年金现值系数表-复利现值系数表
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年金现值系数表(PVIFA表)
n
1%
2%
3%
4%
5%
6%
8%
10%
1
0.99
0.98
0.97
0.961
0.952
0.943
0.925
0.909
2
1.97
1.941
1.913
1.886
1.859
1.833
1.783
1.735
3
2.94
2.883
2.828
2.775
2.723
2.673
2.577
2.486
0.952
0.943
0.925
0.909
2
0.98
0.961
0.942
0.924
0.907
0.889
0.857
0.826
3
0.97
0.942
0.915
0.888
0.863
0.839
0.793
0.751
4
0.96
0.923
0.888
0.854
0.822
0.792
0.735
0.683
5
0.951
0.905
14.643
13.21
10.935
9.237
28
24.316
21.281
18.764
16.663
14.898
13.406
11.051
9.306
29
25.065
21.844
19.188
16.983
15.141
13.59
11.158
9.369
30
25.807
22.396
19.6
17.292
15.372
13.764
0.318
13
0.878
0.773
0.68
0.6
0.53
0.468
0.367
0.289
14
0.869
0.757
0.661
0.577
0.505
0.442
0.34
0.263
15
0.861
0.743
0.641
0.555
0.481
0.417
0.315
0.239
16
0.852
0.728
0.623
0.533
0.458
0.836
0.766
0.702
0.644
0.591
0.5
0.424
10
0.905
0.82
0.744
0.675
0.613
0.558
0.463
0.385
11
0.896
0.804
0.722
0.649
0.584
0.526
0.428
0.35
12
0.887
0.788
0.701
0.624
0.556
0.496
0.397
0.862
0.821
0.783
0.747
0.68
0.62
6
0.942
0.887
0.837
0.79
0.746
0.704
0.63
0.564
7
0.932
0.87
0.813
0.759
0.71
0.665
0.583
0.513
8
0.923
0.853
0.789
0.73
0.676
0.627
0.54
0.466
9
0.914
0.026
39
0.678
0.461
0.315
0.216
0.149
0.103
0.049
0.024
40
0.671
0.452
0.306
0.208
0.142
0.097
0.046
0.022
41
0.665
0.444
0.297
0.2
0.135
0.091
0.042
0.02
42
0.658
0.435
0.288
0.192
14% 0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452
5.66 5.842 6.002 6.142 6.265 6.372 6.467
6.55 6.623 6.686 6.742 6.792 6.835 6.872 6.906 6.935
5.206
4.868
8
7.651
7.325
7.019
6.732
6.463
6.209
5.746
5.334
9
8.566
8.162
7.786
7.435
7.107
6.801
6.246
5.759
10
9.471
8.982
8.53
8.11
7.721
7.36
6.71
6.144
11
10.367
9.786
9.252
8.76
4.03 4.192 4.327 4.439 4.532
4.61 4.675 4.729 4.774 4.812 4.843 4.869 4.891 4.909 4.924 4.937 4.947 4.956 4.963 4.969 4.974 4.978 4.996 4.999
0.456
0.376
0.311
0.214
0.148
21
0.811
0.659
0.537
0.438
0.358
0.294
0.198
0.135
22
0.803
0.646
0.521
0.421
0.341
0.277
0.183
0.122
23
0.795
0.634
0.506
0.405
0.325
0.261
0.17
0.111
11.257
9.426
40
32.834
27.355
23.114
19.792
17.159
15.046
11.924
9.779
50
39.196
31.423
25.729
21.482
18.255
15.761
12.233
9.914
复利现值系数
n
1%
2%
3%
4%
5%
6%ຫໍສະໝຸດ Baidu
8%
10%
1
0.99
0.98
0.97
0.961
0.009
50
0.608
0.371
0.228
0.14
0.087
0.054
0.021
0.008
值系数表(PVIFA表)
12% 0.892
1.69 2.401 3.037 3.604 4.111 4.563 4.967 5.328
5.65 5.937 6.194 6.423 6.628
6.81 6.973 7.119 7.249 7.365 7.469 7.562 7.644 7.718 7.784 7.843 7.895 7.942 7.984 8.021 8.055 8.243 8.304
0.35 0.307 0.269
15% 0.869 0.756 0.657 0.571 0.497 0.432 0.375 0.326 0.284 0.247
16% 0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.197 5.342 5.467 5.575 5.668 5.748 5.817 5.877 5.928 5.973 6.011 6.044 6.072 6.097 6.118 6.136 6.152 6.165 6.177 6.233 6.246
0.128
0.086
0.039
0.018
43
0.651
0.426
0.28
0.185
0.122
0.081
0.036
0.016
44
0.645
0.418
0.272
0.178
0.116
0.077
0.033
0.015
45
0.639
0.41
0.264
0.171
0.111
0.072
0.031
0.013
46
0.632
0.393
0.291
0.217
17
0.844
0.714
0.605
0.513
0.436
0.371
0.27
0.197
18
0.836
0.7
0.587
0.493
0.415
0.35
0.25
0.179
19
0.827
0.686
0.57
0.474
0.395
0.33
0.231
0.163
20
0.819
0.672
0.553
16.398
14.992
13.753
12.659
11.689
10.827
9.371
8.201
19
17.226
15.678
14.323
13.133
12.085
11.158
9.603
8.364
20
18.045
16.351
14.877
13.59
12.462
11.469
9.818
8.513
21
18.856
17.011
6.49 6.513 6.533
6.55 6.565 6.641
6.66
复利现值系数表(PVIF表)
12% 0.892 0.797 0.711 0.635 0.567 0.506 0.452 0.403
0.36 0.321
14% 0.877 0.769 0.674 0.592 0.519 0.455 0.399
0.296
0.22
0.164
0.092
0.052
32
0.727
0.53
0.388
0.285
0.209
0.154
0.085
0.047
33
0.72
0.52
0.377
0.274
0.199
0.146
0.078
0.043
34
0.712
0.51
0.366
0.263
0.19
0.137
0.073
0.039
35
0.705
15.415
14.029
12.821
11.764
10.016
8.648
22
19.66
17.658
15.936
14.451
13.163
12.041
10.2
8.771
23
20.455
18.292
16.443
14.856
13.488
12.303
10.371
8.883
24
21.243
18.913
16.935
5.45 5.466
5.48 5.491 5.501 5.509 5.516 5.548 5.554
18% 0.847 0.718 0.608 0.515 0.437
0.37 0.313 0.266 0.225 0.191
20% 0.833 1.527 2.106 2.588
2.99 3.325 3.604 3.837
4
3.901
3.807
3.717
3.629
3.545
3.465
3.312
3.169
5
4.853
4.713
4.579
4.451
4.329
4.212
3.992
3.79
6
5.795
5.601
5.417
5.242
5.075
4.917
4.622
4.355
7
6.728
6.471
6.23
6.002
5.786
5.582
8.306
7.886
7.138
6.495
12
11.255
10.575
9.954
9.385
8.863
8.383
7.536
6.813
13
12.133
11.348
10.634
9.985
9.393
8.852
7.903
7.103
14
13.003
12.106
11.296
10.563
9.898
9.294
8.244
7.366
15
13.865
12.849
11.937
11.118
10.379
9.712
8.559
7.606
16
14.717
13.577
12.561
11.652
10.837
10.105
8.851
7.823
17
15.562
14.291
13.166
12.165
11.274
10.477
9.121
8.021
18
0.402
0.256
0.164
0.105
0.068
0.029
0.012
47
0.626
0.394
0.249
0.158
0.1
0.064
0.026
0.011
48
0.62
0.386
0.241
0.152
0.096
0.06
0.024
0.01
49
0.614
0.378
0.234
0.146
0.091
0.057
0.023
15.246
13.798
12.55
10.528
8.984
25
22.023
19.523
17.413
15.622
14.093
12.783
10.674
9.077
26
22.795
20.121
17.876
15.982
14.375
13.003
10.809
9.16
27
23.559
20.706
18.327
16.329
0.5
0.355
0.253
0.181
0.13
0.067
0.035
36
0.698
0.49
0.345
0.243
0.172
0.122
0.062
0.032
37
0.692
0.48
0.334
0.234
0.164
0.115
0.057
0.029
38
0.685
0.471
0.325
0.225
0.156
0.109
0.053
6.96 6.983 7.002 7.105 7.132
15% 0.869 1.625 2.283 2.854 3.352 3.784
4.16 4.487 4.771 5.018 5.233
5.42 5.583 5.724 5.847 5.954 6.047 6.127 6.198 6.259 6.312 6.358 6.398 6.433 6.464
16% 0.862 0.743
0.64 0.552 0.476
0.41 0.353 0.305 0.262 0.226
18% 0.847 1.565 2.174
2.69 3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.793 4.909 5.008 5.091 5.162 5.222 5.273 5.316 5.352 5.383 5.409 5.432
0.125
0.076
28
0.756
0.574
0.437
0.333
0.255
0.195
0.115
0.069
29
0.749
0.563
0.424
0.32
0.242
0.184
0.107
0.063
30
0.741
0.552
0.411
0.308
0.231
0.174
0.099
0.057
31
0.734
0.541
0.399
24
0.787
0.621
0.491
0.39
0.31
0.246
0.157
0.101
25
0.779
0.609
0.477
0.375
0.295
0.232
0.146
0.092
26
0.772
0.597
0.463
0.36
0.281
0.219
0.135
0.083
27
0.764
0.585
0.45
0.346
0.267
0.207
n
1%
2%
3%
4%
5%
6%
8%
10%
1
0.99
0.98
0.97
0.961
0.952
0.943
0.925
0.909
2
1.97
1.941
1.913
1.886
1.859
1.833
1.783
1.735
3
2.94
2.883
2.828
2.775
2.723
2.673
2.577
2.486
0.952
0.943
0.925
0.909
2
0.98
0.961
0.942
0.924
0.907
0.889
0.857
0.826
3
0.97
0.942
0.915
0.888
0.863
0.839
0.793
0.751
4
0.96
0.923
0.888
0.854
0.822
0.792
0.735
0.683
5
0.951
0.905
14.643
13.21
10.935
9.237
28
24.316
21.281
18.764
16.663
14.898
13.406
11.051
9.306
29
25.065
21.844
19.188
16.983
15.141
13.59
11.158
9.369
30
25.807
22.396
19.6
17.292
15.372
13.764
0.318
13
0.878
0.773
0.68
0.6
0.53
0.468
0.367
0.289
14
0.869
0.757
0.661
0.577
0.505
0.442
0.34
0.263
15
0.861
0.743
0.641
0.555
0.481
0.417
0.315
0.239
16
0.852
0.728
0.623
0.533
0.458
0.836
0.766
0.702
0.644
0.591
0.5
0.424
10
0.905
0.82
0.744
0.675
0.613
0.558
0.463
0.385
11
0.896
0.804
0.722
0.649
0.584
0.526
0.428
0.35
12
0.887
0.788
0.701
0.624
0.556
0.496
0.397
0.862
0.821
0.783
0.747
0.68
0.62
6
0.942
0.887
0.837
0.79
0.746
0.704
0.63
0.564
7
0.932
0.87
0.813
0.759
0.71
0.665
0.583
0.513
8
0.923
0.853
0.789
0.73
0.676
0.627
0.54
0.466
9
0.914
0.026
39
0.678
0.461
0.315
0.216
0.149
0.103
0.049
0.024
40
0.671
0.452
0.306
0.208
0.142
0.097
0.046
0.022
41
0.665
0.444
0.297
0.2
0.135
0.091
0.042
0.02
42
0.658
0.435
0.288
0.192
14% 0.877 1.646 2.321 2.913 3.433 3.888 4.288 4.638 4.946 5.216 5.452
5.66 5.842 6.002 6.142 6.265 6.372 6.467
6.55 6.623 6.686 6.742 6.792 6.835 6.872 6.906 6.935
5.206
4.868
8
7.651
7.325
7.019
6.732
6.463
6.209
5.746
5.334
9
8.566
8.162
7.786
7.435
7.107
6.801
6.246
5.759
10
9.471
8.982
8.53
8.11
7.721
7.36
6.71
6.144
11
10.367
9.786
9.252
8.76
4.03 4.192 4.327 4.439 4.532
4.61 4.675 4.729 4.774 4.812 4.843 4.869 4.891 4.909 4.924 4.937 4.947 4.956 4.963 4.969 4.974 4.978 4.996 4.999
0.456
0.376
0.311
0.214
0.148
21
0.811
0.659
0.537
0.438
0.358
0.294
0.198
0.135
22
0.803
0.646
0.521
0.421
0.341
0.277
0.183
0.122
23
0.795
0.634
0.506
0.405
0.325
0.261
0.17
0.111
11.257
9.426
40
32.834
27.355
23.114
19.792
17.159
15.046
11.924
9.779
50
39.196
31.423
25.729
21.482
18.255
15.761
12.233
9.914
复利现值系数
n
1%
2%
3%
4%
5%
6%ຫໍສະໝຸດ Baidu
8%
10%
1
0.99
0.98
0.97
0.961
0.009
50
0.608
0.371
0.228
0.14
0.087
0.054
0.021
0.008
值系数表(PVIFA表)
12% 0.892
1.69 2.401 3.037 3.604 4.111 4.563 4.967 5.328
5.65 5.937 6.194 6.423 6.628
6.81 6.973 7.119 7.249 7.365 7.469 7.562 7.644 7.718 7.784 7.843 7.895 7.942 7.984 8.021 8.055 8.243 8.304
0.35 0.307 0.269
15% 0.869 0.756 0.657 0.571 0.497 0.432 0.375 0.326 0.284 0.247
16% 0.862 1.605 2.245 2.798 3.274 3.684 4.038 4.343 4.606 4.833 5.028 5.197 5.342 5.467 5.575 5.668 5.748 5.817 5.877 5.928 5.973 6.011 6.044 6.072 6.097 6.118 6.136 6.152 6.165 6.177 6.233 6.246
0.128
0.086
0.039
0.018
43
0.651
0.426
0.28
0.185
0.122
0.081
0.036
0.016
44
0.645
0.418
0.272
0.178
0.116
0.077
0.033
0.015
45
0.639
0.41
0.264
0.171
0.111
0.072
0.031
0.013
46
0.632
0.393
0.291
0.217
17
0.844
0.714
0.605
0.513
0.436
0.371
0.27
0.197
18
0.836
0.7
0.587
0.493
0.415
0.35
0.25
0.179
19
0.827
0.686
0.57
0.474
0.395
0.33
0.231
0.163
20
0.819
0.672
0.553
16.398
14.992
13.753
12.659
11.689
10.827
9.371
8.201
19
17.226
15.678
14.323
13.133
12.085
11.158
9.603
8.364
20
18.045
16.351
14.877
13.59
12.462
11.469
9.818
8.513
21
18.856
17.011
6.49 6.513 6.533
6.55 6.565 6.641
6.66
复利现值系数表(PVIF表)
12% 0.892 0.797 0.711 0.635 0.567 0.506 0.452 0.403
0.36 0.321
14% 0.877 0.769 0.674 0.592 0.519 0.455 0.399
0.296
0.22
0.164
0.092
0.052
32
0.727
0.53
0.388
0.285
0.209
0.154
0.085
0.047
33
0.72
0.52
0.377
0.274
0.199
0.146
0.078
0.043
34
0.712
0.51
0.366
0.263
0.19
0.137
0.073
0.039
35
0.705
15.415
14.029
12.821
11.764
10.016
8.648
22
19.66
17.658
15.936
14.451
13.163
12.041
10.2
8.771
23
20.455
18.292
16.443
14.856
13.488
12.303
10.371
8.883
24
21.243
18.913
16.935
5.45 5.466
5.48 5.491 5.501 5.509 5.516 5.548 5.554
18% 0.847 0.718 0.608 0.515 0.437
0.37 0.313 0.266 0.225 0.191
20% 0.833 1.527 2.106 2.588
2.99 3.325 3.604 3.837
4
3.901
3.807
3.717
3.629
3.545
3.465
3.312
3.169
5
4.853
4.713
4.579
4.451
4.329
4.212
3.992
3.79
6
5.795
5.601
5.417
5.242
5.075
4.917
4.622
4.355
7
6.728
6.471
6.23
6.002
5.786
5.582
8.306
7.886
7.138
6.495
12
11.255
10.575
9.954
9.385
8.863
8.383
7.536
6.813
13
12.133
11.348
10.634
9.985
9.393
8.852
7.903
7.103
14
13.003
12.106
11.296
10.563
9.898
9.294
8.244
7.366
15
13.865
12.849
11.937
11.118
10.379
9.712
8.559
7.606
16
14.717
13.577
12.561
11.652
10.837
10.105
8.851
7.823
17
15.562
14.291
13.166
12.165
11.274
10.477
9.121
8.021
18
0.402
0.256
0.164
0.105
0.068
0.029
0.012
47
0.626
0.394
0.249
0.158
0.1
0.064
0.026
0.011
48
0.62
0.386
0.241
0.152
0.096
0.06
0.024
0.01
49
0.614
0.378
0.234
0.146
0.091
0.057
0.023
15.246
13.798
12.55
10.528
8.984
25
22.023
19.523
17.413
15.622
14.093
12.783
10.674
9.077
26
22.795
20.121
17.876
15.982
14.375
13.003
10.809
9.16
27
23.559
20.706
18.327
16.329
0.5
0.355
0.253
0.181
0.13
0.067
0.035
36
0.698
0.49
0.345
0.243
0.172
0.122
0.062
0.032
37
0.692
0.48
0.334
0.234
0.164
0.115
0.057
0.029
38
0.685
0.471
0.325
0.225
0.156
0.109
0.053
6.96 6.983 7.002 7.105 7.132
15% 0.869 1.625 2.283 2.854 3.352 3.784
4.16 4.487 4.771 5.018 5.233
5.42 5.583 5.724 5.847 5.954 6.047 6.127 6.198 6.259 6.312 6.358 6.398 6.433 6.464
16% 0.862 0.743
0.64 0.552 0.476
0.41 0.353 0.305 0.262 0.226
18% 0.847 1.565 2.174
2.69 3.127 3.497 3.811 4.077 4.303 4.494 4.656 4.793 4.909 5.008 5.091 5.162 5.222 5.273 5.316 5.352 5.383 5.409 5.432
0.125
0.076
28
0.756
0.574
0.437
0.333
0.255
0.195
0.115
0.069
29
0.749
0.563
0.424
0.32
0.242
0.184
0.107
0.063
30
0.741
0.552
0.411
0.308
0.231
0.174
0.099
0.057
31
0.734
0.541
0.399
24
0.787
0.621
0.491
0.39
0.31
0.246
0.157
0.101
25
0.779
0.609
0.477
0.375
0.295
0.232
0.146
0.092
26
0.772
0.597
0.463
0.36
0.281
0.219
0.135
0.083
27
0.764
0.585
0.45
0.346
0.267
0.207