电大金融学学位英语考试模拟题
金融英语考试模拟练习题二
D. both A and B 12. A consumer's indifference curve shows ______. A. all combinations of two products that a consumer can use B. all combinations of two products that yield the same total satisfaction to the consumer C. all combinations of two goods that the consumer can purchase with disposable persona income D. equal income for consumption 13. The value of any investment is found by computing ______. A. the future value of all future expenses B. the future value of all sales C. the present value of all future liabilities D. the present value of all cash flows 14. A "base" or "high-powered" money is distinguished from other types of money by the fact that it . A. always consists of central-bank liabilities B. always consists of assets that can serve as commercial bank cash reserves C. always consists of gold coin D. must be a "fiat" money 15. The relationship between interest rates on various bonds, and the time to (heir maturity is called the ______ structure of interest rates. A. chronological
金融英语考试模拟练习题三
16. Which of the following instruments is traded in a capital market? ______. A. Bankers acceptance B. S. Treasury Bill C. Eurodollar D. Commercial paper E. None of the above 17. Which of the following is generally true of all bonds? ______. A. The longer a bond maturity, the lower is the rate of return that occurs as a result of the increase in an interest rate B. Even though a bond has a substantial initial interest rate, its return can turn out to be negative if interest rates rise C. Prices and returns for long-term bonds are more volatile than those for shorter-term bonds D. All of the above E. Only A and B 18. According to the market segmentation theory of the term structure, ______. A. investors' strong preference for short-term relative to long-term bonds explains why yield curves typically slope downward B. bonds of one maturity are not substitutes for bonds of other maturities; therefore, interest rates on bonds of different maturities do not move together over time C. the interest rate for bonds of one maturity is determined by supply and demand for bonds of that maturity D. all of the above
学位英语模拟试卷01
学位英语模拟试卷01中央广播电视大学2010—2011学年度第二学期学位考试金融学专业学位英语试题（A卷）2011年5月Part Ⅰ语音知识（共10小题：每题0.5分，共5分）在下列每组单词中，有一个单词的划线部分的读音与其它单词的划线部分的读音不同。
找出这个词，并在答题卡相应的题号后填涂选项。
1. A. base B. have C. gate D. mate2. A. market B. army C. area D. dark3. A. ease B. mean C. head D. heat4. A. milk B. wild C. mild D. child5. A. forgot B. lost C. pot D. post6. A. fork B. forbid C. fortune D. forward7. A. house B. south C. touch D. mouth8. A. invasion B. decision C. occasion D. discussion9. A. cloth B. bathe C. with D. they10. A. push B. must C. rub D. truckPart Ⅱ词汇与语法知识（共30小题：每题0.5分，共15分）从每小题的四个选择项中，选出最佳的一项，并在答题卡相应的题号后填涂选项。
11. You ________ read that article if you don’t want to.A. haven’tB. can’tC. mustn’tD. needn’t12. Do what you think is right, ________ they say.A. howeverB. whateverC. whicheverD. whenever13. I don’t think you’ve heard of him before, ________?A. don’t IB. do IC. have youD. haven’t you14. There are many kinds of metals, ________.A. each having its special propertiesB. having its special propertiesC. one has its special propertiesD. each has its special properties15. Our society has changed and ________ in it.A. so the people haveB. the people have soC. so have the peopleD. have the people so16. We’re late. I expect the film ________ by the time we get to the cinema.A. had already startedB. have already startedC. will already have startedD. have already been started17. They overcame all the difficulties and fulfilled the plan ten days ahead of schedule, ________ was something we had not expected.A. thatB. thisC. whatD. which18. ________ in the air, fuels give off heat.A. To burnB. BurnedC. To be burnedD. Being burned19. Mary _________ in the garden when it began to rain.A. was walkingB. walkedC. walkingD. has walked20. It is necessary that we _________ have a good command of English at college.A. mustB. have toC. shouldD. ought to21. If a better material _________, the strength of the part of the equipment would have been increased.A. had been usedB. had been usingC. being usedD. using22. “Who was _________ called this morning?”“Mrs. Kate, our new neighbor.”A. it thatB. it whomC. she thatD. she who23. _________ the box, and you will find a beautiful present in it.A. When openB. If you openC. OpenD. Opening24. The problem has _________ simply because you didn’t follow my instruction.A. raisedB. risenC. arisenD. aroused25. “How _________ will you finish your homework?”“In half an hour.”A. fastB. longC. oftenD. soon26. He was _________ of deciding anything for himself.A. incapableB. ineffectiveC. incompetentD. unable27. We finally _________ an agreement after a lot of hard bargaining.A. reachedB. arrivedC. droveD. set28. Don’t _________ your work half-done. You’re supposed to finish it alone.A. remainB. getC. setD. leave29. I have to _________ myself for a while. I’ve got something urgent to deal with.A. forgiveB. entertainC. spareD. excuse30. Please give the patient some medicine to _________ him of his headache.A. decreaseB. reduceC. relieveD. change31. What the teacher said had a great _________ on his later career.A. effortB. influenceC. resultD. expression32. She said that she would stay there for _________ more week.A. aB. oneC. anotherD. other33. It’s too expensive for me. I can’t __________ it.A. spendB. payD. cost34. You should be very __________ to your teachers for their help.A. thankB. gratefulC. gracefulD. appreciative35. The ship arrived at __________ 12:00, neither earlier nor later.A. properlyB. nearlyC. almostD. exactly36. Please come back in an hour. I’ll be ready __________ then.A. tillB. byC. atD. on37. You look beautiful in blue while red clothes are nice __________ her.A. onB. forC. toD. in38. In some parks visitors are requested to __________ the grass.A. keep asideB. keep awayC. keep out39. We don’t like it, but we have to __________ it.A. stand up withB. put up withC. take up withD. pick up with40. It _________ that the jewels had been stolen by a traveler.A. turned outB. turned upC. turned onD. turned overPart Ⅲ完形填空（共15小题：每题1分，共15分）通读下面的短文，掌握其大意。
2022年电大本科金融英语II试题及答案资料
中央广播电视大学-第二学期“开放本科”期末考试英语Ⅱ(1) 试题注意事项7月一、将你旳学号、姓名及分校（工作站）名称填写在答题纸旳规定栏内。
考试结束后，把试卷和答题纸放在桌上。
试卷和答题纸均不得带出考场。
一、仔细阅读题目旳阐明，并按题目规定答题。
答案一定要写在答题纸指定旳位置上，写在试卷上旳答案无效。
三、用蓝、黑圆珠笔或钢笔答题，使用铅笔答题无效。
第一部分交际用语（合计10分，每题2分）、71-5小题：阅读下面旳小对话，从A\B\C三个选项中选出一种能填入空白处旳最佳选项，并在答题纸上写出所选旳字母符号。
1.- What subjects are you studying?-------------A. Yes, I'm studying historyB. I'm studying philosophyC．I'm doing my homework2.- May I help you, madam?_________________．A．Sorry,I have no ideaB. You'd better give me a handC. Yes, I'd like 2 kilos of orange3.- Well, Mary, how are you? ‘---------------一．A．I'm goodB．I'm niceC．I'm fine4.- Hello, could I speak to Don please?——？A．Who's speakingB．Are you JaneC．Who are you5.- Excuse me, would you lend me your calculator?____________．B．Yes,I have a handA. Certainly. Here you areC．It~s nothing第二部分词汇与构造（20分，每题2分）6-15小题：阅读下面旳句子，从A.B.C三个选项中选出一种能填入空白处旳最佳选项，并答题纸上写出所选旳字母符号。
金融学本科专业学士学位英语水平考试自测题
金融学本科专业学士学位英语水平考试自测题Part I 语音知识在下列每组单词中，有一个单词的划线部分的读音与其它单词的划线部分的读音中同。
找出这个词，并在答题纸相应的题号后填写选项。
1. A. agent B. ahead C. alive D. along2. A. other B. themselves C. this D. thousand3. A. express B. address C. resist D. yellow4. A. cheat B. weak C. weave D. threadPart II 词汇与语法知识从每小题的四个别选择项中，选出最佳的一项，并在答题相应的题号后填写选项。
5. I began to iron the clothes that my daughter had ______ from the wardrobe.A) obtained B) takenC) brought D) collected6. Is that film still _______?A) running B) workingC) taking D) performing7. The newspapers reported yesterday several _____ on the boundaries of theses two countries.A) happenings B) incidentsC) events D) accidents8. At the beginning of this term, our English teacher ______ a list of books for us to read.A) turned out B) handed inC) made out D) passed on9. Don you mind if I call you Tom?A) Never mind. B) All right.C) No problem. D) Not at all.10. You’ll find this tourist map of great value in helping you to ______ Beijing.A) get around B) get overC) get through D) get acrossPart III 完形填空通读下面的短文，掌握其大意。
电大学位英语模拟试题-东北财经大学
工商管理专业学位外语考试模拟试题（1）2004.12一、语音题（每空1分，共10分）1、breach A. break B. theatre C. meadow D. least2、notice A. stomachs B. houses C. mouths D. reasonable3、opposite A. companion B. balloon C. stroll D. historic4、scatter A. laboratory B. separate C. gravity D. various5、twinkle A. wind y B. drink C. footprint D. interesting6、shook A. shoot B. food C. shoe D. wood7、occasionally A. population B. Russian C. question D. television8、pressure A. directly B. oxygen C. absen ce D. camera9、float A. flower B. brown C. hometown D. bellows10、bulletin A. bury B. Prussian C. bullet D. punishment二、单选题（每空1.5分，共30分）11、You are lucky since you've never ____an ything in your life.A. lostB. gotC. stolenD. found12、Would you please help me to ____u p the present for the old gentleman?A. wrapB. tieC. coverD. send13、Since you r supervisor has _____ the time for a talk, you must make sure that you will be there on time.A. predictedB. specifiedC. yieldedD. classified14、His _____ hand writing resulted from haste and carelessness rather than from theinability to form the letters correctly.A. unreadableB. beautifulC. carefulD. undecided15、My friend was full of _____ for the way in which I had so quickly learn ed to drive a car.A. prid eB. surpriseC. ad mirationD. jealousy16、What time does my flight leave ____Tuesday?A. atB. inC. byD. on17、It has been a long time _____I saw you last time.A. sinceB. forC. beforeD. after18、What are you doing? I'm _____th e bedroom for my wallet.A. lookin gB. findingC. searchingD. searching for19、The little girl woke up screaming because she had had a_____.A. dayd reamB. nightmareC. fantasyD. s weet dream20、The man ager ___that the new employees go throu gh professional training before they started workin g.A. persistedB. insistedC. resistedD. assisted21、She talked to him for a long time and ___him from doing that dangerous job.A. persuadedB. dissuadedC. overcameD. con quered22、The textile industry _____ greatly to the economy of Hong Kong.A. addsB. amountsC. cont ributesD. leads23、They decid ed to chase the cow away ______ it did more damage.A. unlessB. untilC. beforeD. wh at24、All _______ is a continuous supply of the basic necessities of life.A. wh at is need edB. for our needsC. the thing neededD. that is needed25、The manufacturers _____ carried out one of the Ch airman's proposals, but they didn't.A. must haveB. couldn't haveC. ought to haveD. shouldn't have26、They are believed ____ in their experiment.A. to have already succeededB. to succeed alread yC. to be succeed edD. to be succeed27、You ought not to ____ him the news that day.A. tellB. be tellingC. have toldD. had told28、I know you're planning to travel this summer, but do you know_____?A. how mu ch cost it will beB. how much has it costC. how mu ch will it costD. how mu ch it will cost29、Your little girl is becoming very rud e. You _____scold her.A. mayB. canC. oughtD. ought to30、Please listen to me. It's inappropriat e for you to persist in ___ this.A. to doB. doC. doingD. havin g done三、词形变换（每空1分，共5分）31、(explode) Did you hear the terrible ______last night?32、(disappoint) To his great _____, Mrs. White won't be able to join us in the party thisweek end.33、(promote) He looks happy today. I guess he has got a______.34、(economic)I am a college student now. My major is_____.35、(add)They need___ help to get the work done as planed.四、完形填空（每空1分，共20分）It was the night before the composition was due. As I looked at the list of topics (题目) ,"The Art of Eating Spagh etti (意大利面条) " caught my eye. Th e word "spaghetti" brou ght backthe 36 of an evening at Un cle Alien' s in Belleville37 all of us were seated around the tableand Aunt Pat 38spaghetti for supper. Spaghetti was an exotic treat in 39days. Never had I eaten spagh etti, and 40 of the grown-ups had enough experien ce to be 41it. What laughing42 we had about the 43respect able method for moving spagh etti from plat e to mouth.44 , I want ed to write ab out that, but I wanted to45 it down simply for my own 46 , not for Mr. Fleagle, my composition teach er.47 , I would write somethin g else.When I finished it the night was half gone and there was no48 left to writ e a proper composition for Mr. Fleagle. Th ere was no choice next morning but to49 my work. Two days passed before Mr. Fleagle return ed the50 papers. He said, "Now, class, I want to read you a composition, "The Art of Eating Spaghetti'. "My words! He was reading my words out 51to the whole class. 52 laughed, then the whole class was laughing with open-h earted enjoyment.I did my b est not to show 53, but wh at I was feeling was pure happin ess, 54 my words had the power to mak e people 55 .36 A. memory B. thought C. knowledge D. exp erience373839A. wh enA. cookedA. theirB. wh ereB. servedB. pastC. sinceC. gotC. lastD. afterD. mad eD. those40 A. non e B. one C. earns D. neith er41 A. careful about B. good at C. fond of D. interested in4243A. speechesA. nearlyB. lessonsB. naturallyC. sayingsC. officiallyD. argu mentsD. socially44 A. Esp ecially B. Probably C. Suddenly D. Fortunat ely45 A. settle B. put C. bite D. let46 A. work B. story C. luck D. joy47 A. However B. Therefore C. As for him D. Except for that48 A. time B. excuse C. way D. idea4950 A. give upA. writtenB. continueB. gradedC. hand inC. collect edD. delayD. calmly51 A. loud B. fast C. publicly D. calmly52 A. People B. Nobody C. Somebody D. I53 A. shock B. wonder C. worry D. pleasure54 A. if B. for C. while D. although55 A. excited B. satisfied C. think D. laugh五、阅读理解（每题1分，共20分）（一）Most great inventors in the capitalist society meet with mu ch opposition to their inventions from the people who place their own interests before those of the people. Big mon opolies try to buy inventions and turn them to their own p rofits. When they fail, they resort to other tricks. Inventors have to overcome thousands of difficulties put in their path before they can see their dreams realized.When George Stephenson was experimenting with the stream engin e, there was much opposition from the Parliament, the newspaper, and landlords. They claimed that the noise and the smoke would kill cows, horses and sheep, that the engine would burst or that hot coals from it would set fire to their houses.So it was a very difficult matt er for George Stephenson to persuade the people that trains could go on smooth rails, could pull carriages and wago ns full of people and goods, and that there was no great danger of accidents.However, he was able to do it, and the first train driven by Steph enson hims elf showed that the newly invent ed steam engine was a complet e success.56. The word "those" in the first sentence ref ers toA. inventorsB. inventionsC. interestsD. monop olies57.Why do big monopolies buy inventions?A. Th ey want to mak e a further research.B. They want to imp rove them.C. Th ey want to mak e more mon ey.D. Th ey want to play tricks with inventors.58.Which of the following is not the very reason for the opposition to Stephenson's experiment?A. It would make terrible noise.B. It would give off heavy smoke.C. It would waste coal.D. It would set fire to houses.59. The word "dream" in the first paragraph refers to _____A. inventors' interests in inventionsB. inventors' plans for inventionsC. the profits inventors would makeD. the difficulties in their inventions.60. Wh at is the main idea of this paragraph?A. Steph enson invented the stream engin e.B. Big monop olies opposed to inventions.C. Inventors' difficulties in their invention.D. Oppositions to Stephenson the inventor.（二）As a youn g girl, Elizabeth Barrett (Browning英国作家勃朗宁) ruptured a blood vessel on the lungs which did not heal. The physician consign ed her to a milder climate for the winter and she went Devonshire for restoration. Among the memb ers of her family wh o accompanie d her to those healing shores was her eldest broth er.For a whole year they lived side by side in affection ate companionship, she all the while being greatly ben efited by mild sea breezes of Torquay.On e summer morning her brother went board a small sailboa t with two friends for a trip of several hours around the coast. Just as the vessel came in sight of the window where Miss Barrett sat watching, the boat struck a sunken reef; and all who were in it went down and perished in the sea, before assistant could be rend ered. None of the bodies were ever found although the whole village, full of sympathy, assembled in search. This was the traged y which utterly prostrat ed for some years afterwards the health and soul of Elizab eth Barrett. Somehow she felt that she hers elf had in some measure been the cause of all this horror, and she suffered accordingly. Her whole being seemed shattered, and a year longer elapsed b efore, she was able to be more to Lond on. This fatal event, which so saddened h er youth gave also a still deep er devotional feeling to hue ofsorrow so apparent in many of her earlier pieces.61.What sort of climate did Elizabeth's doctor pres crib e?A. Temperate.B. Tropical.C. Hu mid.D. Arid.62.How many p eople were drowned wh en the boat sank?A. On eB. TwoC. Th reeD. Th e article doesn't indicate63. How did the traged y affect Elizabeth?A. It affected her physically but not emotionally.B. It affected her emotion ally but not physically.C. It did not affect her in any way.D. It affected her both physically and emotionally.64. Wh om did she blame for the accident?A. Her broth er.B. Herself.C. No on e.D. Th e villagers.65. The incid ent had _____ on h er poet ry.A. no influen ceB. very little influen ceC. a superficial influen ceD. a strong influen ce（三）S YDNEY: As they sat sharing s weets beside a swimming pool in 1999 , Shane Gould and Jessicah Schipp er were simply getting along well , chatting about sport , life and " anything elsethat came up . "Yet in Sydney next month , they will meet again by the pool , and for a short time the friends will race against each other in the 50-meter butterfly（蝶泳）in the Australian championships at Homebush Bay .Gould , now a 47-year-old mother of four , has announced she will be making a return to elite comp etition（顶级赛事）to s wim the one event , having set a qualifying（合格的）time of 30.32 seconds in winning gold at last year's United Stat es Masters championships . Her comebackcomes 32 years after she won three golds at the Munich Olympics .Schipper , now a 17-year-old from Brisbane with a bright future of going to Athens forher first Olympics , yesterday recalled（回忆）her time with Gould five years ago ." I was at a national youth camp on the Gold Coast and Shane had come along to talk tous and watch us train , " Schipper explained . " It seemed as if we had long been good friends . Idon't know why . We just started talking and it went from there . "" She had a lot to share with all of us at that camp . She told us stories about what it was likeat big meets like the Olympics and what it's like to be on an Australian team . It was really interesting . "Next time , things will be more serious . " I will still be s wimming in the 50m butterfly atthe nationals , so there is a chance that I could actually be comp eting against Shane Gould , "said Schipper , who burst onto the scene at last year's national championships with second placesin the 100m and 200m butterfly .66. Wh at is the passage mainly about ?A. Stories happening in s wimming competitions .B. Two women s wimmers winning Olympic golds .C. Lessons learned from international s wimming ch ampionships .D. Friendship and competition b et ween t wo s wimme rs ..67. Gould and S chipper are going toA. talk about sport and lifeB. go back to elite comp etitionC. set a qualifying time and win goldD. take part in the same sports event68. Gould won her three Olympic golds wh en she was .A. 15B. 17C. 22D. 3069. The underlined word " it " in the fifth paragraph probably refers to.A. the OlympicsB. the youth campC. the friendshipD. the Australian team70. Wh at Schipper said showed that she .A. was no longer Gould's friendB. had learn ed a lot from GouldC. was not interested in Gould's storiesD. would not like to compete against Gould（四）Giving BackFair WayThe Westborou gh High School golf team had taken the official phot os with the state prize.The other teams, disappointed, were on the bus heading home. And then Westborough instructor Greg Rota noticed something wrong with one of the score cards. A 9 had been record ed as a 7.They were not the state prize win ner; Wobu m High had won. "No one would have known," saidWobu m's instructor, Bob Doran. For Rota, it wasn't a difficult decision: "The prize wasn't ours to take."Coin Stars"College students are lazy, but they also want to help," says University of Pennsylvania graduat e Dana Hork. So she mad e it easy, placing cups in rooms where stude nts could leave their spare coins, and handing out cups to first-year students to keep in their rooms. Her " Ch ange for Change" effort has collected $40,000 for charities慈善机构) , which were decided upon by students.Never ForgottenA sch ool in Massachusetts received a $ 9.5 million check from Jacqu es LeBermuth. But it took officials several days of digging to discover his connection to the school. Records showed the LeBermuth came from Belgiu m and studied in the school in the 1920s. When his fam ily fell on hard times, he was offered free room and board. LeBermuth became a trader, owned shares of AT&T and lived off the earnings until he died, at age 89.71. Wh at did Greg Rota probably do in the end?A. Took photos of Doran.B. Had a meeting with Doran.C. Returned the prize to the organizer.D. Ap ologized to Wobu m High School.72. Greg Rota's decision shows that he was _______.A. hon estB. politeC. carefulD. friendly73. The underlined word "Ch ange" in the second paragraph means _______.A. ideaB. decisionC. cupsD. coins74. Wh at did the school officials do after receiving the check from Mr. LeBermuth?A. Th ey tried to find out why he gave them the mon ey.B. They went to Belgiu m to pay their respects to him.C. Th ey dug out the records that were bu ried underground.D. Th ey decided to offer their students free room and board.75. Jacques LeBermuth gave the mon ey to the school because _______.A. the school asked for itB. he had no need for that much mon eyC. the school had h elped him in the pastD. he wanted to be remembered by the students六、写作题（共15分）Directions: For this part, you are required to write a composition on the topic Is Competition a Good or Bad Thing? You r composition should be based on the following outline. Your composition should be no less than 120 words.Outlin e: 1. The seriousn ess of the present competition2. Th e advantages of competition3. Th e disadvantages of competition参考答案1、D.2、A.3、B.4、C.5、 B.6、 D.7、D.8、A.9、 D.10、C.11、A.12、A.13、 B.14、 A. 15、C.16、 D.17、A.18、C. 19、B.20 B.21、B.22、C.23、C. 24、 D.25、C.26、A.27、C.28、D.29、D. 30、C.31、explosion32、disappoint ment33、promotion34、economics35、additional36、A.37、A.38、B.39、B. 40、A41、B42、D43、D44、C45、B46、D47、C48、A49、C50、B51、A52、C53、D54、B55、D56、C57、C58、C59、B60、D61、A62、C63、D64、B65、D66、D67、D68、A69、C70、B71、C72、A73、D74、A75、C。
2022年电大专科金融英语I试题及答案重点
中央广播电视大学-第二学期“开放专科”期末考试英语ici) 试题注意事项一、将你旳学号、姓名及分校（工作站）名称填写在答题纸旳规定栏内。
考试结束后，把试卷和答题纸放在桌上。
试卷和答题纸均不得带出考场。
监考人收完考卷和答题纸后才可离开考场。
一、仔细读懂题目旳阐明，并按题目规定答题。
答案一定要写在答题纸旳指定位置上，写在试卷上旳答案无效。
三、用蓝、黑圆珠笔或钢笔答题，使用铅笔答题无效。
第一部分交际用语（合计10分，每题2分）1-5题：阅读下面旳小对话，判断答语与否恰当，恰当旳选A(Right)．不恰当旳选B( Wrong)．并将答案写在答题纸上。
1. - How old is your sister?- She is 25 years old.A. RightB. Wrong2. - What's the weather like in Shanghai?-That's all right.A. RightB. Wrong3* -What time does the Swimming Pool close?-On Tuesday.A. RightB. Wrong4. - How much does the flat cost a month?-It costs 500 pounds..A. RightB. Wrong5. - Could you finish late today?- Yes, please.A. RightB. Wrong第二部分词汇与构造（合计40分，每题2分）6-25题：阅读下面旳句子，从A、B、C三个选项中选出一种能填入空白处旳最佳选项，并在答题纸上写出所选项旳字母符号。
6. I'm ------information technology manager.A. aB. anC. the7. I work in-------IT Department of--------large bank.A. the, aB. an, theC. the, the8. She lectures ---------French.A. onB. inC with9. He goes to work----foot but comes back home ------taxi.A. .by, byB. by, onC. on, by10. I like cooking for my friends in-----free time.A. meB. myC. mine11.I have two sisters. One is a doctor,-----------is a teacher.A. oneB. otherC. the other12. I don't need -------mineral water, but I'd like---- tea, thanks.A. any, any . E. any, someC. some, some13. The bank------ at half past nine.A. openB. opensC. opening14. He-------lunch in the canteen right now.A. hasB. haveC. is having15. You like swimming, but I-------.A. am notB. don'tC. doesn't16. My husband doesn't ------shopping, but I like it very much.A. likeB. likesC. likes to17. Would you like to -------- a reservation for dinner in the restaurant this evening?A. makeB. giveC. hold18. Who are those ---------? Do you know their names?A. manB. womanC. men19. - Should I take some medicine?-No, you ---------to take any medicine.A. should notB. don't needC. have not. 20: Billy is ----------- than Ben.A. as attractiveB. more attractiveC. very attractive21. My housewarming party is --------- Mary's.A. different fromB. different asC. as different as22. ---------bike is this?- It's mine.A. WhatB. Which 'C. Whose23.--------------children has his brother got?A. How manyB. How muchC. How about24. - I think the parks are lovely.- So ------------I.A. amB. doC. have25. . ----------- come to dinner tonight?A. Would you like toB. How aboutC. What about第三部分句型变换（合计15分，每题3分）26-30小题：根据括号里旳提示或运用括号里旳词语改写下列句子，并将答案写在答题纸上。
电大财经英语试题及答案
电大财经英语试题及答案一、选择题（每题2分，共20分）1. The term "economics" is derived from the ancient Greek word "oikos" which means ______.A. houseB. economyC. managementD. finance答案：B2. Which of the following is not considered a factor of production?A. LandB. LaborC. CapitalD. Profit答案：D3. The law of supply states that, all other things being equal, as the price of a good increases, the quantity supplied will ______.A. decreaseB. increaseC. remain the sameD. fluctuate4. In economics, the term "opportunity cost" refers to the______ of the next best alternative use of resources.A. valueB. costC. benefitD. loss答案：B5. The difference between a microeconomic and a macroeconomic analysis is that microeconomics focuses on ______.A. individual marketsB. the economy as a wholeC. government policiesD. global trade答案：A6. When inflation occurs, the purchasing power of money______.A. increasesB. decreasesC. remains the sameD. doubles答案：B7. A budget surplus occurs when government revenues are______ than government expenditures.B. lowerC. equalD. unrelated答案：A8. In a free market economy, prices are determined by ______.A. government regulationsB. supply and demandC. production costsD. consumer preferences答案：B9. The concept of comparative advantage in international trade suggests that countries should specialize in producing goods and services in which they have a ______.A. competitive advantageB. comparative advantageC. absolute advantageD. cost advantage答案：B10. A company's balance sheet shows its financial position ata specific point in time, including assets, liabilities, and ______.A. equityB. revenueC. expensesD. cash flow答案：A二、填空题（每题2分，共20分）1. The basic economic problem arises from the scarcity of resources relative to ______.答案：human wants2. The four main types of market structures are perfect competition, monopolistic competition, oligopoly, and ______. 答案：monopoly3. When the marginal cost of production exceeds the marginal revenue, a firm will reduce production to maximize ______.答案：profit4. In economics, the term "elasticity" refers to the responsiveness of the quantity demanded or supplied to a______ change in price.答案：percentage5. A ______ is a financial statement that summarizes the revenues, expenses, and profit or loss of a company over a period of time.答案：income statement6. The ______ effect occurs when an increase in the price ofa good leads to a decrease in the quantity demanded, holding all other factors constant.答案：substitution7. The ______ curve shows the different combinations of two goods that provide the same level of utility to the consumer. 答案：indifference8. A ______ is a tax on the sale or transfer of property oron certain activities.答案：excise9. The ______ curve represents the different combinations of two goods that can be purchased given a consumer's income and the prices of the goods.答案：budget10. The ______ is the difference between the total revenueand total cost of producing a certain quantity of output.答案：profit三、简答题（每题10分，共40分）1. Explain the difference between a recession and adepression in economic terms.答案：A recession is a significant decline in economicactivity that lasts more than a few months, typically characterized by a decline in GDP, employment, and investment.A depression, on the other hand, is a more severe and prolonged economic downturn, often associated with widespread unemployment, business failures, and a significant drop in economic output.2. What are the three main objectives of monetary policy, and how do they relate to the overall health of the economy?答案：The three main objectives of monetary policy are price stability, full employment, and economic growth. Price stability refers to controlling inflation to maintain the purchasing power of money. Full employment aims to minimize unemployment while maintaining a stable output level. Economic growth focuses on increasing the productionpotential of the economy over time. These objectives contribute to the overall health of the economy by promoting stability, reducing unemployment, and fostering sustainable growth.3. Describe the role of fiscal policy in managing an economy. 答案：Fiscal policy involves the use of government spending and taxation to influence economic activity. It can be used to stimulate economic growth during a recession by increasing government spending or reducing taxes, which increases disposable income and encourages consumer spending. Conversely, during periods of inflation, fiscal policy can be used to cool down the economy by decreasing。
电大学位英语《全国统考》模拟试卷三
模拟试卷三一、交际英语(共5小题，每小题3分，满分15分)此部分共有5个未完成的对话，针对每个对话中未完成的部分有4个选项，请从A, B, C, D 四个选项中选出正确选项。
1 Could you help me with my physics, please?-- .A.No ,no wayBNo, I couldn’tCNo, I can’tDSorry I can’t. I have to go to a meeting right now2.Ha ven’t seen you for ages !What are you busy doing now?-- .A. Ihave the weather hereB Myhair is getting a bit longerCYeah, thanks for comingDIamworking part time ina bookshop, you know3.Howdo you do? Glad to meet you.-- .A. Fine. Howare you?BHowdo you do? Glad tomeetyou, too.CHoware you? Thank you!DNice.Howare you?4.Who’s that speaking?/Who’s speaking?--This isTom .AspeaksB spokenC speakingDsaying5.Howoftendo you godancing?- _.A.Iwillgo dancing tomorrow.B.Yesterday.C. Everyother day.D. I’ve been dancing fora year.第二部分: 阅读理解（共10小题，每题2分，满分20分）此部分共有2篇短文，在第一篇短文后有5个正误判断题，从每题后的两个选项中选出正确答案;在第二篇短文后有5个问题。
金融英语模拟题(一)T1P2-Reading
金融英语模拟题（一）Part two ReadingSection One (10%)Directions: There are ten statements in this section. For each statement there are four choices marked A，B，C，D. You should choose the best answer.31. If the lessor makes an equity investment equal to 20% of the equipment's original cost, and borrows the remaining 80% from a long-term creditor, and writes a noncancelable lease for the equipment, such lease is called a ___________.A. operating leaseB. leveraged leaseC. direct-financing leaseD. sales-type lease32. The interest rate for borrowing funds from inter-bank market is close to, but always slightly ____________ the rate that is available from the central bank.A. lower thanB. higher thanC. as high asD. not as high as33. ___________ is a financial market in which securities that have been previously issued can be resold.A. A primary marketB. A secondary marketC. A issuing marketD. The capital market34. Of the challenging issues in Internet banking, which people care most,is _________.A. the provision of a secure platform for banking transactionsB. whether management has the creativity and vision to harness the technologyC. how to deliver high-quality products for the customers' convenienceD. whether management has the ability to satisfy customers' continually changing financial needs35. From a Chinese Bank's point of view, the currency account which it maintains abroad is known as _______, while a RMB account operated in China for a foreign bank is termed ________.A. a vostro account; a nostro accountB. a mirror account; a nostro accountC. a nostro account; a vostro accountD. a vostro account; a mirror account36. If __________, such a situation is called break-even.A. contribution margin= fixed costsB. contribution margin=total costsC. profit=expenseD. sales revenue=variable cost37. Foreign-funded enterprises may retain their export earnings if those earnings _______.A. get after SAFE approvesB. will be remitted abroadC. will be invested in local areaD. do not exceed the limit set by the SAFE38. BOT is an abbreviated form of _________.A. build-or-technologyB. build-operate-transferC. build-operate-technologyD. benefit-operate-transfer39. _________ is the foundation of private accounting, which analyzes a business's costs to help managers control expenses.A. BudgetingB. Management information systemC. Internet auditingD. Cost accounting40. Underwriting simply means that the investment banker promises to ________ the securities.A. buyB. sellC. designD. issueSection Two (10%)Directions: There are 10 blanks in the following passages. For each blanks there are four choices marked A, B, C, D. You should choose the best answer.Passage OneAnother way of distinguishing markets is on the basis of the _____41_______of the securities in each market. The __42______ is a financial market in which only short-term debt instruments are traded. The ___43_____ isthe market in which longer-term debt and equity instruments are traded. The securities in the former are usually more widely traded than those in the latter and so tend to be ____44______. In addition, short-term securities have _____45______fluctuations in prices than long-term securities, making them safer investments.41.A. volumeB. maturityC. issuing procedureD. kind42.A. money marketB. capital marketC. primary marketD. secondary market43.A. money marketB. capital marketC. primary marketD. secondary market44.A. more solventB. more riskC. more liquidD. safer45.A. volatileB. violentC. widerD. smallerPassage TwoIn documentary credit operations, all parties concerned deal in ___46____ and not in ____47____. The banks check exclusively on the basis of documents ___48____to them to see whether the terms of the credit have been fulfilled. They are ____49_____to verify whether the goods supplied actually agree with those specified in the credit, ____50____differences, say, between the goods invoiced and those actually delivered, nor answerable to the buyers' complaints about these differences. It is up to the buyers and sellers to settle questionables of this nature between themselves.46.A. goodsB. creditsC. documentsD. contracts47.A. goodsB. creditsC. documentsD. contracts48.A. deliveredB. presentedC. deliverD. release49.A. responsibleB. not responsibleC. boundD. willing50.A. nor liable forB. or liable forC. nor liable toD. or liable toSection Three (10%)Directions: Read the following passages, and determine whether the sentences are "Right" or "wrong". If there is not enough information to answer " right" or "wrong''. choose "Doesn't say".Passage OneNew issues of common stock come into two varieties, primary distributions and secondary distributions. Primaries are sales of stock that have never been issued before. There are two types of primary distributions--initial public offering (IPOs) and additional floats of companies' stock that will dilute eachshareholder's existing holding. Of the two, the latter are more common in the new issues market for equities since they involve offerings of shares of larger, more mature companies seeking additional equity capital. Secondary distributions are sales of stock that previously existed in some form or other but are too large to be accommodated on the stock exchanges. Procedures for secondaries often follow those for primaries although the offering period is much shorter and may involve a matter of hours rather than days.The actual marketing for these issues is done by investment bankers directly to the public. On rare occasions, companies have attempted to sell their shares or bonds directly to the public, avoiding investment banking fees. Unless the company is very well known, such attempts are less than successful. The behavior of investment bankers is key to the reception of new issues and directly affects the cost of capital for a company. As a result, the choice of an investment banker is crucial for a company, and the wrong choice could affect its costs over the near term.51. Initial public offerings (IPOs) are one of the type of primary distributions,while additional floats of companies' stock belong to secondary distributions.A.RightB.WrongC.Doesn't say52. Compared with additional floats of companies' stock, initial public offering(IPOs) are more common because they involve offerings of shares larger, more mature companies seeking additional equity capital.A.RightB.WrongC.Doesn't say53.Both primary distributions and secondary distributions are issued in primary markets.A.RightB.WrongC.Doesn't say54. Few companies have attempted to see their shares or bonds directly to the public.A.RightB.WrongC.Doesn't sayPassage TwoThe simplest means of transferring funds abroad is by means of the airmail remittance order. For example, a local customer of the bank wishes to send money to a relative in Japan. The local customer goes to the United States bank and specifies where and to whom the money is to be delivered. He also indicates the amount he wishes to send, for example, USD$100. The bank prepares a letter to its correspondent bank in the town nearest towhere the relative lives. In this letter, the United States bank says, "Advise and pay US dollars 100 to ( name and address ) of recipient." The letter says that this is by order of its local customer, giving his name. Then it adds, " In reimbursement, we credit your account with us." This informs the Japanese bank that its account in the United States bank has been credited USD100 (The United states bank credits the Japanese banks due to account).55. MT is the simplest means of transferring funds abroad.A.RightB.WrongC.Doesn't say56. According to the passage, the local customer of U.S. is a remitter.A.RightB.WrongC.Doesn't say57.The Japanese bank debits the U.S. bank's due from account.A.RightB.WrongC.Doesn't sayPassage ThreeTo finance the national debt, the government issues a variety of debt securities. The most widely held liquid security is the Treasury bill, which is commonly issued by the ministry of finance. However. some Treasury bills, like the Treasury bill of the U. S. government, do not actually pay interest. Instead they are issued at a discount from par (their value at maturity). The investor’s yield comes from the increase in the value of the security between the time it was purchased and the time it matures.Treasury bills are attractive to investors because they are backed by the government and therefore are virtually free of default risk. Because even if the government ran out of money it could simply print more to pay them off when they mature. The risk of unexpected changes in inflation is also low because of the short term to maturity. The markets for Treasury bills in most developed countries are deep and liquid, A deep market is one with many different buyers and sellers. A liquid market is one in which securities can be bought and sold quickly and with low transaction costs. Investors in markets that are deep and liquid have little risk that they will not be able to sell their securities when they want to.58. Treasury bills are short-term and virtually free of default risk.A.RightB.WrongC.Doesn't say59. As some treasury bills do not actually pay interest, they are not attractive to investorsA.RightB.WrongC.Doesn't say60.Investors in deep and liquid markets face immense risk that they will not be able to selltheir securities when they want to.A.RightB.WrongC.Doesn't saySection Four (20%)Directions: There are 4 passages in this sections. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A, B, C, D. You should choose the best answer.Passage OneSince equal dollar amounts of debits and credits are entered in the accounts for every transaction recorded, the sum of the debits in the ledger must be equal to the sum of all the credits. If the computation of account balances has been accurate, it follows that the total of the accounts with debit balances must be equal to the total of the accounts with credit balances.Before using the account balances to prepare financial statements, it is desirable to prove that the total of accounts with debit balances is in fact equal to the total of accounts with credit balances. This proof of the equality of debit and credit balances is called a trial balances. A trial balance is a two-column schedule listing the names and balances of all the accounts in the order in which they appear in the ledger. The debit balances are listed in the left-hand column and the credit balances in the right-column. The totals of the two columns should agree.The trial balance provides proof that the ledger is in balance. The agreement of the debit and credit totals of the trial balance gives assurance that:1.Equal debits and credits have been recorded for all transactions.2.The debit or credit balance of each account has been correctly computed.3. The addition of the account balances in the trial balance has been correctly performed.Suppose that the debit and credit totals of the trial balance do not agree. This situation indicates that one or more errors have been made. Typical of such errors are (1) the entering of a debit as a credit or vice verse; (2) arithmetical mistakes in balancing accounts; (3) clerical errors in copying account balances into the trial balance;(4) listing a debit balance in the credit column of the trial balance, or vice verse; and (5) errors in addition of the trial balance.The preparation of a trial balance does not prove that transactions have been correctly analyzed and recorded in the proper accounts. If, for example, a receipt of cash were not be disclosed by the trial balance. In brief, the trial balance proves only one respect of the ledger, and that is the equality of debit and credits.61. A trial balance is a two-column schedule listing the names and balances of all the accounts to prove _______________.A. the agreement of the debit and credit totalsB. the order in which they appear in the ledgerC. the equality of account balances of financial statementsD. the order in which they appear in the recording62. Unless __________, the totals of the debit and credit of trial balance should agree.A. the debit or credit balance of each amount has been correctly computedB. debits and credits have been recorded correctly for all transactionsC. unequal debits and credits have been recorded for all transactionsD. the addition of the account balance in the trial balances has been correctly performed63.If ____________, the debit and credit totals of the trial balance do not agree.A. mistakes appear in computing balancing accountsB. a credit is entered as a debitC. a credit balance is listed in the debit columnD. All of the above64. If a payment of cash is recorded by ________, the trial balance would still balance.A. crediting the Account Payable accountB. debiting the cash accountC. debiting the Account Receivable accountD. debiting the land account65. A trial balance is a working paper which is intended ___________.A. for distribution to various outsidersB. to prepare financial statementsC. for distribution to various accountantsD. to prepare ledger accountsPassage TwoInsurance is almost as important to business as banking. It works quite simply by spreading over a large number of people, the costs or the losses which otherwise would fall on the few who actually suffer them.Fire, for instance, normally damages only a few businesses each year but almost all companies buy insurance to protect themselves against it. What happens is that most companies pay regular small amounts of money, called the premium to insurance groups and so a large fund of money builds up. Then the few who have suffered fires claim the cost of the damages. After investigation, the claims are paid out by the insurance companies.For the operation to work, insurance companies have to calculate what is the chance or probability of certain events happening, and what the cost of making accidents good will be, and how many people will pay, what rates,to have protection. Premiums are fixed in proportion to the risk involved.There are four principles backing up every insurance contract. The first, known as indemnity, is that the insured should get back the same value as was lost. If you insure your watch against the risk of its being stolen, then the insurance company will only pay out the cost of a similar, second. hired watch unless you make a special agreement with them.The second principle is that of agreeing that the insurer has to own, or have the insurable interest in, the property covered, both at the time of affecting the insurance and at the time of loss. This is usual for policies covering fire；but the insurance on ships and their cargoes can be transferred to new owners if required.Thirdly it is necessary for the agreement to be concluded in good faith. Generally the company providing insurance cover charges a premium based on what it is told. If a company fails to mention that a warehouse sometimes contains explosives the underwriter may declare the contract not valid and refuse to pay a claim if the warehouse blows up.Finally, insurers distinguish between remote and immediate causes of an event. If there is an earthquake and a house is damaged, catches fire and is flooded by firemen when putting out the flames, the compensation due will depend on the exact words used in the detailed insurance contract. Usually companies do not provide cover against earthquake damage, so the house owner may not get any compensation for the effects of the fire or water, as these were a direct result ofthe earthquake.66. What are the four principles backing up every insurance contract?A. Indenmity, the insurable interest, premium and good faith.B. Indemnity, the cost of the damage, the exact words in the contract and the insurableinterest.C.Indemnity, the insurable interest, good faith and remote and immediate causes of anevent.D. Indemnity, the insurable interest, the cost of the damages and good faith.67. I n Para. 2, the term "premium" means ___________A. the cost of the damageB. a sum of money paid regularly to an insurance companyC. proportion of the risk involvedD. a large fund of money68. Which of the following is NOT true according to the passage?A. Premiums are usually decided in proportion to the risk involved.B. Insurance companies often do not provide cover against earthquake damages.C. Insurance on ships and their cargoes can be transferred to new owners if required.D. Those who buy insurance can claim the cost of damages if they suffer from firescaused by an earthquake.69. Which of the following is implied, but not directly stated in the passage?A. A regular small sum of money will cover your losses.B. Insurance companies usually do not provide cover against earthquake losses.C. An insurance company can build up a large sum of money from those who pay insurance charge.D. You cannot cover the losses you suffer if the results of the investigation by insurance company turn outnot to be in your favor.70. The purpose of this passage is ___________ .A. to get you familiar with insurance businessB. to advise you to insure your propertiesC. to tell you how to get compensation from an insurance companyD. to teach you how to sign an insurance contractPassage ThreeOnce the exporter has been advised that a letter of credit has been issued in its favor, many exporters make the mistake of starting to prepare or fulfill the requirements of the foreign customer's purchase order before actually receiving the actual letter of credit from the opening or issuing bank. Unless the exporter has had good or excellent prior experience with the foreign customer and its issuing bank, the exporter runs the risk of having the goods ready for shipment, without receiving the original letter of credit. The exporter runs a risk because it may or may not be able to comply with certain terms and conditions contained in the actual original letter of credit. It is always conceivable new conditions might be added to the credit instrument. Or the goods might be shipped and arrived at the overseas port of destination without any original documents because the original L/C arrives late. Thus, the foreign customer will be unable to clear goods through customs, and the goods will be stored in a customs warehouse to accrue expensive demurrage charges.The answer to the above mentioned problem is to have the opening bank issue the letter of credit via tested telex or SWIFT to the advising or negotiating bank as the "original operative instrument" which can be presented for payment by the beneficiary. The exporter must make sure the negotiating or confirming bank, usually the advising bank, is willing to accept the aforementioned as the original operative instrument. Sometimes advising, negotiating, and even confirming banks who pay on behalf of issuing banks still want to wait for the original written letter of credit to be received by them via mail. This might indicate a financial problem with the issuing bank or some sort of technical problems between the banks which the exporter should investigate immediately. The solution helps reduce or eliminate any delays in credit timely for payment after shipment of the goods. Remember in many cases banks want the original on-board ocean bill of lading presented to them with the original letter of credit.71. The exporter should start to prepare or fulfill the requirements of the foreign customer's purchase order _______________.A. before the exporter has been advised that a letter of credit has been issued in its favorB. after the exporter has been advised that a letter of credit has been issued in its favorC. before the exporter actually receives the letter of credit from the opening or issuing bankD. after the exporter actually receives the letter of credit from the opening or issuing bank72. If the exporter starts to prepare or fulfill the requirements of the foreign customer's purchase order when he has been advised that a letter of credit has been issued, he may run the risk of ________.A. having the goods ready to board a steamship which may not comply with certain terms and conditionsstipulated in the letter of creditB. having the goods shipped to the destination and cleared through customsC. having the goods stored in the custom's warehouse without any chargesD. None of the above73. According to the passage, the importer can clear goods through customs on presentation of ____________.A. the original letter of creditB. the original documentsC. the credit instrumentD. expensive demurrage charges74. The bank that issues a letter of credit is called ____________.A. an issuing bankB. a confirming bankC. a negotiating bankD. an advising bank75. Which of the following is NOT true?A. The negotiating bank always agrees to accept the tested telex letter of credit as the original operative instrument.B. The advising bank sometimes agrees to pay on behalf of the issuing bank.C. The confirming bank sometimes still wants to wait for the original letter of credit.D.The exporter sometimes pays no attention to the financial problem with the issuing bank.Passage FourCost- V olume-Profit (C-V-P) analysis is the technique for determining how changes in cost and volume affect the profitability of an organization. Here we will discuss how the analysis of cost behavior patterns allows management to understand the effects that changes in cost, volume, and revenue will have on profit. The techniques for studying these relationships are collectively referred to as cost-volume-profit (C-V-P) analysis. They can be used in making decisions about selling prices, production volume, levels of discretionary fixed costs, and so on.There are three common and related ways to perform C-V-P analysis: (1) The contribution margin approach;(2) The equation approach; and (3) the graphical approach. Although all the three common methods of C-V-P analysis are variations of the same calculations, each approach has its advantages. The graphical approach allows the simultaneous analysis of several different activity levels.Among others things, C-V-P analysis is used to compute break-even points and target net income levels. The equation approach is especially useful in assessing how profit change when costs or revenues change.Three limiting assumptions are (1) that the sales mix is constant, (2) that cost and revenue behavior patterns are linear and remain constant over the relevant range, and (3)that all costs can be categorized as either fixed or variable. When sales volumes are relatively stable management should always emphasize the products with the highest contribution-margin ratios.76. According to the passage, which of the following statements is not mentioned?A. There are three common and related ways to perform C-V-P analysis.B. There are three limiting assumption in C-V-P analysis.C. There are three advantages of C-V-P analysis.D. There are three main factors in C-V-P analysis.77. C-V-P analysis can be used for determining the following item except __________.A. the discretionary fixed costsB. the production volumeC. the capital amountD. the selling price78. ______ is (are) especially useful in simultaneous analysis of several different activity levels.A. The graphical approachB. The contribution margin approachC. The equation approachD. All of above79. Which of the following statements is false?A. C-V-P analysis can be used to computer break-even points and target net income levels.B. One of the three limiting assumptions is that cost and revenue behavior patterns are linear and remain constant over the relevant range.C. The other limiting assumptions are that the sales mix is constant and all costs can be categorized as either fixed or variable.D. The contribution margin approach is especially useful in assessing how profits change when costs or revenue change.80. Which is not the three limiting assumptions in C-V-P analysis?A. The sales mix is constant cost.B. Revenue behavior patterns are linear and remain constant over the relevant range.C. All costs can be categorized as either fixed or variable.D. The sales volumes are relatively stable.。
2023年电大网考大学英语模拟试卷及参考答案
大学英语B统考模拟试卷及参照答案一第一部分交际英语此部分共有5个未完毕旳对话，针对每个对话中未完毕旳部分有4个选项，请你从A, B, C, D 四个选项中，选出可以填入空白处旳最佳选项。
1.— Would you mind helping me to get it upstairs?— _____A. Yes, it is.B. No, it isn't.C. Sure.D. No, of course not.对旳答案：D题目解析：译文：你能帮我把它拿到楼上去吗？解析：A是旳，它是。
B不，它不是。
C当然。
D不，当然不介意。
因此根据题意对旳答案为D。
2.— Is this beautiful?— _____A. Yes, rarely have I seen this before.B. Yes, I need a rest.C. No, tomorrow will be fine.D. No, the work should be done by him. 对旳答案：A题目解析：译文：这个好看吗？解析：A是旳，我之前很少看到过这样好看旳。
B是旳，我需要休息。
C3.― _____― An accident has happened.A. Where was the accident?B. What happened?C. When was the accident?D. Why did it happen?对旳答案：B题目解析：译文：一场事故发生了。
解析：答案A这场事故在哪儿？答案B发生什么事情了啊？答案C这个事故什么时候发生旳啊。
答案D为何会发生啊？根据回答表达问旳是发生什么了，对旳答案选B。
4.― Excuse me, how soon does this train leave?― _____A. It leaves every half an hour.B. It leaves in ten minutes.C. The next trains leaves at ten.D. There is one at four.对旳答案：B题目解析：译文：对不起，多久这辆车才会离开？解析：答案A每半小时离开一次。
电大本科金融《英语II》试题及答案
中央广播电视大学2009-2018 学年度第一学期“开放本科”期末考试英语Ⅱ (2)试卷注意事项一、将你的学号、姓名及分校（工作站）名称填写在答题纸的规定栏内。
考试结束后，把试卷和答题纸放在桌上。
试卷和答题纸均不得带出考场。
二、认真阅读每题的说明，并按题目要求答题。
答案一定写在答题纸的指定地点上，写在试卷上无效。
三、用蓝、黑圆珠笔或钢笔答题，使用铅笔答题无效。
第一部分社交用语（合计10 分，每题 2 分）1-5 小题：阅读下边的小对话，从 A、 B、 C、 D 四个选项中选出一个能填入空白处的最正确选项，并在答题纸上写出所选的字母符号。
1. - How was the journey to London?-----------A. It was a nirw-hour plane journeyB. It went very wellC. I flew thereD. I was very well2.- Can you help me clear up the mess?--------------------A. Tell me who made itB. No trouble at allC. Yes, that'll be all rightD. No problem3.- What's the fare to the museum?--------------------A. Five hoursB. Five o'clockC. Five milesD. Five dollars4.- Is it going to be warm next week?-------------------A. Yes, it isB. I don't believe itC. No, it hasn'tD. It changes all the time5. - Here you are, Sir.-----------------A. Yes, I'm hereB. Yes, here we areC. Thank you very muchD. That's all right第二部分词汇与构造（20 分，每题 2 分）6 - 15小题：阅读下边的句子，从A、 B、 C、 D 四个选项中选出一个能填入空白处的最正确选项，并在答题纸上写出所选的字母符号。
电大金融学学位英语考试模拟题
电大金融学学位英语考试模拟题中央广播电视大学学位考试金融学专业学士学位英语水平考试样题Part I 语音知识(共10小题:每题0.5分，共5分)在下列每组单词中，有一个单词的划线部分的读音与其它单词的划线部分的读音不同。
找出这个词，并在答题卡相应的题号后填涂选项。
1. A. agent B. ahead C. alive D. along2. A. measure B. feather C. easternD. peasant 3. A. fool B. tool C. bootD. foot 4. A. fork B. work C. port D. sort 5. A. tough B. rough C. enough D. though 6. A. window B. know C. flower D. flow 7. A. silence B. island C. rescue D. roast 8. A. there B. theory C. thought D. thorough 9.A. superB. supplyC. supposeD. surround 10. A. furniture B. purpose C. nurseD. surprisePart II 词汇与语法知识(共30小题:每题0.5分，共15分)从每小题的四个选择项中，选出最佳的一项，并在答题卡相应的题号后填涂选项。
11. The U.S. Federal Reserve Bank is expected to ______ interestrates on Tuesday.A. raiseB. liftC. chargeD. vary12. Dialogue is ______ total loss unless ______ reader knows who is speaking.A. a; aB. the; a13. ______ you have the radio on so loud, John? I’m studying. C. the;A. CanB. NeedC. WillD. May14. Is there anything the ______ with him?A. problemB. trouble15. A: ______? B: I’m a doctor.A. Who are youB. Where do you workC. What do you doD.How do you like your job C16. It was only when I reread these poems recently ______ Ibegan to appreciate their beauty.A. thatB. thenC. untilD. after17. There is no ______ in going to school if you’re not willing to learn.A. reasonB. causeC. pointD.design18. You’ll find this tourist map of great value in helping you to ______ London.A. get acrossB. get overC. get throughD. get around19. Do you mind if I call you Ben? ----______.A. Never mindB. All rightC. No problemD. Not at all20. The WTO cannot live up to its name ______ it does notinclude a country that is home to one fifth of mankind.A. whileB. unlessC. ifD.though21. The reporter said that the UFO ______ east to west when he saw it.A. was travelingB. traveledC. had been travelingD. was to travel22. No matter what you say, I don‘t think he would be ______ refuse to help us.A. as selfish as toB. selfish enoughC. so selfish as toD. enough selfish23. She died of heart failure ______ her life‘s work remaining unfinished.A. whileB. withC. butD. before24. At no time and under no circumstances ______ the experiment.A. will I stopB. will stop IC. may I stopD. I will stop25. I think you ______ again.A. had better to tryB. had to try betterC. had better tryD. had better tried26. I‘d like to hear some more ideas. ______ this matter, Mr. Turner?A. How do you think ofB. What do you think ofC. How is your idea onD. What is your opinion to27. She didn‘t feel like ______, so I suggested ______ the afternoon in the garden.A. working, spendingB. to work, to spendC. to work, spendingD. working, spend28. Weather ______, we shall begin to work tomorrow.A. permittedB. permittingC. permitsD. is permitted29. She is as ______ as I am.A. a poor speakerB. poor speakerC. the poor speakerD. poor a speaker30. The laser beam (激光束) is also different from ordinary light beams in the way ______.A. on which it travelsB. by which it travelsC. through which it travelsD. in which it travels31. Mary wishes that she ______ economics instead of literature when she was atcollege.A. had studiedB. studiedC. could studyD. would study32. By the end of this month, we surely ______ a satisfactory solution to theproblem.A. are findingB. will have foundC. will be findingD. have found33. I wrote down his phone number ______ I should forget it.A. in caseB. in case ofC. in order thatD. for fear of34. My aunt was seen ______ with great anger.A. fillB. to fillC. fillingD. filled35. So badly ______ in the car accident that he had to be in hospital for a few weeks.A. did John injureB. John injuredC. was John injuredD. John was injured36. Her father insists that she ______ there until she finishes her scientific research.A. stayedB. should stayC. would stayD. will stay37. To become a doctor, ______.A. several years of study are neededB. several years of study is neededC. you need several years of studyD. several years of study is necessary38. The number of nurses at the hospital ______.A. has increasedB. were increasedC. are increasedD. have increased39. She believes that her son is ______ something stupid.A. so clever for doingB. too clever to doC. very clever as to doD. clever enough to do40. Tom talks ______ he knew everything about it.A. asB. as ifC. thoughD. if asPart III 完形填空(共15小题:每题1分，共15分。
2023年电大开放英语期末复习指导模拟试题资料
英语I(1)模拟试题(A)第一部分交际用语(10分)1-5小题：阅读下面旳小对话，从A、B、C三个选项中选出一种能填入空白处旳最佳选项，并在答题纸上写出所选旳字母符号。
（每题2分，共10分）1、Where are you from? I am from London. (A)A. RightB. Wrong2. - Would you like a coffee? - No, I'm fine, thanks. (A)A. RightB. Wrong3. - London is a bit less modern than Shanghai. - I agree with you. I think London is just as modern as Shanghai. (B)A. RightB. Wrong4. - Shall we ask my friends to play live music? - Yes, let's. (A)A. RightB. Wrong5. - Hello, Could I speak to Mr. David Manning, please? - Speaking. I am David Manning. (B)A. RightB. Wrong第二部分词汇与构造（40分）6-25小题：阅读下面旳句子和对话，从A、B、C三个选项中选出一种能填入空白处酌最佳选项，并在答题纸上写出所选旳字母符号。
（每题2分，共40分）6.I don't like flying. I never feel A .A. relaxedB.relaxingC.relax7. Liu Fan is currently working on TV advertisements, but right now he's B holiday.A.forB. onC.with8.Does this flat have a viewer? No, it doesn't, but I'll get B .A.it B．one C.with9. The bank is A the corner, the station. A. on ,near B.near,on C.at.on10. I go to work and I just A the office for most of the day, and I do no exercise.A. sit aroundB.go aroundC.look around11. - Do you come here A ? - Yes, I'm a member of the health club. I come twice a week to swim.A. muchB. manyC. soon12. - Look, I'm getting too fat. I must do more exercise . AA. Yes, you should work out.B.Yes, you should look out.C.Yes,you should run out.13. - Would you like something to drink? C ，please.A.Two cups of coffees.B.Two cup of coffees.C. Two cups of coffee14. I don't like the weather here. It's often A .A. depressingB.depressedC. depressive15. I__B__ serious programmes comedies. I like documentaries. I don't understand English comedy.A.would rather ,thanB. prefer, toC.prefer,than16.1 am B about my exams next week.A.worryB. worriedC.worries17. -_ B you like something to eat? - Prawn fried rice with peas, please.A.ShouldB. WouldC.Could18. We would like you to B _your ideas for a new website for our company.A.pretendB. presentC.prevent19. We look forward A _you on Friday.A. to meetingB.to meetC.meet20. Rose is_ B more easy-going than Frank.A. manyB. muchC.lot21. How_ C time did you spend in France?A. manyB.lotC. much22. You need to make an appointment with a doctor, before the doctor B you.A. testsB. examinesC.looks23. Who's going to A the washing-up?A. doB. goC. make24 We are meeting C for the first time tonight.A. usB.ourselvesC. each other25. This post office opens A Monday Friday.A. from, toB.between, toC. from, and第三部分句型变换（合计15分，每题3分）26-30小题：根据括号里旳提醒改写下列句子。
金融专业英语证书考试FECT模拟试题-7
金融专业英语证书考试FECT模拟试题-7(总分100, 考试时间90分钟)SECTION ONE (Compulsory)：Answer all ten questions in this section. Each question carries 1 mark.1. Multiple-choice questions: from the following four options, select a correct and fill in its labeling the brackets.1.Assume U.S. GAAP (generally accepted accounting principles) applies unless otherwise noted. Which of the following is least likely to be classified as a financial statement element? ()A AssetB RevenueC LiabilityD Net income该题您未回答:х该问题分值: 2答案:D2.Amy, a CFA candidate, recently joined A&F Asset Management, and reports directly to Tammy. Shortly after joining the firm, Amy learned that A&F Asset Management does not have a copy of the Code and Standards. Which of the following statements best complies with AIMR Standards of Professional Conduct? ()A Amy must deliver a copy of the Code and Standards to Tammy.B Amy must notify Tammy, in writing, of her obligation to comply with the Code and Standards.C Statement A and B.D None of the above.该题您未回答:х该问题分值: 2答案:C3.Compared with an otherwise identical amortizing security, a zero-coupon bond will most likely have: ()A Less interest rate risk and more reinvestment risk.B Less reinvestment risk and more interest rate risk.C The same reinvestment risk and less interest rate risk.D The same interest rate risk and more reinvestment risk.该题您未回答:х该问题分值: 2答案:B4.A futures trader goes long one futures contract at $450. Thesettlement price 1 day before expiration is $500. On expiration day, the future is trading at $505. The least likely way the futurestrader will lock in her profits on expiration is: ()A Take delivery of the underlying asset and pay $500 to the short.B Close out the futures position by selling the futures contractat $505.C Take delivery of the underlying asset and pay the expiration settlement price to the short.D Cash settle the futures and receive the difference between $500and the expiration settlement price.该题您未回答:х该问题分值: 2答案:C5.Assume U.S. GAAP (generally accepted accounting principles) applies unless otherwise noted. Bishop Ltd. received an advanced payment of $10,000 on December 1, for rent on a property for December and January. On receipt they correctly recorded it as cash and unearned revenue. If at December 31, their year-end, they failed to make an adjusting entry related to this payment, ignoring taxes, what would the effect on the financial statements for the year be? ()A Assets are overstated by $5,000 and Liabilities are overstated by $5,000.B Liabilities are overstated by $5,000 and Net income is overstated by $5,000.C Assets are overstated by $5,000 and Owner’s equity is overstated by $5,000.D L iabilities are overstated by $5,000 and Owners’ equity isunderstated by $5,000.该题您未回答:х该问题分值: 2答案:B6.A market participant has a view regarding the potential movement of a stock. He sells a customized over-the-counter put option on the stock when the stock is trading at $38. The put has an exercise price of $36 and the put seller receives $2.25 in premium. The price of the stock is $35 at expiration. The profit or loss for the put seller at expiration is: ()A $1.25.B $1.00.C $1.25D $2.25.该题您未回答:х该问题分值: 2答案:C7.As part of an AIMR investigation into the conduct of Helen, CFA, AIMR requests records from Helen about her investment accounts. Helen writes AIMR a letter stating that under Standard IV (B.5), Preservation of Confidentiality that she is unable to comply with their request. Which of the following statement is TRUE? ()A Is correct in her interpretation of Standard IV (B.5).B Should not turn over the information because it will violatefederal material nonpublic information statutes and AIMR’s Standard V (A) Prohibit against Use of Material Nonpublic information.C Will no be in violation of Standard IV (B.5) by turning overthe requested information because under the Professional Conduct Program, the Disciplinary Review Subcommittee is considered an extension of Helen.D All of the above.该题您未回答:х该问题分值: 2答案:C8.Which of the following is the least accurate statement about the short sale of stocks? ()A The short seller must pay any dividends due to the lender of shares.B A stop buy order would enable a short seller to minimize potential losses.C Short sales involve time limits for returning the sharesborrowed to the lender.D A short sale can be made only on an uptick or a zero upticktrade if the previous trade was an uptick trade.该题您未回答:х该问题分值: 2答案:C9.The appropriate measures of free cash flow and discount rate to use when estimating the total value of a firm, respectively, are: ()A Answer A.B Answer B.C Answer C.D Answer D.该题您未回答:х该问题分值: 2答案:D10.Assume U.S. GAAP (generally accepted accounting principles) applies unless otherwise noted. An analyst gathered the following information from a company’s accounting records:The analyst’s estimate of net income for 2007 would be closest to: ()A $650,000.B $850,000.C $1,050,000.D $1,850,000.该题您未回答:х该问题分值: 2答案:CSECTION TWO(Compulsory)：Answer the questions in this section.Reading ComprehensionKammel Capital Management is an institutional money manager that oversees over $12 billion in client assets. Most of its assets under management are invested in the Kammel Funds, a family of 12 mutual funds encompassing 9 growth and value equity funds, and 3 fixed income funds.Linda Karazim is an analyst for the Kammel Strategic Income Fund, a flexible fixed-income fund benchmarked to the Lehman BrothersAggregate Index. The fund owns a substantial portion of subordinated debentures that were issued by Gernot Incorporated to finance the acquisition of a major competitor in 2002. Karazim has been assigned by the Strategic Income Senior Portfolio Manager, Mark Davidson, to analyze the subordinated debt of Gernot, Inc.Karazim decides that the best way to assess the credit quality of the Gernot’s bonds is to analyze the firm’s financial statements and calculate ratios that will identify trends in the firm’s operations and financing decisions. Karazim searches online and pulls up Gernot’s financial statements for the last three years. The statements Karazim uses for her analysis are shown below:As Karazim is working on her project, Jacob Cannon, an analyst for Kammel’s Large Cap Growth Fund, stops by Karazim’s office to chat. When Karazim tells him that she is working on a ratio analysisproject to assess Gernot Inc.’s subordinated debt, Cannon tells her that Kammel’s growth equity team is potentially looking to purchase Gernot’s stock for their fund. Karazim tells Cannon that the return on assets ratio that she has calculated for evaluating Gernot’s debt rating would also be considered one of the most effective ratios for use in valuing Gernot’s stock. Cannon replies that he has been doing his ow n ratio analysis to assess Gernot’s systematic risk and one of the most useful ratios for identifying relationships between accounting variables and beta is the current ratio, which would also be useful in forecasting the possibility of Gernot, Inc. going bankrupt.After Karazim completes her analysis, she has a meeting with Davidson to discuss her findings. At the meeting, Karazim tells Davidson that Gernot’s Inc.’s sustainable growth rate based on 2004 data is 9 percent, and that a growing company has a much lower chance of defaulting on its debt. Davidson, always critical of the work of the analysts that work for him, concludes the meeting by telling Karazim that she did good work, but one of the major limitations of the cross-sectional analysis she has performed is that comparisons are made difficult due to different accounting treatments.11.What are Gernot’s total asset turnover for 2004 and the change in the ratio from 2002 to 2004? ()2004 Ratio Change in RatioA 2. 08 decline of 0.18B 1 .52 decline of 0.56C 2.08 increase of 0.18D 1.52 increase of 0.56该题您未回答:х该问题分值: 2答案:BThe total asset turnover ratio = sales/assets. In 2002, the ratio was (10,424/5,012) = 2.08. In 2004, the ratio was (11,606/7,636) = 1.52. From 2002 to 2004 the ratio declined by (2.08 – 1.52) = 0.56.12.What is the change in Gernot Inc.’s cash conversion cycle from 2003 to 2004? The cash conversion cycle has: ()A Increased by 17 days.B Increased by 33 days.C Increased by 25 days.D Decreased by 13 days.该题您未回答:х该问题分值: 2答案:CThe cash conversion cycle = (average receivables collection period) + (average inventory processing period) – (payables payment period).For 2003: Receivables turnover = (sales/average receivables) = 11,718/((625+798)/2) = 11,718/712 = 16.46 Average receivables collection period = (365/receivables turnover) = 365/16.46 = 22.17days Inventory turnover = (COGS/average inventory) =7183/((1342+937)/2) = 7183/1140 = 6.3 Average inventory processing period = (365/inventory turnover) = 365/6.3 = 57.94 days. Payables turnover = (COGS/average payables) = 7183/((620 + 544)/2) = 7183/582 = 12.34 Payables payment period = (365/12.34) = 29.58 days 2003 cash conversion cycle = 22.17 + 57.94 – 29.58 = 50.53 days. For 2004: Receivables turnover = (sales/average receivables) =11,606/((1294+798)/2) = 11,606/1046 = 11.10 Average receivables collection period = (365/receivables turnover) = 365/11.10 = 32.88 days Inventory turnover = (COGS/average inventory) =7150/((1342+1552)/2) = 7150/1447 = 4.94 Average inventory processing period = (365/inventory turnover) = 365/4.94 = 73.89 days. Payables turnover = (COGS/average payables) = 7150/((620 + 597)/2) = 7150/609 = 11.74 Payables payment period = (365/11.74) = 31.09 days 2004 cash conversion cycle = 32.88 + 73.89 – 31.09 = 75.68 days. From 2003 to 2004, the cash conversion cycle increased by (75.68-50.53) = 25.15 days.13.Karazim has noted in her analysis that Gernot Inc.’s return on equity has fallen significantly from 2002 to 2004. Using the extended DuPont system, which of the following components had the most impact on Gernot’s ROE decline? ()A Financial leverage multiplier.B Operating profit margin.C Interest coverage ratio.D Tax retention rate.该题您未回答:х该问题分值: 2答案:DFrom 2002 to 2004, ROE declined from (328/1575) = 20.8% to (304/2292) = 13.3%.The extended DuPont formula states that ROE = [(operating profit margin)(total asset turnover) – (interest expense rate)](financial leverage multiplier)(tax retention rate)For 2002:Operating profit margin = (EBIT/sales) = (513 + 147)/10,424 = 0.0633 = 6.33%.Total Asset Turnover = (sales/assets) = 10424/5012 = 2.08xInterest Expense rate = (interest expense/assets) = 147/5012 = 2.93%Financial leverage multiplier = (assets/equity) = 5012/1575 = 3.18Tax retention rate = (1-tax rate) = 1 – (185/513) = 1 – 0.36 = 64%.For 2004:Operating profit margin = (EBIT/sales) = (516 + 340)/11,606 = 0.0738 = 7.38%.Total Asset Turnover = (sales/assets) = 11,606/7,636 = 1.52xInterest Expense rate = (interest expense/assets) = 340/7,636 = 4.45%Financial leverage multiplier = (assets/equity) = 7,636/2,292 = 3.33Tax retention rate = (1-tax rate) = 1 – (212/516) = 1 – 0.41 = 59%.Since the operating profit margin and the financial leverage multiplier both increased, these did not have an adverse impact on the ROE. The interest coverage ratio is not part of the DuPont formula. The only viable answer is the tax retention rate, which, in fact did decline significantly.14.Regarding Karazim’s conversation with Cannon regarding the most useful ratios for various tasks: ()A Karazim’s statement is incorrect; Cannon’s statement is incorrect.B Karazim’s statement is incorrect; Cannon’s statement iscorrect.C Karazim’s statement is correct; Cannon’s statement is correct.D Karazim’s statement is correct; Cannon’s statement isincorrect.该题您未回答:х该问题分值: 2答案:BAlthough return on assets is one of the ratios that bond agenciesrely on heavily for deriving their debt ratings, it is not one of the ratios that is deemed most useful for stock valuation, therefore Karazim’s statement is incor rect. Return on equity, (not ROA), is a ratio that is deemed to be very effective for both stock valuation and determining credit ratings.Cannon’s statement is correct – the current ratio is considered to be one of the most effective ratios for both determining systematic risk (beta) based on accounting variables and for forecasting bankruptcy.15.Karazim decides to enhance her analysis by creating common size statements for Gernot, Inc. Which of the following statements is CORRECT? A common size balance sheet expresses all balance sheet accounts as a percent of: ()A Total assets and a common size income statement expressallitems as a percentage of net income.B Sales and a common size income statement expressall items as a percentage of net income.C Sales and a common size income statement expressall items as a percentage of total assets.D Total assets and a common size income statement expressallitems as a percentage of sales.该题您未回答:х该问题分值: 2答案:DCommon size statements normalize balance sheet items by expressing each item as a percentage of total assets, and normalize income statements by expressing each item as a percentage of sales. Using common size statements allows the analyst to make easier comparisons of different sized firms.Explanations of terms：(10 points)1. Legal tender：The status of legal tender simply means that coins and paper currency cannot lawfully be refused in payment for goods and services and in discharge of debts.2. Double-entry bookkeeping：Bookkeeper debits the transaction to one account and credits it to another bill of exchange: A non-interest-bearing written order used primarily in international trade that binds one party to pay a fixed sum of money to another party ata predetermined future date.3. Arbitrage pricing theory：An equilibrium model of assetpricing that states that the expected return on a security is alinear function of the security’s sensitivity to various common factors.4. Soft law：Quasi-legal instruments which do not have anylegally binding force, or whose binding force is somewhat "weaker" than the binding force of traditional law, often contrasted to soft law by being referred to as "hard law".5. Gold markets：According to its nature and the influence on the entire world gold transaction, gold market may be divided into leading market and regional market. According to the difference of transaction type and the transaction way, gold market may be divided into spot transaction and future transaction.Following international experiences, gold market participants include; gold enterprises, banks, hedge funds, organizations and personal investors, broker companies and the exchanges.Factors that Affect Gold Market are the quantity change of structure of supply and demand, economic factors and political situation and unexpected significant events.There are many different ways to invest in gold, such as gold futures, gold exploration companies, blue-chip gold mining stocks, gold mutual funds, gold bars, gold bullion and gold coins. Explanations of terms：16.Legal tender该题您未回答:х该问题分值: 617.Double-entry bookkeeping该题您未回答:х该问题分值: 618.Arbitrage pricing theory该题您未回答:х该问题分值: 619.Soft law该题您未回答:х该问题分值: 620.Gold markets该题您未回答:х该问题分值: 6Question and Answer21.What is the Theory of Money Supply by the Monetarist School?该题您未回答:х该问题分值: 10答案:Friedman held that money demand is relatively stable and money supply must be guaranteed stable, too, if there should be equilibrium between money demand and money supply. So Friedman opposed the management of the aggregate demand raised by Keynes and focused on the importance of money supply.According to the Monetarist School, the core of economic policies is placed on monetary policy, which should be the only important wander-working among all economic policies. Without monetary policy, other economic policies can’t achieve their anticipated effect.Friedman assumed that the best choice in controlling money supply was the "single rule" of monetary policy, i. e. , making it known to the public to adapt a fixed increasing rate of money supply, excluded other factors, such as interest rates, credit flow, excess reserves on a voluntary basis, and so on. So monetary policy should just take a certain money stock as the only decisive factor. In order to carry out the "single rule”, three problems should be solved; the first is how to define the scope of the aggregate money supply; the second is how to decide the increasing rate of money supply and the third is whether or not fluctuation of the increasing rate of money supply is allowed during a certain period, a year or a season. The solution to the above problems is as follows; firstly, M2 should be the scope of the aggregate money supply; secondly, the increasing rate of money supply should be suited to economic growth rate and thirdly, it couldn’t be changed at will when the increasing rate of money supply had been decided. If there is need for change of the increasing rate of money supply, it should be announced and the band of fluctuation should be as small as possible.22.Explain the Open Market Operations.该题您未回答:х该问题分值: 10答案:The most widely used instrument of monetary policy is open market operations. Open market operations involve the purchase of securities by a central bank to put additional reserves at the disposal of the banking system or the sale of securities to reduce reserves so that money supply can be altered. Open market operations are the bread-and-butter instrument of Federal Reserve policy in U. S.Because the central bank earns interest income from itssecurities portfolio, the total revenues earned by the central bank vary in direct proportion to the magnitude of its portfolio. However, this consideration plays no role in the central bank’s decision to acquire or sell securities. Indeed, if it did, the central bank could not perform the chief function of a central bank—conducting monetary policy in a way that contributes to the stability of aggregate expenditures and economic activity.Suppose the U. S. economy is encountering excessive aggregate demand and escalating inflation. The central bank is therefore intent on implementing a policy of monetary restraint. In that event, the central bank would sell securities on the open market. Assume that the central bank sells $225 million in U. S. Treasury bills to a government securities dealer, receiving payment via a check written against the dealer’s bank checking account. When the central bank receives the check, it "collects" by debiting the reserve account of (making a bookkeeping entry against) the dealer’s commercial bank and returns the check to that bank. Upon receipt of the check, the commercial bank debits the dealer’s demand deposit account. The relevant balance sheets exhibit the following changes.23.(1) State the difference between a documentary credit and a documentary collection.(2) Why is a documentary credit arrangement important to an exporter?(3) What is the difference between a revocable credit and an irrevocable credit?该题您未回答:х该问题分值: 10答案:(1) A documentary credit is a written undertaking by a banker who is the agent fro the importer or the buyer. The function of a documentary collection is to provide both importer (buyer) and exporter (seller) with a compromise to settle their tradetransactions between payment in advance and on open account terms.The parties involved in a documentary credit arrangement include issuing banker, advising banker, the applicant and the beneficiary. Parties involved in a documentary collection include the drawer (exporter or seller), the remitting bank, the collecting bank and the drawee (importer or buyer). .Their processes are different.(2) In accordance with the instructions of the importer, the bank undertakes to pay the exporter, up to a limit, within a designated time period and against any stipulated terms and documents.The credit created for international settlement among banks not only provides a sense of security for the traders involved , but alsoa reliable source of finance for foreign trade where required .(3) A "revocable credit" may be cancelled at any time up to the moment the advising bank pays. This type of credit is the least favorable to the exporter.An irrevocable credit may not be amended or even cancelledwithout the consent of all the parties involved. This type of credit guarantees payment to the beneficiary, provided that the credit terms and conditions are met.24.What are the Countering Financial Abuse and Crime? What Others Are Doing?该题您未回答:х该问题分值: 10答案:(1) Since the late 1980s, the growing concerns about drug trafficking and the uses made of globalization facilitated by the advancements in communication technology have led to direct and indirect approachesby different international institutions and the international community to combat financial crime and money laundering.(2) The FATF and affiliated regional organizations lead the international efforts in directly combating money laundering. Members of the FATF engage in annual self-assessments and in periodic mutual evaluations of members’ anti-money laundering efforts. In June 2000, the FATF identified 15 non-member jurisdictions that it considers as "non-cooperative with international efforts against money laundering". Since the FATF is a voluntary task force and not a treaty organization, its recommendations do not constitute a binding international convention.Fund staff has participated, as observers, in most FATF plenaries since 1980. At the request of the FATF, Fund staff made a statementat the Junel996 FATF Plenary on the macroeconomic impact of money laundering, and the Managing Director made a statement at theFebruary 1998 FATF plenary. The FATF has recently agreed to share results from their exercises with Fund staff conducting financial assessments, in the context of FSAP and OFC assessments. At a recent IMF Executive Board meeting, the possibility was raised that the FATF could be invited to prepare ROSC modu les on Fund members’ observance of the FATFs Forty Recommendations. Some members of the FATF have asked that the Fund’s Article IV"? Surveillance and program conditionally include anti-money laundering considerations. The FATF President, in a letter to Fund management, suggested that the FATF Forty Recommendations be adopted as the anti-money laundering standard.(3) Other direct efforts to counter financial crime are undertaken mainly by the International Criminal Police Organization (Interpol) and national financial intelligence units (FIUs). The United Nations takes part in the direct efforts through the United Nation’s Office for Drug Control and Crime Prevention Global Program against Money Laundering (UNDCCP), which monitors weaknesses in global financial systems and assists countries in criminal investigations.Recently, the international community’s awareness of financial system abuse has been heightened by the work of the FSF. In May 2000, the FSF classified 42 OFCs into three groupings, and called on the Fund to take the lead in assessing OFCs adherence to internationally accepted standards and codes.(4) Indirect efforts to counter financial system abuse focus on the preconditions for the proper functioning of financial systems and the formulation and enforcement of relevant laws. These efforts encompass general standards for the supervision and regulation of banks, securities markets, and insurance, as incorporated in the standards developed by the Basel Committee, the IOSCO, and the IAIS. The substance of relevant FATF recommendations is incorporated in the principles of supervision of the Basel Committee and other international supervisory standard-setters.(5) Banking, insurance, and securities markets supervisors are involved in both indirect and direct efforts to combat financial system abuse. Supervisors in different countries exchange information (often based on a network of memoranda of understandings) about individual banks, insurance companies, or agents in the securities markets, with a view to uncover unsound and illegal activities such as securities fraud, insider trading, or misreporting. Supervision is also exercised over the internal mechanisms to control risks, particularly operational risks, which also contributes to countering fraud and other forms of financial crime.(6) Out of concern over the potential impact of tax-induced distortions in capital and financial flows on welfare and on individual countries tax bases, the OECD initiated coordinated action for the elimination of harmful tax practices. In May 1998, the OECD issued a report on Harmful Tax Competition including a series of 19 recommendations for combating harmful tax practices, established aForum on Harmful Tax Practices, and proposed Guidelines for Dealing with Harmful Preferential Regimes in Member Countries (Annex II). In June 2000, OECD issued a list of countries it considers as engaged in harmful tax practices.。
金融英语模拟题（二）T2P1-Listening
金融英语模拟题（二）T2P1-Listening金融英语模拟题（二）听力1.A. Financial markets must support sound financial institutions.B. Sound financial institutions are made by financial markets.C. Financial markets should be backed by strong financial institutions.D. Financial markets are sound because of financial institutions.2.A. US dollar is going higher vs. Japanese Yen.B. US dollar is going higher vs. Pound Sterling.C. US dollar is going lower vs. Japanese Yen.D. US dollar is going lower vs. Deutsche Mark.3.A. Please remit us the bill amount through Barclay's bank on due date.B. Please claim the bill amount on Barclay's Bank on due date.C. Please pay the bill amount to Barclay's Bank.D. Please inform Barclay's Bank to reimburse us on due date.4.A. The People's Bank of China may not provide loans for organizations or individuals.B. The People's Bank of China may not give financial support to enterprises.C. The People's Bank of China may act as a financial guarantor fororganizations or individuals.D. The People's Bank of China may not effect a financial guarantee forindividuals or organizations.5.A. Policy is the only factor that affects stock prices.B. Policy is one factor that affects stock prices.C. Monetary policy is one of the factors that affect stock prices.D. Monetary policy is the only factor that affects stock prices.6.A. I wish to cash some cheques.B. I wish to cash some traveler's cheques.C. I wish to pay cash for my expenses here.D. I wish to pay for my traveller's cheques here.7.A. The L/C will be confirmed by our bank.B. Our bank's agent will confirm the L/C.C. The credit will be opened by our bank's agent.D. Our branch in San Francisco will confirm the L/C.8.A. U.S. dollar is dearer.B. U.S. dollar is higher.C. Japanese yen is weaker.D. Japanese yen is stronger.9.A. The draft is a sight one.B. The draft is payable by Citibank.C. The bill is drawn on Citi Branch.D. The bill is not negotiable.10.A. We paid you early as required.B. Your documents came to us as required.C. Your documents have been correctly presented as required.D. You did not present the documents as required.Section Two (10%)Directions: In this section, you will hear 10 short conversations. At the end of each conversation a question will be asked about what was said. The conversations and questions will be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answerNow you will hear :M: Does our bank have a direct correspondent relationship with the Bradalys' Bank?W:No, we don't. So we have to advise this L/C via another bank.Q: Which of the following is right?Now you will read:A. We can advise this L/C to the Bradlays' Bank.B. The Bradlays' Bank is our correspondent.C. The L/C has to be advised by a third bank.D. We should advise this L/C by ourselves.From the conversation we know that we have to advise this L/C via another bank. The best answer is C. Therefore you should choose answer C.11.A. To apply for rolling over the loan for another period.B. To default on repayment.C. To repay it immediately.D. To apply for a new loan.12.A. 827.28B. 829.19C. 826.71D. Not mentioned.13.A. He sold a house.B. He borrows some money from the man.C. He borrowed some money from the bank.D. He visited a new house.14.A. She pays a visit to the bank.B. She deals with a transaction with her customer.C. She wants to check Parks' cash and transactions of the day.D. She pays a visit to the Auditing Department.15.A. About remitting money.B. About getting a bill of exchange.C. About discounting a bill of exchange.D. About quotation of buying rate.16.A. she definitely accepted the request.B. She will not do what the man requested.C. She will use her car.D. She definitely refused the request.17.A. How to get a ticket to Paris.B. How to go to Paris.C. How to transfer money to Paris.D. How to fill the form.18.A. To open a current account.B. To open a savings account.C. To cash her cheques.D. To draw money from her savings account.19.A. 5%B. 3%C. 8%D. 6%20.A. The interest rate will be lowered.B. The interest rate will be stable.C. The interest rate will increase.D. The interest rate will be floating.Section Three (10%)Directions: In this section, you will hear 3 short passages. At the end of each passage you will hear some questions about what was said. The passages and questions will be spoken only once. During the pause, you must read the four suggested answers marked a, b, c, and d, and decide which is the best answer Questions 21--23 are based on passage 121.A. 4:00 p.m.B. 5:30 p.m.C. 6:00 p.m.D. 6:30 p.m.22.A. He goes to concerts.B. He visits his friends.C. He meets his customers.D. He works at home.23.A. The bank's staff.B. The bank's location.C. The bank's long hours of services.D. The bank's balance sheet.Questions 24-26 are based on passage 224.A. Short term loans without guarantees by banks.B. Long term loans without guarantees by their respective governments.C. Long term loans under guarantees by their respective governments.D. Medium term loans under guarantees by their respective banks.25.A. International banks.B. industrial nations.C. Syndicates of international banks.D. Developed countries.26.A. Yes, they are.B. No, they are not.C. Yes, they are. They represent unusual risk to banks.D. No, they are not. They represent usual risk to banks.Questions 27-30 are based on Passage 327.A. 146B. 159C. 194D. 16828.A. US$ 32.1 billionB. US$ 37.4billion.C. US$ 27.3 billion.D. US$ 4.8 billion.29.A. Allowing more foreign banks to do RMB business in Pudong.B. Extending the experimentation to Shenzhen.C. Increasing the limit on the RMB position of the foreign banks on a case-by-case basis.D. All of the above.30.A. To introduce new products and expertise.B. To improve efficiency in financial intermediation.C. To introduce more foreign capital into China.D. Both A and B。
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22. No matter what you say, I don‘t think he would be ______ refuse to help us.
A. as selfish as to B. selfish enough
C. so selfish as to
D. enough selfish 23. She died of heart failure ______ her life‘s work remaining unfinished.
A. while
B. with
C.
but
D. before
24. At no time and under no circumstances ______ the experiment.
A. will I stop
B. will stop I
C. may I stop
D. I will ___ again.
How do you like your job
16. It was only when I reread these poems recently ______ I began to appreciate their beauty.
A. that
B. then
C. until
D. after
17. There is no ______ in going to school if you're not willing to learn.
A. while
B. unless
C. if
D.
though
21. The reporter said that the UFO ______ east to west when he saw it.
A. was traveling B. traveled
C. had been traveling
D. was to travel
D. get around
19. Do you mind if I call you Ben? ----______.
A. Never mind B. All right
C. No problem
D. Not at all
20. The WTO cannot live up to its name ______ it does not include a country that is home to one fifth of mankind.
C. the;
A. Can
B. Need
C. Will
D. May
14. Is there anything the ______ with him?
A. problem
B. trouble
C
15. A: ______? B: I'm a doctor.
A. Who are you B. Where do you work C. What do you do D.
C. suppose C. nurse
D. along
D. D. D. D. D.
Part II 词汇与语法知识�共 30 小题�每题 0.5 分�共 15 分�
从每小题的四个选择项中�选出最佳的一项�并在答题卡相应的 题号后填涂选项。
11. The U.S. Federal Reserve Bank is expected to ______ interest rates
B. theory
thorough
9. A. super
B. supply
D. surround
10. A. furniture
B. purpose
D. surprise
C. alive C. eastern
C. boot C. port
C. enough C. flower
C. rescue C. thought
A. reason
B. cause
C. point
D.
design
18. You'll find this tourist map of great value in helping you to ______
London.
A. get across
B. get over
C. get through
B. feather
D. peasant
3. A. fool
B. tool
D. foot
4. A. fork
B. work
sort
5. A. tough
B. rough
though
6. A. window
B. know
flow
7. A. silence
B. island
roast
8. A. there
A. had better to try B. had to try better C. had better try
D. had better tried 26. I‘d like to hear some more ideas. ______ this matter, Mr. Turner?
A. How do you think of
B. What do you think of
C. How is your idea on
D. What is your opinion to
27. She didn‘t feel like ______, so I suggested ______ the afternoon in
on Tuesday.
A. raise
B. lift
C. charge
D. vary
12. Dialogue is ______ total loss unless ______ reader knows who is
speaking.
A. a; a
B. the; a
13. ______ you have the radio on so loud, John? I'm studying.
中央广播电视大学学位考试 金融学专业学士学位英语水平考试样题
Part I 语音知识�共 10 小题�每题 0.5 分�共 5 分� 在下列每组单词中�有一个单词的划线部分的读音与其它单词的划线部分的 读音不同。找出这个词�并在答题卡相应的题号后填涂选项。
1. A. agent
B. ahead
2. A. measure