国际结算双语考卷答案
国际结算(双语)_山东财经大学中国大学mooc课后章节答案期末考试题库2023年
国际结算（双语）_山东财经大学中国大学mooc课后章节答案期末考试题库2023年1.Collection Draft needs to be endorsed ( ), if the Remitting Bank is theBeneficiary.答案:Once2.Direct Reimbursement could be done by the Remitting Bank ( ) the PayingBank's account.答案:Crediting3.Collection Draft needs to be endorsed twice, if the ( ) is the Beneficiary.答案:Principal4.When determining the date of shipment, ( ) is the latest shipment date if theL/C stipulates: "shipment to be made before August 31, 2020".答案:August 30, 20205.Characteristics of Letter of Credit include ( ).答案:All of the above6.In MT103, when banking charges are shared between the Remitter and theBeneficiary, field 70A will be recorded as ( ).答案:SHA7.Under Letter of Credit, ( )provides an additional payment guarantee that isseparated from the Issuing Bank's payment obligation.答案:Confirming Bank8.“Available with Issuing Bank by payment at sight” is a indication of ( ).答案:Sight Credit9.The ( ) will compensate the Guarantor when the Applicant fails to fulfill itsobligation.答案:Counter Guarantor10.When filling SWIFT message, March 20, 2019 should be recorded as ( ).答案:19032011.Insurance Policy should be dated ( ) the date of shipment.答案:on or before12.Main topics of International Settlement include the following, except ( ).答案:Risk Management13.Determine the LAST day of the bank's examination, based on the followinginformation.1.Date of Presentation:March 20(Friday)2.Date of Expiry:March 26(Thursday)答案:March 2714. A Promissory Note involves ( ) basic parties.答案:215.Which one among the following is the safest, from the standpoint of thePayee?答案:a Specially-crossed Cheque16.( ) is the sender of MT103.答案:17.The Exporter is the Applicant under the Payment Guarantee.答案:错误18.Characteristics of Standby Letter of Credit does not include ( ).答案:Demand payment19.If the payee is ( ), the Bill can not be endorsed.答案:Restrictive Order20.Which one/ones among the following is/are example(s)of DocumentaryCollection.答案:21.“Available with xxx bank by acceptance of Bill at xxx days after sight againstthe documents detailed herein and Beneficiary’s Bill drawn on us”is aindication of ( ).答案:22.Banks shall each have a maximum of ( ) banking days following the day ofpresentation to determine if a presentation is complying.答案:23.When determining the date of shipment, "on or about June 11th" refer to ( ).答案:June 6~1624.Under D/P, documents will be released against acceptance.答案:错误25.Under Letter of Credit, ( ) takes the primary liability to make payment.答案:26.Collection Draft needs to be endorsed ( ), if the Payee is the Principal.答案:Twice27.The ( ) will compensate the Beneficiary when the Guarantor fails to fulfill itsobligation.答案:Confirming Bank28.The most commonly used payment instrument is ( ).答案:29.( ) is commonly used in processing customs clearance.答案:30.Development of International Settlement does not include ( ).答案:31.The action of Drawing/Issuing a Bill of Exchange refers to ( ).答案:32.( ) is not transferable. The goods can only be taken by the Consignee.答案:33.Properties of Negotiable Instruments include ( ).答案:34.When a Cheque is crossed specially, the Holder ( ).答案:35.Crossed cheque can be used to ( ).答案:36."Presentation" means when the creditor exercises its right (i.e. asks theDrawee for acceptance or payment), there is no need to explain the reason.答案:错误37.The words “before” and “after” when used to determine a period of shipmentinclude the date mentioned.答案:错误38.Development of international settlement does not include ( ).答案:39.Which of the following is NOT a payment order?答案:Promissory Note40.If the Presenter fails to resubmit documents before the lastest presentingdate, the documents are deemed with discrepancies and can not be revised.答案:正确41.Under Letter of Credit, the Drawer of the Bill should be the ( ).答案:Beneficiary42.From the perspective of the Exporter, ( ) is the "safest" settlement method.答案:43.( ) becomes an Acceptor, when it accepts the Draft and signs on the Draft.答案:44.Banks takes responsibility to effect payment immediately by issuing ( ).答案:45.Under Letter of Credit, "Honor" does not include ( ).答案:46.The following are statements indicating Demand Bill, except ( ).答案:47.The payment date of a Draft stating "Payable at 1 month after February 28" is( ).答案:48.Main topics of International Settlement include the following, except ( ).答案:Risk Management49.( ) means that the acceptor is accepting the drawer's order withoutrestrictive statement.答案:50.Insurance Policy is the core documents based on which other documents areissued.答案:错误51.( ) does not state the name of the Consignee. Anyone who holds the B/L cantake goods from the Carrier.答案:52.( ) is the Drawee of the Draft under Letter of Credit.答案:53.( ) is not a document of title.答案:54.( ) is the fastest and safest way to transfer fund.答案:55.The following are commercial documents, except ( ).答案:56.The Correspondent Bank is an independent foreign bank.答案:正确57.( ) is the bank to which the Principal has entrusted the handling of aCollection.答案:58.Financial Documents including the following, except（）.答案:Invoice59.In Remittance, the Remitting Bank is also called the Exporter's Bank.答案:错误60.( ) is the core documents based on which other documents are issued.答案:61.( ) is the Drawer of the Draft under Collection.答案:62.Exporter will obtain banking credit in ( ).答案:。
国际结算测试题及答案
国际结算测试题及答案一、单项选择题（每题2分，共10题）1. 国际结算中，信用证支付方式的主要特点是：A. 商业信用B. 银行信用C. 个人信用D. 国家信用答案：B2. 以下哪项不是国际结算中常用的支付方式？A. 汇款B. 托收C. 信用证D. 支票答案：D3. 国际贸易中，出口商通常希望采用哪种支付方式？A. 预付款B. 货到付款C. 信用证D. 延期付款答案：C4. 托收业务中，出口商将货物单据交给托收银行，托收银行再交给进口商，这种托收方式是：A. 付款交单B. 承兑交单C. 直接托收D. 间接托收答案：A5. 信用证中的“不可撤销”意味着：A. 信用证一经开出，不能更改或撤销B. 信用证可以由开证行随时撤销C. 信用证只能在特定条件下撤销D. 信用证的金额可以随意更改答案：A6. 在国际结算中，汇票的持票人向付款人提示汇票，要求付款的行为称为：A. 提示B. 承兑C. 贴现D. 背书答案：A7. 国际结算中，出口商为了减少汇率风险，可能采用的结算方式是：A. 即期信用证B. 远期信用证C. 汇款D. 托收答案：B8. 国际贸易中，如果出口商希望尽快获得货款，他们可能会选择：A. 信用证B. 托收C. 汇款D. 延期付款答案：C9. 在国际结算中，银行保函是一种：A. 支付承诺B. 信用证C. 担保文件D. 汇票答案：C10. 国际结算中，如果出口商希望减少信用风险，他们可能会要求：A. 提前付款B. 信用证支付C. 托收D. 延期付款答案：B二、多项选择题（每题3分，共5题）1. 国际结算中，以下哪些因素会影响结算方式的选择？A. 交易双方的信用状况B. 货物的性质和价值C. 交易双方的关系D. 汇率波动答案：ABCD2. 信用证结算方式中，以下哪些文件是必须提交的？A. 发票B. 提单C. 装箱单D. 汇票答案：ABCD3. 托收结算方式中，以下哪些是付款交单（D/P）和承兑交单（D/A）的主要区别？A. 付款时间B. 风险承担C. 单据传递方式D. 银行费用答案：AB4. 国际结算中，以下哪些是汇款方式的特点？A. 快速B. 灵活C. 费用较低D. 风险较高答案：ABCD5. 国际结算中，以下哪些是信用证结算方式的优点？A. 降低信用风险B. 提高交易效率C. 增加交易成本D. 保护买卖双方利益答案：ABD结束语：以上是国际结算测试题及答案，希望能够帮助您更好地理解和掌握国际结算的相关知识。
国际结算双语考卷答案
第1页共5页
一个正当持票人指的是一个善意得到一张可流通票据的人。
Part III 简答题（中文或者英文回答）
1 汇票与支票的区别（P74 各选 3 点）
种类
汇票
本票
项目
性质不同
无条件的支付命令
无条件的支付承
诺
不 基本当事人不同
三个：出票人、付款人、 两个： 制票人/付
同
收款人
款人、收款人
点 是否需要承兑
____Wang Benshan_(manager)____
_________________________________________________________________
Space for endorsement:
For collection pay to the order of Bank of China, Hongkong Branch For Bank of China, shanghai Branch
广西大学行健文理学院课程考试
试卷答案要点及评分细则
课程名称： 国际结算（双语） 考试班级：2007 级国贸各班
试卷类型：期中考试卷
命题教师签名：
2010 年 5 月 14 日
Part I 单选题
1-5 CBCAD
6-10 DAADD
Part II 翻译题 Please translate the following sentences from English to Chinese.
第3页共5页
B）出票后，请按照如下要求做出托收记名背书行为 中国银行上海分行作出托收记名背书给中国银行香港分行
EXCHANGE for_USD 50000_
国际结算试卷答案版
国际结算试卷答案版 TTA standardization office【TTA 5AB- TTAK 08- TTA 2C】一、单项选择题1、（D）信用证规定受益人开立远期汇票，但能即期收款，受票人到期支付，开证申请人承担贴现息和承兑费。
A、即期付款B、延期付款C、承兑D、假远期2、下列属于信用证条款中开证行保证文句的是（B）。
A、Letter of guarantee and discrepancies are not acceptable.B、We hereby undertake to honor all drafts drawn in accordance with terms of this credit.C、One copy of commercial invoice and packing list should be sent to the credit openers 15 days before shipment.D、Drafts to be drawn for full CIF value less 5% commission, invoice to show full CIF value.3、可转让信用证下办理交货的是（D）。
A、第一受益人B、开证申请人C、中间商D、第二受益人4、如信用证未作规定，则汇票的付款人是（C）。
A、开证申请人B、受益人C、开证行D、议付行5、汇票的抬头做成指示样式，说明（D）。
A、汇票不能通过背书转让B、汇票无须通过背书即可转让C、仅能由银行转让D、须通过背书方能转让6、（D）在商业单据中处于核心地位。
A、海关发票B、海运提单C、保险单据D、商业发票7、信用证项下商业发票的抬头人一般是（B）。
A、出口商B、开证申请人C、开证行D、议付行8、某合同和相关的信用证都规定交易货物为纸箱包装1500台电风扇，不允许分批装运。
但在装船时发现，有30个纸箱破损，其中电风扇外罩变形，不能出运。
国际结算英文选择题附答案
1. To the exporter, the fastest and safest method of settlementi s(B) A. letter of credit B. cash in advance C. open account D. banker’s draft2. To the importer, the most favorable method of settlement is ( C )of credit B. cash in advance C. open account D. collection 3. Which of the following payment method is based on commercial credit?( C )of credit guarantee C. collection D. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B )B. USD D. EUR7. CHAPS is the electronic clearing system for ( A )B. USD D. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBP9. TARGET is the electronic clearing system for ( C )A. USDB. GBP10. CHATS is the electronic clearing system for ( D )A. USDB. GBP11. From a Chinese b ank’s point of view , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current account home currency account12. From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）nostro account vostro accountcurrent account foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by ( A)A. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to ( A )A. UCP600 522 C. URDG758 D. ISP9815. Collection business is subject to ( B )A. UCP600 522 C. URDG758 D. ISP9816. Standby credit business is subject to ( D )A. UCP600 522 C. URDG758 D. ISP98of guarantee business is subject to ( C )A. UCP600 522 C. URDG758 D. ISP9818. London is the clearing centre for ( B )A. USDB. GBP19. New York is the clearing centre for ( A )A. USDB. GBP20. Tokyo is the clearing centre for ( D )A. USDB. GBP21. Frankfurt is the clearing centre for ( C )A. USDB. GBPthe following documents, the one which is not regarded as control documents is ( D )A. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under ( C )24.（ A ） cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the （ C ）A. specified person B, order of a specified person C. bearerD. named person26. If the bill is pay able “60 days after date”, the date of payment is decided according to （ C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（ B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the （ D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（ C ） of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is （ B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties,a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（ C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill ?（ B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （ D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （ D ）draft drawn on a bankA. time C. direct D. demand36. The act which is never involved in promissory note business is （ C ）37. The act which is never involved in check business is （ C ）38. The acceptor of a bill is the person who originally namedas ( B ) of the bill.A. drawerB. drawee39. The first holder of a bill is the ( C ) of the billA. drawerB. drawee40. Among the following crossed cheques, the one which containsthe words ( D ) is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the （ D ）A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer is the（ C ）A. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance? （ C ）A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when （ D ）are sold under the seller’s market conditionare badly needed by the buyerare of special standards or special specificationsare sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs witha third bankD. remitting bank and paying bank have their A/Cs with twodifferent banks46. If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs witha third bankD. remitting bank and paying bank have their A/Cs with twodifferent banks47. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be( C )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs witha third bankD. remitting bank and paying bank have their A/Cs with twodifferent banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be ( D )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs witha third bankD. remitting bank and paying bank have their A/Cs with twodifferent banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bankB. is the remitting bank’s correspondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （ C ）A. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as （ B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?（ D ）A. to complete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?（ B ）verify the authenticity of the collection orderB. to take care of goodsrelease documents strictly on the delivery terms of documents. perform following all the instructions given by the remitting bank.collection business, the drawer of the draft for collection is ( A )A. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is ( B )A. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD.presenting bankprice term which is more favorable to the seller under collection is ( D )A. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodshas presented the documentsdocuments presented constitute a complying presentationimporter has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when ( C )applicant prevents him from making paymentgoods are not the same as those stipulated in the sales contractkind of document required by L/C isn’t presented.of the applicant’s account is not enough for payment . 63. Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.payment creditpayment creditcreditcredit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.payment creditpayment creditcreditcredit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.creditcreditcreditto back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditcredit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.creditcreditcreditto back creditthe following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade. creditcreditcreditto back credit69. Confirmation of a credit may be given by ( B )A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of creditis the ( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of creditis the ( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of ( B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that ( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C ) A. 700 B. 705 C. 707 D. 710all the financial methods mentioned bellow , which method provides funds without recourse ？ ( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/Rletter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominatedbank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter’s bankD.the importer’s bank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter’s bankD.the importer’s bankletter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct.1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100% % C. 110% %83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturityunder deferredpayment creditC. to accept the draft and pay at maturity under acceptancecreditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B ) A. ISP98 B. ISBP681C. ICC Publication Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bankfollowing are the financing methods which can be used by the seller in L/C business except ( D )A. negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the draweebankD. Borrowing docs from issuing bank against T/Rfollowing are the financing methods which can be used by the buyer in L/C business except ( D )for issuing L/C with no margin requirement.docs from issuing bank against T/Rthe goods from shipping company against indemnity guarantee signed by the issuing bank.for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goods C a certificate of title to the goods D. an accountingdocument89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算英文选择题90(附答案)
1. To the exporter, the fastest and safest method of settlement is( B )A. letter of creditB. cash in advanceC. open accountD. banker?s draft2. To the importer, the most favorable method of settlement is ( C )A. letter of creditB. cash in advanceC. open accountD. collection3. Which of the following payment method is based on commercial credit?( C )A. letter of creditB.bank guaranteeC. collectionD. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B )A. GBPB. USDYD. EUR7. CHAPS is the electronic clearing system for ( A )A. GBPB. USDYD. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBPC.EURD.JPY9. TARGET is the electronic clearing system for ( C )A. USDB. GBPC.EURD.JPY10. CHATS is the electronic clearing system for ( D )A. USDB. GBPC.EURD.HKD11. From a Chinese bank?s point ovf iew , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current accountD.a home currency account12. From a Chinese bank?s point of view , the current account maintained by a foreign bank with him is known as (B )A. a nostro accountB.a vostro accountC.a current accountD.a foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by ( A)A. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to ( A )A. UCP600B.URC522C. URDG758D. ISP9815. Collection business is subject to ( B )A. UCP600B.URC522C. URDG758D. ISP9816. Standby credit business is subject to ( D )A. UCP600B.URC522C. URDG758D. ISP9817. Letter of guarantee business is subject to ( C )A. UCP600B.URC522C. URDG758D. ISP9818. London is the clearing centre for ( B ) A. USD B. GBP C.EUR D.HKD19. New York is the clearing centre for （ A ）A. USDB. GBPC.EURD.HKD20. Tokyo is the clearing centre for （ D ）A. USDB. GBPC.EURD.JPY21. Frankfurt is the clearing centre for （ C ）A. USDB. GBPC.EURD.HKD22. Among the following documents, the one which is not regarded as control documents is （ D ）A. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under （ C ）A. FOBB.CFRC.CIFD.EXW24. （A ）cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the（ C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is pay able “60 days after date ” , the date of payment is decided according to （C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called th（e B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the（ D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（C ）of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is（B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32. （C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill ?（B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （ D ）draft drawn on a bankA. timeanceC. directD. demand36. The act which is never involved in promissory note business is( C )A. endorsementB.dishonorC.acceptanceD.presentation37. The act which is never involved in check business is( C )A. endorsementB.dishonorC.acceptanceD.presentation38. The acceptor of a bill is the person who originally named as ( B ) of the bill.A. drawerB. draweeC.payeeD.endorser39. The first holder of a bill is the ( C ) of the billA. drawerB. draweeC.payeeD.acceptor40. Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the( D )A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer is th(e C ) A. correspondent arrangement B. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance? ( C )A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used whe(n D )A.goods are sold under the seller?s market conditionB. goods are badly needed by the buyerC. goods are of special standards or special specificationsD. goods are sold under the buyer?s market condition45. If the reimbursement instruction written on the payment order is exrpessed as ,in cover , we have credited your A/C with us?, the A/C relationship between the remitting bank and the paying bank must be( A )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks46. If the reimbursement instruction written on the payment order is expressed asin, cover, please debit our A/C with you?, the A/C relationship between the remitting bank and the paying bank must be( B )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the payment order is expressed asin, cover, we have authorized Bank A to debit our A/C and credit your A/C with them?, the A/C relationshipbetween the remitting bank and the paying bank must be( C )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed asin, cover, we have instructed Bank X to transfer the proceeds to your A/C with bank ?Y, the A/C relationship between the remitting bank and the paying bank must be （ D ）A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a third bankD. remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bankB. is the remitting bank?scorrespondent in the place of the importerC. is in the exporter?s countryD. acts on the importer?s instructions50. Under D/P, the documents will not be delivered to the buyer until （D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （D ） A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （ C ）A. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as （B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to（C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?( D )A. to complete a collection order strictly according to the principal?s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?( B )A.to verify the authenticity of the collection orderB. to take care of goodsC. to release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank. 57.In collection business, the drawer of the draft for collection is ( A ) A. seller B. buyer C. remitting bank D. collecting bank58. In collection business, the drawee of the draft for collection is ( B ) A. seller B. buyer C. remitting bank D. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank60. The price term which is more favorable to the seller under collection is ( D ) A. EXW B. FOB C. CFR D. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodsB. he has presented the documentsC. the documents presented constitute a complying presentationD. the importer has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when ( C ) A.the applicant prevents him from making paymentB. the goods are not the same as those stipulated in the sales contractC. one kind of document required by L/C isn?t presented.D.balance of the applicant?s account is not enough for payment .63. Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all. A.sight payment creditB. deferred payment creditC. acceptance creditD. negotiation credit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.A.sight payment creditB. deferred payment creditC. acceptance creditD.negotiation credit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman. A.non-transferable creditB. reciprocal creditC. revolving creditD. back to back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditD. confirmed credit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transportedby regular partial shipments.A.non-transferable creditB. reciprocal creditC. revolving creditD. back to back credit68.Of the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.A.non-transferable creditB. reciprocal creditC. revolving creditD. back to back credit69. Confirmation of a credit may be given by ( B )A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the ( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the ( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of ( B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that ( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 71077. Among all the financial methods mentioned bellow , which method provides funds without recourse ？( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/R78. Under letter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter?s bankD. the importer?s bank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter?s bankD. the importer?s bank81. A letter of credit which is expired on Oct. 1, 2008 specifies that“documents must be presented within 15days after the on board date of bill of ladin”g. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B ) A. Sep. 24 ,2008 B. Sep. 25 ,2008 C. Sep. 26 ,2008 D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100%B.105%C. 110%D.120%83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity under deferred payment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A. ISP98B. ISBP681C. ICC Publication No.522D.ICC Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bank86. The following are the financing methods which can be used by the seller in L/C business except ( D )A. negotiating the documentary draft to his bankA. applying for packing loans from his bankB. discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/R87. The following are the financing methods which can be used by the buyer in L/C business except ( D )A.applying for issuing L/C with no margin requirement.B. borrowing docs from issuing bank against T/RC. taking the goods from shipping company against indemnity guarantee signed by the issuing bank.D. applying for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by( B )so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算英文选择题90(附答案)(可编辑修改word版)
1.To the exporter, the fastest and safest method of settlement is ( B )A.letter of creditB. cash in advanceC. open accountD. banker’s draft2.To the importer, the most favorable method of settlement is ( C )A.letter of creditB. cash in advanceC. open accountD. collection3.Which of the following payment method is based on commercial credit?( C )A.letter of creditB.bank guaranteeC. collectionD. standby credit4.An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A.importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5.International cash settlement has the following disadvantages except ( B )A.expensiveB. safeC. riskyD. time-consuming6.CHIPS is the electronic clearing system for ( B )A.GBPB. USDYD. EUR7.CHAPS is the electronic clearing system for ( A )A.GBPB. USDYD. EUR8.BOJ-NET is the electronic clearing system for ( D )DB. GBPC.EURD.JPY9.TARGET is the electronic clearing system for ( C )DB. GBPC.EURD.JPY10.CHATS is the electronic clearing system for ( D )DB. GBPC.EURD.HKD11.From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A.a nostro accountB. a vostro accountC. a current accountD.a home currency account12.From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）A.a nostro accountB.a vostro accountC.a current accountD.a foreign currency account13.International trade settlement methods are used to complete the money transfer aroused by ( A)A.goods transactionsB. services supplyC. security investmentD. investment incomes14.Documentary credit business is subject to ( A )A.UCP600B.URC522C. URDG758D. ISP9815.Collection business is subject to ( B )A.UCP600B.URC522C. URDG758D. ISP9816.Standby credit business is subject to ( D )A.UCP600B.URC522C. URDG758D. ISP9817.Letter of guarantee business is subject to ( C )A. UCP600B.URC522C. URDG758D. ISP9818.London is the clearing centre for ( B )DB. GBPC.EURD.HKD19.New York is the clearing centre for ( A )DB. GBPC.EURD.HKD20.Tokyo is the clearing centre for ( D )DB. GBPC.EURD.JPY21.Frankfurt is the clearing centre for ( C )DB. GBPC.EURD.HKD22.Among the following documents, the one which is not regarded as control documents is ( D )A.authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23.The seller should arrange for the insurance of the goods transportation under ( C )A.FOBB.CFRC.CIFD.EXW24.（ A ）cheque can be cashed over the counter of paying bank.A.An openB. A crossedC. A general crossingD. A special crossing25.The effect of a blank endorsement is to make a negotiable instrument payable to the （C ）A.specified person B, order of a specified person C. bearer D. named person26.If the bill is payable “60 days after date”, the date of payment is decided according to （C ）A.the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27.The party to whom the bill is addressed is called the（B ）A.drawerB. draweeC. holderD. payee28.When financing is without recourse, this means that the bank has no recourse to the （D ）if such drafts are dishonored.A.payerB. draweeC. acceptorD. drawer29.The（C ）of a promissory note assumes the prime liability to make payment of the note.A.holderB. draweeC. makerD. acceptor30.The bill which must be presented for acceptance is （B ）A.the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31.In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A.protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33.Which of the following is a relative essential item of a bill ?（B ）A.amountB. tenorC. payeeD. drawee34.An endorsement ,which prohibits the further negotiation of the instrument ,is called （D ）endorsement .A.qualifiedB. generalC. specificD. restrictive35.A check is a （D ）draft drawn on a bankA.timeanceC. directD. demand36.The act which is never involved in promissory note business is （ C ）A.e ndorsementB.dishonorC.acceptanceD.presentation37.The act which is never involved in check business is （ C ）A.e ndorsementB.dishonorC.acceptanceD.presentation38.The acceptor of a bill is the person who originally named as ( B ) of the bill.A.drawerB. draweeC.payeeD.endorser39.The first holder of a bill is the ( C ) of the billA.drawerB. draweeC.payeeD.acceptor40.Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A.bankerB. not negotiableC. A/C payeeD. Bank of China41.The means of authenticating payment order in mail transfer is the （ D ）A.SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42.The means of authenticating payment order in telegraphic transfer is the（ C ）A.correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43.Which of the following is not a method of remittance? （ C ）A.M/TB. T/TC. T/RD. D/D44.Open account as a payment method is usually used when （ D ）A.g oods are sold under the seller’s market conditionB.g oods are badly needed by the buyerC.g oods are of special standards or special specificationsD.g oods are sold under the buyer’s market condition45.If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks46.If the reimbursement instruction written on the payme nt order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks47.If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be(C)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks48.If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be (D)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks49.It will be more convenient if the collecting bank appointed by the seller （B ）A.is a large bankB.is the remitting bank’s correspondent in the place of the importerC.is in the exporter’s countryD.acts on the importer’s instructions50.Under D/P, the documents will not be delivered to the buyer until （ D ）A.the goods have arrivedB.the documents have arrivedC.the documents are presented to the buyerD.the bill is paid by the buyer51.Under D/A, the documents will not be delivered to the buyer until （D ）A.the goods have arrivedB.the documents have arrivedC.the documents are presented to the buyerD.the bill is accepted by the buyer52.In collection business, banks are obligated to check the documents received to see that （C ）A.they are authenticB.they are regularC.they are the same as those listed in the collection instructionD.they are in the right form53.A bill of exchange which is accompanied by shipping documents is known as （B ）A.a clean billB.a documentary billC.a clean collectionD.a documentary collection54.In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA.the collecting bankB.the reimbursing bankC.the remitting bankD.the opening bank55.Which of the following is not the obligation of remitting bank in collection ?（D ）A.to complete a collection order strictly according to the principal’s instructions.B.to perform following all the instructions given by the principal.C.to keep the documents wellD.to examine the contents of documents in detail56.Which of the following is not the obligation of the collecting bank?（B ）A.t o verify the authenticity of the collection orderB.to take care of goodsC.t o release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.57.In collection business, the drawer of the draft for collection is ( A )A.sellerB. buyerC. remitting bankD. collecting bank58.In collection business, the drawee of the draft for collection is ( B )A.sellerB. buyerC. remitting bankD. collecting bank59.If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A.principalB. remitting bankC. collecting bankD. presenting bank60.The price term which is more favorable to the seller under collection is ( D )A.EXWB. FOBC. CFRD. CIF61.In L/C business , the exporter can receive the payment only when ( C )A.he has shipped the goodsB.h e has presented the documentsC.t he documents presented constitute a complying presentationD.t he importer has taken delivery of the goods.62.In L/C business, the issuing bank can refuse to pay the credit amount when ( C )A.the applicant prevents him from making paymentB.t he goods are not the same as those stipulated in the sales contractC.o ne kind of document required by L/C isn’t presented.D.b alance of the applicant’s account is not enough for payment .63.Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit64.Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.A.s ight payment creditB.d eferred payment creditC.acceptance creditD.negotiation credit65.Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.n on-transferable creditB.reciprocal creditC.revolving creditD.back to back credit66.Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.transferable creditB.reciprocal creditC.revolving creditD.confirmed credit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit68.Of the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit69.Confirmation of a credit may be given by ( B )A.the beneficiary at the request of the importerB.the advising bank at the request of the issuing bankC.the advising bank after the receipt of correct documentationD.the issuing bank after the receipt of correct documentation70.The credit may only be confirmed if it is so authorized or allowed by ( A )A.the issuing bankB.the supplierC.the advising bankD.the beneficiary71.The second beneficiary of a transferable letter of credit is the ( D )A.middlemanB.transferring bankC.the applicant of the transferred creditD.real supplier of the goods72.The first beneficiary of a transferable letter of credit is the ( A )A.middlemanB.transferring bankC.the applicant of the transferred creditD.real supplier of the goods73.The red clause credit is often used as a method of ( B )A.providing the buyer with funds prior to shipmentB.providing the seller with funds prior to shipmentC.providing the buyer with funds after shipmentD.providing the seller with funds after shipment74.An applicant must reimburse an issuing bank unless he finds that ( D )A.goods are defectiveB.goods are not as ordered in the sales contractC.documents received do not allow him to clear the goods through customsD.documents do not conform on the face to the terms and conditions of the credit75.Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A.the applicantB.the beneficiaryC.the advising bankD.the nominated bank76.The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 71077.Among all the financial methods mentioned bellow , which method provides funds without recourse ？( C )A.packing loansB.bill discountingC.forfaitingD.borrowing docs against T/R78.Under letter of credit, the primary debtor is the( C )A.applicantB. importerC. issuing bankD. nominated bank79.The applicant of letter of credit is ( B )A.the exporterB. the importerC. the exporter’s bankD. the importer’s bank80.The beneficiary of letter of credit is ( A )A.the exporterB. the importerC. the exporter’s bankD. the importer’s bank81.A letter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882.If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100%B.105%C. 110%D.120%83.Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A.to pay at sight under sight payment creditB.to incur a deferred payment undertaking and pay at maturity under deferred payment creditC.to accept the draft and pay at maturity under acceptance creditD.to negotiate under negotiation creditplying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A.ISP98B. ISBP681C. ICC Publication No.522D.ICC Publication No. 75885.Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A.the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bank86.The following are the financing methods which can be used by the seller in L/C business except ( D )A.negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/R87.The following are the financing methods which can be used by the buyer in L/C business except ( D )A.a pplying for issuing L/C with no margin requirement.B.borrowing docs from issuing bank against T/RC.taking the goods from shipping company against indemnity guarantee signed by the issuing bank.D.applying for packing loans from his bank88.A bill of lading doesn't function as ( D )A.a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89.The drawee of a draft drawn under letter of credit may be ( C )A.the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90.If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A.the carrierB.the shipperC.the notify partyD.the nominated bank。
国际结算英语试题及答案
国际结算英语试题及答案一、选择题（每题2分，共20分）1. What is the most common type of documentary credit used in international trade?A. Documentary credit at sightB. Usance documentary creditC. Standby documentary creditD. Revolving documentary credit答案：B2. In international settlements, which of the following is not considered a method of payment?A. Letter of creditB. RemittanceC. CollectionD. Barter答案：D3. What does the term "D/P" stand for in international trade?A. Document against paymentB. Document against acceptanceC. Direct paymentD. Deferred payment答案：A4. Which of the following is a risk associated with documentary collections?A. Political riskB. Credit riskC. Exchange rate riskD. All of the above答案：B5. The term "usance" in the context of a usance documentary credit refers to:A. The time it takes for the documents to be presentedB. The time it takes for the payment to be madeC. The time it takes for the goods to be shippedD. The time it takes for the goods to be received答案：B6. What is the primary purpose of a documentary credit?A. To guarantee paymentB. To facilitate the transfer of documentsC. To provide a means of exchangeD. To finance the purchase of goods答案：A7. In international trade, what does "L/C" stand for?A. Letter of creditB. Letter of guaranteeC. Letter of indemnityD. Letter of intent答案：A8. Which of the following is not a document typically required in a documentary credit transaction?A. Commercial invoiceB. Bill of ladingC. Certificate of originD. Personal identification答案：D9. What is the meaning of "at sight" in the context of a documentary credit?A. Payment is made immediately upon presentation of documentsB. Payment is made after a specified periodC. Payment is made at the discretion of the bankD. Payment is made at the time of shipment答案：A10. Which of the following is a form of open account trade?A. Advance paymentB. ConsignmentC. CountertradeD. All of the above答案：A二、填空题（每题1分，共10分）11. The term "clean bill of exchange" refers to a bill of exchange that is _________.答案：unsecured12. The _________ is a document that provides evidence of the terms of a contract for the sale of goods.答案：sales contract13. In international trade, the term "forfaiting" refers to the sale of _________ at a discount.答案：usance bills of exchange14. The _________ is a document that certifies the quality, quantity, and description of the goods being shipped.答案：certificate of inspection15. A _________ is a type of documentary credit that can be drawn more than once within a specified period.答案：revolving documentary credit16. The _________ is a document that provides evidence of the insurance of goods during transit.答案：insurance policy17. The term "acceptance" in the context of a bill of exchange means that the _________ has agreed to pay the amount stated at a future date.答案：drawee18. The _________ is a document that provides evidence of the origin of the goods being shipped.答案：certificate of origin19. A _________ is a type of documentary credit that isissued by a bank at the request of the importer.答案: usance documentary credit20. The term "back-to-back" documentary credit refers to a situation where one documentary credit is _________ on the basis of another.答案：issued三、简答题（每题5分，共30分）21. Explain the difference between a documentary collection and a documentary credit.答案：A documentary collection involves the transfer of documents against payment or acceptance, without a bank guaranteeing payment. A documentary credit, on the other hand, is a commitment by a bank to pay a specified amount to the beneficiary upon fulfillment of the terms and conditionsstated in the credit.22. What are the advantages of using a documentary credit in international trade?答案：The advantages of using a documentary creditinclude providing a guarantee of payment, reducing the riskfor the exporter, ensuring that the terms of the contract are met,。
国际结算英文选择题附答案
1. To the exporter, the fastest and safest method of settlement is BA. letter of creditB. cash in advanceC. open accountD. banker’s draft2. To the importer, the most favorable method of settlement is Cof credit B. cash in advance C. open account D. collection3. Which of the following payment method is based on commercial credit C of credit guarantee C. collection D. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each AA. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages exceptBA. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for BB. USD D. EUR7. CHAPS is the electronic clearing system for AB. USD D. EUR8. BOJ-NET is the electronic clearing system for DA. USDB. GBP9. TARGET is the electronic clearing system for CA. USDB. GBP10. CHATS is the electronic clearing system for DA. USDB. GBP11. From a Chinese bank’s point of view , the current account it maintains abroad is known as AA. a nostro accountB. a vostro accountC. a current account home currency account12. From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as Bnostro account vostro accountcurrent account foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by AA. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to AA. UCP600 522 C. URDG758 D. ISP9815. Collection business is subject to BA. UCP600 522 C. URDG758 D. ISP9816. Standby credit business is subject to DA. UCP600 522 C. URDG758 D. ISP98of guarantee business is subject to CA. UCP600 522 C. URDG758 D. ISP9818. London is the clearing centre for BA. USDB. GBP19. New York is the clearing centre for AA. USDB. GBP20. Tokyo is the clearing centre for DA. USDB. GBP21. Frankfurt is the clearing centre for CA. USDB. GBPthe following documents, the one which is not regarded as control documents is DA. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under C24. A cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the CA. specified person B, order of a specified person C. bearer D. named person26. If the bill is pay able “60 days after date”, the date of payment isdecided according to CA. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the BA. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the D if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The C of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is BA. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be AA. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32. C is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill BA. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called D endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a D draft drawn on a bankA. time C. direct D. demand36. The act which is never involved in promissory note business is C37. The act which is never involved in check business is C38. The acceptor of a bill is the person who originally named as B ofthe bill.A. drawerB. drawee39. The first holder of a bill is the C of the billA. drawerB. drawee40. Among the following crossed cheques, the one which contains the wordsD is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the DA. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer isthe CA. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance CA. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when Dare sold under the seller’s market conditionare badly needed by the buyerare of special standards or special specificationsare sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be AA. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks46. If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be B A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be CA. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be DA. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the sellerBA. is a large bankB. is the remitting bank’s correspondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until DA. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until DA. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that CA. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as BA. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to C for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection DA. to complete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bankBverify the authenticity of the collection orderB. to take care of goodsrelease documents strictly on the delivery terms of documents.perform following all the instructions given by the remitting bank.collection business, the drawer of the draft for collection is AA. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is BA. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of A providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank price term which is more favorable to the seller under collection is DA. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when CA. he has shipped the goodshas presented the documentsdocuments presented constitute a complying presentationimporter has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when Capplicant prevents him from making paymentgoods are not the same as those stipulated in the sales contract kind of document required by L/C isn’t presented.of the applicant’s account is not enough for payment .63. Of the following kinds of L/C, B is the L/C which requires no drafts at all.payment creditpayment creditcreditcredit64. Of the following kinds of L/C, C is the L/C in which drafts are always required.payment creditpayment creditcreditcredit65. Of the following kinds of L/C, D is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.creditcreditcreditto back credit66. Of the following kinds of L/C, A is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditcredit67 Of the following kinds of L/C, C is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.creditcreditcreditto back creditthe following kinds of L/C, B is the L/C which is especially suitable for use to settle the payment under counter trade.creditcreditcreditto back credit69. Confirmation of a credit may be given by BA. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed byAA. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the DA. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the AA. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of BA. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that DA. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by AA. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered CA. 700B. 705C. 707D. 710all the financial methods mentioned bellow , which method provides funds without recourse CA. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/Rletter of credit, the primary debtor is the CA. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is BA. the exporterB. the importerC. the exporter’s bankD. theimporter’s bank80. The beneficiary of letter of credit is AA. the exporterB. the importerC. the exporter’s bankD. theimporter’s bankletter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be BA. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least C of the CIF or CIP value of the goods.A. 100% % C. 110% %83. Which of the following actions performed by the nominated bank is not regard as the action of honor DA. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity underdeferredpayment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of BA. ISP98B. ISBP681C. ICC Publication Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is CA. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bankfollowing are the financing methods which can be used by the seller in L/C business except DA. negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/Rfollowing are the financing methods which can be used by the buyer in L/C business except Dfor issuing L/C with no margin requirement.docs from issuing bank against T/Rthe goods from shipping company against indemnity guarantee signed by the issuing bank.for packing loans from his bank88. A bill of lading doesn't function as DA. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be CA. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed byB so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算双语试题库
《国际结算》双语试题库模拟试题一一、专业术语互译（本大题共20小题，每小题1分，共20分）1. Presentation提示2.Acceptance承兑3. T/T电汇4. D/D票汇5. Dishonor拒付6. Guarantee/Aval保证7. EXW工厂交货条件8. Nostro account往账 9. CIF运保费付至——交货条件10.Right of Recourse追索权 11. 出票 Issuance 12. 背书Endorsement 13. 拒付Dishonor 14. 环球银行间金融电讯协会ＳＷＩＦＴ 15. 备用信用证Standby L/C， 16. 原产地证书Certificate of Original 17. 成本加运费条件CFR18.有条件承兑Conditional acceptance 19. 划线支票Crossed check20. 投标保函(tender guarantee)二、名词解释（本大题共5小题，每小题3分，共15分）1. 国际结算：是指两个不同国家的当事人，不论是个人间的、单位间的、企业间的或政府间的当事人因为商品买卖、服务供应、资金调拨、国际借贷，通过银行办理的两国间货币收付业务。
2. 汇票是由出票人向另一人签发的，要求即期、定期或在可以确定的将来的时间，向某人或其指定人或来人无条件地支付一定金额的书面命令。
3.托收（collection）是委托收款的简称。
是出口商或债权人开立金融票据或商业票据或两者兼有，委托托收行通过其联行或代理行向进口商或债务人收取货款或劳务费用的结算方式。
4.可转让信用证，指信用证的受益人可以要求指定的转让行将信用证的权利部分或全部地转让给第三者的信用证。
5. 议付指信用证结算方式下的一种行为。
即，出口地的一家银行应开证行的邀请和受益人的请求充当L/C项下议付行。
该行在出口商提交全套货运单据后，经核验单据汇票确认无误后，对受益人垫付货款，再向开证行或其指定银行索回货款的过程和行为叫议付。
国际结算(英文版)清华大学出版社答案.doc
KEY OF INTERNATIONAL SETTLEMENTChapter 12.Put the following sentences into English(1)国际结算涉及有形贸易和无形贸易，外国投资，从其他国家借贷资金，等等。
The international settlement involves tangible trades, intangible trades, foreign investments, funds borrowed from or lent to other countries and so on.⑵ 许多银行注重发展国际结算和贸易融资的业务。
Many banks have focused on their business of international settlement and trade finance.⑶大多数国际间的支付来自于世界贸易。
Most of the international payments originate from transactions in the world trade.(4) 一般来说，国际结算的方式分为三类：汇款、托收和信用证。
Usually the international settlement is divided into three broad categories: remittance, collection and letter of credit.3.True or False1)International payments and settlements are financial activities conducted in the domestic country.(F)2)Fund transfers are processed and settled through certain clearing systems.(T)3)Using the SWIFT network, banks can communicate with both customers and colleagues in astructured, secure, and timely manner.(T)4)SWIFT can achieve same day transfer.(T)4.Multiple Choice1)SWIFT is BA.in the united statesB. a kind of communications belonging to TT system for interbank's fund transferC.an institution of the United NationsD. a governmental organization2)SWIFT is an organization based in AA.BrusselsB.New YorkC.LondonD.Hong Kong3) A facility in fund arrangement for buyers or sellers is referred to AA.trade financeB.sale contractC.letter of creditD.bill of exchange4)Fund transfers are processed and settled through CA.banksB.SWIFTC.clearing systemD.telecommunication systems5) C is the reason why international trade first began.A.Uneven distribution of resourcesB.Patterns of demandC.Economic benefitsparative advantages5.Answer the following questions1)Where are the medium of exchange originated from?Tracing back the history of international settlement, the medium of exchange originated from coins to notes.2)What will inevitably lead to under the international political, economic and cultural exchanges?The international political, economic and cultural exchange inevitably leads to credits and debts owed by one country to another.3)Why do banks focus on the development of the businesses of international settlement? Banksfocus more and more on the development of the businesses because it is a major resource ofprofits.4)What will banks do to meet the higher and higher demand of the international market? Banksneed to develop innovative products and deliver the best services possible in whatever way they can.Chapter 2(1)用于国际结算的货币是可兑换的货币。
国际结算考试题及答案
国际结算考试题及答案一、选择题（每题2分，共20分）1. 国际结算中常用的支付方式不包括以下哪一项？A. 信用证B. 汇票C. 托收D. 现金交易2. 信用证的开立银行被称为：A. 发起银行B. 通知银行C. 受益人银行D. 付款银行3. 在国际贸易中，D/P（Documents against Payment）是指：A. 付款交单B. 承兑交单C. 电汇D. 信汇4. 以下哪种情况不属于信用证的不符点？A. 货物描述与信用证不符B. 发票金额超过信用证金额C. 货物提前装运D. 所有单据均符合信用证条款5. 托收结算方式中，如果付款人拒绝付款，以下哪项是正确的？A. 托收银行必须代为支付B. 托收银行可以要求发货人支付C. 发货人可以要求托收银行代为追索D. 发货人只能自行追索...（此处省略剩余选择题）二、简答题（每题10分，共30分）1. 简述信用证的基本功能和作用。
2. 什么是远期汇票？它在国际贸易中有何作用？3. 描述一下托收结算方式的流程。
三、案例分析题（每题25分，共50分）1. 假设你是某出口公司的国际结算部经理，公司收到了一份信用证，但发现信用证中有几处与合同不符。
请分析你将如何处理这种情况，并给出你的建议。
2. 某公司采用D/P方式出口了一批货物，但货物到达目的地后，发现买方拒绝付款。
分析可能的原因，并提出解决方案。
四、论述题（共30分）论述在当前国际贸易环境下，国际结算中的风险管理策略及其重要性。
答案：一、选择题1. D. 现金交易2. A. 发起银行3. A. 付款交单4. D. 所有单据均符合信用证条款5. D. 发货人只能自行追索二、简答题1. 信用证的基本功能是确保卖方在满足信用证条款的情况下能够收到款项，同时为买方提供货物与单据相符的保障。
它的作用包括减少贸易风险、促进国际贸易的顺利进行等。
2. 远期汇票是一种在特定日期支付的汇票，买方在汇票到期时支付款项。
它在国际贸易中的作用是为卖方提供延期收款的便利，同时为买方提供资金周转的时间。
国际结算考试题和答案
国际结算考试题和答案一、单项选择题（每题2分，共20分）1. 国际结算中，信用证的开证行对受益人的付款责任是（）。
A. 无条件的B. 有条件的C. 有选择的D. 有限制的答案：A2. 根据《跟单信用证统一惯例》（UCP600），信用证到期地点通常是（）。
A. 开证行所在地B. 受益人所在地C. 议付行所在地D. 申请人所在地答案：A3. 在国际贸易中，托收结算方式下，代收行对出口商的付款责任是（）。
A. 无条件的B. 有条件的C. 有选择的D. 有限制的答案：D4. 国际结算中，银行承兑汇票的承兑人是（）。
A. 出口商B. 进口商C. 开证行D. 议付行5. 在国际贸易中，采用D/P即期结算方式，出口商的风险主要来自于（）。
A. 运输途中货物损失B. 进口商拒付C. 汇率变动D. 政治风险答案：B6. 根据《国际贸易术语解释通则》（Incoterms），CIF术语下，卖方必须负责（）。
A. 货物运输到目的港B. 货物运输到目的港并投保C. 货物运输到目的港并支付运费D. 货物运输到目的港并支付运费及保险费7. 国际结算中，银行保函通常用于（）。
A. 贸易融资B. 信用证结算C. 保证合同履行D. 托收结算答案：C8. 在国际贸易中，采用D/A即期结算方式，出口商的风险主要来自于（）。
A. 运输途中货物损失B. 进口商拒付C. 汇率变动D. 政治风险答案：B9. 国际结算中，SWIFT系统的主要功能是（）。
A. 资金划拨A. 信息传递C. 贸易融资D. 信用证开立答案：B10. 根据《国际贸易术语解释通则》（Incoterms），FOB术语下，卖方必须负责（）。
A. 货物运输到目的港B. 货物运输到目的港并投保C. 货物运输到目的港并支付运费D. 货物装上船答案：D二、多项选择题（每题3分，共15分）11. 国际结算中，以下哪些属于信用证结算的特点？（）A. 银行信用B. 单据交易C. 无条件付款D. 贸易双方直接结算答案：A、B、C12. 在国际贸易中，以下哪些属于信用证结算的风险？（）A. 信用证欺诈B. 单据不符C. 汇率变动D. 政治风险答案：A、B13. 国际结算中，以下哪些属于托收结算的特点？（）A. 商业信用B. 单据交易C. 有条件付款D. 银行不承担付款责任答案：A、B、C、D14. 在国际贸易中，以下哪些属于D/P即期结算方式的特点？（）A. 出口商风险较低B. 进口商风险较高C. 出口商风险较高D. 进口商风险较低答案：C、D15. 国际结算中，以下哪些属于银行保函的类型？（）A. 投标保函B. 履约保函C. 预付款保函D. 信用证保函答案：A、B、C三、判断题（每题2分，共20分）16. 信用证结算方式下，出口商必须严格按照信用证条款提交单据，否则银行有权拒付。
国际结算(英文版)清华大学出版社答案
KEYOF INTERNATIONAL SETTLEMENTChapter11.Put the following phrases into English贸易壁垒trade barrier进口关税import tariff全球经济一体化ec onomic glob alization资金转移und transfer有形贸易tangible trade无形贸易intangible trade国际惯例international customs and practices全球金融同业通讯协会SWIFT2.Put the following sentences into English(1)国际结算涉及有形贸易和无形贸易，外国投资，从其他国家借贷资金，等等。
The international settlement involves tangible trades,intangible trades,foreign investments, funds borrowed from or lent to other countries and so on.(2)许多银行注重发展国际结算和贸易融资的业务。
Many banks have focused on their business of international settlement and trade finance. (3)大多数国际间的支付来自于世界贸易。
Most of the international payments originate from transactions in the world trade.(4)一般来说，国际结算的方式分为三类：汇款、托收和信用证。
Usually the international settlement is divided into three broad categories:remittance, collection and letter of credit.3.True or False1)International payments and settlements are financial activities conducted in the domesticcountry.(F)2)Fund transfers are processed and settled through certain clearing systems.(T)3)Using the SWIFTnetwork,banks can communicate with both customers and colleagues in astructured,secure,and timely manner.(T)4)SWIFTcan achieve same day transfer.(T)4.Multiple Choice1)SWIFTis__B__A.in the united statesB.a kind of communications belonging to TT system for interbank’ｓfund transferC.an institution of the United NationsD.a governmental organization2)SWIFTis an organization based in__A___A.BrusselsB.New YorkC.LondonD.Hong Kong3)A facility in fund arrangement for buyers or sellers is referred to__A___A.trade financeB.sale contractC.letter of creditD.bill of exchange4)Fund transfers are processed and settled through__C___A.banksB.SWIFTC.clearing systemD.telecommunication systems5)__C__isthe reason why international trade first began.A.Uneven distribution of resourcesB.Patterns of demandC.Economic benefitsparative advantages5.Answer the following questions1)Where are the medium of exchange originated from?Tracing back the history of international settlement,the medium of exchange originated from coins to notes.2)What will inevitably lead to under the international political,economic and culturalexchanges?The international political,economic and cultural exchange inevitably leads to credits and debts owed by one country to another.3)Why do banks focus on the development of the businesses of international settlement?Banks focus more and more on the development of the businesses because it is a major resource of profits.4)What will banks do to meet the higher and higher demand of the international market?Banks need to develop innovative products and deliver the best services possible in whatever way they can.Chapter21.Put the following phrases into English资金转移fund transfer清算系统clearing system银行竞争banking competition可兑换货币convertible currency国际支付international payment2.Put the following sentences into English(1)用于国际结算的货币是可兑换的货币。
国际结算英文选择题 附答案
1. To the exporter, the fastest and safest method of settlement is ( B )A. letter of creditB. cash in advanceC. open accountD. banker’s draft2. To the importer, the most favorable method of settlement is ( C )A.letter of creditB. cash in advanceC. open accountD. collection3. Which of the following payment method is based on commercialcredit?( C )A.letter of creditB.bank guaranteeC. collectionD. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A. importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B )A.GBPB. USDYD. EUR7. CHAPS is the electronic clearing system for ( A )A.GBPB. USDYD. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBPC.EURD.JPY9. TARGET is the electronic clearing system for ( C )A. USDB. GBPC.EURD.JPY10. CHATS is the electronic clearing system for ( D )A. USDB. GBPC.EURD.HKD11. From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current accountD.a home currency account12. From a Chinese bank’s point of view , the curren t account maintained by a foreign bank with him is known as （B ）A.a nostro accountB.a vostro accountC.a current accountD.a foreign currency account13. International trade settlement methods are used to complete the money transfer aroused by ( A)A. goods transactionsB. services supplyC. security investmentD. investment incomes14. Documentary credit business is subject to ( A )A. UCP600B.URC522C. URDG758D. ISP9815. Collection business is subject to ( B )A. UCP600B.URC522C. URDG758D. ISP9816. Standby credit business is subject to ( D )A. UCP600B.URC522C. URDG758D. ISP9817.Letter of guarantee business is subject to ( C )A. UCP600B.URC522C. URDG758D. ISP9818. London is the clearing centre for ( B )A. USDB. GBPC.EURD.HKD19. New York is the clearing centre for ( A )A. USDB. GBPC.EURD.HKD20. Tokyo is the clearing centre for ( D )A. USDB. GBPC.EURD.JPY21. Frankfurt is the clearing centre for ( C )A. USDB. GBPC.EURD.HKD22.Among the following documents, the one which is not regarded as control documents is ( D )A. authorized signaturesB. test keysC. schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under ( C )A.FOBB.CFRC.CIFD.EXW24.（ A ） cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to make a negotiable instrument payable to the （ C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is pay able “60 days after date”, the date of payment is decided according to （ C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（ B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the （ D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（ C ） of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is （ B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（ C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill ?（ B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （ D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （ D ）draft drawn on a bankA. timeanceC. directD. demand36. The act which is never involved in promissory note business is （ C ）A.endorsementB.dishonorC.acceptanceD.presentation37. The act which is never involved in check business is （ C ）A.endorsementB.dishonorC.acceptanceD.presentation38. The acceptor of a bill is the person who originally named as ( B )of the bill.A. drawerB. draweeC.payeeD.endorser39. The first holder of a bill is the ( C ) of the billA. drawerB. draweeC.payeeD.acceptor40. Among the following crossed cheques, the one which contains the words ( D ) is a special crossed cheque.A. bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order in mail transfer is the （ D ）A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer is the（ C ）A. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance? （ C ）A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when （ D ）A.goods are sold under the seller’s market conditionB.goods are badly needed by the buyerC.goods are of special standards or special specificationsD.goods are sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks46. If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be( C )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be ( D )A. the paying bank maintains an A/C with remitting bankB. the remitting bank maintains an A/C with paying bankC. both remitting bank and paying bank maintain their A/Cs with a thirdbankD. remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bankB. is the remitting bank’s corr espondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （ C ）A. they are authenticB. they are regularC. they are the same as those listed in the collection instructionD. they are in the right form53. A bill of exchange which is accompanied by shipping documents is known as （ B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?（ D ）A. to complete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?（ B ）A.to verify the authenticity of the collection orderB. to take care of goodsC.to release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.57.In collection business, the drawer of the draft for collection is ( A )A. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is ( B )A. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A ) providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank60.The price term which is more favorable to the seller under collectionis ( D )A. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodsB.he has presented the documentsC.the documents presented constitute a complying presentationD.the importer has taken delivery of the goods.62. In L/C business, the issuing bank can refuse to pay the credit amount when ( C )A.the applicant prevents him from making paymentB.the goods are not the same as those stipulated in the sales contractC.one kind of document required by L/C isn’t presented.D.b alance of the applicant’s account is not enough for payment .63. Of the following kinds of L/C, ( B )is the L/C which requires no drafts at all.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditD.confirmed credit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit68.Of the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under counter trade.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit69. Confirmation of a credit may be given by ( B )A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the ( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of ( B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that ( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 71077.Among all the financial methods mentioned bellow , which method provides funds without recourse ？ ( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/R78.Under letter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter’s bankD. theimporter’s bank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter’s bankD. theimporter’s bank81.A letter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of bill of lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of theCIF or CIP value of the goods.A. 100%B.105%C. 110%D.120%83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity underdeferredpayment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. Complying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A. ISP98B. ISBP681C. ICC Publication No.522D.ICC Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bank86.The following are the financing methods which can be used by the seller in L/C business except ( D )A. negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD. Borrowing docs from issuing bank against T/R87.The following are the financing methods which can be used by the buyer in L/C business except ( D )A.applying for issuing L/C with no margin requirement.B.borrowing docs from issuing bank against T/RC.taking the goods from shipping company against indemnity guarantee signed by the issuing bank.D.applying for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by （ B ）so as to complete the transfer of the title to the goods .A. the carrierB. the shipperC. the notify partyD. the nominated bank。
国际结算英文选择题90附答案
1. To the exporter, the fastest and safest method of settlement is ( B)A. letter of creditB. cash in advanceC. open accountD. banker’s draft2. To the importer, the most favorable method of settlement is ( C )A.letter of creditB. cash in advanceC. open accountD. collection3. Which of the following payment method is based on mercial credit?( C )A.letter of creditB.bank guaranteeC. collectionD. standby credit4. An exporter sells goods to a customer abroad on FOB and on CIF terms, who is responsible for the freight charges in each? ( A )A.importer; exporterB. exporter; importerC. importer; importerD. exporter; exporter5. International cash settlement has the following disadvantages except ( B )A. expensiveB. safeC. riskyD. time-consuming6. CHIPS is the electronic clearing system for ( B)A.GBPB. USDC.YD. EUR7. CHAPS is the electronic clearing system for ( A )A.GBPB. USDC.YD. EUR8. BOJ-NET is the electronic clearing system for ( D )A. USDB. GBPC.EURD.JPY9. TARGET is the electronic clearing system for ( C )A. USDB. GBPC.EURD.JPY10. CHATS is the electronic clearing system for ( D )A. USDB. GBPC.EURD.HKD11. From a Chinese bank’s point of view , the current account it maintains abroad is known as ( A )A. a nostro accountB. a vostro accountC. a current accountD.a home currency account12. From a Chinese bank’s point of view , the current account maintained by a foreign bank with him is known as （B ）A.a nostro accountB.a vostro accountC.a current accountD.a foreign currency account13. International trade settlement methods are used to plete the money transfer aroused by (A)A. goods transactionsB. services supplyC. security investmentD. investment ines14. Documentary credit business is subject to ( A )A. UCP600B.URC522C. URDG758D. ISP9815. Collection business is subject to ( B )A. UCP600B.URC522C. URDG758D. ISP9816. Standby credit business is subject to ( D )A. UCP600B.URC522C. URDG758D. ISP9817.Letter of guarantee business is subject to ( C )A. UCP600B.URC522C. URDG758D. ISP9818. London is the clearing centre for ( B )A. USDB. GBPC.EURD.HKD19. New York is the clearing centre for ( A )A. USDB. GBPC.EURD.HKD20. Tokyo is the clearing centre for ( D )A. USDB. GBPC.EURD.JPY21. Frankfurt is the clearing centre for ( C )A. USDB. GBPC.EURD.HKD22.Among the following documents, the one which is not regarded as control documents is ( D )A. authorized signaturesB. test keysC.schedule of terms and conditionsD. correspondent arrangement23. The seller should arrange for the insurance of the goods transportation under ( C )A.FOBB.CFRC.CIFD.EXW24.（ A ）cheque can be cashed over the counter of paying bank.A. An openB. A crossedC. A general crossingD. A special crossing25. The effect of a blank endorsement is to makea negotiable instrument payable to the （C ）A. specified person B, order of a specified person C. bearer D. named person26. If the bill is payable “60 days after date”, the date of payment is decided according to （C ）A. the date of acceptanceB. the date of presentationC. the date of issuanceD. the date of maturity27. The party to whom the bill is addressed is called the（B ）A. drawerB. draweeC. holderD. payee28. When financing is without recourse, this means that the bank has no recourse to the （D ）if such drafts are dishonored.A. payerB. draweeC. acceptorD. drawer29. The（C ）of a promissory note assumes the prime liability to make payment of the note.A. holderB. draweeC. makerD. acceptor30. The bill which must be presented for acceptance is （B ）A. the bill payable at xx days after dateB. the bill payable xx days after sightC. the bill payable on a fixed dateD. the bill payable at sight31. In order to retain the liabilities of the other parties, a bill that has been dishonored must be （ A ）A. protestedB. given to the acceptorC. retained in the filesD. presented to a bank32.（C ）is not a holder of a billA. PayeeB. EndorseeC. DrawerD. Bearer33. Which of the following is a relative essential item of a bill ?（B ）A. amountB. tenorC. payeeD. drawee34. An endorsement ,which prohibits the further negotiation of the instrument ,is called （D ）endorsement .A. qualifiedB. generalC. specificD. restrictive35. A check is a （D ）draft drawn on a bankA. timeanceC. directD. demand36. The act which is never involved in promissory note business is （ C ）A.endorsementB.dishonorC.acceptanceD.presentation37. The act which is never involved in check business is （ C ）A.endorsementB.dishonorC.acceptanceD.presentation38. The acceptor of a bill is the person who originally named as ( B ) of the bill.A. drawerB. draweeC.payeeD.endorser39. The first holder of a bill is the (C) of the billA. drawerB. draweeC.payeeD.acceptor40. Among the following crossed cheques, the one which contains the words ( D ) isa special crossed cheque.A.bankerB. not negotiableC. A/C payeeD. Bank of China41. The means of authenticating payment order inmail transfer is the （ D ）A. SWIFT authentic keyB. schedule of terms and conditionsC. test keyD. authorized signatures42. The means of authenticating payment order in telegraphic transfer is the（ C ）A. correspondent arrangementB. schedule of terms and conditionsC. test keyD. authorized signatures43. Which of the following is not a method of remittance? （ C ）A. M/TB. T/TC. T/RD. D/D44. Open account as a payment method is usually used when （ D ）A.goods are sold under the seller’s market conditionB.goods are badly needed by the buyerC.goods are of special standards or special specificationsD.goods are sold under the buyer’s market condition45. If the reimbursement instruction written on the payment order is expressed as ‘in cover , we have credited your A/C with us’, the A/C relationship between the remitting bank and the paying bank must be( A)A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks46.If the reimbursement instruction written on the payment order is expressed as ‘in cover, please debit our A/C with you’, the A/C relationship between the remitting bank and the paying bank must be( B )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks47. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have authorized Bank A to debit our A/C and credit your A/C with them’, the A/C relationship between the remitting bank and the paying bank must be( C )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks48. If the reimbursement instruction written on the payment order is expressed as ‘in cover, we have instructed Bank X to transfer the proceeds to your A/C with bank Y’, the A/C relationship between the remitting bank and the paying bank must be( D )A.the paying bank maintains an A/C with remitting bankB.the remitting bank maintains an A/C with paying bankC.both remitting bank and paying bank maintain their A/Cs with a third bankD.remitting bank and paying bank have their A/Cs with two different banks49. It will be more convenient if the collecting bank appointed by the seller （ B ）A. is a large bankB. is the remitting bank’s correspondent in the place of the importerC. is in the exporter’s countryD. acts on the importer’s instructions50. Under D/P, the documents will not be delivered to the buyer until （ D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is paid by the buyer51. Under D/A, the documents will not be delivered to the buyer until （D ）A. the goods have arrivedB. the documents have arrivedC. the documents are presented to the buyerD. the bill is accepted by the buyer52. In collection business, banks are obligated to check the documents received to see that （C ）A. they are authenticB. they are regularC. they are the same as those listedin the collection instructionD. they are in the right form53. A bill of exchange which is acpanied by shipping documents is known as （ B ）A. a clean billB. a documentary billC. a clean collectionD. a documentary collection54. In documentary collection, after the goods have been shipped, the exporter presents the documents to （ C ）for collectionA. the collecting bankB. the reimbursing bankC. the remitting bankD. the opening bank55. Which of the following is not the obligation of remitting bank in collection ?（D ）A.to plete a collection order strictly according to the principal’s instructions.B. to perform following all the instructions given by the principal.C. to keep the documents wellD. to examine the contents of documents in detail56. Which of the following is not the obligation of the collecting bank?（B ）A.to verify the authenticity of the collection orderB. to take care of goodsC.to release documents strictly on the delivery terms of documents.D.to perform following all the instructions given by the remitting bank.57.In collection business, the drawer of the draft for collection is ( A)A. sellerB. buyerC. remitting bankD. collecting bank58. In collection business, the drawee of the draft for collection is ( B )A. sellerB. buyerC. remitting bankD. collecting bank59. If the collection instruction given by the principal specifies that collection charges are to be borne by the drawee but with no express statement that they may not be waived, charges will be for the account of ( A) providing the drawee refuses to pay them.A. principalB. remitting bankC. collecting bankD. presenting bank60.The price term which is more favorable to the seller under collection is ( D )A. EXWB. FOBC. CFRD. CIF61. In L/C business , the exporter can receive the payment only when ( C )A. he has shipped the goodsB.he has presented the documentsC.the documents presented constitute a plying presentationD.the importer has taken delivery of the goods.62. In L/C business,the issuing bank can refuse to pay the credit amount when ( C )A.the applicant prevents him from making paymentB.the goods are not the same as those stipulated in the sales contractC.one kind of document required by L/C isn’t presented.D.balance of the applicant’s account is not enough for payment .63. Of the following kinds of L/C, ( B)is the L/C which requires no drafts at all.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit64. Of the following kinds of L/C, ( C ) is the L/C in which drafts are always required.A.sight payment creditB.deferred payment creditC.acceptance creditD.negotiation credit65. Of the following kinds of L/C, ( D ) is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit66. Of the following kinds of L/C, ( A )is the L/C which is especially suitable for use to settle the payment of trade conducted through a middleman.A. transferable creditB. reciprocal creditC. revolving creditD.confirmed credit67 Of the following kinds of L/C, ( C ) is the L/C which is especially suitable for use to settle the payment under a long term contract covering goods to be transported by regular partial shipments.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit68.Of the following kinds of L/C, ( B ) is the L/C which is especially suitable for use to settle the payment under countertrade.A.non-transferable creditB.reciprocal creditC.revolving creditD.back to back credit69. Confirmation of a credit may be given by (B)A. the beneficiary at the request of the importerB. the advising bank at the request of the issuing bankC. the advising bank after the receipt of correct documentationD. the issuing bank after the receipt of correct documentation70. The credit may only be confirmed if it is so authorized or allowed by ( A )A. the issuing bankB. the supplierC. the advising bankD. the beneficiary71. The second beneficiary of a transferable letter of credit is the ( D )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods72. The first beneficiary of a transferable letter of credit is the ( A )A. middlemanB. transferring bankC. the applicant of the transferred creditD. real supplier of the goods73. The red clause credit is often used as a method of (B )A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment74. An applicant must reimburse an issuing bank unless he finds that ( D )A. goods are defectiveB. goods are not as ordered in the sales contractC. documents received do not allow him to clear the goods through customsD. documents do not conform on the face to the terms and conditions of the credit75. Application for any amendment to a letter of credit should be given to the issuing bank by ( A )A. the applicantB. the beneficiaryC. the advising bankD. the nominated bank76. The message type which is used to send a amendment notice of a documentary credit through SWIFT is numbered ( C )A. 700B. 705C. 707D. 71077.Among all the financial methods mentioned bellow , which method provides funds without recourse ？( C )A. packing loansB. bill discountingC. forfaitingD. borrowing docs against T/R78.Under letter of credit, the primary debtor is the( C )A. applicantB. importerC. issuing bankD. nominated bank79. The applicant of letter of credit is ( B )A. the exporterB. the importerC. the exporter’s bankD. the importer’s bank80. The beneficiary of letter of credit is ( A )A. the exporterB. the importerC. the exporter’s bankD. the importer’s bank81.A letter of credit which is expired on Oct. 1, 2008 specifies that “documents must be presented within 15days after the on board date of bill of lading”. If the on board date of billof lading is Sep. 10,2008, the latest date of presentation must be ( B )A. Sep. 24 ,2008B. Sep. 25 ,2008C. Sep. 26 ,2008D. Oct. 1, 200882. If there is no indication in the credit of the insurance coverage required, the amount of insurance coverage must be at least ( C ) of the CIF or CIP value of the goods.A. 100%B.105%C. 110%D.120%83. Which of the following actions performed by the nominated bank is not regard as the action of honor( D )A. to pay at sight under sight payment creditB. to incur a deferred payment undertaking and pay at maturity under deferred payment creditC. to accept the draft and pay at maturity under acceptance creditD. to negotiate under negotiation credit84. plying presentation under letter of credit means a presentation that is in accordance with the terms and conditions of credit, the applicable rules of UCP and provisions of ( B )A. ISP98B. ISBP681C. ICC Publication No.522D.ICC Publication No. 75885. Among the following banks, the one who has no obligation to examine documents under letter of credit is ( C )A. the issuing bankB. the confirming bankC. the reimbursing bankD. the nominated bank86.The following are the financing methods which can be used by the seller in L/C business except ( D )A.negotiating the documentary draft to his bankA.applying for packing loans from his bankB.discounting the time draft already accepted by the drawee bankD.Borrowing docs from issuing bank against T/R87.The following are the financing methods which can be used by the buyer in L/C business except ( D )A.applying for issuing L/C with no margin requirement.B.borrowing docs from issuing bank against T/RC.taking the goods from shipping pany against indemnity guarantee signed by the issuing bank.D.applying for packing loans from his bank88. A bill of lading doesn't function as ( D )A. a contract of transportationB. a receipt of goodsC a certificate of title to the goods D. an accounting document89. The drawee of a draft drawn under letter of credit may be ( C )A. the beneficiaryB. the applicantC. the issuing bankD. the negotiating bank90. If the bill of lading is made out to order , it must be endorsed by （ B ）so as to plete the transfer of the title to the goods .A.the carrierB.the shipperC.the notify partyD.the nominated bank。
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and 2) to deliver it to the payee. 签发汇票由出票人的两个行为构成：一是开出汇票并在签字；二是交付给收款人。 2. International settlement consists of international trade settlement and non-trade settlement. 国际结算包括国际贸易结算和非贸易结算。 3. SWIFT authentic key is used between SWIFT member banks for authenticating all messages to be transmitted through SWIFT. 环球银行金融电讯协会证实押被环球银行金融电讯协会成员行用于证实通过环球银行 金融电讯协会系统传输的所有信息的真实性。 4. The guarantor is the bank that issues a letter of guarantee at the request of its customer. 保证行是在其顾客要求下签发保函的银行。 5. In cover, we have authorized Bank A to debit our account and credit your accounts with the above sum. 为偿付头寸，我们已经授权 A 银行将上述金额借记我们的账户，并贷记你们的账户。 6. A foreign branch bank is an operational branch established by a commercial bank in a foreign country. 一家国外支行是某家商业银行在国外开立的经营性质的分支机构。 7. Confirming bank means a bank that adds its confirmation to a credit upon the issuing bank’s authorization or request. 保兑行指的是在开证银的授权或要求下对信用证进行保兑的银行。 8. Remittance refers to the transfer of funds from one party to another among different countries. 汇款（汇付）是指资金在不同国家之间的转移。 9. TARGET (the Trans-European Automated Real-time Gross Settlement Express Transfer System) is a real-time gross settlement system of the euro. 欧洲跨国清算系统是实时的统一欧元清算系统。 10. A holder in due course refers to an individual who acquires a negotiable instrument in good faith.
Assortment:S/3 M/b and L/3 per doz. under D/P at sight terms
To _ Hongkong N Trading Co., Ltd _ For the behalf of shanghai A E.&I. Co
21Locky Road, Hongkong
Part IV 出口托收押汇的流程（见课件）
给分要点：至少中英各占一半：
A） 可以是中文流程图，英文流程说明；或者
B）英文流程图，中文流程说明。
中英文分别给 10 分，如果只用一种语言答题，给一半分。
第2页共5页Байду номын сангаас
委托人 /出口商
2 押汇 协议
3. 出 口 商 填 写 托收申请书、 押汇申请书、 交单.
广西大学行健文理学院课程考试
试卷答案要点及评分细则
课程名称： 国际结算（双语） 考试班级：2007 级国贸各班
试卷类型：期中考试卷
命题教师签名：
2010 年 5 月 14 日
Part I 单选题
1-5 CBCAD
6-10 DAADD
Part II 翻译题 Please translate the following sentences from English to Chinese.
第1页共5页
一个正当持票人指的是一个善意得到一张可流通票据的人。
Part III 简答题（中文或者英文回答）
1 汇票与支票的区别（P74 各选 3 点）
种类
汇票
本票
项目
性质不同
无条件的支付命令
无条件的支付承
诺
不 基本当事人不同
三个：出票人、付款人、 两个： 制票人/付
同
收款人
款人、收款人
点 是否需要承兑
(Date) August 10_2009 _( signature )__ Zhang tingyu (manager)___
C)请指出：托收汇票上的收款人抬头可以有哪几种写法？在不同的抬头下，有怎样不同的 操作？ （1）pay to the order of drawer
以出票人为抬头的方式。 操作步骤： a. 出口商（出票人）做空白背书转让给托收行； b. 托收行做托收记名背书转让给代收行； （2）pay to the order of remitting bank 以托收行为抬头的方式。 操作步骤： a. 出口商（出票人）提示汇票给托收行； b. 托收行做托收记名背书转让给代收行； （3）pay to the order of collecting bank 以代收行为抬头 操作步骤： 1. 出口商提示汇票给托收行； 2. 托收行寄交汇票代收行； Part B. Pease translate the following given information in an SWIFT L/C from English to Chinese. (15 Points) 请按以下 SWIFT MT700 信用证中的部分内容译成中文： (1) Bank of Asia, HK 开证行：亚洲银行，香港分行 (2) Bank of Asia, Shenzhen Branch, No.68 Shennan Road, Central, Shenzhen 518043, Guangdong
第3页共5页
B）出票后，请按照如下要求做出托收记名背书行为 中国银行上海分行作出托收记名背书给中国银行香港分行
EXCHANGE for_USD 50000_
Shanghai_，_August 4_2009
_At sight_pay the first Bill of Exchange （Second of same tenor and date unpaid）
对远期汇票，需要承兑 不需要承兑
提示的形式不同 有提示承兑和提示付款两 只有提示付款
种形式
主债务人不同
出票人在承兑前是主债 制 票 人 在 流 通 期
务人，在承兑后成为从债 间始终是主债务人
务人
退 票时 是 否 作拒 需要
不需要
绝证书
2. 即期付款交单与即期信用证的区别
答：1）前者商业信用，后者银行信用；
____Wang Benshan_(manager)____
_________________________________________________________________
Space for endorsement:
For collection pay to the order of Bank of China, Hongkong Branch For Bank of China, shanghai Branch
得分
Part V 操作题 Please implement the following case. (30 Points) Part A. 请根据所给的条件填写汇票并做出相应的背书。(15 Points) A) 请根据如下条件出票： 2009 年 8 月 4 日 上 海 A 贸 易 公 司 (shanghai A E.&I. Co. No.1023, Nanjing Road(East) Shanghai, China)出口装运 5000 打、价值 50000 美元的纯棉男式衬衫（Pure Cotton Men's Shirts, Art. No.9-71323, Size Assortment:S/3 M/b and L/3 per doz.）到香港 N 贸易有限公司 (Hong kong N Trading Co., Ltd，21Locky Road, Hong kong), 收款人是出口商，委托中国银 行上海分行办理托收，交单条件为 D/P 即期，并指定要求中国银行香港分行作为代收行。 请开立跟单汇票。
to the order of __ shanghai A E.&I. Co _
the sum of__US Dollars Fifty Thousand Only___________________
Drawn _On delivery of Pure Cotton Men's Shirts, Art. No.9-71323, Size
4. 跟单托收与跟单信用证在融资方式上的几个主要不同点。 答：1）前者多使用商业汇票，贴现相对困难，后者多使用银行承兑汇票，贴现相对比较容
易；
2）对于前者，由于是商业信用，比较难向银行申请融资，后者比较容易；
3) 前者通知行不负责审单，拒付可能性大，比较难得到银行融资，后者通知行负责审
单，拒付可能性小，可以申请打包放款，押汇和 T/R 等