外贸常用英语口语：保险 Insurance
保险外贸英语对话
保险外贸英语对话以下是一个关于保险的外贸英语对话示例：A: Alice (出口商), B: Bob (保险经纪人)A: Hi Bob, I'm in the process of exporting our goods to overseas markets and I've been thinking about insurance coverage. Can you provide some information on export insurance?B: Of course, Alice. Export insurance, often known as cargo insurance, protects your goods during transit. It covers risks like damage, loss, or theft. Do you have specific shipments in mind?A: Yes, we have a shipment of machinery heading to Germany next month. What risks are typically covered?B: Machinery is considered high-value cargo. With export insurance, you'd be covered against physical damage during transportation, theft, and other specified perils. We can tailor the coverage based on your needs.A: That sounds good. What about the cost? How is it usually calculated?B: The cost depends on various factors like the nature of the goods, their value, the shipping route, and the chosen coverage. I can provide you with a detailed quote once we have all the necessary information.A: Perfect. What documents do I need to prepare for the insurance application?B: Generally, we'll need details about the goods, their value, the shipping method, and the destination. Additionally, any relevant commercial invoices and packing lists will be required.A: Okay, I'll gather the necessary information and documents. Howquick is the process from application to obtaining coverage?B: The process is relatively quick. Once we have all the details, we can issue a policy promptly. It's crucial to start the application early to ensure seamless coverage for your shipment.A: Great. I'll get everything together and share the details with you soon. Thanks, Bob!B: You're welcome, Alice. If you have any more questions or need assistance, feel free to reach out.。
外贸保险英语口语对话
外贸保险英语口语对话外贸保险英语口语对话K: Hello. I'd like to ask you a few questions about insurance. But one thing to be declared first I am a layman as far as insurance is concerned. So please have patience with me.克里：你好，我想问你几个关于保险的问题。
苜先要说明的一点，就保险而言，我是个外行，请你耐心指教。
Z: Good. Please go ahead.赵：好的。
请说吧。
K: What kinds of risks do your insurance clauses cover?克里：你们公司的保险条款中都有那些险别呢?Z: We deal with all kinds of risks for ocean transportation, including three basic risks, namely Free from Particular Average(FPA), With Particular Average(WPA) and All Risks, as well as many other additional risks. This is our insurance policy. You can skim it first.赵：我们办理海洋运输的所有险别，包括三个基本险别，即平安险、水渍险和一切险，另外还有许多附加险。
这是我们的保险单。
你可以先浏览一下。
K: What is the difference between F P A and WPA?克里：平安险和水渍险有什么区别呢?Z: W.P.A has a wider scope of coverage compared with F P A. Besides of all the clauses in the FPA, W P A includes partial loss caused by natural disasters such as bad weather, lightning, tsunamis, and earthquake.赵：水溃险相比较与平安险保险的保险范围更宽一些。
商贸英语口语之保险
商贸英语口语之保险一、惯用单句1 我们可以承保海洋运输的所有险别，如：平安险、水渍险、一切险和附加险。
We can serve you with a broad range of coverage against all kinds of risks for sea transport, such as Free from Particular Average (FPA), With Particular Average (WPA), All Risks and Extraneous Risks.2 我们可以办理海运、陆运和空运的所有险别。
We are able to cover all kinds of risks for transportation by sea, land and air.3 我们已经给一千箱啤酒按发票金额的110%投保了一切险。
We have bought insurance on 1,000 cases of beer for 110% of the invoice value against All Risks.4 请注意我们的保险范围只是发票金额的110%。
Please note that our insurance coverage is for 110% of the invoice value only.5 我们会按发票金额的110%，给你们投保一切险。
We will offer you the insurance against All Risks for 110% of the invoice value.6 你方打算办理什么险？谁将负责支付保险费？What kind of insurance are you going to take out and who will pay the premium?7 我将给货物投保渗漏险。
I'll have the goods covered against Leakage.8 这批货物将投保偷窃、提货不着险。
有关于保险的商务英语口语
有关于保险的商务英语口语
1.你在保险公司办理投保业务。
工作人员问，你打算投保什么险别? What insurance will you take out?
2.你向客户讲解投保的目的。
你说，保险的目的就是防止风险损失。
The purpose of insurance is to cover risks.
3.你公司容许为合作方代办投保业务。
你对他们说，你方将代他们投保。
We shall arrange insurance on your behalf.
4.你建议经理为这笔海运订单投保。
你说，你们应该投保海险。
We should take out a marine insurance policy.
5.你想知道提供担保的前提。
你问对方，在什么情况下可以提供保险担保?
In what case is an insurance guarantee granted?
6.保险条款中有几项你不明白。
你问工作人员，你可以问他几个有关保险的问题吗?
May I ask you a few questions about insurance?
7.你向职员了解保险费的计算方法。
你问，他能告诉你怎样计算保险费吗?
Could you let me know how to calculate the insurance premium?
8.客户推荐给你一位代理人。
他说，这位代理人在处理保险问题上享有盛誉。
This agent enjoys a high prestige in dealing with insurance problems.。
英语情景口语：Insurance保险
25 insurancewordsinsurance policyclaiminsure(r )(full )coveragePolicyholderRisk(assessment)ExemptionPremiumsInsurance periodLife insuranceLiabilityDamageDeductible(s)Medical insuranceTravel insuranceSettlementPaymentConditionPhrasesMake a claimInsure an itemTake out insuranceHave…valued at…Pay premiumsAssess a riskPay out insuranceRead the policyBeginnerA: I’ve just take out an insurance policy. Are you insured?B: yes, I am. I have life insurance and my home and its contents are also insured.A; I took out a life insurance policy and make my wife beneficiary.B: that’s a good idea. You are a fireman and it can be a dangerous job.A: I need to make sure that my wife will be financially secure if I die.B; I can temp3inate my life insurance policy when I retire and use the money as a pension.A; that’s one of the conditions of my policy too. It covers you if you die before you retire and when you retire.B; did you have to take a medical before you could take out the policy?B: yes, I did. It was one of the conditions of the insurance policy. The insurance company need to assess the risk.Intemp3ediateA: good morning. I’d like to ask some questions about your insurance policies.B: of course. Please sit down. How many I help you?A; I bought a house recently and would like to insure it and its content.B: I see. Here’s a pamphlet about our home insurance policy. We’ve named our policy ”umbrella”. May I ask how much you paid for your home and where you live? These are the two main thing that decide how much your premiums are.A: I understand. I live in the Oakfield area and paid ＄100,000 for my home.B: let me just check that on my computer. Oaksfield is a low risk area, so your premiums will probably be around ＄100 a month. The other thing to take into account is deductibles.A: in this pamphlet it says that the minimum amount for deductibles is ＄2000. what does that mean exactly?B: it means That the first ＄2000 of any claim you make must be paid by you. The insurance policy covers any amount above that, up to the agreed limit.A: oh, I see. That’s fine. What is the advantage of having higher deductibles?B; If you have higher deductibles, your premium are lower, because you will pay more of the claim and we will pay less. A: it seems that I should do some calculations before deciding. I presume that the insurance period can be for as long as we aggress.B: we initially sign one-year policies with our policyholders. These are renewable after the first year.A; if I have a claim, how long does it take to make a settlement? I’ve heard that with some insurance companies, it can take monthes.B; that is of great concern to out clients. We aim to satisfy all claims within a month, but we can’t guarantee that。
外贸英语口语对话Unit 15：insurance保险
外贸英语口语对话Unit 15：insurance保险unit 13 insuranceMr smith, a newzerland businessman,is importing a batch of porcelain ware from china.The price terms have been fixed on CIFoakland basis. After loading the goods on board ship,Mr smith go to the insurance company to have the porcelain ware insured.Mr john meets with him in the office of the people's insurance company of china.Good morning.Good morning,i'm joe smith, a newzerland businessman and l'm looking for insurance from your company.Welcome, my name is john,take a seat,please.Thank you, Mr john.What kind of insurance are you able to provide for my consignment?We've been able to cover all kinds of risks for transportation by sea,land and air.I have a batch of procelain ware to be shiped to newzerland,what risks should be covered?we can server you with a broad range of coverage against all kinds risks for sea transport.such as free fromparticular coverage,with particular coverage,all risks and extraneous risks.It's better for you to scan this leaflet first.and then make a decision.FPA,that means free from particular average.it's good enough ,what do you think?Surely,you can.do as you pleased.but do you wish to arrange for WPA and additional corverage against risk of breakage.it's suit your consignment.Perhaps you're right.I'LL have the goods covered as you said.very good,please fill in the application form.you need to write every word clearly.Surely,i'll.Mr,john,i finished.Please help me to have a check to see if everything is correct.Ok,let me read it.insured,joe smith. description of the goods： porcelain. mode of transprot： the name ofvessel,SShuayuancoverage： wpa plus risk of breakage.OH,mr smith,why both the loading prot and unloading port are missing?OH,terriblely sorry.i forgot that.The loading port is xingang and the unloading port is ockland.Here youare.Now,what the insurane premium?The premium is to be caculated in this way.First find out the premum rate for a porcelain,that is the porcelain 3 percentand secondly consider what risks are covered.what you have covered is WPA plus risk of breakage.so the total premium isGood, mr john,thank you for your assistance.Don't mention it. See you again.See you again.Dialogue 1What do your insurance classes cover?There are three basic covers：namely free from particular average,with particular average,and all risks.If we conclude the business on CIF basis,what coverage will you take out for the goods?Generally speaking,we only insure the goods with particular average,do you cover risks other than WPA? For instance,TPND,risks of leakage,risks of breakage,fresh orrain waterdamage?According to international practice,we did not insure against such risks.unless they are covered for by the buyers.and buyers will pay for the extral premium.Another thing,we'd like to have the goods insured for 130 percent of the invoice value.do you think that can be done?You know our usual practice is insured the goods at110percent of the invoice vaule.if you insist that you have the goods insuredfor 130 percent of the invoice value, i think that can be done.but the premium for the diffrence between 110 percent and 130 percentof the invoice value shoud be for your account.That's understood.Dialogue 2May i ask a few questions about insurance?Yes,go ahead,please.Now,we have given our CIF shanghai price for some steel plates, what insurance rate do you suggest we should get?Well, obviously,you won't mount all risks covered>Why not?Because they are not delicate goods,and won'tlikely be damadged on the voyage.FPA will be good enough.Then i'm arride in understanding that FPA that's not cover partial loss of the natureof particular average.That's right,on the orther hand, a WPA policycovers you against partial loss in all cases.Oh,i see,thank you very much/。
金融英语口语大全第33期：Insurance 保险
金融英语口语大全第33期：Insurance 保险 New Words新单词loadv.n.载货，货物lorryn 运货大卡车hi-jackv.劫write-offsn.废物gangn.一群坏人braken.刹车steepadj.陡峭的(损失)cover.v.被赔偿(损失)blanketadj.全套的underwritev.承保jamv.挤碎salvagev.抢救repaintv 重新油漆dentn.凹处Phrases & Expressions 短语vehicle insurer车辆保险局filing cabinet文件柜firm of adjusters调解人公司，估价公司make the claim提出索赔要求W：Good morning, Mr. Martin. Are you looking for me?怀：早上好，马丁先生，您找我吗？M：Yes. Have you heard any more about our lorries?马：是的。
我们的货车有什么新消息吗？W：Yes. The vehicle insurances say the lorries are complete writeoffs.怀：有的，车辆保险局说两辆货车完全没用了。
The gang took the brakes off and let them go over the side of a steep hill.那伙歹徒把刹车卸掉，让车从悬崖上滑下去。
M：I hope we are covered all right.马：我希望保险索赔没问题。
W：Yes, we are.怀：没问题。
M：What about our office desks and filing cabinets in the lorries?马：那我们货车上的办公桌和文件柜呢？W：Well, now, apparently, the insurance of the load is not so simple.怀：嗯，现在，很明显，车上货物的索赔可不那么简单。
外贸英语口语 保险 篇
外贸英语保险(续) Insurance（四）F.P.A. stands for "Free from Particular Average". FPA 代表平安险。
W.P.A. stands for "With Particular Average". WPA 代表水渍险。
I'll have the goods covered against Free from Particular Average. 我将为货物投保平安险。
I know that F.P.A insurance doesn't cover losses on consumer goods. 我知道平安险不包括消费品的种种损失。
I don't think that the W.P.A insurance covers more risks than the F.P.A.. 我认为水渍险承保的范围并不比平安险的范围宽。
Free from Particular Average is good enough. 只保平安险就可以了。
The goods are to be insured F.P.A. 这批货需投保平安险。
What you've covered is Leakage. 你所投保的是渗漏险。
Why don't you wish to cover Risk of Breakage? 您为什么不想投保破碎险呢？W.P.A coverage is too narrow for a shipment of this nature, please extend the coverage to include TPND. 针对这种性质的货物只保水渍险是不够的，请加保偷盗提货不成险。
Don't you wish to arrange for W.P.A. and additional coverage against Risk of Breakage? 您不想保水渍险和附加破碎险吗？Not every breakage is a particular average. 并不是所有的破碎险都属于单独海损。
insurance相关词汇
insurance相关词汇一、名词。
1. insurance.- 发音：[ɪnˈʃʊərəns]- 词性：名词，意思是“保险；保险费；保险业”。
例如：I bought insurance for my new car.（我为我的新车买了保险。
）2. premium.- 发音：[ˈpriːmiəm]- 词性：名词，“保险费；额外费用；奖金”。
例如：The insurance premium is due next month.（下个月该交保险费了。
）3. policy.- 发音：[ˈpɒləsi]- 词性：名词，“政策；方针；保险单”。
例如：I read my insurance policy carefully.（我仔细阅读了我的保险单。
）4. claim.- 发音：[kleɪm]- 词性：名词，“索赔；要求；声称”。
例如：He made a claim on his insurance after the accident.（事故发生后他向保险公司提出索赔。
）5. insurer.- 发音：[ɪnˈʃʊərə(r)]- 词性：名词，“承保人；保险公司”。
例如：The insurer will pay for the damages.（承保人将支付损失费用。
）6. insured.- 发音：[ɪnˈʃʊəd]- 词性：名词，“被保险人；投保人”。
例如：The insured should follow the rules of the insurance contract.（被保险人应该遵守保险合同的规定。
）二、动词。
1. insure.- 发音：[ɪnˈʃʊə(r)]- 词性：动词，“给……保险；确保；保证”。
例如：I insure my house against fire.（我给我的房子保火险。
）2. cover.- 发音：[ˈkʌvə(r)]- 词性：动词，在保险语境中可表示“给……保险；覆盖；包括”。
外贸英语保险事宜口语
外贸英语保险事宜口语这是小编给大家整理的外贸英语保险事宜口语，一起来看看吧。
商保事宜A：This batch of goods will be expected to Korea. The details are all filled out on an application for insurance No.4893032.A:这批货出口到韩国具体细节都填在4893032号申报单上了。
B：Has this batch of goods made reservation on open policy OC293338 too ?B:这批货也是预约保险单OC293338上的了?A：Yes.l also want to ask if the insurance term is about to expire.A:是的，我还想问问，保险期是不是快到了?B：I was about to talk with you about this.l guess you want to renew the insurance.B:我正想和您谈这件事呢，我猜您是想续保吧?A：Yes.A：是的。
B：But you have already proposed claims for compensation 4 times this year. So we have to adjust the premium accordingly.B:但是，今年贵方已经提出4次索赔了。
根据这个情况，我们必须相应调整保费了。
A：Do you mean that the insurance premium will be increased?A:你的意思是要提高保险金额吗?B:Yes.B:是的。
类型选择A: Have you taken out insurance yet on the shipment?A：您是否已经替这批货投保了?B: Yes.we talked about it with our underwriter,and we think that we should get a policy for total loss only.B：是的，我们和保险公司谈过，觉得应该投保全损险.A: Why TLO'r That only helps if the goods are destroyed.or damaged so badly that they can't be used.A：为何要投全损险呢?这种险只有在货物全毁或破损到不能使用的情况下才有用啊。
guarantee和insurance的用法
guarantee和insurance的用法guarantee和insurance是两个常用的英语词汇，它们有不同的用法和含义。
1. guaranteeguarantee通常表示保证或担保，有以下几种用法：(1) 保证某件事情一定会发生或做到。
例如：- The company guarantees the quality of their products. (公司保证产品的质量。
)- I can guarantee that you'll love this restaurant. (我可以保证你会喜欢这家餐厅。
)(2) 对某件事情或产品进行担保或赔偿。
例如：- This TV comes with a one-year guarantee. (这个电视带有一年的保修。
)- The manufacturer guarantees to repair or replace any faulty items. (制造商保证修理或更换任何有问题的物品。
)(3) 保证某件事情是真实的或可信的。
例如：- I can't guarantee the accuracy of this information. (我不能保证这些信息的准确性。
)- The seller guarantees that the item is authentic. (卖家保证这个物品是真品。
)2. insuranceinsurance通常表示保险，有以下几种用法：(1) 以保险方式进行风险管理，保障人们的生命、财产等利益。
例如：- I have health insurance through my employer. (我通过雇主有医疗保险。
)- We need to get home insurance to protect our property. (我们需要购买房屋保险来保护财产。
)(2) 保证某种风险的发生得到赔偿。
外贸英语口语(30天必会)
目录一，对外贸易常用语二，品质 Quality 三．保险 Insurance 四．佣金 Commission 五．代理 Agency 六．销售 Sale七．索赔 Claim 八．合同 Contract 九．商品检验 Commodity Inspection 十．装运 Shipment十一.付款 Payment Terms 十二，询盘 Inquiry十三，报盘和还盘 Offer & Counter-Offer 十四，数量 Quantity十五，运输 Transportation 十六，价格 Price十七，包装 Packing一，对外贸易常用语（一）they mainly trade with japanese firms.他们主要和日本商行进行贸易。
for the past five years, we have done a lot of trade with your company. 在过去的五年中，我们与贵国进行了大量的贸易。
our trade is conducted on the basis of equality.我们是在平等的基础上进行贸易。
there has been a slowdown in the wool trade with you.和你们的羊毛贸易已有所减少。
our foreign trade is continuously expanding.我们的对外贸易不断发展。
trade in leather has gone up (down) 3%.皮革贸易上升（下降）了百分之三。
trade in general is improving.贸易情况正在好转。
our company mainly trades in arts and crafts.我们公司主要经营手工艺品。
they are well-known in trade circles.他们在贸易界很有名望。
外经贸实用英语口语 Lesson 16 insurance
6.
In that case I'd rather have 110%. 这样的话，我还是投保110%吧。 in this case in that case if that's the case In that case, I have no more to say. I must leave if that's the case. In this case, we may take the matter into consideration.在这 种情况下，我们可以考虑此事。
insurance against 保险险别，如： insurance against All Risks and War Risk
insurance at insurance at a premium of 5‰ 按5‰ insurance with 保险公司，如： insurance with PICC 在中国人民保险公司投保
We usually insure for 10% above the invoice value. 我们通常按发票金额的110% Do you insure against FWRD on this item? 这种货你们投保淡水雨淋险吗？
4.
We usually insure against All Risks for 110% of the invoice value. 我们通常按照发票金额的110%投保一切险。 We usually insure against All Risks for 10% above the invoice value. We usually insure against All Risks for the invoice value plus 10%.
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外贸常用英语口语：保险 Insurance （一）
I'm looking for insurance from your company.
我是到贵公司来投保的。
Mr. Zhang met Mr. William in the office of the People' Insurance Company of China.
张先生在中国人民保险公司的办公室接待了威廉先生。
After loading the goods on board the hip， I go to the insurance company to have them insured.
装船后，我到保险公司去投保。
When should I go and have the tea insured？
我什么时候将这批茶叶投保？
All right. Let's leave insurance now.
好吧，保险问题就谈到这里。
I have come to explain that unfortunate affair about the insurance.
我是来解释这件保险的不幸事件的。
I must say that you've corrected my ideas about the insurance.
我该说你们已经纠正了我对保险的看法。
This information office provides clients with information on cargo insurance.
这个问讯处为顾客提供大量关于货物投保方面的信息。
The underwriters are responsible for the claim as far as it is within the scope of cover.
只要是在保险责任范围内，保险公司就应负责赔偿。
The loss in question was beyond the coverage granted by us.
损失不包括在我方承保的范围内。
The extent of insurance is stipulated in the basic policy form and in the various risk clause.
保险的范围写在基本保险单和各种险别的条款里。
Please fill in the application form.
请填写一下投保单。
Words and Phrases
insure 保险；投保；保证
insurance 保险；保险费；保险金额
underwriters 保险商（指专保水险的保险商）保险承运人
insurance company 保险公司
insurer 保险人
insurance broker 保险经纪人
insurance underwriter 保险承保人
insurance applicant 投保人
insurant， the insured 被保险人，受保人
to cover （effect，arrange，take out） insurance 投保
insurance coverage；risks covered 保险范围
insurance slip 投保单
insured amount 保险金额
insurance against risk 保险
insurance clause 保险条款
insurance instruction 投保通知
insurance business 保险企业
insurance conditions 保险条件
（二）
What risks is the People's Insurance Company of China able to cover？
中国人民保险公司承保的险别有哪些？
What risks should be covered？
您看应该保哪些险？
What kind of insurance are you able to provide for my consignment？
贵公司能为我的这批货保哪些险呢？
It's better for you to can the leaflet， and then make a decision.
你先看看说明书，再决定保什么险。
These kinds of risks suit your consignment.
这些险别适合你要投保的货物。
May I ask what exactly insurance covers according to your usual C.I.F terms？
请问根据你们常用的CIF价格条件，所保的究竟包括哪些险别？
It 's important for you to read the "fine print" in any insurance policy so that you know what kind of coverage you are buying.
阅读保险单上的“细则”对你是十分重要的，这样就能知道你要买的保险包括哪些项目。
Words and Phrases
PICC （People's Insurance Company of China）中国人民保险公司
risk insured， risk covered 承保险项
risk 险别
to provide the insurance 为……提供保险
leaflet 说明书
fine print 细则
（三）
what is the insurance premium？
保险费是多少？
The premium is to be calculated in this way.
保险费是这样计算的。
The total premium is 800 U.S. dollars.
保险费总共是800美圆。
The cover paid for will vary according to the type of goods and the circumstances.
保险费用按照货物类别的具体情况会有所不同。
The rates quoted by us are very moderate. Of course， the premium varies with the range of insurance.
我们所收取的费率是很有限的，当然，保险费用要根据投保范围的大小而有所不同。
According to co-insurance clauses， the insured person must pay usually 20 percent of the total expenses covered.
根据共同保险条款，保险人通常必须付全部费用的百分之二十。
The insurance rate for such kink of risk will vary according to the kind.
这类险别的保险费率将根据货物种类而定。
Insurance brokers will quote rates for all types of cargo and risks.
保险经纪人会开出承保各类货物的各种险别的费用。
Can you give me an insurance rate？
您能给我一份保险率表吗？
Could you find out the premium rate for porcelain？
您能查一下瓷器的保险费率吗？
You should study not only the benefits but also the terms and limitations of an insurance agreement that appears best suited
to your needs.
你不但要研究各种保险所标明的给予保险人的赔偿费用，还要研究它的条件与限制，然后选出最适合你需要的一种。
Words and Phrases
insurance expense 保险费
premium rate 保险费率
premium 保险费
insurance rate 保险费率表
insurance proceeds 保险金（保险收入）。