银行专业术语

银行专业术语

The Standardization Office was revised on the afternoon of December 13, 2020

银行卡类型 Card Type

借记卡 Debit Card

贷记卡 Credit Card

电话银行 IVR (Interactive Voice Response:交互语音应答系统)证件号码 . No

注册 Enrollment

证件 .

新密码 New Password

确认密码 Confirm Password

密码重置 Ret Password

账户管理 Account management

账户查询 Account enquiry

账户概览 Account summary

账户详情 Account detail

交易明细查询 Transaction detail enquiry

转账 Transfer

定期存款 Time deposit

定期账户 Time deposit

活期账户 Savings Account

活期一本通 Passbook of Current Savings

普通活期存折 Regular Passbook saving

定期一本通 Passbook of Time Deposit

零存整取 Installment Time Deposit

教育储蓄 Education Saving

存本取息 Interest Withdraw Time Deposit

准贷记卡 Quasi Credit Card

账号 Account No./Acc. No.

别名 Nickname

账号状态 Acc. Status

开户网点 Acc. Open

网点 Branch

开户日期 Open Date

卡状态 Card Status

起始日期 Start Date

结束日期 End Date

交易日期 Transaction Date

币种 Currency

钞/汇 Cash/Remit

当前余额 Current Balance

可用余额 Available Balance

余额 Balance

余额查询 Balance Enquiry

存单序号 CD No.

收入金额 credit

支出金额 Debit

业务摘要 Memo

乙钞 B Cash

转账明细 Transfer details

预约转账管理 Scheduled transfer management 转出账号 Transfer Out Acc.

转出账号地区 Transfer Out Region

转入账号 Transfer In Acc.

转入账号地区 Transfer In Region

钞汇标志 Cash/Remit

转账金额 Transfer Amount

即时转账 Immediate (Transfer)

指定日期转账 Sehedule (Transfer)

转账日期 Transfer Date

备注 Memo

英镑 GBP

欧元 EUR

日元 JPY

加拿大元 CAD

澳大利亚元 AUD

瑞士法郎 CHF

新加坡元 SGD

现钞 Cash

现汇 Remit

手续费 Service Charge

转账类型 Transfer Type

转账状态 Transfer Status

定期存款支取 Time deposit withdraw

整存整取 Lump-sum Time Deposit

通知存款 Call Deposit

零存整取续存 Renew Time Deposit

教育储蓄续存 Renew Education Saving

定活两便 Consolidated Time&Savings

转存 Repeating

转存方式 Transfer Type

储种 Type

存期 Period

自动转存 Repeating

业务品种 Class

续存金额 Renew Amount

信用额度 Credit Limit

可用额度 Available Credit

预约日期 Submit Date

指定转账日期 Schedule Date

整存整取支取 Lump Sum Time Deposit Withdraw 通知存款支取 Call Deposit Transfer

存折 Passbook

存单 CD

存本取息（利息）支取 Transfer interest from interest withdraw time deposit

定活两便支取 Consolidated time&Savings transfer

信用卡查询 Credit card enquiry

信用卡概览 Credit Card Summary

信用卡详细信息 Credit Card Detail

信用卡未出账单明细 Credit Card unsettled bills

信用卡交易明细 Credit Card Transaction Detail

信用卡月结单查询 Credit Card Monthly Statement Enquiry

查询月份 Equiry month

结单日期 Statement Date

贷记利息 Interest Rate

本币上月余额 RMB Previous month balance

本币本月余额 RMB Current month balance

美元上月余额 USD Previous month balance

美元本月余额 USD Current month balance

本币最低还款额 RMB Minimal Payment

本币全额金额 RMB Total amount due

外币最低还款额 Foreign Currency Minimal Payment

外币全额金额 Foreign Currency Total Payment

账户信用额度 Credit limit

可用额度 Available Credit

原交易金额 Original Amount

交易地点 Transact at

本币存入合计 RMB total Credit

外币存入合计 Foreign Currency total Credit

本币支出合计 RMB total Debit

外币支出合计 Foreign Currency total Debit

上一结单日 Previous Settlement Date

还款到期日 Next Payment Date

信用积分 Credit Point

上次未还金额 Previous Period unpaid amount

上次还款金额 Previous Period paid amount

需立即缴交的过期款项/超额款项 Overdue/Overlimit amount

全额还款总额 Total due amount

最低还款总额 Minimum Payment Amount

全额购汇还款总额 Total foreign currency due amount

最低购汇还款总额 Mini foreign currency payment amount

购汇牌价(人民币/美元) Exchange Rate (RMB/USD)

人民币还款 RMB Payment

美元还款 USD Payment

还款方式 Payment method

记账日期 Booked Date

上次结算日 Previous settlement Date

信用卡还款 Credit card payment

自助还款服务 Self Service Payment