金融英语教案

合集下载

大学老师金融试讲教案

课程名称：《金融英语》授课对象：2021级金融工程专业授课时间：1课时授课地点：教室101一、教学目标1. 知识目标：（1）了解金融英语的基本概念和常用词汇；（2）掌握金融英语的基本句型和常用表达方式；（3）了解国际金融市场的基本运作原理。

2. 能力目标：（1）提高学生金融英语听说读写能力；（2）培养学生运用金融英语进行实际交流的能力；（3）提高学生分析问题和解决问题的能力。

3. 情感目标：（1）激发学生对金融英语学习的兴趣；（2）培养学生良好的学习习惯和团队合作精神；（3）增强学生的国际视野和跨文化交际能力。

二、教学内容1. 金融英语基本概念2. 金融英语常用词汇3. 金融英语基本句型和常用表达方式4. 国际金融市场基本运作原理三、教学方法1. 讲授法：讲解金融英语基本概念、词汇和句型；2. 案例分析法：通过实际案例讲解金融英语的运用；3. 小组讨论法：引导学生运用所学知识进行讨论，提高实际应用能力；4. 角色扮演法：模拟金融场景，锻炼学生的口语表达能力。

四、教学过程1. 导入（1）教师简要介绍金融英语的重要性；（2）播放一段金融英语视频，激发学生学习兴趣。

2. 课堂讲解（1）讲解金融英语基本概念，如金融、银行、证券等；（2）列举金融英语常用词汇，如balance sheet、assets、liabilities等；（3）讲解金融英语基本句型和常用表达方式。

3. 案例分析（1）选取一个国际金融市场案例，分析其运作原理；（2）引导学生运用所学知识进行讨论。

4. 小组讨论（1）将学生分成若干小组，每组选择一个金融英语话题进行讨论；（2）每组选派代表进行汇报，教师点评。

5. 角色扮演（1）模拟一个金融场景，如股票交易、外汇交易等；（2）学生分组扮演不同角色，进行角色扮演活动。

6. 总结与作业（1）教师总结本节课所学内容；（2）布置课后作业，如收集金融英语相关资料、撰写金融英语短文等。

五、教学评价1. 课堂表现：观察学生在课堂上的参与度、积极性；2. 小组讨论：评价学生在小组讨论中的表现，如发言质量、团队合作等；3. 角色扮演：评价学生在角色扮演活动中的表现，如口语表达能力、情景适应能力等；4. 课后作业：检查学生完成作业的情况，如作业质量、完成度等。

国际金融英文版教学设计

国际金融英文版教学设计1. IntroductionInternational Finance is an important course for business and economics students who are interested in understanding the global financial system. This course will introduce students to the international monetary system, exchange rates, international finance and investment.This document outlines a teaching plan for the International Finance course in English.2. Course ObjectivesThe objectives of the International Finance course are to:•Introduce students to the concept and theories of international finance.•Develop an understanding of how exchange rates work and how they affect the global financial system.•Familiarize students with risk assessment, management, and hedging strategies in international finance.•Analyze the impact of fiscal and monetary policy in the global financial system.•Understand the role of international institutions like the International Monetary Fund and the World Bank in global finance.3. Course OutlineWeek 1: Introduction to International Finance•Definition and scope of International Finance.•International monetary system.•The advantages and disadvantages of international finance. Week 2: Foreign Exchange Markets•The balance of payments.•Exchange rate determination.•Exchange rate regimes.Week 3: Foreign Exchange Exposure and Transaction Exposure •Types of foreign exchange exposure.•Measuring transaction exposure.•Hedging transaction exposure.Week 4: Translation Exposure and Economic Exposure•Measuring translation exposure.•Types of economic exposure.•Hedging economic exposure.Week 5: International Financing Strategy•Types of international financing strategy.•Factors affecting the choice of international financing strategy.Week 6: International Investment Strategy•Types of international investment strategy.•Factors affecting the choice of international investment strategy.Week 7: International Financial Management and Control•Financial management in an international environment.•Control mechanisms for international financial management.Week 8: International Monetary System•The function of the International Monetary System.•International exchange rate regimes and their evolution.Week 9: International Monetary and Fiscal Policy•The role of monetary and fiscal policy in international finance.•The impact of government policies on exchange rates.Week 10: International Institutions and Global Financial System •The role of international institutions like the IMF and the World Bank in global finance.•The relationship between international institutions and the global financial system.4. Teaching MethodologyThe teaching methodology for the International Finance course will be a combination of lectures, case studies, and class discussions. The lectures will provide an overview of the course content, while the case studies will allow students to apply their knowledge to real-world problems.Class discussions will encourage a deeper understanding of thetopics covered and will help students to develop their critical thinking skills.5. Assessment MethodsThe assessment methods for the International Finance course will include:•Assignments and quizzes•Mid-term exam•Final examThese assessments will evaluate students’ understanding of the course content and their ability to apply theory to practical situations.6. ConclusionThe International Finance course is an important course for business and economics students who want to understand the global financial system. The teaching plan outlined in this document will providestudents with a comprehensive understanding of the theory and practiceof international finance.。

初中英语金融英语基础教案

初中英语金融英语基础教案Lesson 1: Introduction to Financial EnglishObjective:- Familiarize students with basic financial terms and phrases in English- Develop students' listening and speaking skills in the context of financial English- Enhance students' understanding of financial concepts through group discussions and practical exercisesWarm-up activity:1. Show a picture of a bank and ask students to discuss in pairs what they usually do at a bank.2. Have a class discussion about their answers and introduce the concept of financial transactions.Lead-in:1. Ask students if they have heard any financial terms in English before. Write down their answers on the board.2. Introduce key financial terms and phrases commonly used in English, such as savings account, credit card, interest rate, loan, investment, etc. Explain their meanings and provide examples.Listening activity:1. Play an audio recording of a dialogue between a bank teller and a customer. The dialogue should include the use of the introduced financial terms and phrases.2. Have students listen carefully and answer comprehension questions about the dialogue.Speaking activity:1. Divide students into pairs or small groups. Give each group a set of flashcards with different financial terms and phrases.2. Ask students to take turns explaining the meaning of each flashcard to their partners or group members using their own words.3. Monitor the discussions and provide feedback on their pronunciation and usage of the terms.Group discussion:1. Divide the class into small groups and assign each group a financial topic, such as saving money, budgeting, or investing.2. In their groups, students should discuss the advantages and disadvantages of the given topic and come up with practical tips.3. Each group will present their findings to the class and engage in a class discussion about the different financial topics.Practical exercise:1. Provide a worksheet with different financial scenarios, such as applying for a loan or opening a savings account.2. Students should work individually or in pairs to complete the worksheet by writing or discussing appropriate responses based on the given scenarios.3. Go over the answers as a class and offer explanations for any difficult or unfamiliar terms.Wrap-up:1. Review the key financial terms and phrases introduced in the lesson.2. Ask students to reflect on what they have learned and how they can apply their knowledge of financial English in real-life situations.Note: Please adapt the activities and lesson plan according to your students' proficiency level and classroom resources.。

金融英语教学大纲

《金融英语》教学大纲中文名称：金融英语英文名称：Finance English授课专业：金融学学时：51 学分：3 实验课时：上机课时：预修课程：基础英语、金融学，会计学课程内容：本课程目的是让学生在掌握本专业知识及具有一定英语知识的基础上，通过本课程的学习，提高对金融英语的读写听说能力。

课程以英语为基础语言，教学内容涵盖了、金融、会计、投资、保险等财经系统各类专业知识识的基本内容。

一、课程的性质和目的金融英语教学的目标是培养学习者的金融专业英语语言能力和实际运用英语处理与金融有关业务的能力.金融英语不仅具有其独特的专业词语、常用句式和文体风格,而且具有金融行业的内在知识体系,具有融思想性、知识性、技术性为一体的特征.强化金融英语课程建设,应正视金融英语课程建设中存在的问题,应以现代课程理念为指导,突出学习的主体性和多学科知识的综合性,定位课程发展,强化需求分析,构建科学的课程内容框架,采用"比较教学法",突出学习者"学习力"的培养.本课程是金融专业的选修课。

本课程要求学生掌握与专业有关的基本英语技能（听、说、读、写），为今后在能胜任实践工作奠定基础。

二、考试的主要形式包括：1、中英文术语互译2、英文意译3、句子填空4、英中段落翻译5、中英段落翻译6、阅读理解文章选择下列一种形式：1) 回答问题2) 写摘要3) 英文意译三、教学内容第一章金融职业技术要求Careers in Finance （2课时）理解并掌握以下相关内容和专业词汇，能做到英汉互译和解释以下相关内容：银行职业技能要求Requirement of Skills 、信用管理主任: Trust Officer 、职业道德Work Ethics、银行职业类别Job Options网络银行Internet Bank信用分析Credit Analysis 、贷款管理主任: Loan Officer分行经理Branch Manager抵押贷款Mortgage Banker银行合并Consolidation of Banks通过对课文的翻译，学习与课文有关的知识，在此基础上完成课文后面的作业。

金融英语课程设计

金融英语课程设计一、课程目标知识目标：1. 学生能够掌握并运用金融英语的基本词汇和表达方式，理解金融新闻和文章的主要观点。

2. 学生能够掌握金融英语的语法结构，正确运用各种金融英语句型进行表达。

3. 学生能够了解并描述金融领域的基本概念，如股票、债券、汇率、金融市场等。

技能目标：1. 学生能够运用金融英语进行阅读理解，准确获取金融信息，提高金融英语阅读能力。

2. 学生能够运用金融英语进行口语交流，自信地表达自己对金融问题的看法和观点。

3. 学生能够运用金融英语进行写作，清晰准确地传达金融信息。

情感态度价值观目标：1. 培养学生对金融英语的兴趣和热情，提高学习积极性。

2. 培养学生的团队合作意识，学会与他人共同探讨和分析金融问题。

3. 培养学生的金融素养，使其能够理性看待金融现象，形成正确的金融价值观。

课程性质：本课程为金融英语学科，结合高中年级学生的认知水平和学习需求，注重理论与实践相结合，提高学生的金融英语应用能力。

学生特点：高中年级学生对金融知识有一定了解，具备一定的英语基础，但金融英语专业词汇和表达方式掌握不足。

教学要求：教师应采用互动式、任务驱动式教学，创设真实语境，激发学生学习兴趣，培养其自主学习能力。

同时，注重个别差异，提供个性化指导，确保课程目标的达成。

通过教学评估，及时了解学生的学习成果，为教学调整提供依据。

二、教学内容本课程依据课程目标，选择以下教学内容：1. 金融英语词汇：涵盖金融市场、金融产品、金融机构等基本词汇，以及金融新闻常用词汇。

- 教材章节：第1章金融英语基础词汇2. 金融英语语法：讲解并练习金融英语中的特殊句型、被动语态等。

- 教材章节：第2章金融英语语法特点3. 金融英语阅读：选取金融新闻、文章，提高学生的阅读理解能力。

- 教材章节：第3章金融英语阅读材料4. 金融英语口语：围绕金融话题进行口语交流，锻炼学生的口语表达能力。

- 教材章节：第4章金融英语口语表达5. 金融英语写作：教授金融英语写作技巧，提高学生的写作水平。

金融英语教学设计

金融英语教学设计前言金融行业具有很高的国际性需求，因此学习金融英语已经成为该领域的必备技能。

本文旨在为金融英语教学提供一些指导和建议。

教学目标针对金融英语领域，教师应根据学生的实际需求设定教学目标。

以下是几个可能的教学目标：1.提高学生的金融英语听、说、读、写的能力，包括专业术语、语音、语法、连读等方面的训练；2.增强学生的国际化视野，使学生能够熟悉金融行业的职业素养、行业文化、国际标准等；3.培养学生的实际应用能力，使其能够在工作和生活中使用英语处理和交流金融信息。

教学内容教学内容应根据实际需求，有选择地涉及金融英语中的各个方面，包括但不限于：1.金融行业概览：了解金融行业的分类、机构、运作方式等；2.金融英语术语：介绍金融英语中的常用词汇、短语、缩写和专有名词；3.金融英语语音、语调：熟悉英语在金融行业中的发音规则、语调以及连读等特点；4.金融英语语法：掌握英语语法规则，包括但不限于时态、语态、虚拟语气和非限定性定语从句等；5.金融英语阅读：学会各类金融文献的读写技巧，包括各类金融报告、新闻、研究论文等；6.金融英语写作：学会用英语写各类金融报告、定期报告、业务信函、商务合同等；7.金融英语口语：通过各种实践、对话和情景模拟等手段，提高口头表达能力。

教学方法1.课堂教学为主：包括讲解、演示、练习、答疑等环节；2.组织课外活动：组织实地考察、实践操作、商务谈判等活动，提高学生的英语实际应用能力；3.引入多媒体课件：利用多媒体平台，展示金融行业的图像、数据、音频和视频等内容，加强学生的视听体验；4.合作学习：采取小组合作、同辈互评等方式，鼓励学生互相交流、互相学习、互相促进，提高学生的综合表现能力。

教学评价为确保教学效果，需要采取科学的评估方式，包括但不限于：1.测试评估：从学习知识、理解应用、综合表现等方面出题，定期进行考试，检验学生的学习成果；2.课堂考核：通过课堂口头作业、小组研讨、课堂答疑等环节，提高学生的课堂表现；3.综合评价：对学生的各项表现进行综合评估，包括学习态度、英语水平、实际应用能力等多个方面。

金融英语教案(修改版)

Chapter One Investment BankingLecture I Investment BankingInspiring Question:Imagine you are the CEO of Sinopec Petroleum. Now you are planning to build a pipeline from Xingjing to Shengzhen, the investment of which will be as much as 10 million Yuan. How Can you get so much money for the pipeline project?The ways of financing a project:Traditional ways:(1) bank loans →Commercial banking(2) debt securities →Investment banking(3) equity securities →Investment bankingNon-traditional ways:(4) Venture Capital (VC)(5) Private equity (PE)(6) Angel Investment (AI)（7）credit derivatives, such as CDS(credit default swap信息违约互换) and CDO （Collateralized Debt Obligation，担保债务凭证）Part I IntroductionSection A—The basics1. investment banks/ banking/ bankers(1) Investment banks are intermediaries between people who have money and people who need money. (Textbook)An investment bank is a financial institution that assists individuals, corporations, and governments in raising capital by underwriting(承担) and/or acting as the client's agent in the issuance of securities. An investment bank may also assist companies involved in mergers and acquisitions, and provide ancillary(辅助的，附加的) services such as market making, trading of derivatives, fixed income instruments, foreign exchange, commodities, and equity securities.(Wekipedia)投资银行，简称投行，是一种以经营证券业务为主的金融机构。

《金融英语》授课教案

2010年度重庆市高等学校双语教学示范课程《金融英语》授课教案重庆工商大学融智学院金融系信用管理教研室《金融英语》课程组二0一一年十一月《金融英语》授课教案Chapter 1：About Money （第一章关于货币）[教学目的] 温习在《金融学》中已经学过的有关货币起源、特点、职能及类型的基础知识，掌握相应的英语词汇和表达方式。

[教学重点与难点]货币的特征、职能；货币发展的沿革。

[教学时数] 2学时[教学方法与手段] 多媒体教学,讲授I．Origin of MoneyPrimitive society ( during early times)特点在于：self-sufficient, which means that each economic unit produced all it consumed and consumed all it produced, so their wants could be met by themselves.此处辨析解释economy, economic的含义。

由此引出Barter物物交换，以物易物1)requirement: double-coincidence of wants 需求的双重耦合（举例说明）2）drawbacks of barter:① Wants cannot be precisely matched;② The problem of value determination.③ The indivisibility of large items.II．What is Money?（逐点讲解）Functions(职能)1）medium of exchange (交易媒介)2）measurement of value (价值尺度)3）store of value （贮藏手段）4）standard of deferred payment (支付手段)Characteristics:1) Generally acceptable 2) Durable 3) Portable4) Divisible 5) Uniform 6) Counterfeit proof7) Stable in valueIII．Money in Modern SocietyIV．Writing: About Money in My Mind课后自主学习阅读材料：The International Financial World (国际金融界)附：The International Financial W orldEconomic activity began with the caveman, who was economically self-sufficient. He did his own hunting, found his own shelter, and provided for his own needs. As primitive populations grew and developed, the principle of division of labor evolved. One person was more able to perform some activity than another, and therefore each person concentrated on what he did best. While one hunted, another fished. The hunter then traded his surplus to the fisherman, and thus each benefited from the variety of diet.In today’s complex economic world neither individuals nor nations are self-sufficient. Nations have utilized different economic resources; people have developed different skills. This is the foundation of world trade and economic activity. As a result of this trade and activity, international finance and banking have evolved. For example, the U.S is a major consumer of coffee, yet it does not have the climate to grow any of its own. Consequently, the U.S must import coffee from countries that grow coffee efficiently. On the other hand, the U.S has large industrial plants capable of producing a variety of goods, such as chemicals and airplanes, which can be sold to nations that need them. If nations traded item for item, such as one automobile for 10,000 bags of coffee, foreign trade would be extremely cumbersome and restrictive. But instead of barter, which is the trade of goodswithout an exchange of money, the U.S. receives money in payment for what it sells. It pays for Brazilian coffee with dollars, which in turn can buy textiles from Great Britain, which can then buy tobacco from the U.S. Foreign trade, the exchange of goods between nations, takes place for many reasons. The first, as mentioned above, is that no nation has all of the commodities that it needs. Raw materials are scattered around the world. Large deposits of copper are mined in Peru and Zaire, diamonds are mined in South Africa, and petroleum is recovered in the Middle East. Countries that do not have these resources within their own boundaries must buy from countries that export them.Foreign trade also occurs because a country often does not have enough of a particular item to meet its needs. Although the U.S. is a major producer of sugar, it consumes more than it can produce internally and thus must import sugar.Third, one nation can sell some items at a lower cost than other countries. Japan has been able to export large quantities of radios and television sets because it can produce them more efficiently than other countries. It is cheaper for the U.S. to buy these from Japan than to produce them domestically. According to economic theory, Japan should produce and export those items from which it derives a comparative advantage. It should also buy and import what it needs from those countries that have a comparative advantage in the desired item.Finally, foreign trade takes place because of innovation or style. Even though the U.S. produces more automobiles than any other country, it still imports large quantities of autos from Germany, Japan, and Sweden, primarily because there is a market for them in the U.S.For most nations, exports and imports are the most important international activities. When nations export more than they import, they are said to have favorable balance of trade. When they import more than they export, an unfavorable balance of trade exists. Nations try to maintain a favorable balance of trade, which assures them of the means to buy necessary imports. Some nations base their entire economy on the concept of importing raw materials, processing them into manufactured goods, and then exporting the finished goods. The subsequent profits enable these nations to import the food they need.In addition to visible trade, which involves the import and export of goods and merchandise, there is also invisible trade, which involves the exchange of services between nations.As an example of invisible trade, Brazilian coffee is usually transported by ocean vessels because these steamships are the cheapest method of transportation. Nations such as Greece and Norway and Hong Kong have large maritime fleets, which can provide this transportation service. When an exporter arranges for this kind of transportation, he rents space in the cargo compartment of a ship for one voyage.The prudent exporter purchases insurance for his cargo’s voyage. While at sea, a cargo is vulnerable to many dangers, the most obvious being that the ship may sink. In this event, the exporter who has purchased insurance is reimbursed. Otherwise, he may suffer a complete loss. Thus, insurance is another service in which some nations specialize. Great Britain, because of the development of Lloyd’s of London, is a leading exporter of this service, earning fees for insuring other nations’ foreign trade.Some nations possess little in the way of exportable commodities or manufactured goods, but they have a mild and sunny climate. During the winter, the Bahamas attract numbers of tourists, particularly from the northeastern U.S., who spend money for hotel accommodations, meals, taxes, and so on. Tourism, therefore, is another form of invisible trade.Invisible trade can be as important to some nations as the export of raw materials or commodities is to others. In both cases, the nations earn money to buy necessities.The different kinds of trade that nations engage in are varied and complex, a mixture of visible and invisible trade. Most nations are more dependent on exports than on any other activity. The earnings from exports pay for the imports that they need and want. A nation’s balance of payments is a record of these complex transactions. The two most important categories in any nation’s balance of payments are its visible and invisible trade. A third very important category is investments.Investments are the means by which nations utilize the capital of other nations to build factories and develop mines fro their own industrial base. The railroads of the U.S. and South America were built by British capital. This capital paid for the costs of construction, including materials and the wages of the workers, and the locomotives and freight cars.Investment can have a crucial impact on a nation’s balance of payments. When an investment is made, capital enters a country, enabling it to import manufactured materials to build a new manufacturing plant and to pay workers to build it. Once the plant is operative, it provides both jobs and taxes for the host country and, in time,produces new manufactured goods for export. In this way, investment acts as a catalyst in economic growth for the developed countries, as well as developing countries throughout the world.In subsequent years, an investment should yield a profit. Dividends, sums of money paid to shareholders of a corporation out of earnings, can then be remitted to the investing country. From the perspective of the balance of payments, in the year the investment is made, the host country credits income to its balance of payments, and the investing country records a debit. This is reversed in the following years. The dividends then represent an expense for the host country and income for the investing country.After calculating all of the entries in its balance of payments, a nation has either a net inflow or a net outflow of money. It should be noted that the statistics used in determining a deficit (shortage) or surplus (excess) are inexact; information is reported by a variety of sources, and there are bound to be mistakes and omissions. The statistical difference between these sources is balanced by an entry entitled ―Net Errors and Omissions‖. The final result is either an increase or a decrease in the nation’s reserves.These reserves may be compared to an individual’s saving. For a nation, they are maintained in holdings of gold and official deposits in foreign currencies, such as U.S. dollars, pounds sterling, deutsche marks, and so on. A deficit in the balance of payments can be accommodated by drawing on (removing some of) the reserves, that is, the previous savings. But if a nation’s balance of payments continues in deficit for some time, then the reserves will be insufficient to cover further withdrawals, and additional measures must be taken.The most direct means of correcting a deficit in the balance of payments and having an immediate impact is by reducing imports. This can be accomplished by imposing tariffs, quotas, or both. If successful, the cost of imports rises in the local market, and the imported goods are comparatively more expensive to the consumer than the locally made goods. When a quota is imposed, the quantity previously imported and paid for is reduced.In either case, the net effect is the reduction of the nation’s outflow of money. Other measures may limit invisible trade expenditures. For example, citizens may be prohibited from taking more than a specified amount of money with them when they travel abroad. Capital for investments abroad can be restricted by requiring governmental approval for any new foreign investments.If these measures are insufficient, a country may devalue its currency. This immediately makes imports more expensive and exports more competitive, since the importing country can now pay for the first country’s imports with less of their currency than previously. In time, these advantages are eliminated.Gold, and to a lesser extent silver, have been the traditional reserves. At one time, gold moved freely from country to country, but successive constraints have been imposed in the past 50 years. Today, gold counts as only one form among many in the reserves of a country.Notes1. Balance of payments: the difference between a nation’s total payments to, and receipts from, foreign nations during a specific period. 国际收支2. Balance of trade: the difference between the value of imports and exports, including in some instances the related freight and insurance premiums. 贸易差额3. Capital: Funds invested by individual or corporate share-holders to establish an enterprise. 资（本）金Chapter 2：Commercial Banking (商业银行)[教学目的]本章是介绍商业银行的基本知识，包括私人业务和公司业务。

金融英语授课教案

[教学重点与难点]货币的特征、职能；货币发展的沿革。

由此引出Barter物物交换，以物易物1)requirement: double-coincidence of wants 需求的双重耦合（举例说明）2）drawbacks of barter:① Wants cannot be precisely matched;② The problem of value determination.③ The indivisibility of large items.II．What is Money?（逐点讲解）Functions(职能)1）medium of exchange (交易媒介)2）measurement of value (价值尺度)3）store of value （贮藏手段）4）standard of deferred payment (支付手段)Characteristics:1) Generally acceptable 2) Durable 3) Portable4) Divisible 5) Uniform 6) Counterfeit proof7) Stable in valueIII．Money in Modern SocietyIV．Writing: About Money in My Mind课后自主学习阅读材料：The International Financial World (国际金融界)附：The International Financial WorldEconomic activity began with the caveman, who was economically self-sufficient. He did his own hunting, found his own shelter, and provided for his own needs. As primitive populations grew and developed, the principle of division of labor evolved. One person was more able to perform some activity than another, and therefore each person concentrated on what he did best. While one hunted, another fished. The hunter then traded his surplus to the fisherman, and thus each benefited from the variety of diet.In today’s complex economic world neither individuals nor nations are self-sufficient. Nations have utilizeddifferent economic resources; people have developed different skills. This is the foundation of world trade and economic activity. As a result of this trade and activity, international finance and banking have evolved. For example, the U.S is a major consumer of coffee, yet it does not have the climate to grow any of its own. Consequently, the U.S must import coffee from countries that grow coffee efficiently. On the other hand, the U.S has large industrial plants capable of producing a variety of goods, such as chemicals and airplanes, which can be sold to nations that need them. If nations traded item for item, such as one automobile for 10,000 bags of coffee, foreign trade would be extremely cumbersome and restrictive. But instead of barter, which is the trade of goods without an exchange of money, the U.S. receives money in payment for what it sells. It pays for Brazilian coffee with dollars, which in turn can buy textiles from Great Britain, which can then buy tobacco from the U.S. Foreign trade, the exchange of goods between nations, takes place for many reasons. The first, as mentioned above, is that no nation has all of the commodities that it needs. Raw materials are scattered around the world. Large deposits of copper are mined in Peru and Zaire, diamonds are mined in South Africa, and petroleum is recovered in the Middle East. Countries that do not have these resources within their own boundaries must buy from countries that export them.Foreign trade also occurs because a country often does not have enough of a particular item to meet its needs. Although the U.S. is a major producer of sugar, it consumes more than it can produce internally and thus must import sugar.Third, one nation can sell some items at a lower cost than other countries. Japan has been able to export large quantities of radios and television sets because it can produce them more efficiently than other countries. It is cheaper for the U.S. to buy these from Japan than to produce them domestically. According to economic theory, Japan should produce and export those items from which it derives a comparative advantage. It should also buy and import what it needs from those countries that have a comparative advantage in the desired item.Finally, foreign trade takes place because of innovation or style. Even though the U.S. produces more automobiles than any other country, it still imports large quantities of autos from Germany, Japan, and Sweden, primarily because there is a market for them in the U.S.For most nations, exports and imports are the most important international activities. When nations export more than they import, they are said to have favorable balance of trade. When they import more than they export, an unfavorable balance of trade exists. Nations try to maintain a favorable balance of trade, which assures them of the means to buy necessary imports. Some nations base their entire economy on the concept of importing raw materials, processing them into manufactured goods, and then exporting the finished goods. The subsequent profits enable these nations to import the food they need.In addition to visible trade, which involves the import and export of goods and merchandise, there is also invisible trade, which involves the exchange of services between nations.As an example of invisible trade, Brazilian coffee is usually transported by ocean vessels because these steamships are the cheapest method of transportation. Nations such as Greece and Norway and Hong Kong have large maritime fleets, which can provide this transportation service. When an exporter arranges for this kind of transportation, he rents space in the cargo compartment of a ship for one voyage.The prudent exporter purchases insurance for his cargo’s voyage. While at sea, a cargo is vulnerable to many dangers, the most obvious being that the ship may sink. In this event, the exporter who has purchased insurance is reimbursed. Otherwise, he may suffer a complete loss. Thus, insurance is another service in which some nations specialize. Great Britain, because of the development of Lloyd’s of London, is a leading exporter of this service, earning fees for insuring other nations’ foreign trade.Some nations possess little in the way of exportable commodities or manufactured goods, but they have a mild and sunny climate. During the winter, the Bahamas attract numbers of tourists, particularly from the northeastern U.S., who spend money for hotel accommodations, meals, taxes, and so on. Tourism, therefore, is another form of invisible trade.Invisible trade can be as important to some nations as the export of raw materials or commodities is to others. In both cases, the nations earn money to buy necessities.The different kinds of trade that nations engage in are varied and complex, a mixture of visible and invisible trade. Most nations are more dependent on exports than on any other activity. The earnings from exports pay for the imports that they need and want. A nation’s balance of payments is a record of these complex transactions. The two most important categories in any nation’s balance of payments are its visible and invisible trade. A third very important category is investments.Investments are the means by which nations utilize the capital of other nations to build factories and develop mines fro their own industrial base. The railroads of the U.S. and South America were built by British capital. This capital paid for the costs of construction, including materials and the wages of the workers, and the locomotives and freight cars.Investment can have a crucial impact on a nation’s balance of payments. When an investment is made, capital enters a country, enabling it to import manufactured materials to build a new manufacturing plant and to pay workers to build it. Once the plant is operative, it provides both jobs and taxes for the host country and, in time, produces new manufactured goods for export. In this way, investment acts as a catalyst in economic growth for the developed countries, as well as developing countries throughout the world.In subsequent years, an investment should yield a profit. Dividends, sums of money paid to shareholders of a corporation out of earnings, can then be remitted to the investing country. From the perspective of the balance of payments, in the year the investment is made, the host country credits income to its balance of payments, and the investing country records a debit. This is reversed in the following years. The dividends then represent an expense for the host country and income for the investing country.After calculating all of the entries in its balance of payments, a nation has either a net inflow or a net outflow of money. It should be noted that the statistics used in determining a deficit (shortage) or surplus (excess) are inexact; information is reported by a variety of sources, and there are bound to be mistakes and omissions. The statistical difference between these sources is balanced by an entry entitled “Net Errors and Omissions”. The final result is either an increase or a decrease in the nation’s reserves.These reserves may be compared to an individual’s saving. For a nation, they are maintained in holdings of gold and official deposits in foreign currencies, such as U.S. dollars, pounds sterling, deutsche marks, and so on. A deficit in the balance of payments can be accommodated by drawing on (removing some of) the reserves, that is, the previous savings. But if a nation’s balance of payments continues in deficit for some time, then the reserves will be insufficient to cover further withdrawals, and additional measures must be taken.The most direct means of correcting a deficit in the balance of payments and having an immediate impact is by reducing imports. This can be accomplished by imposing tariffs, quotas, or both. If successful, the cost of imports rises in the local market, and the imported goods are comparatively more expensive to the consumer than the locally made goods. When a quota is imposed, the quantity previously imported and paid for is reduced.In either case, the net effect is the reduction of the nation’s outflow of money. Other measures may limit invisible trade expenditures. For example, citizens may be prohibited from taking more than a specified amount of money with them when they travel abroad. Capital for investments abroad can be restricted by requiring governmental approval for any new foreign investments.If these measures are insufficient, a country may devalue its currency. This immediately makes imports more expensive and exports more competitive, since the importing country can now pay for the first country’s imports with less of their currency than previously. In time, these advantages are eliminated.Gold, and to a lesser extent silver, have been the traditional reserves. At one time, gold moved freely from country to country, but successive constraints have been imposed in the past 50 years. Today, gold counts as only one form among many in the reserves of a country.Notes1. Balance of payments: the difference between a nation’s total payments to, and receipts from, foreign nations during a specific period. 国际收支2. Balance of trade: the difference between the value of imports and exports, including in some instances the related freight and insurance premiums. 贸易差额3. Capital: Funds invested by individual or corporate share-holders to establish an enterprise. 资（本）金Chapter 2：Commercial Banking (商业银行)[教学目的]本章是介绍商业银行的基本知识，包括私人业务和公司业务。

金融学原理英文版课程设计

金融学原理英文版课程设计1. IntroductionThis course is designed based on the principle of Finance. The mn objective of this course is to provide students with basic knowledge of Finance. The course is also designed to enable students to understand the role of Finance in the economy, the principles of Finance and the basics offinancial management.2. GoalThe goal of this course is to provide students with the fundamental understanding of Finance and financial management. The course is med at enabling students to:•Understand the concepts and principles of Finance•Utilize financial tools to analyze business problems•Develop a financial plan for an organization•Understand the role of financial management in organizations•Develop an understanding of the global financial system3. Learning OutcomesAt the end of the course, students will be able to: •Define and understand basic financial concepts, such as net present value, future value, and return on investment.•Identify the role of financial management in organizations and how it affects the financialperformance of the organization.•Calculate and interpret financial ratios.•Understand the basics of financial forecasting and budgeting.•Describe the factors that affect the financial markets, including interest rates, exchange rates, and inflation rates.•Analyze financial statements.4. Learning MaterialsThe mn learning materials for this course are as follows: Textbooks•Ross, S. A., Westerfield, R. W., & Jordan, B. D.(2019). Essentials of corporate finance. McGraw-Hill Education.Reference Materials•Brigham, E. F., & Houston, J. F. (2018).Fundamentals of financial management. Cengage Learning.•Gitman, L. J., & Zutter, C. J. (2019). Principles of managerial finance. Pearson.Online Resources•Investopedia•Wall Street Journal•The Economist5. Course ContentThe course is divided into the following topics:Topic 1: Introduction to Finance•The role of finance in the economy•Basic financial concepts•Forms of businesses and organizational structures•Agency relationshipsTopic 2: Financial Statements•The balance sheet•The income statement•The statement of cash flows•Financial statement analysisTopic 3: Time Value of Money•Future value and present value•Annuities and perpetuities•Calculating loan and mortgage payments Topic 4: Risk and Return•Risk and uncertnty•Measuring risk and return•Portfolio diversificationTopic 5: Capital Budgeting•Net present value•Internal rate of return•Payback periodTopic 6: Financial Markets and Institutions •Overview of financial markets•The role of financial institutions•The Federal Reserve SystemTopic 7: International Finance•Currency exchange rates•Foreign exchange markets•International investment6. AssessmentThe final grade for this course will be based on the following:•Assignments: 20%•Quizzes: 20%•Midterm Exam: 30%•Final Exam: 30%7. ConclusionThis course is designed to provide students with basic knowledge of Finance and financial management. The coursewill cover the fundamental concepts, tools, and techniques of Finance, including financial statements analysis, time value of money, capital budgeting, and risk and return. By the end of the course, students should be able to analyze financial statements, make investment decisions, and understand therole of finance in organizations.。

金融英语课程教学大纲设计

金融英语课程教学大纲设计《金融英语》课程教学大纲一、课程性质与任务：1、课程的性质课程的性质是通过本课程的学习，可以使学生掌握国际金融的基础知识，了解国际贸易结算工具和期限因素对实际结算的影响，汇率、利率变动对国民经济和国际贸易的影响与作用。

它的任务是使学生通过对课本的阅读和教师的讲授以及案例分析，可以掌握中英文金融专业术语、专用词汇，能够阅读一般性的国外金融市场评论文章。

知晓国当前的金融热点问题：人民币升值、美元疲软、中国股票牛市、人民币利率调整、美国次级放贷危机等，理解国际金融的发展趋势，更好的结合商务专业的其他课程来丰富和牢固国际商务的知识。

2、课程培养学生的基本知识使学生通过对课本的阅读和教师的讲授以及案例分析，可以掌握中英文金融专业术语、专用词汇，能够阅读一般性的国外金融市场评论文章。

3、课程培养学生的基本技能（一）基础知识要求了解汇率、利率变动基本原理，认识货币调控工具以及各种资本货币市场工具的作用和交易。

（二）素质要求掌握中英文金融专业术语、专用词汇，并能够阅读并理解国外金融方面的时事文章并能够初步翻译国际金融英文信息。

（三）实践操作要求国际金融相关知识的计算二、教材及参考书1、《商务英语》，狄芮鹏主编，清华大学，2003年2、《商务专业英语基础》，玉主编，外语教育，2000年。

3、《商务英语基础教程》，德荣主编，华中理工大学，2005年三、建议学时分配：本课程共64学时，其中实践学时为12学时。

1、学时分配2、实践学时分配及容四、课程考核本课程定为考试科目，理论部分采用闭卷考试，考试成绩占70%、平时成绩占30%。

五、教与学的建议1、本课程与其他课程的联系本课程在学习管理学、国际贸易、国际金融、市场营销学等学科前提下开设，作为一门专业选修课程，本课程学习要求学生应该拥有扎实的专业基础知识和必要的英语基础知识，需要了解及掌握一定的金融、贸易方面的知识。

金融英语儿歌教案模板小学

年级：小学三年级课时：2课时教学目标：1. 让学生了解金融英语的基本概念，如银行、货币、存款等。

2. 通过儿歌的形式，提高学生对金融英语的兴趣，培养学生的英语口语表达能力。

3. 培养学生的团队协作能力，让学生在游戏中学习金融英语。

教学重点：1. 金融英语的基本概念2. 儿歌的演唱技巧教学难点：1. 金融英语词汇的正确发音2. 儿歌的节奏感教学准备：1. 金融英语儿歌教材2. 录音机、音响设备3. 彩色卡片、小奖品教学过程：第一课时：一、导入1. 教师用简单的英语向学生介绍金融英语的基本概念，如银行、货币、存款等。

2. 学生跟随教师一起用英语复述这些概念。

二、学习儿歌1. 教师播放儿歌录音，让学生跟着唱。

2. 教师讲解儿歌的节奏和旋律，让学生学会演唱。

3. 学生分组练习，教师巡回指导。

三、游戏环节1. 教师准备彩色卡片，卡片上写有金融英语词汇。

2. 学生分成两队，进行抢答游戏。

抢到卡片后，学生用英语读出卡片上的词汇。

3. 答对问题的学生获得小奖品。

四、总结1. 教师带领学生回顾本节课所学内容。

2. 学生用英语复述金融英语的基本概念。

第二课时：一、复习1. 教师提问，检查学生对金融英语基本概念的记忆。

2. 学生回答问题，巩固所学知识。

二、学习新儿歌1. 教师播放新儿歌录音，让学生跟着唱。

2. 教师讲解新儿歌的节奏和旋律，让学生学会演唱。

3. 学生分组练习，教师巡回指导。

三、角色扮演1. 教师准备角色扮演剧本，学生分组进行角色扮演。

2. 学生用英语进行对话，巩固金融英语词汇和句型。

四、游戏环节1. 教师准备彩色卡片，卡片上写有金融英语词汇。

2. 学生分成两队，进行猜词游戏。

抢到卡片后，学生用英语描述卡片上的词汇，让对方猜。

3. 猜对问题的学生获得小奖品。

五、总结1. 教师带领学生回顾本节课所学内容。

2. 学生用英语复述新儿歌的歌词。

教学评价：1. 观察学生在课堂上的参与度，了解学生对金融英语的兴趣。

2. 评估学生在游戏环节的表现，了解学生的团队协作能力。