有权签字人的签字式样C．代理范围 D.印鉴E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行．B．联行C．代理行D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金B．非现金C．现汇D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入B．商品贸易C．服务贸易D．对外直接投资E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑B提供信用保证C融通资金D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

N3汇票的出票人在汇票的受票人承兑汇票后，即解除了对汇票的责任。

国际贸易单证实务成丽 3国际贸易结算。

(2)承兑交单
• 指代收银行在进口商承兑远期汇票后，向其交付单据的一种方式。
2.光票托收。
• 光票托收是指汇票伯父带货运票据的一种托收方式，主要用于货款的尾数样品费用佣金，代垫费用贸易，从属费用索赔以及非贸易的款项。
(四)对托收的评价。
托收方式对买方比较有利，费用低风险小，资金负担小，甚至可以取得卖方的资金融通，对卖方来说即使是付款交单方式，因为货已发运。万一对方因是假滴咯和财务状况不佳等原因拒付卖方将遭受来回运输费用的损失和货物转售的损失，远期付款交单和承兑交单卖方承受的资金负担很重而承兑交单风险更大，托收是卖方给予买方一定优惠的一种付款方式，对于卖方来说是一种促进销售的手段，但必须对其中存在的
信汇是指进口商将汇款及手续费交付给汇款地的一家银行，委托该银行利用信件转托收款人所在地的银行，将货款付给出口商。这种汇付方法需要一
个地区间的邮程时间。
信汇的优点是费用较低廉，但收款人收到汇款的时间较迟。
2.电汇。
• 电汇是指汇出行应汇款人的申请拍发加压电报和电串在另一个国家的分行或代理好姐夫一定金额给收款人的一种汇付方式。
汇必须注意以下问题。
(五)使用托收方式应注意的问题。
(1)要切实了解买方的资信情况和经营作风，成交金额不宜超过其信用程度。
(2)了解进口国家的贸易管制和外汇管制条例，以免货到时由于不准进口或收不到外汇造成不应有的损失。
(3)了解进口国家的商业惯例以免由于当地习惯做法影响安全、迅速收汇
(五)使用托收方式应注意的问题。
• 电汇方式的优点在于速度快，收款人可以迅速收到货款，随着现代通信技术的发展，银行与银行之间使用电传直接通信快速准确，电汇是目前使用较多的一种方式，但费用较高。

国际结算练习(程丽萍)答案完整版(最新整理)

Exercise 1一、Make choice of whether the following bills are acceptable or not. Mark X before acceptable or unacceptable you chose.(1) A bill shows: pay to ABC Co. providing the goods in compliance with contract the sum of one thousand US Dollars. It is ☐acceptable / ⌧unacceptable.(2) A bill shows: pay to ABC Co. the sum of ten thousand US dollars on condition that shipment of goods has been made. It is ☐ acceptable / ⌧unacceptable.(3) A bill shows: On demand pay to the order of ABC Co. the sum of twenty thousand US dollars drawn against shipment of 10bales cotton piece goods from Tianjin to London. It is ⌧acceptable /☐ unacceptable.(4) A bill shows: pay to ABC Co. out of proceeds of sale of woollen blankets the sum of one thousand US dollars. It is ☐acceptable / ⌧unacceptable.(5) A bill shows: pay from our No. 2 account to ABC Co. the sum of one thousand US dollars. It is ☐ acceptable /⌧unacceptable. (6) A bill shows: pay to ABC Co. or order the sum of one thousand pounds and debit our No. 2 account. It is ⌧acceptable / ☐unacceptable.(7) A bill shows :after customs clearance pay to the order of ABC Co. the sum of twenty thousand US dollars. It is ☐ acceptable / ⌧unacceptable.(8) A bill shows: pay to Mary the sum of fifty pounds and give her a suit of clothes. It is ☐ acceptable /⌧unacceptable.(9) A bill shows: pay to the order of ABC Co. the sum of one thousand pounds plus interest. It is ☐acceptable /⌧unacceptable.二、(1) A bill is payable at XX days after sight, what date isthe day from which time of payment begins to run?The date of acceptance(2)A bill is payable at XX days after date, what date is the dayfrom which time of payment begins to run?The date of issuing(3) The maturity of one month after 31 Jan. is28 Feb(4) The maturity of 180 days after 4 April is 1 Oct(5) The maturity of 180 days from 6 Nov.1999 is 3 May. 2000三、Fill in the following blank forms to draw a bill of exchange. Thebill includes the requisite items as follows:(1) date: 22 May,200Xamount: GBP21,787.00tenor: at 90 days after sightdrawer: China National Animal By products Imp.& Exp. Corp, Beijing Branch, Beijingdrawee: Bank of Atlantic, Londonpayee: the Order of China National Animal By product Imp.& Exp. Corp, Beijing Branch(2) date: 23 July,2000amount: USD 35,461.50tenor: on 31 Oct, 2000 fixeddarwer: George Anderson Inc, New Yorkdrawee: Irving Trust Company, New Yorkpayee: Brown and Thomas Inc. or orderdrawn against shipment of cotton form Australia to St. Louis.四、Please answer, fill the blank in or made choice of the following question.(1) Prefer to the above bill, the holder i.e. Bank of Australia has the right transferring it to other person, or the right of presentment for acceptance and/or claim for payment to The Import Co. Melbourne. If the latter refuses to pay, the holder has the right of recourse against the Exporting Co. London(2) The payee’s London Office wishes to transfer the bill to Bank of New Zealand, Auckland, please make a restrictive endorsement.Pay to Bank of New Zealand, Auckland onlyFor Bank of Australiasignature(3) Please make a blank endorsement.For Bank of Australiasignature(4) Having made an endorsement in blank, the holder send the bill to Bank of New Zealand, Auckland who wishes to convert this blank endorsement into a special endorsement to themselves. Please make this special endorsement.Pay to the order of Bank of New Zealand, Auckland onlyFor Bank of Australia, LondonSignature(5) If the condition is “on delivery of B/L No. 125”, pleasemake a conditional endorsement.Pay to Bank of Australia or order on delivery of B/L No. 125For Bank of Australia, LondonSignature(6) If payee’s London office wishes to send the bill to theirMelbourne office forcollection, please make an endorsement for collection.Pay to the order of Bank of Australia Melbourne office only forcollectionFor Bank of Australia, LondonSignature(7) Refer to the above bill, a banker designated as payer is Bankof Melbourne, Melbourne. Date of acceptance is 10 April, 200X.Please make acceptance of such bill indicating its maturity.Accepted10 April, 200X9 June, 200XPayable at Bank of Melbourne, MelbourneFor the Importing Co.Signature五、Choose the best answer to each of the following questionsCCCBCBBAExercise 2P1ease answer.fill the blank in or make choice of the following questions．1、There are four parties in aremittance.i.e. (1) remitter (2) payee(3) remitting bank and (4) paying bank2、Remittance through a bank from one country to another mayusually be made by one of the following methods：(1) Telegraphic Transfer (2) Mail Transfer (3) Banker’s Demand Draft3、(1)Payment in advance which is adopted in international tradeis usually effected by remittance.and is advantageous to(×exporter／□importer)．(2)Payment after arrival of goods which is adopted ininternational trade is usually effected by remittance too .and is advantageous to (□exporter／×importer)．(3)Payment after arrival of goods include two types of goods forly①Goods Sold②Consignment .4、Financial documents mean bills of exchange .promissory notes.cheques．Commercial documents mean invoices .transportdocuments.documents of title or other similar documents．5、C1ean collection means collection of financial documents notaccompanied by commercial documents6、Documentary collection means collection of(1)Financial documents accompanied by commercial documents .or(2)commercial documents not accompanied by financial documents .7、How many parties are there in a collection ?(1) Principal (or seller)(2) Remitting Bank(3) Collecting bank (4) Drawee (or buyer)8、Terms of delivery of documents are as follows：(1)Delivery of documents against payment .its abbreviationis D/P .(2)Delivery of documents against acceptance.its abbreviationis D/A .9、(1)The remitting bank has maintained an account with the collecting bank.how do you write collecting proceeds instructions in the collection instruction . When collected please credit our account with you under your cable/airmail advice to us(2)The Collecting bank has maintained an account with theremitting bank.how do you write co11ecting proceeds instructions in the collection instruction?Please collect the proceeds and authorize us by cable/airmail debit your accountwith us10、Remitting bank：Bank of China.TianjinPaying bank：Bank of China.LuxemburgDate of cable：9 JuneTest：2563Ref No．208TT0219Amount：USD l.660.00Payee：Marie Clauda Dumont.LuxemburgAccount No．0—164／7295／550 withBanque International du LuxemburgMessage：PayrollRemitter：Crystal Palace Hotel.TianjinCover：Debit our H.O. accountFM： BANK OF CHINA ,TIANJINTO：BANK OF CHINA ,LUXEMBURGDATE： 9 JUNETEST 2563 OUR．REF 208TT0219NOT ANY CHARGES FOR USPAY USD 1660.00TO BANQUE INTERNATIONAL DU LUXEMBURGFOR CREDITING ACCOUT NO. 0-164/7295/550OF MARIE CLAUDA DUMONT ,LUXEMBURGMESSAGE PAYROLLORDER CRYSTAL PALACE HOTEL ,TIANJINCOVER DEBIT OUR H.O. ACCOUNT11、MT100 CUSTOMER TRANSFERDATE：031206SENT TO：BKCHCNBJ200BANK OF CHINA.TIANJIN：FM：04HSBCHK25264HONG KONG AND SHANGHAI BANKING CORPORATION.HONGKONG ：20：TRN：TT-HKH315064BACP：32A：VALUE DATE／CUR CODE／AMTDATE：031206 CURRENCY CODE：CNY AMDUNT：6.859.58：50：ORDERING CUSTOMER：ARTHUR ANDERSEN AND CO.：57s：“ACOOUNT WITH”BANK：BANK OF CHINA.TIANJIN BR. TIANJIN.CHINA：59：BENEFICIARY CUSTOMERTIANJIN INTERNATIONAL TAXATION CONSULT1NG BUREAU：70：DETAILS OF PAYMENT：PAYMENT TO RENT AND TAX FOR NOV．2003：71A：DETAILS OF CHARGES：BENEFICIARY：72：BANK TO BANK INFORMATION：IN COVER SETTLE THRU OUR CNY A／C 111—01081WITHYOUR BEIJING HEAD OFFICEIn accordance with above SWIFT Message Type l00 please write a cable text of remittance.DATE; 6TH DEC,2003TO:BANK OF CHINA, TIANJIN BR TIANJIN CHINAFM: HONGKONG AND SHANGHAI BANKING CORPORATION,HONGKONGTION,HONGKONGOUR.REF: TT-HKH315064BACP VALUE DATE 6 DEC 1998CNY 6859.58ORDERING ARTHUR ANDERSEN AND CO.ACCOUNT WITH BANKBANK OF CHINA, TIANJIN BRANCH TIANJIN BENEFICIARY TIANJININTERNATIONAL TAXATION CONSULTING, BUREAU DETAILS OF PAYMENTPAYMENT OF RENT AND TAX FOR NOV.1998 DETAILS OF CHARGESBENEFICIARY IN COVER SETELE THRU OUR CNY A/C 111-01081 WITHYOU BEIJING HEAD OFFIC12、Draft NO．20060613Amount：HKD32.150.00Place and date of draft：Tianjin.8 May.200XPaying bank：Bank of China.HongKongPayee：the order of United Trading Company.HongKongPay against this draft to the debit of our accountRemitting bank：Bank of China.TianjinRemitter：China-National Light Industrial Products Imp．＆Exp．Corp..Tianjin Branch.TianjinP1ease draw a demand draft to make remittance by D／D .13、(1)China National Instruments Imp．＆ Exp．Corp.. Tianjin Branch.Tianjin (principa1) wishes to issue a draft dated 14Ju1y.200X drawn on Continental Co. , 46 Rue de Ancient.Paris (drawee) at sight for USDl.200.00 payable to the order of Bank of China.Tianjin (remitting bank) which will make a specialendorsement to Banque of Paris .Paris. marked “Drawn against shipment of 20 sets of transistors shipped per s．s．Chenghau from Tianjin to Le Harve for collection.”P1ease draw a draft to meet the above requirements．(2)The principa1 presents an application for collection accompanied by draft and documents to the remitting bank for collection．An application for collection shows as follows：Commercial documents surrendered are below：B／L in triplicateInvoice in triplicateInsurance policy in duplicatecertificate of origin in duplicatepacking list induplicateCo11ection instructions are given below：deliver documents against paymentremit the proceeds by airmailairmail advice of paymentcollection charges outside China from drawee.waive if refused by him．airmail advice of non-payment with reasonsprotest waivedWhen collected.please credit proceeds to principal’s account with remitting bank．Remitting bank complete a collection instruction in accordance with principal’s application to add other requirements as follows:Ref．No．OC2576459Date：15 July.200XPlease co11ect and remit proceeds to Bank of China.New York for credit of our account with them under their advice to us．Please produce a collection instructionattaching draft and documents to be forwarded to the co11ecting bank.Banque of Paris.Paris.(COLLECTION INSTRUCTION)Exercise 3Please answer.fill the blank in or make choice of the fo1lowing questions．1、Here is the simple definition of letter of credit:In simple terms.a letter of credit is a conditional bank promise /undertakingof payment．2、There exists a triangular contractual arrangement under a documentary credit operation：(1) Firstly.the sales contract between beneficiary and applicant．(2) Secondly.the applicant between applicant and issuing bank.(3) Thirdly.the documentary credit between issuing bank and beneficiary．3、A credit stipulated that quantity of goods.grade A 60%.quantity of goods.grade B 40%．Beneficiary presented invoices being evidenced grade A 40%.grade B 60% which were in accordance with sales contract as he said that the credit has stipulated erroneously ．(1) □ The above invoice is acceptable.(2) The above invoice is not acceptable．4、How many parties are there in a documentary credit?(1) the issuing bank(2 ) the applicant if any(3) the beneficiary5、The advising bank’s liability is to check the apparent authenticity of the credit．6、All credit must stipulated an expiry date for presentation for payment .7、If the amount is preceded by “about”, “approximately”or “circa”, the credit will allow the 10% tolerance.8、In the absence of indicating the nature of a credit.it shall be deemed to be irrevocable9、Under an irrevocable credit.the issuing bank must undertake primary liability for payment .10、What is the essence of an irrevocable documentary credit?The essence of an irrevocable documentary credit is that“an irrevocable credit can neither be amended nor cancelled without the agreement of the issuing bank.the confirming bank (if any)and the beneficiary ”．11、A credit should not be issued available by draft(s) on the applicant．If the credit nevertheless calls for draft on the applicant, banks will consider such draft(s) as an additional documents12、An issuing bank’s undertaking clause is as follows：We hereby undertake to pay at sight against draft and／or documents presented to our office in conformity with terms of credit．Who undertakes the primary liability? Issuing bank13、A bank confirms a credit.it will usually write a clause as follows：We hereby add our confirmation to the credit and undertake to honour drafts and documents inconformity with the terms of the credit upon presentation themto us14、A credit is issued by Bank of China.Tianjin and confirmed by Bankof China.London．It constitutes the payment undertaking of(1)口one bank only．(2) above two banks．15、Put ╳ in relative check box of the following sentences or fill the blanks to issue an irrevocable unconfirmed documentary credit which is to expire on or before 30 June.200X and is available with the advising bank.the Industrial and Commercial Bank of China , Shanghai by deferred payment at30 days after presentation of documents against the documents ．(1) In Irrevocable Documentary Credit Form(Advice for the advising bank)We request you to advice beneficiary：①⌧without adding your confirmation．②口adding your confirmation．③口adding your confirmation if requested by the beneficiary ．(2) In Notification of Irrevocable Documentary Credit Form①⌧This notification and the enclosed advice are sent to you without any engagement on our part．②口As requested by the issuing bank.we hereby add our confirmation to this credit in accordance with the stipulations under UCP500 ．(3) In Irrevocable Documentary Credit Form(Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date： 30 June.200Xplace for presentation： Shanghaicredit available with the Industrial andCommercial Bank of China①口by payment at sight②⌧by deferred payment at 30 days after presentation of documents③口by acceptance of draft(s) at④口by negotiationagainst the documents detailed herein⑤⌧and beneficiary's draft(s) drawn onthe Industrial and Commercial Bank of China16、Put X in relative check box of the following sentences or fill the blanks to issue an irrevocable credit which is to expire on or before 30 June.200X and is available with the issuing bank.Dresdner Bank, Hamburg by acceptance of draft(s) at 90 days sight．In Irrevocable Documentary Credit Form (Advice for the beneficiary) Expiry date and place for presentation of documentsexpiry date：30 June.200Xplace for presentation： Hamburgcredit available with Hamburg①口by payment at sight②口by deferred payment at③⌧by acceptance of draft(s) at 90 days sight．④口by negotiationagainst the documents detailed herein⑤⌧and beneficiary’s draft(s) drawn on Dresdner Bank17、An irrevocable negotiation (with the advising bank)documentary credit will expire on 29 May.200X．at：①口(place of issuing bank)／②⌧(place of advising bank)／③口(place of other bank)available with：name and place of／④口(issuing bark)／⑤⌧(advising bank)／⑥口(other bank)by：⑦口(sight payment)／⑧口(deferred payment at)／⑨口(acceptance of draft at)／⑩⌧negotiationagainst the documents detailed herein⌧and beneficiary's draft(s) drawn on name and place of／口(issuingbank)／口(advising bank)18、A new transferable credit maybe opened at the request of the first beneficiary by the transferring bank in accordance with all terms and conditions of original credit except that① the applicant may be changed by the first beneficiary② the credit amount and unit price maybe reduced③ the shipment and expiry dates and latest date for presentation of documents maybe shortened④ the percentage of insurance cover maybe increase⑤ the original transferable credit allows the first beneficiary to substitute hisinvoice and draft for those presented by the second beneficiary19、Who makes first presentation of documents to the nominated bank under a transferable credit?①口The first beneficiary．② The second beneficiary．③口The middleman．20、SWIFT MT 700and MT 701 are used for issue of a documentary credit．SWIFT MT 707 issued for amendment to a documentary credit．21~30 BBCBC CCDAD31、Please fill with the following terms into a SWIFT MT700 form to issue a documentary credit：ADVISING BANK: BANKOF ASIA.SHENZHEN BRANCHNO．68 SHEN NNAN ROAD.CENTRAL.SHENZHEN 518043.GUANGDONGDOCUMENARY CREDIT NUMBERE-0l-N-04939ISSUING BANK: BANKOF ASIA.HKBENEFICIARY：SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG.28 SHENNAN ZHONG RD．SHENZHEN .CHINAACCOUNT NO．6251420110002APPLICANT:NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD.CAUSEWAY BAY.HONGKONGCUR AMOUNT ：USD34.800.00DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANKDRAWEE ：ISSUING BANK FOR FULL INVOICE VALUE＋FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA.HO.HONGKONGMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD.＋SIGNED COMERRCIAL INVOICE＋MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER＋PANKING LIST＋BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBER．IF THIS CREDIT HAS NOT BEEN AMENDED.SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATINGBANK：+EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONSSWIFT MT 700 FORMDATE：X X/04/20FORM：(1) BANKOF ASIA ,HKTO： (2) BANKOF ASIA.SHENZHEN BRANCHNO．68 SHEN NNAN ROADCENTRAL.SHENZHEN 518043.GUANGDONGTEST 71-3315MT 700／ISSUE OF A DOCUMENTARY CREDIT：27／SEQUENCE OF TOTAL：1/1：40A／FORM OF DOCUMENTARY CREDIT：IRREVOCABLE：20／(3) DOCUMENARY CREDIT NUMBERE-0l-N-04939：31C／DATE OF ISSURE (YYMMDD) X X/04/20：31D／DATE AND PLACE OF EXPIRE (DATE IN YYMMDD) ：XX0615 IN BENEFICIARY’S COUNTARY：50／(4) APPLICANT : NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD.CAUSEWAY BAY.HONGKONG：59／(5) BENEFICIARY SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG.28 SHENNAN ZHONG RDSHENZHEN .CHINA：32B／(6) CUR AMOUNT USD34.800.00：41A／AVAILABLE WTIHBANKOFASIASHENZHEN BRANCHBY NEGOTIATION：42C／(7) DRAFTS AT SIGHT QUOTING NO．AND DATE OF THIS LC AND NAME OF LC ISSUING BANK：42D (8) DRAWEE ISSUING BANK FOR FULL INVOICE VALUE：43T／PARTIAL SHIPEMTS：ALLOWED：43T／TRANSHIPMENT： ALLOWED：44A／LOADING ON BOARD／DISPATCH／TAKING IN CHARGE AT／FROM： CHINESE PORT：44B／FOR TRANSPORTATION TO：HONGKONG：44C／LATEST DATE OF SHIPMENT(YYMMDD)：XX0531：45A／DESCRIPION OF GOOS AND／OR SERVICES：1200 SQ．M．OF PINK POLISHED GRANITE TILESAT USD29.00／SQ．M．CIF HONGKONG：46A／DOCUMENTS REQUIRED：(AT LEAST IN DUPLICATE卫UNLESS OTHERWISE SPECIFIED)(9) + SIGNED COMERRCIAL INVOICE + FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA.HO.HONGKONGMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD + MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUE COVERING F．P．A．AS PER OCEAN MARINE CARGO CLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD INCASE OF SHIPMENT BY CONTAINER+ PANKING LIST+ BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THEREVALENT AMENDMENT NUMBERIF THIS CREDIT HAS NOT BEEN AMENDED.SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING：47A／ADDITIONAL CONDITIONS：+ CREDIT AMOUNT AND SHIPMENT QUANTITY 5％MORE OR LESS+ DOCUMENTS MUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT BUT WITHIN THE VALIDITY OF THE CREDIT + DOCUMENTS MUST BE PRESEVTED TO CREDIT ISSUING BANK (ADDRESS-20 PEDDER ST CENTRAL H．K．ATTN．INWARD BIILS DEPARTMENT)THOUGH BANK OF ASIA.SHENZHEN BRANCH+ A DISCREPANCY FEE OF USD30．00 (OR EQUIVA LENT) AND THERELATIVE CABLE CHARGES FOR ADVISING DISCREPANCY TONEGOTIATING／PRESENTING BANK ARE PAYABLE BY BENEFICIARY AND SHALL BE DEDUCTED FROM THE PROCEEDS FOR EACH PRESENTATION OFDISCREPANT DOCUMNTS UNDER THIS DOCUMENTARY CREDIT ：71B／CHARGES：ALL BANKING CHARGES OUTSIDE HONGKONGINCLUDING REIMBURSING CHARGESARE FOR ACOOUNT OF BENEFICIARY：49／CONFIRMATION INSTRUCTIONS：WITHOUT：78／(10)INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING BANK+ EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK + ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ ON RECEIPT OF DOCUMENTS CONFORMlNG TO THE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONS：72／SENDER TO RECEIVER INFORMATION：SUBJECT TO UCP (1993 REVISION) ICC PUBLICATION NO.500THIS IS THE OPERATIVE INSTRUMENTNO MAIL CONFIRMATION WILL FOLLOWNNNN二、Decide whether the following statements are true or false.T F T F F。

国际结算课后练习与作业（第三章）及参考答案

国际结算课后练习与作业（第三章）及参考答案《国际结算》辅导(第三章)第三章汇款结算⽅式⼀、理解基本概念电汇信汇票汇拨头⼨退汇中⼼汇票⼆、判断正误1、汇款业务⼀般有三个当事⼈，即：汇出⾏、汇款⼈、收款⼈。

（）2、办理汇出汇款的原则是“先扣款，后汇出”。

（）3、款项汇出后，汇款⼈要求撤销汇款，如汇⼊⾏已经解付，由汇款⼈和收款⼈协商解决，风险由汇出⾏承担。

（）三、单项选择1、SWIFT是（）的缩写。

A、美元清算⽀付系统B、环球银⾏⾦融电讯协会C、英磅清算⽀付系统D、港币清算⽀付系统2、（）业务是顺汇。

A、汇款B、托收C、承兑信⽤证D、延期付款信⽤证3、汇款的偿付⼜称为（）。

A、退汇B、拨头⼨C、设账户D、信汇4、当卖⽅货物是畅销货时，卖⽅会积极争取（）A、寄售B、售定C、预付货款D、货到付款四、多项选择1、汇款业务的基本当事⼈为（）。

A、汇款⼈B、收款⼈C、汇出⾏D、汇⼊⾏ E需要时的代理⼈2、汇款申请书审核要点主要有（）。

A、汇款⾦额与所付单证⾦额是否⼀致B、所盖印章与预留印鉴是否相符C、汇⼊⾏的名称、地址及所在国家是否完整、清楚、准确D、收款⼈的名称、地址、账号是否清楚、完整3、电汇是汇出⾏⽤（）通知汇⼊⾏解付汇款的⽅式。

A、SWIFTB、电报C、电传D、CHAPS五、简答简述题：1、⽤图⽰说明中⼼汇票票汇业务程序2、⽤图⽰说明汇款业务的偿付指⽰3、举例说明在国际贸易结算中，汇款结算⽅式的应⽤及风险六、实务题1、Remitting bank: Bank of China, TianjinPaying bank: Bank of China, LuxemburgDate of cable: 9 JuneTest: 2563Ref No. 208TT0219Amount: USD1, 660.00Payee: Marie Clauda Durnont, LuxemburgAccount No. 0 - 164/7295/550 withBanque International du LuxemburgMessage: PayrollRemitter: Crystal Palace Hotel, TianjinCover: Debit our H. O. accountFM:TO:DATE:TEST OUR REFNOT ANY CHARGES FOR USPAYTOFOR CREDITING ACCOUNT NO.OFMESSAGEORDERCOVER2.请将下述的报⽂写成普通电报或者电传的汇款报⽂并⽤图⽰表⽰电汇路径。

国际结算习题(带答案)

N2、选择账户行的要求比建立代理行关系的要求更高。

Y3、国际金融领域风云多变，虽已建立了代理行关系，仍应随时注意情况变化，以便必要时采取安全措施。

Y4、坚持“世界上只有一个中国”的原则，我国内地与香港、澳门、台湾之间的货币收付结算不应属于国际结算的范畴，而只能按国内结算办理。

N5、当代国际结算大部分采取记账和转账方式。

Y6代理行关系只能由双方银行的总行协商后建立，不能由各分支行自行决定。

Y7、账户行关系只能在代理行基础上建立。

Y8、代理行未必就是账户行。

N二、单项选择1、银行在办理国际结算时选择往来银行的先后顺序，最先选择的应是（B）。

A.账户行B．联行 C.非账户行 D.代理行2、（B）不属于代理行之间的控制文件。

A．密押B．有权签字人的签字式样C．代理范围 D.印鉴E．费率表3．一家银行的总行与分支行以及各分支行之间的关系是（A）关系。

A．联营银行．B．联行C．代理行D．账户行三、不定项选择l．目前国际贸易结算中绝大多数是（BD）结算。

A．现金B．非现金C．现汇D．记账2．（ACDE）所引起的跨国货币收付不属于国际贸易结算范畴。

A．劳务输出入B．商品贸易C．服务贸易D．对外直接投资E外来投资3、银行在国际贸易结算中居于中心地位，具体而言，其作用是（ABC）。

A办理国际汇兑B提供信用保证C融通资金D减少汇率风险第二章国际结算中的票据一、是非判断1对于未说明开立依据的票据，受系人可以表示拒付。

N2提示付款即持票人在合理时间内，向受票人提示非要求即时付款，因此，所提示的汇票应是即期汇票。

N3汇票的出票人在汇票的受票人承兑汇票后，即解除了对汇票的责任。

《国际结算》(修订版)习题答案(全)

Chapter One1. Fill in the blanks to complete each sentence.(1) local legal system, political, exchange risks(2) open account, advance payment, remittance and collection(3) letter of credit, bank guarantee(4) price terms, delivery terms(5) least/minimum, most/maximum(6) advance payment(7) open account(8) clean collection, documentary collection2. 略3. Translate the following terms into English.(1) settlement on bank credit(2) the potential for currency fluctuation(3) to clear the goods for export(4) to pay the insurance premium(5) to carry out export formalities(6) the major participants in international trade(7) the commodity inspection clause(8) to fulfill the obligation to deliver the goods(9)t he goods have passed over the ship’s rail(10)I nternational contract is concluded in a completely different context thandomestic ones4．Decide whether the following statements are true or false.(1) F (2) F (3) T (4) T (5) T(6) T (7) F (8) T (9) T (10) F5. Choose the best answer to each of the following statements(1)-(5) BCCBD (6)-(10) DACCC(11)-(15) BDDCD (16)-(20) DCACDChapter Two1. Fill in the blanks to complete each sentence.(1) barter(2) medium of exchange(3) expensive, risky(4) our(5) V ostro(6) vostro(7) nostro(8) specimen of authorized signatures, telegraphic test keys, terms and conditions, Swift authentic keys2. Define the following terms(1) Correspondent relationship 〖A bank having direct connection or friendly service relationswith another bank.〗(2) International settlements〖International settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts, debts, claims, etc. emerged in the course of political, economic or cultural contracts among them. 〗(3) Visible trade〖The exchange of goods and commodities between the buyer and the seller across borders.〗(4) Financial transaction〖International financial transaction covers foreign exchange market transactions, government supported export credits, syndicated loans, international bond issues, etc.〗(5). V ostro account〖Vostro account is an account held by a bank on behalf of a correspondent bank.〗3. Translate the following terms into English.(1) commercial credit(2) control documents(3) account relationship(4) cash settlement(5) financial intermediary(6) credit advice(7) agency arrangement(8) credit balance(9)reimbursement method(10) test key/code4．Decide whether the following statements are true or false.(1) T (2) F (3) F (4) T (5) F5. Choose the best answer to each of the following statements(1)-(5) BCDAD (6)-(10) BBDABChapter Three1. Define the following Terms:(1) Negotiable instrument〖“A negotiable instrument is a chose in action, the full and legal title to which is transferable by delivery of the instrument (p ossibly with the transferor’s endorsement) with the result that complete ownership of the instrument and all the property it represents passes free from equities to the transferee, providing the latter takes the instrument in good faith and for value.” 〗(2) Bill of exchange〖A bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand, or at a fixed or determinable future time, a sum certain in money, to or to the order of a specified person, or to bearer. 〗(3) Check〖A check is an unconditional order in writing addressed by the customer to a bank signed by that customer authorizing the bank to pay on demand a specified sum of money to or to the order of a named person or to bearer. 〗(4) Documentary bill〖It is a bill with shipping documents attached thereto. 〗(5) Crossing〖A crossing is in effect an instruction to the paying bank from the drawer or holder topay the fund to a bank only. 〗2. Translate the following terms into English.(1) 一般划线支票〖generally crossed check〗(2) 特殊划线支票〖specially crossed check〗(3) 过期支票〖a check that is out of date〗(4) 未到期支票〖post dated check〗(5) 大小写金额〖amount in words〗(6) 白背书〖blank endorsement〗(7) 特别背书〖special endorsement〗(8) 限制性背书〖restrictive endorsement〗(9) 跟单汇票〖documentary bill〗(10) 即期汇票〖sight draft〗(11) 远期汇票〖usance/term bill〗(12) 承兑汇票〖acceptance bill〗(13) 可确定的未来某一天〖determinable future date〗(14) 光票〖clean bill〗(15) 流通票据〖negotiable instrument〗(16) 贴现行〖discounting house 〗(17) 商人银行〖merchant bank〗(18) 无条件的付款承诺〖unconditional promise of payment〗(19) 负连带责任〖jointly and severally responsible〗(20) 出票后90天付款〖payable 90 days after date〗3. Decide whether the following statements are true or false.(1) T (2) F (3) T (4) T (5) T(6) F (7) T (8) T (9) T (10) T(11) F (12) T (13) T (14) F (15) T(16) T (17) T (18) F (19) F (20) F4. Choose the best answer to each of the following statements(1)-(5) CACBC (6)-(10) BACBB(11)-(15) BDCCC (16)-(20) BBAACE. Read the following draft and give your answer to each of the following questions.1.Drawer: China National Crafts Imports & Export Corporation, S.B2.Drawee: ABC Company, London3.Payee: The order of the Bank of China4.Tenor draft5.In two sets6.Shanghai（VII题的划线因为Word 文档中无旋转功能，因此你们自己在开立该支票时，格式上需要进行相应调整，为平行线。

国际汇兑与结算的课后习题答案-30页word资料

章后习题参考答案与提示第1章●基本训练○知识题▲简答题1）国际收支平衡表中贷方反映的是一切收入项目，用正号表示货物和服务的出口、收益收入、接受的货物和资金的无偿援助、金融负债的增加和金融资产的减少；借方反映的是一切支出项目，用负号表示货物和服务的进口、收益支出、对外提供的货物和资金无偿援助、金融资产的增加和金融负债的减少。

总的来说，凡是引起本国从国外获得外汇收入的交易记入贷方，凡是引起本国对国外有外汇支出的交易记入借方；而这笔货币收入或支出本身则相应记入借方或贷方。

2）国际收支失衡的原因：一般因素：（1）周期性因素（2）结构性因素（3）货币性因素（4）收入性因素（5）意外事件。

特殊因素：（1）发达国家的国际收支不平衡的表现是：其一，由于发达国家之间的国际竞争力或投资回报的利润率对比有差异，所以巨额逆差的成因或者由于商品劳务输出过多、吸引外来直接投资较多。

其二，发达国家的资本与金融项目在其国际收支中的地位越来越重要，资本的输出与输入日益频繁且不稳定，大规模的资本流入或流出足以引起相关国家的国际收支变动。

其三，在当今高度一体化的国际金融市场上，资本对有资信的发达国家来说筹措相当方便，即使贸易收支或经常项目有巨额逆差，也可以通过调节性交易如提高利率，引起资本与金融项目中的大量资本的流入来加以抵消。

（2）发展中国家国际收支不平衡的表现是：处在经济发展阶段，一方面由于国内资源和技术上的短缺，产品结构比较单一，出口的产品一时只能为传统的初级产品且停留在较低的技术水平上，故出口难以有效持久的扩大；另一方面进口需求相对旺盛，进口的产品都是技术含量较高的制成品或本国还无法制造的高档消费品，其出口增长往往不及进口，从而形成国际收支的逆差。

另外由于资信低，缺乏国际金融专门人才，筹措国外资金成本高，很难通过资本与金融项目的顺差来弥补贸易逆差，所以，发展中国家的国际收支不平衡多数表现为逆差。

3）调节国际收支失衡的措施：（1）外汇缓冲政策财政货币政策：①财政政策,主要是采取缩减或扩大政府的财政预算或财政支出的方式和调整税率的方式，以调节国际收支的顺差或逆差。

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E x e r c i s e 1一、Make choice of whether the following bills are acceptable or not.Mark X before acceptable or unacceptable you chose.(1) A bill shows: pay to ABC Co. providing the goods in compliancewith contract the sum of one thousand US Dollars. It is ☐acceptable/ ⌧unacceptable.(2) A bill shows: pay to ABC Co. the sum of ten thousand US dollarson condition that shipment of goods has been made. It is ☐acceptable/ ⌧unacceptable.(3) A bill shows: On demand pay to the order of ABC Co. the sum oftwenty thousand US dollars drawn against shipment of 10bales cottonpiece goods from Tianjin to London. It is ⌧acceptable /☐unacceptable.(4) A bill shows: pay to ABC Co. out of proceeds of sale of woollenblankets the sum of one thousand US dollars. It is ☐ acceptable /⌧unacceptable.(5) A bill shows: pay from our No. 2 account to ABC Co. the sum ofone thousand US dollars. It is ☐ acceptable /⌧unacceptable.(6) A bill shows: pay to ABC Co. or order the sum of one thousand poundsand debit our No. 2 account. It is ⌧ acceptable / ☐unacceptable.(7) A bill shows :after customs clearance pay to the order of ABC Co.the sum of twenty thousand US dollars. It is ☐acceptable /⌧unacceptable.(8) A bill shows: pay to Mary the sum of fifty pounds and give hera suit of clothes. It is ☐ acceptable /⌧unacceptable.(9) A bill shows: pay to the order of ABC Co. the sum of one thousandpounds plus interest. It is ☐ acceptable /⌧unacceptable.二、(1) A bill is payable at XX days after sight, what date is theday from which time of payment begins to run?The date of acceptance(2)A bill is payable at XX days after date, what date is the day fromwhich time of payment begins to run?The date of issuing(3) The maturity of one month after 31 Jan. is28 Feb(4) The maturity of 180 days after 4 April is 1 Oct(5) The maturity of 180 days from 6 Nov.1999 is 3 May. 2000三、Fill in the following blank forms to draw a bill of exchange. The billincludes the requisite items as follows:(1) date: 22 May,200Xamount: GBP21,787.00tenor: at 90 days after sightdrawer: China National Animal By products Imp.& Exp. Corp, Beijing Branch, Beijingdrawee: Bank of Atlantic, Londonpayee: the Order of China National Animal By product Imp.& Exp.Corp, Beijing Branch(2) date: 23 July,2000amount: USD 35,461.50tenor: on 31 Oct, 2000 fixeddarwer: George Anderson Inc, New Yorkdrawee: Irving Trust Company, New Yorkpayee: Brown and Thomas Inc. or orderdrawn against shipment of cotton form Australia to St. Louis.四、Please answer, fill the blank in or made choice of the following question.(1) Prefer to the above bill, the holder i.e. Bank of Australia has the right transferring it to other person, or the right of presentment for acceptance and/or claim for payment to The Import Co. Melbourne. If the latter refuses to pay, the holder has the right of recourse against the Exporting Co. London(2) The payee’s London Office wishes to transfer the bill to Bank of New Zealand, Auckland, please make a restrictive endorsement.Pay to Bank of New Zealand, Auckland onlyFor Bank of Australiasignature(3) Please make a blank endorsement.For Bank of Australiasignature(4) Having made an endorsement in blank, the holder send the bill to Bank of New Zealand, Auckland who wishes to convert this blank endorsement into a special endorsement to themselves. Please make this special endorsement.Pay to the order of Bank of New Zealand, Auckland onlyFor Bank of Australia, LondonSignature(5) If the condition is “on delivery of B/L No. 125”, please makea conditional endorsement.Pay to Bank of Australia or order on delivery of B/L No. 125For Bank of Australia, LondonSignature(6) If payee’s London office wishes to send the bill to theirMelbourne office forcollection, please make an endorsement for collection.Pay to the order of Bank of Australia Melbourne office only forcollectionFor Bank of Australia, LondonSignature(7) Refer to the above bill, a banker designated as payer is Bank ofMelbourne, Melbourne. Date of acceptance is 10 April, 200X. Please make acceptance of such bill indicating its maturity.Accepted10 April, 200X9 June, 200XPayable at Bank of Melbourne, MelbourneFor the Importing Co.Signature五、Choose the best answer to each of the following questionsCCCBCBBAExercise 2P1ease answer，fill the blank in or make choice of thefollowing questions．1、There are four parties in a remittance，i.e. (1) remitter (2) payee(3) remitting bank and (4) paying bank2、Remittance through a bank from one country to another mayusually be made by one of the following methods：(1) Telegraphic Transfer (2) Mail Transfer (3) Banker’s Demand Draft3、(1)Payment in advance which is adopted in international trade isusually effected by remittance，and is advantageous to(×exporter／□importer)．(2)Payment after arrival of goods which is adopted ininternational trade is usually effected by remittance too ，and is advantageous to (□exporter／×importer)．(3)Payment after arrival of goods include two types of goods forsale，namely①Goods Sold②Consignment .4、Financial documents mean bills of exchange，promissory notes，cheques．Commercial documents mean invoices，transportdocuments，documents of title or other similar documents．5、C1ean collection means collection of financial documents notaccompanied by commercial documents6、Documentary collection means collection of(1)Financial documents accompanied by commercial documents，or (2)commercial documents not accompaniedby financial documents .7、How many parties are there in a collection ?(1) Principal (or seller)(2) Remitting Bank(3) Collecting bank (4) Drawee(or buyer)8、Terms of delivery of documents are as follows：(1)Delivery of documents against payment，its abbreviationis D/P .(2)Delivery of documents against acceptance，its abbreviationis D/A .9、(1)The remitting bank has maintained an account with the collecting bank，how do you write collecting proceeds instructions in the collection instruction . When collected please credit our account with you under your cable/airmail advice to us(2)The Collecting bank has maintained an account with theremitting bank，how do you write co11ecting proceedsinstructions in the collection instruction?Please collect the proceeds and authorize us by cable/airmail debit your accountwith us10、Remitting bank：Bank of China，TianjinPaying bank：Bank of China，LuxemburgDate of cable：9 JuneTest：2563Ref No．208TT0219Amount：USD l，660.00Payee：Marie Clauda Dumont，LuxemburgAccount No．0—164／7295／550 withBanque International du LuxemburgMessage：PayrollRemitter：Crystal Palace Hotel，TianjinCover：Debit our H.O. accountFM： BANK OF CHINA ,TIANJINTO：BANK OF CHINA ,LUXEMBURGDATE： 9 JUNETEST 2563 OUR．REF 208TT0219NOT ANY CHARGES FOR USPAY USD 1660.00TO BANQUE INTERNATIONAL DU LUXEMBURGFOR CREDITING ACCOUT NO. 0-164/7295/550OF MARIE CLAUDA DUMONT ,LUXEMBURGMESSAGE PAYROLLORDER CRYSTAL PALACE HOTEL ,TIANJINCOVER DEBIT OUR H.O. ACCOUNT11、MT100 CUSTOMER TRANSFER DATE：031206SENT TO：BKCHCNBJ200BANK OF CHINA，TIANJIN：FM：04HSBCHK25264HONG KONG AND SHANGHAI BANKING CORPORATION，HONGKONG：20：TRN：TT-HKH315064BACP：32A：VALUE DATE／CUR CODE／AMTDATE：031206 CURRENCY CODE：CNY AMDUNT：6，859.58：50：ORDERING CUSTOMER：ARTHUR ANDERSEN AND CO.：57s：“ACOOUNT WITH”BANK：BANK OF CHINA，TIANJIN BR. TIANJIN，CHINA ：59：BENEFICIARY CUSTOMERTIANJIN INTERNATIONAL TAXATION CONSULT1NG BUREAU ：70：DETAILS OF PAYMENT：PAYMENT TO RENT AND TAX FOR NOV．2003：71A：DETAILS OF CHARGES：BENEFICIARY：72：BANK TO BANK INFORMATION：IN COVER SETTLE THRU OUR CNY A／C 111—01081WITHYOUR BEIJING HEAD OFFICEIn accordance with above SWIFT Message Type l00 please write a cable text of remittance.DATE; 6TH DEC,2003TO:BANK OF CHINA, TIANJIN BR TIANJIN CHINAFM: HONGKONG AND SHANGHAI BANKING CORPORATION,HONGKONGTION,HONGKONGOUR.REF: TT-HKH315064BACP VALUE DATE 6 DEC 1998CNY 6859.58ORDERING ARTHUR ANDERSEN AND CO.ACCOUNT WITH BANKBANK OF CHINA, TIANJIN BRANCH TIANJIN BENEFICIARY TIANJININTERNATIONAL TAXATION CONSULTING, BUREAU DETAILS OF PAYMENTPAYMENT OF RENT AND TAX FOR NOV.1998 DETAILS OF CHARGESBENEFICIARY IN COVER SETELE THRU OUR CNY A/C 111-01081 WITHYOU BEIJING HEAD OFFIC12、Draft NO．20060613Amount：HKD32，150.00Place and date of draft：Tianjin，8 May，200XPaying bank：Bank of China，HongKongPayee：the order of United Trading Company，HongKongPay against this draft to the debit of our accountRemitting bank：Bank of China，TianjinRemitter：China-National Light Industrial Products Imp．＆Exp．Corp.，Tianjin Branch，TianjinP1ease draw a demand draft to make remittance by D／D .13、(1)China National Instruments Imp．＆Exp．Corp.，Tianjin Branch，Tianjin (principa1) wishes to issue a draft dated 14 Ju1y，200X drawn on Continental Co. , 46 Rue de Ancient，Paris (drawee) at sight for USDl，200.00 payable to the order of Bank of China，Tianjin (remitting bank) which will make a special endorsement to Banque of Paris ，Paris. marked “Drawn against shipment of 20 sets of transistors shipped per s．s．Chenghau from Tianjin to Le Harve for collection.”P1ease draw a draft to meet the above requirements．(2)The principa1 presents an application for collection accompanied by draft and documents to the remitting bank for collection．An application for collection shows as follows：Commercial documents surrendered are below：B／L in triplicateInvoice in triplicateInsurance policy in duplicatecertificate of origin in duplicatepacking list induplicateCo11ection instructions are given below：deliver documents against paymentremit the proceeds by airmailairmail advice of paymentcollection charges outside China from drawee，waive if refused by him．airmail advice of non-payment with reasonsprotest waivedWhen collected，please credit proceeds to principal’s account with remitting bank．Remitting bank complete a collection instruction in accordance with principal’s application to add other requirements as follows:Ref．No．OC2576459Date：15 July，200XPlease co11ect and remit proceeds to Bank of China，New York for credit of our account with them under their advice to us．Please produce a collection instructionattaching draft and documents to be forwarded to the co11ecting bank，Banque of Paris，Paris.(COLLECTION INSTRUCTION)Exercise 3Please answer，fill the blank in or make choice of the fo1lowing questions．1、Here is the simple definition of letter of credit:In simple terms，a letter of credit is a conditional bank promise /undertakingof payment．2、There exists a triangular contractual arrangement under a documentary credit operation：(1) Firstly，the sales contract between beneficiary and applicant．(2) Secondly，the applicant between applicant and issuing bank.(3) Thirdly，the documentary credit between issuing bank and beneficiary．3、A credit stipulated that quantity of goods，grade A 60%，quantity of goods，grade B 40%．Beneficiary presented invoices being evidenced grade A 40%，grade B 60% which were in accordance with sales contract as he said that the credit has stipulated erroneously ．(1) □ The above invoice is acceptable.(2) The above invoice is not acceptable．4、How many parties are there in a documentary credit?(1) the issuing bank(2 ) the applicant if any(3) the beneficiary5、The advising bank’s liability is to check the apparent authenticity of the credit．6、All credit must stipulated an expiry date for presentation for payment .7、If the amount is preceded by “about”, “approximately”or “circa”, the credit will allow the 10% tolerance.8、In the absence of indicating the nature of a credit，it shall be deemed to be irrevocable9、Under an irrevocable credit，the issuing bank must undertake primary liability for payment .10、What is the essence of an irrevocable documentary credit?The essence of an irrevocable documentary credit is that“an irrevocable credit can neither be amended nor cancelled without the agreement of the issuing bank，the confirming bank (if any)and the beneficiary”．11、A credit should not be issued available by draft(s) on the applicant．If the credit nevertheless calls for draft on the applicant, banks will consider such draft(s) as an additional documents12、An issuing bank’s undertaking clause is as follows：We hereby undertake to pay at sight against draft and／or documents presented to our office in conformity with terms of credit．Who undertakes the primary liability? Issuing bank13、A bank confirms a credit，it will usually write a clause as follows： We hereby add our confirmation to the credit and undertake to honour drafts and documents inconformity with the terms of the credit upon presentation themto us14、A credit is issued by Bank of China，Tianjin and confirmed by Bank of China，London．It constitutes the payment undertaking of(1)口one bank only．(2)⌧above two banks．15、Put ╳ in relative check box of the following sentences or fill the blanks to issue an irrevocable unconfirmed documentary credit which is to expire on or before 30 June，200X and is available with the advising bank，the Industrial and Commercial Bank of China , Shanghai by deferred payment at30 days after presentation of documents against the documents ．(1) In Irrevocable Documentary Credit Form(Advice for the advising bank)We request you to advice beneficiary：①⌧without adding your confirmation．②口adding your confirmation．③口adding your confirmation if requested by the beneficiary ．(2) In Notification of Irrevocable Documentary Credit Form①⌧This notification and the enclosed advice are sent to you without any engagement on our part．②口As requested by the issuing bank，we hereby add our confirmation to this credit in accordance with the stipulations under UCP500 ．(3) In Irrevocable Documentary Credit Form(Advice for the beneficiary)Expiry date and place for presentation of documentsexpiry date： 30 June，200Xplace for presentation： Shanghaicredit available with the Industrial andCommercial Bank of China①口by payment at sight②⌧by deferred payment at 30 days after presentation of documents③口by acceptance of draft(s) at④口by negotiationagainst the documents detailed herein⑤⌧and beneficiary's draft(s) drawn onthe Industrial and Commercial Bank of China16、Put X in relative check box of the following sentences or fill the blanks to issue an irrevocable credit which is to expire on or before 30 June，200X and is available with the issuing bank，Dresdner Bank, Hamburg by acceptance of draft(s) at 90 days sight．In Irrevocable Documentary Credit Form (Advice for the beneficiary) Expiry date and place for presentation of documentsexpiry date：30 June，200Xplace for presentation： Hamburgcredit available with Hamburg①口by payment at sight②口by deferred payment at③⌧by acceptance of draft(s) at 90 days sight．④口by negotiationagainst the documents detailed herein⑤⌧and beneficiary’s draft(s) drawn on Dresdner Bank17、An irrevocable negotiation (with the advising bank)documentary credit will expire on 29 May，200X．at：①口(place of issuing bank)／②⌧(place of advising bank)／③口(place of other bank)available with：name and place of／④口(issuing bark)／⑤⌧(advising bank)／⑥口(other bank)by：⑦口(sight payment)／⑧口(deferred payment at)／⑨口(acceptance of draft at)／⑩⌧negotiationagainst the documents detailed herein⌧and beneficiary's draft(s) drawn on name and place of／口(issuingbank)／口(advising bank)18、A new transferable credit maybe opened at the request of the first beneficiary by the transferring bank in accordance with all terms and conditions of original credit except that① the applicant may be changed by the first beneficiary② the credit amount and unit price maybe reduced③ the shipment and expiry dates and latest date for presentation of documents maybe shortened④ the percentage of insurance cover maybe increase⑤ the original transferable credit allows the first beneficiary to substitute hisinvoice and draft for those presented by the second beneficiary19、Who makes first presentation of documents to the nominated bank undera transferable credit?①口The first beneficiary．② The second beneficiary．③口The middleman．20、SWIFT MT700 and MT 701 are used for issue of a documentary credit．SWIFT MT 707 issued for amendment to a documentary credit．21~30 BBCBC CCDAD31、Please fill with the following terms into a SWIFT MT700 form to issuea documentary credit：ADVISING BANK: BANKOF ASIA，SHENZHEN BRANCHNO．68 SHEN NNAN ROAD，CENTRAL，SHENZHEN 518043，GUANGDONGDOCUMENARY CREDIT NUMBERE-0l-N-04939ISSUING BANK: BANKOF ASIA，HKBENEFICIARY：SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONEDEPARTMENT l0／F BUILDING MATERIALSBLDG，28 SHENNAN ZHONG RD．SHENZHEN ，CHINAACCOUNT NO．6251420110002APPLICANT:NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD，CAUSEWAY BAY，HONGKONGCUR AMOUNT ：USD34，800.00DRAFTS AT SIGHTQUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANKDRAWEE ：ISSUING BANK FOR FULL INVOICE VALUE＋FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA，HO，HONGKONGMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD，＋SIGNED COMERRCIAL INVOICE＋MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUECOVERING F．P．A．AS PER OCEAN MARINE CARGOCLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD IN CASE OF SHIPMENT BY CONTAINER＋PANKING LIST＋BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THE REVALENT AMENDMENT NUMBER．IF THIS CREDIT HAS NOT BEEN AMENDED，SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATINGBANK：+EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ON RECEIPT OF DOCUMENTS CONFORMlNG TOTHE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONSSWIFT MT 700 FORMDATE：X X/04/20FORM：(1) BANKOF ASIA ,HKTO： (2) BANKOF ASIA，SHENZHEN BRANCHNO．68 SHEN NNAN ROADCENTRAL，SHENZHEN 518043，GUANGDONGTEST 71-3315MT 700／ISSUE OF A DOCUMENTARY CREDIT：27／SEQUENCE OF TOTAL：1/1：40A／FORM OF DOCUMENTARY CREDIT：IRREVOCABLE：20／(3) DOCUMENARY CREDIT NUMBERE-0l-N-04939：31C／DATE OF ISSURE (YYMMDD) X X/04/20：31D／DATE AND PLACE OF EXPIRE (DATE IN YYMMDD) ：XX0615 IN BENEFICIARY’S COUNTARY：50／(4) APPLICANT : NEWTOWER DEVELOPMENT LIMITEDROOM 2504-5 CAUSEWAY BAY PLAZA489 HENNESSY ROAD，CAUSEWAY BAY，HONGKONG：59／(5) BENEFICIARY SHENZHEN BUILDING MATERIALSINDUSTRY (GROUP) CO STONE DEPARTMENT l0／F BUILDING MATERIALSBLDG，28 SHENNAN ZHONG RDSHENZHEN ，CHINA：32B／(6) CUR AMOUNT USD34，800.00：41A／AVAILABLE WTIHBANKOFASIASHENZHEN BRANCHBY NEGOTIATION：42C／(7) DRAFTS AT SIGHT QUOTING NO．AND DATE OF THIS LC ANDNAME OF LC ISSUING BANK：42D (8) DRAWEE ISSUING BANK FOR FULL INVOICE VALUE：43T／PARTIAL SHIPEMTS：ALLOWED：43T／TRANSHIPMENT： ALLOWED：44A／LOADING ON BOARD／DISPATCH／TAKING IN CHARGE AT／FROM：CHINESE PORT：44B／FOR TRANSPORTATION TO：HONGKONG：44C／LATEST DATE OF SHIPMENT(YYMMDD)：XX0531：45A／DESCRIPION OF GOOS AND／OR SERVICES：1200 SQ．M．OF PINK POLISHED GRANITE TILESAT USD29.00／SQ．M．CIF HONGKONG：46A／DOCUMENTS REQUIRED：(AT LEAST IN DUPLICATE卫UNLESS OTHERWISE SPECIFIED)(9) + SIGNED COMERRCIAL INVOICE + FULL SET OF CLEAN ON BOARDOCEAN BILLS OF LADINGMADE OUT TO ORDER OF BANK OF ASIA，HO，HONGKONGMARKED FREIGHT PREEPAID AND NOTIFYNEWTOWER DEVELOPMENT LIMITEDROOM 2504-5CAUSEWAY BAY PLAZA 489 HENNESSY ROAD + MARINE INSURANCE POLICY OR CERTIFICATE ENDORSEDIN BLANKBY THE ASSURED FOR AT LEAST 110% OF THE CIF VALUE COVERING F．P．A．AS PER OCEAN MARINE CARGO CLAUSES (1／1／1981) OF PICC SHOWING CLAIMSPAYABLE ATDESTINATION IN THE SAME CURRENCY AS DN．INSURANCE TOINCLUDE THE RISKS OF JETTISION AND WASHING OVER BOARD INCASE OF SHIPMENT BY CONTAINER+ PANKING LIST + BENEFICIARY’S CERTIFICATE ADDRESSED TOISSUING BANKCONFIRMING THEIR ACCEPTANCEAND／OR NON-ACCEPTANCEOF ALL THE AMENNDMENT MADE UNDER THIS CREDIT QUOTING THEREVALENT AMENDMENT NUMBERIF THIS CREDIT HAS NOT BEEN AMENDED，SUCH CERTIFICATE IS NOT REQUIED．INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING：47A／ADDITIONAL CONDITIONS：+ CREDIT AMOUNT AND SHIPMENT QUANTITY 5％MORE OR LESS+ DOCUMENTS MUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT BUT WITHIN THE VALIDITY OF THE CREDIT+ DOCUMENTS MUST BE PRESEVTED TO CREDIT ISSUING BANK (ADDRESS-20 PEDDER ST CENTRAL H．K．ATTN．INWARD BIILS DEPARTMENT) THOUGHBANK OF ASIA，SHENZHEN BRANCH+ A DISCREPANCY FEE OF USD30．00 (OR EQUIVA LENT) AND THERELATIVE CABLE CHARGES FOR ADVISING DISCREPANCY TONEGOTIATING／PRESENTING BANK ARE PAYABLE BY BENEFICIARY AND SHALL BE DEDUCTED FROM THE PROCEEDS FOR EACH PRESENTATION OFDISCREPANT DOCUMNTS UNDER THIS DOCUMENTARY CREDIT ：71B／CHARGES：ALL BANKING CHARGES OUTSIDE HONGKONGINCLUDING REIMBURSING CHARGESARE FOR ACOOUNT OF BENEFICIARY：49／CONFIRMATION INSTRUCTIONS：WITHOUT：78／(10)INSTRUCTIONS TO THE PAYING /ACCEPTING / NEGOTIATING BANK + EACH DRAWING BE ENDORSED ON THERERSE BY PRESENTING BANK+ ALL DOCUMENTS TO BE DESPACHEDTO ISSUING BANKIN ONE LOT BY FIRST AVAILABLE AIRMAIL+ ON RECEIPT OF DOCUMENTS CONFORMlNG TO THE TERMS OF THIS DOCUMENTARY CREDIT WE SHALLREIMBURS YOU INACCORDANCE WITH YOUR INSTRUCTIONS：72／SENDER TO RECEIVER INFORMATION：SUBJECT TO UCP (1993 REVISION) ICC PUBLICATION NO.500THIS IS THE OPERATIVE INSTRUMENTNO MAIL CONFIRMATION WILL FOLLOWNNNN二、Decide whether the following statements are true or false.T F T F F。

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