海南农信社从业资格考试练习题——英语
海南省农村信用社招聘考试模拟试题(英语类)【圣才出品】
海南省农村信用社招聘考试模拟试题（英语类）Section AGrammar and Vocabulary1.Once the berries are harvested,Green Fields Farms washes and packages the fruit for___to retail stores.A.distributeB.distributedC.distributionD.distributional【答案】C【解析】句意为：绿田农场采收莓果之后，就马上清洗、装箱以便配送到各零售商店。
for之后应该接名词。
选项中只有distribution“分配”是名词。
A项为动词“分配，发送”；B项为distribute的过去式、过去分词；D项是形容词“分配的，分发的”。
2.The sales representative from Correct Copies,Ltd,returned Mr.Yoshida’s call while he was___.A.throughB.alongC.outD.aside【答案】C【解析】句意为：Correct Copies公司的销售代表在吉田先生外出时给他回了电话。
while＋主语he＋be动词，“当他……的时候”，正确答案为“out”，“当他外出的时候”。
其它选项均不符合题意。
3.Atlantis Software Company___its clients complete satisfaction with all its products.A.requestsB.admitsC.agreesD.guarantees【答案】D【解析】句意为：Atlantis软件公司保证顾客对所有的产品感到满意。
空格之后接的是是动词的双宾语its clients和complete satisfaction。
这里只有guarantee可以接双宾语。
guarantee＋人＋物“向某人保证某事”。
农村信用社招聘考试英语知识练习题
1. The large number of expenditures made throughout the course of the year can seem ----- to managers and executives.A. alarmB. alarmedC. alarminglyD. alarming2. The manager wants to ----- the new accounting procedures at the general company meeting on Tuesday.A. deliverB. talkC. disposeD. discuss3. The accounting team uses an advanced spreadsheet software program to list company ----- by department.A. diagramsB. expendituresC. applicationsD. Insights4. All workers have been asked to leave the office until the maintenance crew determines the cause of yesterday’s power-----.A. outageB. endingC. delayD. interval5. Siphos Computer Inc. has assigned several market research ----- to gather information about foreign consumers.A. couriersB. manufacturersC. composersD. specialists6. Employees who have not received the updated informational ----- on safety procedures should request one from their immediate supervisor.A. pileB. postageC. parcelD. packet7. To meet the deadline, Mr. Lusit must ----- his schedule with that of his colleagues in the marketing department.B. coordinateC. allocateD. interrupt8. Supervisors will permit their employees ----- confidential materials from the premises only if the proper approval has been granted.A. removalB. to removeC. removingD. removably9. Dorton Inc. has its accountants ----- some of the most detailed budget reports in the entire business sector.A. createdB. creationC. createD. creative10. We found it extremely ----- that the Southgate Foundation chose to cancel the technology convention.A. disappointB. disappointingC. disappointmentD. disappointed参考答案：1.【答案】D。
2015年海南省农村信用社公开招聘工作人员考试题库【章节题库】-第七篇 英语测试(第一、二章)【圣才
第七篇英语测试第一章词汇与语法结构单项选择题（以下各题每题给出了A、B、C、D四个选项，其中只有一个选项是最符合题意的）1. —Honey, let's go out for dinner.—I don't have to cook.—_____ ( ) [中国建设银行真题]A. Forget it!B. That's great!C. Why?D. Go ahead.【答案】B【解析】上句的意思是：亲爱的，我们出去吃晚饭吧。
由下句的回答可知，回答者很高兴地赞成了这个建议。
因此应该选B项。
2. To improve the quality of our products, we asked for suggestion _____ had used the products. ( ) [中国建设银行真题]A. whoeverB. whoC. whicheverD. which【答案】A【解析】whoever相当于anyone who，引导宾语从句；who只能作主语，不能作ask 的宾语；C项和D项不符合。
故选A。
3. You _____ park here! For it is an emergency access. ( ) [中国建设银行真题]A. wouldn'tB. needn'tC. couldn'tD. mustn't【答案】D【解析】A项表示“不会”；B项表示“不必”；C项表示“不可能”；D项表示“禁止”。
紧急通道应该是禁止停车的，所以D项是正确答案。
句子意思是：这里严禁停车，因为这是紧急通道。
4. If you plant watermelon seeds in the spring, you _____ fresh watermelon in the fall. ( ) [2011年中国建设银行真题]A. eatB. would eatC. have eatenD. will be eating【答案】D【解析】本题考查动词的时态。
海南省农村信用社历年真题及解析
海南省农村信用社历年真题及解析(总20页)--本页仅作为文档封面，使用时请直接删除即可----内页可以根据需求调整合适字体及大小--海南省农村信用社历年真题及解析2015年海南省农村信用社校园招聘413人考试公告、报名注意事项、职位表等最新资讯及免费备考资料请点击：Wg3Gkr1 选择题1.一个完整的计算机系统包括____。
A)主机、键盘、显示器B)计算机及其外部设备C)系统软件与应用软件D)计算机的硬件系统和软件系统解答：一个完整的计算机系统是由硬件系统和软件系统组成的。
计算机的硬件是一个物质基础，而计算机软件是使硬件功能得以充分发挥的不可缺少的一部分。
因此，对于一个完整的计算机系统，这两者缺一不可。
本题的正确答案为D。
2.微型计算机的运算器、控制器及内存储器的总称是____。
A)CPUB)ALUC)MPUD)主机解答：CPU是中央处理器的简称，包括MPU和ALU;MPU是微处理器的简称;ALU是算术逻辑单元的简称;CPU和内存储器的总称为主机，它是微型机核心部分。
本题正确答案为D。
3.“长城386微机”中的“386”指的是____。
A)CPU的型号B)CPU的速度C) 内存的容量 D)运算器的速度解答：CPU的品质直接决定了微机的档次，在奔腾出现之前，微机名称中直接使用微机中的CPU型号，386机表示了它们使用的CPU芯片为80386。
本题的正确答案为A。
4.在微型计算机中，微处理器的主要功能是进行____。
A)算术逻辑运算及全机的控制B)逻辑运算C)算术逻辑运算()D)算术运算解答：微处理器是计算机一切活动的核心，它的主要功能是实现算术逻辑运算及全机的控制。
本题正确答案为A。
5.反映计算机存储容量的基本单位是____。
A)二进制位B)字节C)字D)双字解答：存储容量大小是计算机的基本技术指标之一。
通常不是以二进制位、字或双字来表示，因为这些表示不规范，一般约定以字节作为反映存储容量大小的基本单位。
2016年海南省农村信用社考试英语每日一练(1月5日)
2016年海南省农村信用社考试英语每日一练（1月5日）注：以下题目由海南中公教育搜集整理，答案仅供参考U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequences can be serious--ranging from higher drop-out rates to future employment problems and even suicide.Based on hundreds of face-to-face interviews and surveys with students, sociologist Robert Manning of Georgetown University concluded both the number with credit card debt and their indebtedness had been "systematically underreported" in previous studies which failed to reflect the "survival strategies" many used to cope with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appeals to parents for loans, cutting back on course work to increase time at paid jobs, or even dropping out altogether to work full time. "Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and/or part time jobs for servicing their credit cards," the study said.Even then, debts can haunt students. "Student credit card debts are increasingly scrutinized during the recruitment process and may be an important factor in evaluating prospective. employee," it noted. And the stress can also manifest in far more tragic ways. Janne O'Donnell's2g-year-old son, a junior at the University of Oklahoma, committedO'Donnell and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held accountable for making it so easy for them to get into debt. Manning said one of the most disturbing aspects of the student credit card issue was "the seduction of college and university administrators by the credit card industry." Card issuers were sponsoring school programs, funding activities and even entering into business partnerships with schools involving college-branded "affinity" cards, he said. "As a result, rather than protecting the economic and educational interests of their students, college administrators are playing an active and often disingenuous role in promoting the prominence of credit cards in collegiate life."1. Which is NOT one of the strategies American students may use to deal with their credit card debt?A) Use federal student loans.B) Seek part-time jobs to get money.C) Promote the prominence of credit cards.D) Ask parents to help them pay the debt.2. Which may NOT be the consequence of students' credit card debt?A) High drop-out rates.B) Enter into business partnerships with schools.C) Commit suicide.D) Future employment problems.3. Who should be least criticized for negative consequences of students' credit card debt according to the passage?A) Parents.B) Students themselves.C) College and university administrators.D) Credit card issuers.4. The main idea of this passage is ______.A) negative consequences of students' using credit cardB) college administrators are playing their proper roles in promoting credit cardsC) card issuers or college administrators promoted credit cardD) reasons for high drop-out rates in universities5. We can infer from the passage that ______.A) students should not have part-time jobsB) credit cards should not be usedC) if there is no credit card, college students may not commit suicideD) college students should learn to wisely manage their personal financesIn the first year or so of Web business, most of the action has revolved around efforts to tap the consumer market. More recently, as the Web proved to be more than a fashion, companies have started to buy and sell products and services with one another. Such business-to-business sales make sense because businesspeople typically know what product they're looking for.However, many companies still hesitate to use the Web because of doubts about its reliability. "Businesses need to feel they can trust the pathway between them and the supplier," says senior analyst Blane Erwin of Forrester Research. Some companies are limiting the risk by conducting online transactions only with established business partners.Another major shift in the model for Internet commerce concerns the technology available for marketing. Until recently, Internet marketing activltie8 have focused on strategies to "pull" customers intosites. In the past year, however, software companies have developed tools that allow companies to "push" information directly out to customers, transmitting marketing messages directly to targeted customers. Most notably, the Point cast Network uses a screen saver to deliver a continually updated stream of news and advertisements to subscribers' computer monitors. Subscribers can customize the information they want to receive and proceed directly to a company's Web site. Companies such as Virtual Vineyards are already starting to use similar technologies to push messages to customers about special sales, product offering, or other events. But push technology has earned the contempt of many Web users. Inline culture thinks highly of the notion that the information flowing onto the screen comes there by specific request. Once commercial promotion begins to fill the screen uninvited, the distinction between the Web and television fades.But it is hardly inevitable that companies on the Web will need to resort to push strategies to make money. The examples of Virtual Vineyards, Amazon: com and other pioneers show that a Web site selling the right kind of products with the right mix of interactivity, hospitality, and security will attract online customers. And the cost of computing power continues to fall, which is a good sign for any enterprise setting up shop in silicon. People looking back 5 or 10 years from now may well wonder why so few companies took the online plunge.6. We learn from the beginning of the text that Web businesses ______.A) has been striving to expand its marketB) intended to follow a fanciful fashionC) tried but in vain to control the marketD) has been booming for one year or so7. Speaking of the online technology available for marketing, the author implies that ______.A) the technology is popular with many Web usersB) businesses have faith in the reliability of online transactionsC) there is a radical change in strategyD) it is accessible limitedly to established partners8. In view of Net purists, ______.A) there should be no marketing messages in online cultureB) money making should be given priority to on the WebC) the Web should be able to function as the television setD) there should be no online commercial information without requests9. We learn from the last paragraph that ______.A) pushing information on the Web is essential to Internet commerceB) interactivity, hospitality and security are important to marketingC) leading companies began to take the online plunge decades agoD) setting up shops in silicon is independent of the cost of computing power10. The purpose of the author in writing the text is to ______.A) urge active participation in online businessB) elaborate on various marketing strategiesC) compare Web business with traditional commerceD) illustrate the transition from the push to pull strategy答案：1.【答案】C。
海南农村信誉社考试面试试题
2020年海南农村信誉社考试面试试题（1）谈谈所用与所学的关系？联系自身谈谈所用与所学。
------学以致用，以所学的知识指导、约束咱们的行动。
在用的进程中，应该不断的实际去查验咱们学的知识是不是正确，适合。
并非断地吸收体会，完善所学的知识体系。
（2）什么缘故报考农信社？——农信社用社根植农村，效劳于“三农”，是农村金融的主力军，将坚持为农村经济效劳作为自己的工作宗旨！相信在国家大力建设社会主义农村，进展三农经济，如此的一种特定的时期背景下。
农信社将有超级大的进展空间；而且信誉社目前正处于深化改革时期，充满机缘也充满挑战，因此我希望能融入那个大伙儿庭，同意她的考验。
第2就自己所学专业来讲，它与农信社说需是彼此吻合的，加入农信社这一平台，能够发挥自己的专业特长与自己的才华。
（3）、谈谈对农信社的印象——诞生于农村的我最初的印象是农信社与农人、农人联系最紧的金融组织，迁入县城后，明白农信社经营网点的布局是最广的。
具体的熟悉是报考农信社后——农村信誉社根植农村，效劳于“三农”，是农村金融的主力军，与农人唇齿相依，与农村经济的进展息息相通的。
农信社最近几年的改革，其治理方式，经营理念不断的向商业银行靠近，内部体制不断完善。
（4）、谈谈关于：爱一行干一行与干一行爱一行在我眼里，爱一行干一行，确实是长期持续的爱好和对某一职业（职位）目标的终身最求，这才是敬业精神的本原。
过去在打算经济时期反复宣传的“干一行、爱一行”的表率式语言，事实上反映出一种毫无保留的服从精神。
但这其中的忠诚奉献和不计个人得失的年个敬业精神，仍然是值得学习的品行。
若是你的爱好能与工作相合，那么是最理想的工作环境也是最理想的人一辈子目标。
（5）、关于：（什么叫做不简单？能够把简单的情形天天作好确实是不简单，什么叫做不容易？大伙儿公认的超级容易的情形，超级认真地作好它，确实是不容易）的评判其内涵是，咱们日常烦琐的工作看起来是简单的不中断循环与重复，可是真正完美，优秀的工作其实确实是成立在做好这些日常工作上。
2019海南农信社英语模拟卷-答案版
英语模拟卷参考答案与解析2019海南农信社备考群Part I Reading ComprehensionTEXT A1.【答案】C。
解析：细节题。
根据文章第二段Two schools of thought exist in the business world on how to deal with cultural diversity.可知，文化在商业中是一个很具挑战性的因素。
不同的国家与地区可能会有不同的文化体系。
在商业中，应该怎样对待不同的文化，商业界存在着不同的看法。
故C选项“对在商业中怎样对待文化有着不同意见”正确。
2.【答案】A。
解析：细节题。
根据文章第二段One is that business is business the world around,following the model of Pepsi and McDonald’s.可知，Pepsi是同意世界商业一体化的一个例子。
Pepsi采纳的是国际化的商业风格，这与那些主张国际化的派别的意见是相一致的。
故A选项“……与同意世界商业一体化的派别的主张是一致的”正确。
3.【答案】C。
解析：推断题。
A、B两项都属于一个派别的主张；C选项意为“承认商业世界中文化的多元性”。
两个派别都承认商业世界中文化的多元性。
他们的不同在于，应该对待不同的文化，应该搞国际化还是对不同的文化采取不同的策略。
故答案选C。
4.【答案】D。
解析：主旨题。
本文主要介绍文化背景对商业运作的影响，故对那些想在全球发展自己公司的人有用，所以D是正确答案。
5.【答案】B。
解析：细节题。
根据最后一段...The internationally successful companies all share an important quality:patience.可知，成功的国际公司都有“耐心”这一特点。
故选B。
TEXT B6.【答案】D。
解析：细节题。
由第二段最后一句The baby asks for attention by crying and searching for food with its mouth.可知婴儿哭泣是因为饥饿。
2015年海南省农村信用社招聘考试模拟试题(英语类)【圣才出品】
2015年海南省农村信用社招聘考试模拟试题（英语类）Section AGrammar and Vocabulary1. Although we have _____ not to offer you a position at this time, we will keep your resume on file for future openings.（A）decided（B）deciding（C）decision（D）decidedly【答案】A【解析】句意为：虽然这次我们决定暂不录用您，但我们将把您的简历存档，如将来有合适的空缺职位我们会通知您。
have后面要接动词的过去分词表完成。
Decide not to是“决定不做……”的意思。
2. After discussing the terms of the new health-benefits contract, _____ management and employees were satisfied.（A）both（B）also（C）either（D）too【答案】A【解析】句意为：经营者与员工就新的医疗福利合约条款进行协商后，双方都感到满意。
后半句中的主语是两个名词组成的复合主语，连接词可以是both……and或是either……or。
根据题目已给出的and，可知选项A，both为正确答案。
Health-benefits是“医疗福利”的意思。
either A or B是“A或B其中一方”的意思。
3. Children who are two years old and younger are _____ free of charge to most concerts and films.（A）admit（B）admits（C）admitted（D）admitting【答案】C【解析】句意为：两岁及两岁以下的儿童可以免费观赏大部分的演唱会和电影。
海南农信社从业资格考试练习题——英语(4.26)
海南农信社从业资格考试练习题——英语1. The large number of expenditures made throughout the course of the year can seem ----- to managers and executives.A. alarmB. alarmedC. alarminglyD. alarming2. The manager wants to ----- the new accounting procedures at the general company meeting on Tuesday.A. deliverB. talkC. disposeD. discuss3. The accounting team uses an advanced spreadsheet software program to list company ----- by department.A. diagramsB. expendituresC. applications地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近D. Insights4. All workers have been asked to leave the office until the maintenance crew determines the cause of yesterday’s power-----.A. outageB. endingC. delayD. interval5. Siphos Computer Inc. has assigned several market research ----- to gather information about foreign consumers.A. couriersB. manufacturersC. composersD. specialists6. Employees who have not received the updated informational ----- on safety procedures should request one from their immediate supervisor.A. pileB. postage地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近D. packet7. To meet the deadline, Mr. Lusit must ----- his schedule with that of his colleagues in the marketing department.A. realizeB. coordinateC. allocateD. interrupt8. Supervisors will permit their employees ----- confidential materials from the premises only if the proper approval has been granted.A. removalB. to removeC. removingD. removably9. Dorton Inc. has its accountants ----- some of the most detailed budget reports in the entire business sector.A. createdB. creation地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近D. creative10. We found it extremely ----- that the Southgate Foundation chose to cancel the technology convention.A. disappointB. disappointingC. disappointmentD. disappointed参考答案：1.【答案】D。
2016年海南省农村信用社考试英语每日一练(1月7日)
2016年海南省农村信用社考试英语每日一练（1月7日）注：以下题目由海南中公教育搜集整理，答案仅供参考Workplace Health TipsWhen you hear the words “workplace health”, what do you think of? Your associations with this phrase are most likely negative: stress, eyestrain, muscle soreness, etc. in fact, over eighty percent of workers complain of some type of health problem related to their job. But it doesn’t have to be that way. Here are some simple tips on how to alleviate a few of the most common workplace ailments.Stress:You’ve susceptible to stress no matter what you job is. It’s one of the toughest conditions to beat, and it’s also one of the most serious. The best thing you can do if you experience frequent or severe stress is talk to your supervisor. There may be ways to rearrange your schedule or adjust your responsibilities so that you don’t feel so overwhelmed. During the milder onset of stress, take repeated deep breaths, which will help you to calm down and confront the situation.Eyestrain:In addition to causing damage to the eyes, spending too much time in front of the computer can lead to headaches, muscle soreness, and general irritability. To minimize these problems, remember to take regular breaks from your computer. Experts recommend looking away from the screen for at least 20 seconds every 20 minutes. Also, ensure that your computer screen is clean and well positioned.General Discomfort:For those of us with office jobs, we spend most of our day sitting down. Remember to stand up, walk around, or take a short break so often to keep your muscles from becoming too tight.From: Alberto MartinezTo: Dawn BojanicSubject: Tips for improving workplace healthI just read a great article in Living Today Magazine on tips for improving workplace health. I think we should distribute it to the other managers and have them pass it along to their team members.The information concerning computer monitors was particularly interesting. I often experience eyestrain and headaches, and the tips in the article seem like they could really help.I have a copy of the article if you need one. Why don’t you look it over and let me know what you think?Thanks.1. What is the main topic of the article?A. The results of the a survey on workplace healthB. Ways to relieve health problems at workC. The health risks associated with stressD. Technologies that improve workplace health2. According to the article, what is the cause of general on-the-job discomfort?A. A lack of movementB. Poor monitor positionC. A busy scheduleD. Working overtime3. Which activity does the article NOT recommend?A. Replacing old office equipmentB. Walking around during breaksC. Dusting off computer monitorsD. Readjusting a busy schedule4. Why did Mr. Martinez contact Ms. Bojanic?A. To seek advice on a health problemB. To order a subscription to a magazineC. To ask for feedback on a proposalD. To request a new computer monitor5. What does Mr. Martinez say about himself?A. He is applying for a managerial positionB. He might benefit from the article’s adviceC. He suffers from the symptoms of stressD. He recently had an article published.Questions 6-10 refer to the following advertisement and fax message.The Lynndale Spring Line Is HereThis year’s spring li ne may just be our best collection yet! Our award-winning designers have created some absolutely stunning formal dresses, work suits, and skirt-and-blouse combinations. As always, with Lynndale Fashion you’ll find the most stylish, comfortable, and affordable clothes to suit all your fashion needs.View our entire spring catalog and place an order online at. If you don’t have access to a computer, no problem! Simply send us your order request by mail or fax, along with your credit card information or a personal check.Lynndale FashionCustomer Order Department1155 Richmond LaneColumbus, OhioFax#: (124) 555-5705Fax FormSender: Vicki Tinelli, (691) 555-2348Recipient: Customer Order Department, Lynndale Fashion, (124) 555-5705I am very interested in some clothing items from your spring catalog. My Internet service is a temporarily down, which is why I’m sending this order by fax.I would like to order the following items. I’ve include the product numbers as listed in the catalog:1 full-length formal dress (black), #FV2402 spring skirts ( 1 navy, 1 yellow), #SS222-24 cotton V-neck casual shirts ( 2 green, 1 gray, 1 white), #39T-599 Please ship one order to the following address:Vicki Tinelli668 West BrookridgeSan Diego, CAHere is my credit card information:Name: Vicki R. TinelliCard type: American UnionCard number: 2022-2402-7975Expiration date: 01/09I would appreciate it if you could contact me to confirm receipt of this order request, as well as to let me know the shipping charge for the order.Thank you,Vicki Tinelli6. What is being most likely to be advertised?A. A new websiteB. Fashion accessoriesC. A new storeD. Women’s clothing7. How can customers place an order with Lynndale Fashion?A. At the storeB. By emailC. Over the phoneD. By mail8. Why did Ms. Tinelli send the fax?A. To ask about some clothing itemsB. To request a payment receiptC. To complain about her Internet serviceD. To purchase some clothing9. Which product will Ms. Tinelli receive two of?A. The black dressB. The green shirtC. The navy skirtD. The white shirt10. What does Ms. Tinelli ask the company to do?A. List the prices of the ordered itemsB. Inform her of the delivery costC. Confirm her credit card informationD. Use an express shipping serviceQuestions 11-15 refer to the following letters答案：1.【答案】B。
农村信用社招聘考试专项分类训练试题及参考答案(海南)
农村信用社招聘考试专项分类训练试题及参考答案（海南）一、填空题(每题1分，共15分)()1、农村合作金融机构依据安全履行合同、及时足额偿还的可能性将信贷资产分为五个不同类别，其中属于不良贷款范围的有次级、可疑、损失。
2、可疑类贷款具有次级类贷款的所有表现，只是程度更加严重，往往是因重组或诉讼等原因损失程度难以确定而划为可疑类。
划分可疑贷款把握肯定损失这一基本特征。
3、信用社应当通过各种现场查阅和非现场分析等手段，获取借款人的财务信息、现金流量信息、非财务信息和担保信息，将影响借款人还款能力的各类因素综合评估，作为判定贷款类别的主要依据。
4、自然人其他贷款中额度在10万元以上的贷款可参照企事业单位贷款分类，额度在10万元以内的贷款可参照自然人一般农户贷款分类。
5、五级分类抓住借款人还款能力这个核心，将其主营业务收入作为第一还款来源，6、保证是一种人格的担保，以保证人不特定的资产和信誉承保。
保证人必须是借贷双方当事人以外的第三人。
7、法人客户财务分析收集的会计报表包括连续三年会计报表，主要有资产负债表、损益表和现金流量表。
8、总资产周转率是指主营业务收入净额除以资产平均余额的比率，该指标越高，说明借款人的资产经营效益越好。
9、流动比率是指流动资产除以流动负债的比率，该指标越高，说明借款人有较高的资金用于抵偿短期债务，可变现金额越大，债权保障程度越高。
10、速动资产是指流动资产减去存货、预付帐款和后的余额。
11、毛利润率是指主营业务利润除以主营业务收入净额的比率，该指标越高，说明取得同样产品的销售收入，其销售成本越低，销售利润越高。
12、资产负债率是指负债总额除以资产总额的比率，该指标越高，说明负债占资产的比例越高，债权的保障程度越低，长期偿债能力就低，一般不得高于 60 %。
13、保证期间是保证人承担保证责任的期间，保证人只在保证期间内承担保证责任。
债权人如果未在保证期间内向保证人主张权利，保证人可以免除保证责任。
海南农信社招聘考试英语考题
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近海南农信社招聘考试英语考题Section Ⅰ Use of EnglishDirections:Read the following text. Choose the best word(s) for each numbered blank and mark A, B, C or D on ANSWER SHEET 1.All Sumerian cities recognized a number of gods in common, including the sky god, the lord of storms, and the morning and evening star.__1__the Sumerian worshipped the goddess of fertility, love, and war, she was evidently lower__2__status than the male gods, indicating that in a more urbanized society the__3__that the peoples of previous times had paid to the earth mother goddess had__4__. The gods seemed hopelessly violent and __5__, and one ’s life a period of slavery at their easy will. The epic poem The Creation emphasizes that__6__were created to enable the gods to__7__ up working. Each city moreover had its own god, who was consideredto__8__ the temple literally and who was in theory the owner of all property within the city.__9__the priests who interpreted the will of the god and controlled the__10__ of the economic produce of the city werefavored__11__ their supernatural and material functions __12__. When, after3,000 B. C., growing warfare among the cities made militaryleadership__13__, the head of the army who became king assumeda(n)__14__position between the god, whose agent he was, and the priestly class, whom he had both to use and to __15__. Thus king and priests represented the upper class in a hierarchical society.__16__them were the scribes, the secular attendants of the temple, who__17__every aspect of the city’s economic life and who developed a rough judicial system.__18__the temple officials, society was divided among an elite or__19__ group of large landowners and military leaders; a mixed group of merchants, artisans, and craftsmen, free peasants who__20__ the majority of the population; and slaves.1. [A] Unless [B] As [C] Lest [D] Although2. [A] on [B] in [C] with [D] about3. [A] worship [B] reverence [C] admiration [D] gratitude4. [A] vanished [B] recovered [C] declined [D] attained5. [A] unpredictable[B] unforgivable[C] unlimited [D] unlikely6. [A] creatures [B] animals [C] men [D] mortals地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近7. [A] use [B] turn [C] give [D] back8. [A] inhabit [B] live [C] reside [D] lodge9. [A] Hence [B] Thereafter [C] Somehow [D] Incidentally10. [A] introduction[B] transaction [C] distribution[D] provision11. [A] as [B] for [C] under [D] of12. [A] along [B] anyway [C] afterwards [D] alike13. [A] additional [B] vital [C] singular [D] exceptional14. [A] alternative [B] secondary [C] intermediate[D] fundamental15. [A] pacify [B] tempt [C] suppress [D] manipulate16. [A] Beside [B] Beyond [C] Below [D] Before17. [A] supervised [B] held [C] managed [D] presided18. [A] Around [B] Under [C] Above [D] Outside19. [A] leading [B] noble [C] controlling [D] principal20. [A] consist [B] compose [C] compile [D] consume地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近。
海南省农村信用社招聘：入职考试试题
海南省农村信用社招聘：入职考试试题一、单项选择题（共 25题，每题2分，每题的备选项中，只有1个事最符合题意）1、金融机构具有决定利率、汇率、证券价格等重要价格信号的功能，并通过调节价格引导资源配置，这体现了金融市场的功能。
A．资源配置B．资金融通C．经济调节D．定价2、我国经济发展带动全局的战略重点，是。
A．把农业放在发展国民经济的首位，加强农业的基础地位，保证能源和交通发展B．以教育和科学发展市场经济C．培植社会主义市场经济体制D．与世界经济接轨3、下述关于数据库系统的叙述中正确的是。
A．数据库系统减少了数据冗余B．数据库系统避免了一切冗余C．数据库系统中数据的一致性是指数据类型一致D．数据库系统比文件系统能管理更多的数据4、我国的政权组织形式是。
A．人民代表大会B．一国两制C．人民民主专政D．人民代表大会制度5、久旱缺雨时，下雨对庄稼生长有好处；雨涝成灾时，下雨对庄稼生长有害。
这说明。
A．事物的联系是普遍的、无条件的B．事物的联系是现实的、具体的C．事物的运动是客观的、绝对的D．事物的相互联系与相互作用弓I起事物的运动6、银行营销要通过交换发挥作用，即金融产品必须存在的可能性。
A．价格交换B．货币交换C．商品交换D．价值交换7、按劳分配原则是。
A．社会总产品的分配原则B．国民收入的分配原则C．消费基金的分配原则D．个人收入的分配原则8、中国要解决本国的稳定和发展问题，又要为全球的和平与发展作出贡献，其关键是。
A．坚持依法治国的方略B．坚持计划生育的国策C．坚持扩大内需的方针D．坚持以经济建设为中心9、精神文明建设要贯彻的方针。
A．重在建设B．重在普与C．重在提高D．重在批判10、在国际卡特尔定价中，当产品的需求弹性越小，卡特尔订价水平就A．越低B．越高C．不变D．不确定11、国务院全体会议由国务院总理、副总理、各部部长、各委员会主任、审计长、秘书长和组成。
A．各省省长B．各银行行长C．国务委员D．中共中央政治局委员12、1955年，代表党和国家第一次提出了和平解决台湾问题的可能。
农信社招聘考试模拟试题英语部分答案及解析
1. D2. B3. B4. C5. A6. D7.C8.A9. A 10. C11. B 12. D 13.B 14.C 15. A 16. C 17. A 18. D 19. B 20. B1.[精解] 本题考查逻辑词。
空格处填入的连词出现在句首，说明空格所在分句与下文之间的逻辑关系。
选项中，unless表条件，意为“除非”;as作连词，表时间或原因，意为“当……时;因为，由于”;lest表目的，意为“惟恐，以免”，如He emphasized it again and again, lest she should forget.(他反复强调这一点，免得她忘了。
)although表让步，意为“虽然，尽管”。
根据文意，“苏美尔人崇拜代表繁衍、爱和战争的女神”与“她在地位上却明显低于男性的神”之间存在转折关系，因此选[D]。
2.[精解] 本题考查介词用法辨析。
空格所在部分存在一个形容词的比较级，即，lower than... 。
空格处的介词和status搭配，表示“在地位方面”。
in常用在形容词后，表示“在……方面”，如She was not lacking in courage.(她并不缺乏勇气。
)a country rich in minerals(矿藏丰富的国家)。
因此[B]in为正确项。
其它选项都可与形容词连用。
on表示“影响到”，如He’s hard on his kids.(他对自己的孩子很严厉。
)with表示“关于，对于”，如Be careful with the glasses.(小心这些玻璃杯。
)Are you pleased with the result?(你对结果满意吗?)with也可表示“因为，由于”，如His fingers were numb with cold.(他的手指冻僵了。
)about表示“关于，对于”，如What’s she so angry about?(她为什么生这么大的气?)3.[精解] 本题考查名词词义辨析。
海南省农村信用社公开招聘工作人员考试复习全书-英语测试命题分析与应试技巧识【圣才出品】
第七篇英语测试命题分析与应试技巧一、词汇与语法题这部分主要考查语法和词汇方面的知识，主要考查与名词、介词、不定式、代词、关系代词等相关的语法知识与词汇。
1．语法题测试对日常生活或商业活动中常用到的基本语法知识的掌握程度。
针对语法题，需要分析句子结构。
根据句子结构判断应填入的词；若选项中含有两个或以上同词性的词，需要一一代入，然后分析全句。
【例1】There is now increased competition among motor－vehicle manufacturers_____has resulted in better cars at lower prices.A.thoseB.whatC.thatD.where【答案】C【解析】句意为：现在汽车制造商之间的竞争日益激烈，导致汽车质量提高，价格却更低廉。
这里考查的是关系代词的选择。
空格处引导定语从句，且从句中谓语动词has resulted 缺少主语，选项中能引导定语从句，且作从句主语的只有that，that是先行词competition 的关系代词，故选择C项。
2．词汇题测试能否正确分析全句，进行基本交流。
词汇题需要准确理解选项所给词汇的含义，分析并理解题干，选出符合句意的选项。
因此考生应积累一定的语法知识和词汇量。
【例2】Conference participants interested in industrial development should _____schedule a visit to Bridgeville’s factories.A.practicallyB.definitelyC.recentlyD.fortunately【答案】B【解析】句意为：对产业发展有兴趣的与会人员，请一定参观Bridgeville工厂。
此处需要选择副词来修饰动词schedule，符合题意的是B项definitely（一定，务必），意为“务必安排，务必参加”。
信合考试英语试题及答案
1.英语阅读第一题：保险Whole life is permanent insurance protection that protects you for your whole life, from the day you purchase the policy until you die, as long as you pay the premiums(保险费).Whole life can be a solid foundation. Upon this foundation you can build a long-term financial plan, because it guarantees lifetime protection for your family or business.Whole life insurance provides basic insurance protection, plus Mortgage protection, Estate preservation, Retirement funding, Charitable giving, Business needs...A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death.Generally after the first year, the policy begins to increase cash value. The amount of cash value in your policy usually increases every year. This money can be used to help purchase a home, fund a child's education, add to retirement income, or for any other purpose. You may also choose to leave it in the policy and allow it to grow.A whole life policy can earn dividends. Dividends are determined by the company' s board of directors each year and are. not guaranteed. When a dividend is payable, you may choose to take it in cash, use it to buy more insurance or to pay or reduce your premiums.When you die, the company will pay your beneficiaries the death benefit, usually the face amount of the policy plus any dividend. This money is generally received by the beneficiaries free from income tax.46. What is whole life insurance?A) It's permanent insurance protection from the day you were born until you die.B) It's permanent insurance protection that protects you for your whole life, from the day you buy it until you die.C) It's insurance protection for your whole family members.D) It's income protection insurance.47. What can whole life insurance do for you?A) It only provides basic insurance protection.B) It provides Mortgage protection and Estate preservation.C) It offers Retirement funding, Charitable giving, Business needs.D) It not only offers basic insurance protection, but also provides Mortgage protection, Estate preservation, Retirement funding, Charitable giving and Business needs.48. According to the passage, who will help you determine an amount of insurance needed?A) A life insurance agent.B) Nobody except yourself.C) Your family members.D) Your lawyer.49. The word“policy”in the fifth paragraph probably means ________.A) 政策B) 保险C)彩票D) 策略，体例50. When you die, the death benefits of your life insurance will ________.A) be lostB) be paid to your beneficiariesC) be possessed by the insurance companyD) will be given to the参考译文终身人寿保险是一种永远保险呵护，只要你支出保险费，它就可以呵护你的整个生平，年夜你采办保险的那天起头直至你的衰亡。
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海南农信社从业资格考试练习题——英语
1. The large number of expenditures made throughout the course of the year can seem ----- to managers and executives.
A. alarm
B. alarmed
C. alarmingly
D. alarming
2. The manager wants to ----- the new accounting procedures at the general company meeting on Tuesday.
A. deliver
B. talk
C. dispose
D. discuss
3. The accounting team uses an advanced spreadsheet software program to list company ----- by department.
A. diagrams
B. expenditures
C. applications
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近
D. Insights
4. All workers have been asked to leave the office until the maintenance crew determines the cause of yesterday’s power-----.
A. outage
B. ending
C. delay
D. interval
5. Siphos Computer Inc. has assigned several market research ----- to gather information about foreign consumers.
A. couriers
B. manufacturers
C. composers
D. specialists
6. Employees who have not received the updated informational ----- on safety procedures should request one from their immediate supervisor.
A. pile
B. postage
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近
D. packet
7. To meet the deadline, Mr. Lusit must ----- his schedule with that of his colleagues in the marketing department.
A. realize
B. coordinate
C. allocate
D. interrupt
8. Supervisors will permit their employees ----- confidential materials from the premises only if the proper approval has been granted.
A. removal
B. to remove
C. removing
D. removably
9. Dorton Inc. has its accountants ----- some of the most detailed budget reports in the entire business sector.
A. created
B. creation
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近
D. creative
10. We found it extremely ----- that the Southgate Foundation chose to cancel the technology convention.
A. disappoint
B. disappointing
C. disappointment
D. disappointed
参考答案：
1.【答案】D。
2.【答案】D。
3.【答案】B。
4.【答案】A。
5.【答案】D。
6.【答案】D。
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近
7.【答案】B。
8.【答案】B。
9.【答案】C。
10.【答案】B。
地址：海口市大同路24号万国大都会写字楼17楼（从西侧万国大都会酒店招牌和工行附近。