大学英语3第三阶段作业

一、句子改错（共5道小题，共25.0分）

1.The boy did not have to leave the next day

because he got his visa extending.

A B C D

A. A

B. B

C. C

D. D

2.Two woman teachers and four girl students were praised at the

meeting yesterday.

A B C D

A. A

B. B

C. C

D. D

3. If you had been there, I'm sure you would have enjoyed to see the Chinese

Team

A B C

win.

D

A. A

B. B

C. C

D. D

4.It is about time that we go to supper, for we still have a meeting

to attend this evening.

A B C D

A. A

B. B

C. C

D. D

5.He invited me to go to a party and I did not want to join him that

evening.

A B C D

A. A

B. B

C. C

D. D

二、阅读理解（共1道小题，共50.0分）

1.Credit cards let people buy things now and pay for them over

months or even years. But some people get deep into debt. And critics say some banks have terms and charges that can make it harder for people to pay off that debt.

In the United States, there are calls for stronger government

supervision (监督)of the credit card industry. Credit cards have been heavily marketed through the mail and at stores. They offer economic power at a price.

In two thousand four, Americans had about eight hundred billion dollars in credit card debt. Now they owe about nine hundred sixty-eight billion. The average interest rate on those cards is currently thirteen and a half percent.

Critics say banks made it too easy to get credit cards. But that may be changing. The crisis in the housing and credits markets is beginning to affect the credit card industry. More payments are late. Charges for late payments are a growing source of profit for banks. But late payments can also signal bad debts.

The central bank, the Federal Reserve, says two-thirds of American banks have recently reported tighter lending

requirements. Many people report having their credit limits reduced without warning. （199字）

1. What is a credit card?

A. a card showing your credit

B. a card which you can use to buy things and pay for it later

C. a card which can get you deep into debt

D. a card used in the United States.

2. What is not true about credit cards?

A. People can get them though mails or at stores.

B. They can increase people’s economic power.

C. They are issued by governments.

D. There are too many credit cards now.

3. What is the average interest rate on credit cards in America?

A. 800,000,000,000

B. 968,000,000,000

C. 13.5%

D. we don’t know

4. Late payments for credit cards can bring profit to _____.

A. the government

B. banks

C. credit card holders

D. critics

5. According to the passage, who can reduce people’s credit limits?

A. the government

B. banks