清华大学出版社金融英语 期末考试提纲

Default:违约failture to perform on a foerign exchange transaction or failture to pay an interest obligation on a debt. Fiscal:财政Fiscal is used to describe something that relates to government money or public money, especially taxes.

The accountants audited the company’s books at the end of the fiscal year.财政年度结束时，会计师们审查公司的账册。Reserves:储备The dollar’s reserve-currency status let America borrow cheaply, causing the country’s credit and housing bubbles to persist for longer than they otherwise would have.美元作为储备货币的地位让美国可以很便宜地借到钱，这导致了美国的信贷和房屋泡沫比本来持续了更长的时间。

Circulate:流通During a depression money circulates slowly.循环在商业萧条时期，货币流通滞缓。

Domestic:国内的Low prices crimped domestic output and foreign imports.低物价阻碍了国内出口和国外进口。

Gold:黄金America went off the gold standard after the Great Depression.大萧条后，美国停止使用金本位制。Minimum:最小值Employers frequently pay workers below the minimum wage, and some employers do not pay their workers at all.雇主常付给工人低于最低工资的薪水，而且有些雇主根本给他们的工人支薪。

Deposit:存款Atomicity requires that both withdrawal and deposit should happen in one go, or neither must occur.

原子性要求提款和存款必须同时发生，或者二者都不发生。

Lump sum:总额Fees will eat your savings. Withdraw a lump sum once, for the week, based on a budget.

坚持在一周的预算上只取一笔。

Installment:分期付款We accept neither payment by installment nor deferred payment.

我们既不接受分期付款，也不接受延期付款。

Certificate of deposite: A time deposit at a bank should be thought of as similar to a certificate of deposit.

银行的定期存款就相当于一张存款单。

Syndicated loan:辛迪加贷款It recently raised CNY750 million via a three-year syndicated loan arranged by UBS.

最近在瑞银的安排下，远东宏信通过三年期银团贷款募集了7.5亿元的资金。

Principal:本金If the price level rises, your principal rises as well. 如果价格升高，你的本金也会升高；

Banknote:钞票Central Bank's history of issuing banknote may be divided into two periods.

中央银行发行钞票的历史可以分为两个时期。

Value:价值Due to the lack of market-price data on these assets, financial firms have to determine their value themselves.

由于这些资产缺乏市场价格，金融企业不得不自己来决定它们的价值。

Traveler’s cheque:旅行者支票The tourist changed a traveler's cheque into local currency.

这名游客把旅行支票兑换成当地货币。

Commission:手续费However, as an encouragement for businesses, we will allow you a 3% commission.

然而，作为一种贸易奖励，我们可以给您3%的佣金。

Recourse:追索权Non-recourse means the government's loan is backed only by the collateral value of the toxic asset itself.无追索权意味着政府贷款仅由问题资产的抵押品价值提供支持。

Certified cheque:保付支票The report was submitted to the commission for its consideration.这份报告已呈报委员会审批。Password:密码He typed in his password to log in.他打进自己的口令进行注册。

T/T remittance:电汇In China's foreign trade, when remittance is adopted, most of business is done through M/T and T/T.

在我国对外贸易实践中使用汇付时，大多数交易通过信汇和电汇完成。

Borrowing limit:借款限额The most pressing is the government's need to raise its$ 16.394 trillion borrowing limit. 目前最紧迫的问题是政府需要提高其16.394万亿美元的借债上限

Pledge:质押And some see the giving pledge as a packaging stunt. 也有些富人做这样的保证只是为了形象包装

written application:书面申请书A written application shall be in the form prescribed in schedule1.

书面申请须采用附表1所订明的格式

Loan:贷款Certainly china's loan growth is worrisome. 中国的贷款增长确实令人担忧

Mortgage:抵押The bank refused to accept any mortgage on land.银行拒绝接受任何土地抵押。

Banker’s acceptance:银行承兑（票据或汇票）The issuing bank will sell the banker's acceptance in the market and remit the funds to the beneficiary .开证行将在市场上售出银行承兑汇票，而后把这笔款汇付给受益人。

Credit balance:信用余额The credit balance comprises stated accounts and unstated accounts.

授信余额包括表内和表外的项目。

commercial contract:商业合同for your information,value for