埃森哲-EXECOV韩国银行咨询报告
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•A-u•tCo•mCenuattteicr • Accounts TR •- Credit card • Payment •- Clearing
•Integrator • deposit
•External Infor. •Journal Entry •Transfer
•Management •Sum & Recon •Pricing
•-
•-
Liquidity
Exchange
Revenues • . Interest
• Rate
•-
• Rate
•- B/S,
Profitabi- • . FX Rate
P/L
• lity
•.
•- Budget
Duration
•Risk/Return •Business Unit•Regulatory &
•Product •Factory
••- CInotmermesot n C•APLrogram •- Fees CAL •- Check day •- Dividend • CAL ..etc
••••••••••••AABCCDDDEFIKQIOXAGBCTMPW::FKFL:IF:::n:E::DAiA:::DnDqKxCCBeccaucieocpcararnhiporeoenrolcaecyoducuksenuatsiningttoilMBtsttaGefssTat&aiun&KrnraakPkgonWreaFrastyeenfiiamntedthregeedernraFtalewdlera•••••••••••••lMNPRRRSSTTTUWeuBARXeLMPAegDmcA:a:::o::::PsR:TTUn:SNR:Wa:rreSeTp:seaaMleugasRdmiannwtmmbtxessaheiioafaocttdAemAeiotsconnnraructkdnasatgincrhorcmwoceiPinizelmupliaianansetitstisniobottrnonao
•Male •Processing
•- Loan, Mortgage •- Card, Borrowing •- Trade FI •- Others IQ
•External Processing
•Transaction •Information
••-PCrolecaersssing
•Feeds
from • other banks
• entries
• Timing
•- Audit
ห้องสมุดไป่ตู้
•- Product
•••- TICnratarsiahle-dr ay •Bina/laonucte Mgmt.
• Process •- Activity
•- Teller Bal.
•- Branch
Bal.
•-
Safety/Nigh
t
•- B/S •- P/L
Ref. •- Limit • Setting & • Monitorin g
•-D•Debetbotr •liCstollection •- Legal • Notice •Recovery • Tracking
•Re•g-ulatory infor. •MAuaitnhtoernitaynce •- Ratios •Reporting • Schedules
& Selection •- Customer
•- D.M
•- Products
•Consulting
•- Market
••-CPalamnpaign ••Planning Developmen t •- Sales • Promotion • Plan
•Navigator
•Driver
•Transaction •Management •- Financial •- Non• financial
•Informatio n Delivery
•Govt./ Regulatory
•Distributor
•BOK •Reporting
•Tax / Lo •Reporti
•Consolidation •-
•- B/S,P/L •- Status of • EDP • Business
•- TAA •- KBF
Customer
•
Statement •- Report
•Retail Customer
•Message •Warehousing
•Distribution •M•-aRnoaguetement
•- Send •- Manage & • Record
•Interchange •Management
••-RLeisptoorfting credit • card usage •- Balance • Statement
•Operations •Processing
•Branch •Opening
•- GIS
•Customer •M•-aDinetteanilasnce
•Relation• ship •- Credit • history
•Service Customer • Management •- Attribute •- Exposure • /Limits •Relationshi p
•Associated Institu
•Firm Banking
•Visa car ••- AUpsapgroeva
•- File Transfer
• approva •- Check
•
••-Corp. Data E•xEchxachnagnegs e • of joint cards •
accidents
•- EFT/POS •- SWIFT
•- GIRO
•BOK Wire
•- Borrowing •- National • Treasury
•Sales & Marketing
•Relationship Management
•Customer Mgmt.
•Credit Control
•Sales Support •Needs Analysis •- Cust. Seg.
•GIS
•Geographic •Demographic •- Branch attribute
•Products ••In- fLoirmmiatstion •-
Dividend
• price
•-
Maturity
•Credit Bureau •History
•- External • credit •Deferred System
•Technology •Plan
•Information Action Plan Ov
•Phase 1
•Phase 2 •Phase 3
•Service Delivery
•Customer
•ATM/CD
•- DW •- UP •- AC Transfer
•Phone •-•TBRanking Service •- Account IQ •.etc
•* Treasury
•* Investment •Deferred System
•Sales •Sum
•Performance •Market Research •Target Maint. •Sampling
•- LOG • Analysis
•Risk / Return •Fixed Asset •Activity
•M•-aCnraegdeimt ent •Profitability ••C-oRmaptiloiance
•- Interest
• . BIS
• Rate
•Pro •Sch
•Scope •Definition & •Classifications
•Current •Situation •Assessment
•IT •Strategy
•Data & •Application
•Plan
•Informa •Actio •Plan
•IT Possibility •Analysis
•External O •- KFTC •- CGF •
information
Provisions
•- Bad tran.
•Management & Control
•Sales
•Administrative •Investment
•Financial
•Mg•••mF-itnTR.arAaantcncecisaofelur&nt•inFgi•n&a•n-FcCioaorlesBctsausdtignegtin••g-.•AAnLalMysis
•Credit •Customer Product •Treasury
•Int'l Investment
•Maintenance •Summarization •Meas. Sum. •Performance Sum •Usage Sum. •Maintenance •Maintenance
•-•AFcracouudnt &•Detection • Card usage • Pattern •- Identify • Merchant • Fraud
•Stage 1
•- ISP Planning Project Workplan -
•Stage 2
•Business & •Competition •Assessment
•Organization •Plan
•Application, Data, and •Technical Strategies
•Credit Card
•- Cash Service
••H- ToRme/Firm Service •- Account IQ •- Internet •- Virtual Bank
•Teller/Male
•Female ••- POrpoecne(AssCi,ng
Cust) •- DP(TR money • other •banks) •- Foreign EX/RM •- Others IQ
•Closing
• PB Mgmt. •- Operator • Mgmt.
•- Pending •- Rejected
•- Daily •- Monthly
•- On-line •Journal
•Work
•Accounting
•Processing •Measurement
•- Log all
•- Procedure
•- LOG
•Central Processing
• Analysis
•Closing & •Settlement
•Product •Administration
•Workflow •Management
•Authorization ••- Handling Employees'
•Transaction •Handling
•Customer •Third Party Reporting
•Profitability •of Cust. Details
•- Customer
•Relationship
•- KBF, BOK •- Checking • real name
•-•SCcroerdinitg •M•-aCnraegdeimt ent
埃森哲-EXECOV韩国银 行咨询报告
2020年6月2日星期二
•Information Action Plan Ov
1. Information Action Plan Overview
The Information System Planning (ISP) project is complete. We have•iIdnefonrtmifaiteiodnaAc5tiyoneaPrlan Ov application strategy (shown on next page) aligned with Bank X’s business strategy. We have also identified the data and technology infrastructures, projects, and schedule to carry out these strategies.
•Product Management
•Deposits
•Loans
•Foreign Exchange •Credit Card
•External Data •Processing
•Domestic Exchange
•Suspense's Payable •/ Receivable
•Expenses
•Integrator • deposit
•External Infor. •Journal Entry •Transfer
•Management •Sum & Recon •Pricing
•-
•-
Liquidity
Exchange
Revenues • . Interest
• Rate
•-
• Rate
•- B/S,
Profitabi- • . FX Rate
P/L
• lity
•.
•- Budget
Duration
•Risk/Return •Business Unit•Regulatory &
•Product •Factory
••- CInotmermesot n C•APLrogram •- Fees CAL •- Check day •- Dividend • CAL ..etc
••••••••••••AABCCDDDEFIKQIOXAGBCTMPW::FKFL:IF:::n:E::DAiA:::DnDqKxCCBeccaucieocpcararnhiporeoenrolcaecyoducuksenuatsiningttoilMBtsttaGefssTat&aiun&KrnraakPkgonWreaFrastyeenfiiamntedthregeedernraFtalewdlera•••••••••••••lMNPRRRSSTTTUWeuBARXeLMPAegDmcA:a:::o::::PsR:TTUn:SNR:Wa:rreSeTp:seaaMleugasRdmiannwtmmbtxessaheiioafaocttdAemAeiotsconnnraructkdnasatgincrhorcmwoceiPinizelmupliaianansetitstisniobottrnonao
•Male •Processing
•- Loan, Mortgage •- Card, Borrowing •- Trade FI •- Others IQ
•External Processing
•Transaction •Information
••-PCrolecaersssing
•Feeds
from • other banks
• entries
• Timing
•- Audit
ห้องสมุดไป่ตู้
•- Product
•••- TICnratarsiahle-dr ay •Bina/laonucte Mgmt.
• Process •- Activity
•- Teller Bal.
•- Branch
Bal.
•-
Safety/Nigh
t
•- B/S •- P/L
Ref. •- Limit • Setting & • Monitorin g
•-D•Debetbotr •liCstollection •- Legal • Notice •Recovery • Tracking
•Re•g-ulatory infor. •MAuaitnhtoernitaynce •- Ratios •Reporting • Schedules
& Selection •- Customer
•- D.M
•- Products
•Consulting
•- Market
••-CPalamnpaign ••Planning Developmen t •- Sales • Promotion • Plan
•Navigator
•Driver
•Transaction •Management •- Financial •- Non• financial
•Informatio n Delivery
•Govt./ Regulatory
•Distributor
•BOK •Reporting
•Tax / Lo •Reporti
•Consolidation •-
•- B/S,P/L •- Status of • EDP • Business
•- TAA •- KBF
Customer
•
Statement •- Report
•Retail Customer
•Message •Warehousing
•Distribution •M•-aRnoaguetement
•- Send •- Manage & • Record
•Interchange •Management
••-RLeisptoorfting credit • card usage •- Balance • Statement
•Operations •Processing
•Branch •Opening
•- GIS
•Customer •M•-aDinetteanilasnce
•Relation• ship •- Credit • history
•Service Customer • Management •- Attribute •- Exposure • /Limits •Relationshi p
•Associated Institu
•Firm Banking
•Visa car ••- AUpsapgroeva
•- File Transfer
• approva •- Check
•
••-Corp. Data E•xEchxachnagnegs e • of joint cards •
accidents
•- EFT/POS •- SWIFT
•- GIRO
•BOK Wire
•- Borrowing •- National • Treasury
•Sales & Marketing
•Relationship Management
•Customer Mgmt.
•Credit Control
•Sales Support •Needs Analysis •- Cust. Seg.
•GIS
•Geographic •Demographic •- Branch attribute
•Products ••In- fLoirmmiatstion •-
Dividend
• price
•-
Maturity
•Credit Bureau •History
•- External • credit •Deferred System
•Technology •Plan
•Information Action Plan Ov
•Phase 1
•Phase 2 •Phase 3
•Service Delivery
•Customer
•ATM/CD
•- DW •- UP •- AC Transfer
•Phone •-•TBRanking Service •- Account IQ •.etc
•* Treasury
•* Investment •Deferred System
•Sales •Sum
•Performance •Market Research •Target Maint. •Sampling
•- LOG • Analysis
•Risk / Return •Fixed Asset •Activity
•M•-aCnraegdeimt ent •Profitability ••C-oRmaptiloiance
•- Interest
• . BIS
• Rate
•Pro •Sch
•Scope •Definition & •Classifications
•Current •Situation •Assessment
•IT •Strategy
•Data & •Application
•Plan
•Informa •Actio •Plan
•IT Possibility •Analysis
•External O •- KFTC •- CGF •
information
Provisions
•- Bad tran.
•Management & Control
•Sales
•Administrative •Investment
•Financial
•Mg•••mF-itnTR.arAaantcncecisaofelur&nt•inFgi•n&a•n-FcCioaorlesBctsausdtignegtin••g-.•AAnLalMysis
•Credit •Customer Product •Treasury
•Int'l Investment
•Maintenance •Summarization •Meas. Sum. •Performance Sum •Usage Sum. •Maintenance •Maintenance
•-•AFcracouudnt &•Detection • Card usage • Pattern •- Identify • Merchant • Fraud
•Stage 1
•- ISP Planning Project Workplan -
•Stage 2
•Business & •Competition •Assessment
•Organization •Plan
•Application, Data, and •Technical Strategies
•Credit Card
•- Cash Service
••H- ToRme/Firm Service •- Account IQ •- Internet •- Virtual Bank
•Teller/Male
•Female ••- POrpoecne(AssCi,ng
Cust) •- DP(TR money • other •banks) •- Foreign EX/RM •- Others IQ
•Closing
• PB Mgmt. •- Operator • Mgmt.
•- Pending •- Rejected
•- Daily •- Monthly
•- On-line •Journal
•Work
•Accounting
•Processing •Measurement
•- Log all
•- Procedure
•- LOG
•Central Processing
• Analysis
•Closing & •Settlement
•Product •Administration
•Workflow •Management
•Authorization ••- Handling Employees'
•Transaction •Handling
•Customer •Third Party Reporting
•Profitability •of Cust. Details
•- Customer
•Relationship
•- KBF, BOK •- Checking • real name
•-•SCcroerdinitg •M•-aCnraegdeimt ent
埃森哲-EXECOV韩国银 行咨询报告
2020年6月2日星期二
•Information Action Plan Ov
1. Information Action Plan Overview
The Information System Planning (ISP) project is complete. We have•iIdnefonrtmifaiteiodnaAc5tiyoneaPrlan Ov application strategy (shown on next page) aligned with Bank X’s business strategy. We have also identified the data and technology infrastructures, projects, and schedule to carry out these strategies.
•Product Management
•Deposits
•Loans
•Foreign Exchange •Credit Card
•External Data •Processing
•Domestic Exchange
•Suspense's Payable •/ Receivable
•Expenses