商务英语高级词汇——银行与金融

银行与金融 - 高级

abstract of title (noun phrase) = 产权简史

A legal document that has the history of a piece of land

I never buy any land until I have looked at the abstract of title.

⇒未提供注释。

accommodation endorsement (noun phrase) = 融通背书

an additional signature on a loan application by a person who has good credit; a bank often requires the signature before approving the loan

The bank refused to approve the loan without an accommodation endorsement.

⇒未提供注释。

accretion (noun) = 增值

the increase in value of an asset

In a wine company, there is a lot of accretion because wine becomes more valuable as it ages.

⇒未提供注释。

accrued income (noun phrase) = 应计收入

revenue which is owed but has not yet been received

My company is having a problem converting our accrued income into actual cash.

⇒未提供注释。

adjustable rate mortgage (noun phrase) = 可变利率贷款

ARM; a loan whose interest rate varies over the life of the loan

The monthly mortgage payments for my house have gone up because I have an adjustable rate mortgage.

⇒未提供注释。

affidavit (noun) = 宣誓书

a written, sworn statement of facts signed before an authorized official such as a notary public

The witness wasn't able to testify at the trial, but the judge accepted an affidavit.

⇒未提供注释。

after-hours trading (noun phrase) = 收盘后交易

buying or selling stocks outside the normal operating hours of the market

After-hours trading has become much more common because of the Internet.

⇒未提供注释。

after-tax basis (noun phrase) = 税后基础

a view of a sum of money that reflects the effects of taxation

On an after-tax basis, tax-free municipal bonds are often more profitable than regular bonds.

⇒未提供注释。

amortization (noun) = 分期偿还

a method of dividing a sum of money into time periods for the purposes of payment or writing off assets

With the amortization schedule for my house mortgage, I pay some interest and some of the principal each month.

⇒未提供注释。

银行与金融 - 高级 (2)

annual percentage rate (noun phrase) = 年度百分率

APR; the actual amount of interest paid on a loan in one year

My credit card's annual percentage rate is 8 percent.

⇒未提供注释。

arbitrage (noun) = 套汇

the quick purchase of a security in one market and sale at a higher price in another market My friend made a lot of money in the stock market last year through arbitrage.

⇒未提供注释。

bank run (noun phrase) = 银行挤兑

a situation in which customers of a bank, afraid that the bank will fail, rush to the bank and take out their money

In the United States, there were many bank runs during the 1930s.

⇒未提供注释。

blue-sky law (noun phrase) = 蓝天法

state regulation that is designed to protect investors from securities fraud

Blue-sky laws vary from state to state, but all are designed to protect investors.

⇒未提供注释。

boiler room (noun phrase) = 证券推销所

an office with a high-pressure atmosphere in which salespeople sell stocks and bonds that may be worthless

I quit my job in the boiler room because I felt guilty cheating people.

⇒未提供注释。

boilerplate (noun) = 样板文件

standardized text that is common in many contracts

At least half of the content in most contracts is boilerplate.

⇒未提供注释。