金融合同-财产保险合同格式(涉外英文)
财产保险合同范本格式(涉外)(附英文)5篇
财产保险合同范本格式(涉外)(附英文)5篇篇1甲方（投保人/被保险人）：__________乙方（保险公司）：__________鉴于甲方就特定财产向乙方投保，乙方同意按照本保险合同条款承担保险责任，双方经友好协商，达成如下协议：一、合同背景与目的本合同旨在明确甲、乙双方在财产保险交易中的权利与义务。
双方遵循平等、自愿、公平、诚信的原则，确保合同内容的真实性和合法性。
二、保险标的1. 甲方将其合法拥有的财产（以下简称“保险标的”）向乙方投保，具体保险标的详见保险单。
2. 甲方应如实告知保险标的的有关情况，包括但不限于保险标的的名称、数量、价值、存放地点等。
三、保险金额与保费1. 甲方投保的保险金额为人民币______元（大写：______元整）。
2. 甲方应按照本合同约定的金额和期限支付保费。
四、保险期限1. 本合同的保险期限为______年，自______年______月______日起至______年______月______日止。
2. 保险期限的延长或终止需经双方协商一致，并以书面形式确定。
五、保险责任1. 乙方在保险期限内对甲方因自然灾害、意外事故等导致的保险标的损失承担保险责任。
2. 具体保险责任范围及赔偿限额以保险单为准。
六、投保人义务1. 甲方应如实提供与投保有关的资料，并对资料的真实性负责。
2. 甲方应按照约定支付保费。
3. 在保险标的转移或重要事项变更时，甲方应及时通知乙方。
七、保险公司义务1. 乙方应根据本合同约定承担保险责任。
2. 乙方收到甲方的索赔请求后，应及时处理。
3. 乙方应对甲方的咨询和投诉给予及时答复。
八、赔偿处理1. 甲方在发生保险事故后，应及时通知乙方，并按照乙方的要求提供有关索赔资料。
2. 乙方收到甲方的索赔请求后，应及时核定损失，并在约定时间内支付赔款。
九、违约责任1. 若甲方违反本合同约定，乙方有权解除本合同，并要求甲方承担违约责任。
2. 若乙方违反本合同约定，应承担相应的违约责任。
财产保险合同范本格式(涉外)(附英文)5篇
财产保险合同范本格式(涉外)(附英文)5篇篇1Property Insurance Contract TemplateThis Property Insurance Contract is made and entered into as of the [Date], by and between [Name of the Insurer], a company organized and existing under the laws of [Country], with its principal place of business located at [Address] (hereinafter referred to as the "Insurer"), and [Name of the Insured], a company organized and existing under the laws of [Country], with its principal place of business located at [Address] (hereinafter referred to as the "Insured").1. Policy Number: The Insurer agrees to issue to the Insureda policy of insurance against loss or damage to property covered by this contract. The policy number shall be [Policy Number].2. Insured Property: The Insurer agrees to provide insurance coverage for the following property owned by the Insured: [List of Insured Property].3. Coverage: The Insurer agrees to provide coverage for loss or damage due to fire, theft, vandalism, malicious mischief, riot,civil commotion, explosion, earthquake, flood, windstorm, hail, and any other perils as stated in the policy.4. Coverage Limits: The Insurer shall be liable for the actual cash value of the property lost or damaged, up to the coverage limit specified in the policy.5. Deductible: The Insured shall be responsible for a deductible of [Dollar Amount] for each claim made under this policy.6. Premium: The Insured shall pay the premium for this policy in the amount of [Dollar Amount] within [Number] days of the effective date of this contract.7. Term: This contract shall be in effect for a period of [Number] years, commencing on the effective date and ending on the expiration date of the policy.8. Claims: In the event of loss or damage to the insured property, the Insured shall promptly notify the Insurer and submit a claim for the loss. The Insurer shall promptly investigate the claim and provide payment for the covered loss in accordance with the terms of this contract.9. Governing Law: This contract shall be governed by the laws of [Country] and any disputes arising under this contract shall be resolved in accordance with the laws of [Country].IN WITNESS WHEREOF, the parties hereto have executed this contract as of the date first above written.Insurer: [Name of the Insurer]By: ________________________Title: _______________________Insured: [Name of the Insured]By: ________________________Title: _______________________[Signature page for the Insurer and the Insured]篇2Property Insurance Contract Template (Foreign-related)(with English)1. IntroductionThis Property Insurance Contract Template is designed for foreign-related property insurance transactions. It lays out theterms and conditions of the insurance contract between the insurer and the insured party, providing comprehensive coverage against various risks and perils. The contract template includes clauses on coverage, exclusions, premium payment, claims, and other important provisions. It is essential for both parties to thoroughly review and understand the terms before entering into the agreement.2. Parties InvolvedThis Property Insurance Contract is entered into between:Insurer: [Name of Insurance Company]Address: [Address of Insurance Company]Contact: [Contact Information]Insured: [Name of Insured Party]Address: [Address of Insured Party]Contact: [Contact Information]3. CoverageThe property insurance coverage provided under this contract includes but is not limited to:- Fire and related perils- Theft and burglary- Water damage- Natural disasters (e.g., earthquakes, hurricanes)- Liability coverage- Business interruption coverageThe coverage will be effective from the date of the contract and shall continue for the specified period, subject to the terms and conditions outlined in the contract.4. ExclusionsThe following risks and perils are excluded from the property insurance coverage:- War and acts of terrorism- Nuclear accidents- Intentional acts of the insured- Wear and tear- Damage caused by insects or verminThe insured is responsible for ensuring that the property is adequately maintained and protected against excluded risks to maintain coverage under the contract.5. Premium PaymentThe insured party agrees to pay the premium as specified in the contract. Failure to make timely premium payments may result in the cancellation of the insurance coverage. The insurer shall provide notice to the insured party in advance of any premium payment due dates.6. Claims ProcessIn the event of a claim, the insured party must notify the insurer immediately and provide all necessary documentation to support the claim. The insurer will assess the claim and determine the coverage provided under the contract. The insured party agrees to cooperate fully with the claims investigation process and provide accurate information to the insurer.7. TerminationEither party may terminate this property insurance contract by providing written notice to the other party. The termination shall be effective upon receipt of the notice. The contract mayalso be terminated due to non-payment of premiums by the insured party or material breach of the contract terms.8. Governing LawThis property insurance contract is governed by the laws of [Country]. Any disputes arising from the contract shall be resolved through arbitration in accordance with the arbitration rules of [Arbitration Authority].9. Entire AgreementThis Property Insurance Contract constitutes the entire agreement between the insurer and the insured party and supersedes any prior agreements or understandings, whether written or oral. Any amendments to the contract must be made in writing and signed by both parties.10. SignaturesThis Property Insurance Contract is executed by the authorized representatives of the insurer and the insured party on the date written below:Insurer:[Signature][Printed Name][Date]Insured:[Signature][Printed Name][Date]This Property Insurance Contract Template is provided for reference purposes only. It is recommended that both parties seek legal counsel before entering into an insurance agreement to ensure compliance with applicable laws and regulations.篇3Property Insurance Contract Template (Foreign-Related)1. Parties to the Contract:This Property Insurance Contract is entered into by and between the Insurer and the Insured as follows:Insurer: [Name of Insurance Company]Address: [Address of Insurance Company]Insured: [Name of Insured]Address: [Address of Insured]2. Subject Matter of Insurance:The subject matter of this insurance contract includes the property owned by the Insured, as specified in the Schedule of Property attached hereto.3. Coverage and Risks Insured:The Insurer agrees to cover the risks associated with the specified property against loss, damage, or destruction caused by perils such as fire, theft, flood, natural disasters, and other insured events.4. Policy Period:The policy period for this insurance contract shall commence on [Start Date] and shall remain in effect until [End Date], unless terminated earlier as provided for in this contract.5. Premium:The Insured shall pay the agreed premium amount to the Insurer in a timely manner, as specified in the Payment Schedule attached hereto.6. Settlement of Claims:In the event of a claim arising under this insurance contract, the Insured must notify the Insurer promptly and provide allnecessary documentation to support the claim. The Insurer shall assess the claim and settle it in accordance with the terms and conditions of this contract.7. Termination of Contract:This insurance contract may be terminated by either party with written notice to the other party, subject to the terms and conditions specified in this contract.8. Jurisdiction and Governing Law:This insurance contract shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising under this contract shall be resolved through arbitration in [Arbitration Forum].In witness whereof, the parties hereto have executed this Property Insurance Contract on the date first above written.[Signature of Insurer] [Signature of Insured][Printed Name of Insurer] [Printed Name of Insured][Date] [Date]Schedule of Property1. Description of Property: [Describe the property to be insured]2. Policy Number: [Policy Number]3. Sum Insured: [Amount of coverage]4. Premium Amount: [Premium Amount]5. Payment Schedule: [Payment schedule for premiums]This Property Insurance Contract is made and entered into on [Date].Please note that this is a sample template and should be customized to suit the specific requirements of the parties involved. It is advisable to seek legal advice before entering into any insurance contract.篇4Property Insurance Contract Template (International)This Property Insurance Contract Template (International) is made and entered into on [Date], by and between [Company Name], a company duly organized and existing under the laws of [Country], with its principal place of business located at [Address], hereinafter referred to as the "Insurer", and [Insured Name], withits principal place of business located at [Address], hereinafter referred to as the "Insured".1. Property Insured: The Insurer agrees to insure the Insured's property as described in Schedule A attached hereto.2. Coverage: The Insurer shall provide coverage for loss or damage to the Insured's property caused by fire, flood, theft, vandalism, and other perils as specified in the policy. The Insured agrees to pay the premium as specified in Schedule B.3. Deductible: The Insured shall be responsible for paying the deductible as specified in Schedule B for each claim.4. Policy Term: This Contract shall be effective for a period of [Term] commencing on [Effective Date] and terminating on [Expiration Date], unless otherwise extended or terminated earlier in accordance with the terms herein.5. Renewal: The Contract may be renewed for subsequent terms upon mutual agreement of the parties in writing and payment of the premium for the renewal term.6. Claims: In the event of a claim, the Insured shall provide prompt notice to the Insurer and shall cooperate fully in the investigation and settlement of the claim.7. Assignment: The Insured shall not assign or transfer this Contract or any interest therein without the prior written consent of the Insurer.8. Governing Law: This Contract shall be governed by and construed in accordance with the laws of [Country].IN WITNESS WHEREOF, the parties hereto have executed this Contract as of the date first above written.[Insurer Name]By: ___________________________Name: ________________________Title: _________________________[Insured Name]By: ___________________________Name: ________________________Title: _________________________SCHEDULE ADescription of Property Insured:[List of Properties]SCHEDULE BPremium:Deductible:篇5Property Insurance Contract Template (Foreign-related)1. Parties to the Contract:1.1 Insurer: [Name of the Insurance Company]1.2 Insured: [Name of the Insured Party]2. Subject Matter of the Insurance:2.1 The Insurer agrees to provide insurance coverage to the Insured for the following subject matter:- [Description of the property or assets to be insured]3. Coverage:3.1 The Insurance Policy shall cover the following risks:- Fire and lightning- Theft and burglary- Explosion- Flood and water damage- Riot and civil commotion- Earthquake- Impact damage- Terrorism- Other risks as agreed upon by the parties4. Sum Insured:4.1 The sum insured under this policy shall be [Amount in Currency].5. Premium:5.1 The Insured agrees to pay the premium of [Amount in Currency] to the Insurer in consideration for the insurance coverage provided.6. Duration of the Contract:6.1 The insurance coverage shall be effective from [Start Date] to [End Date].7. Claims Procedure:7.1 In the event of a claim, the Insured shall notify the Insurer immediately and provide all necessary documentation to support the claim.7.2 The Insurer shall assess the claim and make a decision on the claim settlement within [Number of Days] days.8. Governing Law:8.1 This contract shall be governed by the laws of [Country].9. Dispute Resolution:9.1 Any dispute arising out of or in connection with this contract shall be resolved through arbitration in accordance with the rules of [Arbitration Institution].10. Entire Agreement:10.1 This contract constitutes the entire agreement between the parties and supersedes any prior agreements or understandings.IN WITNESS WHEREOF, the parties hereto have executed this Property Insurance Contract on the date first above written.Insurer: ________________________ Insured:_________________________Signature: _______________________ Signature: _______________________Date: ____________________________ Date:____________________________[Seal of the Insurance Company][Seal of the Insured Party]。
财产保险合同格式(涉外英文)8篇
财产保险合同格式(涉外英文)8篇篇1Property Insurance Contract (International Format in English)This Property Insurance Contract (hereinafter referred to as the "Contract") is made and entered into by and between the Insurer and the Insured, whereby the Insurer agrees to indemnify the Insured for the risks specified in this Contract in relation to the property being insured.Definitions and Interpretation:1. Insurer: The company offering insurance coverage under this Contract.2. Insured: The party identified in the Contract Schedule who is seeking insurance coverage for their property.3. Property: The assets specified in the Contract Schedule, which may include buildings, machinery, equipment, inventory, and other assets.4. Risks: The potential losses covered by the insurance, such as fire, theft, natural disasters, etc.Contract Schedule:Both parties shall complete and agree to the following schedule:* Description of the property being insured.* Location of the property.* Risks covered by the insurance.* Total value of the property.* Premium amount and payment schedule.* Duration of the Contract.* Any special terms and conditions.Insurer's Obligations:The Insurer agrees to pay, in accordance with the terms of this Contract, any valid claim made by the Insured for losses incurred due to the risks specified in the Contract Schedule.Insured's Obligations:The Insured shall:* Pay the agreed premium on time.* Maintain accurate records of the property being insured.* Notify the Insurer immediately of any changes in the property or circumstances that may affect the insurance coverage.* Make a claim promptly after a loss occurs and provide necessary documents to support the claim.Exclusions:This Contract does not cover losses caused by wars, nuclear risks, or any other risks not specifically mentioned in the Contract Schedule. The Insurer shall not be liable for any consequential losses or indirect losses unless otherwise agreed in writing.Settlement of Claims:In case of a claim, the Insured shall submit necessary documents to prove the loss. The Insurer shall evaluate the claim and make payment promptly upon confirmation of the loss and validity of the claim.Termination:This Contract may be terminated by either party giving a written notice to the other party. The termination shall takeeffect from a date specified in the notice. Any premium for unused period shall be adjusted accordingly.Miscellaneous:篇2Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company and the Insured, who agree to the terms and conditions set out below:Parties:Insurance Company: ________________Insured: ________________Contract Title: Property Insurance ContractArticle 1: Contract PurposeThe purpose of this Contract is to cover risks associated with property insurance of the Insured’s assets.Article 2: Contract TermThis Contract shall be effective from the date of issuance and shall continue for the agreed term unless terminated in accordance with the terms of this Contract.Article 3: Insured PropertyThe property covered by this Contract includes, but is not limited to, the following: ____________________. The specific details of the insured property shall be listed in the Schedule of Insurance.Article 4: CoverageThe Insurance Company shall cover losses or damages to the Insured Property caused by specified events, such as fire, explosion, lightning, windstorm, hail, earthquake, etc. The specific coverage shall be stated in the Schedule of Insurance.Article 5: ExclusionsThe following losses or damages shall not be covered by this Contract: ________________. (Insert specific exclusions relevant to the policy)Article 6: Premium PaymentThe Insured shall pay the premium specified in this Contract to the Insurance Company in a timely manner.Article 7: Claims SettlementIn case of any loss or damage to the Insured Property, the Insured shall promptly notify the Insurance Company and submit a claim in accordance with the procedures specified in this Contract. The Insurance Company shall investigate and settle the claim in a reasonable manner.Article 8: Settlement of DisputesAny dispute arising from or in connection with this Contract shall be settled through friendly negotiation. If no settlement can be reached, either Party may submit the dispute to a court of law with jurisdiction over the matter.Article 9: Misrepresentation and FraudAny misrepresentation or fraud by the Insured shall cause the nullity of this Contract from the beginning. Any claims arising from such misrepresentation or fraud shall not be paid by the Insurance Company.Article 10: Contract TerminationThis Contract may be terminated by either Party giving written notice to the other before the expiration date. Upon termination, all rights and obligations of both Parties shall be extinguished except for any claims arising prior to termination.Termination shall not affect any existing rights or obligations under this Contract.(Add any additional terms and conditions if necessary.)Signature:The Insurance Company: ________________ (Signature)Date: ________________The Insured: ________________ (Signature)Date: ________________Witness: ________________ (Signature)Date: ________________(Note: This contract must be signed by both parties and witnessed.)篇3Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company and the Insured, who agree to the terms and conditions stated below:I. PartiesInsurance Company: _________________ (Name of the insurance company)Insured: _________________ (Name of the party seeking insurance)II. Insurance CoverageThe Insurance Company agrees to cover the property listed in the schedule attached hereto against risks specified in this Contract. The property insured includes, but may not be limited to, buildings, machinery, equipment, inventory, and other assets.III. Period of InsuranceThe Period of Insurance shall begin on ________________ (start date) and end on ________________ (end date).IV. Insurance Amount and PremiumThe total amount insured for the property is ________________ (amount) with a premium of ________________ (amount) payable by the Insured to the Insurance Company.V. Risks CoveredRisks covered under this Contract include, but are not limited to, fire, theft, natural disasters (e.g., earthquake, flood), and malicious damage.VI. ExclusionsThe following are excluded from this insurance coverage: wear and tear, deliberate damage by the Insured, nuclear risks, war risks, and any other risks not specifically mentioned in this Contract.VII. Claims SettlementIn case of any loss or damage to the insured property, the Insured shall promptly notify the Insurance Company in writing or by email with all necessary details and evidence of loss. The claim shall be settled in accordance with the terms and conditions of this Contract and the applicable laws.VIII. IndemnificationThe Insurance Company shall indemnify the Insured for any loss or damage to the insured property, provided that such loss or damage is due to a risk covered by this Contract and is supported by adequate evidence.IX. Default and TerminationIf the Insured fails to pay the premium on time or breaches any term of this Contract, the Insurance Company may terminate this Contract immediately and cancel the insurance coverage.X. Applicable Law and JurisdictionThis Contract shall be governed by the laws of________________ (country) and any dispute arising out of or in connection with this Contract shall be subject to the jurisdiction of ________________ (court/tribunal).XI. Miscellaneous1. Both parties shall maintain confidentiality regarding any information related to this Contract.2. This Contract may not be modified or amended except in writing signed by both parties.3. Failure by either party to exercise any right or remedy under this Contract shall not be a waiver of such right or remedy.4. If any provision of this Contract is invalid or unenforceable, it shall be deemed modified to the extent necessary to render it valid and enforceable, or if such modification is not possible, it shall be severed from this Contract without affecting the validity or enforceability of the remaining provisions.5. This Contract shall be binding on both parties and their respective successors and assigns.In conclusion, the parties hereby affirm their understanding of all terms and conditions stated in this Property Insurance Contract and agree to abide by them fully.Insurance Company: ________________ (Signature)Date: ________________ (Date)Insured: ________________ (Signature)Date: ________________ (Date)____________________________ (Place)篇4Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company (hereinafter referred to as "the Company") and the Insured (hereinafter referred to as "the Client"), with respect to the insurance of property located at the specified address.I. Contracting PartiesThe Company: ________________ (Insurance Company Name)The Client: ________________ (Insured's Full Name)II. Insurance PropertyThe subject matter of this insurance is located at________________ (Address) and includes, but may not be limited to, the following property: ________________ (Description of property being insured, including buildings, machinery, equipment, inventory, etc.).III. Coverage PeriodThe insurance coverage shall be effective from________________ (Start Date) until ________________ (End Date).IV. Insurance CoverageThis contract covers risks including, but not limited to: fire, theft, natural disasters (e.g., earthquake, flood), and accidents involving property damage. Additional coverages may be included upon mutual agreement between the parties. Exclusions to the coverage shall be clearly stated in this contract.V. Premium and PaymentThe total insurance premium for the coverage specified in this contract is ________________ (Amount). The Client shall pay thepremium in full prior to the commencement of the coverage period. The Company shall issue a receipt for the premium paid.VI. Claims SettlementIn case of any damage to the insured property, the Client shall immediately notify the Company. The Company shall investigate and process the claim according to its procedures. The Client shall provide all necessary documents and information to facilitate the claims process. The Company shall make payment of the claim in accordance with the terms of this contract and its policies.VII. TerminationThis contract may be terminated by either party giving a written notice to the other party prior to the end of the coverage period. In case of termination, the Company shall refund the unearned premium based on the remaining period of coverage.VIII. MiscellaneousBoth parties shall perform their duties stipulated in this contract in good faith and in accordance with laws and regulations of both parties' jurisdictions. Any disputes arising from or in connection with this contract shall be resolved through friendly negotiation. If no settlement can be reached,such disputes shall be finally settled by ________________ (Method of dispute resolution, e.g., arbitration or litigation) in accordance with ________________ (Applicable laws or arbitration rules).This contract is made in duplicate, with each party holding one copy. This contract shall be valid from the date of signing by both parties and shall be binding on both parties. Any amendments or modifications to this contract must be made in writing and signed by both parties.Insurance Company:(Company Name)(Company Address)Date: ________________ (Date)Signed by: ____________________ (Authorized Representative)Title: ____________________ (Position)Insured:(Full Name)(Address)Date: ________________ (Date)Signed by: ____________________ (Insured)Title or Witness: ____________________ (If applicable)____________________________________________________________________ 注：该合同以中英文双语呈现，双方在签订合同时应确保对合同内容有充分理解。
财产保险合同格式(涉外英文)3篇
财产保险合同格式(涉外英文)3篇篇1Property Insurance Contract Format1. Parties to the Contract:This Property Insurance Contract (hereinafter referred to as "the Contract") is made and entered into between the Insured and the Insurer, whose details are as follows:Insured:Name: [Name of the Insured]Address: [Address of the Insured]Contact Information: [Phone Number/Email of the Insured]Insurer:Name: [Name of the Insurer]Address: [Address of the Insurer]Contact Information: [Phone Number/Email of the Insurer]2. Insured Property:The Insured property covered under this Contract includes but is not limited to [Describe the insured property in detail, including its location, type, value, and any special features].3. Insurance Coverage:The Insurer agrees to provide coverage for the Insured Property against the risks specified in this Contract, including but not limited to fire, theft, vandalism, and natural disasters. The coverage limit is specified in the Insurance Schedule attached to this Contract.4. Premium Payment:The Insured agrees to pay the Premium in the amount of [Premium Amount] to the Insurer in consideration for the coverage provided under this Contract. The Premium payment schedule and method of payment are specified in the Insurance Schedule.5. Claims Procedure:In the event of a claim, the Insured must notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer will investigate the claim and make a decision on the payout within a reasonable timeframe.6. Termination of Contract:This Contract may be terminated by either party with written notice to the other party. The Insurer may terminate the Contract in case of non-payment of Premium or if the Insured has made a false statement in the application for insurance.7. Governing Law:This Contract shall be governed by the laws of [Jurisdiction] and any disputes arising from this Contract shall be resolved through arbitration in accordance with the rules of [Arbitration Institution].8. Entire Agreement:This Contract represents the entire agreement between the Parties with respect to the subject matter hereof and supersedes all prior agreements and understandings, whether written or oral.In witness whereof, the Parties hereto have executed this Contract on the date first above written.[Signature of Insured] [Signature of Insurer][Printed Name of Insured] [Printed Name of Insurer]Date: [Date of Contract]This Contract is made in duplicate, each party retaining one original copy.Insurance Schedule:Insured Property:[Description of Insured Property]Insurance Coverage:[Coverage Details]Premium Amount:[Amount]Premium Payment Schedule:[Payment Schedule]Governing Law:[Law of Jurisdiction]篇2Property Insurance Contract FormatArticle 1 DefinitionsFor the purpose of this Contract, the following terms shall have meanings as indicated:1.1 Insurer refers to [Name of Insurance Company], with its principal place of business at [Address].1.2 Insured refers to [Name of Insured], located at [Address], who is the beneficiary of this Contract.1.3 Policy refers to the official document issued by the Insurer that outlines the terms and conditions of this Contract.Article 2 Insured Property2.1 The Insured Property includes but is not limited to the following assets: [List of assets covered by the insurance].2.2 The Insured Property is covered against risks including fire, theft, natural disasters, and other perils as outlined in the Policy.Article 3 Coverage3.1 The Insurer agrees to provide coverage for the Insured Property in accordance with the terms and conditions outlined in the Policy.3.2 The Insured Property shall be covered for the amount stated in the Policy, subject to any deductible specified.Article 4 Premium4.1 The premium for this insurance Contract shall be paid by the Insured in accordance with the payment schedule outlined in the Policy.4.2 Failure to pay the premium as scheduled may result in the termination of coverage under this Contract.Article 5 Term of Contract5.1 This Contract shall be effective as of the date of signing and shall remain in force for a period of [Term of Contract] years.5.2 Either party may terminate this Contract by providing written notice to the other party at least [Notice Period] days prior to the intended termination date.Article 6 Claims6.1 In the event of a loss covered under this Contract, the Insured shall promptly notify the Insurer and file a claim in accordance with the procedures outlined in the Policy.6.2 The Insurer shall investigate the claim and make a determination regarding coverage and payment in accordance with the terms of the Policy.Article 7 Dispute Resolution7.1 Any disputes arising under this Contract shall be resolved through negotiation between the parties.7.2 If the parties are unable to reach a resolution through negotiation, the dispute shall be subject to arbitration in accordance with the laws of [Jurisdiction].Article 8 Governing Law8.1 This Contract shall be governed by and construed in accordance with the laws of [Jurisdiction].IN WITNESS WHEREOF, the parties hereto have executed this Contract on the date first above written.Insurer: [Signature] [Name] [Title]Insured: [Signature] [Name] [Title]篇3Property Insurance Contract Format (Foreign-related English Version)Article 1. Insurer, Insured and Beneficiary1.1 Insurer: [Name of the Insurance Company]1.2 Insured: [Name of the Insured]1.3 Beneficiary: [Name of the Beneficiary]Article 2. Subject Matter of Insurance2.1 The subject matter of insurance shall refer to the property specified in the insurance policy, including but not limited to buildings, machinery, equipment, stock, and other tangible assets.2.2 The insured property must be located at the insured location at the time of the occurrence of the insured risk, unless otherwise agreed upon in writing between the insurer and the insured.Article 3. Insured Risks3.1 The risks covered by this insurance contract shall include but not be limited to fire, explosion, lightning, theft, vandalism, water damage, and other risks specified in the insurance policy.3.2 Any exclusions to the insured risks shall be clearly stated in the insurance policy, and the insurer shall not be liable for any claims arising from excluded risks.Article 4. Insured Amount and Insurance Premium4.1 The insured amount shall be agreed upon between the insurer and the insured at the time of the insurance contract, and the insurance premium shall be determined based on the insured amount and the insured risks.4.2 The insurance premium shall be paid by the insured in accordance with the payment terms specified in the insurance policy. Failure to pay the insurance premium may result in the termination of the insurance contract.Article 5. Obligations of the Insurer5.1 The insurer shall indemnify the insured for any loss or damage to the insured property caused by the insured risks, up to the insured amount specified in the insurance policy.5.2 The insurer shall process any claims made by the insured in a timely manner and in accordance with the terms and conditions of the insurance policy.Article 6. Obligations of the Insured6.1 The insured shall take all necessary measures to prevent or minimize the occurrence of insured risks, including but not limited to installing fire alarms, security systems, and other safety measures.6.2 The insured shall notify the insurer of any changes to the insured property or the insured risks in a timely manner, and failure to do so may result in the rejection of any claims made by the insured.Article 7. Settlement of Disputes7.1 Any disputes arising from this insurance contract shall be resolved through negotiation between the insurer and the insured. In the event that a settlement cannot be reached, either party may refer the matter to arbitration or litigation in accordance with the laws of the jurisdiction where the insured property is located.Article 8. Governing Law8.1 This insurance contract shall be governed by and construed in accordance with the laws of [Jurisdiction] without regard to its conflict of laws provisions.In Witness Whereof, the Parties hereto have caused this Contract to be executed by their duly authorized representatives as of the Effective Date.。
财产保险合同格式(涉外英文)8篇
财产保险合同格式(涉外英文)8篇篇1Property Insurance Contract (International)本合同由以下双方签订：Contract made by and between:甲方（投保人）：___________________乙方（保险公司）：___________________Party A (Insurer): ________________Party B (Insurance Company): ________________鉴于甲方就特定的财产向乙方申请财产保险，乙方同意承保，双方根据平等自愿的原则，经充分协商，特订立本合同如下条款：WHEREAS: Party A applied to Party B for property insurance of its specific property and Party B agreed to cover the insurance; NOW THEREFORE, in order to conclude the insurance contract on the terms and conditions stated below, the parties hereby agree as follows:第一条保险财产范围及项目（Property Scope and Items）甲方就其位于____________（地址）的财产向乙方申请保险，具体保险财产范围及项目详见附件《保险财产清单》。
甲方应对保险财产的真实性和合法性负责。
Party A applies for insurance to Party B for its property located at __________ (address). The specific scope and items of the insured property are detailed in the attached "List of Insured Property". Party A shall be responsible for the authenticity and legality of the insured property.第二条保险金额（Sum Insured）及保险价值（Value）根据甲方的申请，乙方同意按照《保险财产清单》列明的项目及保险金额承保。
财产保险合同格式(涉外)(附英文)
财产保险合同格式（涉外）(附英文)【涉外财产保险合同格式（中英对照）】保险合同编号：_________________________甲方（被保险人）：____________________ 地址：_________________________乙方（保险人）：____________________ 地址：_________________________鉴于甲方作为被保险人拟保险的财产属于涉外财产，乙方同意向甲方提供涉外财产保险服务，根据以下条款，甲乙双方达成如下协议：一、保险标的：1. 甲方拥有的位于____________________（地址）的财产，包括但不限于：- 房屋及建筑物- 家具、家电及设备- 可财产化的物品，如珠宝、艺术品等- 货物- 其他与甲方经营活动相关的财产二、保险责任：1. 乙方将按照以下风险保障责任承担涉外财产保险责任：- 火灾、爆炸、自然灾害等意外损失- 盗窃、抢劫、劫持- 水、火、电、气等损失- 运输途中的损失三、保险期限：1. 本保险合同的保险期限为____________________（日期）至____________________（日期）。
四、保险费用：1. 甲方应根据合同约定支付给乙方的保险费用为____________________（金额），乙方同意接受甲方的支付方式为____________________（支付方式）。
五、索赔程序：1. 在发生保险事故后，甲方应立即通知乙方并提供相关证明材料。
2. 乙方将于收到索赔通知后的____________________（日期）内对索赔进行审核，并在____________________（日期）内支付赔款。
六、违约责任：1. 若甲方提供的财产信息不真实或未履行合同约定的义务，乙方有权拒绝支付索赔款项。
2. 若乙方未能按照合同约定支付赔款，则应支付违约金，违约金金额为索赔款项的_____________%。
财产保险合同格式(涉外英文)
财产保险合同格式(涉外英文)甲方（投保人）：____________ 乙方（保险公司）：_____________Insurance Contract for Property （International English Version）Party A （Insurer）：___________ Party B （Insurance Company）：_____________Article 1: Contract Subject MatterArticle 2: Insurance PeriodThe insurance period shall be specified in the Schedule of Insurance, which shall indicate the start and end dates of the insurance coverage. The Contract shall be valid during this period.Article 3: Premium Payment and Coverage AmountParty A shall pay the premium specified in the Schedule of Insurance on a timely basis. The coverage amount shall be determined based on the value of the insured property and agreed upon by both parties. Any changes to the premium orcoverage amount shall be agreed upon by both parties in writing.Article 4: Risks CoveredThe risks covered by this Contract include, but are not limited to, fire, explosion, lightning, windstorm, hail, earthquake, flood, theft, and malicious damage. The specific risks covered and their corresponding compensation methods shall be specified in the Schedule of Insurance.Article 5: Claims SettlementArticle 6: ConfidentialityBoth parties shall keep confidential all information related to this Contract that is not intended for public disclosure. Neither party shall disclose confidential information to third parties without the prior consent of the other party.Article 7: Termination of ContractArticle 8: Miscellanea1. If any provision of this Contract is invalid due to laws or regulations, such provision shall be deemed void, but other provisions shall still be binding on both parties.2. This Contract is written in English. If there are any discrepancies between the English version and any translated version, the English version shall prevail.3. This Contract shall be governed by and construed in accordance with the laws of __________ （the applicable jurisdiction）.4. Any disputes arising out of or in connection with this Contract shall be resolved through friendly negotiation. If no settlement can be reached, either party may submit the dispute to __________ （the arbitration institution）for arbitration in accordance with its arbitration rules.5. This Contract shall be signed by both parties and counter-signed before it becomes effective. Fax or electronic signature is acceptable for execution of this Contract.6. This Contract is made in duplicate with both parties holding one copy each for reference and record retention purposes.Schedule of Insurance （to be completed by both parties）…（保险细则表，双方填写细节，包括但不限于保险财产地址、保险种类、保险金额、保险期限、保费等。
财产保险合同格式(涉外)(附英文) (2)
财产保险合同格式（涉外）(附英文)财产保险合同格式（涉外）Property Insurance Contract (Foreign-related)合同编号：____________________Contract No: ____________________甲方（保险人）：__________________Party A (Insurer): __________________乙方（被保险人）：__________________Party B (Insured): __________________鉴于乙方为甲方提供了详尽准确的被保险财产情况，双方经协商一致，达成以下条款：鉴于乙方为第一大继承人（Beneficiary）。
一、被保险财产1.1 被保险财产：乙方在合同签订日前买入或按照合同另行约定取得的新财产。
1.2 财产价值：被保险财产的实际价值或合同约定价值。
1.3 财产保险金额：乙方在保险期限内通过甲方购买的财产保险金额。
二、保险责任2.1 甲方将按照保险金额承担被保险财产因以下原因而遭受的直接损失或损坏：a) 火灾、爆炸、闪电；b) 盗窃、抢劫；c) 暴风、冰雹、水或其他自然灾害；d) 水渍、霉菌、损坏、装卸过程中的损失；e) 交通事故造成的损失；f) 意外碰撞、倒塌、塌方；g) 其他合同约定的保险责任。
2.2 甲方对于以下情况不承担赔偿责任：a) 乙方故意或重大过失造成的损失；b) 战争、恐怖活动、核爆炸、地震等不可抗力因素造成的损失；c) 损失的原因与保险合同约定的保险责任不符。
三、保险费和支付3.1 乙方应按合同约定的财产保险金额支付保险费。
3.2 保费支付方式：一次性付清。
四、保险期限4.1 保险期限为合同生效之日起至合同终止之日。
五、索赔程序和时间限制5.1 乙方在遭受损失或损害后的三个工作日内，应书面通知甲方索赔。
5.2 乙方应提供索赔所需的一切相关文件和证明，包括损失清单和评估报告。
财产保险合同格式(涉外英文)
（2014年）财产保险合同格式(涉外英文)propertyinsurancecabhefoonesandjades; 2.antiques,articue, ancient coins, ancient books andancientpaintings; 3.ps;4.advertisements,aeriausetc.onbuiersystemrecordsoritsmakingandcopying costs. undernocirc umstancesshahefoionorexpes,securities,bis,fi books ordraasandagricuuraabers,removabograph apparatusorotherpreciousarticransportuse. ii.scopeofcover thecompanyshaheinsuredin respect of the physicaotheinsuredpropertystatedin the scheduheperiodofinsurancedirecthefoempestandfnotinchenormauraotheinsu redpropertycausedby storm,tempestorf not incing from pi andotherfs;11.burstingofpanyshabeotheinsuredproperty or expenses caused byintentionaorgrossnegheinsuredorhisrepresentative; 2.o the insured property caused and expensesincurredbyearthquakeortsunami;3.depreciation,,her consequentiaion; 4.othe insured property or expenses incurredarising fromed confs,terrorism,conspiracyinsurrection,coupd’etat,strike,riot, and civiion; 5.confiscation,requisition,destructionordamagebyany action or orderofanygovernmentdejureordefactoorbyanypubhorities;6.oinsuredpropertydirecteriaionandradioactivecontamination;7.ionof anykind or description osphere, ionarisingfromperiichepohedeductibatedinthescheduobebornebytheinsured;9.herperiedinartichisporeatmentofchecompanyshaitsoption,indemnifytheinsured in respectofoftheactuahe property ordamagedor;1.2payingthenecessarycostofrepairingor restoring the damagedpropertytoitsnearestconditionimmediatehedamageor;1.3repairingorrestoringthedamagedpropertytoaconditionneartootherprope rtyofy.2.indemnityunderthispohe sound marketvahepropertyprevaithetimeofhesound marketvahedamagedpropertyis y,thectsmarket vahesoundmarketvahepropertyisinexcessofthesuminsured,the companyshaionoftheche sum insuredofthedamagedpropertybearstoitssoundmarketvahe insuredpropertyenumeratedinthesched uhanoneitem, the provisionofthiscoeachthereof.3.ifacotheinsureditemissettotahesaemshaed fromtheindemnitypayabhecompany.the company may, at its option,decheabandonmentofanydamagedpropertybytheinsured.4.intheeventofo any equipment item insuredformingpartofapairorset,thecompanyshabeofeachofsuchitemordamag edformorethanitsproportionate partofthesuminsuredonthecompepairorset.5.intheeventofanyhecompanyshaheinsuredfortheexpensesreasonabakingnece ssarymeasurestominimizelossordamagetotheextent,butinnocaseshaoexceedthesuminsuredoftheinsuredprope rty. 6.uponsettofacshahecompanytoreducet hesuminsuredcorrespondingtothe property ordamagedbytheamountsosetthedateofheamountsoreduced.ifreinstatementof the suminsuredisrequiredbythe insured upon sett of the cionahereinstatedamountshaanagreedrate,andbecaedonproratadaihedateof otheexpiryoftheinsurance. 7.thetimeofvayofachis insurance shaexceedaperiodoftthedateofions theforueanspany.2.theinsuredandhisrepresentativeshaothecompanyin duecoursetheagreedpremiuminthemannerasprovidedin the schedus.3.duringtheperiodofthisinsurance,theinsuredsha his omendations ofthecompany,prudentingtheenandempgiveriseto achispoheinsuredorhisrepresentativeshaifythecompanyimmediatehecompany in age 4.2takeaoavoidaggravationof the totheextent; 4.3 preserve the spot affected and defective parts before aninspectioniscarried out by a representative or surveyor from thecompany;4.4furnishaion and documentary evidence as thecompanymayrequireforsupportingthecions 1.po thedueobservanceandfuofthetermsandconditionsof thispoheyreetoanythingtobedoneorcomphispohispohe event of misrepresentation,msdescriptionornon-discheinsuredorhisrepresentativeinanymateriaicuofthisinsurance. 3.poermination unscontinuancebeadmittedbythe company in aticaerminatedif: 3.1theinsuraberestoftheinsuredis;3.2theriskoferterminationofthepohepremiumshao theinsuredcaedonproratadaiheperiodfromthedateofterminationtothedateofexpiry. 4.poion thispoanytimeattherequestofthe insuredinpanybygivingafifteen (15) dayspriornoticetotheinsured.intheformercasethecompanyshaainapremiumca edonshorttermratebasisforthetime the poedonproratadaiofbenefit ifthecfraudu,orifanyfraudu meansordevicesareusedbytheinsuredorhis representative to obtain anybenefitunderthispoheintentionaorintheconnivanceoftheinsuredorhisre presentative,theninanyofthesecases,aherightsand benefits of the insuredunderthispoed,anda herefromincheamountofche company shaheinsured. 6.reasonabion therepresentativeofthe company sha any suitabime beentitoattendthesiteandinspectorexaminetherisk exphepropertyinsured.forthispurpose,the insured shaanceandaaiionrequiredbythecompanyas maybe necessary for the assessment of the risk. the above mentionedinspectionorexamination shaances be heotheinsuredbythecompany.7.doubyrecoverabhepoherinsurance,thecompanyshaopayorcontributehisprop ortionoftheciveastonification is obtainabherinsurance.8.subrogationagecoveredunderthispoheinsuredshahecompanyornot,takeaoenforceorreserve therightofrecoveryagainstsuchthirdparty,anduponbeingindemnified bythecompany,subrogatetot hecompanyaherightofrecovery, transferastoandassistthe company in pursuing recoveryfromtheresponsiby.9.dispute aesunderthisinsurancearisingbetpanyshatledthrough friendiations. entafternegotiations,suchdispute shated to arbitration or to court for ions. unhericihefoionsofthis poarises. propertyinsurancepohe scheduo has made tothe______insurancecompany(hereinafter cahe company”“) a entsmadebytheinsured forthepurposeofthispoobe incorporated herein and haspaidtothecompanythepremiumstatedinthescheduionscontainedhereinoren dorsedhereonthecompanyshaheinsuredfor the ained during the period ofinsurancestated in the scheduhe manner and to the extenthereinafterprovided. by the ________ insurancecompany_________________________authorisedsignaturedateofissue:pheinsured 1.1theinsured:1.2address:2.ionofthepropertyinsured:3.natureoftrade:4.insureditemsandsumsinsured: insureditems sumsinsured 4.1propertyinsured 4.1.1buiion): 4.1.2machineryandequipment: 4.1.3furnitureandfixture: (incandsuppock: 4.1.5others: 4.2additionainguishingexpenses: 4.2.3professionaherexpenses: totaib):6.periodofinsurance:___months.from00:00of_________to24:00hoursof______7.premiumrate: totaeofpayment:9.jurisdiction: thispolicyisgovernedbylapany。
财产保险合同格式(涉外英文)4篇
财产保险合同格式(涉外英文)4篇篇1Property Insurance Contract FormatThis Property Insurance Contract is entered into between the Insurer and the Insured on the date of [date].1. Parties InvolvedInsurer: [Insurance Company Name]Address: [Insurance Company Address]Contact Information: [Insurance Company Contact Number]Insured: [Name of Insured]Address: [Insured's Address]Contact Information: [Insured's Contact Number]2. Scope of CoverageThis Property Insurance Contract covers the following properties:- [Description of Property 1]- [Description of Property 2]- [Description of Property 3]- [Description of Property 4]3. Risks CoveredThe following risks are covered under this Property Insurance Contract:- Fire damage- Theft- Vandalism- Natural disasters (flood, earthquake, etc.)- Other risks as specified in the policy document4. Coverage LimitsThe coverage limits for each property are as follows:- Property 1: [Coverage Limit]- Property 2: [Coverage Limit]- Property 3: [Coverage Limit]- Property 4: [Coverage Limit]5. Premium PaymentThe Insured agrees to pay the premium for this Property Insurance Contract in the amount of [Premium Amount] on an annual basis. The payment is due on [Due Date] each year.6. Claims ProcessIn the event of a covered loss, the Insured must notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer will assess the claim and provide compensation according to the terms of this Property Insurance Contract.7. TerminationThis Property Insurance Contract may be terminated by either party with 30 days' written notice to the other party. In the event of termination, the Insurer will refund any unused premium to the Insured.8. Governing LawThis Property Insurance Contract is governed by the laws of [Country] and any disputes arising from this contract shall be resolved through arbitration in [City], [Country].In witness whereof, the parties have executed this Property Insurance Contract on the date first above written.Insurer: [Signature]Insured: [Signature]篇2Property Insurance Contract Template (Foreign-Related)This Property Insurance Contract (the "Contract") is made and entered into on [Date] by and between [Name of Insurer], a company duly organized and existing under the laws of [Country], with its principal office located at [Address of Insurer], and [Name of Insured], a company duly organized and existing under the laws of [Country], with its principal office located at [Address of Insured].Whereas, the Insurer agrees to cover the Insured's property against specified risks and perils, as set forth in this Contract; andWhereas, the Insured agrees to pay the premium amount in consideration for the coverage provided by the Insurer;Now, therefore, in consideration of the mutual covenants and promises contained herein and for other good and valuable consideration, the sufficiency of which is hereby acknowledged, the parties hereto agree as follows:1. Coverage: The Insurer agrees to provide coverage for the Insured's property, described in Exhibit A attached hereto and incorporated herein by reference, against risks and perils including but not limited to fire, theft, vandalism, and natural disasters.2. Premium: The Insured agrees to pay the premium amount of [Amount] to the Insurer on an annual basis, in consideration for the coverage provided under this Contract. The premium shall be paid in [Currency] using the payment method specified by the Insurer.3. Term: This Contract shall be effective as of [Date] and shall remain in full force and effect for a period of one year. The Contract may be renewed by mutual agreement of the parties, provided that the premium is paid in full.4. Claims: In the event of a loss covered under this Contract, the Insured shall notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer shall investigate the claim and make payment to the Insured within [Number] days of receiving all required documentation.5. Termination: This Contract may be terminated by either party upon [Number] days' written notice to the other party. Inthe event of termination, the Insurer shall reimburse the Insured for any unearned premium.6. Governing Law: This Contract shall be governed by and construed in accordance with the laws of [Country], without regard to its conflict of law principles.IN WITNESS WHEREOF, the parties hereto have executed this Contract as of the date first above written.[Name of Insured]By: ________________________________Title: _______________________________[Name of Insurer]By: ________________________________Title: _______________________________Exhibit ADescription of Insured Property:[Description of Property]This is just a template. Specific details such as the premium amount, coverage terms, and descriptions of the insured property will vary based on the individual circumstances of thecontract. It is recommended to consult with legal and insurance professionals when drafting a property insurance contract.篇3Property Insurance Contract FormatTitle: Property Insurance ContractThis Property Insurance Contract is made and entered into on [Date], by and between [Name of Insured], hereinafter referred to as the "Insured," and [Name of Insurance Company], hereinafter referred to as the "Insurer."1. Description of Insured Property: The Insured property covered under this Contract includes [List of Properties Covered]. The Insurer agrees to provide coverage for the Insured property against risks such as fire, theft, natural disasters, etc.2. Coverage Period: The coverage period for this Contract is from [Start Date] to [End Date]. The Insurer shall provide coverage during this period subject to the terms and conditions outlined in this Contract.3. Premium Payment: The Insured agrees to pay the premium amount of [Amount] within [Number of Days] days of the effective date of this Contract. Failure to pay the premiumwithin the specified timeframe may result in the termination of coverage.4. Coverage Limits: The coverage limits for each type of risk covered under this Contract are outlined in the Insurance Policy. The Insurer shall indemnify the Insured up to the specified limits in the event of a covered loss.5. Exclusions: This Contract does not cover losses resulting from acts of war, nuclear hazards, intentional acts of the Insured, and other exclusions as specified in the Insurance Policy. The Insurer shall not be liable for any claims arising from these excluded risks.6. Claims Process: In the event of a covered loss, the Insured shall notify the Insurer within [Number of Days] days and provide all necessary documentation to support the claim. The Insurer shall evaluate the claim and provide compensation within a reasonable timeframe.7. Termination: This Contract may be terminated by either party with [Number of Days] days written notice. In the event of termination, the Insurer shall refund any unused portion of the premium to the Insured.8. Jurisdiction: This Contract is governed by the laws of [Jurisdiction]. Any disputes arising from this Contract shall be settled through arbitration in [City], [Jurisdiction].9. Entire Agreement: This Property Insurance Contract constitutes the entire agreement between the Insured and the Insurer regarding the coverage of the Insured property. Any modifications to this Contract must be made in writing and signed by both parties.In Witness Whereof, the parties have executed this Property Insurance Contract as of the date first above written.[Signature of Insured][Signature of Insurer][Name of Insured][Name of Insurance Company]Date: _________Date: _________篇4Property Insurance Contract Format (Foreign-related English)Article 1 Insured and Insurer1.1 Insured: The insured refers to the party or parties specified in the contract who request the insurer to provide insurance coverage for the property stated in the contract.1.2 Insurer: The insurer refers to the insurance company providing property insurance coverage to the insured.Article 2 Insurable Property2.1 Insured Property: This contract covers the property specified in the contract, including but not limited to buildings, machinery, equipment, furniture, and inventory.2.2 Excluded Property: The following property is excluded from coverage under this contract: cash, valuable papers, jewelry, precious metals, and other specific items deemed uninsurable by the insurer.Article 3 Insurance Coverage3.1 Scope of Coverage: The insurer shall provide coverage against perils such as fire, theft, explosion, vandalism, and natural disasters as specified in the contract.3.2 Coverage Limit: The maximum amount the insurer will pay in the event of a covered loss is as stated in the contract.3.3 Deductible: The insured shall bear a portion of the loss, known as the deductible, as stated in the contract before the insurer is obligated to pay.Article 4 Premium Payment4.1 Premium Amount: The insured shall pay the premium amount as specified in the contract to the insurer according to the payment schedule outlined in the contract.4.2 Grace Period: The insured shall have a grace period of 30 days from the due date to pay the premium before the contract is considered void.Article 5 Claim Settlement5.1 Notification: In the event of a covered loss, the insured shall notify the insurer immediately and provide all necessary documentation to support the claim.5.2 Investigation: The insurer shall conduct an investigation to verify the claim before approving the settlement amount.5.3 Settlement: Upon approval of the claim, the insurer shall settle the claim by either repairing or replacing the property or providing a cash settlement as specified in the contract.Article 6 Termination of Contract6.1 Termination by Insured: The insured may terminate the contract at any time by providing written notice to the insurer.6.2 Termination by Insurer: The insurer may terminate the contract for reasons such as non-payment of premiums or misrepresentation of information by the insured.6.3 Refund of Premium: In the event of contract termination, any unused premium shall be refunded to the insured by the insurer.Article 7 Governing Law7.1 Applicable Law: This contract shall be governed by the laws of the jurisdiction in which the insured property is located.Article 8 Dispute Resolution8.1 Arbitration: Any disputes arising from this contract shall be resolved through arbitration in accordance with the rules and procedures of the jurisdiction in which the insured property is located.Article 9 Amendments and Modifications9.1 Amendment: Any amendments or modifications to this contract shall be made in writing and agreed upon by both parties.9.2 Entire Agreement: This contract constitutes the entire agreement between the insured and insurer regarding the property insurance coverage.In Witness Whereof, the parties hereto have executed this property insurance contract as of the Effective Date.(Signatures of Insured and Insurer)This format of a property insurance contract in English is designed to provide clarity and protection for both parties involved in the insurance agreement. It outlines the rights and obligations of the insured and insurer and sets forth the terms and conditions of coverage, premium payment, claim settlement, contract termination, and dispute resolution. The contract format ensures that both parties understand their responsibilities and rights, thereby fostering a transparent and mutually beneficial insurance relationship.。
财产保险合同范本格式(涉外)(附英文)6篇
财产保险合同范本格式(涉外)(附英文)6篇篇1甲方（投保人）：___________________地址：___________________联系方式：___________________乙方（保险公司）：___________________地址：___________________联系方式：___________________鉴于甲方同意按照本合同的条款和条件向乙方投保财产保险，乙方同意接受甲方的投保，现双方本着平等、自愿、公平的原则，达成如下协议：一、保险标的甲方在本合同项下投保的财产为位于___________________（地址）的固定资产和流动资产，包括但不限于机械设备、电子设备、存货、办公用品等。
具体保险金额、保险价值及保险期限按照本合同相关条款确定。
二、保险金额及保险费1. 保险金额：甲方向乙方投保的保险金额为人民币____________元（或其他货币），具体以甲方在投保时填写的财产清单为准。
2. 保险费：甲方应按照本合同约定的费率及计算方式支付保险费，保险费的支付方式和时间按照本合同约定执行。
三、保险期限本合同的保险期限为______年/月/日，自______年______月______日起至______年______月______日止。
保险期限的延长或终止应当按照本合同的约定执行。
四、保险责任乙方在保险期限内对甲方投保的财产承担以下保险责任：1. 火灾、爆炸；2. 雷电、暴雨、洪水等自然灾害；3. 运输途中的意外事故；4. 盗窃、抢劫等犯罪行为；5. 其他本合同约定的保险事故。
具体保险责任范围及赔偿限额按照本合同相关条款确定。
五、除外责任因下列原因造成的损失，乙方不承担保险责任：1. 战争、敌对行为、军事行动等；2. 核反应、核爆炸、核污染等核风险；3. 投保人的故意行为或重大过失；4. 其他本合同约定的除外责任。
具体除外责任范围按照本合同相关条款确定。
Insurance Contract Template (International) with Property Insurance Contract Attached in English篇2甲方（投保人）：___________________地址：___________________联系方式：___________________乙方（保险公司）：___________________地址：___________________联系方式：___________________鉴于甲方同意按照本合同的条款和条件向乙方投保财产保险，乙方同意接受甲方的投保，双方根据平等、自愿、公平的原则，经友好协商，达成如下协议：一、保险标的本合同所指的保险标的是甲方所拥有或管理的财产。
财产保险合同格式(涉外英文)5篇
财产保险合同格式(涉外英文)5篇篇1Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company (hereinafter referred to as "the Company") and the Insured (hereinafter referred to as "the Client"), under the conditions set out below.Contract Parties:The Company: [Name of Insurance Company]The Client: [Name of Insured Party]Contract Date: [Date of Contract Signing]Scope of Insurance Coverage:The Company agrees to provide insurance coverage for the property listed in Schedule A, including buildings, machinery, equipment, stock, and other specified assets located at thepremises indicated. The coverage is subject to the terms and conditions of this Contract.Period of Insurance:The insurance coverage shall be effective from [Start Date] to [End Date], unless otherwise terminated in accordance with the provisions of this Contract.Risks Covered:The Company shall cover risks including but not limited to fire, explosion, lightning, earthquake, windstorm, flood, and other natural disasters, as well as theft and malicious damage. The specific risks covered are detailed in Schedule B.Exclusions:The following risks are not covered by this Contract: (i) war risks; (ii) nuclear risks; (iii) intentional damage by the Client or their representatives; and other risks not specifically mentioned in Schedule C.Premium:The Client shall pay the premium stated in Schedule D. The premium is non-refundable unless otherwise agreed in writing by the Company.Settlement of Claims:In case of any damage or loss to the insured property, the Client shall promptly notify the Company and follow the procedures specified in the claim section of this Contract. The Company shall investigate and settle the claim in accordance with the terms and conditions of this Contract.Termination of Contract:This Contract may be terminated by either Party giving written notice to the other. The termination shall be effective upon the expiry of the notice period or as otherwise agreed by both Parties. Any outstanding claims at the time of termination shall be settled in accordance with the terms of this Contract.General Terms and Conditions:Miscellaneous:Schedule E attached to this Contract contains additional terms and conditions which are hereby incorporated into this Contract by reference.In consideration of the above recitals and terms, the Parties have executed this Contract in duplicate, each Party retaining a copy for their records.篇2Property Insurance Contract (International Version)This Property Insurance Contract is entered into by and between the Insurance Company (hereinafter referred to as "the Company") and the Insured (hereinafter referred to as "the Client"), with respect to the property listed below and further detailed on the Schedules. The parties agree as follows:Definitions & Interpretation- Insurance Policy: This document defines the terms and conditions under which the Company agrees to provide insurance coverage for the property specified by the Client.- Property: The property to be insured, including buildings, machinery, equipment, stock, business premises, and other assets specified in the Schedules.- Loss: Any loss or damage to the Property due to specified risks and causes as outlined in this Contract.- Schedules: Additional documents attached to this Contract, specifying details of the property to be insured, terms of coverage, and any special conditions.Scope of CoverageThe Company agrees to cover losses to the Property caused by risks such as fire, explosion, lightning, windstorm, hail, earthquake, flood, malicious damage, and other risks specified in the Schedules. The Company shall not be liable for losses caused by war risks unless specifically agreed in writing.ExclusionsThis insurance does not cover losses resulting from nuclear accidents, nuclear radiation, pollution, rust, deterioration due to wear and tear, etc., unless otherwise stated in the Schedules. Additionally, the Company shall not be liable for any consequential loss or damage arising from any event not listed as a covered risk.Insured's ObligationsThe Client shall:- Provide truthful information regarding the property to be insured.- Comply with all applicable laws and regulations pertaining to the property.- Take reasonable measures to protect the property from risks of loss or damage.- Notify the Company immediately upon any loss or damage to the property.- Pay the premium due on time as stated in the Schedules or as otherwise agreed.Company's ResponsibilitiesThe Company agrees to:- Provide insurance coverage for the property as outlined in this Contract and the Schedules.- Settle claims promptly and fairly in accordance with the terms of this Contract and applicable laws.- Maintain appropriate records of all insured property and claims activity.- Inform the Client of any changes in terms or conditions of this Contract that may affect coverage.Premium & PaymentThe premium for this insurance is specified in the Schedules. The Client shall pay the full premium due at the time of inceptionof this Contract and any subsequent renewals. Failure to pay the premium promptly may result in cancellation of coverage.Claims ProcedureIn case of any loss or damage to the property, the Client shall immediately notify the Company in writing, providing details of the event and its impact on the property. The Company shall then investigate the claim and either accept or reject it within a reasonable timeframe. All claims shall be handled in accordance with the Company's claims procedures and applicable laws.Termination & CancellationEither party may terminate this Contract by giving written notice to the other party. In case of cancellation by the Client, any unused portion of the premium shall be refunded by the Company. If this Contract is cancelled due to the Client's breach of any obligation, the Company may retain any outstanding premium.Miscellaneous- This Contract shall be governed by the laws of the country/region where the insurance is effected.- No modification or amendment to this Contract shall be effective unless agreed in writing by both parties.- Any dispute arising out of or in connection with this Contract shall be settled through friendly negotiations. If no settlement is reached, either party may submit the dispute to an appropriate court for resolution.- In case of any conflict between this Contract and any other agreement between the parties, this Contract shall prevail.Conclusion:This Property Insurance Contract is hereby concluded by and between ______________ (Insurance Company) and ______________ (Insured) on ______________ (Date). The parties affirm that they have read and fully understand the terms and conditions of this Contract and agree to be bound by them.Please note that this contract serves as a template only and may need to be customized for specific needs and circumstances. It is recommended that legal advice be sought before entering into any contract.Insurance Company:(Signature)(Date)Insured:(Signature)篇3Property Insurance Contract (International)本合同由以下双方签订：Contract made by and between:甲方（投保人）：____________________ （以下简称“甲方”）Party A (Insured): ____________________ (hereinafter referred to as "Party A")乙方（保险公司）：____________________ （以下简称“乙方”）Party B (Insurance Company): ____________________ (hereinafter referred to as "Party B")鉴于甲方已向乙方申请财产保险，双方经友好协商，就本财产保险事宜达成如下协议：WHEREAS Party A has applied to Party B for property insurance, both parties, through friendly consultation, have reached the following agreement on property insurance matters:第一条保险标的Article 1: Subject Matter of Insurance甲方将其所有的财产（具体财产清单详见附件）向乙方投保，乙方按照本合同的条款和条件承保。
财产保险合同格式(涉外英文)5篇
财产保险合同格式(涉外英文)5篇全文共5篇示例，供读者参考篇1Property Insurance Contract Format (Foreign-Related)This Property Insurance Contract is made and entered into by and between [Name of Insurer], a company duly registered and operating under the laws of [Country], and [Name of Insured], a company registered and operating under the laws of [Country], hereinafter referred to as the Parties.1. Insured PropertyThe Insured hereby agrees to insure the following property against risks of loss or damage:- Buildings located at [Address]- Equipment and machinery located at [Address]- Inventory and stock located at [Address]- Other property as agreed upon by the Parties2. CoverageThe Insurer undertakes to provide coverage for loss or damage to the Insured property resulting from the following perils:- Fire- Theft- Flood- Explosion- Riot or civil commotion- Earthquake- Breakage of glass- Damage caused by aircraft or vehicles- Damage caused by malicious acts3. Premium and PaymentThe Insured shall pay the premium amount of [Amount] to the Insurer in consideration for the coverage provided under this Contract. The premium shall be paid in [Currency] on a [Monthly/Quarterly/Annual] basis.4. Term of ContractThis Contract shall be in effect for a period of [Number] years, commencing on [Date] and ending on [Date]. The Parties may renew this Contract upon mutual agreement.5. Claims ProcessIn the event of loss or damage to the Insured property, the Insured shall notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer shall assess the claim and provide compensation within [Number] days of receiving all required documentation.6. TerminationEither Party may terminate this Contract by providing [Number] days' written notice to the other Party. Upon termination, the Insurer shall provide a pro-rata refund of the premium to the Insured.7. Jurisdiction and Governing LawThis Contract shall be governed by the laws of [Country]. Any disputes arising out of or in connection with this Contract shall be resolved through arbitration in accordance with the rules of [Arbitration Institution].In witness whereof, the Parties hereto have caused this Contract to be executed on the date first above written.[Signature of Insurer] [Signature of Insured][Name and Title of Signatory] [Name and Title of Signatory][Date] [Date]This Property Insurance Contract is hereby accepted by the Parties and shall be in effect as of the date of execution.篇2Property Insurance Contract FormatThis Property Insurance Contract ("Contract") is entered into on [Date] between [Insurer], a [Country] corporation with its principal place of business at [Address], and [Insured], a [Country] corporation with its principal place of business at [Address].1. Insured PropertyThe Insured property covered under this Contract includes but is not limited to:- [Description of Property]- [Description of Property]- [Description of Property]2. CoverageThe Insurer agrees to provide coverage for the Insured property against risks of loss or damage such as fire, theft, vandalism, natural disasters, and other perils as specified in the Policy.3. Policy PeriodThis Contract is effective from [Start Date] and will remain in force for a period of [Number] years, unless terminated earlier in accordance with the terms of the Contract.4. PremiumThe Insured agrees to pay a premium of [Amount] to the Insurer in consideration for the coverage provided under this Contract. The premium is to be paid annually in advance.5. ClaimsIn the event of a loss or damage to the Insured property, the Insured shall promptly notify the Insurer and provide all necessary documentation to support the claim. The Insurer shall process the claim within a reasonable time frame in accordance with the terms of the Contract.6. TerminationThis Contract may be terminated by either party upon [Number] days' written notice to the other party. In the event of termination, the Insurer shall refund any unearned premium to the Insured.7. Governing LawThis Contract shall be governed by and construed in accordance with the laws of [Country]. Any disputes arising under this Contract shall be resolved through arbitration in [City], [Country].8. Entire AgreementThis Contract constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior agreements, understandings, and representations, whether oral or written.In witness whereof, the parties have executed this Contract as of the date first above written.[Insurer]Name: [Name]Title: [Title][Insured]Name: [Name]Title: [Title]篇3Property Insurance Contract Format (Foreign-Related English)Contract Number: XXXX-XXXX-XXXXThis Property Insurance Contract (hereinafter referred to as the "Contract") is made and entered into by and between the Insured and the Insurer on (date).I. Parties to the Contract1. Insurer: XYZ Insurance Company2. Insured: (Name of the Insured)3. Insurance Agent: (Name of the Insurance Agent)II. Coverage1. This Contract provides coverage for the following types of property:- Residential properties- Commercial properties- Industrial properties2. The coverage includes but is not limited to:- Fire insurance- Theft insurance- Water damage insurance- Natural disaster insuranceIII. Term of Contract1. The term of this Contract shall be from (start date) to (end date).2. The Insured has the right to renew the Contract upon expiration.IV. Premium1. The premium for this Contract shall be paid by the Insured in the amount of (amount) annually.2. The Insurer reserves the right to adjust the premium rates upon renewal of the Contract.V. Coverage Limits1. The coverage limits for this Contract shall be as follows:- Maximum coverage amount for residential properties: $XXXXX- Maximum coverage amount for commercial properties: $XXXXX- Maximum coverage amount for industrial properties: $XXXXX2. The Insurer shall not be liable for any claims that exceed the coverage limits specified in this Contract.VI. Claims Procedure1. In the event of a claim, the Insured shall notify the Insurer immediately and provide all necessary documentation to support the claim.2. The Insurer shall investigate the claim within (number) days and provide a decision on the claim within (number) days.VII. Termination of Contract1. Either party may terminate this Contract by providing written notice to the other party at least (number) days in advance.2. Upon termination of the Contract, the Insurer shall refund any remaining premium to the Insured.VIII. Governing Law1. This Contract shall be governed by and construed in accordance with the laws of (Country).2. Any disputes arising from this Contract shall be settled through arbitration in (City).In Witness Whereof, the parties hereto have executed this Property Insurance Contract as of the date first above written.Insurer: Insured:XYZ Insurance Company (Name of the Insured)Insurance Agent: Date:(Name of the Insurance Agent)(Date)This is the standard format for a Property Insurance Contract in English for foreign-related transactions. It is important for both parties to understand the terms and conditions of the Contract before signing.篇4Property Insurance Contract Template (Foreign Trade)This Property Insurance Contract (Foreign Trade) is entered into by and between the Insurer and the Insured on this [Date], regarding the insurance coverage for the insured property as listed in Schedule A. This Contract outlines the terms and conditions governing the insurance coverage, including the premium amount, coverage period, liabilities, and claims procedures.1. Definitions:- Insurer: [Insurance Company Name]- Insured: [Name of the Insured]- Policy Number: [Policy Number]- Coverage Period: [Start Date] to [End Date]- Insured Property: [List of Insured Properties as per Schedule A]2. Coverage:The Insurer agrees to provide insurance coverage for the Insured Property against risks such as fire, theft, natural disasters, vandalism, and other perils as stated in the Policy. The coverage includes the replacement cost or actual cash value of the insured property, subject to the terms and conditions of the Policy.3. Premium:The Insured agrees to pay the premium amount of [Premium Amount] for the coverage period, as agreed upon by both parties. The premium payment shall be made in [Currency] to the Insurer on or before the due date specified in the Policy.4. Liabilities:The Insurer shall not be liable for any losses or damages caused by the acts of war, terrorism, nuclear disasters, intentional acts by the Insured, wear and tear, and other excluded perils as outlined in the Policy. The Insured shall take reasonable precautions to safeguard the insured property to prevent losses or damages.5. Claims Procedures:In the event of a loss or damage to the insured property, the Insured shall notify the Insurer immediately and provide all necessary details and documentation to support the claim. The Insurer shall conduct an investigation into the claim and make a determination on the coverage amount within a reasonable time frame. The Insured shall cooperate with the Insurer during the claims process and provide any additional information or assistance as required.6. Termination:This Contract shall be terminated upon the expiry of the coverage period or upon the payment of the insurance claim, whichever comes first. The Insurer reserves the right to terminate the Contract in case of non-payment of the premium or breach of the terms and conditions outlined in the Policy.7. Governing Law:This Contract shall be governed by the laws of [Jurisdiction], and any disputes arising from the interpretation or enforcement of the Contract shall be resolved through arbitration in accordance with the rules of [Arbitration Forum].In witness thereof, the parties hereto have executed this Property Insurance Contract on this [Date].Insurer: Insured:[Signature] [Signature][Printed Name] [Printed Name]Schedule A:[List of Insured Properties]This Property Insurance Contract Template (Foreign Trade) is for reference purposes only and may be subject to customization based on the specific requirements of the parties involved. It is recommended to seek legal advice before entering into any insurance contract.篇5Property Insurance Contract Format (Foreign English)This Property Insurance Contract (hereinafter referred to as “the Contract”) is made and entered into by and between the Insurer and the Insured, based on mutual agreement on the following terms and conditions:1. Subject Matter of InsuranceThe Insurer agrees to provide insurance coverage to the Insured for the property described in the Schedule attached hereto and made a part hereof.2. Scope of CoverageThe insurance coverage provided under this Contract shall be for loss or damage to the insured property due to perils such as fire, theft, flood, vandalism, and other covered risks as specified in the policy document.3. PremiumThe Insured agrees to pay the premium specified in the Schedule attached hereto in consideration for the insurance coverage provided by the Insurer. The premium shall be paid in full and on time as specified in the payment terms.4. Coverage LimitsThe maximum liability of the Insurer under this Contract shall be limited to the sum insured specified in the Schedule attached hereto. Any claim exceeding this limit shall not be the responsibility of the Insurer.5. ExclusionsThe Insurer shall not be liable for any loss or damage caused by war, nuclear hazards, wear and tear, gradual deterioration, or any other exclusions as specified in the policy document.6. Claims ProcedureIn the event of a claim, the Insured shall notify the Insurer immediately and provide all necessary documentation to support the claim. The Insurer shall investigate the claim and make a decision on the coverage within a reasonable period.7. RenewalThis Contract shall be valid for the period specified in the Schedule attached hereto. The Insured may request a renewal of the Contract by paying the premium for the subsequent period as specified by the Insurer.8. TerminationEither party may terminate this Contract by giving written notice to the other party. In the event of termination, the Insured shall be entitled to a refund of the premium paid for the remaining period of coverage.9. Governing LawThis Contract shall be governed by and construed in accordance with the laws of the jurisdiction specified in the Schedule attached hereto.In Witness Whereof, the parties hereto have executed this Contract as of the date first above written.Insurer:Signature: __________________Name: _____________________Title: ______________________Insured:Signature: __________________ Name: _____________________ Title: ______________________ Schedule:Property Description: _________ Sum Insured: _________ Premium: _________ Coverage Period: _________。
财产保险合同格式(涉外)(附英文)-精品
财产保险合同格式(涉外)(附英文)一、保险财产保险财产指在本保险单明细表中列明的财产及费用。
经被保险人特别申请，并经本公司书面同意，下列物品及费用经专业人员或公估部门鉴定并确定价值后，亦可作为保险财产：（一）金银、珠宝、钻石、玉器；（二）古玩、古币、古书、古画；（三）艺术作品、邮票；（四）建筑物上的广告、天线、霓虹灯、太阳能装置等；（五）计算机资料及其制作、复制费用。
下列物品一律不得作为保险财产：（一）枪支弹药、爆炸物品；（二）现钞、有价证券、票据、文件、档案、帐册、图纸；（三）动物、植物、农作物；（四）便携式通讯装置、电脑设备、照相摄像器材及其他贵重物品；（五）用于公共交通的车辆。
二、责任范围在本保险期限内，若本保险单明细表中列明的保险财产因以下列明的风险造成的直接物质损坏或灭失（以下简称“损失”），本公司同意按照本保险单的规定负责赔偿。
（一）火灾；（二）爆炸，但不包括锅炉爆炸；（三）雷电；（四）飓风、台风、龙卷风；（五）风暴、暴雨、洪水但不包括正常水位变化、海水倒灌及水库、运河、堤坝在正常水位线以下的排水和渗漏，亦不包括由于风暴、暴雨或洪水造成存放在露天或使用芦席、蓬布、茅草、油毛毡、塑料膜或尼龙等作罩棚或覆盖的保险财产的损失；（六）冰雹；（七）地崩、山崩、雪崩；（八）火山爆发；（九）地面下陷下沉，但不包括由于打桩、地下作业及挖掘作业引起的地面下陷下沉；（十）飞机坠毁、飞机部件或飞行物体坠落；（十一）水箱、水管爆裂，但不包括由于锈蚀引起水箱、水管爆裂。
三、除外责任本公司对下列各项不负责赔偿：（一）被保险人及其代表的故意行为或重大过失引起的任何损失和费用；（二）地震、海啸引起的损失和费用；（三）贬值、丧失市场或使用价值等其他后果损失；（四）战争、类似战争行为、敌对行为、武装冲突、恐怖活动、谋反、政变、罢工、暴动、民众骚乱引起的损失和费用；（五）政府命令或任何公共当局的没收、征用、销毁或毁坏；（六）核裂变、核聚变、核武器、核材料、核幅射以及放射性污染引起的任何损失和费用；（七）大气、土地、水污染及其他各种污染引起的任何损失和费用，但不包括由于本保险单第二条责任范围列明的风险造成的污染引起的损失；（八）本保险单明细表或有关条款中规定的应由被保险人自行负担的免赔额；（九）其他不属于本保险单第二条责任范围列明的风险引起的损失。
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金融合同:财产保险合同格式(涉外英文)propertyinsuranceclauses wholedoc. i.thepropertyinsured thepropertyinsuredshallrefertoallpropertiesand expenses spe-cifiedinthescheduleofthispolicy. unlessspecificallyagreeduponinwritingbetweentheinsuredandt hecompanyandappraisedandvalue-establishedbyprofessional sorassessors,thefollowingarticlesandtheexpenses relevant thereto shall not becoveredunderthispolicy:1.gold,silver,pearls,diamonds,preciousstonesandjades;2.antiques,articlesofvirtue, ancient coins, ancient books andancientpaintings;3.worksofartorpostagestamps;4.advertisements,aerials,neon,piecesofsolarenergyapparatusetc.onbuildings;putersystemrecordsoritsmakingandcopyingcosts. undernocirc umstancesshallthefollowingarticles relevant theretobecoveredhereunder: 1.guns,ammunitionorexplosives;2.banknotes,securities,bills,documents,files, account booksordrawings; 3.animals,plantsandagriculturalcrops;4.mobilephones,portablecomputers,removable photograph apparatusorotherpreciousarticles;5.vehicleslicensedforgeneraltransportuse. ii.scopeofcover thecompanyshallindemnifytheinsuredin respect of the physicallossofordamagetotheinsuredpropertystatedin the schedule duringtheperiodofinsurancedirectlyarisingfromthefollowingpe rils: 1.fire; 2.explosion; butnotincludingexplosionof a boiler or other pressure reliefdevices; 3.lightning; 4.hurr icane,typhoonandtornado; 5.storm,tempestandflood; butnotincludinglossordamagecaused by change in normal waterlevelorinundationfromseawaterorwaterescape or leakage from thenormalconfinesofanynaturalwatercourse,lakeorreservoir, canal ordamaswellaslossofordamagetotheinsuredpropertycausedby storm,tempestorfloodwhilebeingstoredintheopenorcoveredby or under ashedthatchedwithreeds,tarpaulins, straw, asphalt felt, plastic ornylonsheet;6.hailstorm;ndslide,rockslide,avalanche; 8.volcanicexplosion;9.subsidenceofground; but not including loss or damageresulting from pile driving,groundworkorexcavation;10.crashingaircraftandpartsorarticlesfallingfromaircraft andotherflyingobjects; 11.burstingofwate rtankorpipe; butnotincludingburstingofwatertankorpipeduetorust.iii.exclusions thiscompanyshallnotbeliablefor: 1.lossofordamagetotheinsuredproperty or expenses caused byintentionalactorgrossnegligenceoftheinsuredorhisrepresent ative; 2.lossofordamageto the insured property caused and expensesincurredbyearthquakeortsunami;3.depreciation,lossofmarket,lossofuseand other consequentiallossesofanydescription;4.lossofordamagetothe insured property or expenses incurredarising from war, warlike operation, hostilities, armed conflicts,terrorism,conspiracyinsurrection,coupd'etat,strike,rio t, and civilcommotion;5.confiscation,requisition,destructionordamagebyany action or orderofanygovernmentdejureordefactoorbyanypublicauthoriti es;6.lossofordamagetoinsuredpropertydirectlyorindirectlycaused orexpensesincurredbynuclearfission,nuclearfusion, nuclear weapon,nuclearmaterial,nuclearradiationandradioactivecontamination; 7.lossordamagecausedandexpensesincurred by pollution of anykind or description whatsoever such as atmosphere, land and waterpollutionsbutthisdoesnotincludelossordamage caused by pollutionarisingfromperilsspecifiedinarticleiithepolicy;8.thedeductiblesstatedinthescheduletobebornebytheinsured;9.lossordamagearisingfromanyotherperilsnotlistedin articleiiofthispolicy. iv.treatmentofclaim 1.thecompanyshallatitsoption,indemnifytheinsured in respectoflossordamagefallingwithinthescope of cove r of the policy byeither: 1.1payingtheamountoftheactualvalue of the property lost ordamagedor;1.2payingthenecessarycostofrepairingor restoring the damagedpropertytoitsnearestconditionimmediatelypreceding thedamageor;1.3repairingorrestoringthedamagedpropertytoaconditionnear tootherpropertyoflikekindandquality.2.indemnityunderthispolicyshallbebasedupon the sound marketvalueofthepropertyprevailingatthetimeofloss.ifthesoun d marketvalueofthedamagedpropertyis lower than the sum insured of suchproperty,theclaimshallbesettledonitsmarket value; if thesoundmarketvalueofthepropertyisinexcessofthesuminsured,th e companyshallonlybeliableforsuchproportionoftheclaimasthe sum insuredofthedamagedpropertybearstoitssoundmarketvalue. if the insuredpropertyenumeratedinthesched uleismorethanoneitem, the provisionofthisclauseshallapplytoeachthereof.3.ifaclaimforlossofordamagetotheinsureditemissettled onatotallossbasis,thesalvagevalueofsuchitemshallbededucted fromtheindemnitypayablebythecompany.the company may, at itsoption,declinetheabandonmentofanydamagedpropertybythei nsured. 4.intheeventoflossofordamageto any equipment item insuredformingpartofapairorset,thecompanyshallnotbeliablei n respectofeachofsuchitemlostordamagedformorethanitspropo rtionate partofthesuminsuredonthecompletepairorset.5.intheeventofanylossoccurrence,thecompanyshallalsopaythei nsuredfortheexpensesreasonablyincurredfortakingnecessary measurestominimizelossordamagetotheleastextent,butinnoca seshall suchexpensesreferredheretoexceedthesuminsuredoftheinsuredproperty.6.uponsettlementofaclaim,anendorsementshallbeissued by thecompanytoreducet hesuminsuredcorrespondingtothe property lost ordamagedbytheamountsosettledfromthedateof loss, and no premiumshallberefundedfortheamountsoreduced.ifreinstate mentof the suminsuredisrequiredbythe insured upon settlement of the claim, anadditionalpremiumforthereinstatedamountshallbechargeda tanagreedrate,andbecalculatedonproratadailybasisfromthedat eof loss totheexpiryoftheinsurance.7.thetimeofvalidityofaclaim under this insurance shall notexceedaperiodoftwoyearcountingfromthedateofloss.v.insured'sobligations thefollowingobligationsshallbestrictlyfulfilledby the insuredandhisrepresentative:1.theinsuredandhisrepresentative, when applying for insuranceshallmaketrueanswersordescriptionstothequestionsi n the proposalandquestion naireortoanyotherquestionsraisedbythecompany.2.theinsuredandhisrepresentativeshallpaytothecompanyin duecoursetheagreedpremiuminthemannerasprovidedin theschedule andendorsements.3.duringtheperiodofthisinsurance,theinsuredshallat his ownexpensetake all reasonable precautions, including paying sufficientattentiontoandputtingintopracticethereasonable recommendationsofthecompany,prudentlyselectingtheworkmenandemployees and complyingwithallstatutoryregulationsandsafetyoperationproc edures.4.intheeventofanyoccurrencewhichgivesormightgiveriseto aclaimunderthispolicy,theinsuredorhisrepresentativeshall:4.1notifythecompanyimmediatelyandwithinseven(7) days or anyfurtherperiodasmaybeagreedby the company in writing, furnishawrittenreporttoindicatethecourse,probablereasonandextentof lossordamage4.2takeallnecessarymeasurestoavoidaggravationof the loss ordamageandminimizeittotheleastextent; 4.3 preserve the spot affected and defective parts before aninspectioniscarried out by a representative or surveyor from thecompany;4.4furnishallsuch information and documentary evidence as thecompanymayrequireforsupportingtheclaim.vi.generalconditions 1.policyeffect thedueobservanceandfulfilmentofthetermsandconditionsof thispolicyinsofarastheyrelatetoanythingtobedoneorcomplied withbytheinsuredshallbeaconditionprecedenttoanyliabilityoft hecompanyunderthispolicy. 2.policyvoidance thispolicyshallbe voidable in the event of misrepresentation,m sdescriptionornon-disclosuremadebytheinsuredorhisrepresen tativeinanymaterialparticularinrespectofthisinsurance.3.policytermination unlessitscontinuancebeadmittedbythe company in writing, thispolicyshallbeautomaticallyterminatedif:3.1theinsurableinterestoftheinsuredislost;3.2theriskoflossordamageisincreased. afterterminationofthepolicy,thepremiumshallberefundedto theinsuredcalculatedonproratadailybasisfortheperiodfromthe dateofterminationtothedateofexpiry.4.policycancellation thispolicymaybecanceledatanytimeattherequestofthe insuredinwritingorattheoptionofthecompanybygivingafifteen (15)dayspriornoticetotheinsured.intheformercasethecompanyshall retainapremiumcalculatedonshorttermratebasisforthetime the policyhasbeeninforcewhileinthelattercasesuchpremiumshallbecalcul atedonproratadailybasis. 5.forf eitofbenefit iftheclaimisinanyrespectfraudulent,orifanyfraudulent meansordevicesareusedbytheinsuredorhis representative to obtain anybenefitunderthispolicyorifanylossordamageis occasioned by theintentionalactorintheconnivanceoftheinsuredorhisrepresen tative,theninanyofthesecases,alltherightsand benefits of the insuredunderthispolicyshallbeforfeited,andall consequent losses arisingtherefromincludingtheamountofclaim paid by the company shall beindemnifiedbytheinsured.6.reasonableinspection therepresentativeofthe company shall at any suitable time beentitledtoattendthesiteandinspectorexaminetherisk explosure ofthepropertyinsured.forthispurpose,the insured shall provide fullassistanceandalldetailsandinformationrequiredbythecomp anyas maybe necessary for the assessment of the risk. the above mentionedinspectionorexamination shall in no circumstances be held as anyadmissiontotheinsuredbythecompany.7.doubleinsurance shouldanyloss,damage,expensesorliabilityrecoverable underthepolicybealsocoveredbyanyotherinsurance,thecompanyshal l only beliabletopayorcontributehisproportionoftheclaimirrespective astowhethertheotherinsuranceisarrangedbytheinsuredor others on hisbehalf,orwhetheranyindemnification is obtainable under such otherinsurance. 8.subrogation whereathirdpartyshallbeheldresponsiblefortheloss or damagecoveredunderthispolicy,theinsuredshall,whetherbeing indemnifiedbythecompanyornot,takeallnecessarymeasurestoe nforceorreserve therightofrecoveryagainstsuchthirdparty,anduponbeingindem nified bythecompany,subrogatetot hecompanyalltherightofrecovery, transferallnecessarydocumentstoandassistthe company in pursuing recoveryfromtheresponsibleparty. 9.dispute alldisputesunderthisinsurancearisingbetweentheinsuredand thecompanyshallbesettledthrough friendly negotiations. where the twopartiesfailtoreachanagreementafternegotiations,suchdisp ute shallbesubmitted to arbitration or to court for legal actions.unlessotherwiseagreed,sucharbitrationorlegalactionshallbecarriedoutintheplacewherethedefendantisdomiciled.vii.specialprovisions thefollowingprovisionsshallbeappliedtoallpartsofthis policyandshalloverridetheothertermsandconditionsofthis policy if anyconflictarises. propertyinsurancepolicy p olicyno.: whereastheinsurednamedinthe schedule hereto has made to the______insurancecompany(hereinafter called ""the company"") a writtenproposalwhichtogetherwithanyotherstatementsmadeb ytheinsured forthepurposeofthispolicyisdeemedtobe incorporated herein and haspaidtothecompanythepremiumstatedintheschedule. nowthispolicyofinsurancewitnessesthatsubjecttothe terms andconditionscontainedhereinorendorsedhereonthecompany shallindemnifytheinsuredfor the loss or damage sustained during the period ofinsurancestated in the schedule in the manner and to the extenthereinafterprovided. by the ________ insurancecompany_________________________authorisedsignaturedateofiss ue:placeofissue: schedule policyno.:andaddressoftheinsured 1.1theinsured: 1.2address:2.locationofthepropertyinsured:3.natureoftrade:4.insureditemsandsumsinsured: insureditems sumsinsured 4.1propertyinsured 4.1.1building(s)(includingdecoration): 4.1.2machineryandequipment: 4.1.3furnitureandfixture: (includingofficeequipmentandsupplies) 4.1.4stock: 4.1.5others: 4.2additionalexpenses: 4.2.1removalofdebrisfees: 4.2.2fireextinguishingexpenses: 4.2.3professionalfees: 4.2.4otherexpenses:totalsuminsured:5.deductible(anyoneaccident):6.periodofinsur ance:___months.from00:00of_________to24:00hoursof______7.premiumrate: totalpremium:8.dateofpayment:9.jurisdiction: thispolicyisgovernedbylawofthepeople'srepublicofchina.10.sp ecialprovisions: propertyinsurancepolicy'sschedule _________insurancecompany。