英语辩论：大学生是否应该使用信用卡
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Goodmorning everyone !
Today,we will have a debating competition about“Whether every college student should have a credit card”. Our team think that every college student should have a credit card.
Our teams believe that credit card not only makes student’s more convenient ,but also gives students a good opportunity to develop a sound sense of financing.Furthermore,it can help than establish a good credit history.
Having a credit card in high school can be beneficial because:
the teen is given a credit card with a low credit limit
parents monitor the teen's spending and payments monthly
College students use a credit card, We can take less money with us, to safeguard the personal safety
Credit cards offer convenience, but their main purpose should be to establish a good credit history so they can,
1、qualify for car loans and mortgages
2、be able to rent an apartment
3、obtain lower auto and homeowners insurance premiums
4、qualify for a job (employers are increasingly using credit scores when evaluating job candidates)
Finally, college students use a credit card, which is beneficial to strengthen the consciousness of college students' personal credit.