中国银行总行招聘考试笔试试题(包含答案)

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中国银行招聘考试职业能力测验历年真题试卷及答案解析

中国银行招聘考试职业能力测验历年真题试卷及答案解析一、言语理解与表达(共20，分数：40.00)1.春秋、战国的确是中国历史上举足轻重的“盛世”，虽然政治上混乱不堪、军事上征战连绵，痛苦、泪水、鲜血始终纠缠着这一时期的人们，但对于思想、对于文化、对于科技等却是前所未有甚至空前绝后的“黄金时期”，甚至从无序的政治混沌角度着眼，旧有政治体系在激烈的社会变革中土崩瓦解，代之以更为先进、更加充满活力的新兴政治架构，亦不失为一种良性事实。

即使攻战杀伐不休的军事活动也催生出《孙子兵法》这样的“珍珠”，也用大国吞并小国的方式为中国大地注入了新鲜的血液。

如果乱世拥有的只是痛苦，那么璀璨的文明就无以诞生，也无以继复。

根据这段文字，可以推断出下列哪一选项为正确的?() A.乱世有痛苦，但也可以产生灿烂的文明，东晋十六国及南北朝时期虽然战祸连绵，但是文化、科技繁盛，所以不能完全否认其历史意义√B.弱肉强食的社会环境对中国的历史发展来说是正当的，因为它可以为中国不断注入新鲜的血液C.如果旧有政治体系在激烈的社会变革中土崩瓦解，国家将会变得更有活力、更加先进，所以动乱也有其合理的一面D.春秋、战国这样的“盛世”与唐朝盛世是完全不一致的。

前者主要体现在文化上、思想上、科技上。

后者则主要体现在平稳的政治上【解析】由文段最后一句话可知，选项A正确。

B项，文段并未表明“弱肉强食”的社会环境是否正当。

C项的因果关系文中并未体现。

D项无中生有。

2.或许你曾经在科幻小说里看到过“硅基生命"这个词，硅在元素周期表中排在碳的下面，砷在硅的下面。

人们一直幻想地外生命可能是以硅为基石的，不过科学界首次发现的类似取代并没有发生在碳上，而发生在磷上——天体生物学家菲莉莎?沃尔夫?西蒙带领的研究小组发现了一种能够完全以砷替换磷的细菌，它甚至可以将砷结合到其DNA中去。

所以这种新的生命被称为“砷基生命”。

实际上这种说法是错误的，新发现的生命仍然是碳基的，并不能被称为砷基。

中国银行总行招聘笔试试题+答案

2010年中国银行总行招聘笔试试题+答案第一部分：英语能力测试一、阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists. You would have seen 115,000 people buzzing with confidence and excitement. On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics. Instead, it was the 2003 Consumer Electronics Show, also known as CES, held in Jan. 9th –12th. No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件). Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion). This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times. The interest and innovation in PCs is nothing next to the action in other realms of high tech. As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site. Thanks to the severe decline in the PC industry, the 2002 Las Vegas Comdex was only half the size of its 2000 incarnation. The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters. But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer. There were 46 exhibitors in the alarm-clock category alone, and even an electric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made. This proliferation(丰富) of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television, which the Federal Communications Commission hopes to see completed by 2006.But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on. (As many seminar panelists observed, however, strides are being made in all those areas.)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Perso nal Object Technology (SPOT) software. Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-roommock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny. It’s only a matter of time before you'll see people rebooting their toasters.The digital camera models on display were cheaper, better and smaller than their predecessors. Olympus’s Stylus 400, for example, is a tiny, silver, pocketable wonder that takes four-megapixel photos (enough resolution for 13-by-19-inch prints). It’s due in the spring for $400.1. Why are 115,000 people buzzing with confidence and excitement?[A] They are truly strange people to feel overexcited at seeing new things.[B] They are going to be pleased by the passers-by.[C] They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2. The 2002 Las Vegas Comdex was held only half the size of its 2000 incarnation because ___________.[A] the industry lacks exciting innovations.[B] the industry slowed down its development.[C] the sale volume greatly shrank that year[D] its production declined for short of capital3. The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is the fastest developmental section in electronics industry[D] the exhibitors in the alarm-clock category are particularly active in displaying their products4. By 2006 it can be expected to __________according to paragraph 6.[A] reach those smaller booths.[B] see high-definition plasma television sets available on the US market[C] reach those smaller booths with the $10,000 plasma TV screens[D] proliferate wide screen sets in the USA5. The digital camera models on display __________________.are cheaper in price, and higher in quality than their predecessorsII. .are pocketable due to its being tiny in sizeIII. are all worthy of no more than 400 US dollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been usinglaser based analysis system to increase the understanding of the workings of the internal combustion engine. The laser has been incorporated into systems to measure drop size, velocity and vibration to name but a few. But few laser-based systems are able to aid the study of all these phenomena with the same system. The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD. The High Speed Imaging system comprises an Oxford Lasers LS20 Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second. The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis. The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light. Another feature of the system is the ability to focus down the light. This has two benefits. The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects. This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine. Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle. The second is the ability to shine the laser light down a fiber optic cable. This aids in the illumination of areas of the running engine very difficult to access by normal optics. This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them. The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing.6. How many uses of the laser-based analysis system does the author want to show us?[A] One [B] Two [C] Three [D] Much more than three7. Which of the following does the High Speed Imaging system comprise ________.[A] an Oxford Lasers LS20 Copper Vapor laser[B] 4540 Digital High Speed Motion Analysis system[C] DRAM memory allowing immediate play back of the recorded images for viewing[D] a High Speed Imagining Division of Oxford Lasers LTD.8. Which of the following is the main advantage of the laser flashes?[A] Keeping image contrast [B] getting rid of image blur[C] Increase the intensity of light [D] All is said in A, B, and C9. Which of the following uses is NOT TRUE according to the passage?[A] The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B] The air-flow can thus be made easier to be mapped with the laser.[C] The turning speed of the combustion engine can be accelerated by using vapor laser.[D] The exposure time of the camera can be reduced by the laser flashes.10. Which of the following can be the best title of the passage?[A]At the Speed of Light[B] A High Speed Imagining Division Made by the Oxford Lasers LTD.[C] A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years. My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final. When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why. At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home. Although she wasn't watching the match, she was listening to it on the radio.England won 4:2 and so my brothers and I ran to the post office. As we burst in, my mother was standing behind the counter. She was waiting to sell us a very special limited edition with ENGLAND WINNERS on each stamp. We were over the moon.We still have it today, and perhaps it is worth a lot of money.11. This passage mainly tells us __________.A. the author and her brother used to like stamps very muchB. the author had a very kind motherC. the author and her brother had an unforgettable experience in collecting stampsD. their mother used to support them by working in the post office12. According to the passage, her mother worked in the post office ________.A. during the weekB. on SaturdaysC. on SundaysD. for six days13. Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why. Why do you think she did that?A. She wanted to give them a surprise.B. She doubted if she would get the stamps.C. She forgot to do that.D. She thought it unnecessary to tell them the reason.14. What does the sentence "We were over the moon." mean?A. We jumped high.B. We were extremely happy about it.C. We watched the moon for a long time.D. We couldn't sleep the whole night.15. What is the best title for this passage?A. My Childhood.B. My Mother.C. A Precious Stamp.D. A Memorable Experience in Collecting Stamps.答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings. What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signa ls from the body’s sensors and interpreting what must be happening—that your brain must have moved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds. Each eye contains about 120 million rods, which provide somewhat blurry black and white vision. These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones. Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue.Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve. We see an image for a fraction of a second longer than it actually appears. In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture. Like apparent motion, color vision is also subject to unusual effects. When day gives way to night, twilight brings what the poet T.S. Eliot called “the violet hour.” A light levels fall, the rods become progressively less responsive. Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” col or—white, not red. Our eyes are constantly comparing an object against its surroundings. They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color. Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp. As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so smalla space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year. The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thin powder fuse that burns steadily and haltingly until it finally reaches the charge and explodes.”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends. Rapid growth is a comparatively recent phenomenon. Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history. For most of our ancestors, life was hard, often nasty, and very short. There was high fertility in most places, but this was usually balanced by high mortality. For most of human history, itwas seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods. Often, societies were in clear danger of extinction because death rates could exceed their birthrates. Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice. Not only does it put the current problems of demographic growth into a historical perspective, but it suggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD. 1650. In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650. Between 1650 and the present, the population has increased from 500 million to more than 4 billion. And it is estimated that by the year 2000 there will be 6.2 billion people throughout the world. One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable. Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year. At present, this number is added every six hours. The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A.A virtually stable or slightly decreasing period and then a sudden explosion of population.B.A slow growth for a long time and then a period of rapid, dramatic increase.C.Too many people on earth and a few rapid increase in the number added each year.D.A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A.only one in ten persons could live past 40.B.there was higher mortality than fertility in most places.C.it was too dangerous to have babies due to the poor conditions.D.our ancestors had little enthusiasm for more children.答案：B23.Which statement is true about population increase?A.There might be an increase of 2.2 billion persons from now to the year 2000.B.About 50,000 babies are born every six hours at present.C.Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D.The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24.The author of the passage intends to___.A.warn people against the population explosion in the near future.pare the demographic growth pattern in the past with that after 1650.C.find out the cause for rapid increase in population in recent years.D.present us a clear and complete picture of the demographic growth.答案：D25.The word “demographic” in the first parag raph means___.A.statistics of human.B.surroundings study.C.accumulation of human.D.development of human.答案：A资料6：On the 36th day after they had voted, Americans finally learned Wednesday who would be their next president: Governor George W. Bush of Texas.Vice President Al Gore, his last realistic avenue for legal challenge closed by a U. S. Supreme Court decision late Tuesday, planned to end the contest formally in a televised evening speech of perhaps 10 minutes, advisers said.They said that Senator Joseph Lieberman, his vice presidential running mate, would first make brief comments. The men would speak from a ceremonial chamber of the Old Executive office Building, to the west of the White House.The dozens of political workers and lawyers who ha d helped lead Mr. Gore’s unprecedented fight to claw a come-from-behind electoral victory in the pivotal state of Florida were thanked Wednesday and asked to stand down.“The vice president has directed the recount committee to suspend activities,” William Daley, the Gore campaign chairman, said in a written statement.Mr. Gore authorized that statement after meeting with his wife, Tipper, and with top advisers including Mr. Daley.He was expected to telephone Mr. Bush during the day. The Bush campaign kept a low profile and moved gingerly, as if to leave space for Mr. Gore to contemplate his next steps.Yet, at the end of a trying and tumultuous process that had focused world attention on sleepless vote counters across Florida, and on courtrooms form Miami to Tallahassee to Atlanta to Washington the Texas governor was set to become the 43d U. S. president.The news of Mr. Gore’s plans followed the longest and most rancorous dispute over a U. S. presidential election in more than a century, one certain to leave scars in a badly divided country.It was a bitter ending for Mr. Gore, who had outpolled Mr. Bush nationwide by some 300000 votes, but, without Florida, fell short in the Electoral College by 271votes to 267—the narrowest Electoral College victory since the turbulent election of 1876.Mr. Gore was said to be distressed by what he and many Democratic activists feltwas a partisan decision from the nation’s highest court.The 5-to –4 decision of the Supreme Court held, in essence, that while a vote recount in Florida could be conducted in legal and constitutional fashion, as Mr. Gore had sought, this could not be done by the Dec. 12 deadline for states to select their presidential electors.James Baker 3rd, the former secretary of state who represented Mr. Bush in the Florida dispute, issued a short statement after the U. S. high court ruling, saying that the governor was “very pleased and gratified.”Mr. Bush was planning a nationwide speech aimed at trying to begin to heal the country’s deep, aching and v aried divisions. He then was expected to meet with congressional leaders, including Democrats. Dick Cheney, Mr. Bush’s ruing mate, was meeting with congressmen Wednesday in Washington.When Mr. Bush, who is 54, is sworn into office on Jan.20, he will be only the second son of a president to follow his father to the White House, after John Adams and John Quincy Adams in the early 19th century.Mr. Gore, in his speech, was expected to thank his supporters, defend his hive-week battle as an effort to ensure, as a matter of principle, that every vote be counted, and call for the nation to join behind the new president. He was described by an aide as “resolved and resigned.”While some constitutional experts had said they believed states could present electors as late as Dec. 18, the U. S. high court made clear that it saw no such leeway.The U.S. high court sent back “for revision” to the Florida court its order allowing recounts but made clear that for all practical purposes the election was over. In its unsign ed main opinion, the court declared, “The recount process, in its features here described, is inconsistent with the minimum procedures necessary to protect the fundamental right of each voter.”That decision, by a court fractured along philosophical lines, left one liberal justice charging that the high court’s proceedings bore a political taint. Justice John Paul Stevens wrote in an angry dissent:” Although we may never know with complete certainty the identity of the winner of this year’s presidential el ection, the identity of the loser is perfectly clear. It is the nation’s confidence in the judge as an impartial guardian of the law.”But at the end of five seemingly endless weeks, during which the physical, legal and constitutional machines of the U. S. election were pressed and sorely tested in ways unseen in more than a century, the system finally produced a result, and one most Americans appeared to be willing at lease provisionally to support. The Bush team welcomed the news with an outward show of restraint and aplomb. The governor’s hopes had risen and fallen so many times since Election night, and the legal warriors of each side suffered through so many dramatic reversals, that there was little energy left for celebration.26 The main idea of this passage is[A]. Bush’s victory in presidential election bore a political taint.[B]. The process of the American presidential election.[C]. The Supreme Court plays a very important part in the presidential election.[D]. Gore is distressed.27 What d oes the sentence “as if to leave space for Mr. Gore to contemplate his next step” mean[A]. Bush hopes Gore to join his administration. [B]. Bush hopes Gore to concede defeat and to support him.[C]. Bush hopes Gore to congraduate him. [D]. Bush hopes Gore go on fighting with him.28 Why couldn’t Mr. Gore win the presidential election after he outpolled Mr. Bush in the popular vote? Because[A]. the American president is decided by the supreme court’s decision. [B]. people can’t directly elect their p resident.[C]. the American president is elected by a slate of presidential electors. [D]. the people of each state support Mr. Bush.29 What was the result of the 5—4 decision of the supreme court?[A]. It was in fact for the vote recount. [B]. It had nothing to do with the presidential election.[C]. It decided the fate of the winner. [D]. It was in essence against the vote recount.30 What did the “turbulent election of 1876” imply?[A]. The process of presidential election of 2000 was the same as that.[B]. There were great similarities between the two presidential elections (2000 and 1876).[C]. It was compared to presidential election of 2000. [D]. It was given an example.答案：A B C D B二、完型填空Business and government leaders also consider the inflation rate to be an important general indicator. Inflation is a period of increased __1__ that causes rapid rises in prices. __2__ your money buys fewer goods so that you get less for the same amount of money as before, inflation is the problem. There is a general rise __3__ the price of goods and services. Your money buys less. Sometimes people describe inflation as a (n) __4__ when "a dollar is not worth a dollar anymore".Inflation is a problem for all consumers. People who live on a fixed income are hurt the ___5__. Retired people, for instance, cannot __6__ on an increase in income as prices rise. Elderly people who do not work face serious problems in stretching their incomes to __7___ their needs in time of inflation. Retirement income __8__ any fixed income usually does not rise as fast as prices. Many retired people must cut their spending to keep up with rising prices. In many cases they must stop __9__ some necessary items, such as food and clothing. Even for working people whose incomes are going up, inflation can be a problem. The __10__ of living goes up, too. People who work must have even more money to keep up their standard of living. Just buying the things they need costs more. When incomes do not keep __11__with rising prices, the standard of living goes down. People may be earning the same amount of money, but they are not living __12__ because they are not able to buy as many goods and services.Government units gather information about prices in our economy and publish it as price indexes __13___ the rate of change can be determined. A price index measures changes in prices using the price for a __14__ year as the base. The base price is set at100, and the other prices are reported as a __15__ of the base price.A price index makes it possible to compare current prices of typical consumer goods, for example, with prices of the same goods in previous years.1. A. spending B. demanding C. consuming D. saving2. A. Because B. While C. Since D. When3. A. in B. on C. at D. to4. A. chance B. time C. moment D. occasion5. A. best B. least C. most D. worst6. A. rely B. rest C. depend D. count7. A. meet B. obtain C. care D. acquire8. A. or B. and C. excluding D. including9. A. to buy B. buying C. having bought D. from buying10. A. price B. level C. cost D. standard11. A. race B. pace C. speed D. step12. A. as usual B. as such C. as before D. as well13. A. in which B. of which C. from which D. by which14. A. given B. last C. fixed D. definite15. A. portion B. percentage C. proportion D. fraction参考答案： ADABC DAABC BDCAB三、字词理解1. The forecast for this evening is wind and rain, theoutlook for tomorrow is fine and sunny.A. out of handB. on every handC. on the other handD. on all hands答案：C2. - I wonder if you could help me.- _________________________________.A. I couldB. Yes, I doC. No, not at allD. Of course答案：D3. She paid the builder _________ the gate.A. to repairB. repairC. repairingD. repaired。

中国银行招聘笔试试题及参考答案

中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在6个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有()。

A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠()。

A、规模经济D、减少供给标准答案：B5、我国衡量收益合理性的指标包括()。

A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,DB、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是()。

A、利率和汇率B、抵押和限制条款C、合同和信用证D、交易商制度和规模经济标准答案：B13、菲利普斯曲线所反映的物价水平与就业的矛盾关系是()。

C、欧元市场D、境外货币市场标准答案：D15、卖方信贷的直接结果是()。

A、卖方能高价出售商品B、买方能低价买进商品C、卖方能以延期付款方式售出设备17、布雷顿森林体系瓦解后，主要资本主义国家普遍实行()A、固定汇率制B、浮动汇率制C、钉住汇率制D、联合浮动标准答案：B18、如果一国货币贬值，则会引起()C、出口增加，进口增加D、出口减少，进口减少标准答案：B20、SDR2是()A、欧洲经济货币联盟创设的货币B、欧洲货币体系的中心货币C、IMF创设的储备资产和记帐单位22、收购国外企业的股权达到10%以上，一般认为属于()A、股票投资B、证券投资C、直接投资D、间接投资标准答案：C23、汇率不稳有下浮趋势且在外汇市场上被人们抛售的货币是()A、非自由兑换货币B、硬货币C、软货币D、自由外汇标准答案：C24、从长期讲，影响一国货币币值的因素是()标准答案：B、C26、一项国际租赁交易必须涉及到()。

中国银行招聘考试笔试真题及答案

中国银行招聘考试笔试真题及答案江苏权威银行培训机构天梯金融培训独家汇编一.单项选择题1.国际收支全面反映一国的对外( )关系。

A.政治B.经济C.军事D.文化科技2.各国政府可以根据本国的需要调整纸币的( )。

A.铸币平价B.金平价C.购买力平价D.黄金输送点3.资本国际流动更多采取的是( )形式。

A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲金融危机，最终演变为冲击全球的金融动荡。

A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。

A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。

A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。

A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。

A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。

A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。

A、外国债券的付息方式一般与当地国内债券相同。

B、欧洲债券不受面值货币国或发行市场所在地的法律限制。

C、由国际性承销辛迪加承销的国际债券称为欧洲债券。

D、外国债券不受所在地国家证券主管机构的监管。

11.抛补套利实际是( )相结合的一种交易。

A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和山口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。

中国银行历年招聘考题试卷及答案

中国银行招聘考题笔试试卷及解答一.单项选择题1.国际收支全面反映一国的对外( )关系。

A.政治B.经济C.军事D.文化2.各国政府可以根据本国的需要调整纸币的( )。

A.铸币平价B. 平价C.购买力平价D.黄输送点3.资本国际流动更多采取的是( )形式。

A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲融危机，最终演变为冲击全球的融动荡。

A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。

A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。

A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。

A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。

A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。

A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。

A、外国债券的付息方式一般与当地国内债券相同。

B、欧洲债券不受面值货币国或发行市场所在地的法律限制。

C、由国际性承销辛迪加承销的国际债券称为欧洲债券。

D、外国债券不受所在地国家证券主管机构的监管。

11.抛补套利实际是( )相结合的一种交易。

A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。

B. 外币债务人和进口商在预测外币汇率将要下降时，争取提前付汇，以免受该计价货币贬值的风险。

中国银行招聘笔试试题及答案

中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在6个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有()。

A、做即期外汇交易买进欧元B、做远期外汇交易卖出欧元C、买进欧元看跌期权D、做欧元期货空头套期保值E、做货币互换交易标准答案：B,C,D解析：即期外汇交易适用于进口场合，货币互换交易适用于长期对外借贷场合。

2、证券现场检查的重点是()。

A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠()。

A、规模经济B、加强管理C、控制支出D、降低交易额标准答案：A4、治理通货膨胀首先要()。

A、刺激需求B、控制需求C、增加供给D、减少供给标准答案：B5、我国衡量收益合理性的指标包括()。

A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率标准答案：A,B,C,D6、可在签约时采用的汇率风险管理方法有()。

A、即期外汇交易B、贷款和投资C、保险D、选择有利的合同货币E、加列合同条款标准答案：D,E7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,D8、我国商业银行全面实行资产负债比例管理是在()年。

A、1997年B、1998年C、1999年D、2000年标准答案：B9、金融相关比率是指某一时点上()A、金融资产存量与国民财富之比B、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献D、对长期经济平均增长水平的总体贡献标准答案：D11、证券交易所的证券交易原则是()。

A、公开、公平、公正B、价格优先、时间优先C、公开报价、电子配对D、金额大者先行交易标准答案：B12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是()。

中国银行总行招聘笔试试题答案

中国银行总行招聘笔试试题+答案中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the Las Vegas Comdex was only half the size of its incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even anelectric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富)of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television,which the Federal Communications Commission hopes to see completed by .But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example,is a tiny, silver, pocketable wonder that takesfour-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by thepassers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The Las Vegas Comdex was held only half the size of its incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short ofcapital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is thefastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display__________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in size III．are all worthy of no more than 400 USdollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity andvibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laserlight down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． Allis said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother wasstanding behind the counter．She was waiting tosell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stamps D．their mother used to support them by workingin the post office12．According to the passage, her mother workedin the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must havemoved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliotcalled “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thinpowder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, life was hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but itsuggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year .B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D．The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24．The author of the passage intends to___.A．warn people against the population explosionin the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human. B．surroundings study. C．accumulation of human. D．development of human. 答案：A。

中国银行集团银行招聘笔试试题及答案

中国银行集团银行招聘笔试试题及答案试题一：财务管理
1. 请简要说明资产负债表的作用和主要内容。

资产负债表（Balance Sheet）反映了一个企业在某一特定日期上的资产、负债和所有者权益的状况。

它用以体现企业的负债结构和资产配置情况，为分析企业的财务状况和经营能力提供依据。

主要内容包括：
- 资产类别：固定资产、流动资产等。

- 负债类别：长期负债、流动负债等。

- 所有者权益：股东权益、资本等。

2. 请解释利润表的定义和用途。

- 衡量企业的盈利水平和经营能力。

- 为内外部利益相关者提供信息依据，如股东、投资者、债权人等。

试题二：经济学基础
1. 请简述供给和需求的关系。

供给和需求是经济学中最基本的概念，它们相互作用决定了商品和服务的市场价格和数量。

供给表示生产者愿意提供的一种商品或服务的数量，而需求表示消费者愿意购买的数量。

供给和需求之间的关系通过市场作用机制得以体现，当供给大于需求时，价格往往下降；相反，当需求大于供给时，价格往往上升。

2. 请说明市场的四种类型。

一般情况下，市场可以分为以下四种类型：
- 完全竞争市场：存在许多卖方和买方，产品具有同质性，市场参与者无法通过价格操纵市场。

- 垄断市场：市场中只有一个卖方，它可以通过控制产品的价格和供应量来影响市场。

- 寡头垄断市场：市场中存在少数几个卖方，他们控制着大部分市场份额。

- 寡占市场：市场中存在多个卖方，但其中某些卖方控制着较大的市场份额。

以上为中国银行集团银行招聘笔试试题及答案的部分内容，希望对您有所帮助。

2023中国银行笔试题及答案

2023中国银行笔试题及答案一、单选题（每题2分，共计40分）1. 以下哪个选项不属于我国五大国有商业银行？A. 中国银行B. 中国建设银行C. 中国农业银行D. 中信银行答案：D2. 以下哪个货币不是我国的法定货币？A. 人民币B. 美元C. 欧元D. 港元答案：B3. 中国人民银行的主要职能不包括以下哪项？A. 制定和实施货币政策B. 监督和管理金融市场C. 代理国库D. 提供个人贷款服务答案：D4. 以下哪个选项不是银行业监管的基本原则？A. 安全性B. 效率性C. 公平性D. 稳健性答案：C5. 在银行业务中，以下哪项不属于银行对客户的义务？A. 保护客户隐私B. 提供优质的金融服务C. 收取合理的费用D. 未经客户同意泄露客户信息答案：D二、多选题（每题3分，共计30分）6. 以下哪些属于中国银行的核心价值观？A. 诚信B. 专业C. 创新D. 服务答案：ABCD7. 以下哪些属于我国金融监管部门的职责？A. 制定和实施金融政策B. 监督和管理金融机构C. 防范和化解金融风险D. 维护金融市场的稳定答案：ABCD8. 以下哪些属于银行理财产品的特点？A. 收益稳定B. 风险可控C. 流动性较好D. 投资渠道广泛答案：ABCD9. 以下哪些属于银行信用卡的功能？A. 消费支付B. 分期付款C. 积分兑换D. 短期借款答案：ABCD10. 以下哪些属于银行不良贷款的成因？A. 信用风险B. 市场风险C. 操作风险D. 法律风险答案：ABCD三、判断题（每题2分，共计20分）11. 中国银行是全球最大的银行之一。

（对/错）答案：对12. 银行理财产品可以替代存款。

（对/错）答案：错13. 银行信用卡可以透支消费。

（对/错）答案：对14. 银行不良贷款率越高，银行的风险越大。

（对/错）答案：对15. 银行存款利率下调，会导致居民存款意愿下降。

（对/错）答案：对四、案例分析题（每题10分，共计30分）16. 某公司计划进行一项新项目的投资，该项目的预期收益率为15%，风险较高。

强烈推荐中国银行招聘笔试试题及答案.doc

中国银行招聘笔试试题及答案专业知识不定项选择题K 一家美国公司将在6个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有0。

做即期外汇交易买进欧元B、做远期外汇交易卖出欧元买进欧元看跌期权做欧元期货空头套期保值E、做货币互换交易标准答案：BCD解析：即期外汇交易适用于进口场合，货币互换交易适用于长期对外借贷场合。

证券现场检查的重点是()。

盈利风险Cs 财务标准答案：D3、解决交易成本问题的办法是靠()。

规模经济加强管理Cs 控制支出降低交易额标准答案：A治理通货膨胀首先要()。

刺激需求B、控制需求増加供给减少供给标准答案：B5.我国衡量收益合理性的指标包括()。

B 、资产安全性收入增长率和支出増长率标准答案:ABCD可在签约时采用的汇率风险管理方法有()。

即期外汇交易贷款和投资选择有利的合同货币标准答案:UE7、下列厲于银行市场运营监管的主要内容是()A. 资本充足性A、资本利润率 B 、资产利润率C. 贷款损失准备提取比例E 、加列合同条款Cs 保险c.流动适度性D.收益合理性E、运营效率性标准答案：ABCD我国商业银行全面实行资产负债比例管理是在()年。

1997 年1998 年Cs 1999 年2000 年标准答案：B金融相关比率是指某一时点上()金融资产存量与国民财富之比B、金融资产增量与国民财S之比金融资产存量与对外净资产之比金融资产增量与政府财政之比标准答案：A10.金融发展对经济增长和发展最重要的作用是0B、对稳定经济活动的贡献C.对稳定收入的贡献D.对长期经济平均增长水平的总体贡献标准答案：DIls证券交易所的证券交易原则是0。

公开、公平.公正价格优先、时间优先公开报价.电子配对金额大者先行交易标准答案：B12.可以用来解决金融市场逆向选择和道德危害的两个重要工具是0。

Ax利率和汇率B、抵押和限制条款Cs合同和信用证D.交易商制度和规模经济标准答案：B13.菲利普斯曲线所反映的物价水平与就业的矛盾关系是0。

中国银行笔试真题

中国银行笔试真题题目一：简答题1.请简述商业银行与非银行金融机构的区别。

答：商业银行是指经营存款、发放贷款、办理支付结算、发行票据等一般银行业务的金融机构。

商业银行的主要特点是具有法定的储备金存款义务和资金创造能力。

而非银行金融机构则是指除商业银行、证券公司、保险公司和信托公司以外的金融机构，如金融租赁公司、担保公司、融资租赁公司等。

非银行金融机构通常不具备储备金存款义务，而且其资金来源主要是通过借入来满足业务需要。

此外，商业银行一般是以经济利润为导向，而非银行金融机构则更多地注重社会效益。

2.请简述商业银行的风险管理措施。

答：商业银行的风险管理措施包括信用风险管理、市场风险管理和操作风险管理等方面的措施。

–信用风险管理：商业银行应建立完善的信贷风险管理体系，包括风险评估、授信审批、贷后监管等环节。

此外，还要加强对借款人的信用调查和反欺诈措施。

–市场风险管理：商业银行应建立市场风险管理体系，包括利率风险管理、外汇风险管理等。

需要制定有效的市场风险监测和控制机制，加强对流动性风险的管理。

–操作风险管理：商业银行应加强对操作风险的管理，包括内部控制、合规风险管理等。

需要建立健全的内部控制制度，防止违规操作和内部失职等情况的发生。

题目二：计算题某银行存款利率为年利率5%，现有一客户在该银行存入了1万元，存款期限为3年，利滚利计算（即每年的利息会在下一年计入本金）。

请计算该客户最终到期能够取出的本金和利息总额。

答：根据利滚利计算，3年期的存款每年的利息都会计入本金。

所以，第一年的利息为10000 * 5% = 500元，本金加利息总额为10500元。

第二年的利息为10500 * 5% = 525元，本金加利息总额为11025元。

第三年的利息为11025 * 5% = 551.25元，本金加利息总额为11576.25元。

所以，该客户最终到期能够取出的本金和利息总额为11576.25元。

题目三：案例分析某银行推出一款名为“快捷支付”的产品，该产品支持客户通过手机快捷方便地进行转账、缴费、理财等操作。

2023年中国银行校园招聘考试真题

2023年中国银行校园招聘考试真题（满分100分时间120分钟）一、单选题（每题只有一个正确答案，答错、不答或多答均不得分）1.如无特殊说明，公文正文中文字的颜色均为（）。

A.蓝色B.红色C.绿色D.黑色【答案】：D2.古人在造字之初，常使用象形的方法造字。

下列文字不是象形字的是（）。

A.日B.山C.男D.水【答案】：C3.五四运动爆发的导火线是（）A.巴黎和会上中国外交失败B.新文化运动的深入发展C.北大校长蔡元培辞职D.陈独秀被捕【答案】：A4.电商售假、流量偷跑、“天价青岛大虾”等现象的治本之策在于（）。

A.不断完善市场竞争规则B.消费者加强对企业监督C.建立健全社会信用制度D.经营者要树立质量意识【答案】：C1/ 125.下列不属于民商法调整的社会关系有（）。

A.何某与其所供职的公司之间发生的知识产权纠纷B.王某与其弟弟之间因继承发生的纠纷C.李某与某派出所因罚款数额发生的纠纷D.甲、乙两公司之间发生的买卖合同纠纷【答案】：C6.下列选项中，不属于法国作家的是（）。

A.福楼拜B.拜伦C.巴尔扎克D.司汤达【答案】：B7.在公文收文办理流程中，为决策活动提供选择方案的流程是（）。

A.承办B.批办C.注办D.拟办【答案】：D8.俗语“物以稀为贵”所称的“贵”指的是商品的（）。

A.生产价格B.价格C.使用价值D.价值【答案】：B9.资本主义经济发展中，资本集中的直接后果是（）A.绝对剩余价值总量快速增长B.个别资本规模迅速扩大；C.社会总资本急剧增加；D.社会就业率明显提高；【答案】：B2/ 1210.某顾客到龙虾馆吃霸王餐，赊账300元，还和老板娘发生争吵。

店里的厨师甲、伙伴乙及合伙人丙、丁听说后气不过，连夜带着道具一起去追债，打伤了该顾客，还拿走了他身上的3700元钱，事发当天，这4人就被民警抓获。

对此，下列说法不正确的是（）。

A.4人应退还赃款，并赔偿该顾客的医药费等相关损失B.4人构成盗窃罪C.4人属于共犯D.4人行为构成抢劫罪【答案】：B11.需求是指（）。

中国银行笔试真题及答案

B中国进出口银行国家开发银行中国农业发展银行
C国家开发银行中国农业银行中国进出口银行
D中国农业发展银行国家开发银行中国邮政储蓄银行（答案：
B ）
6、下列哪一项不属于商业银行的“三性”原则？
A安全性B流动性C盈利性D政策性（答案：D ）
7、以下不属于金融衍生品的是：
A股票B远期C期货D期权（答案：A）
A健康保险B人寿保险C人身意外伤害保险D养老保险（答案：D ）
31、社会保险不包括下列哪一项：
A养老保险B失业保险C医疗保险D人寿保险（答案：D ）
32、保险公司的资金不能投资于：
A银行存款B买卖政府债券C投资基金D设立证券经营机构
（答案：D）
33、目前，我国保险行业专门的监管机构是：
A中国人民银行B中国银监会C中国证监会D中国保监会
A在我国国内发行、供国内投资者用人民币购买的普通股票
B在我国国内发行、以外币买卖的特种普通股票
C我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票
D我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票（答案：C）
14、下列属于香港股票市场价格指数的是：
A道琼斯工业指数B标准普尔股价指数C日经指数D恒生指数（答案：D）
3
22、下列哪一项不属于开放式基金的特点？
A没有固定规模
B无固定存续期限
C投资者可随时赎回
D全部资金用于长期投资（答案：D）
23、以下列哪一项为标的物的期货属于金融期货：
A玉米B股票C铜D石油（答案：B）
24、我国证券市场的主要监管机构是：
A中国银监会B中国证监会C中国保监会D中国财政部（答案：B）
A单身期B家庭成长期C家庭成熟期D退休期（答案：D）

中国银行总行招聘笔试行测试题及答案

中国银行总行招聘笔试行测试题及答案第二部分：行政能力测试1）言语理解1、政策和制度在相当程度上带人们的主观意志，或者说是人们意志作用的结果因此在宏观经济管理过程，行政调节方法运用得是否合理和科学，主要取决于人们主观上对客观事物的认识是否正确，取决于人们对客观规律和复杂的经济活动的了解和掌握程度。

这段文字的主旨是（）。

A、行政调节方法在客观经济管理中的局限性B、政策和制度在制定过程中存在不科学性C、应该用经济和法律其他调节方法取代行政调节方法D、政策和制度的正确与否，取决于其制定者的主观因素答案：A2、世界自然基金会的报告显示，如今生物物种消亡的速度比以往任何时候都快。

目前非洲有13000头犀牛，而原先在这片大陆上，这种庞然大物的数目曾达到100万头。

在非洲，河马的数量下降了95%，现在那里只有1300头河马，而在30年前，这种厚皮动物的数量达到29000头。

每年至少有800头河马的牙齿和肉在非洲被交易。

对这段的理解正确的是（）A、世界自然基金会的主要职能是关注和保护地球生物物种B、在过去的30年中全世界河马的数量已经下降了95%C、现在，物的消亡速度要大大快于其他种类的动物D、人类的活动是马数量急剧下降的主要原因答案：D3、关联交易和资金转移在其他国家是明令禁止的，而在中国，借壳上市却成了许多人股市淘金的捷径。

如果上市是为企业筹集资金，借壳也无可指责。

然而，看多了象蓝田这样的皮包公司的伎俩，我们不能不对股市上的概念打上几个问号。

下列陈述，不能从文意中得出的是（）。

A、通过借壳上市的方法可以为企业筹集资金B、为企业筹集资金不是皮包公司借壳上市的真正目的。

C、关联交易和资金转移在我国常有发生D、中国在现阶段应该取消借壳上市的做法答案：D4、因为存在城乡二元结构，同样的经济收入，在城市生活十分艰难，而在村却可能得舒适。

城市是市场化的，而地村却有相当部分非市场因素存在。

总体来讲，进城农民愿意接受很低的工作报酬，而就是因为农村生产劳动力的成本比城市低。

中国银行招聘考试笔试真题

中国银行招聘考试笔试真题本文档将提供一些中国银行招聘考试中可能出现的笔试真题，以供参考。

请注意，考试题目会根据不同的职位和年份而有所变化，因此以下题目仅供参考。

1. 选择题1. 下列哪个选项不是中国银行的主要业务范围?- A. 零售银行- B. 企业金融服务- C. 投资银行- D. 快递服务2. 以下哪个选项不是中国银行的主要竞争对手?- A. 中国工商银行- B. 中国建设银行- C. 中国农业银行- D. 中国邮政储蓄银行3. 以下哪个选项不是中国银行的官方网站?4. 中国银行的总行位于以下哪个城市?- A. 北京- B. 上海- C. 广州- D. 深圳5. 中国银行的股票代码是多少?- A.- B.- C.- D.2. 填空题1. 中国银行成立于1905年。

1905年。

2. 中国银行是中国最早的国有商业银行之一。

国有商业银行之一。

3. 中国银行的使命是为国家建设服务，为人民群众服务。

为国家建设服务，为人民群众服务。

3. 简答题请简要回答以下问题：1. 中国银行的核心价值观是什么？2. 请列举中国银行的一些产品和服务。

3. 中国银行的战略目标是什么？参考答案选择题1. D2. D3. C4. A5. A填空题1. 19052. 国有商业银行3. 为国家建设服务，为人民群众服务简答题1. 中国银行的核心价值观是"专业、创新、责任、共赢"。

2. 中国银行的产品和服务包括：个人存款、个人贷款、信用卡、企业贷款、国际结算等。

3. 中国银行的战略目标是成为全球领先的综合性金融服务提供商，并为客户提供个性化、高品质的金融产品和服务。

以上为中国银行招聘考试笔试真题的一部分，希望对您有所帮助。

请注意，以上答案仅供参考，请以实际考试为准。

祝您考试顺利！。

中国银行总行招聘考试笔试试题(包含答案)

中国银行总行招聘考试笔试试题第一部分：英语能力测试一、阅读理解Passage 1The angry woman stood on the station platform (月台). “The railway should pay me ￡14,” she said to Tony Jenks, the man in the booking office. “My ticket was for June 26th, and there was no ship from Jersey that night. My daughter and I had to stay in a hotel. It cost me ￡14.” Tony was worried. He remembered selling the woman a return ticket. “Come into the office, madam,” he said politely. “I’ll just check the Jersey timetable for June 26th.” The woman and her little girl followed him inside. She was quite right, as Tony soon discovered. There was no ship sailing on June 26th. How had he made such a careless mistake? Not knowing what to do, he smiled at the child. “You look sunburned (晒黑的),” he said to her. “Did you have a nice holiday in Jersey?”“Yes,” she a nswered shyly. “The beach was lovely. And I could swim too!” “That’s fine,” said Tony. “My little girl can’t swim a bit yet. Of course, she’s only three……” “I’m four,” the child said proudly. “I’llsoon be four and a half.” Tony turned to the mother. “I remember your ticket, madam,” he said. “But you didn’t get one for your daughter, did you?” “Er, well……” the woman looked at the child, “I mean —she hasn’t started school yet. She’s only four.” “A four-year-old child must have a ticket, madam. A child’s ret urn ticket to Jersey costs — let me see —￡15.50. So if you want the railway to pay ￡14 for your hotel, you will have to pay the railway ￡15.50 first. The law is the law, but since the fault was mine……” The woman stood up, took the child’s hand and left the office.1. A return ticket is a ticket that __________.A. allows a passenger to travel to a placeB. one buys when one returnsC. must be returned if one wants to get his money backD. allows a passenger to travel to a place and return later2. The man in the booking office mentioned the child’s ticket in order to __________.A. send the woman awayB. get back ￡15.50C. say sorry to the womanD. make clear the importance of the law3. According to the railway law, a child __________.A. must have a ticket just like a grown-upB. can not travel without a ticketC. below the age of four can travel without a ticketD. can travel with grown-ups without a ticket4. At last the woman got __________ from the railway booking office.A. ￡15.50B. ￡1.50C. ￡14D. nothing5. According to the passage, which of the following statements is TRUE?A. After checking the timetable Tony found there was a ship from Jersey on June 26th.B. Tony said sorry to the woman and paid her ￡14.C. The woman did not travel at all to Jersey with herdaughter to spend her holiday.D. It was clear that the woman was not honest.解答：D A C D DPassage 2Throughout history, people had dreamed about joining England and France together. Even Napoleon had a plan to dig a tunnel (隧道) and reach England. One of the first people who tried to dig a tunnel under the Channel was a French engineer called Albert Mathieu. His tunnel failed.In 1881, Colonel Beamont and Captain English from Britain also tried to dig a tunnel. Their tunnel went six kilometers into the Channel. Queen Victoria stopped them and said it was dangerous to connect with France. It was a very good tunnel, and it is still there today.The new tunnel (ready in 1993) is, in fact, three tunnels-two for trains and a “service tunnel” for fresh air to go in and for men who take care of the tunnels. The tunnels are fifty kilometers long, forty meters under water. Forty kilometers of tunnel are under the sea itself. They are the longest undersea tunnels in the world. Trains travelthrough the tunnels at 160 km/h. People drive their cars onto trains and the trains take them through the tunnel. Each train takes 1,500 people and there are trains every ten minutes.A special radio station called Channel Channel has started, because it is impossible to receive normal radio signals (信号) when you are under the sea. The station sends news to keep people up-to-date with the “world outside”while they are in the tunnel.6. What was people’s dream about England and France?A. Napoleon could reach England.B. Napoleon could dig a tunnel for them.C. Albert Mathieu would succeed.D. England and France could be joined together.7. Which is TRUE about the tunnel building in 1881?A. The tunnel went six kilometers from France.B. Tunnel-building was a dangerous job.C. The old tunnel is still under the sea.D. The queen agreed to the digging plan.8. What’s the traveling like in the tunnel?A. Trains and cars can travel at 160 km/h.B. People can travel by trains through two tunnels.C. It takes ten minutes to go through the tunnel by train.D. People can drive their cars or take trains through the tunnel.9. Channel Channel has started to _________.A. tell people what the date isB. send news about people in the tunnelC. tell people news about the outside worldD. receive radio signals of the outside world10. The passage mainly tells us _________.A. the history of the Channel tunnelB. the importance of the Channel tunnelC. it’s hard work to dig an undersea tunnelD. the people who tried to dig the Channel tunnel解答：D C B C APassage 3Opportunities for rewarding work become fewer for both men and women as they grow older. After age 40, job hunting becomes even more difficult. Many workers stay at jobs they are too old for rather than face possible rejection. Our youth-oriented, throw-away culture sees little value inolder people. In writer Lilian Hellman's words, they have "the wisdom that comes with age that we can't make use of." Unemployment and economic need for work is higher among older women, especially minorities, than among younger white women.A national council reports these findings: Though unemployed longer when seeking work, older women job-hunt harder, hold a job longer with less absenteeism (缺勤), perform as well or better, are more reliable, and are more willing to learn than men or younger women. Yet many older women earn poor pay and face a future of poverty in their retirement years. When "sexism meets ageism, poverty is no longer on the doorstep - it moves in," according to Tish Sommers, director of a special study on older women for the National Organization for Women.Yet a 1981 report on the White House Conference on Aging shows that as a group, older Americans are the "wealthiest, best fed, best housed, healthiest, most self-reliant older population in our history." This statement is small comfort to those living below the poverty line, but it does explode some of the old traditional beliefs and fears. Opportunities for moving in and up in a large company may shrink but many older people begin successful small businesses, volunteerin satisfying activities, and stay active for many years. They have few role models because in previous generations the life span was much shorter and expectations of life were fewer. They are ploughing new ground.Employers are beginning to recognize that the mature person can bring a great deal of stability and responsibility to a position. One doesn't lose ability and experience on the eve of one's 65th or 70th birthday any more than one grows up instantly at age 21. （ 348 words ）11. After the age of 40, ______.A. most workers are tired of their present jobsB. many workers tend to stick to their present jobsC. people find their jobs more rewarding than beforeD. people still wish to hunt for more suitable jobs12. From Hellman's remark, we can see that ______.A. full use has been made of the wisdom of older peopleB. the wisdom of older people is not valued by American societyC. older people are no less intelligent than young peopleD. the wisdom of older people is of great value to American society13. Tish Sommers argues that ______.A. older women find it hard to escape povertyB. older women usually perform better in their jobsC. the major cause of the poverty of older women is sexismD. more people have come to believe in sexism and ageism14. According to the third paragraph, it can be seen that older Americans ______.A. have more job opportunities than young peopleB. live below the poverty lineC. have new opportunities to remain active in societyD. no longer believe in the promise of a happy life upon retirement15. It can be concluded from the passage that the writer ______.A. calls attention to the living conditions of older AmericansB. believes that the value of older people is gaining increasing recognitionC. attempts to justify the youth-oriented, throw-away culture of the United StatesD. argues people should not retire at the age of 65 or 70 解答：BBACB二、完型填空Mark Twain （马克.吐温）, a famous__1__ writer, liked to play jokes on others. But once on him a joke was played. One day Mark Twain__ 2__ to give a talk in a small town. At lunch he met a young man, one of his friends. The young man said that he had an uncle with him. He told Mark Twain that his uncle never laughed__ 3__ smiled and that nobody and__ 4__ was able to make his uncle smile or laugh. “You__ 5__ your uncle to my talk tonight,” said Mark Twain, “I’m sure I can make him laugh.” That evening the young man and his uncle sat__ 6__ . Mark Twain began to speak. He told several funny stories. This made everyone in the hall laugh.__ 7__ the old man never ever smiled. Mark Twain told more funny stories, but the old man still kept quiet. Finally Mark Twain stopped. He was quite__ 8__ . Several days later, Mark Twain told another friend__ 9__ his about what had happened that night. “Oh,” said his friend, “I know about that old man. He__10__ deaf for years.” (190)1、A. AmericaB. AmericanC. AmericanismD. Americana2、A. invitedB. were invitedC. was invitedD. had been invited3、A. andB. soC. butD. or4、A. anythingB. nothingC. somethingD. everything5、A. takeB. fetchC. bringD. carry6、A. in a frontB. in frontC. in the front ofD. in front of7、A. SinceB. ButC. WhileD. So8、A. disappointB. disappointingC. disappointmentD. disappointed9、A. ofB. fromC. inD. among10、A. beB. had beenC. has beenD. was解答：B C D B C B B D A C三、字词理解1. My roommate lost a lot of weight ____ every day.A. to exerciseB. with exerciseC. for exerciseD. by exercising解答：D2. It was Smith who called while I was out.A. no other butB. no other thanC. no one thanD. none other than解答：D3. We students should learn to be good citizens. A crime may ____ cause lifelong regret.A. howeverB. otherwiseC. necessarilyD. absolutely解答：A4. As it turned out to be a small house party, we so formally.A. need not have dressed upB. must not have dressed upC. did not need to dress upD. must not dress up解答：A5. You cannot be ____ careful when you drive a car.A. veryB. soC. tooD. enough解答：A6. Amoebas are small to be seen without a microscope.A. far tooB. far andC. so farD. as far as解答：A7. The nectarine is a fruit __ like a peach.A. asB. muchC. andD. to解答：B8. __ kinds of dinosaurs were dying out all through the Age of Reptiles is true.A. SomeB. Some wereC. When someD. That some解答：D9. The physicist has made a discovery,____of great importance to the progress of sci-ence and technology. A. I think which is B. that I think isC. which I think isD. which I think it is解答：B10. He noticed the helicopter hovering over the field. Then to his astonishment, he saw a rope ladder_________out and three men climbing down it.A. throwingB. being thrownC. having thrownD. having been thrown解答：B11. _____ this instrument should have put its work permit number on the box.A. Who checkedB. Whoever inspectedC. No matter who examinedD. Those who estimates解答：B12._________to blame for the many troubles you have encountered.A. It is notIwhoamB. It is notIthatisC. It is not me who amD. It is not me that is解答：A13. I am sure I can help you find ____ bed for your new house, but now I’m heading for____ bed and ____ good sleep.A. a , a , theB. a , / , aC. the , a , aD. a , the , a解答：B14. __ the silkworm produces a fluid internally and then forces it out through tiny holes in its body.A. It makes silk andB. Having made silkC. Silk is made byD. To make silk解答：D15. The drink taste a little ____ to me.A. strongB. stronglyC. so strongD. too much strong解答：D16. are fed into a tape-recorder, they magnetize the particles on the tape in varying patterns.A. When electric wavesB. Electric wavesC. Electric waves thatD. Because of electric waves解答：A17. Time should be made good use ____ our lessons well.A. of to learnB. of learningC. to learnD. to learning解答：D18. Two of the notebooks ____ Tom had lost on the bus were returned to the main desk at his dormitory.A. whatB. whichC. whoD. whose解答：B19. They arrived there at last, ____.A. was tired and hungry C. being tired and hungryC. tired and hungryD. tiredly and hungrily解答：A20.--- What was the party like?---Wonderful . It’s years ____ I enjoyed myself so much.A. beforeB. afterC. whenD. since解答：A第二部分：行政能力测试一、言语理解与表示1.下列各句中没有语病的一句是：( )A经过不不懈的努力，国家图书馆在搜集、加工、存储、提供古典文献方面已具有中国特色的藏用并举的格局。

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