财经专业英语词汇(G)
财经保险类英语专业术语
acceptance policy 核保政策 accounting period 结算期 aggregate limit 累积限额 aggregated loss 累积损失 antiselection 逆选择 ART (Alternative Risk Transfer) 新型风险转移 balance 所欠款项 barrages 堰坝 captive pools 自保组合 catastrophe risk 巨灾风险 ceiding company 分出公司 cession limit 分保限额 claim-prone 容易出险 claims assistance 理赔协助 clean cut 结清方式 coinsurance 共保 commencement and termination 起讫 cover 承保 cover 责任额 deposit premium 预付保费 destroyed 毁坏 earth caves 土坏房屋 EPA event limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 exclusion 除外责任 exposed areas 风险承受区域 facultative reinsurance 临时分保 fault zone 断层区 finite risk 有限制的风险 flash floods 骤发洪水 flooding of rivers 洪水泛滥 frame structure 框架结构 full coverage 全额承保 full insurance value 足额保险价值 full liability 全部责任 Geophysics Institute 地球物理研究所 GNPI 总净保费收入 hailstorm 雹暴 heavy damage 严重破坏 hollow brick wall 空斗砖结构
经济与财务领域英语词汇大全
经济与财务领域英语词汇大全Introduction:The field of economics and finance is vast and diverse, encompassing a wide range of concepts, theories, and terminology. In this comprehensive guide, we present a detailed compilation of English vocabulary related to the economic and financial domains. This resource will prove invaluable to students, professionals, and anyone seeking to enhance their understanding and communication skills in the field.1. Macroeconomics:1.1 Gross Domestic Product (GDP): The total value of all goods and services produced within a country's borders in a specific time period.1.2 Inflation: A sustained increase in the general price level of goods and services.1.3 Unemployment Rate: The percentage of the labor force that is jobless and actively seeking employment.1.4 Monetary Policy: The actions taken by a central bank to manage and control the money supply and interest rates to achieve economic goals.1.5 Fiscal Policy: Government decisions on taxing and spending to influence the overall economy.2. Microeconomics:2.1 Supply and Demand: The fundamental economic forces determining the price and quantity of goods and services in the marketplace.2.2 Market Equilibrium: The state in which the quantity demanded equals the quantity supplied, resulting in a stable price.2.3 Elasticity: The responsiveness of the demand or supply of a good or service to changes in its price or other factors.2.4 Utility: The satisfaction or value derived from consuming a good or service.2.5 Marginal Cost: The additional cost incurred by producing one more unit of a good or service.3. Banking and Finance:3.1 Assets: Economic resources owned by individuals, businesses, or governments, such as cash, investments, properties, and equipment.3.2 Liabilities: Debts or obligations owed by individuals, businesses, or governments, including loans, mortgages, and accounts payable.3.3 Interest Rate: The cost of borrowing money or the return earned on savings or investments, expressed as a percentage.3.4 Credit Rating: An assessment of an individual or organization's creditworthiness, determining the likelihood of repayment of debt.3.5 Stock Market: A marketplace where stocks and other securities are bought and sold, representing ownership in publicly traded companies.4. International Trade:4.1 Balance of Trade: The difference between the value of a country's exports and imports of goods and services.4.2 Tariffs: Taxes imposed on imported goods to protect domestic industries or raise government revenue.4.3 Exchange Rate: The value of one currency expressed in terms of another currency.4.4 Trade Deficit: When a country's imports exceed its exports, resulting in a negative balance of trade.4.5 Free Trade: The unrestricted flow of goods and services between countries without barriers such as tariffs or quotas.Conclusion:This compilation serves as a comprehensive resource for English vocabulary in the field of economics and finance. The provided terms cover various aspects ranging from macroeconomics to microeconomics, banking and finance, and international trade. By familiarizing oneself with these essential terms, individuals can better navigate and communicate within the economic and financial landscape. Continual learning and understanding of these concepts are essential for personal and professional growth in this ever-evolving field.。
经济学英语词汇大全了解经济学理论与经济现象的专业术语
经济学英语词汇大全了解经济学理论与经济现象的专业术语经济学是一门研究人类在稀缺资源下进行资源配置和决策的社会科学。
在经济学领域，有许多专业术语用于描述不同的理论和经济现象。
以下是一份经济学英语词汇大全，将帮助你更好地了解经济学理论和经济现象。
一、宏观经济学术语1. Gross Domestic Product (GDP): 国内生产总值，用于衡量一个国家或地区在一定时间内生产的全部最终商品和服务的市场价值。
2. Inflation: 通货膨胀，衡量物价持续上涨的速度。
3. Unemployment Rate: 失业率，某国或地区的劳动力中未有工作的比例。
4. Fiscal Policy: 财政政策，指政府通过调整税收和支出来影响经济发展的政策。
5. Monetary Policy: 货币政策，指央行通过调整货币供应量和利率来控制通胀和经济增长的政策。
二、微观经济学术语1. Supply and Demand: 供求关系，描述市场上商品和服务的供给和需求关系，决定价格和数量。
2. Price Elasticity of Demand: 需求的价格弹性，衡量消费者对价格变化的敏感程度。
3. Utility: 效用，消费者对商品或服务的满意程度。
4. Market Failure: 市场失灵，指市场机制无法有效配置资源的情况，需要政府干预。
5. Opportunity Cost: 机会成本，指做出某个选择而放弃的最好的替代选择。
三、国际经济学术语1. Trade Deficit: 贸易逆差，指一个国家或地区的进口超过出口的差额。
2. Exchange Rate: 汇率，用于衡量一种货币与其他货币之间的相对价值。
3. Tariff：关税，进口商品需要缴纳的税费。
4. Comparative Advantage: 比较优势，指某国在生产某种商品或服务上相对于其他国家的优势。
5. Foreign Direct Investment (FDI): 外商直接投资，指投资者将资金投资到其他国家的生产或商业项目中。
财经相关英语词汇总结
财经相关英语词汇(A)Accelerated Depreciation 加快折旧任何基于会计或税务原因促使一项资产在较早期以较大金额折旧的折旧原则Accident and Health Benefits 意外与健康福利为员工提供有关疾病、意外受伤或意外死亡的福利。
这些福利包括支付医院及医疗开支以及有关时期的收入。
Accounts Receivable (AR) 应收账款客户应付的金额。
拥有应收账款指公司已经出售产品或服务但仍未收取款项Accretive Acquisition 具增值作用的收购项目能提高进行收购公司每股盈利的收购项目Acid Test 酸性测试比率一项严谨的测试，用以衡量一家公司是否拥有足够的短期资产，在无需出售库存的情况下解决其短期负债。
计算方法：(现金+ 应收账款+短期投资)---------------------------流动负债Act of God Bond 天灾债券保险公司发行的债券，旨在将债券的本金及利息与天然灾害造成的公司损失联系起来Active Bond Crowd 活跃债券投资者在纽约股票交易所内买卖活跃的定息证券Active Income 活动收入来自提供服务所得的收入，包括工资、薪酬、奖金、佣金，以及来自实际参与业务的收入Active Investing 积极投资包含持续买卖行为的投资策略。
主动投资者买入投资，并密切注意其走势，以期把握盈利机会Active Management 积极管理寻求投资回报高于既定基准的投资策略Activity Based Budgeting 以活动为基础的预算案一种制定预算的方法，过程为列举机构内每个部门所有牵涉成本的活动，并确立各种活动之间的关系，然后根据此资料决定对各项活动投入的资源Activity Based Management 以活动为基础的管理利用以活动为基础的成本计算制度改善一家公司的运营Activity Ratio 活动比率一项用以衡量一家公司将其资产负债表内账项转为现金或营业额的能力的会计比率Actual Return 实际回报一名投资者的实际收益或损失，可用以下公式表示：预期回报加上公司特殊消息及总体经济消息Actuary 精算保险公司的专业人员，负责评估申请人及其医疗纪录，以预测申请人的寿命Acquisition 收购一家公司收购另一家公司的多数股权Acquisition Premium 收购溢价收购一家公司的实际成本与该公司收购前估值之间的差额Affiliated Companies 联营公司一家公司拥有另一家公司少数权益（低于50%）的情况，或指两家公司之间存在某些关联Affiliated Person 关联人士能影响一家企业活动的人士，包括董事、行政人员及股东等After Hours Trading 收盘后交易主要大型交易所正常交易时间以外进行的买卖交易After Tax Operating Income - ATOI 税后营运收入一家公司除税后的总营运收入。
经济金融术语英汉对照
经济金融术语英汉对照经济金融领域常常涉及大量的专业术语，对于学习和理解这些术语，将英文与中文对照是非常重要的。
下面是一些经济金融术语的英汉对照列表，希望对您有所帮助。
1. Gross Domestic Product (GDP) 国内生产总值GDP是一个国家或地区在特定时间内所生产的所有最终商品和服务的市场价值的总和。
2. Inflation 通货膨胀通货膨胀是指货币供应量增加导致物价水平上升的现象。
3. Deflation 通货紧缩通货紧缩是指货币供应量减少导致物价水平下降的现象。
4. Interest Rate 利率利率是指借贷资金所产生的利息与本金之间的比率。
5. Exchange Rate 汇率汇率是指一种货币与另一种货币之间的兑换比率。
6. Stock Market 股票市场股票市场是指买卖股票的场所，也是企业融资的重要途径。
7. Bond 债券债券是一种证券，表示借款人向债权人承诺在一定期限内支付利息和本金。
8. Foreign Direct Investment (FDI) 外商直接投资外商直接投资是指一个国家的企业在另一个国家的企业中进行的长期投资。
9. Taxation 税收税收是政府从个人和企业获得财政收入的一种方式。
10. Budget Deficit 预算赤字预算赤字是指政府支出超过收入的情况，需要通过借贷或印钞等方式来弥补。
11. Trade Surplus/Trade Deficit 贸易顺差/贸易逆差贸易顺差指一个国家的出口额大于进口额，贸易逆差则相反。
12. Monetary Policy 货币政策货币政策是由中央银行制定和执行的调控货币供应量和利率水平的政策。
13. Fiscal Policy 财政政策财政政策是由政府制定和执行的调控财政支出和税收的政策。
14. Central Bank 央行央行是一个国家的货币发行和货币政策的实施机构。
15. Market Economy 市场经济市场经济是一种以市场配置资源和决定价格的经济体制。
财经专业英语词汇
财经专业英语词汇re-mortgage 再按揭；再抵押remuneration 酬金；薪酬；报酬remunerative rate 有利比率renewal of a loan 借款重贷renewal of contract of insurance 续保renewal of registration 登记续期；注册续期renewal policy 续保保单Renminbi Yuan [CNY] 人民币元rent 租金rent charge 租费rent record 租金记录rental income 租金收入rental index 租金指数rental return 租金收益rent-free 免租renunciation 放弃书reorganization of capital 资本重组reorganization of share capital 股本重组repaid bill 已偿付库券repayment 偿还；归还款项；退还税款repayment capability 偿债能力repayment of principal 偿还本金；还本repeated borrower 重复借贷者；重复借款人rephasing of expenditure 重新订定分期拨付开支的时间replacement cost 重置成本；更新成本；迁建费用replacement reserve 重置储备金；更新储备金replenishment of funds 补充资金repo security 回购抵押品Report of the Securities Review Committee on the Operation and Regulation of the Hong Kong Securities Industry 《香港证券业的运作及监察──证券业检讨委员会报告书》Report on the Financial Market Review 《金融市场检讨报告》reporting accountant 申报会计师reporting mechanism 申报机制reporting system 汇报系统representative capacity 代表身分representative of a commodity dealer 商品交易商代表representative office 代表办事处Republic National Bank of New York 美国利宝银行repurchase 购回repurchase agreement [repo] 回购协议repurchase transaction 购回交易reputed owner 据称拥有人required liquid capital 规定速动资金；规定流动资金requisite book 必需的簿册requisite voucher 必需的凭单requisition 申请书；申报表；请购单Requisition for Revenue Stamps 购买印花申请书re-registration 重新登记；重新注册reschedule of payment 重新安排付款期限rescue fund 储备金Research and Planning Division [Stock Exchange of Hong Kong Limited] 数据研究及策划科〔香港联合交易所有限公司〕resell 反售；转售reserve 储备；准备金reserve account 储备帐reserve assets 储备资产reserve balance as a percentage of government expenditure 储备结余在政府开支中所占的百分率reserve capital 后备资本reserve for bad debts 坏帐储备reserve for contingencies 意外损失储备reserve for exchange loss 汇兑损失储备reserve fund 储备金；储备基金reserve price 保留价格；最低价格reserve ratio requirement 储备比率规定reserved supplementary grant 备用追加补助金Reserves Management Department [Hong Kong Monetary Authority] 储备管理部〔香港金融管理局〕resettlement grant 转业补助金；迁置补助金resident director 本地董事residential mortgage 住宅按揭residual acceptor of foreign exchange 外汇的最后承兑人residual deficit 剩余赤字residual method 余值法residual method of valuation 余值估计法residual payment 余款；剩余付款residual supplier of foreign exchange 外汇的最后供应者residual value 剩余价值；残余价值residuary estate 剩余遗产residue 剩余额；剩余财产residue of expenditure 开支剩余额resistance line 阻力线Resource Allocation Exercise [RAE] 资源分配工作Resource Allocation Exercise for recurrent expenditure 经常开支资源分配工作resource bid 资源申请resource bureau 资源局Resources Management Unit [RMU] [Economic Services Bureau] 资源管理组〔经济局〕responsible director 责任董事restatement of account 重整帐目restocking 补充存货restricted auction 限制条件拍卖restricted banking licence 有限制银行牌照restricted licence bank 有限制牌照银行restricted tender 局限性投标；“围内”投标restriction notice 限制通知书restrictive endorsement 限制背书results announcement 业绩公布retail banking 零售银行业务retail business 零售业务retail client “散户”；“散客”retail dealer 零售商retail deposit 零售存款retail deposit interest rate 零售存款利率retail interest rate 零售利率retail investor “散户”投资者；个人投资者retail market 零售市场retail participation “散户”入市retail price 零售价格retail price index 零售价格指数retained business 保留业务retained earnings 留存收益retained import 留用进口货物retained profit 留存盈利retention 保留额；自留额retention money 保留金；保留款项retention ratio 自留额比率retirement scheme management category X business 退休计划管理第Ｘ类业务Retirement Schemes and Insurance and Bureau Administration Section [Financial Services Bureau] 退休计划及保险及行政组〔财经事务局〕retiring partner 退出的合伙人retiring trustee 退职受托人retrocession 转分保retrocession premium 转分保保费retrocessionaire 转分保人return 收益；回报率；报表；报税表Return of Computerized Payroll Emoluments 计算机计算薪俸表格return on assets 资产回报率Return on Loans, Advances and Provisions 贷款、垫款及备付金申报表revaluation 重估价值；升值revaluation of rateable values 重估应课差饷租值revaluation year 重估应课差饷租值年度revenue 收入；收益；税收revenue account 收入帐revenue base 收入基数；收入基础revenue collection 征税；收取税款revenue department 税收部门；管理政府收入的部门revenue estimates 收入预算revenue from properties and investments 来自物业及投资的收入revenue measure 征税措施；收入措施revenue outturn 收入结算revenue paper 税收文件revenue policy 征税政策；收入政策revenue proposal 征税建议；税收建议；收入建议revenue shortfall 收入不足revenue stamp 税收印花revenue-earning department 赚取收入的部门revenue-generating department 带来收入的部门reversionary estate 复归产业权reversionary interest 复归权益Review of Companies Ordinance Consultancy Report 《检讨香港公司条例顾问研究报告》revised assessment 修订评税revised estimates 修订预算revised estimates of expenditure 修订开支预算revised estimates of revenue 修订收入预算revised preliminary estimates of gross domestic product 本地生产总值的修订初步估计revive 回升；复苏revocable letter of credit 可撤销信用证revocation 撤销revocation of licence 撤销牌照revolving fund 周转基金；循环基金revolving letter of credit 循环信用证revote 再拨款reward 酬金right of control 控制权right of conversion into stock 兑换证券的权利right of pre-emption 优先购买权right of retainer 遗产保留权；财产保留权right of retention 保留权right to receive income from property 从财产收取入息的权利right to rescind 撤销的权利rights issue 供股〔上市方式〕；认股权发行；配售新股rights issue prospectus 供股章程ring 交易圈ring out 平仓；经纪之间期货交易相互结算rising price 价格上涨risk 风险risk adjustment 风险调整risk assets 风险资产risk assets ratio 风险资产比率risk exposure 风险承担risk management 风险管理Risk Management Guidelines for Derivatives 《衍生工具风险管理指引》risk management system 风险管理系统；风险管理制度risk of breakage 破损险risk of non-delivery 遗失险risk of rust 舅鹣risk of shortage 短量险risk of sweat damage 潮腐险risk premium 风险溢价risk weight 风险加权数risk weighted exposure 加权风险值"risk-based" approach “以风险为依据”的方法risk-capping 限制风险roll forward 向前推展；向前滚进roll over 转仓；滚计；滚转；续期rolling forex 日转期汇rolling plan 滚动式计划；逐年延展计划rolling settlement 滚动交收round lot 交易单位；整数成批股票；“一手”round off 以整数计；四舍五入round to nil 化为零计round turn 完整交易；轧平交易round up 清盘rounded-up sub-total 化成整数的小计round-trip contract 平仓合约Royal Bank of Canada 加拿大皇家银行Royal Bank of Scotland plc 苏格兰皇家银行royalty 专营权费；专利权费；特许权使用费rule of equity 衡平法；衡平法规则Rules and Operation Procedure of Hong Kong Securities Clearing Company Limited 《香港中央结算有限公司规则及运作程序》Rules Governing the Listing of Securities [Listing Rules] [Stock Exchange of Hong Kong Limited] 《证券上市规则》〔《上市规则》〕〔香港联合交易所有限公司〕Rules of the Exchange [Stock Exchange of Hong Kong Limited] 《交易所规则》〔香港联合交易所有限公司〕Rules on Interest Rates and Deposit Charges 《利率及存款收费规则》run on a bank 银行挤兑；银行挤提runner “驳脚”经纪；传递员running expenses 管理费用；经常费用running-down of business 缩减业务。
经济与财务英语词汇大全
经济与财务英语词汇大全一、宏观经济词汇1. Gross Domestic Product (GDP)：国内生产总值GDP measures the value of all final goods and services produced within a country during a specific period of time.2. Inflation：通货膨胀Inflation refers to the sustained increase in the general price level of goods and services over a period of time. It is often measured by the Consumer Price Index (CPI).3. Monetary Policy：货币政策Monetary policy refers to the actions taken by a central bank to influence the availability and cost of money and credit in the economy, usually through changes in interest rates or the money supply.4. Fiscal Policy：财政政策Fiscal policy refers to the use of government spending and taxation to influence the overall economy. It can be expansionary (increasing spending and/or reducing taxes) or contractionary (reducing spending and/or increasing taxes) depending on the economic conditions.5. Unemployment Rate：失业率Unemployment rate is the percentage of the labor force that is unemployed and actively seeking employment.6. Exchange Rate：汇率Exchange rate refers to the rate at which one currency can be exchanged for another. It is determined by the foreign exchange market and influenced by factors such as interest rates, inflation, and market sentiment.二、财务管理词汇1. Balance Sheet：资产负债表Balance sheet is a financial statement that shows the company's assets, liabilities, and shareholders' equity at a specific point in time.2. Income Statement：利润表Income statement is a financial statement that shows the company's revenues, expenses, and net income or loss over a specific period of time.3. Cash Flow Statement：现金流量表Cash flow statement is a financial statement that shows the changes in a company's cash and cash equivalents over a specific period of time.4. Return on Investment (ROI)：投资回报率ROI measures the profitability of an investment by comparing the gain or loss generated relative to the cost of the investment.5. Earnings per Share (EPS)：每股收益EPS is a financial ratio that indicates the portion of a company's profit allocated to each outstanding share of common stock.6. Dividend：股息Dividend refers to the distribution of a portion of a company's profits to its shareholders. It can be paid in the form of cash or additional shares of stock.三、市场与投资词汇1. Stock Market：股票市场Stock market is a market where shares of publicly traded companies are bought and sold.2. Bull Market：牛市Bull market refers to a market with rising prices and investor optimism.3. Bear Market：熊市Bear market refers to a market with falling prices and investor pessimism.4. Portfolio：投资组合Portfolio refers to a collection of investments, such as stocks, bonds, and mutual funds, held by an individual or institution.5. Diversification：多元化投资Diversification is a risk management strategy that involves spreading investments across different asset classes and sectors to reduce exposure to any single investment.6. Initial Public Offering (IPO)：首次公开募股IPO refers to the process by which a private company becomes a publicly traded company by offering its shares to the public for the first time.四、国际贸易词汇1. Free Trade：自由贸易Free trade refers to the unrestricted flow of goods and services between countries without tariffs, quotas, or other barriers.2. Import：进口Import refers to the purchase of goods and services from foreign countries for domestic consumption.3. Export：出口Export refers to the sale of goods and services to foreign countries.4. Trade Deficit：贸易逆差Trade deficit occurs when a country's imports exceed its exports, resulting in a negative balance of trade.5. Tariff：关税Tariff is a tax imposed on imported goods and services to protect domestic industries or generate government revenue.6. World Trade Organization (WTO)：世界贸易组织WTO is an international organization that deals with the global rules of trade between nations, aiming to ensure smooth and predictable trade flows.以上是一些经济与财务方面的英语词汇，涵盖了宏观经济、财务管理、市场与投资以及国际贸易等领域。
英语财经类词汇
英语财经类词汇Abandoned Assets 报废资产Abatement 折扣，减税Abnormal Depreciation 特别折旧Above Par 高于票面价值absentee payroll 员工缺勤费Absolute Advantage/Cost 绝对优势/成本Absorbed Cost 已吸收成本Absorption 费用/成本的分摊Abstinence 节制Abuse of Trust 不顾信用Accelerated Depreciation 加速折旧Acceptance 承兑，认付Acceptance Bill/Commission 承兑票据/手续费 Acceptance House 承兑行Accepting Bank 承兑银行Account Balance 帐户结余/余额Accountability 会计责任，承担责任Accounting Year 会计年度Accrued Assets 应计资产Accrued Expense 应付费用Accrued Income 应付收益Accumulated Amount 累积款额Acquisition (公司对公司的)收购Act of God/Nature 天灾Act of Honour 代兑退票active capital 活动资本／流动资本Active Circulation 货币流通额Active Demand 需求甚殷/畅销Active Market 交投畅旺市场/股票Active Trade Balance 贸易顺差actuary （保险）精算师ACU (Asian Currency Unit) 亚元单位Ad Valorem Duty 按价税、从价税Added Value 增值Added-Value Tax (Value-added Tax) 增值税 Additional Registration Fees 额外注册费Additional Tax 附加税Adjudication of Bankruptcy 宣布破产Admitted Assets 有价值资产、有清算价值资产 Advance Capital/Bill 预付资本/预付单Adventure 投机性商业活动Adverse Balance of Payment 支付逆差Adverse Balance of Trade 贸易逆差Advisory Committee 顾问委员会/咨询委员会Affiliate 附属公司/分行AFTA (Asean Free Trade Area) 亚细安自由贸易区After Sales Service 售后服务Aggregate Demand/Supply 总需求/总供应AGM (Annual General Meeting) 股东常年大会AIS (Approved International Shipping Entreprise Scheme) 特准国际船运企业计划 AIT (Approved International Trader Scheme) 特准国际贸易商证书Allocation (资金的)分配，拨款angel fund 协创基金Annual Audit 年度审计annual premium 常年保费Annual Report 常年报告书anti-dumping duty 反倾销税AOT (Approved Oil Trader Scheme) 特准石油交易商证书APEC (Asia Pacific Economic Co-operation) 亚太经济合作论坛Appropriation Act/Budget 拨款法案/预算案Approved Fund Manager 核准基金经理Approved Securities Companies 特准证券公司arbitrage 套汇Arbitration of Exchange 汇率的裁定Arrears 拖欠数额Asian NIEs 亚洲新兴工业经济体Ask Price 卖价ASSET Card 电子查间系统卡asset securitization 资产证券化asset-backed notes 资产保证票据Assets Taxes 资产税ATC (Authorised trading Centre) 授权交易站Autonomous Agency, AA 自主机关Back Tax 退缴税Back to Back L/C 背对背信用证backwardation （期货）倒价Bad Debts 呆帐Balance 差额平衡;结算Balance Account 结帐Balance Budget/Economy 平衡预算/经济Balance of Financial/Revenue and Expenditure 财政收支平衡Balance of Interest 利益均衡Balance of International Indebtedness 国际借贷差额Balance of International Payment 国际收支平衡/差额Balance of Payment Deficit 收支逆差Balance of Payment Surplus 收支顺差Balance of Trade (对外)贸易差额Balance Sheet 资产与负债表bancassurance 银行保险Bank Clearing 票据交换Bank for International Settlement (BIS) 国际结算银行 Bank Stock/Year 银行资本/年度Bankers' Acceptance 银行承兑Barrier (贸易)壁垒Barter Trade 易货贸易/物物交换base rate 基本利率Base/Base Year (指数的)基准/基准年basis point 基点basket of currencies 货币组合／篮子货币Bear Market 熊市Before Tax (Pre-tax) 扣税前Betterment 固定资产之改良、改良投资、修缮经费Betting Taxes 赌博税BHQ (Business HeadQuarter) 商业总部Bid Price 买价Bilateral Trade 双边贸易Black Rate/Black Market Price 黑市价Block Vote Allocation System 整笔拨款制度Blue Chip (Share) 蓝筹股Blue Chip investment 蓝筹股投资/稳健投资blue chip stock 蓝筹股Board of directors 董事会Bond 债券Bond 债券bonus rate 红利率Bonus Share 红股Book Closure Date 股票过名/注册截止日期book-building 账面确定book-to-bill ratio 订货与出货比值Boomflation 繁荣通膨Booming/Boom 景气/繁荣Boomlet 小景气/短暂繁荣Boutique Fund Manager 小型基金管理公司Brain-Intensive Industries 智力密集工业Brent Crude Oil Futures 北海原油期货Bridging Loan Programme 过渡性贷款计划bubble company 虚设公司bucket shop 非法经纪公司bucketing 对敲Budget Accounts 预算账户Budget Act 预算法案Budget Allocation 预算拨款Budget Allotment 预算分配Budget Appropriation 预算拨款Budget Enforcement 预算执行Budget for Annual Expenditure 岁出预算Budget for Annual Revenue 岁入预算budget item 预算项目budget outlays 预算支出budget receipt 预算收入budgetary control 预算管制budgetary innovation 财政预算新措施budgetary management 处理收支预算的方法Budgeting 预算编制Budgeting For Results, BFR 目标预算编制Bull Market 牛市Business Enterprise/Entity 工商企业Business Expectation 商业展望Business Income Tax 营业所得税Buying rate 买入汇率call option 认购期权call price 认购价格call warrant 认购凭单Capacity 能力/生产能力/设备能力Capital Account 资本帐户capital adequacy ratio 资本足够率capital adequacy ratio 资本足够率Capital and Labour 资本与劳工Capital and Liabilities Ratio 资本负债比率Capital Budget 资本预算Capital Consumption 资本消耗Capital Deficit 资本赤字Capital Expenditure/Expenses 资本开支/费用Capital Exporting and Recipient Country 资本输出国和资本接受国 Capital Gains Tax 资本收益税Capital Grants 资本拨款capital guaranteed 资本保证Capital Intensive 资本密集Capital Market 资本市场(指中长期借贷市场)capital protected 资本保障Capital Revenue 资本收入Capitalisation 市值capped FRN 具上限浮息票据Carry Back of Losses 移前扣减亏损Cash Budget 现金预算Cash Market 现金市场cash value （保险）现金价值CBO/CLO (collateralised bond obligation) 抵押保证债券Central Depository Pte Ltd (CDP) 中央托收公司Central Limit Order Book (CLOB) 自动撮合国际股市CEO 总裁CEPT 有效普惠关税cess 餐馆与酒店税charge card 赊账卡Chartered Bank 特许银行classified loan 有问题贷款close a position 平仓close-end fund 固额基金Closing Price 闭市价CNN 电视电缆新闻网(简称电缆新闻网)Commodity Tax 商品税Comparative Advantage 相对优势Comparative Costs 比较成本Complete Plant 成套设备Composite Demand 综合性需求Concession 优惠/特惠Concessional loan/terms 特惠贷款/条件Consolidated Account 综合帐目Consolidated Profit/Loss 综合盈利/亏损(综合损益表)Consolidated Tax 综合税Consolidation (公司的)合并、(帐目的)综合、(货物的)集装、(股市上涨后的)靠稳 Consumption Tax 消费税contango （期货）顺价、溢价Contra Trade 对敲交易contract manufacturer 合同制造商Conversion Price 转换价Convertible Loan Stock 可转换债券Corporate and Personal Income Taxes 公司及个人所得税Corporate Communications 企业通讯Corporate Planning 企业策划Corporate Services 企业服务Cost Efficiency 成本效率Cost Inflation 成本性通货膨胀Counter Tariff 对抗关税Counter Trade 对销贸易covered warrant 备兑凭单CPF Cashier's Order 公积金本票CPF Contribution Rate 公积金缴交率CPF Investment Scheme 公积金投资计划CPF Minimum Sum 公积金最低存款计划credit default swaps 信贷违约风险掉换credit-linked notes 信用风险联结票据critical year 替换期currency option 货币期权currency swap 货币掉期Current Account 经常项目/国际收支账目/往来户头 Current Expenditure 经常开支Current Liabilities 流动负债Current Year 本年度Customs and Excise Taxes 关税及国产税cut margin 斩仓De Facto Company 事实上的公司Dealer 交易员death benefit （保险）死亡利益debit card 转账卡Debt Relief 债务免除Debt Servicing 债务偿还事务、债务还本付息Deed of Mortgage/Property 抵押契约/财产转让契约 Deed Tax 契据税deflation 通货紧缩Deflation/Policy 通贷紧缩/政策Deflator 缩减指数demand draft 即期汇票Demand-pulled inflation 需求引发的通膨Dependant's Protection Scheme 家属保障计划Depreciable Assets 应折旧资产Depreciated Currency 贬值货币deputy president （银行）副行长derivative market 衍生金融工具市场derivative product 衍生产品／工具Development Financing 发展集资Development Fund 发展基金Development Tax 发展税Diesel Tax 柴油税Diminishing Returns 报酬递减discount rate 贴现率discretionary fund 自主基金dividend 股息Dividend 股息Dividend Yield 周息率dollar-cost averaging 成本平均法domestic exports 国内出口domino theory 骨牌理论doubtful （贷款等级）可疑DTA (Agreement for Avoidance of Double Taxation) 避免双重课税协议 dual currency bond 双重货币债券dumping 倾销Duties on Cigarettes and Tobacco 香烟与烟草税EAEC (East Asia Economic Caucus) 东亚经济核心论坛early withdrawal penalty 提早取款罚金Earnings Per Share (EPS) 每股盈利Economic Grouping 经济集团Economy of Scale 规模经济(指大规模企业经营的经济效益)Education Scheme 教育计划Edusave Account 教育储蓄计划户头effective exchange rate 有效汇率EGM (Extraordinary General Meeting) (公司)股东特别大会Electronic Share Application (ESA) 认购新股电子服务employee share optiong scheme 雇员认股计划EMS (European Monetary System) 欧洲货币体系endowment policy 储蓄保险Entertainments Duty 娱乐税Entrepreneur 企业家Equilibrium of Balance of Payment 国际收支平衡Equity 资本/股本/资产净值Equity Capital 资本/股本Equity Earning 股本盈利Equity Financing 售股集资equity-accounting 权益会计Equity/Direct Investment 股本投资/直接投资Ergonomics 人才经济学/人类工程学ERS 经济重组股票Estate Duty 遗产税eurodollar （利率）欧洲美元euromark （利率）欧洲马克Euromart/European Market 欧洲共市euroyen （利率）欧洲日元ex-right 除权Exchange Tax 外汇税exchange traded fund 挂牌基金Exchequer 国库/财源Exchequer 英国财政部excise duty 国产税Excise Duty/Tax 国产税/货物税/特许权税executive vice president （银行）执行副总裁Exempt 豁免Exempt from Tax 免税Exemption 豁免缴税Exercise Price 转换价existing rent 现有租金Expansion Broad-based 全面性扩展Expenditure on Manpower 人力开支Expenditure Tax 支出税External Assets 国外资产External Linkage 对外联系Extra Duty 特别税Extraordinary Budget 额外预算Extraordinary Expenditure 额外支出Extraordinary Expenses 额外经费Face Value 面值Factors of Production 生产要素Factory Tax 出厂税/制造税Favourable Balance 顺差Favourable Balance of Trade 贸易顺差feeder fund 支线基金fidelity bond 忠诚债券Final Balance 最后结余、最后余额Final Budget 核定预算Final Dividend 年终股息Financial and Business Services 金融与专业服务financial engineering 财务工程Financial Year 财政年Financing 集资Fines and Forfeitures 罚款及没收物Fiscal Levy 财政税收fiscal policy 财政政策Fiscal Policy 财政政策Fiscal Year 财政年度Fixed Assets System (FAST) 固定资产制度Fixed Price Share 定价股fixed rate 定息Flexible Wage System 灵活工资制度Floating exchange rate 浮动汇率floating rate loan 浮息贷款floating rate note 浮息票据FOMC (Federal Open Market Committee) 联邦公开市场委员会Foreign Share 海外股forward 远期Free Depreciation (投资优待)自由折旧Full Bank 全面银行Full Employment 全民就业Full-Imputation System 全面归原税制Futures 期贷galloping inflation 恶性通货膨胀GATT 关税与贸易总协定(简称关贸总协定)gazetted tourist hotels 登记酒店GDP 国内生产总值GDP Deflator 国内生产总值缩减指数GDP Per Capita 国内人均产值/(按人口平均计算的国内生产总值) gearing ratio 资本与负债比率General Income Tax 一般所得税General Tariff 普通税制/单一税率General Trading 一般贸易Generalized Inflation 全面通膨Gensaki 日本短期货币市场GNP 国民生产总值GNP Per Capita 国民人均产值(按人口平均计算的国民生产总值) Goods and Services Tax (GST) 货物与服务税(简称消费税)goodwill amortisation 商誉摊销GOP (Gross Overall Profit) 总盈利额Grants-In-Aid (GIA) 援助津贴、辅助金Group Relief 集体估税扣税growth bonus （保险）期终额外红利Growth Dividends 增长分红Growth Triangle 成长三角GSP (Generalized System of Preferences) 普遍优惠制(普惠制) GST 消费税GST Assistance Measures 消费税援助措施GST Assistance Package 消费税援助配套GST Credits 消费税补贴GST Offset Package 消费税抵消配套Guidelines for Property Funds 房地产基金准则haircut （证券）估值折扣Hard Cash 现金Hard Currency 硬货币Hard Money 硬币/铸币hard money 硬货币、强势货币heading （税务）税目Heavy Duty 重关税heavy market 呆滞市场Heavy Tax 重税hedge 对冲hedge fund 对冲基金Hedge/Hedging/Hedgeable (商品，期货的)对冲买卖、套期保值、可套期保值 Hidden Tax 间接税Hire Purchase Act 租购法令Home Protection Scheme 家庭保障计划hort cover 盖盘Hot Money/Bad Money/Refugee Money 热钱或游资Hyperinflation 恶性通货膨胀Hypermarket 巨型超级市场I/E (Import-Export) 进出口Impersonal Tax 间接税Import Surtax 进口附加税Imputation System 估算制度in the money 赚钱in-and-out trader 投机者incidence of tax 最终纳税者Income and Expenditure Account 收支账income bonus （保险）月利Income from Royalties 专利权收益Income Tax 所得税Income Tax Allowance 所得税免税额Indefeasible Rights of Use 不能废除／不能使之无效的使用权indicative price 预示价Indirect Tax 间接税Infant Industry (需要保护的)新生工业Initial Public Offering (IPO) 公开售股计划Inland Duty 内地税Inland Revenue 国内税收Input Tax 源头消费税input tax 进项税Insider Trading 局内人交易interbank market 银行同业市场interbank rate 银行同业拆息率interest margin 利差幅度interest rate swap 利率掉期Interim Dividend 年中/中期股息Interim Results 中期业绩Internal Tax 国内税Invest Singapore 投资新加坡investment grade bond 投资级别债券Investment Incentive 投资奖励Investment Surcharge 投资收入附加税investment-linked product 投资联结产品IPO 首次公开售股计划Issued Capital 发出股本JGB (Japan Government Bonds) 日本国债jobber 证券交易商／中间商jobber trade 当日平仓交易Judicial Act 诉讼Judicial Person 法人junior bond 次级债券junk bond 垃圾债券／高风险债券JV (Joint Venture) 合资经营/联营kerb dealing 场外交易kerb market 场外市场kerbstone broker 场外经纪人Key Currency (国际)主要货币Key Industry 主要工业Know-how 技术/知识Know-how Deal 技术交易Knowledge Industry 知识产业Labour and Capital 劳资双方Labour-intensive 劳工密集Labour-saving 节省劳力Laissez-faire Policy 自由放任政策Land Bank 土地银行Land Bank (政府、公司等)所拥有的土地Land-intensive 土地密集Lead manager 主理银行lead manager 牵头经理lead underwriter 主要包销商Legacy Duty 遗产税Legal Budget 法定预算Legal Capital 法定股本Lending Rate 贷款利率letter of credit 信用证leverage foreign exchange trading 杠杆外汇交易 levy taxes 税收LIBOR 伦敦银行同业拆息率Licences and Permits 执照及准证License System 许可证制度License Tax 执照费Licensing 颂发专利证/许可证、许可证贸易limited period premium 限期保费Liquid Capital 流动资本Liquid Liabilities 流动负债Liquid Reserve 流动储备金Liquidity 周转、流动账、清偿能力Liquidity Ratio 周转率、流动比率Listed Companies 挂牌公司listed company 上市公司Loan Stock 债券Loan Syndication 财团贷款Local (Simex) (新加坡国际金融交易所)个人会员Local Enterprise Financing Scheme,LEFS 本地企业融资计划 Local Shares 本地股locals （交易所）个人会员long position 买空盘口loss （贷款等级）全损Loss and Gain 损益Loyalty Shares 忠诚股Luxury Tax 奢侈品税Mainboard 第一级股市maintenance call 追缴维持保证金maintenance margin 维持保证金Management Accounting System (MAS) 管理会计制度Margin 按金/保证金margin （外汇）保证金Margin Buying 交保证金的买空margin call 补仓margin out 平仓Margin Trading 按金交易margin trading 保证金交易Marginal Profit 边际利润Marginal Propensity to Invest/Save 边际投资/储蓄倾向Marginal Return/Revenue 边际盈利/收入Maritime Centre 海事申心Market Capitalization 市值Market Discount Rate 市场贴现率market maker 市场制造者／市场经营者market-maker system／market-making system 市场作价制度 MAS 新加坡金融管理局MediShield 健保双全计划merchant bank 证券银行MFA (Multi-fabre Agreement) 多种纤维协定MFN (Most Favoured Nation) 最惠国MFNC (Most Favoured Nation Clause) 最惠国待遇条款Mini Crisis/Mini Recession 小危机/轻微衰退MNCs 跨国公司MOD (Million Gallons Per Day) 每天百万加仑Monetary Policy 货币政策monetary policy 货币政策money broker 货币经纪money laundering 洗黑钱Money Market 货币市场/短期藉贷市场MoneySENSE 存钱有方、理财有道Monthly Variable Component 每月可变动工资制Mortgage Reducing Term policy 抵押递减保险计划Movable (Property)/Movables 动产moving average 移动平均mutual offset system 互相对销系统NAFTA (North America Free Trade Area) 北美自由贸易区 National Currency 本国货币National Debt 国债National Economic Budget 国民经济预算National Income 国民收入National Income (in Real Terms) 国民实际收入National Revenue 国家税收/政府岁入near money 准货币／近似货币nearby month 近期Negative Growth 贸增长Net Balance of Trade 贸易净差额Net Earnings Per Share 每股净利Net National Product (NNP) 国民生产净值Net Tangible Assets 有形资产净额Net Tangible Assets Per Share 每股净有形资产值New Singapore Share (NSS) 新新加坡股票（新新股票） NIE 新兴工业经济体NODX 非石油国内出口Nominal Amount 面额Nominal Capital 名义资本Nominal Earnings/Yield 名义收益Nominal exchange rate 名义汇率Nominal Expenditure 名义支出Nominal Income 名义收入Nominal Wage 名义工资nominee 委托人Nominee Company 托管公司nominee company 委托公司non-perfroming loans 不良贷款Non-Residential Properties Scheme 非住宅房地产计划 non-tariff-barrier 非关税璧垒Non-tradable goods 不可贸易品not negotiable 不可转让NS Bonus 国民服役花红OB／OS Index 超买超卖指数Odd Lot 散股odd lot 零星股／散股OECD 经济合作及发展组织(简称经合组织)OEM 原件器材制造商off-balance-sheet 资产负债表外项目Offshore Bank 岸外银行Offshore Banking 岸外银行业Offshore Loan 岸外贷款OHQ Status 营业总部证书Oil Royalty 石油开采税One-tier System 单一公司税制度OPEC 石油输出国组织(简称油盟)open account format 赊账形式open-end fund 不定额基金operating expense 经常开支operating income 经常收入Opportunity Cost 机会成本Opportunity Fund 进取基金Optimization 最佳效益option 期权Option 选择权、期权Ordinary Shares 普通股Other Operating Expenditure (OOE) 其他行政开支Outlay 总支出/全国消费投资总额Outlay Tax 消费税output tax 销项税Output Tax 支出消费税Over Subscribed 超额认购over-the-counter trading （证券）场外交易overdraft 透支Overheating in The Economy 经济过热Paid-up Capital 缴足资本par 面值Par Value 票面值Par Value 面值participating policy 参与分享投资利益的保单passed （贷款等级）一级贷款Patent Law 专利法payable 应付账款PAYE (Pay as You Earn) 所得税预扣制计划Payroll Tax 薪金税pegged 挂钩Pensions 养老金Pensions Expenditure 退休金开支Per Capita 按人口平均计算、人均perpetual preference shares 永久优先股Personal Income Tax 个人所得税Personal Tax 个人税policy loan 保单贷款Poll Tax 人头税portable medical benefits scheme 可转移医药福利计划portfolio （投资）组合Position 盘口Post Secondary Education Account 中学后延续教育户头posted rents 租金时价Preference Shares 优先股premium 保费（保险）／溢价Prepaid Tax 预付税款president （银行）行长Pretax 扣税前的Price-earnings Ratio 本益比primary dealer 主要交易商primary market 发售市场Private Placement 私下售股producer price index 生产物价指数Profit Taking 套利profit taking 套利Progress Package 增长配套Progressive Income Tax 累进所得税Progressive Tax 累进税/累进税制Property Tax rebate 产业税回扣Property Tax Refund on Vacant Residential Buildings Undergoing Works 退还产业税予正在进行装修工程的空置住宅proprietary trader 专属交易员Prospectus 发股计划书prospectus 招股书／售股计划书proxy 代理人／代表权proxy form 代表委任书Public Communications 公共传播Public Company 挂牌公司Public Transport Fund 公共交通基金put warrant 可卖回凭单Quality Market 重质量的市场Quota 限额、配额、固打Quota System 配额制(国际货币基金会各国配额) Quoted Company/Corporation 挂牌公司/上市公司 Quoted Securities/Shares 挂牌证券/股票R&D (Research and Development) 研究与发展Rated Tax 定率税Rates 收费率、保险收费率Re-export 转口Ready Market 现货市场receivables 应收账款Recession 经济衰退Recurrent Cost/Appropriation 经常成本/经常拨款 Recurrent Expenditure 经常开支Recurrent Revenue 经常收入recurring cost 经常成本recurring income 经常收入red chip stock 红筹股Registration Tax 注册税Regressive taxation 递减税制regular premium policy 定期保费保单regular savings plan 定期储蓄计划Reimbursement 偿还reinsurance 再保险／分保／转保REIT 房地产投资信托Remisier 取佣经纪reserve currency 储备货币reserve requirement 储备要求resistancelevel 阻力位Restricted Bank 限制银行return on eqiuty (ROE) 股本回报Revenue Duty/Tax 收入关税/财政关税Reverse Income Tax 低收入补助费Revised Budget 修订预算Rights Issue 附加股Rights Issue 附加股Road Tax 路税roll-on roll-off vessel 滚装船Royalty 专利税RSI (Relative Strength Index) 强弱势指数rules of origin 原产地规则Running Account 流水帐running cost 运作成本SAVE (Save as You Earn) 边赚边储计划scalper 薄利投机者（通常不在市场逗留超过一天）Scripless Trading 无票交易second board 二板股市seconday market 转售市场Securities Account 证券户头Securities Industry Act 证券业法令seed money 种子基金Selective Consumption Taxes 选择性消费税senior bond 优先债券settlement day 结算日SEZ (Special Economic Zone) 经济特区share buyback 股票回购share option 股权认购权／认股权Share option 股票认购权share ownership Top-Up Scheme 填补公积金购股计划Shareholders' Funds 股东资金short position 卖空盘口Short Selling 卖空SIBOR 新加坡银行同业拆息率SICOM (Singapore Commodity Exchange) 新加坡商品交易所sidelined 持观望态度sideliner 观望者SIMEX 新加坡国际金融交易所Singapore Allowance 新加坡津贴（养老金）Singapore Exchange 新加坡交易所Singapore Exchange Derivatives Trading 新加坡衍生商品交易所Singapore Exchange Securities Trading 新加坡证券交易所Singapore Foreign Exchange & Brokers Association 新加坡外汇与货币经纪协会 Singapore International Foundation 新加坡国际基金single premium policy 一次过保费／单期保费保单Sinking Fund 偿债基金/累积基金/公积基金Skills Development Fund 技能发展基金Slowdown 放缓(经济)slumpflation 不景气通货膨胀／萧条膨胀soft currency 软性货币／软弱货币special mention （贷款等级）应加注意级special purpose vehicle 特别用途公司Speculation 投机买卖Speculative Stock 投机性股票spot commodity 现货商品spread 价差square 平仓squeeze 逼仓Stamp Duty/Tax 印花税Standard Chartered Bank 渣打银行start up 起步公司Statement of Account 账单、对账单Statutary Boards Contributions 法定机构捐款Stock Exchange of Singapore (SES) 新加坡股票交易所Stock Exchange of Singapore Dealers' Automated Quote (SESDAQ) 自动报价股市或第二级股市stop loss 止蚀Straits Times Industrial Index (STII) 海峡时报工商指数Strike Price 最低成功标价structured deposit 组合式存款subordinated bond 次等债券subordinated notes 附属票券Subsidiary 子公司substandard （贷款等级）次级Supplementary Retirement Scheme (SRS) 退休辅助计划surrender value 退保价值Suspended 暂停交易SWAP (汇兑期货)换期/互换swap 掉期Swap Agreement 互换货币协议、互购协定Takeover 收购tariff 关税tax allowance 收入免税额／税收优惠tax assessment 估税tax avoidance 避税tax band 税级tax base 税基tax bracket 纳税组别tax break 减税tax concession 税务减免tax credit 税额减免／抵减税额tax deduction 税额扣减Tax Deduction for Contributions to Edusave Scheme 缴教育储蓄计划金课税扣减Tax Deduction for CPF Contributions of Self-employed Persons 自雇人士缴公积金课税扣减Tax Deduction for General Provisions Made by Bank 银行一般储备金课税扣减tax deferred 延迟纳税tax element 税收成分tax evasion 逃税／漏税tax exemption 免税Tax Exemption on Dividends Paid out of Foreign Income 外国收入的股息免税Tax Haven 避税港/低税国tax haven corporation 避税地公司Tax Holiday (鼓励投资的)免税期tax incentive 税务奖励Tax Incentive for Services Provided by Trust Companies 信托服务税课税奖励Tax Incentive for Underwriting and Managing International Securities I 国际证券包销管理课税奖励tax incidence 纳税负担tax item 税目tax liability 税务负担tax limit 课税限额／纳税限额Tax on Property 产业税Tax On value Added 增值税tax preference item 享受优惠税率的项目tax rebate 缴税扣税额tax relief 估税扣税额Tax Relief for Handicapped Spouse 残疾配偶课税优待tax shelter 合法避税手段tax shield 节税手段tax supplements 税收补征tax threshold 免缴税入息额／起税点tax-free allowance 免税额tax-free income 免税收入tax-free profit 免税利润tax-free trade zone 免税贸易区taxable estate 应纳税遗产Taxable Income/Earnings 应纳税收入taxable item 税目Technical Analysis 技术性分析或图表分析Technical Know-how 技术知识Technology Transfer 技术转移Tender Shares 投标股Tertiary Industry 第三产业(指服务业)TEU 集装箱单位tier-1 capital 一级资本Tight Money 银根紧缩time lag 时差／时间间隔Top-Up Minimum Sum 填补最低存款计划Tourism Cess 旅游税trade creditor 应付账项trade debtor 应收账项Trade Gap 贸易差额trade-weighted exchange rate 贸易加权汇率Trading Account 交易户头transferable medical benefits scheme 可转让医药保险计划 Transferable Subscription Rights (TSRs) 认股权transfers costs 公款转移Transportation Tax 运输税treasurer （银行）资金主管treasury activity 资金交易活动treasury bond 国库债券Treasury Note Bond 国库券/国库债券Trust Companies 信托公司Trustee Stock 信托股turnkey contract 整套承包合同／万事具备合同turnkey project 统包工程Two-tier Price System 两价制umbrella fund 雨伞基金unclassified loans 无问题贷款uncovered cost 未收回成本uncovered loan 收不回贷款Under Subscribed 认购额不足under-the-counter 柜台下交易／台底交易Underwriter 包销商underwriter 包销商／包销机构Unilateral Tax Credit, UTC 单向税务减免Unit of Account 记账单位/计价单位Unit Trust Fund 单位信托基金Unlisted 未挂牌/未上市的unproductive wage 非生产性工资unrealised loss 未实现亏损unrealised profit 未实现盈利unrealised revenue 未实现收入Unsecured Account 无担保账户Unsecured Loan Stock 无担保债券Upswing/Upturn 经济好转Utilization of Resources 资源的利用Variable Budget 可变预算VAT (Value-added Tax) 增值税Venture 商业冒险、商业企业Venture Capital 风险资本、冒险资本venture capital fund 创业基金vice president （银行）副总裁voluntary bankruptcy 自愿破产／自愿申请破产voluntary liquidation 自愿清盘Wage Freeze 工资冻结War Rate 战险费率War Risk Premium 战险保费War Time Economy 战时经济Warrant 凭单Water Conservation Tax 鼓励节省用水税Wealth Tax 财富税weighted average 加权平均When-issued 发股后Whichever is higher/lower 按两者中较高/低者计算Wholesale Bank 批发银行wholesale price index 批发物价指数withholding agent 税款预扣代理withholding system 税款预扣制Withholding Tax 预扣税Withholding Tax 预扣税Workfare Bonus 就业奖励花红Workfare Income Supplement Scheme 就业入息补助计划Workfare Supplement Scheme 就业奖励补贴计划Working Assets/Capital 营运资产/资本working expenses 营运开销World Trade Organisation 世界贸易组织Writeoff 注销Writing Down Allowance 资产减值税务津贴Written Laws 成文法Yankee Bond 杨基债券year-end adjustment 年终调整Yield 收益、产量、回利Zero Economic Growth 零经济增长Zero rated 零点税率Zero Rates of Duty 免税Zero-growth 零增长Zero-sum Game 零和游戏、一方赢另方输竞赛、不是你输就是我赢。
金融财经类常用词汇表达
金融财经类词汇a－zAaccommodative monetary policy适当的货币政策according to the international practice按照国际惯例adverse selection逆向选择adjustable fatigue调整疲劳症affordable housing projects安居工程aggregate demand总需求（社会总需求）aggregate purchasing power社会商品购买力aggregate supply总供给（社会总供给）allocative efficiency资源配置效率allocative decision(基金等的)分配方案anti-dumping duty反倾销税anti-inflation policy反通货膨胀政策arm’s length transactions独立交易；非关系户交易Article VIII country经常项目可兑换的国家；接受国际货币基金组织协定第八条款austerity policies紧缩政策autarky 封闭经济（指由政府造成的，含贬义）Bblue chip stock蓝酬股bonded area保税区bottom (trough) of business cycle周期谷底bridge bank过度银行budget constraint预算约束business cycle经济周期business tax营业税buyer’s market 买方市场CCayman Islanders （为逃避监管）在开曼岛注册的（金融）机构capacity utilization设备利用率capital account convertibility资本项目可兑换capital budget建设性预算capital flight资本外逃；资本抽逃capital reflow资本回流carryover effect翘尾因素cautious in lending慎贷central bank lending中央银行贷款（再贷款）chain debts三角债chamber of commerce商会change in reserve assets储备资产增减change-of-ownership-based accounting principle所有权核算原则CHIBOR(China inter-bank offered rate) 中国同业拆借市场利率China Insurance Clause(CIC) 中国保险条款CHIPS(Clearing House Inter-bank Payment System) 同业支付清算系统circuit breaker涨跌停板city commercial bank城市商业银行claims on the non-financial sector对非金融部门债权clearing house清算所closed economy不开放经济commodity-related cash reflow商品回笼competitive devaluation竞争性贬值concealed accounts账外账concerted intervention联手干预conditional convertibility有条件的可兑换conditionality（国际货币基金组织的）贷款条件conduct of monetary policy制定和执行货币政策conform to a certain standard符合一定的标准conservatorship托管consumer price index（CPI）消费物价指数contagion effect扩散效应convergence criteria趋同标准convertible currency可兑换货币cost-push inflation成本推动型通货膨胀countercyclical policy逆周期政策countervailing duty反补贴税credit control信贷规模控制credit crunch信贷紧缩credit rating信用评级credit ratings资信评级credit reference system信用查询系统credit to related interest对关系人贷款credit worthiness信誉度creditor country债权国cross-border banking跨境银行业务currency board货币局制currency composition币种构成currency mismatch币种搭配不当currency outside bank流通中现金current account经常项目current account convertibility经常项目可兑换current budget经常性预算custody of government debt国债托管customs and practice惯例与做法cyclical divergence 经济周期不同步Ddebt fatigue债务疲劳症debt forgiveness债务减免debt overhang债务过重debt rescheduling债务重组debt service ratio偿债率（当年应付本金和利息与出口总值之比）debt-equity swap债权转股权debtor country债务国deflation通货紧缩demand elasticity需求弹性demand expansion需求膨胀demand-pull inflation需求拉动型通货膨胀denomination mismatch币种搭配不当deposit insurance system存款保险体系deposit money banks存款货币银行deregulation放松管制derivative（金融）衍生工具diminishing returns收益递减规律disbursement of foreign capital实际利用外资disguised irregular (or illegal) fund raising变相社会集资disguised unemployment隐蔽性失业disintermediation脱媒现象；信贷资金绕过中介机构循环disinvestment投资萎缩效应distorted signals信号失真distributional efficiency产品分配效益domestic credit国内信贷总额domestic debt内债down-stream enterprises下游企业dual exchange rate system 汇率双轨制；双重汇率制Eearly-warning system风险遇警系统easing monetary policy放松银根economic depression经济萧条economic fundamentals宏观经济基本状况；经济基本面economic indicators经济指标economic recession经济衰退economic sanction经济制裁economic stagnation经济停滞economies of scale规模效益economies of scope多元效益effective supply有效供给effective tax rate实际税率electronic data interchange(EDI) 电子数据交换emerging market新兴市场endogenous shock内生冲击enforcement action强制措施entrenched interest既得利益excess capacity生产能力过剩exchange rate misalignment汇率失调exogenous shock外生冲击expenditure changing policy影响支出的政策export-oriented economy出口导向型经济external debt外债external liberalization 对外开放Ffinal consumption最终消费final product最终产品finance companies财务公司financial crisis金融危机financial deepening 金融深化financial derivatives金融衍生物financial disintermediation脱媒；资金体外循环financial disturbance金融风波financial fragility金融脆弱financial oligarch金融寡头financial panic金融恐慌financial repression金融压抑financial turbulence金融动荡financial unsoundness金融不稳键financing gap资金缺口fine turning微调fiscal agent国库代理fiscal consolidation财政整顿（包括增收节支和改善结构）fiscal creation of money财政性发行fiscal outcome财政决算fiscal overdraft财政透支fiscal restraint财政节制fit and proper test（对高级管理人员的）资格审查flight to quality资本逃险；资本惊逃forced saving强迫储蓄foreign direct investment外国直接投资foreign exchange cover外汇抛补foreign exchange reserves外汇储备foreign exchange surrender结汇foreign exchange swap外汇调剂freely convertible currency可自由兑换货币frictional unemployment摩擦性失业full employment充分就业full face value全部面值fundamental analysis 基本面分析GGDP deflator国内生产总值缩减指数general government广义政府（包括地方政府和中央政府）general market risk一般市场风险goodwill商誉government divestiture政企分开（离）government sector政府部门government securities repurchase 国债回购gross capital formation资本形成总额gross domestic product(GDP) 国内生产总值gross national product(GNP) 国民生产总值gross retail sales 社会商品零售额Hhard currency硬通货heavily-indebted poor countries(HIPCs) 重债穷国hedge fund对冲基金；避险基金；套利基金herd instinct羊群效应hidden inflation隐蔽性通货膨胀hidden unemployment隐蔽性失业home country母国hostile takeover敌意收购hot money热钱；游资hyperinflation 恶性通货膨胀Iincentive structure 激励机制incomes policy收入政策Incoterms国际贸易术语解释通则independent accounting独立核算indexation指数化industrial policy产业政策infant industry幼稚产业inflation expectation通货膨胀预期inflation inertia通货膨胀惯性inflation tax通货膨胀税informatics信息产品information asymmetry信息不对称information disclosure信息披露inheritance tax 遗产税insider transactions内幕交易insolvency资不抵债；失去支付能力Institute of London Underwriters伦敦保险协会institutional investors机构投资者institutional purchasing power社会集团购买力institutional shareholders法人股东intellectual property知识产权interlocking relationship（在不同金融机构）兼职关系involuntary unemployment非自愿性失业issue IOU 打白条Jjudicial proceeding 法律诉讼Llabor shedding消减冗员lagged effect滞后效应laid-off employees 下岗工人legal jurisdictions法律管辖权legal tenders法币less developed countries(LDCs) 欠发达国家leveraged buyout杠杆收购（指主要通过借款收购公司）LIBOR(London interbank offered rate) 伦敦同业拆放利率limit down跌停板limit up涨停板listed corporations上市公司low-cost housing projects 安居工程Mmacroeconomic management宏观调控；宏观管理macroeconomic objectives宏观管理目标；宏观经济目标managed floating exchange rate有管理的浮动汇率mandatory measures指令性措施mandatory plan指令性计划market access市场准入（指商品和劳务的进入）market capitalization市值market entry市场准入（指机构的审批）market exit市场退出market failure市场调节失调market maker造市者market producer市场生产者market risk市场风险market segmentation市场分割market share市场占有率；市场份额marketability适销性；产销衔接material injury实质性损害merchandise trade商品贸易（相对于服务贸易而言）monetary base基础货币monetary condition银根monetary contraction银根紧缩monetary overhang货币供应过多monetary policy stance货币政策态势monetary survey货币概览money illusion货币幻觉money laundering洗钱money supply货币供给mono-bank system大一统的银行体系moral hazard道德危害；道德风险moral persuasion道义劝说most-favored nation treatment最惠国待遇mull and void无效的，作废的multilateral netting多边轧差multiple currency practice多重货币做法multiple exchange rate regime多重汇率体制mutual fund共同基金NNASDDAQ（National Association of Securities Dealers Automated Quotation System）美国券商协会自动报价系统national disposable income国民可支配收入national income国民总收入national saving国民储蓄national treatment国民待遇natural unemployment rate自然失业率net domestic product（NDP）国内生产总值neutral fiscal policy中性财政政策new sources of economic growth新经济增长点nominal anchor名义支撑点non-bank financial institutions非银行金融机构non-financial corporate sector非金融企业部门non-investment grade非投资级别non-performing loans不良贷款non-profit organizations非盈利机构notary public公证人Ooff-budget expenditure（revenue）预算外支出（收入）offshore banking离岸银行业务offshore financial center离岸金额中心open economy开放经济open inflation显性通货膨胀open market operation公开市场操作opening price开盘价operational target操作目标opportunity cost机会成本outlay overrun超支output gap产出缺口outstanding household deposits居民储蓄存款余额over competition过度竞争overstaffing人浮于事over-the-counter （OTC）transaction场外交易owner's equity所有者权益Ppaid-up capital实缴资本par value面值pay-as-you-go pension scheme现收现付养老金制度peer pressure伙伴国压力pegged exchange rate钉住汇率pension fund养老基金per capita GDP人均国内生产总值per capita income人均收入performance-based pay system按劳付酬制度phased implementation逐步到位policy bank政策性银行policy instrument政策工具policy mix 政策组合policy slippage政策失误；政策偏差policy-related operations政策性业务portability （of pension funds,etc.）（养老金等的）可携性；可转移性portfolio investment证券投资poverty alleviation扶贫pre-emptive adjustment预调preferential policies优惠政策（倾斜政策）price liberalization价格放开price-earnings（P/E）ratio市盈率pricing-mechanism价格形成机制primary industry第一产业primary market一级市场procyclical policy顺周期政策professional ethics职业道德progressive tax rate累进税率prudential supervision审慎监管public good公共物品public sector公共部门（包括政府，国有企业及政府所有的其他机构）public sector borrowing requirement公共部门融资缺口public utilities公用事业purchasing power parity（PPP）购买力平价purchaser's price购买者价格Qquality stock绩优股quasi-fiscal deficit准财政赤字quasi-money准货币Rrational expectation合理预期real effective exchange rate实际有效汇率real time实时realized profit实现利润recapitalization资本重组；补充资本receivership接管reciprocal holdings相互持股recognition of bad debt清分坏账red chips红酬股regional disparity地区差别registered capital注册资本reluctance to lend惜贷rent seeking寻租repatriation of profits利润汇回replacement cost重置成本repository智囊团；知识库repurchase agreement （repo agreement）证券汇购协议required reserves存款准备金；法定准备金reserve bank储备银行reserve currency储备货币reserve requirement存款准备金（要求）restrictive policies限制性政策restructuring plan重组计划retail price index （RDI）零售物价指数retail shares散股retaliatory tariff报复性关税return on assets （ROA）资产利润率return on capital资本利润率returns on equity （ROE）权益回报率risk awareness风险意识risk clientele effect客户的风险群体效应risk monitoring and warning system风险监控和警戒系统royalty资源税rule of law法治run on banks挤提存款Rsafety net安全网scarcity economy稀缺经济secondary market二级市场segregation of financial industry金融业分业经营self-financed investment自酬投资self-identifying自己识别seller’s market卖方市场shadow price影子价格snowballing雪球效应social security contribution社会保险税social security社会保障social welfare社会福利soft budget constraint软预算约束soft landing软着陆sovereign credit国家信用sovereign rating主权信用评级sovereign risk主权风险special drawing right（SDR）特别提款权specific tax从量税stagflation 滞涨standard money本位币statutory legislation 法律规定sterilization operation对冲操作stock pile产品积压stocks and flows存量和流量structural distortion结构扭曲structural imbalance结构失调structural rigidity结构僵化structural unemployment结构性失业sub-contractors分包商subordinate debt 次级债务subscribed capital 认缴资本subsidiary companies子公司substandard loans次级贷款sunrise industries朝阳产业sunset industries夕阳产业supervisory board监事会surcharge附加税surtax附加税sustainable economic growth可持续经济增长SWIFT国际金融电讯协会SWIFT（Society for Worldwide International Financial Telecommunication）环球银行业金融电信协会System of National Account（SNA）国民账户体系systemic effect系统性影响systemic financial crisis系统性金融危机Ttariff incentives关税优惠tax arrears欠税tax avoidance避税tax compliance依法纳税tax erosion税收流失tax evasion逃税tax refund（rebate）退税tax shelter避税tax threshold （税收）起征点technical analysis技术分析technology-intensive技术密集型tertiary industries第三产业；服务行业the exception of clause免除条款The ICC Executive Board国际商会执委会The ICC International Court of Arbitration国际商会国际仲裁院The International Chamber of Commerce国际商会The Uniform Rules for bank-to-bank Reimbursement（URR）银行间偿付统一规则total factor productivity全要素生产率transition economy转轨经济transmission mechanism传导机制treasury bills短期国债treasury bonds长期国债turnover tax流转税Uundercapitalized资本不足underground economy地下经济underlying inflation自发性通货膨胀；内在通货膨胀uniform Customs and Practice（UCP）统一惯例unit tax rate定额税收universal bank全能银行upside potential（down potential）上行空间（下行空间）URC国际托收统一规则Vvalue added增加值value-added tax（V AT）增值税value at risk风险价值量velocity of money货币流通速度venture capital风险资本voluntary export restraint自愿出口限额Wwholly state-owned commercial banks国有独资商业银行window dressing practices装饰门面的做法window guidance窗口指导。
财经英语词汇大全
addi onal dependent parent allowance供 养父母额外免税额 addi onal provision 额外拨款 addi onal stamp duty 附加印花税 addi onal tax 补加税罚款；补加税款 Addi onal Tax Demand Note缴 纳补加税罚款通知书；缴纳补加税款通知书
Accoun ng Services Branch [Treasury]会 计事务部〔库务署〕 Accoun ng Society of China中 国会计学会 accoun ng statement 会计报表 accoun ng system 会计制度；会计系统 accoun ng transac on 会计事项；帐务交易
act of God天 灾 ac ng partner 执事合伙人 ac ve market 买卖活跃的市场；交投畅旺的市场；旺市 ac ve partner 积极参与的合伙人 ac ve trading 交投活跃
actual circula on 实际流通 actual cost 实际成本 actual expenditure 实际开支；实际支出 actual income 实际入息；实际收入；实际收益 actual market 现货市场 actual price 现货价；实际价格
经济与金融英语词汇大全
经济与金融英语词汇大全Abstract:本文旨在提供一份经济与金融英语词汇大全，旨在帮助读者扩展自己的金融英语词汇量，以更好地理解并应用于经济和金融领域。
本词汇大全涵盖了各个方面的经济与金融术语，并提供了简明的解释和示例，以确保读者能够准确有效地使用这些词汇。
1. 宏观经济学 (Macroeconomics)宏观经济学是研究整体经济的学科，涉及国民收入、就业、通货膨胀等方面的研究。
- Gross Domestic Product (GDP): 国内生产总值，衡量一国某一特定时期内所生产的所有最终产品和服务的市场价值。
- Unemployment Rate: 失业率，衡量劳动力中无工作而愿意就业的人的比例。
2. 微观经济学 (Microeconomics)微观经济学是研究个体经济单位（如家庭、公司）的学科，涉及供求、价格等方面的研究。
- Supply and Demand: 供求关系，在市场经济中决定产品和服务的价格和数量。
- Price Elasticity: 价格弹性，衡量供求关系对价格变化的敏感程度。
3. 财政学 (Public Finance)财政学是研究政府财政活动的学科，涉及税收、开支等方面的研究。
- Budget Deficit: 预算赤字，政府在一定时期内支出大于收入的情况。
- Taxation: 税收，政府向个人和企业征收的款项。
4. 国际贸易 (International Trade)国际贸易是国家之间商品和服务交流的过程，涉及进出口、贸易政策等方面的研究。
- Tariff: 关税，国家对进口商品征收的额外费用。
- Free Trade: 自由贸易，国家之间以最低限度或无限制地交换商品和服务。
5. 银行与金融机构 (Banking and Financial Institutions)银行与金融机构提供各种金融服务，如存款、贷款、投资等。
- Commercial Bank: 商业银行，从公众存款中募集资金，提供贷款和其他金融服务。
金融行业常用英语词汇全解
金融行业常用英语词汇全解金融行业英语词汇1.银行业务储蓄账户 savings account支票账户 checking account定期存款 time deposit活期存款 demand deposit贷款 loan信用卡 credit card银行保证金 bank margin银行短期利率 bank short rate银行资本 bank capital2. 证券交易股票 stock债券 bond证券交易所 stock exchange保证金交易 margin transaction股票期权 stock option市价委托 market order止损委托 stop loss order3. 期货和期权期货 futures期权 options期货合约 futures contract期权合约 options contract交割 delivery权利金 option premium保证金 margin4. 投资管理投资组合 investment portfolio 资产配置 asset allocation风险评估 risk assessment投资收益 investment return 资本增值 capital appreciation 价值投资 value investing成长投资 growth investing 5. 保险产品人寿保险 life insurance健康保险 health insurance汽车保险 auto insurance财产保险 property insurance 责任保险 liability insurance保险单 insurance policy保险费 insurance premium 6. 信贷与债务信贷 credit债务 debt信用评级 credit rating债务人 debtor债权人 creditor抵押贷款 mortgage loan商业贷款 commercial loan 7. 宏观经济指标国内生产总值 GDP消费者物价指数 CPI生产者物价指数 PPI失业率 unemployment rate利率 interest rate通货膨胀率 inflation rate法定准备金率 reserve requirement ratio 货币政策 monetary policy。
金融学专业专业英语
金融学专业专业英语一．专业词汇（150个）1. active securities热头股票2. corporate bonds公司债券3．retained earnings 未分配盈利4．time horizon投资期5.currency swap 货币掉期6.additional insurance 附加保险7.amount in words大写金额8.beneficiary payee受款人9.trade deficit 贸易逆差10. maximum limit of overdraft 透支额度11.bonds 债券，债票12.bonus share 红股13.discount rate 折扣率；贴现率mercial loan 商业贷款15.default fine 违约罚金16.across the board 全盘的17.bubble economy 泡沫经济18.bull market 牛市19.dividend 股息;分红20.active capital 活动资本21.savings accounts 储蓄存款帐户22.credit balance 贷方余额23.loan amount 贷款额24.cheque drawer 支票出票人25.credit cards 信用卡26.credit agreement 信贷协定27.reserve ratio 存款准备金比率28.issue bank 发行银行29.savings deposit 储蓄存款30.fixed deposit (=time deposit) 定期存款31.demand-deposit or checking-accounts 活期存款32. cash register 现金登记机，现金收入记录机，收银机33. dual trading 双重交易34. dumping 抛售35. financial world 金融界36. financial transaction 金融业务37.financial statement analysis 财务报表分析38. financial risk 金融风险39. financial lease 金融租赁40. electronic debts 电子借贷41.fundamental insurance 基本险42. future 期货43.futures commission merchants 期货经纪公司44.futures contract 期货合约45.futures delivery 期货交割46.futures margin 期货保证金47.futures market 期货市场48.futures price 期货价格49.futures transaction 期货交易50. cash receipts (CR) 现金收入51. cash receipts journal 现金收入日记帐52.cash records 现金记录53.cash ratio 现金比率54. draw 提款55. draw cheque 签发票据56. easy credit 放松信贷57.online-finance 在线金融58.online client （银行的）网上客户59.paper profit 帐面收益60.physical assets 有形资产61.project fund system 项目资本金制度62.share(stock) option 期权，股票认购权63. money-market 短期资本市场64. switch trade 转手贸易65. virtual bank 虚拟银行66. pension fund 养老基金67. venture-capital 风险资本ernment bond 政府债券69. shareholder 股东70. cook the book 做假帐71.regulatory system 监管体系72. audit 审计73. accounting firm 会计事务所74.Great Depression 大萧条75. recapitalize 资产重组76. automatic transfers between accounts 自动转帐77. balance 结余，差额，平衡78.bank balance 存款余额79.insurance contract 保險契約，保險合同80.insurance salesman 保險外勤81.insurance services 保險業務82.insure against fire 保火險83.appointed bank 外汇指定银行84.appreciation of exchange rate 汇率升值85.arbitrage 套利86.arbitrage of exchange 套汇87.arbitrage opportunity 套价机会88.arbitrage risks 套汇风险89.aftermarket 次级市场90.Interbank market 银行同业市场91.interest rate futures contract 利率期货合约92.interest rate policy 利率政策93.interest rate position 利率头寸94.interest rate risk 利率风险95.interest restriction 利息限制96.interest subsidy 利息补贴97.Industry and Commercial Bank 工商银行98.Swiss Bank Corporation 瑞士银行99.Standard Chartered bank 渣打银行100.Agricultural Bank of China 农业银行101.National City Bank of New York 花旗银行102.Hong Kong and Shanghai Banking Corp 汇丰银行103.foreign exchange crisis 外汇危机104.foreign exchange cushion 外汇缓冲105.foreign exchange dumping 外汇倾销106.foreign exchange earnings 外汇收入107.foreign exchange liabilities 外汇负债108.foreign exchange loans 外汇贷款109.foreign exchange parity 外汇平价110.foreign exchange quotations 外汇行情111.foreign exchange regulations 外汇条例112.foreign exchange reserves 外汇储备113.foreign exchange restrictions 外汇限制114.income in kind 实物所得115.income tax liabilities 所得稅債務116.income taxes 所得稅117.indemnity 賠償，補償118.indirect arbitrage 間接套匯119.insurance broker 保險經紀人120.insured 被保險人121.reserve 储备122.note 票据123.discount贴现124.circulate流通125.central bank 中央银行126.credit union 信用合作社127.paper currency 纸币128.credit creation 信用创造129.branch banking 银行分行制130.out of circulation 退出流通131.capital stock股本132.the gold standard金本位133.deficit 亏损134.default不履约135.auction拍卖136.collateralize担保137.markup价格的涨幅138.dealer交易员139.broker经纪人140.face amount面值141.floating-rate 浮动比率142.premium升水143.discount贴水144.deficit赤字145. funds statement 资金表146.capital movements资本流动147.foreign exchange dealings外汇交易148.balance of payment国际收支149.forward rate远期汇率150.cross rate交叉汇率二、专业英语句子翻译（20句）：1.The more profitable the company is, the easier to raise funds for the buyout.公司越有投资价值，越容易筹款收购。
财经英语
一、专业词汇中翻英1、贸易制裁：trade sanction2、财产税：property tax3、投资回报：investment return4、独立审计：independent auditor5、成本会计：cost accounting6、抵押贷款：mortgage loan7、保险费：insurance premium8、内部审计：internal auditing9、人头税：head tax 10、期货市场：futures market11、证券市场：the stock market 12、牛市：bulls market13、远期汇票：time draft二、专业词汇英译汉1、bad debt expense：坏账费用2、web based business：网上生意3、credit rating：信用评级4、junk bond ：垃圾债券5、yield rate：收益率6、accepting bank：承兑行7、NASDAQ composite：纳斯达克综合指数 8、insurance coverage：险种9、income before tax：税前收入 10、cash flow statement：现金流量表11、negotiable instrument：可转让票据 12、real estate：房地产，不动产13、accounting standard：会计准则 14、risk management：风险管理15、compparative advantage：相对优势三、判断对错1、Financial markets can be classified into money the market and the capital marketaccording to the maturity of financial claims traded.( T )2、Time draft requires the bank to pay at a particular future time.( T )3、Car insurance is a kind of property and casualty insurance.( T )4、Long-term security normally sells at higher rates than treasure bill.( T )5、Tariff compel customer to spend more money for imported goods.( T )四、选择题1、The term “excess liquidity” means( A )A流动性过剩 B流动性不足 C流动性偏好 D流动性黑洞2、（ A ）are financial markets for the buying and selling of long-term debt orequity-backed securities.A、Capital marketB、Money marketC、Insurance marketD、Bonds market3、General speaking,( B )will yield more investment return.A、current depositeB、fixed deposite4、( D )has the highest liquidity.A、Real eatateB、StockC、Long-term bondsD、Cash5、（ A ）means share price rising.A、BullB、Bear（一）简历MINGJU FENGRoom 107 Building CYuxi Normal University,Yuxi 653100(0877)6127078Email:1098133239@ObjectiveTo obtain an accounting jobEducation2011.9—2015.7 Dept.of Financial management, Graduate School of Yuxi Normal UniversityAcademic Main CoursesBasic AccountingManagement ScienceStatisticsPolitical EconomicsWestern EconomicsFinancial Management,Financial AccountingCost AccountingElectronic CommerceAccounting Simulated TrainingFinancial Software TutorialComputer AbilitiesSkilled in use of the database, and access to the computer test "access" level two certificateEnglish SkillsHave a good command of both spoken and written English .Past CET-4:414 Scholarships and Awards2011.11 National Second Level Chinese Certificate2011.12 Two National Grants2013.4 Students Venture Competition the first prize at school2013.12To obtain a National GrantsQualificationsGeneral business knowledge relating to financial, Have a passion for the Internet, and an abundance of common senseWith registered certificate of qualified accountingApplication Form for Import/Export of Personal EffectsApplicant’s Name__________________ Status___________________ Nationality________________________ Dept.____________________ Rank______________________ Identity Card NO.________________________ Add.&Tel.No.in P.R.C___________________________________________________________ I hereby apply for import/export of Entry/Exit port______________ The following personal effects:。
金融必备词汇大全
金融必备词汇大全金融领域是一个充满专业术语和复杂词汇的领域，对于从业者和学习者来说，掌握金融相关的词汇是至关重要的。
本文将给大家介绍一些金融必备词汇，以帮助您更好地理解和应用金融知识。
1. 资产负债表（Balance Sheet）资产负债表是一种财务报表，显示公司在特定日期的资产、负债和所有者权益的情况。
它是评估公司财务状况和健康度的重要工具。
2. 利润表（Income Statement）利润表是一种财务报表，显示公司在特定期间内的收入、成本和利润的情况。
它反映了公司的业务盈利能力和盈亏状态。
3. 现金流量表（Cash Flow Statement）现金流量表是一种财务报表，显示公司在特定期间内的现金流入和现金流出情况。
它为投资者提供了了解公司现金流动情况的重要信息。
4. 证券（Securities）证券是指可以交易的金融资产，如股票、债券、期货和期权等。
证券市场是指交易这些金融资产的市场。
5. 股票（Stock）股票代表了一家公司的所有权。
持有股票意味着成为该公司的股东，有权分享公司的收益和决策。
6. 债券（Bond）债券是一种借贷工具，企业或政府发行债券来筹集资金。
债券投资者可以通过购买债券获得利息收入。
7. 利率（Interest Rate）利率是指借贷资金的成本或回报，通常以百分比表示。
利率影响着借款和债券市场的价格和利润。
8. 汇率（Exchange Rate）汇率是指一种货币与另一种货币之间的交换比率。
汇率的变动对进出口贸易和国际投资有着重要的影响。
9. 风险管理（Risk Management）风险管理是指在金融活动中识别、评估和管理风险的过程。
它旨在减少潜在风险对组织或个人的负面影响。
10. 投资组合（Investment Portfolio）投资组合是指个人或组织持有的多种不同投资的集合。
投资组合的构建和管理需要考虑风险和回报的平衡。
11. 保险（Insurance）保险是指交付一定金额的保费后，在未来可能发生的风险事件发生时，由保险公司承担损失的制度。
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财经专业英语词汇(G)财经专业英语词汇(G)财经专业英语词汇(G)gain 收益；增益garnishee order 债权扣押令ge capital finance ltd. 通用金融财务有限公司gearing ratio 资本与负债比率；杠杆比率〔认股权证〕general acceptance 一般承兑general account 一般帐目；总帐general administrator 一般遗产管理人general agreement on tariffs and trade [gatt] 《关税及贸易总协议》〔《关贸总协议》〕general agreement on trade in services [gats] 《服务贸易总协议》general apportionment 一般分摊general arrangements to borrow [gab] 《借款总安排》general body of shareholders 全体股东general business 一般业务general capital increase 总增资general clearing member 一般结算会员general consumer price index [gcpi] 一般消费物价指数general crossed cheque 普通划线支票general crossing 普通划线general expenses 一般开支general fund 普通基金general household survey 综合住户统计调查general insurance council [hong kong federation of insurers] 一般保险总会〔香港保险业联会〕general ledger 总分类帐general levy 一般征款general offer 公开要约；全面收购建议general partner 普通合伙人general partnership 普通合伙general policy 一般保单general proxy 一般委托书general rates 一般差饷general reserve 一般储备金general revaluation [rates] 全面重估应课差饷租值general revenue 一般收入；政府一般收入general revenue account [gra] 政府一般收入帐目general revenue account expenditure 政府一般收入帐目开支general revenue account revenue 政府一般收入帐目收入general revenue balance 政府一般收入余额general support grant 一般经费补助金general warrant 普通拨款令generale belgian bank (also known as belgian bank) 华比银行generalized system of preference [gsp] 普及特惠制〔普惠制〕gilt-edged investment 稳当投资gilt-edged market 金边证券市场gilt-edged securities 金边证券gini coefficient 基尼系数global allocation 总拨款；拨款总额global costing 整体成本计算法go private 私有化；私营化go public 上市godown warrant 仓单going concern 经营中的机构；持续经营gold 黄金gold bullion 金条；黄金gold bullion held on an allocated basis 特别划分方式持有的黄金gold bullion market 黄金市场gold coin 金币gold coin certificate 金币证明书；金币证gold coin coupon 金币配给券gold exchange standard 黄金汇兑本位制gold futures 黄金期货；期金gold identity marks registry 黄金标记注册处gold market 黄金市场gold on paper 黄金券；纸黄金gold, silver and platinum held in physical form 实金、实银及实白金gold standard 金本位；金本位制good book debt 可收回的账面债项good delivery 合格交货；合格交割good year 丰年goods and services 商品及服务；货物与服务goodwill 商誉；信誉government bond 政府债券government consumption expenditure 政府消费开支government conveyancing 政府产权转易government economist 政府经济顾问government expenditure 政府开支government lotteries 政府奖券government lotteries management committee 政府奖券管理委员会government mortgage institution 政府按揭贷款机构government property 政府财产government property assets 政府物业资产government regulations 《政府规例》government rent 地税；地租government reserve 政府储备government revenue 政府收入government securities consultant 政府证券业顾问government trading department 参与商业活动的政府部门government utility 政府公用事业graduated rate 渐进税率grant 补助金；拨款grantor 授予人gratuitous payment 赏金gratuity 酬金gratuity benefit 酬金福利grey market 暗盘市场；灰市；暗市grey market trading 暗盘交易gross amount 毛额gross capital formation 资本形成总额gross claim 申索毛额gross claim paid 已偿付申索毛额gross commission payable 须付的佣金毛额gross contract value 合约总值gross domestic capital formation 本地资本形成总额gross domestic fixed capital formation 本地固定资本形成总额gross domestic price capital formation 本地价格资本形成总额gross domestic product [gdp] 本地生产总值；国内生产总值gross domestic product at constant (1980) market price 按固定（一九八零年）市价计算的本地生产总值gross domestic product at factor cost 按生产要素成本计算的本地生产总值gross domestic product at market price 按市价计算的本地生产总值gross domestic product by industrial sector 按工业类别计算的本地生产总值gross domestic product component 本地生产总值的组成部分gross domestic product deflator 本地生产总值平减物价指数gross domestic product estimate 估计本地生产总值；本地生产总值的估计数字gross domestic product per capita 按人口平均计算的本地生产总值gross expenditure 开支总额；总支出gross expenses 开支总额；总开支gross income 收入总额；总收益gross insurance liabilities 毛保险负债gross liabilities 总负债gross loss 毛损；亏损总额gross margin 毛利gross margining 总额保证金制度gross national product [gnp] 本地居民生产总值；国民生产总值gross output 总产出；总产值；总产量gross premium 毛保费；保费总额gross premium income 毛保费收入；保费收入总额gross principal value 基本价值总额gross proceeds 总收益gross proceeds from sales 销售总收入gross profit 毛利；溢利总额gross receipt 总收入gross return 总收益gross trading income 营业总收入group account 集团帐目group consolidated balance sheet 集团综合资产负债表group loss relief 对集团的亏损给予税项宽免group of seven [g7] 七大工业国group of seven leaders 七大工业国元首group of ten [g10] 十国集团；十国财团组织group tax relief 集团税项宽减group trading system 集体贸易制度grow at a respectable pace 有可观的增长；有不俗的增长率growth enterprise market department [stock exchange of hong kong limited] 创业板部〔香港联合交易所有限公司〕growth momentum 增长劲力growth movement 增长趋势growth path 增长线；增长途径growth rate of domestic export 本地产品出口增长率growth with stability 稳步增长guarantee 担保；保证guarantee company 担保公司；保证公司guarantee corporation 保证法团guarantee deposit and margin paid 缴付的保证按金guarantee deposit and margin received 存入的保证按金guarantee fund 保证基金；担保基金guarantee law 《担保法》guarantee of bank loan 银行贷款保证guarantee of due payment 付款保证书guarantee scheme [stock exchange of hong kong limited] 担保计划〔香港联合交易所有限公司〕guaranteed benefit 保证利益guaranteed debenture 保付债权证guaranteed line of credit 保证贷款限额guaranteed note 保证票据；保证单；担保债券guaranteed surrender value 保证退保现金价值guarantor 保证人；担保人guardian 监护人guide for directors of listed companies 《上市公司董事指引》guide to applicants [hong kong monetary authority] 《认可机构开业与经营指引》〔香港金融管理局〕guideline figure 准则数字guideline on leveraged foreign exchange trading  《杠杆式外汇买卖指引》guideline on minimum criteria for authorization 《认可的最低准则的指引》guideline on recognition of interest [hong kong monetary authority] 《确认利息收入指引》〔香港金融管理局〕guideline ratio 准则比率guidelines for the exemption of listed companies from the securities (disclosure of interests) ordinance 《豁免上市公司遵守〈证券（披露权益）条例〉的指引》guidelines for the exemption of listed companies from the share repurchase requirements of s.49ba of the companies ordinance 《豁免上市公司遵守〈公司条例〉第49ba条股份购回规定的指引》guiding exchange rate 指导性汇率gulf cooperation council 海湾合作委员会gunma finance (hong kong) limited 群马财务（香港）有限公司财经专业英语词汇(G) 相关内容:11。