国际结算上课讲义

国际结算

Translation

1.无追索权的 without recourse

2.投标保函Tender Guarantee

3.备用信用证 stand-by credit

4.托收出口押汇collection bill purchased

5.善意持票人 bona-fide holder

6.信托收据Trust receipt

7.承兑交单documents against acceptance

8.拒付通知notice of dishonor

9.循环信用证Revolving Credit

10.空白背书 blank endorsement

1.Acceptance for honor 参加承兑

2.After sight 见票即付

3.Short form bill of lading 简式提单

4.Mail remittance 信汇

5.Countermand of payment 止付

6.Clearing bank 清算银行

7.Proforma invoice 形式发票

8.Subsequent holder 后手

9.Disclosed factoring 公开保理

10.Shipping mark 唛头

1.CIF 到岸价

2.Advance payment 预付款

3.Correspondent bank 代理银行

4.Test key 密押

5.Confirmed letter of credit 保兑信用证

6.Subsequent endorser 后手

7.Direct guarantee 直接担保

8.Deferred credit 延期付款信用证

9.Insurance certificate 保险证书，小保单

10.Clean bill of lading 清洁提单

1.原产地证书 certificate of original

2.经常账户 current account

3.金融单据 financial document

4.参加承兑人 acceptor for honor

5.商业发票 commercial invoice

6.承兑交单 documents against acceptance

7.账户关系

8.贷记通知 credit advice

9.电汇 telegraphic transfer

10.银行信用 the reputation of the bank

Multiple Choice

1.If bank of china instructs bank of America to pay a sum of USD1,000,000.00 to Midland,

its nostro account will be

A.credited

B. debited

C. increased

D. decreased

Nostro account 往账，我行在他行开立的存款账户

2.if a bill is payable “60 days after date”, the date of payment id decided according to

A.the date of acceptance

B.the date of presentation

C.the date of the bill

D.the date of maturity

At days/month(s) after date

出票后若干天、月付款

3.A(n)______ is a financial document.

A.bill of exchange

B.bill of lading

C.insurance policy

mercial invoice

“Financial Documents” means bills of exchange, promissory notes, cheques, or other similar instruments used for obtaining the payment of money.

“Commercial Documents” means invoices, transport documents of title or other similar documents, or any other documents whatsoever, not being financial documents.

4.The party to whom the bill is addressed is called the ______

A.drawer

B.drawee

C.payee

D.drawer

5.To the importer, the fastest and safest method of settlement is

A.letter of credit

B.cash in advance

C.open account

D.collection

Open account business 赊账业务

Payment after Arrival of the Goods which is adopted in international trade is usually effected by remittance too, and is advantageous to importer

6.Which of the following is based on commercial credit?

A.letter of credit

B.bank letter of guarantee

C.collection

D.insurance

7.Which type of collection offers greatest security to the exporter?

A.Documents against acceptance

B.Documents against payment

C.Clean collection

D.Acceptance D/P

8.The principal is generally the customer of a bank who prepares documentation and

submits them to the_____ bank with a collection order for payment from the buyer (drawee).

A.remitting

B.collecting

C.presenting

D.correspondent

9. A letter of credit is_______

A. a formal guarantee of payment

B. a conditional undertaking to make payment

C.an unconditional undertaking to make payment

D. a two bank guarantee of payment

The documentary credit跟单信用证 or letter of credit is an undertaking(保证) issued by a bank for the account of the buyer (the applicant) or for its own account, to pay the beneficiary the value of the draft and/or documents provided that the terms and conditions of the documentary credit are complied with完全符合.

10.From the point of view of a Chinese,_____is our bank’s account in the books of an

overseas bank,denominated in foreign currency.

A. a vostro account

B. a nostro account

C. a mirror account

D. a record account