金融英语口语教程第1课：西方的银行(一)
金融英语听说原文答案unit1-3
Multiple ChoicesDialog 1W: Hi, Mike. Why do you look puzzled?M: I’ve learned that there are four big commercial banks in your country.Would you please tell me what they are?W: Yes, it is a pleasure. They are Bank of China, China Construction Bank,Industrial and Commercial Bank of China and Agricultural Bank ofChina.M: So, does CCB refer to China Construction Bank?W: I don’t see any reason why not. You can simply call them respectivelyBOC, CCB, ICBC and ABC.Question: Which of the following is NOT among the four major commercial banks of China? (D) 译文女：你好！麦克。
为什么一脸困惑呀？男：我知道你们国家有四大商业银行，请你告诉我是哪几家，好吗？女：行，乐意效劳。
这四大商业银行是中国银行、中国建设银行、中国工商银行和中国农业银行。
男：所以CCB 是指中国建设银行吗？女：一点不错。
你可以简单地分别称它们BOC, CCB, ICBC 和ABC。
Dialog 2M: It is reported that some joint-stock banks have been established in severalmajor cities.W: Exactly. They are allowed to offer various banking services to individualsand businesses just as the four big commercial banks do.M: You said it. Can you tell me some joint-stock banks?W: It is no sweat. China Minsheng Banking Corp. Ltd., China Citic Bank,Industrial Bank Co., Ltd., and Guangdong Development Bank are all joint stockbanks.M: What about Shenzhen Development Bank?W: Of course it is one of them.Question: Which of the following is NOT mentioned in their conversation? (A)译文男：有报道说在一些大城市已经建立了数家股份制银行。
Financial English 金融英语教程chapter 1 money-张铁军教材版本
2. Compound Interest S=P(I+R)n I=S-P
Page 24
1.4.2 Nominal and Real Interest Rates
1. The definition of nominal interest. P7, 1.4.2, L1-2 2. The definition of real interest. P7, 1.4.2, L3-4
Page 2
Benefits
Financial English course will provide you with:
- Greater confidence when discussing financial documents and data
- Increased verbal fluency for face-to-face negotiations
Assignment
20%
Exam
50%
Total
100%
Page 4
Part 1 Money
1. Definition of Money 2. Types of Money 3. Functions of Money 5. Interest and Interest Rate 6. Money Supply 7. China’s Monetary System
Page 5
Chapter 1 Money
Professional Terms
1．monetary area货币区 货币区是货币一体化的较高层次，它是指成员国之间的货
币建立紧密联系的地理区域。 货币区的初级阶段是固定汇率制度，包括货币局制度和美
金融英语：银行基本业务情景对话
What kind of account did you have in your mind?你想开哪种帐户？Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?定期还是活期？Please tell me how you would like to deposit your money．请告诉我你想存何种户头？There's a service charge for the checking account but no charge for the savings．支票户头要收服务费，现金户头不收。
Our minimum deposit for a savings account is 100 dollars．我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit．最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars．你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right．甚至一元也可以起存。
Here is your pasbook．Please bring it back when you deposit or withdraw money any time you like．Keep it well and inform us whenever you lose it．这是你的存折，存取款时请带来。
保管好存折，遗失请告诉我们。
I should like to open a current account．我想开一个活期存款帐户。
I need a checking account so that I can pay my bill．我需开个支票帐户，这样就能付帐。
最新金融英语课件(unit 1)
外汇清算 multilateral/bilateral clearing 多边/双边清算
Exercises and Key to Exercises
（1）1.英格兰银行 Bank of England 2.银行营业部
the central bank system in the United States : FED ---- The Federal Reserve System.
the central bank system in Britain (part A):
Bank of England
Now, let’s turn to the FED. Please try to find out the differences between the central bank system in British and the United States.
Language Points(语言点）
6. acquisition knowledge acquisition 知识收集 language acquisition 语
言习得 lump-sum acquisition 总价采购 real estate acquisition
不动产购置 7. finance n. 财务；金融；资金v.为（计划等）提供资金，
Language Points(语言点）
9. discount n. 折扣，贴现 bank discount 银行折扣，银行贴现 cash discount 付
现折扣 compound discount 复利贴现 customary discount 行
大学金融英语chapter 1 Basics of Money
Main Text
Why Studying Money
Money is essential for the operation of any economy. It is widely used in modern society by people, governments and businesses.
the text. 6. How many kinds of money do you know? Name
them as many as you can.
精品ppt
This is the end of Chapter 1
Thank you for your attention
精品ppt
精品ppt
Notes
16. ready money or ready cash 现金 17. danger money 危险工作补贴 18. standard money 本位货币 19. smart money 投资于有高回报工程的钱 20. safe-heaven money 币值稳定且有升值空间的钱 21. fiat money 不兑现纸币 22. token money 辅币
hyperinflation）
精品ppt
Notes
8. legal tender 法定货币，法币 9. legal process 法律手续 10. Say’s Law 萨伊法则 11. Milton Friedman 米尔顿·弗雷德曼（美国和世界知名货币主义者
who is for steady government-controlled money growth） 12. negotiable instruments 可转让票据（又译流通票据/证券） 13. near money 准货币=quasi money 14. postal orders （英）邮政汇票 15. bill of exchange（英）汇票（美语带用draft表示同样意思）
金融英语·第一课preview
Preview of Unit 1: The Banking Industry in China1. Based on your understanding of the article of Unit 1, complete the outline below:I._______________________II._______________________1.____________________2.____________________III.________________________1.____________________2.____________________3.____________________IV. ________________________1.____________________2.____________________2. Define the following terms in English and then put them into Chinese:Specialized bank Central bank All in one monopolistic banking system Foreign exchange reserves Fiscal agent Aggregate creditMonetary base Fiscal deficit Benchmark interest rateLending facilities Subsidiary Priority constructionFixed-asset investment Commodity reserves3. Paraphrase the underlined words and translate the sentences into Chinese:1)PBC maintains a centralized organizational network with branches and sub-branchesthroughout the country free from interference of local governments. The key responsibilities of the branches and sub-branches include financial supervision and regulation, research, banking and monetary statistics, assistance in balancing the positions of financial institutions, management of the state treasury, currency distribution, foreign exchange administration and provision of services for inter-bank payment and settlement.2)Being an agency directly affiliated to the State Council, the newly established CBRC hasthe mandate to supervise and regulate banks, asset management companies, trust and investment companies and other non-bank depository financial institutions. The CBRC has set up 15 functional departments in its headquarters as well as local offices to perform these supervisory and regulatory duties and responsibilities.3) It allows the PBC to improve the conduct of monetary policy; enhance its macro-controlcapacity by making a flexible use of interest rate, exchange rate and other monetary policy instruments; optimize the rules for money market based on in-depth research; strengthen the oversight of business activities in money market; improve the monetary policy transmission mechanisms by formulating monetary policies and financial risk control measures that highlight the correlation between money market and real estate, securities and insurance markets.1。
《金融英语听说》Unit1
Unit 1Short DialogsMultiple ChoicesDialog 1W: Hi, Mike. Why do you look puzzled?M: I’ve learnt that there are four big commercial banks in your country.Would you please tell me what they are?W: Yes, it is a pleasure. They are Bank of China, China Construction Bank,Industrial and Commercial Bank of China and Agricultural Bank ofChina.M: So, does CCB refer to China Construction Bank?W: I don’t see any reason why not. You can simply call them respectivelyBOC, CCB, ICBC and ABC.Question: Which of the following is NOT among the four major commercial banks of China? (D) 译文女：你好！麦克。
为什么一脸困惑呀？男：我知道你们国家有四大商业银行，请你告诉我是哪几家，好吗？女：行，乐意效劳。
这四大商业银行是中国银行、中国建设银行、中国工商银行和中国农业银行。
男：所以CCB 是指中国建设银行吗？女：一点不错。
你可以简单地分别称它们BOC, CCB, ICBC 和ABC。
Dialog 2M: It is reported that some joint-stock banks have been established in severalmajor cities.W: Exactly. They are allowed to offer various banking services to individualsand businesses just as the four big commercial banks do.M: You said it. Can you tell me some joint-stock banks?W: It is no sweat. China Minsheng Banking Corp. Ltd., China Citic Bank,Industrial Bank Co., Ltd., and Guangdong Development Bank are all joint stockbanks.M: What about Shenzhen Development Bank?W: Of course it is one of them.Question: Which of the following is NOT mentioned in their conversation? (A)译文男：有报道说在一些大城市已经建立了数家股份制银行。
金融英语口语
金融英语口语下面是店铺整理的金融英语口语，希望对大家有帮助。
金融英语口语：如何汇报你的工作进度1. How's the project going?项目进展得怎么样?2. Great! We're way ahead of schedule.非常好!我们要提前完工了。
3. We're right on target.我们正按计划进行。
4. Well, frankly, we're running a little behind.坦白地说，我们有点落后了。
5. Folks, we're behind the eight-ballin meeting our sales target. Let's speed things up.兄弟们，我们都快完不成销售目标了。
我们得抓紧啊。
6. It’s 70% done.已经完成70%了。
7. It'll be completed on time.会按时完成的。
8. We're halfway there.我们已经完成一半了。
9. Have the milestones been identified for the new project?新项目的关键活动都已经确定了吗?10. What delivery date are we looking at?什么时候交货?11. There must be no further delays. The drop-dead date/deadline is next Friday's close of business.不能再推迟了，最后期限是下周五下班的时候。
12. Were approaching the critical point for success or failure of this project.金融英语口语：几个描述经济情况的句子How can we make the economy more vibrant?我们怎样才能使经济更有活力?Inflation leads to more unemployment.通货膨胀导致更多人失业.Inflation hurts the poor more than the rich.通货膨胀伤害的是穷人而不是富人.They haven't done anything to stimulate new jobs. 他们没有做过任何能刺激新的就业机会的事情.What about inflation?如果出现通货膨胀怎么办?We need more jobs.我们需要更多的就业机会.We're headed for a recession.我们正走向衰退.The trade deficit is getting larger.贸易赤字越来越大金融英语口语：Trade FinanceNew Words新单词multinational adj.跨国的subsidiary adj.附属的irrevocable adj.不可撤销的confirm v.确认，使有效circumstances n.情况，环境confront v.面对Phrases & Expressionsclearing bank清算银行documentary collection跟单托收D:Hi, Roy. How are your things going?马：嗨，罗伊，近来一切都好吗?R:Fine. Everything is going smoothly.R：好，挺好。
银行英语会话-Lesson 1
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Notes Yes, sir. Would you like to remit it by M/T or by T/T? 银行汇款业务通常有三种汇款方式： 信汇Mail-transfer=M/T 信汇是指汇款人向当地银行 交付本国货币，由银行开具付款委托书，用航空邮 寄交国外分行或代理行，办理付出外汇业务。 电汇Telegraphic-transfer =T/T 通过电报办理汇兑。 电汇是汇款人将一定款项交存汇款银行，汇款银行 通过电报或电传给目的地的分行或代理行（汇入 行），指示汇入行向收款人支付一定金额的一种汇 款方式。 票汇Draft on demand=D/D我国现今所采用的凭汇款 票证汇兑现金的一种方式。即接受票汇的单位(银行 或邮局)将汇款人所填汇款条寄交付款单位，由该单 位再通知收款人领款。
• Shall we...? • 表示建议或征求对方意见时，可用以 Shall开头的一般疑问句。 • 肯定回答一般可用： All right, OK, Good idea等。
How to make suggestions?
• Let's...? • 表示“让我们”（包括双方在内）做某事。 • 而Let us在表示让我们做某事时，不包括 对方在内。 • 如：Let's go and see the pandas. Let us go, will you?
How to make suggestions?
• What about...? • 意为“……怎么样” 后可接名词、代词和 动名词。 • 如：What about going out for a walk? I'm going to the park. What about you?
银行基本业务英语学习学习口语
银行基本业务英语口语Unit1 Daily reception 日常接待Useful Words and Phrases 常用词汇与短语head office 总行branch 分行sub-branch 支行savings office 储蓄所banking service manager 大堂经理Practical Sentences and Patterns 实用句型Hello.您好。
Good morning. What can I do for you?早上好，我可以为您做些什么吗?Pardon?能再说一遍吗？Would you mind repeating your question, please?请重复一遍您的问题好吗？No problem. I’ll do it for you right away.没问题，我马上为您办理。
Please go to counter No.1. It’s over there.请到一号柜台办理，在那边。
Please wait a minute.请稍等。
Would you mind showing me your passport?请把您的护照给我。
Could you please fill in this form and sign your name here?请填写这份表格并签上您的名字。
Please use Arabic numbers.请用阿拉伯数字填写。
Please fill in your address and phone number here.请您在此处填写地址和电话号码。
Please enter your code number.请输入您的密码。
We are open for business from 8:30 a.m. to 4:30 p.m. with no break at noon. 我们的营业时间是上午8点半至下午4点半，中午不休息。
金融英语口语对话：publicmoney
以下是⽆忧考整理的《⾦融英语⼝语对话：public money》，希望⼤家喜欢！ New Words新单词 buck n. 元 greenback n. 美钞 dough n. (美俚)钱 assistant n. 售货员 change n. 找头，零钱 sovereign adj. 独⽴⾃主的uncountable adj. 不可数的 mare n. 母马，牝驴 Phrases & Expressions 短语 public money 公款 tax money 税款 A:Now let's talk about paper money. A：现在我们来谈谈纸币吧。
B:Yes, paper money can be folded into a wallet. Every country produces its own. B：好，纸币可以折叠放进钱包。
每个国家都印制纸币。
A:Another term for paper money is 'note' or'banknote', we say a five-yuan note, A：纸币的另⼀种叫法是钞票，我们⼀般讲⼀张五元的钞票， a twenty-cent note. In American English, 'bill' is another term. ⼀张两⾓的钞票。
美国英语把钞票叫Bill。
美国俚语中叫钞票的词更多， In American slang you may hear 'a hundred dollar bill' or 'a buck' as 'ten bucks' or 'greenback' or 'long green(folding green)' or 'folding money'. 我们到听到⼀百元美钞，⼀元，⼗元，以及greenback ，long green（folding green ），folding money等钞票的各种说法。
【2019年整理】银行英语口语培训材料
Part 1 Daily Reception日常接待Addressing People称呼Greetings 问候Providing Services 服务Instructions to Fill Out the Forms 填单Charges 收费Dealing with Complains 处理纠纷Confiscating Counterfeit Notes 没收假钞Greetings 问候1. Good morning, sir/madam. Welcome to Harbin bank. What can I do for you?早上好，先生/女士，欢迎光临哈尔滨银行，能为您效劳吗？2. How do you do? Sir. Is there anything I can do for you?先生，您好。
请问要办理什么业务?3. Madam, are you being attended to?女士，是否有人接待您了？Providing Services 服务1. Pardon?/Would you mind repeating your question, please? 请您再说一遍好吗?2. May I ask your nationality? 请问您的国籍？3. Please take a seat. 请坐。
4. Please wait a moment./just a minute, please. 请稍等。
5. I’m sorry to keep you waiting, sir/madam, but I’ll be with you in a moment.先生/女士，很抱歉请你稍等，我一会儿就回来。
6. Please follow me. /Come with me, please. 请跟我来。
7. This way, please 这边请。
8. Go upstairs, please. 请上楼。
[转载]金融英语01
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[转载]⾦融英语01 ⾦融数字原⽂地址：⾦融英语01 ⾦融数字作者：空⼼菜MaxUnit 1 Money1.1 FiguresAmerican oil billionaire J. Paul Getty has a very famous saying, that is “ If you can actually count your money, then you are not really a rich man.” Well, the sentence is interesting, but actually we must know how to count the money before we get rich, especially in English. So, in today’s class, we would first learn to say English numbers.Let’s talk about the different ways to say 0 in English.Usually, we have the following 5 ways to say 0 in English.They are: OH, ZERO, LOVE, NOUGHT, NIL!We say ohafter a decimal point 6.03 six point oh threein telephone numbers 84 08 32 13 eight four oh eight three two one threein bus numbers No. 708 get the seven oh eightin hotel room numbers Room 308 I'm in room three oh eight.in years 1905 nineteen oh fiveWe say noughtbefore the decimal point 0.201 nought point two oh oneWe say zerofor the number 0 the number zerofor temperature -5~C five degrees below zeroWe say nilin football scores 5-0 Spain won five nil.We say lovein tennis 15- 0 The score is fifteen love.Now say the following:1. The exact figure is 0.002.before the decimal point, read nought;after a decimal point, read oh.Nought point oh oh two.2. Can you get back to me on 010 – 5175 – 0123 ? I'll be here all morning.in telephone numbers, say oh.Oh one oh five one seven five oh one two three3. Can you put that on my bill? I'm in room 804.in hotel room numbers, say oh. Eight oh four4. The temperature in north-east China is very low in winter. Usually, it's 20 degrees below 0!for temperature, say zero.5. Basically, tennis scoring proceeds from 0 to 15 to 30 to 40 to game.love（0）, fifteen（15）, thirty（30）, forty（40）, game（胜局）。
常用的金融英语口语对话带翻译
常用的金融英语口语对话带翻译常用金融英语口语对话篇一T:We are happy to have Mr. David Long here with us today.教：今天我们很高兴地请到了英国某商业银行的大卫.朗先生。
Mr. Long is from a merchant bank in Britain. He will be talking about the organization of hisbank.朗先生给大家介绍一下他所在银行的组织体系。
L:I feel honoured to be talking with you today. Id like to begin with your questions.朗：我今天非常荣幸地与大家在一起聚谈聚谈。
我希望同学们现在就提问。
S:Where is your bank located学：请问贵银行位于什么地方L:In London, the capital of Britain.朗：伦敦，英国的首都。
S:Could you give us a brief overview of your banks history学：您能给我们讲讲贵银行的历史概况吗L:Yes, of course. We were established as long ago as 1869.朗：当然行啦!我们的银行早在1869年就有了。
Now, it is being operated as one of the major merchant banks in the City.现在它是伦敦几家最重要的商业银行之一了。
S:How is your bank organized学：请问贵行是如何组成的呢L:Well, that is really a big question.朗：啊，这可是一个很大的问题呀!S:Let me put it in this way. How many divisions are there in your bank学：我就这么问吧。
财经英语unit 1
three type of securities
1. Ordinary share or common stock By far the most common security which represent ownership in a company. Holders of ordinary shares exercise control by electing a board of directors and voting on company policy. Ordinary shareholders are on the bottom of the priority ladder for ownership structure. In the event of liquidation ordinary shareholders have rights to a company's assets only after bond holders, preferred shareholders, and other debt holders have been paid in full. 2. Preferred share or stock A class of ownership in a company with a stated dividend that must be paid before dividends to ordinary share holders. Preferred shares do not usually have voting rights. 3. Convertible share or convertible preferred stock A preferred share that can be converted into an ordinary share
银行英语会话-Lesson 1
• make sure 确保,确定
• In future, make sure you get here on time.
今后, 要保证准时来这里.
• Make sure to turn off the light before you leave.
临走前一定要熄灯.
How to make suggestions?
Please excuse me for a moment. • Pardon? 对不起，请您重复一遍。
这是最简单也是很礼貌的要求对方重讲的句子。说时用 升调。非常客气的说法是：
Would you mind repeating your question, please? 反过来，如果问对方是否懂得我们的意思时，就说：
• Would you like+短语？ • 意思是“……怎么样？” 后接sth./to do
sth. • 如：Would you like another cup of tea?
你银行里的存款还有2000美元.
• passbook n. 存折
You fill out this application form and we'll issue you a passbook.
你填好这张申请表,我们会给你一本存折.
Protect your passbook well and inform us immediately if you lose it.
The general decided to withdraw his soldiers.
那位将军决定撤军.
• account n. 账，账目; 存款
He has made several withdrawals from his bank account.
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金融英语口语教程第1课：西方的银行(一) Banking in the West(1)
西方的银行（一）
Situation 1
情景 1
Jiro Ito is visiting with his friend ,Bob Jenson ,a banker in New York .
伊滕次郎正与他的朋友鲍勃·詹森闲谈。
鲍勃是纽约的一位银行职员。
They are talking about the history of banking in the west .
他们正在谈论相关西方银行的历史。
Ito：I'm curious about the history of banking in the west ,Bob.Can you tell me something about it ?
伊滕：我很想知道相关西方银行史的一些情况。
鲍勃，您能给我讲一讲吗？
Jensen：Well,Jiro,the earliest banks started in Babylon almost 4,000 years ago .
詹森：好的，次郎。
最早的银行大约是4，000年前在巴比伦建立的。
They were really temples which collected deposits and made loans .
实际上，那些银行仅仅一种收集存款并实行放款的场所。
I ：That surprises me .I had always thought that banking started during the Renaissance in Europe .
伊滕：这可真是出乎我的意料之外，我原来一直以为银行业务始于欧洲文艺复兴时期呢。
J：No ,it was much earlier than that.Actually ,private firms that handled deposits and loans ,
詹森：不，比那个时期要早多了。
实际上，早在公元前6世纪就有了私营的商行。
changed coins and even arranged for credit transactions existed as early as the 6th century B.C.
这些商行从事储蓄存款和贷款，兑换硬币以至安排信贷交易。
I：Then ,there were banks in ancient Greece and Rome,too?
伊滕：当时，古希腊和罗马也有银行吗？
J：Yes ,laws in Both Greece and Rome recognized banks and many bank functions .
詹森：是的，希腊和罗马都在法律上承认了银行和银行的很多作用。
It wasn't until the breakup of the Roman Empire and the decline in trade and commercial transactions that banking
lost its previous importance .
直到罗马帝国崩溃，商贸业务衰落，银行业才失去了它以往的重要性。
I：What about the laws against usury during the Middle Ages?Didn't such laws made it illegal to charge interest on loans?
伊滕：中世纪时，法律禁止放高利贷是怎么回事？这些法律没有规定贷款收取利息是非法的吗？
J：Yes,they did ,but these laws were gradually changed during the 14th and 15th centuries,
詹森：规定了，但是这些法律在14，15世纪时逐步地改变了，
and banking functions started appearing again in Italy and Belgium and later in France ,Germany and England .
银行的作用又在意大利和比利时开始出现，后来又显现在法国、德国和英国。
I：I see .So we can really say that banking restarted during the Renaissance .
伊滕：我明白了。
实际上我们能够说，银行业在文艺复兴时期又重新开始了。