四级作文范文

网上购物

1. 现在流行网上购物

2. 网上购物的利弊

3. 我的看法

Nowadays with the ever rapid development and increasing popularity of the information technology , shopping on the internet has been a fashion especially among the youngsters.

Online shopping has made our daily life more convenient and comfortable. For example , shopping on the internet can save students a great deal of time on the way between home and store, so they would be able to concentrate more time and energy on their academic work. The internet has shorten the distance between manufacturers and consumers and thus we can even buy goods in other countries .On the other hand , lack of the face to face deal makes online shopping less reliable and trustworthy. What’ s more the delivery will increase the risk of items’ damage.

In my opinion, shopping on the internet is a irreversible trend. More and more people will be accustomed to it. It will be much more popular in the near future. And at the same time we should take some measures to make it perfect.

1)近年来越来越多的大学生开始使用信用卡

2)分析产生该现象的原因

3)针对大学生使用信用卡提出你的建议

【思路点拨】

本题属于提纲式文字命题。提纲第1点指出一种现象，提纲第2点要求分析产生该现象的原因，提纲第3点要求针对该现象给出“我”的建议，由此可判断本文应为现象解释型作文。

根据所给提纲，本文应包含以下内容：描述大学生使用信用卡的现状;分析大学生信用卡用户增加的原因;针对大学生使用信用卡提出“我”的建议。

【参考范文】

Credit Cards on Campus

In recent years, credit cards have gained more popularity among college students. With b anks’ more focus on college market, an increasing number of college students have applied f or credit cards and begun to consume by them.

The following three factors can account for the popularity of credit cards on campus. Fi rstly, a credit card provides overdrawing service, which is a big attraction for those stude nts who have not much money for their domination. Secondly, a credit card can help release f inancial burdens on those poor students, and hence reduce the risk of their dropping school for lacking money. Besides, many banks make some preferential policies on credit cards, like sending a gift, lowering year cost. Drawn by these policies, many college students have app lied for credit cards.

As far as I am concerned, it is not a bad thing for college students to own credit cards. However, there is misuse of credit cards among college students. Many students use credit c ards to buy luxurious things they don’t need really, and eve n some of them owe a big credit card debt. Therefore, schools and banks have responsibility to let college students learn ho w to use credit cards properly. Only in this way can college students enjoy really the advan tages of credit cards.

1. 越来越多的人使用信用卡，信用卡有哪些好处

2. 信用卡的弊端

3. 你自己的观点

【参考范文】

Credit Cards

Personal credit cards are becoming more common in China. Banks and other financial insti