银行专业术语

银行卡类型Card Type

借记卡Debit Card

贷记卡Credit Card

电话银行IVR (Interactive Voice Response:交互语音应答系统) 证件号码I.D. No

注册Enrollment

证件I.D.

新密码New Password

确认密码Confirm Password

密码重置Ret Password

账户管理Account management

账户查询Account enquiry

账户概览Account summary

账户详情Account detail

交易明细查询Transaction detail enquiry

转账Transfer

定期存款Time deposit

定期账户Time deposit

活期账户Savings Account

活期一本通Passbook of Current Savings

普通活期存折Regular Passbook saving

定期一本通Passbook of Time Deposit

零存整取Installment Time Deposit

教育储蓄Education Saving

存本取息Interest Withdraw Time Deposit

准贷记卡Quasi Credit Card

账号Account No./Acc. No.

别名Nickname

账号状态Acc. Status

开户网点Acc. Open

网点Branch

开户日期Open Date

卡状态Card Status

起始日期Start Date

结束日期End Date

交易日期Transaction Date

币种Currency

钞/汇Cash/Remit

当前余额Current Balance

可用余额Available Balance

余额Balance

余额查询Balance Enquiry

存单序号CD No.

收入金额credit

支出金额Debit

业务摘要Memo

乙钞B Cash

转账明细Transfer details

预约转账管理Scheduled transfer management 转出账号Transfer Out Acc.

转出账号地区Transfer Out Region

转入账号Transfer In Acc.

转入账号地区Transfer In Region

钞汇标志Cash/Remit

转账金额Transfer Amount

即时转账Immediate (Transfer)

指定日期转账Sehedule (Transfer)

转账日期Transfer Date

备注Memo

英镑GBP

欧元EUR

日元JPY

加拿大元CAD

澳大利亚元AUD

瑞士法郎CHF

新加坡元SGD

现钞Cash

现汇Remit

手续费Service Charge

转账类型Transfer Type

转账状态Transfer Status

定期存款支取Time deposit withdraw

整存整取Lump-sum Time Deposit

通知存款Call Deposit

零存整取续存Renew Time Deposit

教育储蓄续存Renew Education Saving

定活两便Consolidated Time&Savings

转存Repeating

转存方式Transfer Type

储种Type

存期Period

自动转存Repeating

业务品种Class

续存金额Renew Amount

信用额度Credit Limit

可用额度Available Credit

预约日期Submit Date

指定转账日期Schedule Date

整存整取支取Lump Sum Time Deposit Withdraw

通知存款支取Call Deposit Transfer

存折Passbook

存单CD

存本取息（利息）支取Transfer interest from interest withdraw time deposit 定活两便支取Consolidated time&Savings transfer

信用卡查询Credit card enquiry

信用卡概览Credit Card Summary

信用卡详细信息Credit Card Detail

信用卡未出账单明细Credit Card unsettled bills

信用卡交易明细Credit Card Transaction Detail

信用卡月结单查询Credit Card Monthly Statement Enquiry

查询月份Equiry month

结单日期Statement Date

贷记利息Interest Rate

本币上月余额RMB Previous month balance

本币本月余额RMB Current month balance

美元上月余额USD Previous month balance

美元本月余额USD Current month balance

本币最低还款额RMB Minimal Payment

本币全额金额RMB Total amount due

外币最低还款额Foreign Currency Minimal Payment

外币全额金额Foreign Currency Total Payment

账户信用额度Credit limit

可用额度Available Credit

原交易金额Original Amount

交易地点Transact at

本币存入合计RMB total Credit

外币存入合计Foreign Currency total Credit

本币支出合计RMB total Debit

外币支出合计Foreign Currency total Debit

上一结单日Previous Settlement Date

还款到期日Next Payment Date

信用积分Credit Point

上次未还金额Previous Period unpaid amount

上次还款金额Previous Period paid amount

需立即缴交的过期款项/超额款项Overdue/Overlimit amount

全额还款总额Total due amount

最低还款总额Minimum Payment Amount

全额购汇还款总额Total foreign currency due amount

最低购汇还款总额Mini foreign currency payment amount

购汇牌价(人民币/美元) Exchange Rate (RMB/USD)

人民币还款RMB Payment

美元还款USD Payment