insure保险常见词汇表达短语和句子及概念.doc

Brief Introduction

在国际贸易中，货物从卖方到达买方，通常要经过长途的运输、装卸和存储等过程。在此过程中，货物常常会遇到许多风险。为了保障货物遭受损失时能得到一定的补偿，买方或卖方应在货物装船后向保险公司投保货物运输险。

对外贸易的运输保险是指：

被保险人（出口人或进口人）对一批或若干批货物向保险人按一定金额投保一定的险别，并交纳保险费；保险人承保后，如果所保货物在运输过程中发生约定范围内的损失，应按照所出具的保险单的规定给予被保险人经济上的补偿。

投保时，通常选择平安险（

F.P.

A.）,水渍险（ W.

A.或 W.P.

A.）或一切险（

A.R.）三种基本险别中的一种，然后，加保其他必要的特殊附加险别。

insure 保险；投保；保证

insurance 保险；保险费；保险金额

underwriters 保险商（指专保水险的保险商）保险承运人

insurer 保险人

insurance broker 保险经纪人

insurance underwriter 保险承保人

insurance applicant 投保人

insurant, the insured 被保险人，受保人

to cover (effect,arrange,take out) insurance 投保

insurance coverage;risks covered 保险范围

insurance slip 投保单

insured amount 保险金额

insurance against risk 保险

insurance clause 保险条款

insurance instruction 投保通知

insurance business 保险企业

insurance conditions 保险条件

PICC (People’ s Insurance Company of中China)国人民保险公司risk insured, risk covered 承保险项

risk 险别

to provide the insurance 为...提供保险

leaflet 说明书

fine print细则

insurance expense 保险费

premium rate 保险费率

premium 保险费

insurance rate 保险费率表

insurance proceeds 保险金（保险收入）

insurance free of (from) particular average (FPA)平.安险（单独海损不赔）

insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险 risk of breakage 破碎险

risk of clashing 碰损险

risk of rust 生锈险

risk of hook damage 钩损险

risk of inherent vice 内在缺陷险

risk of normal loss (natural loss)?途耗或自然损耗险

risk of contingent import duty进口关税险

insurance against war risk 战争险

Air Transportation Cargo War Risk 航空运输战争险

overland Transportation Insurance War Risk 陆上运输战争险

insurance against extraneous risks, insurance against additional risks附加险

risk of theft, pilferage and nondelivery (TRND)盗窃提货不着险

risk of fresh and/of rain water damage(wetting) 淡水雨淋险

risk of leakage 渗漏险

risk of shortage in weight/quantity短量险

risk of sweating and/or heating 受潮受热险

risk of bad odour(change of flavour)恶味险，变味险

risk of mould 发霉险

on deck risk 舱面险

ocean marine cargo insurance clauses海洋运输货物保险条款transportation insurance 运输保险

overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险

ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险

average 海损

Particular Average (P.A)单独海损

General Average (G.A)共同海损

Marine Losses 海损

partial loss 部分损失

total loss 全部损失

health insurance 疾病保险，健康保险

sickness insurance 疾病保险

insurance for medical care 医疗保险

"major medical" insurance policy 巨额医药费保险

insurance during a period of illness 疾病保险

life insurance 人寿保险

endowment insurance 养老保险

insurance on last survivor 长寿保险