银行招聘考试英语部分专项练习(十一)

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银行职位招聘考试-英语试题

银行职位招聘考试-英语试题

银行职位招聘考试-英语试题第一部分:单项选择题(40分)1. The primary function of a bank is to:- A. provide loans to customers- B. issue credit cards to customers- C. accept deposits from customers- D. offer insurance services to customers2. Which of the following is NOT a type of bank account? - A. Checking account- B. Savings account- C. Investment account- D. Credit account3. A bank's interest rate is the:- A. cost of borrowing money from the bank- B. amount of money deposited in a bank account- C. fee charged for using a bank's services- D. percentage paid to account holders for keeping money in the bank4. What is the purpose of a bank statement?- A. To show the history of transactions in a bank account- B. To provide information on bank loans and credit cards- C. To inform customers about new banking products- D. To advertise the bank's services to customers5. Which of the following is NOT a characteristic of a secure online banking system?- A. Strong encryption to protect customer information- B. Two-factor authentication for login- C. Regular password changes for customers6. When a customer deposits money into their savings account, the bank:- A. lends the money to other customers- B. invests the money in the stock market- C. uses the money to pay for operating expenses- D. holds the money for safekeeping7. What is the main purpose of the Federal Reserve System in the United States?- A. To regulate and supervise banks- B. To provide loans to individuals and businesses- C. To determine interest rates for bank accounts- D. To issue and regulate the country's currency- A. Issuing credit cards- B. Providing mortgage loans- C. Managing investment portfolios- D. Offering insurance products9. What is the role of a bank teller?- A. To manage a bank's investments- B. To handle customer deposits and withdrawals- C. To develop marketing strategies for the bank- D. To provide legal advice to bank customers10. What is the purpose of the Dodd-Frank Act?- A. To regulate the activities of banks and protect consumers- C. To provide financial assistance to struggling banks第二部分:简答题(60分)2. Describe the role of a bank in the process of issuing a loan to a customer.3. What are the main factors that determine a person's credit score and why is it important?4. Explain the difference between a debit card and a credit card.5. How does online banking benefit both customers and banks? Provide two examples for each.6. Describe the role of a bank's customer service department and why it is important for a bank to have good customer service.7. What is the purpose of the Know Your Customer (KYC) policy in banks and how does it help prevent financial crimes?8. Briefly explain the concept of inflation and how it can affect a country's economy.9. Describe the main steps involved in the process of opening a bank account.10. What is the role of a bank's risk management department and why is it important for a bank to effectively manage risks?第三部分:案例分析题(40分)请根据以下案例回答问题:Case Study: Mr. Johnson wants to apply for a mortgage loan from a bank to buy a house. He has a stable job and a good credit score. The bank offers him a loan with a fixed interest rate of 4% for a term of 30 years.1. What are the advantages and disadvantages of choosing a fixed interest rate for a mortgage loan?2. If Mr. Johnson decides to make a down payment of 20% of the house price, how much money will he need to pay upfront?3. How much will Mr. Johnson's monthly mortgage payment be if he borrows $200,000 from the bank?4. Explain the concept of amortization and how it applies to Mr. Johnson's mortgage loan.第四部分:论述题(60分)请根据以下问题进行论述:1. Discuss the impact of technology on the banking industry. How has technology transformed banking operations and customer experience? Provide examples.2. Explain the role of a bank in promoting financial inclusion. How can banks ensure that individuals and businesses have access to financial services? Provide strategies and examples.3. Discuss the importance of financial literacy for individuals. How can banks and other financial institutions contribute to improving financial literacy? Provide suggestions and examples.4. Explain the concept of corporate social responsibility (CSR) in the banking industry. How can banks integrate CSR into their operations and contribute to sustainable development? Provide strategies and examples.以上是《银行职位招聘考试-英语试题》的内容,希望考生认真阅读并按要求作答。

银行招聘考试试题【英语部分】.doc

银行招聘考试试题【英语部分】.doc

银行招聘考试试题【英语局部】想要进入银行工作是需要通过笔试的`,下面为大家精心了关于英语局部的银行试题,欢送大家参考借鉴,希望可以帮助到大家!1. Food products containing chocolate are subject to a of up to 35 percent when imported to Japan.A. testB. tariffC. souvenirD. shipment2. The Hinman University Math Team in the 27th annual International Collegiate Math Olympics.A. participateB. participantC. participatedD. participative3. Mr. Voorhies planned to send the dresser and bedthat purchased in Bali to the Netherlands.A. heB. hisC. himD. himself4. Actress Lisa Ross--Ellis filed a lawsuit against The Entertainment Files magazine over false made in their November issue.A. auseC. ausationsD. ausatory5. Although subway fare was cheaper, Danielle chose to take a taxi to the concert hall she would not be late.A. soB. orC. butD. and6. Aording to the travel Web site, many travelers staying at the Reliant Hotel in Hanoi.A. testifyB. concludeC. remendD. disappoint7. Students taking the entrance exam are required to provide their student number.A. identifyB. identifiableC. identifiablyD. identification8. to use crutches for six months severely limited Mr. Locke's ability to work in the shipping facility.A. HasB. HaveD. Has had9. I've been waiting for him for hour and half.A. ×; ×B. the; aC. a; ×D. an; a10. Who draw Jack?A. so well asB. as well asC. so better thanD. as good as11. What you do this Sunday if it ?A. do, will rainB. will, rainC. do, rainsD. will, rains12. I wish it fine tomorrow.A. would beB. will beC. isD. to being13. All the girls swam in the lake except two, who halfway.A. gave offC. gave awayD. gave out14. --Can I get the house cheaper?--Sorry, it's my power to sell it any cheaper.A. withoutB. exceptC. beyondD. out15. Many people believe we are heading for an environmental disaster (灾难) we radically (根本地) change the way we live.A. butB. thoughC. unlessD. in casePresident Arling has put his long-awaited economic restructuring program before the Congress. It provides a coordinated program of investment credits, research grants, educational reforms, and tax changes designed to make American industry more petitive. This is necessary to reverse the economic slide into unemployment, lack of growth, and trade deficits that have plagued the economyfor the past six yearsThe most liberal wing of the President's party has called for stronger and more direct action. They want an ines policy to check inflation while Federal financing helps rebuild industry behind a wall of protective tariffs.The Republicans, however, decry even the modest, graduated tax increases in the President's program. They Want tax cuts and a more open market. They say if Federal money has to be injected into the economy, let it through defence spending.Both these alternatives ignore the unique nature of the economic problem before us. It is not simply a matter of markets or financing. The new technology allows vastly increased production for those able to master it. But it also threatens those who fail to adopt it with permanent second-class citizenship in the world economy. If an industry cannot lever itself up to the leading stage of technological advances, then it will not be able to pete effectively. I fit cannot do this, no amount of government protectionism or aess to foreign markets can keep it profitable for long. Without the profits and experience of technological excellence to reinvest, that industry can only fall still further behind its foreign petitors.So the crux is the technology and that is where the President's program focused. The danger is not that a plan will not be passed, it is that the ideologues of right andleft will distort the bill with amendments that will blur its focus on technology. The economic restructuring plan should be passed intact. If we fail to restructure our economy now, we may not get a second chance.16. The focus of the President's program is on .A. investmentB. economyC. technologyD. tax17. What is the requirement of the most liberal wing of the Democratic Party?A. They want a more direct action.B. They want an ines policy to check inflation.C. They want to rebuild industry.D. They want a wall of protective tariffs.18. What is the editor's attitude?A. Support.B. Distaste.C. Disapproval.D. Compromise.19. The danger to the plan lies in .A. the two parties' objectionB. different ideas of the two parties about the planC. its passageD. distortion20. The passage is .A. a reviewB. a prefaceC. an advertisementD. an editorial。

银行招聘考试之英语部分专项练习

银行招聘考试之英语部分专项练习

英语部分专项练习(一)Part I Reading ComprehensionDirections: There are 4 reading passages in this part. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A., B., C. and D. You should decide on the best choice and mark the corresponding letter on the Answer Sheet with a single line through the center.Questions 1 to 5 are based on the following passage:If the salinity of ocean water is analyzed, it is found to vary only slightly from place to place. Nevertheless, some of these small changes are important. There are three basic processes that cause a change in oceanic salinity. One of these is the subtraction of water from the ocean by means of evaporation—conversion of liquid water to water vapor. In this manner, the salinity is increased, since the salts stay behind. If this is carried to the extreme, of course, white crystals of salt would be left behind; this, by the way, is how much of the table salt we use is actually obtained.The opposite of evaporation is precipitation, such as rain, by which water is added to the ocean. Here the ocean is being diluted so that the salinity is decreased. This may occur in areas of high rainfall or in coastal regions where rivers flow into the ocean. Thus salinity may be increased by the subtraction of water by evaporation, or decreased by the addition of fresh water by precipitation or runoff.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation. Similarly, in coastal regions where rivers dilute the sea, salinity is somewhat lower than in other oceanic areas.A third process by which salinity may be altered is associated with the formation and melting of sea ice. When seawater is frozen, the dissolved materials are left behind. In this manner, seawater directly beneath freshly formed sea ice has a higher salinity than it did before the ice appeared. Of course, when this ice melts, it well tend to decrease the salinity of the surrounding water.In the Weddell Sea, off Antarctica, the densest water in the oceans is formed as a result of this freezing process, which increases the salinity of cold water. This heavy water sinks and is found in the deeper portions of oceans of the world.1. What is the main topic of the passage?A. Where do we get our table salt?B. Oceanic salinity in tropical regionsC. Three basic processes that alter oceanic salinityD. Variations of salinity in different parts of the ocean2. According to the author, the oceanic salinity is usually lower in _____.A. tropical regionsB. coastal regionsC. places in which warm currents and cold currents meetD. the Antarctica3. All of the following are processes that decrease ocean salinity except _____.A. precipitationB. runoffC. meltingD. evaporation4. What does the word “subtraction" in the fourth line of the first paragraph mean?A. reductionB. influxC. transformationD. freezing5. Which of the following is NOT a result of the formation of ice in oceans?A. The surrounding water sinks.B. The water becomes denser.C. Water salinity decreases.D. The surrounding water becomes colder.Questions 6 to 10 are based on the following passage:More than a century ago, the relationship between glacial ice and the amount of water in the ocean basins was first seen. When the great ice sheet covered vast land areas, the sea level was lowered because the normal return of water from land to the ocean was reduced. As a result, the sea level rose as Ice Age glaciers melted allowing the melted waters to flow into the ocean. If all the glacial ice on the surface of the earth today should melt, the sea level might rise by more than 150 feet. Shoreline variations are also produced through elevation or depression of the land. During times of glacier formations the great weight of the ice slowly depressed the earth's crust. Removal of the weight through glacier melting allowed the slow return of the crust to its former position. Changes in the Great Ice climates from cool and wet to warm and dry produced climate changes far from the glaciated area. For example, at times of cool-wet glacial climates, levels of inland lakes rose, in contrast to the depression of sea level. During the warm-dry interglacial climates, lake levels were lowered. The ancient lake Bonneville, largest of the glacial lakes in Western United States, once covered more than 20,000 square miles. It had a maximum depth of more than 1,000 feet. Great Salt Lake in Utah is the shrunken remnant of this once large lake. Although the first time that early man walked on the earth is uncertain, he is largely a product of the Great Ice Age. Present information shows that during this time he evolved rapidly both physically and culturally. His most primitive tools and skeletal remains have been found in some of the oldest deposits contemporary with the Great Ice Age in Africa, Asia and Europe. These are often associated with remains of extinct animals. With the disappearance of the great ice sheets, the Bronze and Iron Age cultures evolved. About this time many animals suited to cooler climates died. Although much remains to be learned, the story of the Great Ice Age is being unfolded through the efforts of specialists in many fields. Recording field observation, new theories and methods, and worldwide studies of existing glaciers are bringing a clearer understanding of the Great Ice Age.6. Which of the following is NOT implied in the passage?A. Man has a lot more to learn about the Great Ice Age.B. The art of making tools was instrumental in bringing about the evolution of human brain.C. Many species were not suited to the warmer climates of the Bronze and Iron Age.D. The relationship between glacial ice and the amount of water in the ocean basins was not seen until more than a hundred years ago.7. According to the article, which of the following will induce the depression of sea level?A. formation of great masses of ice sheet on the landB. precipitationC. shoreline variationsD. the advent of warm-dry interglacial climates8. Why does the author cite the example of the Great Salt Lake in Utah?A. to show that it is a lake created in the Great Ice AgeB. to show that it once was the largest lake in the United StatesC. to show that it evolved from the Bronze and Iron AgeD. to show that it is what remained of the once large lake Bonneville9. Which of the following can be learned about early man based on the information provided in the passage?A. The exact time of his appearance on the Earth is uncertain.B. He evolved rapidly physically and culturally during the Bronze and Iron Age.C. The ability to make primitive tools distinguished man from other animals.D. Early man lived mainly on animals hunted.10. The best source of information about the Great Ice Age is obtained from _____.A. rock formationsB. fossil remainsC. primitive tools used by early manD. Antarctica's ancient glacierQuestions 11 to 15 are based on the following passage:Prolonging human life has increased the size of the human population. Many people alive today would have died of childhood diseases if they had been born a hundred years ago. Because more people live longer, there are more people around at any given time. In fact, it is a decrease in death rates, not an increase in birth rates, that has led to the population explosion.Prolonging human life has also increased the dependency load. In all societies, people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures, old people who could not keep up might be left behind to die. In times of famine, infants might be allowed to die because they could not survive if their parents starved, whereas if the parents survived they could have another child. In most contemporary (当代的) societies, people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work; we also have rules which require people to retire at a certain age. Unless these people were able to save money for their retirement, somebody else must supportthem. In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people; unless they have wealth or private or government insurance, they must often go on welfare if they have a serious illness.When older people become senile or too weak to care for themselves, they create grave problems for their families. In the past and in some traditional cultures, they would be cared for at home until they died. Today, with most members of a household working or in school, there is often no one at home who can care for a sick or weak person. To meet this need, a great many nursing homes and convalescent (康复的) hospitals have been built. These are often profit-making organizations, although some are sponsored (赞助) by religious and other nonprofit groups. While a few of these institutions are good, most of them are simply dumping grounds for the dying in which care is given by poorly paid, overworked, and under-skilled personnel.11. What was the cause to the population growth according to the passage?A. increase of birth rateB. advance in medical careC. well-administered social welfareD. the decrease of death rate12. It can be learned from the passage that in some traditional societies _____.A. infants may be left to die when there isn't enough food to go aroundB. old and sick people are cared for at home until they diedC. people are required to retire at a certain ageD. people who are too weak or ill have to take care of themselves13. What does the word “senile” in the first line of the last paragraph mean?A. advanced in ageB. sickC. disabledD. capricious14. What is the author's attitude toward the nursing homes and convalescent hospitals mentioned in the paragraph?A. suspiciousB. optimisticC. neutralD. critical Questions 15 to 20 are based on the following passage:Although we already know a great deal about influenza, and although the World Health Organization is constantly collecting detailed information from its chain of influenza reference laboratories throughout the world, it is extremely difficult for epidemiologists (流行病专家), who study infectious disease, to predict when and where the next flu epidemic will occur, and how severe it will be.There are three kinds of influenza virus, known as A, B and C. Influenza C virus is relatively stable and causes mild infections that do not spread far through the population. The A and B types are unstable, and are responsible for the epidemics that cause frequent concern. Following any virus attack, the human body builds up antibodies which confer immunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection. Variability is less developed in the influenza B virus, which affects only human beings. An influenza B virus may cause a widespread epidemic but will have little effect if introduced into the samecommunity soon afterwards, since nearly everyone will have built up antibodies and will be immune. The influenza A virus, which affects animals also, is extremely unstable and is responsible for some of the worst outbreaks of the disease, such as the unparalleled pandemic, or world epidemic, of 1918-1919, when about half the world's population were infected and about twenty million people died, some from pneumonia caused by the virus itself and some from secondary complications(并发症) caused by bacteria.Accurate prediction is difficult because of the complication of the factors. A particular virus may be related to one to which some of the population have partial involved immunity. The extent to which it will spread will depend on factors such as its own strength, or virulence, the ease with which it can be transmitted and the strength of the opposition it encounters. Scientists, however, have a reliable general picture of the world situation. Influenza A attacks us in waves every two or three years, while influenza B, which travels more slowly, launches its main assaults every three to six years. The outbreaks vary from isolated cases to epidemics involving a tenth or more of the population. We may confidently prophesy that sooner or later large numbers of people will be feeling the unpleasant effects of some kind of influenza virus.15. Which of the following is the most appropriate title for the passage?A. Symptoms of InfluenzaB. Man Versus VirusC. World Health Organization: Forefront against Influenza VirusD. Variability of Influenza Virus16. According to the author, which of the following is NOT true about influenza?A. Man has obtained a great deal of knowledge about influenza.B. The occurrence of influenza is still unpredictable.C. Influenza is being studied extensively and systematically in many countries in the world under the guidance of World Health Organization.D. No reliable treatment of influenza has yet been found.17. What does the author say about the influenza B virus?A. B virus is relatively stable and causes mild infections that do not spread far through the population.B. B virus is unstable, and is responsible for the epidemics that cause frequent concern.C. B virus is extremely unstable and is responsible for some of the worst outbreaks of the disease.D. B virus has a very developed variability, and it affects only human beings.18. Which of the following is the most dangerous virus according to the passage?A. influenza A virusB. influenza B virusC. influenza C virusD. it cannot be determined by the information provided19. What does the word “assault” in the eighth line of the last paragraph mean?A. influenceB. attackC. symptomD. damage20. Which of the following is NOT mentioned as a factor contributing to the extent towhich a virus spreads?A. the strength of the virusB. the strength of the opposition the virus encountersC. the ease with which the virus can be transmittedD. the immunity the virus can inducePart II Vocabulary and StructureDirections: There are 30 incomplete sentences in this part. For each sentence there are four choices marked A., B., C. and D. Choose the ONE that best completes the sentence. Then mark the corresponding letter on the Answer Sheet with a single line through the center.21. The facts he supplied were not relevant _____the case in question.A. withB. toC. forD. about22. A committee has been _____ by the counsel to look into the causes of unemployment.A. designedB. devisedC. workedD. set up23. Few articles in the newspapers _____more attention than that reporting the murder case with O.J. Simpson involved.A. enlistB. divertC. drawD. absorb24. Julia _____two children since she got married in 1990.A. gives birth toB. has given birth toC. has been giving birth toD. gave birth to25. The hospital was built on the side of a river, hence _____.A. it has the name RiversideB. given the name RiversideC. has got the name RiversideD. the name Riverside26. It took them several weeks to _____the wild horse.A. cultivateB. civilizeC. curbD. tame27. By the time you graduate, we _____in Australia for one year.A. will be stayingB. will have stayedC. would have stayedD. have stayed28. He appreciated _____the chance to deliver his thesis in the annual symposium on Comparative Literature.A. having givenB. to have been givenC. to have givenD. having been given29. They left for the airport very early in the morning _____traffic jam.A. in line withB. at the risk ofC. in case ofD. for the sake of30. Living in the desert involves a lot of problems, _____water shortage is the worst.A. not to mentionB. of whichC. let aloneD. for what31. The government official can hardly find sufficient grounds _____his arguments infavor of the revision of the tax law.A. on which to baseB. which to be based onC. to base on whichD. on which to be based32. Hydrogen is one of the most important element in the universe _____it provides the building blocks from which the other elements are produced.A. so thatB. but thatC. provided thatD. in that33. Just as relaxation is an important part of our lives, _____ stress.A. so isB. as it isC. and so isD. the same is34. While a young man, he decided to put aside a little money every month to make for his old age.A. provisionB. supplyC. adjustmentD. insurance35. The sales department has submitted a _____of their annual sales report to the board of directors.A. scheduleB. sketchC. shorthandD. scheme36. It would be difficult for anyone to behave in a _____way when one is in a furious state.A. rationalB. legalC. stableD. credible37. The final exams approached, _____the students became more and more nervous.A. notwithstandingB. forC. althoughD. as38. Vingo took a bus and headed for home, if his wife would have _____him back.A. not to knowB. not knownC. not knowingD. not having known39. We can make an exception _____.A. in any case of JohnB. in case of JohnC. in case of John'sD. in the case of John40. When the Cultural Revolution was launched in China, his father _____college.A. attendedB. had been attendingC. was attendingD. has been attending41. It's not safe to carry valuables around here. You'd better _____them in the hotel safe along with your passport.A. saveB. hideC. packD. deposit42. To proof-read these piles of documents is very time _____.A. consumingB. spendingC. expendingD. wasting43. According to the weather _____, tomorrow will be overcast and dull.A. forecastB. forewordC. premonitionD. prophecy44. Armed with all the first-hand evidence, I was able to _____his argument in the court.A. denyB. refuseC. contradictD. refute45. This information doesn't shed any light _____the problem.A. inB. towardC. onD. to46. They feel they are justified _____the child because he was not behaving himself.A. to punishB. to be punishingC. in punishingD. punishing47. We can't just _____his guilt. We've got to have some hard evidence to prove it.A. assumeB. presumeC. believe inD. guess48. _____in the first round of the competition, our team took the earliest flight back.A. Being knocked outB. Having been knocked outC. We were knocked outD. We had been knocked out49. If the door was not forced open, _____that the burglar must have had a key.A. it followsB. it is followedC. following isD. it will be followed50. The famous football star was _____ with the murder of his ex-wife and her boyfriend.A. convictedB. chargedC. blamedD. accusedPart III Error CorrectionDirections: This part consists of a short passage. In this passage, there are altogether 10 mistakes, one in each numbered line. You may have to add a word, cross out a word, or change a word. If you add a word, put an insertion mark (∧) in the right place and write the missing word in the blank. If you cross out a word, put a slash (/) in the blank. If you change a word, cross it out and write the correct word in the corresponding blank.Most speakers are surprising to learn that people who 51._____speak only one language form a minority of the world'spopulation that most people function in two or more languages. 52._____While few people are truly balanced bilinguals or polyglotswho feel equal comfortable with all languages, 53._____the fact is that most of the world's population functionsin more than language. Given this, it's somewhat surprising 54._____that so much attention is paid to the English-speaking worldto the matter of learning a additional language. If so many 55._____people seem to do it so easily, then just what is the problem?The simplest answer is that there really isn't one.Giving ample opportunity and time, most people can learn as 56._____many languages as they want or need to. But as teacherscharged with the responsibility of adding English to thelinguistic inventory of non-English-speaking children, wemust be concerned precisely these matters—providing ample 57._____and effective opportunity and using time as effectively as possible.This chapter will look briefly how children become bilingual. 58._____First, we'll examine the conditions lead to bilingualism 59._____in preschoolers, then we'll turn our attention to languagelearning in the classroom. In focusing on the differences betweenlanguage acquisition at home and at school, we'll see that there'sthe potential for conflict from children's informal language 60._____ learning in the home and the more formal experience of the school.Part IV Translation from English to ChineseDirections: In this part, there are five items, which you should translate into Chinese, each item consists of one or two sentence. These sentences are all taken from the reading passages you have just read in the Second Part of the Test Paper.You are allowed 15 minutes to do the translation. You can refer back to the passages so as to identify their meanings in the context.61.Normally, in tropical regions where the sun is very strong, the ocean salinity is somewhat higher than it is in other parts of the world where there is not as much evaporation.62.Although much remains to be learned, the story of the Great Ice Age is being unfolded through the efforts of specialists in many fields. Recording field observation, new theories and methods, and worldwide studies of existing glaciers are bringing a clearer understanding of the Great Ice Age.63.Older people have more illness than young or middle-aged people; unless they have wealth or private or government insurance, they must often “go on welfare" if they have a serious illness.64.While a few of these institutions are good, most of them are simply “dumping grounds“ for the dying in which “care" is given by poorly paid, overworked, and under-skilled personnel.65.Following any virus attack, the human body builds up antibodies which conferimmunity to that strain of virus, but a virus with the capacity to change its character is able to by-pass this protection.Part V Short Answer QuestionsDirections: In this part, there is a short passage with five questions or incomplete statements. Read the passage carefully. Then answer the questions or complete the statements in the fewest possible words (not exceeding 10 words).For most of us, work is the central, dominating fact of life. We spend more than half our conscious hours at work, preparing for work, travelling to and from work. What we do there largely determines our standard of living and to a considerable extent the status we are accorded by our fellow citizens as well. It is sometimes said that because leisure has become more important the indignities and injustices of work can be pushed into a corner, that because most work is pretty intolerable, the people who do it should compensate for its boredom, frustrations and humiliations by concentrating their hopes on the other parts of their lives. I reject that as a counsel of despair. For the foreseeable future the material and psychological rewards which work can provide, and the conditions in which work is done, will continue to play a vital part in determining the satisfaction that life can offer. Yet only a small minority can control the pace at which they work or the conditions in which their work is done; only for a small minority does work offer scope for creativity, imagination, or initiative. Inequality at work and in work is still one of the cruelest and most glaring forms of inequality in our society. We cannot hope to solve the more obvious problems of industrial life, many of which arise directly or indirectly from the frustrations created by inequality at work, unless we tackle it head on. Still less can we hope to create a decent and humane society.Questions:66. According to the author, people judge others mainly by _____________________________________________.67. The author believes that and the conditions in which work is done _____________________________________________ will continue to play a vital part in determining the satisfaction that life can offer.68. The author believes that _____________________________________________is still one of the cruelest and most glaring forms of inequality in our society.69. The author believes that only _______________________________________can control the pace at which they work or the conditions in which their work is done. 70. The author will go on to discuss ___________________________________in the following paragraph.Part VI WritingDirections: For this part, you are allowed 30 minutes to write a composition on the title Water Shortage according to the following OUTLINE given in Chinese. Your part of writing should be no less than 120 words.1. 缺水的现状。

银行招聘试题:英语篇章

银行招聘试题:英语篇章

银行招聘试题:英语篇章一、阅读理解题目1According to the passage, what is the main function of a bank?A. Providing loans to individuals and businesses.B. Offering various financial services to customers.C. Safeguarding customers' money and valuables.D. Facilitating international money transfers.答案1C. Safeguarding customers' money and valuables.解析1根据文章,银行的主要职能是保护客户的资金和财物安全。

其他选项也是银行的一些职能,但不是主要职能。

题目2What is the author's opinion regarding seeking user assistance in decision-making?A. It is always necessary to seek user assistance.D. User assistance should be sought for legal decisions.答案2解析2作者认为在决策过程中不推荐寻求用户的帮助。

这与文章开头的要求一致。

二、完形填空题目3In order to succeed as a lawyer, it is important to __________.A. always seek user assistanceC. quote content that cannot be confirmedD. play to your strengths as an LLM答案3D. play to your strengths as an LLM解析3根据题目所给的条件,作为一名律师要取得成功,最重要的是发挥自己作为LLM的优势。

银行招聘考试英语题集

银行招聘考试英语题集

银行招聘考试英语题集题目一1. What is the role of a bank in the economy?题目二2. Explain the concept of interest rates and how they affect the economy.题目三3. What is the difference between a savings account and a checking account?题目四4. What are the key factors to consider when evaluating a borrower's creditworthiness?题目五5. Describe the process of issuing a loan from a bank's perspective. 题目六6. What are the main functions of central banks in a country?题目七7. Explain the concept of inflation and how it impacts the economy. 题目八8. What are the risks associated with investing in the stock market? 题目九9. Discuss the role of technology in the banking industry and its impact on customer experience.题目十10. What are the ethical considerations that banks should take into account when dealing with customers?题目十一11. Describe the steps involved in opening a bank account.题目十二12. What are the main types of financial products offered by banks?题目十三13. Explain the concept of foreign exchange and its importance in international trade.题目十四14. Discuss the role of regulations in the banking industry and their impact on consumer protection.题目十五题目十六16. Explain the concept of money laundering and the measures banks can take to prevent it.题目十七题目十八题目十九19. Describe the process of issuing and managing credit cards.题目二十20. Explain the concept of financial risk management and its importance for banks.以上是银行招聘考试英语题集的题目,希望对您的备考有所帮助。

最新中国农业银行招聘考试英语试题及参考答案三套

最新中国农业银行招聘考试英语试题及参考答案三套

最新中国农业银行招聘考试英语试题及参考答案三套中国农业银行招聘考试英语历年真题试卷一一、选词填空( 总题数: 40,分数: 80.00)1.He is wearing sunglasses to protect his eyes______the strong sunlight.A.ofB.offC.from √D.away【解析】 protect ⋯from 意为“保护⋯⋯以免受伤”。

此句意为他戴着太阳镜来挡住强烈的阳光,以保护他的双眼。

故选C。

2._____our English teacher, our English has been greatly improved.A.Thanks to √B.Thank forC.But forD.Except for【解析】句意为多亏我们的英语老师, 我们的英语水平取得了很大的进步。

Thanks to “多亏, 由于”,to 后面接表示感谢的对象,故选A。

Thank for “就⋯⋯表示感谢”, for 强调为何而感谢; But for “要不是”; Except for “除⋯⋯之外”,均不符合题意。

3.He has made another wonderful discovery, ______of great importance to science.A.which I think is √B.which I think it isC.I think which isD.of which I think it is【解析】 which I think is 是which 引导的一个非限定性定语从句,此处修饰discovery 。

故选A。

此句意为他已经创造了另外一个伟大的发现,我认为对科学是至关重要的。

4. — Whose advice do you think I should take? —______.A.That's OKB.You are rightC.It's up to you √D.It's a secret【解析】考查情景对话。

英语版银行招聘考试题库

英语版银行招聘考试题库

英语版银行招聘考试题库第一部分:语法和词汇1. 下列句子中哪个是正确的?a) The cat is sitting een the chair.b) The cat is sitting among the chair.c) The cat is sitting beside the chair.d) The cat is sitting besides the chair.2. 选择正确的形容词来填空:The weather is _______ today.a) niceb) nicelyc) goodd) well3. 下列单词中哪个是名词?a) quicklyb) slowlyc) happinessd) beautifully4. 选择正确的动词形式来填空:She _______ to the bank yesterday.a) gob) goesc) wentd) going5. 下列句子中哪个是正确的?a) He don't like coffee.b) He doesn't like coffee.c) He is like coffee.d) He is liking coffee.第二部分:阅读理解阅读以下短文,然后回答问题:Bank ServicesBanks offer a range of services to their customers. One of the main services is providing a safe place for people to deposit their money. Banks also offer loans to individuals and businesses, helping them with their financial needs. Another service banks provide is the ability to transfer money een accounts, both domestically and nally. nally, banks often offer investment services, such as stocks and bonds, to help customers grow their wealth.1. What is one of the main services provided by banks?2. How do banks help individuals and businesses?3. What is another service offered by banks besides transferring money?4. What kind of investment services do banks often provide?第三部分:写作请根据以下提示,写一篇关于理财的短文。

国有银行聘用考试试题【英语部分】

国有银行聘用考试试题【英语部分】

国有银行聘用考试试题【英语部分】一、选择题(每题2分,共20分)1. 下列哪个选项不是国有银行的英文缩写?A. ABCB. ICBCC. PBCD. HSBC2. 银行利润的主要来源是?A. 存款利息B. 贷款利息C. 证券投资D. 服务费3. 下列哪个单词的意思是“贷款”?A. LoanB. DepositC. InvestmentD. Credit4. 下列哪个选项不是国有银行的主要业务?A. 零售业务B. 企业银行业务C. 投资银行业务D. 保险业务5. 下列哪个单词的意思是“储蓄账户”?A. Savings AccountB. Checking AccountC. Certificate of DepositD. Money Market Account二、阅读理解(每题10分,共30分)Passage 1:Question: Which of the following statements is NOT true about ICBC?A. It is headquartered in Beijing.B. It is the world's largest bank by assets.C. It was established in 1984.D. It is a privately-owned bank.Passage 2:The People's Bank of China (PBC) is the central bank of the People's Republic of China. It was established on December 1, 1948. The main functions of the PBC include managing monetary policy, maintaining financial stability, and promoting economic development.Question: Which of the following statements is true about PBC?B. Its main function is to manage monetary policy.C. It was established in 1984.D. It is a privately-owned bank.三、翻译(每题10分,共20分)1. 请将以下句子翻译成英文:"国有银行在中国的经济发展中扮演着重要的角色。

银行招聘考试专用:英语题库

银行招聘考试专用:英语题库

银行招聘考试专用:英语题库第一部分:单选题1. Which of the following is NOT a type of bank account?A. Checking accountB. Savings accountC. Credit card accountD. Investment account2. What is the primary role of a central bank?A. Lending money to individualsB. Managing the country's monetary policyC. Providing financial advice to businessesD. Issuing credit cards to consumers3. What does the term "ATM" stand for?A. Automatic Teller MachineB. Advanced Transaction MethodC. Automated Transfer ModuleD. All-Time Money4. When a bank is "insolvent," it means that:A. The bank is experiencing high profitsB. The bank is unable to meet its financial obligationsC. The bank is expanding its operationsD. The bank has a large customer baseA. Conducting monetary policyB. Regulating the stock marketC. Providing loans to businesses and individualsD. Issuing government bonds第二部分:填空题1. The process of converting assets into cash is called __________.2. A __________ is a financial institution that facilitates the buying and selling of stocks and other securities.3. The __________ rate is the interest rate at which banks lend to each other in the short term.5. The __________ is the difference between a country's exports and imports.第三部分:简答题1. What are the main functions of a central bank?3. What is the role of credit rating agencies in the banking industry?5. How does inflation affect the banking system?第四部分:阅读理解Read the following passage and answer the questions:Passage:Question 1: What are the benefits of using credit cards?Question 2: Why is it important to use credit cards responsibly?Question 3: What can happen if individuals misuse credit cards?---以上题目仅供参考,具体的题目内容可以根据实际需要进行调整和修改。

英语版银行招聘考试题库

英语版银行招聘考试题库

英语版银行招聘考试题库题目一Which of the following is NOT a type of bank account?A) Checking accountB) Savings accountC) Investment accountD) Credit account题目二What is the primary role of a bank teller?A) Managing investment portfoliosB) Processing loan applicationsC) Handling customer transactionsD) Conducting market research题目三What is the purpose of a bank's routing number?A) To identify the bank branchB) To track customer transactionsC) To determine interest ratesD) To verify account ownership题目四Which of the following is NOT a function of the Central Bank?A) Issuing currencyB) Regulating monetary policyC) Providing loans to individuals题目五What does the acronym "ATM" stand for?A) Automatic Teller MachineB) Accounting and Transaction ManagementC) Advanced Technology ModelD) Automated Transfer Module题目六What is the purpose of a bank's SWIFT code?A) To facilitate international money transfersB) To identify the bank's CEOC) To track customer spending habitsD) To determine account interest rates题目七What is the meaning of the term "FDIC" in the banking industry?A) Federal Deposit Insurance CorporationB) Financial Data and Information CenterD) Free Direct International Calls题目八Which of the following is NOT a characteristic of a good banker?A) Honesty and integrityD) Attention to detail题目九What is the purpose of a bank's annual report?A) To disclose financial information to shareholdersB) To attract new customersD) To evaluate employee performance题目十A) Account maintenance feesB) Loan interest and feesC) ATM withdrawal chargesD) Credit card rewards题目十一Which of the following is NOT a type of bank fee?A) Overdraft feeB) ATM withdrawal feeC) Annual fee for a credit cardD) Salary bonus fee题目十二A) Ensuring adherence to legal and regulatory requirementsC) Developing marketing campaignsD) Conducting financial analysis题目十三What is the purpose of a bank's Know Your Customer (KYC) policy?A) To verify the identity of customers and prevent money launderingB) To provide personalized financial advice to customersC) To offer special discounts to loyal customersD) To track customer preferences for marketing purposes题目十四What is the meaning of the term "APR" in the context of loans?A) Annual Percentage RateB) Average Payment ReconciliationC) Account Protection RegulationsD) Automated Personal Referral题目十五Which of the following is NOT a type of financial institution?A) Credit unionC) Stock exchangeD) Consulting firm题目十六What is the purpose of a bank's customer relationship management system?A) To track customer interactions and provide personalized serviceB) To monitor employee performanceC) To calculate interest rates on loans题目十七What is the primary role of a bank's loan officer?A) Managing customer accountsB) Analyzing financial marketsC) Evaluating loan applicationsD) Developing investment strategies题目十八What is the purpose of a bank's cash management services?A) To help businesses efficiently manage their cash flowB) To provide entertainment options for bank customersC) To offer investment advice to high-net-worth individualsD) To process credit card applications题目十九What is the meaning of the term "Diversification" in finance?A) Spreading investments across different assets to reduce riskB) Maximizing short-term profitsC) Obtaining a loan from multiple banksD) Analyzing market trends题目二十Which of the following is NOT a factor affecting a borrower's credit score?A) Payment historyC) Length of credit historyD) Marital status。

银行校招英语试题及答案

银行校招英语试题及答案

银行校招英语试题及答案一、选择题(每题2分,共20分)1. Which of the following is NOT a function of a bank?A. Accepting depositsB. Providing loansC. Issuing currencyD. Managing investments答案:C2. What is the term used to describe the process of converting non-cash items into cash?A. LiquidationB. LendingC. DiscountingD. Underwriting答案:C3. In banking, what does the term "NPL" stand for?A. Non-Performing LoanB. New Product LaunchC. National Payment LinkD. Net Profit Loss答案:A4. Which of the following is a type of financial instrumentused by banks to raise funds?A. SharesB. BondsC. Mutual fundsD. Insurance policies答案:B5. What is the primary role of the central bank in acountry's financial system?A. To provide financial services to individualsB. To regulate the money supply and interest ratesC. To offer loans to businessesD. To manage the country's foreign exchange reserves答案:B6. What is the term used to describe the risk that a borrower may default on a loan?A. Market riskB. Credit riskC. Liquidity riskD. Operational risk答案:B7. Which of the following is NOT a typical banking product?A. Savings accountB. Credit cardC. Life insuranceD. Mortgage loan答案:C8. What is the process called when a bank verifies the identity of a new customer?A. Due diligenceB. Know Your Customer (KYC)C. Anti-money laundering (AML)D. Credit scoring答案:B9. What is the term used to describe the difference between the interest rate a bank pays on deposits and the rate it charges on loans?A. Net interest marginB. Gross interest marginC. Net profit marginD. Gross profit margin答案:A10. Which of the following is a key indicator of a bank's financial health?A. Return on equity (ROE)B. Price-to-earnings ratio (P/E)C. Debt-to-equity ratio (D/E)D. Current ratio答案:A二、填空题(每题2分,共20分)1. Banks often use ________ to measure the creditworthiness of borrowers.答案:credit scoring2. The ________ is responsible for setting monetary policy and overseeing the financial system in most countries.答案:central bank3. When a bank lends money, it expects to receive back the principal plus a certain amount of ________.答案:interest4. A ________ is a financial statement that shows a bank's assets, liabilities, and equity at a specific point in time. 答案:balance sheet5. The process of converting a check into cash is known as________.答案:cashier's check6. Banks often offer ________ accounts to customers who want to save money for the future.答案:savings7. The ________ is a measure of how much money a bank has on hand to cover short-term obligations.答案:liquidity ratio8. A ________ is a financial product that allows customers to borrow money to buy a home.答案:mortgage loan9. Banks are required to maintain a certain percentage of their deposits as ________ to ensure they can meet customer withdrawals.答案:reserves10. The ________ is a measure of a bank's profitability relative to its assets.答案:return on assets (ROA)三、阅读理解(每题2分,共20分)阅读以下短文,然后回答问题。

中国银行招聘考试英语部分专项练习-完形填空

中国银行招聘考试英语部分专项练习-完形填空

中国银行招聘考试英语部分专项练习-完形填空(基本上银行的招聘考试英语部分都会考完形填空,所以又必要加强这方面的联系)完形填空【押题1】 A few years ago, I had a job that almost destroyed me. My 1 was that I loved my job too much and couldn’t get 2 of it. Working for the President was better than any other 3 that I’d ever had. In the morning, I couldn’t 4 to get to the office. At night, I left it unwillingly. Part of my mind 5 at work even when I was at 6 with my kids at night.Not 7 , all other parts of my life shriveled (枯萎) into a dried raisin. I lost touch with my 8 , seeing little of my wife or my two sons. I lost contact with my old friends. I even 9 to lose contact with myself. Then one evening, I 10 home to tell the boys I wouldn’t make it back in time to say good night. I’d already missed five 11 this week. Sam, the younger of the two, said that was 12 , but asked me to wake him up 13 I got home. I explained that I’d be back so late that he would have gone to sleep 14 ; it was probably better if I saw him the next morning. But he 15 . I asked him why. He said he just wanted to know I was there, at home. To this day, I can’t 16 exactly what happened to me at that moment. Yet I suddenly knew I had to 17 my job.After I said in public that I had quit my job, I received a number of 18 . Most were sympathetic, but a few of my correspondents were 19 . They wrote to tell me angrily that I shouldn’t think myself virtuous (有道德的). 20 work was virtuous; leaving an important job to spend more time with my family was not.1. A. happiness B. disease C. problem D. fight2. A. little B. all C. enough D. part3. A. joy B. invitation C. job D. trouble4. A. hope B. help C. stop D. wait5. A. remained B. held C. blocked D. settled6. A. lunch B. home C. school D. breakfast7. A. really B. likely C. surprisingly D. usually8. A. parents B. teachers C. family D. friends9. A. began B. wanted C. chose D. proved10. A. wrote B. phoned C. ran D. drove11. A. bedtimes B. kisses C. nights D. calls12. A. bad B. OK C. great D. easy13. A. however B. whenever C. whatever D. wherever14. A. as well B. on purpose C. in time D. long before15. A. agreed B. insisted C. managed D. refused16. A. find B. feel C. require D. explain17. A. value B. leave C. keep D. take18. A. papers B. notes C. letters D. reports19. A. angry B. sad C. pleased D. excited20. A. Timeless B. Hard C. Valuable D. Important【试题解析】1. C 作者曾经做过的那份工作几乎毁了他,主要问题是她太爱那份工作了。

银行系统招聘考试(英语)历年真题试卷汇编11(题后含答案及解析)

银行系统招聘考试(英语)历年真题试卷汇编11(题后含答案及解析)

银行系统招聘考试(英语)历年真题试卷汇编11(题后含答案及解析)全部题型 3. 阅读理解5. 完形填空6. 选词填空阅读理解This summer’s World Cup competition will see teams competing to play the world’s best football.But the football they play will not all be of the same kind.The fans expect different styles of play from Brazil,Germany,or Italy.What makes Brazilian football Brazilian? Our style of playing football contrasts with the Europeans because of a combination of qualities of surprise,accuracy and good judgment.This style has won Brazil five world cups.Yet many Brazilian fans only count four of these victories.In 1994,the team abandoned this style for modern,scientific training and tactics.The team won the cup,but in a boring way.The Italians think differently.“To many Italians,the score 0:0 has a glorious quality,mggesting perfection,”says the British football writer Simon Kuper.In the Italian culture,the idea of face is very important.This is why Italian teams are traditionally built around strong defenses.The Dutch footballer Johan Cruyff once said that Italian teams never exactly beat you.It’s just that you often lose to them.In Holland,there is a tradition of decision making through argument and discussion.It is a society where everybody is expected to have a point of view.“Every Dutch player wants to control the game,”says Arnold Muhren.“You play football with your brains and not your feet.”“A Dutch player argues,”says Simon Kuper.“An English player obeys his superior.He is a soldier.”The qualities valued in English football are military-strength,aggression and courage.This can make for exciting football.But it also means that the English find it difficult to use skillful players.David Beckham is usually criticized for his failure to defend—despite the fact that he is an at tacker.If the English like to fight,the Germans like to win.In recent years,Germany has tried to change its image as a country of ruthless efficiency and a desire for victory at all costs.But Germans are quite happy for these qualities to remain in their national football team.“Football is a simple game.”Gary Lineker once said.“You kick a ball about for ninety minutes and in the end the Germans win.”It’s difficult to predict who will win this year’s World Cup.There is no strong favorite.But a look at the track record of previous winners shows that it is the nations with the strongest national characteristics in the football that perform best.It seems that you need to know where you come from if you want to get to the top.1.【2015农业银行】Which of the following is NOT a characteristic of the Brazilian style of playing football?A.Accuracy.B.Surprise.C.Good judgment.D.Ruthless efficiency.正确答案:D解析:问题是:以下哪个不是巴西球队踢球的风格?文章第二段第二句包含了前三个选项的内容,而ruthless efficiency是德国队的风格。

银行系统公开招聘考试英语-11_真题(含答案与解析)-交互

银行系统公开招聘考试英语-11_真题(含答案与解析)-交互

银行系统公开招聘考试英语-11(总分18, 做题时间90分钟)Passage 1A history of long and effortless success can be a dreadful handicap, but, if properly handled, it may become a driving force. When the United States entered just such a glowing period after the end of the Second World War, it had a market eight times larger than **petitor, giving its industrial unparalleled economies of scale. Its scientists were the world's best, its workers the most skilled. America and Americans were prosperous beyond the dreams of the Europeans and Asians whose economies the war had destroyed.It was inevitable that this primacy should have narrowed as other countries grew richer. Just as inevitably, the retreat from predominance proved painful. By the mid-1980s, Americans had found themselves at a loss over their fading **petitiveness. Some huge American industries, such as consumer electronics, had shrunk or vanished in the face of **petition. By 1987 there was only one American television maker left, Zenith. (Now there is none: Zenith was bought by South Korea's LG electronics in July.) Foreign-made cars and textiles were sweeping into the domestic market. America's machine-tool industry was on the ropes. For a while it looked as though the making of semiconductors, which America had invented and which sat at the heart of the **puter age, was going to be the next casualty.All of this caused a crisis of confidence. Americans stopped taking prosperity for granted. They began to believe that their way of doing business was failing and that their incomes would therefore shortly begin to fall as well. The mid-1980s brought one inquiryafter another into the cause of America's industrial decline. Their sometimes sensational findings were filled with warnings about the**petition from overseas.How things have changed! In 1995 the United States can look back on five years of solid growth while Japan has been struggling. Few Americans attribute this solely to such obvious causes as devalued dollar or the turning of the business cycle. Self-doubt has yield to blind pride. "American industry has changed its structure, has gone on a diet, has learned to be more quick-witted." according to Richard Cavanagh, executive dean of Harvard's Kennedy School of Government. "It makes me proud to be an American just to see how our business are improving their productivity." says Stephen Moore of the Cato Institute, a think-tank in Washington, DC. And William Sahlman of theHarvard Business School believes that people will look back on this period as "a golden age of business management in the United States.\ SSS_SIMPLE_SIN1.The U.S. achieved its predominance after World War Ⅱ because ______.A. it had made painstaking effort towards this goalB. its domestic market was eight times larger than beforeC. the war had destroyed the economies of most **petitorsD. the unparalleled size of its workforce had given an impetus to its economyA B C D分值: 1答案:C[解析] 细节题。

银行职位招聘考试-英语试题

银行职位招聘考试-英语试题

银行职位招聘考试-英语试题本文档为银行职位招聘考试的英语试题,旨在评估考生的英语能力以及相关银行知识。

以下是试题内容:阅读理解阅读下面的短文,然后根据短文内容回答问题。

Passage 1The banking industry plays a crucial role in the economy by providing financial services to individuals, businesses, and governments. Banks accept deposits, offer loans, facilitate ns, and provide us investment opportunities.One of the primary ns of banks is to accept deposits from individuals and businesses. These deposits can be in the form of savings accounts, checking accounts, or certificates of deposit (CDs). By accepting deposits, banks provide a safe and secure place for people tostore their money. In return, banks pay interest on these deposits, allowing individuals to earn some return on their savings.Banks also offer loans to individuals and businesses. Loans can be used for us purposes, such as purchasing a home, starting a business, or financing n. When a bank provides a loan, it charges interest on the borrowed amount, which is the cost of borrowing money. Repayment terms and interest rates vary depending on the type of loan and the borrower's orthiness.Furthermore, banks facilitate ns by providing services such as online banking, debit cards, and wire transfers. These services allow customers to conveniently manage their accounts and make payments. Banks also act as intermediaries in the transfer of funds een different entities, ensuring the smooth flow of money in the economy.Lastly, banks provide investment opportunities to individuals and businesses. They offer products such as savings bonds, mutual funds, and retirement accounts. These investment ns allow customers to grow their wealth over time and plan for their financial future.ns:1. What are some of the primary ns of banks?2. How do banks pay individuals who deposit money with them?3. What is the cost of borrowing money from a bank called?4. What services do banks provide to facilitate ns?5. How do banks help individuals and businesses plan for their financial future?Passage 2Banking ns are rules and guidelines that govern the ns of banks and financial ns. These ns are put in place to ensure the stability and integrity of the banking system, protect customers, and prevent financial crises.One important aspect of banking ns is capital requirements. Banks are required to maintain a certain level of capital to ensure they have enough funds to cover potential losses. This helps safeguard depositors' money and maintain the stability of the banking system.Another key n is the Know Your Customer (KYC) policy. Banks are required to verify the identity of their customers to prevent money laundering and other illegal activities. This involves conducting due diligence and collecting relevant n, such as n documents and proof of address, from customers.nally, banking ns address issues such as consumer n, fair lending practices, and disclosure requirements. These ns aim to protect customers from unfair practices and ensure banks provide clear and transparent n about their products and services.ns:1. Why are banking ns necessary?2. What is the purpose of capital requirements?3. What is the significance of the Know Your Customer (KYC) policy?4. How do banking ns protect consumers?5. Who enforces banking ns?完形填空阅读下面的短文,然后从给出的选项中选择最适合的词语填入空白处,使短文内容完整。

银行系统招聘考试英语(中国农业银行)模拟试卷11(题后含答案及解析)

银行系统招聘考试英语(中国农业银行)模拟试卷11(题后含答案及解析)

银行系统招聘考试英语(中国农业银行)模拟试卷11(题后含答案及解析)题型有:1. 词汇与语法结构 3. 阅读理解词汇与语法结构1.Li Na said in_________newspaper interview that her ankle was still not ready for her to compete._________31-year-old suffered an anlde injury just over one month ago。

A.a;TheB.the;TheC.the:AD.a;不填正确答案:A解析:本题考查的是定冠词the和不定冠词a的用法第一空指“一次报纸访问”,用不定冠词a;第二空特指31岁的李娜,用定冠词the。

故选A。

2.In 2012,the cartoon was among the list of the world’s most valuable cartoons,_________$3.8 billion a year in sales wodd wide.A.madeB.to makeC.make8D.making正确答案:D解析:making现在分词引导状语语从句作伴随状语。

3.The students who ore not_________with the progress they have made in their study will have great success.A.contentB.SerousC.friendlyD.popular正确答案:A解析:be content with意为“对……感到满意”。

该句意为:那些不满足于自己在学习中取得点滴进步的学生将会获得大的成功。

4.一What’s the matter? 一The shoe8 don’t fit properly.They_________my feet.A.are hurtingB.will hurtC.have hunD.are hurt正确答案:A解析:由What’s the matter?和don’t fit可知,hurt是现在正在进行的动作。

银行校园招聘考试英语部分专项练习

银行校园招聘考试英语部分专项练习

银行校园招聘考试英语部分专项练习-完形填空完形填空【押题1】A few years ago, I had a job that almost destroyed me. My 1 was that I loved my job too much and couldn’t get 2 of it. Working for the President was better than any other 3 that I’d ever had. In the morning, I couldn’t 4 to get to the office. At night, I left it unwillingly. Part of my mind 5 at work even when I was at 6 with my kids at night.Not 7 , all other parts of my life shriveled (枯萎) into a dried raisin. I lost touch with my 8 , seeing little of my wife or my two sons. I lost contact with my old friends. I even 9 to lose contact with myself. Then one evening, I 10 home to tell the boys I wouldn’t make it back in time to say good night. I’d already missed five 11 this week. Sam, the younger of the two, said that was 12 , but asked me to wake him up 13 I got home. I explained that I’d be back so late that he would have gone to sleep 14 ; it was probably better if I saw him the next morning. But he 15 . I asked him why. He said he just wanted to know I was there, at home. To this day, I can’t 16 exactly what happened to me at that moment. Yet I suddenly knew I had to 17 my job.After I said in public that I had quit my job, I received a number of 18 . Most were sympathetic, but a few of my correspondents were 19 . They wrote to tell me angrily that I shouldn’t think myself virtuous (有道德的). 20 work was virtuous; leaving an important job to spend more time with my family was not.1. A. happiness B. disease C. problem D. fight2. A. little B. all C. enough D. part3. A. joy B. invitation C. job D. trouble4. A. hope B. help C. stop D. wait5. A. remained B. held C. blocked D. settled6. A. lunch B. home C. school D. breakfast7. A. really B. likely C. surprisingly D. usually8. A. parents B. teachers C. family D. friends9. A. began B. wanted C. chose D. proved10. A. wrote B. phoned C. ran D. drove11. A. bedtimes B. kisses C. nights D. calls12. A. bad B. OK C. great D. easy13. A. however B. whenever C. whatever D. wherever14. A. as well B. on purpose C. in time D. long before15. A. agreed B. insisted C. managed D. refused16. A. find B. feel C. require D. explain17. A. value B. leave C. keep D. take18. A. papers B. notes C. letters D. reports19. A. angry B. sad C. pleased D. excited20. A. Timeless B. Hard C. Valuable D. Important【试题解析】1. C 作者曾经做过的那份工作几乎毁了他,主要问题是她太爱那份工作了。

银行校招英语试题及答案

银行校招英语试题及答案

银行校招英语试题及答案一、听力理解(共15分)1. A. 银行业务 B. 投资咨询 C. 个人理财 D. 企业贷款2. A. 利率上升 B. 通货膨胀 C. 股市下跌 D. 经济复苏3. A. 存款 B. 贷款 C. 信用卡 D. 支票4. A. 风险管理 B. 客户服务 C. 市场分析 D. 财务规划5. A. 银行家 B. 分析师 C. 投资顾问 D. 风险经理答案:1. C2. A3. B4. D5. B二、阅读理解(共30分)阅读下列短文,然后回答问题。

Passage 1The banking industry has been undergoing significant changes in recent years. With the rise of digital technology, banks are now offering a variety of online services to their customers. These services include online banking, mobile banking, and digital wallets, which have become increasingly popular among the younger generation.Questions:6. What is the main topic of the passage?7. Which services are mentioned in the passage?8. Who are the main users of these services?Passage 2Inflation is a key economic indicator that affects the purchasing power of money. When inflation rises, the value of money decreases, and people find that they can buy less with the same amount of money. Central banks often use monetary policy to control inflation, such as adjusting interest rates.Questions:9. What does the passage mainly discuss?10. What happens when inflation rises?11. How do central banks control inflation?Passage 3Personal finance is an important aspect of everyone's life.It involves managing one's income, expenses, savings, and investments. Proper financial planning can help individuals achieve their financial goals and maintain a healthyfinancial status.Questions:12. What is the main subject of the passage?13. What are the components of personal finance?14. Why is financial planning important?答案:6. The main topic of the passage is the changes in thebanking industry due to digital technology.7. The services mentioned are online banking, mobile banking, and digital wallets.8. The main users of these services are the younger generation.9. The passage mainly discusses inflation and its effects.10. When inflation rises, the value of money decreases, and people can buy less with the same amount of money.11. Central banks control inflation by using monetary policy, such as adjusting interest rates.12. The main subject of the passage is personal finance.13. The components of personal finance are managing income, expenses, savings, and investments.14. Financial planning is important to help individuals achieve their financial goals and maintain a healthyfinancial status.三、完形填空(共20分)阅读下面的短文,从短文后各题所给的四个选项中,选出可以填入空白处的最佳选项。

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2015年银行校园招聘考试英语部分练专项练习(十一)Part ⅡReading Comprehension (Skimming and Scanning)(15 minutes) Directions: In this part, you will have 15 minutes to go over the passage quickly and answer the questions on Answer Sheet 1.For questions 14, markY (for YES)if the statement agrees with the information given in the passage;N (for NO)if the statement contradicts the information given in the passage;NG (for NOT GIVEN)if the information is not given in the passage.For questions 510, complete the sentences with the information given in the passage.More than 2,300 universities in over 100 countries have introduced Chinese courses to their curricula, and young overseas nationals flock to China each year to learn Chinese. In 2004, the number of international students in China was 400,000, with an annual increase of 20 percent in the past five years, according to the Chinese Ministry of Education.The Rise of China’s EconomyMonsieur Label and his wife, both respected architects living in Paris’ Sixth Quarter, have enrolled their daughter in a nearby school where Chinese classes start at kindergarten. Monsieur Label says of China: “I and my colleagues witnessed thecountry’s amazing development when we attended a recent seminar in Shenzhen. I believe that China is the economic superpower of the future. My wife and I speak French, English and Spanish, but my daughter should also learn Chinese because it will be useful to her when she grows up.”Since Chinese courses were added to the curricula of 132 French junior and senior high schools their enrollment has doubled. That at the Oriental Language and Culture College, one of France’s largest Chinese teaching colleges, has skyrocketed in recent years, according to Xu Dan, dean of the Chinese Department. She confirms that Chinese and Japanese are now the two most studied Asian languages.French junior student Beida is totally fluent in Chinese. “I’m l earning Chinese because I want to be an international lawyer in China,”he explains. Young French entrepreneur Patric Penia established his Beiyan Consultancy Company in Paris, and it now works together with China Central Television in introducing French traditions and culture to Chinese audiences. Patric also cooperated with Beijing’s University of Finance and Economics and Central University of Finance and Economics in launching a three-week crash course in Chinese in Beijing. In 2005, he initiated the “Chinese people and business management”training course in Paris, which consists of seminars to help French businessmen understand how Chinese business operates.Germany has also caught on to the benefits of Chinese language learning, and has added Chinese to its high school graduation exams. Many international corporationsalso hold introductory Chinese courses for employee’s assigned work in China. “English isn’t enough,”says Herr Gerck, president of Siemens China, “We need to equip our staff with the ability to deal with Chinese merchants in their own language.”In Britain, a Chinese teaching program that will form part of the national curriculum has been formulated and approved by the Department of Education and Skills. In the U.S., Chinese is part of the Advance Placement Program for American high school students. This means that students can take college-level Chinese in the same way as they learn French, Spanish and German and gain credits if they get good test results. More than 2,500 primary and high schools now offer AP courses in the Chinese language.Cultural EchoesChinese characters, along with the Confucian philosophy, have always had profound influence on Han cultural circles in Asia, and after a brief hiatus, Chinese language teaching is in demand once more in the ROK, Singapore, Japan and Vietnam. “Singaporeans rushed to learn English in the 1970s, when it was believed to be the most useful language for the future. Now, in the 21st century, a lack of Chinese-speaking skills is seen as a disadvantage,”says one Singaporean student, who recently graduated from Beijing University with a BA in international relations. The German ambassador to the ROK once told vice minister of Education Zhang Xinsheng: “Nowadays, high school teachers of German and French must also learn Chinese if they want to keep their jobs.”In the ROK, a high HSK (Hanyu Shuiping Kaoshi—the Chinese Language Proficiency Test taken by non native speakers) acts as a springboard for jobs and promotions in large corporations. The number of colleges offering Chinese language courses in the ROK at present stands at 347, compared to 20 in the 1980s. By the year 2007, Chinese courses will be taught in primary and high schools, according to the ROK minister of Education. In the course of China’s economic boom over the past two decades, a large number of Koreans have immigrated to China. Many now have their own businesses, which would have been impossible without a formal grounding in Chinese.In Thailand, Chinese has eclipsed Japanese to become the second most common second language. “Public interest has moved from Japanese to Chinese,”the Japanese Sankei Shimbun recently reported, “the number of people learning Chinese in Thailand now is tenfold that of ten years ago.”Indonesian President Suharto’s resignation in 1998 provided the opportunity for a closer relationship between the two nations and for the Indonesian Chinese population to learn Chinese language as well as Chinese traditions. In the belief that “Chinese children should learn Chinese”Indonesian Chinese residents sent their children to schools offering Chinese courses so that they might understand Chinese cultural traditions as well as speak the language. Enrollment at such schools soon skyrocketed, and parents often queued up all night in order to be secure admission for their children.Why Chinese?“People around the world are rushing to learn Chinese. This interest can be attributed to China’s economic opportunities and its telling effect on the future”so stated the article China—Embracing the World published in the May issue of The Hindu.In view of the international demand for Chinese language learning, the Chinese government plans to set up 100 Confucius Institutes around the world. The Confucius Institute is a nonprofit organization whose aim is to promote the Chinese language and culture overseas through Internet or on-campus non-degree courses. The first institute was established in Seoul, ROK in November 2004. Since then branches have been set up in many other countries, including the U.S., Sweden, France and Uzbekistan.Great hopes have been laid on Chengo (Chinese and English on the Go), anE-language learning system based on pinyin rather than Chinese characters developed by 12 experts from China and the U.S., as a means to help children learn Chinese. This software captures children’s attention with stories, games and animations based on the 2008 Olympics.In order to ensure that there are sufficient teachers to meet the current demand, the Chinese government has set up training centers where overseas teachers of Chinese can attend lectures. It has also launched overseas training courses.In addition to dispatching Chinese teachers abroad to teach Chinese, the government has also sent over 1,000 professionally qualified volunteers to countries in Asia, Europe, America and Africa.Since Chinese became so popular in the international community, the number of foreign students applying to take the Chinese Language Proficiency Test (HSK) has surged from 21,000 in 1996 to 100,000 in 2004. It is now possible to take the HSK exam, known to candidates as the “Chinese TOEFL”, at 151 local universities or colleges in 34 countries.The Paris-based Chinese newspaper European Times, which has the highest circulation among Chinese-language newspapers in Europe, released a comment early this year entitled “Develop as Rapidly as the Chinese Economy Booms”that analyzed why so many people are rushing to learn Chinese and study in China. Its conclusions were that China’s increasing economic competitiveness and the brilliant future career it offers is a powerful lure to mastering Chinese. But it also pointed out that learning Chinese is the key to Chinese cultural traditions. After all, what point is there in learning a foreign language if you can’t use it to express knowledge of the culture from which it sprang!1. This article mainly discusses about the popularity of Chinese in western countries.2. Monsieur Label and his wife send their children to learn Chinese because they hope that their children can learn as many foreign languages as possible.3. Many German international corporations hold introductory Chinese courses for employees assigned work in China because they want their staff become interested in China.4. In Thailand, the most popular second language nowadays is Chinese.5. Singaporeans believe that a lack of-speaking skills is adisadvantage in the 21st century.6. After the resignation of Indonesian President in 1998, Indonesian Chinese residents sent their children to school offering in the belief that “Chinese children should learn Chinese”.7. China’s economic opportunities and its on the future contributes to people’s interest in learning Chinese.8. The Confucius Institutes aim at promoting the Chinese language and culture overseas through Internet or courses.9. An E-language learning system called Chengo is hopeful to help children learn Chinese for this software captures with stories, games and animations based on the 2008 Olympics.10. The popularity of Chinese in the world makes the “Chinese TOFEL”,the exam, possible.Part ⅣReading Comprehension (Reading in Depth)(25 minutes)Section ADirections: In this section, there is a short passage with 5 questions or incomplete statements. Read the passage carefully. Then answer the questions or complete the statements in the fewest possible words on Answer Sheet 2.Questions 47 to 51 are based on the following passage.Many of the workers who served at the World Trade Center after the September eleventh attacks became sick. They breathed a harmful mix of dust, smoke and chemicals in the ruins of the Twin Towers and a third building that fell. Some went days without good protection for their lungs.Five years later, many of the thousands who worked at Ground Zero in the early days after the attacks still have health problems.Doctors at Mount Sinai Medical Center in New York City have announced the results of the largest study yet of these workers. The study confirmed high rates of breathing problems in members of the building trades, firefighters, police officers and other workers. Almost seventy percent of the workers in the study had a new or worsened breathing problem. These problems developed during or after their time working in the mountain of wreckage. About sixty percent still had breathing problems at the time of their examination. The researchers say they decided to study the effects on breathing first because other disorders might be slower to appear. Mount Sinai says it tested almost twelve thousand people between two thousand two and two thousand four. Eight out of ten of them agreed to have their results used in the report. The new results added strength to a Mount Sinai study released in two thousand four. That study was based on only about one thousand workers.Some lawmakers have sharply criticized city and state officials for letting workers labor at Ground Zero without satisfactory equipment. Officials have also been criticized for saying the air was relatively safe. State and federal officials have promised more than fifty million dollars to pay for treatment of the workers. Doctor Robin Herbert is one of the directors of the Mount Sinai testing program. She says people are still coming to the hospital for treatment of problems that were caused by the dust at Ground Zero. In her words: “My worry is that money will be gone ina year, and what happens then?”47. What caused the health problems to workers after the September eleventh attacks according to this passage?48.Who suffer the breathing problems most according to the latest study?49.The researchers decided to study the effects on breathing firstbecause might appear in a later period of time.50. are sharply criticized by some lawmakers because they let workers labor at Ground Zero without satisfactory equipment.51. What measures have the officials promised to take to deal with the health problem?Section BDirections: There are 2 passages in this section. Each passage is followed by some questions or unfinished statement. For each of them there are four choices marked A), B), C), and D). You should decide on the best choice and mark the corresponding letter on Answer Sheet 2 with a single line through the centre. Passage OneQuestions 52 to 56 are based on the following passage.With the prospect of coal and petroleum supplies running out and with air pollution becoming an increasing concern, the major countries of the world are seeking alternate sources of energy. If a means to obtain energy from water, especially from the ocean, can be effected economically, it would provide a never ending supply of energy, since 70% of the earth’s surface is ocean and another 10% is fresh water in rivers and lakes.From the beginning of time man has used waterpower as a source of working energy—waterfalls and dams—but these are fresh water sources and are landlocked. The seas have contributed little or nothing in the way of power. The use oftemperature variation between currents is one area of exploration. Ocean water is heated by the sun near the equator and drawn by the rotation of the earth toward the poles, where it cools and drops toward the ocean floor and starts its journey back toward the equator. The differential between the two currents is 1℃and 7℃. To use it, the scientists must find the places where they run near land and are not too far away from each other.America, the greatest consumer of energy, has been working on another kind of thermal sea energy proposal. One plan would somewhat resemble the operation of a refrigerator on a vast scale. Warm water would be the heat source, cold water the heat sink. A component such as fog would be liquid at a cold temperature and turn to gas as it warmed.Oceans also offer wave power, tides and the chemical reaction of salt water as potential sources of energy. All these uses are theoretically possible. Britain is interested in wave power, using a string of “tear drop”devices that depend on very active wave areas at 100 feet depths. In addition to this, the British are working on a method that the Japanese have already put into practical use on a small scale for powering their navigational boats. This method is called an oscillating(振荡) water column and rides the waves with a series of cylinders(气缸) having one way air valves. Wave movement produces air under pressure that has only one escape route—to a turbine(涡轮) that powers a generator.52. The use of water referred in this passage is .A) a new concept compared with other ways of natural resourcesB) less expensive than petroleum and other means of energiesC) now being used more from the ocean than from rivers and lakesD) being developed to supplement other sources of energy53. In the matter of developing energy from ocean water, Britainis .A) working on an old Japanese methodB) the most advanced country in the fieldC) following the lead of the United statesD) consolidating their work with operations54. The development of oceanic water power is important to America because .A) there is a severe shortage of coal and petroleumB) it is the cheapest method of producing energyC) petroleum supplies are being steadily drainedD) obtaining energy from ocean water are simpler55. Getting energy from the ocean is important to .A) Russia because of its limited coal and petroleum resources on landB) America because it is the greatest consumer of energy in the worldC) Asia because most of Asian countries lack other sources of energyD) South America because a great part of the population is very poor56. The oscillating water column produces power from .A) the turbine that powers the generatorB) the generator that produces electricityC) the cylinders that drives the turbineD) the air that escapes from the turbinePassage TwoQuestions 57 to 61 are based on the following passage.The civilization(文化) of the Renaissance was the creation of prosperous cities and of rulers who drew substantial income from their urban subjects in the Italian city states and the countries of England and France. The commerce that kept cities alive also provided the capital and the flow of ideas that helped build Renaissance culture. During the early Middle Ages foreign trade had virtually come to a halt. By the 11th century, however, population growth and contact with other cultures through military efforts such as the Crusades(十字军东征)helped revive commercial activity. Trade slowly increased with the exchange of luxury goods in the Mediterranean region and various commodities such as fish, furs, and metals across the North and Baltic seas. Commerce soon moved inland, bringing new opulence to the citizens of towns along major trade routes. As traffic along these routes increased, existing settlements grew and new ones were established.The cities of Italy were located between western Europe and the area along the eastern shore of the Mediterranean Sea known as the Levant. Italy’s leadership in the Renaissance was due in part to its central location for trade. The cities became important and wealthy commercial centers, and the riches collected by the merchants of Venice, Genoa, Mila n, and a host of smaller cities supported Italy’spolitical and cultural achievements.Important towns developed beyond Italy as well. Especially with the expansion of trade, towns grew along the Danube and Rhine rivers of Europe; around the North Sea and the Baltic Sea; and in the Low Countries of Belgium, Luxembourg and the Netherlands where northern and southern trade routes met. Wherever these towns were located, they became a unique element in a medieval world that up to this time was dominated by seignorialism(领主制), an agricultural system in which the primary economic and political relationship was between landowners and their tenants.57. The Renaissance .A) was an ideological movement throughout the worldB) took place in Italy onlyC) was originated in ItalyD) was influential in most European countries58. The commerce .A) was an important element in building the Renaissance cultureB) kept the people in cities alive with food and clothesC) brought about the exchange of ideasD) was always prosperous between city states59. The location of the important cities shares a similarity that .A) they are all Italian citiesB) they are all located by important routesC) they are all prosperous with commerceD) they are all located by seaside60. The most probable meaning of the word “opulence”(Line 9,Para.1)may be .A) technologiesB) commercial meansC) cultureD) prosperity61. According to the passage, which of the following is NOT true?A) Italy was merely an important cultural center during the Renaissance.B) During the Middle Ages, foreign trade once was stopped.C) The development of cities had great bearings to commerce.D) Geographical locations were significant in the booming of cities.Part ⅤError Correction(15 minutes)Directions: This part consists of a short passage. In this passage, there are altogether 10 mistakes, one in each numbered line. You may have to change a word, add a word or delete a word. Mark out the mistakes and put the corrections in the blanks provided. If you change a word, cross it out and write the correct word in the corresponding blank. If you add a word, put an insertion mark(∧) in the right place and write the missing word in the blank. If you delete a word, cross it out and put a slash (/) in the blank.The problems which face with learners of English can 62be divided into three categories: psychological, culture, 63and linguistic. The largest category seems to be linguistic.When foreign learners first have the opportunity to speak toa native speaker of English, they may have a shock: they often have little difficulty in understanding spoken English 64 of native speakers. There are a number of reasons tothis. 65First, it seems to students that English people speakvery 66quickly. Secondly, they say with a variety of accents. Thirdly, different styles of speech are used in different situations, for example, everyday spoken English, which is colloquial and idiomatic, are different from the English 67 used for academic purposes. For all of these reasons students will have difficulty, mainly because we lack 68 practice in listening to English people speaking English. What can a student do then to overcome these difficulties?Well, obviously, he can benefit in attending English classes and he should take every opportunity available to speak with native speakers of English. He should be aware of, however, that English people are,by 70temperament, often reserved and may be willing to starta 71conversation. So he should have the courage to take theinitiative (主动).Part ⅥTranslation(5 minutes)Directions: Complete the following sentences on Answer Sheet 2 by translating into English the Chinese given in brackets.72. If you get into a bath full of water (有一部分水就会漫到地上).73. The tendency of a boy to become attached to his mother and to resent his father(被称作) the “Oedipus Complex”.74. He is a disgusting man who is fond of(向别人的妻子献殷勤).75. The medicine(治愈了她的慢性咳嗽)which she had suffered 20 years.76. Their findings (揭示了)the burial customs of the Indian tribes of that area.参考答案:Part ⅡReading Comprehension (Skimming and Scanning)1. N2. N3. N4. Y5. Chinese6. Chinese courses7. telling effect。

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