房地产英语口语 Lesson 8：按揭
房产行业预售看房英语对话
房产行业预售看房英语对话房产行业预售看房英语对话导语：房屋预售是指房地产开发企业与购房者约定，由购房者交付定金或预付款，而在未来一定日期拥有现房的房产交易行为。
下面是一则预售看房的英语对话，欢迎大家阅读。
A1、A2、A3、A4--Agents 物业代理C1、C2、C3--Clients 客户A1: Please take some brochures describing the Nice Garden Phase I.请看一看丽斯花园第一期售楼书。
A2: Welcome to follow the arrow to our show flats A and B. The size of show flat A is one thousand square feet and show flat B is one thousand and five hundred square feet. Please enjoy yourselves.请沿箭头指示到本公司样板间A和样板间B。
样板间A面积是一千平方英尺，样板间B是一千五百平方英尺。
请随便参观!A3: Welcome to the show flat A. First, I would like to explain to you that the red tags denote a free gift from our developer to our future vendors. On your right hand side is the kitchen. The maid's room and toilet are found inside. The appliances include refrigerator, microwave oven and dishwasher, all are included in the price. All construction materials are imported from Europe. Please go straight in. There is a huge living room and three bedrooms. The developer will provide air conditioners for all rooms.欢迎参观样板间A。
关于房地产销售中介英语,很经典!
关于房地产销售中介英语,很经典!(一)有关房子本身的1)别墅:Single Family House, Single House,或者就是用house,这里的house就是指独立的房子。
一般不太用villa这个词。
2)联体别墅/城市别墅:townhouse，几乎不用cityhouse。
3)商品房/单元房/公寓:condominium或者就用apartment，简称APT。
4高层住宅:high rising，比如high rising apartment。
5楼层:floor，或者story，比如第二层:second floor。
6房间:bedroom，主卧室:master bedroom，书房:study room。
第二个睡房:second bedroom。
7卫生间:bathroom，简称bath，比如一房一卫:one bedroom，one bath，两房一卫:two bedroom，one bath。
半个卫生间:half bathroom。
在家中一般不叫厕所rest room，在公共场所用。
8大厅:family room，不叫big room。
第二个厅:second living room，游戏厅:game room，家庭影院:home theater。
9餐厅:早餐厅:breakfast，晚餐/正餐厅:formal dinning。
10厨房:kitchen，洗碗机:dishwasher，油烟机:vent hood，烤箱:oven，外国人一般不会炒菜，多数用烤箱。
11煤气/天燃气:gas，电:electricity:有线电视:cable TV，高速上网:high speed internet/dsl，拨号上网:dial up，无线上网:wireless internet。
12地面:floor，实木地板:hardwood floor，合成地板:laminated floor，地毯:carpet，瓷砖:tile。
精选房地产英语口语,Lesson,8：按揭
approve批核Conditional Letter of Offer附带条件批核通知书eligible符合salary tax薪俸税minimum mortgage rate最优惠按揭利率paid up付清repayment table按揭还款表A:Agent Mr.Wang物业代理王先生B:Buyer Mr.Chen买家陈先生C:Bank Loan Officer银行职员Good morning.Let me introduce you to Mr.Chen. 早晨好！让我介绍一下，这是陈先生。
He would like to ask you details about mortgage loans.他希望查询有关银行按揭的详细内容。
Good morning,Mr.Chen.I"ve known Mr.Wang for many years.陈先生，早晨好！我认识王先生很多年了。
He is a very helpful agent.他是一个热诚服务的物业代理。
Yes,he is.Mr.Wang has gives some good advices which helped us buy this apartment at such a reasonable price.是的，我非常同意。
王先生给我们很多建议，如果没有他，我们也不能买到如此合理价格的住宅物业。
Sam,Mr.Chen has recently bought a flat in Tai Koo Shing.森，陈先生最近买了太古城一个住宅物业。
I recommended that they apply for a mortgage loan at your bank.所以我建议他们到你们的银行申请按揭。
Thank you.We can start by you giving me the information on your property.谢谢，首先请给我一些关于你的物业的资料。
售楼英语
标签:英语, 售楼按揭贷款 mortgage loan按揭购房 to buy a house on mortgage; to mortgage a house 房屋空置率 housing vacancy rate安居工程 Comfortable Housing Project板楼，板式楼 slab-type apartment building搬迁户 a relocated unit or household财产税 property tax;estate(or capital) duty拆迁补偿费 compensation for demolition拆迁费用 removal expense城镇住房公积金 urban housing provident fund低价住房 low-cost housing二手房 second-hand house房产估价师 realestate evaluator房产证 property ownership certificate房屋置换 buy or exchange houses炒房者realestate speculator房改 housing system reform房管 realestate management房权证 property right certificate房产市场 realestate market房屋空置率 housing vacancy rate福利分房 welfare-oriented public housing distribution system个人购房贷款 individual housing loan公房商品化 commercialization of public housing集资房 houses built with funds collected by the buyers居民住房建设 residential construction人均住房per-capital housing现房 complete dapartment (or flat)期房 forward delivery housing商品房 commercial residential building商品房空置 the vacancy problem in commercial housing政策性住房 policy-related house, policy-based house住房补贴 rental allowance; housing allowance住房分配货币化进程 capitalization process of1) greening of real estate sales center售楼部绿化2) House sales brochure售楼书3) real estate sales department售楼部4) real-estate selling discourse售楼话语5) showroom售楼处6) House sales售楼员1.House sales become the hot focus.而随着房地产业不断发展及房改的实行，一种新兴的职业—售楼员成了热门话题。
房地产英语对话：售楼
A1，A2，A3，A4：Agents物业代理B1，B2，B3：Clients客户A1：Please take some brochures detailing the Nice Garden Phase 1．请随便拿一份丽斯花园第一期售楼书。
A2：Welcome to the Nice Garden．Please follow the arrows to our show flats A and B．The size of show flat A is one thousand square feet and show flat B is one thousand and five hundred square feet．Please enjoy yourselves．欢迎光临丽斯花园。
请沿箭头批示到本公司展销单位 A 及单位B。
单位 A 面积是一千五百平方英尺，请随便参观！A3：Welcome to show flat A．First，I would like to explain to you that the red tags denote a free gift from our developer to our future vendors．（After a second）On your right hand side is the kitchen．The maid's room and toilet are found inside．All the appliances including refrigerator，microwave oven，dishes－washer are imported from Europe．Please go straight in．There is a huge living room and three bedrooms．The developer will provide air conditioners for all rooms．欢迎参观示范单位A。
关于房地产的常用英语口语
关于房地产的常用英语口语1.关于房地产的常用英语口语Welcome to show flat B. This unit's gross area is one thousand and five hundred square feet, which is the largest unit on this floor. This unit's layout is similar to show flat A except that it has a master bedroom and a balcony outside of the living room. This unit faces south, which is the best direction and view for the whole building.欢迎光临示范单位Ｂ，这单位的建筑面积是一千五百平方英尺，在这楼层是大的单位。
基本设计与单位Ａ相像，不过这单位有仆人套房和在客厅有落地玻璃露台。
这单位座北朝南，是整幢大厦观景及方向好的单位。
Excuse me! Miss, what kind of view is it?小姐，请问这单位有怎样的观景？Over the tenth floor, you will see the hills and rivers together. Sounds great, right?十楼以上的单位可看到山和河景，特别漂亮，对吗？How about below the tenth floor?十楼以下的单位又怎样呢？you will see a few of low-rise town houses and streets.Dear customers, we have already arranged to have the lawyers and bankers meet us on the ground floor. They will answer all the mortgage and legal questions you may have. Thank you for joining us today. I hope you will find your favourite units today.你会观察一些低层住宅大厦及街道。
按揭
“按揭”一词源自英语“Mortgage”，其含义即为“抵押贷款”，又为“商品房抵押贷款”，它是指抵押人（借款人）将其合法拥有的物业作为抵押物抵押给抵押权人（贷款人），保证抵押权人为第一受益人并保证履行商品房按揭（抵押）贷款合同项下的全部义务，从而从抵押权人处取得一定数量和期限的贷款。
按揭可以分为现楼按揭贷款和楼花按揭贷款。
现楼按揭是指借款人借款购买现楼，而以购得现楼作抵押。
楼花按揭是金融机构对购买楼花（尚未完工前整栋、分层或分单元先预售的楼房）的置业者提供的以借款人依据购房合同具有权利为抵押的按揭贷款。
“按揭”具有房地产抵押及分期还款两层含义。
它是指按揭人将物业的产权转让于按揭受益人（银行）作为还款保证，还款后，按揭受益人将物业的产权转让回给按揭人。
具体地说，按揭贷款是指购房者以所购得的楼宇作为抵押品而从银行获得贷款，购房者按照按揭契约中规定的归还方式和期限分期付款给银行；银行按一定的利率收取利息。
如果贷款人违约，银行有权收走房屋。
基本字义1.分别：～分。
～别。
2. 地域：地～。
～划。
3. 〔～～〕小，细微：如“～～小事”。
4. 行政区划单位：省级自治～。
市辖～。
〈动〉1. (会意。
甲骨文字形。
从品在匚中。
“品”表示许多物品。
“匚”( fāng),盛物的器具。
本义:收藏)2. 隐匿[hide]区,踦区,藏匿也。
——《说文》吾文君文王作仆区之法。
——《左传·昭公七年》3. 区别[distinguish]譬诸草木,区以别矣。
——《论语·子张》4.又如:区界(区别;界限);区明(区分明晰);区判(区分判别);区详(区分详明)〈名〉1. 区域;地[area;district;region]造我区夏。
——张衡《东京赋》。
注:“区,域也。
”茂八区而菴谒焉。
——左思《蜀都赋》。
注:“四方八隅也。
”上下无常穷六区。
——《思元赋》冰天雪海之区。
——〔英〕赫胥黎著、严复译《天演论》2.又如:区夏(诸夏。
房地产英语常用词汇
房地产英语常用词汇按揭贷款mortgage loan按揭购房to buy a house on mortgage；to mortgage a house房屋空置率housing vacancy rate安居工程Comfortable Housing Project板楼，板式楼slab—type apartment building搬迁户a relocated unit or household财产税property tax; estate(or capital）duty拆迁补偿费compensation for demolition拆迁费用removal expense城镇住房公积金urban housing provident fund低价住房low-cost housing二手房second—hand house房产估价师real estate assessor房产证property ownership certificate房屋置换buy or exchange houses炒房者real estate speculator房改housing system reform房管real estate management房权证property right certificate房产市场real estate market房屋空置率housing vacancy rate福利分房welfare—oriented public housing allocation system个人购房贷款individual housing loan公房商品化commercialization of public housing集资房houses built with funds collected by the buyers居民住房建设residential construction人均住房per-capital housing现房complete department (or flat）期房forward delivery housing商品房commercial residential building商品房空置the vacancy in commercial housing政策性住房policy—related house, policy—based house住房补贴rental allowance; housing allowance住房分配货币化进程capitalization process of housing distribution/allocation房地产英语（一）入世以后,跨国房地产交易越来越多，涉外交易动辄千百万;地道、准确、符合国际惯例的房地产英语无疑是促成交易、避免误解的必备条件，特别是对于一个出色的房地产代理商来说，其重要性就更为突出。
房地产口语对话——房屋贷款
房地产口语对话——房屋贷款对于英语的学习,口语或许就是大家的难点之一,像金融英语口语的学习方法就是大家经常问到的问题,因为这些专业性的学习要求是非常高的,那么金融英语口语该怎么学呢?下面是小编为您收集整理的房地产口语对话——房屋贷款，供大家参考!房地产口语对话——房屋贷款Talking about Housing Loans房屋贷款Al and Virginia Baxter are talking to their banker ,Tony Flora ,about a housing loan.艾尔和弗吉尼亚·巴克斯特正和他们的银行家托尼·费洛拉洽谈有关房屋贷款之事。
Al:We'd like to get some information about mortgage loans,Mr.Flora.艾尔：我们希望得到一些有关抵押贷款方面的知识，弗洛拉先生。
We found a house that we'd like to buy.我们找到了一所我们想买的房子。
Flora:Well,Mr.Baxter,we generally lend 80% of the bank's appraised value on30-,35-or 40-year mortgages if the house is less than 10 years old .弗洛拉：好的，巴克斯特先生。
如果房屋从建成至今尚未超过10年，我们一般借给买房者的数额是银行对房屋估价的80%，而贷款期为30、35或40年。
Baxter:Oh ,it's almost a brand-new house .I think it was built two years ago .巴克斯特：哦，这几乎是一所全新的房子，我认为是两年前修建的。
A:Yes,it's a real good deal .The price is just right .艾尔：是的，这真是的桩合适的买卖，价钱也很合理。
房地产专业英语词汇[教材]
![房地产专业英语词汇[教材]](https://img.taocdn.com/s3/m/0e2d6a13492fb4daa58da0116c175f0e7cd119f9.png)
房地产专业英语词汇[教材]房地产专业英语词汇房地产专业英语按揭贷款 mortgage loan按揭购房 to buy a house on mortgage; to mortgage a house房屋空置率 housing vacancy rate安居工程 Comfortable Housing Project 板楼，板式楼 slab-type apartment building 搬迁户 a relocated unit or household 拆迁补偿费compensation for demolition 拆迁费用 removal expense城镇住房公积金 urban housing provident fund 低价住房 low-cost housing二手房 second-hand house房产估价师 realestate evaluator房产证 property ownership certificate 房屋置换 buy or exchange houses炒房者realestate speculator房改 housing system reform房管 realestate management房权证 property right certificate 房产市场 realestate market房屋空置率 housing vacancy rate福利分房 welfare-oriented public housing distribution system个人购房贷款 individual housing loan 公房商品化 commercialization of public housing 集资房 houses built with funds collected by the buyers居民住房建设 residential construction人均住房per-capital housing现房 complete dapartment(or flat) 期房 forward delivery housing 商品房 commercial residential building 商品房空置 the vacancy problem in commercial housing政策性住房 policy-related house, policy-based house住房补贴 rental allowance; housing allowance 住房分配货币化进程capitalization process of housingdistribution/allocationland efficiency 土地效益,projecting parameter 规划参数government assignment 政府划拨tract 大片土地prerequisitioned land 预征土地planning permit of construction engineering 建设工程规划许可证property trust 物业信托equity 权益mortgage lender 抵押放贷者vacancy 空房discounted cash flow models 折现值现金流量模型 expectation 期望值letting 出租equity reversion 权益回收entrepreneur 倡导者，企业家coliseum 大体育场，大剧院chambers (商业资本家联合组织的)会所 arena 室内运动场amenities 便利设施condominium 个人占有公寓房，一套公寓房的个人所有权tenement 分租合住的经济公寓community 社区downzone 降低区划规模housing residences住宅property 物业，资产interest 产权open market value 公开市场价值 leaseback 售后回租(即租回已出售的财产) on a residual basis 剩余法cost of development 开发费(指拆迁费，七通一平费等)floor area 建筑面积title document 契约文书plaza 购物中心land use certificate 土地使用证 commercial/residential complex 商住综合楼 land use fee 土地使用费(获得土地使用权后，每年支付国家的使用土地费用)Grant Contract of Land Use Right 土地使用权出让合同plot ratio 容积率site coverage 建筑密度land use term 土地使用期project approval 项目许可strata-title 分层所有权public utilities 公共设施urban planning 城市规划state-owned land 国有土地the Municipal Land Administration Bureau 市土地管理局infrastructure 基础设施。
房地产英语名词
花园洋房garden house多层洋房multi storey house联排别墅row house叠加别墅townhouse期房forward delivery housing现房complete apartment按揭贷款mortgage loan按揭购房to buy a house on mortgage; to mortgage a house期房forward delivery housing现房complete apartment按揭贷款mortgage loan按揭购房to buy a house on mortgage; to mortgage a house房屋空置率housing vacancy rate安居工程Comfortable Housing Project板楼，板式楼slab-type apartment building搬迁户a relocated unit or household财产税property tax; estate(or capital) duty拆迁补偿费compensation for demolition拆迁费用removal expense城镇住房公积金urban housing provident fund低价住房low-cost housing二手房second-hand house房产估价师real estate assessor房产证property ownership certificate房屋置换buy or exchange houses炒房者real estate speculator房改housing system reform房管real estate management房权证property right certificate房产市场real estate market房屋空置率housing vacancy rate福利分房welfare-oriented public housing allocation system个人购房贷款individual housing loan公房商品化commercialization of public housing集资房houses built with funds collected by the buyers居民住房建设residential construction人均住房per-capital housing现房complete department (or flat)期房forward delivery housing商品房commercial residential building商品房空置the vacancy in commercial housing政策性住房policy-related house, policy-based house住房补贴rental allowance; housing allowance住房分配货币化进程capitalization process of housing distribution/allocationproperty 资产property right 产权subsidiary 附属机构，子公司valuation 评估open market value 公开市场价值leaseback 售后回租（即租回已出售的财产）on a residual basis 剩余法capital value 资本价值cost of development 开发费professional fee 专业费用finance costs 融资成本sale proceeds 销售收益floor area 建筑面积plaza 购物中心land use certificate 土地使用证commercial/residential complex 商住综合楼land use fee 土地使用费（获得土地使用权后，每年支付国家的使用土地费用）Grant Contract of Land Use Right 土地使用权出让合同land use term 土地使用期project approval 项目许可planning approval 规划许可commission 佣金permit 许可证business license 营业执照strata-title 分层所有权public utilities 公共设施urban planning 城市规划state-owned land 国有土地fiscal allotment 财政拨款grant or transfer 出让或转让the Municipal Land Administration Bureau 市土地管理局infrastructure 基础设施financial budget 财政预算public bidding 公开招标auction 拍卖negotiation /agreement 协议land efficiency 土地效益location classification 地段等级projecting parameter 规划参数government assignment 政府划拨administrative institution 行政事业单位key zones for development 重点开发区tract 大片土地biding document 标书competent authorities 主管部门construction project 建设项目planning permit of construction engineering 建设工程规划许可证go through the formalities 办手续comprehensive sub-areas 综合分区reconstruction of old area 旧区改造purchasing power 购买力property trust 物业信托equity 资产净值cash flows 现金流量appreciation 增值disposition 处置hedge 保值措施income tax shelter 收入税的庇护downturn （经济）衰退wealth maximisation 最大限度的增加财产（同其他投资相比）forecast 预测rules-of-thumb techniques 经验法mortgage lender 抵押放贷者vacancy 空房discounted cash flow models 折现值现金流量模型expectation 期望值letting 出租equity reversion 权益回收bad debts 坏帐depreciation allowances 折旧提成supplies 日常用品utilities 公共事业设备allowances for repairs and maintenance 维修费unpaid mortgage balance 抵押贷款欠额stamp duty 印花税recession 衰退overproduction 生产过剩glut 供过于求high-technology 高科技investment strategy 投资策略circulation 发行量entrepreneur 倡导者，企业家coliseum 大体育场，大剧院chambers（商业资本家联合组织的）会所arena 室内运动场socioeconomic status 社会经济地位amenities 便利设施condominium 个人占有公寓房，一套公寓房的个人所有权income bracket 收入档次tenement 分租合住的经济公寓area code （电话）地区代码community 社区assessment 估价housing residences 住宅房产Realtyproperty 物业，资产interest 产权subsidiary 附属机构，子公司valuation 评估open market value 公开市场价值leaseback 售后回租（即租回已出售的财产）on a residual basis 剩余法capital value 资本价值cost of development 开发费（指拆迁费，七通一平费等）professional fee 专业人员费（指勘察设计费等）finance costs 融资成本（指利息等）sale proceeds 销售收益on the basis of capitalisation 资本还原法floor area 建筑面积title document 契约文书plaza 购物中心land use certificate 土地使用证commercial/residential complex 商住综合楼land use fee 土地使用费（获得土地使用权后，每年支付国家的使用土地费用）Grant Contract of Land Use Right 土地使用权出让合同plot ratio 容积率site coverage 建筑密度land use term 土地使用期project approval 项目许可planning approval 规划许可commission 佣金permit 许可证business license 营业执照strata-title 分层所有权public utilities 公共设施urban planning 城市规划state-owned land 国有土地fiscal allotment 财政拨款grant or transfer 出让或转让the Municipal Land Administration Bureau 市土地管理局infrastructure 基础设施financial budget 财政预算public bidding 公开招标auction 拍卖negotiation /agreement协议land efficiency 土地效益location classification 地段等级projecting parameter 规划参数government assignment 政府划拨administrative institution 行政事业单位key zones for development 重点开发区tract 大片土地biding document 标书prerequisitioned land 预征土地competent authorities 主管部门construction project 建设项目planning permit of construction engineering 建设工程规划许可证go through the formalities 办手续comprehensive sub-areas 综合分区reconstruction of old area 旧区改造purchasing power 购买力property trust 物业信托equity 权益cash flows 现金流量appreciation 增值disposition 处置hedge 保值措施income tax shelter 收入税的庇护downturn （经济）衰退wealth maximisation 最大限度的增加财产(同其他投资相比) forecast 预测rules-of-thumb techniques 经验法mortgage lender 抵押放贷者vacancy 空房discounted cash flow models 折现值现金流量模型expectation 期望值letting 出租equity reversion 权益回收bad debts 坏帐depreciation allowances 折旧费supplies 日常用品utilities 公共事业设备allowances for repairs and maintenance 维修费unpaid mortgage balance 抵押贷款欠额stamp duty印花税recession 衰退overproduction 生产过剩glut 供过于求high-technology 高科技investment strategy投资策略circulation 发行量entrepreneur 倡导者，企业家coliseum 大体育场，大剧院chambers （商业资本家联合组织的）会所arena 室内运动场socioeconomic status 社会经济地位amenities 便利设施condominium 个人占有公寓房，一套公寓房的个人所有权income bracket 收入档次tenement 分租合住的经济公寓area code （电话）地区代码community 社区assessment 估价downzone 降低区划规模housing residences住宅按揭贷款mortgage loan按揭购房to buy a house on mortgage; to mortgage a house 房屋空置率housing vacancy rate安居工程Comfortable Housing Project板楼，板式楼slab-type apartment building搬迁户a relocated unit or household财产税property tax;estate(or capital) duty拆迁补偿费compensation for demolition拆迁费用removal expense城镇住房公积金urban housing provident fund低价住房low-cost housing二手房second-hand house房产估价师realestate evaluator房产证property ownership certificate房屋置换buy or exchange houses炒房者realestate speculator房改housing system reform房管realestate management房权证property right certificate房产市场realestate market房屋空置率housing vacancy rate福利分房welfare-oriented public housing distribution system 个人购房贷款individual housing loan公房商品化commercialization of public housing集资房houses built with funds collected by the buyers居民住房建设residential construction人均住房per-capital housing现房complete dapartment (or flat)期房forward delivery housing商品房commercial residential building商品房空置the vacancy problem in commercial housing政策性住房policy-related house, policy-based house住房补贴rental allowance; housing allowance住房分配货币化进程capitalization process of housing distribution/allocation。
中级英语口语Lesson 8
中级英语口语Lesson 8Summary： Nick and Vanessa talk about the history of skateboarding. In this radio broadcast, Vanessa and Nick are in the middle of a live show in a radio studio.Listen to their conversation and answer the question that follows about the main idea.Dialogue：Vanessa： Hello, and welcome to the Health Freaks show. Today we’re talking about skateboarding… I’m sure that many of you think it’s a relatively new spo rt, but Nick, did you know that skateboarding has been around since the 50’s?Nick： Really? That long?Vanessa：Yep… it actually originated in California and became known as sidewalk surfing.Nick： I guess it must have been similar to windsurfingVanessa：Yeah, a lot… early skaters imitated surfing styles and moves to a large extent.Nick： And what did they use back then as skateboards?Vanessa： The first skaters were pretty inventive! They used wooden boxes or planks with roller skate wheels attached on them.Nick：Where there’s a will there’s a way! But how did things change in the 60’s? I know that it really took off…Vanessa： Right, it became something of a craze. In fact it was so popular that manufacturers started building skateboards and they even put together teams to promote their early skateboards.Nick： Wow! Sounds like skateboarding was becoming a big thing!Vanessa： Actually it became so big that in 1965 the international championships were broadcast on national TV.Nick： Why are most people under the impression that skateboarding took off in the 70’s, when commercial skateboards hit the market?Vanessa： Probably because its popularity dropped in 1966 and remained low until the early 70’s?Nick： You might be right!Vanessa： Or you might have probably associated its popularity with the development of equipment specially designed for skateboarding.Nick： Technological advances did their trick too!Vanessa： They certainly did! Otherwise skateboarding would just be history.Now answer the following question…What are Vanessa and Nick talking about? They’re talking about the history of skateboarding.Now listen again to the dialogue in parts. After each part there will be 3 to 4 questions on the details...Part 1Vanessa： Hello, and welcome to the Health Freaks show. Today we’re talking about skateboarding… I’m sure that many of you think it’s a relatively new sport, but Nick, did you know that skateboarding has been around since the 50’s?Nick： Really? That long?Vanessa：Yep… it actually originated in California and became known as sidewalk surfing.Nick： I guess it must have been similar to windsurfingVanessa：Yeah, a lot… early skaters imitated surfing styles and moves to a large extent.Nick： And what did they use back then as skateboards?Vanessa： The first skaters were pretty inventive! They used wooden boxes or planks with roller skate wheels attached on them.Nick：Where there’s a will there’s a way! But how did things change in the 60’s? I know that it really took off…Now answer some questions…1. What does Nick mean when he says：“That long?” “That long” shows our surprise at how long something has been going on.2. What does Nick mean when he says：“where there’s a wil l there’s a way!”? We use ‘Where there’s a will there’s a way” when we want to say that when we really want to accomplish something, we’ll find a way to do it. 3. Nick says：“But how did things change in the 60’s? I know that it really took off…”. What does take off mean? Take off means to become popular and successful. Now listen to the second part of the dialogue.Part 2Vanessa： Right, it became something of a craze. In fact it was so popular that manufacturers started building skateboards and they even put together teams to promote their early skateboards.Nick： Wow! Sounds like skateboarding was becoming a big thing!Vanessa： Actually it became so big that in 1965 the international championships were broadcast on national TV.Nick： Why are most people under the impression that skateboarding took off in the 70’s, when commercial skateboards hit the market?Vanessa： Probably because its popularity dropped in 1966 and remained low until the early 70’s?Nick： You might be right!Vanessa： Or you might have probably associated its popularity with the development of equipment specially designed for skateboarding.Nick： Technological advances did their trick too!Vanessa： They certainly did! Otherwise skateboarding would just be history.Now answer some questions…1. Vanessa says：“it became something of a craze.” What does “craze” mean? “Craze” is an activity that is unusually popular for a short time only.2. Nick says：“Why are most people under the impression that skat eboarding took off in the 70’s?”. What does “under the impression” mean? When someone is under the impression it means that he’s wrong to believe something.3. Nick says：“Technological advances did their trick too!” What does “did the trick” mean? When something does the trick, it helps you accomplish what you want or need.GLOSSARY1. Associate (verb)： to connect someone or something in your mind with someone or something else e.g. Most people associate this brand with good quality.2. Craze (noun)： usually singular an activity, object or idea that is extremely popular, usually for a short time e.g. Cycling shorts were the latest craze/(all) the craze that year.3. Imitate (verb)： to behave in a similar way to someone or something else, or to copy the speech or behavior, etc. of someone or something e.g. Some of the younger pop bands try to imitate their musical heroes from the past.4. Inventive (adjective)： able to think of new and interesting ideas e.g. He is very inventive, always dreaming up new gadgets for the home.5. Originate (verb)： come from a particular place, time, situation, etc e.g. Although the technology originated in the UK, it has been developed in the US.6.Plank (noun)： a long narrow flat piece of wood or similar material, of the type used for making floors e.g.oak/concrete planks7. Promote (verb)： to encourage the popularity, sale, development or existence of something e.g. Advertising companies are always having to think up new ways to promote products.8. Relatively (adverb)： in comparison with other similar things or with what you expect e.g. He's a relatively good squash player.9. Sidewalk (noun)： a path with a hard surface beside one or both sides of a road, that people walk on. e.g. Cars parked on the sidewalk will e removed by the police. 10. Take off (phrasal verb)： to suddenly start to be successful or popular e.g. Her singing career has just begun to take off.Practice using the words in the glossary. Choose the most appropriate word from the glossary to complete the following sentences.1. Children should be taught to wait on the before crossing the __road.2. Greenpeace works to__ awareness of the dangers that threaten our planet today.3. There was__ little protest after the referees unfair decision.4. I always __the smell of baking with my childhood5. It didn’t take long for the iPod to __.6. The __for health foods has become big business.7. The game of Lacrosse is thought to have__ among the native peoples of Alaska.8. She has a highly __mind.9. They produce artificial chemicals which exactly__ natural ones.10. We used a to cross the ditch.1. sidewalk2. promote3. relatively4. associate5. take off6. craze7. originated8. inventive9. imitate 10. plank。
房地产专业术语(中英文对照)
房地产专业术语(中英文对照) 设施amenities基本家庭用品basic appliances佣金commission定金deposit实用率efficiency rate平面图floor plan备有家具furnished建筑面积gross area山景hillside view内部间隔internal layout投资investment业主landlord出租/租约lease管理费management fee实用面积net area座向orientation预付租金rent payable in advance住宅物业市场residential property market自用self -use平方尺square feet成交价transaction price空置单位vacant unit观景view回报yield2.楼花(property under construction)银行按揭bank mortgage售楼书brochure停车位car park space竣工日期completion date建筑材料construction material发展商developer电梯elevator法律问题legal question层楼level大厦模型model of the building付款方法payment method复式单位penthouse价目表price list楼花property under construction认购者purchaser河景rever view售楼处sales office示范单位show flat高层higher level客户资料表格client information form 看楼property inspection3.商铺(retail shop)买卖deal商场mall物业agreement premise手续procedure回报率rate of return余数remaining balance免租期rent-free period购物商场shopping arcade独家代理sole agent测量师surveyor租客tenant评估价值valuation4.条件磋商(term negotiation)最低价bottom line市场价值market rate超出预算over budget文件工作paper work临时租约provisional tenancy agreement条件合理reasonable5.法定协议悔约的一方defaulting party没收forfeit律师费legal cost临时买卖合约preliminary sale and purchase agreement 见证人witness6.按揭(mortgate loan)批核approve附带条件批核通知书conditional letter of offer 符合eligible最优惠按揭利率minimum mortgage rate付清paid up按揭还款表repayment table7.约见律师(appointment with the solicitor)合约contract手续费handling fee田土厅物业查察费land search fee顾问费professional fee登记费registration fee签署sign律师费solicitor fee</P< p>。
零基础档口英语口语入门极简教程Lesson_8款式表达及数字百的学习
XXL码是这里最大的。
知识回顾
谢谢观看
Tanks for watching! We always believe something wonderful is about to happen!
多尼英语课堂
800
数字学习
档口英语入门 极简教程 第 8 课
nine hundred
900
数字学习
档口英语入门 极简教程 第 8 课
SUMMARY 知识总结
档口英语入门 极简教程 第 8 课
• We have many new styles. 我们有许多新款。 • Let me show you. 让我给您看一下。 • Let me show you our new styles. 给您看下
Only we have this style. 只有我们有这个款。
only 只有
实用句子学习
档口英语入门 极简教程 第 8 课
All styles are here. 所有的款式都在这里了。
all 全部的
实用句子学习
档口英语入门 极简教程 第 8 课
How about this style? 这个款式的怎么样？
里最大的。 • This is the smallest size. 这是最小的尺码。 • Let me measure it. 让我量一量。
知识回顾
你要拿什么尺码的？ 档口英语入门 极简教程 第 8 课 很抱歉，我们没有您要的尺寸。 我们这个图案的尺码很全。
这是最大的尺码。 我们这个款式的尺码很全。
We have many new styles. 我们有许多新款。
many 许多 new 新的 style 款式,风格
按揭的意思及如何按揭贷款买房流程
按揭的意思及如何按揭贷款买房流程“按揭”一词是英文“Mortgage”的粤语音译，指以房地产等实物资产或有价证券、契约等作抵押，获得银行贷款并依合同分期付清本息，贷款还清后银行归还抵押物。
按揭是指按揭人将房产产权转让按揭受益人作为还款保证，按揭人在还清贷款后，受益人立即将所涉及的房屋产权转让按揭人，在此过程中，按揭人享有房产的使用权。
购房者在签订购房合同，并取得交纳房款的凭证后，持银行规定的有关法律文件与发展商和银行签订《楼宇按揭抵押贷款合同》明确按揭贷款数额、年期、利率、还款方式及其他权利义务。
1、先与开发商签定房屋买卖合同;2、根据开发商要求提供的资料：户籍证明、身份证、婚姻证明复印件，由自己所在单位开具盖有公司鲜章的收入证明(开发商所签银行的收入证明格式)交由开发商办理;3、经过银行审批后通知和银行签定，就完成了。
按揭贷款按揭贷款就是购房者以所购住房做抵押并由其所购买住房的房地产企业提供阶段性担保的个人住房贷款业务。
按揭贷款中人们最关心的是条件及程序，首先办理按揭贷款需要提供的资料：1、申请人和配偶的身份证、户口原件及复印件3份(如申请人与配偶不属于同一户口的需另附婚姻关系证明)。
2、购房协议书正本。
3、房价30%或以上预付款收据原件及复印件各1份。
4、申请人家庭收入证明材料和有关资产证明等，包括工资单、个人所得税纳税单、单位开具的收入证明、银行存单等。
5、开发商的收款帐号1份。
其贷款手续及程序是这样的。
首先，请到银行了解相关情况。
并办理相关带齐以上的资料申请个人住房贷款。
然后接受银行对您的审查，并确定贷款额度。
接下来就可以办理借款合同，且由银行代办保险。
办理产权抵押登记和公证。
最后剩下的就是银行发放贷款，借贷人每月还款和还清本息后的注销登记。
经过以上手续及流程，您就可以通过按揭得到新房子了。
通过记者以上所述您应该对按揭有了更深的认识，并且了解了办理贷款的相关事宜，希望按揭这把钥匙打开更多的属于你、我、他的新房之门。
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房地产英语口语 Lesson 8：按揭approve
批核
Conditional Letter of Offer
附带条件批核通知书
eligible
符合
salary tax
薪俸税
minimum mortgage rate
惠按揭利率
paid up
付清
repayment table
按揭还款表
A：Agent Mr.Wang
物业代理王先生
B：Buyer Mr.Chen
买家陈先生
C：Bank Loan Officer
银行职员
Good morning.Let me introduce you to Mr.Chen.
早晨好！让我介绍一下，这是陈先生。
He would like to ask you details about mortgage loans.
他希望查询相关银行按揭的详细内容。
Good morning,Mr.Chen.I've known Mr.Wang for many years.
陈先生，早晨好！我理解王先生很多年了。
He is a very helpful agent.
他是一个热诚服务的物业代理。
Yes,he is.Mr.Wang has gives some good advices which helped us buy this apartment at such a reasonable price.
是的，我非常同意。
王先生给我们很多建议，如果没有他，我们也不能买到如此合理价格的住宅物业。
Sam,Mr.Chen has recently bought a flat in Tai Koo Shing.
森，陈先生最近买了太古城一个住宅物业。
I recommended that they apply for a mortgage loan at your bank.
所以我建议他们到你们的银行申请按揭。
Thank you.We can start by you giving me the information on your property.
谢谢，首先请给我一些关于你的物业的资料。
Sam,this is the Preliminary Sale and Purchase Agreement.
森，这是临时买卖合约。
(Hands over document)The selling price of the flat is four point two million dollars.
（把文件交给他）成交价是四百二十万元。
He would like to apply for a mortgage loan representing 70% of the purchase price.
他希望申请七成银行按揭。
I would like to know the different kinds of home investment plans your bank offers.
我希望知道有多少种银行按揭方法可供选择。
Sure,Mr.Chen.Our bank's minimum mortgage rate is 8.25% to any applicant with a monthly income of over seventy thousand dollars.
好的，陈先生，本银行能够向任何每月收入超过七万元的客户提供八厘二五的惠按揭利率。
I'm afraid I'm not eligible for this plan.
我恐怕我不符合这个计划的要求。
Here is my salary tax form for the year ninety_five to ninety_six.
这是我1995年至1996年度薪俸税单。
My annual income is four hundred and eighty thousand dollars.
我的年薪约为四十八万元。