国际支付与结算考试题型教学提纲
教案国际贸易实务国际支付与结算
教案国际贸易实务国际支付与结算教案：国际贸易实务 - 国际支付与结算一、引言在当今全球化的时代，国际贸易愈发繁荣，国际支付与结算成为各国贸易往来中一个重要的环节。
本教案将介绍国际支付与结算的基本概念、主要方式及其相关的风险和挑战。
二、国际支付与结算概述国际支付与结算是指跨国贸易中购买方向卖方支付货款的过程。
它涉及不同国家法律体系和货币制度的差异，因此需要遵循一定的标准和规范。
1. 国际支付的基本方式- 信用证支付：信用证是一种由银行开具的保证，买方通过银行为卖方提供付款保证。
这种方式在国际贸易中使用广泛，尤其在涉及大额交易或信任度不高的交易中更常见。
- 托收支付：托收是指买卖双方通过银行作为中介，卖方将货物和相关单据托付给银行，买方通过银行支付货款。
托收支付相对于信用证支付来说，更加简单、便捷。
2. 国际结算的基本方式- 电汇结算：电汇是通过银行间的电子系统进行资金转移的方式，双方银行之间通过电信传递结算账户之间的指令，实现资金的结算。
- 支票结算：支票是一种付款工具，持有人可以通过银行兑现或转账。
在一些国家，支票在国际贸易中依然被广泛使用。
- 汇票结算：汇票是卖方开具的一种允许买方在未来一定期限内付款的承诺文件。
汇票结算相对于其他方式来说，更加灵活，适应各类交易。
三、国际支付与结算的风险和挑战国际支付与结算过程中存在着一些风险和挑战，这些需要我们在实务操作中予以留意。
1. 汇率风险：由于国际贸易中经常涉及不同货币的结算，汇率波动会对支付和结算产生影响。
买卖双方需要关注汇率变动，并制定相应的应对策略。
2. 信用风险：对于买方来说，可能会出现无力支付货款的情况；对于卖方来说，可能会遇到买方拒绝支付货款的风险。
为了降低信用风险，买卖双方可以选择使用信用证等担保方式。
3. 法律风险：由于不同国家的法律体系和商业法规存在差异，国际贸易中可能发生各种纠纷。
为了降低法律风险，买卖双方在合同中可以明确约定争议解决机制。
国际结算考试题型和重点.doc
国际结算考试题型和重点：题型：单选:40*1=40多选:20*1=20判断题：20*1=20案例分析题（选择题）：4*5=20重点：第一章导论转账结算,联行,代理行，帐户行,SWIFT, CHIPS, FOB, CFR, CIF1、传统国际结算特点；2、现代国际结算特点3、国际结算的目标和发展趋势4、国际结算中往来银行的种类第二章票据对付价，善意持票，正当持票人，票据抗辩1、票据的含义与其基本特点2、票据流通转让的特点3、票据的基本功能4、票据的权利与一般债权的区别5、票据义务与一般债务的区别第三章票据2汇票，银行承兑汇票,本票，支票，划线支票，保兑支票，空头支票1、汇票收款人抬头的类型2、远期汇票的种类3、支票出票人应具备的条件及其主要责任4、汇票成为国际结算中使用最广泛的结算工具的使用第四章票据3票据行为，出票，背书，承兑，保留承兑，参加承兑，保证，保付，合格提示，正当付款，拒付，追索1、狭义票据行为应当具备的条件2、狭义票据的特点3、出票，背书的影响4、追索的条件5、被追索者的义务和权利第五章贸易汇款中心汇票，退汇，M/T, T/T, D/D, 0/A1、汇款种类2、贸易汇款结算程序3、汇款偿付方式4、贸易汇款优缺点5、汇款贸易融资方式（出口T/T融资，信保融资，进口T/T融资）及风险管理6、汇款结算适用条件第六章跟单托收D/D, D/A,T/R,URC5221、银行在托收中的地位和作用2、托收结算程序3、跟单托收结算方式4、托收贸易融资方式（托收出口押汇，信保融资，凭T/R借单提货,凭银行保函提货）及风险管理5、跟单托收的优缺点6、跟单托收适用条件第七章信用证保兑，议付，付款，偿付，保兑信用证，预支信用证，承兑信用证，可转让信用证，循环信用证，L/C, UCP600, URR, EUCP, ISBP1、信用证的含义和特点2、信用证计算程序3、付款行对相符单据和不相符单据的处理4、议付行对相符单据和不相符单据的处理5、受益人的收款方式（议付，收妥结汇，直接信用证，福费廷）6、比较议付、付款、偿付的特点7、开证行的付款方式8、可转让信用证的特点9、信用证贸易融资方式（打包放款、议付、福费廷、远期信用证、免收押金、假远期信用证、T/R贷款）及风险管理10、比较真、假信用证的异同11、信用证结算优、缺点12、信用证结算适用背景第九章银行保函担保与反担保、指示行与转开行、独立保函与从属性保函、索偿条件、见索即付、SL/C、ISP、URDG1、银行保函的含义、特点2、银行保函的开立方式3、保函种类（理解）4、备用信用证SL/C的含义与特点第十章国际保理服务FACTORING> FCL 保理商1、国际保理服务■基本内容2、国际保理服务■种类3、双保理服务的运行程序4、国际保理服务的使用背景5、国际保理服务的规则第11章福费廷运期费承担费IFA1.福费廷的含义，特点2 •债权凭证担保银行风险如何控制3.包买银行面临的风险及防范措施4.福费廷的贴现率是如何确定的？其影响因素有哪些？第12章国际结算方式选择顺汇递汇基本结算方式附属影响国际结算方式选择的基本因素第14章单据1基本单据装船条款与备运提单清洁与不清洁提单正常与过期提单倒签与预借提单物权凭证B /2 CY CFS MTO MTD1.单据的含义与作用2.海运单据的含义，作用3•比较《海》和《汉》的特点。
国际支付与结算大纲整理版
国际支付与结算大纲一、简称写全称1.T/T Telegraphic Transfer2.CIF Cost Insurance and Freight3.D/A documents against acceptance4.L/C Letter of Credit5.B/L Bill of Lading6.T/R Trust Receipt7.D/D (Remittance by Banker’s) Demand Draft8.D/P documents against payment9.M/T Mail Transfer二、填空1.Settlement on commercial credit includes payment in advance, open account,remittance and collection.2.Before the sixth century B.C., goods were exchanged between traders in differentcountries on a barter basis3.The maker of promissory note has prime liability while the other parties havesecondary liability.4.There are four parties concerned in the international remittance; they are theremitter, the remitting bank, the paying bank, and the payee.5.According to whether the credit can be transferred or not, there are transferablecredit and non-transferable credit.6.The Uniform Rules for Collection (URC) and the Uniform Customs and Practicefor documentary (UCP) were all developed by the International Chamber for Commerce in Paris.1.Settlement on commercial credit includes payment in advance, open account,remittance and collection.2.From the point of view of a Chinese bank, a nostro account is our bank’s accountin books of an overseas bank, denominated in foreign currency.3.Before a draft is accepted, the drawer has prime liability while the other partieshave secondary liability.4.There are four parties concerned in the collection; they are the principal, theremitting bank, the collecting or presenting bank, and the drawee.5.According to whether the credit can be revoked or not, there are revocable creditand irrevocable credit.6.The Uniform Rules for Collection (URC) and the Uniform Customs and Practicefor documentary (UCP) were all developed by the International Chamber for Commerce in Paris.三、计算题1. Suppose an accepted bill for USD80, 000 falls due on July 12 and the exporter takes it to a discount bank on March 9. If the discount rate is 5% (year), what would be the discount interest and how much can the payee get?贴现日：3.9 到期日：7.12 天数：125天到期价值＝（80000×5％×125）/ 360＝1388.89元The Payee Can Get＝80000﹣1388.89＝78611.11元2. A draft was issued on July 30th, 2008. The par value was ten thousand RMB. The rate of interest per annum was 8%. The tenor was 3 month after sight and the drawee accepted it on August 27th, 2008. The holder discounted and draft at the rate of 10% per annum on September 19th, 2008.(1) When the draft fall due?November 27th, 2008(2) How much is the discount interest? How much can the holder receive?Face value of the bill=(10000×8%×120)/360+10000=10266.67Discount interest=(10266.67×10%×69)/360=196.78So the discount interest is 196.78 RMB.贴现净值=10266.67-196.78=10069.89So the holder can receive 10069.89 RMB.四、名词解释1. Bill of Exchange: A bill of exchange is defined officially as an unconditional order in writing, addressed by one person to another, signed by the first person, requiring the second person to whom it is addressed to pay on demand, or at a fixed or determinable future time, a certain amount of money, to, or to the order of, a specified person or to the bearer.2. Collection: Collection is an arrangement whereby the goods are shipped and a relevant bill of exchange is drawn by the seller on the buyer, and/or shipping documents are forwarded to the seller’s bank with clear instructions for collection through one of its correspondent bank located in the domicile of the buyer.3. Letter of Credit: A letter of credit is a written undertaking by a bank (issuing bank) given to the seller (beneficiary) at the request, and on the instruction, of the buyer (applicant) to pay at sight or at a determinable future date up to a stated sum of money, within a prescribed time limit and against stipulated documents which complied with the terms and conditions of the credit.4. Remittance: the forward direction of payment instruments and the flow direction of funds are the same.5. D/P: The collecting bank may release the documents only against full and immediate payment, insofar as national, federal or local laws or regulations do not prevent it.6. D/A: The presenting bank may release the documents to the buyer against the buyer’s acceptance of a draft, drawn payable 30-180 days after sight or due on a definite date.7. Check: A check is an unconditional order in writing addressed by the customer to a bank signed by that customer authorizing the bank to pay on demand a specified sum of money to or to the order of a named person or to bearer.8. Documentary Collection: Documentary collection my be described as collectionson financial instruments being accompanied by commercial documents or collections on commercial documents without being accompanied by financial instruments, that is, commercial documents without a bill of exchange.五、简单题或案例分析1.Advantage and disadvantage of M/T.Advantage: In involves bank-to-bank instructions with bank responsible for making payments, so it is rather reliable.Disadvantage:(1)It is possible for the mail transfer order to be delayed or lost in the post, thuscausing difficulty for its payment.(2)As the mail transfer exclusively depends on international airmail service, itstransmission is slower than that of T/T and cannot serve the purpose of quick payment.(3)Unlike the remittance by demand draft, the beneficiary must awaitnotification from the bank concerned.2.Function of bill of lading.(1) It is a receipt for goods signed by the shipping company and given to theshippers.(2) It is a document of title. It can be freely bought and sold just like commodity.In case the buyer dishonors payment, the seller may sell it to other alternative buyers.(3) It is also evidence of contract of carriage between the shipping company andshippers.(4) It can be used for the buyer to take delivery at the port of destination.3.Procedure for amendment of the letter of credit.(1)The seller requests that the buyer make an amendment to the credit. This canbe made by a telephone call, a fax, or by face-to-face negotiation.(2)If the buyer agrees he orders the issuing bank to issue the amendment.(3)The issuing bank amends the credit and notifies the advising bank of theamendment.(4)The advising bank notifies the seller of the amendment.4.Function of negotiable instrument.(1)As a means of payment.(2)As a credit instrument.(3)As a transferable instrument.(4)As a mean of financial5.According to the tenor, list the classification of bill of exchange.(1)Sight bill. It is a bill payable on demand or sight or on presentation.(2)Time bill or usance bill. It is a bill payable at a fixed or determinable futuretime.6.Parties to documentary credit.(1)Applicant/importer/the buyer; (2) Issuing/opening bank/the buyer’s bank;(2)Advising bank; (4) Beneficiary/exporter/the seller; (5) Confirming bank;(6) Negotiation bank; (7) Paying bank/drawee bank; (9) Reimbursing bank.7. Characteristics of letter of credit.(1) It is a kind of banker’s credit. The issuing bank undertakes primary liabilitiesfor payment；(2) The obligation of payment born by the bank is limited and conditional.(3) A letter of credit is self-sufficient documents and is independent of the salescontract；(4) Letter of credit is a pure documentary business, that is, banks deal withdocuments and not with goods, services or other performances to which the documents relate.。
国际结算实践教学大纲(3篇)
第1篇一、教学目标1. 知识目标：（1）使学生掌握国际结算的基本概念、原则和程序；（2）使学生熟悉国际结算的各种支付工具和信用工具；（3）使学生了解国际结算的主要法律法规和惯例。
2. 能力目标：（1）培养学生独立分析和解决国际结算问题的能力；（2）提高学生的实际操作能力和团队合作能力；（3）培养学生的创新意识和实践能力。
3. 素质目标：（1）培养学生的职业道德和敬业精神；（2）提高学生的法律意识和社会责任感；（3）培养学生的国际视野和跨文化沟通能力。
二、教学内容1. 国际结算概述（1）国际结算的概念、原则和程序；（2）国际结算的历史和发展；（3）国际结算的法律法规和惯例。
2. 国际结算工具（1）汇票、本票、支票等支付工具；（2）信用证、银行保函、备用信用证等信用工具；（3）电子支付工具。
3. 国际结算业务流程（1）信用证结算业务流程；（2）汇款结算业务流程；（3）托收结算业务流程。
4. 国际结算风险及防范（1）信用风险、操作风险、汇率风险等；（2）风险防范措施及应对策略。
5. 国际结算案例分析（1）信用证案例分析；（2）汇款案例分析；（3）托收案例分析。
三、教学方法1. 讲授法：教师系统讲解国际结算的基本概念、原则、程序和法律法规，使学生对国际结算有一个全面的认识。
2. 案例分析法：通过分析实际案例，使学生了解国际结算业务的具体操作和风险防范。
3. 讨论法：组织学生就国际结算相关问题进行讨论，培养学生的思维能力和表达能力。
4. 实践操作法：指导学生进行国际结算业务的模拟操作，提高学生的实际操作能力。
5. 多媒体教学法：运用多媒体技术，使教学内容更加生动、形象。
四、教学过程安排1. 第1-2周：国际结算概述、国际结算工具2. 第3-4周：国际结算业务流程3. 第5-6周：国际结算风险及防范4. 第7-8周：国际结算案例分析5. 第9-10周：实践操作与总结五、考核方式1. 期末考试：占总成绩的50%，主要考核学生对国际结算知识的掌握程度。
国际支付与结算考试
(一）名词解释(1)Presentment: A draft must be duly presented for payment if it is a sight bill or dully presented for acceptance first and then presented for payment at maturity if it is a time bill.(2) Acceptance: Acceptance of a draft is a signification by the drawee of his assent to the order given by the drawer.(3) Protest : A written statement under seal drawn up and signed by a notary public or other authorized person for the purpose of giving evidence that a bill of exchange has been presented by him for acceptance or for payment but dishonored(4) Endorsement: It is an act of negotiation.prerequisites for a valid endorsement:It should be normally effected on the back of a draft and signed by the endorserIt must be made for the whole amount of the draft. (5) Definition of International payments and settlements .International payments and settlements are financial activities conducted among different countries in which payments are effected or funds are transferred from one country to another in order to settle accounts , debts, claims, etc, emerged in the course of political economic or cultural contacts among then.(6) Definition of collection 托收的定義----is an arrangement where by the goods are shipped and a relevant bill of exchange is drawn by the seller on the buyer, and/or shipping documents are forwarded to the seller's bank with clear instructions for collection through one of its correspondent bank located in the domicile of the buyer.（7）D/P(documents against payments)The collecting bank may release the documents only against full and immediate payment ,insofar as national ,federal or local laws or regulations do not prevent it.（8）D/A(documents against acceptance)The presenting bank may release the documents to the buyer against the buyer’s acceptance of a draft, drawn payable 30-180days after sight ordue on a definite date.(9)议付二、简答(1) Evolution of International Payments and Settlementsa: From Cash Settlement to Non-Cash Settlementb: From Direct Payment Made between International Traders to Payment effected through a Financial Intermediary(從貨商之間支接支付到通過金融中介進行支付)c: From payments under Simple Price Terms to Payments under More Complex price Terms(從使用简单贸易术语支付到使用复杂贸易术语支付)(2) Four kinds of endorsementsa: Blank Endorsement An endorsement in blank is one that shows an endorser's signature only and specifies no endorseeb: Special endorsement. A special endorsement is one that specifies an endorsee to whom or whose order the draft is to be paid, in addition to the signature of on endorser. For example, "Pay Hhn Smths"c: Restrictive endorsement: An endorsement is restrictive when it prohibits further transfer of the draft.For example "Pay John Smiths only" d: Conditional endorsement: A conditional endorsement is a special endorsement adding some word there to that create a condition bound to be merit before the special endorsee in entitled to receive payment.The endorsement is liable only if the condition is fulfilled（3）票据的性质1、流通转让性（negotiability)2、无因性（non-causative nature)3、要式性（requisite in form)4、提示性（presentment）5、返还性(returnability)6、设权性(Right Establishing)7、文义性(Word Meaning)三、填空题Chapter 2(1)Before the sixth century B.C. , goods were exchanged between traders in different countries on a (barter) basis.(2)A (coin) ended the barter transactions.(3)The shipment of gold or silver across national boundaries was both (expensive) and risky.(4)Nostro account means (our) account.(5)(Vostro) account means your account.(6)To Bank of China, a RMB account held by Bank of England is called (vostro) account(7)If a British bank has an account in Paris with a French bank, it will refer to that account as (nostro) account(8)Control documents are lists of (specimen of Authorized signatured), (Telegraphic Test Keys), (Terms and Conditions)and (SWIFT Authentic Key).Chapter 4(1)International remittance happens when a client (payer) asks his bank to send a sum of moner to a <beneficiary> abroad by one of the transfer methods at his option.(2)A (payment orde r,mail advice, or debit advice)is an authenticated order in writing addressed by one bank to anther instructing the latter to pay a sum oertain in moner to a specified person or a beneficiary named thereon.(3)Telegraphic transfer is often used when (the remittance amount is large) and (the transfer of funds is subject to a time limit). The only means of authenticating a cable transfer is the (test key).(4)Under D/D, upon receipt of the draft, the beneficiary can either present is for payment at the counter of the drawee bank or (sell it to his own bank for crediting his account).(5)The whole procedure virtually is done by entries over banking accounts, where the buyer's bank (remitting bank) <debits> his account and <credits> the account of the correspondent bank.(6)In time of war, one can transfer funds out of the enemy country bymeans of the (demand draft) in virtue of its negotiability.(7)The remitting bank under D/D is generally reluctant to stop payment on a draft issued by itself for this would mean an (act of dishonor) on its part which will have an unfacorable effect on its credit-worthiness.(8)A large number of international remittances are carried out by telecommunications (swiftness, r eliability, safety) and (inexpensiveness) are major advantages of transactions among member banks by means of SWIFT messages.(9)If the paying bank maintains the remitting bank's account, the reimbursementmay be effected by (debiting remitting banks nostro account)(10)Any methods of transfer may be used to transfer the payment before (delivery of the goods) from the ......Chapter 5(1)If the collecting bank is not located near the importer, it would send the documents to a (presenting bank) in the importer's city(2)In a documentary collection the bank, acting as the exporter's agent, regulates the tming and sequence of the exchange of goods for value by holding the (title documents) until the importer either ((pays the draft) or (accepts the obligation to do so ).(3)The clean collection method lacks the protection of the documentary collection. It is generally used in countries where a draft is needed for (legal) purposesor because it is required by (t he exchange control authorities )(4)Under documents againse acceptance, after acceptance, after acceptance, the buyer gains possession of the goods before (the payment is made) and is able to dispose of the goods as he wishes.(5)Collections serve as a conpromise between (open account) and (advance payment) in settlement of international transactions concluled by the implrter and the exporter.(6) (Inward collection) is a banking business in which a bank acting as the collecting bank receives the draft with or without shipping documents attached as well as the instructions from a bank abroad and endeavors to collect the payment or obtain the acceptance from the importers.(7)Collection bill purchased inbolves great risk for (the remitting bank) for lack of bank's guarantee, so they are seldom willing wo do so .(8)The collecting bank authorizing the release of title documents on (trust receipt) must realize that this financing requires a great degree of confidence in the reputation ,honesty , and integrity of the customer acting as trustee.(9)Under(D/P at sight), the seller issres a draft. The collecting bank presents the draft to the buyers. When the buyer sees it he must pay the money at once, then he can get the shipping documents.(10) The remitting bank sends (documents, draft and collection order) to the collecting/presenting bank in the importer's country that notifies the importer.Chapter 7(1)When the beneficiary presents the documents to his bank,he must follow the "3C principle" in his documentation, the "3C" represent (completeness, correctness, c onsistenly).(2)The credit is legally quite independent of the (underlying transaction)(3)If a letter of credit is issued by air mail, it ought wo be authenticated by (authorized signatures) and when issued by cable/telex it is authenticated by (test key).(4)The documents of the credit must (comply with ) the terms and conditions of the letter of credit on the one hand and they must ( comply with ) with each other on the other hand(5)The currency in which the credit is to be issued should be indicated as shown in the ( Iso currency code ）汇票的要义ＥＸＣＨＡＮＧＥfor USD5461.50 21st, August, 1995On 23rd October of this FIRST OF Exchange(Second of Exchange being unpaid)pay to Johnson & Smith Inc.or orderthe sum of FIVE THOUSAND FOUR HUNDRED AND SIXTY ONE US DOLLARS AND FIFTY CENTSDrawn against shipment of wool from Australia to New YorkTO Irving Trust Company, New York For George Thomas Inc., New YorkSignature Experiment One Financial Instruments1.Please answer, fill the blanks in or make choice of the following questions. Exchange for GBP1,250.00 Beijing, 1 April, 200X At 90 days after sight pay to the order of DEF Co.the sum of Pounds one thousand two hundred and fifty onlyTo XYZ Bank, For ABC Co., Beijing London Signature__________Refer to the above bill you may understand that a bill of exchange is an unconditional order in writing addressed by ___ ABC Co.___ to _ XYZ Bank ___ signed by __ ABC Co._______giving it requiring __ XYZ Bank ___ to whom it is addressed to pay_ At 90 days after sight _____ the sum of __ GBP1,250.00__ to __ the order of DEF Co.___.The holder of this bill is _ DEF Co.__who must firstly present it to _ XYZ Bank _for Acceptance_. At maturity, the holder must present it again for__Payment___.2. Fill in the following blank forms to draw four bills of exchange. Each bill includes the requisite items as follows:date:23 July., 200Xamount: USD35,461.50tenor: on 31 Oct., 2000 fixeddrawer: George Anderson Inc., New Yorkdrawee: Irving Trust Company, New Yorkpayee: Brown and Thomas Inc. or orderdrawn against shipment of cotton from Australia to St. LouisEXCHANGE for _ USD35,461.50___ _ New York _,_23 July.,200x_ on 31 Oct., 2000 fixed _____pay this first Bill of Exchange(Second of same tenor and date unpaid) to the order of ___ Brown and Thomas Inc. or order ___________________________________________________________________the sum of __Thirty-five Thousand Four Hundred and Sixty-one and 50/1000 US Dollars_______________________________________________________________________________________________________________________Drawn__ against shipment of cotton from Australia to St. Louis _______________________________________________________________________________________To__ Irving Trust Company _______ For__ George Anderson Inc.________ New York _____________ ____ New York _____3. Please answer, fill the blanks in or make choice of the following questions. Exchange for GBP5,000.00 London, 1 April, 200XAt 60 days after sight pay to the order of Bank of Australiathe sum of Pounds five thousand onlyTo The Importing Co. For The Exporting Co.Melbourne LondonSignature__________（1）refer to the above bill, the holder i.e. _ Bank of Australia has the right of __transferring__ it to _another______ person, or the right of presentment for ___acceptance___ and/or _____payment_______ to the Importing Co. Melbourne. If the latter refuses to pay, the holder has the right of ___recourse___against _the other parties thereto_.。
国际支付考纲
《国际支付》自学考试大纲第一部有关说明与实施要求一、关于考试目标的说明“国际支付”课程是高等教育自学考试商务英语专业（独立本科段）的一门衔接必修课。
课程目标是旨在使学生了解和掌握从事涉外经济以及金融工作所必需的国际间债权债务结算知识，包括国际结算的基本理论、传统及新兴结算方式、单据的制作及审核、银行贸易融资、银行间索汇及偿付以及各方当事人面临的风险及防范等内容；以国际银行间通行的国际惯例为准则，借鉴国内外最新科研成果，结合相关案例以及有关单证,注重实务操作，着力培养学生们独立的判断、分析及解决问题能力，为今后从事进出口贸易工作奠定了坚实的基础。
通过本课程的学习考试，要求学生掌握国际结算的基本方式、单据的制作及审核、银行贸易融资、银行间索汇及偿付以及各方当事人面临的风险及防范等内容。
二、命题考试的要求l、《国际支付》课程的命题考试，如无特殊要求，应严格限于本大纲规定的考试范围和考试目标。
考试命题覆盖面应包括教材各章，并适当地突出重点章节的内容。
2、试题内容要合理安排难度结构，一般应为：“易”占20％，“较易”占30％，“较难”占30％，“难”占20％。
试卷内容以第2、3、4章的重点内容为重点，其分值比例约为70%。
第1、5、6章为次重点考核内容，其分值比例约为30%3、本课程考试采用闭卷方式，考试时间为150分钟，试题份量应与考试时间相适应。
评分采用百分制，60分为及格线。
4、本课程考试试卷可能采用的题型有：填空题、单项选择题、多项选择题、名词解释题、判断题、简答题、论述题、案例分析题等八种。
三、教材使用：1.考试教材：《国际贸易结算与融资》（第二版），程祖伟、韩玉军编著，中国人民大学出版社。
2004年5月第2版。
2.参考教材：(1)王晓平编著：《国际结算》，中国金融出版社，2002年版。
(2)马丽主编:《新编国际贸易结算》，上海科学技术文献出版社，2001年版。
(3)贺培主编:《国际结算学》，中国财政经济出版社，2000年版四、有关考试说明与实施要求学生总评的成绩：平时（30%）+期末（70%）期末一般采用闭卷考试，其中平时（出勤、课堂提问、案例讨论）占期末总评成绩的30%。
国际结算考试题型和重点 2
国际结算
考试：英文题目，英文作答
A卷：B卷（缓考用）：
1.单选10×2' 1.判断10×2'
2.问答4×10' 2.问答4×10'
3.论述1×40' 3.论述1×40'
重点：Chapter7、9、11不考
Chapter2~4票据（PPT复习）：
票据内容、项目、当事人责任，3种票据区别等，而SWTF不考
Chapter5托收（课本复习）：
托收含义概念、流程、融资（书本+PPT）、风险、银行责任（当事人责任）等Chapter6信用证（PPT复习）：
信用证概念、特点、类别、银行责任等
主要通过PPT复习：
汇款（票汇&电汇）、
保理业务、
福费廷业务、
银行保函（种类不考）
最后再复习Chapter1的国际结算定义、结算方式选择等内容。
中央银行学
中文试题
Tips：最好思路清晰，分点回答。
题型：各题分值不详
一、名词解释（4、5题）
二、简答题（3、5题）
货币本质、比特币、黄金白金跟货币的关系、央行职能目标、货币发行、货币政策等等。
（老师不愿意透露，所说的这些也不一定会考的感觉，大家还是认真复习吧。
一般为课堂讨论的问题，可发挥程度比较大）
三、论述题（2题）
货币政策的机制与效果检验、监管
老师讲得比较模糊，以上内容不可全信。
So，大家认真点看书复习吧。
如果能有更具体的内容，会跟大家讲的。
国际支付与结算考试重点
mercial check:商业支票2.Promissory note：本票3.Bill of lading:提单4.Instrument policy：保险单5.Certificate of original:原产地证书6.Expiry date:到期日stest date for negotiation:议付的最后日期8.financial document：金融单据9.letter of guarantee：银行保函mitment fee :佣金/保证金11.endorsement：背书12.letter of credit：信用证13.clean collection：光票托收14.D/P:付款交单 D/A：承兑交单15.Correspondent bank：代理银行1．本票与汇票的区别：Difference between a promissory note and a bill of exchange1)It is a payment promise , not a payment order.2)There are only two parties to a promissory note, the maker and the payee.3)The maker is primarily liable on the promissory note.4)When issued, it has an original note only.5)There is no acceptance requirement.汇票与支票的区别：Difference between Draft and Check1) A bill may be drawn upon any person, whereas a cheque must be drawn upona banker.2) A bill may be payable on demand or at a fixed or determinable future time,whereas a cheque must be payable on demand.3)Unless a bill is payable on demand, it is usually accepted, where upon theacceptor is the party primarily liable to the holder. A cheque is not usually accepted, and the drawer is the party primarily liable.4)There is no provision which enable bills to be crossed, whereas cheques maybe crossed.5)Draft is a set of two, whereas check is sola.6)There is no Drawn Clause on the check.2．描述信用证的流程1)Basic Ordering Agreement:The buyer and seller agree to terms and conditionsof the Credit.2)Application: The buyer / Applicant completes an LC Application to his bank.3)Credit: The issuing bank reviews the buyers Application and credit.4)Issue: The bank issues the Credit through a bank in the seller’s country.5)Advice: The correspondent bank advises the Credit to the Beneficiary.6)Ship: The seller accepts the Credit and ships the goods to the Applicant,and prepares the documents.7)Presentation: The seller / Beneficiary presents the documents to thenegotiating bank, who sends them to the issuing bank.8)Examination: The issuing bank examines the documents for compliance withthe LC and reimburses the negotiating bank.9)Payment: The issuing bank debits the buyer’s account and releases thedocuments, or agrees to pay at maturity of the time draft.10)Claims Goods: The buyer exchanges the shipping documents for thegoods. 3．提单的定义及作用：定义definition：A bill of lading is a document issued by a carrier to a shipper, signed by the goods(cargo), agent, or owner of a vessel, providing written evidence regarding receipt of the goods (cargo), the conditions on which transportation is made (contract of carriage), and the engagement to deliver goods at the prescribed part of destination to the lawful holder of the bill of lading.作用function：1）Acting as a receipt for the goods from the shipping company to the exporter.2）Being evidence of the contract of carriage between the exporter and the carrier.3）Being a quasi negotiable documents.4）Acting as a document of title for goods being shipped overseas.4．国际结算的定义以及现代结算的特征：含义：Definition of International settlement International settlement refers to the money transfer via banks to settle accounts,debts and claims among different countries.特征(Characteristics)1）instruments are widely used in international settlement.2）bank becomes the center of international settlement.3）some commercial documents have become title documents4）electronic devices are widely used in international settlement。
国际支付与结算考试题型PPT课件
• C. remitting bank D. importer’s bank • 5、In a documentary collection，the buyer is
also named(B C )
• A. the principle B. drawee C. importer D.drawer
2020/10/13
7
• 10.
If a bill is payable “60 days
after date”, the date of payment is
decided according to__ C ___.
2020/10/13
5
• 6.To the exporter, the fastest and safest method of settlement is___ B ____.
• A.letter of credit B.cash in advance • C.open account D.banker’s draft • 7. To the importer,the fastest and safest method
• 5.To the seller of the goods, the most
satisfactory arrangement as far as payment is
202c0o/10n/1c3erned is to receive it in advance ( T
2)
• 6.The term FAS can only be used for sea or inland waterway transport ( T )
国际结算题纲
一．概念1.本票：本票是一个人向另一人签发的，保证即期或定期或在可以确定的将来时间对某人或其指定人或持票来人支付一定金额的无条件的书面承诺。
2.划线支票：在支票正面划有两条平行线的支票称为划线支票。
3.普通划线支票：是指在两条平行线中不注明收款银行的名称，收款人可通过任何一家银行代收票款。
4.特别划线支票：是指在两条平行线中注明收款银行的名称，收款人只能将支票金额支付给该指定的收款银行。
5.顺汇：是指客户主动将款项交给银行，委托银行用某种结算工具（如付款通知书）将款项汇往国外收款人。
在顺汇方式中，资金的流向与结算工具的传递方向是一致的，都是从债务人向债权人移动。
传统结算中的汇款方式就是顺汇。
6.逆汇：是指由债权人或收款人向银行提供收款凭证，委托银行通过国外代理行向外国债务人索取款项。
在逆汇方式中，结算工具的传递方向是从债权人向债务人移动，恰与资金的流向相反。
传统结算中的信用证和托收方式属于逆汇。
7.光票托收：是指不附带商业单据的金融单据的托收，如汇票的托收。
8.对背信用证：中间商与外国进口商签订了买卖合同，当他收到国外进口商开来的信用证后，要求原通知行或他的往来银行，以原证为担保，开出一份内容相似的新信用证给实际供货者，这份新证称为对背信用证。
9.循环信用证：是指信用证金额被全部或部分使用后，仍可恢复原金额，再次使用的信用证。
10.银行保函：是银行根据申请人的请求，向受益人开立的、担保履行某项义务的、承担经济赔偿责任的书面承诺文件。
11.福费廷业务：通常是指买进因商品和劳务的转让（主要是出口贸易）而产生的在将来某一个日子到期的债务，这种购买对原先的票据持有人无追索权。
12.托收：是委托收款的简称。
根据贸易合同规定，卖方在装货后为了向国外买方收取货款，按发票货值开出汇票超，或随发票及其他货运单据，委托当地银行向买方所在地的有关银行要求买方按期按额付款，这种行为称作托收。
二．简答1.从进口商角度而言，应用托收方式应注意以下几点：①必须事先对出口商的资信、经营作风有认识和了解。
国际结算重点教学提纲
国际结算重点教学提纲国际结算重点一．名词解释1．票据2．汇票3．付对价持票人4．正当持票人5．承兑人6．背书人7．承兑8．背书9．记名式背书10．空白背书11．限制背书12．贴现13．提示14．追索权15．跟单汇票16．光票17．本票18．支票五．计算题1．一商人手持一张金额为US$3，600的汇票，提前120天向A 银行贴现，当时市场贴现率为10％p.a.(按360天计算)，该商人应得票款净值是多少？2．假设目前的三个月贴现率为10％p.a.，请用两种方法计算其等值的利率是多少 (按360天计算)？3． 2月20日，Smith开立了一张金额为US＄100，000．00,以Brown为付款人，出票后90天付款的汇票，因为他出售了价值为US ＄100，000．00的货物给Brown。
3月2日，Smith又从Jack那里买进价值相等的货物，所以，他就把这张汇票交给了Jack。
Jack持该票于同年3月6日向Brown提示，Brown次日见票承兑。
3月10日，Jack持该票向A 银行贴现，当时的贴现利率为10％p.a. (按360天计算)，请计算到期日、贴现天数及实得票款净值。
参考答案一．名词解释1．票据：票据有广义和狭义之分。
广义的票据是指商业上的权利凭证。
狭义的票据则是指以支付金钱为目的的特种证券，是由出票人签名于票据上，无条件地约定由自己或由他人支付一定金额的、可以流通转让的证券。
2．汇票：汇票是由出票人向另一人签发的，要求即期、定期或在可以确定的将来的时间，向某人或其指定人或来人无条件地支付一定金额的书面命令。
3．付对价持票人：是指持票者本人或前手持票人因付出对价而取得票据。
4．正当持票人：是指在汇票流通的合理时间内，在付给对价的情况下，成为一张表面合格、完整，无任何所有权缺陷的汇票的持票人。
5．承兑人：指在票据的正面签署承诺到期支付票款的付款人。
6．背书人：指在票据的背面签署，意即将票据上的权利转让给后手的持票人。
国际结算复习大纲
国际结算复习大纲一、判断题1、票据转让人必须向债务人发出通知。
×2、如果票据受让人是以善意并付对价获得票据，其权利不受前手权利缺陷的影响。
√3、在任何时候主债务人可以利用票据的基础关系来对抗票据的法律关系。
×4、票据最重要的性质是设权性。
×5、票据的收款人是正当持票人。
×6、托收因是借助银行才能实现货款的收付，所以，托收是属于银行信用。
×7、开证行履行付款责任是无条件的。
×8、在托收结算方式中，对出口商来说，D/A的风险比D/P大。
√9、汇票是出票人的支付承诺。
×10、支票的主债务人始终是出票人。
×11、跟单信用证开立的基础是销售合约，因此信用证下当事人不仅受信用证条款的约束，而且同时受销售合约条款的约束。
×12、不洁净提单、备运提单都可代替普通提单。
×13、若信用证规定受益人提交保险单，则保险凭证和保单都可被接受。
×14、使用保兑信用证，议付行应首先向开证行寄单索偿，当开证行无力偿付时，再向保兑行索取。
×15、通常票汇方式下收款人收妥资金的的时间比使用电汇方式要短。
×16、使用电汇时资金到账速度快, 但是费用比信汇高。
√17、汇款结算都是通过银行来传递资金的, 所以是以银行信用为基础的结算方式。
×18、预付货款可以保证进口商得到所需的货物。
×19、未开设清算帐户的两家银行之间发生汇款业务时,至少需要通过一家碰头行才能结清头寸。
√20、汇款方式目前广泛应用于国际贸易货款结算。
×21、托收是一种付款人主动向收款人支付货款的方式。
×22、在托收业务中，银行的一切行为是按照托收委托书来进行的。
√23、托收因是借助银行才能实现货款的收付，所以托收是属于银行信用。
×24、从理论上讲，承兑交单相比于付款交单对于买方更为便利，因为承兑交单中买方承兑后即可提货，往往可以不必自备资金而待转售所得的货款到期时付款。
[精品课件]国际支付与结算考试题型
![[精品课件]国际支付与结算考试题型](https://img.taocdn.com/s3/m/dbfe1573fe4733687f21aa1b.png)
• 9. The trade term CIF should be followed by__ A ___.
• A. named port of destination B. named port of shipment
• C. named place of destination D. named place
also named(B C )
• A. the principle B. drawee C. importer D.drawer
• 6.To the exporter, the fastest and safest method of settlement is___ B ____.
• A.letter of credit B.cash in advance • C.open account D.banker’s draft • 7. To the importer,the fastest and safest method
• 10.
If a bill is payable “60 days
after date”, the date of payment is
decided according to__ C ___.
• A. the date of acceptance
• B. the date of presentation
• 10.Trade on open account terms usually satisfies the seller’s desire for cash and the importer’s desire for credit( F )
国际结算复习提纲
国际结算期末复习要点、选择题⑴ SWIFT is _____ B ____________A. in the Uni ted StatesB. a ki nd of com muni cati ons bel onging to TT system for in terba nk ' s fund tran sferC. an in stituti on of the Un ited Nati onsD. a gover nmen tal orga ni zati on(2) Fund tran sfers are processed and settleme nt through ____ C__A. banksB. SWIFTC. Cleari ng systemD. telecom mun icatio n systems(3) An additional risk borne by the seller when granting a credit to thebuyer is that the later will not ___ D _____A. accept the billB. take up the docume ntsC. take deliveryD. make payme nt at maturity(4) To the importer, the fastest and safest method of settlementis CA. letter of creditB. cash in adva neeC. ope n acco untD. banker ' s draft(5) _____ A _____ refers to an excha nge of services or assets betwee ncoun tries.A. I nvisible tradeB. visible tradeC. Intern ati onal tradeD. Bala nee of trade(6) ________________________________________ F rom the point of view of a Chinese bank, ______________________________ B __ i s our bank' s account in the books of an overseas bank , denomin ated in foreig n curre ncy.A. a vostro acco untB. a no stro acco untC. a mirror acco untD. a record acco untof a check. A. payee B. en dorser C. drawer D. en dorsee (9) If a bill is payable“60 days after date ” , the date of payment is decided accordi ng to A. the date of accepta neeB. the date of prese ntati onC. the date of the billD. the date of maturity (10) A(n) to pay for imports. A. drawer B. drawee C. holder D. en dorser (7) The exporter can receive the payme nt only when __ C A. he has shipped the goods B. he has prese nted the docume ntsC. the docume nts prese nted comply with he credit termsD. the importer has taken delivery of the goods(8) The pers on pay ing the money is ais a finan cial docume nt. A. bill of lad ing B. bill of excha nge C. in sura nee policyD. commercial inv oice(11) Each country has to earn A. moneyB. foreig n excha ngeC. cashD. curre ncy(12) A time bill may be accepted by(13) _________ is draw n by the exporter and sent to the buyer. A. Draft B. Promissory n ote C. I. O. U D. Check (14) Large payme nts should be made by _______ A. TT B. SWIFT C. MT D. A or B(15) Mail tran sfer are sent to the corresp ondent bank _______ , uni ess other wise in structed by clie nts.A. by courier serviceB. by ordinary mailC. by airmailD. by seamail (16) The only means of authenticating a cable transfer is the ___ . A. SWIFT authe ntic key B. payme nt orderkeyD. authorized sig natures(17) Which type of collection offers the greatest security to the exporter A. Documentsagainst acceptaneeB.Documentsagainst paymentC. Clea n collecti onD. Accepta nee D/P(18) Con firmati on of a credit may be give n by .A. the ben eficiary at the request of the importerB. the issu ing bank after the receipt of correct docume ntati onC. the advising bank after the receipt of correct documentationD. the advis ing bank at the request of the issu ing bank(19) gives the ben eficiary double assura nee of payme nt.A. The irrevocable creditB. The revocablecreditC. The con firmed creditD. The irrevocablecon firmed credit(20) The red clause credit is ofte n used as a method of .A. providing the buyer with funds prior to shipmentB. providing the seller with funds prior to shipmentC. providing the buyer with funds after shipmentD. providing the seller with funds after shipment(21) All the parties to a collection are bound by _________500 C(22) To the exporter, the fastest and safest method of settlementis ________A. letter of creditB. advanee paymentC. collectionD. banker ' s draft(23) All guarantees should include the principle debtor, the _______________ and the guara ntor.A. ben eficiaryB. creditorC. mortgageeD. le nder(24) The docume nts will not be delivered to the buyer until _________A. the goods have arrivedB. the bill is paid or acceptedC. the buyer has cleared the goodsD. both A and B(25) When is a bill of lad ing issued ______A. Whe n the shipper makes up the orderB. Whe n the carrier received the goodsC. Whe n the producer manu factures the goodsD. When the carrier delivers the goods to the con sig nee(26) When a customer ask its bank to make a telegraphic tran sfer to aben eficiary abroad, the charges may __________A. be paid either the remitter or the remitteeB. be debited aga inst the no stro acco untC. be credited to the vostro acco untD. be paid by the remitt ing bank(27) It will be more convenient if the collect ing bank appo in ted by theseller _____A. is a large bankB. is the remitting bank 's correspondent in the place of the importerC. is in the exporter 's countryD. acts on the importer 's instructions(28) If it is stated as D/P, the documents can be releasedA. aga inst payme ntB. aga inst accepta neeC. in either wayD. aga inst accepta nee pour aval(29) Before ope ning a credit, the issu ing bank should.A. go through the con tract termsB. fill in the application formC. sign an agreement with the customerD. inquire into the customer ' s credit standing（30） The bond should state that claims must be received __________ tha n the（出票expiry date.A. a litter earlierB. a little laterC. not earlierD. not later二、操作题 （一）汇票BILL OF EXCHANGENo.（汇票号码） _______________________Exchange for 汇票金额（小写） ___________________ __________ , ______________ At 票期 _____________________ sight of this FIRST of exchange （second of exchange Being Un paid ） pay to the order of 收款人 _________________________________the sum of SAY:汇票金额（大写） _______________________________________To:受票人（付款人） For andon behalf of（二）电汇（cable 格式的） FM 汇出行 TO 汇入行 DATE 发电日期 TEST 密押OUR REF NO 汇款编号NO ANY CHARGES FOR US 行不负担费用 PAY 金额 VALUE 起息日 TO 收款人 MESSAG 附言FOR CREDITING ACCOUNT N 收款账号ORDER：款人COVE头寸拨付（四）托收申请书BANK OF CHINADocume ntary Collect ion In struct ion1) TO:托收行2) DATE_ 日期____________________77(五)托收指示COLLECTION INSTRUCTION(1)DATE:_托收日期 ___________________⑵PLEASE ALWAYS QUOTE OU交易编码__________________(3)MAIL TO: 代收行___________________________DEAR SIRS,TO:开证行DATE 开证日期WE ENCLOSEDRAFT(S) AND DOCUMENTAS UNDERMENTIONEDHICH PLEASE COLLECT IN ACCORDANCE WITH THE INSTRUCTIONS INDICATED HEREIN.ST1 MAIL票据要求(11) DRAFT ______________________(12) COMMERCIAL INVOICE ______________________(13) CLEAN ON BOARD OCEAN BILLS OF LADING _____________________(14) CERTIFICATE OF ORIGIN ______________________(15) PACKING LIST ______________________(16) REIMBURSEMENT INSTRUCTIONS(分):拨头寸指示（六）开证申请书IRREVOCABLE DOCUMENTARY CREDIT APPLICATION□Issue by airmail 开证方式□W ith brief advice by teletra nsmissi onCredit No. ***********□Issue by express delivery到期日和到期地点Date and place of expiryfreight [ ] to collect/[ ]prepaid []show ing freight amount ” and con sig ned to3.( ) In sura nee Policy/Certificate inclaims payable in_ ________________ ( )Airway bills/cargo receipt/copy of railway bills issued by _____________________________________ showingcopies for % of the in voice value show ing in curre ncy of the draft, bla nk en dorsed, coveri ng4. ( )Pack ing List/Weight Memo in _______ copies in dicati ng qua ntity, gross and weights of eachpackage5. ( ) Certificate of Quan tity/Weight in ____ copies issued by _____ ______6. ( ) Certificate of Quality in _________ _____ copies issued by [ ] manufacturer/] ] public recognizedsurveyor _____7. ( ) Certificate of Origi n in _______ copies issued by ___________________________________ 8. ( ) Ben eficiary ' s certified copy of fax/telex dispatched to the applica nt with in _____ h ours _________after shipme nt advis ingL/C No., n ame of vessel, date of shipme nt, n ame, qua ntity, weight and value of goods.Other docume nts, if anyDescripti on of goods:货物描述名称、规格数量单价包装 Additi onal in struct ions: 1241. ( ) All banking charges outside the opening bank are for beneficiary ' s account2. ( ) Docume nts must be prese nted withi n ______ days after date of issua nee of the tran sportdocume nts but with in the validity of this credit.3. ( ) Third party as shipper is not acceptable, Short Form/Bla nk B/L is not acceptable.4. ( ) Both qua ntity and credit amount ______ % more or less are allowed.5. ( ) All docume nts must be forwarded in _____________________()Other terms, if any。
- 1、下载文档前请自行甄别文档内容的完整性，平台不提供额外的编辑、内容补充、找答案等附加服务。
- 2、"仅部分预览"的文档,不可在线预览部分如存在完整性等问题,可反馈申请退款(可完整预览的文档不适用该条件!)。
- 3、如文档侵犯您的权益，请联系客服反馈,我们会尽快为您处理(人工客服工作时间：9:00-18:30)。
documents without commercial docuபைடு நூலகம்ents being
attached(
T)
• 10.Trade on open account terms usually
satisfies the seller’s desire for cash and the
importer’s desire for credit(
• 7. “Payee J. Smith endorsed James Smith
pay to L.Green”, this is a__ A __ endorsement.
• A. specific B. blank D. restrictive
C. general
三、名词解释（每题4分，20分）
《国际结算》考试题型
一、判断题（每题1分，10分）
• 一、判断题（每题1分共10分）
• 1.Incoterms set out the obligation of the
buyer( F
)
• 2.Under the term CFR, it is the seller’s responsibility to procure the insurance for the goods transport ( F )
• 9、货物已越过船舷:the goods passed the ship’s rail
• 10、国际贸易合同是在与国内贸易合同完全不同的环 境下进行的
• international contracts must be prepared and negotiated in a completely
五、翻译并回答问题（每题15分，30分）
• 6. international settlements • 7. check • 8. crossing • 9. bill of exchange • 10. International remittance
• 11. Trust Reciept • 12. cancellation of the reimbursement • 13. Collection • 14. case of need • 15. documentary collection • 16. outward collection • 17. collection bill purchased • 18. D/P • 19. D/A • 20. demand draft
• 5.To the seller of the goods, the most
satisfactory arrangement as far as payment is
concerned is to receive it in advance ( T
)
• 6.The term FAS can only be used for sea or inland waterway transport ( T )
• (1) definition
• Financing by banks for exporters under documentary collection methods takes the form of collection bill purchased. Collection bill purchased means that the remitting bank purchases the documentary bill drawn by the exporter on the importer.
also named(B C )
• A. the principle B. drawee C. importer D.drawer
• 6.To the exporter, the fastest and safest method of settlement is___ B ____.
• A.letter of credit B.cash in advance • C.open account D.banker’s draft • 7. To the importer,the fastest and safest method
• 先翻译成中文，再用中文解释。内容基 本教材后面练习。
• 1.international trade
• International trade is the exchange of goods and services produced in one country for those produced in another country． In most cases countries do not trade the actual goods and services．Rather they use the income or money from the sale of their products to buy the products of another country．
• A. EXW B. FOB C. DDP D.FAS
• 9. The trade term CIF should be followed by__ A ___.
• A. named port of destination B. named port of shipment
• C. named place of destination D. named place
• 4) When the collection is paid, the collecting bank remits it to the remitting bank that has given the advance.
• (3) Comment评论
• Collection bill purchased, however, involves great risks for the remitting bank due to lack of a guarantee and, so, many remitting banks are unwilling to do so.
重点关注以下内容： 1、国际贸易的主要程序 2、贸易术语介绍 3、银行往来帐户 4、流通票据的当事人 5、汇票的票据行为 6、汇票与本票的不同之处
7、支票的清算 8、划线支票 9、汇兑业务流程 10、偿付方法 11、跟单托收业务流程 12、托收押汇与信托收据
• 例如：
• Bill purchased
F)
• 4、In a documentary collection，the buyer’s bank is called (A D )
• A. collecting bank B. presenting Bank
• C. remitting bank D. importer’s bank • 5、In a documentary collection，the buyer is
formalities
• 6、国际贸易的主要参与者
• The major participants in international trade
• 7、商品检验条款: Commodity inspection clause
• 8 、 履 行 交 货 责 任 : fulfills his obligation to deliver
• 3.Documentary credit affords a high degree of
safety for both the buyer and seller ( T
)
• 4.Advance payment, open account, documentary collection and letter of credit are the usual means of payment to settle international trade tractions ( T )
• (2) Process
• 1)When the exporter hands the bill and the full set of shipping documents over to the remitting bank for collection of payment, the bank may purchase the documentary bill if the export goods enjoy great popularity in the market abroad and both the exporter and the importer are thought reliable.
• 10.
If a bill is payable “60 days
after date”, the date of payment is
decided according to__ C ___.
• A. the date of acceptance
• B. the date of presentation
• 2)The bank then sends the exporter the net amount after deducting from the face value the bank fees and the interest incurred.
• 3)Thus, the remitting bank becomes the holder of the documentary bill and sends the bill and documents to the collecting bank for presentation to the importer.