UNIFORM RULES FOR DEMAND GUARANTEES(见索即付保函统一规则)

UNIFORM RULES FOR DEMAND GUARANTEES ICC PUBLICATION NO.458 1992

国际商会见索即付保函统一规则

编号458 1992

INTRODUCTION

引言

These Uniform Rules for Demand Guarantees (ICC Publication No.458) result from the work of the ICC Joint Working Party of members representing the Commission on International Commercial Practice and the Commission on Banking Technique and Practice, and also from the work of the Drafting Group set up to finalize the text. The Rules are intended to apply worldwide to the use of demand guarantees, that is, guarantees, bonds and other payment undertakings under which the duty of the guarantor or issuer to make payment arises on “the presentation of a written demand and any other documents specified in the guarantee and is not conditional on actual default by the principal in the underlying transaction.

《见索即付保函统一规则》（国际商会第458号出版物）是国际商会国际惯例委员会和银行技术与惯例委员会联合工作组以及为最后定稿而设立的起草小组的工作成果。本规则旨在于全球范围内适用于见索即付保函，也就是职函、保证或者其他付款承诺，在该承诺下，当提交书面的付款要求以及保函所规定的其他单据后担保或者出具人即有义务进行付款，而不以基础交易中被担保人是否实际违约为转移。

Demand guarantees differ from documentary credits in that they are properly invoked only if the principal has made default. However, the guarantor, like the issuer of a documentary credit, is concerned not with the fact of default, but only with documents.

见索即付保函与跟单信用证的区别是，只有当被担保人违约时，支用见索即付保函才是适当的。但是，如同跟单信用证的开证人一样，担保人仅仅处理单据，而不考察事实上是否发生了违约。

Standby credits are already governed by the Uniform Customs and Practice for Documentary Credits (UCP) (1983 Revision NO. 400). They have developed into all-purpose financial instruments which are used in a much wide range of financial and commercial activity than demand guarantees, and regularly involve practices and procedures (e.g. confirmation, issue for a bank’s own account, presentation of documents to a party other than the issuer) that are infrequently encountered in relation to demand guarantees and that ally standby credits more closely with documentary credits. Accordingly, while standby credits are technically within the definition of demand guarantee, it is expected that issuers of standby credits will continue to use the UCP, which are both more detailed and more appropriate to the particular requirements of standby credits.

备用信用证已由《跟单信用证统一惯例（UCP）》（1983年版，第400号出版物）来调整。它已经发展成为一种全能的金融支持工具，较见索即付保函更为广泛地应用于金融和商业活动中，并且经常涉及到见索即付保函很少遇到的做法和程序（例如，保兑、为银行自身开立、向开立人以外的一方提交单据），从而使得备用信用证更类似于跟单信用证。因此，虽然备用信用证在技术上属于见索即付保函的定义范围，可以预见的是备用信用证的开证人将继续使用UCP, 因为就备用信用证的特别需求而言，UCP更为详细和适合。

These Rules do not apply to suretyship or conditional bonds or guarantees or other accessory undertaking under which the guarantor’s duty to pay arises only on actual default by the principal. Such instruments are widely used but are different in character from demand guarantees and are outside the scope and purpose of these Rules.

本规则不适用于有条件的保证或者其他从属性的承诺，在该承诺项下担保人仅在被担保人实际违约时才承担付款义务。上述担保工具被广泛地使用，但是在性质上与见索即付保函不同，不属于本规则调整的范围和目的。

These new Uniform Rules have been introduced because the 1978 ICC Uniform Rules for Contract Guarantees (Publication No. 325) did not gain general acceptance. The new Rules reflect more closely the different interests of the parties involved in a demand guarantee transaction. However, since Publication No.