外贸英语 保险
外贸英语 保险(ppt课件)
学习交流课件
4
❖ insurance free of (from) particular average (FPA). 平安险（单独海损不赔）
insurance with particular average (WPA), basic risks. insurance against all risks. 综合 险，应保一切险 risk of breakage 破碎险 risk of clashing 碰损险 risk of rust 生锈险 risk of hook damage 钩损险
Байду номын сангаас
学习交流课件
5
❖ risk of contamination (tainting) 污染险 insurance against total loss only (TLO) 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险 risk of normal loss (natural loss)? 途耗或自然损耗 险 risk of spontaneous combustion 自然险 risk of contingent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上 运输战争险
外贸英语
保险
学习交流课件
1
Words and Phrases
❖ insure 保险；投保；保证 insurance 保险；保险费；保险金额 underwriters 保险商（指专保水险的保险商）保险 承运人 insurance company 保险公司 insurer 保险人 insurance broker 保险经纪人 insurance underwriter 保险承保人 insurance applicant 投保人 insurant, the insured 被保险人，受保人
《外贸英语函电》模块九 保险
General extraneous risks
BACK
Total loss
The actual total loss（实际全损） Refers to the total loss or the damage of the insured goods so that they become entirely valueless.
Lightning
Earthquake
Volcanic eruption
Tsf the sea
Fortuitous Accidents（意外事故）： such as ship stranding, striking upon the
rocks, sinking, fire, explosion, etc.
BACK
Coverage
Coverage
Risk Average Charge
Natural calamities Perils of the sea Fortuitous accident
General extraneous risks Extraneous risks
Special extraneous risks
Fire
Explosion
Collision
Striking upon the rocks
Stranding
Sinking
BACK
Extraneous Risks
Extraneous Risks（外来风险）： these risks are caused by theft, rain, shortage,
外贸常用英语口语：保险 Insurance
外贸常用英语口语：保险 Insurance （一）I'm looking for insurance from your company.我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip， I go to the insurance company to have them insured.装船后，我到保险公司去投保。
When should I go and have the tea insured？我什么时候将这批茶叶投保？All right. Let's leave insurance now.好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance.我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance.我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us.损失不包括在我方承保的范围内。
外贸英语保险常用词
外贸英语保险常用词汇insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险。
外贸英语函电8保险
Translate the following sentences into English:
1. 根据你方要求，我们将按发票金额的110% 投保。 We shall cover insurance for 110% of the invoice value in accordance with your request. 2. 请给合同投保平安险和战争险。 Please insure FPA and against War Risk on the contract. 3. 我们将按一般惯例投保水渍险和战争险。 We shall cover WPA and against War Risk according to the usual practice. 4. 这份保单给我们保了破碎险。 The insurance policy covers us against Breakage. 5. 由于合同规定按发票金额的110%投保，如你方要求按130% 投保， 额外保费应由你方负担。 As the contract stipulates that insurance should cover 110% of the invoice value, if you desire to cover insurance for 130% instead, the extra premium should be for your account.
保险人； 保险人；保险商 保险人；保险商 保险公司 保险商 被保险人；投保人 保险人；投保人 投保申请人 投保申请人 投保申请单
insurer insurance company underwriter the insured insurant applicant proposer proposal form
保险外贸英语对话
保险外贸英语对话以下是一个关于保险的外贸英语对话示例：A: Alice (出口商), B: Bob (保险经纪人)A: Hi Bob, I'm in the process of exporting our goods to overseas markets and I've been thinking about insurance coverage. Can you provide some information on export insurance?B: Of course, Alice. Export insurance, often known as cargo insurance, protects your goods during transit. It covers risks like damage, loss, or theft. Do you have specific shipments in mind?A: Yes, we have a shipment of machinery heading to Germany next month. What risks are typically covered?B: Machinery is considered high-value cargo. With export insurance, you'd be covered against physical damage during transportation, theft, and other specified perils. We can tailor the coverage based on your needs.A: That sounds good. What about the cost? How is it usually calculated?B: The cost depends on various factors like the nature of the goods, their value, the shipping route, and the chosen coverage. I can provide you with a detailed quote once we have all the necessary information.A: Perfect. What documents do I need to prepare for the insurance application?B: Generally, we'll need details about the goods, their value, the shipping method, and the destination. Additionally, any relevant commercial invoices and packing lists will be required.A: Okay, I'll gather the necessary information and documents. Howquick is the process from application to obtaining coverage?B: The process is relatively quick. Once we have all the details, we can issue a policy promptly. It's crucial to start the application early to ensure seamless coverage for your shipment.A: Great. I'll get everything together and share the details with you soon. Thanks, Bob!B: You're welcome, Alice. If you have any more questions or need assistance, feel free to reach out.。
外贸英语函电Unit 11 Insurance
•~ that…
Letter 1 Reply to an Enquiry of Insurance
Dear Sirs, We acknowledge with thanks the
receipt of your letter of Nov.28. We are pleased that you would like to insure with us the consignment of 10 cases of cotton shirts by the Hawaii Shipping line from Honolulu to Rome.
Unit 11 Insurance 保险
The premium 保费
• The premium charged for the insurance policy is calculated according to the risks involved. A policy which protects the holder against limited risks charges a low premium, and policy which protects against a large number of risks charges a high premium.
• Usually, the amount insured is 110% of the total invoice value. However, if a higher percentage is required, we may do accordingly but you have to bear the extra premium as well.
外贸英语口语：保险英语
外贸英语口语：保险英语actual total loss 实际全损All Risks 全险at your end 你方breakage of packing risk 包装破裂险China Insurance Clause 中国保险条款cover n./v. 保险debit note 索款通知单draw v. 开汇票exceed v.超过F.P.A. (free from particular average) 平安险for your account 记入你方账户forward v.递送general average 共同海损Institute Cargo Clause 协会货物条款insurance cover 保险范围insurance rate 保险费率insurance value 保险值insure v.投保insurer n.保险商invoice value 发票金额leakage risk 渗漏险obliged a.感激的parcel n.货物partial loss 部分损失particular average 单独损失policy n.保险单premium n.保险费rate n.费用；价格refund v./n.退款rust risk 锈损险shortage risks 短量险taint of odor risk 串味险the People’s Insurance Company of China 中国人民保险公司the time of validity 索赔时效theft, pilferage and non-delivery risks 偷窃、提货不着险total loss 全损underwriter n.保险商vary v.变化W.P.A. (with particular average) 水渍险war risk 战争险warehouse n.仓库warehouse to warehouse clause “仓至仓”条款根据运输方式不同，运输保险的责任范围也各有不同。
外贸英语口语对话Unit15：insurance保险
unit 13 insuranceMr smith, a newzerland businessman,is importing a batch of porcelain ware from china.The price terms have been fixed on CIFoakland basis. After loading the goods on board ship,Mr smith go to the insurance company to have the porcelain ware insured.Mr john meets with him in the office of the people's insurance company of china.Good morning.Good morning,i'm joe smith, a newzerland businessman and l'm looking for insurance from your company.Welcome, my name is john,take a seat,please.Thank you, Mr john.What kind of insurance are you able to provide for my consignment?We've been able to cover all kinds of risks for transportation by sea,land and air.I have a batch of procelain ware to be shiped to newzerland,what risks should be covered?we can server you with a broad range of coverage against all kinds risks for sea transport.such as free from particular coverage,with particular coverage,all risks and extraneous risks.It's better for you to scan this leaflet first.and then make a decision.FPA,that means free from particular average.it's good enough ,what do you think?Surely,you can.do as you pleased.but do you wish to arrange for WPA and additional corverage against risk of breakage.it's suit your consignment.Perhaps you're right.I'LL have the goods covered as you said.very good,please fill in the application form.you need to write every word clearly.Surely,i'll.Mr,john,i finished.Please help me to have a check to see if everything is correct.Ok,let me read it.insured,joe smith. description of the goods: porcelain. mode of transprot: the name of vessel,SShuayuan coverage: wpa plus risk of breakage.OH,mr smith,why both the loading prot and unloading port are missing?OH,terriblely sorry.i forgot that.The loading port is xingang and the unloading port is ockland.Here you are.Now,what the insurane premium?The premium is to be caculated in this way.First find out the premum rate for a porcelain,that is the porcelain 3 percentand secondly consider what risks are covered.what you have covered is WPA plus risk of breakage.so the total premium isGood, mr john,thank you for your assistance.Don't mention it. See you again.See you again.Dialogue 1What do your insurance classes cover?There are three basic covers:namely free from particular average,with particular average,and all risks.If we conclude the business on CIF basis,what coverage will you take out for the goods?Generally speaking,we only insure the goods with particular average,do you cover risks other than WPA? Forinstance,TPND,risks of leakage,risks of breakage,fresh or rain waterdamage?According to international practice,we did not insure against such risks.unless they are covered for by the buyers.and buyers will pay for the extral premium.Another thing,we'd like to have the goods insured for 130 percent of the invoice value.do you think that can be done?You know our usual practice is insured the goods at 110percent of the invoice vaule.if you insist that you have the goods insuredfor 130 percent of the invoice value, i think that can be done.but the premium for the diffrence between 110 percent and 130 percentof the invoice value shoud be for your account.That's understood.Dialogue 2May i ask a few questions about insurance?Yes,go ahead,please.Now,we have given our CIF shanghai price for some steel plates, what insurance rate do you suggest we should get? Well, obviously,you won't mount all risks covered>Why not?Because they are not delicate goods,and won'tlikely be damadged on the voyage.FPA will be good enough.Then i'm arride in understanding that FPA that's not cover partial loss of the natureof particular average.That's right,on the orther hand, a WPA policycovers you against partial loss in all cases.Oh,i see,thank you very much/。
外贸保险常用英语句子
外贸保险常用英语句子保险(insurance)是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任。
接下来为大家整理了外贸保险常用英语句子，希望对你有帮助哦!外贸保险常用英语句子一：1、The extent of insurance is stipulated in the basic policy form and in the various risk clause.保险的范围写在基本保险单和各种险别的条款里。
2、Please fill in the application form.请填写一下投保单。
3、What risks is the People’s Insurance Company of China able to cover?中国人民保险公司承保的险别有哪些?4、What risks should be covered?您看应该保哪些险?5、What kind of insurance are you able to provide for my consignment?贵公司能为我的这批货保哪些险呢?6、I have come to explain that unfortunate affair aboutthe insurance.我是来解释这件保险的不幸事件的。
7、I must say that you’ve corrected my ideas about the insurance.我该说你们已经纠正了我对保险的看法。
8、This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
9、The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
外贸保险的外贸英语
外贸保险的外贸英语有关外贸保险的外贸英语theft, pilferage and nondelivery (T.P.N.D.) 盗窃提货不着险rain fresh water damage 淡水雨淋险risk of shortage 短量险risk of contamination 沾污险risk of leakage 渗漏险risk of clashing &breakage 碰损破碎险risk of odour 串味险damage caused by sweating and/or heating 受潮受热险hook damage 钩损险loss and/or damage caused by breakage of packing 包装破裂险risk of rusting 锈损险risk of mould 发霉险strike, riots and civil commotion (S.R.C.C.) 罢工、暴动、民变险risk of spontaneous combustion 自燃险deterioration risk 腐烂变质险inherent vice risk 内在缺陷险risk of natural loss or normal loss 途耗或自然损耗险special additional risk 特别附加险failure to delivery 交货不到险import duty 进口关税险on deck 仓面险Rejection 拒收险survey in customs risk 海关检验险survey at jetty risk 码头检验险institute war risk 学会战争险overland transportation risks 陆运险overland transportation all risks 陆运综合险air transportation risk 航空运输险air transportation all risk 航空运输综合险air transportation war risk 航空运输战争险parcel post risk 邮包险parcel post all risk 邮包综合险Risks &Coverage 险别free from particular average (F.P.A.) 平安险with particular average (W.A.) 水渍险(基本险)all risk 一切险(综合险)total loss only (T.L.O.) 全损险war risk 战争险cargo(extended cover)clauses 货物(扩展)条款additional risk 附加险from warehouse to warehouse clauses 仓至仓条款parcel post war risk 邮包战争险investment insurance(political risks) 投资保险(政治风险) property insurance 财产保险erection all risks 安装工程一切险contractors all risks 建筑工程一切险the stipulations for insurance 保险条款marine insurance policy 海运保险单specific policy 单独保险单voyage policy 航程保险单time policy 期限保险单floating policy (or open policy) 流动保险单ocean marine cargo clauses 海洋运输货物保险条款Certificate of Origin 产地证certificate of origin of China showing 中国产地证明书Stating 证明Evidencing 列明Specifying 说明Indicating 表明declaration of 声明certificate of Chinese origin 中国产地证明书Packing List and Weight List 装箱单与重量单packing list detailing… 详注……的装箱单packing list showing in detail… 注明……细节的装箱单weight list 重量单weight notes 磅码单(重量单)detailed weight list 明细重量单weight and measurement list 重量和尺码单Inspection Certificate 检验证书certificate of weight 重量证明书phytosanitary certificate 植物检疫证明书plant quarantine certificate 植物检疫证明书fumigation certificate 熏蒸证明书sanitary certificate 卫生证书health certificate 卫生(健康)证书analysis certificate 分析(化验)证书tank inspection certificate 油仓检验证明书record of ullage and oil temperature 空距及油温记录单certificate of aflatoxin negative 黄曲霉素检验证书non-aflatoxin certificate 无黄曲霉素证明书revolving L/C 循环信用证L/C with T/T reimbursement clause 带电汇条款信用证without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证documentary L/C/clean L/C 跟单信用证/光票信用证deferred payment L/C/anticipatory L/C 延期付款信用证/预支信用证back to back L/Creciprocal L/C 对背信用证/对开信用证traveller's L/C(or:circular L/C) 旅行信用证L/C Parties Concerned 有关当事人opener 开证人applicant 开证人(申请开证人)principal 开证人(委托开证人)accountee 开证人accreditor 开证人(委托开证人)for account of Messrs 付(某人)帐at the request of Messrs 应(某人)请求on behalf of Messrs 代表某人by order of Messrs 奉(某人)之命by order of and for account of Messrs 奉(某人)之命并付其帐户at the request of and for account of Messrs 应(某人)得要求并付其帐户in accordance with instruction received from accreditors 根据已收到得委托开证人得指示inspection certificate 检验证书Other Documents 其他单据full text of forwarding agents' cargo receipt 全套运输行所出具之货物承运收据parcel post receipt 邮包收据pure foods certificate 纯食品证书combined certificate of value and Chinese origin 价值和中国产地联合证明书The Stipulation for Shipping Terms 装运条款loading port and destinaltion 装运港与目的港despatch/shipment from Chinese port to… 从中国港口发送/装运往……date of shipment 装船期shipment latest date… 最迟装运日期：……partial shipments and transhipment 分运与转运partial shipments are (not) permitted (不)允许分运partial shipments (are) allowed (prohibited) 准许(不准)分运without transhipment 不允许转运transhipment at Hongkong allowed 允许在香港转船partial/prorate shipments are perimtted 允许分运/按比例装运。
外贸英语常用词汇--保险篇
外贸英语常用词汇--保险篇保险是指投保人根据合同约定，向保险人支付保险费，保险人对于合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任。
接下来小编为大家整理了外贸英语常用词汇--保险篇，希望对你有帮助哦!health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费insurance law 保险法insurance act 保险条例insurance industry? 保险业insurance division 保险部insurance treaty 保险合同cover note 保险证明书guarantee of insurance 保险担保书premium rebate 保险费回扣insurance claim 保险索赔ceding, retrocession(for reinsurance) 分保reinsurance 分保(再保险)ceding(insurance)company 分保公司co-insurance company 共同保险公司insurance document 保险单据certificate of insurance 保险凭证increasing coverage, extending coverage 加保renewing coverage 续保insurance commission 保险佣金social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金(保险收入)insure 保险;投保;保证insurance 保险;保险费;保险金额underwriters 保险商(指专保水险的保险商)保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (People's Insurance Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为...提供保险leaflet 说明书fine print 细则insurance free of (from) particular average (FPA). 平安险(单独海损不赔)insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险。
BEC专业术语：外贸英语之保险
（一）I'm looking for insurance from your company. 我是到贵公司来投保的。
我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China. 张先生在中国人民保险公司的办公室接待了威廉先生。
张先生在中国人民保险公司的办公室接待了威廉先生。
A er loading the goods on board the hip，I go to the insurance company to have them insured. 装船后，我到保险公司去投保。
装船后，我到保险公司去投保。
When should I go and have the tea insured？我什么时候将这批茶叶投保？我什么时候将这批茶叶投保？All right. Let's leave insurance now. 好吧，保险问题就谈到这里。
好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance. 我是来解释这件保险的不幸事件的。
我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance. 我该说你们已经纠正了我对保险的看法。
我该说你们已经纠正了我对保险的看法。
This informa on office provides clients with informa on on cargo insurance. 这个问讯处为顾客提供大量关于货物投保方面的信息。
这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover. 只要是在保险责任范围内，保险公司就应负责赔偿。
商务英语写作-外贸英语之保险篇
商务英语写作外贸英语之保险篇what is the insurance premium?保险费是多少？Mr. Zhang met Mr. William in the office of the People’Insurance Company of China.张先生在中国人民保险公司的办公室接待了威廉先生。
This information office provides clients with information on cargo insurance.这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.只要是在保险责任范围内，保险公司就应负责赔偿。
The extent of insurance is stipulated in the basic policy form and in the various risk clause.保险的范围写在基本保险单和各种险别的条款里。
Please fill in the application form.请填写一下投保单。
What risks is the People’s Insurance Company of Chinaable to cover?中国人民保险公司承保的险别有哪些？May I ask what exactly insurance covers according to your usual C.I.F terms?请问根据你们常用的CIF价格条件，所保的究竟包括哪些险别？It ‘s important for you to read the “fine print” in any insurance policy so that you know what kind of coverage you are buying.阅读保险单上的”细则”对你是十分重要的，这样就能知道你要买的保险包括哪些项目。
外贸英语口语 保险 篇
外贸英语保险(续) Insurance（四）F.P.A. stands for "Free from Particular Average". FPA 代表平安险。
W.P.A. stands for "With Particular Average". WPA 代表水渍险。
I'll have the goods covered against Free from Particular Average. 我将为货物投保平安险。
I know that F.P.A insurance doesn't cover losses on consumer goods. 我知道平安险不包括消费品的种种损失。
I don't think that the W.P.A insurance covers more risks than the F.P.A.. 我认为水渍险承保的范围并不比平安险的范围宽。
Free from Particular Average is good enough. 只保平安险就可以了。
The goods are to be insured F.P.A. 这批货需投保平安险。
What you've covered is Leakage. 你所投保的是渗漏险。
Why don't you wish to cover Risk of Breakage? 您为什么不想投保破碎险呢？W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND. 针对这种性质的货物只保水渍险是不够的，请加保偷盗提货不成险。
Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage? 您不想保水渍险和附加破碎险吗？Not every breakage is a particular average. 并不是所有的破碎险都属于单独海损。
外贸英语中英互译保险及索赔
外贸英语中英互译保险及索赔在外贸业务中，保险是非常重要的一项考虑因素。
保险旨在降低贸易风险，保护双方利益。
在这篇文章中，我们将讨论外贸英语中保险及索赔的相关术语和翻译。
1. Introduction（介绍）保险在外贸业务中的作用不可忽视。
它为出口商和进口商提供保障，确保货物在运输过程中能够受到保护。
保险的理解和索赔处理在外贸英语中显得尤为重要。
2. Types of Insurance（保险类型）2.1 Marine Insurance（海洋保险）Marine insurance covers the loss or damage of goods during transportation by sea. It provides financial protection to both the exporterand the importer. In case of any accidents or disasters, such as shipwrecks or piracy, marine insurance compensates for the loss.2.2 Freight Insurance（货运保险）Freight insurance covers the loss or damage of goods during transportation by any means, including sea, air, road, or rail. It provides coverage for the cost of transportation and protects against risks like theft, accidents, or natural disasters.2.3 Cargo Insurance（货物保险）Cargo insurance covers the loss or damage of the goods being transported. It can include both marine and freight insurance, depending on the specific terms of the policy. Cargo insurance ensures that the value of the goods is protected in case of any unfortunate events.3. Insurance Terminology（保险术语）3.1 Insurer（保险人）The insurer is the company providing the insurance coverage. They assess the risks, provide the policy, and handle claims in case of any loss or damage.3.2 Insured（被保险人）The insured refers to the party (exporter or importer) who purchases the insurance policy and is covered by the insurance in case of any loss or damage.3.3 Premium（保险费）The premium is the amount of money paid by the insured to the insurer for the insurance coverage. It is usually calculated based on the value and nature of the goods being insured, as well as the risk factors involved.3.4 Policy（保险单）The policy is the legal document that outlines the terms and conditions of the insurance coverage. It includes details such as the insured parties, coverage limits, deductibles, and exclusions.4. Claims and Compensation（索赔和赔偿）4.1 Filing a Claim（提出索赔）In case of any loss or damage covered by the insurance policy, the insured party needs to file a claim with the insurer. This typically involves providing evidence of the loss, such as photos, invoices, or shipping documents.4.2 Claim Settlement（索赔解决）Once a claim is filed, the insurer will initiate the claim settlement process. They will investigate the circumstances of the loss or damage and assess the claim based on the policy terms. If the claim is approved, the insurer will compensate the insured for the value of the loss or damage.4.3 Compensation（赔偿）The compensation is the amount of money paid by the insurer to the insured to cover the loss or damage. It may be based on the actual value of the goods, the insured amount stated in the policy, or a predetermined formula agreed upon by both parties.5. Conclusion（结论）外贸英语中的保险和索赔术语对于有效保护货物和降低贸易风险非常重要。
外贸英语保险常用词汇
外贸英语保险常用词汇risk险别toprovidetheinsurance为...提供保险leaflet说明书AllRisks一切险average海损ParticularAverage(P.A)单独海损GeneralAverage(G.A)共同海损MarineLosses海损partialloss部分损失totalloss全部损失insure保险;投保;保证insurance保险;保险费;保险金额fineprint细则insuranceexpense保险费premiumrate保险费率premium保险费insurancerate保险费率表insuranceproceeds保险金(保险收入) riskofleakage渗漏险riskofshortageinweight/quantity短量险riskofsweatingand/orheating受潮受热险riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险PICC(People'sInsuranceCompanyofChina)中国人民保险公司riskinsured,riskcovered承保险项oceanmarinecargoinsuranceclauses海洋运输货物保险条款transportationinsurance运输保险overlandtransportationinsurance,landtransitinsurance陆上运输保险insuranceagainstairrisk,airtransportationinsurance航空运输保险parcelpostinsurance邮包运输保险oceanmarinecargoinsurance,marineinsurance水险(海运货物保险)underwriters保险商(指专保水险的保险商)保险承运人insurancecompany保险公司insurer保险人insurancebroker保险经纪人insuranceunderwriter保险承保人insuranceapplicant投保人insurant,theinsured被保险人，受保人tocover(effect,arrange,takeout)insurance投保insurancecoverage;riskscovered保险范围insuranceslip投保单insuredamount保险金额insuranceagainstrisk保险insuranceclause保险条款insuranceinstruction投保通知insurancebusiness保险企业insuranceconditions保险条件insurancefreeof(from)particularaverage(FPA).平安险(单独海损不赔)insurancewithparticularaverage(WPA),basicrisks.insurance againstallrisks.综合险，应保一切险riskofbreakage破碎险riskofclashing碰损险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(TLO)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)?途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险AirTransportationCargoWarRisk航空运输战争险overlandTransportationInsuranceWarRisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(SRCC)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstaddition alrisks附加险riskoftheft,pilferageandnondelivery(TRND)盗窃提货不着险riskoffreshand/ofrainwaterdamage(wetting)淡水雨淋险。
外贸英语保险事宜口语
外贸英语保险事宜口语这是小编给大家整理的外贸英语保险事宜口语，一起来看看吧。
商保事宜A：This batch of goods will be expected to Korea. The details are all filled out on an application for insurance No.4893032.A:这批货出口到韩国具体细节都填在4893032号申报单上了。
B：Has this batch of goods made reservation on open policy OC293338 too ?B:这批货也是预约保险单OC293338上的了?A：Yes.l also want to ask if the insurance term is about to expire.A:是的，我还想问问，保险期是不是快到了?B：I was about to talk with you about this.l guess you want to renew the insurance.B:我正想和您谈这件事呢，我猜您是想续保吧?A：Yes.A：是的。
B：But you have already proposed claims for compensation 4 times this year. So we have to adjust the premium accordingly.B:但是，今年贵方已经提出4次索赔了。
根据这个情况，我们必须相应调整保费了。
A：Do you mean that the insurance premium will be increased?A:你的意思是要提高保险金额吗?B:Yes.B:是的。
类型选择A: Have you taken out insurance yet on the shipment?A：您是否已经替这批货投保了?B: Yes.we talked about it with our underwriter,and we think that we should get a policy for total loss only.B：是的，我们和保险公司谈过，觉得应该投保全损险.A: Why TLO'r That only helps if the goods are destroyed.or damaged so badly that they can't be used.A：为何要投全损险呢?这种险只有在货物全毁或破损到不能使用的情况下才有用啊。
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❖ The loss in question was beyond the coverage granted by us.
❖ 损失不包括在我方承保的范围内。
❖ The extent of insurance is stipulated in the basic policy form and in the various risk clause.
❖ to cover (effect,arrange,take out) insurance 投保
insurance coverage;risks covered 保险范围 insurance slip 投保单 insured amount 保险金额 insurance against risk 保险 insurance clause 保险条款 insurance instruction 投保通知 insurance business 保险企业 insurance conditions 保险条件
❖ 这些险别适合你要投保的货物。
❖ May I ask what exactly insurance covers according to your usual C.I.F terms?
❖ 请问根据你们常用的CIF价格条件，所保的究 竟包括哪些险别？
❖ It 's important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.
❖ ceding, retrocession(for reinsurance) 分保 reinsurance 分保（再保险） ceding(insurance)company 分保公司 co-insurance company 共同保险公司 insurance document 保险单据 certificate of insurance 保险凭证 increasing coverage, extending coverage 加保 renewing coverage 续保 insurance commission 保险佣金 social insurance 社会保险 personal property insurance 个人财产保险 insurance of contents 家庭财产保险
❖ This information office provides clients with information on cargo insurance.
❖ 这个问讯处为顾客提供大量关于货物投保方面的信息。
❖ The underwriters are responsible for the claim as far as it is within the scope of cover.
❖ ocean marine cargo insurance clauses 海洋运输货物保险 条款 transportation insurance 运输保险 overland transportation insurance, land transit insurance 陆 上运输保险 insurance against air risk, air transportation insurance 航空 运输保险 parcel post insurance 邮包运输保险 ocean marine cargo insurance, marine insurance 水险（海 运货物保险） All Risks 一切险 average 海损 Particular Average (P.A) 单独海损 General Average (G.A) 共同海损 Marine Losses 海损 partial loss 部分损失 total loss 全部损失
insurance company to have them insured. ❖ 装船后，我到保险公司去投保。
❖ When should I go and have the tea insured? ❖ 我什么时候将这批茶叶投保？
❖ All right. Let's leave insurance now. ❖ 好吧，保险问题就谈到这里。
❖ PICC (People's Insurance Company of
China) 中国人民保险公司 risk insured, risk covered 承保险项 risk 险别 to provide the insurance 为...提供保险 leaflet 说明书 fine print 细则 insurance expense 保险费 premium rate 保险费率 premium 保险费 insurance rate 保险费率表 insurance proceeds 保险金（保险收入）
risk of fresh and/of rain water damage(wetting) 淡水雨淋险 risk of leakage 渗漏险 risk of shortage in weight/quantity 短量险 risk of sweating and/or heating 受潮受热险 risk of bad odour(change of flavour) 恶味险，变味险 risk of mould 发霉险 on deck risk 舱面险
❖ policy-holder 保险客户 extra premium 额外保险费 additional premium 附加保险费 insurance law 保险法 insurance act 保险条例 insurance industry? 保险业 insurance division 保险部 insurance treaty 保险合同 cover note 保险证明书 guarantee of insurance 保险担保书 premium rebate 保险费回扣 insurance claim 保险索赔
❖ insurance free of (from) particular average (FPA). 平安险（单独海损不赔）
insurance with particular average (WPA), basic risks. insurance against all risks. 综合 险，应保一切险 risk of breakage 破碎险 risk of clashing 碰损险 risk of rust 生锈险 risk of hook damage 钩损险
❖ insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险
insurance against extraneous risks, insurance against additional risks 附加险 risk of theft, pilferage and nondelivery (TRND) 盗窃提货不 着险
consignment? ❖ 贵公司能为我的这批货保哪些险呢？ ❖ It's better for you to can the leaflet, and then make a
decision. ❖ 你最好先看看说明书，再决定保什么险。 ❖ These kinds of risks suit your consignment.
❖ I have come to explain that unfortunate affair about the insurance.
❖ 我是来解释这件保险的不幸事件的。
❖ I must say that you‘ve corrected my ideas about the insurance. 我该说你们已经纠正了我对保险的看法。
Sentences
❖ I'm looking for insurance from your company. ❖ 我是到贵公司来投保的。 ❖ Mr. Zhang met Mr. William in the office of the People'
Insurance Company of China. ❖ 张先生在中国人民保险公司的办公室接待了威廉先生。 ❖ After loading the goods on board the hip, I go to the
❖ 阅读保险单上的“细则”对你是十分重要的， 这样就能知道你要买的保险包括哪些项目。
❖ what is the insurance premium? ❖ 保险费是多少？
❖ The premium is to be calculated in this way. ❖ 保险费是这样计算的。
❖ The total premium is 800 U.S. dollars. ❖ 保险费总共是800美圆。
❖ risk of contamination (tainting) 污染险 insurance against total loss only (TLO) 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险 risk of normal loss (natural loss)? 途耗或自然损耗 险 risk of spontaneous combustion 自然险 risk of contingent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上 运输战争险