中国银行招聘面试笔试题目

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中国银行招聘笔试试题及参考答案

中国银行招聘笔试试题及答案一、专业知识不定项选择题1、一家美国公司将在6个月后收到一笔欧元货款，该公司采取的汇率风险防范措施有()。

A、盈利B、风险C、财务D、合规标准答案：D3、解决交易成本问题的办法是靠()。

A、规模经济D、减少供给标准答案：B5、我国衡量收益合理性的指标包括()。

A、资本利润率B、资产利润率C、贷款损失准备提取比例D、收入增长率和支出增长率7、下列属于银行市场运营监管的主要内容是()A、资本充足性B、资产安全性C、流动适度性D、收益合理性E、运营效率性标准答案：A,B,C,DB、金融资产增量与国民财富之比C、金融资产存量与对外净资产之比D、金融资产增量与政府财政之比标准答案：A10、金融发展对经济增长和发展最重要的作用是()B、对稳定经济活动的贡献C、对稳定收入的贡献12、可以用来解决金融市场逆向选择和道德危害的两个重要工具是()。

A、利率和汇率B、抵押和限制条款C、合同和信用证D、交易商制度和规模经济标准答案：B13、菲利普斯曲线所反映的物价水平与就业的矛盾关系是()。

C、欧元市场D、境外货币市场标准答案：D15、卖方信贷的直接结果是()。

A、卖方能高价出售商品B、买方能低价买进商品C、卖方能以延期付款方式售出设备17、布雷顿森林体系瓦解后，主要资本主义国家普遍实行()A、固定汇率制B、浮动汇率制C、钉住汇率制D、联合浮动标准答案：B18、如果一国货币贬值，则会引起()C、出口增加，进口增加D、出口减少，进口减少标准答案：B20、SDR2是()A、欧洲经济货币联盟创设的货币B、欧洲货币体系的中心货币C、IMF创设的储备资产和记帐单位22、收购国外企业的股权达到10%以上，一般认为属于()A、股票投资B、证券投资C、直接投资D、间接投资标准答案：C23、汇率不稳有下浮趋势且在外汇市场上被人们抛售的货币是()A、非自由兑换货币B、硬货币C、软货币D、自由外汇标准答案：C24、从长期讲，影响一国货币币值的因素是()标准答案：B、C26、一项国际租赁交易必须涉及到()。

中行柜员岗面试题目(3篇)

第1篇一、个人基本信息及性格特点1. 请做一个简短的自我介绍。

解析：自我介绍是面试的第一环节，通过自我介绍可以让面试官了解你的基本信息，如姓名、年龄、学历、籍贯等。

同时，也能展示你的语言表达能力、自信程度等。

建议在自我介绍中突出自己的优势和特长，与银行柜员岗位相匹配。

2. 你认为自己的性格特点有哪些？请举例说明。

解析：面试官通过这个问题了解你的性格特点，判断你是否适合银行柜员岗位。

建议从以下几个方面进行阐述：乐观开朗、责任心强、耐心细致、善于沟通、团队协作等。

结合具体事例，展示你的性格优势。

3. 请谈谈你对待工作的态度。

解析：这个问题考察你的工作态度，了解你是否具备敬业精神。

可以从以下几个方面进行阐述：认真负责、积极主动、乐于学习、追求卓越等。

二、银行业务知识及技能4. 请简述我国商业银行的业务范围。

解析：这个问题考察你对银行业务的了解程度。

可以简要介绍商业银行的四大业务：存款业务、贷款业务、结算业务和中间业务。

5. 请解释一下什么是存款保险？解析：这个问题考察你对金融知识的掌握。

存款保险是指当银行出现问题时，存款保险机构会对存款人进行一定程度的赔偿，以保障存款人的利益。

6. 请简述银行柜员岗位的工作职责。

解析：这个问题考察你对银行柜员岗位的理解。

银行柜员岗位的工作职责包括：办理各类柜面业务、处理客户咨询、维护客户关系、执行银行各项规章制度等。

7. 请谈谈你对银行反洗钱工作的认识。

解析：这个问题考察你对金融监管政策的了解。

反洗钱是指银行和其他金融机构在办理业务过程中，采取措施识别、监测和报告洗钱活动，以防止资金被用于非法目的。

8. 请简述银行柜员在工作中应具备的技能。

解析：这个问题考察你对银行柜员岗位所需技能的掌握。

银行柜员应具备以下技能：点钞、汉字录入、小键盘录入、反假货币等。

三、实际操作及应变能力9. 当客户在办理业务时，因对银行规定不理解而与柜员发生争执，你该如何处理？解析：这个问题考察你的应变能力和沟通技巧。

中国银行历年招聘考题试卷及答案

中国银行招聘考题笔试试卷及解答一.单项选择题1.国际收支全面反映一国的对外( )关系。

A.政治B.经济C.军事D.文化2.各国政府可以根据本国的需要调整纸币的( )。

A.铸币平价B. 平价C.购买力平价D.黄输送点3.资本国际流动更多采取的是( )形式。

A.固定利率债券B.固定利率贷款C.浮动利率贷款D.浮动利率债券4.1997年下半年由( )贬值开始引起亚洲融危机，最终演变为冲击全球的融动荡。

A.英镑B.日元C.韩元D.泰铢5.对企业影响最大，企业最关心的一种外汇风险是( )。

A、汇率风险B、交易风险C、经济风险D、会计风险6.在现货市场和期货交易上采取方向相反的买卖行为，是( )。

A.现货交易B.期货交易C.期权交易D.套期保值交易7.在国际银团贷款中，借款人对未提取的贷款部分还需支付( )。

A、担保费B、承诺费C、代理费D、损失费8.企业或个人的未来预期收益因汇率变化而可能受到损失的风险称为( )。

A、交易风险B、经济风险C、会计风险D、汇率风险9.世界上最大的贴现市场是( )。

A.伦敦贴现市场B.纽约贴现市场C.苏黎士贴现市场D.香港贴现市场10.以下哪种说法是错误的( )。

A、外国债券的付息方式一般与当地国内债券相同。

B、欧洲债券不受面值货币国或发行市场所在地的法律限制。

C、由国际性承销辛迪加承销的国际债券称为欧洲债券。

D、外国债券不受所在地国家证券主管机构的监管。

11.抛补套利实际是( )相结合的一种交易。

A.远期与掉期B.无抛补套利与即期C.无抛补套利与远期D. 无抛补套利与掉期12.根据外汇交易和期权交易的特点，可以将外汇期权交易分为( )A. 现货交易和期货交易B.现货汇权和期货期权C. 即期交易和远期交易D. 现货交易和期货交易13.以下哪种说法是错误的( )A. 外币债权人和口商在预测外币汇率将要上升时，争取延期收汇，以期获得该计价货币汇率上涨的利益。

B. 外币债务人和进口商在预测外币汇率将要下降时，争取提前付汇，以免受该计价货币贬值的风险。

中国银行招聘考试真题库

中国银行招聘考试真题库中国银行招聘考试真题库1、填空题我国要求股份制商业银行在监事会下设由监事组成的审计委员会，负责对监事会的审计，并由（）担任负责（江南博哥）人。

答案：外部监事2、判断题从不同的角度看，资本的定义不尽相同，在会计报表上看的是实际资本，监管当局更为关注监管资本，而股东从投资受益和风险承担角度则更为关注权益资本。

答案：错3、判断题商业银行以超过票面金额为股票发行价格的，以超过票面金额发行股票所得溢价款列入盈余公积，属于监管资本中的核心资本。

答案：错4、填空题非现场监管在风险为本监管框架中起到（）和（）。

答案：风险识别；预警作用5、多选在授信业务评审、专业审批、尽责审查等环节中，有（）行为之一的，扣减绩效收入；后果严重的，给予警告至记大过处分；后果特别严重的，给予撤职处分或予以辞退。

A、集体评审未充分履行职责，导致存在明显缺陷的项目得以评审通过的；B、反程序审批授信业务的；C、越权审批授信业务的；D、违反法律法规和总行授信政策操作的；E、其他违反授信评审、审批等规章制度的。

答案：A, B, C, D, E6、单选根据《中国银行股份有限公司员工违规处理办法》规定，员工受到（）处分的，24个月内不得晋升职务，同时扣减绩效考核工资。

A、警告B、记过C、记大过D、撤职答案：D7、判断题银行在经营活动中所遇到的风险按照能否实施控制或影响通常可以分为三类。

答案：错8、判断题一般地，同等规模的商业银行，不良资产率10%的银行总是比不良资产率5%的银行需要更多的资本。

答案：对9、填空题持卡人持金卡和普通卡消费时，特约单位需要查验（）。

答案：身份证10、判断题案件是合规操作失效的直接表现和必然结果。

答案：错11、单选《中国银行股份有限公司员工违规处理办法》所称（）处分，是指在规定的处分幅度以内按上限处分。

A、从重B、加重C、从轻D、减轻答案：A12、多选发卡环节有（）行为之一的，扣减绩效收入；后果严重的，给予警告至记大过处分；后果特别严重的，给予撤职处分或予以辞退。

中国银行笔试真题答案

中国银行笔试真题答案篇一：中国银行招聘笔试题中国银行笔试题一、单向选择题（共60题）1、我国人民币的主币是什么：A元B角C分D厘(答案：A)2、按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是多少：A5元B10元C10、25元D20元(答案：C)3、以下关于汇率的说法中错误的是：A汇率是两种货币之间的相对价格B汇率的直接标价法可以表示为1单位外币等于多少本币C我国的汇率报价一般采用直接标价法D我国的汇率报价一般采用间接标价法(答案：D)A中国人民银行国家开发银行中国农业发展银行B中国进出口银行国家开发银行中国农业发展银行C国家开发银行中国农业银行中国进出口银行D中国农业发展银行国家开发银行中国邮政储蓄银行(答案：B)6、下列哪一项不属于商业银行的“三性”原则？A安全性B流动性C盈利性D 政策性(答案：D)7、以下不属于金融衍生品的是：A股票B远期C期货D期权(答案：A)8、下列哪家机构不属于我国成立的金融资产管理公司？1A东方B信达C华融D光大(答案：D)9、我国于2003年初组建的银行业监管机构是：A中国人民银行B中国银监会C中国证监会D中国保监会(答案：B)10、在国际银行监管史上有重要意义的1988年《巴塞尔协议》规定，银行的总资本充足率不能低于：A4%B6%C8%D10%(答案：C)11、目前世界上最大的证券交易所是：A纽约股票交易所B伦敦股票交易所C东京股票交易所D香港股票交易所(答案：A)12、股票市场上常常会被提到的“IPO”的意思是：A首次公开发行，即公司第一次公募股票B公司第一次私募股票C已有股票的公司再次公募股票D已有股票的公司再次私募股票(答案：A)13、H股是指：A在我国国内发行、供国内投资者用人民币购买的普通股票B在我国国内发行、以外币买卖的特种普通股票C我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票(答案：C)14、下列属于香港股票市场价格指数的是：A道琼斯工业指数B标准普尔股价指数C日经指数D恒生指数(答案：D)15、下列哪一项不属于债券的基本特点？A偿还性B风险性C收益性D流动性(答案：B)16、下列关于债券的说法中错误的是：2A债券代表所有权关系B债券代表债权债务关系C债券持有者是债权人D债券发行人到期须偿还本金和利息(答案：A)17、按照发行人不同，债券可分为：A政府债券、金融债券B政府债券、公司债券C金融债券、公司债券D政府债券、金融债券、公司债券(答案：D)18、下列哪种债券利率一般会成为整个金融市场利率体系的基准利率？A企业债券B公司债券C金融债券D国债(答案：D)19、下列关于国债的说法中错误的是：A国债是中央政府发行的债券B国债是风险最低的债券C国债利率一般高于相同期限的其他债券D国债可以作为中央银行公开市场操作工具(答案：C)20、以标准普尔公司的债券信用评级为例，下列哪个评级的信用等级最高？A：AB：AAC：BBD：CC(答案：B)21、下列关于封闭式基金的说法中错误的是：A封闭式基金的规模和存续期是既定的B投资者在基金存续期内不能向基金公司赎回资金C投资者可以在二级市场上转让基金单位D基金转让价格一定等于基金单位净值(答案：D)322、下列哪一项不属于开放式基金的特点？A没有固定规模B无固定存续期限C投资者可随时赎回D全部资金用于长期投资(答案：D)23、以下列哪一项为标的物的期货属于金融期货：A玉米B股票C铜D石油(答案：B)24、我国证券市场的主要监管机构是：A中国银监会B中国证监会C中国保监会D中国财政部(答案：B)25、可以喻为社会经济“急救箱”，能对整个社会起保障作用的金融体系是：A银行体系B证券市场C保险体系D金融衍生品市场(答案：C)26、根据保险标的的不同，保险可以划分为：A财产保险和人身保险B原保险和再保险C个人保险和团体保险D自愿保险和强制保险(答案：A)27、以各种财产物资和有关利益为保险标的的一种保险是：A商业保险B社会保险C财产保险D人身保险(答案：C)28、下列哪一项不属于财产保险：A团体火灾保险B机动车辆保险C建筑工程保险D健康保险(答案：D)29、以人的寿命和身体为保险标的的一种保险是：A商业保险B社会保险C财产保险D人身保险(答案：D)30、当劳动者达到国家规定的退休年龄后，为解决他们的基本生活而建立的社会保险制度：4A健康保险B人寿保险C人身意外伤害保险D养老保险(答案：D)31、社会保险不包括下列哪一项：A养老保险B失业保险C医疗保险D人寿保险(答案：D)32、保险公司的资金不能投资于：A银行存款B买卖政府债券C投资基金D设立证券经营机构(答案：D)33、目前，我国保险行业专门的监管机构是：A中国人民银行B中国银监会C中国证监会D中国保监会(答案：D)34、理财应具备几项基本原则，以下中不正确的是：A高收益低风险B量入为出，量力而行C做足功课，不盲目投资D控制欲望，不可贪婪(答案：A)35、房贷“三一定律”指的是，每月的房贷金额不超过家庭当月总收入的：A三倍B三分之一C一倍D二分之一(答案：B)36、在下列人的生命周期中,证券投资应最少的是：A单身期B家庭成长期C家庭成熟期D退休期(答案：D)37、下列投资渠道中，安全性最高的是：A储蓄存款B股票投资C投资基金D期货投资(答案：A)38、在下列投资品种中，风险最高的是：A国债B企业债C股票D期货(答案：D)39、下列投资渠道中，流动性最强的是：A活期储蓄B证券投资C集合理财产品D不动产投资5篇二：中国银行笔试题库和答案加油中国银行笔试经验分享考试前的准备阶段很重要，文科临时抱佛脚还是很有用的，所以千万不要放弃！中国银行考试笔试试题汇总中国银行笔试总结一下，货币银行学占题目比重较大，国际金融方面考了汇率和期货两三道，商业银行管理也考了一些，计算机网络出的都是比较简单的题目，法律方面主要考几道劳动法和税法的，此外市场营销学、管理学、会计学、时事政治都有涉及到综合部分选择题1.以下哪个同行拆借率是目前被认可和通行的（伦敦同业拆借率）2.世界上第一个商业银行是？（英格兰银行）3.巴塞尔协议规定的资本充足率为多少（8%）4.商业银行的经营目的是什么？（盈利）5.在日本发行的以美元计价的债券称为什么（欧洲市场债券）6.利率互换的条件（币种相同、期限相同、利率计算方式不同）7.关于卖空股指期货操作的题目8.以下哪个选项最适合作为回购协议（国债、股票之类）9.以下哪种票据需要承兑（远期汇票）10. 证券投资属于什么投资（直接投资、间接投资 and so on） 11.布雷顿森林体系崩溃时间（七十年代初期）12.央行和商业银行的货币职能（央行提供原始货币，商业银行制造派生货币）13.凯恩斯的货币需求理论最大的特点是（强调利率的作用）14.菲利普斯曲线描述的是什么？（通货膨胀与失业率之间的关系）15.洛仑兹曲线描述的是什么？（收入分配公平程度），不确定是不是这道题16.发行国债的最主要目的是什么？（筹集建设资金）17.市场营销的核心环节是（交换）18.关系营销的理论基础是什么19.泰勒被尊称为什么（科学管理之父）21. 企业生产平均成本达到最小值，那么该企业（利润达到最大值、超额利润为零、边际成本等于平均成本or whatever） 22.劳动法对于加班时间的限定（每月不得超过36小时）23.如果企业安排员工周末上班而又不予以调休，那么应支付多少倍工资（2倍）24.以下哪个选项免收营业税（医院提供医疗服务的费用、邮局出售邮票、移动公司出售充值卡、还有一个选项忘了）25.以下哪种情况免收个人所得税（保险理赔）26.企业增值税的属性（A.归中央税入B.归地方税入C.共享税中央为主D.共享税地方为主）28.A、B两个相连的会计年份和甲乙两种不同的会计方式混搭，问哪个符合会计一致性原则29.跨国企业子公司财务报告与母公司合并，过程中遭遇的汇率风险属于什么风险（经营风险、市场风险、经济风险、会计风险）30.影响现金流的操作31.以下哪个软件通常用来收发邮件（Outlook Express。

中国银行总行招聘笔试试题答案

中国银行总行招聘笔试试题+答案中国银行总行招聘笔试试题+答案第一部分：英语能力测试一．阅读理解资料1：If you had awakened on the floor of the Las Vegas Convention Center and tried to figure out where you were, you might have first guessed the Conclave (秘密会议) of American Optimists．You would have seen 115,000 people buzzing with confidence and excitement．On the other hand, noting how many passers-by were loudly talking to themselves, you might have concluded that you had wandered into the International Expo of Eccentrics．Instead, it was the Consumer Electronics Show, also known as CES, held in Jan．9th –12th．No wonder those attending were happy.First, of course, they were in their element, surrounded by the smallest and shiniest new gadgets (小配件)．Second, despite the gloom in other slices of the economy, sales of consumer electronics in the United States actually grew last year (to a record $96 billion)．This trade show of manufacturers, retailers and customers was alive with energy and crowded with exhibits.The vitality of this exposition is a sign of the times．The interest and innovation in PCs is nothing next to the action in other realms of high tech．As proof, compare the show with what was once its big brother: Comdex, the personal-computer trade show held each November at the same site．Thanks to the severe decline in the PC industry, the Las Vegas Comdex was only half the size of its incarnation．The 2,200 booths included lavish displays by Panasonic, Sony, Philips, Toshiba and other heavy hitters．But hundreds of smaller, quirkier companies were also present, exhibiting electric toothbrushes, illuminated cell-phone faceplates, laser pens and publications from Widescreen Review to Progressive Grocer．There were 46 exhibitors in the alarm-clock category alone, and even anelectric-typewriter company.To reach those smaller booths, though, you had to pass what seemed like half the $10,000 plasma(等离子)TV screens ever made．This proliferation(丰富)of gorgeous wide-screen sets was only one hint that TV makers, at least, are ready for the great American switch to high-definition television,which the Federal Communications Commission hopes to see completed by .But a few obstacles stand between the average American and high-def happiness: the prices of these sets, the reluctance of cable companies to broadcast high-definition shows, Hollywood’s campaign to cripple high-definition broadcasts so that you can’t record them, and so on．(As many seminar panelists observed, however, strides are being made in all those areas．)The most interesting items at Microsoft's booth were the prototype wristwatches that use the company’s new Smart Personal Object Technology (SPOT) software．Due by year’s end from Citizen, Fossil and other companies, these watches can receive messages, news, weather, sports and stock reports wirelessly in metropolitan areas for a small monthly fee, of course.The most alarming item at Microsoft's booth, on the other hand, was its six-room mock-up of an American house with Microsoft products—cars, phones, TVs, games, appliances—in every nook and cranny．It’s only a matter of time before you'll see people rebooting their toasters．The digital camera models on display were cheaper, better and smaller than their predecessors．Olympus’s Stylus 400, for example,is a tiny, silver, pocketable wonder that takesfour-megapixel photos (enough resolution for 13-by-19-inch prints)．It’s due in the spring for $400．1．Why are 115,000 people buzzing with confidence and excitement?[A] ．They are truly strange people to feel overexcited at seeing new things.[B]． They are going to be pleased by thepassers-by.[C] ．They are visiting the International Expo of New Products.[D] They are feeling optimistic at seeing the displays on CES.2．The Las Vegas Comdex was held only half the size of its incarnation because ___________.[A] the industry lacks exciting innovations.[B]． the industry slowed down its development.[C]． the sale volume greatly shrank that year[D] ．its production declined for short ofcapital3．The fact that there were 46 exhibitors in the alarm-clock category alone shows_______.[A] ．the alarm-clock making industry has contributed greatest to the success of the show[B] the small industrial section—alarm-clock making—can serve as an sign to show the great advances in electronics[C] the alarm-clock making industry is thefastest developmental section in electronics industry[D]． the exhibitors in the alarm-clock category are particularly active in displaying their products4．By it can be expected to __________according to paragraph 6.[A] ．reach those smaller booths.[B]． see high-definition plasma television sets available on the US market[C] ．reach those smaller booths with the $10,000 plasma TV screens[D] ．proliferate wide screen sets in the USA5．The digital camera models on display__________________.are cheaper in price, and higher in quality than their predecessorsII．.are pocketable due to its being tiny in size III．are all worthy of no more than 400 USdollars[A] I only [B] II only[C] I and .II [D] I, II and II答案：D C B B C资料2：For many years the automation research departments of the world have been using laser based analysis system to increase the understanding of the workings of the internal combustion engine．The laser has been incorporated into systems to measure drop size, velocity andvibration to name but a few．But few laser-based systems are able to aid the study of all these phenomena with the same system．The Applied Optics Group at Rover Groups Gardon Research & Development Center have been using just such a system and finding new uses for it all the time.The system in use is a High Speed Imagining Division of Oxford Lasers LTD．The High Speed Imaging system comprises an Oxford Lasers LS20Copper Vapor laser linked to a Kodak 4540 Digital High Speed Motion Analysis Camera capable of taking up to 40,500 digital frames per second．The Kodak 4540 records the images to DRAM memory allowing immediate play back of the recorded images for viewing, recording to videotape or to PC for analysis．The Copper Vapor laser acts as a short duration flash emitting pulses of only 30 nanoseconds in duration in full synchronization with the frame rate of the camera The flashes have the effect of reducing the exposure time of the camera, thus removing image blur due to the high speed of the subject under view, whilst maintaining image contrast due to the high intensity of the laser light．Another feature of the system is the ability to focus down the light．This has two benefits．The first is the ability to make laser light sheets for the 2 dimensional illumination of 3 dimensional subjects．This technique has great benefit when used to map the air flow into the combustion chamber of a running model engine．Not only can the air-flow be mapped but the progress of the flame front growth during the combustion cycle．The second is the ability to shine the laserlight down a fiber optic cable．This aids in the illumination of areas of the running engine very difficult to access by normal optics．This has been particularly useful in the study of air motion in a variety of combustion system concepts.The group plans to use the Copper Vapor laser to improve the ability of the technique to see these vibrations and therefore allow a better understanding of the cause of them．The technique could also applied to look at the airbag enclosure as it tears and composite materials under dynamic crush testing．6．How many uses of the laser-based analysis system does the author want to show us?[A] ．One [B] ．Two [C]． Three [D] ．Much more than three7．Which of the following does the High Speed Imaging system comprise ________.[A] ．an Oxford Lasers LS20 Copper Vapor laser[B] ．4540 Digital High Speed Motion Analysis system[C] ．DRAM memory allowing immediate play back of the recorded images for viewing[D]． a High Speed Imagining Division of Oxford Lasers LTD．8．Which of the following is the main advantage of the laser flashes?[A] ．Keeping image contrast [B] ．getting rid of image blur[C] ．Increase the intensity of light [D]． Allis said in A, B, and C9．Which of the following uses is NOT TRUE according to the passage?[A] ．The laser light can help to make the three dimensional bodies look as if they were of two dimensions.[B]． The air-flow can thus be made easier to be mapped with the laser.[C] ．The turning speed of the combustion engine can be accelerated by using vapor laser.[D] ．The exposure time of the camera can be reduced by the laser flashes.10．Which of the following can be the best title of the passage?[A]．At the Speed of Light[B]． A High Speed Imagining Division Made by the Oxford Lasers LTD.[C]． A Miraculous Application of Laser in Testing the Internal Combustion Engine[D] ．Automobile research and Laser Technology答案： D A D C C资料3：When I was a little girl, my brothers and I collected stamps for many years．My mother didn't use to work during the week, but she worked in the post office near our house on Saturdays, and she used to bring home all the new stamps as soon as they were issued.On the day of the World Cup football final in London in 1966, we were very excited because England were playing West Germany in the final．When we were having lunch, my mother told us to go to the post office straightaway after the match if England won, but she didn't tell us why．At 2 o'clock my mother went back to work as usual, while the rest of the family were watching the football on TV at home．Although she wasn't watching the match, she was listening to it on the radio．England won 4:2 and so my brothers and I ran to the post office．As we burst in, my mother wasstanding behind the counter．She was waiting tosell us a very special limited edition with ENGLAND WINNERS on each stamp．We were over the moon.We still have it today, and perhaps it is worth a lot of money．11．This passage mainly tells us __________．A．the author and her brother used to like stamps very muchB．the author had a very kind motherC．the author and her brother had an unforgettable experience in collecting stamps D．their mother used to support them by workingin the post office12．According to the passage, her mother workedin the post office ________．A．during the weekB．on SaturdaysC．on SundaysD．for six days13．Their mother told them to go to the post office straightaway after the match if England won, but she didn't tell them why．Why do you think she did that?A．She wanted to give them a surprise.B．She doubted if she would get the stamps.C．She forgot to do that．D．She thought it unnecessary to tell them the reason．14．What does the sentence "We were over the moon．" mean?A．We jumped high．B．We were extremely happy about it.C．We watched the moon for a long time.D．We couldn't sleep the whole night.15．What is the best title for this passage?A．My Childhood.B．My Mother.C．A Precious Stamp.D．A Memorable Experience in Collecting Stamps．答案：.C B A B D资料4：You stare at waterfall for a minute or two, and then shift your gaze to its surroundings．What you now see appears to drift upward.These optical illusions occur because the brain is constantly matching its model of reality to signals from the body’s sensors and interpreting what must be happening—that your brain must havemoved, not the other; that downward motions is now normal, so a change from it must now be perceived as upward motion.The sensors that make this magic are of two kinds．Each eye contains about 120 million rods, which provide somewhat blurry black and white vision．These are the windows of night vision; once adapted to the dark, they can detect a candle burning ten miles away.Color vision in each eye comes from six to seven million structures called cones．Under ideal conditions, every cone can “see” the entire rainbow spectrum of visible colors, but one type of cone is most sensitive to red, another to green, a third to blue．Rods and cones send their messages pulsing an average 20 to 25 times per second along the optic nerve．We see an image for a fraction of a second longer than it actually appears．In movies, reels of still photographs are projected onto screens at 24 frames per second, tricking our eyes into seeing a continuous moving picture.Like apparent motion, color vision is also subject to unusual effects．When day gives way to night, twilight brings what the poet T.S．Eliotcalled “the violet hour．” A light levels fall, the rods become progressively less responsive．Rods are most sensitive to the shorter wavelengths of blue and green, and they impart a strange vividness to the garden’s blue flowers.However, look at a white shirt during the reddish light of sunset, and you’ll still see it in its “true” color—white, not red．Our eyes are constantly comparing an object against its surroundings．They therefore observe the effect of a shift in the color of illuminating on both, and adjust accordingly.The eyes can distinguish several million graduations of light and shade of color．Each waking second they flash tens of millions of pieces of information to the brain, which weaves them incessantly into a picture of the world around us.Yet all this is done at the back of each eye by a fabric of sensors, called the retina, about as wide and as thick as a postage stamp．As the Renaissance inventor and artist Leonardo da Vinci wrote in wonder, “Who would believe that so small a space could contain the images of all the universe?”16.Visual illusions often take place when the image of reality is ___.A.matched to six to seven million structures called cones.B.confused in the body’s sensors of both rods and cones.C.interpreted in the brain as what must be the case.D.signaled by about 120 million rods in the eye.17.The visual sensor that is capable of distinguishing shades of color is called ___.A.conesB.color visionC.rodsD.spectrum18.The retina send pulses to the brain ___.A.in short wavelengthsB.as color picturesC.by a ganglion cellD.along the optic nerve.19.Twenty-four still photographs are made into a continuous moving picture just because ___.A.the image we see usually stays longer than it actually appears.B.we see an object in comparison with its surroundings.C.the eyes catch million pieces of information continuously.D.rods and cones send messages 20 to 25 times a second.20.The author’s purpose in writing the passage lies in ___.A.showing that we sometimes are deceived by our own eyes.rming us about the different functions of the eye organs.C.regretting that we are too slow in the study of eyes.D.marveling at the great work done by the retina.答案：C A D A B资料5：We can begin our discussion of “population as global issue” with what most persons mean when they discuss “the population problem”: too many people on earth and a too rapid increase in the number added each year．The facts are not in dispute, It was quite right to employ the analogy that likened demographic growth to “a long, thinpowder fuse that burns steadily and haltingly until it finally reaches the charge and explodes．”To understand the current situation, which is characterized by rapid increases in population, it is necessary to understand the history of population trends．Rapid growth is a comparatively recent phenomenon．Looking back at the 8,000 years of demographic history, we find that populations have been virtually stable or growing very slightly for most of human history．For most of our ancestors, life was hard, often nasty, and very short．There was high fertility in most places, but this was usually balanced by high mortality．For most of human history, it was seldom the case that one in ten persons would live past forty, while infancy and childhood were especially risky periods．Often, societies were in clear danger of extinction because death rates could exceed their birthrates．Thus, the population problem throughout most of history was how to prevent extinction of the human race.This pattern is important to notice．Not only does it put the current problems of demographic growth into a historical perspective, but itsuggests that the cause of rapid increase in population in recent years is not a sudden enthusiasm for more children, but an improvement in the conditions that traditionally have caused high mortality.Demographic history can be divided into two major periods: a time of long, slow growth which extended from about 8,000 BC.till approximately AD．1650．In the first period of some 9600 years, the population increased from some 8 million to 500 million in 1650．Between 1650 and the present, the population has increased from 500 million to more than 4 billion．And it is estimated that by the year there will be 6.2 billion people throughout the world．One way to appreciate this dramatic difference in such abstract numbers is to reduce the time frame to something that is more manageable．Between 8000BC and 1650, an average of only 50,000 persons was being added annually to the world’s population each year．At present, this number is added every six hours．The increase is about 80,000,000 persons annually.21.Which of the following demographic growth pattern is most suitable for the long thin powder fuse analogy?A．A virtually stable or slightly decreasing period and then a sudden explosion of population.B．A slow growth for a long time and then a period of rapid, dramatic increase.C．Too many people on earth and a few rapid increase in the number added each year.D．A long period when death rates exceeds birthrates and then a short period with higher fertility and lower mortality.答案：A22.During the first period of demographic history, societies were often in danger of extinction because___.A．only one in ten persons could live past 40.B．there was higher mortality than fertility in most places.C．it was too dangerous to have babies due to the poor conditions.D．our ancestors had little enthusiasm for more children.答案：B23．Which statement is true about population increase?A．There might be an increase of 2.2 billion persons from now to the year .B．About 50,000 babies are born every six hours at present.C．Between 8000 BC and the present, the population increase is about 80,000,000 persons each year.D．The population increased faster between 8000BC and 1650 than between 1650 and the present.答案：A24．The author of the passage intends to___.A．warn people against the population explosionin the near future.B．compare the demographic growth pattern in the past with that after 1650.C．find out the cause for rapid increase in population in recent years.D．present us a clear and complete picture of the demographic growth.答案：D25．The word “demographic” in the first paragraph means___.A．statistics of human. B．surroundings study. C．accumulation of human. D．development of human. 答案：A。

中行面试试题

中行面试试题中行面试试题(1)【例题1】告知我，你最大的弱点是什么?【金融人点拨】这个问题是银行半构造化面试常见的压力测试问题;主要考察了考生的压力承受力量、在压力前的应变力量和人际关系力量，需要考生具备灵敏的思维、稳定的心情和良好的掌握力;【金融人解析】首先考生要保证自己时刻布满自信，保持冷静。

答复这种问题前不能太过揣摩考官的心理，在考官面前耍把戏，而要保持实事求是的态度;不要否认自己有缺点，没人会信任世界上有完人;其次，考生解答的秘诀在于不承受这种否认示意。

不能主动正面的成认自己的缺乏，而是应当承认一个微缺乏道的弱点或一个小小的缺点，然后再说那都已经成为过去了，并以实例来证明自己克制缺点的过程。

【例题2】你新到一个单位，同事对你不是很信任，领导也只是交给你一些琐碎的事情做，请问遇到这种情况你怎么办?【金融人点拨】这个问题是银行半构造化面试常见的人际交往类问题;此类问题主要考察考生处理冲突的力量、建立关系的力量、说服与影响他人的力量、团队合作与协调力量、倾听与沟通的力量等等。

【金融人解析】首先考生需要定位此类问题属于多重人际关系的处理，包括与同事的人际关系、与领导的人际关系;所以考生在此问题中扮演的角色是下属兼同事的角色;其次，考生需要依次解决这类问题;在解答的时候先要说明自己初到单位对业务的不熟识导致这些人际问题的消失是特别正常的，考生也要说明会用一种积极的心态承受现状，连续努力;其次，考生可以首先针对同事不信任的`状况提出一些详细解决方法;然后再针对领导不重视的情况说明自己对于领导的理解和信任;考生在详细解答的时候要坚持以真心为引导、以事实为根底，表现自己的沉着、乐观的心态。

最终考生可以说明自己对于将来工作的信念和能够解决这些问题的自信。

中行面试试题(2)中行各个分行的面试有些区分根本上笔试之后是两轮面试第一轮无领导小组争论其次轮终面构造化或者半构造化面试我面的辽宁分行 1面无领导 10个人一组 5分钟读题 30分钟争论最终5分钟找一个人来做陈述题目是你们是10个人的小区物业治理会小区内由于流淌人口以及刑满释放人员过多小区居民提出了几条意见你们如何作答2面 10个面试官面你一个也许就5分钟做个3分钟以内的自我介绍然后依据你的介绍以及之前的简历向你提问根本没有专业问题除非你的专业跟银行差距比拟大比方我看到一个社会学的MM 被问了专业学问还有的被问了作为财务治理人员需要具备什么素养。

中国银行集团银行招聘笔试试题及答案

中国银行集团银行招聘笔试试题及答案试题一：财务管理
1. 请简要说明资产负债表的作用和主要内容。

资产负债表（Balance Sheet）反映了一个企业在某一特定日期上的资产、负债和所有者权益的状况。

它用以体现企业的负债结构和资产配置情况，为分析企业的财务状况和经营能力提供依据。

主要内容包括：
- 资产类别：固定资产、流动资产等。

- 负债类别：长期负债、流动负债等。

- 所有者权益：股东权益、资本等。

2. 请解释利润表的定义和用途。

- 衡量企业的盈利水平和经营能力。

- 为内外部利益相关者提供信息依据，如股东、投资者、债权人等。

试题二：经济学基础
1. 请简述供给和需求的关系。

供给和需求是经济学中最基本的概念，它们相互作用决定了商品和服务的市场价格和数量。

供给表示生产者愿意提供的一种商品或服务的数量，而需求表示消费者愿意购买的数量。

供给和需求之间的关系通过市场作用机制得以体现，当供给大于需求时，价格往往下降；相反，当需求大于供给时，价格往往上升。

2. 请说明市场的四种类型。

一般情况下，市场可以分为以下四种类型：
- 完全竞争市场：存在许多卖方和买方，产品具有同质性，市场参与者无法通过价格操纵市场。

- 垄断市场：市场中只有一个卖方，它可以通过控制产品的价格和供应量来影响市场。

- 寡头垄断市场：市场中存在少数几个卖方，他们控制着大部分市场份额。

- 寡占市场：市场中存在多个卖方，但其中某些卖方控制着较大的市场份额。

以上为中国银行集团银行招聘笔试试题及答案的部分内容，希望对您有所帮助。

中国银行面试题目及参考答案

中国银行面试题目及参考答案中国银行面试题目及参考答案「篇一」1、对员工违规行为的处理，按员工管理权限履行手续，由BA、一级分行;B、二级分行;C、综合性支行;D、经营性支行2、从证实员工违规之日起，解除劳动合同应在其他处分或处理应在个月内作出。

CA、12、6;B、10、5;C、5、3;D、3、13、员工受到警告处分的，CA、24;B、18;C、12;D、64、员工受到记过处分的，BA、36;B、24;C、12;D、65、员工受到记大过处分的，至少同时扣减绩效考核工资，降低薪酬等级。

CA、48;B、36;C、24;D、126、员工受到撤职处分的，至少酬等级。

CA、60;B、48;C、36;D、247、监察稽核部门在监督检查中发现违规问题，需要对员工进行处理的，由意见，由有权机构按照员工管理权限集体审批后，依有关程序处理。

DA、人力资源部;B、法律与合规部;C、风险管理部;D、监察稽核部8、《中国银行山东省分行条线业务违规问责制度》适用范围包括为：AA、省行各机构从业人员;B、省行本部从业人员;B、二级分行以下各部门;D、综合性支行以下各部门9、《中国银行山东省分行条线业务违规问责制度》中规定：对于“关注类”问题，给予主管人员和其他责任人员处以元的处罚。

对于情节严重的或经济处罚后仍未整改的`处以元的处罚。

CA、50—100、100—500;B;100—200、200—600;C、100—500、600-1000;D、100—600、600—120010、对于客户经理故意隐瞒或歪曲客观情况，或提供不真实或有重大缺陷的贷前调查报告，其问责标准为：BA、特别严重;B、严重类;C、关注类;D、一般操作类11、客户经理对个人征信系统显示有不良记录的个人客户未能进一步核查的，其问责标准为：CA、特别严重;B、严重类;C、关注类;D、一般操作类12、客户经理擅自修改合同条款，其问责标准为：CA、特别严重;B、严重类;C、关注类;D、一般操作类13、客户经理填写借款合同、抵押合同、担保合同要件不全、或要素填写不全或错误，其问责标准为：DA、特别严重;B、严重类;C、关注类;D、一般操作类14、客户经理未对担保机构与房地产开发商、汽车经销商是否存在关联(如主要股东关联、重要亲属关联等)进行调查的，其问责标准为：CA、特别严重;B、严重类;C、关注类;D、一般操作类15、客户经理未对中介机构提供资料的真实性、完整性、合规性和有效性进行审核的，其问责标准为：CA、特别严重;B、严重类;C、关注类;D、一般操作类16、各级A、工会;B、法律与合规部;C、业务条线归口部门;D、监察部中国银行面试题目及参考答案「篇二」1、各级稽核部门认为处理员工不适当时，有权提出复议意见。

中国银行招聘考试试题

中国银行招聘考试试题第一部分：数学能力1. 在一个果园中，有苹果树、梨树和桃树。

已知苹果树和梨树的数量之比是2:3，梨树和桃树的数量之比是5:3。

如果果园中共有160棵树，求苹果树、梨树和桃树的数量各是多少？2. 某银行的利率是按照年利率5%计算的。

如果将10000元存入该银行，存款5年后的本息合计是多少？3. 现有两个数，它们的和是140，它们的差是60。

求这两个数各是多少？4. 一辆火车以每小时80公里的速度行驶，另一辆火车以每小时60公里的速度行驶。

两辆火车同时从相距500公里的两地开出，相互朝对方行驶。

求两个火车相遇需要多少时间？5. 一个长方形的长是宽的2倍，周长是20厘米。

求这个长方形的长和宽各是多少？第二部分：英语能力阅读理解：Passage 1The Internet has become an essential part of our lives, allowing us to communicate, access information and entertain ourselves. However, this constant connectivity can sometimes be overwhelming and lead to a disconnection from the real world. It is important to find a balance between the online and offline worlds to maintain a healthy lifestyle.1. What does the Internet allow us to do?A) Communicate with othersB) Access informationC) Entertain ourselvesD) All of the above2. Why is it important to find a balance between the online and offline worlds?A) To maintain a healthy lifestyleB) To disconnect from the real worldC) To be constantly connectedD) To stay entertainedPassage 2It is important to develop good study habits to succeed academically. Here are some tips to help you improve your study skills:1. Create a study schedule2. Find a quiet place to study3. Break up your study sessions into smaller, manageable chunks4. Use active learning techniques, such as summarizing information or teaching it to someone else5. Take breaks and reward yourself for completing tasks3. What is the purpose of creating a study schedule?A) To break up study sessionsB) To find a quiet place to studyC) To manage time effectivelyD) To reward yourself4. What is an active learning technique?A) Taking breaksB) Summarizing informationC) Finding a quiet place to studyD) None of the above第三部分：逻辑推理1. All cats have fur.Some animals have fur.Therefore, some animals are cats.A) TrueB) False2. All pens are stationary items.Some stationary items are not pens. Therefore, some pens are not stationary items.A) TrueB) False3. All humans are mortal.Some dogs are not mortal.Therefore, some dogs are not humans.A) TrueB) False第四部分：综合能力1. 请列举出中国银行所提供的主要金融服务产品。

中国银行面试题目及参考答案

中国银行面试题目及参考答案(2)中国银行面试题目及参考答案中国银行面试注意事项一、考试前一天的注意事项有些考生在考前的几天时间里，会出现过度紧张、睡不好，那么，这个时候生物钟应该怎么进行调整?考试前2—3天应该将自己的生物钟调整到最佳状态。

每晚11点以前一定要上床。

因为11点，是人体开始进行内部系统修复的时候。

一般6点起床较为合适。

过早过晚都不适宜，使自己最好的状态和太阳同步。

习惯睡午觉的同学应该提前几天调整睡眠时间以保证睡眠充足。

即使失眠，也不要过于紧张。

以下几个方法可以缓解你的紧张。

1.至少提前20分钟为休息做准备，而不是匆忙洗完就上床。

2.一边洗脸、刷牙，进行睡前清洗时，一边心里默念：我现在需要休息了。

我将要躺在舒适温暖/清凉的床上。

3.不要在睡前洗过热的澡，水温适合就可以。

泡脚水温度稍热些，可以放松神经。

4.不要听过于激烈或伤怀的音乐。

5.睡不着，不要紧张。

有人会听广播里的天气预报，有人会选择看本枯燥的理论书，有人会做遐想，总之要找到适合自己的放松方法。

有些考生担心面试那天起不了床，或是因为起晚耽误面试。

以下方法都可以使用：准备2个闹钟;请家人叫早。

以上方法可以同时使用。

面试时衣服不要前一天晚上才试穿，至少提前5天到一周;并要求自己穿半天，才能使衣服和自己适应。

面试前，时间很紧，考场环境勘察是非常有必要的。

按照规律，正常人在陌生环境，其表达能力和思维能力都会受到影响，与平时在自己熟悉的环境中是有差别的。

考生应事先勘察最方便的到达考场的路线、乘车方式，将第二天天气突然变化导致交通拥堵考虑进去，确保按时到达考场;事先将考场整个外部、内部环境熟悉一遍，搞清楚具体方位和建筑物之间的关系，考场内部环境，楼道、电梯、大门、卫生间等位置，这些映像有助于考生消除紧张心理，将客场作战变为主场。

面试过程中有些考生由于很紧张，总是会忘记一些东西。

要准备的物品大体如下，事先列个清单，逐项检查核实，事先装好。

考试证件：身份证、准考证、面试通知书(如发的话)。

中国银行招聘考试试题

中国银行招聘考试试题第一部分：常识题1.中华人民共和国的首都是北京吗？2.中国的国花是什么？3.珠穆朗玛峰位于哪个国家？4.中国银行属于国有银行还是私人银行？5.中国的货币单位是什么？第二部分：金融知识1.什么是货币政策？2.请简要说明中国银行的主要业务范围。

3.什么是信用风险？4.请解释一下财务报表中的资产负债表和利润表。

5.什么是投资银行？第三部分：英语能力请从以下选项中选择最合适的单词来完成句子： 1. We need to __________ a plan to improve our efficiency. a) develop b) divide c) destroy d) deliver2.The company’s sales _________ by 20% last year.a)increased b) decreased c) stopped d) ignored3.We are _________ to announce that the project has been completedsuccessfully.a)glad b) sad c) surprised d) excited4.The meeting has been __________ due to bad weather.a)canceled b) organized c) delayed d) discussed5.I will __________ the report to the manager tomorrow.a)send b) receive c) prepare d) borrow第四部分：数学题1.请问11乘以7等于多少？2.如果一个物品的原价是300元，打8折后的价格是多少？3.请问500除以25等于多少？4.如果一个人平均每天走3公里，他走了10天，总共走了多少公里？5.如果一部手机的原价是2000元，打85折后的价格是多少？第五部分：逻辑思维请根据以下信息回答问题：A、B、C、D、E五个人排队，其中A在D的后面，C在E的前面，B在D的前面，E在C的后面。

中国银行面试题目

中国银行面试题目中国银行作为我国最大的商业银行之一，其面试题目涵盖了金融知识、行业动态、个人能力等方面。

以下是一些可能出现在中国银行面试中的题目，希望可以帮助您更好地准备面试。

一、金融知识类题目1. 请简要介绍一下中国银行的发展历程和主要业务。

中国银行成立于1912年，在国内外设有广泛的网点。

主要业务包括个人银行业务、公司银行业务和金融市场业务等。

您可以针对具体业务进行更为详细的阐述。

2. 请解释一下存款准备金制度，并说明其作用。

存款准备金制度是中央银行对商业银行的一种货币政策工具。

商业银行需要按照一定比例将存款的一部分存入中央银行，并不能随意支配，以确保金融体系的稳定和流动性的充足。

3. 什么是非金融企业债券？非金融企业债券是指由非金融领域的企业发行的债务工具。

它是企业融资的一种方式，通常作为长期债务融资工具，也可以通过中央银行的操作进行短期融资。

二、行业动态类题目1. 请谈谈您对当前中国银行业竞争形势的看法。

您可以从竞争对手数量、市场份额、利润情况、创新能力等多个方面展开回答。

2. 请介绍一下您对互联网金融的理解和看法。

互联网金融是近年来兴起的金融创新模式，它通过互联网技术实现金融服务的便捷化和普惠性。

您可以结合互联网金融对传统银行业务的冲击、风险管理等方面进行阐述。

三、个人能力类题目1. 请谈谈您自己的核心竞争力。

您可以从专业知识、团队合作能力、沟通能力、问题解决能力等方面介绍自己的核心竞争力，并结合具体案例进行说明。

2. 请描述一次您在团队合作中面临的挑战，并说明您是如何克服的。

这个题目旨在考察您在团队合作中的应变能力和解决问题的能力。

以上题目仅为举例，实际面试中可能会有更多的题目涉及到不同的方面。

在准备过程中，建议您结合自己的实际情况，积极思考和准备面试可能涉及到的各个方面，提高自己的应变能力和解决问题的能力。

最重要的是保持自信和积极的态度，相信自己的能力，展示出自己的专业素养和潜力。

中国银行笔试真题

中国银行笔试真题题目一：简答题1.请简述商业银行与非银行金融机构的区别。

答：商业银行是指经营存款、发放贷款、办理支付结算、发行票据等一般银行业务的金融机构。

商业银行的主要特点是具有法定的储备金存款义务和资金创造能力。

而非银行金融机构则是指除商业银行、证券公司、保险公司和信托公司以外的金融机构，如金融租赁公司、担保公司、融资租赁公司等。

非银行金融机构通常不具备储备金存款义务，而且其资金来源主要是通过借入来满足业务需要。

此外，商业银行一般是以经济利润为导向，而非银行金融机构则更多地注重社会效益。

2.请简述商业银行的风险管理措施。

答：商业银行的风险管理措施包括信用风险管理、市场风险管理和操作风险管理等方面的措施。

–信用风险管理：商业银行应建立完善的信贷风险管理体系，包括风险评估、授信审批、贷后监管等环节。

此外，还要加强对借款人的信用调查和反欺诈措施。

–市场风险管理：商业银行应建立市场风险管理体系，包括利率风险管理、外汇风险管理等。

需要制定有效的市场风险监测和控制机制，加强对流动性风险的管理。

–操作风险管理：商业银行应加强对操作风险的管理，包括内部控制、合规风险管理等。

需要建立健全的内部控制制度，防止违规操作和内部失职等情况的发生。

题目二：计算题某银行存款利率为年利率5%，现有一客户在该银行存入了1万元，存款期限为3年，利滚利计算（即每年的利息会在下一年计入本金）。

请计算该客户最终到期能够取出的本金和利息总额。

答：根据利滚利计算，3年期的存款每年的利息都会计入本金。

所以，第一年的利息为10000 * 5% = 500元，本金加利息总额为10500元。

第二年的利息为10500 * 5% = 525元，本金加利息总额为11025元。

第三年的利息为11025 * 5% = 551.25元，本金加利息总额为11576.25元。

所以，该客户最终到期能够取出的本金和利息总额为11576.25元。

题目三：案例分析某银行推出一款名为“快捷支付”的产品，该产品支持客户通过手机快捷方便地进行转账、缴费、理财等操作。

2023年中国银行校园招聘考试真题

2023年中国银行校园招聘考试真题（满分100分时间120分钟）一、单选题（每题只有一个正确答案，答错、不答或多答均不得分）1.如无特殊说明，公文正文中文字的颜色均为（）。

A.蓝色B.红色C.绿色D.黑色【答案】：D2.古人在造字之初，常使用象形的方法造字。

下列文字不是象形字的是（）。

A.日B.山C.男D.水【答案】：C3.五四运动爆发的导火线是（）A.巴黎和会上中国外交失败B.新文化运动的深入发展C.北大校长蔡元培辞职D.陈独秀被捕【答案】：A4.电商售假、流量偷跑、“天价青岛大虾”等现象的治本之策在于（）。

A.不断完善市场竞争规则B.消费者加强对企业监督C.建立健全社会信用制度D.经营者要树立质量意识【答案】：C1/ 125.下列不属于民商法调整的社会关系有（）。

A.何某与其所供职的公司之间发生的知识产权纠纷B.王某与其弟弟之间因继承发生的纠纷C.李某与某派出所因罚款数额发生的纠纷D.甲、乙两公司之间发生的买卖合同纠纷【答案】：C6.下列选项中，不属于法国作家的是（）。

A.福楼拜B.拜伦C.巴尔扎克D.司汤达【答案】：B7.在公文收文办理流程中，为决策活动提供选择方案的流程是（）。

A.承办B.批办C.注办D.拟办【答案】：D8.俗语“物以稀为贵”所称的“贵”指的是商品的（）。

A.生产价格B.价格C.使用价值D.价值【答案】：B9.资本主义经济发展中，资本集中的直接后果是（）A.绝对剩余价值总量快速增长B.个别资本规模迅速扩大；C.社会总资本急剧增加；D.社会就业率明显提高；【答案】：B2/ 1210.某顾客到龙虾馆吃霸王餐，赊账300元，还和老板娘发生争吵。

店里的厨师甲、伙伴乙及合伙人丙、丁听说后气不过，连夜带着道具一起去追债，打伤了该顾客，还拿走了他身上的3700元钱，事发当天，这4人就被民警抓获。

对此，下列说法不正确的是（）。

A.4人应退还赃款，并赔偿该顾客的医药费等相关损失B.4人构成盗窃罪C.4人属于共犯D.4人行为构成抢劫罪【答案】：B11.需求是指（）。

中国银行招聘笔试题三篇

中国银行招聘笔试题三篇篇一：中国银行校园招聘笔试题一、英语。

英语的考试时间一个半小时，95道题，时间相当紧张，我最终是有两篇阅读一眼都没看。

第一部分，同义词替换，大约是10个。

单词的难度相当于六级单词，我挨个看了下来，觉得都比较眼熟，只是考过六级也有三四年了，所以会做的没有几个。

第二部分，单选，20题。

题目难度不大，主要还是词意辨析，词汇难度仍旧相当于六级。

第三部分，改错，10题。

每句话给出四个选项，选一个错的即可，不需要改，难度也不算大，平时有点联系英语的话，应该都没问题。

第四部分，完形填空。

20题，难度大于六级，甚至略微高于考研英语。

不过也可能是因为本人许久没有看英语的关系。

第五部分，阅读理解。

35题，这35题又分为四种题型：第一种题型是常规阅读，给了四篇文章，每个文章五个题目，共二十个题目，选择正确答案。

难度我觉得高于六级低于考研英语。

(不过这么说并不准确，毕竟考研英语跟六级的要求不同，但是文章的难度就我而言觉得是肯定高于六级的，高不了很多，只是句子复杂些，文章长些。

)。

第二种题型是排序题，一篇文章，给出了第一段(A)和最后一段(G)，然后将B-E段的顺序打乱让你重新排序，文章很长，没有一定的速度练习和解题技巧练习的话，完全可以最后瞎蒙。

第三种题型，是选择合适的句子填入。

给一篇文章，也是相当的长，每段话中基本上都缺一句，从后面的答案选最合适的填入，大约有5道。

这个我完全就蒙的了，没有时间做。

第四种题型，是快速阅读，两篇超长的文章，五道题。

做过专四的同学都应该很会做快速阅读，我本人也认为快速阅读是最简单的，我花了五分钟全部做完。

接下来要说说如何克服时间不足的问题了。

第一部分至第三部分没什么好说的，顺序做下来就可以了，是整份卷子难度最小的部分，不要轻易放弃。

完形填空根据个人英语水平，水平高的自然顺序做下来就好了，像我这样，过了六级好几年了，考研也过了两年多了，对英语已经是那种若即若离的状态的，最好选择先做阅读，后面来蒙。

中国银行笔试及面试试题、技巧(很全)1

中国银行的笔试中国银行的笔试题一般是找人力公司给提供的，这种卷做完了就收上去，每年都有更新，所以一般是找不到历年的原题的，这也是其招聘的正规性所在。

从前的经验和你说说吧，近两年的事情：1、会有一部分类似考智商的公务员类似的题，考验你短时间内完成各项题目的能力和承受压力的能力；2、接下来会有一门各项专业分类题，有法律、IT、财会、综合四大类吧，根据你自身的专业来选题，如果你是前三类的就选前三类的任一门，如果你不属于其中任何一类，就选综合；3、考试时间我不记得了，当年考了一上午。

复习对策：既然是人力公司出的标准化试题，那就没必要押题了。

如果有时间把公务员试题拿过来做做，从头做到尾，熟悉各种题型，这就走在别人前面好几步了。

有时间再复习一下专业知识，如果实在没的复习…我劝你把字好好练练，人一上考场，写字过千都会开始变形的，判卷的人的心理也会变形的。

中国银行笔试总结一下，货币银行学占题目比重较大，国际金融方面考了汇率和期货两三道，商业银行管理也考了一些，计算机网络出的都是比较简单的题目，法律方面主要考几道劳动法和税法的，此外市场营销学、管理学、会计学、时事政治都有涉及到综合部分选择题1.以下哪个同行拆借率是目前被认可和通行的（伦敦同业拆借率）2. 世界上第一个商业银行是？（英格兰银行）3. 巴塞尔协议规定的资本充足率为多少（8%）4.商业银行的经营目的是什么？（盈利）5.在日本发行的以美元计价的债券称为什么（欧洲市场债券）6. 利率互换的条件（币种相同、期限相同、利率计算方式不同）7.关于卖空股指期货操作的题目8.以下哪个选项最适合作为回购协议（国债、股票之类）9.以下哪种票据需要承兑（远期汇票）10. 证券投资属于什么投资（直接投资、间接投资 and so on）11.布雷顿森林体系崩溃时间（七十年代初期）12.央行和商业银行的货币职能（央行提供原始货币，商业银行制造派生货币）13.凯恩斯的货币需求理论最大的特点是（强调利率的作用）14.菲利普斯曲线描述的是什么？（通货膨胀与失业率之间的关系）15.洛仑兹曲线描述的是什么？（收入分配公平程度）——不确定是不是这道题16.发行国债的最主要目的是什么？（筹集建设资金）17.市场营销的核心环节是（交换）18.关系营销的理论基础是什么19.泰勒被尊称为什么（科学管理之父）20. 国内企业引进了激励奖金制后，现在激励奖金已经变成工资的一部分，而失去了原本的激励作用，这样意味着？（激励效应在每个国家作用不同、如何防止激励奖金变成工资的一部分是管理人员需要重视和提高的什么什么，忘了）21. 某企业生产平均成本达到最小值，那么该企业（利润达到最大值、超额利润为零、边际成本等于平均成本or whatever）22.劳动法对于加班时间的限定（每月不得超过36小时）23.如果企业安排员工周末上班而又不予以调休，那么应支付多少倍工资（2倍）24. 以下哪个选项免收营业税（医院提供医疗服务的费用、邮局出售邮票、移动公司出售充值卡、还有一个选项忘了）25.以下哪种情况免收个人所得税（保险理赔）26.企业增值税的属性--共享税中央为主28. A、B两个相连的会计年份和甲乙两种不同的会计方式混搭，问哪个符合会计一致性原则29.某跨国企业子公司财务报告与母公司合并，过程中遭遇的汇率风险属于什么风险（经营风险、市场风险、经济风险、会计风险）30.影响现金流的操作31.以下哪个软件通常用来收发邮件（Outlook Express。

中国银行总行招聘考试笔试试题(包含答案)

中国银行总行招聘考试笔试试题第一部分：英语能力测试一、阅读理解Passage 1The angry woman stood on the station platform (月台). “The railway should pay me ￡14,” she said to Tony Jenks, the man in the booking office. “My ticket was for June 26th, and there was no ship from Jersey that night. My daughter and I had to stay in a hotel. It cost me ￡14.” Tony was worried. He remembered selling the woman a return ticket. “Come into the office, madam,” he said politely. “I’ll just check the Jersey timetable for June 26th.” The woman and her little girl followed him inside. She was quite right, as Tony soon discovered. There was no ship sailing on June 26th. How had he made such a careless mistake? Not knowing what to do, he smiled at the child. “You look sunburned (晒黑的),” he said to her. “Did you have a nice holiday in Jersey?”“Yes,” she a nswered shyly. “The beach was lovely. And I could swim too!” “That’s fine,” said Tony. “My little girl can’t swim a bit yet. Of course, she’s only three……” “I’m four,” the child said proudly. “I’llsoon be four and a half.” Tony turned to the mother. “I remember your ticket, madam,” he said. “But you didn’t get one for your daughter, did you?” “Er, well……” the woman looked at the child, “I mean —she hasn’t started school yet. She’s only four.” “A four-year-old child must have a ticket, madam. A child’s ret urn ticket to Jersey costs — let me see —￡15.50. So if you want the railway to pay ￡14 for your hotel, you will have to pay the railway ￡15.50 first. The law is the law, but since the fault was mine……” The woman stood up, took the child’s hand and left the office.1. A return ticket is a ticket that __________.A. allows a passenger to travel to a placeB. one buys when one returnsC. must be returned if one wants to get his money backD. allows a passenger to travel to a place and return later2. The man in the booking office mentioned the child’s ticket in order to __________.A. send the woman awayB. get back ￡15.50C. say sorry to the womanD. make clear the importance of the law3. According to the railway law, a child __________.A. must have a ticket just like a grown-upB. can not travel without a ticketC. below the age of four can travel without a ticketD. can travel with grown-ups without a ticket4. At last the woman got __________ from the railway booking office.A. ￡15.50B. ￡1.50C. ￡14D. nothing5. According to the passage, which of the following statements is TRUE?A. After checking the timetable Tony found there was a ship from Jersey on June 26th.B. Tony said sorry to the woman and paid her ￡14.C. The woman did not travel at all to Jersey with herdaughter to spend her holiday.D. It was clear that the woman was not honest.解答：D A C D DPassage 2Throughout history, people had dreamed about joining England and France together. Even Napoleon had a plan to dig a tunnel (隧道) and reach England. One of the first people who tried to dig a tunnel under the Channel was a French engineer called Albert Mathieu. His tunnel failed.In 1881, Colonel Beamont and Captain English from Britain also tried to dig a tunnel. Their tunnel went six kilometers into the Channel. Queen Victoria stopped them and said it was dangerous to connect with France. It was a very good tunnel, and it is still there today.The new tunnel (ready in 1993) is, in fact, three tunnels-two for trains and a “service tunnel” for fresh air to go in and for men who take care of the tunnels. The tunnels are fifty kilometers long, forty meters under water. Forty kilometers of tunnel are under the sea itself. They are the longest undersea tunnels in the world. Trains travelthrough the tunnels at 160 km/h. People drive their cars onto trains and the trains take them through the tunnel. Each train takes 1,500 people and there are trains every ten minutes.A special radio station called Channel Channel has started, because it is impossible to receive normal radio signals (信号) when you are under the sea. The station sends news to keep people up-to-date with the “world outside”while they are in the tunnel.6. What was people’s dream about England and France?A. Napoleon could reach England.B. Napoleon could dig a tunnel for them.C. Albert Mathieu would succeed.D. England and France could be joined together.7. Which is TRUE about the tunnel building in 1881?A. The tunnel went six kilometers from France.B. Tunnel-building was a dangerous job.C. The old tunnel is still under the sea.D. The queen agreed to the digging plan.8. What’s the traveling like in the tunnel?A. Trains and cars can travel at 160 km/h.B. People can travel by trains through two tunnels.C. It takes ten minutes to go through the tunnel by train.D. People can drive their cars or take trains through the tunnel.9. Channel Channel has started to _________.A. tell people what the date isB. send news about people in the tunnelC. tell people news about the outside worldD. receive radio signals of the outside world10. The passage mainly tells us _________.A. the history of the Channel tunnelB. the importance of the Channel tunnelC. it’s hard work to dig an undersea tunnelD. the people who tried to dig the Channel tunnel解答：D C B C APassage 3Opportunities for rewarding work become fewer for both men and women as they grow older. After age 40, job hunting becomes even more difficult. Many workers stay at jobs they are too old for rather than face possible rejection. Our youth-oriented, throw-away culture sees little value inolder people. In writer Lilian Hellman's words, they have "the wisdom that comes with age that we can't make use of." Unemployment and economic need for work is higher among older women, especially minorities, than among younger white women.A national council reports these findings: Though unemployed longer when seeking work, older women job-hunt harder, hold a job longer with less absenteeism (缺勤), perform as well or better, are more reliable, and are more willing to learn than men or younger women. Yet many older women earn poor pay and face a future of poverty in their retirement years. When "sexism meets ageism, poverty is no longer on the doorstep - it moves in," according to Tish Sommers, director of a special study on older women for the National Organization for Women.Yet a 1981 report on the White House Conference on Aging shows that as a group, older Americans are the "wealthiest, best fed, best housed, healthiest, most self-reliant older population in our history." This statement is small comfort to those living below the poverty line, but it does explode some of the old traditional beliefs and fears. Opportunities for moving in and up in a large company may shrink but many older people begin successful small businesses, volunteerin satisfying activities, and stay active for many years. They have few role models because in previous generations the life span was much shorter and expectations of life were fewer. They are ploughing new ground.Employers are beginning to recognize that the mature person can bring a great deal of stability and responsibility to a position. One doesn't lose ability and experience on the eve of one's 65th or 70th birthday any more than one grows up instantly at age 21. （ 348 words ）11. After the age of 40, ______.A. most workers are tired of their present jobsB. many workers tend to stick to their present jobsC. people find their jobs more rewarding than beforeD. people still wish to hunt for more suitable jobs12. From Hellman's remark, we can see that ______.A. full use has been made of the wisdom of older peopleB. the wisdom of older people is not valued by American societyC. older people are no less intelligent than young peopleD. the wisdom of older people is of great value to American society13. Tish Sommers argues that ______.A. older women find it hard to escape povertyB. older women usually perform better in their jobsC. the major cause of the poverty of older women is sexismD. more people have come to believe in sexism and ageism14. According to the third paragraph, it can be seen that older Americans ______.A. have more job opportunities than young peopleB. live below the poverty lineC. have new opportunities to remain active in societyD. no longer believe in the promise of a happy life upon retirement15. It can be concluded from the passage that the writer ______.A. calls attention to the living conditions of older AmericansB. believes that the value of older people is gaining increasing recognitionC. attempts to justify the youth-oriented, throw-away culture of the United StatesD. argues people should not retire at the age of 65 or 70 解答：BBACB二、完型填空Mark Twain （马克.吐温）, a famous__1__ writer, liked to play jokes on others. But once on him a joke was played. One day Mark Twain__ 2__ to give a talk in a small town. At lunch he met a young man, one of his friends. The young man said that he had an uncle with him. He told Mark Twain that his uncle never laughed__ 3__ smiled and that nobody and__ 4__ was able to make his uncle smile or laugh. “You__ 5__ your uncle to my talk tonight,” said Mark Twain, “I’m sure I can make him laugh.” That evening the young man and his uncle sat__ 6__ . Mark Twain began to speak. He told several funny stories. This made everyone in the hall laugh.__ 7__ the old man never ever smiled. Mark Twain told more funny stories, but the old man still kept quiet. Finally Mark Twain stopped. He was quite__ 8__ . Several days later, Mark Twain told another friend__ 9__ his about what had happened that night. “Oh,” said his friend, “I know about that old man. He__10__ deaf for years.” (190)1、A. AmericaB. AmericanC. AmericanismD. Americana2、A. invitedB. were invitedC. was invitedD. had been invited3、A. andB. soC. butD. or4、A. anythingB. nothingC. somethingD. everything5、A. takeB. fetchC. bringD. carry6、A. in a frontB. in frontC. in the front ofD. in front of7、A. SinceB. ButC. WhileD. So8、A. disappointB. disappointingC. disappointmentD. disappointed9、A. ofB. fromC. inD. among10、A. beB. had beenC. has beenD. was解答：B C D B C B B D A C三、字词理解1. My roommate lost a lot of weight ____ every day.A. to exerciseB. with exerciseC. for exerciseD. by exercising解答：D2. It was Smith who called while I was out.A. no other butB. no other thanC. no one thanD. none other than解答：D3. We students should learn to be good citizens. A crime may ____ cause lifelong regret.A. howeverB. otherwiseC. necessarilyD. absolutely解答：A4. As it turned out to be a small house party, we so formally.A. need not have dressed upB. must not have dressed upC. did not need to dress upD. must not dress up解答：A5. You cannot be ____ careful when you drive a car.A. veryB. soC. tooD. enough解答：A6. Amoebas are small to be seen without a microscope.A. far tooB. far andC. so farD. as far as解答：A7. The nectarine is a fruit __ like a peach.A. asB. muchC. andD. to解答：B8. __ kinds of dinosaurs were dying out all through the Age of Reptiles is true.A. SomeB. Some wereC. When someD. That some解答：D9. The physicist has made a discovery,____of great importance to the progress of sci-ence and technology. A. I think which is B. that I think isC. which I think isD. which I think it is解答：B10. He noticed the helicopter hovering over the field. Then to his astonishment, he saw a rope ladder_________out and three men climbing down it.A. throwingB. being thrownC. having thrownD. having been thrown解答：B11. _____ this instrument should have put its work permit number on the box.A. Who checkedB. Whoever inspectedC. No matter who examinedD. Those who estimates解答：B12._________to blame for the many troubles you have encountered.A. It is notIwhoamB. It is notIthatisC. It is not me who amD. It is not me that is解答：A13. I am sure I can help you find ____ bed for your new house, but now I’m heading for____ bed and ____ good sleep.A. a , a , theB. a , / , aC. the , a , aD. a , the , a解答：B14. __ the silkworm produces a fluid internally and then forces it out through tiny holes in its body.A. It makes silk andB. Having made silkC. Silk is made byD. To make silk解答：D15. The drink taste a little ____ to me.A. strongB. stronglyC. so strongD. too much strong解答：D16. are fed into a tape-recorder, they magnetize the particles on the tape in varying patterns.A. When electric wavesB. Electric wavesC. Electric waves thatD. Because of electric waves解答：A17. Time should be made good use ____ our lessons well.A. of to learnB. of learningC. to learnD. to learning解答：D18. Two of the notebooks ____ Tom had lost on the bus were returned to the main desk at his dormitory.A. whatB. whichC. whoD. whose解答：B19. They arrived there at last, ____.A. was tired and hungry C. being tired and hungryC. tired and hungryD. tiredly and hungrily解答：A20.--- What was the party like?---Wonderful . It’s years ____ I enjoyed myself so much.A. beforeB. afterC. whenD. since解答：A第二部分：行政能力测试一、言语理解与表示1.下列各句中没有语病的一句是：( )A经过不不懈的努力，国家图书馆在搜集、加工、存储、提供古典文献方面已具有中国特色的藏用并举的格局。

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