金融经济文献综述毕业学术论文写作英文英语

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介绍金融专业英文作文

介绍金融专业英文作文

介绍金融专业英文作文英文,As a finance major, I have always been fascinated by the world of money and investments. The field of finance is incredibly diverse, covering everything from personal finance to corporate finance to global financial markets. In my studies, I have learned about financial analysis,risk management, portfolio management, and many other important topics.One of the most interesting aspects of finance is the way it intersects with other fields. For example, finance and economics are closely related, as both deal with the allocation and management of resources. Finance also intersects with accounting, as financial statements are a key tool for understanding a company's financial health. And in today's global economy, finance plays a crucial role in international trade and investment.But perhaps the most exciting thing about finance is the potential for making money. Of course, this is not theonly reason to study finance, but it is certainly a motivating factor for many students. In my own experience,I have found that the skills and knowledge I have gained in my finance courses have been invaluable in my personal investments and financial planning.Overall, I believe that finance is a fascinating and rewarding field that offers many opportunities for growth and success. Whether you are interested in personal finance, corporate finance, or global financial markets, there is something for everyone in this dynamic and ever-changing field.中文,作为一名金融专业的学生,我一直对金融和投资领域感到着迷。

关于金融的英语作文带翻译

关于金融的英语作文带翻译

关于金融的英语作文带翻译Financial Industry。

Financial industry is one of the most important industries in the world. It is a key driver of economic growth and development, providing the necessary funds for businesses to invest and expand. The financial industry is comprised of a wide range of institutions and services, including banks, investment firms, insurance companies, and stock exchanges. Each of these institutions plays a unique role in the financial system, and together they form the backbone of the global economy.One of the primary functions of the financial industry is to facilitate the flow of capital. This involves the transfer of funds from those who have excess capital to those who need it. Banks are the primary institutions that facilitate this transfer, through the issuance of loans and other financial instruments. Investment firms also play a key role in the financial industry, by providing investmentopportunities for individuals and institutions. These firms manage investment portfolios on behalf of their clients, and help to diversify their investments across a range of asset classes.Insurance companies are another important component of the financial industry. They provide protection against financial losses due to unforeseen events, such as accidents, natural disasters, and illness. Insurance policies are designed to transfer risk from the policyholder to the insurance company, providing peace of mind and financial security.The stock market is also a critical component of the financial industry. It provides a platform for companies to raise capital by issuing shares of stock to investors. Investors can then buy and sell these shares on the open market, providing liquidity and price discovery. The stock market also provides a barometer of economic activity, reflecting the overall health of the economy and the performance of individual companies.In recent years, the financial industry has undergone significant changes and challenges. The global financial crisis of 2008 exposed weaknesses in the financial system, leading to increased regulation and oversight. The rise of financial technology, or fintech, has also disrupted traditional financial institutions by providing new ways of accessing financial services and products.Despite these challenges, the financial industry remains a critical component of the global economy. It plays a vital role in providing the necessary funds for businesses to grow and innovate, and in protecting individuals and institutions against financial risks. As the world becomes increasingly interconnected and complex, the financial industry will continue to evolve and adapt to meet the needs of a changing world.。

金融学术作文英文

金融学术作文英文

金融学术作文英文英文:As a finance student, I have come across various academic writings that have helped me understand the intricacies of the financial world. In my opinion, academic writing in finance should be clear, concise, and informative. It should provide a detailed analysis of the topic while also being easy to understand for the average reader. Academic writing should not only includetheoretical concepts but also practical examples that can help readers understand how these concepts apply in thereal world.One of the key aspects of academic writing in finance is the use of technical jargon. While it is important to use technical terms to convey specific meanings, it is equally important to ensure that the reader can understand the meaning of these terms. Therefore, it is important to strike a balance between using technical terms andexplaining them in simple language.Another important aspect of academic writing in finance is the use of data and statistics. In finance, data and statistics play a crucial role in understanding the market trends and making informed decisions. Therefore, academic writing should include relevant data and statistics to support the arguments and conclusions.In addition, academic writing in finance should also be well-structured and organized. The introduction should provide a brief overview of the topic, the body should provide a detailed analysis, and the conclusion should summarize the key points and provide recommendations for future research.中文:作为一名金融学生,我接触过各种学术著作,这些著作帮助我理解了金融世界的复杂性。

金融英语范文

金融英语范文

金融英语范文English:In the ever-changing world of finance, it is crucial for professionals to stay informed and adaptable. Keeping up with the latest market trends, economic indicators, and regulatory changes is essential for success in this fast-paced industry. Additionally, developing strong analytical and problem-solving skills is a necessity to thrive in the world of finance. The ability to make strategic decisions based on data and trends can make all the difference in achieving financial goals. Furthermore, effective communication skills are vital in this field, as financial professionals often need to convey complex information in a clear and concise manner to clients and colleagues. Networking and building relationships in the finance industry can also open up doors for new opportunities and collaborations. Ultimately, a successful career in finance requires a combination of knowledge, skills, adaptability, and a strong work ethic.中文翻译:在不断变化的金融世界中,保持信息灵通和适应能力对专业人士至关重要。

关于金融的英语作文模板

关于金融的英语作文模板

关于金融的英语作文模板Title: An Essay Template on Finance。

Introduction。

Finance is a crucial aspect of any economy, as it involves the management of money and other assets. It plays a significant role in the allocation of resources, investment decisions, and the overall functioning of the economy. In this essay, we will explore the key concepts and principles of finance, including the role of financial institutions, the importance of financial markets, and the impact of monetary policy.Financial Institutions。

Financial institutions, such as banks, credit unions, and insurance companies, play a vital role in the economy by providing financial services to individuals, businesses, and governments. They facilitate the flow of funds from savers to borrowers, which helps to promote economic growth and development. Banks, for example, accept deposits from customers and lend money to individuals and businesses, thereby enabling them to make investments and purchases. Insurance companies, on the other hand, provide protection against various risks, such as accidents, illness, and natural disasters, by pooling resources and spreading the financial burden among policyholders.Financial Markets。

金融学术作文英文

金融学术作文英文

金融学术作文英文1. The stock market is like a roller coaster, with prices constantly going up and down. It's a wild ride that can make or break fortunes in a matter of hours.2. Financial analysts use complex algorithms and mathematical models to predict market trends, but even they can't always foresee sudden shifts or unexpected eventsthat can send markets into a tailspin.3. In times of economic uncertainty, investors often turn to safe havens like gold or government bonds to protect their assets. It's a conservative approach that may not yield high returns, but it provides a sense of security in turbulent times.4. The concept of risk management is crucial in the world of finance, as it helps individuals and institutions minimize potential losses and maximize potential gains. Diversifying investments and setting stop-loss orders arejust a few strategies used to mitigate risk.5. Behavioral finance explores how human psychology influences financial decision-making. Emotions like fear and greed can lead to irrational choices that may not be in one's best interest. Understanding these biases can help investors make more informed decisions.6. The global economy is interconnected, with events in one country having ripple effects around the world. A trade war between two major powers can disrupt supply chains, impact consumer confidence, and ultimately affect stock prices on a global scale.7. Financial literacy is essential for individuals to navigate the complex world of money management. Understanding concepts like compound interest, inflation, and asset allocation can help people make informed decisions about saving, investing, and planning for the future.8. The rise of cryptocurrencies like Bitcoin haschallenged traditional notions of money and finance. While some see them as the future of currency, others warn of their volatility and lack of regulation. Only time will tell how they will shape the financial landscape.。

金融综合英语作文考试范文

金融综合英语作文考试范文

金融综合英语作文考试范文Chapter 1: IntroductionThe global financial system plays a crucial role in supporting economic growth and development. In recent years, there have been significant changes and challenges in the financial landscape, which have necessitated a comprehensive understanding of finance in order to navigate successfully. This essay aims to analyze various aspects of finance, including financial markets, institutions, instruments, and regulation, to provide a comprehensive overview of the subject.Chapter 2: Financial MarketsFinancial markets serve as platforms for participants to buy and sell financial assets such as stocks, bonds, and currencies. In this chapter, we will explore different types of financial markets, such as stock markets, bond markets, and foreign exchange markets. We will discuss the functions of these markets and the role they play in allocating capital efficiently. Additionally, we will analyze the key participants in financial markets, including investors, issuers, and intermediaries.Chapter 3: Financial InstitutionsFinancial institutions are entities that provide financial services and play a crucial role in the functioning of the economy. In this chapter, we will investigate different types of financial institutions, including banks, insurance companies, and investment firms. We will examine their functions and the services they offer, such asdeposit-taking, lending, underwriting, and asset management. Furthermore, we will analyze the risks faced by financial institutions and the regulatory measures in place to mitigate these risks.Chapter 4: Financial Instruments and RegulationFinancial instruments are contracts that represent a claim on certain economic resources or cash flows. In this chapter, we will delve into various types of financial instruments, such as stocks, bonds, derivatives, and commodities. We will examine their characteristics, valuation methods, and risk-return profiles. Moreover, we will explore the importance of financial regulation in safeguarding the stability and integrity of financial markets. We will discuss the role of regulatory bodies, such as central banks and financial supervisory authorities, in overseeing financial institutions and ensuring compliance with relevant rules and regulations.ConclusionIn conclusion, finance is a multidimensional subject that encompasses financial markets, institutions, instruments, and regulation. A comprehensive understanding of these aspects is crucial for individuals and organizations operating in the global financial system. By examining the various dimensions of finance, this essay has aimed to provide a comprehensive overview of the subject. By acquiring knowledge in these areas, individuals and organizations can make informed decisions and navigate the complexities of the financial landscape more effectively.Chapter 5:Financial Analysis and Decision MakingFinancial analysis is the process of evaluating the financial health and performance of an individual, company, or investment opportunity. In this chapter, we will explore the different methods and tools used in financial analysis, such as ratio analysis, trend analysis, and cash flow analysis. We will discuss how these techniques are utilized to assess profitability, liquidity, solvency, and efficiency.Furthermore, financial decision-making is a critical aspect of finance. This chapter will delve into the principles and techniques used in financial decision-making, such as capital budgeting, cost of capital analysis, and risk management. We will discuss the importance of evaluating investment opportunities, determining optimal capital structure, and managing risk to maximize shareholder value.Chapter 6: International FinanceIn an increasingly interconnected world, international finance has become a vital component of the global financial system. This chapter will examine the key concepts and issues in international finance, such as exchange rates, balance of payments, and international capital flows. We will discuss the role of international financial institutions, such as the International Monetary Fund (IMF) and the World Bank, in promoting global financial stability and facilitating international trade and investment. Additionally, we will explore the challenges and opportunities ininternational financial management for multinational corporations (MNCs). We will analyze the various strategies and techniques utilized by MNCs to manage foreign exchange risk, financing, and expansion into international markets. We will also discuss the impact of political and economic factors on international finance and the role of international financial regulations in governing cross-border transactions.Chapter 7: Corporate FinanceCorporate finance focuses on the financial decisions made by corporations to maximize shareholder value. In this chapter, we will examine the principles and techniques of corporate finance, including capital budgeting, cost of capital, dividend policy, and working capital management. We will discuss the importance of financial planning, forecasting, and budgeting in corporate finance decision-making.Moreover, this chapter will delve into corporate governance and the role of financial markets and institutions in influencing corporate behavior. We will explore topics such as agency theory, shareholder activism, and executive compensation. Additionally, we will analyze the role of corporate finance in mergers and acquisitions, initial public offerings, and corporate restructuring.ConclusionIn conclusion, the study of finance encompasses a wide range of topics, including financial markets, institutions, instruments, regulation, analysis, decision-making, international finance, andcorporate finance. Understanding these areas is crucial for individuals and organizations to effectively manage their finances, evaluate investment opportunities, and navigate the complexities of the global financial system. By acquiring knowledge and skills in finance, individuals can make informed financial decisions, mitigate risks, and achieve their financial goals. Similarly, organizations can optimize their financial performance, allocate capital efficiently, and create value for their shareholders.。

金融的英语作文带翻译

金融的英语作文带翻译
Introduction: Provide an overview of the topic and the purpose of the composition.
Body Paragraphs: Present key points, analysis, and supporting evidence.
The Significance of Financial English
Financial English plays a crucial role in facilitating communication and understanding within the finance industry. As the language of global finance, it is used in international transactions, trade agreements, and investment strategies. For professionals, the ability to express financial concepts clearly and accurately in English is a valuable skill that canenhance career opportunities and promote business success. Additionally, for students and researchers, mastering financial English is essential for accessing and understanding a wide range of academic literature and resources.

金融学术作文英文

金融学术作文英文

金融学术作文英文英文:As a student of finance, I have come to understand the importance of financial literacy and the impact it can have on our lives. Financial literacy refers to the ability to understand and manage personal finances effectively. It involves knowledge of financial concepts such as budgeting, saving, investing, and debt management.Financial literacy is crucial because it allows individuals to make informed decisions about their money. For example, if someone has a good understanding of budgeting, they are more likely to make wise spending decisions and avoid overspending. Similarly, if someone knows how to invest their money wisely, they can grow their wealth and secure their financial future.Unfortunately, many people lack financial literacy and struggle with managing their finances. This can lead tofinancial stress, debt, and even bankruptcy. It isimportant for individuals to educate themselves onfinancial concepts and seek help if needed.中文:作为金融专业的学生,我逐渐意识到了金融素养的重要性以及它对我们生活的影响。

金融论文英语参考文献(参考)

金融论文英语参考文献(参考)

金融论文英语参考文献‎金融论文英语参考文‎献‎[1] nelson‎, c. r. &a‎m p; siegel‎, a. f. pa‎r simonious‎modeling ‎o f yield c‎u rves [j],‎journal o‎f business‎1987(4‎): 473489.‎[2] di‎e bold,fran‎c is x and ‎l i, canlin‎..global y‎i eld curve‎dynamics ‎a nd intera‎c tions: ad‎y namic nel‎s on-siegel‎approach[‎j],journal‎of econom‎e trics,XX,‎10:351-363‎[3] bl‎i ss, r. r.‎.testing ‎t erm struc‎t ure estim‎a tion meth‎o ds [j]. a‎d vances in‎futures a‎n d options‎research,‎1997,9:19‎7-231 [‎4] tanner,‎e.,exchan‎g e market ‎p ressures ‎a nd moneta‎r y policy:‎asia and ‎l atin amer‎i ca in the‎1990s [c]‎5working ‎p apers, im‎f,XX.[‎5] so, r. ‎w., price ‎a nd volati‎l ity spill‎o vers betw‎e en intere‎s t rate an‎d exchange‎value of ‎t he us dol‎l ar[j], gl‎o bal finan‎c e journal‎,XX(1)‎:95-107‎ [6] y.sa‎h alia. tes‎t ing conti‎n uous-time‎models of‎the spot ‎i nterest r‎a te [j], r‎e view of f‎i nancial s‎t udies. 19‎96,9:385-4‎26[7] ‎v asicek 0,‎f ong h g t‎e rm struct‎u re modeli‎n g usinge‎x ponential‎splines. ‎j ournal of‎finance[j‎], 1982,37‎:339-348‎ [8] duff‎l e,d. and ‎r. kan. a ‎y ield fact‎o r model o‎f interest‎rates[j],‎m athematic‎a l finance‎, 1. 1996,‎6: 379-406‎[9] ai‎t sahalia,y‎and r. ki‎m mel. esti‎m ating aff‎i nemultif‎a ctor term‎structure‎models us‎i ng closed‎-form like‎l ihood exp‎a nsions[c]‎? working‎paper,nbe‎r,XX.[‎10] engle,‎r obert e a‎u toregress‎i ve condit‎i onalhete‎r oscedasti‎c ity with ‎e stimates ‎o f the var‎i ance of u‎. k inflat‎i on[j]. ec‎o nomica,19‎82,50:9871‎008[10‎]chen,r.-r‎., and l. ‎s cott maxi‎m um likeli‎h ood estim‎a tionfor ‎a multi-fa‎c tor equil‎i brium mod‎e l of the ‎t erm struc‎t ure of in‎t erest rat‎e s,. journ‎a l of fixe‎d ine, dec‎e mber, 199‎3,12: 14-3‎1 .[11‎]vasicek ‎o. an equi‎l ibrium ch‎a racteriza‎t ion of th‎e term str‎u cture [j]‎? journal‎of financ‎i al econom‎i cs,1977,‎5:177-188.‎[12] j‎.c. cox, ‎j. e. inge‎r soll,s. a‎.ross. a ‎t heory of ‎t he term s‎t ructure o‎f interest‎rates [j]‎.economet‎r ica, 1985‎,53:‎385-407‎[13] edmu‎n d m. a. k‎w aw and ye‎n, resolvi‎n g economi‎c conflict‎between t‎h e united ‎s tates and‎japan[m] ‎. massachu‎s ettsinst‎i tute of t‎e chnolog. ‎1997: 189-‎220.[1‎4] swanson‎,r.,rogoff‎,k.was it ‎r eal the e‎x changera‎t e-interes‎t differen‎t ial relat‎i on over t‎h e modern ‎f loating p‎e riod[j] j‎o urnal of ‎f inance, 1‎988,43: 35‎9-382[‎15] chan, ‎k.,chan, k‎.c.k karol‎y i, a.,int‎r aday vola‎t ility in ‎t he stock ‎i ndex and ‎s tock inde‎x futures ‎m arkets [j‎]review o‎f financia‎l studies ‎1991(4‎) : 657-68‎4.[16]‎kutan, j.‎and s. zh‎o u,\mean r‎e version o‎f interest‎rates in ‎t he eurocu‎r rency mar‎k et[j], ox‎f ord bulle‎t in of eco‎n omics and‎statistic‎s,XX,63: 4‎59-473.‎。

介绍金融专业英文作文

介绍金融专业英文作文

介绍金融专业英文作文英文:As a finance major, I have learned a lot about the world of finance and how it affects our daily lives. Finance is a broad field that covers everything from personal finance to corporate finance and investments. Itis a constantly evolving field that requires individuals to stay up-to-date with current trends and developments.One of the most important skills I have learned as a finance major is the ability to analyze financial data. This includes understanding financial statements, analyzing financial ratios, and interpreting economic indicators. These skills are essential for making informed decisions about investments, budgeting, and financial planning.In addition to analytical skills, finance also requires strong communication and interpersonal skills. This is because finance professionals often work in teams and needto be able to communicate complex financial information to others who may not have a finance background. Effective communication skills are also important when dealing with clients and customers.Overall, finance is a challenging and rewarding field that offers a variety of career opportunities. Some of the most popular careers in finance include financial analyst, investment banker, financial planner, and accountant. Eachof these careers requires a unique set of skills and offers different challenges and opportunities for growth.中文:作为一名金融专业的学生,我学到了很多关于金融世界以及它如何影响我们日常生活的知识。

金融英语总结模板范文

金融英语总结模板范文

In recent years, the financial sector has undergone significant transformations, impacting economies globally. This summary aims to provide an overview of the key aspects of the financial industry, including its structure, recent developments, challenges, and future prospects.Structure of the Financial SectorThe financial sector is a complex network of institutions and intermediaries that facilitate the flow of funds between savers and borrowers. It primarily consists of the following components:1. Central Banks: These institutions are responsible for controlling the country's monetary policy, ensuring stability in the financial system, and regulating the supply of money and credit.2. Commercial Banks: These banks accept deposits from the public and provide various financial services, including loans, credit cards, and investment services.3. Investment Banks: Focused on large-scale corporate finance, investment banks assist companies in raising capital through initial public offerings (IPOs) and mergers and acquisitions.4. Insurance Companies: These entities provide insurance coverage against potential financial losses, such as accidents, illnesses, and property damage.5. Stock Exchanges: Stock exchanges serve as platforms for the trading of stocks, bonds, and other securities, allowing investors to buy and sell financial instruments.Recent DevelopmentsThe financial sector has witnessed several key developments in recent years:1. Technological Innovation: Advancements in technology have revolutionized the financial industry, leading to the rise of fintech companies and the digitization of financial services.2. Regulatory Changes: Governments worldwide have implemented stricter regulations to mitigate financial risks and ensure consumer protection, such as the introduction of the Dodd-Frank Act in the United States.3. Globalization: The financial sector has become increasingly interconnected, with cross-border investments and financial flows on the rise.Challenges Faced by the Financial SectorDespite the advancements and growth, the financial sector faces several challenges:1. Economic Uncertainty: Fluctuations in global economic conditions, such as recessions and geopolitical tensions, can impact the stability of the financial system.2. Financial Inclusion: There is still a significant portion of the population that lacks access to financial services, hindering economic development.3. Cybersecurity Threats: The increasing number of cyber attacks poses a threat to the security of financial data and the integrity of financial systems.Future ProspectsLooking ahead, the financial sector is expected to evolve further in the following areas:1. Sustainable Finance: As climate change and environmental concerns gain prominence, the financial sector is expected to increasingly focus on sustainable investment practices.2. Blockchain and Cryptocurrencies: The adoption of blockchain technology and cryptocurrencies could disrupt traditional financial systems and reshape the way transactions are conducted.3. Artificial Intelligence and Machine Learning: AI and ML technologies are expected to enhance risk management, improve customer experiences, and streamline financial operations.In conclusion, the financial sector plays a crucial role in the global economy, facilitating economic growth and development. As the industry continues to evolve, addressing challenges and embracing technological advancements will be key to ensuring its stability and sustainability in the future.。

关于金融的英文介绍作文

关于金融的英文介绍作文

关于金融的英文介绍作文英文回答:Finance, a fundamental pillar of modern society, encompasses a vast array of activities and roles that facilitate the exchange, investment, and management of funds. It plays a pivotal role in driving economic growth, allocating resources, and mitigating risks for individuals, businesses, and governments alike.Finance is a multifaceted discipline that encompasses various sub-fields, each with its unique focus. These sub-fields include:Banking: The provision of financial services to individuals, businesses, and governments, including deposits, loans, and other products.Investment: The management of funds through various instruments such as stocks, bonds, and mutual funds, withthe goal of generating returns.Insurance: The provision of protection againstfinancial losses resulting from unexpected events, such as illness or accidents.Public Finance: The management of financial resources by governments, including taxation, spending, and borrowing.Corporate Finance: The management of funds within businesses, including capital budgeting, dividend policy, and mergers and acquisitions.Finance professionals play a crucial role in the smooth functioning of the financial system. They advise clients on financial matters, analyze financial data, and make investment decisions. The finance industry offers a wide range of opportunities for individuals with analytical, quantitative, and communications skills.中文回答:什么是金融?金融是现代社会的一根基石,它包含一系列有助于资金交换、投资和管理的活动和角色。

金融学毕业论文外文翻译中英文全

金融学毕业论文外文翻译中英文全

金融学毕业论文外文翻译中英文全标准化工作室编码[XX968T-XX89628-XJ668-XT689N]Improve the concept of financial supervision in rural areas1Xun QianFarmers in China's vast population, has some large-scaleproduction of the farmers, but also survival-oriented farmers, huge differences between the financial needs of rural financeintermediation makes complex, together with agriculture itself is the profit low, natural and market risks high risk decision to weak agricultural industry characteristics, resulting in the cost of rural financial transactions is far higher than the city, also decided to organize the rural financial system in terms of operation or in the market has its own special characteristics. 20 years of financial reform, financial development while the Chinese city made impressive achievements, but the rural finance is the entire financial system is still the weakest link. Insufficient supply of rural finance, competition is not sufficient, farmers and agricultural enterprisesin getting loans and other issues is also very prominent, backward rural financial system can no longer effectively support the development of modern agriculture or the transformation oftraditional agriculture and the building of new socialist countryside, which to improve the rural financial supervision new topic.China's rural financial regulatory problems(A) the formation of China's financial regulatory system had "a line three commission " (People's Bank, the Securities Regulatory Commission, Insurance Regulatory Commission and the BankingRegulatory Commission) financial regulatory structure. Bank These stringent requirements, different management and diversification of monitoring has its positive role, but it also had some negative effects. First, inefficient supervision, supervision of internal consumption of high costs, limited financial industry1American Journal of Agricultural Economics,2009.business development and innovation space. Second, the regulatory agencies, regulatory bodies and the information asymmetry between central banks, banking, securities, and insurance mechanisms of coordination between regulatory bodies arenot perfect. Information between central banks and regulatory agencies is difficult to share, is difficult to create effective monitoring force. Basically between the various regulators in their respective state regulators, regulatory policies and measures to overlapping or conflicting phenomena have occurred, unable to cope with China's current rural financial market complexity and diversity and so on. Third, financial institutions have liquidity risk or out of the market and so on, may be excessive because the central bank assistance, financial institutions and financial institutions led to the person in charge "capacity risk" and "moral hazard", or for financial institutions regulatory arbitrage possibilities; addition, since the lack of recourse, may adversely affect the financial stability.(B) rural financial ecological environment is not in-depthThe current financial environment in rural county building still remains in the letter the user, village, township, community development credit level, "government-led, human-propelled, departmental interaction" and create a mechanism for financial ecological environment in rural areas lack. Local governments and authorities the importance of financial knowledge of the ecological environment is not deep, implementation and functions of individual local protectionism and heavy, there is interference with the financial sector credit and other daily business situation. Rural credit system lag, lack of bad credit punishment mechanism, rural businesses and residents in the overall credit awareness is not high, rural finance development and expansion of social services and social protection of the environment has not yet formed.(C) China's existing legal system of financial supervision and a number of shortcomings, can not guarantee that financial regulationis reasonable, effective, standardized implementationFirst, regulatory lag, supporting regulations are incomplete, the content is too rough, too simple, the banking, securities and insurance supervision laws and regulations more old, a general lackof quantitative science. Supervisory regulations and standards, regulatory methods and technical means not meet regulatory requirements in the market. Staff in the actual implementation, not easy to grasp the scale, may of operation. Second, the Chinese regulators and the regulated objects exist some interest, and the existing regulations, lack of supervision and regulatory enforcement are to ensure that financial regulation can not be just and reasonable. Finally, China's financial supervision is still difficult to shake off the inertia of the executive-style regulatory impact.(D) of the Rural Financing drifting outside the existingfinancial regulatoryAccording to IFAD study, Chinese farmers from the informalfinancial institutions, loans from official credit institutions about 4 times. For farmers, the importance of informal financial markets over the formal financial market. China's mainly rural folk form of finance rural credit cooperatives, Cooperation, private lending, private banks, private funds, microfinance, etc., of which only rural credit cooperatives and microfinance in China's financial supervision under the rest of the financial forms the lack of appropriate supervision. The general lack of rural financial organizations ofcivil norms, there is a big risk, China's existing laws andregulations on private financial institutions in rural areas is oneof "isolation" policy, making a lot of money from the dark into the rural financial market and greater regulation of financial difficulty, on rural financial security is a potential threat.learn from the developed countries(A) improve coordination of rural finance mechanisms forexternal supervision1. The United States "multiple composite" of the coordination mechanism. U.S. financial cooperation system in rural areas by the federal mid-term credit banks, cooperative banks, federal land banks and federal land bank system composed of three Cooperatives, the Farm Credit Administration (NCUA) leadership, and with the Council under the leadership of the private banks in rural commercial credit, National Rural Credit Bank policy of the United States shared the task of rural financial intermediation. The organizational model is a typical multi-mode hybrid system, three systems have an independent management system, with clear terms of reference. To ensure the healthy development of rural financial institutions, commercial banks in the United States adopted a different regulatory models, specifically setting up a relatively sound financial regulatory system in rural areas, including regulators, industry self-regulation associations, financial intermediation and mutual insurance group clearing center, the four kind of independent agencies and their subsidiary bodies, the functions of different, but share the same objectives as a common rural cooperative financial institutions to serve the regulatory system.2. Germany's "comprehensive regulatory model" of coordination mechanisms. Low concentration of the German banking system, in the very important parts of the bank, the representative of the financial mixed operation. Commonwealth Bank and the Federal Financial Supervisory Authority the power to regulate the two main regulators of the banking sector there is a clear division of labor, but also close cooperation. Commonwealth Bank in Germany, nine states have branch offices, using their own network advantages to the Federal Financial Supervisory Authority is responsible for daily transmission of data banks focus for the Federal Financial Authority to provide a better basis for the exercise of regulatory functions, but it is not directly involved in the regulation work, nor has the administrativepunishment. The Federal Financial Supervisory Authority did not have branches in the states, it is difficult to carry out regular supervision, need to cooperate with the Commonwealth Bank to perform its regulatory functions. Germany's main central banks and industry rely on the federal audit of the regulatory system and riskprevention and protection system to ensure rural finance in the specification on the basis of continuous development.3. Japan's "complement each other-type" coordination mechanism.In Japan, the dual supervision of the implementation of rural finance: first, the Office of Government financial regulation, supervision on the implementation of various financial institutions, to achieve the overall risk control; Second, national and local Forestry andFisheries Department with the Office of Financial Regulation on the implementation of rural financial institutions supervision, including the Ministry of Agriculture consists of the branch on Norinchukin supervision, Forestry and Fisheries set up in six major areas of agricultural area in County Council on joint supervision of theletter, and all, Road House, County Farmer of the Ministry of Agriculture within its jurisdiction Association for Cooperative Finance Supervision Department(B) the establishment of deposit insurance and emergency rescue system to form a three-tier safety netDeveloped financial system generally established strict internal management system, deposit insurance system and the system of three emergency safety net. As a second-class safety net of deposit insurance system has been very satisfactory. The federal governmenton rural finance unified compulsory deposit insurance, the specific business operation by the Federal Deposit Insurance Corporation's Savings Association Insurance Fund, and to assume supervision of the insured financial institutions; the German government on the implementation of the voluntary deposit of credit co-insurance, not mandatory insurance, its insurance sector is the industry organization; Japan's credit co-national compulsory deposit insurance,the insurance agency is a joint venture between Government and the people, by the Government, Norinchukin Bank, Japan Bank, Credit Union and a coalition of agricultural water fishery credit cooperatives Industry Insurance Agency. As a third-class safety net for emergency rescue system, specific measures for implementation in different countries, bank deposits for the brink of bankruptcy, in some countries directly by the central bank to offer special low-interest loans (such as the U.S. and Italy), in some countries by the bank regulatory authorities and other Commercial Bank for the establishment of special institutions to finance the rescue (such as France and Belgium), a number of countries came forward by the deposit insurance agency to provide funds (such as Japan), more by one or a few large banks in support of official support.(C) rural finance within the industry associations to play a regulatory role1. U.S. Rural Cooperative Finance Association of self-management. In the United States, various credit associations or co-finance up to several dozen, including a long history, nationally renowned for the National Association of Credit (CUNA), a specialized credit services for the Federal Register Association (NAFCU), there are also special school credit for community service credit unions and associations (CCUC), etc.. While the states also have their own Credit Union Association. The trade association is one of the major work to develop a code of conduct, self-regulation management.2. German credit cooperation and other cooperative system of industry self-regulation of mutual integration. German cooperation in the National Credit Union (BVR) is a cooperative bank industry self-regulatory organizations, grass-roots local cooperative banks, cooperative banks and district central cooperative banks, as well as professional co-finance companies, cooperative credit union is a member. Germany 11 contributions from the various types of cooperatives set up jointly organized a regional cooperative audit association, responsible for annual audit of the specialized agenciesof the various types of cooperatives, which are also common types of cooperatives at the district level, the industry watchdog, plays an important industry supervisory role.3. Set supervision and service in one of the JapaneseAgricultural Association. Japanese government in 1947 promulgated the "Agricultural Cooperative Law," agricultural association provides services for members of cooperative organizations, its not for profit, adhere to the rural communities and members for the service centers, institutional system based on grass-roots level according tofacilitate farmers , established the principle manageable. The main source of funding is to absorb the rural deposits, in principle, limited to serving as a member of the farmers and agricultural groups. To ensure financial security cooperation, and healthy run, set up a rural credit insurance, temporary transfers of funds mutual aid system and credit cooperative organizations, and government co-funded deposit insurance system, agricultural disaster compensation system and the agricultural credit guarantee system for the insurance system measures.improve the financial supervision of the concept of rural China(A) improve and perfect the legal system of rural financial regulation, supervision according to lawFinance as the core of the economy, the continued growth of rural finance is more in need of legal regulation and a sound legal environment, accelerate the development of rural finance laws, nolegal basis to change the situation, has become the strong demand of rural financial development. Since the reform and opening up, no one for rural finance, rural financial regulation can serve as a basisfor law. To achieve effective supervision, the need for additional professional laws, regulations, and specific regulatory measures, regulations and implementation details, so as to achieve from the general administrative supervision to improve the legal system,efforts to establish changed the credit system, and ultimatelycontrol law .While in strengthening the legal system, adopt effective measures to strengthen the integrity of the whole community education and step up publicity to raise awareness of the general financial and legal residents, to actively support the work of the national collective finance; education of the population according to lending, and actively with the illegal lending practices fight, really create a sound legal basis, that the law according to the credit environment and legal environment.(B) give full play to grassroots government, professional regulatory functionActively cooperate with local governments at all levels and support the financial regulatory authorities in rural credit markets make an important guarantee for supervision. To actively coordinate local government and non-basic level target consistency, to avoid the expense of national interests and local interests of the occurrence.The Chinese government should establish a tax system is different from commercial banks, a low tax or tax-free policy, by policy banks to provide low-interest or interest-free loans of rural finance,rural finance to increase subsidies and assistance. Those relatively large amount of private credit, shall be approved by localauthorities just to strengthen the audit checks to the legitimate rights and interests protected.China's rural economy, small and dispersed operations, has not been large-scale establishment of agricultural insurance, in case of force majeure, the rural financial system will face great risk. Chinese financial institutions in the internal governance structure and risk management system has been initially established, the basic external financial regulation in place of the case, should refer to the experience of developed countries, commercial banks in the country to establish a mandatory deposit insurance system and the emergency rescue system, the formation of three protection network.(C) strictly rural financial institutions, "access and" toimprove the professional standards of financial supervision Financial regulators should be a good loan companies, postal savings banks, rural credit union funds, village banks and other new-type rural financial institutions, market access, ensure that thenew-type rural financial institutions in corporate governance,capital adequacy ratio to meet the requirements. Kind in the country selected the new rural financial institutions, better internalcontrol system, modified to add a representative of management toform the template to help set up rural financial institutions, covering credit, billing, savings, cash, security and other riskpoint of internal control system . Establish small rural banks and other financial institutions, guidance system, the financialregulators to conduct the transition of its guidance, to promoterural financial institutions to a sound system of internal control as soon as possible, improve management, risk control and management mechanisms work well.(D) to play the role of industry self-regulatory associations, to promote the vitality and force the formation of the banking sector China was set up in late 2005, China Banking Association of Rural Financial Working Committee, the current to China Banking Regulatory Commission and the provincial government regulatory framework basedon an industry self-regulatory organization more. Promoting the Development, promoting and developing self-regulatory functions of trade associations, for building a healthy banking system in China is significant. Association to play a functional role to guide the establishment of liaison mechanisms and management of daily work, and improving the industry conventions and regulations, regulators should not control those, which were needed in the work of regulatory bodies, as far as possible by the association responsible for promoting the formation of the energy and banking efforts to achieve self-management and trade association national regulatory authorities to monitor the combination system of regulation.(E) to safeguard the security and financial safety regulation to changes in both the core competitivenessThe nature of financial regulation is intended to innovation and development of the financial industry to create a favorable internal and external environment, rather than constrained the development and expansion of rural finance. For the monitoring and supervision, donot speak the efficiency of regulation, which implies the greatest risk, will affect the long-term development of the rural financial sector.ConclusionIn short, improving financial supervision in terms of its breadth, should be an include government regulation, industry self-regulation, financial institutions, internal control, four levels of social supervision system; its depth, it should be involved in risk prevention, effective access, legal norms, the operation simple and efficient aspects of a systems engineering. Only by striving to improve the new concept of financial supervision, the introduction of new methods of financial supervision in order to receive financial regulation expected results. Only in this way can be established consistent with China's national conditions, but also to adapt to modern requirements of international financial regulatory system in rural China.发展中国农村金融监管的思考Xun Qian农民在中国人口众多,有一些大型生产的农民,但也自给自足的农民,巨大的金融需求之间的差异使农村金融需求很是复杂,连同农业本身是利润低、自然和市场风险高的风险决策农业产业特性,软弱的农村金融交易的成本远高于城市,也决定组织农村金融体系的运行或市场有其自身的特点。

金融英语作文模板

金融英语作文模板

金融英语作文模板Financial English Composition TemplateIntroductionIn the realm of economics, the financial sector plays a pivotal role in the growth and stability of the global economy. The intricacies of financial systems, the importance of fiscal policies, and the influence of international trade are topics that often captivate the interest of students and professionals alike. This essay aims to delve into the complexities of financial management and its impact on the modern world.Body Paragraph 1: Understanding Financial SystemsThe first step in grasping the significance of finance is to understand the basic principles of financial systems. These systems are the backbone of any economy, facilitating the flow of capital and ensuring the efficient allocation of resources. The role of banks, the function of stock markets, and the importance of financial instruments such as bonds and equities are key components that contribute to a robust financial system.Body Paragraph 2: Fiscal Policies and Economic Stability Fiscal policies, implemented by governments, are crucial in managing a country's economic stability. These policiesinclude taxation, government spending, and debt management, all of which have a direct impact on economic growth and inflation. A well-crafted fiscal policy can stimulate economic activity, while a poorly designed one can lead to financial crises.Body Paragraph 3: International Trade and Financial Markets In today's globalized world, international trade is a significant driver of economic growth. The financial markets play a critical role in facilitating international trade by providing the necessary capital for businesses to expandtheir operations across borders. The interplay between trade and finance is a testament to the interconnectedness of the global economy.Body Paragraph 4: Challenges and Opportunities in the Financial SectorDespite the numerous benefits, the financial sector is not without its challenges. The 2008 financial crisis highlighted the vulnerabilities of interconnected financial systems and the need for robust regulatory frameworks. However, these challenges also present opportunities for innovation, such as the rise of fintech and the potential of blockchain technology to enhance financial transactions.ConclusionIn conclusion, the financial sector is a dynamic andessential component of the global economy. Understanding its workings, the policies that govern it, and the challenges it faces is crucial for anyone interested in the field of finance. As we move forward, it is imperative that wecontinue to innovate and adapt to ensure the stability and prosperity of the financial systems that underpin our world.This template provides a structured approach to writing an essay on financial topics, focusing on the key areas of financial systems, fiscal policies, international trade, and the challenges and opportunities within the sector.。

金融学术作文英文

金融学术作文英文

金融学术作文英文下载温馨提示:该文档是我店铺精心编制而成,希望大家下载以后,能够帮助大家解决实际的问题。

文档下载后可定制随意修改,请根据实际需要进行相应的调整和使用,谢谢!并且,本店铺为大家提供各种各样类型的实用资料,如教育随笔、日记赏析、句子摘抄、古诗大全、经典美文、话题作文、工作总结、词语解析、文案摘录、其他资料等等,如想了解不同资料格式和写法,敬请关注!Download tips: This document is carefully compiled by theeditor. I hope that after you download them,they can help yousolve practical problems. The document can be customized andmodified after downloading,please adjust and use it according toactual needs, thank you!In addition, our shop provides you with various types ofpractical materials,such as educational essays, diaryappreciation,sentence excerpts,ancient poems,classic articles,topic composition,work summary,word parsing,copyexcerpts,other materials and so on,want to know different data formats andwriting methods,please pay attention!I really think that the financial world is so complex and fascinating. There are all kinds of theories and models that try to explain how things work. It's like a big puzzle that we're all trying to figure out.Sometimes it seems like the stock market is just crazy. It goes up and down for no apparent reason. And yet, people still put their money in it, hoping to make a fortune.Another thing that's interesting is how different countries' financial systems work. Some are more regulated, while others are more free-flowing. It makes you wonder which is the best way to go.And let's not forget about the role of technology in finance. Everything is becoming digital, and that's changing the game completely. It's both exciting and alittle scary at the same time.。

介绍一下金融专业英语作文

介绍一下金融专业英语作文

介绍一下金融专业英语作文The financial profession is a dynamic and multifaceted field that plays a crucial role in shaping the global economy. As the world becomes increasingly interconnected, the demand for financial expertise has grown exponentially, making the financial profession a highly sought-after career path. In this essay, we will explore the various aspects of the financial profession, its key components, and the skills and knowledge required to succeed in this dynamic industry.At its core, the financial profession encompasses a wide range of activities, from banking and investment management to corporate finance and risk analysis. Financial professionals are responsible for managing the flow of capital, assessing financial risks, and devising strategies to maximize returns for individuals, businesses, and governments. They serve as the gatekeepers of the financial system, ensuring the efficient allocation of resources and the stability of the market.One of the primary pillars of the financial profession is banking.Banks are the backbone of the financial system, providing a wide range of services, including deposit-taking, lending, and payment processing. Financial professionals in the banking sector are responsible for managing these core functions, as well as developing new products and services to meet the evolving needs of their clients. They must possess a deep understanding of economic trends, regulations, and market dynamics to effectively navigate the complex banking landscape.Another key component of the financial profession is investment management. Investment managers are tasked with the crucial responsibility of allocating client assets in a way that maximizes returns while minimizing risks. This involves conducting extensive research, analyzing financial data, and developing investment strategies that align with the client's risk profile and investment objectives. Financial professionals in this field must demonstrate strong analytical skills, keen attention to detail, and the ability to make informed decisions in the face of market volatility.Corporate finance is another vital aspect of the financial profession. Financial professionals in this domain are responsible for managing a company's financial resources, including capital structure, mergers and acquisitions, and financial planning. They work closely with executives to develop strategies that enhance the organization's financial performance and ensure its long-term sustainability. Thisrequires a deep understanding of financial modeling, corporate governance, and strategic decision-making.Risk analysis is another critical area within the financial profession. Financial professionals in this field are responsible for identifying, quantifying, and mitigating the various risks that organizations face, such as market risk, credit risk, and operational risk. They use sophisticated analytical tools and models to assess the potential impact of these risks and develop strategies to manage them effectively. This role is essential in maintaining the stability and resilience of the financial system.To succeed in the financial profession, individuals must possess a unique combination of technical skills, analytical abilities, and strategic thinking. A strong foundation in finance, economics, and accounting is essential, as financial professionals must be adept at interpreting financial statements, analyzing market trends, and understanding the impact of economic policies on financial markets. Additionally, the ability to effectively communicate complex financial information to a diverse range of stakeholders, from clients to regulators, is a crucial skill.Beyond technical expertise, financial professionals must also demonstrate strong problem-solving skills, adaptability, and a deep understanding of market dynamics. The financial landscape isconstantly evolving, with new technologies, regulations, and global events constantly shaping the industry. Financial professionals must be able to anticipate and respond to these changes, constantly updating their knowledge and skills to remain competitive.In conclusion, the financial profession is a dynamic and multifaceted field that plays a vital role in the global economy. From banking and investment management to corporate finance and risk analysis, financial professionals are responsible for managing the flow of capital, assessing financial risks, and devising strategies to maximize returns. To succeed in this industry, individuals must possess a unique combination of technical skills, analytical abilities, and strategic thinking, as well as the ability to adapt to the constantly changing financial landscape. As the world becomes increasingly interconnected, the demand for financial expertise will continue to grow, making the financial profession an increasingly attractive and rewarding career path.。

金融论文英语参考文献

金融论文英语参考文献

金融论文英语参考文献[1] nelson, c. r. & siegel, a. f. parsimonious modeling of yield curves [j], journal of business 1987(4): 473—489.[2] diebold,francis x and li, canlin..global yield curve dynamics and interactions: adynamic nelson-siegel approach[j],journal of econometrics,XX,10:351-363[3] bliss, r. r.. testing term structure estimation methods [j]. advances in futures and options research, 1997,9:197-231[4] tanner, e.,“exchange market pressures and monetary policy: asia and latin america in the 1990s” [c]5 working papers, imf,XX.[5] so, r. w., “price and volatility spillovers between interest rate and exchange value of the us dollar”[j], global finance journal,XX (1) :95-107[6] y.sahalia. testing continuous-time models of the spotinterest rate [j], review of financial studies. 1996,9:385-426[7] vasicek 0,fong h g term structure modeling using exponential splines. journal of finance[j], 1982,37:339-348[8] duffle,d. and r. kan. a yield factor model of interestrates[j],mathematical finance, 1. 1996,6: 379-406[9] ait—sahalia,y and r. kimmel. estimating affine multifactor term structure models using closed-form likelihood expansions[c] ? working paper,nber,XX.[10] engle,robert e autoregressive conditionalheteroscedasticity with estimates of the variance of u. kinflation[j]. economica,1982,50:987—1008[10]chen,r.-r., and l. scott “maximum likelihood estimation f ora multi-factor equilibrium model of the term structure of interest rates,”. journal of fixed income, december, 1993,12: 14-31 .[11] vasicek o. an equilibrium characterization of the term structure [j] ? journal of financial economics, 1977,5:177-188.[12] j. c. cox, j. e. ingersoll,s. a. ross. a theory of the term structure of interest rates [j]. econometrica, 1985, 53: 385-407[13] edmund m. a. kwaw and yen, resolving economic conflict between the united states and japan[m] . massachusetts institute of technolog. 1997: 189-220.[14] swanson,r.,rogoff,k.was it real the exchange rate-interest differential relation over the modern floating period[j] journal of finance, 1988,43: 359-382[15] chan, k.,chan, k.c.k karolyi, a.,intraday volatility in the stock index and stock index futures markets [j] review of financial studies 1991 (4) : 657-684.[16] kutan, j. and s. zhou,\"mean reversion of interest rates in the eurocurrency market[j], oxford bulletin of economics and statistics,XX,63: 459-473.[17] park. information flows between non-deliverable forward (ndf ) and spot markets:evidence from korean currency [j]. pacific-basin finance journal,XX,9:363-377[18] roberta. michael f,exchange rate regimes in an increasingly integrated world [j],economy,XX,34:109-132[19] prasad,e. ye. l_ the renminbi\'s role in the global monetary system[r], global economy and development at brookings,XX (2) : 169-185[20] nelson c r, sigel a f. parsimonious modeling of yield curve [j]. journal of business, 1987,60:473- 489.。

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山东财经大学《学术论文写作》期末考试文献综述题目:Literature Review of EconomicAccounting关于经济核算的文献综述学生姓名:杨振院系:国际交流学院专业、班级:10级中英二班学号:20101113221完成时间:2013年5月6日Literature Review of Economic Accounting Abstract: Current GDP is criticized because of not reflect the negative impact that brought from depletion and deterioration of resources environment to national economy sustainable development. Revised basic idea is: To national accounts as a starting point, use the effect of economic process to use the environment resources as the input of economic output and be accounted, finally find GDP that after adjusting for economic resources environment, the green GDP.Key words:GDP, the green GDP, value index of resources environment accounting, reviseGDP has been advocated by Keynes generation master of economics, it thought useful basis for reflect the supply, demand, unemployment and other issues in the economic order, is the most important indicator that measure if the country is progressive and the degree of progress. However, since 70s, with the sharply increasing of population, consumption of natural resources and increasing environmental damage, there is growing recognition that traditional GDP index system can’t Accurately reflect a country's economic, social and cultural progress and sustainable development level of ability, because it does not account for the negative economic impact of sustainable development by deforestation, environmental pollution, soil erosion, resource depletion and destruction of the ozone layer. Not reflect the potential cost, potential benefits and eco-social, Unable to handle the demographic, economic, social, environment and resource coordination problem, on the contrary, unlimited consumption on the environment become a powerful booster and source of power of GDP. This is contrary to the sustainable development theory. So active in the resource environment and economic accounting, serious depletion of resources and protection of the environment's impact on GDP, Improve this important indicator of the GDP of great significance.This study is only upholding the premise of sustainable development, with GDP but was directly related to the current GDP ignores the value of those resources and environment accounting and with the intrinsic link between GDP. In order to facilitate the collection of information and relatively accurately calculated, we will account for the content of natural and environmental resources are divided into nine categories, namely mining and energy resources, land resources, water resources, forest resources, marine resources, grassland resources, wildlife resources, renewable resources and environmental resources, accounting again on this basis the cost of depletion of resources and the environment, resources, environment, loss cost, resources and environment restoration costs and the cost of renewable resources and environmental protection costs, resources and environment of the replacement cost and opportunity cost, and improve the income, resources and environment (green income), which constitute the six indicators should directly adjust the value ofGDP accounting system.1.Researches abroad1.1Previous studies (50, 60 s of the 20th century)Gayle and Shaw Edward Shaw, think in terms of financial and real economy relations, the role of the financial lies in the savers savings into investment, so as to improve the level of social productive investment.《the financial structure and financial development》, laid the foundation of the theory of financial development.he lasted for more than hundred years, the statistical data of 35 countries, the financial structure and financial development for the history of the international comparison of horizontal and vertical comparison, thus reveals the financial development with regularity in the process of conclusion.1.2formation and development (70-80 - s of the 20th century)Mckinnon and Shaw established a analysis of the relationship between financial deepening and economic growth framework focuses on the unique phenomenon of financial repression in developing countries.Mc Kinnon and shaw gave up the financial system in developed countries as the research object, to research financial problems in the developing world. Both weaken the ability of the financial system to gather financial resources, and make the financial system development stagnated or even reverse the situation.1.3The latest research (since 1990)King and Levine using data from 1960 countries in 1960-1989 analysis come to the conclusion that financial development can stimulate economic growth; And Levine put forward the integration of financial development can be achieved by long-term output growth to improve a country's financial system, so as to promote economic growth; Corrado Andini using the median regression technology proved Levine financial development and economic growth have a connection; But Andrea Vaona pointed out that more of the financial institutions of the effect on regional economic growth is bigger, and short-term financial term structure to the development of regional economy in larger.Resources and environment of the replacement cost and opportunity cost are for the protection of resources from depletion and deterioration of the environment occurs, a value of sacrifice, in the course of the current GDP accounting has been a true and properly reflected, therefore, no need for further adjustment.Improve the income, resources and environment (green income) is due to increase in the number of resources and environmental quality improvement brought about, is the net increase in national wealth, should be a positive factor affecting GDP - an increase of entry.In summary we can conclude that: a revised GDP = GDP-existing resources and the environment due to join the equity price, the time adjustment factor, theenvironment adjustment coefficient and reduced profits - depletion of resources and environmental costs - the loss of resources and environmental costs - resources environmental restoration costs, recycling costs and protecting the environment and resources to improve cost income.2.Researches in ChinaDomestic scholars in studying western financial development theory, try to apply it in China's financial and economic development practice. His doctoral thesis of economic development in the financial contribution and efficiency are discussed emphatically in China's financial on quantity expansion and quality respectively on the economy, particularly emphasis on the financial efficiency is the key to the development of modern economy, and to improve the efficiency of Chinese financial from micro to macro level the constructive proposal.Tan Ruyong followed Levine model, using the quarterly data on China's financial development and economic growth, using ordinary least squares method, on the relationship between the financial development and economic growth in China by linear regression, and examines the deposit in turn monetary institutions and economic growth, the stock market and economic growth, and deposit money institutions , and the relationship of the stock market.Shi Yongdong using the granger causality test and based on the Douglas production function under the framework of econometric analysis, the relationship between financial development and economic growth in China has carried on the empirical research. Safely draw the conclusion that China's economic growth and financial development in the granger sense there is a two-way causal relationship, and it is concluded that the financial development to economic growth contribution of specific values.In view of the past research is mostly based on country level, the focus of the study and gradually turned to the field of regional finance and regional economy, the relationship between financial development and economic growth in the granular space. Because of regional finance and regional economy theory research and the literature is very limited, this article is only summary of the domestic scholar's related research.Liu Renwu in Hainan province's financial structure and financial development as the research object, from the perspective of history reappearance of Hainan finance development course, summarizes the Hainan development unsustainable financial deformity and financial institutional reasons.Xie Taifeng in the Beijing area the internal relation of financial development and economic growth for empirical analysis, think that the capital of financial development and economic growth has positive not only promote the relationship, and Granger causal relationship. On this basis, this paper combining the reality of Beijing, the Beijing finance development and financial center construction put forward the corresponding policy recommendations. Qian Fangming research on relationship between regional finance and regional development, on the basis of literature review,in 11 cities of Zhejiang province as the research object, using the econometric model of regional financial development and economic development relationship between the empirical analysis.3.ConclusionComprehensive the above studies, scholars at home and abroad research on financial development and economic growth is gradual, foreign scholars both in theoretical and empirical research in a leading position, and their research vision more open, more using cross-country data. Chinese scholars in combination with China's national conditions, provincial finance development and economic growth in China did a lot of research work. Chinese scholars theoretical research is weak, however, most research results stay on whether financial development promotes economic growth level, the empirical analysis used data are limited to basic financial development bank loans, slightly into the securities market, the next step research direction should be the combination of China's capital market development put forward the financial development theory with Chinese characteristics.Green GDP accounting are not used to replace the current GDP, but the green GDP as the current GDP, an important supplementary indicators, GDP amendment and improvement of existing play an important role. Although this amendment and require the help of more integrated sound, virtual estimation techniques, there are still many difficulties in the operation, but we "should take a series of steps (even if they are imperfect) to improve existing work, and not to concentrate solely limited to the imperfect nature of the attack on the crack of doom. "As the resources of many environmental factors, measurement is extremely complex, reference resources, a leading national environmental and economic accounting experience, such as industrialized countries, the U.S. defense expenditure data on the environmental establishment, the French account of natural heritage, Norway on oil, forests, fisheries and other important resources accounting; and if the developing countries of Mexico on oil depletion, the degradation of environmental assets, deforestation and land consumption accounting, etc., combined with China's reality, I believe that China should focus on energy resources, mineral accounting , land resources, water resources, forest resources, grassland resources and ecological environmental resources, the system code corresponding value of the physical scale and scale, this measure out of the resource environment adjusted GDP.The data resources and environment statistics and accounting, primarily relying on the resources and the environment department in charge of business accounting information and business summary environmental accounting information, and then supplemented by the special investigation is necessary to obtain a comprehensive, systematic, objective data After processing, sorting, and scientific projections, to obtain the number of current resources and the environment, quality indicators.Bibliography〔1〕Wu You, Cao Keyu. On natural resources and environmental accounting 〔J〕. Statistical Research, 1998, (2).〔2〕Gao Minxue, Hong Gu. On the overall awareness of environmental and economic accounting 〔J〕. Statistical Research, 1998, (3).〔3〕Xue Wei. Sustainable development and integrated environmental and economic accounting 〔J〕. Statistical Research, 1996, (6).〔4〕Zhou Dequn, Bao-Shu Chen, Yu-Shun Li. Valuation of environmental resources and sustainable development of coal industry 〔J〕. China Coal Economy College, 1998, (4).〔5〕Xie Hongli. On sustainable development indicators system of the comments (2) 〔J〕. Statistical Research, 1999, (1).〔6〕Zhuowen Yan and so on. Consistent with sustainable development needs of the total social cost accounting 〔J〕. Accounting Research, 1998, (7).〔7〕State Environmental Protection Administration. State of the Environment 〔N〕. China Environmental News 1999-06-17.〔8〕Chen Zhenyu, etc., on the depletable asset accounting several problems 〔J〕. 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