2019上半年商务英语中级写作范文：保险.doc
商务英语写作unit10insurance
3. 3 basic insurance covers
▪ Free from Particular Average (F.P.A.) ▪ With Average(W.A.) or With Particular
“Panda” Brand TV Sets
We are in receipt of your letter of July 20 asking us to cover insurance on the captioned goods for you.
In compliance with your request, we have contacted the insurance company here and covered the goods with them against All Risks and War Risks for 130% of the invoice value, totaling US$18200. The policy is being prepared accordingly and will be forwarded to you by airmail within one week. Please pay the premium by check into our account with the Bank of China, Beijing.
As the ship will sail from Pusan on June 4th, we hope to have your reply as soon as possible.
有关保险英文作文
有关保险英文作文英文：Insurance is an important part of our lives. It provides us with financial protection in case of unexpected events. There are many types of insurance, such as health insurance, car insurance, home insurance, and life insurance.Health insurance is important because it covers the cost of medical treatment. Without health insurance, a serious illness or injury could lead to financial ruin. For example, if I were to get cancer and did not have health insurance, the cost of treatment could be astronomical. However, with health insurance, I would only have to pay a portion of the cost, and the insurance company would cover the rest.Car insurance is also important because it protects us from financial loss in case of an accident. If I were toget into a car accident and did not have car insurance, I would have to pay for the damages out of my own pocket. However, with car insurance, the insurance company would cover the cost of the damages.Home insurance is important because it protects our home and belongings from unexpected events such as fire, theft, or natural disasters. For example, if my home were to be damaged in a fire, home insurance would cover the cost of repairs or rebuilding.Finally, life insurance is important because it provides financial support for our loved ones in case of our untimely death. For example, if I were to pass away unexpectedly, my life insurance policy would provide financial support for my family.Overall, insurance is a necessary part of our lives. It provides us with peace of mind and financial protection in case of unexpected events.中文：保险是我们生活中重要的一部分。
写一份保险单英语作文
写一份保险单英语作文The Insurance Policy: A Guide to Crafting an English EssayIn the realm of financial security, the insurance policy serves as a vital document that provides protection against unforeseen events. Similarly, when it comes to academic writing, crafting an insurance policy essay in English demands precision, clarity, and a thorough understanding of the subject matter. This article aims to guide you through the process of writing an insurance policy essay in English, ensuring that your essay is both informative and engaging.**1. Understanding the Essence of the InsurancePolicy**Before delving into the essay, it is crucial to comprehend the basics of an insurance policy. An insurance policy is a legal contract between an insurer and an insured individual or entity, where the insurer agrees to compensate the insured for specified losses or damages in exchange for a premium. This contract outlines the termsand conditions of the coverage, including the scope of protection, exclusions, and the process for making claims. **2. Structuring the Essay**When writing an insurance policy essay, it is essential to follow a logical structure. Your essay should have a clear introduction, body paragraphs, and a concluding paragraph.* **Introduction**: Begin by introducing the topic of insurance policies and briefly outline the importance of them. You can also include a hook sentence that grabs the reader's attention and prompts them to read further. ***Body Paragraphs**: Expand on the key features of an insurance policy, such as the types of insurance, the factors to consider when choosing an insurance policy, and the claims process. Use examples and case studies to illustrate your points and make the content more engaging. * **Conclusion**: Summarize your main points and provide a closing argument that reinforces the importance of insurance policies. You can also include a call to action, urging readers to consider purchasing or reviewing their insurance policies.**3. Language and Style**When writing in English, it is important to use clear and concise language. Avoid complex sentences and technical jargon that may confuse the reader. Use active voice and present tense to maintain a consistent and engaging flow. Additionally, pay attention to grammar, punctuation, and spelling to ensure that your essay is error-free.**4. Incorporating Critical Thinking**An effective insurance policy essay goes beyond providing basic information. It also requires critical thinking and analysis. Discuss the pros and cons of different types of insurance policies, evaluate the impact of insurance policies on individuals and businesses, and explore the ethical and social implications of insurance. **5. Proofreading and Revision**Once you have completed your essay, take the time to proofread and revise it. Read your essay aloud to catch any awkward phrasing or sentence structure. Check for grammar errors, typos, and inconsistencies. Ask a friend orclassmate to read your essay and provide feedback. Incorporate their suggestions and make necessary changes. **Conclusion**Writing an insurance policy essay in English can be a rewarding experience that not only enhances your writing skills but also expands your knowledge of insurance policies. By following the tips outlined in this article, you can craft an essay that is both informative and engaging, effectively communicating the importance of insurance policies to a wide audience.。
有关保险的英语作文
有关保险的英语作文Insurance is a financial product that helps individuals and businesses manage risk. It provides a safety net for unexpected events that could cause financial hardship, such as accidents, illnesses, and natural disasters. In this essay, we will explore the different types of insurance and their benefits.One of the most common types of insurance is health insurance. This type of insurance covers medical expenses, including doctor visits, hospital stays, and prescription medications. Health insurance can be purchased individually or through an employer. In many countries, it is mandatory for employers to provide health insurance to their employees.Another type of insurance is life insurance. Life insurance provides financial support to the beneficiaries of the policyholder in the event of their death. This support can be used to cover funeral expenses, pay offdebts, or provide financial stability for the beneficiaries. Life insurance policies can be term policies, which provide coverage for a specific period of time, or permanent policies, which provide coverage for the policyholder's entire life.Property insurance is another important type of insurance. This type of insurance covers damage or loss to property caused by events such as fire, theft, or natural disasters. Property insurance can cover a variety of assets, including homes, cars, and businesses. It is important for individuals and businesses to have property insurance to protect their assets and prevent financial losses.Liability insurance is also important for individuals and businesses. This type of insurance provides protection against legal claims made against the policyholder. For example, if someone is injured on a business's property, liability insurance can cover the cost of medical bills and legal fees if the injured party sues the business.In addition to these types of insurance, there are alsospecialty insurance policies that provide coverage for specific risks. For example, travel insurance can provide coverage for medical emergencies and trip cancellations, while pet insurance can cover veterinary expenses.In conclusion, insurance is an important financial product that provides protection against unexpected events. Health insurance, life insurance, property insurance, liability insurance, and specialty insurance policies all provide different types of coverage to individuals and businesses. It is important to carefully consider the risks and benefits of each type of insurance and choose the policies that best meet your needs.。
关于保险经营情况英语作文
关于保险经营情况英语作文英文：As an insurance agent, I have been involved in the insurance business for many years. I have witnessed the ups and downs of the industry and have gained valuable experience along the way.In recent years, the insurance industry has been booming, with more and more people recognizing the importance of having insurance coverage. This has led to a significant increase in the number of clients seeking insurance products and services. As a result, my business has been thriving, and I have been able to expand my client base and increase my revenue.One of the key factors contributing to the success of my insurance business is the trust and confidence that my clients have in me. I have built strong relationships with my clients by providing them with personalized and reliableinsurance solutions. By taking the time to understand their needs and concerns, I have been able to offer them the best possible coverage options that suit their individual situations.Furthermore, I have also been proactive in keeping up with the latest trends and developments in the insurance industry. This has allowed me to offer innovative and competitive insurance products that meet the evolving needs of my clients. For example, I recently introduced a new insurance package tailored for small businesses, which has been well-received by many of my clients who are entrepreneurs.Overall, the insurance business has been thriving, and I am grateful for the opportunity to be a part of this dynamic industry. I am committed to continuing to provide excellent service to my clients and to staying ahead of the curve in order to meet their ever-changing insurance needs.中文：作为一名保险经纪人，我已经从事保险业务多年。
商业保险 英文作文
商业保险英文作文英文：As a business owner, I understand the importance of having commercial insurance to protect my company from unexpected events. Commercial insurance can provide coverage for property damage, liability claims, and even business interruption.One type of commercial insurance that I have found particularly useful is liability insurance. This type of insurance can protect my business from lawsuits filed by customers, employees, or other third parties. For example, if a customer slips and falls in my store, liability insurance can cover the medical expenses and any legal fees associated with the incident.Another type of commercial insurance that I have found helpful is property insurance. This type of insurance can protect my business from damage or loss of property due toevents such as fire, theft, or vandalism. For instance, if my business is damaged in a fire, property insurance can cover the cost of repairs or replacement.Overall, commercial insurance is essential for any business owner as it can provide peace of mind and financial protection in case of unexpected events.中文：作为一名企业主，我深知商业保险的重要性，它可以保护我的公司免受意外事件的影响。
保险英语作文
保险英语作文Insurance is a crucial aspect of our lives, providing us with the necessary financial protection in times of uncertainty and adversity. It serves as a safety net, offering peace of mind and security to individuals, families, and businesses. However, despite its significance, insurance can be a complex and daunting subject for many. In this essay, we will explore the importance of insurance, its various types, and the benefits it offers to different stakeholders.To begin with, insurance plays a vital role in safeguarding individuals and their assets against unforeseen events. Whether it is health insurance, life insurance, auto insurance, or property insurance, these policies offer financial protection in the event of illness, injury, death, accidents, or damage to property. For instance, health insurance provides coverage for medical expenses, ensuring that individuals have access to quality healthcare without incurring exorbitant costs. Similarly, life insurance offers financial support to the family members of the insured in the unfortunate event of their demise, providing them with the means to sustain their livelihood and meet their financial obligations.Furthermore, insurance is not only beneficial for individuals but also for businesses. Commercial insurance, including liability insurance, property insurance, and business interruption insurance, helps businesses mitigate risks and recover from unexpected losses. For example, in the event of a naturaldisaster or a lawsuit, business insurance can provide financial compensation to cover the damages, legal fees, and lost income, thereby enabling the business to continue its operations without facing severe financial repercussions.Moreover, insurance contributes to the overall stability and resilience of the economy. By spreading the risk of potential losses across a large pool of policyholders, insurance companies play a pivotal role in reducing the financial impact of catastrophic events on individuals, businesses, and the broader economy. This, in turn, fosters economic growth and development by providing a sense of security that encourages investment, entrepreneurship, and innovation.On the other hand, some may argue that insurance premiums can be costly, especially for individuals and businesses with limited financial resources. This can lead to a lack of access to essential insurance coverage, leaving vulnerable populations at risk of significant financial hardship in the face of adversity. Additionally, the complexity of insurance policies and the fine print often make it challenging for individuals to understand the terms and conditions, leading to potential disputes and dissatisfaction with the insurance process.In conclusion, insurance is an indispensable tool for protecting individuals, families, and businesses from the financial repercussions of unforeseen events. It offers a sense of security, stability, and resilience, contributing to the overall well-being of society. While there are challenges and complexities associated with insurance, its benefits far outweigh the drawbacks, making it an essential aspect of modern life. As we navigate through the uncertainties of the future, insurance will continue to serve as a reliable and indispensable resource for safeguarding our financial well-being.。
中级商务英语写作参考范文
中级商务英语写作参考范文1.You are the Human Resources Manager of an insurance company. You wantto arrange a 2-cay team building event with Team-Plus for eight sales staff.Write a memo of 40-50 words to your assistant:● telling him to contact the provider● saying who and how long the event is for● suggesting two possible weekends for the eventSuggested answerJimCould you please contact Team-Plus to organize a team-building event for sales staff? There would be eight participants and the course should last for two days. I suggest the weekend of 24/25 November or, if that is not possible, the following weekend.Thanks!Alan2.You are Head of Personnel at a large international company. You havejust appointed Ms Francesca Bianchi as the new Sales Manger at Head Office.Write a memo of 40-50 words to Head Office staff:● announcing Ms Bianchi’s appointment● saying when she will start work● asking staff to give her a friendly welcomeSuggested answerDear allI have the pleasure of announcing that Ms Francesca Bianchi has been appointed as the new Sales Manager at Head Office. Ms. Bianchi is due to join us on Monday 17th. Please give her a friendly welcome when she starts work.Thank you!Susan Beck3.You are the office manager at an insurance company. You have arrangedfor contractors to upgrade your computer system. This means the system will be shut down for a full day.Write a memo of 40-50 words:● informing staff of the shutdown● telling them when it will happen● asking them to prepare alternative work for the day.Suggested answerDear allAs you know we plan to upgrade our computer system. The system will be shut down all day on July 4th to allow for the upgrading work to be carried out. Could you please make sure that you have work which does not require a computer for this day?Thank you!Marie Santer4.You are a manager at an auditors called Golding & Co. Your companyhas just merged with a competitor to become MasonGolding. You have been asked to informed staff of the change of name.Write a memo of 40-50 words:● informing staff of the new name● telling them when to start using the new name● asking staff to use only the new name after that timeSuggested answerDear allI would like to inform you that, following the recent merger with Mason and Son, the new name for our company will be MasonGolding. This name becomes official on July 2nd, 2013. Please note that from this time, the new company name only should be used.Thank you!Port5.You are the manager of a small office. In order to reduce costs andimprove the company’s environmental practices, you have decided to collect and recycle all paper used in the office.Write a memo of 40-50 words:● informing staff of the new policy● explaining how the paper will be collected● requesting staff to co-operate with the schemeSuggested answerDear allPlease note that from next Monday we are introducing an environmentally friendly scheme. All used paper from the office will be recycled. Used sheets should be placed in the green bin next to the photocopier for collection. All staff are asked for their full cooperation with this scheme.Thank you!Paul6.You work in the Accounts Department and are responsible for checkingemployees’ expenses.Write a memo of 40-50 words:● reminding them of the importance of receipts● telling them how expenses will be paid● saying how long expenses payments take to processSuggested answerTo: all staffFrom: Roger HargreavesRe: ExpensesMay I remind all staff that you need to include receipts with all expenses claims. Claims will not be accepted without receipts. Expenses are now all paid by cheque rather than in cash and it will take approximately two weeks to process each claim.Thank you.7.You work in the Human Resources Department.Write a 40-50 word e-mail about staff appraisals to managers:● telling them when the appraisals should take place● asking them to send a copy of the appraisal report to you● reminding them to book an interview room if necessarySuggested answerTo: all managersFrom: Mandy FortSubject: Staff AppraisalsI would like to remind you that you should be holding your staff appraisals this month. Once you have completed them could you please send me a copy of each report? If you would like to use an interview room please remember to reserve it in advance.Thank you.8. You are a regional salesman for an office equipment supplier. Youare organizing your schedule for visiting your existing clients next month.Write an email of 40-50 words to one of your clients:● explaining why you would like to visit them● proposing a time to visit● asking them to suggest an alternative if necessarySuggested answerDear Mr DriscollOur new catalogue is now ready. I will be in your area on 14th August and would be able to visit your office to discuss our special autumn offers with you then. Please let me know if this would be convenient or contact me to suggest an alternative.9.You are a key account manager for a telecommunications company. Youare going to be out of the office for a week.Write an email of 40-50 words to one of your clients:● telling them how long you will be away● explaining where you will be● suggesting who they can contact while you are away.Suggested answerDear Mr PawlakI will be out of the office for ten days from 18th March. I will be attending the telecommunications Trade fair in Hamburg. While I am away my colleague Chloe Richards will be looking after my clients, please contact her with any queries or problems you may have.10.You work for a company that sells electrical goods. You have recentlyvisited a potential supplier in Slovakia. Look at the memo and your handwritten notes.Write a 120-140 word report recommending whether your company should deal with the supplier or not.Suggested answerReport on suitability of Ludova Technologies Slovensko (LTS)IntroductionThe aim of this report is to assess whether the Slovakian company Ludova Technologies would be a suitable supplier of electrical goods for us.FindingsA recent visit to the company showed that its facilities are quite old, which results in a rather limited production capacity. Despite this, LTS produces an extensive range of high-quality electrical products including radios, CD players, cassette and video recorders.However, the out-of-date machinery means lengthy delivery times of up to three months. This situation may change when the planned modernization takes place next year.ConclusionAt present LTS would not be suitable for large orders requiring quick delivery.RecommendationsIt is recommended that we remain in contact with LTS and reconsidera supply contract once the factory modernization is completed.11.You are the manager of an office supplies company. A colleague hasreceived a letter complaining about an order for office furniture.She has left the letter for you to answer and has written some notes on it.Write a 120-140 word reply using the letter below and the handwritten notes.Do not include addresses.Bureautech33 avenue LouisBlanc75019 ParisFranceThe ManagerAdhoc Designs29 George StreetDoverEnglandJune 28 2001Order No. B13 / 4620I am writing to complain about your handling of the above order for 20order has been dealt with.desks would be sent to us within four weeks. In fact, it has actuallyIn addition, two of the desks are badlyAlso, we were told that asI trust any future orders satisfactory manner.Yours faithfully Paul ChandlerManagerSuggested answerDear Mr ChandlerRe: Order no. B13 / 4620Thank you for your letter dated 28 June. First of all, I would like to apologise for the unsatisfactory handling of your order.Unfortunately all our deliveries have experienced delays because of a strike by lorry drivers. However, as this dispute has now been settled, I am pleased to be able to inform you that we will be able to replace the two damaged desks next week.As for the invoice, as an established and valued customer, you should have automatically received a discount of 10%. I enclose an amended invoice and trust that you will accept a further 2% discount for the inconvenience you have experienced.I would like to take this opportunity to assure you that any further orders will be dealt with reliably and efficiently.Yours sincerely。
保险单的英语作文
保险单的英语作文Insurance is a crucial aspect of financial planning and risk management. It provides individuals and businesses with a safety net in case of unexpected events, such as accidents, natural disasters, or health issues. One of the most important documents related to insurance is the insurance policy, also known as theinsurance certificate or insurance contract. This document outlines the terms and conditions of the insurance coverage, including the types of risks covered, the premium amount, and the duration of the coverage. It is important forpolicyholders to carefully review their insurance policy to ensure they understand their rights and responsibilities.The insurance policy serves as a legal contract between the insurance company and the policyholder. It is a binding agreement that outlines the terms and conditions of the insurance coverage, including the rights and responsibilities of both parties. For the policyholder, the insurance policy provides a sense of security and protection against potential financial losses. It gives them peace of mind knowing that they are covered in case of unforeseen events. On the other hand, for the insurance company, the policy serves as a guarantee of payment for therisks they are undertaking. It outlines the premium amount and the coverage limits, ensuring that the company is compensated for the services they provide.One of the key components of an insurance policy is the coverage details. This section outlines the specific risks that are covered by the insurance policy. For example, in a health insurance policy, the coverage details may includeinformation about the types of medical services and treatments that are covered,as well as any exclusions or limitations. In a property insurance policy, the coverage details may specify the types of perils that are covered, such as fire, theft, or natural disasters. It is important for policyholders to carefully review the coverage details to ensure that they have the protection they need.In addition to the coverage details, the insurance policy also includes information about the premium amount and payment terms. The premium is the amountof money that the policyholder pays to the insurance company in exchange for the coverage provided. The premium amount is determined based on various factors, such as the type of coverage, the policyholder's risk profile, and the insurance company's underwriting guidelines. The insurance policy outlines the payment terms, including the frequency of premium payments and the consequences of non-payment.It is important for policyholders to understand their premium obligations to avoid any lapses in coverage.Furthermore, the insurance policy also contains information about the duration of the coverage. This section outlines the effective date of the policy and the expiration date, as well as any provisions for renewal or cancellation. The duration of the coverage is important for policyholders to be aware of, as it determines the period during which they are protected under the policy. It is important for policyholders to review the duration of the coverage to ensure that they have continuous protection against potential risks.Another important aspect of the insurance policy is the claims process. This section outlines the procedures and requirements for filing a claim with the insurance company in case of a covered loss. It is important for policyholders to understand the claims process and to be aware of any deadlines or documentation requirements. The insurance policy may also include information about the consequences of filing a fraudulent claim, as well as the rights of the insurance company to investigate and settle claims. Understanding the claims process is crucial for policyholders to ensure that they receive the benefits they areentitled to in case of a covered loss.In conclusion, the insurance policy is a critical document that outlines the terms and conditions of the insurance coverage. It provides policyholders with a sense of security and protection against potential financial losses, while also serving as a guarantee of payment for the insurance company. The policy includes important information about the coverage details, premium amount, duration of the coverage, and claims process. It is important for policyholders to carefullyreview their insurance policy to ensure that they understand their rights and responsibilities and to have the peace of mind knowing they are protected.。
商务英语保险类
Insurance保险Part 1. The Introduction of InsuranceInsurance is a key issue in international trade. The transportation of goods from the seller to the buyer is generally over a long distance and it has to go through the procedure of transit, loading and unloading, storage, etc. These goods, both being imported and exported, are subject to damage or loss. So it is customary to insure the goods against risks of collision,leakage, pilferage, fire and storm, etc.The purpose of insurance is to provide compensation for those who suffer from loss or danger that may be icurred. Cargo insurance is now an indispensable part to the import and export practice. So it will make plain in a contract as to who will cover the insurance and bear the expenses.’买卖双方签订合同后,出口商备货装运;在货物到达买方之前,可能牵涉到的环节是：买房将包装、装运要求发给卖方；买方催促装运,要求卖方提前或准时装运；卖方发出装船通知；卖方通知买方投保等;不管是哪一种情况,一般在开头部分都会提及交易中的商品,再就具体情况提出自己的要求;If the goods are sold on CIF terms, the seller is responsible for the insuring and the premium, which is 110% of the insurance value against risks as per Ocean Marine Cargo Clauses of the People’s Insurance Company of China or other insurance companies. While the buyer should arrange the insurance and bear the covering expenses, as in FOB and CFR terms.在货物运输前,买方如果合同是以FOB或CFR为基础或卖方以CIF为基础必须对货物向保险公司投保;双方交换一贯的投保惯例;Insurance protection is available for different means of transportation, such as marine, land, and aviation as well as by post. Insurance clauses are drawn up to cater for different kinds of commodities such as general cargo, refrigerated cargo, oil in bulk, live animals and poultry, and other goods.保险适用于各种交通运输渠道,比如海运,陆运,空运以及邮寄;所编写的保险条款是为满足不同货物的需求如普通货物,冷藏货物,大量的油产品,家禽以及其他货物;The premium rates are determined largely by competition but also greatly affected by the character of the merchandise insured, the geographical area in which the shipmentes are made, the classification of the vessels employed and the probable volume of the insurance. In principle, the premium rates vary with different destinations and routes and carrying periods of insurance.保险费用很大程度上是由各保险公司竞争决定的,但也受货物本身特性,运输过程的地理环境,船舶分类以及保险覆盖面等因素的影响;原则上,保险的费用等级由于不同的目的地,路线和投保期限而多种多样;In case of loss for damage, insurance investigator will be assigned to inspect the case. If after the examination, the claim turns out to be justifiable, the underwriter shall make payments to the consignee and get the right of subrogation. If the loss or damage to the goods is caused by the international act or fault of the insured, or raising from inherent vice or normal loss of the consignor, the insurance company is not liable to pay. In the last instance, the buyer should file a claim against the seller.万一发生了货物损坏,保险公司会派遣调查专员来检查事件始末;如果在检查之后,结论是公正的,保险公司会对受托者进行补偿并且获得代位偿清的权利;如果是由于国际因素、不确定因素、本身缺陷或者委托人本身正常的货损所造成的货物损失或货物坏损,保险公司不需赔偿;最终,应由买方向卖方提出赔偿申明;Part 2. 高频词汇Risks & Coverage 险别All risk 综合险All risk 一切险综合险War risk 战争险Fire insurance 火险Marine insurance 海险Additional risk 附加险Risk of leakage 渗漏险Hook damage 钩损险Risk of contamination 沾污险Total loss only T.L.O全损险Rain fresh water damage 淡水雨淋险Risk of clashing & breakage 碰损破碎险Theft, pilferage and nondeliveryT.P.N.D.盗窃提货不着险Damage caused by sweating and/or heating 受潮受热险Free from particular averageF.P.A平安险With particular averageW.A水渍险基本险Loss and/or damage caused by breakage of packing 包装破裂险Terms of insurance 保险术语Insurance 保险费Underwriter 保险商,保险承运人Insurance company 保险公司Insurer 保险人Insurance broker 保险经纪人Insurance underwriter 保险承保人Insurance applicant 投保人The insured 受保人To cover insurance投保Insurance coverage 保险范围Insurance slip 投保单Insurance against risk 保险Insurance clause 保险条款Insurance instruction 投保通知Insurance conditios 保险条件Risk insured 承保险项Consignment 托运的货物Liability 责任Lodge a claim 提出索赔In question 目前的,正在考虑的Insurance certificate 保险凭证Open policy 预约保险单,开口保险单Combined certificate 联合凭证Endorsement 保险批单Part 3. 常用句型及信函1.我公司可以承担海洋运输的所有险别;We can cover all the risks of ocean transportation.2.保险将在货物从目的地港卸货以后到达仓库结束;Insurance will terminate when the goods are delivered to the warehouse after discharge at the port of the destination.3.一切险的承包范围比平安险宽;All risks have a broader coverage than FPA.4.我们通常按发票金额的110%来投保;We usually insure for 110% of the invoice value.5.除水渍险和战争险外,请再投保破碎险;Please cover insurance against breakage apart from WPA and War Risk.6.买方承诺负担保险费连同运费;Buyer will undertake to bear premium and freight.7.按照国际惯例,除非买方要求,我们通常不投保偷窃提货不着险;According to international practice, unless otherwise required by the buyer, we will not insure TPND.8.请贵公司立即将你们所使用的费率告知,我们在此预谢;Please inform us of your premium rate and we’d like to thank you in advance.9.保险由卖方根据海运货物保险条款投保;Insurance is covered by the seller under Ocean Cargo Clause.10.如果投保附加险,附加费用由买方承担;If additional risks is insured, extra premium will be borne by the buyer.Dear Miss Liao,Re: 150 pieces Tea setsWith reference to the order No.894 for 150 pieces Tea sets, we have opened through the Bank of China, New York, confirmed, irrevocable L/C for US$2900, valid till July 20.It is your usual practice to insure the goods against FPA for only 10% above invoice value. But owing to the special feature of our goods. We’d like to have the fragile goods insured against FPA and Breakage for 150% of the invoice value for this transaction. The extra premium wii be for our account.We shall be grateful if you will arrange insurance as requested and let us have your information as soon as the goods are delivered.Yourssincerely,Jack Smith。
商务英语-保险(doc 7)
商务英语-保险(doc 7)商务英语-保险I'm looking for insurance from your company.我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip, I go to the insurance company to have them insured.装船后，我到保险公司去投保。
When should I go and have the tea insured?我什么时候将这批茶叶投保？All right. Let's leave insurance now.好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance.我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance.我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us.损失不包括在我方承保的范围内。
有关保险的英文作文
有关保险的英文作文英文：Insurance is an important aspect of our lives. It provides us with a sense of security and peace of mind. There are many different types of insurance, includinghealth insurance, car insurance, life insurance, and home insurance.One of the main benefits of insurance is that itprotects us financially in the event of an unexpected event. For example, if you have car insurance and get into an accident, your insurance company will cover the cost of repairs and any medical bills that may arise. Similarly, if you have health insurance and need to undergo surgery, your insurance company will cover the cost of the procedure.Another benefit of insurance is that it can help usplan for the future. For example, life insurance canprovide financial support to our loved ones in the event ofour untimely death. Home insurance can protect our property and belongings in the event of a natural disaster or theft.However, it is important to note that insurance can be expensive and sometimes confusing. It is important to do research and compare different policies to ensure that you are getting the best coverage for your needs at a price you can afford.In conclusion, insurance is an essential part of our lives that provides us with financial security and peace of mind. While it can be expensive and confusing, it is important to invest in the right insurance policies to protect ourselves and our loved ones.中文：保险是我们生活中重要的一部分。
介绍保险的英文作文
介绍保险的英文作文Insurance is a crucial part of our lives, providing protection and peace of mind in times of uncertainty. Whether it's for our health, our property, or our vehicles, insurance plays a vital role in safeguarding our assets and mitigating risks. It is an agreement between thepolicyholder and the insurance company, where the policyholder pays a premium in exchange for financial coverage in case of unforeseen events.Insurance policies come in various forms, tailored to meet different needs and circumstances. Health insurance,for example, ensures that individuals have access toquality healthcare without the burden of excessive medical expenses. It covers a wide range of services, including doctor visits, hospital stays, and prescription medications. This type of insurance is particularly important incountries where healthcare costs are high and can be financially crippling.Property insurance protects our homes and belongings from damage or loss caused by events like fire, theft, or natural disasters. It provides financial reimbursement for repairs or replacements, allowing us to recover from unexpected setbacks and continue with our lives. Whetherit's a house, an apartment, or a commercial property, having property insurance is essential to safeguard our investments and ensure our financial stability.Auto insurance is another type of insurance that is mandatory in many countries. It covers damages to our vehicles and provides liability coverage in case of accidents. Accidents can happen at any time, and the costs associated with repairs, medical bills, and legal fees can be overwhelming. Having auto insurance not only protects us financially but also ensures that we can fulfill our legal obligations and drive with confidence.Life insurance is a unique type of insurance that provides financial support to our loved ones in the event of our death. It offers a lump sum payment or a regular income to the beneficiaries, helping them cover expensessuch as funeral costs, mortgage payments, and daily living expenses. Life insurance is especially important for individuals with dependents who rely on their income for financial stability.Insurance companies play a crucial role in assessing risks, setting premiums, and providing coverage to policyholders. They employ actuaries, underwriters, and claims adjusters who analyze data, calculate risks, and determine the terms of insurance policies. These companies also offer additional services such as risk management advice, loss prevention strategies, and assistance infiling claims.In conclusion, insurance is a vital tool in managing risks and protecting our financial well-being. It provides us with the confidence to face uncertainties and ensures that we can recover from unexpected events without facing financial ruin. Whether it's health, property, auto, or life insurance, having the right coverage is essential in today's unpredictable world. So, next time you considerskipping on insurance, think about the peace of mind and security it provides.。
商业保险 英文作文
商业保险英文作文Commercial insurance is essential for businesses of all sizes. It provides protection against financial losses resulting from various risks such as property damage, liability, and employee injuries.One of the most common types of commercial insurance is property insurance, which covers damage to a business's property, including buildings, equipment, and inventory. This type of insurance is crucial for businesses that rely on physical assets to operate.Liability insurance is another important form of commercial insurance, as it protects businesses from the costs associated with lawsuits and legal claims. This can include claims related to bodily injury, property damage, and advertising injury.In addition to property and liability insurance, businesses may also need to consider other types ofcoverage, such as business interruption insurance, which provides financial support if a business is unable to operate due to a covered loss.Workers' compensation insurance is also a key component of commercial insurance, as it provides benefits to employees who are injured on the job. This coverage is typically required by law for businesses with employees.Overall, commercial insurance is an essential investment for businesses, as it provides financial protection and peace of mind in the face of unexpected events and liabilities. Without it, businesses may be at risk of significant financial losses that could threaten their survival.。
有关保险的英文作文
有关保险的英文作文下载温馨提示:该文档是我店铺精心编制而成，希望大家下载以后，能够帮助大家解决实际的问题。
文档下载后可定制随意修改，请根据实际需要进行相应的调整和使用，谢谢!并且，本店铺为大家提供各种各样类型的实用资料，如教育随笔、日记赏析、句子摘抄、古诗大全、经典美文、话题作文、工作总结、词语解析、文案摘录、其他资料等等，如想了解不同资料格式和写法，敬请关注!Download tips: This document is carefully compiled by theeditor. I hope that after you download them,they can help yousolve practical problems. The document can be customized andmodified after downloading,please adjust and use it according toactual needs, thank you!In addition, our shop provides you with various types ofpractical materials,such as educational essays, diaryappreciation,sentence excerpts,ancient poems,classic articles,topic composition,work summary,word parsing,copyexcerpts,other materials and so on,want to know different data formats andwriting methods,please pay attention!I think insurance is really important. It gives you a sense of security. You know, when something unexpected happens, you have that financial backup.Insurance can be a bit confusing sometimes. There are so many types and policies to choose from. It can make your head spin.But having insurance can really save you in a difficult situation. It can help pay for expensive medical bills or repairs.Some people don't think about insurance until it's too late. That's not a good idea. It's better to be prepared.And it's not just about protecting yourself. It can also protect your family and your assets.。
商务英语要求投保作文范文
As a seasoned professional in the field of international trade, I understand the importance of insurance in safeguarding business interests. Here is a sample business English essay on the requirements for insurance when engaging in trade activities. Title: The Imperative of Insurance in International TradeIn the dynamic landscape of global commerce, the role of insurance is paramount. It serves as a financial safety net, protecting businesses from unforeseen risks that could potentially disrupt operations or lead to significant financial losses. This essay will delve into the essential aspects of insurance in the context of international trade, highlighting the types of coverage required and the benefits they offer.Understanding the RisksEngaging in international trade exposes businesses to a myriad of risks, including political instability, currency fluctuations, and transportation mishaps. It is crucial for companies to assess these risks and determine the appropriate insurance coverage to mitigate potential losses.Types of Insurance Coverage1. Cargo Insurance: This type of insurance covers the goods being transported from one country to another. It protects against loss or damage during transit, which is especially important given the long and complex supply chains in international trade.2. Political Risk Insurance: This coverage is designed to protect against political events that could impact business operations, such as war, expropriation, or currency inconvertibility.3. Liability Insurance: In the event of a product recall or legal dispute, liability insurance can cover the costs associated with defending against claims and compensating affected parties.4. Business Interruption Insurance: This insurance provides financial support in the event that a business is unable to operate due to an insured peril, helping to maintain cash flow during the recovery period.The Process of InsuringThe process of obtaining insurance involves several steps:Risk Assessment: Identifying potential risks and evaluating the likelihood and impact of each.Insurance Broker Consultation: Working with an insurance broker to understand the available policies and select the most suitable coverage.Policy Selection: Choosing a policy that aligns with the businesss risk profile and budget. Premium Payment: Paying the agreedupon premium to secure coverage.Claims Management: Knowing the procedure for filing and processing claims in the event of a loss.Benefits of Insurance in International Trade1. Financial Protection: Insurance provides a financial buffer against unexpected losses, ensuring business continuity.2. Creditworthiness: Insured businesses are often viewed as more reliable by suppliers and customers, enhancing creditworthiness.3. Regulatory Compliance: In some jurisdictions, certain types of insurance are mandatory for businesses engaging in international trade.4. Peace of Mind: Knowing that risks are covered allows business owners to focus on growth and operational efficiency.ConclusionIn conclusion, insurance is an indispensable component of international trade. It offers a comprehensive safeguard against a variety of risks, enabling businesses to navigate the complexities of global commerce with confidence. By understanding the types of insurance available, the process of securing coverage, and the benefits it provides, businesses can make informed decisions that protect their assets and ensure sustainable growth in the competitive international market.This essay serves as a guide for businesses to understand the importance of insurance in international trade and the steps to secure the necessary coverage.。
剑桥商务英语作文 写封邮件 关于保险政策
剑桥商务英语作文写封邮件关于保险政策Subject: Inquiry about Insurance PolicyDear Sir/Madam,I am writing to inquire about the insurance policy for our company's business operations. As we are considering updating our current insurance coverage, we would like to gather more information about the options available to us.Firstly, we would like to know the types of insurance policies that your company offers, such as property insurance, liability insurance, and business interruption insurance. It is important for us to understand the coverage and benefits of each policy in order to make an informed decision.Secondly, we would like to inquire about the premium rates for the different insurance policies. As a small business, we need to ensure that the insurance coverage we choose is not only comprehensive but also affordable. Therefore, we would appreciate if you could provide us with a detailed breakdown of the costs involved.Furthermore, we would like to inquire about the claims process and the level of customer service that your company provides. In the event of an insurance claim, we need to ensurethat the process is efficient and hassle-free. Therefore, we would like to know more about your company's claims handling procedures.Lastly, we would like to know if there are any special discounts or offers available for new customers. As we are exploring different insurance options, any cost-saving opportunities would be greatly beneficial to our company.We would appreciate it if you could provide us with the necessary information at your earliest convenience. Your prompt response would help us in making an informed decision regarding our insurance needs.Thank you for your attention to this matter. We look forward to hearing from you soon.Yours sincerely,[Your Name][Your Position][Company Name]。
商务贸易保险英语作文
商务贸易保险英语作文{z}Title: Business Trade InsuranceBusiness trade insurance is a vital aspect of conducting international trade, providing security and protection for businesses involved in importing and exporting goods and services.This essay will explore the importance of trade insurance, the types of insurance available, and how it benefits businesses in the global marketplace.Firstly, trade insurance is crucial for businesses involved in international trade due to the numerous risks associated with cross-border transactions.These risks include political instability, economic uncertainty, and transportation hazards, which can lead to financial losses for businesses.Trade insurance mitigates these risks by providing coverage for losses incurred during the supply chain process, ensuring businesses can recover their investments in the event of unforeseen circumstances.There are several types of trade insurance policies available to businesses, each designed to address specific risks associated with international trade.One common type of trade insurance is export credit insurance, which protects businesses against the risk of non-payment by foreign buyers.This insurance coverage ensures that businesses can receive payment for their goods and services, even if the buyer defaults on their payment obligations.Another type of trade insurance is marine insurance, which protects goods during transportation from one country to another.This insurance coverage safeguards businesses against losses due to theft, damage, or destruction of goods during transit.By transferring the risk of transportation-related losses to an insurance provider, businesses can minimize their financial exposure and focus on their core operations.In addition to these specific types of trade insurance, businesses can also opt for comprehensive trade insurance policies that provide coverage for a wide range of risks, including political and economic instability, war, and terrorism.These comprehensive policies offer businesses maximum protection and peace of mind, allowing them to navigate the complexities of international trade with confidence.The benefits of trade insurance for businesses engaged in international trade are numerous.Firstly, trade insurance provides financial security and protection against the risks associated with cross-border transactions.By transferring the financial burden of potential losses to an insurance provider, businesses can protect their assets and maintain stability in their operations.Secondly, trade insurance enhances the credibility and trustworthiness of businesses in the global marketplace.By offering insurance coverage to their clients, businesses demonstrate their commitment to risk management and customer satisfaction.This can leadto increased customer confidence and stronger business relationships, ultimately enhancing the competitiveness of businesses in the international market.Furthermore, trade insurance promotes trade facilitation by reducing the barriers and uncertainties associated with cross-border transactions.By providing coverage for various risks, trade insurance encourages businesses to engage in international trade with greater ease and confidence.This, in turn, contributes to the growth of global trade and economic development.In conclusion, business trade insurance is an essential component of international trade, providing security and protection for businesses involved in importing and exporting goods and services.By understanding the importance of trade insurance, the types of insurance available, and its benefits, businesses can better navigate the risks and uncertainties of the global marketplace.Trade insurance not only safeguards businesses against financial losses but also enhances their credibility, customer trust, and competitiveness in the international market.。
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2019上半年商务英语中级写作范文：保险
1. Asking for Insurance要求保险
写作案例详解
Dear Sirs,
Thank you for your E-mail of 1 November,quoting us for 500 metric tons of wheat,your quotation is for CIF terms.We regret to say that we prefer to have your quotation and offers on CF terms.
Our position is that we have taken out an open policy with Lloyds of London.
Under the policy,when a shipment is made,all we have to do is to advise them of the particulars.We are on good terms with our underwriters and consequently receive premium rebates at regular intervals.
We would,however,be interested to know the scope of cover handled by your usual insurance company for our reference.
We look forward to hearing from you.
Sincerely yours,
2. Introducing Coverage介绍承保范围
写作案例详解
Please issue a Marine Insurance Policy in the name of Guangzhou Trading Company.
Claims payable at Washington.
Amount of Insurance required:US$ 80000.
Against the risk of All Risk War Risk.
Mark,Quantity Description of Merchandise:
Shirts; eight thousand dozens packed in eighty cases,100 dozen each.
Marks：GTCC
Guangzhou
No.1/25
V oyage from Guangzhou to Washington per S.S.Sunsailing on or about 1st August,2002.
Yours faithfully,
3. Accepting Insurance接受保险
写作案例详解
Dear Sirs,
We have for acknowledgement your letter 20th instant and are pleased to note your readiness to insure with us a shipment of Chinese porcelain from Shanghai to Genoa by sea.
The prevailing rate for the proposed shipment against all risks including war risks is 0.5%,subject to our own Ocean Marine Cargo Clauses and Ocean Marine War Risks Clauses.Copies thereof are enclosed herewith for your reference.
If you find out rate acceptable,please let us know,preferables,by
cable,the details of your shipment so that we may issue our policy accordingly.
Sincerely yours,
Xxx。