信用证样本SWIFT
最新SWIFT信用证范本
最新SWIFT信用证范本SWIFT信用证范本1227: Sequence of total 序列号31/1 指只有一张电文440A: Form of documentary credit 跟单信用证形式5 IRREVOCABLE 不可撤消的信用证620: Doc. Credit Numbe712345678 信用证号码831C: Date of issue 开证日92002XXXX1031D: Date and place of expiry 信用证有效期112002XXXX12BENEFICIARY’S COUNTRY 有效地1350: Applicant 信用证开证审请人（你们的客户名）14 ABC CO., LTD.15CHINA1659: Beneficiary 受益人（你们公司名）17EFG CO., LTD.18ADDRESS32B: Currency code amount 信用证项下的金额1920USD XXXXXXX,2141D: Available with 议付适用银行22ANY BANK23BY NEGOTIATION 任何议付行2442C: Draft at 开汇票25XXX DAYS AFTER SIGHT26FOR FULL INVOICE value 见票XXX天付款（发票全额）2742A: Drawee 付款人28ABOCCNBJXXX29AGRICULTURAL BANK OF CHINA, XXX BRANCH 某农业银行某支行3043P: Partial shipment 是否允许分批装运31ALLOWED 可以3243T: Transshipment33ALLOWED 允许转运3444A: Taking charge 装船港口35XXXXXX PORT3644B: For transportation to 目的港CHINESE PORT373844C: Latest date of shipment 最后装船期392002XXXX4045A: Description goods and/or services 货物/服务描述41GENERAL MERCHANDISE 日用品4246A: Documents required 须提供的单据文件/doc/9c3339556.html,MERCIAL INVOICE IN TRIPLICATE 一式三份商业发票43442.FULL SET OF CLEAN ON BOARD B/L MARKED FREIGHT PREPAID MADE OUT TO 45ORDER OF SHIPPER AND NOTIFYING APPLICANT 全套已装船清洁提单，标明运费预付，收货人一栏填根据发货人指示，通知开证审请人46473.PACKING LIST IN DUPLICATE 装箱单一式二份4847A: Additional conditions 附加条件491.AGRICULTURAL BANK OF CHINA SINGAPORE BRANCH IS ASSIGNED TO DISCOUNT 50THE L/C 中国农业银行为指定的付款行512.AFTER NEGOTIATION BANK HAS SENT TESTED TELEX TO ISSUING BANK 52CERTIFYING DOCUMENTS IN COMPLIANCE WITH THE L/C TERMS AND INDICATION 53INVOICE value,THEN NEGOTIATION BANK IS AUTHORIZED TO CLAIM REIMBURSEMENT 54BY TESTED TELEX/SWIFT FROM AGRICULTRUAL BANK OF CHINA SINGAPORE BRANCH 55AT SIGHT BASIS. SINGAPORE BRANCH WILL EFFECT PAYMENT WITHIN 5 WORKING DAYS.5657议付行发电传给开证行确认单证相符，并指示发票金额，然后以SWIFT电码或电传的形式授权中国农业银行新加波支行付款给收益人，新加波支行将在5859五个工作日内履行付款义务6071B: Charges 开证以外产生的费用61ALL BANKING CHARGES OUTSIDE OF THE ISSUING BANK (EXCEPT FOR THE 62DISCOUNT INTEREST AND DISCOUNT CHARGES) ARE FOR BENEFICIARY’S63ACCOUNT 开证行以外产生的费用由信用证收益人负担（票据贴现利息与折扣除外）646548: Period for presentation 单据提交期限66DOCUMENTS MUST BE PRESENTED WITHIN XX DAYS AFTER LATEST SHIPMENT DATE BUT WITHIN THE VALIDITY OF THIS6768CREDIT 在信用证有效期内，最迟装运期后XX天内，向银行提交单据6949: Confirmation instruction70WITHOUT 不保兑7153A: Reimbursement Bank 偿付行72ABOCSGSG7378: Instructions to pay/account/negotiation bank 指示付款行？议74付行751.A DISCREPANCY(IES) FEE OF USDXX.00 WILL BE DEDUCTED FROM THE 76PROCEEDS IF THE DOCUMENTS ARE PRESENTED WITH A DISCREPANCY(IES). 如果单据提交有差异，差额将从信用额里扣除77782.ALL DOCUMENTS SHOULD BE DESPATCHED TO US （ADDRESS：XXXXXXX）INONE LOT BY COURIER SERVICE.7980所有单据应一次性通过快件形式发给我们8172: Sender to receiver information 说明82THIS CREDIT IS ISSUED SUBJECT TO UCP500 (1993 REVISION) 本信用证83跟据跟单信用证通一惯例UCP500（1993 年版）开出84One original and four photocopies of the commercial invoice showing standard export packing and also showing non-quota when a non-quota item8586is shipped.87出具一式四份标准出口包装的商业发票,若为无配额商品,则需另出无配额证明8889One origianl and three photocopies of inspection certificate issued 90by hymin park of min woo international inc.91出具一式三份由hymin park of min woo international inc.签发的商检92证书93A fax letter by angela stating that one full set of non-negotiable94documents was received.95Angela传真声明需出具一整套不可议付之单证96One origianal and three photocopies of beneficiary's certificate 97certifying that a production sample was sent to the attention of ruth plant or Albert elkaim of buffalo jeans ,4009899sauve west, montreal , quebec h3l 1z8100一式三份的受益人产品样品之证明书寄至工厂或是此地址: Albert elkaim101of buffalo jeans ,400102sauve west, montreal , quebec h3l 1z8 (加拿大的一个地址)103One original and three photocopies of packing list.104装箱单一式三份105full set of original marine bills of lading clean on board or106multimode transport documents clean on board plus 2 non-negotiable copies107issued by air sea transport inc.. weihai, china made out or endorsed toorder of bnp paribass(canada) marked freight collect, notify general 108109customs brokers attn linda 514-876-1704110全套清洁已装船的海运提单或是清洁已装船之多式联运提单需加两份由111air sea transport inc签发的不可议付单据副本.提单需注明由bnp 112paribass(Canada)付费,通关联系人 Linda,电话514-876-1704113one original and three photocopies of certificate of export licenceof textile products showing the year of quota which mustcorrespond to 114115the year of shipment except in the case of non-quota which an export116licence is not required.出具一式三份的纺织品出品许可证明书,年度配额须与年度出货一致,其中117118无需配额要求除外.119One original and three photocopies of certificate of origin.一式三份的原产地证书120121one original and three photocopies of canada customs invoice.122一式三份的加拿大海关发票123a fax letter by albert elkaim,michel bitton, ruth plant,kathy 124alix,nancy whalen,marjolaine martel,mimi bernola,anna 125 sciortino,jennyfer hassan or charles bitton stating a sample was 126received.127albert elkaim,michel bitton, ruth plant,kathy alix,nancy 128 whalen,marjolaine martel,mimi bernola,anna sciortino,jennyfer hassan or 129charles bitton这些人传真声明的可接受之样品letter from shipper on their letterhead indicating their name of 130131company and address,bill of lading number,container number and that this 132shipment,including its container,does not contain any non-manufactured 133wooden material, tonnage, bracing material, pallets, crating or other 134non-manufactured wooden packing material.135托单需注明托运人公司,地址,提单号,货柜号,及装载量,包括非木质包装之排水量,托盘,板条箱或其它非木质包装材料136137信用证条款如下:138DOCUMENTS REQUIRED 45A1、FULL SET CLEAN SHIPPED ON BOARD SHIPPING CO’S BILL OF LADING 139140ISSUED TO THE ORDER OF OMDURMAN NATIONAL BANK, SAGGANA BRANCH MAKED 141FREIGHT PREPAIK AND NOTIFY APPLICANT.2、 SIGNED COMMERCIAL INVOICE IN FIVE ORIGINAL AND THREE COPIES DULY 142143CERTIFIED TRUE AND CORRECT.。
SWIFT信用证的格式
SWIFT信用证的格式代号为MT700和MT707代码(Tag)栏位名称(Field Name)27合计次序(Sequence of Total)20信用证编号（Documentary Credit Number）45B货物描述与交易条件（Description Goods and/or Services）46B应具备单据（Documents Required）47B附加条件（Additional Conditions）50申请人（Application）59受益人（Beneficiary）32B币别代号、金额（Currency Code，Amount）39A信用证金额加减百分率（Percentage Credit Amount）39B最高信用证金额（Maximum Credit Amount）39C可附加金额（Additional Amount Covered）41a向…银行押汇，押汇方式为…（Available Wit h…By…）42C汇票期限（Drafts a t…）42a付款人（Drawee）42M混合付款指示（Mixed Payment Details）42P延期付款指示（Deferred Payment Details）43P分运（Partial Shipments）43T转运（Transhipment）44A由…装船/发送/接管（Loading on Board/Dispatch/Taking in Charge at/fro m…）44B装运至…（For Transportation t o…）44C最后装船日（Latest Date of Shipment）44D装运期（Shipment Period）45A货物描述与交易条件（Description Goods and/or Services）46A应具备单据（Documents Required）47A附加条件（Additional Conditions）71B费用（Charges）48提示期间（Period for Presentation）49保兑指示（Confirmation Instructions）53a清算银行（Reimbursement Bank）78对付款/承兑/让购银行之指示（Instructions to the Paying／Accepting/Negotiation bank）57a收讯银行以外的通知银行(“Advise Through”Bank)72银行间的备注(Sender to Receiver Information)注:M/O为Mandatoryandatory与Optional的缩写，前者是指必要项目，后者为任意项目。
信用证样本SWIFT
信用证样本SWIFT信用证样本Own BIC/TID :II: ICBKCNBJZJP BIC identified as:INDUSTRIAL AND COMMERCIAL BANK OFCHINA,JINHUA CITY BRANCHNO 500 BAY1 NORTH ROAD YIWU CITY 321000ZHEJIANG PROVINCE, CHINASWIFT Message Type :MT: 700 Issue of Documentary Credit Correspondents BIC/TID :IO: MIDLGB22 3757 401965 980710 2242 NMIDLAND BANK PLC LONDON, U.K. Sequence of Total : 27: 1/1Form of Documentary Credit :40A: NON TRANSFERABLEDocumentary Credit Number : 20: LCBR82791Date of Issue. :31C: 070701Applicable Rules. :40E: UCP LATEST VERSIONDate and Place of Expiry :31D: 070908 CHINAApplicant : 50: DDD Co., Ltd.UNIT 2208 22/F LAFORD CENTRE 888 WAITERWEST ROADLONDON SE7 8NJ, U.K.Beneficiary :59: ZHEJIANG YIWU AAA CRAFTS FACTORYNO. 666 BINGW ANG ROAD, YIWU, ZHEJIANG,CHINA P. C. 3211000Currency code, Amount :32B: USD25000,00Available with---by---- :41D: ANY BANK BY NEGOTIATION Drafts at ...... :42C: AT SIGHTDrawee :42D: MIDLAND BANK PLC LONDON, U. K. FORNET INVOICE V ALUEPartial Shipments :43P.. ALLOWEDTransshipment :43T: NOT ALLOWEDPort of Loading/Airport of :44E: SHANGHAIDestination :44F: FELIXSTOWELatest Date of Shipment :44C: 070901Description of Goods :45A: ITEM NO. CVK6317,REVEAL ASHTRAY,OVERALL SIZE: 100 X 100 X 35MM,WITH 2 DDD LASER LOGO ON GLASS10,000 PCS AT USD2.50/PCDETAILS AS PER L/C APPIACANT' S PUR—CHASE NO. 9735-1FOB SHANGHAI, CHINADocuments Required : 46A:+ FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO ORDER OF MIDLAND BANK PLC LONDON, U.K. AND NOTIFYING L/C APPLICANT WITH FULL ADDRESS MARKED "FREIGHT COLLECT". MENTIONING THIS L/C NUMBER.+SIGNED COMMERCIAL INVOICES IN 3 COPIES.+PAKING LISTS IN 3 COPIES.+CERTIFICATATE OF CHINESE ORIGIN IN 1 COPY.+ORIGINAL CERTIFICATE OF CHINESE ORIGIN GSP FORM A IN 1 COPY.+ONE ORIGINAL CLEAN INSPECTION CERTIFICATE IN DDD CO. , L.ED SIGNED BY ANY ONE OF THE AUTHORIZED SIGNATORIES OF DDD CO. ,L.ED.+ BENEFICIARY' S CERTIFICATE WITH COURIER RECEIPTCERTIFIING THAT ONE SET OF NON-NEGOTIATION COPY OF DOCUMENTS UNDER THIS LETTER OF CREDIT HAVE BEEN SENT TO APPLICANT WITHIN 5 DAYS AFTER SHIPMENT.Additional Conditions :47 A:1. DISCREPANT DOCUMENTS WILL BE REJECTED. HOWEVER, IF WE GIVE NO-TICE OF REFUSAL OF DOCUMENTS PRESENTED UNDER THIS CREDIT, WESHALL. RETAIN THE RIGHT TO ACCEPT A W AIVER OF DISCREPANCIES FROM THE APPLICANT, AND SUBJECT TO SUCH W AIVER BEING ACCEPTABLE TOUS, TO RELEASE DOCUMENTS AGAINST THAT WAIVER WITHOUT REFER-ENCE TO THE PRESENTER UNLESS WRITTEN INSTRUCTIONS TO THE CON-TRARY HA VE BEEN RECEIVED BY US FROM THE PRESENTER BEFORE THERELEASE OF THE DOCUMENTS. ANY SUCH RELEASE PRIOR TO RECEIPT OFCONTRARY WRITTEN INSTRUCTIONS SHALL NOT CONSTITUTE A FALLUREON OUR PART TO HOLD THE DOCUMENTS AT THE PRESENTER~S RISK ANDDISPOSAL, AND WE WILL NOT BE LIABLE TO THE PRESENTER 1N RESPECTOF ANY SUCH RELEASE2. CHARGES INCURRED IN RESPECT OF ANY TELEGRAPHIC TRANSFER/ CHA TS PAYMENT/PAYMENT ADVICE BY SWIFT/TELEX ARE FOR ACCOUNT OF BENEFICIARY.3. A HANDLING COMMISSION OF USD60.00 OREQUIVALENT, PLUS TELEX CHARGES, IF ANY, WILL BE DEDUCTED FROM THE PROCEEDS FOR EACH SET OF DOCUMENTS WITH DISCREPANCIES PRESENTED UNDER THIS LETTER OF CREDIT. THIS STATE- MENT IS NOT TO BE CONSTRUED TO MEAN THA T DOCUMENTS WITH DISCREPAN- CIES WILL BE HONOURED BY US. IN THE EVENT OF OUR PAYMENT DESPITE DIS- CREPANCIES, IT MUST NOT BE CONSTRUED AS WAIVER OF SIMILAR DISCREPAN- CIES ON FUTURE DRAWINGS.4. ALL DOCUMENTS MUST BE PRESENTED THROUGH BENEFICIARY'S BANKERAND EXTRA COPY OF INVOICE AND TRANSPORT DOCUMENT FOR L/C ISSUING BANK'S FILE REQUIRED.5. THE NUMBER OF THIS L/C MUST BE QUOTED ON ALL DOCUMENTS6. SHIPMENT EFFECTED PRIOR TO L/C ISSUANCE DA TE NOT ACCEPTABLE.BUYERS INSURE.WE HEREBY ENGAGE WITH THE DRAWERS, ENDORSERS AND BONA FIDE HOLDERS THA T DRAFTS DRAWN AND NEGOTIATED IN COMPLIANCE WITH THE TERMS AND CONDITONS OF THIS CREDIT WILL BE DUL Y HONOURED ON PRESENTA TION.THE AMOUNT OF ANY DRAFT DRAWN UNDER THIS CREDIT IS TO BE ENDORSED ON THE REVERSE HERE OF BY THE NEGOTIATING BANK. THE NUMBER AND DATE OF THE CREDIT AND THE NAME OF OUR BANK MUST BE QUOTED ON ALL DRAFTS.Charges :7lB: ALL BANKING CHARGES OUTSIDE U. K. AREFOR ACCOUNT OF BENEFICIARY.Period for presentation :48: ALL DOCUMENTS MUST BEPRESENTEDWITHIN 7 DAYS AFTER DA TE OF SHIPMENT. Confirmation Instructions :49: WITHOUTInst/Paying/Accpt/Negoti- :78: 1. PLS FORWARD THE WHOLE SET OF DOCU ate Bank MENTS IN ONE LOTTO OUR BILLS PROCESSING CENTRE (LON-DON) AT NO. 203WOODHILL STR. LONDON SE7 8NJ, U. K.VIA COURIERSERVICE AT BENEFICIARY'S EXPENSES.2. IN REIMBURSEMENT, WE SHALL REMITPROCEEDS INACCORDANCE WITH YOUR INSTRUCTIONSUPON RECEIPT OFTHE COMPLIED DOCUMENTS.Sender to Receiver Informa : 72: PLEASE ADVISE BENEFICIARY VIAtion TEL:86 579 6666666 FAX:86 579 8888888 Trailer。
信用证样本
信用证样本1．样本一BANK OF CYPRUS LTDLETTERS OF CREDIT DEPARTMENTNTCOSIA COMMERCIAL OPERATIONS CENTERINTERNATIONAL DIVISIONTEL: ****** FAX: ******TELEX: 2451 & 4933 KYPRIA CYSWIFT: BCYPCY2NDATE: 23 MARCH 2005APPLICATION FOR THE ISSUANCE OF A LETTER OF CREDITSWIFT MT700 SENT TO转送至STANDARD CHARTERD BANK UNIT 1-8 52/F SHUN NIND SQUARE DI WANG COMMERCIAL CENTRE,NO 5002 EAST SHENNAN ROAD,SHENZHEN，CHINA 渣打银行深圳分行深南东路5002号，信兴广场地王商业大厦52楼1-8单元:27: SEQUENCE OF TOTAL序列号1/1 只有一张电文:40A: FORM OF DOCUMENTARY CREDIT跟单信用证形式IRREVOCABLE 不可撤销的信用证:20:DOCUMENTARY CREDIT NUMBER信用证号码00143-01-0053557:31C: DATE OF ISSUE开证日（如果这项没有填，则开证日期为电文的发送日期）:31D:DATE AND PLACE OF EXPIRY信用证有效期和到期地点050622 IN CHINA 050622在中国到期:50: APPLICANT 信用证开证申请人NICOSIA（注意应同发票上的买方是一致的）:59: BENEFICIARY 受益人CHAOZHOU HUALI CERAMICS FACTORY潮州华利陶瓷洁具厂FENGYI INDUSTRIAL DISTRICT, GUXIANG TOWN, CHAOZHOU CITY, GUANGDONG PROVINCE,CHINA.:32B: CURRENCY CODE,AMOUNT 信用证项下的金额和货币USD784, 189.00: 41D: AVAILABLE WITH...BY... 议付适用银行STANDARD CHARTERED BANKCHINA AND/OR AS BELOW BY NEGOTIATION 渣打银行或以下的任何银行议付:42C:DRAFTS AT 开汇票SIGHT 即期:42A:DRAWEE 付款人BCYPCY2NO10BANK OF CYPRUS LTD（塞浦路斯的银行名）:43P:PARTIAL SHIPMENTS 是否允许分批装运NOT ALLOWED 不允许:43T:TRANSHIPMENT转运ALLOWED允许:44A:LOADING ON BOARD/DISPATCH/TAKING IN CHARGE AT/FROM... 装船港口SHENZHEN PORT深圳:44B:FOR TRANSPORTATION TO 目的港LIMASSOL PORT 利马索尔港:44C: LATEST DATE OF SHIPMENT最迟装船期050601:045A:DESCRIPTION OF GOODS AND/OR SERVICES 货物/服务描述SANITARY WARE 陶瓷洁具FOB SHENZHEN PORT,INCOTERMS 2000 FOB 深圳港，INCOMTERMS 2000:046A:DOCUMENTS REQUIRED 须提供的单据文件*FULL SET (AT LEAST THREE) ORIGINAL CLEAN SHIPPED ON BOARD BILLS OF LADING ISSUED TO THE ORDER OF BANK OF CYPRUS PUBLIC COMPANY LTD,CYPRUS,NOTIFY PARTIES APPLICANT AND OURSELVES,SHOWING FREIGHT PAYABLE AT DESTINATION AND BEARING THE NUMBER OF THIS CREDIT. 全套清洁已装船提单原件（至少三份），做成以“塞浦路斯股份有限公司”为抬头，通知开证人和我们自己，注明运费在目的港付，注明该信用证号码。
信用证付款流程条款样本完整的SWIFT电文
信用证付款流程条款样本完整的SWIFT电文信用证是19世纪发生的一次国际贸易支付方式上的革命，这种支付方式首次使不在交货现场的买卖双方在履行合同时处于同等地位，在一定程度上使他们重新找回了"一手交钱，一手交货"的现场交易所具有的安全感，解决了双方互不信任的矛盾。
我们知道，采用汇付进行预期付款，是买方处于不利地位，而采用汇付进行迟期付款则是卖方处于不利地位，而采用托收方式，即使是即期交单付款方式，对卖方来说，也是一种迟期付款。
因为，卖方必须在装运后，才能获得全套收款的单据。
一旦买方拒付货款，即使货物的所有权还在卖方手里，卖方的损失还是难以避免的。
为了使买卖双方都处于同等地位，人们发明了信用证支付方式，由银行出面担保，只要卖方按合同规定交货，就可拿到货款,而买方又无须在卖方履行合同规定的交货义务前支付货款。
信用证是有条件的银行担保，是银行（开证行）应买方（申请人）的要求和指示保证立即或将来某一时间内付给卖方（受益人）一笔款项。
卖方（受益人）得到这笔钱的条件是向银行（议付行）提交信用证中规定的单据。
例如：商业、运输、保险、政府和其他用途的单据。
注析：1．开证申请人（买方）：请求银行开立信用证的人。
2．开证行：是进口国的一家银行，应买方的要求而开立信用证。
3．通知行：是出口国的一家银行，把开证事宜通知出口人。
4．出票人（卖方）：出售货物并向开证行或买方出具汇票。
5．受票人（卖方）：汇票到期时承担付款的责任者。
6．议付行：向卖方支付或承兑汇票7．偿付行：通常是开证行本身，他向议付行偿付后者预先垫付的货款。
在有些场合，它可能是开证行在第三国的偿付代理行。
8．受益人：以此人为抬头开立信用证，也就是有权开具汇票并领取货款者。
一般信用证格式一般信用证格式 (本证)由华盛顿中国银行转递。
"ZHUNGKRO"广州广东中国银行2000年4月5日广州兹开立第987号不可撤销的信用证受益人：华盛顿……公司开证人：广州市中国……进出口公司最高金额：$800，000(捌佰万美元，溢交或短交货物金额以5％为限)。
信用证SWIFT格式
信用证SWIFT格式跟单信用证的特点和标准在出口业务中采用的“信用证”方式，正式名称叫作“跟单信用证”。
我们在习惯上将其简称为L/C(LETTER OF CREDIT)。
国际贸易的结算方式很多，跟单信用证（DOCUMENTARY CREDIT）是其中最普遍使用的结算方式之一。
简单来说，信用证是银行应申请人的要求而开立的一项有条件的承诺，保证受益人可凭符合信用证所有条款的各项单据取得货款。
跟单信用证的特点是一切凭单据行事，而不用管货物的好坏。
单据是否与信用证条款相符是确定付款责任的唯一依据。
对开证人来说，通过信用证条款可促使受益人有效履行合同。
开证人是否支付货款，由开证行审核受益人所提交的单据是否相符而决定。
对受益人来说，只要做到单证相符，即可取得到开证行偿付的货款，大大降低了贸易风险。
因此，制作单证相符的单据及相关的审证、审单工作在跟单信用证实务中显得至关重要。
现在国际间使用的信用证普遍都受到国际商会制定的“跟单信用证统一惯例”（即俗称的“500条款”）所约束，作为解释信用证条款及决定单证是否相符的统一标准。
国际商会自1933年起开始制定跟单信用证标准，并陆续修改过4次，目前最新的是国际商会第500号文件（UCP500）,全称叫作“跟单信用证统一惯例”：UNIFORM CUSTOMS AND PRACTICE FOR DUCUMENTARY CREDITS—1993 REVISION(Publication No.500)。
“500条款”从1994年起生效，使用至今。
可以这样说，熟读“500条款”是用好信用证的基础。
但这仅仅是“纸上谈兵”，在实际工作中会出现各式各样的问题，无法从教科书中找到现成的答案。
我们将逐一分析跟单信用证的SWIFT报文格式，并结合“500条款”，以问答的形式讲述操作实战。
这篇指南不会对信用证基础知识多加解释，希望你在读这篇文章前已经学习过【进出口实务】和集团公司的【出口业务管理规定】，或具有一定的单证工作经验，这样更容易理解文章的内容。
信用证样本详解
⼀.SWIFT介绍 SWIFT⼜称：“环球同业银⾏⾦融电讯协会”，是国际银⾏同业间的国际合作组织，成⽴于⼀九七三年，⽬前全球⼤多数国家⼤多数银⾏已使⽤SWIFT系统。
SWIFT的使⽤，使银⾏的结算提供了安全、可靠、快捷、标准化、⾃动化的通讯业务，从⽽⼤⼤提⾼了银⾏的结算速度。
由于SWIFT的格式具有标准化，⽬前信⽤证的格式主要都是⽤SWIFT电⽂，因此有必要对SWIFT进⾏了解。
⼆.SWIFT特点 1.SWIFT需要会员资格。
我国的⼤多数专业银⾏都是其成员。
2.SWIFT的费⽤较低。
同样多的内容，SWIFT的费⽤只有TELEX（电传）的18%左右，只有CABLE（电报）的2.5%左右。
3.SWIFT的安全性较⾼。
SWIFT的密押⽐电传的密押可靠性强、保密性⾼，且具有较⾼的⾃动化。
4.SWIFT的格式具有标准化。
对于SWIFT电⽂，SWIFT组织有着统⼀的要求和格式。
三.SWIFT电⽂表⽰⽅式 1.项⽬表⽰⽅式 SWIFT由项⽬(FIELD)组成，如：59 BENEFICIARY（受益⼈），就是⼀个项⽬，59是项⽬的代号，可以是两位数字表⽰，也可以两位数字加上字母来表⽰，如51a APPLICANT（申请⼈）。
不同的代号，表⽰不同的含义。
项⽬还规定了⼀定的格式，各种SWIFT电⽂都必须按照这种格式表⽰。
在SWIFT电⽂中，⼀些项⽬是必选项⽬（MANDATORY FIELD)，⼀些项⽬是可选项⽬（OPTIONAL FIELD)，必选项⽬是必须要具备的，如：31D DATE AND PLACE OF EXPIRY（信⽤证有效期），可选项⽬是另外增加的项⽬，并不⼀定每个信⽤证都有的，如：39B MAXIMUM CREDIT AMOUNT（信⽤证限制⾦额）。
2.⽇期表⽰⽅式 SWIFT电⽂的⽇期表⽰为：YYMMDD（年⽉⽇） 如：1999年5⽉12⽇，表⽰为：990512； 2000年3⽉15⽇，表⽰为：000315； 2001年12⽉9⽇，表⽰为：011209。
信用证样本(中英文对照)
信用证样本(中英文对照).信用证样本:以下信用证内容源自华利陶瓷厂与一塞浦路斯客户所开立并顺利支付的信用证TO:BANK OF CYPRUS LTD （塞浦路斯银行有限公司）LETTERS OF CREDIT DEPARTMENTNTCOSIA COMMERCIAL OPERATIONS CENTERINTERNATIONAL DIVISION************TEL:******FAX:******TELEX:2451 & 4933 KYPRIA CYSWIFT:BCYPCY2NDATE:23 MARCH 2005APPLICATION FOR THE ISSUANCE OF A LETTER OF CREDIT（申请信用证的发行）SWIFT MT700 SENT TO:MT700转送至STANDARD CHARTERD BANKUNIT 1-8 52/F SHUN NIND SQUAREO1 WANG COMMERCIAL CENTRE,SHEN NANROAD EAST,SHENZHEN 518008 - CHINA渣打银行深圳分行深南东路5002号信兴广场地王商业大厦52楼1-8单元电话： 82461688:27: SEQUENCE OF TOTAL序列号1/1 指只有一张电文:40A: FORM OF DOCUMENTARY CREDIT跟单信用证形式IRREVOCABLE 不可撤消的信用证:20:DOCUMENTARY CREDIT NUMBER信用证号码00143-01-0053557:31C: DATE OF ISSUE开证日如果这项没有填，则开证日期为电文的发送日期。
:31D:DATE AND PLACE OF EXPIRY信用证有效期050622 IN CHINA在中国到期:50: APPLICANT 信用证开证审请人******* NICOSIA 较对应同发票上是一致的:59: BENEFICIARY 受益人CHAOZHOU HUA LI CERAMICS FACTORYFENGYI INDUSTRIAL DISTRICT, GUXIANG TOWN, CHAOZHOU CITY,GUANGDONG PROVINCE,CHINA.潮州华利陶瓷洁具厂:32B: CURRENCY CODE,AMOUNT 信用证项下的金额USD***7841,89:41D:AVAILABLE WITH....BY.... 议付适用银行STANDARD CHARTERED BANKCHINA AND/OR AS BELOW 渣打银行或以下的BY NEGOTIATION 任何议付行:42C:DRAFTS AT 开汇票SIGHT 即期:42D:DRAWEE 付款人BCYPCY2NO10BANK OF CYPRUS LTD 塞浦路斯的银行名:43P: PARTIAL SHIPMENTS 是否允许分批装运NOT ALLOWED 不可以:43T:TRANSHIPMENT转运ALLOWED允许:44A:LOADING ON BOARD/DISPATCH/TAKING IN CHARGE AT/FROM...装船港口SHENZHEN PORT深圳:44B:FOR TRANSPORTATION TO 目的港LIMASSOL PORT发票中无提及:44C: LATEST DATE OF SHIPMENT最后装船期050601:045A DESCRIPTION OF GOODS AND/OR SERVICES 货物/服务描述SANITARY WARE 陶瓷洁具F O B SHENZHEN PORT,INCOTERMS 2010 fob深圳港，INCOMTERMS 2010:046A DOCUMENTS REQUIRED 须提供的单据文件*FULL SET (AT LEAST THREE) ORIGINAL CLEAN SHIPPED ON BOARD BILLSOF LADING ISSUED TO THE ORDER OF BANK OF CYPRUS LTD,CYPRUS,NOTIFY PARTIES APPLICANT AND OURSELVES,SHOWING全套清洁已装船提单原件(至少三份)，作成以“塞浦路银行”为抬头，通知开证人和我们自己，注明*FREIGHT PAYABLE AT DESTINATION AND BEARING THE NUMBER OF THISCREDIT.运费在目的港付注明该信用证号码*PACKING LIST IN 3 COPIES.装箱单一式三份*CERTIFICATE ISSUED BY THE SHIPPING COMPANY/CARRIER OR THEIRAGENT STATING THE B/L NO(S) AND THE VESSEL(S) NAME CERTIFYINGTHAT THE CARRYING VESSEL(S) IS/ARE:A) HOLDING A VALID SAFETYMANAGEMENT SYSTEM CERTIFICATE AS PER TERMS OF INTERNATIONALSAFETY MANAGEMENT CODE ANDB) CLASSIFIED AS PER INSTITUTE CLASSIFICATION CLAUSE 01/01/2001BY AN APPROPRIATE CLASSIFICATION SOCIETY由船公司或代理出有注明B/L号和船名的证明书证明他们的船是:A)持有根据国际安全管理条款编码的有效安全管理系统证书; 和B)由相关分级协会根据2001年1月1日颁布的ICC条款分类的.*COMMERCIAL INVOICE FOR USD11,202,70 IN 4 COPIES DULY SIGNED BYTHE BENEFICIARY/IES, STATING THAT THE GOODS SHIPPED:A)ARE OF CHINESE ORIGIN.B)ARE IN ACCORDANCE WITH BENEFICIARIES PROFORMA INVOICE NO.HL050307 DATED 07/03/05.由受益人签署的商业发票总额USD11,202,70一式四份，声明货物运输：A)原产地为中国B)同号码为HL050307 开立日为 07/03/05的商业发票内容一致:047A: ADDITIONAL CONDITIONS附加条件* THE NUMBER AND DATE OF THE CREDIT AND THE NAME OF OUR BANK MUSTBE QUOTED ON ALL DRAFTS (IF REQUIRED).信用证号码及日期和我们的银行名必须体现在所有单据上(如果有要求)*TRANSPORT DOCUMENTS TO BE CLAUSED: ’VESSEL IS NOT SCHEDULED TOCALL ON ITS CURPENT VOYAGE AT FAMAGUSTA,KYRENTA OR KARAVOSTASSI,CYPRUS.运输单据注明" 船在其航行途中不得到塞***的Famagusta, Kyrenta or Karavostassi这些地方*INSURANCE WILL BE COVERED BY THE APPLICANTS.保险由申请人支付*ALL DOCUMENTS TO BE ISSUED IN ENGLISH LANGUAGE.所有单据由英文缮制*NEGOTIATION/PAYMENT:UNDER RESERVE/GUARANTEE STRICTLY 保结押汇或是银行保函PROHIBITED. 禁止*DISCREPANCY FEES USD80, FOR EACH SET OF DISCREPANT DOCUMENTSPRESENTED UNDER THIS CREDIT,WHETHER ACCEPTED OR NOT,PLUS OURCHARGES FOR EACH MESSAGE CONCERNING REJECTION AND/OR ACCEPTANCEMUST BE BORNE BY BENEFICIARIES THEMSELVES AND DEDUCTED FROM THEAMOUNT PAYABLE TO THEM.修改每个单据不符点费用将扣除80美元(最多40)*IN THE EVENT OF DISCREPANT DOCUMENTS ARE PRESENTED TO US ANDREJECTED,WE MAY RELEASE THE DOCUMENTS AND EFFECT SETTLEMENT UPON APPLICANT’S WAIVER OF SUCH DISCREPANCIES,NOTWITHSTANDING ANY COMMUNICATION WITH THE PRESENTER THAT WE ARE HOLDING DOCUMENTS ATITS DISPOSAL,UNLESS ANY PRIOR INSTRUCTIONS TO THE CONTRARY ARERECEIVED.如果不符点是由我方提出并被拒绝，我们将视为受益人放弃修改这个不符点的权利。
信用证样本(中英文对照)
信用证样本(中英文对照.信用证样本.以下信用证内容源自华利陶瓷厂与一塞浦路斯客户所开立并顺利支付的信用. TO:BAN.O.CYPRU.LT.LETTER.O.CREDI.DEPARTMEN.MERCIA.OPERATION.CENTE.INTERNATIONA.DIVISIO.*****.*****.TEL:*****.FAX:*****.TELEX:245..493.KYPRI.C.SWIFT:BCYPCY2.DATE:2.MARC.200.APPLICATIO.FO.TH.ISSUANC.O..LETTE.O.CREDI.SWIF.MT70.SEN.TO:MT700转送.STANDAR.CHARTER.BAN.UNI.1-.52/.SHU.NIN.SQUAR.MERCIA.CENTRE,SHE.NA.ROA.EAST,SHENZHE.51800..CHIN.渣打银行深圳分.深南东路5002.信兴广场地王商业大厦52楼1-8单.电话.8246168.:27.SEQUENC.O.TOTAL序列.1/.指只有一张电.:40A.FOR.O.DOCUMENTAR.CREDIT跟单信用证形.IRREVOCABL.不可撤消的信用.:20OCUMENTAR.CREDI.NUMBER信用证号.00143-01-005355.:31C.DAT.O.ISSUE开证.如果这项没有填, 则开证日期为电文的发送日期.:31DAT.AN.PLAC.O.EXPIRY信用证有效.05062.I.CHIN.050622在中国到.:50.APPLICAN.信用证开证审请.******.NICOSI.较对应同发票上是一致.:59.BENEFICIAR.受益.CHAOZHO.HUAL.CERAMIC.FACTOR.FENGY.INDUSTRIA.DISTRICT.GUXIAN.TOWN.CHAOZHO.CITY,GUANGDON.PROVINCE,CHINA.潮州华利陶瓷洁具.:32B.CURRENC.CODE,AMOUN.信用证项下的金.USD***7841,8.:41D:AVAILABL.WITH....BY....议付适用银.STANDAR.CHARTERE.BAN.CHIN.AND/O.A.BELO.渣打银行或以下.B.NEGOTIATIO.任何议付.:42CRAFT.A.开汇.SIGH.即.:42A.RAWE.付款.BCYPCY2NO1.BAN.O.CYPRU.LT.塞浦路斯的银行.:43PARTIA.SHIPMENT.是否允许分批装.NO.ALLOWE.不可.:43T:TRANSHIPMENT转.ALLOWED允.:44AOADIN.O.BOARD/DISPATCH/TAKIN.I.CHARG.AT/FROM...装船港.SHENZHE.PORT深.:44B:FO.TRANSPORTATIO.T.目的.LIMASSO.PORT发票中无提.:TES.DAT.O.SHIPMENT最后装船.05060.:045.ESCRIPTIO.O.GOOD.AND/O.SERVICE.货物/服务描.SANITAR.WAR.陶瓷洁....SHENZHE.PORT,INCOTERM.200.fob深圳港, INCOMTERM.200.:046.OCUMENT.REQUIRE.须提供的单据文.*FUL.SE.(A.LEAS.THREE.ORIGINA.CLEA.SHIPPE.O.BOAR.BILL.PAN.LTD,CYPRUS,NOTIF.PARTIE.APPLICAN.AN.OURSELVES,SHOWIN.全套清洁已装船提单原件(至少三份), 作成以“塞浦路斯股份有限公司”为抬头.通知开证人和我们自己, 注.*FREIGH.PAYABL.A.DESTINATIO.AN.BEARIN.TH.NUMBE.O.THI.CREDIT.运费在目的港付注明该信用证号.*PACKIN.LIS.I..COPIES.装箱单一式三.*PANY/CARRIE.O.THEI.AGEN.STATIN.TH.B/.NO(S.AN.TH.VESSEL(S.NAM.CERTIFYIN.THA.TH.CARRYIN.VESSEL(S.IS/ARE.A.HOLDIN..VALI.SAFET.MANAGEMEN.SYSTE.CERTIFICAT.A.PE.TERM.O.INTERNATIONA.SAFET.MANAGEMEN.COD.AN.B.CLASSIFIE.A.PE.INSTITUT.CLASSIFICATIO.CLAUS.01/01/200.B.A.APPROPRIAT.CLASSIFICATIO.SOCIET.由船公司或代理出有注明B/L号和船名的证明书证明他们的船是.A)持有根据国际安全管理条款编码的有效安全管理系统证书..B)由相关分级协会根据2001年1月1日颁布的ICC条款分类的.*D11,202,7.I..COPIE.DUL.SIGNE.B.TH.BENEFICIARY/IES.STATIN.THA.TH.GOOD.SHIPPED.A)AR.O.CHINES.ORIGIN.B)AR.I.ACCORDANC.WIT.BENEFICIARIE.PROFORM.INVOIC.NO.HL05030.DATE.07/03/05.由受益人签署的商业发票总额USD11,202,70一式四份，声明货物运输.A)原产地为中.B)同号码为HL05030.开立日.07/03/05的商业发票内容一.:047A.ADDITIONA.CONDITIONS附加条..TH.NUMBE.AN.DAT.O.TH.CREDI.AN.TH.NAM.O.OU.BAN.MUS.B.QUOTE.O.AL.DRAFT.(I.REQUIRED).信用证号码及日期和我们的银行名必须体现在所有单据上(如果有要求.*TRANSPOR.DOCUMENT.T.B.CLAUSED.’VESSE.I.NO.SCHEDULE.T.CAL.O.IT.CURPEN.VOYAG.A.FAMAGUSTA,KYRENT.O.KARAVOSTASSI.CYPRUS.运输单据注明.船在其航行途中不得到塞***的Famagusta.Kyrent.o.Karavostassi这些地. *INSURANC.WIL.B.COVERE.B.TH.APPLICANTS.保险由申请人支.*NGUAGE.所有单据由英文缮.*NEGOTIATION/PAYMENT:UNDE.RESERVE/GUARANTE.STRICTL.保结押汇或是银行保. PROHIBITED.禁.*D80.FO.EAC.SE.O.DISCREPAN.DOCUMENT.PRESENTE.UNDE.THI.CREDIT,WHETHE.ACCEPTE.O.NOT,PLU.OU.CHARGE.FO.EAC.MESSAG.CONCERNIN.REJECTIO.AND/O.ACCEPTANC.MUS.B.BORN.B.BENEFICIARIE.THEMSELVE.AN.DEDUCTE.FRO.TH.AMOUN.PAYABL.T.THEM.修改每个单据不符点费用将扣除80美元(最多40.*I.TH.EVEN.O.DISCREPAN.DOCUMENT.AR.PRESENTE.T.U.AN.REJECTED,W.MA.RELEAS.TH.DOCUMENT.AN.EFFEC.SETTLEMEN.UPO.APPLICANT’.WAIVE.O.SUC.DISCREPANCIES,NOTWITHSTANDIN.AN.COMMUNICATIO.WIT.TH.PRESENTE.THA.W.AR.HOLDIN.DOCUMENT.A.IT.DISPOSAL,UNLES.AN.PRIO.INSTRUCTION.T.TH.CONTRAR.AR.RECEIVED.如果不符点是由我方提出并被拒绝，我们将视为受益人放弃修改这个不符点的权利.是说你如果提交了有不符点的单据并且被银行拒付的话，如果客人接受这些不符点.银行在没有收到你们的指示之前有权把单据ＲＥＡＬＳＥ给客.*TRANSPOR.DOCUMENT.BEARIN..DAT.PRIO.T.TH.L/.DAT.AR.NO.ACCEPTABLE.早于开证前的运输文件不接.*D3363.81(T.E.3.PERCEN.O.INVOIC.VALUE.BETWEE.L/.AMOUN.AN.INVOICE.AMOUN.REPRESENT.AMOUN.PAI.B.APPLICANT.DIREC.T.BENEFICIARIE.OUTSID.TH.L/.TERM.WITHOU.AN.RESPONSIBILIT.O.OURSELVE.AN.T.B.SHOW.O.INVOICE.A.SUCH.L/C跟发票上USD3363.81的差额(30%发票额)由申请人直接用L/C以.的方式直接给予受益.:71B.CHARGE.BAN.CHARGE.OUTSID.CYPRU.INCLUDIN.THOS.O.TH.REIMBURSIN.BAN.AR.FO.BEN.A/C.在塞浦路斯以外银行产生的费用包括支付行的费用由信用证收益人负担.:48.PERIO.FO.PRESENTATIO.单据提交期.DOCUMENT.MUS.B.PRESENTE.WITHI.2.DAY.AFTE.B/LADIN.DATE,BU.WITHI.TH.VALIDIT.O.TH.CREDIT.在信用证有效期内，最迟装运期后21天内，向银行提交单. :49:CONFIRMATIO.INSTRUCTIONS保兑指.WITHOU.不保.:53A.REIMBURSIN.BANK偿付.BCYPGB2.BAN.O.CYPRU.U.INTERNATIONA.DEPARTMENT.87/9.CHAS.SIDE,SOUTHGAT.N1.5B.LONDO..UNITE.KINGDOM.:78.INSTRUCTION.T.TH.PAY/ACCEP/NE.BAN.议付.NEG.O.DOC.THR.BAN.O.CHIN.LIMITE.CHIN.I.ALLOWED.PLEAS.可通过中国银行议付，.D15,0.(是15还是1500，请指明. 于受益人的帐户中扣去USD15,0.REPRESENTIN.RECORDIN.FEES.NEGOTIATIO.BAN.T.OBTAI.作为记录费.REIMBURSEMEN.FRO.OU.ACCOUN.WIT.REIMBURSIN.BAN..BUSINES.DAY.FOLLOWIN.THEI.AUTHENTICATE.TELEX/.STATIN.A.OU.CREDI.NUMBER.B)AMOUN.CLAIMED.C.VALU.O.DOCUMENT.D)SHIPMENT/DISPATC.DAT.AN.E)THA.DOC.AR.I.STRIC.,BAN.O.APN.LTD,MERCIA.OPER.CENTE.INTERN.DIV..1.KYRIACO.MATS.AV.108.AY.OMOLOYITES,NIGOSIA.CYPRUS,AL.DOC.I.ON.LO.B.COURIE.SERVIC.A.BENEFICIARIE.EXPENSE.所有单据应由偿付行于三个工作日内通过快件形式发给我们，费用由受益人承担. :RMATIO.附.CREDI.I.SUBJEC.T.U.C.P.199.本信用证根据跟单信用证统一惯例UCP500（199.年版）开.I.C..PUBL.NO.500.SUBJEC.T.UR.IC.525.COLLEC.YOU.CHARGE.FRO.BENE.PLEAS.ACKN.RECEIPT.CUMSTOMER’.APPROVAL.Welcome To Download欢迎您的下载, 资料仅供参考！。
最新国际商务单证空白样表信用证样本
Swift of bank:BOFAUS3N39-12 Main St.,Flushing N.Y.11364Fax: 1 (212) 677-4210 Tel: 1 (212) 677-4211LETTER OF CREDITFORM OF DOC. CREDIT 40A :IRREVOCABLEDOC. CREDIT NUMBER 20 : CA20080531DATE OF ISSUE 31 : May 1 st , 2008EXPIRY 31D :DATE Aug 15, 2008 PLACE TianjinChina ISSUING BANK 51D :Bank of America39-12 Main St.,Flushing N.Y.11364 APPLICANT 50 :KOSTAS INC.610 Glenairy Drive, Atlanta,, GA 30328, USAPhone: 404-303-8660 Fax: 404-847-9643kosta@BENEFICIARY 59 :Tianjin Coast Imp. & Exp. CorporationNo.1101 Lushan Road, Tanggu DistrictTianjin, China 300451AMOUNT 32B :CURRENCY USD AMOUNTUSD10,032.00(SAY TEN THOUSAND AND THIRTY TWOUS DOLLARS ONLY)A V AILABLE WITH/BY 41A :BANK OF CHINA, TianjinBRANCH BYNEGOTIATIONDRAFTS AT 42C : DRAFTS AT SIGHT FOR ALL INVOICEV AULEDRAWEE 42A : THE ISSUING BANKPARTIAL SHIPMENTS 43P :ALLOWEDTRANSSHIPMENT 43T :ALLOWEDLOADING IN CHARGE 44A :XINGANG CHINAFOR TRANSPORT TO…44B :SAN FRANCISCOLATEST DATE OF SHIPMENT 44C :20080731DESCRIPT. OF GOODS 45A :4560doz Simpson BrandCeramic Cups & plate with small round rimFurther details as per S/C TC09/04DELIVERY TERMS: CIF SAN FRANCISCO( INCOTERMS 2000 )DOCUMENTS REQUIRED 46A :1. Signed commercial invoice(s) in5 copies indicating L/C No. and Contract No.2. FULL SET (3/3) OF ORIGINAL CLEAN ON BOARD BILL OF LADING,MADE OUT TO ORDER AND BLANK ENDORSED, NOTIFY THE APPLICANT, MARKED FREIGHT PREPAID.3. Insurance Policy / Certificate in 1 copies for 110% of the invoice value showingclaims payable in New York in currency of the draft, blank endorsed, covering Ocean Marine Transportation All Risks and War Risks.4. Packing List / Weight Memo in 4 copies indicating quantity / gross and netweights of each package, marked with“12doz Packed in a carton” and any other packing conditions as called for by the S/C.5. CERTIFICATE OF ORIGIN IN 1 ORIGINAL PLUS 2 COPIES SIGNED BYAUTHORITY SERVICES.6. A certified copy of shipping advice indicating name of vessel, date, quantity,weight and value of shipment and the advice to be sent within 24 hours after shipment has been made.ADDITIONAL COND. 47A :+ All bankingcharges are for Beneficiary’s account.+ We reserve the right to make a charge of USD75.00 in addition to any other costs which arise, where presentations of documents do not comply with the terms and documents of the credit.PRESENTATION PERIOD 48 :Document must be presented within 15 daysafter the date of issuance of the transportdocuments but within the validity of thiscredit.CONFIRMATION 49 :WITHINSTRUCTIONS 78 :UPON RECEIPT ALL DOCUMENTS INCOMPLIANCE WITH THE TERMS ANDCONDITIONS OF THE L/C, WE WILLDULY HONOUR/ACCEPT THE DRAFTSAND EFFECT THE PAYMENT ASINSTRCTED AT MATURITY.SEND TO 72 :CREDIT subject to the Uniform Customs andPractice for DocumentaryCredits. (2007revision) International Chamber of CommercePublication No.600.。
信用证中英文翻译样本信用证样本中英文对照
信用证中英文翻译样本信用证样本中英文对照跟单信用证：目前采用SWIFT格式，依据《UCP600》规定，例样如下：FROM：CITIBANK INTERNATIONAL，LOS ANGELES, U.S.A.开证行：花旗银行美国洛杉矶 TO：BANK OF CHINA QINGDAO BRANCH，QINGDAO，CHINA 通知行：中国银行青岛分行中国青岛27: SEQUENCE OF TOTAL1/127: 电文序列1/1 40A: FORM OF DOCUMENTARY CREDIT IRREVOCABLE 40A: 跟单信用证格式不可撤销20: DOCUMENTARY CREDIT NUMBER CRED152334920: 跟单信用证号CRED1523349 3lC: DATE OF ISSUE070906 31C: 开证日期070906 40E：APPLICABLE RULESUCP LATEST VERSION 40E: 适用规则《UCP》最新版本 31D: DATE AND PLACE OF EXPIRY 071102 U.S.A.31D: 有效期和有效地点071102 美国 50: APPLICANTUNITED OVERSEAS TEXTILE CORP.220E 8TH STREET A682 LOS ANGELES U.S.A.50: 开证申请人美国大华纺织公司220栋，8号街，682室洛杉矶美国 59: BENEFICIARYQINGDAO QINGHAI CO.,LTD.186CHONGQIN ROAQINGDAO266002 CHINA 59: 受益人青岛青海有限公司重庆路186号中国青岛266002（邮编）32B: CURRENCY CODE, AMOUNT: USD58575，00 32B: 货币代码和金额58575.00美元 39A：PRECENTAGE CREDIT AMOUNT TOLERANCE 10/10 39A: 信用证金额上下浮动百分比10/10（10%）41A: AVAILABLE WITH..BY..CITIUS33LAX BY DEFERRED PAYMENT 41A: 兑付方式花旗银行洛杉矶分行以延期付款方式兑付42P: DEFERRED PAYMENT DETAILS AT 90 DAYS AFTERB/L DATE 42P: 付款细节提单签发日后90天 43P: PARTIAL SHIPMENTSNOT ALLOWED 43P: 分批装运不允许 43T: TRANSSHIPMENTNOT ALLOWED 43T: 转运不允许 44E: PORT OF LOADING/AIRPORT OF DEPARTURE QINGDAO PORT，CHINA 44E: 装运港/始发航空站中国青岛港 44F: PORT OF DISCHARGE/AIRPORT OF DESTINATION LOS ANGELES PORT，U.S.A.44F: 卸货港/目的航空站美国洛杉矶港 44C: LATEST DATE OF SHIPMENT 07744C: 最晚装运期077 45A: DESCRIPTION OF GOODS AND/OR SERVICES+TRADE TERMS: CIF LOS ANGELES PORT，U.S.A.ORIGIN:CHINA + 71000M OF100% POLYESTER WOVEN DYED FABRIC AT USD0.75 PER M WIDTH:150CM,>180G/M2 45A: 货物/服务描述 +贸易术语：CIF洛杉矶港，美国原产地：中国 +71000米100%涤纶染色机织布料单价为0.75美元/米幅宽：150厘米，克重：不小于180克/平方米 46A: DOCUMENTS REQUIRED+SIGNED MERCIAL INVOICE IN THREEFOLD +FULL SET OF CLEANON BOARD OCEAN BILL OF LADING MADE OUT TO THE ORDER AND BLANK ENDORSED,NOTIFY：APPLICANT（FULL ADDRESS）MARKED FREIGHT PREPAID +SIGNED DETAILED PACKING LIST +CERTIFICATE OF ORIGIN +HANDSIGNED INSURANCEPOLICY/CERTIFICATE COVERING MARINE INSTITUTE CARGO CLAUSES A (1.1.1982),INSTITUTE STRIKE CLAUSESCARGO(1.1.1982),INSTITUTE WAR CLAUSES CARGO (1.1.1982) FOR110PCT OF THE INVOICE AMOUNT 46A: 单据要求 +签署的商业发票，一式三份 +全套清洁的已装船提单，空白抬头（TO ORDER），空白背书，通知开证申请人（完整地址），注明运费预付 +签署的装箱单 +原产地证书 +手签的保险单或保险凭证，遵照英国伦敦保险协会货物条款，按照发票总金额的110%投保ICCA,ICC罢工险、ICC战争险 47A: ADDITIONAL CONDITION10PCT MORE OR LESS IN AMOUNT AND QUANTITY ALLOWED47A: 附加条款金额和数量允许有上下10%的变动幅度 71B: CHARGES ALL CHARGES AND MISSIONS OUTSIDE U.S.A.ARE FOR BENEFICIARY"S ACCOUNT 71B: 费用发生在美国以外的全部费用和佣金由受益人承担 48: PERIOD FOR PRESENTATION WITHIN15 DAYS AFTER SHIPMENT BUT WITHIN THE VALIDITY OF THIS CREDIT :48: 交单期限装运期后15天，但必须在信用证有效期内 49: CONFIRMATION INSTRUCTIONS WITHOUT 49: 保兑指示没有 78:INSTRUCTIONS TO THEPAYING/ACCEPTING/NEGOTIATING BANK AT MATURITY DATE，UPON RECEIPT OF PLYING DOCUMENTS C/O OURSELVES，WE WILL COVER THE REMITTING BANK AS PER THEIR INSTRUCTIONS 78: 对付款行/承兑行/议付行的指示在到期日，我行在收到相符单据后，根据偿付行的指示偿付货物标准格式 LETTER OF CREDIT 编号：Reference: 作者：Author: 标题：Title: 发往：Send to: 报文类型：Message Type: 优先级：Priority: 传送监控：Delivery Monitoring:27 ：报文页次 sequence of total 40A ：跟单信用证类型 form of documentary credit20：跟单信用证号码 documentary credit number23：预通知编号 Reference to Pre-Advice 31C ：开证日期date of issue 31D ：到期日 date of expiry 到期地点place of expiry 51A ：开证申请人银行——银行代码applicant bank-BIC 50 ：开证申请人 applicant 59 ：受益人beneficiary32B ：币别代号与金额 currency code, amount 40E ：适用规则applicable rules 41D ：向银行押汇… 押汇方式为 available with … by … name/address 42C ：汇票汇款期限drafts at… 42A ：汇票付款人——银行代码 drawee-BIC 43P ：分批装运条款 partial shipments 43T ：转运条款 transshipment 44A ：装船/发运/接受监管的地点 loading on board / dispatch/taking in charge 44B ：货物发送最终目的地 for transpor tation to … 44C ：最迟装运日期 latest date of shipment 45A ：货物/劳务描述 description of goods and/or services 46A ：单据要求 documents required 47A ：附加款additional conditions 71B ：费用负担 charges 48 ：交单期限period for presentation 49 ：保兑指示 confirmation instructions 78 ：给付款行/承兑行/议付行的指示instructions to pay/accept/negotiate bank 72 ：附言sender to receiver information。
swift信用证英文文本
AMOUNT
：32B：
CURRENCY USD AMOUNT1,200,000.00
AVAILABLE WITH/BY
：41D：
BANK OF COMMUNICATIONS
BY NEGOTIATION
DRAFTS AT ...
：42C：
30 DAYS AFTER SIGHT FOR FULL INVOICE VALUE
LADING MADE OUT TO ORDER OFFOODWAY TRADING CO.LTDMARKED FREIGHT COLLECT AND NOTIFY ACCOUNTEE.
+ MARINE INSURANCE POLICY IN DUPLICATE, ENDORSED IN BLANK FOR 120% OF THE INVOICE VALUE AGAINST ALL RISKS & WAR RISKS SUBJECT TO THE OCEAN MARINE CARGO CLAUSES OF P.I.C.C DATED1/1/1981CLAIMS TO BE PAYABLE IN U.S.A IN CURRENCY OF THE DRAFT.
081125
DATE AND PLACE OF EXPIRY.
：31D：
APPLICANT
ISSUING BANK
：50：
：52A：
FOODWAY TRADING CO.,LTD
ROOM 1605,16FLOOR,FINANCEBUILDING,
KUALA LUMPUR,MALAYSIA
MAY BANK
CONFIRMATION
：48：
SWIFT信用证
信用证SEQUENCE OF TOTAL *27: 1/1FORM OF DOC.CREDIT *40A: IRREVOCABLEDOC.CREDIT NUMBER *20:TH062035DA TE OF ISSUE 31C:061020DA TE AND PLACE OF EXPIRY*31D: DA TE 070131 PLACE IN THE BENEFICIARY’SCOUNTRYAPPLICANT *50: XINQIAO IMPORT & EXPORT CORPORA TIONNo.206 CHANGJ NORTH STREET SINGAPORE ISSUING BANK 52A: BANK OF CHINA SINGAPORE BRANCHNO.204 MARSHALL VEDONCASTER SINGAPORE BENEFICIARY*59: SHANGHAI INTERNA TIONAL TRADE CORPORA TION1321 ZHONGSHAN ROAD SHANGHAI, CHINA AMOUNT *32B: CURRENCY USD AMOUNT 17 000.00A V AILABLE WITH/BY*41D: ANY BANK IN CHINABY NEGOTIA TIONDRAFTS A T… 42C: DRAFTS A T SIGHTPARTIAL SHIPMENTS 43P: ALLOWEDTRANSSHIPMENT 43T: ALLOWEDLOADING ON BOARD 44A: SHANGHAIFOR TRANSPORTA TION TO 44B: SINGAPORELA TEST DA TE OF SHIPMENT 44C: 061130DESTINA TION OF GOODS 45A: CAR SPEAKERAS PER S/C No. ST061088CIF SINGAPOREDOCUMENTS REQUIRED 46A:+ SIGNED COMMERCIAL INVOICE IN TRIPLICA TE+ PACKING LIST IN TRIPLICA TE+ CERTIFICA TE OF ORIGIN GSP CHINA FORM A, ISSUED BY THE CHAMBER OF COMMERCE OR OTHER AUTHORITY DULY ENTITLED FOR THIS PURPOSE+ 3/2 SET OF CLEAN ON BOARD OCEAN BILLS OF LADING, MADE OUT TO ORDERS OF SHIPPER AND BLANK ENDORSED AND MARKE D “FREIGHT PREPAID” AND NOTIFY APPLICANT+ FULL SET OF NEGOTIABLE INSURANCE POLICY OF CERTIFICA TE BLANK ENDORSED FOR 110 PCT. OF INVOICE V ALUE COVERING ALL RISKS AND WAR RISK + NO SOLID WOOD PACKING CERTIFICA TE ISSUED BY MANUFACTURECHARGES 71B: ALL BANKING CHARGES OUTSIDE JAPAN AREFOR ACCOUNT OF BENEFICIARYPERIOD FOR PRESENTA TION 48: DOCUMENTS MUST BE PRESENTED WITHIN 15DAYS AFTER THE DA TE OF SHIPPMENT BUTWITHIN THE V ALIDITY OF THE CREDIT。
swift信用证例子
三、韩国信用证（电开）Issue of a Documentary CreditBKCHCNBJA08E SESSION: 000 ISN:000000BANK OF CHINALIAONINGNO. 5 ZHONGSHAN SQUAREZHONGSHAN DISTRICTDALIANCHINA-------开证行Destination Bank :KOEXKRSEXXX MESSAGE TYPE: 700KOREA EXCHANGE BANKSEOUL178.2 KA, ULCHI RO,CHUNG-KO--------通知行Type ofDocumentary Credit 40AIRREVOCABLE--------信用证性质为不可撤消Letter of Credit Number 20LC84E0081/99------信用证号码,一般做单时都要求注此号Date of Issue 31G 990916------开证日期Date and Placeof Expiry31D 991015 KOREA-------失效时间地点Applicant Bank 51D BANK OF CHINA LIAONING BRANCH----开证行Applicant 50 DALIAN WEIDA TRADING CO., LTD.------开证申请人Beneficiary 59 SANGYONG CORPORATION CPO BOX 110SEOULKOREA-------受益人Currency Code,Amount32B USD 1,146,725.04-------信用证总额Available with...by... 41DANY BANK BYNEGOTIATION-------呈兑方式任何银行议付有的信用证为ANY BANK BYPAYMENT, 些两句有区别, 第一个为银行付款后无追索权, 第二个则有追索权就是有权限要回已付给你的钱Drafts at 42C 45 DAYS AFTER SIGHT-------见证45天内付款Drawee 42D BANK OF CHINA LIAONING BRANCH-------付款行PartialShipments43P NOT ALLOWED---分装不允许Transhipment 43T NOT ALLOWED---转船不允许Shipping on Board/Dispatch/Packing in Charge at/ from 44A RUSSIAN SEA----- 起运港Transportation to 44BDALIAN PORT, P.R.CHINA -----目的港Latest Date ofShipment44C 990913--------最迟装运期Description of Goods or Services: 45A--------货物描述FROZEN YELLOWFIN SOLE WHOLE ROUND (WITH WHITE BELLY) USD770/MT CFR DALIAN QUANTITY: 200MTALASKA PLAICE (WITH YELLOW BELLY) USD600/MT CFR DALIAN QUANTITY: 300MTDocuments Required: 46A------------议付单据1. SIGNED COMMERCIAL INVOICE IN 5COPIES.--------------签字的商业发票五份2. FULL SET OF CLEAN ON BOARD OCEANBILLS OF LADING MADE OUT TO ORDER AND BLANKENDORSED, MARKED "FREIGHT PREPAID"NOTIFYING LIAONING OCEAN FISHING CO., LTD.TEL:(86)411-3680288-------------一整套清洁已装船提单, 抬头为TOORDER 的空白背书,且注明运费已付,通知人为LIAONING OCEAN FISHING CO., LTD.TEL:(86)411-36802883. PACKING LIST/WEIGHT MEMO IN 4COPIES INDICATING QUANTITY/GROSSAND NET WEIGHTS OF EACH PACKAGEAND PACKING CONDITIONSAS CALLEDFOR BY THE L/C.-------------装箱单/重量单四份, 显示每个包装产品的数量/毛净重和信用证要求的包装情况.4. CERTIFICATE OF QUALITY IN 3 COPIESISSUED BY PUBLIC RECOGNIZED SURVEYOR.--------由PUBLIC RECOGNIZED SURVEYOR签发的质量证明三份..5. BENEFICIARY'S CERTIFIED COPY OF FAXDISPATCHED TO THE ACCOUNTEE WITH 3 DAYSAFTER SHIPMENT ADVISING NAME OF VESSEL,DATE, QUANTITY, WEIGHT, VALUE OF SHIPMENT,L/C NUMBER AND CONTRACT NUMBER.--------受益人证明的传真件, 在船开后三天内已将船名航次,日期,货物的数量, 重量价值,信用证号和合同号通知付款人.6. CERTIFICATE OF ORIGIN IN 3 COPIESISSUED BY AUTHORIZED INSTITUTION.----------当局签发的原产地证明三份.7. CERTIFICATE OF HEALTH IN 3 COPIESISSUED BY AUTHORIZED INSTITUTION.----------当局签发的健康/检疫证明三份. ADDITIONAL INSTRUCTIONS: 47A-----------附加指示1. CHARTER PARTY B/L AND THIRD PARTYDOCUMENTS ARE ACCEPTABLE.----------租船提单和第三方单据可以接受2. SHIPMENT PRIOR TO L/C ISSUING DATE IS ACCEPTABLE.----------装船期早于信用证的签发日期是可以接受的3. BOTH QUANTITY AND AMOUNT 10 PERCENT MORE OR LESS ARE ALLOWED.---------允许数量和金额公差在10%左右Charges 71B ALL BANKING CHARGES OUTSIDE THE OPENNING BANK ARE FOR BENEFICIARY'S ACCOUNT.Period for Presentation 48DOCUMENTSMUST BEPRESENTED WITHIN 15 DAYSAFTER THE DATE OF ISSUANCEOF THE TRANSPORT DOCUMENTS BUT WITHIN THE VALIDITY OFTHE CREDIT.ConfimationInstructions49 WITHOUTInstructions to the Paying/Accepting/Negotiating Bank: 781. ALL DOCUMENTS TO BE FORWARDED IN ONE COVER, UNLESS OTHERWISE STATED ABOVE.2. DISCREPANT DOCUMENT FEE OF USD 50.00 OR EQUAL CURRENCY WILL BE DEDUCTED FROM DRAWING IF DOCUMENTS WITH DISCREPANCIES ARE ACCEPTED."Advising Through" Bank 57AKOEXKRSEXXX MESSAGE TYPE:700KOREA EXCHANGE BANKSEOUL178.2 KA, ULCHI RO,CHUNG-KO。
SWIFT信用证的式样如下1
SWIFT信用证的式样如下：BASIC HEADER F01BKCHCNBJA9400542763485APPLICANTION HEADER Q7001043011214SCBKHKHHBXXX34146333331048N*SHANGHAI COMMERCIAL BANK LIMITED*HONG KONGUSER HEADER SERVICE CODE103:BANK.PRIORITY113:MESG USER REF.108:BBIBMEY036P40000INFO.FROM CI115:SEQUENCE OF TOTAL27:1/1FORM OF DOC.CREDIT40A:IRREVOCABLEDOC.CREDIT NUMBER20:LCBB61561DATE OF ISSUE31C:041214EXPIRY31D:DATE050129PLACE AT OUR COUNTER IN HONGKONG APPLICANT50:ABLENDID DEVELOPMENT LTDUNIT10-6,15/F MENAL ASIA GRANITE34WAI YIP STREET,KOWLOON HONG KONGBENEFICIARY59:SOHO TEXTILE AND LIGHT INDUSTRY CO.LTD.120TAIPING ROAD.NANJING,CHINAAMOUNT32B:CURRENCY USD AMOUNT108.750,00POS./NEG.TOL.(%)39A:10/10AVAILABLE WITH/BY41D:ANY BANKBY NEGOTIATIONDRAFTS AT…42C:AT SIGHTDRAWEE42D:SHANGHAI COMMERCIAL BANK LTD.HONGKONG FOR FULL INVOICE VALUEPARTIAL SHIPMENTS43P:ALLOWEDTRANSSHIPMENT43T:ALLOWEDLOADING IN CHARGE44A:PORT IN CHINAFOR TRANSPORT TO…44B:AARHUS,DENMARKDESCRIPTION OF GOODS45A:FABRIC CRUSHED VELOUR,150CM,AT USD7.5/MAS PER S/C NO.2K11121,JSL ORDER NO.4500207220ART.5360004/10,1,000M VANILLAART.5360025/30,2,000M BURGUNDYART.5360029/40,10,700M HUNTER GREENALL CIF AARHUS,DENMARKDOCUMENTS REQUIRED46A:1.FULL SET OF CLEAN‘ON BOARD OCEAN VESSEL’BILL OF LADING ISSUED TO ORDERAND BLANK ENDORSED NOTIFYING JYSK CO.LTD.,AND MARKED‘FREIGHT PREPAID’SHOWING NAME AND ADDRESS OF SHIPPING COMPANY’S AGENT AT DESTINATION.2.SIGNED COMMERCIAL INVOICES IN TRIPLICATE SHOWING CIF VALUE OF THEMENTIONED GOODS AND STATING‘WE HEREBY CERTIFY THAT THE GOODS HEREININVOICED CONFIRM WITH P/O NO.,JSL ORDER NO.AND ART.NO.’3.PACKING LISTS IN TRIPLICATE SHOWING NUMBER OF CARTONS,GROSS WEIGHT,NETWEIGHT AND SPECIFIED PER CONTAINER,4.GSP CERTIFICATE FORM A IN DUPLICATE ISSUED BY COMPETENT AUTHORITY OF P.R.CHINA5.INSURANCE POLICY OR CERTIFICATE IN ASSIGNABLE FORM AND ENDORSED IN BLANKFOR110PCT OF INVOICE VALUE WITH CLAIMS PAYABLE AT DESTINATION INCURRENCY OF DRAFT COVERING ICC(A),INSTITUTE WAR CLAUSES(CARGO),INSTITUTE STRIKES CLAUSES(CARGO),WAREHOUSE TO WARHOUSE CLAUSES ANDSHOWING NO.OF ORIGINALS ISSUED.ADDITIONAL COND.47A:1.CHARGES INCURRED IN RESPECT OF ANY TELEGRAPHIC TRANSFER/CHARTSPAYMENT/PAYMENT ADVICE BY SWIFT/TELEX ARE FOR ACCOUNT OF BENEFICIARY.2.A HANDLING COMMISSION OF USD50.00OR EQUIVALENT,PLUS TELEX CHARGES,IFANY,WILL BE DEDUCTED FROM THE PROCEEDS FOR EACH SET OF DOCUMENTS WITHDISCREPANCIES PRESENTED UNDER THIS LETTER OF CREDIT.3.ALL DOCUMENTS MUST BE PRESENTED THROUGH BENEFICIARY’S BANKER AND EXTRACOPY OF INVOICE AND TRANSPORT DOCUMENT FOR L/C ISSUING BANK’S FILEREQUIRED.WE HEREBY ENGAGE WITH THE DRAWERS,ENDORSERS AND BONA FIDE HOLDERS THATDRAFTS DRAWN AND NEGOTIATED IN COMPLIANCE WITH THE TERMS AND CONDITIONSOF THIS CREDIT WILL BE DULY HONOURED ON PRESENTATION.THIS DOCUMENTARY CREDIT IS SUBJECT TO THE UNIFORM CUSTOMS AND PRACTICE FORDOCUMENTARY CREDITS(1993)REVISION,INTERNATIONAL CHAMBER OF COMMERCE,PUBLICATION NO.500.DETAILS OF CHARGES71B:ALL BANKING CHARGES OUTSIDE HONG KONGARE FOR ACCOUNT OF BENEFICIARY.PRESENTATION PERIOD48:ALL DOCUMENTS MUST BE PRESENTEDTO AND REACH OUR COUNTER IN HONG KONGWITHIN7DAYS AFTER B/L DATE.CONFIRMATION49:WITHOUTINSTRUCTIONS78:1.PLS FORWARD THE WHOLE SET OF DOCUMENTS IN ONE LOT TO OUR BILLS PROCESSINGCENTRE(KOWLOON)AT2/F.,666NATHAN ROAD,KOWLOON,HONG KONG VIA COURIERSERVICE AT BENEFICIARY’S EXPENSES.2.IN REIMBURSEMENT,WE SHALL REMIT PROCEEDS IN ACCORDANCEWITH YOUR INSTRUCTIONS UPON RECEIPT OF THE DOCUMENTSADVISE THROUGH57D:YOUR JIANGSU BRANCH,148ZHONGSHAN SOUTH ROAD,NANJING,CHINA。
swift信用证样本[新版]
![swift信用证样本[新版]](https://img.taocdn.com/s3/m/b107ac5071fe910ef02df844.png)
swift信用证样本[新版]SWIFT信用证样本Swift 信用证样本Issue of a Documentary Credit (开证行,一般为出口商的往来银行，须示开证行的信用程度决定是否需要其他银行保兑confirmation见49) BKCHCNBJA08E SESSION: 000 ISN: 000000 BANK OF CHINALIAONING NO. 5 ZHONGSHAN SQUARE ZHONGSHAN DISTRICTDALIAN CHINADestination Bank (通知行advising bank见57A)KOEXKRSEXXX MESSAGE TYPE: 700 KOREA EXCHANGE BANK SEOUL178.2 KA, ULCHI RO, CHUNG-KO (一般由受益人指定往来银行为通知行，如愿意通知，其须谨慎鉴别信用证表面真实性;应注意信用证文本的生效形式和内容是否完整，如需小心信用证简电或预先通知和由开证人直接寄送的信用证或信用证申请书，因其还未生效，且信用证一般通过指定通知行来通知，可参考《出口实务操作》page237)40A Type of Documentary Credit (跟单信用证类型)IRREVOCABLE (信用证性质为不可撤消。
在信用证中需明示其是可撤或不可撤，如无明示，信用证应视为不可撤;只有明确“可装让”的信用证方可装让)20 Letter of Credit Number (信用证号码) LC84E0081/99 (信用证号码,一般做单时都要求注此号)31G Date of Issue (开证日期)99091631D Date and Place of Expiry (信用证到期时间地点。
通常最后装船期的时间加上单据提示的时间就是信用证到期时间。
通常要求在出口商国内到期。
审证时也应注意信用证是否有有条件生效条款，如“待获取进口许可证时才生效”) 991015 KOREA51D Applicant Bank (开证行)BANK OF CHINA LIAONING BRANCH50 Applicant(开证申请人)DALIAN WEIDA TRADING CO., LTD59 Beneficiary (受益人)SANGYONG CORPORATION CPO BOX 110 SEOUL KOREA (名称与地址与印就好的文件上的要一致，其他单据制作照抄此名址即可)32B Currency Code, Amount (信用证结算货币和金额)USD 1,146,725.04 (与此相关的可参考《全新出口单证操作与技巧》page79-82)41D Available with...by... (指定的有关银行和信用证兑付方式)ANY BANK BY NEGOTIATIO (意为任何银行议付，有的信用证为ANY BANK BY PAYMENT,此为银行付款后无追索权;前则有追索权，就是有权限要回已付给你的钱，其实为贴现行、购票行，为善意第三人。
信用证样本详解--Microsoft-Word-文档
信用证样本详解--Microsoft-Word-文档一.SWIFT介绍SWIFT又称：“环球同业银行金融电讯协会”，是国际银行同业间的国际合作组织，成立于一九七三年，目前全球大多数国家大多数银行已使用SWIFT系统。
SWIFT的使用，使银行的结算提供了安全、可靠、快捷、标准化、自动化的通讯业务，从而大大提高了银行的结算速度。
由于SWIFT的格式具有标准化，目前信用证的格式主要都是用SWIFT电文，因此有必要对SWIFT进行了解。
二.SWIFT特点1.SWIFT需要会员资格。
我国的大多数专业银行都是其成员。
2.SWIFT的费用较低。
同样多的内容，SWIFT的费用只有TELEX（电传）的18%左右，只有CABLE （电报）的2.5%左右。
3.SWIFT的安全性较高。
SWIFT的密押比电传的密押可靠性强、保密性高，且具有较高的自动化。
4.SWIFT的格式具有标准化。
对于SWIFT电文，SWIFT组织有着统一的要求和格式。
三.SWIFT电文表示方式1.项目表示方式SWIFT由项目(FIELD)组成，如：59 BENEFICIARY（受益人），就是一个项目，59是项目的代号，可以是两位数字表示，也可以两位数字加上字母来表示，如51a APPLICANT（申请人）。
不同的代号，表示不同的含义。
项目还规定了一定的格式，各种SWIFT电文都必须按照这种格式表示。
在SWIFT电文中，一些项目是必选项目（MANDATORY FIELD)，一些项目是可选项目（OPTIONAL FIELD)，必选项目是必须要具备的，如：31D DATE AND PLACE OF EXPIRY（信用证有效期），可选项目是另外增加的项目，并不一定每个信用证都有的，如：39B MAXIMUM CREDIT AMOUNT（信用证最大限制金额）。
2.日期表示方式SWIFT电文的日期表示为：YYMMDD（年月日）如：1999年5月12日，表示为：990512；2000年3月15日，表示为：000315；2001年12月9日，表示为：011209。
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信用证样本Own BIC/TID :II: ICBKCNBJZJP BIC identified as:INDUSTRIAL AND COMMERCIAL BANK OFCHINA,JINHUA CITY BRANCHNO 500 BAY1 NORTH ROAD YIWU CITY 321000ZHEJIANG PROVINCE, CHINASWIFT Message Type :MT: 700 Issue of Documentary CreditCorrespondents BIC/TID :IO: MIDLGB22 3757 401965 980710 2242 NMIDLAND BANK PLC LONDON, U.K. Sequence of Total : 27: 1/1Form of Documentary Credit :40A: NON TRANSFERABLEDocumentary Credit Number : 20: LCBR82791Date of Issue. :31C: 070701Applicable Rules. :40E: UCP LATEST VERSIONDate and Place of Expiry :31D: 070908 CHINAApplicant : 50: DDD Co., Ltd.UNIT 2208 22/F LAFORD CENTRE 888 WAITERWEST ROADLONDON SE7 8NJ, U.K.Beneficiary :59: ZHEJIANG YIWU AAA CRAFTS FACTORYNO. 666 BINGW ANG ROAD, YIWU, ZHEJIANG,CHINA P. C. 3211000Currency code, Amount :32B: USD25000,00Available with---by---- :41D: ANY BANK BY NEGOTIATIONDrafts at ...... :42C: AT SIGHTDrawee :42D: MIDLAND BANK PLC LONDON, U. K. FORNET INVOICE V ALUEPartial Shipments :43P.. ALLOWEDTransshipment :43T: NOT ALLOWEDPort of Loading/Airport of :44E: SHANGHAIDestination :44F: FELIXSTOWELatest Date of Shipment :44C: 070901Description of Goods :45A: ITEM NO. CVK6317,REVEAL ASHTRAY,OVERALL SIZE: 100 X 100 X 35MM,WITH 2 DDD LASER LOGO ON GLASS10,000 PCS AT USD2.50/PCDETAILS AS PER L/C APPIACANT' S PUR—CHASE NO. 9735-1FOB SHANGHAI, CHINADocuments Required : 46A:+ FULL SET OF CLEAN ON BOARD OCEAN BILLS OF LADING MADE OUT TO ORDER OF MIDLAND BANK PLC LONDON, U.K. AND NOTIFYING L/C APPLICANT WITH FULL ADDRESS MARKED "FREIGHT COLLECT". MENTIONING THIS L/C NUMBER.+SIGNED COMMERCIAL INVOICES IN 3 COPIES.+PAKING LISTS IN 3 COPIES.+CERTIFICATATE OF CHINESE ORIGIN IN 1 COPY.+ORIGINAL CERTIFICATE OF CHINESE ORIGIN GSP FORM A IN 1 COPY.+ONE ORIGINAL CLEAN INSPECTION CERTIFICATE IN DDD CO. , L.ED SIGNED BY ANY ONE OF THE AUTHORIZED SIGNATORIES OF DDD CO. ,L.ED.+ BENEFICIARY' S CERTIFICATE WITH COURIER RECEIPT CERTIFIING THAT ONE SET OF NON-NEGOTIATION COPY OF DOCUMENTS UNDER THIS LETTER OF CREDIT HAVE BEEN SENT TO APPLICANT WITHIN 5 DAYS AFTER SHIPMENT.Additional Conditions :47 A:1. DISCREPANT DOCUMENTS WILL BE REJECTED. HOWEVER, IF WE GIVE NO-TICE OF REFUSAL OF DOCUMENTS PRESENTED UNDER THIS CREDIT, WESHALL. RETAIN THE RIGHT TO ACCEPT A W AIVER OF DISCREPANCIES FROM THE APPLICANT, AND SUBJECT TO SUCH W AIVER BEING ACCEPTABLE TOUS, TO RELEASE DOCUMENTS AGAINST THAT WAIVER WITHOUT REFER-ENCE TO THE PRESENTER UNLESS WRITTEN INSTRUCTIONS TO THE CON-TRARY HA VE BEEN RECEIVED BY US FROM THE PRESENTER BEFORE THERELEASE OF THE DOCUMENTS. ANY SUCH RELEASE PRIOR TO RECEIPT OFCONTRARY WRITTEN INSTRUCTIONS SHALL NOT CONSTITUTE A FALLUREON OUR PART TO HOLD THE DOCUMENTS AT THE PRESENTER~S RISK ANDDISPOSAL, AND WE WILL NOT BE LIABLE TO THE PRESENTER 1N RESPECTOF ANY SUCH RELEASE2. CHARGES INCURRED IN RESPECT OF ANY TELEGRAPHIC TRANSFER/ CHA TS PAYMENT/PAYMENT ADVICE BY SWIFT/TELEX ARE FOR ACCOUNT OF BENEFICIARY.3. A HANDLING COMMISSION OF USD60.00 OR EQUIVALENT, PLUS TELEX CHARGES, IF ANY, WILL BE DEDUCTED FROM THE PROCEEDS FOR EACH SET OF DOCUMENTS WITH DISCREPANCIES PRESENTED UNDER THIS LETTER OF CREDIT. THIS STATE- MENT IS NOT TO BE CONSTRUED TO MEAN THA T DOCUMENTS WITH DISCREPAN- CIES WILL BE HONOURED BY US. IN THE EVENT OF OUR PAYMENT DESPITE DIS- CREPANCIES, IT MUST NOT BE CONSTRUED AS WAIVER OF SIMILAR DISCREPAN- CIES ON FUTURE DRAWINGS.4. ALL DOCUMENTS MUST BE PRESENTED THROUGH BENEFICIARY'S BANKERAND EXTRA COPY OF INVOICE AND TRANSPORT DOCUMENT FOR L/C ISSUING BANK'S FILE REQUIRED.5. THE NUMBER OF THIS L/C MUST BE QUOTED ON ALL DOCUMENTS6. SHIPMENT EFFECTED PRIOR TO L/C ISSUANCE DA TE NOT ACCEPTABLE.BUYERS INSURE.WE HEREBY ENGAGE WITH THE DRAWERS, ENDORSERS AND BONA FIDE HOLDERS THA T DRAFTS DRAWN AND NEGOTIATED IN COMPLIANCE WITH THE TERMS AND CONDITONS OF THIS CREDIT WILL BE DUL Y HONOURED ON PRESENTA TION.THE AMOUNT OF ANY DRAFT DRAWN UNDER THIS CREDIT IS TO BE ENDORSED ON THE REVERSE HERE OF BY THE NEGOTIATING BANK. THE NUMBER AND DATE OF THE CREDIT AND THE NAME OF OUR BANK MUST BE QUOTED ON ALL DRAFTS.Charges :7lB: ALL BANKING CHARGES OUTSIDE U. K. AREFOR ACCOUNT OF BENEFICIARY.Period for presentation :48: ALL DOCUMENTS MUST BE PRESENTEDWITHIN 7 DAYS AFTER DA TE OF SHIPMENT. Confirmation Instructions :49: WITHOUTInst/Paying/Accpt/Negoti- :78: 1. PLS FORWARD THE WHOLE SET OF DOCU ate Bank MENTS IN ONE LOTTO OUR BILLS PROCESSING CENTRE (LON-DON) AT NO. 203WOODHILL STR. LONDON SE7 8NJ, U. K.VIA COURIERSERVICE AT BENEFICIARY'S EXPENSES.2. IN REIMBURSEMENT, WE SHALL REMITPROCEEDS INACCORDANCE WITH YOUR INSTRUCTIONSUPON RECEIPT OFTHE COMPLIED DOCUMENTS.Sender to Receiver Informa : 72: PLEASE ADVISE BENEFICIARY VIAtion TEL:86 579 6666666 FAX:86 579 8888888 Trailer。