支付宝说明书
手机使用说明书
手机使用说明书一、安全注意事项在使用手机之前，请务必仔细阅读以下安全注意事项，并严格按照说明书操作：1. 在使用手机时，请遵守相关法律法规，并不要在禁止使用手机的场所使用。
2. 使用过程中请勿拆卸手机，以免引起电池、电路或机体损坏，也可能导致火灾、爆炸等危险情况的发生。
3. 避免将手机暴露在高温、潮湿或极端环境中，以免对电池和机体造成损坏。
4. 在接听电话、玩游戏或是使用应用时，请保持良好的姿势，以防止过度用眼或使用手机时间过长造成不适。
5. 在充电时，请使用原装充电器和充电线，并放在通风良好的位置，避免堆放物品和水源附近。
6. 如果手机出现异常或是发生意外，比如掉入水中，请立即停止使用，并将手机送至维修中心进行检修。
二、手机的基本功能1. 开机和关机：按住电源键，手机将启动或关闭。
注意在关机前，请确保保存好重要数据。
2. 语音通话：通过拨号键盘或联系人列表，选择对方手机号码进行拨打电话。
3. 发送短信：在信息应用中选择新建信息，输入对方手机号码或联系人姓名，然后输入文字内容进行发送。
4. 网络连接：手机可通过WiFi或移动数据连接上互联网，让你享受网络世界。
5. 拍照和摄像：打开相机应用，点击快门按钮进行拍照，或点击录像按钮进行摄像，记录生活点滴。
6. 多媒体播放：手机支持播放音乐、视频和图片，可通过相应的应用打开和观看。
7. 应用软件：手机上预装了一些基本的应用软件，如日历、时钟、计算器等，还可以通过应用商店下载更多丰富的应用。
三、常用设置功能1. 语言设置：可以选择手机系统的语言显示，如中文、英文等。
2. 音量和震动设置：调节铃声的音量大小和震动强度。
3. 蓝牙和WiFi设置：打开蓝牙可以与周围的蓝牙设备进行连接，WiFi设置可以连接到可用的无线网络。
4. 壁纸和主题设置：可更换手机的壁纸和主题，个性化手机界面。
5. 密码和指纹设置：设置手机解锁密码或是指纹解锁，保护个人隐私。
6. 账户设置：绑定手机账户，如支付宝、微信等，方便购物和转账。
app说明书(1)
目录序1.注册与登录2.添加查看与搜索工程3.工程的主页4.帐号设置5.操作流程及流程图序关于设计理念声明一、所有的界面以及操作必需是最简洁和已被群众所接受的主流；二、以用户为主要关注角度去理解设计，其次是工程商；三、以各种功能服务的角度去增强用户复购力；四、形成以去中心化，产销合一的APP服务平台；任何服务都随不同时间的进展以及需求而改变，做好基础平台，是随时应变的保障！1.注册与登录1.1首页面首先打开app进入登录页面登录主要分为两块：1.1登录；1.2注册；1.3忘记密码。
1.2登录1.2.1通过输入用户名和密码进行登录1.2.2勾选可记住密码，同时勾选时下次打开app 会自动登录进入工程主界面。
1.2.3其中点击可选择之前已登录过的账号名，如果使用过“记住密码”功能的账号在密码栏会自动出现密码。
1.3注册1.4忘记密码2.工程2.1工程主页面注册页面在登录页面点击下方“注册”进入注册页面角色，账号分为用户和工程商两个角色，根据不同的需求选择，不同的角色在登录app 后的界面以及功能都会有所差异。
同时已注册为用户角色的账号也可以通过申请修改角色类型。
用户名，在输入的时候会提示不可修改，可以用中文、英文、数字并且不能为符号，长度不能低于六位；手机号，手机号码为在填写之后，工程出现告警会通过该手机号码进行通知；短信验证，手机号码需要短信进行验证；密码，密码长度不能小于6位，可点右侧的可忘记密码输入需要找回重置密码的用户名，然后点击“发送验证码到手机”，填写获取到的验证码，输入新的密码并点击“提交”。
登录后进入主页面可以选择显示只看哪些监控点查看工程1.列表所显示监控点状态共分为四种：在线、离线、告警、关机，状态后面显示的是添加监控点时输入的名称，在名称后面显示当前的温度；2.监控点列表根据名称首字母顺序排列，点相应的字母位置会快速滚动到相应字母开头的监控点区域；3．该界面会自动刷新数据状态，每10秒刷新一次。
蚂蚁金服支付宝商户收单服务说明书
Schedule of ServiceD.Alipay Merchant Acquiring Service (“Alipay Acquiring Service” or “Schedule”)A) GENERAL(i) Due Diligencea. Where reasonably requested by the Company at any time, the Merchant will provide a copy of its constitutional documents(such as its corporate registration documents) and such other relevant background or operational information as the Company reasonably believes may assist it in assessing the Merchant (the “Due Diligence Obligations”).b. Failure to comply with the Due Diligence Obligations will be a material breach of this Schedule by the Merchant.c. Before the Company provides the Alipay Acquiring Services, the Merchant will provide the Company with all or such partof the following information as is requested by the Company (collectively, the “Due Diligence Information”):i. email address,ii. legal and beneficial owner information,iii. business name (registered and 'trading as' name),iv. photos of a retail store where Spot Payment is offered,v. business operating address, andvi. any other relevant information upon the Company’s reasonable request from time to time.d. The Merchant will notify the Company of any changes to its Due Diligence Information in a timely manner as soon asreasonably practicable following such change.(ii) Effective DateThis Schedule shall become effective on the date of the Master Agreement For Payment Solutions entered into between the Company and the Merchant.B) SPECIFIC TERMSThe specific terms and conditions of this Schedule appear in Parts A to D of this Schedules hereto.Part AALIPAY SERVICES, SERVICE FEES AND SETTLEMENT1.Service Description.The Company processes Payments from Alipay Users on behalf of Merchant for purchase of Products, enable Merchant to accept payment from Alipay Users,during the term of this Schedule, the Company shall procure Alipay to grant to the Merchant the right to, and the Merchant shall be entitled to, accept the use of Alipay Wallet as offline and online (subject to the Company’s absolute discretion) payment solution for the Products by Alipay Use r/the Merchant’s customer (“Alipay Acquiring Services”). All risks and responsibilities in relation to the Payment shall be addressed and shouldered by the Alipay User and the Merchant.2.Service Feea)General. Merchant shall pay the Company the following fees (the “Service Fee”) in accordance with Clause2(b) of this Part A:For Online and Offline Spot Payment, the Company will charge the Merchant the Service Fee at theapplicable rate set forth in the table below:For online Payment, the Company will charge the Merchant the Service Fee at [ ]%For offline transactions, the Company will charge the Merchant the Service Fee at [ ]% (forMerchant-Presented QR Code).All payments of the Service Fee shall be exclusive of any Tax.b)Payment of Service Fee. The Merchant agrees that the Company may deduct, in whole or in part, any ServiceFee that is due and payable but have not otherwise been paid by the Merchant, from the relevant FundsAvailable for Settlement.c)Over/Under-Charges. If the Company charges the Merchant more than the Service Fee set forth in thisSchedule, the Company will return the additional Service Fee charged to the Merchant as soon as practicable.If the Company charges the Merchant less than the Service Fee set forth in this Schedule, then Merchant shallpay the amount of outstanding Service Fee to the Company as soon as practicable upon the Company’s request.3.Alipay Settlement Processa)Bank Account. The Merchant will bear all losses arising from the incorrect information of its banking details asprovided to the Company in this Schedule.b)Funds Transfer. Subject to the Company exercising its rights to withhold, deduct or set off in accordance withthis Schedule, the Company will transfer to the Merchant an amount equal to the "Net Settlement Amount" inaccordance with the formula set out below:Net Settlement Amount= Settlement Funds –Refunds (if any, as specified under Clause 3(f) below) -Chargebacks (if any) - any other amount that the Company may deduct in accordance with its rights to withhold,deduct or set off under this Schedule; andWhere: Settlement Funds =Funds Available for Settlement – Service Fee.c)Settlement File.Following the transfer of any Net Settlement Amount to the Merchant’s designated bankaccount, the Company will provide, on the same Working Day, a file containing the relevant settlementinformation (“Settlement File”) in relation to that Net Settlement Amount.d)Incidental Fee for Fund Transfer. In connection with transferring the Net Settlement Amount to the Merchantin accordance with this Part A, the Merchant will be solely responsible for bank charges (if any) imposed bybanks through which the Company initiates the transfer of such Net Settlement Amount. For any other fees orcharges imposed by beneficiary banks (where Merchant has a bank account), intermediary banks or otherpayment service providers passing or receiving such Net Settlement Amount on behalf of the Merchant, theMerchant shall be solely responsible for any such fees or charges.e)Refunds.(A)If an Alipay User requests and is due a Refund in accordance with a Merchant’s after-sale servicepolicy or a Refund is required by Applicable Law, the Merchant (as appropriate) will instruct theCompany in a timely manner to make such Refund to the Alipay U ser’s Alipay Account in accordancewith the Refund process to be agreed between the Company and the Merchant.(B)The Merchant hereby agrees to reimburse the Company for each such Refund and for that purposeauthorizes the Company to deduct the amount of each Refund from the Settlement Funds and returnsuch Refund to the relevant Alipay User in accordance with this Clause 3(e).(C)If the amount of the Settlement Funds is not sufficient to process the relevant Refund, the Company willbe entitled to process the Refund only after the amount of such Settlement Funds becomes sufficient topay the amount of such Refund or after the Company otherwise receives from the Merchant an amountsufficient to process the Refund. For the avoidance of doubt, the Company shall not be responsible forany claim or liability that the relevant Alipay User may seek Merchant in the event of any delay inprocessing such Refund.(D)Alipay will not charge any Service Fee in respect of any Refund from the relevant Settlement Fund.Any Service Fee related to a Payment that is subject to a Refund and which has already been deductedfrom the Funds Available for Settlement will be repaid to the merchant by the Company upon theRefund being paid to the Company.(E)the Company only accepts and processes Refund instructions from the Merchant if the request for theRefund is made within ninety (90) days from the date of the Transaction, except for Products relating toair travel that have been specifically agreed by both Parties which the Company will accept and processa request for any Refund up to three hundred and sixty five (365) days from the Transaction date.(F)The Merchant will ensure that any Refund is only effectuated through the system interface provided bythe Company. Any alternative methods for the Refund, including but not limited to bank remittance, aredisallowed.f)Settlement and Settlement Limit. T he Company will transfer the Net Settlement Amount in Hong Kong Dollarto the Merchant’s designated bank account (as provided in the Agreement) within one (1) Working Day fromthe date of Transaction. T he Company reserves the right to adjust the Settlement Limit and charge a fee forSettlement during the Renewal Term(s).g)Enquiry Regarding Settlement. Any enquiry by the Merchant with respect to settlement shall be made inwriting and the Merchant shall provide any information reasonably required by the Company to assist with suchenquiry. T he Company will, acting in a commercially reasonable manner, assist the Merchant in resolving therelevant matter and provide a written response to the Merchant within seven (7) Working Days after receivingsuch written enquiry from Merchant.4.Rules for Risk Management.a)The Merchant agrees that, if the Company determines in its sole discretion that certain features of the AlipayAcquiring Services may be subject to high risk of Unauthorized Payment or fraudulent Transaction, theCompany may suspend or terminate, with reasonable notice, the provision of such part of the Alipay AcquiringServices, including but not limited to adjusting the types, issuing banks and payment limit (whether perTransaction or per day) of the credit card and/or debit card Alipay Users will be able to use to complete thePayment from time to time.b)The Merchant to use its best efforts to promptly answer Alipay User’s enquiries and resolve any disputes inrelation to the goods and/or services provided by the Merchant.c)The Merchant shall be responsible for all costs and loss incurred by any disputes in relation to the goods and/orservices provided by the Merchant and any Unauthorized Payment if such Unauthorized Payment is caused byor due to the Merchant’s default with respect to Transactions, including but not limited to Chargebacks andrelated costs, and the Merchant will comply with the following rules:(A)Transaction Evidence. The Merchant will ensure to provide the Transaction Evidence within three (3)Working Days upon the Company’s request.(B)Reimbursement. If the Company does not receive the Transaction Evidence, or the Company deems theTransaction Evidence to be inadequate, or the Merchant accepts the Chargeback, or the arbitration orpre-arbitration result is not in favor of the Merchant, in the case that the Merchant elects to proceedwith the arbitration or the pre-arbitration (or equivalent procedure) to resolve the Chargeback and sucharbitration or pre-arbitration (or equivalent procedure) determines that there is a Chargeback, theChargeback amount regarding the Transaction in question will be deducted from the Settlement Fundsin the next settlement cycle in accordance with Clause 3 (b) of this Part A. .(C)Reimbursement Obligation. Provided Transaction Evidence has been requested, the Company may,having made due enquiry of the Alipay User, determine to reimburse an Alipay User in the event ofany Unauthorized Payment. The Merchant agrees to indemnify and hold harmless the Company for theamount to be agreed between the Merchant and the Company (each acting reasonably) reimbursed tothe Alipay User. In the event of any disputes in relation to the goods/services with card payments, theMerchant agrees to follow card association’s rules.5.Payment Policiesa)Responsibilities for Service Fee. The Merchant will pay any Service Fee for using the Alipay Services and willnot, directly or indirectly, transfer any such Service Fee, that it may be charged, to the Alipay Users in addition to what a Merchant would charge a customer for the relevant Transaction in the normal course of business.b)Alipay Wallet as Payment Method. The Merchant will not restrict its customers in any way from using AlipayWallet as a Payment method at checkout at any sales channel, including but not limited to requiring a minimum or maximum purchase amount (except due to the transaction control required by Applicable Laws) from customers using Alipay Wallet to make Payments.c)Prohibited Products. The Merchant fully acknowledges that must not provide Alipay Acquiring Services withrespect to any Transaction which is prohibited by this Schedule (including Payments in relation to Prohibited Products), Applicable Law or violates the Company and Alipay’s internal policies (as notified to the Merchant from time to time), or which will result in the Company being considered to have breached any Applicable Law.The Merchant will provide the Company information about its Merchant’s Products as reasonably requested by the Company from time to time. The Merchants will not sell Products through Alipay’s and the Company’s Platform that contain articles prohibited or restricted from being sold to Alipay Users under any Applicable Law, including without limitation the products listed in Appendix I, which may be updated by the Company and/or Alipay and notified to the Merchant from time to time (together, “Prohibited Products”). The Merchant will ensure that no Transaction being submitted for the Company’s processing involves or relates to any Prohibited Products (“Prohibited Transaction”). T he Company will have the right to refuse to provide any Alipay Acquiring Services with respect to any Prohibited Transaction and the Merchant will indemnify the Company for any damages, losses and liabilities that the Company may suffer arising from or in connection with such Prohibited Transactions.d)Products.The Merchant will use Alipay Acquiring Services only for the Products in connection withMerchant’s principal business as notified by the Merchant to the Company in accordance with this Schedule. The Merchant shall not make a request for Payment or settlement for any Transaction unless the Merchant is in the course of conducting a sales and purchase transaction with respect to the provision of the Products to Alipay Users. Cash Advances by the Merchant or by Merchant to Alipay Users are not allowed in any circumstances.The Merchant hereby agrees, warrants and represents to the Company on each of its request for Payment that each relevant Transaction thereunder has been duly and properly authorized and completed according to the terms and conditions of this Schedule and that the details of the Transactions are true and correct.e)Storage of Transaction Information. The Merchant will, maintain the records for each Transaction to justifyits authenticity for a period of seven years after the completion of the Transaction and the Company shall be entitled to review or otherwise access such records. Subject to any legal restrictions under Applicable Law, The Merchant will ensure that the Company, Alipay, the relevant service providers of Alipay and the Company and/or regulatory or governmental authorities having jurisdiction over Alipay and the Company be provided with or granted access to, the relevant Transaction information including but not limited to information on each Merchant, Products, and the amount, currency, time and counterparties to each Transaction, within three (3) Working Days of the Company’s request. Subject to any restriction under Applicable Laws, the Company will advise the Merchant of the names of such service providers or regulatory/governmental authorities and the subject matter to which such requests relate.f)Set off & Withholding. The Merchant agrees that the Company shall be entitled, at its sole discretion, to set off,withhold settlement of or deduct any sums payable and liability of any nature from time to time due, owing or incurred by the Merchants) to the Company(or any the Company Affiliate) under this Schedule against any monies and liabilities of any nature, including Payments, from time to time due, owing or incurred by the Company under this Schedule. The circumstances under which the Company may exercise its rights under this Clause include, but are not limited to,:(A)if the Merchant fails to comply with any term of this Schedule;(B)if the Company believes that the Merchant has or is likely to become subject to bankruptcy,insolvency, reorganization, winding up or similar dissolution procedures;(C)if the Company reasonably believes that there has been a material deterioration in the financialcondition of the Merchant; and(D)if the Company reasonably believes that any Transaction is a Prohibited Transaction.The Merchant shall not be entitled to retain or set-off any amount owed to it by the Company against any amountdue from the Merchant (or its Merchants) to the Company.6.Cooperation with the Company.a)In consideration of the mutual agreements and promises set forth in this Schedule, and for other good andvaluable consideration the receipt and sufficiency of which is hereby acknowledged, for the Term of thisSchedule, The Merchant, including its Affiliates, and its and their officers, shareholders, directors shall not inany way engage in any other payment acquiring service (other than the Service).b)The Merchant agrees that the limitations in this Clause are in the public interest by protecting the general publicfrom confusion and the passing off of other competing services and that the preferential rates as stipulated underthis Schedule adequately compensate it for these limitations.Part B ALIPAY ACQUIRING SERVICE TERMS AND CONDITIONS1.Definitions. Capitalized terms not defined in this Part B will have the meaning given to them in this Schedule includingthose set out in Part D, unless the context requires otherwise.2.Alipay Acquiring Services. T he Company will provide the Merchant certain service as described in Part A. Each of theCompany and the Merchant will perform and comply with its respective responsibilities set forth in this Schedule.3.Fees. In consideration for the Company providing the Alipay Acquiring Services to the Merchant in accordance with the termsof this Schedule, the Merchant will pay the Company the Service Fee and other fees or charges as set out in Part A. T he Company reserves the right to adjust such fees upon thirty (30) days prior written notice.4.Representations and Warranties. Each Party makes each of the following representations and warranties to the other Party,and acknowledges that such other Party is relying on these representations and warranties in entering into this Schedule.A.Authorization. The Party represents and warrants the following (collectively, the “Authorization Warranties”):(i)it is an independent corporation duly organized, validly existing and in good standing under the laws of jurisdictionof its incorporation;(ii)it is properly registered to do business in all jurisdictions in which it carries on business;(iii)it has all licenses, regulatory approvals, permits and powers legally required to conduct its business in each jurisdiction in which it carries on business; and(iv)it has the corporate power, authority and legal right to execute and perform this Schedule and to carry out the transactions and its obligations contemplated by this Schedule.B.Validity. Each Party represents and warrants that once duly executed by the Party this Schedule shall constitute valid andbinding obligations on the Party, enforceable in accordance with its terms. Except as otherwise stated in this Schedule, no approval or consent of any person or government department or agency is legally or contractually required to be obtained by the Party in order to enter into this Schedule and perform its obligations.C.No Conflicts. Each Party represents and warrants that (a) the execution of this Schedule, nor (b) the consummation bythe Party of this Schedule will (i) conflict with the certificate of incorporation or by-laws or any other corporate or constitutional document of the Party or (ii) breach any obligations of the Party under any contract to which it is a party or (ii) violate any Applicable Law.D.Litigation.Each Party represents and warrants that there is no litigation, proceeding or investigation of any naturepending or, to the Party’s knowledge, threatened against or affecting the Party or any of its Affiliates, which would reasonably be expected to have a material adverse effect on its ability to perform its obligations under this Schedule.pliance with Law.A.General. Each of the Parties will comply with any Applicable Law in connection with the operation of its business andperformance of its obligations under this Schedule. Merchant will at its own cost, keep such records and do such things as are reasonably necessary to ensure that Alipay and the Company complies with any Applicable Law; provided always that Merchant shall not be required to do anything which is inconsistent with or in breach of any applicable laws.rmation Verification. In order for Alipay to satisfy its obligations and to comply with the relevant requirementsunder Applicable Law, upon reasonable request by Alipay, Merchants will share, records and information (including Transaction information and records with Alipay from time to time and Alipay is authorized by Merchant to provide the relevant records and information to governmental agencies, regulatory authorities and third party service providers for examination and verification as necessary.C.AML Requirements. The Merchant shall comply with all Applicable Law on anti-money laundering, counter-terrorismfinancing and sanctions (together “AML”). The Merchant shall fully cooperate with the Company’s reasonable due diligence (on site or in writing) of the Merchant’s AML polici es and procedures, including but not limited to merchantmanagement, sanctions and political exposed people review, suspicious transactions monitoring and reporting. In accordance with its AML, anti-fraud, and other compliance and security policies and procedures, the Company may impose reasonable limitations and controls on Merchant’s ability to utilize the Alipay acquiring Services. Such limitations may include but are not limited to rejecting Payments and/or or suspending/restricting any Alipay Acquiring Service with respect to certain Transactions.6.Disclaimer.TO THE EXTENT PERMITTED BY APPLICABLE LAW AND EXCEPT AS OTHERWISE EXPRESSLYSTATED, ALIPAY DISCLAIMS ANY WARRANTY OR CONDITION OF ANY KIND, EXPRESS, IMPLIED, COMMON LAW OR STATUTORY INCLUDING, WITHOUT LIMITATION, ANY IMPLIED WARRANTY OF TITLE, LICENSEABILITY, DATA ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE AND USE OF REASONABLE SKILL AND CARE OR THAT THE ALIPAY SERVICES, THE ALIPAY PLATFORM OR ANY APPLICATION, WEBSITE, PRODUCT PROVIDED OR USED IN CONNECTION WITH THE ALIPAY SERVICES WILL BE ERROR FREE OR OPERATE WITHOUT INTERRUPTION.7.Indemnification.A.General Indemnity.Subject to Clause 8 below, each Party (the “indemnifying Party”) will indemnify the other Party(the “indemnified Party”) from and against all actions, claims, demands, liabilities, obligations, losses, costs (including, but not limited to legal fees, expenses and penalties) and interest suffered, incurred or sustained by or threatened against the indemnified Party arising out of any breach or violation of this Schedule by the indemnifying Party or any gross neglect, willful misconduct, fraud or dishonesty by the indemnifying Party or any of its employees or agents.B.Third party IP Indemnity for Alipay. The Merchant shall indemnify and defend Alipay and its Affiliates from andagainst any claim that any license the Merchant and/or its Affiliates granted under Clause 9 of Part B or the exercise thereof in accordance with this Schedule constitutes an unauthorized use or infringement of any Intellectual Property rights of a third party (“IP Claim against Alipay”).C.Notwithstanding anything to the contrary, nothing under this Schedule shall be construed to exclude or limit Company’sliability in connection with its obligations under Clause 3 of this Part B.8.Limitation of Liability. To the extent permitted under Applicable Law, under no circumstances will Alipay and theCompany or its Affiliates be liable under any theory of tort, contract, strict liability or other legal or equitable theory for lost profits (whether direct or indirect), indirect, incidental, special, consequential or exemplary loss or punitive damages, each of which is excluded by agreement of the Parties regardless of whether such losses and/or damages were foreseeable or whether Merchant had been advised of the possibility of such damages. Notwithstanding anything in this Schedule to the contrary, other than Alipay’s settlement obligations under Clause 3 of Part A, Alipay’s aggregate liability, including for claims, expenses, damages or indemnity obligations under or in connection with this Schedule or the Alipay Services, will not exceed the lesser of (a) USD$500,000 and (b) the total fees payable by Merchant to Alipay for the Alipay Services provided in the Twelve (12) complete calendar months preceding the date of the first event giving rise to a claim upon which liability is based.9.Intellectual Property.A.The Company’s License to the Merchant. T he Company owns all rights, title or interests in and to the IntellectualProperty associated with the provision of the Alipay Acquiring Services, or has otherwise been granted the appropriate licenses by the relevant owner with respect to such Intellectual Property. Subject to the terms of this Schedule and, as the case may be, any agreement between the Company and the owner of the relevant Intellectual Property, the Company hereby grants Merchant during the term of this Schedule, a license to use the relevant Intellectual Property in the Alipay Acquiring Services, the Alipay Acquiring Platform and the Alipay branding and logo (it owns or is entitled to use) solely for the purpose of using the Alipay Acquiring Services in accordance with this Schedule. Such license to use the relevant Intellectual Property granted in favor of Merchant is non-exclusive, non-sublicensable (other than to Merchants as permitted by and in accordance with Clause 4 of Part C) and non-transferrable, and may be modified or revoked by the Company in writing at any time during the term of this Schedule. The Merchant shall be permitted to use Alipay's branding and logo solely as required for the purpose of using the Alipay Acquiring Services and strictly in accordance with the provisions of Clause 4 of Part C. T he Company agrees that the licenses granted under this Clause 9 and the Merchant's use of such Intellectual Property under this Schedule will not confer any proprietary right, and the Merchant agrees to take reasonable care to protect all such Intellectual Property from infringement or damage and cease all use of such Intellectual Property immediately upon termination of this Schedule.B.The Merchant’s License to the Company. During the term of this Schedule for the limited purposes of performing theobligations set forth in this Schedule and subject to the terms of this Schedule, the Merchant grants to the Company a non-exclusive, non-transferable, royalty-free license to use, reproduce, publish, distribute and transmit any of the Merchant ’s marketing materials, proprietary indicia or other similar items containing the Intellectual Property of the Merchant("Merchant IP") necessary for the Company to perform its obligations contemplated by this Schedule and to refer to the name of the Merchant in the public announcement as one of the partners using the Alipay Acquiring Services. The Merchant represents and warrants to the Company that it has obtained all necessary authorities, permissions, approvals and licenses to license the Merchant IP to the Company and that the Merchant IP does not infringe the Intellectual Property of any third party.10.Data privacy. Each Party will take all commercially reasonable endeavours to ensure that the Personal Information isprotected against misuse and loss, or unauthorized access, modification or disclosure and will promptly notify the other Party of any loss of, or any unauthorized disclosure of or access to, the Personal Information. Each Party may retain records of Payments for complying with Applicable Law a nd internal compliance requirements. “Personal Information” means personal information or data, whether true or not, and whether recorded in a material form or not, about an individual whose identity is apparent, or can reasonably be ascertained, from the information or data, processed by either Party in connection with this Schedule. T he Company may transfer Transaction data, including Personal Information, to any of its Affiliates that have been delegated any of its obligations under this Schedule.11.Taxes.A.To the extent permitted by Applicable Law, all Taxes arising from or in connection with all payments between theCompany and the Merchant under this Schedule shall be for the account of and liability of Merchant, unless agreed otherwise in writing by the Parties.B.For the avoidance of doubt, (i) all amounts payable by the Merchant to the Company under this Schedule are exclusive ofany Taxes imposed by the relevant taxation authority of applicable jurisdictions to which the Merchant is subject which shall be for the account of the Company; and (ii) any Taxes imposed by the relevant taxation authority of applicable jurisdictions to which the Merchant is subject, including without limitation value added tax or other Taxes of similar nature, arising out of or in connection with any Transaction or this Schedule, shall be for the account of the Merchant.C.Each Party shall be responsible for any and all Excluded Taxes that it is liable for under Applicable Law.D.Where a Party is required under Applicable Law relating to tax to fulfil its tax obligations, including but not limited tocommon reporting standard, imposed by any taxation authority, the other Party shall promptly provide information and documents as requested by that Party to the extent permitted by Applicable Law.E.Nothing contained in this Schedule is intended to result in one Party assisting the other Party to evade any Taxes in theapplicable jurisdictions to which the other Party is subject.12.Confidential Information.Each Party acknowledges that the Confidential Information of the other is valuable to it andagrees to treat all Confidential Information received from the other Party in connection this Schedule as confidential. Neither Party will disclose such Confidential Information to any third party except to perform its obligations under this Schedule or as required by Applicable Law or government authorities, and in each case, the disclosing Party will, to the extent permitted under Applicable Law, give the other Party prior notice of such disclosure. Upon termination of this Schedule or at the written request of the other Party, each Party will promptly return or destroy all material embodying Confidential Information of the other. Notwithstanding the foregoing, each Party may retain reasonable copies of the other Party's Confidential Information to comply with Applicable Laws or in order to exercise its rights under this Schedule, provided that such retained Confidential Information will not be disclosed or used for any other purposes. “Confidential Information” means all non-public, proprietary or other confidential information, whether in oral, written or other form, including but not limited to: the content and performance of this Schedule, business plans, capitalization tables, budgets, financial statements; costs, prices, and marketing plans, contracts and licenses, employee, customer, supplier, shareholder, partner or investor lists, technology, know-how, business processes, trade secrets and business models, notes, sketches, flow charts, formulas, blueprints, and elements thereof, and source code, object code, graphical design, user interfaces and other Intellectual Property, including that of any customer, supplier or other third party (including, in the case of the Company, the interface technologies, security protocol and certificate to any other website or enterprise provided by the Company) .13.Publicity. Neither Party will issue any press release or make any public announcement pertaining to this Schedule without theprior written consent of the other Party unless required by Applicable Law binding the Party. However, the preceding limitation will not be interpreted to prevent Alipay from making general statements about Alipay’s business or about services similar to the Alipay Services in or outside of the jurisdiction where Merchant is located.14.Notice.All business correspondence in relation to the business as usual operation of the Alipay Acquiring Services andamendment of any matters in relation to this Schedule (other than in respect of notification of a change of Company legal name) will: all notices and other communications given in connection with this Schedule (including changing any terms of this Schedule and, in the case of the Company, notification of a change of Company legal name) will be in writing, and will。
意锐 小盒加强版移动支付机具使用说明书
自助式移动支付机具Hands-free Mobile Payment Devices 意锐小盒加强版使用说明书InsPos S Scanning DeviceOperation Instruction北京意锐新创科技有限公司Beijing Inspiry Technology Co., Ltd.版权所有All rights reserved郑重声明Notice意锐小盒加强版移动支付机具已在中国专利局和商标局注册。
InsPos S Mobile Payment Device has been registered in Patent Office and Trademark Office of People’s Republic of China.本说明使用的商标、商号及图标均属于北京意锐新创科技有限公司或其授权人，并受中华人民共和国法律及国际条约保护。
All the trademarks and trade names used in this Instruction belong to Beijing Inspiry Technology Co., Ltd or its authorized persons, and are protected by the laws of People’s Republic of China and international treaties.本说明书仅适用于书中所介绍的意锐小盒加强版移动支付机具的使用和使用条件及环境要求的说明。
This instruction applies only to the application, operation environment and environmental requirement of InsPos S.本说明书的资料的正确性已经认真审核，但北京意锐新创科技有限公司对内容的解释有保留权。
The correctness of the information in this instruction has been carefully reviewed, but Beijing Inspiry Technology Co., Ltd retains the right of the interpretation of the contents.本说明书的所有权属于北京意锐新创科技有限公司。
系统需求说明书
系统需求说明书一、引言系统需求说明书是为了规范和明确对系统开发的需求进行详细描述，以便开发人员能够准确理解和实现系统功能。
本文档将对系统的功能、性能、接口、安全等方面进行详细说明。
二、功能需求1. 用户管理：系统应具备用户注册、登录、密码找回等功能，确保用户信息的安全和可靠性。
2. 数据管理：系统应能够对数据进行添加、修改、删除、查询等操作，确保数据的完整性和一致性。
3. 订单管理：系统应能够对订单进行生成、取消、修改、查询等操作，确保订单的准确性和及时性。
4. 支付管理：系统应具备多种支付方式，如支付宝、微信支付等，确保支付的安全性和方便性。
5. 商品管理：系统应能够对商品进行添加、删除、修改、查询等操作，确保商品信息的准确性和可靠性。
6. 物流管理：系统应能够对物流信息进行跟踪和查询，确保物流的及时性和可追溯性。
三、性能需求1. 响应时间：系统应能够在用户发起请求后，及时给予响应，响应时间应控制在2秒以内。
2. 并发能力：系统应具备处理大量并发请求的能力，能够稳定运行在高并发的环境下。
3. 可扩展性：系统应具备良好的可扩展性，能够根据业务需求进行水平和垂直的扩展。
4. 容错性：系统应具备容错能力，能够在出现异常情况下保持系统的稳定性和可用性。
5. 数据存储：系统应能够对大量的数据进行高效存储和读取，确保数据的可靠性和安全性。
四、接口需求1. 用户接口：系统应提供友好的用户界面，使用户能够方便地进行操作和交互。
2. 第三方接口：系统应能够与第三方支付、物流等接口进行良好的对接和集成，确保系统的功能完整性。
3. 数据接口：系统应提供合适的数据接口，以便其他系统能够与之进行数据交换和共享。
五、安全需求1. 用户身份验证：系统应具备用户身份验证机制，确保用户信息的安全和可信度。
2. 数据加密：系统应对重要数据进行加密处理，确保数据的机密性和完整性。
3. 权限控制：系统应具备灵活的权限控制机制，能够对用户进行不同级别的权限划分和管理。
产品价格说明书范文
产品价格说明书范文1. 引言本文档旨在向用户提供产品价格说明，帮助用户了解产品的定价策略、计费周期、付款方式等相关信息。
请用户在购买前仔细阅读并确保充分理解本说明书。
2. 产品定价策略我们公司的产品定价策略基于以下几个因素：2.1 生产成本产品定价会考虑到生产过程中的直接与间接成本，包括原材料采购成本、生产设备成本、人力资源成本等。
这些成本对产品定价起到决定性的作用，确保我们能够获得合理的回报。
2.2 市场需求与竞争状况市场需求和竞争状况也是我们制定产品定价的重要因素。
我们会根据市场需求量以及类似产品的竞争价格来确定我们的产品定价，以确保在市场中具有竞争力。
2.3 附加价值与差异化在制定产品定价时，我们也会考虑产品的附加价值和差异化程度。
如果我们的产品在某些方面具有明显的优势，我们可能会将价格设置得略高一些。
3. 产品计费周期本产品采用按周期计费的方式，具体计费周期为一个月。
用户在购买产品时需要先支付首月费用，并在每个计费周期结束时续费。
4. 付款方式用户可以通过以下方式进行付款：4.1 在线支付用户可以选择使用各种在线支付方式进行付款，包括但不限于支付宝、微信支付、银行卡支付等。
4.2 银行转账用户也可以选择通过银行转账的方式进行付款。
具体的转账账户信息将会在购买产品时提供。
4.3 其他方式除了上述方式，我们还支持其他特殊付款方式，例如支票或邮局汇款。
用户需要与我们的客户服务团队联系，以获得更多详细信息和指导。
5. 退款政策在购买产品后，如果用户对产品不满意或需要退款，我们将按照以下政策处理：5.1 全额退款如果用户在购买产品后的7天内决定退款，我们将全额退还用户支付的费用。
5.2 部分退款如果用户在7天后但在计费周期结束之前要求退款，我们将按照使用时长的比例退还费用。
5.3 不予退款在以下情况下，我们将不予退款：•用户违反了产品的使用协议或隐私政策；•用户购买了非退款性质的特殊产品或服务；•其他不可抗力因素导致无法提供正常服务。
Huione Pay 使用说明书
Huione Pay使用说明书V 2.0目录1注册登录 (4)1.1注册 (4)1.2登录 (4)1.3忘记密码 (5)2扫描二维码支付 (6)3二维码收款 (8)4提现 (9)4.1提现到银行卡账户 (9)4.2全球提现 (11)4.3提现到支付宝 (13)4.3.1添加支付宝账户 (14)4.4数字货币提币 (15)5话费充值 (16)6转账 (17)7兑汇 (19)7.1官方兑汇 (19)7.2交易市场 (20)8理财 (26)9生活缴费 (28)9.1水费 (28)9.2电费 (29)10充值 (29)11汇率 (31)12账单查询 (32)13钱包 (33)13.1银行卡 (34)13.2个人信息 (35)13.2.1邮箱 (36)13.3密码维护 (37)13.3.1登录密码维护 (37)13.3.2支付密码维护 (37)13.4联系汇旺 (39)13.5意见反馈 (39)1注册登录1.1注册➢如何注册？第一次打开APP点击启动页下【注册】按钮或在登录页面点击【注册】按钮，跳转到注册页面。
填写国家区号及手机号，点击【获取验证码】，我们后台会发送一条验证码到该手机号。
填写验证码然后设置登录密码重复填写登录密码以便加深记忆，然后点击【下一步】跳转到认证页面。
填写姓名、选择国家、选择证件类型、填写证件号码，最后点击【提交】注册成功。
1.2登录➢如何登录？第一次打开APP点击启动页下【注册】按钮或打开APP之后直接跳转到登录页面，然后输入账号(手机号)和密码点击【登录】按钮。
1.3忘记密码➢忘记密码怎么办？登录页面上点击【忘记密码】跳转到验证身份页面输入注册手机号，点击【获取验证码】系统会给你注册时用的手机号发送一条验证码，输入该验证码之后点击【下一步】跳转到设置密码页面，输入新密码后点击【提交】按钮即可更改密码。
2 扫描二维码支付➢ 我怎么进行扫码支付？APP 首页点击【扫码付】按钮进入扫码付页面，然后用手机扫描对方二维码。
小程序使用指南说明书
小程序使用指南一份最最全面的小程序推广手册送给大家，助您成为企业赢家。
1. 发传单地推（传单、海报、易拉宝等）线下扫码是小程序最基础的获客方式之一，用户通过微信扫小程序码即可打开小程序。
商家可以将小程序码与营销活动相结合，比如发传单、印海报、在店面门口展示易拉宝等，以利益吸引用户主动扫码进入小程序。
2. 线下活动推广活动推广是营销的重要方式之一。
商家可以通过举办一些线下活动来推广自己的小程序，比如在商场、商业街等人流量多的地方举办活动，比如在店面举办「用小程序下单送XXX」等让利活动等。
3. 抢占小程序名称我们微信搜索是小程序一个很重要的入口，甚至在张小龙的计划中，搜索会成为微信小程序的主要入口，所以这么重要的“地方”我们不能不抢占啊。
而且小程序的名称具有唯一性，一个好用的名字被别人抢注了就没了。
所以，尽早注册符合自己的行业、用户习惯、产品特性的小程序很有必要。
4. 小程序名称搜索优化微信搜索支持关键词模糊匹配与搜索，所以自定义关键字也会影响到小程序的排名，在设置关键词时，可借鉴百度推广的投放技巧，结合微信指数进行考量，确保关键词符合微信使用场景。
关键词挑选：地域词、品牌词、人群词、产品词、行业词，且与主营业务相关等。
需要注意的是，关键词应尽量选择短词、热词等。
建议根据数据反馈每周进行关键词优化。
5. 附近的小程序入口我们都知道，微信小程序和支付宝小程序都有“附近的小程序”功能，当你的小程序展示在“附近的小程序”的时候，小程序自动展示给 5 公里范围内的所有微信用户。
还有，针对线下连锁门店，小程序支持 10 个地理位置展示，你想想看，10个地理位置，每个半径 5 公里，几乎整个城市都有你的小程序。
6. 卡券入口卡券是微信为线下商家推出的功能之一，在卡券界面中，我们可以点击相应的优惠券、会员卡等进入相应的小程序。
人具有贪小便宜的本性，所以我们在推广小程序的时候，不妨多送一些优惠券，以提高转化率。
7. 关联公众号公众号是最目前常规推广中涨粉最快、最稳定的一种方式。
简单的结款说明范文
简单的结款说明范文全文共四篇示例，供读者参考第一篇示例：尊敬的客户，感谢您选择我们的产品/服务，并对我们信任支持。
根据我们之间的协议，现在我们需要您完成本次交易的付款，以确保订单尽快发货。
结款方式如下：1. 银行转账：请将款项转账至以下账户：账户名：XXX公司开户银行：XXX银行账号：XXXXXX2. 支付宝/微信支付：请扫描下方二维码完成支付：（二维码图片）3. 线下付款：如果您选择线下付款，请联系我们的客服人员，我们将安排工作人员上门收款。
请在付款完成后，将付款截图或回执发送至我们的客服邮箱（***********），并在邮件中注明订单号及详细信息，以便我们核对款项，并尽快处理您的订单。
如有任何疑问或需要帮助，请随时联系我们的客服热线：XXX-XXXX-XXXX。
再次感谢您的合作和支持，期待为您提供更优质的服务。
祝您生意兴隆！感谢您对我们的信任与支持！此致敬礼XXX公司敬上（公司名称）结款说明范文自然是我们跟客户结算时有关的事情，在工作或者生活中，结款说明书是非常关键的一个环节。
在合同签订之后，如何结算款项，是否有银行账号、支付宝、微信等转账方式，都会在结款说明书上详细说明。
结款说明书一般都是企业内部或者商家与客户之间的交易凭证，以书面形式留存。
在合同履行完毕后，结款说明书会成为一个活动的交易证据，确保双方都能收到应得的款项。
所以，在写结款说明书的时候一定要详实、准确，不可马虎。
结款说明书一般仅供内部使用，它对于企业或者商家而言有着非常重要的作用。
它是双方达成协议后的闭环环节，能够让交易更有条理。
结款说明书一般是以文字形式保存的，能够作为以后商家和客户之间交易纠纷时的证据。
结款说明书也是一种规范，既是对经营活动的监督，也是对企业经营文明先进的一个表现。
在写结款说明书时一定要慎之又慎，注重细节，确保准确无误。
第二篇示例：结款说明是在商业、贸易等场合中，用于确认付款已经完成或者准备付款的一种文书。
电子商务平台系统说明书
电子商务平台系统说明书一、系统概述电子商务平台系统是一种基于互联网的平台，旨在为商家和消费者提供一个便捷的交易环境。
本系统集成了商品展示、交易支付、物流配送、售后服务等功能，致力于满足用户的购物需求。
二、系统功能模块1. 用户管理模块此模块主要用于管理用户的注册、登录、个人信息修改等功能。
用户可以通过注册账号登录系统，并随时更改个人信息，以便享受更好的购物体验。
2. 商品管理模块该模块用于管理商品的发布、修改、下架等功能。
商家可在系统中发布商品信息，包括商品名称、价格、描述、图片等，同时也可以对已发布商品进行修改和下架操作。
3. 订单管理模块该模块用于管理用户的订单信息。
用户可以在系统中浏览商品并下单，系统会生成相应的订单并保存在订单管理模块中。
商家收到订单后，会进行确认和发货，消费者在收到商品后可以对订单进行评价。
4. 支付模块此模块用于处理用户支付操作。
系统支持多种支付方式，包括支付宝、微信支付等，保证用户在购物过程中的交易安全和方便。
5. 物流配送模块该模块用于管理商品的配送过程。
系统会根据用户下单地址选择最佳物流方案，并提供用户查看物流信息的功能，以保证商品能够及时送达。
6. 售后服务模块此模块用于处理用户的售后问题。
用户在收到商品后如遇到质量问题或其他售后需求，可以联系售后服务部门进行处理。
三、系统使用流程1. 用户注册与登录用户首先需要注册账号，填写相应信息，并选择用户名和密码进行登录。
2. 商品浏览与选择登录后，用户可以在系统中浏览各类商品，通过搜索或浏览推荐列表找到心仪的商品。
3. 商品购买用户在浏览商品详情后，可以将商品加入购物车，也可以直接下单购买。
4. 支付与下单在购物车页面，用户可以选择支付方式，并进行支付操作。
支付成功后，系统会生成相应订单。
5. 订单处理与物流配送商家收到订单后会进行确认，同时启动物流配送流程。
用户可在系统中查看物流信息，并等待商品送达。
6. 售后服务用户在收到商品后，如有售后需求，可联系售后服务部门进行处理。
电子商务平台产品说明书打造高效便捷的线上购物体验
电子商务平台产品说明书打造高效便捷的线上购物体验电子商务平台产品说明书——打造高效便捷的线上购物体验尊敬的用户：欢迎使用我们的电子商务平台产品。
本说明书将详细介绍我们的产品特性和功能，旨在为您提供一种高效便捷的线上购物体验。
请仔细阅读以下内容，以便快速上手并享受无与伦比的购物乐趣。
一、产品概述我们的电子商务平台是一个综合性在线购物平台，致力于为广大用户提供丰富多样的商品选择和安全便捷的购物环境。
通过我们的平台，您可以轻松浏览并购买各类商品，与卖家进行交流并享受专业售后服务。
二、产品特性1. 多样化商品：我们与众多知名品牌和优质卖家合作，为您提供丰富多样的商品选择。
无论您需要购买服饰、家居用品、电子设备还是食品，我们都能满足您的需求。
2. 用户友好的界面：我们的平台采用简洁清晰的界面设计，使用户能够迅速找到所需商品，并且轻松完成下单和支付流程。
无论您是初次使用还是经验丰富的购物者，都能轻松上手。
3. 智能推荐系统：我们的平台拥有先进的智能推荐系统，能够根据您的购物历史和偏好，向您推荐您可能感兴趣的商品。
这将为您节省时间和精力，提供个性化的购物体验。
4. 安全可靠的支付方式：我们提供多种支付方式，包括支付宝、微信支付等，以确保您的支付过程安全可靠。
我们与各大银行和支付机构合作，保障您的资金安全。
5. 快速可靠的物流配送：我们与众多物流公司合作，提供快速可靠的产品配送服务。
您可以通过平台查询订单物流信息，了解订单的最新状态，确保您能够及时收到商品。
三、使用方法1. 注册账号：首次使用我们的平台，请您注册一个账号并填写必要的个人信息。
我们将保护您的隐私和个人信息安全。
2. 浏览商品：通过平台的搜索栏或者分类浏览功能，您可以快速找到您需要的商品。
通过商品详情页面，您可以了解商品的详细信息、价格、评价等。
3. 加入购物车：如果您找到心仪的商品，请点击“加入购物车”按钮，将商品添加到您的购物车中。
您可以随时查看购物车中的商品，并且可以修改商品数量或者删除不需要的商品。
系统使用说明书【模板】
系统使用说明书目录后台初始化 (1)栏目 (2)角色和权限分配 (2)用户管理 (2)基本用户界面操作和搜索 (2)招聘信息（招聘计划批次）管理 (3)招聘单位和岗位 (3)已报名用户管理 (4)已付款用户安排考场 (4)其他数据字典项 (6)前台内容的管理 (6)前台用户流程图 (6)本系统分为两部分，一个是面向公众访问网址为******/一个是后台管理部分网址为******/测试用户名admin密码admin公众用户可以在这里注册报考招聘职位。
前台的输入项多数为必填项。
(可根据您的需要设置为选填必填或其他规则验证) 如身份证/银行卡/邮箱/邮编/手机/支付宝账号等验证一个是后台管理部分，可以完成前台栏目的修改和资讯发布，在首次使用系统之前需要进行系统的初始化，并根据报名流程，再用户进行下一项操作前，及时录入相关信息。
本说明注重讲述后台操作部分系统试运行期间，默认各个流程显示所有数据,待测试显示和操作正常后，改为只显示该流程数据后台初始化1.自定义角色，并为角色指定权限2.录入本次招聘的基本信息如各个阶段的时间和地点3.录入员工信息,并为其指定角色（权限）4.录入支付宝账号信息（目前已经设置为法人个人支付宝账号）5.在数据字典及子项录入或修改字典项以上必须正确录入，否则会影响系统的运算及收款栏目左边每一个菜单项都可以设置独立的添加、编辑、查看/列表、删除权限，称之为栏目角色和权限分配系统默认分管理员和其他授权用户多种角色（类似于职位）管理员用户拥有系统的全部权限，并可以给其他角色分配或取消权限不同的角色可以拥有相同的权限（有些权限只管理员才有），不同的用户可以是同一角色，即权限相同。
角色是一组权限的集合。
所有的权限都是基于栏目的，权限分为添加、编辑、查看/列表、删除权限。
要对某一栏目给予其他权限，需同时给予查看/列表权限。
只有给予某一栏目查看/列表权限，该角色的用户才能看到左边的相应的菜单项。
论新型支付方式——支付宝5000字论文
论新型支付方式——支付宝摘要：随着科技的不断发展，支付方式也在不断的改变。
支付宝作为一种新型的支付方式，正在改变着人们的支付方式。
本文通过对支付宝的发展历程、支付模式、支付技术、支付体验、商业模式、发展趋势等方面进行分析，探讨了支付宝的特点及其对经济的影响。
关键词：支付宝；支付方式；经济效应一、引言随着科技的不断发展，支付方式也在不断的改变。
从最初的现金支付，到后来的银行卡支付，再到现在的移动支付，支付方式的变革正在改变着人们的生活方式。
支付宝作为一种新型的支付方式，正在改变着人们的支付方式。
本文通过对支付宝的发展历程、支付模式、支付技术、支付体验、商业模式、发展趋势等方面进行分析，探讨了支付宝的特点及其对经济的影响。
二、支付宝的发展历程支付宝作为一种新型的支付方式，其发展历程可以分为以下几个阶段：初创阶段（2004年-2008年）：2004年，支付宝成立，成为了中国最早的第三方支付平台。
初创阶段，支付宝主要提供支付宝账户余额支付、银行卡支付等服务。
发展阶段（2008年-2014年）：2008年，支付宝推出了支付宝花呗、借呗等消费信贷产品，使得消费者可以更加便捷地进行消费。
同时，支付宝也推出了支付宝余额宝等理财产品，使得消费者可以更加便捷地进行理财。
成熟阶段（2014年至今）：2014年，支付宝推出了支付宝钱包，使得消费者可以更加便捷地进行支付。
同时，支付宝也推出了支付宝花呗分期、借呗分期等服务，使得消费者可以更加便捷地进行消费。
三、支付宝的支付模式支付宝的支付模式主要包括支付宝账户余额支付、银行卡支付、信用卡支付、花呗支付、借呗支付等。
支付宝账户余额支付：支付宝账户余额支付是指用户在支付宝账户中存入一定的资金，通过支付宝账户余额支付进行消费。
支付宝账户余额支付的优点是方便快捷，用户可以随时随地进行支付，无需携带现金或银行卡。
同时，支付宝账户余额支付也可以帮助用户节省时间和精力，提高支付效率。
银行卡支付：银行卡支付是指用户通过银行卡进行支付。
软件著作权使用说明书模板
软件著作权使用说明书模板篇一：软件著作权使用说明书-范本（软件名称）使用说明书（申请人名称）目录1WEB端 ........................................ ........................................... .. (3)1.1会员模块 ........................................ ........................................... ........................................... (4)1.2订单管理模块 ........................................ ........................................... ........................................... .. (6)1.3商品搜索 ........................................ ........................................... ........................................... . (9)11.4 电子票预订 ........................................ ........................................... ........................................... (10)1.5产品管理模块 ........................................ ........................................... ........................................... (12)1.5.1景区 ........................................ ........................................... ........................................... .. (12)1.5.2宾馆酒店 ........................................ ........................................... ..........................................131.5.3旅游线路 ........................................ ........................................... ..........................................15 2验票终端 ........................................ ........................................... . (17)1 WEB端图1-1 WEB端主页1.1会员模块图1-2 会员注册入口2进入系统，点击会员注册，输入邮箱地址与登录密码即可。
网络安全守则说明书
网络安全守则说明书随着互联网的快速发展，网络安全问题日益突出。
为了保护个人隐私、维护网络秩序，我们需要遵守一系列网络安全守则。
本文将详细介绍网络安全守则的内容和要求，以帮助广大网民更好地保护自己的网络安全。
一、密码安全1.1 设置强密码为了保护个人账户的安全，我们应该设置强密码。
强密码应包含字母、数字和特殊字符，并且长度不少于8位。
避免使用常见的密码，如生日、电话号码等。
1.2 定期更换密码为了防止密码被破解，我们应定期更换密码，建议每三个月更换一次。
同时，不要在多个网站使用相同的密码，以免一旦密码泄露，其他账户也会受到威胁。
1.3 谨防钓鱼网站在输入密码时要注意确认网站的安全性，避免输入密码到钓鱼网站中。
钓鱼网站通常伪装成正规网站，目的是窃取用户的账号和密码信息。
二、信息安全2.1 谨慎分享个人信息个人信息是我们的隐私，不应随意分享。
在社交媒体上，我们应该仔细选择分享的内容，避免透露过多个人敏感信息，如身份证号码、家庭住址等。
2.2 警惕网络诈骗网络诈骗手段繁多，我们应提高警惕，不轻信陌生人的请求。
遇到可疑链接或信息时，不要随意点击或回复，以免受到诈骗攻击。
2.3 加强隐私设置在使用社交媒体和其他在线平台时，我们应该合理设置隐私选项，控制自己的个人信息对外的可见程度。
避免将个人信息暴露给不必要的人。
三、网络购物安全3.1 选择正规平台在进行网络购物时，我们应选择正规的购物平台，避免购买假冒伪劣产品。
可以通过查看平台的信誉评价、客户评价等方式，选择可信赖的商家。
3.2 注意商品详情在购买商品前，我们应仔细阅读商品的详情介绍、价格、售后服务等信息。
避免盲目购买，以免上当受骗。
3.3 安全支付在进行网上支付时，我们应选择安全可靠的支付方式，如支付宝、微信支付等。
避免使用不明来源的支付渠道，以免个人财产受损。
四、网络社交安全4.1 尊重他人隐私在网络社交中，我们应尊重他人的隐私，不随意传播他人的个人信息。
支付宝：与PayPal的ESG表现差距多远？
068对比PayPal 的全球影响报告，支付宝的可持续发展报告仍有诸多可以改进的地方。
支付宝在企业ESG 方面更应该与PayPal 看齐，甚至去超越PayPal 的披露水准，以展示企业内部的治理水平与ESG 表现，展现出大企业应有的ESG 担当支付宝：与PayPal 的ESG 表现差距多远？文/董闻Corporate Governance Asia支付宝目前已发展成为中国最大的数字支付和数字金融科技平台，也是全球交易量最大的第三方支付公司。
2019年度，支付宝的总支付交易规模达111万亿，而2019年中国数字支付的交易总金额为201万亿。
这意味着，在国内的数字支付业务上，支付宝占据了超过55%的市场份额。
而从早前母公司蚂蚁集团上市被叫停，到身处反垄断风暴与金融监管，支付宝近来一直备受外界极高的关注。
在美股市场，可与支付宝对标的另一家以支付为核心业务的公司，是如今世界上使用范围最广的第三方支付公司，PayPal 。
两者的相似之处还在于，支付宝和PayPal 在成立之初，都分别依托淘宝和Ebay 两个电子商务平台，而实现了快速发展。
此后，两者都不断扩展其支付业务的范围，不再局限于电商这一服务场景。
根据2020年9月25日收盘价，PayPal 的市值为2197亿美元，与支付宝市场估值相近。
不过，在活跃用户数和交易规模上，支付宝的表现都明显优于PayPal 。
支付宝月度活跃用户超过7亿，月度活跃商家超过8000万，截至2020年6月30日的12个月期间，总支付交易规模达到118万亿元；而PayPal 截至2019年底，总活跃账户数为3.05亿，活跃商家数为2400万。
2019年的总支付交易规模为7120亿美元。
然而，当我们翻开支付宝该年度发布的《可持续发展报告》，却发现+ 亚洲公司治理069它与PayPal 相比，在ESG 信息披露表现上有着明显的差距。
ESG 披露表现对比对比支付宝的《可持续发展报告》和PayPal 该年度发布的《全球影响报告》（Global Impact Report ），两者的报告页数相近，但是在一页内容中所展示的信息密度产生了鲜明的差异。
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左一首页：
1、门头：搜素功能（左上，语音功能），右边通讯录+添加朋友，群聊，收钱，扫一扫
2、额头：扫一扫+付钱+收钱+卡包
3、上半身项目：记录习惯：转账，信用卡还款，充值，余额宝，淘票票，滴滴出行，芝麻信用，火车票，共享单车+更多（以及自由设定常用项目）
4、腰部：消息通知（能量+支付助手+小鸡+花呗+健康）等等
5、肚子：电影推荐+活动通知（红包领取）
6、大腿：惠支付：天天领红包+我的奖励金
7、小腿以下：天天特价
左二财富：
1、总资产+收益
2、理财方式：余额宝+定期理财+基金+黄金
3、老手：适合的理财方式：中间上面的延伸：工资理财+还贷管家+每周一读
4、新手：下面有理财新手推荐；基金，债券以及软文推荐文章
5、精选财富号：各大基金公众号和其他
中间口碑网：
1、主要是美食，电影等消费（类似美团等网站）+连接高德生态圈
2、外卖：收购的饿了么
3、滴滴出行（放这边什么鬼）
右二朋友
1、门头：搜素功能（左上，语音功能），右边通讯录+添加朋友
2、额头：
A:生活号=微信公众号
B:小程序：小黄车+来电（公众充电宝/充电口）/街电（捆绑推广）+电子执照+车保险+4sF 服务+找工作+家政服务+违章+社保等等
C:生活圈=朋友圈
3、往下是优酷会员
4、服务提醒（消息通知（能量+支付助手+小鸡+花呗+健康）等等）
5、信用卡办理等推荐
6、淘票票
7、朋友往来信息
8、吱声团队：朋友社交功能使用说明书（最下面，一般不注意）
右一：我的（余额宝为主）
从上到下：账号以及设置、蚂蚁会员及积分、账单、总资产、余额、余额宝、银行卡、芝麻信用、保险服务、花呗、蚂蚁借呗、网商银行、公益、娱乐宝（火了一时，现在垫底）。