浦发银行笔试英语阅读及答案

银行考试英语试题及答案

银行考试英语试题及答案一、选择题（每题2分，共20分）1. The term "NPL" stands for ________.A. Non-Performing LoanB. New Product LaunchC. National Payment LawD. None of the above2. Which of the following is NOT a function of a central bank?A. Issuing currencyB. Regulating monetary policyC. Providing commercial banking servicesD. Supervising financial institutions3. The abbreviation "SWIFT" is commonly used in the banking industry and stands for ________.A. Society for Worldwide Interbank Financial TelecommunicationB. Secure Web Information Financial TechnologyC. Specialized World International Financial TransactionsD. Standardized World Investment Financial Transfers4. In the context of banking, "LIBOR" refers to ________.A. London International Banking OrganizationB. London Interbank Offered RateC. London International Business ReportD. London International Banking Regulation5. The process of converting a currency from one form to another is known as ________.A. Currency exchangeB. Currency conversionC. Currency tradingD. Currency valuation6. Which of the following is a type of loan that is secured by collateral?A. Unsecured loanB. Secured loanC. Personal loanD. Commercial loan7. The term "forex" is short for ________.A. Foreign exchangeB. Foreign exportC. Financial expertD. Forthcoming exchange8. Which of the following is a common method of credit scoring?A. Credit history analysisB. Physical appearance assessmentC. Social media monitoringD. Personal interview9. The "BIS" in banking terms usually refers to ________.A. Bank for International SettlementsB. Business Information SystemC. Banking Industry StandardsD. Basic Investment Services10. A "call option" in finance gives the holder the right, but not the obligation, to ________.A. Sell a certain assetB. Buy a certain assetC. Hold a certain assetD. Trade a certain asset二、填空题（每题1分，共10分）11. The ________ is the process of determining the creditworthiness of a customer.（评估信用）12. The ________ is the interest rate that banks charge to their most creditworthy customers.（最优惠利率）13. A ________ is a financial institution that accepts deposits, provides payment services, and makes loans.（银行）14. The ________ is a type of investment that represents ownership in a company.（股票）15. The ________ is a document that outlines the terms of a loan, including the interest rate and repayment schedule.（贷款协议）16. A ________ is a financial product that allows investorsto earn interest or share in profits.（投资）17. The ________ is the risk of a borrower defaulting on a loan.（信用风险）18. A ________ is a financial instrument used to transfer funds between banks.（支票）19. The ________ is the process of evaluating the potential risks and returns of an investment.（投资评估）20. The ________ is the process of buying and selling currencies in the foreign exchange market.（外汇交易）三、简答题（每题5分，共20分）21. What is the role of a bank in the economy?（银行在经济中的作用是什么？）22. Explain the concept of "leverage" in finance.（解释金融中的“杠杆”概念）23. What are the main differences between a "fixed deposit" and a "current account"?（定期存款和活期账户的主要区别是什么？）24. Describe the process of "credit card issuance" from theperspective of a bank.（从银行的角度描述信用卡发行的过程）四、论述题（每题15分，共30分）25. Discuss the importance of risk management in banking and how banks implement it.（讨论风险管理在银行业务中的重要性以及银行如何实施风险管理）26. Analyze the impact of inflation on the banking sector and the strategies banks use to mitigate it.（分析通货膨胀对银行业的影响以及银行采取的缓解策略）答案：一、1-5: A C A B B6-10: B A A B B二、11: Credit assessment12: Prime rate13: Bank14: Stock15: Loan agreement16: Investment17: Credit risk18: Check19: Investment evaluation20: Foreign。

浦发银行笔试英语专项

Part I Reading ComprehensionDirections: There are 4 reading passages in this part. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A., B., C. and D. You should decide on the best choice and mark the corresponding letter on the Answer Sheet with a single line through the center.Questions 1 to 5 are based on the following passage:If the salinity of ocean water is analyzed, it is found to vary only slightly from place to place. Nevertheless, some of these small changes are important. There are three basic processes that cause a change in oceanic salinity. One of these is the subtraction of water from the ocean by means of evaporation—conversion of liquid water to water vapor. In this manner, the salinity is increased, since the salts stay behind. If this is carried to the extreme, of course, white crystals of salt would be left behind; this, by the way, is how much of the table salt we use is actually obtained.The opposite of evaporation is precipitation, such as rain, by which water is added to the ocean. Here the ocean is being diluted so that the salinity is decreased. This may occur in areas of high rainfall or in coastal regions where rivers flow into the ocean. Thus salinity may be increased by the subtraction of water by evaporation, or decreased by the addition of fresh water by precipitation or runoff.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation. Similarly, in coastal regions where rivers dilute the sea, salinity is somewhat lower than in other oceanic areas.A third process by which salinity may be altered is associated with the formation and melting of sea ice. When seawater is frozen, the dissolved materials are left behind. In this manner, seawater directly beneath freshly formed sea ice has a higher salinity than it did before the ice appeared. Of course, when this ice melts, it well tend to decrease the salinity of the surrounding water.In the Weddell Sea, off Antarctica, the densest water in the oceans is formed as a result of this freezing process, which increases the salinity of cold water. This heavy water sinks and is found in the deeper portions of oceans of the world.1. What is the main topic of the passage?A. Where do we get our table salt?B. Oceanic salinity in tropical regionsC. Three basic processes that alter oceanic salinityD. V ariations of salinity in different parts of the ocean2. According to the author, the oceanic salinity is usually lower in _____.A. tropical regionsB. coastal regionsC. places in which warm currents and cold currents meetD. the Antarctica3. All of the following are processes that decrease ocean salinity except _____.A. precipitationB. runoffC. meltingD. evaporation4. What does the word “subtraction" in the fourth line of the first paragraph mean?A. reductionB. influxC. transformationD. freezing5. Which of the following is NOT a result of the formation of ice in oceans?A. The surrounding water sinks.B. The water becomes denser.C. Water salinity decreases.D. The surrounding water becomes colder.参考答案Part I Reading Comprehension1. D。

浦发银行招聘笔试真题及答案整理

浦发银行招聘笔试真题及答案整理浦发银行招聘笔试真题及答案整理多选题1.可以支取现金的支票有（）A.现金支票B.转账支票C.普通支票D.划线支票2.在银行财务报表中，“现金”不属于（）A.资产B.所有者权益C.负债D.费用3.会计的基本职能是（）A.会计核算职能B.会计监督职能C.法律咨询职能D.营销职能4.外来原始凭证是指（）。

A.从企业外部取得的B.会计人员填制C.一次凭证D.加盖填制单位公章5.下列属于记账凭证的有（）。

A.科目汇总表B.通用记账凭证C.领料单D.发出材料汇总表6.下列会计科目中，贷记‘银行存款’，同时借记的科目有可能是（）A.应缴税费B.管理费用C.原材料D.固定资产7．下列各项中，属于会计基本假设的包括（）。

A．会计主体B．持续经营C．会计分期D．货币计量8.汇总凭证会计处理程序下，（）是登记总账的依据。

A．原始凭证B．原始凭证汇总表C．收、付、转记账凭证 D．汇总收、付、转凭证 E．记账凭证汇总表9．在记账凭证会计处理程序下，（）不能作为登记总账直接依据。

A．原始凭证B．汇总原始凭证C．汇总记账凭证 D．科目汇总表E．记账凭证10. 下列项目中，属于费用要素特点的有（）。

A．企业在日常活动中发生的经济利益的总流入B．会导致所有者权益减少C．与向所有者分配利润无关 D．会导致所有者权益增加11.下列属于固定资产的是（）A.现金B.股票C.产房D.车辆12．下列（）属于反映营业利润的账户。

A.主营业务收入B.其他业务成本C.营业外支出D.营业税金及附加13.在借贷记账法下，账户的贷方应登记（）。

A.负债、收入的增加数B.负债、收入的减少数C.资产、成本的减少数D.资产、成本的增加数14.下列会计科目中属于资产类科目的是（）A 现金 B.银行存款C.固定资产D.应交税费15.下列会计科目中属于资产类科目的是（）A.现金B.银行存款C.固定资产D.应缴税费16.登记会计账簿时，应该做到（）。

银行系统招聘考试(英语)历年真题试卷汇编12(题后含答案及解析)

银行系统招聘考试（英语）历年真题试卷汇编12(题后含答案及解析)全部题型 3. 阅读理解6. 选词填空阅读理解We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits? The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information —the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking—and the most complex areas of our cortex，which allow us to be humane．1．【2015交通银行】Our first impression of someone new is influenced by his or her _______．A．past experienceB．characterC．facial feat uresD．hobbies正确答案：C解析：第二段的第二句“Your brain is so sensitive in picking up facial traits．”大脑在接受面部特征时非常敏感。

0-浦发银行(浦东发展银行)2021年招聘考试笔试试卷完整真题及答案解析(1)

第一部分综合能力测试一、言语理解与表达题1．将以下6个句子重新排列组合：①任何心理活动，任何创作，也许都具有“一次性”。

②揣度别人是很困难的。

子非鱼，安知鱼之乐?④甚至揣度自己也未见得容易多少。

⑤人不能把脚两次伸进同一条河里。

⑥比方说这篇小说写过这么久了，尽管我现在能尽力回忆当时写作的心境，但时过境迁，当时的心境是绝对不可能再完整准确地重现了。

排列组合最连贯的是：A．③⑥⑤②④① B．⑤①⑥③②④C．①⑥③⑤②④ D．②④⑥③⑤①2．歌德评价帕格尼尼“在琴弦上展现了火一样的灵魂”。

巴黎人为他的琴声陶醉，忘记了当时正在流行的霍乱。

在维也纳，一个盲人听到他的琴声，以为是一个乐队在演奏，当得知这只一个叫帕格尼尼的意大利人用一把小提琴奏出的声音时，盲人大叫一声：“这是个魔鬼!”这段文字意在强调帕格尼尼：A．火一样的激情 B．魔鬼般的演奏C．超强的模仿力 D．高超的表演力3．费孝通在反思一生学术研究时，提出“文化自觉论”。

他说：“生活在一定文化中的人对其文化有‘自知之明’，明白它的来历、形成的过程、所具有的特色和它发展的趋向，自知之明是为了加强文化转型的自主能力，取得决定适应新环境、新时代文化选择的自主地位。

”根据这段文字，“文化自觉”的主要作用是：A．使文化的发展方向更为可控B．使人们能更加适应不断发展的文化D．使不同文化之间的融合和转变更为容易4．一个年轻人寄了许多份简历到一些广告公司应聘，其中有一家公司写了一封信给他：“虽然你自认为文采很好，但从你的来信中，我们发现了许多语法错误，甚至有一些错别字。

”这个青年想如果这是真的，我应该感谢他们告诉我，然后改正。

于是他给这个公司写了一封感谢信。

几天后，他再次收到这家公司的信函，通知他被录用了。

这段文字主要想告诉我们：A．机会往往在不经意间获得B．公司招聘时更看重求职者的态度C．谦虚能获得更多知识和别人的尊重D．良好的文字功底是成功求职的前提5．气候变暖将会使中纬度地区因蒸发强烈而变得干旱，现在农业发达的地区将退化成草原，高纬度地区则会增加降水，温带作物将可以在此安家。

银行招聘考试英语真题及答案

银行招聘考试英语真题及答案一、Part 1Directions: A word or phrase is missing in each of the sentences below. Four answer choices are given below each sentence. Select the best answer to complete the sentence.1.All who completed the voluntary ______ on Friday will receive a certificate recognizing their participation.A. trainB. trainedC. training √D. trainable【解析】空格为被形容词voluntary 修饰的名词的位置，因此A 和C为正确答案的备选项。

句子要求表示“志愿培训〞句意才自然，因此答案为C。

2.Mr. Arman admitted that he had been ______ surprised by the high volume of sales his company had generated last quarter.A. most thoroughB. thoroughly√C. thoroughnessD. thorough【解析】空格出如今be 动词和过去分词之间时，把副词当做正确答案的首位候补来分析句意。

选项中只有意为“非常地，完全地〞的throughly 为副词，而且将其放在空格处也符合句意。

3.Most of the meeting was spent going over the sales ______ from the previous month.A. shapesB. celebritiesC. figures√D. measures【解析】和空格前的sales 相关的为数字，因此figures 放在空格处最恰当。

银行系统招聘考试(英语)历年真题试卷汇编10(题后含答案及解析)

银行系统招聘考试（英语）历年真题试卷汇编10(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解Internet shopping is a new way of shopping．Nowadays，you can shop for just about anything from your armchair．All you need is a computer which is linked to the Internet．Shopping on the Internet is becoming increasingly popular．In the United States，people spent over $2．5 billion on Internet shopping in 1998．This figure is expected to reach $11 billion by the year 2004．People can shop for a variety of producl s on the Internet．Physical products include items suchas books，CDs，clothes and food．These types of products are the most common purchases through the Internet．You can also buy information products such as on-line news or magazine stories，or you can download computer software through the Internet．Services such as booking airline tickets，reserving hotels or renting cars are also available on the Internet．You can also go shopping on the Internet for entertainment services and take part in on-line games．Internet shopping offers a number of benefits for the shopper．The most important advantage is convenience．You can shop whenever you like as the on-line shops are open 24 hours a day and you don’t have to queue with other shoppers at the check-out counters．Secondly，it is easy to find what you are looking for on the Internet．Even out-of-print books may be ordered on line．Finally，it is often cheaper to buy goods through the Internet，and you can tell the shop exactly what you want．The main disadvantage of Internet shopping is that you cannot actually see the products you are buying or check their quality．Also，many people enjoy shopping in the city and miss the opportunity to talk to friends．Some people are worried about paying for goods using credit cards，so Internet companies are now finding ways to make on-line payment safe．Internet shopping is sure to become more and more popular in the years ahead．It promises to change the way we buy all kinds of things—from tonight’s dinner to a new car．1．【2015工商银行】On-line news and magazine stories are_______．A．the most popular products on the InternetB．not yet available on the InternetC．free to download through the InternetD．information products available on the Internet正确答案：D解析：细节题。

0-浦发银行(浦东发展银行)上海分行2021年招聘考试笔试试卷完整真题及答案解析(1)

第一部分综合能力测试一、言语理解与表达题1.在古典传统里，和谐的反面是千篇一律。

“君子和而不同，小人同而不和”，所以和谐的一个条件是对于多样性的认同。

中国人甚至在孔子之前就有了对于和谐的经典认识与体现。

中国古代的音乐艺术很发达，特别是一些中国乐器，像钟、磬、瑟等各种完全不同的乐器按照一定的韵律奏出动听的音乐，但如果只有一种乐器就会非常单调。

对这段文字概括最准确的是：A．和谐观念源于中国古代音乐 B．差异是和谐的一个必要条件C．中国人很早就产生了和谐观念 D．音乐是对和谐的经典认识与体现2．“黑马”一词其实是从英语舶来的，原指体育界一鸣惊人的后起之秀，后指实力难测的竞争者或在某一领域独树一帜的人，无贬义或政治含义。

首先在英文中使用“黑马”的人，是英国前首相狄斯累利，他在一本小说中这样描写赛马的场面：“两匹公认拔尖的赛马竟然落后了，一匹‘黑马’，以压倒性优势飞奔。

后台上的观众惊呼：‘黑马！黑马！’”从此，“黑马”便成了一个有特殊意义的名词。

这段文字的主要意思是：A．论证“黑马”词义的起源 B．阐释“黑马”一词的内涵C．分析“黑马”的词义演变 D．介绍“黑马”的感情色彩3．中国的沙漠为科学家提供了与火星环境最为相似的实验室。

科学家们已经去过地球上最为寒冷的南极洲，也去过地球上最为干燥的智利阿塔卡马沙漠，但他们真正需要的是将这两者结合起来的极端环境。

科学家们相信，假如生命能够在地球上这些最极端的环境中生存，那么人们也有理由期待在外星球上发现生物。

这段文字意在说明：A．中国沙漠为外星研究提供了理想的场所B．中国沙漠比南极洲更适合进行生物研究C．科学家为何选择中国沙漠作为研究对象D．具有最极端的环境是中国沙漠的主要特点4．中国古人将阴历月的大月定为30天，小月定为29天，一年有12个月，即354天，比阳历年少了11天多。

怎么办呢？在19个阴历年里加7个闰月，就和19个阳历年的长度几乎相等。

这个周期的发明巧妙地解决了阴阳历调和的难题，比希腊人梅冬的发明早了160年。

浦发银行笔试英语阅读及答案

浦发银行笔试英语阅读及答案The fact that superior service can generate a competitive advantage for a company does not mean that every attempt at improving service will create such an advantage. Investments in service， like those in production and distribution， must be balanced against other types of investments on the basis of direct， tangible benefits such as cost reduction and increased revenues. If a company is already effectively on a par with its competitors because it provides service that avoids a damaging reputation and keeps customers from leaving at an unacceptable rate， then investment in higher service levels may be wasted， since service is a deciding factor for customers only in extreme situations.This truth was not apparent to managers of one regional bank， which failed to improve its competitive position despite its investment in reducing the time a customer had to wait for a teller. The bank managers did not recognize the level of customer inertia in the consumer banking industry that arises from the inconvenience of switching banks. Nor did they analyze their service improvement to determine whether it would attract new customers by producing a new standard of service that would excite customers or by proving difficult for competitors to copy. The only merit of the improvement was that it could easily be described to customers.1. The primary purpose of the passage is to(A) contrast possible outcomes of a type of business investment(B) suggest more careful evaluation of a type of business investment(C) illustrate various ways in which a type of business investment could fail to enhance revenues(D) trace the general problems of a company to a certain type of business investment(E) criticize the way in which managers tend to analyze the costs and benefits of business investments2. According to the passage, investments in service are comparable to investments in production and distribution in terms of the(A) tangibility of the benefits that they tend to confer(B) increased revenues that they ultimately produce(C) basis on which they need to be weighed。

银行系统招聘考试(英语)历年真题汇编及答案解析(10)

银行系统招聘考试（英语）历年真题汇编及答案解析（10）(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits?The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information—the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking —and the most complex areas of our cortex，which allow us to be humane．第1题【2015交通银行】Our first impression of someone new is influenced by his or her _______．A.past experienceB.characterC.facial feat uresD.hobbies第2题【2015交通银行】If you meet a stranger with familiar gestures，your brain is most likely to say_______．A.“He is familiar and safe．”B.“He is new and potentially threatening．”C.“I like this person．”D.“This is new，I don’t like this person．”第3题【2015交通银行】The word“preliminary”in Paragraph 3 is closest in meaning to_______．A.simplisticB.stereotypicalC.initialD.categorical第4题【2015交通银行】Our thinking is not mature enough when we stereotype people because_______．A.we neglect their depth and breadthB.they are not all jocks，peeks，or freaksC.our thinking is similar to that of a very young childD.our judgment is always wrong第5题【2015交通银行】Which of the following statements best expresses the main idea of the passage?A.One’s physical appearance carl influence our first impression．B.Our first impression is influenced by the sensitivity of our brain．C.Stereotypical impressions can be dead wrong．D.We should adopt mature thinking when getting to know people．下一题 选词填空第30题【2015工商银行】Language teachers often extract examples from grammar books．A.pull outC.takesD.dig上一题交卷交卷答题卡答案及解析(1~5/共5题)PART Ⅲ：READING COMPREHENSIONDirections: The questions in this part of the test are based on a selection of reading materials, such as notices, letters, forms, newspaper and magazine articles, and advertisements. You are to choose the one best answer, (A), (B), (C), or (D), to each question. Then, on your answer sheet, find the number of the question and mark your answer. Answer all questions following each reading selection on the basis of what is stated or implied in that selection.We all have first impression of someone we just met．But why? Why do we form an opinion about someone without really knowing anything about him or her—aside perhaps from a few remarks or readily observable traits?The answer is related to how your brain allows you to be aware of the world．Your brain is so sensitive in picking up facial traits．Even very minor difference in how a person’s eyes，ears，nose，or mouth are placed in relation to each other makes you see him or her as different．In fact，your brain continuously processes incoming sensory information—the sights and sounds of your world．These incoming signals are compared against a host of“memories”stored in the brain areas called the cortex(皮质)system to determine what these new signals“mean”．If you see someone you know and like at school，your brain says“familiar and safe”．If you see someone new，it says，“new and potentially threatening”．Then your brain starts to match features of this stranger with other“known”memories．The more unfamiliar the characteristics．the more your brain may say，“This is new，I don’t like this person．”or else，“I’m intrigued(好奇的)”．Or your brain may perceive a new face but familiar clothes，ethnicity，gestures—like your other friends：so your brain says：“I like this person”．But these preliminary impressions can be dead wrong．When we stereotype people，we use a less mature form of thinking(not unlike the immature thinking of a very young child)that makes simplistic and categorical impressions of others．Rather than learn about the depth and breadth of people—their history，interest，values，strengths，and true character—we categorize them as jocks(骗子)，peeks(反常的人)，or freaks(怪人)．However，if we resist initial stereotypical impressions，we have a chance to be aware of what a person is truly like．If we spend time with a person，hear about his or her life，hopes，dreams，and become aware of the person’s character，we use a different，more mature style of thinking —and the most complex areas of our cortex，which allow us to be humane．第1题【2015交通银行】Our first impression of someone new is influenced by his or her _______．A.past experienceB.characterC.facial feat uresD.hobbies参考答案： C 您的答案：未作答答案解析：解析：第二段的第二句“Your brain is so sensitive in picking up facial traits．”大脑在接受面部特征时非常敏感。

银行系统公开招聘考试英语-阅读理解(二)_真题(含答案与解析)-交互

银行系统公开招聘考试英语-阅读理解(二)(总分100, 做题时间90分钟)一、阅读理解**panies are already in pursuit of commercial applications of the new biology. They dream of placing enzymes in the automobile to monitor exhaust and send data on pollution to a microprocessor that will then adjust the engine. They speak of what the New York Times calls "metal-hungry microbes that might be used to mine valuable trace metal from ocean water". They have already demanded and won the right to patent new life forms.Nervous critics, including many scientists, worry that there is corporate, national, international, and inter-scientific rivalry in the entire biotechnological field. They create images not of oil spills, but of "microbe spills" that could spread disease and destroy entire populations. The creation and accidental release of extremely poisonous microbes, however, is only one cause for alarm. Completely rational and respectable scientists are talking about possibilities that stagger the imagination.Should we breed people with cow-with stomachs so they can digest grass and hay, thereby relieving the food problem by modifying us to eat lower down on the food chain? Should we biologically alter workers to fit the job requirement, for example, creating pilots with faster reaction times or assemblyline workers designed to do our monotonous work for us? Should we attempt to eliminate "inferior" people and breed a "super-race"? (Hitler tried this, but without the genetic weaponry that may soon issue from our laboratories. ) Should we produce soldiers to do our fighting? Should we use genetic forecasting to pre-eliminate "unfit" babies? Should we grow reserve organs for ourselves, each of us having, as it were, a "savings bank" full of spare kidney, livers, or hands?Wild as these notions may sound, every one has its advocates (and opposers) in the **munity as well as its **mercial application. As two critics of genetic engineering, Jeremy Rifkin and Ted Howard, state in their book Who Should Play God? , "Broad scale genetic engineering will probably be introduced to America much the same way as assembly lines automobiles, vaccines, computers and all the other technologies. As each new genetic advance **mercially practical, a new consumer need will be exploited and a market for the new technology will be created. "SSS_SIMPLE_SIN1.According to the passage, the exhaust from a car engine could probably he checked by ______.• A. using metal-hungry microbes• B. making use of enzymes• C. adjusting the engine• D. patenting new life formsA B C D分值: 4答案:B[解析] 第一段第二句，“They dream of placing enzymes in the automobile to monitor exhaust”，大公司梦想在汽车内放置酶来检测汽车尾气，这样做的目的是为了“adjusting the engine”，所以选B项。

银行系统招聘考试(英语)历年真题试卷汇编10(题后含答案及解析)

银行系统招聘考试（英语）历年真题试卷汇编10(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解Internet shopping is a new way of shopping．Nowadays，you can shop for just about anything from your armchair．All you need is a computer which is linked to the Internet．Shopping on the Internet is becoming increasingly popular．In the United States，people spent over $2．5 billion on Internet shopping in 1998．This figure is expected to reach $11 billion by the year 2004．People can shop for a variety of producl s on the Internet．Physical products include items suchas books，CDs，clothes and food．These types of products are the most common purchases through the Internet．You can also buy information products such as on-line news or magazine stories，or you can download computer software through the Internet．Services such as booking airline tickets，reserving hotels or renting cars are also available on the Internet．You can also go shopping on the Internet for entertainment services and take part in on-line games．Internet shopping offers a number of benefits for the shopper．The most important advantage is convenience．You can shop whenever you like as the on-line shops are open 24 hours a day and you don’t have to queue with other shoppers at the check-out counters．Secondly，it is easy to find what you are looking for on the Internet．Even out-of-print books may be ordered on line．Finally，it is often cheaper to buy goods through the Internet，and you can tell the shop exactly what you want．The main disadvantage of Internet shopping is that you cannot actually see the products you are buying or check their quality．Also，many people enjoy shopping in the city and miss the opportunity to talk to friends．Some people are worried about paying for goods using credit cards，so Internet companies are now finding ways to make on-line payment safe．Internet shopping is sure to become more and more popular in the years ahead．It promises to change the way we buy all kinds of things—from tonight’s dinner to a new car．1．【2015工商银行】On-line news and magazine stories are_______．A．the most popular products on the InternetB．not yet available on the InternetC．free to download through the InternetD．information products available on the Internet正确答案：D解析：细节题。

银行系统招聘考试(英语)历年真题试卷汇编11(题后含答案及解析)

银行系统招聘考试（英语）历年真题试卷汇编11(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解This summer’s World Cup competition will see teams competing to play the world’s best football．But the football they play will not all be of the same kind．The fans expect different styles of play from Brazil，Germany，or Italy．What makes Brazilian football Brazilian? Our style of playing football contrasts with the Europeans because of a combination of qualities of surprise，accuracy and good judgment．This style has won Brazil five world cups．Yet many Brazilian fans only count four of these victories．In 1994，the team abandoned this style for modern，scientific training and tactics．The team won the cup，but in a boring way．The Italians think differently．“To many Italians，the score 0：0 has a glorious quality，mggesting perfection，”says the British football writer Simon Kuper．In the Italian culture，the idea of face is very important．This is why Italian teams are traditionally built around strong defenses．The Dutch footballer Johan Cruyff once said that Italian teams never exactly beat you．It’s just that you often lose to them．In Holland，there is a tradition of decision making through argument and discussion．It is a society where everybody is expected to have a point of view．“Every Dutch player wants to control the game，”says Arnold Muhren．“You play football with your brains and not your feet．”“A Dutch player argues，”says Simon Kuper．“An English player obeys his superior．He is a soldier．”The qualities valued in English football are military-strength，aggression and courage．This can make for exciting football．But it also means that the English find it difficult to use skillful players．David Beckham is usually criticized for his failure to defend—despite the fact that he is an at tacker．If the English like to fight，the Germans like to win．In recent years，Germany has tried to change its image as a country of ruthless efficiency and a desire for victory at all costs．But Germans are quite happy for these qualities to remain in their national football team．“Football is a simple game．”Gary Lineker once said．“You kick a ball about for ninety minutes and in the end the Germans win．”It’s difficult to predict who will win this year’s World Cup．There is no strong favorite．But a look at the track record of previous winners shows that it is the nations with the strongest national characteristics in the football that perform best．It seems that you need to know where you come from if you want to get to the top．1．【2015农业银行】Which of the following is NOT a characteristic of the Brazilian style of playing football?A．Accuracy．B．Surprise．C．Good judgment．D．Ruthless efficiency．正确答案：D解析：问题是：以下哪个不是巴西球队踢球的风格?文章第二段第二句包含了前三个选项的内容，而ruthless efficiency是德国队的风格。

银行职位招聘考试-英语试题

银行职位招聘考试-英语试题本文档为银行职位招聘考试的英语试题，旨在评估考生的英语能力以及相关银行知识。

以下是试题内容：阅读理解阅读下面的短文，然后根据短文内容回答问题。

Passage 1The banking industry plays a crucial role in the economy by providing financial services to individuals, businesses, and governments. Banks accept deposits, offer loans, facilitate ns, and provide us investment opportunities.One of the primary ns of banks is to accept deposits from individuals and businesses. These deposits can be in the form of savings accounts, checking accounts, or certificates of deposit (CDs). By accepting deposits, banks provide a safe and secure place for people tostore their money. In return, banks pay interest on these deposits, allowing individuals to earn some return on their savings.Banks also offer loans to individuals and businesses. Loans can be used for us purposes, such as purchasing a home, starting a business, or financing n. When a bank provides a loan, it charges interest on the borrowed amount, which is the cost of borrowing money. Repayment terms and interest rates vary depending on the type of loan and the borrower's orthiness.Furthermore, banks facilitate ns by providing services such as online banking, debit cards, and wire transfers. These services allow customers to conveniently manage their accounts and make payments. Banks also act as intermediaries in the transfer of funds een different entities, ensuring the smooth flow of money in the economy.Lastly, banks provide investment opportunities to individuals and businesses. They offer products such as savings bonds, mutual funds, and retirement accounts. These investment ns allow customers to grow their wealth over time and plan for their financial future.ns:1. What are some of the primary ns of banks?2. How do banks pay individuals who deposit money with them?3. What is the cost of borrowing money from a bank called?4. What services do banks provide to facilitate ns?5. How do banks help individuals and businesses plan for their financial future?Passage 2Banking ns are rules and guidelines that govern the ns of banks and financial ns. These ns are put in place to ensure the stability and integrity of the banking system, protect customers, and prevent financial crises.One important aspect of banking ns is capital requirements. Banks are required to maintain a certain level of capital to ensure they have enough funds to cover potential losses. This helps safeguard depositors' money and maintain the stability of the banking system.Another key n is the Know Your Customer (KYC) policy. Banks are required to verify the identity of their customers to prevent money laundering and other illegal activities. This involves conducting due diligence and collecting relevant n, such as n documents and proof of address, from customers.nally, banking ns address issues such as consumer n, fair lending practices, and disclosure requirements. These ns aim to protect customers from unfair practices and ensure banks provide clear and transparent n about their products and services.ns:1. Why are banking ns necessary?2. What is the purpose of capital requirements?3. What is the significance of the Know Your Customer (KYC) policy?4. How do banking ns protect consumers?5. Who enforces banking ns?完形填空阅读下面的短文，然后从给出的选项中选择最适合的词语填入空白处，使短文内容完整。

银行招聘考试英语真题及参考答案解析三

银行招聘考试英语真题及参考答案解析三一、完形填空( 总题数： 2，分数： 60.00)Have You Filled up the Form?Of all things in the world, I most dislike filling up forms; in fact, I have a_______1 _______horror of it. Applying for a driving license,_______2 _______for an evening course, booking a holiday abroad—everything nowadays seem toinvolve_______3______information about one's personal life and habits that has little or nothing to do with the matter_______4 _______hand. When applying for a job, it may be_______5 _______some obscure interest to a_______6 _______employer to learn that I collect stamp or had measles as a child, but why should he conceivably want to know that my father was a tobacconist who died in 19887The authorities who_______7 _______one to fill up forms, frequently demand answers to questions that one would hesitate to put ______8 _______one's intimate friends. The worst of it is that, when______ 9 _______with such questions, my mind goes blank. Have I ever suffered from a serious illness? My mother always assured me I was "delicate". Do I suffer from any personal defects? Well, I wear contact lenses and my upper teeth are not my own, but perhaps the word "defects"______10 _______to my character. Am I supposed to _______11 _______that I like gambling, and find it difficult to get up in the morning? Both of them are true.Of all, I think job applications are the worst, education, previous experience, post held, give_______12 _______... Terrified by the awful warning about giving false_______13 _______which appear at the bottom of the form, I struggle to remember what exams I passed and how long I worked for what firms._______14 _______hard I try, there always seems to be a year or two for which I cannot satisfactorily account and which I am certain, if left_______15 _______, will give the impression that I was in prison or engaged in someoccupation too dubious to mention.(1).A. positive√B. negativeC. mildD. slight【解析】positive 的意思是“绝对的、确实的”，例如： It was a positive delight to hear hersing so beautifully. 听她美妙的歌声绝对是一种享受。

浦发银行笔试笔试真题及答案

浦发银行笔试1.四大国有银行都是哪些，他们的英文全称和简称?中国工商银行Industrial and Commercial Bank of China(ICBC) 中国建设银行China Construction Bank(CCB)中国银行Bank of China(BOC) 中国农业银行Agriculture Bank of China(ABC)浦发银行笔试2.什么是硬通货，什么是软通货?硬通货是指国际信用较好、币值稳定、汇价呈坚挺状态的货币。

由于各国通货膨胀的程度不同，国际收支状况以及外汇管制宽严程度不同，当一国通货膨胀较低，国际收支顺差时，该国货币币值相对稳定，汇价呈坚挺状态。

在国际金融市场上，习惯称其为硬通货。

与硬通货相对的是软通货。

它是指币值不稳、汇价呈疲软状态的货币。

由于货币发行过度，货币含金量或购买力不断下降，与其他国家货币的比价也会不断下降。

此外国际收支出现大量逆差，也会使一国货币与其他国家货币的汇率不断下降。

在国际金融市场上，通常把这种币值不断下降、汇价呈疲软状态的货币称为软通货。

实际上，硬通货与软通货只是相对而言，它会随着该国经济状况和金融状况的变化而变化。

例如美元，在上世纪50年代是硬通货，60年代后期和70年代，由于美国的高通货膨胀率，以及大量的国际收支逆差，使得美元汇价呈下降趋势，美元由硬通货变为软通货。

80年代初，美国实施高利率政策和紧缩银根政策，美元汇率不断上浮，又成为国际金融市场上的硬通货。

浦发银行笔试3.你最近读的畅销书有什么，你对他的看法和评价?浦发银行笔试4.电子货币的好处和风险?优点：1.更方便、更有效。

2.与其他支付方式比，成本更低廉3.交易成本与交易距离无关4.人人都可以使用5.不需要特殊认证。

缺点：1.使用量较小2.成本较高3.存在货币兑换问题4.存在税收问题5.存在洗钱问题6.风险较大浦发银行笔试5.利息利率定义,影响利率的因素?又称利息率。

表示一定时期内利息量与本金的比率，通常用百分比表示，按年计算则称为年利率。

上海浦东发展银行笔试详情解析.doc

上海浦东开展银行笔试详情解析
笔试时间：2个半小时
形式：机考
题型：70分钟的行测，就是文字啊，数字图形推理啊，还有计算和资料分析
60分钟英语，托业那种，但是只有80题，40个单项选择，40个阅读
20分钟性格测试，其中5分钟是留给看答题指导的，真正性格测试就15分钟~~~还是那种从非常不同意到非常同意的题感受：
1、行测的话，数字推理是我的硬伤，木有想象力的我实在搞不定这个，材料分析蛮简单的，考了好多语病题，读的晕晕乎乎的
2、托业就还成，跟其他行相比至少题量少啊~~~
3、性格测试什么的，就按自己的真实情况做吧
4、木有综合知识、木有浦发知识，白看了半天，
今天参加考试的人不多，估计大家都去考中信保和邮储去了，我好忧伤地错过了邮储的网申，又被中信保bs，感谢浦发给的时机，而且我灰常喜欢外滩12号，虽然没能进上分，但还是希望能有个面试的时机啊~~~
希望还没笔试的大家都能考个好成绩~~~。