高级商务英语听说1Unit1答案(完整资料).doc

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Unit1

：a four-year public college for in-state students 2.18000 dollars a year：a four-year public college for students from other states or international students

3.10000-12000 dollars a year：food, housing, books and supplies

4. 26000 dollars a year：average tuition at a private college

5. 2500 dollars a year：average tuition at a community college

6. 9000 dollars a year：in-state graduate program

to pay for their kid’s college education.What are the factors leading to this problem?

High tuition fees and in some cases more than one kid.

2. What is parents’ hard choice and what are the possible consequences of each option?

The choice is between funding their retirement or sending their kid to college. And both can have enormous implications on their futures. If parents aren't funding their retirement they have problems down the road. If the kids have to take out loans for their college education, then they're left with a huge debt at the end.

3.What do schools imply when they call themselves “need-blind”? They will take any applicant regardless of his or her ability to pay.

4. What do the packages offered by schools consist of? What are the differences between categories of money awarded?

Package usually consists of grants and funds, work-study, a mosaic of different moneys.

Grant: In a grant a student is not paying it back; it's basically like a scholarship. Work-study program: It is essentially where the student will have to work while he's studying and some of that money that he earns helps pay for his books or other living expenses that he'll have.

Loans: Students borrow that money and then at the end of school they pay that money back.

5. What is wrong with the myth about federal loans among students and their parents? What are the loans that the students and parents can apply for?

There’s a myth that if you don't apply for those loans at the start of the year the supply runs out. But the federal government is always there to offer loans to families that need them.

Students can borrow what are called Stafford loans and parents can borrow what is called a Plus loan to cover the rest of that expense for them.

6. Why is college education regarded as a good investment?

Studies show that over a lifetime, a college graduate earns one million dollars more than just a high school graduate.

Internet access

Information on aid, scholarships, and loans

Healthy debt-management habits

The steps are:

Step 1: Apply for federal aid

Step 2: Search for scholarships

Step 3: Apply for a federal loan

Step 4: Seek private lending

Step 5: Understand the debt you're taking on

Step 6: Pay it off early