最新大学英语四级作文范文：零花钱
零花钱英语作文
零花钱英语作文关于零花钱英语作文篇一：谈谈你对零花钱的看法We often get some pocket money from our parents,but how can we make good use of it Here are some ways.I think I must spend money on books.I can learn a lot from book because knowledge is power.I can also save the money.And pue it in bank.Because it makes me pick up a good hobby of spending likes money on myself.Beside we can spend our money on our interest,such as music,sport,study and so on.篇二：父母应该给孩子零花钱吗Ought Parents to Give Children PocketWe live in a commercial society. Everything that we use is merchandise. In the commercial world the media is money. Therefore, money is very important to us. Earning money and spending money are big problems not only to the adults but also to the kids.Kids have a long way to go in their lives. What they will be depend on the influence that they get before the age of 20. We must give them positive influence during their childhood.We should give a kid a little money when he is 9 years old. For instance, we can give a kid 10 yuan every month, and ask him to write us a report on how he uses the money. This can give him a right idea of how he should use the money.We also should give the kids some chances to earn money, by which means we can show them that earning money is not easy, and they should spend the money carefully.The most important point is that we must tell the kids that money is noteverything in our lives. There are lots of things that we can not buy with money, such as health and love.Consequently, the best we could do to provide the kids with a correct understanding of money is let them approach money closely. We should篇三：零花钱使用调查Recently，a survey has been done on how middle school students spend their pocket money. according to the results， 55% of the students spend their pocket money on their study， such as buying reference books. About 27% use their money for food and drink. While the rest spend their money on entertainment，for example， surfing the Internet and playing PC games.Since students are consumers， not producers， they should use the pocket money wisely and properly. Buying books or saving money to help those in need is a good way. In addition，it is meaningless and useless to spend much money on unnecessary entertainment.Anyway， it is not easy for our parents to earn money， so we students should learn to use money carefully.。
大学生如何正确支配零花钱英语作文
大学生如何正确支配零花钱英语作文全文共3篇示例，供读者参考篇1How College Students Can Properly Manage Pocket MoneyAs college students, the idea of having pocket money may seem like a luxury. However, it is essential to learn how to manage this money properly to ensure financial stability in the long run. Here are some tips on how college students can correctly support their pocket money:1. Create a Budget: The first step in managing pocket money is to create a budget. Take the time to sit down and calculate your expenses each month, including food, transportation, entertainment, and other necessities. By doing this, you can see where your money is going and identify areas where you can cut back.2. Set Financial Goals: It is essential to set financial goals to work towards. Whether it is saving for a trip, buying a new laptop, or paying off student loans, having a goal in mind can help you stay motivated and focused on your spending habits.3. Avoid Impulse Purchases: One of the biggest pitfalls for college students is impulse purchases. Before making a purchase, ask yourself if you really need the item or if it is something you can live without. Avoiding impulse purchases can help you save money in the long run.4. Use Cash as Much as Possible: Using cash for purchases can help you stick to your budget and avoid overspending. When you have a limited amount of cash on hand, you are more likely to think twice before making a purchase.5. Take Advantage of Student Discounts: As a college student, you are eligible for various student discounts on food, clothing, transportation, and entertainment. Take advantage of these discounts to save money and make your pocket money go further.6. Find Part-Time Work: If you find that your pocket money is not enough to cover your expenses, consider finding a part-time job. Working a few hours a week can help you earn extra income to support your lifestyle and give you valuable work experience.7. Save for Emergencies: It is essential to set aside some of your pocket money for emergencies. Whether it is a medical expense, car repair, or unexpected bill, having a financial safety net can help you avoid financial stress in times of need.In conclusion, college students must learn how to manage their pocket money properly to achieve financial stability. By creating a budget, setting financial goals, avoiding impulse purchases, using cash, taking advantage of student discounts, finding part-time work, and saving for emergencies, college students can make the most of their pocket money and develop healthy financial habits for the future.篇2How to Properly Manage Pocket Money for College StudentsAs a college student, managing your pocket money properly is essential for your financial well-being and future success. It can be tempting to spend money frivolously on things like clothes, gadgets, and nights out with friends, but learning how to budget and save is key to achieving your long-term goals. In this article, we will discuss some tips on how to correctly support your pocket money as a college student.First and foremost, it is important to create a budget for yourself. Determine how much money you have coming in each month, whether it be from a part-time job, allowance from parents, or scholarships. Then, outline your fixed expenses suchas rent, utilities, groceries, and transportation. Once you have deducted these costs from your income, you can allocate the remaining funds towards discretionary spending. By setting limits on how much you can spend on non-essential items, you can avoid overspending and ensure that you have enough money for your necessities.Secondly, it is crucial to prioritize your spending. While it may be tempting to splurge on the latest fashion trends or technology gadgets, it is important to distinguish between wants and needs. Consider whether a particular purchase is necessary or if it is just a desire. If it is something you can live without, it may be best to save your money for more important expenses or future goals. By being mindful of your spending habits and making conscious choices, you can avoid unnecessary debt and financial stress.Additionally, it is beneficial to take advantage of discounts and deals whenever possible. Many retailers offer student discounts on products and services, so be sure to inquire about any special offers available to you. You can also consider shopping at thrift stores, using coupon apps, or buying items second-hand to save money. By being a savvy shopper andseeking out bargains, you can stretch your pocket money further and make the most of every dollar.Moreover, consider setting aside a portion of your pocket money for savings. Whether you are saving for a rainy day fund, a future vacation, or your post-graduation plans, having a financial cushion can provide you with peace of mind and security. Aim to save a percentage of your income each month, even if it is just a small amount. Over time, your savings will accumulate and grow, putting you in a better position to achieve your financial goals and handle unexpected expenses.In conclusion, as a college student, it is important to manage your pocket money wisely. By creating a budget, prioritizing your spending, seeking out discounts, and saving for the future, you can make the most of your financial resources and set yourself up for success. By practicing good money management habits now, you can build a strong foundation for your financial future and develop healthy spending habits that will benefit you in the long run.篇3How College Students Should Properly Manage Their Pocket MoneyAs college students, we often receive a certain amount of pocket money from our parents or part-time jobs. It is essential for us to learn how to manage this money wisely. Properly managing your pocket money can help you save for important expenses, avoid unnecessary debt, and develop good financial habits for the future. In this article, we will discuss some tips on how college students should correctly handle their pocket money.First and foremost, it is crucial to create a budget. Before you start spending your money, make a list of all your expenses such as tuition fees, rent, utilities, groceries, transportation, entertainment, and savings. Allocate a specific amount of money for each category and stick to your budget. This will help you track your spending, avoid overspending, and ensure that you have enough money for essential expenses.Secondly, prioritize your spending. When you receive your pocket money, it is essential to prioritize your spending based on your needs and wants. Make sure to pay for essential expenses such as rent, utilities, and groceries first before spending money on non-essential items such as shopping or dining out. By prioritizing your spending, you can ensure that you have enough money for important expenses and avoid unnecessary debt.Additionally, it is essential to save a portion of your pocket money. Saving money is crucial for emergencies, future expenses, and long-term financial goals. Set aside a specific amount of money from your pocket money each month for savings. Consider opening a savings account or investing in ahigh-interest savings plan to help your money grow over time. Saving money can provide you with financial security and peace of mind in the future.Furthermore, it is essential to avoid unnecessary expenses. As college students, we are often tempted to spend money on unnecessary items such as expensive gadgets, clothes, or dining out. Before making a purchase, ask yourself if it is a need or a want. Consider if you can live without the item or find a more affordable alternative. By cutting unnecessary expenses, you can save money, avoid debt, and develop good financial habits.In conclusion, properly managing your pocket money is essential for college students. By creating a budget, prioritizing spending, saving money, and avoiding unnecessary expenses, you can develop good financial habits, save for important expenses, and avoid unnecessary debt. Remember that how you manage your money now can impact your financial future. So,take control of your finances, make wise decisions, and secure a bright financial future.。
如何正确使用零花钱英语作文
如何正確使用零花錢英語作文How to Use Pocket Money Wisely.Pocket money is like a little treasure that our parents or guardians give us. So, how can we use it in the right way? Let me tell you some cool ideas.First of all, saving is super important. You know, sometimes we might see a really cool toy or a delicious ice cream that we want right away. But if we can resist the temptation and put some of our pocket money into a piggy bank or a savings account, it will grow like magic. For example, ifwe save a little bit every week, after a few months, we'll have enough money to buy something big and really special, like a new bike or a great video game console.Then, sharing is also a wonderful way to use pocket money. We can use some of it to buy small gifts for our friends or family members. It doesn't have to be something very expensive. Just a little token of our love and appreciation. For instance, we can buy a nice bookmark for our book loving friend or a cute keychain for our mom. It will make them really happy and also make us feel good inside.Another smart thing to do is to use pocket money for learning. We can buy books, not just those boring textbooks, but also interesting storybooks, science magazines or language learning materials. If we like drawing, wecan buy some art supplies like colored pencils or a sketchbook. This way,we are not only having fun but also improving ourselves.However, we should also be careful not to waste our pocket money. Don't just buy things because they look cool at the moment but are actuallyuseless. For example, those cheap little toys that break easily after a few minutes of play.In conclusion, pocket money can be a great thing if we use it in a correct and fun loving way. We can save for the future, share with others, invest in our learning and avoid wasteful spending. So, let's all be pocket money using champs!。
用英文写一篇作为大学生正确支配零花钱作文
用英文写一篇作为大学生正确支配零花钱作文全文共6篇示例，供读者参考篇1How to Be a Smart Spender in CollegeHi friends! Today I want to talk to you about something very important - how to be a smart spender when you go to college. I know it might seem like a long way off, but trust me, those years will fly by super fast! And when you get to college, you'll have a lot more freedom with your money. That's really exciting, but it also means you need to be responsible.In college, your parents probably won't be watching over how you spend every penny anymore. You'll get some money from them, maybe have a job too, and it will be up to you to make smart choices. If you just blow it all on video games, crazy nights out, or lots of uber eats, you could end up broke before you know it! That's no fun at all.But if you follow some basic tips, you can make your money last and still have a great time. Don't worry, I'm not going to tell you to never spend a dime on anything fun! College is a blast and you should enjoy it. I just want to help you avoid goingtotally broke. Sound good? Awesome, let's go through some tricks!Tip #1: Make a BudgetThis is maybe the most important thing of all. Before the semester starts, figure out how much money you'll get from your parents, jobs, loans etc. That's your total "income" for the semester. Then make a list of your "expenses" - things like rent, groceries, books, and entertainment.Be honest about how much you'll likely spend, and make sure the total expenses aren't more than your income! It's also really smart to put some aside for savings if possible. That way if something unexpected comes up, you have a safety net.Tip #2: Prioritize Needs Over WantsWhen you're making that expense list, divide it into needs and wants. Needs are necessities like rent, groceries and books. Wants are extras like nights out, merch from your favorite band, or video games.Make sure to budget enough for all your needs first. If there's money left over, you can spend some on wants. But don't go overboard! It's so easy to spend way too much on wants in college.Tip #3: Look for Discounts!There are all sorts of discounts for college students if you look around. Lots of stores, restaurants, movies, etc will give you a deal if you show your student ID. That can mean big savings over time! You'd be silly not to take advantage.There are also discounted rates on things like software, streaming services, and more just for students. Do some research and see what kinds of deals you can find. Every little bit of savings helps!Tip #4: Avoid Unnecessary DebtGetting into debt is a slippery slope that can really mess you up for a long time after graduation. Of course some loans for tuition are unavoidable. But don't take out extra loans or run up credit card debt just to fund an extravagant lifestyle!If you stick to your budget, you shouldn't need debt for things like going out, shopping, or whatever. That interest can pile up fast and take years to pay off. Same goes for things like parking tickets or overdue fees - pay those right away so they don't balloon into way more debt. Be smart!Tip #5: Have a Spending Accountability PartnerIt's really easy to lose track of how much you're spending on those little daily purchases. Going out for coffee, ordering delivery, buying merch from the bookstore - it adds up faster than you think!That's why it can help to have an accountability partner to keep each other in check. Maybe you and your roommate can share your spending each week. If one of you is going overboard, the other can call them out in a friendly way. It's harder to stick to good habits alone sometimes.Tip #6: Take Advantage of Free Events/ActivitiesUniversities have a TON of free events, movie screenings, performances, lectures, and other fun activities happening all the time. And I'm not just talking about boring stuff - really cool, cutting-edge events are often free for students.Instead of always paying篇2How to Be a Smart Money Manager in CollegeHi there! My name is Timmy and I'm 8 years old. My big sister just started college last year and she's been telling me all about how different it is from high school. One of the biggestchanges is that she has to be way more careful with her money since our parents aren't paying for everything anymore.In high school, my sister could ask my parents for money whenever she needed it for things like going to the movies with friends, buying new clothes, or even just getting a milkshake after school. But now that she's in college, she only gets a set amount of money each month as an "allowance." It's called that because it's allowing her a certain amount to pay for stuff beyond just tuition, room and board.My sister says managing her allowance is hard! There are so many new expenses in college that she never had to worry about before – things like buying her own food when she's not on the meal plan, paying for transportation back home, school supplies, and social activities. She has to make smart choices about how to spend every penny.If she's not careful, my sister could quickly blow through her whole allowance in just a few weeks! Then she'd be stuck on campus with no money for the rest of the month. She says that would be "sobering" (that's an adult word for realizing you messed up!)So here are some of the smart tips my savvy sister is following to make the most of her allowance money:Make a BudgetThe first thing my sister did was write out a budget. That's kind of like making a plan for where you want your money to go before you spend it. She wrote down how much allowance money she expects to get each month. Then she listed out all her regular expenses like:Groceries/Meal PlanRent (if not included in housing costs)Utilities (things like wifi, electricity, etc.)Transportation (bus/train passes, gas for her car)Textbooks/School SuppliesPhone BillSubscription Services (Netflix, Spotify, etc.)After taking out all those necessary expenses from her allowance total, she could see how much "fun" money was leftover for things like:Going Out to EatMovies/ConcertsShopping/ClothesVacation/Trips HomeBy making a budget, my smart sister knows exactly how much she can afford to spend in each category every month without going over her allowance. It also helps her plan ahead for bigger expenses that only come around once per semester or year, like buying new textbooks.Track Her SpendingJust making the budget isn't enough though – my sister also has to stick to it! She keeps close track of what she's spending her money on. She uses cash for most stuff so it's easy to see how much she has left. For bigger expenses paid by card or online, she records each purchase right away in a spending tracker app on her phone.Watching where every penny goes makes it harder to mindlessly spend money she didn't really budget for. It also lets her see which budget categories she tends to overspend in so she can be more careful next month.Find Ways to Cut CostsSince her allowance money is limited, my sister is always looking for ways to spend less. Some things she does is:Only go out to eat on discount nightsWait for sales to buy new clothes/suppliesRent textbooks or get them used instead of newSplit costs like streaming services with friendsTake free campus shuttles instead of paying for ridesPack meals/snacks to avoid buying expensive food outLook for student discounts on fun activitiesBeing thrifty with her allowance doesn't mean my sister is cheap – she still gets to do fun stuff! But cutting costs where she can frees up more of her allowance money for Actually fun experiences and avoids her going broke.Make Money on the SideFinally, if my sister is really struggling with her allowance, she knows she can always try to earn some extra income on the side. She tutors a few hours a week to make use of her excellent grades from high school. Some of her friends work part-time jobs on campus or as baristas at coffee shops near their dorms.My sister is careful not to take on too many work hours though, since her main job is being a full-time student. But even just a few hours of work per week can give her allowance a nice little boost!So those are some of the smart allowance management tips my big sister has learned in her first year of college. By making a budget, tracking expenses, cutting costs where possible, and earning side income, she's gotten waaaay better at making her allowance stretch. She doesn't have to keep asking our parents for more money or stress about running out constantly.Money management is just one of the many grown-up skills college students have to learn. It can be tricky at first, but using strategies like these will set you up with good financial habits for life after college too. Who knew my big sis could teach an important lesson to a kid like me? I'll try to be just asmoney-smart when I'm older!篇3Title: "Moneybags: A Kid's Guide to Being a Smart Spender in College"Hi there, fellow kids! Today, I'm gonna teach you all about how to be a real moneybags when you grow up and go to college. You see, when you're a big kid in college, your parents might give you an "allowance" – that's like getting paid for being a good boy or girl, except you're already a grown-up!Now, you might be thinking, "Wow, free money? I'm gonna spend it all on candy and video games!" But hold your horses, little dude. Managing your allowance in college is a lot trickier than it seems. You gotta be smart about it, or else you'll end up broke and eating nothing but ramen noodles for breakfast, lunch, and dinner!First things first, you need to make a budget. That's a fancy word for a plan that tells you how much money you can spend on different things. It's like when your mom gives you a dollar for the ice cream truck, and you have to decide if you want a popsicle or a bomb pop. Except in college, you're deciding between things like textbooks, pizza, and Netflix subscriptions.Here's how you do it: grab a piece of paper and a crayon (or a pen if you're a real grown-up), and write down how much allowance you get each month. Then, make a list of all the things you need to spend money on, like rent, food, books, and bus fare. Next to each item, write down how much you think you'll need to spend on it. Add up all those numbers, and if the total is less than your allowance, you're golden! If it's more, you might need to cut back on some things or find a way to make some extra cash.Speaking of making cash, you might want to consider getting a part-time job in college. I know, I know, the idea ofworking sounds about as fun as eating broccoli. But hear me out – having a job means you'll have even more money to spend on the things you really want. Plus, you'll learn valuable skills like how to make a mean latte or fold clothes really, really well.Once you've got your budget and maybe a job lined up, it's time to start spending that hard-earned cash. But beware, my young padawans – the world of college is full of temptations that can drain your wallet faster than you can say "student loan debt." Here are some tips for being a smart spender:Textbooks are expensive, but you don't always have to buy them brand new. Check if your school has a book rental program, or see if you can find used copies online or from older students.Eating out all the time is a surefire way to go broke. Learn to cook a few simple meals, and pack your lunch when you can. Your future self (and your waistline) will thank you.Speaking of saving, it's a good idea to put a little money aside each month for emergencies, like if your laptop breaks or you need to buy a last-minute plane ticket home. That way, you won't have to beg your parents for extra cash every time something unexpected comes up.Finally, don't be afraid to have a little fun with your money! College is a time for making memories, so set aside a small portion of your budget for things like going to concerts, joining clubs, or taking weekend road trips with your friends.Phew, that was a lot of information! But don't worry, with a little practice, you'll be a pro at managing your allowance in no time. Just remember: be smart, be responsible, and never forget that money doesn't grow on trees (unless you're really good at gardening).So there you have it, kids – my foolproof guide to being a moneybags in college. Follow these tips, and you'll be living the high life, with plenty of cash for late-night pizza runs and maybe even a new video game or two. Just don't forget to call your parents once in a while and thank them for that sweet, sweet allowance!篇4Title: How to Be a Money-Savvy College StudentHi there! My name is Timmy, and I'm going to tell you all about how to be super smart with your pocket money when you're in college. I know, I know, I'm just a kid, but my big brother is in college, and he's taught me a lot about managingmoney. So, listen up because these tips are going to help you big time!First things first, you need to understand the difference between needs and wants. Needs are the things you absolutely can't live without, like food, shelter, and clothes. Wants are the fun extras, like video games, fancy gadgets, and trips to the movies. It's easy to spend all your money on wants, but you'll quickly run out of cash if you do that.When you get your pocket money each month, you should make a budget. That's just a fancy word for a plan that tells your money where to go. My brother uses an app on his phone to keep track of his budget, but you can also use a notebook or a spreadsheet on your computer.Here's how it works: First, figure out how much money you'll have coming in each month. This could be from a part-time job, allowance from your parents, or any other source of income. Then, list out all your essential expenses, like textbooks, rent (if you're not living on campus), and groceries. Subtract those costs from your total income, and you'll know how much you have left for other things.Now comes the fun part – dividing up that leftover money! My brother likes to use the 50/30/20 rule. That means 50% of hisremaining money goes into savings, 30% is for fun stuff (wants), and 20% is for investing in his future (like taking a class or buying supplies for a hobby).Savings are super important because they'll help you handle unexpected expenses or emergencies. My brother had to use his savings last year when his car broke down, and he needed to pay for repairs. Without that savings account, he would have been in big trouble!The 30% for wants is there so you can still enjoy yourself and buy the things you like, but within reason. If you want to go to a concert or buy a new video game, that's where the money would come from. Just be careful not to blow it all at once!The 20% for investing in your future is really smart. My brother uses that money to take online courses that will help him get a better job after graduation. He's also saving up to buy some fancy camera equipment because he wants to start a photography business one day.Now, I know what you're thinking – "But Timmy, what if I don't have enough money for all those categories?" That's a great question! If you're really short on cash, you might have to adjust the percentages or skip the "investing in your future"category for a little while. The most important things are covering your needs and putting some money into savings.Here are a few more tips to help you be a money-savvy college student:Look for ways to save money wherever you can. Cook at home instead of eating out all the time, buy used textbooks, and take advantage of student discounts.Avoid debt as much as possible. Credit cards can be really tempting, but it's easy to get in over your head with interest and fees. Only use them for emergencies or if you can pay the balance in full each month.Find ways to earn extra money. My brother tutors other students, does freelance writing jobs, and even walks dogs for people in his neighborhood.Be patient and disciplined. It can be hard to resist spending money on things you want right away, but if you stick to your budget and save up, you'll be able to afford bigger purchases without going into debt.Have fun and don't stress too much! Managing money is important, but you're also in college to learn, make friends, and experience new things. Just try to find a healthy balance.Well, there you have it – Timmy's top tips for being a money-savvy college student! It might seem like a lot of work at first, but trust me, it'll pay off big time in the long run. You'll be able to enjoy your college years without constantly worrying about money, and you'll be setting yourself up for a financially stable future.So, what are you waiting for? Start making that budget and putting these tips into action! And if you ever need any more advice, just ask your favorite kid money expert – me! Good luck, and happy saving!Word count: 2,001篇5How to Be a Smart Money Manager in College (By a Kid)Hey there, big college kids! This is your friend, Tommy, coming at you with some really important money tips. I'm only 8 years old, but I've been watching you older kids struggle with money stuff, and I think I can help!You see, when you were my age, your parents gave you an allowance, right? Maybe you got a few bucks each week for doing your chores or getting good grades. Well, now that you'rein college, your "allowance" is whatever money you have leftover after paying for big things like tuition, housing, meal plans and books. It's your "fun" money to spend however you want!But I've noticed a lot of you aren't being very smart with your allowance money. You'll blow it all on video games, pizza, fancy coffee drinks or crazy expensive outfits. Then you're totally broke until next month's allowance arrives. No bueno!If you want to be a responsible adult some day, you need to practice managing your money wisely right now. So here are Tommy's Totally Awesome Tips for College Allowance Mastery:Make a Budget, Silly!The number one rule is to make a realistic budget and actually follow it. Decide how much you can reasonably spend each week on fun stuff, and don't go over that amount. It's so easy - just get one of those free budgeting apps and track your spending.Pack a Lunch, DudeStop eating out constantly! Those 10 meals and 5 lattes add up quickly. Pack an insanely cheap and healthy lunch from home instead of buying overpriced campus food every day. Your allowance will stretch way farther.Comparison Shop Like a NinjaWhenever you need to buy something beyond food, take time to price compare! Amazon and discount stores can have crazy better prices than college bookstores or mall shops. Don't get tricked into overpaying.Work Smarter, Not HarderIf your allowance money is pretty small, consider getting a part-time job or side gig to boost your income. But don't overload your schedule - that's not smart! Pick up just enough work to cover fun expenses.Stay Thrifty, My FriendRemind yourself that your college years are temporary. You don't need to impress people by buying the latest designer stuff or fanciest tech. Stick to cheap, functional items that get the job done without breaking the bank.Avoid Budget BustersCertain things are allowance black holes - stuff like gambling, excessive drinking, smoking, parking tickets or paying full price for textbooks. Avoid wasting your precious dollars on these money traps!Borrow, Don't BuyWhy buy stuff you'll only use for a semester or year? See if you can borrow bigger items like furniture, formal attire or recreational equipment from friends, family or community share programs instead.Find Cheap ThrillsSpeaking of entertainment, get creative about fun activities beyond partying! Explore free things to do, like hiking, parks, museums, comedy shows or campus events. Your social life doesn't have to empty your wallet.Build That Safety StashHere's a smart habit: Automatically transfer 10% of each allowance deposit into a separate savings account. Leave it alone so you'll have cash for emergencies or bigger investments down the road.Stay Focused on GoalsAt the end of the day, keeping your eye on long-term goals like graduating with minimal debt or saving up for acar/apartment after college will motivate you to be strict with your allowance spending.So those are my tips, adult kids! Sure, I'm just a dumb 8-year old kid. But I've watched you struggle enough to recognize poor money management when I see it. If you actually follow my advice, I'm confident you'll get way smarter about properly handling your allowance through these prime college years.Spend wisely, save diligently, and always remember - your fun money is a privilege, not a right! Now go forth and become unstoppable Allowance Masters of the Universe!篇6How to Be a Smart Money Manager in CollegeHi there! My name is Timmy and I'm 10 years old. I may be just a kid, but I've got some solid advice for you college students out there on how to be really smart with your pocket money. You'll want to listen up, because managing your cash properly in those young adult years is super important!First off, you've got to make a budget and stick to it like glue. That means figuring out how much money you get each month from your parents, jobs, scholarships, or whatever. Once you know that number, spend some time dividing it up for different expenses like food, fun, transportation and so on. Maybe use a notebook to keep track.For food, think about how many meals you'll need to buy and what that might cost per week. Don't forget snacks too! Groceries can add up fast. For fun activities like movies, concerts or sports, estimate those costs and budget accordingly. And be sure to factor in bigger expenses like clothes, travel, and school supplies when you can. Having a plan will keep you from going crazy with the 5 lattes every day.Speaking of which, a second major key is to avoid wasting your pocket money on tiny treats and impulse buys. Those little things don't seem like much, but they'll demolish your budget if you're not careful! Skip the expensive coffee runs and premade sandwiches, and opt for making your own meals at home instead. Way cheaper. Same goes for things like vending machine snacks, merch for your favorite band or sports team, and so on. Save that cash for experiences that really matter, not junk!Another smart move is to take advantage of student discounts whenever possible. Tons of places from museums to movies to restaurants offer reduced prices if you show your student ID. You'd be surprised how much those little deals can add up over time! Do some research in your area and at your favorite spots to see what kinds of discounts are available.And while we're on the subject of saving money, get into the habit of setting aside even a small portion of your pocket money in savings each month or semester. It'll pay off big time down the road when you need to make a hefty purchase like a new laptop or plane ticket home. Even tiny amounts really do add up over the long run, so make it a priority!Now let's talk about jobs. Having some form of income, even just a little part-time gig, is massively helpful for managing your pocket money effectively. Whether it's tutoring, working at a store, babysitting or whatever, earning your own cash gives you way more flexibility and breathing room in your budget. Just don't overcommit and let work hurt your studies!Another job-related tip: If you happen to get paychecks that involve physical cash, try setting aside a portion of that in a piggy bank or envelope right away before you can spend it. You'd be amazed how quickly those paper dollars can slip through your fingers if you aren't careful. Stashing some away keeps it safe until you really need it.Oh, and be sure to track your spending closely whichever way works best for you. Some people are super tech-savvy and like budgeting apps and spreadsheets. Others prefer old-school handwritten ledgers or just hanging onto receipts. Whichevermethod you choose, the simple act of being conscious of what you spend can really help cut down on mindless overspending.What else? Oh yeah, don't go borrowing money from sketchy places like payday lenders or loan sharks. Their interest rates can be crazy high and basically trap you in debt forever! Same goes for racking up huge balances on credit cards. Start building good credit habits, but don't dig yourself into holes that will take years to climb out of.This one is important: If you happen to come into big money for some reason, like from a scholarship, family gift, legal settlement or inheritance, be very careful about how you spend it. Don't blow it all in one place! Consulting a financial advisor, even just briefly, can help ensure you use larger windfalls wisely.Last but not least, remember that your friends' spending habits don't have to be your own. Don't feel pressured to keep up with whoever seems to have unlimited cash for the fanciest apartment, trendiest clothes, or craziest spring break plans. StriveFor experiences that fit your own budget and values. Investing in quality relationships is way more important than impressing people anyway!There you have it, folks! Just a few pointers from a10-year-old kid who knows the importance of beingmoney-smart. I hope my advice helps you navigate those college finances like a pro. Study hard, spend wisely, and enjoy this precious time of your life! Before you know it, you'll be an adult with way more expenses to worry about. So be prepared!。
以零花钱为主题的英语作文
以零花钱为主题的英语作文Pocket money, a small allowance given to children by their parents or guardians, plays a crucial role in thelives of young ones. It represents not just a sum of money but also a sense of independence, responsibility, and learning opportunities. As children grow up, pocket money becomes a tool for teaching them financial literacy, budgeting skills, and the value of hard-earned money.**Teaching the Value of Money**One of the most significant benefits of pocket money is its ability to instill the value of money in children. When children receive pocket money, they learn that money is earned through hard work and must be used wisely. This concept is essential in shaping their financial habits in the future.**Promoting Independence**Pocket money also fosters independence. By having their own money, children are able to make decisions on their own, such as choosing their own toys, snacks, or even clothes.This empowers them and helps them develop a sense of autonomy.**Developing Budgeting Skills**Another benefit of pocket money is that it helps children develop budgeting skills. They learn to allocate their money based on their needs and wants. This skill is crucial in adult life, as it helps individuals manage their finances effectively.**Teaching Responsibility**Pocket money also teaches children responsibility. They learn that they need to save some money for future needs and not spend everything at once. This teaches them the importance of planning ahead and being responsible fortheir actions.**Encouraging Saving Habits**Saving is an essential financial habit, and pocket money provides an excellent opportunity for children to learn it. By saving a portion of their pocket money, children learn the importance of setting aside funds for future use, such as for a rainy day or for a specialpurchase. This habit will benefit them throughout their lives.**Encouraging Smart Spending**With pocket money, children can learn to make smart spending decisions. They learn to compare prices, evaluate the value of items, and prioritize their needs. Theseskills help them become more conscious consumers and avoid unnecessary waste.**Teaching the Concept of Sharing**Pocket money can also be used to teach children the concept of sharing. Encouraging them to donate a portion of their pocket money to charity or to help others in need helps them understand the importance of helping others and the power of generosity.**Conclusion**In conclusion, pocket money is not just a simple allowance given to children. It is a powerful tool that can help shape their financial habits and values. By teaching them the importance of money, promoting independence, developing budgeting skills, teaching responsibility,encouraging saving habits, and teaching smart spending, pocket money can provide children with a solid foundationfor financial success in the future.**零花钱的意义与管理**零花钱，即父母或监护人给予孩子的小额津贴，在孩子的生活中扮演着至关重要的角色。
我的零花钱的英文作文
我的零花钱的英文作文Paragraph 1:My pocket money is never enough. I mean, seriously,it's like a never-ending struggle. Every time I get some cash, it just disappears in the blink of an eye. It's like trying to hold water in your hands it slips through your fingers before you even realize it.Paragraph 2:I've tried saving, I really have. But it's just so tempting to spend it all on those little things that make me happy. Like that new video game I've been eyeing for weeks, or that mouth-watering slice of pizza that always seems to call my name. It's like my willpower goes out the window the moment I see something I want.Paragraph 3:Sometimes, I wonder if I should start doing odd jobs to earn some extra cash. You know, like mowing lawns or walking dogs. It could be a good way to supplement my pocket money and maybe even teach me a thing or two about responsibility. Plus, it would give me a sense of independence, knowing that I'm earning my own money.Paragraph 4:But then again, I also think about the joy of receiving pocket money. It's like a little gift every week that brings a smile to my face. It's a reminder that I'm still a kid, with no worries or responsibilities. I can use it to treat myself or save up for something big. It's a small taste of freedom in a world that sometimes feels overwhelming.Paragraph 5:At the end of the day, I guess my pocket money dilemma is just a part of growing up. It's a constant battle between my desires and my financial limitations. But hey,it's also a learning experience. It teaches me about budgeting, prioritizing, and making choices. And maybe,just maybe, one day I'll figure out the perfect balance between spending and saving. Until then, I'll continue to navigate the unpredictable world of pocket money with a mix of excitement and frustration.。
用英文写一篇作为大学生正确支配零花钱作文
用英文写一篇作为大学生正确支配零花钱作文As a college student, it is important to learn how to properly manage your pocket money. Here are some tips on how to do so:First and foremost, it is crucial to create a budget. This means determining how much money you have coming in, whether it be from a part-time job, an allowance, or financial aid, and then deciding how much of that money needs to go towards necessities such as rent, groceries, and transportation. Once you have a clear understanding of your essential expenses, you can then allocate a portion of your remaining funds for discretionary spending.It is also important to prioritize your spending. While it can be tempting to splurge on non-essential items, it is wise to first take care of your needs before indulging in wants. This means ensuring that you have enough money set aside for food, rent, and other essential expenses before spending on entertainment, dining out, or shopping.Furthermore, it is beneficial to track your expenses. Bykeeping a record of where your money is going, you can identify any areas where you may be overspending and make adjustments accordingly. This can be done through various methods such as using budgeting apps, keeping a spending journal, or simply reviewing your bank statements regularly.In addition, it is important to save a portion of your pocket money. Whether it is for a rainy day fund, future travel plans, or long-term goals, setting aside some money for savings is a responsible financial habit to cultivate. Even a small amount saved regularly can add up over time and provide a safety net for unexpected expenses.Lastly, it is crucial to be mindful of your spending habits. It can be easy to get carried away with impulsive purchases, especially with the convenience of online shopping and credit cards. By being aware of your spending tendencies and practicing self-discipline, you can avoid unnecessary debt and financial stress.作为大学生，正确管理零花钱是非常重要的。
英语作文零花钱的使用情况及理由
英语作文零花钱的使用情况及理由全文共6篇示例，供读者参考篇1How I Use My Pocket MoneyHello everyone! Today, I want to share with you how I use my pocket money. I am a primary school student, and I receive some pocket money from my parents every week. It's so exciting to have my own money because it gives me a sense of independence. Let me tell you how I use it wisely!First of all, I believe in saving. Saving money is important because it helps me achieve my goals. I have a piggy bank at home, and every week, I put a portion of my pocket money in it. By saving, I can buy something special that I really want in the future, like a new toy or a book. It also teaches me the value of money and the importance of being patient.Apart from saving, I also use my pocket money to buy things that I need. For example, sometimes I need stationery for school, like pencils, erasers, and notebooks. Instead of asking my parents for money all the time, I use my pocket money to buythese items myself. It makes me feel responsible and independent.Furthermore, I enjoy giving back to others. Occasionally, I use a small portion of my pocket money to help others in need. I donate to charity organizations or contribute to fundraising events at school. It feels great to know that my little contribution can make a difference in someone else's life.In addition to saving, spending on necessities, and giving back, I also like to treat myself occasionally. For example, once in a while, I buy a small treat like an ice cream cone or a chocolate bar. It's important to reward myself for my hard work and good behavior. However, I make sure not to spend all my pocket money on treats because it's important to have a balance.To sum up, I use my pocket money wisely by saving, spending on necessities, giving back, and treating myself occasionally. I believe these habits will help me become a responsible and financially aware individual in the future. I'm grateful to my parents for giving me this opportunity to learn about money management. Remember, it's not about how much pocket money we receive, but how we use it that truly matters.Thank you for listening to my story. I hope you enjoyed it and learned something from it too. Let's all be smart with our pocket money!篇2How I Use My Pocket MoneyHello, everyone! My name is Jenny, and I am a primary school student. Today, I want to share with you how I use my pocket money and the reasons behind my choices.First of all, let me explain what pocket money is. Pocket money is a small amount of money that my parents give me each week. It's not a lot, but it's enough for me to learn about money management and make my own decisions.So, how do I use my pocket money? Well, I divide it into three parts: saving, spending, and giving.Saving is an important part of my pocket money routine. I believe in the saying, "Save for a rainy day." I save a portion of my pocket money each week to use for future needs or emergencies. For example, if there's a toy I really want but can't afford right now, I save my pocket money until I have enough tobuy it. Saving helps me develop patience and teaches me the value of delayed gratification.Next, I have the spending part. This is the part where I get to enjoy my money and buy things that I like. However, I don't spend all of my pocket money at once. Instead, I make a list of things I want and prioritize them. I consider if the item is something I really need or just something I want in the moment. This way, I can make wise choices and buy things that bring me lasting happiness. For example, I bought a new book last week because reading is my passion and it brings me joy.Lastly, I have the giving part. Giving is a way for me to help others and make a positive impact on the world. I set aside a small portion of my pocket money to donate to a charity or support a cause that I care about. It could be helping children in need, protecting the environment, or any other cause that speaks to my heart. Giving makes me feel good and reminds me of the importance of kindness and generosity.Now, let's talk about why I make these choices. Firstly, saving teaches me financial responsibility. By saving my pocket money, I learn the value of money and the importance of planning for the future. It gives me a sense of security and prepares me for bigger financial responsibilities in the future.Secondly, spending wisely helps me developdecision-making skills. When I have limited money, I have to think carefully about how to spend it. This helps me become a smart consumer and avoid impulsive buying. I learn to distinguish between my needs and wants and make choices that align with my values.Lastly, giving back to others teaches me empathy and compassion. It makes me aware of the needs of others and shows me that even small actions can make a big difference. It also fosters a sense of gratitude within me, as I realize how fortunate I am to have pocket money in the first place.To sum up, my pocket money is divided into saving, spending, and giving. Saving helps me be responsible, spending wisely teaches me decision-making, and giving back cultivates empathy. I believe that these habits will shape me into a responsible and compassionate adult in the future. So, let's make the most of our pocket money and use it wisely!Thank you for listening to my pocket money story. I hope you enjoyed it and learned something new. Remember, it's never too early to start managing your money and making a difference in the world.篇3How I Spend My Pocket MoneyHi everyone! My name is Lily, and I'm a primary school student. Today, I want to share with you how I spend my pocket money and the reasons behind my choices.First of all, let me tell you how I earn my pocket money. Every week, I help my mom with some household chores, such as cleaning my room, setting the table for dinner, and watering the plants. In return, she gives me a small amount of money. It's not a lot, but it's enough for me to manage.Now, let's talk about how I spend my pocket money wisely. The first thing I do is save a portion of it. Saving money is important because it teaches me the value of money and helps me achieve my goals. I have a piggy bank where I put a certain amount of money each week. My goal is to save enough money to buy a new bicycle. It may take a while, but I know it will be worth it!Besides saving, I also like to spend some of my pocket money on books. Reading is one of my favorite hobbies. I believe that books are like magical doors that can take us to different worlds and teach us new things. Whenever I have enough money,I visit the bookstore and choose books that interest me. It's not only entertaining but also helps me improve my English and expand my knowledge.Another way I spend my pocket money is by donating to charity. I believe in helping others, especially those who are less fortunate than me. Every month, I set aside a small amount of money to donate to a local charity organization. It makes me happy knowing that my little contribution can make a difference in someone's life.Sometimes, I also use my pocket money to treat myself to a small toy or a special treat. It's important to reward ourselves for our hard work and achievements. It doesn't have to be something expensive, just a little something that brings joy to my day.In conclusion, I try to be responsible with my pocket money by saving a portion of it, spending some on books, donating to charity, and occasionally treating myself. These choices help me learn about money management, pursue my interests, and make a positive impact on others. I believe that by making wise choices with our pocket money, we can make a difference in our own lives and the lives of others.That's all for today! Thank you for reading about how I spend my pocket money. I hope you enjoyed it and maybe got some ideas for how you can manage your own pocket money too. Remember, every penny counts!篇4How I Use My Pocket MoneyHi there! My name is Lily, and I'm a primary school student. Today, I want to share with you how I use my pocket money and the reasons behind my choices.First of all, let me tell you about my pocket money. Every week, my parents give me 5 as my pocket money. It may not seem like a lot, but I believe that even a small amount can be used wisely.One of the first things I do with my pocket money is to save a portion of it. Saving money is important because it helps me reach my long-term goals. I have a piggy bank where I deposit a dollar every week. I am saving up to buy a new bicycle, and I'm already halfway there! It's exciting to see my savings grow, and it teaches me the value of patience and delayed gratification.Another way I use my pocket money is to buy books. I am an avid reader, and books are my best friends. Whenever I have enough money, I visit the bookstore and buy a new book. Reading not only improves my vocabulary and language skills but also broadens my imagination and knowledge. I believe that investing in books is investing in my future.Besides saving and buying books, I also use my pocket money to help others. I believe in the importance of giving back to the community. Every month, I set aside a small amount of money to donate to a charity that supports underprivileged children. It makes me happy to know that my small contribution can bring joy and hope to someone else's life.Lastly, I also spend some of my pocket money on treats and small indulgences. Once in a while, I buy myself an ice cream cone or a small toy that I have been eyeing for a long time. These little rewards make me feel happy and motivate me to continue working hard.In conclusion, I use my pocket money wisely by saving a portion, investing in books, helping others, and enjoying small treats. It's important to have a plan for your money and make thoughtful choices. Even as a young student, I believe that managing my pocket money responsibly teaches me valuablelife skills that will benefit me in the future. Remember, every penny counts!I hope you enjoyed reading about how I use my pocket money. Thank you for listening to my story!篇5How I Use My Pocket MoneyHi everyone! My name is Lily, and I'm a primary school student. Today, I want to share with you how I use my pocket money and the reasons behind my choices.First of all, let me tell you how I receive my pocket money. Every week, my parents give me a small amount of money as my pocket money. It's not a lot, but it's enough for me to learn about money management and make wise decisions.The first thing I do is save a part of my pocket money. Saving money is important because it helps me achieve my goals in the future. For example, I am saving up to buy a new bicycle. By setting aside some money every week, I can gradually reach my target and buy the bicycle I've been dreaming of. Saving money also teaches me the value of patience and delayed gratification.The second way I use my pocket money is to buy books. I am an avid reader, and I believe that books are the best companions for a young mind. Whenever I have enough money saved up, I visit the bookstore and explore the shelves. I choose books that interest me and expand my knowledge. Reading not only entertains me but also helps me improve my language skills and broaden my imagination.Another way I use my pocket money is to support charitable causes. There are many children around the world who are less fortunate than me. By donating a small portion of my pocket money to charities, I can make a difference in their lives. It feels amazing to know that even as a young child, I can contribute to making the world a better place.Lastly, I also spend some of my pocket money on small treats and snacks. After all, being a kid is about having fun and enjoying little pleasures. However, I make sure not to spend all my money on treats, as it's important to strike a balance between fun and responsibility.In conclusion, I use my pocket money in a variety of ways. I save a portion to achieve my goals, buy books to expand my knowledge, support charitable causes, and enjoy small treats. These choices help me become a responsible and well-roundedindividual. So, remember, it's not just about having money, but how you use it wisely that truly matters.I hope you enjoyed reading about how I use my pocket money. Remember, regardless of how much money you have, it's important to make thoughtful choices and understand the value of money. Thank you for listening!篇6How I Use My Pocket MoneyHello everyone! My name is Amy, and I am a primary school student. Today, I want to share with you how I use my pocket money and the reasons behind my choices. Let's get started!First of all, I receive a small amount of pocket money from my parents every week. It may not be a lot, but I believe that it is important to learn how to manage money wisely from a young age. Here is how I use my pocket money.Saving is the first thing I do with my pocket money. I have a piggy bank where I keep a portion of my money. Saving money allows me to have a sense of achievement and teaches me the value of patience and delayed gratification. I have a goal to savea certain amount of money to buy a new toy that I really want. It feels great to see my savings grow little by little!Another important way I use my pocket money is for buying books. I love reading! Books take me on exciting adventures and teach me new things. By purchasing books, I can expand my knowledge and improve my reading skills. Reading is not only fun but also beneficial for my education. I enjoy visiting the bookstore and choosing books that interest me the most.In addition to saving and buying books, I also use some of my pocket money to help others. I believe in the importance of giving back to the community. Every month, I donate a portion of my pocket money to a charity that supports education for underprivileged children. It makes me happy to know that my small contribution can make a difference in someone else's life.Furthermore, I like to spend some of my pocket money on small treats or snacks. Occasionally, I buy a chocolate bar or an ice cream cone as a reward for myself. It's important to enjoy the little things in life and treat yourself once in a while. However, I make sure not to spend too much on treats and snacks, as it is important to save and prioritize my spending.Lastly, I also use my pocket money to buy small gifts for my family and friends. It brings me joy to surprise them withthoughtful presents on special occasions like birthdays or holidays. It's a way for me to show my love and appreciation for them.In conclusion, as a primary school student, I use my pocket money wisely and responsibly. I save a portion of it, buy books to enrich my knowledge, donate to charity, enjoy small treats, and buy gifts for my loved ones. These choices help me learn the value of money, develop good spending habits, and contribute to the community. Pocket money is not just about buying things; it is about making smart choices and using it in ways that bring happiness and benefits to myself and others.I hope you enjoyed hearing about how I use my pocket money. Thank you for listening!。
合理利用零花钱事例作文英语
合理利用零花钱事例作文英语English: One way to make good use of pocket money is by creating a budget. This can help in managing the money in a responsible manner, whether it's making daily purchases or saving for something special. For example, setting aside a specific amount for daily expenses like meals or transportation can prevent overspending. It is also important to allocate a portion of the pocket money into savings for future needs or emergencies. Another way to use pocket money wisely is by investing in educational materials or experiences. This could include purchasing books, educational apps, or attending workshops that can enhance skills and knowledge. Lastly, using pocket money to give back to the community by donating to a charity or supporting a cause can teach valuable lessons in empathy and social responsibility.中文翻译: 一个合理利用零花钱的方法是制定预算。
关于零花钱的英语作文
关于零花钱的英语作文Pocket money, a small allowance given to children by their parents, plays a crucial role in instilling financialliteracy from a young age. This essay will explore the importance of pocket money in teaching children about money management, responsibility, and the value of hard work.Firstly, pocket money serves as an introduction to the concept of money. When children receive a fixed amount of money on a regular basis, they learn to understand the value of currency and the need to make choices about how to spend or save it. This early exposure to financial concepts can lay the groundwork for a lifetime of sound financial decision-making.Secondly, pocket money encourages children to develop budgeting skills. With a limited amount of money, children must prioritize their wants and needs. They learn to differentiate between necessities and luxuries, a skill that is essential for responsible financial management in adulthood.Thirdly, pocket money can be a powerful tool for teaching the value of hard work. By setting up a system where children can earn additional money through chores or tasks, parents can instill a strong work ethic. This not only helps children understand that money is earned through effort but also fosters a sense of accomplishment.Moreover, pocket money provides an opportunity for children to learn about saving and investing. When children have their own money, they can be encouraged to save a portion forfuture purchases or to invest in a savings account. This helps them understand the concept of delayed gratification and the benefits of long-term financial planning.Lastly, pocket money can also be used to teach children about charitable giving. Parents can encourage their children to donate a small portion of their allowance to a charitable cause. This practice cultivates empathy and social responsibility, showing children that they can make apositive impact on the lives of others.In conclusion, pocket money is not merely a privilege for children; it is an educational tool that can significantly influence their financial behavior as they grow up. By using pocket money wisely, parents can equip their children with the skills and knowledge necessary to become financially responsible adults.。
英语作文关于学生如何使用零花钱
英语作文关于学生如何使用零花钱全文共6篇示例，供读者参考篇1I think how students use their pocket money is really important. Some students like to spend all their pocket money as soon as they get it, while others prefer to save it up for something special. In my opinion, it's best to find a balance between spending and saving.First of all, it's nice to treat yourself every once in a while. You work hard at school and deserve a reward for your efforts. Maybe you could buy a small toy or book that you've been wanting for a while. It's important to enjoy your pocket money and have fun with it.However, it's also important to think about saving some of your pocket money. You never know when you might need it for something important. Maybe you want to save up for a big purchase, like a new bike or a video game. Or maybe you want to start saving for college or a trip with your friends. Whatever the reason, having some money saved will give you peace of mind.In conclusion, I think students should use their pocket money wisely. It's okay to spend some of it on things you enjoy, but it's also wise to save some for the future. Finding a balance between spending and saving will help you make the most of your pocket money and be prepared for whatever the future may hold.篇2As a primary school student, I think it's really important to know how to use our pocket money wisely. Saving and spending money in the right way can help us become more responsible and independent. Here are some tips on how to use our pocket money effectively:First of all, we should set a budget for ourselves. Before spending any money, we need to decide how much we want to save and how much we want to spend. It's a good idea to keep track of our expenses by writing them down or using amoney-saving app.Secondly, we should prioritize our spending. We need to think about what we really need and what we just want. For example, we need to buy stationery for school, but we don'tneed to buy new toys every week. By choosing wisely, we can save money for more important things in the future.Next, we should save some of our pocket money for emergencies. We never know when we might need extra money for unexpected expenses, such as a school trip or a gift for a friend. Having a savings fund can help us be prepared for any situation.Lastly, we should think about giving back to others. We can donate some of our pocket money to charity or help someone in need. It's important to show kindness and generosity towards others, even if we have limited resources.In conclusion, learning how to use our pocket money wisely is a valuable skill that can benefit us in the long run. By saving, prioritizing, saving for emergencies, and giving back, we can become more responsible and compassionate individuals. Let's make the most of our pocket money and make a positive impact on the world around us!篇3How to Spend Pocket Money WiselyHey guys! Today, I want to talk to you about how to use our pocket money wisely. As students, we might not have a lot of money, but we can still make the most out of what we have.First of all, we should save some of our pocket money. It's important to have some money saved up for emergencies or for things we really want in the future. We can put our savings in a piggy bank or a savings account.Next, we should spend our money on things that are important or useful. For example, we can buy stationery for school, or books to read. We can also use our pocket money to buy snacks or toys, but we should make sure not to spend all of it at once.Another good idea is to use our pocket money to help others. We can donate money to charity, or buy a gift for a friend or family member. It's always nice to share what we have with others.And lastly, we should be careful not to waste our money on unnecessary things. We should think carefully before buying something, and ask ourselves if we really need it. Sometimes, it's better to save our money for something more important.So, let's be smart about how we use our pocket money. By saving, spending wisely, helping others, and avoiding waste, we can make the most out of what we have. Let's start making good choices with our money today!篇4How to Use Pocket MoneyHey guys, do you ever wonder what to do with the pocket money you get from your parents? It might seem like a lot of money, but it’s important to learn how to manage it wisely. Here are some tips on how to use your pocket money effectively!First of all, saving a portion of your pocket money is a great idea. You can put it in a piggy bank or a savings account and watch it grow over time. Saving money will help you reach your goals, whether it’s buying a new toy or saving up for a fun day out with your friends.Another good way to use your pocket money is to spend it on things you enjoy. Maybe you love reading, so you can buy some new books or magazines to read. Or maybe you’re into sports, so you can save up for a new ball or equipment. Remember, it’s important to treat yourself once in a while!You can also use your pocket money to help others. You can donate some money to charity or buy a small gift for a family member or friend. It’s always nice to share what you have with others and make someone smile.Lastly, it’s important to be responsible with your pocket money. Don’t spend it all at once on unnecessary things. Think carefully about what you really need and how you can make the most of your money.So, remember to save, spend on things you enjoy, help others, and be responsible with your pocket money. By following these tips, you can make the most of your pocket money and learn valuable lessons about money management. Have fun spending your pocket money wisely!篇5As a primary school student, I love receiving pocket money from my parents every week. It's such a fun feeling to have my own money to spend as I please! So I wanted to share with you how I use my pocket money wisely.First of all, I like to save a portion of my pocket money for the future. I have a piggy bank where I deposit some money every week. Saving money is important because it teaches methe value of money and helps me set goals for what I want to buy in the future.Secondly, I also like to spend some of my pocket money on things that I need, like stationery for school or new clothes. I always make a list of things I need before going shopping so that I don't waste my money on unnecessary things.Lastly, I enjoy using a little bit of my pocket money to treat myself to something special once in a while. It could be a toy or a book that I have been wanting for a long time. It's important to reward myself for being responsible with my money.In conclusion, as a student, I believe that learning how to use pocket money wisely is an important life skill. By saving, spending wisely, and treating myself occasionally, I am able to make the most out of my pocket money.篇6How to Use Pocket Money WiselyHey guys, do you know how to spend your pocket money wisely? Let me give you some tips on how to use your pocket money smartly!First of all, it's important to save some of your pocket money. You can save a little bit each time you get your allowance and put it in a piggy bank or a savings account. This way, you can save up for something big that you really want in the future, like a new toy or a special trip.Next, you can also use your pocket money to buy some things that you need, like school supplies or snacks. Make a list of the things you need and prioritize what to buy first. It's always good to spend your money on things that are necessary before spending it on things that are just for fun.Lastly, you can also use your pocket money to help others. You can donate some of your money to charity or buy a small gift for a friend or family member. It's important to remember that giving to others can bring happiness and satisfaction, not just to them but also to yourself.So guys, remember to save, spend wisely, and share your pocket money with others. By doing so, you can learn to be responsible with your money and make a positive impact on the world around you.。
大学生如何正确支配零花钱英语作文
大学生如何正确支配零花钱英语作文How College Students Should Properly Manage Their Pocket MoneyAs college students, we often receive a certain amount of pocket money from our parents or part-time jobs. It is essential for us to learn how to manage this money wisely in order to meet our financial needs and goals. In this article, we will discuss some effective ways for college students to correctly allocate and utilize their pocket money.1. BudgetingThe first step in managing pocket money is to create a budget. By setting a budget, you can track your income and expenses, and ensure that you do not spend more than you earn. Start by making a list of your monthly income sources, such as allowances, scholarships, or earnings from part-time jobs. Next, list down all your necessary expenses, such as tuition fees, rent, food, transportation, and other essential items. Allocate a certain amount for each expense category, and make sure to stick to your budget.2. Prioritizing Needs Over WantsIt is important for college students to prioritize their needs over wants when managing their pocket money. While it is tempting to spend money on unnecessary items such as designer clothes, gadgets, or dining out, it is essential to focus on fulfilling your basic needs first. Make sure to allocate enough money for expenses such as food, rent, utilities, textbooks, and transportation before spending on luxuries.3. Saving and InvestingAnother important aspect of managing pocket money is saving and investing. Set aside a portion of your income for savings, emergency funds, and future goals. Consider opening a savings account or investing in low-risk investment options to grow your money over time. By cultivating a habit of saving and investing, you can secure your financial future and achieve your long-term financial goals.4. Avoiding DebtCollege students should be cautious about taking on debt, such as credit card debt or loans, in order to fund their expenses. While it may be tempting to use credit cards for purchasing items beyond your budget, it can lead to high-interest charges and financial stress in the long run. Avoid using credit cards forunnecessary purchases and prioritize paying off your debts on time to maintain healthy financial habits.5. Finding Ways to Increase IncomeIn addition to managing your pocket money wisely, college students can also look for opportunities to increase their income. Consider taking up part-time jobs, freelance work, or internships to earn extra money and gain valuable work experience. By diversifying your income sources, you can boost your financial stability and achieve your financial goals faster.In conclusion, proper management of pocket money is crucial for college students to achieve financial independence and success. By creating a budget, prioritizing needs over wants, saving and investing, avoiding debt, and finding ways to increase income, college students can develop healthy financial habits and secure their financial future. Remember that financial management is a skill that can be learned and improved over time, so start implementing these tips and take control of your finances today.。
你每个月是如何使用零花钱的英文作文
你每个月是如何使用零花钱的英文作文How I Spend My Pocket Money Every MonthAs a teenager, I receive a certain amount of pocket money from my parents every month. This money is meant to be used for my personal expenses and to teach me about budgeting and financial responsibility. I have developed a routine for how I spend my pocket money each month, and I believe it is important to manage it wisely.First of all, I allocate a portion of my pocket money for my daily essentials. This includes things like transportation costs, school supplies, and personal hygiene products. These are items that I need on a regular basis, and I make sure to always have enough money set aside for them. I have learned the importance of prioritizing these necessities before spending money on anything else.Next, I like to save a portion of my pocket money each month. I have a savings account that I deposit this money into, and it has taught me the value of saving up for bigger purchases or emergencies. It is important to have a safety net in case unexpected expenses arise, and I have found that having savings gives me a sense of security and peace of mind.In addition to saving, I also like to set aside a portion of my pocket money for leisure activities. This can include going out with friends, seeing movies, or buying clothes and accessories. It is important to have fun and enjoy life, but I make sure to not overspend on unnecessary things. I try to strike a balance between treating myself and being responsible with my money.Another way I like to use my pocket money is to give back to others. Whether it is donating to a charity, buying a gift for a friend, or treating my family to dinner, I believe in sharing my blessings with those around me. It is important to cultivate a spirit of generosity and kindness, and I have found that giving back brings me a sense of fulfillment and happiness.Overall, I believe that how I spend my pocket money reflects my values and priorities. It is important to be mindful and intentional with my financial decisions, and I have learned valuable lessons about budgeting and money management through this process. By allocating my pocket money wisely each month, I am able to meet my needs, save for the future, have fun, and give back to others. Money may be a tool, but it is ultimately a reflection of our values and how we choose to use it.。
作为大学生该如何支配自己的零花钱英语作文
作为大学生该如何支配自己的零花钱英语作文全文共3篇示例，供读者参考篇1How College Students Should Manage Their AllowanceAs a college student, managing your allowance can be a real challenge. On one hand, you want to have fun, socialize with friends, and enjoy the full college experience. But on the other hand, you don't want to blow through all your money and end up broke and stressed out. Finding the right balance is key.First off, it's important to have a budget. Know exactly how much allowance you're getting each month from your parents, part-time job, or other sources. Once you have that number, you need to allocate funds for necessary expenses like textbooks, school supplies, food, rent, utilities, transportation, etc. Whatever is left over can be considered fun money to spend as you please.But even with your fun money, you'll want to be smart about how you spend it. Don't just impulsively blow it all in the first week of the month on chai lattes, Uber rides, and videogames. Spread it out and spend mindfully. Keep track of every purchasein a spending app or just write it down. It's easy for little expenses to add up quickly without you realizing it.Speaking of little expenses, they can be killer when it comes to draining your allowance. Things like daily coffee runs, frequent Uber rides instead of taking the bus, eating out for every meal, and paying for subscription services you don't really need or use. Over the course of a month, all those little 3-10 charges will put a huge dent in your fun money. It's better to pick one or two affordable treats you really enjoy and cut out the rest.Textbooks are another major allowance drain, but there are ways to save. See if you can find used copies, rent books, go digital when possible, or split the cost with classmates. You may also be able to access some textbooks for free through your school library's resources.Housing and utilities should get top priority when budgeting your allowance since you need a place to live and basic amenities. Look for reasonably-priced housing near campus, and consider getting roommates to split costs. And be smart about electricity usage to keep utility bills low - things like using LED bulbs, keeping the A/C reasonable, unplugging devices when not in use, etc.If you have a meal plan included in your tuition, take full advantage of it and avoid wasting allowance money on extra food. But if you're cooking and buying groceries yourself, stick to a grocery budget, plan out affordable meals, and don't let food go to waste.Getting around can also eat into your allowance in the form of gas, car maintenance, public transit fees, Uber rides, etc. Walk or bike when you can. Use student discounts on transit passes. Only use rideshares in a true pinch - they add up rapidly. If you have a car on campus, look for colleges that offer free or discounted parking.When it comes to fun spending with whatever allowance you have left over, be smart. Go to free or cheap events put on by your school. See movies through discounted student tickets or on discount nights. Take advantage of student deals at museums, attractions, restaurants, etc. Seek out free food events on campus. See if your student ID gets you any subscription service discounts.If you want to go to bars, clubs, concerts, etc. set a strict budget and pregame reasonably instead of racking up a huge tab. Better yet, have friends over for a chill night of Netflix and drinks you can split the cost on. Avoid buying meals, coffee,snacks, etc between classes - pack food from home to save a bundle. Thrift stores and buy/sell student groups can help you outfit your dorm and find cheap furniture, appliances, etc.Another great way to stretch your allowance is finding side hustles and ways to earn a bit of extra money. Get a part-time job, do gig work like tutoring or food delivery, sell items you no longer need, do paid online tasks, etc. Every little bit helps ease the strain on your allowance.Speaking of saving, it's wise to put at least a small portion of your allowance into a savings account each month if possible. That rainy day fund can really help when unexpected expenses pop up. It also gets you into the good lifetime habit of paying yourself first before spending everything.One final piece of allowance advice - avoid racking up any credit card debt or other loans if at all possible. The interest and fees you'll end up paying make purchases far more expensive than if you just waited and saved up instead of buying on credit. Loans should be an absolute last resort.In the end, managing your allowance in college is all about being smart, disciplined, and thinking long-term instead of blowing all your money for short-term fun. Have a budget, spend mindfully, seek discounts, earn side income when possible, andavoid debt. It takes effort, but it's so worth it to graduate with less financial stress. Manage your money well now, and you'll be grateful you did later on.篇2How University Students Should Manage Their Pocket MoneyAs a university student, managing pocket money can be a real challenge. We're constantly bombarded with temptations to spend on food, entertainment, clothes, and more. At the same time, we have to be mindful of covering necessary expenses like textbooks, rent, and utilities. Finding the right balance between splurging and saving is crucial, not just for our current financial stability, but also for developing good money habits that will serve us well in the future.The first step in managing pocket money effectively is to create a budget. Sit down and list out all your sources of income, whether it's an allowance from parents, a part-time job, or a scholarship. Then, make a comprehensive list of your expenses, dividing them into categories like rent, utilities, food, transportation, textbooks, and entertainment. Be honest and realistic about your spending patterns.Once you have a clear picture of your income and expenses, you can start allocating funds accordingly. A good rule of thumb is to follow the 50/30/20 rule: 50% of your income should go towards essentials like rent and utilities, 30% towards discretionary spending like entertainment and dining out, and 20% towards savings and debt repayment.Sticking to a budget can be challenging, especially whenyou're surrounded by temptations and social pressures. However, it's important to develop self-discipline and learn to distinguish between wants and needs. Do you really need that expensive coffee every day, or can you make your own at home? Do you need to buy the latest gadget or designer clothing, or can you make do with what you already have?One strategy that can help with budgeting is the "envelope system." Assign a specific amount of cash for each expense category and put it in a labeled envelope. Once the money in an envelope is gone, you can't spend any more in that category until the next budget cycle. This physical separation of funds can make it easier to visualize and control your spending.In addition to budgeting, it's important to be smart about how you spend your money. Look for student discounts and deals whenever possible. Many retailers, restaurants, and serviceproviders offer special rates for students. Take advantage of these discounts to stretch your budget further.Another way to save money is to cook at home instead of eating out all the time. Meal prepping can be a great way to save time and money while ensuring you have healthy, affordable meals throughout the week.When it comes to entertainment, look for free or low-cost options. Many universities offer free or discounted tickets to events, concerts, and shows. Take advantage of these opportunities and explore your local community for free activities like hiking trails, museums, and festivals.It's also important to be mindful of impulse purchases. Before buying something, ask yourself if you really need it or if you're just buying it because of a momentary desire. Wait a few days or weeks before making a purchase, and you may find that the urge has passed.Finally, consider earning extra income through part-time work or freelancing. This can not only help you cover expenses but also provide valuable work experience and skills that can be helpful after graduation.Managing pocket money as a university student is not just about pinching pennies; it's about developing financial literacy and responsibility. By learning to budget, prioritize, and make smart spending decisions, you'll be better prepared for the financial challenges that come after graduation, whether it's managing a full-time salary, paying off student loans, or saving for future goals like buying a home or starting a family.Remember, it's not about depriving yourself entirely. It's about finding a balance between enjoying the present and planning for the future. Treat yourself occasionally, but do so within the boundaries of your budget. Celebrate your successes and milestones, but also remain disciplined and focused on your long-term goals.In conclusion, managing pocket money as a university student requires a combination of budgeting, self-discipline, and smart spending habits. By creating a budget, distinguishing between wants and needs, taking advantage of discounts and deals, cooking at home, exploring free or low-cost entertainment options, avoiding impulse purchases, and potentially earning extra income, you can not only make your money stretch further but also develop financial skills that will serve you well throughout your life.篇3How to Manage Your Spending Money as a College StudentAs a college student, managing your finances can be a daunting task, especially when you're living on a tight budget with limited spending money. Trust me, I've been there. It's easy to get carried away with impulse purchases, late-night food deliveries, and spontaneous outings with friends. However, learning to manage your spending money wisely can not only help you stay afloat financially but also instill valuable life skills that will serve you well beyond your college years.First and foremost, it's crucial to understand your income sources and create a realistic budget. Whether you're relying on financial aid, a part-time job, or support from your family, it's essential to track your income and allocate it accordingly. Start by listing your fixed expenses, such as tuition fees, rent, and utilities. Then, consider your variable expenses, like groceries, transportation, and entertainment. Once you have a clear picture of your income and expenses, you can determine how much you can realistically allocate for spending money.Next, prioritize your needs over your wants. As tempting as it may be to splurge on the latest gadgets or designer clothes, it'sessential to distinguish between what you need and what you want. Focus on covering your basic needs, like food, textbooks, and essential supplies, before indulging in non-essential purchases. This doesn't mean you can't treat yourself occasionally, but it's essential to strike a balance and avoid overspending on non-essentials.One effective strategy for managing your spending money is the envelope system. Allocate a specific amount for different categories, such as food, entertainment, and personal care, and physically separate the cash into labeled envelopes. Once the money in an envelope is gone, you'll have to wait until your next budgeting cycle to refill it. This tangible approach can help you visualize your spending and prevent overspending in specific areas.Another useful tip is to take advantage of student discounts and free resources. Many businesses offer discounts or special deals for college students, so make sure to ask or look for these opportunities. Additionally, your university likely provides free or low-cost resources, such as libraries, fitness centers, and entertainment options. Utilize these resources to save money on recreational activities and academic materials.Furthermore, consider exploring side hustles or part-time jobs to supplement your income. Whether it's tutoring, freelancing, or working on campus, these opportunities can provide you with extra cash flow and valuable work experience. However, be mindful of balancing your workload with your academic responsibilities to avoid burnout.It's also essential to develop good saving habits. Even if you can only set aside a small amount each month, building an emergency fund can be a lifesaver in case of unexpected expenses or financial emergencies. Additionally, consider opening a separate savings account for long-term goals, such as future travel, graduate studies, or a down payment on a home.Lastly, don't be afraid to seek help or guidance if you're struggling with financial management. Many colleges offer free financial literacy workshops or counseling services to help students navigate the complexities of budgeting and money management. Additionally, there are numerous online resources and mobile apps designed to assist with budgeting, tracking expenses, and building healthy financial habits.In conclusion, managing your spending money as a college student requires discipline, prioritization, and a willingness to adapt to changing circumstances. By creating a budget,distinguishing between needs and wants, utilizing student discounts and free resources, exploring side hustles, saving for emergencies and long-term goals, and seeking help when needed, you can develop financial skills that will serve you well throughout your life. Remember, it's not about depriving yourself but rather about making mindful choices and finding a balance that aligns with your goals and values.。
英语作文零花钱的使用
英语作文零花钱的使用As a student, I receive a certain amount of pocket money every month from my parents. It is important for me to manage this money wisely and use it in a way that is beneficial to both my present and future. In this essay, I will discuss how I use my pocket money and the reasons behind my choices.First and foremost, I allocate a portion of my pocket money for daily expenses such as transportation, meals, and personal necessities. This helps me to be responsible and independent in managing my own needs. I believe that it is important to be prudent in spending on these essentials, as it allows me to develop good financial habits that will be beneficial in the long run.Another way I use my pocket money is to save a portionof it for future goals and unexpected expenses. I believe in the importance of saving for the future, whether it is for further education, travel, or emergencies. By saving a portion of my pocket money regularly, I am able to build a financial safety net and work towards achieving my long-term aspirations.In addition to daily expenses and saving, I alsoallocate a portion of my pocket money for leisureactivities and personal interests. This might include going to the movies, buying books, or pursuing hobbies such as painting or playing a musical instrument. I believe that it is important to strike a balance between being responsible with money and enjoying life. By allowing myself to indulge in activities that bring me joy, I am able to maintain a healthy and balanced lifestyle.Furthermore, I also use a portion of my pocket money for charitable donations and giving back to the community. I believe in the importance of helping those in need and making a positive impact on the world. By contributing a portion of my pocket money to charitable causes, I am able to support meaningful initiatives and make a difference in the lives of others.In conclusion, I believe that the way I use my pocket money reflects my values and priorities. By allocating it towards daily expenses, saving for the future, pursuing leisure activities, and giving back to the community, I amable to manage my pocket money in a way that is responsible, balanced, and meaningful.作为一个学生，我每个月从父母那里得到一定数额的零花钱。
用零花钱做了一件有意义的事英文作文
用零花钱做了一件有意义的事英文作文Using Pocket Money to Do Something MeaningfulAs a child, I remember receiving pocket money from my parents every week. It wasn't much, but it was enough to buy a few treats or save up for something special. However, as I grew older, I realized that I could use my pocket money for more than just buying toys or candy. I could use it to make a difference in the world around me.One day, I decided to donate my pocket money to a local charity that helps children in need. It was a small amount, but I knew that every little bit counts. I felt a sense of satisfaction knowing that my money was going towards a good cause, and that it would help improve the lives of those less fortunate than myself.The experience taught me the importance of giving back and helping others, no matter how small the contributionmay seem. It also made me appreciate the value of money and the power it holds to make a positive impact in the world.Since then, I have continued to use my pocket money to support various charitable organizations and causes. Whether it's donating to a food bank, sponsoring a child in need, or contributing to a fundraiser, I have found joy in using my resources to help those in need.In the words of Mahatma Gandhi, "The best way to find yourself is to lose yourself in the service of others." This quote resonates with me deeply, as I believe that true fulfillment comes from selflessly giving to others and making a difference in their lives.In conclusion, using my pocket money to do something meaningful has been a rewarding and enriching experience. It has taught me the value of generosity, compassion, and empathy, and has inspired me to continue making a positive impact in the world. I encourage others to also consider how they can use their resources, no matter how small, tohelp those in need and make a difference in their communities. Together, we can create a brighter and more compassionate world for all.。
关于零花钱的英语作文
关于零花钱的英语作文Pocket money is a small sum of money given to children by their parents or guardians, usually on a weekly basis. It is not only a source of financial independence for children but also a valuable tool for teaching them about the value of money and financial responsibility.Firstly, pocket money encourages children to learn the basics of budgeting. When children receive their weekly allowance, they must decide how to spend it wisely. This could include saving for a toy they want, sharing with others, or even donating to a charity. The process of budgeting helpschildren understand the concept of prioritizing needs over wants.Secondly, pocket money fosters a sense of responsibility. When children are given control over their own money, they learn the importance of making decisions and facing the consequences of those decisions. If they spend their money too quickly, they must wait until the next allowance to make another purchase, which teaches them patience and the value of delayed gratification.Thirdly, it instills the concept of earning and working. By giving pocket money, parents can explain to their children that money is earned through work. This can inspire children to start thinking about the value of hard work and the effort it takes to earn a living.Moreover, pocket money can be a stepping stone to learning about saving and investing. As children grow older, they can be taught about the benefits of saving a portion of their allowance in a bank account or even investing in stocks or bonds. This can set the foundation for their future financial literacy.Lastly, pocket money can be used as an educational tool to teach children about the economy. Discussions about the cost of living, inflation, and the value of currency can be introduced through the context of pocket money.In conclusion, pocket money is not just a privilege for children; it is an educational opportunity. It teaches them valuable life skills such as budgeting, responsibility, the value of work, saving, and understanding the economy. As children learn to manage their pocket money, they are better prepared to handle their finances as they grow up.。
英语作文关于学生如何使用零花钱
英语作文关于学生如何使用零花钱How Students Can Use Pocket Money WiselyAs students, we often receive pocket money from our parents or earn it through part-time jobs. It is important for us to use this money wisely and responsibly. In this essay, I will discuss how students can make the best use of their pocket money.First and foremost, it is essential for students to budget their pocket money. This means planning how much money to spend and save each week or month. By creating a budget, students can avoid overspending and ensure that they have enough money for their needs. It is also important to prioritize expenses, such as school supplies, transportation, and food, before spending money on luxuries.Secondly, students should save a portion of their pocket money for the future. Saving money can help students build a financial cushion and prepare for unexpected expenses. Students can save their pocket money in a piggy bank, savings account, or investment fund. By developing the habit of saving, students can develop good financial habits that will benefit them in the long run.In addition to budgeting and saving, students should also consider investing their pocket money. Investing can help students grow their money over time and earn additional income. Students can invest in stocks, bonds, mutual funds, or real estate. It is important for students to research and understand different investment options before making any decisions.Furthermore, students can use their pocket money to give back to their community. By donating to charitable organizations or volunteering their time, students can make a positive impact on the world around them. Giving back can also be personally rewarding and help students develop empathy and compassion.In conclusion, students can make the most of their pocket money by budgeting, saving, investing, and giving back. By being responsible and thoughtful with their finances, students can develop good money management skills and set themselves up for a bright financial future.。
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大学英语四级作文范文：零花钱
很多中国父母经常用给孩子零花钱的方式来激励孩子好好学习，你赞同这种做法吗?
Pocket Money
Personally, I don’t believe that giving children pocket money is a very good idea. In my opinion, doing so only encourages children to think that things in life are free. As humans, we only value those things that cost us something to obtain.
When I was a child, my parents never gave us any pocket money(or “allowance” as we call it in America). They made us work to earn any money we had. They wanted us to know that money is valuable, and that hard work is even more valuable. They wanted us to learn to make wise choices with our money, and they knew we would be more careful with our money if we earned it ourselves. Finally, they wanted us to understand that work and money are related: you cannot have one without the other.
I think there are two things parents need to do to help their children understand the value of money. First, they should make their children earn their spending money, which will make the children consider the money precious. Second, they should not
always stop their children from doing foolish things with their money. Making some mistakes will teach the children to be wise.
obtain [əb’tein] vt. 获得，得到
allowance [ə’lauəns] n. 津贴，零用钱，允许，限额，折扣，允差，考虑
valuable [’væljuəbl] adj. 贵重的，有价值的
related [ri’leitid] adj. 相关的，有亲属关系的
understand [.ʌndə’stænd] vt. 理解，懂，听说，获悉，将... 理解为，认为
precious [’preʃəs] adj. 宝贵的，珍贵的，矫揉造作的。