新视野大学英语第三版读写教程第二册Unit5
外研社unit5新视野大学英语(第三版)读写教程2
Q: 3) What’s your consumption habit in daily life?
Reference
I always try to keep balance between spending and saving by making a budget and only buying things I need. I also use credit cards or Huabei when necessary but always remember to pay back in time. In addition, I get extra income by depositing in the bank or Yu’ebao, which can accrue interests.
Task 1: Please fill in the blanks to see how people pass down the value of frugality.
Chen Xiaoyan, a civil servant who works at a culture department in China’s Xiong’an New Area, __in_i_ti_a_te_d__ a qipao dancing team with her friends in a bid to _i_n_h_e_ri_t_ traditional culture. Conversations after the rehearsals are usually about families and friends. But sometimes the sisters get a little serious and talk about how to control their _b_u_d_g_e_t_ for the volunteer group. “When we get together, we should not be spending too much money, and this is also part of our tradition.” Chen said. This is a typical scene in many park conversations in China. _F__ru_g_a_l_it_y_ is always their top __p_ri_o_r_it_y_.
新视野大学英语读写译(第三版)第二册Unit5课后习题答案
Because when politicians encourage people to spend money to get out of the recession, they also advise people to save more. Similarly, when banks offer higher interest rates to increase savings they send credit card offers to let people spend more.People who don't pay the credit card bill on time are called failing consumers in trouble, and those who pay the credit card bill are called valued customers.Because they are regarded as the defender of morals and proper deeds. Schools are the places where students learn what is right and what is wrong. Parents are supposed to have the responsibilities to well behave their children. Politicians always try to impress people with their high moral standards.Because these permissive messages are everywhere we look and we are constantly surrounded by the advertisement that encourages people to spend.Because each advertisement is doing its utmost to influence people's buying decisions and provide information as to what to buy, from breakfast cereal to vacation cruises.On one hand, people want to buy more things because they derive pleasure from treating themselves. On the other hand, they try to control their appetite and avoid falling into debt.They can go to financial literacy classes, consult with the school's financial aid office or seek input from parents or other respected adults. They can also find a partner to help them stay on track. Most importantly, when having financial troubles, they shouldn't feel embarrassed to ask for help to avoid more serious financial problems.Concerning money issues, we should be smart and educated, not affected by the contradicting messages from our environment. We should choose a suitable way of financial management according to our own conditionsCommercial advertisements to persuade people to buy their products, such as:• education-oriented advertisements that provide various courses to attract parents and students;• food and grocery adverti sements to give on sale information to their customers;• health training & maintenance advertisements designed to target different age groups to promote their fitness services;- Public service advertisements to stimulate the public interest and push them to take actionsOffer discount prices.• Send giveaways.• Use new technologies such as online shopping.• Compare with other merchandises.I will spend because life is so short and I don't want to be thrifty or spend money carefully, which will drive me crazy. I only know I should enjoy my life while I'm still young and healthy.• I will save because with the worsening economic situation everywhere, I don't know what would happen to me in the future. To be responsible for myself, I have to save some money for the future.When I don't have much pocket money with me.• When I want to buy something inexpensive but I can't afford it.• When I don't have money to hang out with my friends and classmates.• When I see many things I don't need surrounding me.Record how much they have spent.• Try to use cash instead of credit card.• Withdraw only certain amount of money from bank.• Never borrow money from other people.• Only buy things they need.1. The "discipline" message asks people to save, while the "enjoy yourself"message asks people to spend; therefore, they (contradict) each other.2.It is a(n) (paradox) that in some odd way world peace appears todepend on our spending millions of pounds on weapons that can kill us all.3.It is far more effective for parents to allow for the child's (perspective) and let him make his own choice rather than make a decision for him.4. When you are writing any directions for people, you've got to be direct and(explicit) to make everything rightly understood.5.The new teaching program was (suspended) last semester because the teachers in the department protested its demand for more intensework.6. He is a very considerate and generous person, and he is also one of thosewho can often (derive) pleasure from helping others.7.Many children are addicted to computers, so they often (defy) theirparents and play the computer games for hours every day.8.My roommate is always very optimistic, and that's why he still (retains) his good humor after all the setbacks.9. There is a widely held suspicion that the politician, though retired, still hasgreat power and is (manipulating) events behind the scenes.10. The organization has been working with local authorities as well asregional government and officials to (tackle) the problem of climate.browsermessengerconsumenegotiationobjectionreactionconstitutioncultivationdefinitionexpansionconcentratecivilize1.Public opinion was becoming more (concentrated) on environmentalpollution problems; more and more people were discussing and arguing about them.2.Martin Luther King is a(n) (messenger) who worked for peace; he has shown the Western world that a struggle can be waged without violence.3. Every man ought not to steal, cheat, or destroy the property of others.There is no place for this sort of behavior in a(n) (civilized) society.4.The right to pursue happiness is promised to Americans by the US(Constitution) , but nowadays no one seems quite sure what exactly ismeant by happiness.5.You will need to replace your old (browser) and install a new one. You will need this new software to view web pages.6. Rock music appealed to Sandy so much that she turned up the volume onher player, paying no attention to her father's (objection) .7. As a college student, you should learn things extensively and aim for a(n)(expansion) of knowledge well beyond your area of specialization.8. Because women care much about their appearance and restrict their dietin an effort to control weight, they may not (consume) enough iron-richfood.9.The problem is that most students don't really know the exact(definition) of plagiarism (剽窃) or its consequences, so they don't consider it a serious crime.10.Garden (cultivation) of roses began about 5,000 years ago. They were used at celebrations, for medical purposes, and as a source of perfume.11. The talks next week will focus one economic development of the regionand our immediate (reaction) to the ever-worsening condition of theenvironment.12.The (negotiation) on the trade disputes between the two super large companies went on for years as neither side would give in.To spend or save is a question which many people have. There is always a(n)(1)(dilemma) whether one should spend the money that he has earned orsave that money for the future. Well, there is no (2)(explicit) answer to thequestion as different people have different (3)(perspectives) on their life, and that is the reason why some people tend to spend all the money earned while others (4)(retain) control over their money. People who spend all the money do not think much about the future. The only thing that they enjoy doing most is to (5)(derive) pleasure from spending money. For example, if they like a particular car, mobile phone or laptop, they will buy it without giving it a thought. For them, the most important thing is to satisfy their material (6) (appetite). People who have their first job or who haven't married often fall in this category. In the long run, saving is a good (7)(option) for one's life assaving helps an individual to plan for future (8)(urgent) needs. That is also the reason why many people save money for a rainy day. Individuals who can (9)(suspend) their spending save money successfully. Instead of buyingon impulse, they delay their purchasing decision and won't be easily (10) (manipulated) by commercial ads. Individuals who have responsibility for their family belong to this category.1.People who work in offices are (referred to) as "white-collar workers"for the simple reason that they traditionally wear a white shirt with a collar and a tie to go to work.2. When the police arrived, he had already destroyed the evidence that was(at odds with) his earlier statement made a few hours ago.3.In order to persuade his daughter to (put off) the marriage, the father quoted statistics showing mixed-race couples had higher divorce ratesthan same-race couples.4. The mother made the decision to give cough medicine and Aspirin to hersick child without (consulting with) the child's doctor.5. Both professional experts and school teachers say that children tend to(do their utmost) when they see their parents making similar efforts.6.As she entered the most dynamic period of her career, Kylie (tookstock of) her success and tried to analyze the strong impact of her college education.7. The chief executive George Grey is confident that current growth levelscan be maintained since all the group's development projects stay (on track) .8.It is very important for students to understand and (take in) newinformation. Besides, they should examine and judge information carefully and then make the right decisions.It is often said that whatever wealth one may have will be gone quickly if the person only spends. However, someone thinks the purpose of life is to enjoy every moment, so they spend all they have earned. Even though Bryan and Peter are close friends, their spending habits are very different.Bryan is very careful about using his pocket money. He only spends money when it's necessary. For example, when his pocket money is only $50, he may spend $20 on necessary stationery for schoolwork. He will try to deposit the remaining $30 in his savings account. In his opinion, though the amount is small, it will help him for a possible rainy day since people never know what could happen in the future.Unlike Bryan, Peter usually spends money at will. He often purchases expensive electronic products such as an iPhone and an iPad. Sometimes, he might buy himself an expensive brand-name shirt or a pair of expensive brand name shoes. Different from Bryan, he never deposits extra money in a bank after meeting his basic needs. To him, saving money in a bank is something very silly because he believes that he can always earn big money after he gets a decent job in the future.All in all, Bryan and Peter are very different in the way they spend money. Spending money wisely and saving extra money for future urgent needs enable students to manage their finance and fully concentrate on their study. They will also derive great pleasure from the way they handle their money.大发现年代，也被称为大勘探年代，是欧洲进行全球勘查的一个历史时期，始于15世纪初并一直持续到18世纪。
新视野大学英语读写教程2 unit5 课文翻译
Section A Spend or save –The student’s dilemma花钱还是存钱，学生进退维谷1 你是不是跟我一样对“我应该花钱还是存钱”这个问题感到困惑，且有被操纵的感觉？我觉得我们从生活的环境里所获得的信息似乎是有违常识、互相矛盾的。
政府告诉我们要花钱，否则我们将永远走不出衰退；与此同时，他们又告诉我们，除非我们节省更多的钱，否则我们的国家会处于严重危险之中。
银行提供较高的利率以增加储蓄。
然后，同样是这些银行又提供信用卡让我们可以花更多的钱。
2 这里还有一个大家熟悉的例子：如果我们不按时支付信用卡账单，我们会收到从信用卡公司发来的类似这样的令人讨厌的催缴账单的电子邮件：不还款是不可接受的。
请立即缴付，否则后果自负！之后，一旦还款，我们就会收到一封跟进的电子邮件，语气和蔼可亲，说我们是多么宝贵的客户，并鼓励我们继续花钱。
到底哪一个描述是正确的？有麻烦的失败消费者还是宝贵的客户？这两者之间可是天壤之别！3 自相矛盾的情况还有，我们每天都收到彼此相左的两种信息。
一种从“纵容”的角度，让我们“买东西，花钱，现在就得到它。
你需要这个！”另外一种，我们可称之为“正直”的信息，它力劝我们：“努力工作，把钱存起来。
控制你的欲望，不要买奢侈品，不要垂涎那些你并不真正需要的东西。
”这类信息来源甚多，有学校方面的，有家长方面的，甚至还来自提及传统价值观的政治人物。
艰苦创业、忠于家庭、能推迟欲望是美国价值观的核心，它使我们的国家变得强大。
4 但相反的信息，即那些纵容人们不断花钱的广告，无所不在。
虽然此类信息有时经过了乔装打扮，但仍随处可见，电视、电影、印刷媒介和路牌、商店，及公共汽车、火车和地铁上，比比皆是。
广告侵入了我们的日常生活。
我们时时被包围在花钱，花钱，花钱的信息中。
最近有人说：“唯一可以逃脱广告的时候是当在床上睡着时！”5 据计算，普通的美国人到18岁时，会看过60万则广告；到40岁时，看过的广告总数近百万。
新视野大学英语(第三版)读写教程第二册unit5翻译题参考答案
新视野三版读写2 U5 翻译讲解Part 1The Age of Discovery, also called the Age of Exploration, is a historical period of European global exploration that started in the early 15th century and continued until the 18th century.大发现年代，也被称为大勘探年代，是欧洲进行全球勘查的一个历史时期，始于15 世纪初并一直持续到18 世纪。
It is usually regarded as a bridge between the Middle Ages and the Modern era, in the context of emerging western imperialism and economic competition between European kingdoms seeking wealth through the establishment of trade routes and colonies.这一时期通常被认为是中世纪和近代之间的桥梁，当时西方帝国主义刚兴起，欧洲各王国之间正在经济上互相竞争，他们想通过建立贸易路线和殖民地来寻找财富。
Among many great explorers during this period, the most outstanding one was Christopher Columbus since he discovered the New World.在这一时期众多伟大的探险家中，最杰出的是克里斯托弗•哥伦布，因为他发现了新大陆。
European overseas expansion led to the rise of colonial empires, with the contact between the Old and New Worlds producing the exchange: a wide transfer of plants, animals, foods, culture, and so forth.欧洲的海外扩张导致了殖民帝国的崛起，旧大陆与新大陆的接触也促成了两边的互相交换：大量的植物、动物、食物、文化等得到迁移。
新视野大学英语第三版第二册课文Spend or save — The student's dilemma语法讲解-Unit5
新视野三版读写B2 U5 Text ASpend or save — The student's dilemma1 Do you feel as confused and manipulated as I do with this question, "ShouldI spend or should I save?" I think that the messages we get from our environment seem to defy common sense and contradict each other. Thegovernment tel s us to spend or we'l never get out of the recession. At thesame time, they tel us that unless we save more, our country isin grave danger.Banks offer higher interest rates so we increase savings. Then the same banks send us credit card offers so we can spendmore.2 Here's another familiar example: If we don't pay our credit card bil on time,we get demanding, nasty emails from the credit card company saying something like: "Your failure to pay is unacceptable. Pay immediately or you'lbe in trouble!" Then, as soon as we pay, we get a fol ow-up email in a charming tone tel ing us how valuable a customer we are and encouraging usto resume spending. Which depiction is correct: a failing consumer in troubleor a valued customer? The gap between these two messages is enormous.3 The paradox is that every day we get two sets of messages at odds witheach other. One is the "permissive" perspective, "Buy, spend, get it now. Youneed this!" The other we could cal an "upright" message, which urges us,"Work hard and save. Suspend your desires. Avoid luxuries. Control your appetite for more than you truly need." This message comes to us frommany sources: from school, from parents, even from political figures referringto "traditional values". Hard work, family loyalty, and the capacity topostponedesires are core American values that have made our country great. *4B ut the opposite message, advertising's permissive message, is inescapable. Though sometimes disguised, the messages are everywhere welook: on TV, in movies on printed media and road signs, in stores, and onbuses, trains and subways.Advertisements invade our daily lives. We areconstantly surrounded by the message to spend, spend, spend. Someonerecently said, "The only time you can escape advertising is when you're in yourbed asleep!"5 It's been calculated that by the age of 18, the average American wil haveseen 600,000 ads; by the age of 40, the total is almost one mil ion. Eachadvertisement is doing its utmost to influence our diverse buying decisions,from the breakfast cereal we eat to which cruise line we wil use for ourvacation. There is no shortage of ideas and things to buy! Now, of course, wedon't remember exactly what the products were, but the essential messageis cemented into our consciousness, "It's good to satisfy your desires. Youshould have what you want. You deserve the best. So, you should buy it —now!" A famous advertisement said it perfectly, "I love me. I'm a good friend tomyself. I do what makes me feel good. I derive pleasure from nice things andfeel nourished by them. I used to put things off. Not anymore. Today I'l buynew ski equipment, look at new compact cars, and buy that camera I'vealways wanted. I live my dreams today, not tomorrow."6What happens as we take in these contradictorybut explicit messages? What are the psychological and social consequencesof this campaign to control our spending habits? On one hand, we want morethings because we want to satisfy our material appetite. Most of us derivepleasure from treating ourselves. On the other hand, a little voice insideus echoes those upright messages: "Watch out, take stock of your life, don't letyour attention get scattered. Postpone your desires. Don't fal into debt. Wait! Retain control over your own life. It wil make you stronger."7 Anyway, many of the skil s you need as a successful student can be appliedto your finances. Consider your financial wel -beings a key ingredient of youruniversity education as money worries are extremely stressful and distracting. They can make you feel terrible and hinder your ability to focus onyour prime objective: successful y completing your education.*8How can you be a smart and educated consumer? Many schools,community organizations, and even some banks offer financial literacyclasses. Consider consulting with your school's financial aid office or seek input from your parents or other respected adults in setting up a budget. An additional option is finding a partner to help you stay on track andfind pleasure in the administration of your own financial affairs. Most importantly, if you find yourself getting into financial trouble, don't letyour ego get in your way; urgently get help with tackling your problem before itspins out of control and lands you in legal troubles.9 Al this wil help you become an educated consumer and saver. As you learnto balance spending and saving, you wil become the captain of your own ship,steering your life in a successful and productive direction through the choppy waters.Language Points：1 Do you feel as confused and manipulated as I do with this question, “Should Ispend or should I save?” (Para. 1)Meaning: When asking yourself whether you should spend or save, do you feel puzzledand control ed as I do?Meaning beyond words: According to the conventional concept, we are the master orthe boss of the money we have earned. It is up to us to decide how to use our money. However, the sentence gives us the hintthat we are actual y no longer in control of our money.2 I think that the messages we get from our environment seem to defy commonsense and contradict each other. (Para. 1)Meaning: In my opinion, the messages we get in our daily life about the question “ShouldI spend or should I save?” are against common sense and they often don’t agree witheach other.Usage note: defy, denydefy 和deny 都是及物动词，词形相近，但实际上两者词义有别，用法也不同。
新视野大学英语读写教程 第二册5单元 单词unit 5 text A
weepv. 1. cry 哭泣，流（泪）It's not worth weeping even a single tear over him. 为他流泪是完全不值得的。
2. (of a wound) produce liquid(伤口) 渗出液体The cut is no longer weeping and is starting to heal. 伤口不再流脓水，已开始愈合了。
calculatorn. [C] a small electronic device for doing math计算器a pocket calculator 袖珍计算器You won't be allowed to take a calculator into the exam. 你不能把计算器带进考场。
geometryn. the area of mathematics dealing with the relations and qualities of lines, points, surfaces and solids[U] 几何（学）the laws of geometry 几何定律a geometry lesson 几何课packagen. 1. [C] box, etc. in which things are packed （包装用的）盒She bought a package of cookies. 她买了一袋小甜饼。
2. [C] an object or group of objects that have been put up together in paper or box（中，小型的）包裹，包The postman has just sent a package for you. 邮递员刚刚给你送来一只包裹。
vt. make (sth.) into or put (sth.) in a package, e.g., for selling 包装，打包，捆扎Their products are always attractively packaged. 他们的产品总是包装得很精美。
新视野大学英语-第三版读写教程第二册unit5A教案
Unit 5 Section A Spend or save — The student's dilemma花钱还是存钱，学生进退维谷1 Do you feel as confused and manipulated as I do with this question, "ShouldI spend or should I save?" I think that the messages we get from our environment seem to defy common sense and contradict each other. The government tells us to spend or we'll never get out of the recession. At the same time, they tell us that unless we save more, our country is in grave danger. Banks offer higher interest rates so we increase savings. Then the same banks send us credit card offers so we can spend more.1 你是不是跟我一样对“我应该花钱还是存钱”这个问题感到困惑，且有被操纵的感觉？我觉得我们从生活的环境里所获得的信息似乎是有违常识、互相矛盾的。
政府告诉我们要花钱，否则我们将永远走不出衰退；与此同时，他们又告诉我们，除非我们节省更多的钱，否则我们的国家会处于严重危险之中。
银行提供较高的利率以增加储蓄。
然后，同样是这些银行又提供信用卡让我们可以花更多的钱。
1 Do you feel as confused and manipulated as I do with this question, “Should I spend or should I save?” (Para. 1)Meaning: When asking yourself whether you should spend or save, do you feel puzzled and controlled as I do?Meaning beyond words: According to the conventional concept, we are the master or the boss of the money we have earned. It is up to us to decide how to use our money. However, the sentence gives us the hint that we are actually no longer in control of our money.2 I think that the messages we get from our environment seem to defy common sense and contradict each other. (Para. 1)Meaning: In my opinion, the messages we g et in our daily life about the question “Should I spend or should I save?” are against common sense and they often don’t agree with each other.Usage note: defy, denydefy 和deny 都是及物动词，词形相近，但实际上两者词义有别，用法也不同。
新视野大学英语第三版读写教程第二册Unit5翻译
U5 ACliffYoung, an unlikely hero克里夫•杨，令人意想不到的英雄Consideredone of the toughest marathon events in the world, the 875-kilometer annual Australianrace, a routefrom Sydney to Melbo urne, is a harshtest of endurance for the world’s top athletes, regar dlessof theirage. The young, super-fit runners trainfor months befor e a competition and are undercontract to prominent sponsors like Nike and Adidas, who finance them and furnish them with a subst antial support mechanism of moneyand equipment. The contest takesup to sevendays to complete and is a challenging test of fitness and strength even for world-classathletes who compete for distinction and a cash prize.澳大利亚一年一度的悉尼至墨尔本的马拉松比赛全长875 公里，被认为是世界上最艰难的马拉松赛事之一，对任何年龄段的世界顶尖运动员来说都是一项严酷的耐力考验。
体能超好的年轻选手在赛前要进行数月的训练，而且还和像耐克和阿迪达斯这样著名的赞助商签约，这些赞助商通过强大的资金和装备支持机制为选手提供资助和装备。
新视野大学英语(第三版)读写教程2--unit5-Spendorsave—Thestudentx27sdilemma课文原文
Spend or save — The student's dilemma1 Do you feel as confused and manipulated as I do with this question, "Should I spend or should I save?" I think that the messages we get from our environment seem to defy common sense and contradict each other. The government tells us to spend or we'll never get out of the recession. At the same time, they tell us that unless we save more, our country is in grave danger. Banks offer higher interest rates so we increase savings. Then the same banks send us credit card offers so we can spend more.2 Here's another familiar example: If we don't pay our credit card bill on time, we get demanding, nasty emails from the credit card company saying something like: "Your failureto pay is unacceptable. Pay immediately or you'll be in trouble!" Then, as soon as we pay, we get a follow-up email in a charming tone telling us how valuable a customer we are and encouraging us to resume spending.Which depiction is correct: a failing consumer in troubleor a valued customer? The gap between these two messages is enormous.3 The paradox is that every day we get two sets of messages at odds with each other. One is the "permissive" perspective, "Buy, spend, get it now. You need this!" The other we could call an "upright" message, which urges us, "Work hard and save. Suspend your desires. Avoid luxuries. Control your appetite for more than you truly need." This message comes to us from many sources: from school, from parents, even from political figures referring to "traditional values". Hard work, family loyalty, and the capacity to postpone desires are core American values that have made our country great.4 But the opposite message, advertising's permissive message, is inescapable. Though sometimes disguised, the messages a re everywhere we look: on TV, in movies on printed media and road signs, in stores, and on busses, trains and subways. Advertisementsinvade our daily lives. We are constantly surrounded by the message to spend, spend, spend. Someone recently said, "The only time you can escape advertising is when you're in your bed asleep!"5 It's been calculated that by the age of 18, the average American will have seen 600,000 ads; by the age of 40, the total is almost one million. Each advertisement is doing its utmost to influence our diverse buying decisions, from the breakfast cereal we eat to whichcruise linewe will use for our vacation. There is no shortage of ideas and things to buy! Now, of course, we don't remember exactly what the products were, but the essential message is cemented into our consciousness, "It's good to satisfy your desires. You should have what you want. You deserve the best. So, you should buy it — now!" A famous advertisement said it perfectly, "I love me. I'm a good friend to myself. I do what makes me feel good. I derive pleasure fromnice things and feel nourished by them. I used to put things off. Not anymore. Today I'll buy new ski equipment, look at new compact cars, and buy that camera I've always wanted. I live my dreams today, not tomorrow."6 What happens as we take in these contradictory but explicit messages? What are the psychological and social consequences of this campaign to control our spending habits? On one hand, we want more things because we want to satisfy our material appetite. Most of us derive pleasure from treating ourselves. On the other hand, a little voice inside us echoes those upright messages: "Watch out, takestock of your life, don't let your attentionget scattered. Postpone your desires. Don't fall into debt. Wait! Retain control over your own life. It will make you stronger."7 Anyway, many of the skills you need as a successful student can be applied to your finances. Consider your financial well-being as a key ingredient of your university educationas money worries are extremely stressful and distracting. They can make you feel terrible and hinder your ability to focus on your prime objective: successfully completing your education.8 How can you be a smart and educated consumer? Many schools, community organizations, and even some banks offer financial literacy classes. Consider consulting with your school's financial aid office or seek input from your parents or other respected adults in setting up a budget. An additional option is finding a partner to help you stay on track and find pleasure in the administration of your own financial affairs. Most importantly, if you find yourself getting into financial trouble, don't let your ego get in your way; urgently get help with tackling your problem before it spins out of control and lands you in legal troubles.9 All this will help you become an educated consumer and saver. As you learn to balance spending and saving, you will become the captain of your own ship, steering your life in a successful and productive direction through the choppy waters.。
新视野大学英语(第三版)第二册翻译题参考答案unit5
新视野三版读写2U5翻译讲解Part1The Age of Discovery,also called the Age of Exploration,is a historical period of European global exploration that started in the early15th century and continued until the18th century.大发现年代，也被称为大勘探年代，是欧洲进行全球勘查的一个历史时期，始于15世纪初并一直持续到18世纪。
It is usually regarded as a bridge between the Middle Ages and the Modern era, in the context of emerging western imperialism and economic competition between European kingdoms seeking wealth through the establishment of trade routes and colonies.这一时期通常被认为是中世纪和近代之间的桥梁，当时西方帝国主义刚兴起，欧洲各王国之间正在经济上互相竞争，他们想通过建立贸易路线和殖民地来寻找财富。
Among many great explorers during this period,the most outstanding one was Christopher Columbus since he discovered the New World.在这一时期众多伟大的探险家中，最杰出的是克里斯托弗•哥伦布，因为他发现了新大陆。
European overseas expansion led to the rise of colonial empires,with the contact between the Old and New Worlds producing the exchange:a wide transfer of plants,animals,foods,culture,and so forth.欧洲的海外扩张导致了殖民帝国的崛起，旧大陆与新大陆的接触也促成了两边的互相交换：大量的植物、动物、食物、文化等得到迁移。
新视野大学英语第三版读写教程第二册Unit5翻译
U5 ACliff Young, an unlikely hero克里夫•杨，令人意想不到的英雄Considered one of the toughest marathon events in the world, the 875-kilometer annual Australian race, a route from Sydney to Melbourne, is a harsh test of endurance for the world’s top athletes, regardless of their age. The young, super-fit runners train for months before a competition and are under contract to prominent sponsors like Nike and Adidas, who finance them and furnish them with a substantial support mechanism of money and equipment. The contest takes up to seven days to complete and is a challenging test of fitness and strength even for world-class athletes who compete for distinction and a cash prize.澳大利亚一年一度的悉尼至墨尔本的马拉松比赛全长875 公里，被认为是世界上最艰难的马拉松赛事之一，对任何年龄段的世界顶尖运动员来说都是一项严酷的耐力考验。
体能超好的年轻选手在赛前要进行数月的训练，而且还和像耐克和阿迪达斯这样著名的赞助商签约，这些赞助商通过强大的资金和装备支持机制为选手提供资助和装备。
新视野大学英语第三版读写教程第二册Unit5课文及翻译
U5 ACliff Young, an unlikely hero克里夫•杨，令人意想不到的英雄Considered one of the toughest marathon events in the world, the 875-kilometer annual Australian race, a route from Sydney to Melbourne, is a harsh test of endurance for the world’s top athletes, regardless of their age. The young, super-fit runners train for months before a competition and are under contract to prominent sponsors like Nike and Adidas, who finance them and furnish them with a substantial support mechanism of money and equipment. The contest takes up to seven days to complete and is a challenging test of fitness and strength even for world-class athletes who compete for distinction and a cash prize.澳大利亚一年一度的悉尼至墨尔本的马拉松比赛全长875 公里，被认为是世界上最艰难的马拉松赛事之一，对任何年龄段的世界顶尖运动员来说都是一项严酷的耐力考验。
体能超好的年轻选手在赛前要进行数月的训练，而且还和像耐克和阿迪达斯这样著名的赞助商签约，这些赞助商通过强大的资金和装备支持机制为选手提供资助和装备。
Unit5(新视野大学英语-第3版-读写教程-第2册-Unit5-SectionA)
• 25、I’m interested at adventures with 50% chance to succeed.
• 我对成功率在50%的冒险最感兴趣 • Yes→to No.27 No→to No.26
• 26、I have long-term plan for my career.我有长远的职业目标 • Yes→to No.27 No→Type B
when asleep
Para. 5 (1): How many ads will
the average American have seen?
600000 by 18 &
1 million by 40
Para. 5 (2): How do ads influence our purchase? find out phrases: “早餐谷物食品”“乘 船线路”
a valued customer
Para.3 (1): find out words:
“自相矛盾” “不一致/相矛盾”
paradox N.
(be) at odds with
Para.3 (2-3): What are the 2 different
voices/messages?
permissive message &
message & disguised message
Para. 4 (3-4): How does the writer describe “the advertisements are everywhere”?
invade &
we are constantly surrounded by
Para. 4 (3-4): When can we escape ads?
新视野大学英语第三版读写教程第二册Unit5翻译
U5 ACliff Young, an unlikely hero克里夫•杨，令人意想不到的英雄Considered one of the toughest marathon events in the world, the 875-kilometer annual Australian race, a route from Sydney to Melbourne, is a harsh test of endurance for the world’s top athletes, regardless of their age. The young, super-fit runners train for months before a competition and are under contract to prominent sponsors like Nike and Adidas, who finance them and furnish them with a substantial support mechanism of money and equipment. The contest takes up to seven days to complete and is a challenging test of fitness and strength even for world-class athletes who compete for distinction and a cash prize.澳大利亚一年一度的悉尼至墨尔本的马拉松比赛全长875 公里，被认为是世界上最艰难的马拉松赛事之一，对任何年龄段的世界顶尖运动员来说都是一项严酷的耐力考验。
体能超好的年轻选手在赛前要进行数月的训练，而且还和像耐克和阿迪达斯这样著名的赞助商签约，这些赞助商通过强大的资金和装备支持机制为选手提供资助和装备。
新视野大学英语第三版读写教程第二册-Unit5课后题答案
Unit 5 – Section A●Language Focus – Words in Use1. The "discipline" message asks people to save, while the "enjoy yourself" message asks people to spend; therefore, they (contradict) each other.2. It is a(n) (paradox) that in some odd way world peace appears to depend on our spending millions of pounds on weapons that can kill us all.3. It is far more effective for parents to allow for the child's (perspective) and let him make his own choice rather than make a decision for him.4. When you are writing any directions for people, you've got to be direct and (explicit) to make everything rightly understood.5. The new teaching program was (suspended) last semester because the teachers in the department protested its demand for more intense work.6. He is a very considerate and generous person, and he is also one of those who can often (derive) pleasure from helping others.7. Many children are addicted to computers, so they often (defy) their parents and play the computer games for hours every day.8. My roommate is always very optimistic, and that's why he still (retains) his good humor after all the setbacks.9. There is a widely held suspicion that the politician, though retired, still has great power and is (manipulating) events behind the scenes.10. The organization has been working with local authorities as well as regional government and officials to (tackle) the problem of climate.●Word Building1.browse2.message3.consumer4.negotiate5.object6.react7.constitute8.cultivate9.define10.expand11.concentration12.civilization1.browser2.messenger3.consume4.negotiation5.objection6.reaction7.constitution8.cultivation9.definition10.expansion11.concentrate12.civilize1. Public opinion was becoming more (concentrated) on environmental pollution problems; more and more people were discussing and arguing about them.2. Martin Luther King is a(n) (messenger) who worked for peace; he has shown the Western world that a struggle can be waged without violence.3. Every man ought not to steal, cheat, or destroy the property of others. There is no place for this sort of behavior in a(n) (civilized) society.4. The right to pursue happiness is promised to Americans by the US (Constitution) , but nowadays no one seems quite sure what exactly is meant by happiness.5. You will need to replace your old (browser) and install a new one. You will need this new software to view web pages.6. Rock music appealed to Sandy so much that she turned up the volume on her player, paying no attention to her father's (objection) .7. As a college student, you should learn things extensively and aim for a(n) (expansion) of knowledge well beyond your area of specialization.8. Because women care much about their appearance and restrict their diet in an effort to control weight, they may not (consume) enough iron-rich food.9. The problem is that most students don't really know the exact (definition) of plagiarism (剽窃) or its consequences, so they don't consider it a serious crime.10. Garden (cultivation) of roses began about 5,000 years ago. They were used at celebrations, for medical purposes, and as a source of perfume.11. The talks next week will focus one economic development of the region and our immediate (reaction) to the ever-worsening condition of the environment.12. The (negotiation) on the trade disputes between the two super large companies went on for years as neither side would give in.Banked ClozeTo spend or save is a question which many people have. There is always a(n) (1) (dilemma) whether one should spend the money that he has earned or save that money for the future. Well, there is no (2) (explicit) answer to the question as different people have different (3) (perspectives) on their life, and that is the reason why some people tend to spend all the money earned while others (4) (retain) control over their money. People who spend all the money do not think much about the future. The only thing that they enjoy doing most is to (5) (derive) pleasure from spending money. For example, if they like a particular car, mobile phone or laptop, they will buy it without giving it a thought. For them, the most important thing is to satisfy their material (6)(appetite). People who have their first job or who haven't married often fall in this category. In the long run, saving is a good (7) (option) for one's life as saving helps an individual to plan for future (8) (urgent) needs. That is also the reason why many people save money for a rainy day. Individuals who can (9) (suspend) their spending save money successfully. Instead of buying on impulse, they delay their purchasing decision and won't be easily (10) (manipulated) by commercial ads. Individuals who have responsibility for their family belong to this category.●Language Focus – Expressions in Use1. People who work in offices are (referred to) as "white-collar workers" for the simple reason that they traditionally wear a white shirt with a collar and a tie to go to work.2. When the police arrived, he had already destroyed the evidence that was (at odds with) his earlier statement made a few hours ago.3. In order to persuade his daughter to (put off) the marriage, the father quoted statistics showing mixed-race couples had higher divorce rates than same-race couples.4. The mother made the decision to give cough medicine and Aspirin to her sick child without (consulting with) the child's doctor.5. Both professional experts and school teachers say that children tend to (do their utmost) when they see their parents making similar efforts.6. As she entered the most dynamic period of her career, Kylie (took stock of) her success and tried to analyze the strong impact of her college education.7. The chief executive George Grey is confident that current growth levels can be maintained since all the group's development projects stay (on track) .8. It is very important for students to understand and (take in) new information. Besides, they should examine and judge information carefully and then make the right decisions.●Translation●英译汉The Age of Discovery, also called the Age of Exploration, is a historical period of European global exploration that started in the early 15th century and continued until the 18th century. It is usually regarded as a bridge between the Middle Ages and the Modern era, in the context of emerging western imperialism and economic competition between European kingdoms seeking wealth through the establishment of trade routes and colonies. Among many great explorers during this period, the most outstanding one was Christopher Columbus since he discovered the New World. European overseas expansion led to the rise of colonial empires, with the contact between the Old and New Worlds producing the exchange: a wide transfer of plants, animals, foods, culture, and so forth. This represented one of the most significant global events concerning ecology, agriculture, and culture in history. European exploration allowed the global mapping of the world, resulting ina new world-view and distant civilizations acknowledging each other.大发现年代，也被称为大勘探年代，是欧洲进行全球勘查的一个历史时期，始于15世纪初并一直持续到18世纪。
新视野大学英语第三版读写教程2 UNIT5演讲词(含翻译)
UNIT5Good morning,everyone!Today I want to talk about campus loans. (PPT1)Next, I will use three question words for analysis. what、why and how.(PPT2)The first part is that what is campus loan?(PPT3)Campus loans are financial service platforms that provide services such as installment and cash consumption for college students. And in fact, most of the campus loans are to solve the financial problems and meet the high consumption demand for the advanced irrational consumption. The second part analyzes the reasons for campus loans based on the three perspectives of students, schools and society. (PPT4)Student's consumption concept changes now. More and more people like to buy luxury goods, such as electronics, cosmetics, clothes, game skins and so on.(PPT5) University supervision loopholes make campus loans available and it lacks education about campus loans.(PPT6) In the society, the laws and regulations on campus loans are not perfect. Of course, Besides, Campus loan has own advantages. such as:fast，convenient and simple.(PPT7)The last part. As a college student, what should we do about campus loan? In my opinion. First, Improve self-control ability and establish correct consumption concept. Second, Pay attention to personal credit and establish a solid view of honesty.At last, Correct learning attitudeand establish a firm academic outlook.(PPT8)That's all, thank you!(PPT9)翻译：大家上午好！今天我想要和大家讨论一下校园贷的问题。
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Questions Previewing 1. What does financial literacy refer to ?
Tips
2. In the United States , what does Student Financial Aid refer to?
Tips
1. What does financial literacy refer to ?
Tips Because when the government encourages spend money to get out of the people to ____________ recession, they also advice people to__________. save more Similarly, when banks offer higher ____________ interest rates to increase savings they send ________________ credit card offers to let people spend more.
• The ability to understand financial matters; • The set of skills and knowledge; • Allows an individual to make informed and effective decisions through understanding of finances.
To master the essay writing skill
Section
A
S p e n d o r s ave – T h e s t u d e n t ’s d i l e m m a
Contents
Warming-up Activities
Text Study
Language Application Summary
Section
A
S p e n d o r s ave – T h e s t u d e n t ’s d i l e m m a
Warming-up Activities
Lead-in
Pre-reading Activities
Cultural Background
1. How to manage money as a college student?
A man who both spends and saves money is the happiest man, because he has both enjoyments. — Samuel Johnson (English writer)
You must learn to save first and spend afterward.
• Create a strict budget and commit to sticking with it; • Prioritize one’s finances by identifying the areas in which one need to spend money; • Remember to save; • Avoid credit cards; • …
2. In the United States , what does Student Financial Aid refer to?
The funding intended to help students pay education expenses including tuition and fees, room and board, books and supplies, etc. for education at a college, university, or private school.
Another familiar example.(Para. 2)
time
we get demanding, nasty emails saying : “Your failure to pay is unacceptable. Pay immediately or you’ll be in trouble!” As soon as we pay we get an email in a charming tone telling us how valuable a customer we are and encouraging us to resume spending.
4. What costs most of your money as a college student?
□ Food, clothing and other necessities □ Books □ Entertainments □ Other (specify) __________
5. If you have extra money, do you prefer to save it or spend it immediately?
2. What do college students spend their money on?
• • • • • • •
Tuition and fees; Textbooks or other school supplies; Food and drink; Transportation in the form of bus or train tickets; Electronics, such as laptops and smart phones; Entertainment ; …
Read the following survey questions regarding spending habits of college students. Then
check (√) all the responses that are true for you.
1. What’s the main source of your daily expenses?
Listen to a short passage concerning money markets and fill in the missing information. Other money market instruments they are not large in-volume of standing are respective important in ____________ market and represent invest mental ternaries for participants money market ____________. It is a closed substitute ability of market instruments, it ______ links all the money markets.
Listen to a short passage concerning money markets and fill in the missing information.
The money market consist of collection of markets each trading at distinctive ________ financial instrument. There is no formal organization such as The New York Stock Exchange for the equity markets. Central activity to the money market are the dealers and brokers who specializing __________________ one or more money market instruments.
□ Save it □ Spend it
Listen to a short passage concerning money markets and fill in the missing information.
In the money markets, businesses governments and sometimes individuals borrow or lend funds for short period of time. Usually 1 to 120 days. US Treasurydominant money market bills are the _________ instrument. They are followed by negotiable certificate deposit and commercial paper. ___________
□ From parents □ From student loan or subsidy □ From scholarship
□ From part-time job
□ Other (specify) __________
2. How much are your monthly expenses?
Listen to a short passage concerning money markets and fill in the missing information.
Dealers buy securities for the own position _________ and sell from the security take place inventers when the trades ____________. Brokers do not actually buy or sell securities, and they only accentuate the _______ client transactions at the best possible price. Their profits comes from commissions charged for that services.